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msmarco_v2.1_doc_10_661960532#12_1236824662
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Title: Why 7 Deadly Diseases Strike Blacks Most
Headings: Why 7 Deadly Diseases Strike Blacks Most
Menu
Why 7 Deadly Diseases Strike Blacks Most
Health care disparities heighten disease differences between African-Americans and white Americans.
Content: Cigarette smoking is declining faster among blacks than among whites -- but blacks still die of lung diseases more frequently than white Americans. This could be due to health care disparities -- blacks may get diagnosed later, when diseases are harder to treat -- but it could also be due to genetic susceptibility. "The environment is involved, and there is potential genetic susceptibility -- but we also have to talk about the fact that African-Americans' social and economic status lags behind that of Caucasians," Graham says. " And low socioeconomic status is linked to more disease." Continued
It's not a simple question of access to health care itself, but access to specialists. Even within HMOs, Graham says, blacks get specialist referrals less often than whites. "I wonder if minority populations put as much pressure on their doctors to get specialty referrals," says Graham, who works to empower black community groups to know what they should expect from their health care. " And there may be more insidious, darker reasons why doctors are less likely to refer African-American patients. But as a specialist myself, I know that patients who get to see me have gone to their doctors and said, 'This isn't working.'" African-Americans and Heart Disease, Stroke
Heart disease and stroke disproportionately affect African-Americans.
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http://www.webmd.com/hypertension-high-blood-pressure/features/why-7-deadly-diseases-strike-blacks-most
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msmarco_v2.1_doc_10_661960532#13_1236826500
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Title: Why 7 Deadly Diseases Strike Blacks Most
Headings: Why 7 Deadly Diseases Strike Blacks Most
Menu
Why 7 Deadly Diseases Strike Blacks Most
Health care disparities heighten disease differences between African-Americans and white Americans.
Content: Even within HMOs, Graham says, blacks get specialist referrals less often than whites. "I wonder if minority populations put as much pressure on their doctors to get specialty referrals," says Graham, who works to empower black community groups to know what they should expect from their health care. " And there may be more insidious, darker reasons why doctors are less likely to refer African-American patients. But as a specialist myself, I know that patients who get to see me have gone to their doctors and said, 'This isn't working.'" African-Americans and Heart Disease, Stroke
Heart disease and stroke disproportionately affect African-Americans. Why? "What sets the stage for the more aggressive and higher incidence of heart disease in African-Americans is a very high incidence of high blood pressure ," Yancy says. " This predisposes African-Americans to more heart disease, kidney disease, and stroke. And heart failure -- an African-American is much more likely to get there with an absence of previous heart disease. That is most important.
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http://www.webmd.com/hypertension-high-blood-pressure/features/why-7-deadly-diseases-strike-blacks-most
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msmarco_v2.1_doc_10_661960532#14_1236828048
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Title: Why 7 Deadly Diseases Strike Blacks Most
Headings: Why 7 Deadly Diseases Strike Blacks Most
Menu
Why 7 Deadly Diseases Strike Blacks Most
Health care disparities heighten disease differences between African-Americans and white Americans.
Content: Why? "What sets the stage for the more aggressive and higher incidence of heart disease in African-Americans is a very high incidence of high blood pressure ," Yancy says. " This predisposes African-Americans to more heart disease, kidney disease, and stroke. And heart failure -- an African-American is much more likely to get there with an absence of previous heart disease. That is most important. This makes us focus on high blood pressure as it forces heart failure." Continued
Clinical trials show blacks and whites respond differently to treatments for high blood pressure. Indeed, treatment guidelines suggest that doctors should consider different drugs based on a patient's race. But Yancey says that a closer look at the data shows that race tends to be a marker for more complicated high blood pressure treatment. "Data suggests that all therapies do equally well -- but patients at higher risk need more intensive therapy," he says.
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http://www.webmd.com/hypertension-high-blood-pressure/features/why-7-deadly-diseases-strike-blacks-most
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msmarco_v2.1_doc_10_661960532#15_1236829484
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Title: Why 7 Deadly Diseases Strike Blacks Most
Headings: Why 7 Deadly Diseases Strike Blacks Most
Menu
Why 7 Deadly Diseases Strike Blacks Most
Health care disparities heighten disease differences between African-Americans and white Americans.
Content: This makes us focus on high blood pressure as it forces heart failure." Continued
Clinical trials show blacks and whites respond differently to treatments for high blood pressure. Indeed, treatment guidelines suggest that doctors should consider different drugs based on a patient's race. But Yancey says that a closer look at the data shows that race tends to be a marker for more complicated high blood pressure treatment. "Data suggests that all therapies do equally well -- but patients at higher risk need more intensive therapy," he says. A similar situation exists for heart failure. A promising treatment for heart failure didn't seem to be working -- until researchers noticed that it worked much better for black patients than for white patients. A study of black patients confirmed this finding -- and provided tantalizing evidence that the drug will help patients of all races with certain disease characteristics. "The way this discussion of race differences has been helpful for the whole field of cardiology, is it is exposing new treatment options for all people with heart failure, African-American and Caucasian," Yancy says. Black Americans and Diabetes
Black Americans -- and Mexican-Americans -- have twice the risk of diabetes as white Americans.
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http://www.webmd.com/hypertension-high-blood-pressure/features/why-7-deadly-diseases-strike-blacks-most
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msmarco_v2.1_doc_10_661960532#16_1236831243
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Title: Why 7 Deadly Diseases Strike Blacks Most
Headings: Why 7 Deadly Diseases Strike Blacks Most
Menu
Why 7 Deadly Diseases Strike Blacks Most
Health care disparities heighten disease differences between African-Americans and white Americans.
Content: A similar situation exists for heart failure. A promising treatment for heart failure didn't seem to be working -- until researchers noticed that it worked much better for black patients than for white patients. A study of black patients confirmed this finding -- and provided tantalizing evidence that the drug will help patients of all races with certain disease characteristics. "The way this discussion of race differences has been helpful for the whole field of cardiology, is it is exposing new treatment options for all people with heart failure, African-American and Caucasian," Yancy says. Black Americans and Diabetes
Black Americans -- and Mexican-Americans -- have twice the risk of diabetes as white Americans. In addition, blacks with diabetes have more serious complications -- such as loss of vision, loss of limbs, and kidney failure -- than whites, notes Maudene Nelson, RD, certified diabetes educator at Naomi Barry Diabetes Center at Columbia University. "The theory is that maybe it is access to health care, or maybe a cultural fatalism -- thinking, 'It is God's will,' or, 'My family had it so I have it' -- not a sense of something I can have an impact on so it won't hurt me," Nelson tells WebMD. " But more and more there is thinking it is something that makes blacks genetically more susceptible. It is hard to tell how much of it is what." The Forgotten Killer
There is, indeed, evidence that African-Americans may have a genetic susceptibility to diabetes.
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http://www.webmd.com/hypertension-high-blood-pressure/features/why-7-deadly-diseases-strike-blacks-most
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msmarco_v2.1_doc_10_661960532#17_1236833221
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Title: Why 7 Deadly Diseases Strike Blacks Most
Headings: Why 7 Deadly Diseases Strike Blacks Most
Menu
Why 7 Deadly Diseases Strike Blacks Most
Health care disparities heighten disease differences between African-Americans and white Americans.
Content: In addition, blacks with diabetes have more serious complications -- such as loss of vision, loss of limbs, and kidney failure -- than whites, notes Maudene Nelson, RD, certified diabetes educator at Naomi Barry Diabetes Center at Columbia University. "The theory is that maybe it is access to health care, or maybe a cultural fatalism -- thinking, 'It is God's will,' or, 'My family had it so I have it' -- not a sense of something I can have an impact on so it won't hurt me," Nelson tells WebMD. " But more and more there is thinking it is something that makes blacks genetically more susceptible. It is hard to tell how much of it is what." The Forgotten Killer
There is, indeed, evidence that African-Americans may have a genetic susceptibility to diabetes. Even so, Nelson says, the real problem is empowering patients to keep their diabetes under control. "Patients often have the sense that they are not as much in charge of managing their
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http://www.webmd.com/hypertension-high-blood-pressure/features/why-7-deadly-diseases-strike-blacks-most
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msmarco_v2.1_doc_10_662030998#0_1236961843
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Title: High Blood Pressure in African-Americans: Genetics, Risks, Causes, and More
Headings: High Blood Pressure in African-Americans
Menu
High Blood Pressure in African-Americans
Why Is High Blood Pressure Common in African-Americans?
High Blood Pressure Risk Factors for African-Americans
Hypertension / High Blood Pressure Guide
Content: High Blood Pressure in African-Americans: Genetics, Risks, Causes, and More
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High Blood Pressure Home
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High Blood Pressure in African-Americans
Medically Reviewed by James Beckerman, MD, FACC on September 06, 2019
High blood pressure, also known as hypertension, affects African-Americans in unique ways: African-Americans develop high blood pressure at younger ages than other groups in the U.S.
African-Americans are more likely to develop complications associated with high blood pressure. These problems include stroke, kidney disease, blindness, dementia, and heart disease. Why is high blood pressure in African-Americans so common? If you are African-American, what can you do to avoid developing high blood pressure? Find out how you can protect yourself from this serious health condition. Why Is High Blood Pressure Common in African-Americans? To date, researchers do not have a definitive answer to this question, but some believe that high blood pressure in African-Americans may be triggered by the following factors: Genetic factors.
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http://www.webmd.com/hypertension-high-blood-pressure/guide/hypertension-in-african-americans
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msmarco_v2.1_doc_10_662030998#2_1236965377
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Title: High Blood Pressure in African-Americans: Genetics, Risks, Causes, and More
Headings: High Blood Pressure in African-Americans
Menu
High Blood Pressure in African-Americans
Why Is High Blood Pressure Common in African-Americans?
High Blood Pressure Risk Factors for African-Americans
Hypertension / High Blood Pressure Guide
Content: High rates of high blood pressure in African-Americans may be due to the genetic make-up of people of African descent. Researchers have uncovered some facts: In the U.S, blacks respond differently to high blood pressure drugs than do other groups of people. Blacks in the U.S. also seem to be more sensitive to salt, which increases the risk of developing high blood pressure. Environmental factors. Some scientists believe that high blood pressure in African-Americans is due to factors unique to the experience of blacks in the U.S. Blacks worldwide have rates of high blood pressure that are similar to whites. In the U.S., however, the difference is dramatic: 41% of blacks have high blood pressure, as compared to 27% of whites. In addition, black people in the U.S are more likely to be overweight than blacks in other countries. Some experts think that social and economic factors -- including discrimination and economic inequality -- are responsible for this difference.
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http://www.webmd.com/hypertension-high-blood-pressure/guide/hypertension-in-african-americans
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msmarco_v2.1_doc_10_662030998#3_1236966918
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Title: High Blood Pressure in African-Americans: Genetics, Risks, Causes, and More
Headings: High Blood Pressure in African-Americans
Menu
High Blood Pressure in African-Americans
Why Is High Blood Pressure Common in African-Americans?
High Blood Pressure Risk Factors for African-Americans
Hypertension / High Blood Pressure Guide
Content: Some scientists believe that high blood pressure in African-Americans is due to factors unique to the experience of blacks in the U.S. Blacks worldwide have rates of high blood pressure that are similar to whites. In the U.S., however, the difference is dramatic: 41% of blacks have high blood pressure, as compared to 27% of whites. In addition, black people in the U.S are more likely to be overweight than blacks in other countries. Some experts think that social and economic factors -- including discrimination and economic inequality -- are responsible for this difference. Researchers will hopefully find the causes for the high incidence of high blood pressure in African-Americans. In the meantime, there is a lot you can do to keep high blood pressure from damaging your health. High Blood Pressure Risk Factors for African-Americans
Being African-American is a risk factor for developing high blood pressure. Others include: Increased age
Excessive weight
A family history of high blood pressure
Having diabetes
Inactivity
High dietary salt and fat
Low intake of potassium
Smoking
The more risk factors you have, the more likely it is that you have high blood pressure or will develop it in the future.
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http://www.webmd.com/hypertension-high-blood-pressure/guide/hypertension-in-african-americans
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msmarco_v2.1_doc_10_666325102#0_1246265347
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Title:
Headings:
Content: Doctors Who Treat Mental Illness
Choosing the right provider for your mental health needs is an important step towards getting proper treatment. WebMD gives you an overview of doctors and therapists who treat mental illness to help you decide what may work best for you. Skip to main content
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Doctors Who Treat Mental Illness
Medically Reviewed by Jennifer Casarella, MD on September 27, 2020
In this Article
Primary Care Doctors
Psychologists
Psychiatrists
Psychoanalysts
Holistic Doctors
Things to Think About
Where to Look
A number of different types of counselors, therapists, and doctors can treat mental illness. Finding the right one is an important step toward getting proper treatment. Start by choosing the kind that's best for your mental health needs. Primary Care Doctors
In many cases, your primary care doctor may diagnose and treat your mental illness. They'll refer you to a specialist when needed.
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http://www.webmd.com/mental-health/doctors-treat-illness
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msmarco_v2.1_doc_10_666325102#1_1246269362
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Title:
Headings:
Content: Interviews With Experts
COVID-19 Symptoms
Coronavirus Variants
Experts & Community
WebMD Blogs
News Center
Featured Topics
WebMD News Get the Latest COVID-19 News Here
Get Our Newsletters Health News and Information, Delivered to Your Inbox
Mobile Apps
Subscriptions
Privacy and More
Sign In
Subscribe
Menu
Mental Health
Anxiety & Panic Disorders
Bipolar Disorder
Depression
Eating Disorders
Schizophrenia
Substance Abuse & Addiction
News & Features
Reference
Quizzes
Slideshows
Videos
Questions & Answers
Find a Psychiatrist
Related to Mental Health
ADHD
Crisis Assistance
Health & Balance
Living Healthy
Military Families Support
Personality Disorders
PTSD
Stress Management
More Related Topics
Mental Health
Reference
Menu
Doctors Who Treat Mental Illness
Medically Reviewed by Jennifer Casarella, MD on September 27, 2020
In this Article
Primary Care Doctors
Psychologists
Psychiatrists
Psychoanalysts
Holistic Doctors
Things to Think About
Where to Look
A number of different types of counselors, therapists, and doctors can treat mental illness. Finding the right one is an important step toward getting proper treatment. Start by choosing the kind that's best for your mental health needs. Primary Care Doctors
In many cases, your primary care doctor may diagnose and treat your mental illness. They'll refer you to a specialist when needed. Psychologists
They usually have doctoral degrees (PhD or PsyD) and are trained to provide professional counseling on psychological and emotional issues. They may specialize in areas such as marriage counseling, relaxation therapy, stress management, or sex therapy. Psychologists don't have medical training, so they're not allowed to prescribe medications -- except in certain states where the legislature has given them prescribing privileges. Psychiatrists
These professionals are medical doctors who specialize in the treatment of mental, emotional, or behavioral problems. A psychiatrist can prescribe medications.
