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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
54	Male	PhD	Single	50,694	null	null	Business	Unemployed	13	Poor	0.481249	224,271	3	East Travisstad	MS	Greenland	3	0	Low
58	Female	Bachelor's	Divorced	71,626	754	46,955	Business	Unemployed	16	Fair	0.448114	152,865	2	Matthewton	IL	Andorra	3	1	Low
38	Female	Bachelor's	Married	null	702	16,709	Personal	Self-employed	11	Poor	0.413554	37,584	2	Andreaside	HI	Bahrain	0	2	Low
45	Female	Master's	Divorced	104,376	752	26,960	Personal	Employed	3	Excellent	0.368365	65,702	4	Michelleborough	NH	Kazakhstan	0	2	Medium
53	Non-binary	Bachelor's	Married	87,107	676	27,544	Personal	Self-employed	19	Excellent	0.298533	46,142	null	Arnoldstad	CO	Mauritius	null	1	Medium
25	Female	PhD	Single	85,620	664	10,397	Personal	Employed	8	Excellent	0.29357	38,523	3	Yoderview	ME	Hungary	3	1	Medium
22	Female	Master's	Widowed	111,742	642	23,049	Auto	Self-employed	15	Fair	0.283166	165,583	4	Port Manuel	IL	Kazakhstan	0	1	Low
29	Male	Bachelor's	Widowed	79,398	692	49,678	Business	Self-employed	18	Poor	0.48108	175,794	null	South Hannah	NE	Equatorial Guinea	3	2	High
29	Male	PhD	Widowed	null	null	null	Auto	Employed	3	Excellent	0.299211	122,365	3	North Phillip	AS	United Kingdom	4	1	Low
18	Male	Bachelor's	Divorced	22,534	789	49,955	Auto	Employed	17	Poor	0.190813	295,066	0	Davisport	RI	Seychelles	1	1	Medium
57	Non-binary	PhD	Widowed	74,757	625	37,298	Auto	Self-employed	15	Good	0.507839	188,095	4	West Christopherhaven	KS	Djibouti	2	1	High
44	Female	PhD	Married	39,507	692	27,111	Auto	Employed	8	Good	0.374398	null	1	Brayshire	OR	Gabon	2	0	Medium
46	Male	Bachelor's	Divorced	34,096	650	9,706	Auto	Self-employed	6	Poor	0.445827	84,564	4	Port Amyton	FL	Iraq	2	1	High
56	Female	High School	Divorced	46,520	699	44,189	Home	Employed	18	Poor	0.422465	238,109	2	Sandersfurt	ID	Uruguay	2	1	Low
53	Non-binary	PhD	Married	null	620	14,007	Personal	Employed	16	Fair	0.294588	46,090	3	Donnamouth	NH	Saint Lucia	3	1	Low
34	Non-binary	PhD	Divorced	77,255	713	29,609	Auto	Employed	9	Poor	0.39127	254,117	2	West Jesse	CT	Belarus	4	0	Low
52	Non-binary	High School	Divorced	null	null	9,136	Personal	Self-employed	12	Fair	0.524722	null	2	West Jesse	NC	Fiji	4	1	Low
21	Non-binary	High School	Married	22,064	792	13,738	Home	Unemployed	17	Poor	0.501551	65,608	1	South Willieville	CA	Zambia	3	0	Low
19	Male	High School	Single	56,136	727	27,499	Home	Self-employed	13	Good	0.396777	220,140	0	South Erinchester	VT	Equatorial Guinea	0	2	Low
64	Non-binary	Master's	Single	64,917	782	15,691	Personal	Self-employed	1	Fair	0.392857	289,000	1	Nelsonberg	GU	Sudan	1	2	Low
19	Female	High School	Divorced	28,826	656	23,007	Home	Self-employed	17	Poor	0.149565	null	null	Harrishaven	CO	Bermuda	3	0	Medium
55	Male	PhD	Married	103,654	null	9,462	Business	Self-employed	5	Fair	0.491	214,965	4	Johnsonville	CA	Saint Martin	2	0	Low
39	Female	High School	Widowed	41,677	794	5,038	Home	Self-employed	13	Poor	0.562596	147,738	4	South Jonathanburgh	VA	Yemen	2	2	Low
64	Female	PhD	Married	90,597	732	12,958	Business	Unemployed	7	Poor	0.213412	260,278	2	Kimberlyland	GU	Cayman Islands	4	1	Low
41	Male	High School	Married	117,354	null	45,780	Personal	Employed	13	Fair	0.180778	102,394	0	South Robertton	WI	Tokelau	2	0	Low
