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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
67	Non-binary	Bachelor's	Single	30,046	780	32,023	Home	Self-employed	7	Fair	0.591167	null	0	South Dawnville	RI	Norway	4	2	Low
63	Female	Master's	Married	null	709	25,816	Home	Unemployed	2	Excellent	0.133316	null	2	Andersonbury	OK	Georgia	3	2	Low
34	Male	Bachelor's	Widowed	43,398	747	46,646	Business	Employed	4	Excellent	0.596944	210,408	0	Lake Ricardoview	RI	Montenegro	2	1	Low
22	Non-binary	Bachelor's	Divorced	93,932	726	30,479	Personal	Employed	15	Good	0.43316	244,979	0	East Robert	FM	Tanzania	3	2	Medium
24	Non-binary	Master's	Divorced	89,815	646	29,116	Home	Unemployed	19	Excellent	0.208057	null	0	Novakborough	TN	Brazil	2	2	Low
27	Non-binary	Bachelor's	Single	20,079	742	7,192	Business	Unemployed	15	Poor	0.548569	95,301	1	Randallshire	MO	Timor-Leste	3	1	Low
27	Non-binary	High School	Single	111,150	748	11,960	Business	Self-employed	17	Good	0.377223	129,301	null	West Jacob	SD	Cambodia	2	1	Low
42	Male	High School	Widowed	77,619	636	29,559	Business	Employed	13	Fair	0.259871	33,175	null	Kennedyton	FL	Benin	0	1	Low
65	Male	High School	Single	null	null	null	Business	Unemployed	8	Excellent	0.573603	70,964	0	Michellemouth	ME	Luxembourg	0	0	High
19	Female	High School	Widowed	null	null	5,600	Personal	Employed	4	Fair	0.574143	127,248	1	Ashleybury	KS	Turks and Caicos Islands	3	1	Medium
47	Female	PhD	Single	29,770	611	6,125	Home	Employed	4	Fair	0.423481	259,770	1	Jessicaberg	AZ	Chad	0	1	Low
55	Male	Bachelor's	Married	44,240	754	48,704	Home	Self-employed	7	Excellent	0.249048	273,203	3	New Briannaville	VT	Lithuania	0	0	Low
35	Female	PhD	Married	109,218	699	24,035	Home	Unemployed	14	Excellent	0.17401	225,843	3	Martinezmouth	NE	Netherlands	0	2	Medium
36	Female	PhD	Married	118,215	665	42,401	Auto	Employed	9	Good	0.120134	129,321	null	West Randyside	NY	Lithuania	4	0	Medium
65	Female	Master's	Widowed	92,590	641	19,374	Home	Employed	16	Excellent	0.388112	182,411	4	New Thomasside	RI	Netherlands	1	1	Low
28	Female	PhD	Widowed	81,477	783	13,947	Personal	Employed	16	Poor	0.479766	273,926	2	East Michaelville	GU	Cayman Islands	0	0	Low
50	Male	PhD	Single	49,230	606	40,761	Auto	Self-employed	19	Good	0.331193	28,916	null	Gardnershire	GA	Pakistan	0	2	Medium
22	Non-binary	High School	Single	60,916	766	null	Home	Employed	13	Fair	0.167077	251,207	2	West Robertshire	VI	Falkland Islands (Malvinas)	3	0	High
39	Male	PhD	Single	null	604	37,057	Business	Unemployed	18	Good	0.465032	150,713	1	Josephhaven	SD	Isle of Man	3	2	Medium
53	Female	High School	Married	90,350	651	6,062	Auto	Self-employed	3	Good	0.45074	89,607	2	South Jacquelineton	PR	Thailand	2	0	High
45	Non-binary	Bachelor's	Divorced	25,057	731	22,506	Business	Self-employed	5	Good	0.338058	130,286	4	Alvarezburgh	VT	Mauritania	1	1	Medium
58	Non-binary	PhD	Single	null	747	9,460	Auto	Unemployed	2	Poor	0.141641	135,903	null	Port Matthew	NH	Macao	2	1	Medium
67	Female	Master's	Single	44,061	687	39,618	Personal	Self-employed	9	Excellent	0.495639	73,716	2	Hughesview	NJ	Angola	2	1	Low
19	Non-binary	High School	Single	30,191	null	42,397	Personal	Self-employed	0	Excellent	0.500671	83,716	0	Grossshire	VA	Poland	3	2	Medium
41	Female	Master's	Single	88,524	794	46,782	Business	Self-employed	8	Good	0.120288	129,682	1	Dicksonville	SD	Estonia	2	2	Medium