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http://www.webmd.com/mental-health/doctors-treat-illness
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msmarco_v2.1_doc_10_666726833#3_1247138192
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Title: Psychiatry, Psychology, Counseling, and Therapy: What to Expect
Headings: Guide to Psychiatry and Counseling
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Guide to Psychiatry and Counseling
Where to Start
Types of Mental Health Professionals
Content: So the first person to see if you think you are having a mental problem is your primary care doctor. Your doctor will ask about your symptoms, how long you've been having them, and whether they're constant or come and go. Your doctor will check for physical problems that could be causing your symptoms and help you decide what type of mental health professional and what kind of therapy might be best for you. Types of Mental Health Professionals
Your doctor might refer you to any of the following mental health professionals: Psychiatrist. A psychiatrist is a medical doctor (M.D. or D.O.) who specializes in preventing, diagnosing, and treating mental illness. A psychiatrist's training starts with four years of medical school and is followed by a one-year internship and at least three years of specialized training as a psychiatric resident. A psychiatrist is trained to differentiate mental health problems from other underlying medical conditions that could present with psychiatric symptoms. They also monitor the effects of mental illness on other physical conditions (such as problems with the heart or high blood pressure ), and the effects of medicines on the body (such as weight, blood sugar, blood pressure, sleep, and kidney or liver functioning). Continued
As a doctor, a psychiatrist is licensed to write prescriptions.
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http://www.webmd.com/mental-health/guide-to-psychiatry-and-counseling
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msmarco_v2.1_doc_10_666726833#4_1247139946
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Title: Psychiatry, Psychology, Counseling, and Therapy: What to Expect
Headings: Guide to Psychiatry and Counseling
Menu
Guide to Psychiatry and Counseling
Where to Start
Types of Mental Health Professionals
Content: A psychiatrist is a medical doctor (M.D. or D.O.) who specializes in preventing, diagnosing, and treating mental illness. A psychiatrist's training starts with four years of medical school and is followed by a one-year internship and at least three years of specialized training as a psychiatric resident. A psychiatrist is trained to differentiate mental health problems from other underlying medical conditions that could present with psychiatric symptoms. They also monitor the effects of mental illness on other physical conditions (such as problems with the heart or high blood pressure ), and the effects of medicines on the body (such as weight, blood sugar, blood pressure, sleep, and kidney or liver functioning). Continued
As a doctor, a psychiatrist is licensed to write prescriptions. Many mental disorders -- such as depression, anxiety, ADHD, or bipolar disorder -- can be treated effectively with specific drugs. If you are working with a psychiatrist, a lot of the treatment may be focused on medication management. Sometimes medication alone is enough to treat the mental illness. Sometimes a combination of medication and psychotherapy or counseling is needed. If that is the case, the psychiatrist may provide the psychotherapy, or the psychiatrist may refer you to a counselor or other type of mental health professional.
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http://www.webmd.com/mental-health/guide-to-psychiatry-and-counseling
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msmarco_v2.1_doc_10_666941525#4_1247598582
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Title: Mental Health Disorders May Shorten Life Span: Study – WebMD
Headings: Mental Health Disorders May Shorten Life Span
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Mental Health Disorders May Shorten Life Span
By Amy Norton
Content: Walker's team found that the mortality "gap" between people with and without mental disorders has grown over time -- becoming wider in studies done since the 1990s, versus those done prior to 1970. Part of that could be due to healthier lifestyle habits in the general population, according to Olfson. Smoking, for example, has declined overall, but is still prevalent among people with mental health conditions, he noted. Continued
Whatever the specific reasons, Walker said it appears that people with psychiatric conditions are not seeing the same physical health improvements as the overall population. "There's no simple solution to this," she said. " It's going to take multiple approaches." One approach is to make sure that people with psychiatric disorders have access to all the types of health care they need, according to Walker. She noted that Americans with mental health issues also have higher-than-average rates of poverty and unemployment, and may also lack the "social support" -- family and friends -- that can help them deal with chronic ills. Both Walker and Olfson also pointed to the need for more "integrated care" -- which essentially means better coordination among the different professionals responsible for a patient's mental and physical health. As for families of people with mental disorders, Olfson said they should be aware of the potential physical toll -- and do what they can to support a healthy lifestyle.
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http://www.webmd.com/mental-health/news/20150211/mental-health-disorders-may-shorten-life-span-study
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msmarco_v2.1_doc_10_670808330#15_1255951599
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Title:
Headings:
Content: Your doctor may suggest you wear wide shoes with thick, curved soles. If the pain doesn't go away, you may need surgery. Morton's Neuroma
Do you have a tingling pain in your toes or the ball of your foot? Nerve damagelike Morton's neuroma could be the cause. Besides tingling or numbness in your toes, you may also get a feeling like you're standing on a pebble or have a burning pain in the ball of your foot. It's most common between the third and fourth toes. Causes. One of the nerves that leads to your toes becomes irritated. That's usually caused by pressure that's due to a foot problem like bunions, hammertoes, or too-tight shoes. You can also get it if you play sports where your feet pound the ground, such as running.
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http://www.webmd.com/pain-management/tc/hammer-claw-and-mallet-toes-topic-overview
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msmarco_v2.1_doc_10_672519892#0_1260005996
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Title: Is My Toddler Typical? Talking, Potty-Training Milestones
Headings: Quiz: Is My Toddler Typical?
Quiz: Is My Toddler Typical?
How long should it take to potty-train?
Top Picks
Content: Is My Toddler Typical? Talking, Potty-Training Milestones
Parenting
Quizzes
Causes and Treatments for Your Children's Cough
Quiz: Is My Toddler Typical? 0 0
Question
1 / 12
How long should it take to potty-train? a
Three days
b
Six weeks
c
Six months
Answer 1 / 12
How long should it take to potty-train? You answered: Correct Answer: If your child is ready to use the toilet, it usually takes about 6 weeks from first introducing the potty to the time they're going on their own and staying dry most of the time. Even after your child is staying dry during the day, it can be months and even years before your child can make it through the night. Although potty training is a big milestone -- and one much anticipated by parents! --
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http://www.webmd.com/parenting/rm-quiz-typical-toddler
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msmarco_v2.1_doc_10_672519892#1_1260007111
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Title: Is My Toddler Typical? Talking, Potty-Training Milestones
Headings: Quiz: Is My Toddler Typical?
Quiz: Is My Toddler Typical?
How long should it take to potty-train?
Top Picks
Content: You answered: Correct Answer: If your child is ready to use the toilet, it usually takes about 6 weeks from first introducing the potty to the time they're going on their own and staying dry most of the time. Even after your child is staying dry during the day, it can be months and even years before your child can make it through the night. Although potty training is a big milestone -- and one much anticipated by parents! -- you'll want to be sure your toddler is ready. Forcing toilet training on a child who is really resisting can backfire. Instead, try to make potty time fun (read stories, sing songs). Offer nonfood rewards like stickers or trips to the park. And don't make your child stay on the toilet if they don't want to.
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http://www.webmd.com/parenting/rm-quiz-typical-toddler
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msmarco_v2.1_doc_10_672519892#4_1260009914
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Title: Is My Toddler Typical? Talking, Potty-Training Milestones
Headings: Quiz: Is My Toddler Typical?
Quiz: Is My Toddler Typical?
How long should it take to potty-train?
Top Picks
Content: You answered: Correct Answer: On average, kids in the United States are toilet-trained between 2 and 3 years old. And -- sorry! -- there's no relationship between when a child is potty-trained and how smart they are. How will you know when they're ready for potty training? Here are two signs: They can sit still long enough to go -- between 3 and 5 minutes. And they're interested in watching YOU go to the toilet. Next
Question 3 / 12
How often should my toddler poop?
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http://www.webmd.com/parenting/rm-quiz-typical-toddler
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msmarco_v2.1_doc_10_672519892#5_1260010758
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Title: Is My Toddler Typical? Talking, Potty-Training Milestones
Headings: Quiz: Is My Toddler Typical?
Quiz: Is My Toddler Typical?
How long should it take to potty-train?
Top Picks
Content: How will you know when they're ready for potty training? Here are two signs: They can sit still long enough to go -- between 3 and 5 minutes. And they're interested in watching YOU go to the toilet. Next
Question 3 / 12
How often should my toddler poop? a
Once a day
b
It varies
c
Two or three times a day
d
Every other day
Answer 3 / 12
How often should my toddler poop? You answered: Correct Answer: Some little ones have a bowel movement right after dinner or right before bed, like clockwork. Others' poop habits are less predictable.
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http://www.webmd.com/parenting/rm-quiz-typical-toddler
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msmarco_v2.1_doc_10_682017959#10_1278023131
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Title:
Headings:
Content: Other forms of arsenic (inorganic arsenic) are LIKELY UNSAFEfor children when taken by mouth, especially when used long-term or in high doses. Over time, drinking water contaminated with inorganic arsenic may lead to high blood pressureand problems with memory, attention, and intelligence in children. Pregnancyand breast-feeding: Arsenic is LIKELY SAFEwhen eaten in normal food amounts by women who are pregnant or breast-feeding. However, other forms of arsenic (inorganic arsenic) are LIKELY UNSAFEwhen taken by mouth by women who are pregnant or breast-feeding, especially when used long-term or in high doses. Inorganic arsenic has been linked to miscarriages, stillbirths, and, in some cases, death of the newborninfant. It might also cause babies to be born too big or small. Do not take arsenic supplementsand avoid water contaminated with inorganic arsenic if you are pregnant or breast-feeding. Low levels of folic acid(folic acid deficiency): There is some evidence that folic acid deficiency changes the way the body processes and removes arsenic and may contribute to higher arsenic levels.
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http://www.webmd.com/vitamins-supplements/ingredientmono-1226-ARSENIC.aspx?activeIngredientId=1226&activeIngredientName=ARSENIC
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msmarco_v2.1_doc_10_682301823#1_1278469503
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Title: SELF-HEAL: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Self-Heal
Self-Heal
Overview
How does it work ?
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Content: Sanicle is sometimes referred to as self-heal, but it's different. How does it work ? Self-heal contains chemicals that act as antioxidants. Other chemicals called tannins might help reduce skin swelling ( inflammation ). Uses & Effectiveness ? Insufficient Evidence for
Bruises. Crohn disease. Disorders of the female reproductive system (gynecological disorders). HIV /AIDS. Internal bleeding.
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http://www.webmd.com/vitamins-supplements/ingredientmono-130-SELF-HEAL.aspx?activeIngredientId=130&activeIngredientName=SELF-HEAL
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msmarco_v2.1_doc_10_682738222#0_1279034812
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Title: MAGNOLIA: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Magnolia
Magnolia
Overview
How does it work ?
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WebMD Special Sections
Content: MAGNOLIA: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Magnolia
Overview
Magnolia is a plant. People use the bark and flower buds to make medicine. People use magnolia for conditions including weight loss, stress, gingivitis, plaque, and other conditions, but there is no good scientific evidence to support most of these uses. How does it work ? Magnolia seems to have anxiety-reducing activity. It might also increase steroid production by the body to treat asthma. Chemicals in magnolia might kill bacteria in the mouth. This might help to prevent cavities or reduce the swelling of gums. Most research on magnolia has been in laboratories.
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http://www.webmd.com/vitamins-supplements/ingredientmono-188-MAGNOLIA.aspx?activeIngredientId=188&activeIngredientName=MAGNOLIA
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msmarco_v2.1_doc_10_682738222#12_1279053058
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Title: MAGNOLIA: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Magnolia
Magnolia
Overview
How does it work ?
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Content: Taking magnolia bark along with sedative medications might cause too much sleepiness. Some sedative medications include amobarbital (Amytal), butabarbital (Butisol), mephobarbital (Mebaral), pentobarbital (Nembutal), phenobarbital (Luminal), secobarbital (Seconal), and others. Sedative medications (Benzodiazepines) interacts with MAGNOLIA
Magnolia bark might cause sleepiness and drowsiness. Drugs that cause sleepiness and drowsiness are called sedative medications. Taking magnolia bark along with sedative medications might cause too much sleepiness. Do not take magnolia bark if you are taking sedative medications. Some of these sedative medications include clonazepam (Klonopin), diazepam (Valium), lorazepam (Ativan), and others. Sedative medications (CNS depressants) interacts with MAGNOLIA
Magnolia bark might cause sleepiness and drowsiness. Medications that cause sleepiness are called sedatives. Taking magnolia bark along with sedative medications might cause too much sleepiness.
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http://www.webmd.com/vitamins-supplements/ingredientmono-188-MAGNOLIA.aspx?activeIngredientId=188&activeIngredientName=MAGNOLIA
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msmarco_v2.1_doc_10_682738222#13_1279054896
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Title: MAGNOLIA: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Magnolia
Magnolia
Overview
How does it work ?
Next
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Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Do not take magnolia bark if you are taking sedative medications. Some of these sedative medications include clonazepam (Klonopin), diazepam (Valium), lorazepam (Ativan), and others. Sedative medications (CNS depressants) interacts with MAGNOLIA
Magnolia bark might cause sleepiness and drowsiness. Medications that cause sleepiness are called sedatives. Taking magnolia bark along with sedative medications might cause too much sleepiness. Some sedative medications include clonazepam (Klonopin), lorazepam (Ativan), phenobarbital (Donnatal), zolpidem (Ambien), and others. Dosing
The following doses have been studied in scientific research: ADULTS
APPLIED TO THE SKIN: For gingivitis: A toothpaste containing 0.3% magnolia has been used twice daily.
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http://www.webmd.com/vitamins-supplements/ingredientmono-188-MAGNOLIA.aspx?activeIngredientId=188&activeIngredientName=MAGNOLIA
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msmarco_v2.1_doc_10_682738222#14_1279056491
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Title: MAGNOLIA: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Magnolia
Magnolia
Overview
How does it work ?
Next
Today on WebMD
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Vitamin D
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St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Some sedative medications include clonazepam (Klonopin), lorazepam (Ativan), phenobarbital (Donnatal), zolpidem (Ambien), and others. Dosing
The following doses have been studied in scientific research: ADULTS
APPLIED TO THE SKIN: For gingivitis: A toothpaste containing 0.3% magnolia has been used twice daily. Improvements are seen by 3 months. Chewing gum containing magnolia bark extract 0.17% and xylitol 30% has been chewed for 5 minutes three times daily for 30 days. Next
View References
REFERENCES: Kalman, D. S., Feldman, S., Feldman, R., Schwartz, H. I., Krieger, D. R., and Garrison, R. Effect of a proprietary Magnolia and Phellodendron extract on stress levels in healthy women: a pilot, double-blind, placebo-controlled clinical trial.
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http://www.webmd.com/vitamins-supplements/ingredientmono-188-MAGNOLIA.aspx?activeIngredientId=188&activeIngredientName=MAGNOLIA
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msmarco_v2.1_doc_10_688886444#0_1286143009
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
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Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Yogurt
Overview
Yogurt is a dairy product made by fermenting milk using one or more of a variety of particular bacteria such as Lactobacillus acidophilus, Lactobacillus rhamnosus, Lactobacillus bulgaricus, Enterococcus faecium, Streptococcus thermophilus, and others. Yogurt is used for constipation, high levels of cholesterol or other fats ( lipids) in the blood ( hyperlipidemia ), vaginal infections, inability to properly digest the sugar lactose ( lactose intolerance ), and other conditions. More research is needed to support most of its uses. Yogurt is eaten as a food and used as an alternative to milk in lactose-intolerant individuals. How does it work ? Some yogurt contains bacteria which may help restore the normal bacteria in the digestive tract and vagina. This might help treat diarrhea and vaginal infections. Uses & Effectiveness ? Possibly Effective for
Constipation.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#2_1286146501
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
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WebMD Special Sections
Content: Research shows that eating a yogurt with live bacterial cultures (Activia) can increase bowel movements by about one movement per week in people with constipation. It also seems to reduce straining and pain during bowel movements. High levels of cholesterol or other fats (lipids) in the blood (hyperlipidemia). Taking yogurt with live bacterial cultures seems to decrease cholesterol in patients with borderline to moderately high cholesterol levels. This type of yogurt seems to lower total and "bad" low-density lipoprotein ( LDL) cholesterol but does not raise "good" high-density lipoprotein (HDL) cholesterol. Inability to properly digest the sugar lactose (lactose intolerance). Eating yogurt with live bacterial cultures seems to improve lactose tolerance in children and adults who are unable to fully digest lactose. Vaginal yeast infections. Taking yogurt by mouth seems to prevent vaginal yeast infections. Applying a mixture of yogurt and honey inside the vagina seems to reduce symptoms and help treat vaginal yeast infections.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#3_1286148374
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
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Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Inability to properly digest the sugar lactose (lactose intolerance). Eating yogurt with live bacterial cultures seems to improve lactose tolerance in children and adults who are unable to fully digest lactose. Vaginal yeast infections. Taking yogurt by mouth seems to prevent vaginal yeast infections. Applying a mixture of yogurt and honey inside the vagina seems to reduce symptoms and help treat vaginal yeast infections. Possibly Ineffective for
Asthma. Eating yogurt along with standard treatment doesn't improve asthma symptoms. Diarrhea in infants and children who are malnourished. Replacing milk formula with yogurt formula doesn't help treat diarrhea in malnourished infants and children. Insufficient Evidence for
Diarrhea in people taking antibiotics (antibiotic-associated diarrhea).