55	Male	PhD	Married	87,160	689	35,646	Business	Self-employed	10	Poor	0.479889	null	3	South Melissa	PW	Northern Mariana Islands	1	2	Low
68	Female	Bachelor's	Divorced	null	665	23,583	Business	Unemployed	11	Poor	0.297086	183,535	null	East Thomastown	NC	Antigua and Barbuda	2	1	High
38	Male	Bachelor's	Widowed	69,249	617	null	Business	Unemployed	0	Fair	0.123552	125,604	4	South Dennis	IL	Dominica	1	2	Low
51	Male	High School	Widowed	91,533	767	15,316	Business	Unemployed	13	Excellent	0.55377	262,107	4	Kaiserchester	WV	Nicaragua	4	0	High
35	Male	Master's	Single	97,400	614	42,111	Business	Employed	18	Excellent	0.310982	107,698	0	South Luis	AK	Nicaragua	4	0	Low
67	Female	Master's	Married	null	null	45,691	Home	Self-employed	2	Good	0.536928	250,891	1	Port Angel	PW	United States Minor Outlying Islands	4	2	Low
18	Non-binary	High School	Married	87,782	615	null	Personal	Employed	11	Poor	0.163052	95,104	4	South Josephburgh	NM	Israel	0	0	Low
63	Non-binary	High School	Widowed	20,818	651	46,021	Home	Employed	9	Excellent	0.417346	223,826	4	Port Catherine	NH	Anguilla	2	1	High
67	Non-binary	High School	Single	74,649	742	10,661	Personal	Self-employed	0	Poor	0.513514	31,353	0	North David	VI	Suriname	0	1	Low
43	Female	High School	Widowed	null	769	8,668	Auto	Employed	13	Fair	0.164335	192,504	3	West Ryanfort	ID	Heard Island and McDonald Islands	1	1	Low
40	Female	PhD	Widowed	98,629	799	26,021	Auto	Unemployed	7	Poor	0.253616	200,737	3	North Dustin	ND	Guam	null	1	Low
35	Male	Master's	Divorced	null	700	10,851	Auto	Employed	2	Good	0.211247	135,301	3	Port Randallchester	WY	Bangladesh	null	2	Low
56	Male	Master's	Widowed	114,328	644	16,163	Business	Employed	1	Good	0.377685	107,718	3	Victorport	DC	Hong Kong	1	0	Low
27	Non-binary	Bachelor's	Single	27,897	746	39,381	Business	Unemployed	18	Poor	0.535756	148,344	null	Sydneyside	MP	Turks and Caicos Islands	null	2	Low
62	Male	Master's	Single	111,663	null	16,441	Auto	Unemployed	0	Poor	0.199889	92,936	1	East Jenniferborough	PR	Tajikistan	3	2	Low
26	Female	High School	Single	null	750	29,796	Auto	Unemployed	16	Good	0.337869	123,276	4	Mcguireland	MS	Croatia	0	2	Low
49	Male	High School	Single	null	728	null	Personal	Self-employed	12	Fair	0.3724	null	null	West Ericmouth	WI	Gabon	2	1	High
37	Male	Bachelor's	Divorced	90,408	645	null	Business	Unemployed	1	Fair	0.497975	229,033	0	Murphyborough	AR	Bulgaria	2	0	Medium
46	Female	High School	Married	119,233	788	null	Personal	Employed	9	Fair	0.164737	71,108	4	South Danielside	AL	Sri Lanka	1	1	Medium
41	Non-binary	Master's	Divorced	47,609	608	13,359	Personal	Employed	19	Fair	0.417997	124,967	2	Austinmouth	UT	Guyana	1	0	Medium
51	Male	Bachelor's	Divorced	42,027	686	8,230	Auto	Unemployed	13	Fair	0.343039	149,252	2	West Luisburgh	ME	Switzerland	2	2	Low
59	Male	Master's	Single	68,555	652	7,030	Home	Unemployed	1	Poor	0.294996	106,124	3	New Elizabethchester	IL	Azerbaijan	1	0	Medium
58	Non-binary	High School	Single	66,309	670	31,728	Auto	Self-employed	2	Good	0.372901	28,491	1	North Jeff	NE	Barbados	3	0	Low
46	Male	High School	Married	null	670	13,066	Home	Unemployed	5	Good	0.529544	null	null	Mooreville	AS	French Guiana	2	1	Low
24	Non-binary	Master's	Married	null	688	25,377	Personal	Self-employed	16	Good	0.504775	123,397	1	West Courtneytown	RI	Liberia	0	1	Medium
