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homeguide.com | Requirements. The Networx™ Offerings are available only to individuals who can enter into legally binding contracts under applicable law. The Networx™ Offerings are not intended for use by individuals under eighteen (18) years of age (or the applicable age of majority, if greater than eighteen (18) years of age). If you are under eighteen (18) years of age (or the applicable age of majority, if greater than eighteen (18) years of age), you do not have permission to use and/or access the Networx™ Offerings. |
homeguide.com | Indemnification. You agree to indemnify and hold Networx™, its parents, subsidiaries and affiliates, and each of their respective members, officers, directors, employees, agents, co-branders and/or other partners, harmless from and against any and all claims, expenses (including reasonable attorneys’ fees), damages, suits, costs, demands and/or judgments whatsoever, made by any third party due to or arising out of: (a) your use of the Networx™ Offerings; (b) your breach of the Agreement; (c) any dispute between you and any Site User or third party; and/or (d) your violation of any rights of another individual and/or entity. The provisions of this Section are for the benefit of Networx™, its parents, subsidiaries and/or affiliates, and each of their respective officers, directors, members, employees, agents, shareholders, licensors, suppliers and/or attorneys. Each of these individuals and entities shall have the right to assert and enforce these provisions directly against you on its own behalf. |
homeguide.com | The Listings contain descriptions that are provided directly by the applicable Third Party Contractors, or the manufacturers or distributors of the Contractor Offerings featured in the Listings, as applicable. Networx™ does not represent or warrant that the descriptions of such items are accurate or complete. As a result, Networx™ has no control over: (i) the quality, safety or legality of the Contractor Offerings; (ii) the truth or accuracy of the Listings; and/or (iii) the ability of the applicable Third Party Contractors to sell/provide the Contractor Offerings. Do not assume that the offer, sale, purchase, export or import of any Contractor Offerings is valid and legal simply because they are listed on the Site. We are not responsible for ensuring that any applicable Third Party Contractor actually completes a transaction. Where you submit a Listing by and through the Site, you represent and warrant that: (A) all content in the Listing is accurate, complete and current; (B) you have all necessary rights, power and authority to publish the Listing; (C) the Listing, and any website listed in, or linked to from, the Listing: (I) complies with all applicable laws and regulations; (II) does not infringe upon, misappropriate or otherwise violate any copyright, patent, trademark, service mark, trade secret or other intellectual property right of any Third Party; (III) does not violate the rights of any person or entity, including rights of publicity or privacy, and is not defamatory; and (IV) does not result in consumer fraud (including being false or misleading), product liability, tort, breach of contract, injury, damage or harm of any kind to any person or entity; and (D) you possess documents that substantiate all claims, express and implied, contained within the Listing. |
homeguide.com | (d) Submit Site Content that is threatening, demands payment, or is designed only to damage a contractor’s reputation; |
homeguide.com | (b) Networx’s™ use of your submission does not and will not breach any agreement, violate any law or infringe upon any third party’s rights; |
homeguide.com | Editing, Deleting and Modification. We reserve the right in our sole discretion to edit and/or delete any documents, information or other content appearing on the Site. |
homeguide.com | Upon entering your Directory Registration Data and clicking on the applicable submission button on the Site, you may be provided additional information regarding participating Third Party Contractors that are located in your designated geographic area that you can choose to contact or be contacted by. Upon your request to contact, or be contacted by, any of the applicable Third Party Contractors. Networx™ may transfer all or some of your Directory Registration Data to the applicable Third Party Contractor(s) in connection with facilitating your request for Contractor Offerings from same. In the event Networx™ does not have any Third Party Contractor in your service area, Networx™ may share your Directory Registration Data with Fulfillment Partners, including but not limited to CraftJack or Angi, in connection with facilitating your request for Contractor Offerings. Any information provided to any Fulfillment Partner shall be governed by the applicable Fulfillment Partner’s Terms and Conditions and Privacy Policy. |
homeguide.com | Facebook® is a registered trademark of Facebook, Inc. (“Facebook”). Google+® is a registered trademark of Google, Inc. (“Google”). Twitter® is a registered trademark of Twitter, Inc. (“Twitter”). Please be advised that Networx™ is not in any way affiliated with Facebook, Google or Twitter, and the Networx™ Offerings are not endorsed, administered or sponsored by Facebook, Google or Twitter. |
homeguide.com | (j) Express or imply that any statements you make are endorsed by Networx™; |
homeguide.com | (k) Invade another’s privacy in any way, including harvesting or collecting personal information of Site Users, whether or not for commercial purposes, without their express consent; |
homeguide.com | (n) Remove any copyright, trademark or other proprietary rights notices contained in the Networx™ Offerings; |
homeguide.com | (g) Your use of Site Content does not violate this Agreement and will not cause injury to any person or entity; and |
homeguide.com | (i) Post, offer for download, transmit or promote any chain letters, spam, spyware, adware or junk e-mails to Site Users or other parties; |