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#4_1286150002
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
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Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Possibly Ineffective for
Asthma. Eating yogurt along with standard treatment doesn't improve asthma symptoms. Diarrhea in infants and children who are malnourished. Replacing milk formula with yogurt formula doesn't help treat diarrhea in malnourished infants and children. Insufficient Evidence for
Diarrhea in people taking antibiotics (antibiotic-associated diarrhea). Eating yogurt enriched with the probiotic Lactobacillus GG seems to decrease symptoms of diarrhea in people taking antibiotics. But eating yogurt with other live bacterial cultures might not prevent diarrhea in people receiving antibiotics. Damage to the stomach and intestines caused by aspirin. A small study shows that eating yogurt with a specific live bacterial culture seems to reduce stomach damage caused by aspirin. Overgrowth of bacteria in the vagina.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#5_1286151667
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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Vitamin B12
Vitamin D
Recommended for You
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St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Eating yogurt enriched with the probiotic Lactobacillus GG seems to decrease symptoms of diarrhea in people taking antibiotics. But eating yogurt with other live bacterial cultures might not prevent diarrhea in people receiving antibiotics. Damage to the stomach and intestines caused by aspirin. A small study shows that eating yogurt with a specific live bacterial culture seems to reduce stomach damage caused by aspirin. Overgrowth of bacteria in the vagina. Eating yogurt enriched with lactobacillus probiotic, along with taking an antibiotic, might help to get rid of bacterial vaginal infections faster than taking the antibiotic alone. Also, eating yogurt enriched with lactobacillus might decrease the risk of developing a new bacterial vaginal infection. There is also some early evidence that pregnant women with bacterial vaginal infections might benefit from applying lactobacillus-containing yogurt inside the vagina. Cancer. People who eat yogurt might have a lower risk of cancer compared to people who don't eat yogurt.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#6_1286153532
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
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Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Eating yogurt enriched with lactobacillus probiotic, along with taking an antibiotic, might help to get rid of bacterial vaginal infections faster than taking the antibiotic alone. Also, eating yogurt enriched with lactobacillus might decrease the risk of developing a new bacterial vaginal infection. There is also some early evidence that pregnant women with bacterial vaginal infections might benefit from applying lactobacillus-containing yogurt inside the vagina. Cancer. People who eat yogurt might have a lower risk of cancer compared to people who don't eat yogurt. Heart disease. Early research found that people who eat more yogurt don't have a lower risk of heart disease. Infection of the gastrointestinal tract by bacteria called Clostridium difficile. Early research shows that drinking yogurt might not help to prevent Clostridium difficile infection in people who are in hospital for a serious illness. Tooth plaque.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#7_1286155293
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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Vitamin B12
Vitamin D
Recommended for You
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Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Heart disease. Early research found that people who eat more yogurt don't have a lower risk of heart disease. Infection of the gastrointestinal tract by bacteria called Clostridium difficile. Early research shows that drinking yogurt might not help to prevent Clostridium difficile infection in people who are in hospital for a serious illness. Tooth plaque. Early research shows that eating yogurt might prevent plaque build-up in people who do not brush their teeth for 5 days. Diabetes. People who eat yogurt may have a slightly lower risk of developing type 2 diabetes compared with those who don't yogurt. Eating yogurt might also improve blood sugar control in people with type 2 diabetes. It might also improve blood sugar control in women who develop diabetes during pregnancy.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#8_1286156907
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
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Vitamin B12
Vitamin D
Recommended for You
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Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Early research shows that eating yogurt might prevent plaque build-up in people who do not brush their teeth for 5 days. Diabetes. People who eat yogurt may have a slightly lower risk of developing type 2 diabetes compared with those who don't yogurt. Eating yogurt might also improve blood sugar control in people with type 2 diabetes. It might also improve blood sugar control in women who develop diabetes during pregnancy. Best evidence is for yogurt fortified with vitamin D. Yogurt fortified with probiotics doesn't seem to have added benefit. Diarrhea. Yogurt formula given as a replacement for milk formula in infants and young children seems to relieve persistent diarrhea. Eating yogurt that is not enriched with probiotics doesn't seem to relieve sudden diarrhea in young children. But eating yogurt with added probiotic bacteria might help.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#9_1286158588
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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Vitamin B12
Vitamin D
Recommended for You
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St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Best evidence is for yogurt fortified with vitamin D. Yogurt fortified with probiotics doesn't seem to have added benefit. Diarrhea. Yogurt formula given as a replacement for milk formula in infants and young children seems to relieve persistent diarrhea. Eating yogurt that is not enriched with probiotics doesn't seem to relieve sudden diarrhea in young children. But eating yogurt with added probiotic bacteria might help. Yogurt does not seem to prevent diarrhea. A mild form of gum disease (gingivitis). Early research shows that eating yogurt might prevent the gums from becoming red and swollen in people who do not brush their teeth for 5 days. A digestive tract infection that can lead to ulcers ( Helicobacter pylori or H. pylori). Adding yogurt that contains Lactobacillus and Bifidobacterium probiotics to standard triple-drug treatment for Helicobacter pylori infection might help treat this infection.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#10_1286160332
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
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Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Yogurt does not seem to prevent diarrhea. A mild form of gum disease (gingivitis). Early research shows that eating yogurt might prevent the gums from becoming red and swollen in people who do not brush their teeth for 5 days. A digestive tract infection that can lead to ulcers ( Helicobacter pylori or H. pylori). Adding yogurt that contains Lactobacillus and Bifidobacterium probiotics to standard triple-drug treatment for Helicobacter pylori infection might help treat this infection. But results are conflicting. Consuming yogurt without standard triple-drug therapy does not appear to be beneficial. Reduced brain function in people with advanced liver disease ( hepatic encephalopathy ). Liver damage can lead to loss of mental function. Early research shows that eating a probiotic yogurt daily might reverse the loss of mental function in people with slight loss of brain function due to liver damage.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#11_1286162073
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
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Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: But results are conflicting. Consuming yogurt without standard triple-drug therapy does not appear to be beneficial. Reduced brain function in people with advanced liver disease ( hepatic encephalopathy ). Liver damage can lead to loss of mental function. Early research shows that eating a probiotic yogurt daily might reverse the loss of mental function in people with slight loss of brain function due to liver damage. HIV/AIDS. Early research shows that eating yogurt might improve white blood cell counts in HIV/AIDS patients. But conflicting results exist. It's not clear which yogurt product or length of treatment works best. A grouping of symptoms that increase the risk of diabetes, heart disease, and stroke ( metabolic syndrome ).
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#12_1286163645
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
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11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
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Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: HIV/AIDS. Early research shows that eating yogurt might improve white blood cell counts in HIV/AIDS patients. But conflicting results exist. It's not clear which yogurt product or length of treatment works best. A grouping of symptoms that increase the risk of diabetes, heart disease, and stroke ( metabolic syndrome ). Early research found that people who eat yogurt every day have a smaller chance of developing metabolic syndrome compared to those who rarely or never eat yogurt. Muscle strength. Early research shows that eating yogurt daily during a strength training program does not increase strength better than strength training alone. Build up of fat in the liver in people who drink little or no alcohol (nonalcoholic fatty liver disease or NAFLD). Early research shows that eating probiotic yogurt can help decrease cholesterol and body weight in people with liver disease not caused by alcohol.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#13_1286165383
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
Vitamins Quiz
11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
Supplements You Shouldn't Try
Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Early research found that people who eat yogurt every day have a smaller chance of developing metabolic syndrome compared to those who rarely or never eat yogurt. Muscle strength. Early research shows that eating yogurt daily during a strength training program does not increase strength better than strength training alone. Build up of fat in the liver in people who drink little or no alcohol (nonalcoholic fatty liver disease or NAFLD). Early research shows that eating probiotic yogurt can help decrease cholesterol and body weight in people with liver disease not caused by alcohol. Obesity. People who eat yogurt might have a lower risk of obesity compared to those who don't eat yogurt. But not all research agrees. Infections of the kidney, bladder, or urethra ( urinary tract infections or UTIs). So far, research doesn't offer much support for using yogurt for UTIs.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#14_1286167089
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
Vitamins Quiz
11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
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Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Obesity. People who eat yogurt might have a lower risk of obesity compared to those who don't eat yogurt. But not all research agrees. Infections of the kidney, bladder, or urethra ( urinary tract infections or UTIs). So far, research doesn't offer much support for using yogurt for UTIs. Researchers have found that consuming a yogurt drink containing Lactobacillus does not seem to prevent recurrent UTIs when used up to 6 months in women with a history of UTIs. Preventing colorectal cancer. Preventing sunburns. Treating peptic ulcers. Other conditions.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#15_1286168476
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
Vitamins Quiz
11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
Supplements You Shouldn't Try
Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Researchers have found that consuming a yogurt drink containing Lactobacillus does not seem to prevent recurrent UTIs when used up to 6 months in women with a history of UTIs. Preventing colorectal cancer. Preventing sunburns. Treating peptic ulcers. Other conditions. More evidence is needed to rate the effectiveness of yogurt for these uses. Side Effects
When taken by mouth: Yogurt is LIKELY SAFE for most adults when taken by mouth. Although uncommon, some people might experience diarrhea, stomach pain, nausea, or vomiting. When used in the vagina:
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#16_1286169862
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
Vitamins Quiz
11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
Supplements You Shouldn't Try
Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: More evidence is needed to rate the effectiveness of yogurt for these uses. Side Effects
When taken by mouth: Yogurt is LIKELY SAFE for most adults when taken by mouth. Although uncommon, some people might experience diarrhea, stomach pain, nausea, or vomiting. When used in the vagina: Yogurt is POSSIBLY SAFE when used in the vagina. Special Precautions and Warnings
Pregnancy and breast-feeding: Yogurt is LIKELY SAFE in food amounts when used when pregnant or breast-feeding. Is it POSSIBLY SAFE when used in the vagina when pregnant. Pregnant women involved in a small study reported no side effects.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_688886444#18_1286172903
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Title: YOGURT: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Yogurt
Yogurt
Overview
How does it work ?
Next
Today on WebMD
Vitamins Quiz
11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
Supplements You Shouldn't Try
Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: There isn't enough reliable information to know if yogurt is safe to use in the vagina when breast-feeding. Stay on the safe side and avoid use. Weakened immune system: There is some concern live bacteria in yogurt might reproduce unchecked, causing illness in people with weakened immune systems, such as people with HIV/AIDS or organ transplant recipients. Lactobacillus in yogurt has caused disease, but rarely, in people with weakened immune systems. To be on the safe side, if you have a weakened immune system, avoid eating large amounts of yogurt that contain live bacteria for prolonged periods of time without advice from your healthcare professional. Milk allergy: Some children with mild allergies to milk might be able to eat yogurt. But many people allergic to milk will also be allergic to yogurt. If you are allergic to milk, try yogurt cautiously only after discussing with your healthcare professional.
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http://www.webmd.com/vitamins-supplements/ingredientmono-829-YOGURT.aspx?activeIngredientId=829&activeIngredientName=YOGURT
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msmarco_v2.1_doc_10_693948946#2_1288968336
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Title: BEE VENOM: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Bee Venom
Bee Venom
Overview
How does it work ?
Next
Today on WebMD
Vitamins Quiz
11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
Supplements You Shouldn't Try
Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Likely Effective for
Bee sting allergy. A series of bee venom shots under the skin (bee venom immunotherapy) seems to be effective for reducing reactions to bee stings in people with severe allergy to bee stings. Bee venom immunotherapy provides 98% to 99% protection from reactions to bee stings. Once immunotherapy is stopped, the risk of reaction over the next 5 to 10 years is about 5% to 15%. Purified bee venom for under-the- skin injection is an FDA approved product. Possibly Ineffective for
Multiple sclerosis (MS). Administering live bee stings in gradually increasing doses up to 20 stings given three times weekly does not seem to improve multiples sclerosis. Treatment for 24 weeks does not seem to improve fatigue, disability, or quality of life. Insufficient Evidence for
Stiffness and pain in the shoulder joint (frozen shoulder). Early research suggests that receiving dilute bee venom injections might improve pain and disability in people with frozen shoulder.
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http://www.webmd.com/vitamins-supplements/ingredientmono-972-BEE%20VENOM.aspx?activeIngredientId=972&activeIngredientName=BEE%20VENOM
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msmarco_v2.1_doc_10_693948946#3_1288970165
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Title: BEE VENOM: Overview, Uses, Side Effects, Precautions, Interactions, Dosing and Reviews
Headings: Bee Venom
Bee Venom
Overview
How does it work ?
Next
Today on WebMD
Vitamins Quiz
11 Supplements for Menopause
Vitamin B12
Vitamin D
Recommended for You
Powerhouse Fruits and Veggies
Supplements You Shouldn't Try
Why You Need Vitamin E
St. John's Wort for Depression
Garcinia Cambogia: Is It Safe for Weight Loss?
Vitamin K: How Much Do You Need?
Fiber for Heart, Cholesterol, and Digestive Health
Are You Getting the Vitamins You Need?
WebMD Special Sections
Content: Possibly Ineffective for
Multiple sclerosis (MS). Administering live bee stings in gradually increasing doses up to 20 stings given three times weekly does not seem to improve multiples sclerosis. Treatment for 24 weeks does not seem to improve fatigue, disability, or quality of life. Insufficient Evidence for
Stiffness and pain in the shoulder joint (frozen shoulder). Early research suggests that receiving dilute bee venom injections might improve pain and disability in people with frozen shoulder. But it doesn't seem to improve range of motion. Also, very dilute bee venom injects don't seem to be beneficial. Osteoarthritis. Early research on the use of bee venom for osteoarthritis is mixed. But one large study shows that injecting bee venom into the skin at certain points in the knees and back might improve pain and function in people with osteoarthritis of the knee.
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http://www.webmd.com/vitamins-supplements/ingredientmono-972-BEE%20VENOM.aspx?activeIngredientId=972&activeIngredientName=BEE%20VENOM
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msmarco_v2.1_doc_10_696939543#2_1291235318
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Title:
Headings:
Content: This will ensure that you and your baby get off to a good start. Why Is Prenatal Care Important? Regular appointments with your health care provider throughout your pregnancy are important to ensure the health of you and your baby. In addition to medical care, prenatal care includes education on pregnancy and childbirth, plus counseling and support. Frequent visits with your health careprovider allow you to follow the progress of your baby's development. Visits also give you the opportunity to ask questions. Also, most health care providers welcome your partner at each visit, as well as interested family members. What Happens at My First Medical Visit for Prenatal Care? The first visit is designed to confirm your pregnancy and to determine your general health. In addition, the visit will give your healthcare provider clues to any risk factors that may affect your pregnancy.
