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msmarco_v2.1_doc_47_482115617#10_981046243 | Title: The Most Common Problems Teenagers Face Today
Headings: The Most Common Problems Teenagers Face Today
The Most Common Problems Teenagers Face Today
Content: Bullying leads to more violent behavior in the bullies in their adult years. They eventually get rejected by their peers, lose friendships and become depressed as they age. Parents, teachers, and people in general should educate their teenagers about bullying and tell them to report any act of bullying to them. Media can also educate the teenage children about bullying when some teenagers are bullies. Depression
Depression is one of the worst problems that some teenagers suffer from and it can lead to more problems in the future. Depression may arise from poor self-esteem and body image problems. If that is the reason of depression in a teen, then parents should talk to the teen, listen to their child, comfort him or her, and accept their child for who they are. It is crucial that teens feel validated in their feelings and thoughts because what they are going through is a real part of their lives. Parents and guardians should not judge or criticize their feelings or thoughts. They should tell the teen how important it is to have high self-esteem and be comfortable in their body. | https://www.modernghana.com/lifestyle/5465/16/the-most-common-problems-teenagers-face-today.html |
msmarco_v2.1_doc_47_482414666#22_981633639 | Title: The Lost History. Why was black history stolen?
Headings: The Lost History. Why was black history stolen?
The Lost History. Why was black history stolen?
Listen to article
Who stole black history?. Why was black history stolen?.
This video is age-restricted and only available on YouTube. Learn more
Facebook: facebook.com/AfricanSchool
Content: As a result, white man subconsciously considers blackman as an inferior race that contributed nothing or lacks the capability to contribute to the world's development, when in reality blackman created the world. Blackman on the other hand subconsciously accepts the reality history has placed upon him. The effect becomes inferiority complex on the part of blackman, and superiority complex for whiteman. This is what is fueling racism!. Black people must reclaim our position on this earth, cause the truth is blackman created the world!. If we do not take action, one million years in future, someone is going to teach our children in school that Martin Luther King was a whiteman!. If we do nothing now, someone is going to teach our descendants that Nelson Mandela was a whiteman!. You might find this funny, but it's not funny at all. Rather, it's something to be sober about. . | https://www.modernghana.com/news/669452/the-lost-history-why-was-black-history-stolen.html |
msmarco_v2.1_doc_47_482414666#23_981635093 | Title: The Lost History. Why was black history stolen?
Headings: The Lost History. Why was black history stolen?
The Lost History. Why was black history stolen?
Listen to article
Who stole black history?. Why was black history stolen?.
This video is age-restricted and only available on YouTube. Learn more
Facebook: facebook.com/AfricanSchool
Content: If we do not take action, one million years in future, someone is going to teach our children in school that Martin Luther King was a whiteman!. If we do nothing now, someone is going to teach our descendants that Nelson Mandela was a whiteman!. You might find this funny, but it's not funny at all. Rather, it's something to be sober about. . Jesus Christ is already successfully presented as a white man. . Hannibal is already being successfully presented as white king. . Adam and Eve is already successfully presented as whites. | https://www.modernghana.com/news/669452/the-lost-history-why-was-black-history-stolen.html |
msmarco_v2.1_doc_47_483229255#3_983266781 | Title: What is Mid-Century Modern?
Headings: What is Mid-Century Modern?
What is Mid-Century Modern?
What is Mid-Century Modern?
What is Modernism?
Post War Life Style
Modernist Architecture
Modernism Visionaries and Evolution
Desert Modernism
Share this:
Like this:
Content: http://blog.antiques.com/2010/08/24/what-is-mid-century-modern)
Suburban living and economic prosperity began to expand during this time, and with that, the demand for mass produced, affordable housing and furniture that offered both beauty and function. Americans seemed to move beyond painful memories of the war and focus on innovation and the future, according to What is Mid-Century Modern? in Antiques.com, The Magazine. In her book, Greenberg writes, ” The early 1950s was not the first time modern furniture had been offered to the American public, but it was the first time they lined up around the block to buy it. But it they did with cold card cash of postwar prosperity, driven by a sudden voracious hunger for curves that were swoopy, parabolic, amoeboid; lines that were long and low; ornament that was absent; materials that, until recently, had been found only in aircraft factories.” War-inspired advances in the aircraft industry made new manufacturing techniques and materials possible for this new lifestyle. Modernist Architecture
Modernist architecture emphasizes function. ( | https://www.modernhomesblog.com/2010/10/18/what-is-mid-century-modern/ |
msmarco_v2.1_doc_47_483229255#4_983268368 | Title: What is Mid-Century Modern?
Headings: What is Mid-Century Modern?
What is Mid-Century Modern?
What is Mid-Century Modern?
What is Modernism?
Post War Life Style
Modernist Architecture
Modernism Visionaries and Evolution
Desert Modernism
Share this:
Like this:
Content: lines that were long and low; ornament that was absent; materials that, until recently, had been found only in aircraft factories.” War-inspired advances in the aircraft industry made new manufacturing techniques and materials possible for this new lifestyle. Modernist Architecture
Modernist architecture emphasizes function. ( architecture.about.com/od/20thcenturytrends ). Consequently, any ornamentation is derived from the structure and theme of the building. Although few “modern” buildings were built before WWII, postwar Modernist architecture became the pre-eminent style for schools, institutional and commercial buildings. The most commonly used materials are glass for the facade, steel for exterior support, and concrete for the floors and interior support. Floor plans are functional and logical. | https://www.modernhomesblog.com/2010/10/18/what-is-mid-century-modern/ |
msmarco_v2.1_doc_47_490888037#5_1000111226 | Title: MOHO Web
Headings:
Introduction to MOHO
How did MOHO begin?
What is a model?
What does MOHO theory address?
For whom and where is MOHO applied in practice?
Are there resources to apply this model in practice?
Practitioner Perspectives
Content: Therefore, this model aims to understand occupation and problems of occupation that occur in terms of its primary concepts of volition, habituation, performance capacity, and environmental context. These concepts have been consistent throughout the nearly three decades of development of this model. Theoretical refinement has taken place over the years to achieve a clearer and more accurate explanation of how these four factors interact to influence what people do in their everyday, occupational lives and to explain why problems can arise in the face of chronic illness and impairments and when environmental factors interrupt occupation. For whom and where is MOHO applied in practice? MOHO is intended for use with any person experiencing problems in their occupational life and is designed to be applicable across the life span. For example, MOHO has been applied with such diverse groups as adults with chronic pain, children with attention deficit hyperactivity disorder, persons with traumatic brain injury, older persons with dementia, persons living with AIDS, and adolescents with mental illness. It has also been applied in situations dealing with children and adults who are homeless, with battle-fatigued soldiers, and with victims of war and social injustice. MOHO is also used in a variety of contexts. For example, it has been applied in hospitals, outpatient clinics, residential facilities, nursing homes, rehabilitation programs, work programs, prisons and correctional settings, and community based organizations. Are there resources to apply this model in practice? | https://www.moho.uic.edu/resources/about.aspx |
msmarco_v2.1_doc_47_491499936#4_1001320645 | Title: Yakult vs Yogurt - and the winner is ...
Headings: Yakult vs Yogurt
Yakult vs Yogurt
Content: Taken from livestrong, one independent study in Italy found that Yakult fermented drink help significantly improving stool consistency and bowel habits in Parkinson’s patients when drank regularly in 6 weeks. A viral benefit published in “British Journal of Nutrition” found consuming the drink help reduce fever associated with gastroenteritis even though it didn’t prevent the disease. A contradictory result is found in the improvement in immune system because one study stated it increased elevated NK cell while the next study stated there is no significant effect on NK cell from consuming the beverage. Yakult also did a study on Insulin resistance in their Research center and publish it in “Journal of Applied Microbiology” that showed probiotic is able to improve insulin resistance and glucose intolerance in obese mice. About Yogurt
Yogurt is a very popular fermented milk product that is made using yogurt cultures. The fermentation of this bacteria to the lactose in milk will produce lactic acid that acts on the protein and give the product that tart flavor. Even though mostly it was made from cow’s milk, it also can be made from another milk whether it is homogenized or not, such as water buffalo, goats, ewe, mares, camels, and yaks. Regular Yogurt is white in color with creamy texture and sour/tart flavor. Yogurt Variants
Since this fermented milk is very popular, you can get them everywhere in almost every countries around the world. People sell them in grocery stores or those places who sell cold drinks or you may also made it yourself if you want. | https://www.mojofury.com/yakult-vs-yogurt/ |
msmarco_v2.1_doc_47_493077541#4_1005096022 | Title: Mole Questions | Mole Answers | Ask a questions about moles
Headings: Questions and answers about moles
Questions and answers about moles
Content: That is of course if they do not come into contact with a mole catcher. Q: What do moles eat? A: Moles feed on earthworms and other small insects. The mole digs tunnels, which are smooth and well padded down. When small insects and worms fall into these tunnels they become trapped. Q: Why do moles make molehills? A: | https://www.mole-catcher.co.uk/mole-questions.php |
msmarco_v2.1_doc_47_499585131#0_1015841617 | Title: 10 Signs Your Toddler is Ready to Potty | Mom365
Headings: 10 Signs Your Toddler is Ready for Potty Training
10 Signs Your Toddler is Ready for Potty Training
1. Taking off Dirty Diapers Himself
2. Telling You Her Diaper is Dirty
3. Showing Interest in Seeing Her Own Waste
4. Showing Interest in Your Potty Behavior
5. Being Dry After Sleeping
6. Understanding Multi-Step Commands
7. Undressing Himself
8. Understanding Potty-Related Words
9. Pooping with Purpose
10. Seeking Independence
Content: 10 Signs Your Toddler is Ready to Potty | Mom365
Home | Toddler | Potty Training for Toddlers | Signs for Potty Training
10 Signs Your Toddler is Ready for Potty Training
Explore Toddler
Toddler Growth
Your Baby at 12 Months
Your Baby at 18 Months
Your Baby at 24 Months
Your Baby at 30 Months
Your Baby at 36 Months
Toddler Milestones
When Should A Baby Start Talking? Crib to Toddler Bed
Ideas for Baby’s First Birthday
Toddler Behavior
Understanding Temper Tantrums
10 Ways To Get Your Toddler To Dress Peacefully
How to Discipline a Toddler
The Art of Teaching Sharing to Your Kids
Teaching Through Role Modeling
How to Keep Your Toddler Busy and Feed Their Curiosity
How to Take Your Toddler on Grown-Up Outings
The NOT So Terrible Two's
10 Ways to Survive Your Toddler's Temper Tantrums
How To Manage Your Child's Nightmares
38 Tips To Get Your Toddler to Sleep
Foods For Picky Eaters
How To Get Your Picky Toddler To Eat
10 Ways to Inspire Your Picky Toddler to Eat
How to Prevent Kids from Biting, Kicking and Hitting
10 Things to Know About Raising Toddler Boys
10 Things to Know About Raising Toddler Girls
Raising a Smart Traveler
10 Ways to Get Your Toddler to Take a Bath
10 Ways to Get Your Toddler Ready for a New Baby
10 Ways to React to Your Toddler's Whining
How To Negotiate With Your Toddler
8 Packing Tips For Traveling With Kids
Child Care for Toddlers
The Top Options for Childcare
4 Tips for Choosing the Right Babysitter
Finding the Right Babysitter
8 Things Your Babysitter Needs to Know
How To Hire a Nanny
Signs of a Good Childcare Center
The Benefits of Daycare
Toddler Development
9 Ways to Get Your Toddler Talking
10 Fun Summer Activities and Crafts for Toddlers
How to Wean Your Toddler Off Naps
Top Teething Signs from Toddlers
10 Micro Milestones to Expect from Your Toddler
10 Tips For Keeping Your Child's Teeth Healthy
10 Ways to Turn Cabin Fever Into Cozy Fun with Toddlers
10 Things to Know About Toddlers
6 Toddler Activities at the Farmer's Market
Troubleshooting Your Toddler Problems and Solutions
When Will My Toddler Understand Instructions? 10 Holiday Crafts for Toddlers
The Best Books to Read to Your Toddler
The Top Reading Challenges for Toddlers
Why It's Important to Read to Toddlers
10 Ways to Make Your Kid's Preschool Transition Easier
10 Ways to Engage Your Child in Active Play
Teaching Your Toddler Self-Care
How To Teach Your Kids To Share
Winter Crafts For Kids
Play Dates for Toddlers
The Guide to Great Play-dates for Kids
Planning For Your Child's First Playdate
Peaceful Playdates for Toddlers
The Pros of Playdates for Toddlers
How To Help Your Child Make Friends
Kids Playdate Snack Ideas
6 Great Play Date Ideas
Potty Training for Toddlers
The Potty Training Readiness Checklist
The Potty Training Buying Guide
Potty Training: Are You Ready To Train Your Toddler? 10 Signs Your Toddler is Ready for Potty Training
7 Tried-and-True Potty Training Tips for Boys
5 Tried-and-True Potty Training Tips for Girls
5 Tips for Potty Training On The Go
When Should I Start To Potty Train my Child? 4 Potty Training Games To Try
Potty-training Setbacks: What To Do
What To Do When Your Toddler Refuses to Poop
The 5 Best Potties for Picky Toddlers
Unusual Training Potties
Toddler Gear
Halloween Costumes for Kids
Save on Kids Clothing
Guide for Buying Toys for Toddlers
Top Picks for the Best Kid-Friendly Beach Gear
10 Fantastic Outdoor Toys for Toddlers
7 Awesome Valentine's Day Crafts To Make With Your Toddler
10 Must-Have Summer Toys for Toddlers
Top 10 Outdoor Toys for Toddlers
Toddler Health
10 Ways to Childproof When Baby Starts Walking
10 Ways to Get More out of Visits to your Pediatrician
10 Ways to Help Your Toddler Be Germ Smart
Dehydration in Infants: Learn the Signs
10 Tips for Dressing Your Toddler in the Summer
10 Things to Know About Choosing Shoes for Toddlers
12 Ways to Get Your Toddler to Try New Foods
How to Prevent Cold and Flu
How to Protect Your Child from Insects
Natural Cold and Flu Remedies
Apparently, Toddlers Get Cradle Cap Too! Top 5 Questions About Toddlers
10 Fourth of July Safety Tips
Todder Health Concerns
What are Febrile Convulsions? What is Glue Ear? | https://www.mom365.com/toddler/potty-training/10-signs-your-toddler-is-ready-for-potty-training |
msmarco_v2.1_doc_47_499595179#0_1015868104 | Title: The 5 Best Potties for Picky Toddlers | Mom365
Headings: The 5 Best Potties for Picky Toddlers
The 5 Best Potties for Picky Toddlers
1. For Bathroom Readers and Older Toddlers: Prince Lionheart pottyPOD
2. For the Easy-to-Bribe: Safety 1st Smart Rewards Potty
3. For Big Kid Wanna-bes - BABYBJÖRN Toilet Trainer
4. For Mod Tots (and very early trainers): Hoppop Donut Potty
5. For Creatures of Habit: My Carry Potty
Content: The 5 Best Potties for Picky Toddlers | Mom365
Home | Toddler | Potty Training for Toddlers | The 5 Best Potties for Picky Toddlers
The 5 Best Potties for Picky Toddlers
Explore Toddler
Toddler Growth
Your Baby at 12 Months
Your Baby at 18 Months
Your Baby at 24 Months
Your Baby at 30 Months
Your Baby at 36 Months
Toddler Milestones
When Should A Baby Start Talking? Crib to Toddler Bed
Ideas for Baby’s First Birthday
Toddler Behavior
Understanding Temper Tantrums
10 Ways To Get Your Toddler To Dress Peacefully
How to Discipline a Toddler
The Art of Teaching Sharing to Your Kids
Teaching Through Role Modeling
How to Keep Your Toddler Busy and Feed Their Curiosity
How to Take Your Toddler on Grown-Up Outings
The NOT So Terrible Two's
10 Ways to Survive Your Toddler's Temper Tantrums
How To Manage Your Child's Nightmares
38 Tips To Get Your Toddler to Sleep
Foods For Picky Eaters
How To Get Your Picky Toddler To Eat
10 Ways to Inspire Your Picky Toddler to Eat
How to Prevent Kids from Biting, Kicking and Hitting
10 Things to Know About Raising Toddler Boys
10 Things to Know About Raising Toddler Girls
Raising a Smart Traveler
10 Ways to Get Your Toddler to Take a Bath
10 Ways to Get Your Toddler Ready for a New Baby
10 Ways to React to Your Toddler's Whining
How To Negotiate With Your Toddler
8 Packing Tips For Traveling With Kids
Child Care for Toddlers
The Top Options for Childcare
4 Tips for Choosing the Right Babysitter
Finding the Right Babysitter
8 Things Your Babysitter Needs to Know
How To Hire a Nanny
Signs of a Good Childcare Center
The Benefits of Daycare
Toddler Development
9 Ways to Get Your Toddler Talking
10 Fun Summer Activities and Crafts for Toddlers
How to Wean Your Toddler Off Naps
Top Teething Signs from Toddlers
10 Micro Milestones to Expect from Your Toddler
10 Tips For Keeping Your Child's Teeth Healthy
10 Ways to Turn Cabin Fever Into Cozy Fun with Toddlers
10 Things to Know About Toddlers
6 Toddler Activities at the Farmer's Market
Troubleshooting Your Toddler Problems and Solutions
When Will My Toddler Understand Instructions? 10 Holiday Crafts for Toddlers
The Best Books to Read to Your Toddler
The Top Reading Challenges for Toddlers
Why It's Important to Read to Toddlers
10 Ways to Make Your Kid's Preschool Transition Easier
10 Ways to Engage Your Child in Active Play
Teaching Your Toddler Self-Care
How To Teach Your Kids To Share
Winter Crafts For Kids
Play Dates for Toddlers
The Guide to Great Play-dates for Kids
Planning For Your Child's First Playdate
Peaceful Playdates for Toddlers
The Pros of Playdates for Toddlers
How To Help Your Child Make Friends
Kids Playdate Snack Ideas
6 Great Play Date Ideas
Potty Training for Toddlers
The Potty Training Readiness Checklist
The Potty Training Buying Guide
Potty Training: Are You Ready To Train Your Toddler? 10 Signs Your Toddler is Ready for Potty Training
7 Tried-and-True Potty Training Tips for Boys
5 Tried-and-True Potty Training Tips for Girls
5 Tips for Potty Training On The Go
When Should I Start To Potty Train my Child? 4 Potty Training Games To Try
Potty-training Setbacks: What To Do
What To Do When Your Toddler Refuses to Poop
The 5 Best Potties for Picky Toddlers
Unusual Training Potties
Toddler Gear
Halloween Costumes for Kids
Save on Kids Clothing
Guide for Buying Toys for Toddlers
Top Picks for the Best Kid-Friendly Beach Gear
10 Fantastic Outdoor Toys for Toddlers
7 Awesome Valentine's Day Crafts To Make With Your Toddler
10 Must-Have Summer Toys for Toddlers
Top 10 Outdoor Toys for Toddlers
Toddler Health
10 Ways to Childproof When Baby Starts Walking
10 Ways to Get More out of Visits to your Pediatrician
10 Ways to Help Your Toddler Be Germ Smart
Dehydration in Infants: Learn the Signs
10 Tips for Dressing Your Toddler in the Summer
10 Things to Know About Choosing Shoes for Toddlers
12 Ways to Get Your Toddler to Try New Foods
How to Prevent Cold and Flu
How to Protect Your Child from Insects
Natural Cold and Flu Remedies
Apparently, Toddlers Get Cradle Cap Too! Top 5 Questions About Toddlers
10 Fourth of July Safety Tips
Todder Health Concerns
What are Febrile Convulsions? What is Glue Ear? | https://www.mom365.com/toddler/potty-training/5-best-potties-toddlers |
msmarco_v2.1_doc_47_499605845#0_1015893182 | Title: 7 Tried-and-True Potty Training Tips for Boys | Mom365
Headings: 7 Tried-and-True Potty Training Tips for Boys
7 Tried-and-True Potty Training Tips for Boys
1. Stay positive
"Some boys need more motivation than others."