homeguide.com | Limitation of Liability. You expressly understand and agree that Networx™ shall not be liable to you or any third party for any direct, indirect, incidental, special, consequential and/or exemplary damages including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Networx™ has been advised of the possibility of such damages), to the fullest extent permissible by law for: (a) the use or the inability to use the Networx™ offerings and/or any other products and/or services that you may apply for through same; (b) the cost of procurement of substitute goods and services resulting from any goods, data, information and/or services purchased or obtained from, or transactions entered into through, the Networx™ offerings; (c) the failure to qualify for contractor offerings from any third party contractor; (d) the unauthorized access to, or alteration of, your registration data; and (e) any other matter relating to the Networx™ Offerings and/or any other products and/or services that you may apply for through same. This limitation applies to all causes of action, in the aggregate including, but not limited to, breach of contract, breach of warranty, negligence, strict liability, misrepresentations and any and all other torts. You hereby release Networx™ from any and all obligations, liabilities and claims in excess of the limitations stated herein. If applicable law does not permit such limitations, the maximum liability of Networx™ to you under any and all circumstances will be five hundred dollars ($500.00). The negation of damages set forth above is a fundamental element of the basis of the bargain between you and Networx™. The Networx™ Offerings and/or any other products and/or services that you may apply for through same would not be provided to you without such limitations. |
homeguide.com | Third Party Websites. The Site may provide links to and/or refer you to other Internet websites and/or resources including, but not limited to, certain Site User websites. Because Networx™ has no control over such third-party websites and/or resources, you hereby acknowledge and agree that Networx™ is not responsible for the availability of such third party websites and/or resources. Furthermore, Networx™ does not endorse, and is not responsible or liable for, any terms and conditions, privacy policies, content, advertising, services, products and/or other materials at or available from such third party websites or resources, or for any damages and/or losses arising therefrom. |
homeguide.com | Governing Law The Agreement shall be treated as though it were executed and performed in Atlanta, Georgia 30326 and shall be governed by and construed in accordance with the laws of the State of New York (without regard to conflict of law principles). |
homeguide.com | Directory. Networx™ provides Visitors with the opportunity to: (a) conduct searches for various Third Party Contractors; (b) view the Listings that match their Third Party Contractor search results; and (c) obtain contact information for such Third Party Contractors in order to contact them regarding their Contractor Offerings. Some of the Third Party Contractors that are accessible by and through the Directory pay a fee for inclusion in the Directory. Please be advised that Networx™ does not itself provide any underlying products and/or services, and the ultimate terms and conditions of any Contractor Offerings will be determined by the applicable Third Party Contractors. To receive information regarding Third Party Contractors, you must first fully complete the registration forms located on the Site (collectively, the “Site Form”). The information that you must supply on the Site Form includes, but is not limited to: (i) your zip code; (ii) the category applicable to your inquiry, if any; (iii) a brief description of your request; (iv) your full name; (v) your e-mail address; (vi) your telephone number; and/or (vii) any other information requested on the Site Form (collectively, the “Directory Registration Data”). You agree to provide true, accurate, current and complete Directory Registration Data and to update your Directory Registration Data as necessary in order to maintain it in a current and accurate fashion. Networx’s™ use of the Directory Registration Data shall be governed by the Privacy Policy. |
homeguide.com | Enhanced Services. Subject to the terms and conditions of the Agreement, as well as the Lead Agreement that you must agree to in its entirety and execute when you attempt to become an Advertiser, you can obtain, or attempt to obtain, for a fee, access to the Enhanced Services as an Advertiser. Advertisers are subject to the same obligations, terms and conditions as apply to Third Party Contractors under the Agreement including, without limitation, those applicable to Listings set forth above. |
homeguide.com | TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT YOU WILL NOT BRING, JOIN OR PARTICIPATE IN ANY CLASS ACTION LAWSUIT OR ARBITRATION AS TO ANY CLAIM, DISPUTE OR CONTROVERSY THAT YOU MAY HAVE AGAINST NETWORX™ AND/OR ITS EMPLOYEES, OFFICERS, DIRECTORS, MEMBERS, REPRESENTATIVES AND/OR ASSIGNS. YOU AND NETWORX AGREE THAT CLAIMS MAY ONLY BE BROUGHT IN A PARTY’S INDIVIDUAL CAPACITY AND NOT ON BEHALF OR, AS A PART OF, A CLASS ACTION OR REPRESENTATIVE PROCEEDING. You agree to the entry of injunctive relief to stop such a lawsuit or to remove you as a participant in the suit. You agree to pay the attorney’s fees and court costs that Networx™ incurs in seeking such relief. This class action waiver: (A) does not constitute a waiver of any of your rights or remedies to pursue a claim individually and not as a class action in binding arbitration as provided above; and (B) is an independent agreement. |
homeguide.com | (a)You agree to use the Networx™ Offerings in full compliance with all applicable laws, rules and regulations. |
homeguide.com | Social Media Pages. The Site contains links to various Social Media Pages. The Social Media Pages are hosted and made available on Third Party websites (“Social Media Websites”) by Third Party entities. Your use of Social Media Pages and Social Media Websites shall be governed by the applicable terms and conditions of those Social Media Websites. You understand and agree that Networx™ shall not be liable to you, any other end-user or any Third Party for any claim in connection with your use of, or inability to use, the Social Media Pages and/or Social Media Websites. |
homeguide.com | By submitting such Site Content to us, you represent and warrant that: |
homeguide.com | Networx™ shall not be subject to any obligations of confidentiality regarding Site Content except as expressly agreed by Networx™ or as required by applicable law. Nothing in this Agreement shall be construed as limiting Networx™ rights, responsibilities or obligations under its Privacy Policy. |