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http://www.webmd.com/women/first-doctor-visit
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msmarco_v2.1_doc_10_698312108#0_1294168334
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Ellen Brown, April 8th, 2009
http://www.webofdebt.com/articles/lincoln_obama.php
Dear President Obama: The world was transfixed on that remarkable day in January when, to poetry, song, and dance, you gazed upon Abraham Lincoln�s likeness at the Lincoln Memorial and searched for wisdom to navigate these difficult times. Indeed, you have so many things in common with that venerable President that one might imagine you were his reincarnation in different dress. You are both thin and wiry, brilliant speakers, appearing on the national stage at pivotal times. Fertile imaginations could envision you coming back dressed in that African heritage you freed, to help heal the great scar of slavery and prove once and for all the proposition that all men are created equal and can achieve great things if given a fighting chance. As Wordsworth said, however, our birth is but a sleep and a forgetting; and if that is true, you may have forgotten a more subtle form of slavery from which Lincoln tried less successfully to free his countrymen. You may have forgotten it because it has been omitted from our popular history books, leaving Americans ill-equipped to interpret the lessons of our own past.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#1_1294170260
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: You are both thin and wiry, brilliant speakers, appearing on the national stage at pivotal times. Fertile imaginations could envision you coming back dressed in that African heritage you freed, to help heal the great scar of slavery and prove once and for all the proposition that all men are created equal and can achieve great things if given a fighting chance. As Wordsworth said, however, our birth is but a sleep and a forgetting; and if that is true, you may have forgotten a more subtle form of slavery from which Lincoln tried less successfully to free his countrymen. You may have forgotten it because it has been omitted from our popular history books, leaving Americans ill-equipped to interpret the lessons of our own past. This letter is therefore meant to remind you. President Obama, we are now met on another battlefield of that same economic war that visited Lincoln and the Founding Fathers before him. For you to finish the work Lincoln started would be a poetic triumph no American could miss. The fate of our economy and the nation itself may depend on how well you understand Lincoln�s monetary breakthrough, the most far-reaching �economic stimulus plan� ever implemented by a U.S. President. You can solve our economic crisis quickly and permanently, by implementing the same economic solution that allowed Lincoln to win the Civil War and thus save the Union from foreign economic masters.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#2_1294172250
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: This letter is therefore meant to remind you. President Obama, we are now met on another battlefield of that same economic war that visited Lincoln and the Founding Fathers before him. For you to finish the work Lincoln started would be a poetic triumph no American could miss. The fate of our economy and the nation itself may depend on how well you understand Lincoln�s monetary breakthrough, the most far-reaching �economic stimulus plan� ever implemented by a U.S. President. You can solve our economic crisis quickly and permanently, by implementing the same economic solution that allowed Lincoln to win the Civil War and thus save the Union from foreign economic masters. Lincoln�s Monetary Breakthrough
The bankers had Lincoln�s government over a barrel, just as Wall Street has Congress in its vice-like grip today. The North needed money to fund a war, and the bankers were willing to lend it only under circumstances that amounted to extortion, involving staggering interest rates of 24 to 36 percent. Lincoln saw that this would bankrupt the North and asked a trusted colleague to research the matter and find a solution. In what may be the best piece of advice ever given to a sitting President, Colonel Dick Taylor of Illinois reported back that the Union had the power under the Constitution to solve its financing problem by printing its money as a sovereign government. Taylor said:
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#3_1294174237
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: Lincoln�s Monetary Breakthrough
The bankers had Lincoln�s government over a barrel, just as Wall Street has Congress in its vice-like grip today. The North needed money to fund a war, and the bankers were willing to lend it only under circumstances that amounted to extortion, involving staggering interest rates of 24 to 36 percent. Lincoln saw that this would bankrupt the North and asked a trusted colleague to research the matter and find a solution. In what may be the best piece of advice ever given to a sitting President, Colonel Dick Taylor of Illinois reported back that the Union had the power under the Constitution to solve its financing problem by printing its money as a sovereign government. Taylor said: �Just get Congress to pass a bill authorizing the printing of full legal tender treasury notes . . . and pay your soldiers with them and go ahead and win your war with them also. If you make them full legal tender . . . they will have the full sanction of the government and be just as good as any money; as Congress is given that express right by the Constitution.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#4_1294175901
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: �Just get Congress to pass a bill authorizing the printing of full legal tender treasury notes . . . and pay your soldiers with them and go ahead and win your war with them also. If you make them full legal tender . . . they will have the full sanction of the government and be just as good as any money; as Congress is given that express right by the Constitution. �
The Greenbacks actually were just as good as the bankers� banknotes. Both were created on a printing press, but the banknotes had the veneer of legitimacy because they were �backed� by gold. The catch was that this backing was based on �fractional reserves,� meaning the bankers held only a small fraction of the gold necessary to support all the loans represented by their banknotes. The �fractional reserve� ruse is still used today to create the impression that bankers are lending something other than mere debt created with accounting entries on their books. 1
Lincoln took Col.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#5_1294177461
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: �
The Greenbacks actually were just as good as the bankers� banknotes. Both were created on a printing press, but the banknotes had the veneer of legitimacy because they were �backed� by gold. The catch was that this backing was based on �fractional reserves,� meaning the bankers held only a small fraction of the gold necessary to support all the loans represented by their banknotes. The �fractional reserve� ruse is still used today to create the impression that bankers are lending something other than mere debt created with accounting entries on their books. 1
Lincoln took Col. Taylor�s advice and funded the war by printing paper notes backed by the credit of the government. These legal-tender U.S. Notes or �Greenbacks� represented receipts for labor and goods delivered to the United States. They were paid to soldiers and suppliers and were tradeable for goods and services of a value equivalent to their service to the community. The Greenbacks aided the Union not only in winning the war but in funding a period of unprecedented economic expansion. Lincoln�s government created the greatest industrial giant the world had yet seen.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#6_1294179231
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: Taylor�s advice and funded the war by printing paper notes backed by the credit of the government. These legal-tender U.S. Notes or �Greenbacks� represented receipts for labor and goods delivered to the United States. They were paid to soldiers and suppliers and were tradeable for goods and services of a value equivalent to their service to the community. The Greenbacks aided the Union not only in winning the war but in funding a period of unprecedented economic expansion. Lincoln�s government created the greatest industrial giant the world had yet seen. The steel industry was launched, a continental railroad system was created, a new era of farm machinery and cheap tools was promoted, free higher education was established, government support was provided to all branches of science, the Bureau of Mines was organized, and labor productivity was increased by 50 to 75 percent. The Greenback was not the only currency used to fund these achievements; but they could not have been accomplished without it, and they could not have been accomplished on money borrowed at the usurious rates the bankers were attempting to extort from the North. Lincoln succeeded in restoring the government�s power to issue the national currency, but his revolutionary monetary policy was opposed by powerful forces. The threat to established interests was captured in an editorial of unknown authorship, said to have been published in The London Times in 1865:
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#7_1294181268
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: The steel industry was launched, a continental railroad system was created, a new era of farm machinery and cheap tools was promoted, free higher education was established, government support was provided to all branches of science, the Bureau of Mines was organized, and labor productivity was increased by 50 to 75 percent. The Greenback was not the only currency used to fund these achievements; but they could not have been accomplished without it, and they could not have been accomplished on money borrowed at the usurious rates the bankers were attempting to extort from the North. Lincoln succeeded in restoring the government�s power to issue the national currency, but his revolutionary monetary policy was opposed by powerful forces. The threat to established interests was captured in an editorial of unknown authorship, said to have been published in The London Times in 1865: � If that mischievous financial policy which had its origin in the North American Republic during the late war in that country, should become indurated down to a fixture, then that Government will furnish its own money without cost. It will pay off its debts and be without debt. It will become prosperous beyond precedent in the history of the civilized governments of the world. The brains and wealth of all countries will go to North America. That government must be destroyed or it will destroy every monarchy on the globe.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#9_1294184903
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: �
Lincoln was assassinated in 1865. According to historian W. Cleon Skousen: �Right after the Civil War there was considerable talk about reviving Lincoln�s brief experiment with the Constitutional monetary system. Had not the European money-trust intervened, it would have no doubt become an established institution. �
The institution that became established instead was the Federal Reserve, a privately-owned central bank given the power in 1913 to print Federal Reserve Notes (or dollar bills) and lend them to the government. The government was submerged in a debt that has grown exponentially since, until it is now an unrepayable $11 trillion. For nearly a century, Lincoln�s statue at the Lincoln Memorial has gazed out pensively across the reflecting pool toward the Federal Reserve building, as if pondering what the bankers had wrought since his death and how to remedy it. Building on a Successful Tradition
Lincoln did not invent government-issued paper money. Rather, he restored a brilliant innovation of the American colonists. According to Benjamin Franklin, it was the colonists� home-grown paper �scrip� that was responsible for the remarkable abundance in the colonies at a time when England was suffering from the ravages of the Industrial Revolution.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#10_1294186779
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: The government was submerged in a debt that has grown exponentially since, until it is now an unrepayable $11 trillion. For nearly a century, Lincoln�s statue at the Lincoln Memorial has gazed out pensively across the reflecting pool toward the Federal Reserve building, as if pondering what the bankers had wrought since his death and how to remedy it. Building on a Successful Tradition
Lincoln did not invent government-issued paper money. Rather, he restored a brilliant innovation of the American colonists. According to Benjamin Franklin, it was the colonists� home-grown paper �scrip� that was responsible for the remarkable abundance in the colonies at a time when England was suffering from the ravages of the Industrial Revolution. Like with Lincoln�s Greenbacks, this prosperity posed a threat to the control of the British Crown and the emerging network of private British banks, prompting the King to ban the colonists� paper money and require the payment of taxes in gold. According to Franklin and several other historians of the period, it was these onerous demands by the Crown, and the corresponding collapse of the colonists� paper money supply, that actually sparked the Revolutionary War. 2
The colonists won the war but ultimately lost the money power to a private banking cartel, one that issued another form of paper money called �banknotes. � Today the bankers� debt-based money has come to dominate most of the economies of the world; but there are a number of historical examples of the successful funding of economic development in other countries simply with government-issued credit.
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_698312108#14_1294195190
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Title: Web of Debt - REVIVE LINCOLN�S MONETARY POLICY: AN OPEN LETTER TO PRESIDENT OBAMA
Headings: REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
REVIVE LINCOLN�S MONETARY POLICY:
AN OPEN LETTER TO PRESIDENT OBAMA
Lincoln�s Monetary Breakthrough
Building on a Successful Tradition
The Perennial Inflation Question
A Wake-up Call
Content: When new money is used to produce new goods and services, price inflation does not result because supply and demand rise together. Prices did increase during the American Civil War, but this was attributed to the scarcity of goods common in wartime rather than to the Greenback itself. War produces weapons rather than consumer goods. Today, with trillions of dollars being committed for bailouts and stimulus plans, another objection to Lincoln�s solution is likely to be, �The U.S. government is already printing its own money � and lots of it. � This, however, is a misconception. What the government prints are bonds � its I.O.U.s or debt. If the government did print dollars, instead of
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http://www.webofdebt.com/articles/lincoln_obama.php
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msmarco_v2.1_doc_10_699456406#4_1296009974
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Title: Cyber Meaning & Definition | What is Cyber?
Headings: Cyber
Cyber
Cyber origin
Common cyber words
Content: Any crime carried out using IT or which targets IT. Cyberattack: The unauthorized access of private or confidential information contained on a computer system or network. Cyberbullying: Any form of online harassment. Cyberforensics: The application of scientifically proven methods to gather, process, interpret, and use digital evidence to provide a conclusive description of cybercrime activities. Cybernetics: The science of communications and automatic control systems in both machines and living things. Vangie Beal
Vangie Beal is a freelance business and technology writer covering Internet technologies and online business since the late '90s.
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http://www.webopedia.com/TERM/C/cyber.html
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msmarco_v2.1_doc_10_699458860#0_1296010907
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Title: What is Cyber Crime? | Webopedia
Headings: Cyber Crime
Cyber Crime
Content: What is Cyber Crime? | Webopedia
Home Security
Cyber Crime
Vangie Beal
January 6, 2005
Updated on: May 14, 2021
Cyber crime encompasses any criminal act dealing with computers and networks (called hacking ). Additionally, cyber crime also includes traditional crimes conducted through the Internet. For example; hate crimes, telemarketing and Internet fraud, identity theft, and credit card account thefts are considered to be cyber crimes when the illegal activities are committed through the use of a computer and the Internet. Vangie Beal
Vangie Beal is a freelance business and technology writer covering Internet technologies and online business since the late '90s.
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http://www.webopedia.com/TERM/C/cyber_crime.html
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msmarco_v2.1_doc_10_700499000#0_1297671199
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Title: Phishing Definition & Meaning | What is Phishing?
Headings: Phishing
Phishing
What is phishing?
History of phishing
What is a phishing attack?
Common examples of phishing attacks
Phishing kits
Types of phishing attacks
Spear phishing
Whaling
Smishing
Vishing
Search engine phishing
How to recognize a phishing attack
How to prevent phishing attacks
Top anti phishing software
Avanan
IRONSCALES
Proofpoint Essentials
Agari Phishing Defense
Cofense
Content: Phishing Definition & Meaning | What is Phishing? Home Security
Phishing
Vangie Beal
March 3, 2021
Updated on: May 14, 2021
What is phishing? Phishing is a type of cybercrime in which victims are contacted by email, telephone, or text message by an attacker posing as a trustworthy entity in order to obtain sensitive information or data, such as login credentials, credit card details, or other personally identifiable information. Phishing attackers will typically ask for: Date of birth
Social security number
Phone number
Credit card details
Home address
Password information
An attacker’s goal in phishing is to lead the victim to click a link or download an attachment, which can lead to the installation of malware, the freezing of the system as part of a ransomware attack, or directing users to a malicious website that is disguised as a legitimate site, in which the victim enters in personal information. The results can include large unauthorized purchases, identity theft, and the stealing of funds. Common requested actions in a phishing scam include: Clicking an attachment
Enabling macros in a Microsoft Word document
Updating a password
Downloading a file
Responding to a social media connection request
Using a new Wi-Fi hotspot
Phishing is a type of social engineering attack, an umbrella term to describe many methods of stealing personal information and manipulation to hack victims’ private or corporate accounts. Many scams and cybercrimes fall into the category of social engineering, particularly phishing, but social engineering mainly indicates some level of personal manipulation.
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http://www.webopedia.com/TERM/P/phishing.html
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msmarco_v2.1_doc_10_700499000#1_1297673482
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Title: Phishing Definition & Meaning | What is Phishing?
Headings: Phishing
Phishing
What is phishing?
History of phishing
What is a phishing attack?