54	Female	Bachelor's	Divorced	111,797	613	7,283	Business	Employed	13	Good	0.439222	254,100	1	Kevinshire	NE	Liechtenstein	3	1	Low
36	Non-binary	PhD	Widowed	null	640	28,203	Auto	Self-employed	10	Poor	0.361876	265,553	1	Lake Johnshire	TN	Libyan Arab Jamahiriya	null	2	Medium
48	Non-binary	High School	Divorced	60,262	null	39,872	Personal	Employed	5	Poor	0.520825	294,138	4	Lake Devin	VT	Malaysia	0	0	Low
35	Male	PhD	Divorced	27,408	658	37,577	Auto	Employed	9	Excellent	0.33966	259,276	null	Fernandezmouth	MS	Honduras	3	2	Medium
47	Male	High School	Widowed	55,583	641	20,597	Business	Employed	5	Fair	0.25945	205,126	2	West Susan	IA	Belize	2	2	High
31	Male	Bachelor's	Widowed	95,827	619	21,404	Personal	Employed	6	Poor	0.485316	290,300	4	Nunezburgh	AZ	Yemen	3	1	High
37	Male	PhD	Widowed	110,504	null	14,300	Auto	Unemployed	5	Excellent	0.406113	191,077	0	East Jamesville	AR	Botswana	4	0	Low
33	Female	PhD	Single	96,400	728	17,982	Auto	Self-employed	12	Excellent	0.570666	47,585	null	Port Michaelside	WY	Czech Republic	0	0	Medium
43	Female	Master's	Widowed	null	796	25,800	Personal	Employed	11	Poor	0.305778	196,168	null	New Blake	MP	French Southern Territories	0	1	Low
31	Female	Master's	Married	65,702	751	38,266	Home	Unemployed	12	Excellent	0.537728	218,180	0	Bryanmouth	GA	Malta	4	2	Low
65	Male	Master's	Widowed	70,317	null	null	Personal	Self-employed	9	Excellent	0.11917	26,746	2	East Stephanie	MA	Congo	2	1	Low
63	Non-binary	High School	Single	null	608	27,698	Auto	Employed	19	Excellent	0.522827	266,954	1	Sloanport	UT	Comoros	null	1	Low
49	Male	Master's	Widowed	41,536	603	42,305	Auto	Self-employed	9	Good	0.29098	125,160	3	North Seanport	AZ	Kyrgyz Republic	2	2	Low
23	Male	Bachelor's	Married	107,983	657	9,191	Personal	Self-employed	17	Poor	0.199414	214,344	null	Millerton	WI	Bermuda	4	2	High
61	Non-binary	Master's	Widowed	null	646	12,388	Auto	Self-employed	19	Good	0.263553	78,710	0	West Susan	NH	Afghanistan	4	1	High
36	Female	PhD	Single	104,749	619	31,208	Personal	Employed	1	Fair	0.35643	159,480	3	Port Susan	AZ	India	2	2	Low
19	Non-binary	Bachelor's	Married	31,945	673	46,011	Auto	Unemployed	9	Excellent	0.470071	117,934	3	Lake Heatherchester	MN	Russian Federation	1	1	Low
65	Non-binary	PhD	Widowed	113,318	null	23,164	Personal	Employed	14	Excellent	0.247155	null	null	Timothyton	TX	Cape Verde	0	0	Low
50	Female	PhD	Single	69,939	null	16,169	Business	Employed	17	Excellent	0.48706	219,516	1	New Margaretbury	MA	Mexico	null	1	Medium
62	Non-binary	Master's	Married	100,312	701	null	Business	Employed	7	Fair	0.551185	null	0	Aprilmouth	MP	Korea	0	0	Medium
49	Male	Bachelor's	Divorced	67,025	null	43,207	Home	Employed	14	Excellent	0.524886	null	null	Weaverfort	MT	Faroe Islands	null	1	High
24	Male	Master's	Single	91,622	756	36,244	Personal	Employed	11	Poor	0.524884	null	4	Lake Josephside	AS	South Georgia and the South Sandwich Islands	4	2	Medium
42	Male	Bachelor's	Married	69,769	675	47,493	Home	Self-employed	7	Excellent	0.296143	114,103	0	Cainchester	CA	Czech Republic	null	2	Low
50	Female	PhD	Widowed	76,196	732	20,311	Auto	Employed	10	Good	0.524093	298,358	4	Johnsonfurt	NV	Tajikistan	1	0	Low
28	Female	PhD	Widowed	null	618	9,240	Auto	Unemployed	6	Good	0.342607	107,975	1	Stephenside	ME	Switzerland	0	2	Low