homeguide.com | For claims of Ten Thousand Dollars ($10,000.00) or less, you can choose whether the arbitration proceeds in person, by telephone or based only on written submissions. Otherwise, if the arbitrator awards you relief that is greater than our Final Settlement Offer, then we will pay all filing, administration and arbitrator fees associated with the arbitration, and, if you retained an attorney to represent you in connection with the arbitration, we will reimburse any reasonable attorneys’ fees that your attorney accrued for investigating, preparing and pursuing the claim in arbitration. Notwithstanding the aforementioned allocation of fees, Networx shall bear the cost of any arbitration filing fees and arbitrator’s fees required by the AAA rules or to the extent required under applicable law to render these arbitration terms enforceable. |
homeguide.com | Networx™ reserves the right to terminate the Agreement, remove your Listings (if any) and terminate your access to the Networx™ Offerings at any time in its sole discretion including, without limitation, where Networx™ believes that you are: (i) violating any applicable law, rule or regulation; (ii) in breach of the Agreement; or (iii) otherwise acting in a manner that is detrimental to the interests of Networx™ and/or other Site Users. If Networx™ terminates the Agreement for any reason, Networx™ shall have no liability or responsibility to you. You understand and agree that refusal to use the Networx™ Offerings is your sole right and remedy with respect to any dispute that you may have with Networx™. The Agreement only governs your use of the Networx™ Offerings. |
homeguide.com | (u) Modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Networx™ Offerings or any software used on or in connection with same. |
homeguide.com | (c) Networx™ does not involve itself in the agreements arrived at by and between Visitors and Third Party Contractors, or in the actual provision of Contractor Offerings in connection with the relationships created thereby. Therefore, Networx™ does not make any representations regarding the competency, trustworthiness, honesty, integrity and/or behavior of either its Visitors or Third Party Contractors. Visitors, and not Networx™, are solely responsible for assessing the competency, trustworthiness, honesty and integrity of all Third Party Contractors that such Visitors contact via the Directory. |
homeguide.com | (a) Submit Site Content that contains confidential information including financial information, phone numbers, email addresses, mailing addresses, medical information, or trade secrets; |
homeguide.com | (b) Submit Site Content that contains content that is unlawful, harmful, defamatory, indecent, obscene, libelous, harassing, abusive, vulgar, sexually explicit or otherwise objectionable; |
homeguide.com | Welcome to www.networx.com and/or the Networx Pros mobile application (collectively, the “Site”), an Internet property of Networx Systems, Inc. (“Networx™,” “we,” “us” or “our”). The following Networx™ Terms of Use (“Terms of Use”) shall incorporate and govern the Networx™ Privacy Policy (“Privacy Policy”), the Networx™ Lead Sales Agreement (“Lead Agreement”) and any and all other applicable Networx™ operating rules, policies, price schedules and other supplemental terms and conditions or documents that may be published from time to time (collectively, the “Agreement”). |
homeguide.com | Contact Us. If you have any questions regarding the Agreement, or would like more information from Networx™, please call us at: (888) 612-8043, or email us at: [email protected]. |
homeguide.com | Legal Warning. Any attempt by any individual, whether or not a Networx™ customer, to damage, destroy, tamper with, vandalize and/or otherwise interfere with the operation of the Networx™ Offerings, is a violation of criminal and civil law, and Networx™ will diligently pursue any and all remedies in this regard against any offending individual or entity to the fullest extent permissible by law and in equity. |
homeguide.com | Arbitration and Class Action Waiver. YOU AND Networx™ AGREE TO ARBITRATE DISPUTES AND CLAIMS ARISING OUT OF OR RELATING TO ANY COMMUNICATIONS YOU RECEIVE FROM NETWORX™, ITS AFFILIATES, OR ANYONE ELSE CONCERNING NETWORX™ OR THE NETWORX™ OFFERINGS, AND ANY DISPUTES CONCERNING THE AGREEMENT (INCLUDING ALL OTHER POLICIES AND AGREEMENTS INCORPORATED HEREIN BY REFERENCE) OR THE SITE, THEIR INTERPRETATION, VIOLATION, INVALIDITY, NON-PERFORMANCE, OR TERMINATION. |
homeguide.com | Any award rendered shall be final and conclusive to the parties and a judgment thereon may be entered in any court of competent jurisdiction. Nothing contained herein shall be construed to preclude any party from: (i) seeking injunctive relief in order to protect its rights pending an outcome in arbitration; and/or (ii) pursuing the matter in small claims court rather than arbitration. Although we may have a right to an award of attorneys’ fees and expenses if we prevail in arbitration, we will not seek such an award from you unless the arbitrator determines that your claim was frivolous. |
homeguide.com | You authorize us to contact you by telephone at the number you have provided. Telephone calls may include prerecorded or artificial voice messages and calls using an automatic telephone dialing system. Your consent is not a condition of your purchase. |
homeguide.com | Should you be an attorney engaging with our sites or services in any capacity, including interactive areas but not limited to them, you must adhere to the following conditions: (a) your content should not include specific legal advice but must be proficient, fitting, informative, and in line with the ethical standards set by your state bar; (b) you confirm that you are a licensed attorney in good standing within at least one of the 50 United States or the District of Columbia; (c) it is your responsibility to inform us swiftly of any complaints, allegations, rebukes, or censures directed at you, or any resignation or loss of your legal license; and (d) you acknowledge the applicability of the Rules of Professional Conduct ('Rules') of the jurisdictions where you practice law to your participation, and you agree to adhere to these Rules. |
homeguide.com | Should you opt for a trial of any products or services (referred to as a 'Trial Period'), you are required to make a purchasing decision within that Trial Period to keep any content you have uploaded or posted during that time. Failing to acquire the product or service by the conclusion of the Trial Period will result in the unavailability of the relevant content, and you will lose access to or the ability to recover any data generated or added during that Trial Period. Additional terms may apply to products or services that come with a Trial Period. |