Common examples of phishing attacks
Phishing kits
Types of phishing attacks
Spear phishing
Whaling
Smishing
Vishing
Search engine phishing
How to recognize a phishing attack
How to prevent phishing attacks
Top anti phishing software
Avanan
IRONSCALES
Proofpoint Essentials
Agari Phishing Defense
Cofense
Content: Date of birth
Social security number
Phone number
Credit card details
Home address
Password information
An attacker’s goal in phishing is to lead the victim to click a link or download an attachment, which can lead to the installation of malware, the freezing of the system as part of a ransomware attack, or directing users to a malicious website that is disguised as a legitimate site, in which the victim enters in personal information. The results can include large unauthorized purchases, identity theft, and the stealing of funds. Common requested actions in a phishing scam include: Clicking an attachment
Enabling macros in a Microsoft Word document
Updating a password
Downloading a file
Responding to a social media connection request
Using a new Wi-Fi hotspot
Phishing is a type of social engineering attack, an umbrella term to describe many methods of stealing personal information and manipulation to hack victims’ private or corporate accounts. Many scams and cybercrimes fall into the category of social engineering, particularly phishing, but social engineering mainly indicates some level of personal manipulation. Personal manipulation can include calling people over the phone or developing a basic connection with them over social media. Cyber manipulation could mean sending malicious files via email or stealing someone’s personal data to access an account or a building. Other types of social engineering includes baiting, scareware, and pretexting. The term phishing serves as an analogy of the sport of angling. Phishing attackers use “lures,” setting out “hooks” to “fish” for credentials and financial data from the “sea” of internet victims.
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http://www.webopedia.com/TERM/P/phishing.html
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msmarco_v2.1_doc_10_700850963#1_1298232939
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Title: What is Social Engineering? | Webopedia
Headings: Social Engineering
Social Engineering
Basic characteristics of social engineering
Methods of social engineering
Avoiding social engineering tactics
Content: Cyber manipulation could mean sending malicious files via email or stealing someone’s personal data to access an account or a building. But these types of manipulation aren’t siloed—many scams fit multiple categories of social engineering. Basic characteristics of social engineering
Pressure: excessive capitalization or an urgent tone are ways that cybercriminals put pressure on their victims. If they can convince you to act quickly, you may not pause to wonder if the request is genuine. Time constraint: a malicious party will make you believe you are missing out by warning that an offer ends soon or saying that you need to update your account as soon as possible, even if the target is your bank account and you’ve never received an email like that from them before. Targeted manipulation: good hackers do their homework, and they may know what stores you love or other relevant personal information just from stalking your social media or your LinkedIn account. This will allow them to tailor a scam more successfully.
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http://www.webopedia.com/TERM/S/social_engineering.html
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msmarco_v2.1_doc_10_706462617#0_1309805111
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Title:
Headings:
Content: Ancient Olympics: Greek Mythological Origins, Tracy Marks
The Origins of the Olympics in Ancient Greece, religious and mythical sources
The Ancient Olympics
Their Origin in Greek Mythology and Religion
copyright 2001, 2002 by Tracy Marks
What is the origin of the Olympics? The Olympic Games, originally created to honor Zeus, was the most important
national festival of the ancient Greeks, and a focus of political rivalries
between the nation-states. However, all competitions involved individual
competitors rather than teams. Winning an Olympic contest was regarded more
highly than winning a battle and was proof of an individual arete or personal
excellence. The winners were presented with garlands, crowned with olive
wreaths, and viewed as national heroes. Although records of the Olympics date back to 776 BC when the Olympics were
reorganized and the official "First Olympiad" was held, Homer's Iliad suggests
that they existed as early as the 12th century BC. The games were held every
four years in honor of Zeus, in accordance with the four year time periods
which the Greeks called olympiads. Emperor Theodosius I of Rome discontinued
them in the 4th century AD, and they did not occur again until they were
reinstated in Athens in 1896. Originally, the Olympics was confined to running, but by the 15th Olympiad,
additional sports were added the pentathlon (five different events), boxing,
wrestling, chariot racing, as well as a variety of foot races of varying
lengths, including a long-distance race of about 2.5 miles.
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http://www.webwinds.com/thalassa/olympics.htm
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msmarco_v2.1_doc_10_706462617#2_1309808451
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Title:
Headings:
Content: Athletes usually competed nude, proudly displaying their perfect bodies. Women, foreigners, slaves, and dishonored persons were forbidden to compete; women, once they were married, were not even allowed to watch any Olympic
events, except for chariot races. However, every four years, women held their
own games, called the Heraeaafter Hera, held at Argos, and beginning as early as the 6th century B.C. and lasting at least six centuries until Roman
rule. How was the Olympics a sacred festival? Unlike our modern Olympic games, the ancient Greek Olympic games was a religious
rather than secular festival, celebrating the gods in general and Zeus in
particular. The contests themselves alternated with altar rituals and sacrifices,
as well as processions and banquets. Individual competitors trained rigorously
not only for personal glory, but also to impress and please a god through
demonstrating strength and agility. Although one legend suggests that Heracles won a race at Olympia and decreed
that races should be instituted every four years, the most common legends
suggest that Zeus originated the games after he defeated Cronus in battle. Many events occurred at the Olympic stadium near the temple of Zeus in Olympia
southwest of Athens.
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http://www.webwinds.com/thalassa/olympics.htm
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msmarco_v2.1_doc_10_711001417#1_1319419112
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Title: Which individual or entity is responsible for conducting long-range and/or contingency planning? A. Agency Executive B. Logistics Section C. Incident Commander D. Planning Section
Headings:
Content: Which individual or entity is responsible for conducting long-range and/or contingency planning? A. Agency Executive B. Logistics Section C. Incident Commander D. Planning Section
New answers
Rating
8
andrewpallarca
M
D. Planning Section is responsible for conducting long-range and/or contingency planning. Log in for more information. Added 1/6/2014 1:59:20 PM
This answer has been confirmed as correct and helpful. Comments
There are no comments. Add an answer or comment
Log in or sign up first. Questions asked by the same visitor
You are a Group Supervisor working in a Branch within the Operations Section. Who is your immediate supervisor? A. Branch Director B. Branch Leader C. Branch Executive Officer D. Branch Chief
Weegy: The Branch Chief is your immediate supervisor if you are a Group Supervisor working in a Branch within the Operations Section. [
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http://www.weegy.com/?ConversationId=GEA8K99P
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msmarco_v2.1_doc_10_711434265#0_1320449746
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Title: In the 1700 s, the sale of __________ dramatically increased.
Headings:
Content: In the 1700 s, the sale of __________ dramatically increased. Question and answer
In the 1700 s, the sale of __________ dramatically increased. Log in for more information. Question
Asked 7/16/2014 3:41:18 PM
Updated 7/17/2014 12:33:12 PM
1 Answer/Comment
s
Get an answer
Search for an answer or ask Weegy. In the 1700 s, the sale of __________ dramatically increased. Original conversation
User: In the 1700 s, the sale of __________ dramatically increased. Weegy: In 1700 the population was about 250K. By 1800 it had grown to 5.3 million. [ Even if you assume that individuals were not better off than they were, so that the per capita consumption of everything was the same, you still get a 20X increase in the sales of _all_ products, including books, newspapers, and alcohol. ]
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http://www.weegy.com/?ConversationId=PISFW8CG
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msmarco_v2.1_doc_10_712395821#6_1322593198
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Title: Weeki Wachee North, A Family Owned 55+ Community in Weeki Wachee, FL
Headings: Weeki Wachee North
A family owned and operated 55+ active community
Beautiful Weeki Wachee Area Weeki Wachee North
A family owned and operated 55+ active community
Premier community of friendly neighbors, in a great location Active, vibrant community
in Weeki Wachee North’s welcoming neighborhood
Making your dreams affordable Home is more than where you live
View our current available homes
Content: Let us help you find your dream home
Property Manager Ann Maria Hopkins
Eu consequat ac felis donec et. In hendrerit gravida rutrum quisque. Posuere lorem ipsum dolor sit amet consectetur adipiscing elit. Nec tincidunt praesent semper feugiat nibh sed pulvinar. Dignissim sodales ut eu sem integer vitae justo eget magna. LOCATION Weeki Wachee Area
Weeki Wachee North is centrally located on the west coast of Florida, 15 miles east of the Gulf of Mexico, 45 minutes north of Tampa and 60 miles west of Orlando. We are conveniently located off U.S. 19, north of Hwy 50, and six and a half miles north of the Weeki Wachee Springs State Park, home of the “Live Mermaids.” We are part of Hernando County, Florida’s Adventure Coast, the center for outdoor activities. Hernando County has an abundant amount of conservation lands, wildlife refuge parks, and nature preserves. The coast is known for some of the best fresh and saltwater fishing, boating, canoeing and kayaking in the state.
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http://www.weekiwacheemh.com/
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msmarco_v2.1_doc_10_712395821#7_1322594855
|
Title: Weeki Wachee North, A Family Owned 55+ Community in Weeki Wachee, FL
Headings: Weeki Wachee North
A family owned and operated 55+ active community
Beautiful Weeki Wachee Area Weeki Wachee North
A family owned and operated 55+ active community
Premier community of friendly neighbors, in a great location Active, vibrant community
in Weeki Wachee North’s welcoming neighborhood
Making your dreams affordable Home is more than where you live
View our current available homes
Content: LOCATION Weeki Wachee Area
Weeki Wachee North is centrally located on the west coast of Florida, 15 miles east of the Gulf of Mexico, 45 minutes north of Tampa and 60 miles west of Orlando. We are conveniently located off U.S. 19, north of Hwy 50, and six and a half miles north of the Weeki Wachee Springs State Park, home of the “Live Mermaids.” We are part of Hernando County, Florida’s Adventure Coast, the center for outdoor activities. Hernando County has an abundant amount of conservation lands, wildlife refuge parks, and nature preserves. The coast is known for some of the best fresh and saltwater fishing, boating, canoeing and kayaking in the state. If golf is your game, Hernando County has 17 well-designed golf courses. Florida’s Adventure Coast is a great place to find the best outdoor fun and adventures to fit your active lifestyle! 10401 Amity Avenue, Weeki Wachee, FL 34614
(888) 763-1628
Click here to send us an email
Address
10401 Amity Avenue
Weeki Wachee, FL 34614
Call or text us now
(888) 763-1628
Email us now
Click above to send
Contact us
Please call (888) 763-1628 to set up an appointment and a tour of the Community and see for yourself. Contact us
Please call (888) 763-1628 to set up an appointment and a tour of the Community and see for yourself. Call or text us
Phone: (
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http://www.weekiwacheemh.com/
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msmarco_v2.1_doc_10_712501306#4_1322804020
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Title: Obama and Legislative Power | Washington Examiner
Headings: Obama and Legislative Power
Obama and Legislative Power
Content: Presidential Leadership of Congress, “Presidential efforts at leading Congress do not occur in a vacuum. To understand presidential leadership one must also understand the context in which it takes place.” Edwards argues “despite the conventional wisdom that attributes substantial importance to a president’s legislative skills in determining support for the president on congressional votes, there is good reason to be cautious in accepting this conclusion at face value. Other factors are likely to exercise more influence on congressional voting.” Other scholars agree. Political scientists Jon R. Bond and Richard Fleisher in their book The President in the Legislative Arena conclude: “ [ T]here is little the president can do to move members of Congress very far from their basic political predisposition.” Congressional leaders, Bond and Fleisher argue, hold more sway than presidents over lawmakers. “ Congressional leaders are likely to have more influence on how Congress responds to presidential preferences than anything the president can do personally.” After all, Obama’s legislative victories were not based on bills crafted by the White House.
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http://www.weeklystandard.com/obama-and-legislative-power/article/487517
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msmarco_v2.1_doc_10_724570435#2_1347574642
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Title:
Headings:
Content: Latin America is inextricably tied to the United States economically, but when hearing Ross Perot speak during the 1992 presidential election campaign, an observer might have concluded that the region is more a threat than a vital economic partner of the United States. This relationship demonstrates a historic imbalance, and the importance of the United States to Latin America continues to outweigh the importance of the region to its powerful northern neighbor. Many Latin American governments are largely dependent on the U.S. for their economic well-being, and an economic decline in the United States is virtually certain to trigger a recession in Latin America. This cause and effect relationship is summarized by the phrase "When the U.S. economy sneezes, Latin American economies catch pneumonia." The economic, political, and military influence of the United States in the region has historically been tremendous. Many governments south of the U.S./Mexican border have traditionally defined their foreign policies by opposition to the United States, and virtually all the citizens of the region harbor some resentment for past meddling and interventions of "the ugly Americans" in Latin American internal affairs. Since the collapse of the Berlin Wall and the dissolution of the Soviet Union, the strategic context of international affairs has been dramatically transformed. Changes in Latin America contributing to this new environment include transitions to democratic governance in virtually all the nations of the region and the growing acceptance of the free market economic model. Latin American protectionism and overt resentment of the United States are giving way to privatization, lowered tariffs, and expectations of a positive future relationship with the United States embodied in former President George Bush's "Enterprise for the Americas Initiative." The greatest risk faced by the United States in the post-cold war era is that the U.S. will declare victory against communism and fail to fundamentally reassess its foreign policy toward Latin America and the rest of the globe.
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http://www.wesfryer.com/uslapolicy.html
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msmarco_v2.1_doc_10_724570435#3_1347576943
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Title:
Headings:
Content: Many governments south of the U.S./Mexican border have traditionally defined their foreign policies by opposition to the United States, and virtually all the citizens of the region harbor some resentment for past meddling and interventions of "the ugly Americans" in Latin American internal affairs. Since the collapse of the Berlin Wall and the dissolution of the Soviet Union, the strategic context of international affairs has been dramatically transformed. Changes in Latin America contributing to this new environment include transitions to democratic governance in virtually all the nations of the region and the growing acceptance of the free market economic model. Latin American protectionism and overt resentment of the United States are giving way to privatization, lowered tariffs, and expectations of a positive future relationship with the United States embodied in former President George Bush's "Enterprise for the Americas Initiative." The greatest risk faced by the United States in the post-cold war era is that the U.S. will declare victory against communism and fail to fundamentally reassess its foreign policy toward Latin America and the rest of the globe. It appears that a historic characteristic of international relations, during and before the cold war, was the United States' consistent support of third world regimes presiding over unjust economic orders. The U.S. government has historically supported the status quo in foreign countries to promote political stability and thereby protect U.S. economic interests. In the current period of dramatic change in the global balance of power, it is imperative for the United States to consider whether or not this historic trend must inevitably continue, or whether the U.S. can become a more active agent for positive change and reform in the Third World. Following the victory of the West over the Soviet communism, policymakers should not ignore the viable lessons Marxism and socialist critiques of international relations offer. As Mexican President Carlos Salinas de Gortari has observed, "Experience has taught us that a state without a market leads to inefficiency, but present reality proves that a market without a state leads to injustice."
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http://www.wesfryer.com/uslapolicy.html
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msmarco_v2.1_doc_10_726905945#1_1352015079
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Title: What if Constantine had stayed in Rome?
Headings: What if Constantine had stayed in Rome?
What if Constantine had stayed in Rome?
What would have happened if Constantine never moved to Constantinople?
Civil unrest in Rome throughout the fourth century
The Western Roman Empire would have remained intact into the sixth or seventh century
The eastern Mediterranean would have been overrun by Muslims by the seventh century
The religious makeup of the Mediterranean would have been vastly different
The Franks would have been a weaker version of what they became in the eighth and ninth centuries
The Vikings might have been wiped off the map by the early ninth century
A decision that changed history
About the author
Phidippides
Blog Categories
Search blog articles
Phids’ Playlist
Content: June 13, 2016 - By Phidippides
In the 320s, the Roman emperor Constantine made the critical decision to create his new capital in the East. The new capital, Constantinople, came to occupy the site of an old Greek town and would forever be changed by the emperor’s choice. According to Richard Krautheimer, the reason he made the move was (at least in part) in order to create a new, Christian capital – one which was free from the attachments of old, entrenched pagan families who occupied the city of Rome. During the early years of his reign, Constantine respected pagan sensibilities by building the Christian churches of St. John Lateran and Old St. Peter’s in the far reaches of the city, away from the more visible spaces that were closer to the Palatine, Viminal, Esquiline, and Caelian Hills. This was not enough, though, as Krautheimer suspects the tension between the old and new religion helped lead Constantine to search for his new capital in the East. What would have happened if Constantine never moved to Constantinople? We know the aftermath of Constantine’s crucial decision: a permanent shift in power to the Eastern Roman Empire, a sustained Christian presence in the eastern Mediterranean which would provide a bulwark for Europe for over a millennium, and the development of a rich Byzantine cultural tradition. There is little doubt that this move served Rome well (the empire moreso than the city), but it still leaves a tempting question: what would have happened to Rome had Constantine (and his successors) never left?