27	Female	PhD	Divorced	null	616	7,525	Personal	Self-employed	9	Excellent	0.303067	203,383	0	Robertton	MO	French Southern Territories	2	0	Low
50	Non-binary	High School	Married	77,353	713	37,136	Business	Unemployed	0	Excellent	0.450668	239,581	4	Johnville	MP	Algeria	1	1	Low
48	Non-binary	Bachelor's	Married	25,400	713	14,383	Personal	Unemployed	8	Good	0.370491	81,954	1	Port Melissaport	RI	Northern Mariana Islands	3	2	Low
33	Non-binary	High School	Married	31,766	660	34,488	Auto	Unemployed	3	Poor	0.234081	271,070	2	Barnetttown	NM	French Guiana	0	0	Medium
62	Male	Master's	Single	20,868	744	48,770	Auto	Employed	0	Excellent	0.179203	129,686	2	Ibarraview	NY	Mali	4	0	Low
54	Male	PhD	Divorced	74,856	673	17,167	Home	Employed	5	Fair	0.108827	null	null	North Jamie	MO	Bahrain	3	2	Medium
24	Male	Bachelor's	Divorced	54,245	null	12,532	Personal	Unemployed	15	Good	0.284695	null	0	North Marktown	NC	Bermuda	1	0	Low
68	Male	PhD	Single	null	779	null	Home	Employed	5	Fair	0.272483	32,447	4	Hallview	DE	Jersey	2	1	Medium
36	Male	Bachelor's	Divorced	50,173	616	null	Personal	Self-employed	2	Poor	0.462565	218,836	0	Timothystad	OH	Costa Rica	null	2	High
23	Female	High School	Widowed	50,273	713	21,145	Business	Employed	18	Excellent	0.399582	null	0	Brownville	WV	Cayman Islands	1	2	Low
18	Non-binary	High School	Widowed	53,556	null	null	Personal	Employed	18	Poor	0.475893	42,378	4	Toddton	AL	Saint Barthelemy	1	1	Medium
32	Female	High School	Divorced	83,004	643	30,394	Business	Unemployed	19	Poor	0.345739	null	null	Davidborough	VI	Fiji	1	2	Medium
62	Non-binary	PhD	Divorced	107,919	778	13,946	Home	Employed	19	Poor	0.432792	34,364	null	Johnathanville	SC	Saint Pierre and Miquelon	0	2	Low
56	Male	Master's	Divorced	97,195	683	9,310	Personal	Unemployed	4	Good	0.499877	75,049	0	South Keith	CT	Holy See (Vatican City State)	3	1	Low
39	Female	High School	Divorced	53,292	null	10,179	Business	Unemployed	17	Poor	0.586861	31,971	1	Emilyport	NE	Slovenia	1	2	Medium
64	Male	High School	Married	106,762	719	24,339	Personal	Unemployed	19	Fair	0.519794	145,971	0	Kellyview	PW	Djibouti	2	1	Low
62	Non-binary	High School	Married	117,371	640	5,941	Auto	Employed	6	Fair	0.399972	null	2	West Meredith	VT	Cape Verde	3	0	Low
38	Non-binary	Bachelor's	Single	77,879	768	5,721	Personal	Unemployed	0	Excellent	0.22849	183,739	null	New Nancyside	VA	China	2	1	Low
45	Female	Master's	Divorced	118,453	627	16,196	Business	Self-employed	11	Poor	0.426266	245,828	3	East Victoriastad	KY	Wallis and Futuna	2	1	Low
39	Female	High School	Divorced	76,399	639	22,455	Personal	Self-employed	17	Excellent	0.240078	51,798	0	Port Keithfort	VI	Martinique	2	0	Medium
30	Male	Master's	Divorced	67,408	703	null	Auto	Self-employed	9	Good	0.436687	285,181	3	Williamshaven	NM	Gambia	0	0	Medium
19	Male	PhD	Single	39,673	626	26,236	Home	Self-employed	0	Excellent	0.576952	179,312	3	South Rebecca	PW	India	3	2	Low
67	Female	Bachelor's	Divorced	null	687	23,677	Personal	Employed	6	Fair	0.271019	128,197	null	Port Nathanielland	MO	Spain	null	2	Low
36	Non-binary	Master's	Divorced	105,008	751	12,931	Home	Employed	3	Poor	0.188155	186,751	0	North Ronald	MO	Guadeloupe	1	2	Low
22	Female	Bachelor's	Widowed	21,208	652	null	Personal	Unemployed	7	Excellent	0.483535	253,704	4	Johnsonton	NM	Sierra Leone	null	2	Medium