homeguide.com | We endeavor to ensure that our documents and content remain accurate and current. Nevertheless, since laws can change quickly, we cannot affirm that all information across our site and services is fully up to date. Laws vary between jurisdictions and can be interpreted differently by various courts. Laws are specific to the individual, and no generalized information or legal tools like those we offer can accommodate every situation. The legal information on our sites and services is neither foolproof nor guaranteed to be accurate, complete, or current. If you require legal advice tailored to your unique situation or if your issue is too intricate for our tools to handle, it's best to seek a licensed attorney in your locality. Usage of our sites and services does not establish, nor will ever establish, an attorney-client relationship between us and you. Since we are not a referral service for lawyers, all information, resources, and services on our sites are strictly for personal use only. |
homeguide.com | Ownership. The sites and services are owned and operated by us. All right, title and interest in and to the materials provided on the site and services, including but not limited to information, documents, logos, graphics, sounds and images (the 'Materials') are owned either by us or by our respective third party authors, developers or vendors ('Third Party Providers'). Except as otherwise expressly provided by us, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted or distributed in any way and nothing on the site or services shall be construed to confer any license under any of our intellectual property rights, whether by estoppel, implication or otherwise. We do not sell, license, lease or otherwise provide any of the Materials other than those specifically identified as being provided by us. Any rights not expressly granted herein are reserved by us. |
homeguide.com | Our sites and services offer you ways to access legal information and handle legal matters yourself with do-it-yourself products and services (the 'self-help services'). If you are using the self-help services, you should read the terms and conditions below. If you disagree with these terms and conditions, please do not use the self-help services. |
homeguide.com | Limited Permission to Download. We grant you permission to download, view, copy and print the Materials on any single, stand-alone computer solely for your personal, informational, non-commercial use provided that (i) where provided, the copyright and trademark notices appearing on any Materials not be altered or removed, (ii) the Materials are not used on any other website or in a networked computer environment and (iii) the Materials are not modified in any way, except for authorized editing of downloadable forms for personal use. This permission terminates automatically without notice if you breach any of the terms or conditions of the TOU or Supplemental TOU. On any such termination, you agree to immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on the sites and services may violate copyright laws, trademark laws, laws of privacy and publicity and communications regulations and statutes. |
homeguide.com | Liaison offers subscriptions for particular products to legal practitioners and/or law firms, referred to as 'Liaison Services.' These subscriptions might be governed by additional conditions, terms, and fees described in this section, collectively known as the 'Liaison Specific Product Terms.' Within this section, 'you' or 'your' refers to the licensed attorney who has filled out the relevant Order form for Liaison products, either representing themselves or their law firm. If you have ordered any of the products mentioned below, the applicable Liaison Specific Product Terms are detailed on this page. Together with the corresponding Order form and TOU, these Liaison Specific Product Terms constitute the full agreement for the ordered products. Any capitalized terms that are not defined here are explained in the TOU. Although some products listed here are not offered to new clients, they remain included here for the sake of existing customer agreements. |
homeguide.com | BY USING OUR SITES AND SERVICES OR ACCESSING, YOU ACKNOWLEDGE AND ACCEPT THAT SUBMITTING YOUR TELEPHONE NUMBER TO US VIA THE SITES AND SERVICES CONSTITUTES AN INQUIRY TO US, AND THAT WE OR OUR AFFILIATES MAY CONTACT YOU AT THE NUMBER SUBMITTED EVEN IF SUCH NUMBER APPEARS ON ANY STATE OR FEDERAL DO NOT CALL LISTS (TAKING INTO ACCOUNT INQUIRY EXCEPTION TIME FRAMES AS APPROPRIATE). |
homeguide.com | Links to Third Party Sites. Our site and services may contain links to websites controlled by parties other than us (each a 'Third Party Site'). We work with a number of partners and affiliates whose sites are linked with our sites and services. We may also provide links to other citations or resources with whom it is not affiliated. We are not responsible for and do not endorse or accept any responsibility for the availability, contents, products, services or use of any Third Party Site, any website accessed from a Third Party Site or any changes or updates to such sites. We make no guarantees about the content or quality of the products or services provided by such sites. We are not responsible for webcasting or any other form of transmission received from any Third Party Site. We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the Third Party Site, nor does it imply that we sponsor, are affiliated or associated with, guarantee, or are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links. You acknowledge that you bear all risks associated with access to and use of content provided on a Third Party Site and agree that we are not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on any such Third Party Site. |
homeguide.com | Liaison, Inc, along with its affiliated entities (herein referred to as 'we,' 'us,' or 'our'), oversee websites, develop software, and furnish products and services via mobile and various other platforms, all of which are subject to our Terms of Use (known as our 'TOU'). Specific terms within this document are defined in our TOU. Applicable to our sites and services pertaining to the legal industry are these additional terms (termed as 'Supplemental TOU' or 'Supplemental Terms of Use'), which are integrated into our TOU. Should there be any discrepancy between our TOU and this Supplemental TOU, the latter will take precedence. Sites and services that neither exhibit nor link to this Supplemental TOU, or that have distinct supplemental terms of use, are not covered by this Supplemental TOU. As a 'user' employing our sites and services, you acknowledge and consent to both our TOU and this Supplemental TOU, thereby forming a binding legal agreement with us. It falls under your obligation to review the Supplemental TOU and our TOU. Should you deem the TOU or Supplemental TOU unacceptable or disagree with them, refrain from utilizing our sites and services. Please be aware that we reserve the right to modify this Supplemental TOU at our discretion, and such changes may be made without notifying you. |
