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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
60	Male	Master's	Married	79,035	777	44,027	Business	Self-employed	18	Poor	0.131028	21,354	2	North Shawnshire	MI	New Caledonia	2	2	Medium
20	Male	Master's	Single	105,125	null	49,653	Personal	Employed	8	Poor	0.294531	224,704	4	Josefort	MN	Russian Federation	1	1	Low
46	Male	PhD	Widowed	null	702	38,094	Auto	Employed	12	Poor	0.320045	296,098	1	Ianside	AK	Dominican Republic	1	1	Low
62	Male	High School	Married	106,682	751	null	Business	Employed	9	Excellent	0.400911	null	1	East Martinbury	RI	Montenegro	null	1	Low
19	Male	High School	Widowed	113,402	608	9,682	Business	Employed	17	Fair	0.261042	200,844	null	South Debbiemouth	CO	Eritrea	1	1	Medium
30	Female	Bachelor's	Widowed	117,847	668	null	Home	Unemployed	14	Good	0.343237	154,035	null	Gonzalezmouth	MD	Gambia	0	2	Medium
44	Non-binary	High School	Divorced	51,174	653	26,596	Home	Unemployed	15	Excellent	0.374635	98,975	1	South Derekport	NJ	Ukraine	2	0	Low
50	Female	Master's	Divorced	88,038	730	null	Home	Employed	3	Excellent	0.129118	200,831	3	New Kelseyland	OK	Sierra Leone	null	1	Low
51	Non-binary	PhD	Divorced	103,035	627	27,065	Auto	Unemployed	1	Excellent	0.477441	188,471	null	New Anthony	HI	Mexico	0	0	Low
21	Non-binary	High School	Divorced	109,007	null	21,118	Home	Unemployed	16	Poor	0.266401	159,661	4	Williamview	IA	Singapore	2	0	Low
51	Non-binary	Bachelor's	Widowed	86,777	608	7,900	Business	Unemployed	6	Fair	0.538288	167,770	3	Karinafort	MH	Croatia	1	2	Low
61	Female	Master's	Divorced	null	796	30,316	Auto	Self-employed	10	Excellent	0.498977	172,927	0	New Eric	GU	Dominica	null	1	Low
36	Male	PhD	Married	57,077	710	17,268	Personal	Unemployed	7	Excellent	0.314153	146,894	0	Rodriguezmouth	OK	Cote d'Ivoire	4	1	Low
22	Non-binary	High School	Divorced	70,235	776	46,126	Home	Employed	17	Good	0.489999	138,810	0	Bennettshire	LA	Tokelau	null	0	Low
29	Female	High School	Married	null	617	29,658	Personal	Self-employed	11	Fair	0.432739	213,468	1	North Debbietown	UT	Guyana	0	2	Medium
48	Non-binary	PhD	Married	119,159	755	13,555	Personal	Self-employed	9	Excellent	0.599845	219,090	4	Fullerport	WI	Oman	1	2	Low
38	Male	PhD	Divorced	36,220	772	null	Auto	Self-employed	9	Fair	0.581229	174,650	1	Patelport	FL	Uzbekistan	2	1	Low
31	Non-binary	PhD	Single	null	735	46,090	Auto	Self-employed	12	Fair	0.302468	224,792	null	North Michaelfort	CT	Korea	0	0	Low
37	Male	PhD	Single	62,973	760	19,899	Auto	Self-employed	4	Fair	0.171496	297,034	null	Lake Nataliefort	ME	Cayman Islands	1	0	High
30	Male	High School	Single	null	null	24,871	Auto	Unemployed	18	Fair	0.421963	191,124	1	Richardville	GU	Burundi	null	1	Medium
51	Male	Master's	Widowed	57,669	645	29,353	Home	Employed	0	Poor	0.488375	200,632	0	Edwardborough	ID	Greece	2	2	High
33	Male	Bachelor's	Widowed	null	613	20,566	Business	Unemployed	19	Excellent	0.421425	null	3	Port Andrewbury	IA	Dominican Republic	4	2	Low
49	Female	Bachelor's	Divorced	null	652	11,129	Auto	Unemployed	17	Poor	0.359701	82,680	0	Nelsonton	NV	Malawi	0	2	Medium
32	Non-binary	PhD	Married	116,777	795	null	Personal	Self-employed	8	Fair	0.302004	null	1	Laurieshire	KY	Grenada	1	2	Medium
42	Male	PhD	Single	83,229	719	40,663	Home	Employed	18	Poor	0.537587	240,948	1	Briannafort	IA	Venezuela	4	2	Medium
37	Male	PhD	Single	107,897	692	null	Business	Self-employed	15	Excellent	0.349359	null	1	Port Jesse	IL	Nicaragua	3	1	Low
65	Female	Master's	Divorced	24,474	774	13,059	Home	Employed	4	Fair	0.141008	123,021	1	East Belinda	NJ	Dominican Republic	2	0	Low
48	Female	Bachelor's	Widowed	94,504	628	49,691	Personal	Employed	2	Good	0.468791	184,797	3	New Davidtown	MH	Northern Mariana Islands	0	0	Low
66	Female	Master's	Divorced	38,458	null	32,957	Home	Employed	19	Poor	0.189252	215,123	null	Humphreystad	MO	Nicaragua	null	1	Medium
35	Non-binary	Bachelor's	Single	65,799	654	null	Auto	Employed	7	Poor	0.360832	100,089	0	Port Savannah	NJ	Argentina	2	2	Low
32	Female	PhD	Widowed	86,890	null	null	Business	Unemployed	18	Poor	0.233461	151,279	0	Port Davidtown	VI	Western Sahara	null	2	Low