2. Praise - and bribe
3. Go in sessions
4. Adopt underwear time
5. Help him remember to go
6. Make it into a game
7. Have a man model
Content: 7 Tried-and-True Potty Training Tips for Boys | Mom365
Home | Toddler | Potty Training for Toddlers | 7 Tried-and-True Potty Training Tips for Boys
7 Tried-and-True Potty Training Tips for Boys
Explore Toddler
Toddler Growth
Your Baby at 12 Months
Your Baby at 18 Months
Your Baby at 24 Months
Your Baby at 30 Months
Your Baby at 36 Months
Toddler Milestones
When Should A Baby Start Talking? Crib to Toddler Bed
Ideas for Baby’s First Birthday
Toddler Behavior
Understanding Temper Tantrums
10 Ways To Get Your Toddler To Dress Peacefully
How to Discipline a Toddler
The Art of Teaching Sharing to Your Kids
Teaching Through Role Modeling
How to Keep Your Toddler Busy and Feed Their Curiosity
How to Take Your Toddler on Grown-Up Outings
The NOT So Terrible Two's
10 Ways to Survive Your Toddler's Temper Tantrums
How To Manage Your Child's Nightmares
38 Tips To Get Your Toddler to Sleep
Foods For Picky Eaters
How To Get Your Picky Toddler To Eat
10 Ways to Inspire Your Picky Toddler to Eat
How to Prevent Kids from Biting, Kicking and Hitting
10 Things to Know About Raising Toddler Boys
10 Things to Know About Raising Toddler Girls
Raising a Smart Traveler
10 Ways to Get Your Toddler to Take a Bath
10 Ways to Get Your Toddler Ready for a New Baby
10 Ways to React to Your Toddler's Whining
How To Negotiate With Your Toddler
8 Packing Tips For Traveling With Kids
Child Care for Toddlers
The Top Options for Childcare
4 Tips for Choosing the Right Babysitter
Finding the Right Babysitter
8 Things Your Babysitter Needs to Know
How To Hire a Nanny
Signs of a Good Childcare Center
The Benefits of Daycare
Toddler Development
9 Ways to Get Your Toddler Talking
10 Fun Summer Activities and Crafts for Toddlers
How to Wean Your Toddler Off Naps
Top Teething Signs from Toddlers
10 Micro Milestones to Expect from Your Toddler
10 Tips For Keeping Your Child's Teeth Healthy
10 Ways to Turn Cabin Fever Into Cozy Fun with Toddlers
10 Things to Know About Toddlers
6 Toddler Activities at the Farmer's Market
Troubleshooting Your Toddler Problems and Solutions
When Will My Toddler Understand Instructions? 10 Holiday Crafts for Toddlers
The Best Books to Read to Your Toddler
The Top Reading Challenges for Toddlers
Why It's Important to Read to Toddlers
10 Ways to Make Your Kid's Preschool Transition Easier
10 Ways to Engage Your Child in Active Play
Teaching Your Toddler Self-Care
How To Teach Your Kids To Share
Winter Crafts For Kids
Play Dates for Toddlers
The Guide to Great Play-dates for Kids
Planning For Your Child's First Playdate
Peaceful Playdates for Toddlers
The Pros of Playdates for Toddlers
How To Help Your Child Make Friends
Kids Playdate Snack Ideas
6 Great Play Date Ideas
Potty Training for Toddlers
The Potty Training Readiness Checklist
The Potty Training Buying Guide
Potty Training: Are You Ready To Train Your Toddler? 10 Signs Your Toddler is Ready for Potty Training
7 Tried-and-True Potty Training Tips for Boys
5 Tried-and-True Potty Training Tips for Girls
5 Tips for Potty Training On The Go
When Should I Start To Potty Train my Child? 4 Potty Training Games To Try
Potty-training Setbacks: What To Do
What To Do When Your Toddler Refuses to Poop
The 5 Best Potties for Picky Toddlers
Unusual Training Potties
Toddler Gear
Halloween Costumes for Kids
Save on Kids Clothing
Guide for Buying Toys for Toddlers
Top Picks for the Best Kid-Friendly Beach Gear
10 Fantastic Outdoor Toys for Toddlers
7 Awesome Valentine's Day Crafts To Make With Your Toddler
10 Must-Have Summer Toys for Toddlers
Top 10 Outdoor Toys for Toddlers
Toddler Health
10 Ways to Childproof When Baby Starts Walking
10 Ways to Get More out of Visits to your Pediatrician
10 Ways to Help Your Toddler Be Germ Smart
Dehydration in Infants: Learn the Signs
10 Tips for Dressing Your Toddler in the Summer
10 Things to Know About Choosing Shoes for Toddlers
12 Ways to Get Your Toddler to Try New Foods
How to Prevent Cold and Flu
How to Protect Your Child from Insects
Natural Cold and Flu Remedies
Apparently, Toddlers Get Cradle Cap Too! Top 5 Questions About Toddlers
10 Fourth of July Safety Tips
Todder Health Concerns
What are Febrile Convulsions? What is Glue Ear? | https://www.mom365.com/toddler/potty-training/7-potty-training-tips-for-boys |
msmarco_v2.1_doc_47_499616809#0_1015918407 | Title: 5 Tried-and-True Potty Training Tips for Girls | Mom365
Headings: 5 Tried-and-True Potty Training Tips for Girls
5 Tried-and-True Potty Training Tips for Girls
"Be thoughtful of the language you use."
1. Be clear and consistent
2. Create an established routine
3. Help her relax
4. Invest in the right tools
5. Remain positive and calm
Content: 5 Tried-and-True Potty Training Tips for Girls | Mom365
Home | Toddler | Potty Training for Toddlers | 5 Tried-and-True Potty Training Tips for Girls
5 Tried-and-True Potty Training Tips for Girls
Explore Toddler
Toddler Growth
Your Baby at 12 Months
Your Baby at 18 Months
Your Baby at 24 Months
Your Baby at 30 Months
Your Baby at 36 Months
Toddler Milestones
When Should A Baby Start Talking? Crib to Toddler Bed
Ideas for Baby’s First Birthday
Toddler Behavior
Understanding Temper Tantrums
10 Ways To Get Your Toddler To Dress Peacefully
How to Discipline a Toddler
The Art of Teaching Sharing to Your Kids
Teaching Through Role Modeling
How to Keep Your Toddler Busy and Feed Their Curiosity
How to Take Your Toddler on Grown-Up Outings
The NOT So Terrible Two's
10 Ways to Survive Your Toddler's Temper Tantrums
How To Manage Your Child's Nightmares
38 Tips To Get Your Toddler to Sleep
Foods For Picky Eaters
How To Get Your Picky Toddler To Eat
10 Ways to Inspire Your Picky Toddler to Eat
How to Prevent Kids from Biting, Kicking and Hitting
10 Things to Know About Raising Toddler Boys
10 Things to Know About Raising Toddler Girls
Raising a Smart Traveler
10 Ways to Get Your Toddler to Take a Bath
10 Ways to Get Your Toddler Ready for a New Baby
10 Ways to React to Your Toddler's Whining
How To Negotiate With Your Toddler
8 Packing Tips For Traveling With Kids
Child Care for Toddlers
The Top Options for Childcare
4 Tips for Choosing the Right Babysitter
Finding the Right Babysitter
8 Things Your Babysitter Needs to Know
How To Hire a Nanny
Signs of a Good Childcare Center
The Benefits of Daycare
Toddler Development
9 Ways to Get Your Toddler Talking
10 Fun Summer Activities and Crafts for Toddlers
How to Wean Your Toddler Off Naps
Top Teething Signs from Toddlers
10 Micro Milestones to Expect from Your Toddler
10 Tips For Keeping Your Child's Teeth Healthy
10 Ways to Turn Cabin Fever Into Cozy Fun with Toddlers
10 Things to Know About Toddlers
6 Toddler Activities at the Farmer's Market
Troubleshooting Your Toddler Problems and Solutions
When Will My Toddler Understand Instructions? 10 Holiday Crafts for Toddlers
The Best Books to Read to Your Toddler
The Top Reading Challenges for Toddlers
Why It's Important to Read to Toddlers
10 Ways to Make Your Kid's Preschool Transition Easier
10 Ways to Engage Your Child in Active Play
Teaching Your Toddler Self-Care
How To Teach Your Kids To Share
Winter Crafts For Kids
Play Dates for Toddlers
The Guide to Great Play-dates for Kids
Planning For Your Child's First Playdate
Peaceful Playdates for Toddlers
The Pros of Playdates for Toddlers
How To Help Your Child Make Friends
Kids Playdate Snack Ideas
6 Great Play Date Ideas
Potty Training for Toddlers
The Potty Training Readiness Checklist
The Potty Training Buying Guide
Potty Training: Are You Ready To Train Your Toddler? 10 Signs Your Toddler is Ready for Potty Training
7 Tried-and-True Potty Training Tips for Boys
5 Tried-and-True Potty Training Tips for Girls
5 Tips for Potty Training On The Go
When Should I Start To Potty Train my Child? 4 Potty Training Games To Try
Potty-training Setbacks: What To Do
What To Do When Your Toddler Refuses to Poop
The 5 Best Potties for Picky Toddlers
Unusual Training Potties
Toddler Gear
Halloween Costumes for Kids
Save on Kids Clothing
Guide for Buying Toys for Toddlers
Top Picks for the Best Kid-Friendly Beach Gear
10 Fantastic Outdoor Toys for Toddlers
7 Awesome Valentine's Day Crafts To Make With Your Toddler
10 Must-Have Summer Toys for Toddlers
Top 10 Outdoor Toys for Toddlers
Toddler Health
10 Ways to Childproof When Baby Starts Walking
10 Ways to Get More out of Visits to your Pediatrician
10 Ways to Help Your Toddler Be Germ Smart
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What are Febrile Convulsions? What is Glue Ear? | https://www.mom365.com/toddler/potty-training/7-potty-training-tips-for-girls |
msmarco_v2.1_doc_47_506822357#1_1034472185 | Title: The Civil War: The Emancipation Proclamation [Video]
Headings: The Civil War: The Emancipation Proclamation
The Civil War: The Emancipation Proclamation
Civil War: The Emancipation Proclamation
Content: Its issuance by President Abraham Lincoln on September 22nd, 1862 marked a major turning point in the American Civil War. In the document, eradicating slavery became a concrete goal of the Union in its bitter military struggle with the Confederacy. Let’s start things off by looking at what caused this document to be written in the first place. It had taken the U.S. president some time to arrive at a point when he was comfortable stating abolition as a war aim. We know from the time he first took office in March 1861 that Lincoln believed slavery to be repulsive. Just one month after he took office, the Civil War broke out after rebels in South Carolina captured Fort Sumter, and though much of the momentum propelling the country into war had come from the violent national division on the question of slavery, Lincoln refused to proclaim the Union as fighting for slavery’s abolition. At least, not right away. There wasn’t exactly a clear line between the Union and the Confederacy as being pro-abolition and pro-slavery. The Union had taken over the slave-holding states of Delaware, Kentucky, Maryland, West Virginia, and Missouri on its southern flank – and much as the abolitionists and so-called “radical Republicans” who supported Lincoln would be loathe to admit, the Union needed the resources and manpower of these slave states to defeat their Southern opponents. Lincoln couldn’t risk alienating that support as the war entered its opening stages – especially since the Union soon found it had a much-tougher foe on its hands than originally thought. | https://www.mometrix.com/academy/the-civil-war-the-emancipation-proclamation/ |
msmarco_v2.1_doc_47_506822357#7_1034484233 | Title: The Civil War: The Emancipation Proclamation [Video]
Headings: The Civil War: The Emancipation Proclamation
The Civil War: The Emancipation Proclamation
Civil War: The Emancipation Proclamation
Content: Lincoln moved quickly. The Emancipation Proclamation issued on September 22nd was actually in the form of an ultimatum, requiring Southern states to return to the Union within roughly three months or have their slaves declared free. When the Confederacy refused and the timetable expired, on January 1st, 1863, Lincoln delivered the final, official version of the proclamation as a presidential order in a speech – in it, he declared that all slaves in Southern, Confederate-controlled territories “…shall be then, thenceforward, and forever free.” The proclamation officially opened up the ranks of the Union army to African-Americans and called for the organization of black regiments. As the Union general staff came into its own and actually began conquering large swathes of Confederate territory – thanks mainly to skilled generalship by Ulysses S. Grant and William Tecumseh Sherman – many freed slaves in these areas began to swell the Union ranks. Thanks in large part to the proclamation, roughly 180,000 African-American soldiers, including freed slaves, would fight for the North during the remainder of the war and contribute to the final victory, achieved in April 1865. Lincoln’s order gave a fresh dose of energy to the moral aspect of the Union fight. For the North, the war now had a very powerful motivating end goal: the destruction of slavery. As they swept into Southern states, Union troops were liberators. | https://www.mometrix.com/academy/the-civil-war-the-emancipation-proclamation/ |
msmarco_v2.1_doc_47_506822357#8_1034486110 | Title: The Civil War: The Emancipation Proclamation [Video]
Headings: The Civil War: The Emancipation Proclamation
The Civil War: The Emancipation Proclamation
Civil War: The Emancipation Proclamation
Content: Thanks in large part to the proclamation, roughly 180,000 African-American soldiers, including freed slaves, would fight for the North during the remainder of the war and contribute to the final victory, achieved in April 1865. Lincoln’s order gave a fresh dose of energy to the moral aspect of the Union fight. For the North, the war now had a very powerful motivating end goal: the destruction of slavery. As they swept into Southern states, Union troops were liberators. Internationally, the legs were cut out from under the Confederacy’s sources of foreign funding: Britain and France, with anti-slavery governments, could no longer justify continued support for a pro-slavery government fighting against an anti-slavery opponent. This momentum also helped the Republican Party unite around a simple, effective mission: ending slavery in the United States. Lincoln used this focus to introduce the 13th Amendment in 1864, which by February of 1865 had passed both houses of Congress in proposal form and was officially out to the states for approval. | https://www.mometrix.com/academy/the-civil-war-the-emancipation-proclamation/ |
msmarco_v2.1_doc_47_506901295#1_1034666521 | Title: Did the Puritans Settle the Massachusetts Bay Colony?
Headings: Why Did the Puritans Settle the Massachusetts Bay Colony?
Why Did the Puritans Settle the Massachusetts Bay Colony?
The Puritans – Massachusetts Bay Colony
Content: We’ll examine how the colony functioned on a day to day basis and its contentious relationship with the English crown. Let’s get started! Let’s start by taking a quick look at early English colonization to see how this colony came to be. English colonization of North America began towards the end of the 16th century without much success. Two attempts were made to establish permanent colonies at Roanoke; the first was evacuated after less than a year while the second disappeared without trace in 1587. The first permanent settlement, Jamestown, was founded two decades later in Virginia. The settlers who established Jamestown suffered heavy losses during the first winter but the colony survived and others were established over the course of the 17th century. The Massachusetts Bay Colony was founded in 1628 by members of the Massachusetts Bay Company, a joint stock trading company chartered by the English crown. The company was composed of Puritans who wanted to pursue religious freedom in the New World. | https://www.mometrix.com/academy/the-puritans-massachusetts-bay-colony/ |
msmarco_v2.1_doc_47_506901295#2_1034667987 | Title: Did the Puritans Settle the Massachusetts Bay Colony?
Headings: Why Did the Puritans Settle the Massachusetts Bay Colony?
Why Did the Puritans Settle the Massachusetts Bay Colony?
The Puritans – Massachusetts Bay Colony
Content: the first was evacuated after less than a year while the second disappeared without trace in 1587. The first permanent settlement, Jamestown, was founded two decades later in Virginia. The settlers who established Jamestown suffered heavy losses during the first winter but the colony survived and others were established over the course of the 17th century. The Massachusetts Bay Colony was founded in 1628 by members of the Massachusetts Bay Company, a joint stock trading company chartered by the English crown. The company was composed of Puritans who wanted to pursue religious freedom in the New World. The first governor of this group of Puritans was John Winthrop who proclaimed the new colony would be “as a city upon a hill”. Contrary to popular belief about this statement, however, Winthrop was not saying that the colony was destined for greatness and all other nations must look to it as an example. Rather, he meant it as a precaution – other nations would be observing the new colony and if they failed they would do so on the world stage: For we must consider that we shall be as a city upon a hill. The eyes of all people are upon us. | https://www.mometrix.com/academy/the-puritans-massachusetts-bay-colony/ |
msmarco_v2.1_doc_47_506901295#3_1034669590 | Title: Did the Puritans Settle the Massachusetts Bay Colony?
Headings: Why Did the Puritans Settle the Massachusetts Bay Colony?
Why Did the Puritans Settle the Massachusetts Bay Colony?
The Puritans – Massachusetts Bay Colony
Content: The first governor of this group of Puritans was John Winthrop who proclaimed the new colony would be “as a city upon a hill”. Contrary to popular belief about this statement, however, Winthrop was not saying that the colony was destined for greatness and all other nations must look to it as an example. Rather, he meant it as a precaution – other nations would be observing the new colony and if they failed they would do so on the world stage: For we must consider that we shall be as a city upon a hill. The eyes of all people are upon us. So that if we shall deal falsely with our God in this work we have undertaken, and so cause Him to withdraw His present help from us, we shall be made a story and a by-word through the world. In fact, the name Massachusetts derives from a Native American term “at the great hill.” The city upon the great hill was Boston, which was founded on September 7th, 1630. Salem and Charlestown were some of the other more notable settlements of the time. As you can imagine, the original Boston settlement bore little resemblance to the city which stands upon the same site today. | https://www.mometrix.com/academy/the-puritans-massachusetts-bay-colony/ |
msmarco_v2.1_doc_47_506901295#4_1034671168 | Title: Did the Puritans Settle the Massachusetts Bay Colony?