homeguide.com | Without our explicit prior written consent, you are forbidden from sharing content or material that includes any form of advertising or solicitations with individuals or entities identified through our site. Lawyers and legal practices are not allowed to seek employment from potential clients via our sites or through any interactive features contained therein. Under no circumstances should anyone or any organization attempt to solicit users using information gathered from our sites. |
homeguide.com | Notwithstanding the TOU, certain self-help services may require you to enter personal, confidential or proprietary information of a third party. You represent and warrant that you have (1) obtained all rights, licenses or other permissions from any third party necessary to use the self-help services and to grant the rights to us to use such information pursuant to the TOU, and (2) that your use of any third party personal, confidential or proprietary information does not and will not violate any privacy, intellectual property rights or any other rights of any third party. |
homeguide.com | License to Use. We grant you a limited, personal, non-exclusive, non-transferable license to use our forms (the 'Forms') for your own personal, internal business use, or if you are an attorney or professional, for your client. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Forms in any manner, except for modifications in filling out the Forms for your authorized use. You shall not remove any copyright notice from any Form. By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or business use or used by you in connection with your client and may not be sold or redistributed without our express written consent. |
homeguide.com | Our websites and services present various methods for you to discover and connect with an attorney or other legal services. This includes advertising from lawyers, a browsable directory of lawyers and legal firms, and our special legal service that shares information about lawyers and law firms willing to reach out to you with your consent (all referred to as 'lawyer services'). Participation of lawyers and law firms within these lawyer services is contingent upon a payment from the lawyers or law firms, and we do not endorse or recommend any particular lawyers or law firms. The choice to hire an attorney is a significant one and should be made with care, relying on your personal assessment and evaluation of that attorney. If you opt to utilize the lawyer services, please review the terms and conditions that follow. Should you find these terms and conditions unacceptable, kindly refrain from using the lawyer services. |
homeguide.com | The self-help services are provided on an 'as-is' basis without any warranties of any kind. Any data and information you enter into any forms, products or services will appear exactly as entered by you in any such documents, products or services that you order through the self-help services. You are solely responsible for providing current, accurate, complete and adequate data and information, and verifying the currentness, accuracy, completeness and adequacy of any data and information provided, through the self-help services. We do not and will not verify or correct any data or information provided by you through the self-help services. We will not replace or exchange any products or services or provide any refunds for any products or services (1) purchased by you which include any non-current, inaccurate, incomplete, or inadequate data or information or (2) purchased by you based on non-current, inaccurate, incomplete, or inadequate data or information provided by you through the self-help services. |
homeguide.com | Our websites and services grant access to independent legal professionals, including attorneys, self-help resources, and general legal information designed to aid users in managing their individual legal requirements. Additionally, our sites and services offer support to lawyers and other legal professionals. |
homeguide.com | It's essential to clarify that we are neither lawyers nor a legal firm, and we do not provide advice on legal, business, or tax matters. Our representatives, who are not lawyers, likewise do not offer such advice. We do not assure or guarantee the precision, thoroughness, adequacy, or timeliness of our content. For legal, business, or tax advice, or for any services an attorney would typically provide, our sites and services should not be used as substitutes. Consulting with a lawyer or other suitable professional is advisable if you seek specific legal, business, or tax counsel. |
homeguide.com | These Rules encompass, but are not confined to, regulations about advertising, client solicitation, the establishment of attorney-client relationships, maintaining client confidentiality, unauthorized practice of law, and factual misrepresentation. Our responsibility does not extend to your adherence to these Rules. We strongly suggest including a disclaimer about the issues mentioned above related to advertising and ethics. We shall bear no liability concerning your compliance or non-compliance with these laws and rules, or in relation to our decision to include or omit a disclaimer. |
homeguide.com | You agree that any calls to or from us may be monitored or recorded for training or quality assurance purposes. |
homeguide.com | (b) Transaction Limits and Surcharges: The Seller must not establish minimum or maximum transaction limits for Card acceptance, nor charge any fees—including surcharges or finance charges—or impose conditions related to the use or acceptance of a Card, except where legally allowed. |