66	Female	Master's	Single	98,108	624	15,042	Business	Unemployed	14	Good	0.169249	170,169	4	North Annaland	TN	Finland	4	0	Low
59	Male	High School	Divorced	23,590	758	14,159	Business	Employed	10	Poor	0.216384	161,214	null	Lake Chadmouth	CO	Montserrat	4	1	Medium
38	Male	PhD	Divorced	51,740	681	17,765	Business	Employed	16	Poor	0.48459	21,520	2	Deckerstad	MD	Guadeloupe	0	2	Low
60	Male	Bachelor's	Married	85,391	732	19,666	Business	Self-employed	15	Good	0.352076	null	null	North Kenneth	OR	Guinea	null	2	Low
64	Non-binary	PhD	Single	73,494	615	5,067	Personal	Employed	3	Excellent	0.128882	58,061	0	South Colton	GA	Reunion	4	1	Low
39	Female	PhD	Divorced	75,113	null	41,257	Business	Self-employed	10	Good	0.306622	286,577	1	Port Seth	MD	Spain	2	1	Medium
40	Non-binary	PhD	Married	51,432	632	17,737	Home	Unemployed	8	Poor	0.252509	99,855	3	Krystalmouth	NY	Cook Islands	3	2	Low
53	Male	High School	Widowed	106,675	796	16,381	Personal	Unemployed	15	Good	0.527427	39,762	4	East Nathan	AK	French Polynesia	3	2	Low
32	Non-binary	High School	Married	74,698	763	12,547	Auto	Employed	15	Good	0.115841	175,539	null	Port Edwardland	NM	Mayotte	2	0	Low
66	Male	PhD	Single	86,704	664	18,341	Auto	Employed	11	Good	0.389143	85,195	2	South Michaelside	GA	South Georgia and the South Sandwich Islands	2	2	Low
19	Female	Master's	Married	83,294	649	18,603	Business	Self-employed	15	Poor	0.599225	236,104	3	South Johnmouth	SC	Nepal	null	0	Low
30	Non-binary	High School	Married	null	null	43,766	Personal	Self-employed	18	Poor	0.261121	107,864	4	Julieton	PW	Latvia	null	0	Low
31	Male	PhD	Divorced	77,797	646	14,571	Personal	Unemployed	16	Excellent	0.16798	79,447	1	Ellenchester	KS	Saint Helena	1	1	Low
66	Male	PhD	Single	45,444	778	21,486	Auto	Self-employed	19	Fair	0.316555	249,282	2	Lake Joseph	NY	Puerto Rico	3	2	Low
47	Male	High School	Widowed	86,865	676	16,178	Business	Unemployed	10	Good	0.166601	262,284	1	West Jennifer	FM	Honduras	2	2	Medium
26	Male	Bachelor's	Single	44,346	698	20,388	Auto	Self-employed	18	Good	0.189291	286,297	null	Smithfort	WV	Marshall Islands	1	0	Medium
27	Non-binary	Bachelor's	Widowed	111,483	705	7,832	Home	Employed	12	Fair	0.179682	105,916	0	North Zacharyshire	MN	Isle of Man	null	2	Low
58	Female	PhD	Married	51,459	724	13,301	Auto	Self-employed	17	Excellent	0.476388	193,418	4	Larrymouth	CA	United Kingdom	4	1	Medium
30	Female	Master's	Married	98,609	727	41,958	Business	Unemployed	4	Fair	0.435773	127,174	4	New Mathew	KS	Holy See (Vatican City State)	1	0	Low
28	Female	PhD	Divorced	68,708	763	null	Personal	Self-employed	19	Poor	0.229092	108,722	4	North Erin	PA	Ecuador	4	1	Low
60	Non-binary	Master's	Widowed	110,296	717	null	Home	Unemployed	18	Good	0.403852	289,863	null	North Jessicaborough	TN	United Kingdom	null	1	Low
22	Non-binary	PhD	Single	67,576	643	39,467	Auto	Unemployed	5	Fair	0.543289	22,932	1	Marthaport	WA	Belize	1	1	High
28	Male	Master's	Single	26,880	788	27,980	Auto	Unemployed	7	Good	0.118539	243,336	4	Williamsbury	WY	Guinea	0	0	Medium
52	Female	High School	Widowed	67,553	756	20,164	Personal	Self-employed	1	Fair	0.16049	297,504	1	South Samuelborough	DC	Western Sahara	3	1	Low
59	Non-binary	PhD	Married	null	681	44,852	Personal	Employed	4	Poor	0.572648	138,430	0	Port Kim	AK	Heard Island and McDonald Islands	0	0	Low