Headings: Why Did the Puritans Settle the Massachusetts Bay Colony?
Why Did the Puritans Settle the Massachusetts Bay Colony?
The Puritans – Massachusetts Bay Colony
Content: So that if we shall deal falsely with our God in this work we have undertaken, and so cause Him to withdraw His present help from us, we shall be made a story and a by-word through the world. In fact, the name Massachusetts derives from a Native American term “at the great hill.” The city upon the great hill was Boston, which was founded on September 7th, 1630. Salem and Charlestown were some of the other more notable settlements of the time. As you can imagine, the original Boston settlement bore little resemblance to the city which stands upon the same site today. A few log cabins were constructed, but shelters were often far more rudimentary. Some colonists had to make do with little more than a hole in the ground covered with timber. Others copied designs of the wigwams used by the natives, adding a few touches from home like covering the floors with straw or rushes. Though better prepared than previous colonies and supported with the frequent arrival of supply ships, the initial days of the Massachusetts Bay Colony were as arduous as the colonies founded in Virginia and Maryland. Many perished during the first winter, but by the following summer the colony had a population of about 2,000. | https://www.mometrix.com/academy/the-puritans-massachusetts-bay-colony/ |
msmarco_v2.1_doc_47_506901295#5_1034672827 | Title: Did the Puritans Settle the Massachusetts Bay Colony?
Headings: Why Did the Puritans Settle the Massachusetts Bay Colony?
Why Did the Puritans Settle the Massachusetts Bay Colony?
The Puritans – Massachusetts Bay Colony
Content: A few log cabins were constructed, but shelters were often far more rudimentary. Some colonists had to make do with little more than a hole in the ground covered with timber. Others copied designs of the wigwams used by the natives, adding a few touches from home like covering the floors with straw or rushes. Though better prepared than previous colonies and supported with the frequent arrival of supply ships, the initial days of the Massachusetts Bay Colony were as arduous as the colonies founded in Virginia and Maryland. Many perished during the first winter, but by the following summer the colony had a population of about 2,000. The colonists had considerable resources and a stout determination to establish a permanent colony free of outside influence. From the outset, the colony was technically independent in all but name; the New World was of little real importance to a succession of English monarchs concerned with more pressing matters at home. In October of 1630, 8 senior Puritans declared themselves magistrates and established the General Court. A ruling council, The Governor’s Court of Assistants, acted as executive, legislative, and judiciary branches at once. | https://www.mometrix.com/academy/the-puritans-massachusetts-bay-colony/ |
msmarco_v2.1_doc_47_506901295#16_1034689783 | Title: Did the Puritans Settle the Massachusetts Bay Colony?
Headings: Why Did the Puritans Settle the Massachusetts Bay Colony?
Why Did the Puritans Settle the Massachusetts Bay Colony?
The Puritans – Massachusetts Bay Colony
Content: This dominion would soon come to an end as trouble was once again brewing in England. In 1688, William of Orange overthrew King James II in the Glorious Revolution, which dissolved the Dominion of New England. Once the dust settled in the revolution, the colony was disappointed to learn that hopes of returning to self-rule would not be realized. A new royal charter was issued in 1691 which granted the colonists the same rights and liberties as other British subjects. The governor was now compelled to swear loyalty to the King, not Massachusetts as had been the case before. The Massachusetts Bay Colony was merged with other settlements in the area, including Plymouth, and entered a new era as the Province of Massachusetts Bay. Ok, before we go let’s go over a couple of review questions: 1. Who founded the Massachusetts Bay Colony? Puritans
The Massachusetts Bay Company
John Winthrop
All of the above
The correct answer is D! | https://www.mometrix.com/academy/the-puritans-massachusetts-bay-colony/ |
msmarco_v2.1_doc_47_506901295#17_1034691166 | Title: Did the Puritans Settle the Massachusetts Bay Colony?
Headings: Why Did the Puritans Settle the Massachusetts Bay Colony?
Why Did the Puritans Settle the Massachusetts Bay Colony?
The Puritans – Massachusetts Bay Colony
Content: The Massachusetts Bay Colony was merged with other settlements in the area, including Plymouth, and entered a new era as the Province of Massachusetts Bay. Ok, before we go let’s go over a couple of review questions: 1. Who founded the Massachusetts Bay Colony? Puritans
The Massachusetts Bay Company
John Winthrop
All of the above
The correct answer is D! The Massachusetts Bay Company was a group of Puritans led by John Winthrop. The company founded the colony in 1628. 2. How did the colony come to an end? It was eradicated after coming into conflict with the Dominion of New England
It was combined with Plymouth Colony under a new charter
The population died out due to insufficient supplie | https://www.mometrix.com/academy/the-puritans-massachusetts-bay-colony/ |
msmarco_v2.1_doc_47_506936641#2_1034761364 | Title: What was the Triangular Trade? [Video]
Headings: What was the Triangular Trade?
What was the Triangular Trade?
Triangular Trades
Content: Some shrewd Spanish officials quickly modified Spanish policy on the participation of English merchants. During Hawkins’s second voyage in 1564, officials in Borburata in western Venezuela took the lead by granting Hawkins a commercial license to sell African slaves in the colony, in return for Hawkins paying a tax. In effect, this gave Spain a monopoly on the trade of African slaves in their colonies, with heavy private contracting. This was the asiento, a monopoly of the Spanish crown on the transatlantic slave trade between Africa and Spanish colonies in the Americas, that was in place from the early 1500s. It required any outside person, company, or government wishing to take part in this trade to contract with the Spanish government, which involved paying for a slave-trading license under a bidding process, and then subsequently paying a tax to Madrid and fulfilling an order for a specific amount of slaves. As a result, slavery in the Triangular Trade became big business. The merchants participating in it could thereby tap into the enormous gold and silver reserves of the Spanish Empire, which were often used as the currency for buying slaves – and which were originally extracted by slaves from large-scale mines in the Americas. Slaves were also sold to plantation owners in the Portuguese, English, French, and Dutch colonies in the Americas – by the 18th century in enormous numbers. When fully operational, the Triangular Trade involved English merchants trading goods including copper and fur on the African continent in return for African slaves, who were then transported across the Atlantic in the so-called “Middle Passage” to be sold for gold and silver, which the merchants then used to buy various slave-extracted raw materials from plantation owners, including molasses, tobacco, and cotton. These raw materials were then shipped to Europe, sold for a profit, and processed into manufactured goods in European cities, including rum and textiles, which would then be exchanged on the African continent by European merchants with African merchants for captured African slaves, beginning the triangle over again. | https://www.mometrix.com/academy/triangular-trade/ |
msmarco_v2.1_doc_47_506936641#3_1034763855 | Title: What was the Triangular Trade? [Video]
Headings: What was the Triangular Trade?
What was the Triangular Trade?
Triangular Trades
Content: As a result, slavery in the Triangular Trade became big business. The merchants participating in it could thereby tap into the enormous gold and silver reserves of the Spanish Empire, which were often used as the currency for buying slaves – and which were originally extracted by slaves from large-scale mines in the Americas. Slaves were also sold to plantation owners in the Portuguese, English, French, and Dutch colonies in the Americas – by the 18th century in enormous numbers. When fully operational, the Triangular Trade involved English merchants trading goods including copper and fur on the African continent in return for African slaves, who were then transported across the Atlantic in the so-called “Middle Passage” to be sold for gold and silver, which the merchants then used to buy various slave-extracted raw materials from plantation owners, including molasses, tobacco, and cotton. These raw materials were then shipped to Europe, sold for a profit, and processed into manufactured goods in European cities, including rum and textiles, which would then be exchanged on the African continent by European merchants with African merchants for captured African slaves, beginning the triangle over again. In the case of molasses, it could alternately be shipped north to English colonies in North America, where it was turned into rum, which would then be shipped at a profit back to England, completing the triangle. But the trade could take different arrangements, expanding the means by which merchants could turn profits: sometimes New-England merchants exported rum made in their colonies directly to the African continent, launching the triangle in that way. Or the European-manufactured goods derived from American raw materials could be sold for money in Europe that was partly used to buy guns, soap, and glass, which could then be exchanged for slaves in Africa. The Triangular Trade created a frenzy for profits among merchants, officials, and plantation owners, which spurred an explosion of slavery, horrible working conditions for slaves, and a rise in their purchase price as demand for slaves increased. | https://www.mometrix.com/academy/triangular-trade/ |
msmarco_v2.1_doc_47_506936641#4_1034766330 | Title: What was the Triangular Trade? [Video]
Headings: What was the Triangular Trade?
What was the Triangular Trade?
Triangular Trades
Content: In the case of molasses, it could alternately be shipped north to English colonies in North America, where it was turned into rum, which would then be shipped at a profit back to England, completing the triangle. But the trade could take different arrangements, expanding the means by which merchants could turn profits: sometimes New-England merchants exported rum made in their colonies directly to the African continent, launching the triangle in that way. Or the European-manufactured goods derived from American raw materials could be sold for money in Europe that was partly used to buy guns, soap, and glass, which could then be exchanged for slaves in Africa. The Triangular Trade created a frenzy for profits among merchants, officials, and plantation owners, which spurred an explosion of slavery, horrible working conditions for slaves, and a rise in their purchase price as demand for slaves increased. Because of the enormous profits to be gained, the slave trade received official, high-profile support. Spain already had the asiento, and in 1618 King James I of England granted 30 London merchants a monopoly on English trading of African slaves. Nearly a century later, the English South Sea Company, which in 1713 bought the English government’s contract with Spain to supply slaves to Spanish markets in the Americas, included among its investors Sir Isaac Newton, Alexander Pope, Jonathan Swift, and Queen Anne, whose share of the company’s stock was more than 22 percent. Excessive greed for the profits of the slave trade sometimes had nasty consequences for the Europeans. Rampant, out-of-control speculation by investors collapsed the South Sea Company in 1720, in what was known as the “South Sea Bubble.” | https://www.mometrix.com/academy/triangular-trade/ |
msmarco_v2.1_doc_47_523945220#12_1095572038 | Title: 31 Scary Halloween Costumes For Kids And Tweens
Headings: 31 Scary Halloween Costumes For Kids To Try
31 Scary Halloween Costumes For Kids To Try
31 Scary Halloween Costumes For Girls And Boys
1. Witch
2. Zombie
3. Skeleton
4. Werewolf
5. Vampire
6. Mummy
Homemade Halloween Costumes For Kids
7. Nerd
8. Katy Perry
9. Frankenstein Monster
10. 80s Rocker
11. Flapper
12. Ladybug
Cute Halloween Costumes
13. Little Devil
14. Bunny
15. Bumblebee
16. Pumpkin
Pet and Animal Halloween Kids’ Costumes
17. Cool Cat
18. Dog Costume
19. Tiger
20. Peacock
Fun Halloween Costumes For Kids
21. Native American Indian
22. Ballerina
23. Mime Artist
24. Mary Poppins
25. Rainbow Costume
Unique Kids Halloween Costumes
26. Spy kid
27. Crystal Gazer
28. Gypsy Queen
29. Naruto – The Ninja
30. The Martian
31. Garden Gnome
Recommended Articles:
Content: Use striped cloth for the headgear. Tie it on his head in a manner that resembles a Pharaoh. Ha, now he will look like a walking Tutankhamun! It is a scary Halloween costume idea for kids. Homemade Halloween Costumes For Kids
Halloween is a yearly affair, but you cannot use the same costume every year, especially with growing kids. So, here are a few costumes that you can make at home, no sewing required, to create budget-friendly, cool Halloween costumes for children. 7. Nerd
Image: iStock
Okay, nerds are not weird or anything. But they are different, which makes them characters that people want to imitate sometimes. | https://www.momjunction.com/articles/halloween-costume-ideas-for-kids_00372734/ |
msmarco_v2.1_doc_47_524597336#2_1097576111 | Title: 11 Helpful Tips To Potty Train Your 3-Year-Old
Headings: 11 Helpful Tips To Potty Train Your 3-Year-Old
Research-backed
11 Helpful Tips To Potty Train Your 3-Year-Old
IN THIS ARTICLE
When Can You Start Potty Training Your Child?
Signs That a Toddler Is Ready For Potty Training
How To Potty-train A Three-Year-Old Child?
Tips To Potty-train Your Three-year-old
Things To Remember While Potty Training Your Child
How To Get Your Toddler To Use The Toilet Instead Of The Potty?
How Do You Know When Your Child Is Fully Potty-trained?
References:
Recommended Articles:
Content: How Do You Know When Your Child Is Fully Potty-trained? Children learn to use the toilet sooner or later. Some may learn it early in their life, while some may take up to three years or beyond before they get ready to use the potty. It takes time and patience to potty-train the child. You may also want to know how soon you can start training your little one to use the potty. In this MomJunction post, we answer this query and help you with tips on potty training. When Can You Start Potty Training Your Child? Children are usually ready to be potty-trained by the age of 18-24 months (1). A toddler at this age will exhibit signs of readiness, like showing displeasure when their diapers are soiled and signaling their parents to change the diapers. Older toddlers often do not like pooping or peeing in front of everyone. | https://www.momjunction.com/articles/helpful-tips-to-potty-train-your-three-year-old-baby_00115591/ |
msmarco_v2.1_doc_47_524597336#3_1097577752 | Title: 11 Helpful Tips To Potty Train Your 3-Year-Old
Headings: 11 Helpful Tips To Potty Train Your 3-Year-Old
Research-backed
11 Helpful Tips To Potty Train Your 3-Year-Old
IN THIS ARTICLE
When Can You Start Potty Training Your Child?
Signs That a Toddler Is Ready For Potty Training
How To Potty-train A Three-Year-Old Child?
Tips To Potty-train Your Three-year-old
Things To Remember While Potty Training Your Child
How To Get Your Toddler To Use The Toilet Instead Of The Potty?
How Do You Know When Your Child Is Fully Potty-trained?
References:
Recommended Articles:
Content: In this MomJunction post, we answer this query and help you with tips on potty training. When Can You Start Potty Training Your Child? Children are usually ready to be potty-trained by the age of 18-24 months (1). A toddler at this age will exhibit signs of readiness, like showing displeasure when their diapers are soiled and signaling their parents to change the diapers. Older toddlers often do not like pooping or peeing in front of everyone. If they begin to go to a separate room or hide under a table while pooping, then they are probably ready to start potty training. Potty training needs time and patience. It is suggested to start potty training for your child when you have enough time on hand. The American Academy of Pediatricians (AAP) suggests a child-oriented approach and recommends beginning the process only when the child is ready (2). The academy’s potty training model takes into consideration the following parameters. | https://www.momjunction.com/articles/helpful-tips-to-potty-train-your-three-year-old-baby_00115591/ |
msmarco_v2.1_doc_47_524597336#15_1097596218 | Title: 11 Helpful Tips To Potty Train Your 3-Year-Old
Headings: 11 Helpful Tips To Potty Train Your 3-Year-Old
Research-backed
11 Helpful Tips To Potty Train Your 3-Year-Old
IN THIS ARTICLE
When Can You Start Potty Training Your Child?
Signs That a Toddler Is Ready For Potty Training
How To Potty-train A Three-Year-Old Child?
Tips To Potty-train Your Three-year-old
Things To Remember While Potty Training Your Child
How To Get Your Toddler To Use The Toilet Instead Of The Potty?
How Do You Know When Your Child Is Fully Potty-trained?
References:
Recommended Articles:
Content: Do not conclude that your child got potty-trained if they have successful encounters a few times. Potty training is a long process, and children learn and unlearn. There might be some accidents during the process. Reassure and encourage the toddler. Discuss the potty training plan with your spouse and the child’s caretaker. Different modes of potty training from different people might confuse the child. Let everybody use the same words for urine, stool, and body parts. This is called the ‘Rule of 1’ — one person, one routine, one word. Make the potty training encouraging and non-threatening. Do not scold your children if they fail to learn or if they have episodes of failure in between. | https://www.momjunction.com/articles/helpful-tips-to-potty-train-your-three-year-old-baby_00115591/ |
msmarco_v2.1_doc_47_524597336#20_1097603786 | Title: 11 Helpful Tips To Potty Train Your 3-Year-Old
Headings: 11 Helpful Tips To Potty Train Your 3-Year-Old
Research-backed
11 Helpful Tips To Potty Train Your 3-Year-Old
IN THIS ARTICLE
When Can You Start Potty Training Your Child?
Signs That a Toddler Is Ready For Potty Training
How To Potty-train A Three-Year-Old Child?
Tips To Potty-train Your Three-year-old
Things To Remember While Potty Training Your Child
How To Get Your Toddler To Use The Toilet Instead Of The Potty?
How Do You Know When Your Child Is Fully Potty-trained?
References:
Recommended Articles:
Content: [ Read : Chicco Anatomical Potty Chair Reviews ]
Things To Remember While Potty Training Your Child
Remember the following things while potty training your child. Girls take around three months less time than boys to get potty-trained (5). Boys should be initially taught to sit and pee. As they grow older, you can encourage peeing while standing. Children often convey the urge to pee sooner than they can convey the urge to poop. Achieving nighttime bladder control is much more difficult than achieving day-time bladder control (4). Set aside a good amount of your time to potty train your child. Do not attempt potty training your child when some major changes, such as shifting of house, or the birth of a sibling, are happening around the child. Disposable training pants are a good choice between diapers and underwear. | https://www.momjunction.com/articles/helpful-tips-to-potty-train-your-three-year-old-baby_00115591/ |
msmarco_v2.1_doc_47_525873665#6_1101942734 | Title: 7 Simple Activities To Build Self-Esteem In Children
Headings: 7 Simple Activities To Build Self-Esteem In Children
7 Simple Activities To Build Self-Esteem In Children
IN THIS ARTICLE
What Is Self-Esteem?
Building Self-Esteem In Children
Self-esteem Games And Activities For Kids
1. ‘I am’ activity
You will need:
How to:
2. List your wins in life
You will need:
How to:
3. I am afraid but…
You will need:
How to:
4. Mother-daughter self-esteem activity
You will need:
How to:
5. Chore with a purpose
How to:
6. Visualization
You will need:
How to:
7. Changing self-talk
You will need:
How to:
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Content: As parents are the most influential people in a young child’s life, what they say or do and how they make the child feel impacts their child’s development. Here are a few ways in which you can help your child develop a healthy sense of self. When children feel loved and accepted unconditionally, it helps them to develop a positive sense of self. When you speak kind words, our children will feel loved and good about themselves. A hug, kiss, or even a simple smile can be enough to let your child know you love them. Focus on the child’s strengths and not on their flaws. Encourage them to use their talents. At the same time, help them identify things that are challenging for them and find ways to work on them. Let your child understand that it is not only okay but important not to succeed sometimes. Teach your child to be comfortable with failure. | https://www.momjunction.com/articles/increase-self-esteem-in-your-child_00357511/ |
msmarco_v2.1_doc_47_530585811#6_1118585391 | Title: 13 Ways To Deal With Jealousy In a Relationship
Headings: 13 Ways To Deal With Jealousy In a Relationship
13 Ways To Deal With Jealousy In a Relationship
IN THIS ARTICLE
What Causes Jealousy In A Relationship?