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http://www.westerncivforum.com/constantine-stayed-rome/
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msmarco_v2.1_doc_10_726905945#2_1352017639
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Title: What if Constantine had stayed in Rome?
Headings: What if Constantine had stayed in Rome?
What if Constantine had stayed in Rome?
What would have happened if Constantine never moved to Constantinople?
Civil unrest in Rome throughout the fourth century
The Western Roman Empire would have remained intact into the sixth or seventh century
The eastern Mediterranean would have been overrun by Muslims by the seventh century
The religious makeup of the Mediterranean would have been vastly different
The Franks would have been a weaker version of what they became in the eighth and ninth centuries
The Vikings might have been wiped off the map by the early ninth century
A decision that changed history
About the author
Phidippides
Blog Categories
Search blog articles
Phids’ Playlist
Content: What would have happened if Constantine never moved to Constantinople? We know the aftermath of Constantine’s crucial decision: a permanent shift in power to the Eastern Roman Empire, a sustained Christian presence in the eastern Mediterranean which would provide a bulwark for Europe for over a millennium, and the development of a rich Byzantine cultural tradition. There is little doubt that this move served Rome well (the empire moreso than the city), but it still leaves a tempting question: what would have happened to Rome had Constantine (and his successors) never left? Let’s speculate with some generalities. Civil unrest in Rome throughout the fourth century
The decline in population that the empire suffered beginning in the third century and the growing threats from barbarians to the north in the fourth century would have made Rome a turbulent place to live. Constantine’s Christianity would have continued to ruffle feathers with the pagan elites of the time, and this could have ballooned into ongoing civil problems. We already know that Constantine faced opposition from other Romans prior to his move to Constantinople, and if he never made the move there we can imagine this opposition would have worsened. Eventually this unrest could have subsided, but likely under authoritarian rule by the governing emperors who succeeded Constantine.
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http://www.westerncivforum.com/constantine-stayed-rome/
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msmarco_v2.1_doc_10_727144819#5_1352444820
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Title: Super high density olive trees for oil next success story? | Farm Progress
Headings: Super high density olive trees for oil next success story?
Super high density olive trees for oil next success story?
Suggested Event
Farm Futures Business Summit - Ag Finance Boot Camp
Content: Table olives have been grown commercially in California for decades. However, acreage of primarily Mission and Manzanillo variety table olives has changed little for decades. Foreign competition has strangled California’s table olive industry. Europeans have for decades also flooded the U.S. market with inexpensive olive oil thanks to post World War II trade agreements. Olive oil has never been at the top of the supermarket shopping list for most American consumers, but that all changed when nutritionists started extolling the health attributes of olive oil. U.S. olive oil consumption has soared in the past decade from 31 million gallons to 65 million gallons annually. As American consumers embrace olive oil for cooking, salad dressings and numerous other uses, they are demanding better quality oil than what is mostly imported from Europe. This demand for better quality is comparable to the evolution from so-called jug wines to varietal wines in America. California premium olive oil production has more than doubled in the past five years to get a piece of this growing market, but the 383,000 gallons produced last year did not even make a ripple in U.S. olive market of 65 million gallons. California Olive Ranch produced about a third of California’s 2004 production.
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http://www.westernfarmpress.com/super-high-density-olive-trees-oil-next-success-story
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msmarco_v2.1_doc_10_727782246#17_1353716516
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Title:
Headings:
Archaebacteria
and
Eubacteria
Growth
and
Development
Reproduction
Obtain
and
Use
energy
Adaptations
Content: Yogurt
wouldn't
be
tangy
without
the
help
of
a
bacterium
called
Lactobacillus
acidophillus. So
what
is
bad
about
bacteria? The
bad
news
is
that
sometimes
bacteria
cause
diseases
in
plants
and
animals
that
sicken
or
even
kill
them. Disease‐causing
bacteria
can
infect
organisms
in
two
different
ways. Most
attack
the
body's
cells
directly. Others
produce
chemicals
called
TOXINS
(poisons). Either
way,
the
bacteria
destroy
or
damage
cells
within
the
plant
or
animal. Humans
also
have
to
deal
with
bacterial
disease
on
a
daily
basis. Around
the
world,
hundreds
of
thousands
of
people
die
every
year
|
http://www.westerville.k12.oh.us/userfiles/4170/Classes/5610/Archaebacteria.pdf
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msmarco_v2.1_doc_10_730506848#0_1357879080
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Title: Sending money to or from overseas | Westpac NZ
Headings: Send money to or from overseas.
Send money to or from overseas.
How to send money overseas.
When making an international payment, you'll need:
Things to know:
Verifying your ID for telegraphic transfers
No online banking & unable to visit a branch?
How to send money from overseas to a Westpac New Zealand account:
The SWIFT code for Westpac New Zealand is WPACNZ2W
Things you should know.
Content: Sending money to or from overseas | Westpac NZ
Homepage Products & services Foreign exchange
Send money to or from overseas. International payments via telegraphic transfers can be made through online banking or at a branch. How to send money overseas. When making an international payment, you'll need: Bank Details: The bank and branch details of where the payment is going as well as the branch identifier if available (i.e. IBAN, NCC, sort code or BSB number)
Payee Details: Account number, the exact name of the account and location address of the person or company you are paying
Currency: International payments must be made in the local currency of the country you are sending money to. For payments completed in Online Banking, you will need to register your mobile phone with our Online Guardian security system (30 day stand down period applies unless verified earlier in Branch or via our call centre), so that we can validate your payment and identity with an Online Guardian verification code by txt. Once your mobile phone has been registered and approved, you can start making international payments after a further one-off 7 day stand down period.
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http://www.westpac.co.nz/fx-travel-migrant/foreign-exchange-and-international/sending-money-to-or-from-overseas
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msmarco_v2.1_doc_10_730506848#2_1357883151
|
Title: Sending money to or from overseas | Westpac NZ
Headings: Send money to or from overseas.
Send money to or from overseas.
How to send money overseas.
When making an international payment, you'll need:
Things to know:
Verifying your ID for telegraphic transfers
No online banking & unable to visit a branch?
How to send money from overseas to a Westpac New Zealand account:
The SWIFT code for Westpac New Zealand is WPACNZ2W
Things you should know.
Content: Things to know: You must have cleared money for the amount to be sent
We charge fees for international payments whether staff assisted or initiated through online banking. Please see the fees page for international payments
There may be additional other bank charges deducted by the overseas intermediary and beneficiary banks. These charges will be deducted from the International Payment and therefore will decrease the amount received by the payee
Payments in NZD (New Zealand Dollars) are not accepted by all banks. International payments made online can be sent for an equivalent amount of NZD once you have selected the foreign currency. If your payment needs to be sent in NZD and this is not available in the picklist, please visit your nearest Westpac branch
We will need to hold a copy of your identification document with your current and correct full name or organisation name. Please refer to our list of acceptable verification documentation available here
Westpac does not facilitate International Payments with some countries. Click here for more information
From time to time we may need to contact you to verify your identification documents held on file. Read more information on verifying ID as follows: Verifying your ID for telegraphic transfers
If you regularly send telegraphic transfers, we're required by law to verify your identity from time to time or, in the case of some organisations, to sight/verify current company/trust/partnership records.
|
http://www.westpac.co.nz/fx-travel-migrant/foreign-exchange-and-international/sending-money-to-or-from-overseas
|
msmarco_v2.1_doc_10_730506848#3_1357885338
|
Title: Sending money to or from overseas | Westpac NZ
Headings: Send money to or from overseas.
Send money to or from overseas.
How to send money overseas.
When making an international payment, you'll need:
Things to know:
Verifying your ID for telegraphic transfers
No online banking & unable to visit a branch?
How to send money from overseas to a Westpac New Zealand account:
The SWIFT code for Westpac New Zealand is WPACNZ2W
Things you should know.
Content: If your payment needs to be sent in NZD and this is not available in the picklist, please visit your nearest Westpac branch
We will need to hold a copy of your identification document with your current and correct full name or organisation name. Please refer to our list of acceptable verification documentation available here
Westpac does not facilitate International Payments with some countries. Click here for more information
From time to time we may need to contact you to verify your identification documents held on file. Read more information on verifying ID as follows: Verifying your ID for telegraphic transfers
If you regularly send telegraphic transfers, we're required by law to verify your identity from time to time or, in the case of some organisations, to sight/verify current company/trust/partnership records. We'll endeavour to do this by using both the documentation we already have on file for you and information obtained from authorised independent sources. However, we may be required to temporarily suspend your ability to send telegraphic transfers if we're unable to verify your documentation in a timely manner. If this applies to you and you wish to continue sending telegraphic transfers, then you'll need to visit a branch (or contact your Relationship Manager), present your identification documents and have them verified by Westpac before the suspension can be lifted. For a list of acceptable identification documents click here. If your access to telegraphic transfers has been temporarily suspended and you need help, please call us on +64 9 912 8000.
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http://www.westpac.co.nz/fx-travel-migrant/foreign-exchange-and-international/sending-money-to-or-from-overseas
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msmarco_v2.1_doc_10_730506848#4_1357887639
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Title: Sending money to or from overseas | Westpac NZ
Headings: Send money to or from overseas.
Send money to or from overseas.
How to send money overseas.
When making an international payment, you'll need:
Things to know:
Verifying your ID for telegraphic transfers
No online banking & unable to visit a branch?
How to send money from overseas to a Westpac New Zealand account:
The SWIFT code for Westpac New Zealand is WPACNZ2W
Things you should know.
Content: We'll endeavour to do this by using both the documentation we already have on file for you and information obtained from authorised independent sources. However, we may be required to temporarily suspend your ability to send telegraphic transfers if we're unable to verify your documentation in a timely manner. If this applies to you and you wish to continue sending telegraphic transfers, then you'll need to visit a branch (or contact your Relationship Manager), present your identification documents and have them verified by Westpac before the suspension can be lifted. For a list of acceptable identification documents click here. If your access to telegraphic transfers has been temporarily suspended and you need help, please call us on +64 9 912 8000. No online banking & unable to visit a branch? If you're currently overseas or unable to visit a Westpac branch, you can make a request in writing to arrange an international payment. Please download and complete the Outbound Telegraphic Transfer Request form and send it to [email protected] . Note: Money transferred must be sourced from a Westpac account that you have authority to make withdrawals.
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http://www.westpac.co.nz/fx-travel-migrant/foreign-exchange-and-international/sending-money-to-or-from-overseas
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msmarco_v2.1_doc_10_730506848#5_1357889528
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Title: Sending money to or from overseas | Westpac NZ
Headings: Send money to or from overseas.
Send money to or from overseas.
How to send money overseas.
When making an international payment, you'll need:
Things to know:
Verifying your ID for telegraphic transfers
No online banking & unable to visit a branch?
How to send money from overseas to a Westpac New Zealand account:
The SWIFT code for Westpac New Zealand is WPACNZ2W
Things you should know.
Content: No online banking & unable to visit a branch? If you're currently overseas or unable to visit a Westpac branch, you can make a request in writing to arrange an international payment. Please download and complete the Outbound Telegraphic Transfer Request form and send it to [email protected] . Note: Money transferred must be sourced from a Westpac account that you have authority to make withdrawals. How to send money from overseas to a Westpac New Zealand account: Please instruct the initiating bank to send the money directly to: Registered office
Westpac New Zealand Limited
Auckland
New Zealand
The SWIFT code for Westpac New Zealand is WPACNZ2W
The account name and full account number of the account to receive the money must be included for processing. Account number should be formatted as follows: Bank and branch number, seven digit account number and three digit account suffix (if your account suffix is 12, enter 012).
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http://www.westpac.co.nz/fx-travel-migrant/foreign-exchange-and-international/sending-money-to-or-from-overseas
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msmarco_v2.1_doc_10_730506848#6_1357891194
|
Title: Sending money to or from overseas | Westpac NZ
Headings: Send money to or from overseas.
Send money to or from overseas.
How to send money overseas.
When making an international payment, you'll need:
Things to know:
Verifying your ID for telegraphic transfers
No online banking & unable to visit a branch?
How to send money from overseas to a Westpac New Zealand account:
The SWIFT code for Westpac New Zealand is WPACNZ2W
Things you should know.
Content: How to send money from overseas to a Westpac New Zealand account: Please instruct the initiating bank to send the money directly to: Registered office
Westpac New Zealand Limited
Auckland
New Zealand
The SWIFT code for Westpac New Zealand is WPACNZ2W
The account name and full account number of the account to receive the money must be included for processing. Account number should be formatted as follows: Bank and branch number, seven digit account number and three digit account suffix (if your account suffix is 12, enter 012). E.g. 03-XXXX-XXXXXXX-XXX
Note: hyphens indicated above are merely for illustrative purposes and should not be entered as part of the account number. Things you should know. Terms, conditions, fees and charges apply to Westpac products and services. Click here or visit your local branch for full details.
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http://www.westpac.co.nz/fx-travel-migrant/foreign-exchange-and-international/sending-money-to-or-from-overseas
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msmarco_v2.1_doc_10_730506848#7_1357892743
|
Title: Sending money to or from overseas | Westpac NZ
Headings: Send money to or from overseas.
Send money to or from overseas.
How to send money overseas.
When making an international payment, you'll need:
Things to know:
Verifying your ID for telegraphic transfers
No online banking & unable to visit a branch?
How to send money from overseas to a Westpac New Zealand account:
The SWIFT code for Westpac New Zealand is WPACNZ2W
Things you should know.
Content: E.g. 03-XXXX-XXXXXXX-XXX
Note: hyphens indicated above are merely for illustrative purposes and should not be entered as part of the account number. Things you should know. Terms, conditions, fees and charges apply to Westpac products and services. Click here or visit your local branch for full details. Westpac Banking Corporation, NZ Branch is the provider of the products and services described on this page and is responsible for the provision of those products and services. International payments may be subject to charges by overseas banks. Westpac has no control over these charges, which are subject to change and can be substantial. Westpac is not liable for any of these charges and commissions, which are the responsibility of the account holder. No member of the Westpac group accepts any liability for losses suffered as a result of converting currencies and any exchange risks from the conversion of currencies is the responsibility of the account/deposit holder.
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http://www.westpac.co.nz/fx-travel-migrant/foreign-exchange-and-international/sending-money-to-or-from-overseas
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msmarco_v2.1_doc_10_730516347#11_1357922585
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Title: Westpac Term PIE Fund | Westpac NZ
Headings: Westpac Term PIE Fund.
Westpac Term PIE Fund.
Providing a better after-tax return for some investors, a Term PIE may grow your money faster.
On this page
Benefits.
Grow your savings
What’s a PIE?
How it works.
Potential tax advantages
How your money is invested
Your earnings and income
Compound interest
Additional access options
20% withdrawal - conditions
Early withdrawals
Term PIE Rates.
View other term investment rates
Savings & Investment Chooser tool.
Opening a Westpac Term PIE Fund.
Call us
Visit a branch
Quick help.
What's the difference between a Term Deposit and a Term PIE?
Investment guides.
View all investment guides
What investing can do for you
Investing vs saving
Investing basics
Things you should know.