56	Non-binary	Master's	Widowed	68,435	796	41,207	Home	Employed	6	Good	0.110095	48,468	1	New Sergiofort	HI	Italy	null	0	Low
36	Female	High School	Widowed	52,699	621	33,434	Personal	Self-employed	7	Excellent	0.205129	38,660	0	Smithshire	MT	Turkmenistan	1	0	Low
44	Non-binary	High School	Divorced	108,898	604	46,196	Auto	Unemployed	10	Poor	0.340109	187,254	3	Shannonstad	AL	Svalbard & Jan Mayen Islands	3	1	Low
68	Female	PhD	Divorced	45,734	694	null	Business	Employed	3	Excellent	0.240951	null	null	North Benjamin	HI	Saint Martin	3	0	High
37	Male	Bachelor's	Widowed	101,512	null	18,357	Personal	Self-employed	1	Poor	0.54576	128,474	null	Harrisonhaven	NJ	Singapore	0	0	Low
36	Female	Bachelor's	Married	74,081	600	7,461	Auto	Employed	7	Fair	0.145914	68,352	2	Mosleyfort	OK	Yemen	4	2	Low
39	Male	Bachelor's	Married	118,092	650	22,574	Home	Self-employed	19	Good	0.543343	48,615	null	North Brandon	WI	Mayotte	null	2	Low
28	Non-binary	PhD	Single	84,608	601	43,191	Home	Unemployed	3	Poor	0.357207	null	1	Port Richardmouth	VI	Brunei Darussalam	3	1	Medium
21	Male	PhD	Married	28,734	null	37,061	Auto	Employed	9	Good	0.221131	147,108	2	Ericaview	AZ	Denmark	3	1	Low
54	Non-binary	Bachelor's	Widowed	60,645	720	11,816	Business	Self-employed	4	Fair	0.305983	255,725	1	West Kimberlyland	VT	Svalbard & Jan Mayen Islands	1	1	Low
38	Non-binary	Master's	Divorced	44,274	650	12,524	Personal	Employed	6	Good	0.310357	245,612	2	East Heather	IA	Singapore	1	2	Medium
63	Male	Bachelor's	Widowed	106,661	743	38,204	Home	Employed	10	Poor	0.164388	238,519	3	Lake Denise	DC	Vietnam	2	0	Low
30	Male	Bachelor's	Divorced	55,502	610	19,439	Home	Unemployed	7	Poor	0.115663	null	3	Bushland	ND	Trinidad and Tobago	4	0	Medium
53	Non-binary	Master's	Widowed	50,373	690	19,006	Home	Self-employed	18	Poor	0.566045	259,413	2	Jamestown	DE	French Polynesia	1	2	Medium
57	Female	PhD	Divorced	89,336	626	27,287	Home	Employed	18	Excellent	0.515547	108,782	0	West Jason	NM	Tuvalu	null	2	Low
20	Female	High School	Divorced	44,866	744	38,099	Business	Self-employed	6	Good	0.394642	110,146	1	Katherinefurt	AK	Tokelau	2	1	Medium
32	Female	Master's	Divorced	105,488	751	44,339	Business	Employed	4	Good	0.115071	null	4	East Sabrina	CO	Madagascar	2	2	Low
46	Female	PhD	Married	83,001	746	null	Personal	Self-employed	11	Good	0.150196	151,384	2	South Patriciaburgh	HI	Comoros	0	1	Low
25	Female	Bachelor's	Single	36,035	656	20,187	Home	Self-employed	1	Fair	0.431098	null	3	East Mathew	NJ	Suriname	1	1	Low
48	Female	Master's	Single	110,805	null	34,432	Home	Employed	12	Good	0.598532	261,560	null	Joyceberg	FM	Puerto Rico	1	0	Low
49	Non-binary	Master's	Single	97,097	null	41,422	Home	Self-employed	3	Poor	0.252858	79,122	2	Mcmillanfurt	MN	Guadeloupe	4	1	Low
38	Male	High School	Single	42,720	792	20,522	Business	Self-employed	17	Fair	0.597001	191,068	1	Ramirezmouth	SD	Holy See (Vatican City State)	0	1	Medium
41	Female	Master's	Widowed	45,259	null	7,191	Personal	Unemployed	4	Fair	0.164009	null	3	East Michaelbury	PW	Samoa	1	1	High
62	Male	Master's	Divorced	77,072	680	7,600	Personal	Self-employed	7	Excellent	0.131845	262,852	2	West Mitchelltown	CA	Mozambique	2	0	Low
32	Male	PhD	Married	83,176	738	null	Home	Employed	5	Fair	0.277576	35,363	0	Lambertport	AL	Trinidad and Tobago	0	1	Low

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