Signs Of Jealousy
How To Overcome Jealousy
1. Figure out the cause
2. Express your feelings
3. Don’t be too dependent on each other
4. Be honest and have faith
5. A different perspective
6. Try not to act immediately
7. Control your insecurities
8. Write down how you feel
9. Be positive
10. Stay calm
11. Don’t compare yourself with others
12. Don’t build up your feelings
13. Heal yourself
Is Jealousy A Sign Of Love?
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Content: Look for these signs to know. Excessive control: Jealousy triggers controlling behavior, which includes invading your private space, restricting your interactions with friends and colleagues, and probing into everything. Such behavior becomes an everyday affair, even under unwarranted circumstances. Possessiveness: A jealous partner wants you to be only theirs, and no one else should even eye you. They also stalk you to find out what you are doing and with whom you are talking. It can be a highly uncomfortable, and sometimes dangerous, situation to be in. Threatening: Jealous people threaten their partners to control them. | https://www.momjunction.com/articles/overcome-insecurity-and-jealousy-in-a-relationship_00408113/ |
msmarco_v2.1_doc_47_532102299#21_1123718483 | Title: 11 Common Problems Of Adolescence, And Their Solutions
Headings: 11 Common Problems Of Adolescence, And Their Solutions
11 Common Problems Of Adolescence, And Their Solutions
How To Deal With Common Problems Of Adolescence
1. Physical changes
Solution
2. Emotional changes and problems
Solution
3. Behavioral changes
Solution
4. Substance Use and Abuse
Solution
5. Educational challenges
Solution
6. Health problems
Solution
7. Psychological problems
Solution
8. Social problems – dating and relationships
Solution
9. Sexual health – unplanned pregnancy and STIs
Solution
10. Addiction to cyberspace
Solution
11. Aggression and violence
Solution
When You Know, You Can Help
References
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Content: Nutrition and exercise can help them get the strength and endurance they need to get through the hectic high school period. If you feel your child is getting overwhelmed with his daily activities, cut down on a few tasks because adolescents still don’t have the lung capacity of an adult and get tired sooner than a grown-up person. 6. Health problems
Adolescents are vulnerable emotionally and physically. Without proper nutrition and healthcare, they are susceptible to illnesses. According to a 2015 WHO report, 1.3 million adolescents died in 2015, a majority of them had preventable diseases. Teenagers have a hectic schedule as they hop from one activity to another with little time to eat or rest properly. Unhealthy eating habits prevent them from getting the nutrition they need. Consciousness about their body can lead to eating disorders, especially in girls. Adolescent girls who worry about their weight and appearance can develop disorders like anorexia or bulimia. | https://www.momjunction.com/articles/problems-of-adolescence_00381378/ |
msmarco_v2.1_doc_47_538879947#0_1148477106 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: When Is The Best Time To Take A Pregnancy Test
Home » Getting Pregnant » Symptoms
When Is The Best Time To Take A Pregnancy Test
Rebecca Malachi Dr. Asmita Kaundal
Medically reviewed by Dr. Asmita Kaundal (MD, OB/GYN) Written by Rebecca Malachi (BSc) September 18, 2020
Image: iStock
What Is A Pregnancy Test
When To Take A Pregnancy Test
When Are Pregnancy Tests Accurate
Early Signs That Alert You To Take A Pregnancy Test
Urine Test
How Long Will The Test Take To Work
How Does A Positive Pregnancy Test Look Like
How Does A Negative Pregnancy Test Look Like
What Does A Faint Line On A Pregnancy Test Indicate
Blood Tests
Trying to conceive or had unprotected sex? Then the one question you will have if you have a missed or delayed period is, “Am I pregnant?” You might be eager to buy that home pregnancy kit and take the test right away. But a home pregnancy test can be tricky if you do not do it properly. MomJunction helps you know the best time to take the pregnancy test, and what the different lines on the kit indicate. What Is A Pregnancy Test? Pregnancy tests are designed to show if your urine contains a hormone called human chorionic gonadotrophin (hCG). This hormone is released right after the fertilized egg implants on the uterine lining and keeps doubling every two to three days (1). You can take the pregnancy test at home or visit an OB-GYN. | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_538879947#1_1148479300 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: MomJunction helps you know the best time to take the pregnancy test, and what the different lines on the kit indicate. What Is A Pregnancy Test? Pregnancy tests are designed to show if your urine contains a hormone called human chorionic gonadotrophin (hCG). This hormone is released right after the fertilized egg implants on the uterine lining and keeps doubling every two to three days (1). You can take the pregnancy test at home or visit an OB-GYN. Home pregnancy test kits are sold in drug stores. If you take the test at home, make sure to follow all the instructions correctly. However, if you are seeing an OB-GYN, she will test your blood sample. Blood tests are more accurate than the urine tests. When Is The Best Time To Take A Pregnancy Test? | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_538879947#2_1148480848 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: Home pregnancy test kits are sold in drug stores. If you take the test at home, make sure to follow all the instructions correctly. However, if you are seeing an OB-GYN, she will test your blood sample. Blood tests are more accurate than the urine tests. When Is The Best Time To Take A Pregnancy Test? Still wondering when to take a pregnancy test? You can take a pregnancy test as soon as you miss your monthly menstrual cycle. Sometimes, it also works a few days before the period due date. As mentioned above, the pregnancy kit detects the hCG hormone produced during pregnancy. Your body may be producing this hormone even before your period due date. | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_538879947#4_1148483739 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: However, it is too early to take the test on the days before the missed period. It may give you an inaccurate result. Even if it shows a positive result, it may not develop into a pregnancy because of spontaneous miscarriage. Therefore, wait until the first day of your missed period (2). [Read: Pregnancy Symptoms Before Missed Period]
When Are Pregnancy Tests Accurate? Home pregnancy tests hold an accuracy rate of 99% when used on the first day of the missed period and after. The best time of the day to take a pregnancy test is in the morning when the urine is more concentrated. The result may not be correct if you take the test too early in the menstrual month, do not use it properly or if the kit has passed the expiry date. The accuracy of the home test depends on the following factors: | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_538879947#5_1148485332 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: Pregnancy Symptoms Before Missed Period]
When Are Pregnancy Tests Accurate? Home pregnancy tests hold an accuracy rate of 99% when used on the first day of the missed period and after. The best time of the day to take a pregnancy test is in the morning when the urine is more concentrated. The result may not be correct if you take the test too early in the menstrual month, do not use it properly or if the kit has passed the expiry date. The accuracy of the home test depends on the following factors: How you follow the instructions
How soon can you take a pregnancy test
When you ovulate and how long it takes to implant
You cannot take it too early, but it is never too late to take a pregnancy test. It will be accurate even after several days of conception. [Read: Dollar Store Pregnancy Test]
When Is The Best Time To Test Pregnancy (Early Symptoms): Instead of worrying about whether or not you are pregnant, you can check for some signs of pregnancy before you go for the home test (3). | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_538879947#9_1148491638 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: Awful taste in the mouth. You may notice the above signs and symptoms in the first seven to ten days after ovulation. If you are not sure when you ovulated but can still notice some or all of the symptoms, then take the pregnancy test sooner than later. [Read: Ways to Confirm Pregnancy Without Doing a Test]
But before taking the test, you should know about the various types of pregnancy tests that are available and how early can pregnancy be detected. Urine Test
They can be done in the comfort of your home or office and with your choice of when to test. They are the most convenient and private test kits. You can take the test a week after you have missed your periods if you are sexually active. The home test kits come with instructions which you have to follow for the most accurate results. Once you have taken the test, you can discuss the same with your doctor, depending on the results. | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_538879947#10_1148493333 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: Urine Test
They can be done in the comfort of your home or office and with your choice of when to test. They are the most convenient and private test kits. You can take the test a week after you have missed your periods if you are sexually active. The home test kits come with instructions which you have to follow for the most accurate results. Once you have taken the test, you can discuss the same with your doctor, depending on the results. Your doctor will perform more sensitive tests to check the status of your pregnancy. How long will the test take to work? You can read the result between five and ten minutes. Any lines that you notice after ten minutes could be misleading, and you can ignore them. Also, reading sooner than five minutes would give an inaccurate result. | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_538879947#22_1148512065 | Title: When Is The Best Time To Take A Pregnancy Test
Headings: When Is The Best Time To Take A Pregnancy Test
When Is The Best Time To Take A Pregnancy Test
What Is A Pregnancy Test?
When Is The Best Time To Take A Pregnancy Test?
When Are Pregnancy Tests Accurate?
When Is The Best Time To Test Pregnancy (Early Symptoms):
Urine Test
How long will the test take to work?
How does a positive pregnancy test look like?
How does a negative pregnancy test look like?
What does a faint line on a pregnancy test indicate?
Blood Tests To Confirm Pregnancy:
Recommended Articles
Content: You need to take an appointment and visit a doctor, give your blood samples and then wait for the outcome. Therefore, it is for you to decide which one is the best for you. [Read: Faint Line On Pregnancy Test]
Now when you are well acquainted with testing for pregnancy, do tell us which test do you prefer? Share your opinion with us in the below comment section. Recommended Articles
Accurate Urine Test For Pregnancy
Homemade (DIY) Pregnancy Tests
False Positive Home Pregnancy Test Results
Urine Test During Pregnancy Things To Know | https://www.momjunction.com/articles/when-to-take-a-pregnancy-test_00373694/ |
msmarco_v2.1_doc_47_555140686#0_1185310501 | Title: Reading techniques - Research & Learning Online
Headings: Reading techniques
Reading techniques
Text Version
Reading techniques
Skimming
Scanning
Detailed reading
Revision reading
Stages in reading a text
Content: Reading techniques - Research & Learning Online
You are here: Home |
Quick study guides |
Reading techniques
Reading techniques
Skip to Text Version
Download PDF
Go to video
Text Version
Reading techniques
In order to read effectively, you need to use different reading techniques for different purposes and texts. You should always read for a clearly defined purpose. Skimming
Skimming will help you grasp the general idea or gist of a text. You might quickly read the table of contents, the headings or the abstract. You could also read the first and last paragraphs and the first and last sentence of each paragraph in a relevant section. Scanning
Scanning allows you to locate precise information. You might identify a key terms or expressions which will alert you to where your subject is being addressed. You could then run your eyes over a text looking for these. Detailed reading
Detailed reading allows you to critically consider aspects of the text. | https://www.monash.edu/rlo/quick-study-guides/efficient-reading-strategies |
msmarco_v2.1_doc_47_560266374#0_1193722229 | Title: Russian Presidential Leaders
Headings: Russian Presidential Leaders
Russian Presidential Leaders
Details
Russian Presidents
Boris Yeltsin (1991 - 1999)
Vladimir Putin (2000 - 2008)
Dmitry Medvedev (2008 - 2012)
Vladimir Putin (2012 - 2018+)
Presidential Terms
Content: Russian Presidential Leaders
Russian Presidential Leaders
Details
Last Updated: Wednesday, 21 October 2020
As the leaders of the Soviet Union continued to lose the faith of its followers, the door began to open on a new Russia. With that change, came an end to Communist rulers, and the beginning of democratically-elected Russian presidential leaders. Russian Presidents
The election of Presidents in Russia marked the beginning of a new political era in the early 1990s. From Yeltsin to Putin, there was a growing accountability to the Russian people, and an urge for independence from the USSR. The presidential leaders of Russia continue to write the history books on this topic, but progress to date has been slow and bumpy. Boris Yeltsin (1991 - 1999)
Additional Resources
Former Russian Leaders
Boris Yeltsin became the first President of Russia in 1991. He was also the first elected leader in the country's history, winning 57% of the popular vote, and taking office in July 1991. In late 1991, Ukraine voted for independence from the Soviet Union, a move that signaled the end of the USSR and the establishment of the Commonwealth of Independent States (CIS). With the end of the USSR, economic restructuring accelerated, and Boris Yeltsin took aim at the privatization of many of the traditionally state-run services. | https://www.money-zine.com/career-development/leadership-skill/russian-presidential-leaders/ |
msmarco_v2.1_doc_47_560266374#1_1193724071 | Title: Russian Presidential Leaders
Headings: Russian Presidential Leaders
Russian Presidential Leaders
Details
Russian Presidents
Boris Yeltsin (1991 - 1999)
Vladimir Putin (2000 - 2008)
Dmitry Medvedev (2008 - 2012)
Vladimir Putin (2012 - 2018+)
Presidential Terms
Content: The presidential leaders of Russia continue to write the history books on this topic, but progress to date has been slow and bumpy. Boris Yeltsin (1991 - 1999)
Additional Resources
Former Russian Leaders
Boris Yeltsin became the first President of Russia in 1991. He was also the first elected leader in the country's history, winning 57% of the popular vote, and taking office in July 1991. In late 1991, Ukraine voted for independence from the Soviet Union, a move that signaled the end of the USSR and the establishment of the Commonwealth of Independent States (CIS). With the end of the USSR, economic restructuring accelerated, and Boris Yeltsin took aim at the privatization of many of the traditionally state-run services. Early missteps by the Yeltsin government led to a skyrocketing of prices, slashing of government jobs, and heavy taxation; all of which took a heavy toll on the Russian economy. Opposition to the package of Yeltsin's reforms grew strong among the people and Russian politicians. The very structure of the Commonwealth began to crumble as the political leaders of Tatarstan and Bashkiria called for independence from Russia. In 1993, the Congress of People's Deputies attempted to impeach Yeltsin. | https://www.money-zine.com/career-development/leadership-skill/russian-presidential-leaders/ |
msmarco_v2.1_doc_47_560344265#3_1193864187 | Title: Cost of Land
Headings: Cost of Land
Cost of Land
Definition
Explanation
Related Terms
Content: Excavation of land to receive a building should be recorded as cost of buildings. Improvements: if an improvement will have an "indefinite" life, then it can be capitalized. This includes landscaping, lighting, drainage systems, and utility lines (water, sewer, electric, natural gas). Land is never depreciated. Improvements that are thought to have "limited" lives, such as a driveway or fencing, should be recorded in a Land Improvements asset account so they can be depreciated over their useful lives. If the company receives payment of any type while preparing the land for its intended purpose, those proceeds should be subtracted from the cost of the land. This can occur when a building is demolished and scrap metal or brickwork is recycled. Special assessments levied by local government such as roadwork, sewer lines, paving and street lights can also be included in land if the local government is responsible for replacement too. Related Terms
balance sheet, plant, property and equipment, cost of equipment, cost of buildings, self-constructed assets, accumulated depreciation, deferred payment contract | https://www.money-zine.com/definitions/investing-dictionary/cost-of-land/ |
msmarco_v2.1_doc_47_568935417#5_1212093973 | Title: Which Bills to Pay Off First (or Cancel) When Money Runs Tight
Headings: Which Bills to Pay Off First (or Cancel) When Money Runs Tight
Which Bills to Pay Off First (or Cancel) When Money Runs Tight
Bills to Prioritize When You’re Low on Money
1. Mortgage or Rent
2. Utilities
3. Insurance Premiums
4. Food & Household Necessities
5. Car Loan & Other Expenses
6. Unsecured Debts
7. Student Loans
What to Cancel When Money Is Tight
Final Word
Content: For example, if you’re going to pay late, tell the landlord when you plan to make the payment. If you can’t pay the full amount this month, tell the landlord how you’ll make up the difference. For example, you can add an extra $100 or so to subsequent payments until you pay off the balance. 2. Utilities
After your mortgage or rent payment, the next most important bills are your utility bills: gas, water and sewage, and electricity. Although some count TV and the Internet as utilities, those services aren’t essential for everyone. Fortunately, many programs exist to help people who need emergency financial assistance paying bills. The first place to look is your local utility provider. It may have its own program to help people pay their bills. | https://www.moneycrashers.com/bills-pay-off-first/ |
msmarco_v2.1_doc_47_570157602#9_1214274043 | Title: Shopping Addiction & Compulsive Buying Disorder - Help for Shopaholics
Headings: Shopping Addiction & Compulsive Buying Disorder – Help for Shopaholics
Shopping Addiction & Compulsive Buying Disorder – Help for Shopaholics
Understanding Shopping Addiction
1. You Spend a Lot of Time Planning and Thinking About Shopping
2. Shopping Interferes With Your Life
3. You Go Over Budget Or Rely on Credit
4. You Have a Lot of Debt and Complicated Finances
5. Shopping Powerfully Affects Your Mood
6. You Have Shopping-Related Secrets
Treating Shopping Addiction
1. Get Professional Help
2. Attend Meetings
3. Make a Plan to Reduce Debt
4. Limit Shopping and Only Use Cash
5. Treat Coexisting Conditions
Avoiding Triggers in the Future
Keep Spending Under Control
Final Word
Content: Like shopping, managing your debt becomes a complicated, time-consuming process. 5. Shopping Powerfully Affects Your Mood
People with a shopping addiction describe feeling very excited when they shop, often spending money so that the feeling of euphoria covers up any feelings of sadness or anger. Others shop as a way to cope with stress. Unfortunately, once a purchase is complete, it’s not uncommon for a shopping addict to feel guilty. People cope with the guilt in a variety of ways. For example, some return the purchased items, almost immediately, only to go out and buy again soon afterward. Others try to forget about the items by shoving them into a closet or drawer, never to see the light of day. This wild swing in emotions is common among addicts of all types and a clear sign that you need help. 6. | https://www.moneycrashers.com/compulsive-shopping-spending-addiction-shopaholics-help/ |
msmarco_v2.1_doc_47_571374193#2_1216529438 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: 20 million TVs are trashed in the U.S. every year. Only 13% of electronic waste is disposed and recycled properly. A recent United Nations report suggests that in some countries, production of Waste Electrical and Electronic Equipment (WEEE), which includes obsolete mobile phones, computers, and HDTVs, could rise by as much as 500% over the next decade. USA Today projected electronic-waste growth and predicted that by 2014, manufacturers will produce 70 million tons of “e-waste.” Where Does Our E-Waste Go? Electronic waste from equipment of all sizes includes dangerous chemicals like lead, cadmium, beryllium, mercury, and brominated flame retardants. When we dispose of gadgets and devices improperly, these hazardous materials have a high risk of polluting the air, contaminating soil, and leaching into water sources. When e-waste sits in a typical landfill, for example, water flows through the landfill and picks up trace elements from these dangerous minerals. Eventually the contaminated landfill water, called “leachate,” gets through layers of natural and manufactured landfill liner and other protection. When it reaches natural groundwater, it introduces lethal toxicity. | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571374193#3_1216531190 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: Electronic waste from equipment of all sizes includes dangerous chemicals like lead, cadmium, beryllium, mercury, and brominated flame retardants. When we dispose of gadgets and devices improperly, these hazardous materials have a high risk of polluting the air, contaminating soil, and leaching into water sources. When e-waste sits in a typical landfill, for example, water flows through the landfill and picks up trace elements from these dangerous minerals. Eventually the contaminated landfill water, called “leachate,” gets through layers of natural and manufactured landfill liner and other protection. When it reaches natural groundwater, it introduces lethal toxicity. Health risks range from kidney disease and brain damage to genetic mutations. Scientists have discovered that Guiyu, China, has the highest levels of cancer-causing dioxins in the world. Seven out of ten children in the villages of Guiyu have too much lead in their bodies; 82% tested positive for lead poisoning. Because the drinking water is so contaminated, villagers have to truck in water from other towns. | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571374193#4_1216532832 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: Health risks range from kidney disease and brain damage to genetic mutations. Scientists have discovered that Guiyu, China, has the highest levels of cancer-causing dioxins in the world. Seven out of ten children in the villages of Guiyu have too much lead in their bodies; 82% tested positive for lead poisoning. Because the drinking water is so contaminated, villagers have to truck in water from other towns. Even with the best intentions in mind, recycling e-waste often leads to illegal overseas shipping and dumping. Devices get left in a huge pit or burned. Worse, a 2008 study from the U.S. Government Accountability Office found that some recyclers ship e-waste to third world countries under the guise of philanthropy, claiming that these “donations” bring technology to developing nations. While plenty of recyclers run reputable operations, the shadowy companies just ship obsolete e-waste to digital dumping grounds in countries like Ghana. Frontline profiled an e-waste dump in Ghana that explored the health risks of these practices. | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571374193#5_1216534433 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: Even with the best intentions in mind, recycling e-waste often leads to illegal overseas shipping and dumping. Devices get left in a huge pit or burned. Worse, a 2008 study from the U.S. Government Accountability Office found that some recyclers ship e-waste to third world countries under the guise of philanthropy, claiming that these “donations” bring technology to developing nations. While plenty of recyclers run reputable operations, the shadowy companies just ship obsolete e-waste to digital dumping grounds in countries like Ghana. Frontline profiled an e-waste dump in Ghana that explored the health risks of these practices. Young children there make a living by scavenging waste to reclaim gold, silver, iron, and copper. The amount of time they spend at dumping grounds is dangerous enough; factor in these poisons and chemicals and these habits can become be fatal. Further, the U.S. State Department lists Ghana as one of the top sources of cyber crime in the world. Criminals can purchase salvaged hard drives in an open market, and minutes later they have access to the personal and financial information you left behind in discarded devices. | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571374193#9_1216540957 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: As ABC News discovered, e-waste recyclers are often more concerned with making a buck than they are with making sure these hazardous materials are disposed of properly. So what can you do? 1. Use a Certified E-Waste Recycler
Find an e-waste recycler certified through the Basel Action Network (BAN). BAN is a non-profit organization devoted to certifying e-Stewards, recyclers who are committed to safely and responsibly recycling electronics. Members take and demonstrate the Pledge of Responsible Recycling, so working with a certified e-Steward means you don’t have to worry that your gadget will become another nation’s pollution or a criminal’s newest project. BAN’s recycler locator will help you find the certified safety and comfort of e-Stewards in your area. 2. Visit Civic Institutions
Check with your local government, schools, and universities for additional responsible recycling options. With e-waste becoming such a large problem, government offices and schools are assigning days when citizens can bring unwanted electronics to a designated drop-off location. | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571374193#10_1216542598 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: Members take and demonstrate the Pledge of Responsible Recycling, so working with a certified e-Steward means you don’t have to worry that your gadget will become another nation’s pollution or a criminal’s newest project. BAN’s recycler locator will help you find the certified safety and comfort of e-Stewards in your area. 2. Visit Civic Institutions
Check with your local government, schools, and universities for additional responsible recycling options. With e-waste becoming such a large problem, government offices and schools are assigning days when citizens can bring unwanted electronics to a designated drop-off location. Many communities post a calendar that will include recycling days, so check your local paper or visit their website. When you recycle your items locally, you can make the occasion a day trip and a community event. Encourage your neighbors to join you and spread the word about educated e-waste disposal. 3. Explore Retail Options
Best Buy, for example, isn’t certified through BAN’s e-Steward program, but they do have an effective recycling program in all of their stores. | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571374193#15_1216551511 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: Gazelle, a marketplace that can also provide some cash incentives, will help you organize a Gadget Drive if you’re trying to raise money for your school or non-profit. To get a feel for the kind of money people are willing to spend, check out Ecosquid. When you run a Gadget Drive, people in your community will drop off their devices. You’ll ship everything off to Gazelle, and then you’ll get a check for everything that was donated. Gazelle, in turn, will either sell the electronics or make sure they’re recycled responsibly. Final Word
Every time you replace one of your electronic devices, it’s your responsibility to be sure your old one gets recycled properly. Ideally, your first step will be to consume less. Don’t get pulled into the hype of new technology if you can help it. If you do want something, try to find a gently-used version first. Then, when you have an expired product, take the time to find a responsible e-waste recycler. | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571374193#16_1216553034 | Title: Electronic Waste (E-Waste) Recycling & Disposal - Facts & Statistics
Headings: Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Electronic Waste (E-Waste) Recycling and Disposal – Facts, Statistics & Solutions
Where Does Our E-Waste Go?