homeguide.com | You are prohibited from using the Payment Services for the following types of businesses or activities, except where such prohibition is contrary to law: (1) any illegal activities or goods, (2) items that could be used for illegal purposes, (3) membership or buyers clubs, including associated dues, (4) credit counseling or credit repair services, (5) credit protection or identity theft services, (6) direct marketing or subscription-based services, (7) infomercial sales, (8) internet/mail order/telephone order pharmacies or referral services without physical consultations, including re-importation of drugs from foreign countries, (9) unauthorized multi-level marketing schemes, (10) telemarketing operations, both inbound and outbound, (11) prepaid phone cards or services, (12) rebate-based businesses, (13) up-sell practices, (14) bill payment services, (15) gambling activities including lottery tickets, sports betting, casino chips, off-track betting, and race wagers, (16) manual or automated cash disbursements, (17) prepaid cards, checks, insurance, or other financial services, (18) sales of money-orders or foreign currency, (19) wire transfer money orders, (20) high-risk products and services, such as telemarketing sales, (21) automated fuel dispensers, (22) adult entertainment products or services, (23) sales of firearms, firearm components, ammunition, weapons, or devices designed to cause physical harm, (24) internet/mail order/telephone order of age-restricted products (e.g., tobacco), (25) occult materials, (26) products promoting hate or harm, (27) escort services, (28) bankruptcy lawyers or debt collection agencies actively collecting debts, (29) if you are a government entity, (30) collecting political contributions, and (31) fundraising by non-profits that frequently conduct business in California or hold property for charitable purposes there. |
homeguide.com | To access your funds, you must create a Liaison Account using either your real name or your business's legal name. It is essential that you are a legal resident or citizen of the United States, or that you represent a legitimate business entity officially authorized to operate within the state(s) where you conduct business. Additionally, you need to be an authorized signatory of the business you represent. |
homeguide.com | 8.7 Entire Agreement: This document constitutes the complete agreement between the Seller and PaymentTech regarding the topics discussed herein, superseding all prior discussions or agreements. This Agreement does not replace the Seller Agreement with Liaison. The Seller confirms that it did not rely on any statements by PaymentTech or its agents when entering this Agreement. It is acknowledged that this Agreement pertains solely to Transaction Data within the United States and is a contract for commercial services. |
homeguide.com | The Seller agrees to adhere to all relevant Card Brand Rules and any procedures specified by Liaison and/or PaymentTech concerning the acceptance of Cards. This includes, but is not limited to, the following stipulations: |
homeguide.com | You grant us permission to access your Business’s and your personal credit reports and public records for evaluating Financial Services eligibility, loan servicing, fraud prevention, and compliance purposes. This access continues as long as the Business utilizes a Financial Service. If we decide not to provide Financial Services based on your credit report, you will be notified via the business email provided in your application. |
homeguide.com | I. Cancellation, Amendment, Reversal Once received by Liaison, ACH Entries cannot be canceled, amended, or reversed. Liaison may attempt to act on your requests to modify an Entry before it is processed or transmitted but is not liable for failing to do so. |
homeguide.com | In compliance with federal regulations aimed at preventing money laundering and terrorism financing, we are required to collect and verify identification details when you open an account. Failure to provide this information may result in restricted access to the Financial Services. |
homeguide.com | Our Payment Services enable you to process major card brand payments and accept various other forms of payment from your customers. While we facilitate these transactions, we are not a bank. We collaborate with card brands, financial institutions, and other entities involved in payment processing to provide these services. |
homeguide.com | F. Authorizations You bear sole responsibility for securing authorization from your customers to debit their bank accounts for ACH Entries. This authorization must comply with Network Rules and applicable laws. You must keep either the original or a copy of each authorization, or a reproducible record of electronic authorizations, for two years after they expire, or longer if required by the Network Rules. You warrant that all Entries are authorized, accurate, and timely. |
homeguide.com | Chargebacks occur when your customers or cardholders dispute transactions with your business. You are responsible for any chargebacks applied to your account and must adhere to our chargeback resolution processes. |
homeguide.com | Card Information: Any data related to a Customer or their Card that the Seller obtains, which can include the card number, expiration date, security codes, PINs, and any other data from the card, whether stored magnetically, electronically, or obtained through scanning or imprinting. |
homeguide.com | By using the Financial Services provided by Liaison, Inc., you, on your own behalf and on behalf of the business or entity you represent (hereinafter the “Business”), agree to adhere to these Additional Liaison Financial Services Terms of Service (the “Terms”). Your agreement also extends to the Liaison General Terms of Service and all other applicable terms, policies, and guidelines, including loan agreements and pertinent disclosures. |
homeguide.com | Availability: We offer a range of Liaison and Third Party Hardware. Occasionally, supply issues may arise, or we may need to cancel your order post-confirmation due to inability to fulfill it. We reserve the right to limit quantities or cancel orders at our discretion. Full refunds will be issued for any such cancellations. |
homeguide.com | 8.5 Severability: If any part of this Agreement is found to be invalid or unenforceable under any law, rule, or regulation, including Card Brand Rules, this finding does not affect the validity or enforceability of the remaining provisions. |
homeguide.com | Enabling offline payments allows your POS to approve payments before actually receiving the funds from your customer’s account. This means there is a possibility that you may not receive payment for goods taken by your customer. There is also an increased risk of card fraud going undetected. You assume full responsibility for any expired or declined transactions, chargebacks, and disputes arising from payments processed in offline mode. |