32	Male	Bachelor's	Married	44,690	764	18,862	Business	Self-employed	4	Poor	0.293691	210,737	0	South Amyburgh	TX	Indonesia	0	2	Low
45	Non-binary	High School	Widowed	46,014	638	null	Personal	Employed	18	Poor	0.239331	88,709	0	New Andrea	ID	Cocos (Keeling) Islands	2	0	Low
18	Male	Master's	Single	91,975	614	7,251	Business	Unemployed	16	Excellent	0.303016	204,907	0	Chrisburgh	NV	Switzerland	3	2	Low
64	Male	High School	Widowed	46,761	693	9,610	Business	Self-employed	19	Poor	0.517947	250,517	3	Sanchezborough	PR	Jersey	null	0	Low
67	Non-binary	PhD	Married	53,937	638	11,874	Auto	Employed	12	Poor	0.555679	142,800	1	North Jonathanfort	NV	Aruba	null	1	Medium
63	Male	PhD	Divorced	null	652	43,457	Auto	Unemployed	16	Poor	0.100758	133,333	3	West Tyler	IA	South Georgia and the South Sandwich Islands	3	0	Low
48	Male	Master's	Married	39,995	685	7,847	Auto	Self-employed	17	Good	0.347934	77,473	2	Lake Kimberlyfurt	NE	Denmark	null	2	Low
57	Female	Master's	Divorced	null	691	14,078	Auto	Employed	9	Excellent	0.320205	null	2	Donnashire	NM	Palau	null	1	Low
23	Male	Bachelor's	Divorced	114,090	null	26,965	Business	Self-employed	19	Fair	0.499231	282,460	4	North Julie	MN	Mauritania	3	1	High
45	Female	Bachelor's	Married	62,949	648	37,583	Personal	Self-employed	18	Fair	0.135863	106,377	3	South Belindaview	MI	Cambodia	null	1	Low
24	Male	Master's	Married	68,657	null	null	Business	Self-employed	8	Poor	0.559844	200,317	3	West Edwinstad	AK	Togo	0	0	Low
38	Male	Master's	Widowed	91,301	null	19,702	Personal	Employed	6	Poor	0.434255	null	3	New Dawn	AR	Andorra	1	2	Low
38	Non-binary	Master's	Widowed	103,704	636	41,999	Auto	Unemployed	18	Good	0.479563	206,291	1	North Melissamouth	DE	Thailand	2	2	Low
36	Female	High School	Single	77,926	799	33,696	Business	Self-employed	2	Poor	0.263034	null	1	New Joshuaview	ME	Tuvalu	1	2	Low
59	Male	PhD	Married	44,230	null	15,022	Auto	Self-employed	2	Good	0.477763	173,186	0	Kimberlyport	NY	Syrian Arab Republic	4	0	Low
65	Male	PhD	Married	null	723	null	Home	Self-employed	15	Excellent	0.339504	214,699	3	Rodriguezview	PW	Italy	3	2	Low
51	Non-binary	High School	Single	27,549	679	8,936	Business	Self-employed	5	Excellent	0.356271	73,644	4	East David	WA	New Caledonia	0	0	Low
59	Non-binary	Bachelor's	Widowed	61,565	734	22,276	Home	Unemployed	13	Poor	0.445683	191,300	4	Banksbury	LA	Samoa	null	2	Medium
30	Male	Bachelor's	Widowed	42,578	640	null	Auto	Self-employed	2	Poor	0.497682	25,730	2	Paulmouth	PW	Lebanon	1	1	Low
59	Female	High School	Widowed	119,546	660	27,168	Business	Employed	7	Good	0.218681	164,372	3	Port Abigail	OK	Fiji	4	1	Low
25	Female	Master's	Widowed	72,275	663	33,604	Auto	Self-employed	2	Good	0.491126	263,219	null	East Michael	UT	Rwanda	2	1	Low
22	Non-binary	Master's	Married	26,389	767	41,705	Home	Unemployed	4	Poor	0.276972	193,128	1	Ashleyshire	MP	Kuwait	1	0	Low
60	Non-binary	High School	Divorced	76,869	null	34,193	Home	Unemployed	12	Fair	0.505703	115,990	4	Leetown	TX	Cote d'Ivoire	1	1	Low
55	Non-binary	Master's	Married	103,959	766	33,407	Home	Self-employed	10	Poor	0.192134	101,247	1	Jonesfurt	MT	Marshall Islands	1	2	Medium
60	Non-binary	Master's	Married	null	772	42,821	Business	Unemployed	18	Fair	0.468412	287,292	3	East Joseph	MP	Togo	0	1	Medium

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