How to Recycle Your E-Waste Safely
Final Word
Content: Final Word
Every time you replace one of your electronic devices, it’s your responsibility to be sure your old one gets recycled properly. Ideally, your first step will be to consume less. Don’t get pulled into the hype of new technology if you can help it. If you do want something, try to find a gently-used version first. Then, when you have an expired product, take the time to find a responsible e-waste recycler. Be a part of the solution. Help properly recycle as much e-waste as possible. You’ll make the Earth a better place, help halt digital data dumps, feel proud of your accomplishment, meet new friends, and maybe even make your wallet a little greener! How do you normally dispose of your electronics? Do you have any additional tips for properly recycling e-waste? | https://www.moneycrashers.com/electronic-e-waste-recycling-disposal-facts/ |
msmarco_v2.1_doc_47_571384752#0_1216555368 | Title: How to Emigrate and Move to Another Country - Costs & Procedure
Headings: How to Emigrate and Move to Another Country – Costs & Procedure
How to Emigrate and Move to Another Country – Costs & Procedure
Why Leave?
Terms and Definitions
Entry/Resident Visas
Permanent Resident Status
Citizenship
Dual Citizenship
Politically Stable Countries – Immigration Policies & Procedures
1. Canada
2. Australia
3. New Zealand
4. Singapore
5. Brazil
6. Germany
Requirements & Considerations for Prospective Immigrants
1. Predominant/Official Language
2. Local Politics and Policy
3. Religion
4. Customs and Laws
5. Crime and Safety
6. Cost of Living
7. Ability to Work
8. Extradition Treaties
9. Climate and Latitude
General Procedures & Costs for Moving to Another Country
1. Research Potential Destinations
2. Talk to American Individuals and Organizations Abroad
3. Look for a Job or Other Occupation
4. Address Key Logistical Issues
5. Apply for the Appropriate Entry Credential
6. Remain in Compliance With Entry Credential Requirements and Local/U.S. Laws
7. Apply for Permanent Residency
8. Apply for Citizenship
Advantages of Moving to Another Country
1. Opportunities to Learn and Grow
2. Easy Access to New, Different and Exotic Attractions
3. Business and Employment Opportunities Not Available in the U.S.
4. Opportunities to Meet New Friends and Colleagues
5. Possibility of Cheaper Healthcare and Education
Disadvantages of Moving to Another Country
1. Possibility of Losing Touch With Old Friends and Family
2. Problems Finding or Creating Productive Employment
3. Cultural Barriers to Assimilation
4. High Real Estate Costs and Restrictions on Ownership
5. Major Lifestyle and Routine Changes
Final Word
Content: How to Emigrate and Move to Another Country - Costs & Procedure
Family & Home
How to Emigrate and Move to Another Country – Costs & Procedure
Date
September 28, 2018
By
Brian Martucci
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In the 2008 book, “ The Big Sort ,” journalist Bill Bishop and sociologist Robert Cushing explore the reasons behind the United States’ deepening political, economic, and cultural divisions along racial, class, and geographic lines. Despite vast improvements in communication technology and the explosive growth of available content and information, explain Bishop and Cushing, like-minded people continue to self-segregate into discrete, often insular communities. There’s a good chance your neighbors look, think, and vote like you – and, perhaps more importantly, that you’re rarely forced to confront facts or opinions that challenge your worldview. Against this backdrop, it’s no surprise that many Americans feel threatened by political movements and leaders that threaten their deeply held beliefs. Why Leave? According to Google Trends data collected and analyzed by CNBC, search queries for “How to move to Canada” briefly spiked when President George W. Bush won reelection, in late 2004. They again rose dramatically after then-candidate Donald Trump won a series of state primaries and caucuses during the 2016 presidential campaign, cementing his status as front-runner for the Republican Party’s nomination. Repulsed by Trump’s vitriolic statements about various religious, ethnic, and cultural minorities, and shocked that he’d become the odds-on favorite to become a major party’s standard-bearer, a not-insignificant number of Americans apparently began thinking seriously about packing up and heading somewhere else. Across the pond, The Telegraph observed a similar spike among Britons following the United Kingdom’s shock vote, in June 2016, to leave the European Union. Indeed, political polarization is straining the social fabric on both sides of the Atlantic and bleeding over into once-apolitical realms. | https://www.moneycrashers.com/emigrate-move-another-country/ |
msmarco_v2.1_doc_47_571384752#1_1216559494 | Title: How to Emigrate and Move to Another Country - Costs & Procedure
Headings: How to Emigrate and Move to Another Country – Costs & Procedure
How to Emigrate and Move to Another Country – Costs & Procedure
Why Leave?
Terms and Definitions
Entry/Resident Visas
Permanent Resident Status
Citizenship
Dual Citizenship
Politically Stable Countries – Immigration Policies & Procedures
1. Canada
2. Australia
3. New Zealand
4. Singapore
5. Brazil
6. Germany
Requirements & Considerations for Prospective Immigrants
1. Predominant/Official Language
2. Local Politics and Policy
3. Religion
4. Customs and Laws
5. Crime and Safety
6. Cost of Living
7. Ability to Work
8. Extradition Treaties
9. Climate and Latitude
General Procedures & Costs for Moving to Another Country
1. Research Potential Destinations
2. Talk to American Individuals and Organizations Abroad
3. Look for a Job or Other Occupation
4. Address Key Logistical Issues
5. Apply for the Appropriate Entry Credential
6. Remain in Compliance With Entry Credential Requirements and Local/U.S. Laws
7. Apply for Permanent Residency
8. Apply for Citizenship
Advantages of Moving to Another Country
1. Opportunities to Learn and Grow
2. Easy Access to New, Different and Exotic Attractions
3. Business and Employment Opportunities Not Available in the U.S.
4. Opportunities to Meet New Friends and Colleagues
5. Possibility of Cheaper Healthcare and Education
Disadvantages of Moving to Another Country
1. Possibility of Losing Touch With Old Friends and Family
2. Problems Finding or Creating Productive Employment
3. Cultural Barriers to Assimilation
4. High Real Estate Costs and Restrictions on Ownership
5. Major Lifestyle and Routine Changes
Final Word
Content: According to Google Trends data collected and analyzed by CNBC, search queries for “How to move to Canada” briefly spiked when President George W. Bush won reelection, in late 2004. They again rose dramatically after then-candidate Donald Trump won a series of state primaries and caucuses during the 2016 presidential campaign, cementing his status as front-runner for the Republican Party’s nomination. Repulsed by Trump’s vitriolic statements about various religious, ethnic, and cultural minorities, and shocked that he’d become the odds-on favorite to become a major party’s standard-bearer, a not-insignificant number of Americans apparently began thinking seriously about packing up and heading somewhere else. Across the pond, The Telegraph observed a similar spike among Britons following the United Kingdom’s shock vote, in June 2016, to leave the European Union. Indeed, political polarization is straining the social fabric on both sides of the Atlantic and bleeding over into once-apolitical realms. Anyone who’s spent time on the dating scene has a story or two about a date with strong opinions one way or another. This analysis suggests that ideology is indeed a major consideration in singles’ dating decisions. Politics isn’t the only force driving Americans to relocate abroad. Leery of rising education costs in their home country, many young U.S. citizens go to university abroad. Others take their job searches overseas, seeking out high-growth economies with relatively low living costs. | https://www.moneycrashers.com/emigrate-move-another-country/ |
msmarco_v2.1_doc_47_572265498#5_1218252222 | Title: How Food Prices Rising Will Affect You & 6 Ways to Prepare
Headings: How Rising Food Prices Will Affect You & 6 Ways to Prepare
How Rising Food Prices Will Affect You & 6 Ways to Prepare
Causes of Food Price Increases
How Rising Food Prices Affect People Around the World
What We Can Do in Response to the Food Crisis
Final Word
Content: Devaluation of the Dollar or Other World Securities
As the Federal Reserve continues to print money to improve the economy and finance its debt, inflation has taken a stranglehold and led to increased prices across the board. The devaluation of the U.S. dollar is especially harmful since many commodities are priced in U.S. dollars. How Rising Food Prices Affect People Around the World
The increases in food prices have already taken effect and are not likely to improve in the near future. As of February 2011, the price of wheat has increased 83% and the price of corn has doubled since one year earlier. As feed becomes more expensive, the cost of beef products is expected to increase by almost 40%, leading to much higher prices for any meat eaters out there. With unemployment remaining at very high levels, these prices will serve to further put a dent in our wallets. The situation is even more dire in poorer countries as many of their citizens spend about 80% of their income on basic food products. As a result, food price increases can be devastating to people in these countries, with an additional 44 million people already having been pushed into poverty. The food crisis has inspired riots in countries such as Egypt, Haiti, Tunisia, and Algeria. What We Can Do in Response to the Food Crisis
The food crisis may seem very depressing, but it is not the end of the world. | https://www.moneycrashers.com/food-prices-rising-affect-prepare/ |
msmarco_v2.1_doc_47_572965475#1_1219534391 | Title: 9 Healthy & Easy School Lunch Ideas to Pack for Your Kids
Headings: 9 Healthy & Easy School Lunch Ideas to Pack for Your Kids
9 Healthy & Easy School Lunch Ideas to Pack for Your Kids
Should You Pack Your Kids’ Lunches?
Nutritional Considerations
Financial Considerations
Finding the Best Lunchbox
Healthy & Affordable School Lunch Ideas
1. Quesadillas With Fresh Fruit
2. Peanut Butter & Bacon Wrap
3. Not-Quite-a-Sandwich Roll-Ups
4. Hummus & Veggies
5. Mini-Pizzas
6. Breakfast for Lunch
7. Chicken Salad With Greek Yogurt
8. Cream Cheese Sandwich
9. Pasta With Pesto
Easy Lunch Prep Using the Bin System
Final Word
Content: Should You Pack Your Kids’ Lunches? Most families are pressed for time in the mornings, and putting together one or more lunches every day is just another chore to finish before you can head out the door. Faced with this daunting prospect, you might be wondering, “Is it even worth it to pack a lunch every day?” There are two points to consider in answering this question: whether or not your kids’ school offers healthy options and how much those options cost. Nutritional Considerations
Most schools still rely on heavily processed foods for the majority of their lunch options. Fresh foods have a short shelf life, and cooking large meals from scratch is more time-consuming than simply heating up frozen lasagna and french fries. Although there have been efforts to make healthier options mandatory, such as requiring more whole grains, school lunches still aren’t perfect. However, in many cases, packed lunches might not be much better. A study published in the Journal of Nutrition Education and Behavior found that packed lunches were of a lower nutritional quality than school lunches. | https://www.moneycrashers.com/healthy-easy-school-lunch-ideas-pack-kids/ |
msmarco_v2.1_doc_47_572965475#2_1219536363 | Title: 9 Healthy & Easy School Lunch Ideas to Pack for Your Kids
Headings: 9 Healthy & Easy School Lunch Ideas to Pack for Your Kids
9 Healthy & Easy School Lunch Ideas to Pack for Your Kids
Should You Pack Your Kids’ Lunches?