homeguide.com | In providing customer service, you must clearly distinguish yourself as a separate entity from Liaison. Issues related to Liaison Account management, payment processing, and any transactions involving card debits or credits will be managed by Liaison’s customer service team. |
homeguide.com | (e) Usage of Card Account Information: The Seller is restricted to using Card Information solely for processing payments for its goods or services or issuing refunds. The Seller must not use, sell, or disclose Card Information except as required by Card Brand Rules, to Liaison, Card Brands, or in response to governmental inquiries, and must comply with Security Standards including PCI DSS. The Seller also agrees to cooperate in forensic investigations if required. |
homeguide.com | 6.2 Audit Rights: PaymentTech, through its authorized representatives, has the right to conduct audits. With prior notice, during normal business hours, they may visit the Seller’s business premises to examine books and records related to the Seller’s Transactions and compliance with this Agreement. |
homeguide.com | In addition to the indemnity provisions set out in Section 16 of the General Terms, you agree to indemnify, defend, and hold harmless Liaison and our processors (including our and their respective employees, directors, agents, affiliates, and representatives) from any claims, costs, losses, damages, judgments, tax assessments, penalties, interest, and expenses (including reasonable attorneys' fees) arising from any action, audit, investigation, or other proceeding initiated by a third party. This indemnity covers any transaction submitted by you through the Payment Services, including but not limited to the accuracy of any content or product, service, or transaction information you provide, and any claim or dispute arising out of the products or services you offer or sell. |
homeguide.com | Security Standards: These are the guidelines and regulations set by the Card Brands and the Payment Card Industry Security Standards Council concerning privacy, data security, and the handling of Card Information. They include standards such as the PCI DSS, Visa’s CISP, Discover’s Information Security & Compliance Program, American Express’s Data Security Operating Policy, MasterCard’s SDP, Visa’s PABP, the Payment Card Industry’s PA DSS, MasterCard’s POS Terminal Security program, and the Payment Card Industry PIN Entry Device Standard. |
homeguide.com | 8.12 Tax Matters: PaymentTech and/or Liaison are required to collect and report certain taxpayer information to the IRS. Therefore, the Seller must provide the necessary taxpayer information using IRS Form W-9 or, if applicable, Form W-8.PaymentTech or Liaison may also request that the Seller re-certify this information periodically in accordance with applicable laws. The Seller is responsible for any IRS penalties that may accrue due to their actions or inactions, despite reasonable requests or notices from PaymentTech. |
homeguide.com | You are required to pay the fees as listed on our Fee Schedule or as detailed in your Dashboard for card payments and other payment methods ('Fees'). Fees are applied at the time of processing a transaction and are first deducted from the transferred or collected funds, and then from the Balance (as defined in Section 15) in your Liaison Account. You also provide us with Recovery Authorizations, which we may use to recover any fees owed to us. In accordance with the General Terms and these Payment Terms, we reserve the right to adjust the Fees, provided we give reasonable advance notice. All Fees, along with any other charges and payments handled through the Payment Services, are denominated in US dollars. |
homeguide.com | 8.2 Section Headings: The section headings in this Agreement are provided for convenience only and do not influence or delineate the extent or intention of the clauses within this Agreement. |
homeguide.com | You are solely responsible for all taxes associated with your business activities. However, Liaison is required by law to report certain information to the Internal Revenue Service (IRS) if you process payments above certain IRS reporting thresholds. Specifically, if during a calendar year you process payments exceeding (i) the gross amount threshold set by the IRS and/or state and local governments, or (ii) the number of payments threshold as defined by these authorities, we must report information about your transactions and use of the Payment Services to the IRS. |
homeguide.com | (c) Single Transaction Submission: The Seller agrees to process a single Transaction for the total sale amount. Splitting a sale into multiple Transactions is prohibited, except when accommodating partial payments made with prepaid or gift Cards. |
homeguide.com | G. Suspension and Termination Either party may terminate ACH Pay in accordance with the termination rights in the Payment Terms. Liaison may also suspend or terminate your use of ACH Pay if you violate any Network Rules, exceed acceptable limits for ACH returns, fail to maintain sufficient funds in your Liaison Balance, or if required by an ODFI. |
homeguide.com | B. Fees You are responsible for paying all fees associated with your use of ACH Pay as outlined in the 'Our Fees' Section of the Payment Terms and any other related costs incurred by Liaison, the underlying ODFI, or you, as imposed by Nacha or the administrator of the ACH Network. |
homeguide.com | (e) No Self-Dealing: You ensure that you are not submitting a transaction involving your own Cards, except for performing reasonable test swipes to ensure system functionality. |
homeguide.com | 8.11 Amendment: This Agreement may be amended by PaymentTech with 30 days' notice to the Seller. However, if an amendment is required to comply with Card Brand Rules or mandates from relevant authorities, such changes may take effect immediately. The Seller’s electronic signature or continued submission of Transactions following notice will constitute acceptance of the amendment. |
homeguide.com | Please note that fees for other payment methods, such as Afterpay, Pay with ACH, and Cash App Pay, have separate fee schedules. For more detailed information, please refer to your Dashboard. |
homeguide.com | (h) Prohibition on Cash Advances: The Seller is not permitted to provide cash advances to Customers or to its own representatives, agents, or employees as part of a Transaction. This restriction also applies to accepting payments for issuing credits or refunds to a Customer, unless specifically allowed by Card Brand Rules. |