Content: Our Savings & Investment Chooser tool is free and provides you recommendations on which of our savings and term investment options best suit you, based on your answers to some questions. Go to the Savings & Investment Chooser tool
Opening a Westpac Term PIE Fund. Call us
Speak to one of our friendly specialists who can help you navigate this investment option. Call 0800 400 600
Visit a branch
Drop into one of our branches. Find a branch
Quick help. How do I know how much tax I’ve paid on my returns? At the end of the tax year, we’ll give you a tax certificate. What's the difference between a Term Deposit and a Term PIE? Term Deposits
Westpac Term PIE Fund
Fixed rate
Yes
Yes
Fixed term
Yes
Yes
Choice of return payment options, including monthly income and compounding returns depending on the term
Yes
Yes
Investment type
Direct investment into an interest bearing account with Westpac NZ
Investment in a unit trust that invests solely into a New Zealand dollar, interest bearing account with Westpac NZ
Minimum investment
$5,000
$5,000
Applicable tax
RWT
Current maximum rate 33%
PIE Tax
Current maximum rate 28%
Reduced rate for early withdrawals
Yes
Yes
What are my reinvesting and repayment options for my Term PIE investment? When you set up your investment in the Term PIE, you can choose to:
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http://www.westpac.co.nz/investment-kiwisaver/term-investments/term-deposit/
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msmarco_v2.1_doc_10_730516347#12_1357924963
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Title: Westpac Term PIE Fund | Westpac NZ
Headings: Westpac Term PIE Fund.
Westpac Term PIE Fund.
Providing a better after-tax return for some investors, a Term PIE may grow your money faster.
On this page
Benefits.
Grow your savings
What’s a PIE?
How it works.
Potential tax advantages
How your money is invested
Your earnings and income
Compound interest
Additional access options
20% withdrawal - conditions
Early withdrawals
Term PIE Rates.
View other term investment rates
Savings & Investment Chooser tool.
Opening a Westpac Term PIE Fund.
Call us
Visit a branch
Quick help.
What's the difference between a Term Deposit and a Term PIE?
Investment guides.
View all investment guides
What investing can do for you
Investing vs saving
Investing basics
Things you should know.
Content: How do I know how much tax I’ve paid on my returns? At the end of the tax year, we’ll give you a tax certificate. What's the difference between a Term Deposit and a Term PIE? Term Deposits
Westpac Term PIE Fund
Fixed rate
Yes
Yes
Fixed term
Yes
Yes
Choice of return payment options, including monthly income and compounding returns depending on the term
Yes
Yes
Investment type
Direct investment into an interest bearing account with Westpac NZ
Investment in a unit trust that invests solely into a New Zealand dollar, interest bearing account with Westpac NZ
Minimum investment
$5,000
$5,000
Applicable tax
RWT
Current maximum rate 33%
PIE Tax
Current maximum rate 28%
Reduced rate for early withdrawals
Yes
Yes
What are my reinvesting and repayment options for my Term PIE investment? When you set up your investment in the Term PIE, you can choose to: have your investment (plus returns) automatically reinvested for the same or another term at maturity; or,
have your investment paid into any New Zealand bank account when it matures. Prior to your investment in the Term PIE maturing, we’ll send you a reminder notice so you can review your reinvestment or repayment instructions and make any changes before it matures. Investment guides. View all investment guides
What investing can do for you
Investment could help you grow your wealth faster, hit your short-term targets and set yourself up for a more comfortable future.
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http://www.westpac.co.nz/investment-kiwisaver/term-investments/term-deposit/
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msmarco_v2.1_doc_10_730516347#13_1357927467
|
Title: Westpac Term PIE Fund | Westpac NZ
Headings: Westpac Term PIE Fund.
Westpac Term PIE Fund.
Providing a better after-tax return for some investors, a Term PIE may grow your money faster.
On this page
Benefits.
Grow your savings
What’s a PIE?
How it works.
Potential tax advantages
How your money is invested
Your earnings and income
Compound interest
Additional access options
20% withdrawal - conditions
Early withdrawals
Term PIE Rates.
View other term investment rates
Savings & Investment Chooser tool.
Opening a Westpac Term PIE Fund.
Call us
Visit a branch
Quick help.
What's the difference between a Term Deposit and a Term PIE?
Investment guides.
View all investment guides
What investing can do for you
Investing vs saving
Investing basics
Things you should know.
Content: have your investment (plus returns) automatically reinvested for the same or another term at maturity; or,
have your investment paid into any New Zealand bank account when it matures. Prior to your investment in the Term PIE maturing, we’ll send you a reminder notice so you can review your reinvestment or repayment instructions and make any changes before it matures. Investment guides. View all investment guides
What investing can do for you
Investment could help you grow your wealth faster, hit your short-term targets and set yourself up for a more comfortable future. With investment, you can make your money work harder. Investing vs saving
What makes an investment fund different from a savings account? Explaining the basics of investing, how it helps grow your money, and examples of investment types. Investing basics
An introduction to understanding investments and the importance of diversification to reduce your investing risk. Things you should know.
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http://www.westpac.co.nz/investment-kiwisaver/term-investments/term-deposit/
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msmarco_v2.1_doc_10_730546210#18_1358014994
|
Title: Balance transfer credit card & Balance transfer offers | Westpac
Headings: Balance transfer credit cards
Balance transfer credit cards
Altitude Qantas Platinum
Points earn rates
Special offer:
Altitude Velocity Platinum
Points earn rates
Special offer:
Altitude Rewards Platinum
Points earn rates
Special Offer:
Westpac Low Rate card
Special offer
Altitude Rewards Black
Points earn rates
Special offer:
Altitude Velocity Black
Points earn rates
Special Offer
Altitude Qantas Black
Points earn rates
Special offer:
How does a Westpac credit card help me?
Westpac Extras
Plan smarter repayments
Track your spending easily
Know what to pay when
Frequently asked questions
Things you should know
Credit criteria, fees and charges apply. Switches, upgrades or Westpac group staff are ineligible.
3. Complimentary Lounge Passes
Content: How does a Westpac balance transfer work? A balance transfer is when you move balances from one or more credit or store cards to another credit card. Consolidating multiple cards into a new card can make it simpler for you to manage your credit card debt. For example, it could give you only one monthly repayment and annual card fee on your debt, provided you close your previous cards. With a Westpac balance transfer, you can: Consolidate up to 3 non-Westpac Australian issued credit, charge or store cards. Transfer up to 80% of the credit limit available on the Westpac card you’re transferring to (minimum transfer of $200). The process is simple: Apply for a Westpac credit card online. In your application, include the account numbers of the credit cards you would like to transfer, the providers' biller codes and the amounts you'd like to transfer.
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http://www.westpac.com.au/personal-banking/credit-cards/balance-transfer/
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msmarco_v2.1_doc_10_730546210#19_1358016923
|
Title: Balance transfer credit card & Balance transfer offers | Westpac
Headings: Balance transfer credit cards
Balance transfer credit cards
Altitude Qantas Platinum
Points earn rates
Special offer:
Altitude Velocity Platinum
Points earn rates
Special offer:
Altitude Rewards Platinum
Points earn rates
Special Offer:
Westpac Low Rate card
Special offer
Altitude Rewards Black
Points earn rates
Special offer:
Altitude Velocity Black
Points earn rates
Special Offer
Altitude Qantas Black
Points earn rates
Special offer:
How does a Westpac credit card help me?
Westpac Extras
Plan smarter repayments
Track your spending easily
Know what to pay when
Frequently asked questions
Things you should know
Credit criteria, fees and charges apply. Switches, upgrades or Westpac group staff are ineligible.
3. Complimentary Lounge Passes
Content: Consolidate up to 3 non-Westpac Australian issued credit, charge or store cards. Transfer up to 80% of the credit limit available on the Westpac card you’re transferring to (minimum transfer of $200). The process is simple: Apply for a Westpac credit card online. In your application, include the account numbers of the credit cards you would like to transfer, the providers' biller codes and the amounts you'd like to transfer. Activate your card. Any approved balance transfers will occur once your card is active. Note: Westpac will not cancel your other cards. If your aim is to pay down your balances, it may be helpful to cancel your old cards once the balance transfer is complete so you don't use them to accrue more debt.
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http://www.westpac.com.au/personal-banking/credit-cards/balance-transfer/
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msmarco_v2.1_doc_10_730546210#21_1358020602
|
Title: Balance transfer credit card & Balance transfer offers | Westpac
Headings: Balance transfer credit cards
Balance transfer credit cards
Altitude Qantas Platinum
Points earn rates
Special offer:
Altitude Velocity Platinum
Points earn rates
Special offer:
Altitude Rewards Platinum
Points earn rates
Special Offer:
Westpac Low Rate card
Special offer
Altitude Rewards Black
Points earn rates
Special offer:
Altitude Velocity Black
Points earn rates
Special Offer
Altitude Qantas Black
Points earn rates
Special offer:
How does a Westpac credit card help me?
Westpac Extras
Plan smarter repayments
Track your spending easily
Know what to pay when
Frequently asked questions
Things you should know
Credit criteria, fees and charges apply. Switches, upgrades or Westpac group staff are ineligible.
3. Complimentary Lounge Passes
Content: You can usually ask to cancel a card account over the phone, provided the card has been paid off. How does a SmartPlan repayment plan work? SmartPlan helps you stay on top of large purchases and balances by breaking them down into regular installments. 1
Credit card balance SmartPlan
Turn any of your outstanding purchase, cash advance or promotional plan (e.g. balance transfer) balances of $200 or more into a SmartPlan. The purchase balance SmartPlan type is currently available at a lower interest rate. 1
Large purchase SmartPlan
Create a large purchase SmartPlan to help you pay off an individual ‘big ticket’ item of $500 or more that you’ve bought on your card in the last 30 days – think purchases such as a flight, hotel bill or even a new fridge. Large purchase SmartPlans are currently available at a lower interest rate. 1
How does Westpac protect me from fraud? The security of your card and information is extremely important to us. We have a range of security measures in place to ensure that your account is protected, including online.
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http://www.westpac.com.au/personal-banking/credit-cards/balance-transfer/
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msmarco_v2.1_doc_10_730546210#22_1358022747
|
Title: Balance transfer credit card & Balance transfer offers | Westpac
Headings: Balance transfer credit cards
Balance transfer credit cards
Altitude Qantas Platinum
Points earn rates
Special offer:
Altitude Velocity Platinum
Points earn rates
Special offer:
Altitude Rewards Platinum
Points earn rates
Special Offer:
Westpac Low Rate card
Special offer
Altitude Rewards Black
Points earn rates
Special offer:
Altitude Velocity Black
Points earn rates
Special Offer
Altitude Qantas Black
Points earn rates
Special offer:
How does a Westpac credit card help me?
Westpac Extras
Plan smarter repayments
Track your spending easily
Know what to pay when
Frequently asked questions
Things you should know
Credit criteria, fees and charges apply. Switches, upgrades or Westpac group staff are ineligible.
3. Complimentary Lounge Passes
Content: 1
Large purchase SmartPlan
Create a large purchase SmartPlan to help you pay off an individual ‘big ticket’ item of $500 or more that you’ve bought on your card in the last 30 days – think purchases such as a flight, hotel bill or even a new fridge. Large purchase SmartPlans are currently available at a lower interest rate. 1
How does Westpac protect me from fraud? The security of your card and information is extremely important to us. We have a range of security measures in place to ensure that your account is protected, including online. Westpac Added Online Security provides extra peace of mind when shopping online at participating retailers. We also have your back if something does go wrong. Our Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. Things you should know
Westpac Credit Cards Key Facts Sheet
Pdf File
Credit Card Terms and Conditions (PDF 240KB)
Pdf File
Altitude Terms and Conditions (PDF 88KB)
Pdf File
Westpac Credit Cards Complimentary Insurance Policy (PDF 391KB)
Pdf File
ID checklist to become a customer (PDF 768KB)
Pdf File
Westpac Extras Terms and Conditions (PDF 1MB)
Credit criteria,
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http://www.westpac.com.au/personal-banking/credit-cards/balance-transfer/
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msmarco_v2.1_doc_10_730594613#3_1358068160
|
Title: How Much Do I Need Upfront | Westpac
Headings: How much do I need upfront?
How much do I need upfront?
How much do I need for a deposit?
Example of deposit amounts
What if I don’t have a deposit?
Family Security Guarantee
Deposit Protect Bond
Other options
What other costs are there?
Save time, apply online
Got questions?
Things you should know
Content: Other options
If you're a first time buyer, check if you're eligible for a First Home Buyers Grant as this could help in funding your deposit. Of course if you’re keen to do it by yourself we have a range of savings accounts to help you save your deposit. What other costs are there? There are other up front costs you need to consider when you are doing your sums, including: Conveyancing and legal costs
Government fees including stamp duty, although this can be included in the loan
Title search and registration fees
Pest and building inspections
Many lenders require Building Insurance before you settle your home loan. It can also be a good idea to have Contents Insurance cover for your personal belongings before you move in. Desktop
Save time, apply online
It should only take around 20 minutes to apply
Apply online
Refresh
Apply online
Refresh
Telephone
Got questions? Request a call back or call us on 131 900
Request a call back
Request a call back
Existing Westpac home loan Existing Westpac home loan
New loan or other enquiry New loan or other enquiry
Things you should know
Credit criteria, fees and charges apply. Terms and conditions available on request. This information has been prepared without taking your objectives, needs and overall financial situation into account.
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http://www.westpac.com.au/personal-banking/home-loans/solutions/buying-my-first-home/how-much-i-need-upfront/
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msmarco_v2.1_doc_10_730594613#4_1358070088
|
Title: How Much Do I Need Upfront | Westpac
Headings: How much do I need upfront?
How much do I need upfront?
How much do I need for a deposit?
Example of deposit amounts
What if I don’t have a deposit?
Family Security Guarantee
Deposit Protect Bond
Other options
What other costs are there?
Save time, apply online
Got questions?
Things you should know
Content: It can also be a good idea to have Contents Insurance cover for your personal belongings before you move in. Desktop
Save time, apply online
It should only take around 20 minutes to apply
Apply online
Refresh
Apply online
Refresh
Telephone
Got questions? Request a call back or call us on 131 900
Request a call back
Request a call back
Existing Westpac home loan Existing Westpac home loan
New loan or other enquiry New loan or other enquiry
Things you should know
Credit criteria, fees and charges apply. Terms and conditions available on request. This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Westpac Banking Corporation ABN 33 007 457 141 (the Bank) distributes the insurance. Neither Westpac or the Bank guarantees the insurance. 1 The guarantor should consider the risks associated with Parental Guarantee, primarily that if the borrower defaults on their loan, the guarantor is liable to pay up to the maximum of the portion of security they have put forward as a guarantee.
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http://www.westpac.com.au/personal-banking/home-loans/solutions/buying-my-first-home/how-much-i-need-upfront/
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msmarco_v2.1_doc_10_730603309#0_1358082723
|
Title: International Money Transfer | Westpac
Headings: International Payments
International Payments
Send money today
What do I need to send money overseas?
Are you sending or receiving money?
Use our currency converter to find out the latest FX rates
Not a Westpac customer?
Not set up with Westpac Live?