Nutritional Considerations
Financial Considerations
Finding the Best Lunchbox
Healthy & Affordable School Lunch Ideas
1. Quesadillas With Fresh Fruit
2. Peanut Butter & Bacon Wrap
3. Not-Quite-a-Sandwich Roll-Ups
4. Hummus & Veggies
5. Mini-Pizzas
6. Breakfast for Lunch
7. Chicken Salad With Greek Yogurt
8. Cream Cheese Sandwich
9. Pasta With Pesto
Easy Lunch Prep Using the Bin System
Final Word
Content: Nutritional Considerations
Most schools still rely on heavily processed foods for the majority of their lunch options. Fresh foods have a short shelf life, and cooking large meals from scratch is more time-consuming than simply heating up frozen lasagna and french fries. Although there have been efforts to make healthier options mandatory, such as requiring more whole grains, school lunches still aren’t perfect. However, in many cases, packed lunches might not be much better. A study published in the Journal of Nutrition Education and Behavior found that packed lunches were of a lower nutritional quality than school lunches. Specifically, “energy, fat, saturated fat, sugar, vitamin C, and iron were significantly higher whereas protein, sodium, fiber, vitamin A, and calcium were significantly lower for packed lunches than school lunches.” There is one important caveat to this study: researchers only examined the nutritional content in school and packed lunches. They did not analyze how much children ate of either option. There’s a good chance that, although school lunches are healthier, some kids might be eating less of them because they don’t like what’s being served. | https://www.moneycrashers.com/healthy-easy-school-lunch-ideas-pack-kids/ |
msmarco_v2.1_doc_47_573711585#6_1220956505 | Title: Income Inequality in America - Definition, Causes & Statistics
Headings: Income Inequality in America – Definition, Causes & Statistics
Income Inequality in America – Definition, Causes & Statistics
The Great Divergence
A Belief in Fairness and Justice
Causes of Inequality
1. Technology
2. Globalization
3. Government Policy
4. Polarization and Political Dysfunction
Possible Actions to Reduce Income Disparity
Final Word
Content: By 2010, retailers such as Walmart, Target, and Kroger had replaced the manufacturing firms as employment leaders – Walmart alone employs as many Americans as the largest 20 manufacturers combined. The percentage of American workers engaged in manufacturing peaked in the mid-1940s and has steadily declined, while service industry employment has exploded. At the same time, there has been a consistent attack upon union membership, a major force for protecting and raising workers’ wages. This shift dramatically lowered personal incomes of workers and reduced employee tenure. According to a study by the University of Michigan Ross School of Business, the median average hourly wage for vehicle manufacturing in May 2008 was $27.14, while the median hourly wage for a retail position was $9.33. In short, more people are making less money. Percentage of U.S. Labor Force Employed in Manufacturing & Services, 1938-2008, Source: Ross School of Business
2. Globalization
Technology also spurred the export of jobs to other countries, as trade barriers dropped and the world became a general marketplace. The growth of multinational corporations with allegiance to no particular government and their transfer of intangible assets such as business knowledge, management practices, and training has resulted in hundreds of thousands of jobs moving from America to workers in lower-cost countries. | https://www.moneycrashers.com/income-inequality-america-definition-causes/ |
msmarco_v2.1_doc_47_573711585#7_1220958567 | Title: Income Inequality in America - Definition, Causes & Statistics
Headings: Income Inequality in America – Definition, Causes & Statistics
Income Inequality in America – Definition, Causes & Statistics
The Great Divergence
A Belief in Fairness and Justice
Causes of Inequality
1. Technology
2. Globalization
3. Government Policy
4. Polarization and Political Dysfunction
Possible Actions to Reduce Income Disparity
Final Word
Content: In short, more people are making less money. Percentage of U.S. Labor Force Employed in Manufacturing & Services, 1938-2008, Source: Ross School of Business
2. Globalization
Technology also spurred the export of jobs to other countries, as trade barriers dropped and the world became a general marketplace. The growth of multinational corporations with allegiance to no particular government and their transfer of intangible assets such as business knowledge, management practices, and training has resulted in hundreds of thousands of jobs moving from America to workers in lower-cost countries. Offshoring has become a common practice enabled by technology that eliminates experience and expertise barriers, as well as by competing governments that impose minimal regulations and offer extravagant tax benefits. According to the Bureau of Labor Statistics, there is no reliable data base to determine how many American workers have lost their jobs to offshoring. In an article of the April-June 2009 issue of “World Economics,” Princeton economist Alan Binder estimated that up to 30 million jobs were “offshorable” at that time, including highly technical jobs such as computer programmers, systems analysts, machine operators, and software engineers. Certainly, the threat of offshoring is a deterrent to wage and salary increases for American workers. 3. | https://www.moneycrashers.com/income-inequality-america-definition-causes/ |
msmarco_v2.1_doc_47_573711585#8_1220960604 | Title: Income Inequality in America - Definition, Causes & Statistics
Headings: Income Inequality in America – Definition, Causes & Statistics
Income Inequality in America – Definition, Causes & Statistics
The Great Divergence
A Belief in Fairness and Justice
Causes of Inequality
1. Technology
2. Globalization
3. Government Policy
4. Polarization and Political Dysfunction
Possible Actions to Reduce Income Disparity
Final Word
Content: Offshoring has become a common practice enabled by technology that eliminates experience and expertise barriers, as well as by competing governments that impose minimal regulations and offer extravagant tax benefits. According to the Bureau of Labor Statistics, there is no reliable data base to determine how many American workers have lost their jobs to offshoring. In an article of the April-June 2009 issue of “World Economics,” Princeton economist Alan Binder estimated that up to 30 million jobs were “offshorable” at that time, including highly technical jobs such as computer programmers, systems analysts, machine operators, and software engineers. Certainly, the threat of offshoring is a deterrent to wage and salary increases for American workers. 3. Government Policy
One of the biggest falsehoods fostered upon the American people is that lowering personal tax rates stimulates investment and growth of the economy. For example, Peter Sperry, writing for The Heritage Foundation, claimed in 2001 that Reagan’s “deep across-the-board tax cuts, market deregulation, and sound monetary policies” resulted in the “largest peacetime economic boom in American history.” His view was echoed by Peter Ferrara, who served in the White House Office of Policy Development under Ronald Reagan, and as associate deputy attorney general under George H.W. Bush. Writing in Forbes, Ferrara claimed that Reagan’s tax cuts restored incentives for economic growth. But however influential their view is, it is not shared by economists in general – not even by Martin Feldstein, who was Reagan’s chief economic adviser when the tax cuts were initiated. | https://www.moneycrashers.com/income-inequality-america-definition-causes/ |
msmarco_v2.1_doc_47_575025076#0_1223406716 | Title: What Is Money Laundering (Explained) - Examples, Schemes & Regulations
Headings: What Is Money Laundering (Explained) – Examples, Schemes & Regulations
What Is Money Laundering (Explained) – Examples, Schemes & Regulations
What Is Money Laundering? Examples and Legal Predicates
Money Laundering: A Common Yet Highly Illegal Business Practice
A Textbook Money Laundering Example: The Shady Pizza Parlor
How It Works: Money Laundering Three-Step Process
1. Placement
2. Layering
3. Integration
Money Laundering Vectors and Strategies
1. Casinos and Gambling Venues
2. Cash Smuggling
3. Life Insurance Policies
4. Securities
5. Real Estate
6. Currency Exchange Bureaus
Common Money Laundering Use Cases
1. Drug Trafficking
2. International and Domestic Terrorism
3. Embezzlement
4. Arms Trafficking
5. Other Use Cases
Criminal and Civil Penalties for Money Laundering
18 U.S.C. § 1956: Monetary Transactions in Criminally Derived Property With Intent
§ 1956 (a) (1)
§ 1956 (a) (2)
§ 1956 (a) (3)
Criminal Penalties for 18 U.S.C. § 1956 Violations
Civil Penalties for 18 U.S.C. § 1956 Violations
18 U.S.C. § 1957: Monetary Transactions in Criminally Derived Property Above $10,000
Criminal Penalties for 18 U.S.C. § 1957 Violations
Notable Examples of Money Laundering
1. Paul Manafort and Rick Gates, 2006-17
2. Tom DeLay, 2002
3. BCCI, 1980s
4. Liberty Reserve, 2008 to 2013
5. Standard Chartered, 2001 to 2007
6. Nauru, 1990s and early 2000s
Final Word
Content: What Is Money Laundering (Explained) - Examples, Schemes & Regulations
Economy & Policy
What Is Money Laundering (Explained) – Examples, Schemes & Regulations
Date
March 30, 2020
By
Brian Martucci
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In the Mike Judge comedy “ Office Space ,” three disgruntled IT drones develop an ingenious malware program to painstakingly rip off their soulless employer, a fraction of a cent at a time. Thanks to a simple programming error — “I must have put a decimal point in the wrong place,” one character complains — the plan backfires, leaving the hapless first-time criminals with a massive overnight windfall. If they want to avoid jail time, they need to get rid of the money fast. In desperation, they resort to looking up “money laundering” in the dictionary and cajoling a door-to-door magazine salesman into joining their fledgling conspiracy. Money laundering is far more than a last-ditch solution for bumbling revenge-seekers to offload tainted cash. It’s ubiquitous among organized crime rings, narcotics syndicates, and white-collar fraudsters. Indeed, it’s an essential component of many such organizations’ business models. What Is Money Laundering? Examples and Legal Predicates
The “Office Space” scheme was good for a few laughs at the perpetrators’ expense, but real-world money laundering isn’t funny — and can be highly consequential. One of the highest-profile recent money laundering cases involved Paul Manafort and Rick Gates, two associates of former U.S. President Donald Trump. | https://www.moneycrashers.com/money-laundering-examples-schemes-regulations/ |
msmarco_v2.1_doc_47_575435066#2_1224141816 | Title: Are Online Degrees Worth It? - Cost, Perception & Downsides
Headings: Are Online Degrees Worth It? – Cost, Perception & Downsides
Are Online Degrees Worth It? – Cost, Perception & Downsides
Pros of Pursuing an Online Degree
1. It Could Be Less Expensive Than a Residential Alternative
2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
3. Many Online Degree Programs Are Reputable (Even Prestigious)
4. You Don’t Have to Leave Your House
5. Larger Online Degree Programs & Institutions Have Vast Alumni Networks
6. Your Employer Might Not Realize You Got Your Degree Online
7. It Could Earn You Respect for Your Time Management Skills & Focus
Cons of Pursuing an Online Degree
1. Some Employers Remain Resistant to Online Degrees
2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
3. Unaccredited Programs Offer Little Value
4. Online Degree-Seekers Drop Out at Higher Rates Than Campus-Bound Counterparts
5. It Could Call Your Teamwork Skills Into Question
Final Word
Content: Southern New Hampshire University enrolls about 20 distance learning students for every student that studies on its campus in suburban Manchester. Millions of campus-based or commuter students now enroll in some combination of classroom-based and online-first classes. Indeed, the abrupt, pandemic-induced shift to distance learning at traditional colleges and universities is likely one of the many long-lasting changes precipitated by the pandemic. Therefore, it makes more sense to define true “online degree programs” as those that do not require students to set foot inside a classroom or lab at any point. Online degrees offer some clear advantages, including enhanced flexibility for students with full-time jobs or kids (or both) and lower average costs (especially compared to four-year residential programs) that can help enrollees avoid overwhelming student loan debt. On the other hand, while most employers acknowledge the growing prevalence of online-only degrees and won’t reflexively shut the door on applicants with digital credentials, employer acceptance of online-only degrees is far from total. Students hoping for the greatest possible choice of employment opportunities might prefer traditional education if it’s at all workable. Deciding whether to pursue an online-only degree or stick with the traditional higher education model is a big choice with significant implications for your career, finances, and lifestyle. What follows is an unbiased look at the benefits and drawbacks of choosing the online-only route. Pros of Pursuing an Online Degree
Pursuing an online degree has loads of potential advantages: | https://www.moneycrashers.com/online-degrees-worth-it/ |
msmarco_v2.1_doc_47_575435066#3_1224144723 | Title: Are Online Degrees Worth It? - Cost, Perception & Downsides
Headings: Are Online Degrees Worth It? – Cost, Perception & Downsides
Are Online Degrees Worth It? – Cost, Perception & Downsides
Pros of Pursuing an Online Degree
1. It Could Be Less Expensive Than a Residential Alternative
2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
3. Many Online Degree Programs Are Reputable (Even Prestigious)
4. You Don’t Have to Leave Your House
5. Larger Online Degree Programs & Institutions Have Vast Alumni Networks
6. Your Employer Might Not Realize You Got Your Degree Online
7. It Could Earn You Respect for Your Time Management Skills & Focus
Cons of Pursuing an Online Degree
1. Some Employers Remain Resistant to Online Degrees
2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
3. Unaccredited Programs Offer Little Value
4. Online Degree-Seekers Drop Out at Higher Rates Than Campus-Bound Counterparts
5. It Could Call Your Teamwork Skills Into Question
Final Word
Content: On the other hand, while most employers acknowledge the growing prevalence of online-only degrees and won’t reflexively shut the door on applicants with digital credentials, employer acceptance of online-only degrees is far from total. Students hoping for the greatest possible choice of employment opportunities might prefer traditional education if it’s at all workable. Deciding whether to pursue an online-only degree or stick with the traditional higher education model is a big choice with significant implications for your career, finances, and lifestyle. What follows is an unbiased look at the benefits and drawbacks of choosing the online-only route. Pros of Pursuing an Online Degree
Pursuing an online degree has loads of potential advantages: the likelihood (if not the guarantee) of lower cost, more flexibility, less travel time, and the possibility of access to vast alumni networks. 1. It Could Be Less Expensive Than a Residential Alternative
At degree-granting institutions that offer distinct online and on-campus degree tracks, the average online degree program is actually marginally more expensive than its on-campus equivalent, according to data compiled by U.S. News & World Report. Despite the theoretical scalability of online degree programs — they’re not limited by classroom space, for example — they carry unique costs that on-campus programs avoid. However, the typical online degree program at a major mostly- or only-online institution like Southern New Hampshire or the University of Phoenix is significantly less expensive than the typical on-campus degree program at selective residential institutions. | https://www.moneycrashers.com/online-degrees-worth-it/ |
msmarco_v2.1_doc_47_575435066#5_1224150664 | Title: Are Online Degrees Worth It? - Cost, Perception & Downsides
Headings: Are Online Degrees Worth It? – Cost, Perception & Downsides
Are Online Degrees Worth It? – Cost, Perception & Downsides
Pros of Pursuing an Online Degree
1. It Could Be Less Expensive Than a Residential Alternative
2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
3. Many Online Degree Programs Are Reputable (Even Prestigious)
4. You Don’t Have to Leave Your House
5. Larger Online Degree Programs & Institutions Have Vast Alumni Networks
6. Your Employer Might Not Realize You Got Your Degree Online
7. It Could Earn You Respect for Your Time Management Skills & Focus
Cons of Pursuing an Online Degree
1. Some Employers Remain Resistant to Online Degrees
2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
3. Unaccredited Programs Offer Little Value
4. Online Degree-Seekers Drop Out at Higher Rates Than Campus-Bound Counterparts
5. It Could Call Your Teamwork Skills Into Question
Final Word
Content: If you’re not overly concerned with the name on your degree, you’re more likely (though far from guaranteed) to avoid crippling student loan debt by forgoing the residential experience in favor of an online program. 2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
Though classroom participation and other quantifiable measures of student engagement can sometimes factor into grading or post-course evaluations, traditional degree programs generally don’t mandate in-person attendance, with notable exceptions for exams and lab work. For example, lectures are likelier than not to be recorded and available online for viewing at students’ leisure. Still, traditional degree programs do place demands on students’ time, especially those heavy on lab work or small-team projects that require close collaboration. Traditional degree programs, or at least individual instructors, are also more likely to hew to traditional expectations of in-person lecture attendance, even when not compulsory. 3. Many Online Degree Programs Are Reputable (Even Prestigious)
Though program quality varies wildly and some online degree programs are sorely lacking, stubborn public perceptions of online-only degree programs as uniformly second-rate are outmoded. Many selective public and private institutions with decades-long or centuries-long records of excellence now offer online degree programs that meet the same standards of instruction and rigor as their traditional, campus-based offerings. Their number includes well-regarded public research universities like Pennsylvania State University (through its World Campus division) and the University of Washington, private STEM (science, technology, engineering, and math) schools like the Rochester Institute of Technology, and private liberal arts colleges like Simpson College. | https://www.moneycrashers.com/online-degrees-worth-it/ |
msmarco_v2.1_doc_47_575435066#8_1224159405 | Title: Are Online Degrees Worth It? - Cost, Perception & Downsides
Headings: Are Online Degrees Worth It? – Cost, Perception & Downsides
Are Online Degrees Worth It? – Cost, Perception & Downsides
Pros of Pursuing an Online Degree
1. It Could Be Less Expensive Than a Residential Alternative
2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
3. Many Online Degree Programs Are Reputable (Even Prestigious)
4. You Don’t Have to Leave Your House
5. Larger Online Degree Programs & Institutions Have Vast Alumni Networks
6. Your Employer Might Not Realize You Got Your Degree Online
7. It Could Earn You Respect for Your Time Management Skills & Focus
Cons of Pursuing an Online Degree
1. Some Employers Remain Resistant to Online Degrees
2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
3. Unaccredited Programs Offer Little Value
4. Online Degree-Seekers Drop Out at Higher Rates Than Campus-Bound Counterparts
5. It Could Call Your Teamwork Skills Into Question
Final Word
Content: Larger Online Degree Programs & Institutions Have Vast Alumni Networks
Vast alumni networks are an equal boon for online graduates of fully or mostly online institutions, such as Southern New Hampshire and the University of Phoenix, and of larger institutions that rely more heavily on physical campus networks, such as Arizona State University and Penn State. With access to a massive alumni network, you’re far more likely to make connections that result in lucrative job offers or contracts. 6. Your Employer Might Not Realize You Got Your Degree Online
Because so many traditional institutions now offer online-only degrees that aren’t readily distinguishable from their on-campus equivalents, it’s far from certain your employer will learn how you got your degree — assuming they don’t ask. In practice, employers that care to do so can figure out the provenance of an applicant’s degree, often with a cursory overview of their resume or curriculum vitae. A lifelong Californian with a Southern New Hampshire University degree probably didn’t attend classes in person, for example. 7. It Could Earn You Respect for Your Time Management Skills & Focus
The ability to juggle the demands of a distance learning degree and your myriad other obligations is a sign of superior time management skills and task orientation. It’s no secret employers prize candidates with these skills. Cons of Pursuing an Online Degree
Pursuing an online degree isn’t right for everyone, including those seeking extremely high-quality or individualized instruction, those seeking employment in industries or with specific employers that remain resistant to credentials earned through distance learning, and those more likely to thrive in collaborative environments. | https://www.moneycrashers.com/online-degrees-worth-it/ |
msmarco_v2.1_doc_47_575435066#9_1224162450 | Title: Are Online Degrees Worth It? - Cost, Perception & Downsides
Headings: Are Online Degrees Worth It? – Cost, Perception & Downsides
Are Online Degrees Worth It? – Cost, Perception & Downsides
Pros of Pursuing an Online Degree
1. It Could Be Less Expensive Than a Residential Alternative
2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
3. Many Online Degree Programs Are Reputable (Even Prestigious)
4. You Don’t Have to Leave Your House
5. Larger Online Degree Programs & Institutions Have Vast Alumni Networks
6. Your Employer Might Not Realize You Got Your Degree Online
7. It Could Earn You Respect for Your Time Management Skills & Focus
Cons of Pursuing an Online Degree
1. Some Employers Remain Resistant to Online Degrees
2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
3. Unaccredited Programs Offer Little Value
4. Online Degree-Seekers Drop Out at Higher Rates Than Campus-Bound Counterparts
5. It Could Call Your Teamwork Skills Into Question
Final Word
Content: A lifelong Californian with a Southern New Hampshire University degree probably didn’t attend classes in person, for example. 7. It Could Earn You Respect for Your Time Management Skills & Focus
The ability to juggle the demands of a distance learning degree and your myriad other obligations is a sign of superior time management skills and task orientation. It’s no secret employers prize candidates with these skills. Cons of Pursuing an Online Degree
Pursuing an online degree isn’t right for everyone, including those seeking extremely high-quality or individualized instruction, those seeking employment in industries or with specific employers that remain resistant to credentials earned through distance learning, and those more likely to thrive in collaborative environments. 1. Some Employers Remain Resistant to Online Degrees
Over two decades after the Internet brought distance learning to the masses, a 2019 study published in the Journal of Employment Counseling by two scholars from Texas A&M University Corpus Christi found that many employers remain skeptical of online degrees. The study’s key finding: “ A perception of lesser value for online degrees may lead employers to discount educational background based upon delivery mode,” with the effect “considerably more pronounced for employers making new hire decisions than for those making promotion decisions.” In other words, while your future employer might not know you got your degree through an online-only program, they might care if and when they find out. | https://www.moneycrashers.com/online-degrees-worth-it/ |
msmarco_v2.1_doc_47_575435066#10_1224165279 | Title: Are Online Degrees Worth It? - Cost, Perception & Downsides
Headings: Are Online Degrees Worth It? – Cost, Perception & Downsides
Are Online Degrees Worth It? – Cost, Perception & Downsides
Pros of Pursuing an Online Degree
1. It Could Be Less Expensive Than a Residential Alternative
2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
3. Many Online Degree Programs Are Reputable (Even Prestigious)
4. You Don’t Have to Leave Your House
5. Larger Online Degree Programs & Institutions Have Vast Alumni Networks
6. Your Employer Might Not Realize You Got Your Degree Online
7. It Could Earn You Respect for Your Time Management Skills & Focus
Cons of Pursuing an Online Degree
1. Some Employers Remain Resistant to Online Degrees
2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
3. Unaccredited Programs Offer Little Value
4. Online Degree-Seekers Drop Out at Higher Rates Than Campus-Bound Counterparts
5. It Could Call Your Teamwork Skills Into Question
Final Word
Content: 1. Some Employers Remain Resistant to Online Degrees
Over two decades after the Internet brought distance learning to the masses, a 2019 study published in the Journal of Employment Counseling by two scholars from Texas A&M University Corpus Christi found that many employers remain skeptical of online degrees. The study’s key finding: “ A perception of lesser value for online degrees may lead employers to discount educational background based upon delivery mode,” with the effect “considerably more pronounced for employers making new hire decisions than for those making promotion decisions.” In other words, while your future employer might not know you got your degree through an online-only program, they might care if and when they find out. 2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
For-profit higher education institutions in general tend to be viewed less favorably by employers. Their skepticism is justified, according to a 2017 Brookings report that found far higher student loan default rates among for-profit college graduates (and particularly among for-profit college graduates of color). The causes of this crisis are complex, but predatory admissions and financial aid practices and questionable quality of instruction certainly contribute. That’s a problem for students inclined to pursue their degrees online. | https://www.moneycrashers.com/online-degrees-worth-it/ |
msmarco_v2.1_doc_47_575435066#11_1224167927 | Title: Are Online Degrees Worth It? - Cost, Perception & Downsides
Headings: Are Online Degrees Worth It? – Cost, Perception & Downsides
Are Online Degrees Worth It? – Cost, Perception & Downsides
Pros of Pursuing an Online Degree
1. It Could Be Less Expensive Than a Residential Alternative
2. It Could Be Easier to Accomplish While Working Full-Time or Raising Kids (or Both)
3. Many Online Degree Programs Are Reputable (Even Prestigious)
4. You Don’t Have to Leave Your House
5. Larger Online Degree Programs & Institutions Have Vast Alumni Networks
6. Your Employer Might Not Realize You Got Your Degree Online
7. It Could Earn You Respect for Your Time Management Skills & Focus
Cons of Pursuing an Online Degree
1. Some Employers Remain Resistant to Online Degrees
2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
3. Unaccredited Programs Offer Little Value
4. Online Degree-Seekers Drop Out at Higher Rates Than Campus-Bound Counterparts
5. It Could Call Your Teamwork Skills Into Question
Final Word
Content: 2. Some Employers Are Justifiably Skeptical of For-Profit Degree Programs
For-profit higher education institutions in general tend to be viewed less favorably by employers. Their skepticism is justified, according to a 2017 Brookings report that found far higher student loan default rates among for-profit college graduates (and particularly among for-profit college graduates of color). The causes of this crisis are complex, but predatory admissions and financial aid practices and questionable quality of instruction certainly contribute. That’s a problem for students inclined to pursue their degrees online. Online-only institutions are much more likely than traditional and hybrid institutions to be for-profit. As of 2017, more than half meet that definition, according to the National Center for Education Statistics. Graduates of for-profit online-only programs frequently find themselves stuck in a vicious cycle: struggling to find work commensurate with their credentials, then struggling to pay off predatory student loans backed by institutions that don’t really care about their success. 3. | https://www.moneycrashers.com/online-degrees-worth-it/ |
msmarco_v2.1_doc_47_576229646#12_1225744814 | Title: The Psychology of Money - Saving and Spending Habits
Headings: The Psychology of Money – How Saving and Spending Habits are Programmed in Your Brain
The Psychology of Money – How Saving and Spending Habits are Programmed in Your Brain
Brain Activity
The Spenders
The Savers
Final Word
Content: When it’s time for something pleasurable, like a vacation, distance yourself by paying with a credit card. You’ve already set your budget and you have the cash to cover it, so now you can take your mind off of the expense and relax. Be vocal about your spending goals. When you’re planning to make an exciting purchase, even if it sounds like a boring necessity, tell everyone you know and set a date to close the deal. Treat your purchases as a reward for something that you’ve done well, so they’ll take on more value in your mind. Think of your future : Do you really want to have regrets over the things you didn’t do because you wouldn’t spend some money on enjoyment? Final Word
Ultimately, we’re the ones who are in charge of our financial present and future. It seems odd to me that we’re driven by an aspect of our brains that we don’t even fully understand. But fortunately, this knowledge just might be what it takes to overcome our bad habits – whether that means excessive spending or frugality – and live our lives to the fullest, responsibly. | https://www.moneycrashers.com/psychology-of-money-saving-spending-habits/ |
msmarco_v2.1_doc_47_577102343#13_1227566490 | Title: What Is Self-Care - Definition, Tips & Ideas for a Healthy Life
Headings: What Is Self-Care – Definition, Tips & Ideas for a Healthy Life
What Is Self-Care – Definition, Tips & Ideas for a Healthy Life
What Is Self-Care?