homeguide.com | Conversely, if a processing error results in you receiving more funds than you are entitled to, we may recover the excess from you. It's important that you inform us promptly if you process a payment incorrectly. Please notify us within 30 days of such an error appearing in your electronic transaction history. Failing to report a processing error within this timeframe will be considered a waiver of any claim to the amounts you might have been owed. |
homeguide.com | K. Returns It may take over 60 days to receive notice of a return or reversal of an ACH Entry. You agree to maintain sufficient funds in your linked account to cover all obligations, including returns, reversals, and fees. |
homeguide.com | To mitigate these risks, payments taken in offline mode will expire after 24 hours. It is crucial to reconnect to the internet within this timeframe to ensure payments are processed. Additionally, you can limit your risk by setting a transaction limit for offline payments. |
homeguide.com | (l) Recurring Transactions: For any recurring Transactions that are allowed under the Seller Agreement, the Seller must: (i) secure the Customer’s explicit consent to charge their Card on a periodic basis for purchased goods or services; (ii) maintain this consent for the entire duration of the recurring charges and present it upon request to PaymentTech or the Customer’s Card issuing bank; (iii) keep detailed records showing the frequency, duration, and the fixed or variable amount of the recurring charges. The Seller must not process any recurring transaction if: (i) they receive a cancellation from the Customer at least three days before the scheduled transaction date; or (ii) they are notified by PaymentTech or any Card Brand not to honor the Card. Recurring Transactions must be clearly identified as such in the Transaction Data. |
homeguide.com | Q. Definitions This section defines key terms related to ACH Pay, including 'ACH Network,' 'Entry,' 'ODFI,' 'Originator,' 'RDFI,' 'Receiver,' and 'Third-Party Sender.' |
homeguide.com | Furthermore, you provide us with Recovery Authorizations concerning any funds you are obligated to repay. You authorize us to administratively freeze or instruct any third-party bank holding the account to freeze all such accounts, thereby allowing us to protect our security interest and enforce our collection, charge, and setoff rights as outlined in this section. |
homeguide.com | 8.9 Governing Law; Waiver of Jury Trial; Arbitration: This Agreement will be governed by the laws of the State of Texas, excluding its conflict of law rules. Any legal proceedings, arbitrations, or mediations related to or arising from this Agreement must take place in Travis County, Austin, Texas. Importantly, by entering into this Agreement, the Seller waives the right to a jury trial and the right to have claims resolved in court against PaymentTech, its affiliates, or related third parties. Instead, all claims arising from this Agreement or the relationship established by it must be resolved exclusively through binding arbitration conducted by the American Arbitration Association (AAA). This applies to all claims, regardless of their basis, whether contractual, tortious, arising from negligence, statutory, or otherwise. Any arbitration will be conducted on an individual basis; claims brought as part of a class action or similar representative action will be arbitrated in the same manner. If the AAA is unavailable, Seller and PaymentTech will agree on an alternative arbitration forum. The arbitration will involve only the parties to this Claim and will not be consolidated with other proceedings. The loser in any arbitration is responsible for reimbursing the winner for arbitration fees and reasonable attorney's fees. Decisions rendered in arbitration are final and enforceable in any court of competent jurisdiction. Information about the AAA, including how to file a claim, can be found at www.adr.org or at their office. This arbitration agreement is subject to the Federal Arbitration Act and covers all current or future claims. This Agreement does not prevent either party from using bankruptcy or other legal actions to manage or reclaim debts secured by property. Absent this arbitration provision, the Seller and PaymentTech might have had the option to litigate in court and participate in class actions. Those rights are waived, and all disputes must now be resolved through arbitration. |
homeguide.com | Transaction Data: The written or electronic record of a Transaction, which may include details like authorization codes or settlement records. |
homeguide.com | We reserve the right to set the amount of the Reserve based on a reasonable assessment of risk factors associated with your account. The size of the Reserve may be adjusted—increased, reduced, or removed—at any time at our sole discretion, based on factors such as your payment history, credit assessment, outcomes of arbitration or court judgments, or other considerations deemed relevant by Liaison or its processors. |
homeguide.com | If it appears that you are experiencing or are likely to experience an excessive number of chargebacks, we may impose additional controls or restrictions on your Liaison Account. These measures may include establishing new processing fees, creating a Reserve in an amount we deem necessary to cover potential chargebacks and associated fees, delaying your payouts, or suspending or terminating your access to the Payment Services. These actions are taken to protect both our interests and those of the payment networks involved. |
homeguide.com | Adherence to card brand rules and PCI-DSS security standards is crucial to ensuring the security and integrity of your transactions. It is your responsibility to safeguard your passwords, restrict unauthorized access to your account, and protect your customers’ card information. Failure to comply with these requirements can lead to significant consequences. |
homeguide.com | Pay with ACH is a Payment Service that enables you to accept ACH payments from your customers. By using Pay with ACH, you agree to the associated ACH Service Terms. The fees for ACH Bank Transfers are 1% with a minimum fee of $1 per transaction. |
homeguide.com | (d) Prohibition on Insider Sales: You affirm that, except in the ordinary course of business, the transaction does not represent a sale to any principal, partner, proprietor, or owner of your entity. |
homeguide.com | (c) Compliance with Laws: You guarantee that you and the Card transaction comply with all applicable federal, state, and local laws, rules, and regulations that pertain to your business, including those related to taxes, labor (wage and hour laws), and tips. |
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