Content: International Money Transfer | Westpac
International & Travel
International payments
International Payments
Transfer money to and from international bank accounts in over 130 countries with Westpac Online Banking. Don't have a Westpac account? Open a Westpac Choice account Open a Westpac Choice account
Send money today
Sign in
Refresh
Sign in
Refresh
What do I need to send money overseas? A Westpac bank account that is registered for Online Banking and Westpac Protect SMS Code
Details of the person receiving the money, such as their name, address, the name of their bank, branch address, and their account number
SWIFT code of the foreign bank
The amount you want to send
See our currency converter to view the latest foreign exchange rates. Funds are transferred electronically from your Westpac account to the designated overseas account, usually within 1-3 business days. Are you sending or receiving money? Use our currency converter to find out the latest FX rates
Convert money
Edit
Not a Westpac customer? Open an account in 3 minutes. Open now
Refresh
Open now
Refresh
Edit
Not set up with Westpac Live? Make sure you're registered with Westpac Live
Register now
Refresh
Register now
Refresh
Tools and calculators
Currency converter
Foreign exchange rates
Money conversion calculator
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http://www.westpac.com.au/travel-centre/access-money-overseas/overseas-payments/
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msmarco_v2.1_doc_10_730605117#8_1358101061
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Title: Worldwide Wallet - Travel Money Card | Westpac
Headings: Travel money card
Travel money card
Are you an existing customer?
A smart and safe way to pay in foreign currencies
Save on fees
Did you know you can use a Westpac Worldwide Wallet to avoid foreign transaction fees when shopping online?
Complete visibility and control
All in one view
Move money easily
More ways to pay
A spare card for peace of mind
Add up to 11 currencies
Order online or pick up in branch
Order online
Pick up in branch
FAQs
Get started
Within Australia
Find a branch
Things you should know
Content: You’ll also benefit from Mastercard Zero Liability protection, 1 so you can shop worry-free from fraudulent transactions. Can anyone apply for a Westpac Worldwide Wallet? To apply for a Westpac Worldwide Wallet, you must be aged 14 years or older and be an existing Westpac customer who is registered for Online Banking. If you haven’t registered for Online Banking, see this helpful guide to learn how to get started. If you’re new to Westpac and would like to apply for a Worldwide Wallet, you’ll need to become a customer first by opening a Westpac savings or transaction account and meeting our identification requirements. You can visit westpac.com.au/aml for more information on how we identify you. What if I want to spend in a currency that is not loaded on my account? If you have insufficient funds to complete a transaction in a currency loaded on your account, or the transaction is in a currency not loaded on your account, the transaction will be automatically processed by drawing down from another currency in your account (provided that there are sufficient funds available in one or more other currencies to complete the transaction). Funds will be withdrawn according to the drawdown sequence, and the applicable exchange rate will apply. See the
Pdf File
Product Disclosure Statement (PDF 222KB) for the drawdown sequence.
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http://www.westpac.com.au/travel-centre/travel-money-card/
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msmarco_v2.1_doc_10_730605117#11_1358107037
|
Title: Worldwide Wallet - Travel Money Card | Westpac
Headings: Travel money card
Travel money card
Are you an existing customer?
A smart and safe way to pay in foreign currencies
Save on fees
Did you know you can use a Westpac Worldwide Wallet to avoid foreign transaction fees when shopping online?
Complete visibility and control
All in one view
Move money easily
More ways to pay
A spare card for peace of mind
Add up to 11 currencies
Order online or pick up in branch
Order online
Pick up in branch
FAQs
Get started
Within Australia
Find a branch
Things you should know
Content: If you have insufficient funds to complete a transaction in a currency loaded on your account, or the transaction is in a currency not loaded on your account, the transaction will be automatically processed by drawing down from another currency in your account (provided that there are sufficient funds available in one or more other currencies to complete the transaction). Funds will be withdrawn according to the drawdown sequence, and the applicable exchange rate will apply. See the
Pdf File
Product Disclosure Statement (PDF 222KB) for the drawdown sequence. Do I need to download the Westpac App to use my Worldwide Wallet? We recommend you download our app as we may send you important notifications about your Worldwide Wallet while you are travelling. Using the Westpac App makes it easy for you to get these notifications while you’re on the go. You can also use the app to: Instantly transfer AUD between your savings and transaction Westpac account/s and your travel money card
Convert between your loaded AUD and up to 10 different foreign currencies at any time to lock in your exchange rate
View your currency balances and transactions
Access your Worldwide Wallet account’s BSB and account number as well as your eStatements
Block your card/s if they have been lost or stolen
If you’re new to the Westac App, learn more about how to get started. See all FAQs
Edit
Get started
Order online and have your cards delivered to your home
Order now
Refresh
Order now
Refresh
Telephone
Within Australia
1300 797 470
From overseas
+61 2 9155 7744
Map Pin
Find a branch
Visit a branch and pick up cards
Suburb / postcode
Search
Things you should know
Pdf File
Westpac Worldwide Wallet Product Disclosure Statement (PDF 222KB)
Pdf File
Online Banking Terms and Conditions (PDF 277KB)
You should read the Westpac Worldwide Wallet Product Disclosure Statement and Online Banking Terms and Conditions before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.
|
http://www.westpac.com.au/travel-centre/travel-money-card/
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msmarco_v2.1_doc_10_730605117#12_1358110073
|
Title: Worldwide Wallet - Travel Money Card | Westpac
Headings: Travel money card
Travel money card
Are you an existing customer?
A smart and safe way to pay in foreign currencies
Save on fees
Did you know you can use a Westpac Worldwide Wallet to avoid foreign transaction fees when shopping online?
Complete visibility and control
All in one view
Move money easily
More ways to pay
A spare card for peace of mind
Add up to 11 currencies
Order online or pick up in branch
Order online
Pick up in branch
FAQs
Get started
Within Australia
Find a branch
Things you should know
Content: Using the Westpac App makes it easy for you to get these notifications while you’re on the go. You can also use the app to: Instantly transfer AUD between your savings and transaction Westpac account/s and your travel money card
Convert between your loaded AUD and up to 10 different foreign currencies at any time to lock in your exchange rate
View your currency balances and transactions
Access your Worldwide Wallet account’s BSB and account number as well as your eStatements
Block your card/s if they have been lost or stolen
If you’re new to the Westac App, learn more about how to get started. See all FAQs
Edit
Get started
Order online and have your cards delivered to your home
Order now
Refresh
Order now
Refresh
Telephone
Within Australia
1300 797 470
From overseas
+61 2 9155 7744
Map Pin
Find a branch
Visit a branch and pick up cards
Suburb / postcode
Search
Things you should know
Pdf File
Westpac Worldwide Wallet Product Disclosure Statement (PDF 222KB)
Pdf File
Online Banking Terms and Conditions (PDF 277KB)
You should read the Westpac Worldwide Wallet Product Disclosure Statement and Online Banking Terms and Conditions before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products. Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. Westpac’s Privacy Policy explains our commitment to the protection of your personal information. Please refer to our full
Pdf File
Privacy Policy (PDF 549KB) . 1. You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and immediately notified Westpac upon becoming aware of loss, theft, or misuse.
|
http://www.westpac.com.au/travel-centre/travel-money-card/
|
msmarco_v2.1_doc_10_735357554#9_1367125010
|
Title: Narwhal Facts | Whale Facts
Headings: Narwhal Facts
Narwhal Facts
Physical Characteristics
Diet
Migration
Social Structure and Communication
Breeding
Endangered Status
10 Astonishing narwhal facts
Content: 10 Astonishing narwhal facts
1) Due to the narwhal’s large ivory tusk these marine mammal is often referred to as the unicorns of the sea. 2) The narwhal makes up one of around 80 known species of cetacea which include all species of whale, dolphin and porpoise. 3) Most narwhal’s grow a single large tusk from the upper left side of their jaw, however around one in 500 males are known to grow a second large tusk from the right side of its upper jaw. 4) A narwhal’s tusk is is believed to a sexual characteristic that is used to attract a mating partner of the opposite sex. It has also been observed being used to show dominance among males during mating season as they can be seen fencing or crossing tusks against one another during competitive mating periods. 5) Reaching depths in excess of 5,000 ft. these animals are known to make one of the deepest dives of all marine mammals. 6) Despite their small size these marine mammals can be found swimming in the cold/frozen Canadian Arctic and Greenlandic waters throughout the year. 7) Although narwhal’s generally stay in groups of 20 or less in the summer groups may gather together and form large aggregations of 500 – 1000 narwhal’s are more. 8) Because the narwhal is a marine mammal it is warm-blooded, produces milk, gives birth to its young and breathes air.
|
http://www.whalefacts.org/narwhal-facts/
|
msmarco_v2.1_doc_10_739704654#0_1373569972
|
Title: What Does an Auditor Do?
Headings:
Get Your Degree!
Content: What Does an Auditor Do? Accountant
Actuary
Administrative Assistant
Aerospace Engineer
Air Traffic Controller
Anesthesiologist
Architect
Architectural Engineer
Auditor
Auto Mechanic
Automotive Technician
Bailiff
Biomedical Engineer
Biomedical Scientist
Business Administrator
Business Analyst
Business Broker
Chartered Financial Analyst
Chemical Engineer
Civil Engineer
Clinical Nurse Specialist
Compliance Officer
Computer Consultant
Computer Designer
Computer Engineer
Computer Programmer
Computer Scientist
Computer Technician
Contract Specialist
Coroner
Correctional Officer
Counseling Psychologist
Court Assistant
Creative Director
Credit Analyst
Crime Scene Investigator
Criminal Investigator
Data Analyst
Database Administrator
Dental Assistant
Design Engineer
Detective
Dialysis Technician
Diesel Mechanic
Dietary Aide
Director
Director of Development
Director of Nursing
Director of Operations
EKG Technician
Electrical Engineer
Elementary Teacher
Endocrinologist
Environmental Engineer
Events Coordinator
Executive Assistant
Family Nurse Practitioner
Finance Director
Financial Controller
Financial Planner
Firefighter
Food Scientist
Forensic Investigator
Forensic Pathologist
Forensic Science Technician
Freight Broker
Game Designer
Graphic Designer
Healthcare Administrator
Hospital Administrator
Human Resource Generalist
Human Resource Manager
HVAC Technician
Instructional Designer
Insurance Adjuster
Intelligence Officer
Interior Designer
Investment Advisor
IT Specialist
IT Technician
Juvenile Probation Officer
Kindergarten Teacher
Lab Tech
Land Surveyor
Landscape Architect
Legal Assistant
What does an Auditor do? As an auditor, you will assess and verify the accuracy of an organization's or government's internal records. Through this line of work, you will search for fraud, waste, or misconduct. The extent of this assessment can vary depending on the specific job, but it may include evaluating a financial system, management protocol, and the company policies that are being used to protect against waste or fraud. An addition to an overall assessment, an auditor may also work to ensure that taxes are paid, and that financial records are accurately kept. A company can succeed or fail depending on the auditor that they hire, and being an auditor can be quite a rewarding experience as you work to make a difference in each and every company that you work with. What sort of training and education will prepare me to become an auditor? The best and most logical first step towards becoming an auditor is to earn a business degree. While it is possible to become an auditor with a bachelor's degree, you will likely require an additional year of education relating to auditing such as advanced financial accounting.
|
http://www.whatdoesado.com/auditor.htm
|
msmarco_v2.1_doc_10_739704654#1_1373573035
|
Title: What Does an Auditor Do?
Headings:
Get Your Degree!
Content: An addition to an overall assessment, an auditor may also work to ensure that taxes are paid, and that financial records are accurately kept. A company can succeed or fail depending on the auditor that they hire, and being an auditor can be quite a rewarding experience as you work to make a difference in each and every company that you work with. What sort of training and education will prepare me to become an auditor? The best and most logical first step towards becoming an auditor is to earn a business degree. While it is possible to become an auditor with a bachelor's degree, you will likely require an additional year of education relating to auditing such as advanced financial accounting. After this additional year of schooling, you will likely find that it is easier to just take the extra step to obtain a Masters in Business Administration. In addition to your education, you will also need to take and pass the CPA exam in order to become an auditor. The CPA exam consists of a wide-variety of test questions related to accounting and provides all sorts of simulations that allow you to demonstrate your expertise. Through this exam, you will display your knowledge in auditing, business transactions, financial accounting, and federal taxation. Upon passing this exam, you will obtain your license which will allow you to begin to work as an auditor.
|
http://www.whatdoesado.com/auditor.htm
|
msmarco_v2.1_doc_10_739704654#2_1373574633
|
Title: What Does an Auditor Do?
Headings:
Get Your Degree!
Content: After this additional year of schooling, you will likely find that it is easier to just take the extra step to obtain a Masters in Business Administration. In addition to your education, you will also need to take and pass the CPA exam in order to become an auditor. The CPA exam consists of a wide-variety of test questions related to accounting and provides all sorts of simulations that allow you to demonstrate your expertise. Through this exam, you will display your knowledge in auditing, business transactions, financial accounting, and federal taxation. Upon passing this exam, you will obtain your license which will allow you to begin to work as an auditor. Get Your Degree! Find schools and get information on the program that’s right for you. Powered by Campus Explorer
|
http://www.whatdoesado.com/auditor.htm
|
msmarco_v2.1_doc_10_740019316#0_1374515138
|
Title: What Eats Moles?
Headings: WHAT EATS A MOLE?
WHAT EATS A MOLE?
KEY TO ANIMAL DIETS
A CARNIVORE is an animal that mostly eats the flesh of other animals.
A n HERBIVORE is an animal that mostly eats vegetation.
A n OMNIVORE is an animal that mixes vegetation and other animals into its diet.
FOOD WEBS!
Food Webs Are Maps Of What Eats What, And Who Eats Whom! Below, You'll Find Links To Several Food Webs.
A LAND AND WATER food web!
ALL FOOD ENERGY STARTS WITH THE SUN
CLICK HERE TO SEE IT!
THE SALAMANDER’S FOOD WEB!
AN AFRICAN FOOD CHAIN—IN SPANISH!
ANIMAL ALPHABET BY WILLIAM WILSON AND . . .
Content: What Eats Moles? WHAT EATS A MOLE? by admin on March 29, 2010
What Eats a Mole? Photo: Stanislaw Szydio
W hat eats moles? What do moles eat? Birds of prey such as hawks can catch moles when they are moving above ground. But moles prefer to stay in their underground tunnels, so usually the only animals that can eat them are animals that can dig them out of the ground. Foxes and coyotes often dig moles out of their hideouts, and so do weasels. Snakes sometimes catch them, too.
|
http://www.whateats.com/what-eats-a-mole
|
msmarco_v2.1_doc_10_740019316#1_1374516412
|
Title: What Eats Moles?
Headings: WHAT EATS A MOLE?
WHAT EATS A MOLE?
KEY TO ANIMAL DIETS
A CARNIVORE is an animal that mostly eats the flesh of other animals.
A n HERBIVORE is an animal that mostly eats vegetation.
A n OMNIVORE is an animal that mixes vegetation and other animals into its diet.
FOOD WEBS!
Food Webs Are Maps Of What Eats What, And Who Eats Whom! Below, You'll Find Links To Several Food Webs.
A LAND AND WATER food web!
ALL FOOD ENERGY STARTS WITH THE SUN
CLICK HERE TO SEE IT!
THE SALAMANDER’S FOOD WEB!
AN AFRICAN FOOD CHAIN—IN SPANISH!
ANIMAL ALPHABET BY WILLIAM WILSON AND . . .
Content: What do moles eat? Birds of prey such as hawks can catch moles when they are moving above ground. But moles prefer to stay in their underground tunnels, so usually the only animals that can eat them are animals that can dig them out of the ground. Foxes and coyotes often dig moles out of their hideouts, and so do weasels. Snakes sometimes catch them, too. As for what a mole eats—moles are insectivorous; they eat worms and a variety of other insects. Previous post: WHAT EATS A MOOSE? Next post:
|
http://www.whateats.com/what-eats-a-mole
|
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