Americans Are Not Practicing Self-Care
What Are the Benefits of Self-Care?
How Do I Know What Self-Care Means to Me?
Self-Assessment
How Can I Make Time For Self-Care?
Final Word
Content: However, if the American people continue to crowd out self-care with other time commitments, or if we feel guilty for taking time for ourselves, then we are misunderstanding what self-care is, as well as the overall positive impact it can have on individuals, families, and entire communities of people. What Are the Benefits of Self-Care? The benefits of proactive self-care are numerous, measurable, and significant. You can see that it’s challenging to delineate these benefits in the many different areas of overall health, since self-care truly does impact an individual’s overarching well-being. 1. Physical Health
If you follow some of the basics of self-care, such as exercising, eating right, and reducing or eliminating alcohol or tobacco products, you can accomplish the following: Likely enjoy a longer and higher-quality life
Reduce your risk of certain diseases such as diabetes, cancer, and coronary artery disease
Boost your overall energy
Enjoy better sleep
Ease pain and stiffness in your body
Reduce the risk of osteoporosis and bone fractures later in life
And if you’re really on-board with the concept, the spiritual and emotional self-care you provide for yourself can also improve your physical health by reducing the stress that can lead to heart and vascular disease, diabetes, and gastrointestinal problems. 2. Psychological Health
According to the CDC, stress can be useful for short periods of time to help individuals achieve important goals. Over a longer period of time, however, some of the feelings that accompany stress – such as fear, powerlessness, nightmares, anger, headaches, and back pain – can turn into a mental health disorder. | https://www.moneycrashers.com/self-care-definition-tips-ideas/ |
msmarco_v2.1_doc_47_578405262#3_1230032816 | Title: 4 Things With Falling Prices That Are More Affordable Than Ever
Headings: 4 Things With Falling Prices That Are More Affordable Than Ever
4 Things With Falling Prices That Are More Affordable Than Ever
Gasoline
How Much Has the Price Fallen?
Why Is the Price Falling?
How Do Lower Prices Affect You?
Will This Trend Continue?
Airfare
How Much Has the Price Fallen?
Why Is the Price Falling?
How Do Lower Prices Affect You?
Will This Trend Continue?
Solar Energy
How Much Has the Price Fallen?
Why Is the Price Falling?
How Do Lower Prices Affect You?
Will This Trend Continue?
Electronics
How Much Has the Price Fallen?
Why Is the Price Falling?
How Do Lower Prices Affect You?
Will This Trend Continue?
Final Word
Content: Essentially, when the supply of a product is higher than the demand – that is, when producers have more of it than people want to buy – the price tends to fall. That’s because lowering prices is a good way to encourage people to buy more than they would otherwise. In the case of oil, there are several factors combining to increase supply and reduce demand worldwide: Domestic Oil Production. U.S. oil production has been rising steadily since 2008, with new oil wells in the Gulf of Mexico and the rise of new techniques like hydraulic fracturing, or fracking. The New York Times reports that U.S. oil wells have nearly doubled their production in the past six years. This has boosted the world supply of oil, causing prices to drop, while also reducing the U.S. demand for more expensive imported oil. Foreign Oil Production . The U.S. isn’t the only country to have boosted its oil production. According to The New York Times, Canada and Iraq have been steadily increasing their oil output and exports. | https://www.moneycrashers.com/things-falling-prices-more-affordable/ |
msmarco_v2.1_doc_47_579858694#8_1232895747 | Title: Why Gas Prices Are Rising So High - Reasons for Fluctuations
Headings: Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Go Up or Down
1. Changes in Crude Oil Prices
Seasonal Changes
Foreign Affairs
International Trade
Price Manipulation
Currency Changes
Advances in Technology
Development in Emerging Countries
2. Changes in Refining Costs
3. Problems With Distribution
4. Changes in the Gas Tax
Federal & State Taxes
The Impact of Carbon Taxes
Final Word
Make
Money
Manage
Money
Save
Money
Content: As CNBC reports, energy market analysts predicted that up to 500,000 barrels of oil could disappear from the market as a result. ( As it turned out, new sources of oil more than made up the difference, as discussed below.) The trade war between the U.S. and China, by contrast, drove oil prices down in mid-2019. As CNN Business explains, the escalating exchange of tariffs between the two countries threatened to send the worldwide economy into a slump. Investors feared this would lead to industries cutting back on production, which would reduce the global oil demand. Price Manipulation
Countries that are major oil producers can deliberately choke off the supply of oil to drive prices up. The nations of OPEC (the Organization of the Petroleum Exporting Countries), along with Russia, did that from 2017 through 2019, as National Public Radio reports. The move succeeded in halting a steep slide in oil prices, but its effect was limited, as OPEC’s share of the oil market had declined. Oil-producing nations aren’t the only entities that can manipulate the price of oil. Speculators, individuals, and companies that trade oil futures for profits can bid up the oil price just like they can with any other commodity. | https://www.moneycrashers.com/why-gas-prices-rising/ |
msmarco_v2.1_doc_47_579858694#9_1232897782 | Title: Why Gas Prices Are Rising So High - Reasons for Fluctuations
Headings: Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Go Up or Down
1. Changes in Crude Oil Prices
Seasonal Changes
Foreign Affairs
International Trade
Price Manipulation
Currency Changes
Advances in Technology
Development in Emerging Countries
2. Changes in Refining Costs
3. Problems With Distribution
4. Changes in the Gas Tax
Federal & State Taxes
The Impact of Carbon Taxes
Final Word
Make
Money
Manage
Money
Save
Money
Content: Price Manipulation
Countries that are major oil producers can deliberately choke off the supply of oil to drive prices up. The nations of OPEC (the Organization of the Petroleum Exporting Countries), along with Russia, did that from 2017 through 2019, as National Public Radio reports. The move succeeded in halting a steep slide in oil prices, but its effect was limited, as OPEC’s share of the oil market had declined. Oil-producing nations aren’t the only entities that can manipulate the price of oil. Speculators, individuals, and companies that trade oil futures for profits can bid up the oil price just like they can with any other commodity. As noted above, many pundits blamed speculators for rising oil prices in 2010. However, the Federal Reserve estimates speculation accounted for only 15% of the run-up in prices from 2004 through 2008. Currency Changes
Changes in the strength of the U.S. dollar also play a role in the price of oil. When oil is sold on the world market, it’s priced in dollars. Thus, when the dollar is strong, the price of oil in dollars goes down. | https://www.moneycrashers.com/why-gas-prices-rising/ |
msmarco_v2.1_doc_47_579858694#11_1232901347 | Title: Why Gas Prices Are Rising So High - Reasons for Fluctuations
Headings: Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Go Up or Down
1. Changes in Crude Oil Prices
Seasonal Changes
Foreign Affairs
International Trade
Price Manipulation
Currency Changes
Advances in Technology
Development in Emerging Countries
2. Changes in Refining Costs
3. Problems With Distribution
4. Changes in the Gas Tax
Federal & State Taxes
The Impact of Carbon Taxes
Final Word
Make
Money
Manage
Money
Save
Money
Content: It’s not that oil is any less valuable; it’s just that the dollar itself is more valuable, so it buys more oil. By contrast, when the dollar is weak relative to other world currencies, such as the euro, oil becomes more expensive for Americans to buy. However, it also becomes cheaper for people in other countries, leading them to buy more. As a result, world demand rises, driving up oil prices still further. Advances in Technology
Most factors only change oil prices temporarily. Wars, sanctions, and supply manipulation all eventually come to an end and the dollar’s value shifts over time. But a couple of factors can bring about more long-term changes in global oil supply or demand. One of these is improvements in the technology used to extract oil from the ground. Consider world oil production in 2018. | https://www.moneycrashers.com/why-gas-prices-rising/ |
msmarco_v2.1_doc_47_579858694#12_1232902979 | Title: Why Gas Prices Are Rising So High - Reasons for Fluctuations
Headings: Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Go Up or Down
1. Changes in Crude Oil Prices
Seasonal Changes
Foreign Affairs
International Trade
Price Manipulation
Currency Changes
Advances in Technology
Development in Emerging Countries
2. Changes in Refining Costs
3. Problems With Distribution
4. Changes in the Gas Tax
Federal & State Taxes
The Impact of Carbon Taxes
Final Word
Make
Money
Manage
Money
Save
Money
Content: Advances in Technology
Most factors only change oil prices temporarily. Wars, sanctions, and supply manipulation all eventually come to an end and the dollar’s value shifts over time. But a couple of factors can bring about more long-term changes in global oil supply or demand. One of these is improvements in the technology used to extract oil from the ground. Consider world oil production in 2018. Despite OPEC’s production cuts, world oil production that year rose by 2.5 million barrels per day, according to the World Oil Review 2019, an annual energy sector statistical report published by the multinational oil and gas company Eni S.p. A.
The main driver of this growth was the U.S., which became the world’s top oil producer in 2015. Between 2010 and 2015, it increased its oil production by more than 67%. U.S. oil production during this period rose mainly as a result of new technologies, such as hydraulic fracturing, or fracking. Advances in fracking have made it easier than ever to extract shale oil, a form of crude oil trapped between layers of shale rock deep underground. | https://www.moneycrashers.com/why-gas-prices-rising/ |
msmarco_v2.1_doc_47_579858694#13_1232904890 | Title: Why Gas Prices Are Rising So High - Reasons for Fluctuations
Headings: Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Go Up or Down
1. Changes in Crude Oil Prices
Seasonal Changes
Foreign Affairs
International Trade
Price Manipulation
Currency Changes
Advances in Technology
Development in Emerging Countries
2. Changes in Refining Costs
3. Problems With Distribution
4. Changes in the Gas Tax
Federal & State Taxes
The Impact of Carbon Taxes
Final Word
Make
Money
Manage
Money
Save
Money
Content: Despite OPEC’s production cuts, world oil production that year rose by 2.5 million barrels per day, according to the World Oil Review 2019, an annual energy sector statistical report published by the multinational oil and gas company Eni S.p. A.
The main driver of this growth was the U.S., which became the world’s top oil producer in 2015. Between 2010 and 2015, it increased its oil production by more than 67%. U.S. oil production during this period rose mainly as a result of new technologies, such as hydraulic fracturing, or fracking. Advances in fracking have made it easier than ever to extract shale oil, a form of crude oil trapped between layers of shale rock deep underground. The boom in shale oil has not only helped reduce dependence on foreign oil but made the U.S. one of the world’s top 10 exporters of oil. Development in Emerging Countries
The other factor that affects oil prices over the long term is economic development in East and South Asia. As manufacturing jobs have shifted from the developed world to countries like China and India, where labor is cheaper, these countries have needed more and more oil to fuel their growing industries. That drives up global demand, which results in price increases. Asian countries are behind most of the rise in oil demand in recent years. | https://www.moneycrashers.com/why-gas-prices-rising/ |
msmarco_v2.1_doc_47_579858694#14_1232907016 | Title: Why Gas Prices Are Rising So High - Reasons for Fluctuations
Headings: Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Are Rising So High – Reasons for Fluctuations
Why Gas Prices Go Up or Down
1. Changes in Crude Oil Prices
Seasonal Changes
Foreign Affairs
International Trade
Price Manipulation
Currency Changes
Advances in Technology
Development in Emerging Countries
2. Changes in Refining Costs
3. Problems With Distribution
4. Changes in the Gas Tax
Federal & State Taxes
The Impact of Carbon Taxes
Final Word
Make
Money
Manage
Money
Save
Money
Content: The boom in shale oil has not only helped reduce dependence on foreign oil but made the U.S. one of the world’s top 10 exporters of oil. Development in Emerging Countries
The other factor that affects oil prices over the long term is economic development in East and South Asia. As manufacturing jobs have shifted from the developed world to countries like China and India, where labor is cheaper, these countries have needed more and more oil to fuel their growing industries. That drives up global demand, which results in price increases. Asian countries are behind most of the rise in oil demand in recent years. According to the World Oil Review, global oil demand grew by 1.4% in 2018, with half that growth coming from India and China alone. In 2018, China was the second-largest consumer of oil globally, using more than 13,000 barrels per day. That’s nearly three times as much as it used in 2000, less than 20 years earlier. 2. Changes in Refining Costs
Although gasoline prices tend to move up and down along with crude oil prices, they’re not perfectly in sync. | https://www.moneycrashers.com/why-gas-prices-rising/ |
msmarco_v2.1_doc_47_581725371#1_1237167784 | Title: Currencies Pegged to USD - Why are Currencies Pegged? Moneyglare
Headings: Currencies Pegged to USD
Currencies Pegged to USD
What is a Dollar Peg?
How a Dollar Peg Works?
Here’s an example.
Why Countries go on to Peg their Currency to the Dollar?
Major Pegged Currencies
Content: Today, we share with you the full list of currencies pegged to USD. What is a Dollar Peg? A Dollar peg is when a country goes on to maintain its currency’s at a fixed exchange rate to the USD (U.S. Dollar). The central bank of the country goes on to control the value of their currency so that it goes on to rise and fall along with the Dollar. In fact, the fluctuations in Dollar’s value are seen as it is on a floating exchange rate. Moreover, there are as much as 66 countries that have pegged their currency to the Dollar or are using the Dollar as their own legal tender. The Dollar has been recognized as the most popular currency in the world as it happens to be the world’s reserve currency. The Dollar was given that status at the Bretton Woods Agreement 1944. The second most popular currency is the Euro. As much as 25 countries have pegged their currency to it. | https://www.moneyglare.com/currencies-pegged-usd/ |
msmarco_v2.1_doc_47_581725371#2_1237169141 | Title: Currencies Pegged to USD - Why are Currencies Pegged? Moneyglare
Headings: Currencies Pegged to USD
Currencies Pegged to USD
What is a Dollar Peg?
How a Dollar Peg Works?
Here’s an example.
Why Countries go on to Peg their Currency to the Dollar?
Major Pegged Currencies
Content: Moreover, there are as much as 66 countries that have pegged their currency to the Dollar or are using the Dollar as their own legal tender. The Dollar has been recognized as the most popular currency in the world as it happens to be the world’s reserve currency. The Dollar was given that status at the Bretton Woods Agreement 1944. The second most popular currency is the Euro. As much as 25 countries have pegged their currency to it. The 17 Eurozone members are using it as their currency. How a Dollar Peg Works? A Dollar peg goes on to use a fixed exchange rate. It means that the central bank of the country promises to give you a fixed amount of its currency when exchanged with a U.S. Dollar to maintain this peg, the country must hold lots of Dollars in hand. The countries which peg their currencies to the U.S. Dollar have a large number of exports to the United States. | https://www.moneyglare.com/currencies-pegged-usd/ |
msmarco_v2.1_doc_47_582596127#7_1239326715 | Title: Will Paying Off A Loan Early Hurt Your Credit Score? | MoneyKey
Headings: Does Early Loan Payment Hurt Your Credit Score?
Does Early Loan Payment Hurt Your Credit Score?
December 13, 2019 by Daniel Azzoli
Will Paying Off a Loan Early Hurt My Credit Score?
Types of Credit and Your Credit Score
Does Paying Off a Loan Early Hurt Your Credit Score?
When Should You Consider Paying Off Your Loan Early?
When Should You Keep Your Loan?
Consequences of a Bad Credit Score on Future Installment Loans
Learn More About Your Loans
Written by Daniel Azzoli
Content: When Should You Consider Paying Off Your Loan Early? While there may be times where it might make sense to avoid paying a loan off early, there are also some instances where you could benefit from early repayment. For example, you may be in a situation where you’re paying off a loan with particularly high interest rates. While you might be managing to make all your payments on time, the high interest you’re paying could be squeezing your bank account a little tighter than you’d like. In this instance, it might be a good idea to pay off your short term loans as early as possible if you have the funds and won’t be penalized by the lender. This way, you can avoid having to continue to pay these high interest rates. Another instance where you might want to pay off your loan early is when it comes to revolving credit. With revolving credit accounts like credit cards and lines of credit, you can keep a balance on your account from month to month as long as you’re making the minimum payments on time. Even if you end up paying off your entire balance, the account will still remain open. If you can keep your balance at zero (or very low), this could positively affect your credit score – particularly if these accounts have high credit limits. | https://www.moneykey.com/articles/paying-off-loan-early/ |
msmarco_v2.1_doc_47_584033552#3_1243312820 | Title: How Much Should You Be Spending on Utilities Each Month?
Headings: How Much Should You Be Spending on Utilities Each Month?
Blogging for Change
How Much Should You Be Spending on Utilities Each Month?
The right amount to spend
Key factors to consider
Tips for reducing your utility costs
Content: electricity, gas, water, trash, sewer, etc. Average energy costs vary by state, but you should still be working to remain within a budget of 10 percent of your income or less. Key factors to consider
There are other factors that can play into your costs, too. For instance, do you work from home? If so, you’re using more electricity and water than people who work outside the home. The number of people in your home can have an impact on your utility costs. And the average temperatures in your area during the hot or cold months can play a big part in the cost of your electric and gas bills. Tips for reducing your utility costs
After reviewing your most recent utility bills, you may find that you need to look for ways to cut back so that you can bring your spending into an acceptable range. Here are a few handy tips that can help: Check your hot water heater. | https://www.moneymanagement.org/blog/how-much-should-you-be-spending-on-utilities-each-month |
msmarco_v2.1_doc_47_587977280#4_1253586509 | Title: 7 Awesome Ways You Can Make Money Fishing - Money Mozart
Headings: 7 Awesome Ways You Can Make Money Fishing
7 Awesome Ways You Can Make Money Fishing
1. Starting a Fishing Business
Do People Make Money Doing This?
2. Getting Rid of Unwanted Fish
Who Pays These Fish Bounties?
3. Fishing Competitions Can Be Lucrative
Does it Cost Money to Enter?
4. Create Fishing Products
How Do You Set up an Online Store?
5. Become Internet-Famous with YouTube
What Does it Take to Get Started?
6. Give People Fishing Lessons
How Well Does Teaching Pay?
7. Fishing Tour Guide Services
Are There Any Risks with This Job?
Summary
About Wesley Stoudt
Content: If you do love to fish, then you should pursue your dream. It’s smart to prepare for the realities you will face, though. Hardships are something you will encounter in most any career path so arming yourself with the knowledge of what you’ll be meeting as a fisherman is essential. 2. Getting Rid of Unwanted Fish
In some areas, you can find work as a sort of fish bounty hunter. Fans of Dog the Bounty Hunter may think this sounds too good to be true, but it is an actual thing that people get paid to do. Sometimes there are fish that will show up in a lake or river and pose a threat to the natural balance of things. These fish are considered an annoyance because they can harm the fish that belong in the lake naturally or even ones that people are placing in it for game purposes. Who Pays These Fish Bounties? People will pay you to remove these fish from the bodies of water. | https://www.moneymozart.com/how-to-make-money-fishing/ |
msmarco_v2.1_doc_47_587977280#5_1253588248 | Title: 7 Awesome Ways You Can Make Money Fishing - Money Mozart
Headings: 7 Awesome Ways You Can Make Money Fishing
7 Awesome Ways You Can Make Money Fishing
1. Starting a Fishing Business
Do People Make Money Doing This?
2. Getting Rid of Unwanted Fish
Who Pays These Fish Bounties?
3. Fishing Competitions Can Be Lucrative
Does it Cost Money to Enter?
4. Create Fishing Products
How Do You Set up an Online Store?
5. Become Internet-Famous with YouTube
What Does it Take to Get Started?
6. Give People Fishing Lessons
How Well Does Teaching Pay?
7. Fishing Tour Guide Services
Are There Any Risks with This Job?
Summary
About Wesley Stoudt
Content: Fans of Dog the Bounty Hunter may think this sounds too good to be true, but it is an actual thing that people get paid to do. Sometimes there are fish that will show up in a lake or river and pose a threat to the natural balance of things. These fish are considered an annoyance because they can harm the fish that belong in the lake naturally or even ones that people are placing in it for game purposes. Who Pays These Fish Bounties? People will pay you to remove these fish from the bodies of water. It can be a difficult task sometimes, but if you have the fishing prowess, you will be able to succeed. Some of the people who are in need of this service will be private citizens who own large ponds. If they introduced fish to their body of water for gaming reasons, they would want to pay up to ensure that they can have their optimal fishing experience. This sort of job can be pretty lucrative if you’re willing to travel to where the fish bounties are. It might take some time checking out the details to get started with this work, but once you’ve built up a reputation, it is likely that people will start seeking you out. | https://www.moneymozart.com/how-to-make-money-fishing/ |
msmarco_v2.1_doc_47_592702789#0_1263933833 | Title: Amazon Prime Refund: Reclaim unwanted membership - MSE
Headings: Reclaim unwanted Amazon Prime
Reclaim unwanted Amazon Prime
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How do I cancel and get my money back? Here's what you need to know:
Spotted out of date info/broken links? Email: [email protected]
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Google Photos to stop offering unlimited free storage
Content: Amazon Prime Refund: Reclaim unwanted membership - MSE
Reclaim unwanted Amazon Prime
Jenny Keefe | Edited by Steve Nowottny
Updated 21 September 2020
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Have you been hit by a £79 fee for unwittingly using Amazon Prime? We've seen scores of complaints from confused shoppers whose accounts have been debited by Amazon without them knowing why. Here we show how to get your £79 back (or £7.99+ if you were on its pay-monthly plan). In this guide
In this guide
What is Amazon Prime? Have people got their cash back? How to check if you have it & cancel
Back to top
OK, so first things first... what exactly is Amazon Prime? Amazon's Prime* service gives users who sign up for it unlimited free one-day deliveries on eligible items and access to its music and video streaming services. They can also borrow certain Kindle books for free and get unlimited photo storage on Amazon Drive, its cloud-based storage system. Prime's free if you sign up for a 30-day trial, but if you don't cancel during the trial period, it automatically enrolls you for either a year, taking a £79 fee from your account, or pay-monthly, in which case it will take £7.99. | https://www.moneysavingexpert.com/reclaim/amazon-prime-refund/ |
msmarco_v2.1_doc_47_593241533#5_1265168585 | Title: Cheap Train Tickets: Find hidden fares, split tickets & more - MSE
Headings:
Cheap Train Tickets
Find hidden fares & split tickets
You need to wear a face covering on public transport in the UK – or face a fine
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It's normally cheapest to book tickets up to 12 weeks ahead
Get a free alert when tickets go on sale
Find out when cheap tickets are likely to jump in price and sell out
Split your tickets, not your journey, to save big
Try these tools to find split tickets
You can dodge the fees split-ticket tools charge – but should you?
Split-ticketing quick questions
Book early, late
Always check if advance tickets are still available before you travel
Spend over £90/year? Consider a railcard
16-17 Saver Railcard
Read more about the 16-17 Saver, 16-25, 26-30, Family & Friends', Two Together, Senior, Disabled, Network and HM Forces' Railcards
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Got a season ticket for London or south east England? Get a free gold card
Trick to get a 16-25 Railcard until you're almost 27, and the 26-30 Railcard until you're almost 32
What about the 26-30 Railcard?
Regular traveller? Grab a season ticket
Singles can beat returns
Save £283 on a London to Manchester return
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Use the top UK train-booking sites
The main UK-wide booking sites
Only pay peak for the bit that is
How much you can save... £45 off a London-Manchester peak train return
Grab cheap Megatrain fares
Grab ultra-cheap train deals
Get cashback on all train tickets
Set up a direct debit to repay the card in full each month, so you never pay interest, which would outstrip any gain.
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Know your train refund rights
Find cheap first-class tickets
Warning! 'Travelling short' is cheap... but banned
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Have your say in our forum!
Spotted out of date info/broken links? Email: [email protected]
Content: Beware when you book . While Trainline's Price Prediction tool is handy, DON'T use Trainline to buy your tickets, as you could end up paying from £2.75 extra in booking and delivery fees. See below for which sites don't charge. Split your tickets, not your journey, to save big
This is the big trick everyone should know. Instead of buying tickets for the whole journey, buying tickets for its constituent parts can slash the price, even though you're on exactly the same train. For example, if you're travelling from London to Durham, but the train stops at York in between, you could potentially save money by buying a ticket from London to York and then another from York to Durham. You could even be sat in the same seat for the entire journey – you'll just have two tickets rather than one. It's perfectly legit according to the National Rail Conditions of Travel – the only rule is that the train MUST call at all the stations you buy tickets for. Try these tools to find split tickets
While split ticketing gives massive savings, the problem's always been finding where and when it works. We've been campaigning on this for years and were the first to launch a split-ticketing tool in 2012 – now we think others have developed better specialist sites, so we link to them instead. | https://www.moneysavingexpert.com/travel/cheap-train-tickets/ |
msmarco_v2.1_doc_47_605797577#0_1296476568 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
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Why Disability Insurance Is The Most Important Financial Product You Didn’t Realize You Needed
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Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Written by
Eric Rosenberg |
Modified date: March 4, 2021
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top. What would happen if you were hurt at work tomorrow and couldn’t go in for a few months? What about a car accident or illness that takes a year or two to recover? If you are the primary income earner of your household, it could mean financial hardship, particularly if you don’t have disability insurance. Here’s a look at what disability insurance is and why it’s an important protection for your personal finances. What’s Ahead: | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#1_1296479171 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: What would happen if you were hurt at work tomorrow and couldn’t go in for a few months? What about a car accident or illness that takes a year or two to recover? If you are the primary income earner of your household, it could mean financial hardship, particularly if you don’t have disability insurance. Here’s a look at what disability insurance is and why it’s an important protection for your personal finances. What’s Ahead: What is disability insurance? Is it worth it? Why is disability insurance so important? Where to get disability insurance
Summary
What is disability insurance? Disability is a type of insurance that pays you a monthly benefit if you become disabled. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#2_1296481261 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: What is disability insurance? Is it worth it? Why is disability insurance so important? Where to get disability insurance
Summary
What is disability insurance? Disability is a type of insurance that pays you a monthly benefit if you become disabled. Most people are wise to purchase both short-term and long-term disability insurance, as coverage for long-term disability may take six months to kick in. Short-term disability, as the name implies, starts faster than long-term coverage. According to the nonprofit Council for Disability Awareness, the most common causes of short-term disability claims are: Pregnancy. Musculoskeletal disorders. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#3_1296483292 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: Most people are wise to purchase both short-term and long-term disability insurance, as coverage for long-term disability may take six months to kick in. Short-term disability, as the name implies, starts faster than long-term coverage. According to the nonprofit Council for Disability Awareness, the most common causes of short-term disability claims are: Pregnancy. Musculoskeletal disorders. Digestive disorders. Mental health issues, and injuries. Long-term disability claims most commonly stem from musculoskeletal disorders, cancer, pregnancy, mental health issues, and injuries. Disability is a common cause of bankruptcy. Social Security Disability Insurance (SSDI) and Workers’ Compensation may offer some benefits to someone with a disability, but they may not offer enough income to pay for everything you need. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#4_1296485504 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: Digestive disorders. Mental health issues, and injuries. Long-term disability claims most commonly stem from musculoskeletal disorders, cancer, pregnancy, mental health issues, and injuries. Disability is a common cause of bankruptcy. Social Security Disability Insurance (SSDI) and Workers’ Compensation may offer some benefits to someone with a disability, but they may not offer enough income to pay for everything you need. Disability insurance is an important backup plan if you can’t go to work and need to keep up your income while recovering. Is it worth it? Not everyone needs disability insurance. I recently spoke to an insurance broker who said I could probably avoid buying it, because as a freelance writer there is little chance I could become so disabled that I could not work at all. Even if I broke my arm, I could use voice dictation to type out my articles. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#5_1296487775 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: Disability insurance is an important backup plan if you can’t go to work and need to keep up your income while recovering. Is it worth it? Not everyone needs disability insurance. I recently spoke to an insurance broker who said I could probably avoid buying it, because as a freelance writer there is little chance I could become so disabled that I could not work at all. Even if I broke my arm, I could use voice dictation to type out my articles. However, disability insurance is a necessity for other people – especially those in manual labor or specialized positions like a surgeon or masseuse. If you work in an injury-prone profession, you should definitely invest in disability insurance. Disability insurance is like life insurance. If your family doesn’t rely on your income, then you probably don’t need to buy it. Clint Haynes CFP® of NextGen Wealth said he recommends disability insurance to about half of his clients, depending on their careers and their personal situations. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#6_1296490173 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: However, disability insurance is a necessity for other people – especially those in manual labor or specialized positions like a surgeon or masseuse. If you work in an injury-prone profession, you should definitely invest in disability insurance. Disability insurance is like life insurance. If your family doesn’t rely on your income, then you probably don’t need to buy it. Clint Haynes CFP® of NextGen Wealth said he recommends disability insurance to about half of his clients, depending on their careers and their personal situations. “If you’re the breadwinner, you better have some disability insurance,” he said. Why is disability insurance so important? Disability insurance replaces your income if you get seriously ill
Some of those most common disability insurance claims relate to cancer, musculoskeletal disorders, and depression. While you hopefully never have to deal with any of these unfortunate situations, they are quite common. In fact, one of them is affecting my family right now. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#7_1296492596 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: “If you’re the breadwinner, you better have some disability insurance,” he said. Why is disability insurance so important? Disability insurance replaces your income if you get seriously ill
Some of those most common disability insurance claims relate to cancer, musculoskeletal disorders, and depression. While you hopefully never have to deal with any of these unfortunate situations, they are quite common. In fact, one of them is affecting my family right now. My dad is receiving disability insurance payments related to prostate cancer. My family never expected my dad to get a stage four cancer diagnosis at any point, but here we are. I’m so glad for my parent’s finances that they had this critical insurance coverage. You just never know when a major illness could strike. Disability insurance replaces income if you are severely injured
Many professions carry a high likelihood of injury. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#8_1296494905 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: My dad is receiving disability insurance payments related to prostate cancer. My family never expected my dad to get a stage four cancer diagnosis at any point, but here we are. I’m so glad for my parent’s finances that they had this critical insurance coverage. You just never know when a major illness could strike. Disability insurance replaces income if you are severely injured
Many professions carry a high likelihood of injury. If you do any kind of manual labor, your body is essential in your ability to earn an income. Construction, factory, and other manual jobs could lead to injury at work. While your employer’s insurance should cover some of your bills, it may not be enough. You could also fall victim to a surprise injury. A slip and fall on an icy sidewalk, a car accident that isn’t your fault, a fall off a ladder, and other surprises could put you on the sidelines. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#9_1296497196 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: If you do any kind of manual labor, your body is essential in your ability to earn an income. Construction, factory, and other manual jobs could lead to injury at work. While your employer’s insurance should cover some of your bills, it may not be enough. You could also fall victim to a surprise injury. A slip and fall on an icy sidewalk, a car accident that isn’t your fault, a fall off a ladder, and other surprises could put you on the sidelines. You don’t get hurt on purpose. That’s why it’s called an accident. Disability insurance could provide enough income to cover bills while recovering
Hopefully, if you do need disability insurance, it isn’t a permanent disability. Most disability insurance pays around 60% of your income. So if you normally make $4,000 per month, your disability insurance would pay $2,400 per month. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#10_1296499445 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: You don’t get hurt on purpose. That’s why it’s called an accident. Disability insurance could provide enough income to cover bills while recovering
Hopefully, if you do need disability insurance, it isn’t a permanent disability. Most disability insurance pays around 60% of your income. So if you normally make $4,000 per month, your disability insurance would pay $2,400 per month. That is a long-shot from what you made before but hopefully is enough to get by when factoring in emergency savings. The Social Security Administration says that about 25% of people who are 20 years old today will be disabled at some point before reaching age 67. That’s too high of a chance to ignore. Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance generally comes with “any occupation” or “own occupation” rules. This determines what level of disability could qualify you for benefits. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
msmarco_v2.1_doc_47_605797577#11_1296501805 | Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
Read more:
About the author
Eric Rosenberg
Content: That is a long-shot from what you made before but hopefully is enough to get by when factoring in emergency savings. The Social Security Administration says that about 25% of people who are 20 years old today will be disabled at some point before reaching age 67. That’s too high of a chance to ignore. Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance generally comes with “any occupation” or “own occupation” rules. This determines what level of disability could qualify you for benefits. With “any occupation” coverage, which is probably going to be cheaper for you, your insurance only starts if you can’t reasonably do any job. That means you could have to work somewhere else, or perhaps in a lower-wage position, if you are still physically able to work. “Own occupation” means your insurance will pay if you are disabled and can’t do your own job, regardless of whether you can do something else. This is ideal, as you are probably best trained and have the best income prospects with your own job. Disability insurance complements Social Security Disability Insurance
Social Security Disability Insurance is disability insurance you already have as a US taxpayer, but qualifying and receiving benefits is not easy. | https://www.moneyunder30.com/disability-insurance-is-it-worth-it |
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