61	Female	High School	Married	35,628	661	5,263	Home	Self-employed	15	Good	0.242354	65,744	0	New Jillhaven	SD	South Africa	4	1	Medium
38	Female	High School	Divorced	null	799	42,396	Home	Unemployed	6	Excellent	0.456574	79,804	2	Port Michael	AR	Switzerland	1	2	High
49	Male	PhD	Widowed	58,071	703	null	Personal	Employed	3	Good	0.213561	166,993	0	East Stephanieville	WV	Norfolk Island	3	1	Low
50	Male	PhD	Divorced	52,001	671	18,181	Home	Self-employed	16	Excellent	0.317162	126,419	2	Jillianside	AK	France	4	2	Medium
59	Non-binary	Master's	Married	58,230	767	28,575	Personal	Self-employed	19	Good	0.18482	null	3	Port Stephanie	HI	Poland	0	0	Low
34	Non-binary	PhD	Married	null	782	34,969	Home	Unemployed	19	Poor	0.50835	233,808	3	Craigville	TN	Albania	3	2	High
52	Female	Master's	Single	88,861	614	10,594	Auto	Self-employed	11	Excellent	0.439516	null	3	Fisherstad	MS	Iraq	0	2	Low
22	Female	PhD	Divorced	38,405	642	30,207	Home	Self-employed	19	Good	0.387729	190,342	2	Alexandramouth	KS	Swaziland	1	1	Medium
56	Female	High School	Single	20,610	631	35,908	Auto	Unemployed	10	Poor	0.341161	164,850	0	North Aprilburgh	WA	Slovakia (Slovak Republic)	4	0	Low
46	Male	PhD	Married	113,330	610	27,680	Business	Unemployed	18	Poor	0.159959	null	null	Powellberg	WY	Marshall Islands	null	1	Medium
46	Male	Bachelor's	Married	42,152	696	45,692	Auto	Self-employed	11	Fair	0.555224	108,709	3	East Jessica	PW	Guernsey	null	0	Low
62	Male	Master's	Single	106,753	621	24,853	Home	Employed	15	Good	0.292971	138,996	4	East Kevinport	RI	Slovakia (Slovak Republic)	null	2	Low
37	Female	High School	Married	63,839	631	12,188	Home	Employed	17	Excellent	0.157103	296,718	4	South Melissaberg	FL	Bosnia and Herzegovina	4	0	Low
61	Male	PhD	Divorced	71,033	775	40,828	Business	Employed	15	Poor	0.512352	198,873	2	New Lindsey	MN	Saint Lucia	3	2	Low
37	Non-binary	PhD	Married	87,442	null	23,047	Business	Unemployed	0	Poor	0.542953	284,122	1	Johnsonton	SC	Norfolk Island	3	1	Low
46	Male	Master's	Divorced	22,024	780	12,603	Personal	Employed	3	Fair	0.401082	293,556	1	Christopherburgh	SC	Faroe Islands	3	1	Low
46	Non-binary	Bachelor's	Married	null	774	37,827	Business	Employed	4	Poor	0.438185	223,315	4	New Breannaville	ND	Romania	2	1	Low
22	Non-binary	High School	Single	105,550	795	9,423	Business	Employed	4	Excellent	0.437779	null	1	West Ana	TN	Luxembourg	0	2	Low
25	Non-binary	High School	Married	null	null	null	Personal	Unemployed	3	Good	0.308973	148,940	3	Wilsonchester	MP	Qatar	null	0	Low
50	Female	Master's	Married	55,732	664	18,926	Home	Unemployed	7	Good	0.229435	26,010	3	North Jacobfurt	AR	Marshall Islands	4	0	Low
24	Non-binary	Bachelor's	Widowed	64,933	728	null	Personal	Employed	8	Fair	0.136465	null	0	Ericashire	VI	Panama	3	1	High
40	Male	PhD	Single	28,629	626	23,140	Personal	Unemployed	9	Excellent	0.21769	205,222	0	Fergusonshire	PA	Guinea-Bissau	1	2	High
64	Male	PhD	Widowed	null	698	null	Home	Self-employed	11	Excellent	0.598253	77,546	2	Mckeemouth	TN	Indonesia	4	0	High
35	Female	Bachelor's	Widowed	24,329	687	44,855	Personal	Unemployed	12	Excellent	0.273742	233,629	2	Rebeccamouth	RI	North Macedonia	1	1	Low
33	Male	Bachelor's	Married	null	709	31,457	Auto	Employed	17	Poor	0.331704	127,895	4	New Andrew	NE	Bouvet Island (Bouvetoya)	1	1	Medium
31	Non-binary	Master's	Divorced	26,940	751	null	Home	Unemployed	8	Excellent	0.392934	176,790	4	Lake Shannonside	IA	Aruba	2	0	Low
21	Non-binary	High School	Married	119,742	792	28,802	Auto	Self-employed	16	Poor	0.542339	235,577	0	Longport	FM	Uganda	2	2	Low
48	Female	PhD	Divorced	82,496	789	5,293	Business	Self-employed	8	Fair	0.161251	259,758	0	New Shawn	NH	Malta	3	0	Medium
37	Female	Bachelor's	Single	60,149	775	18,481	Business	Employed	13	Excellent	0.396936	264,537	4	Lake Daniel	IA	Yemen	null	0	Medium
35	Female	Master's	Divorced	70,298	724	33,492	Personal	Self-employed	2	Poor	0.221388	165,042	0	South Jeffreyburgh	ME	Macao	4	0	Low
65	Male	Master's	Divorced	78,985	604	9,401	Personal	Employed	2	Fair	0.555869	56,228	4	North Erichaven	MP	Slovenia	null	1	Low
46	Female	High School	Married	64,789	722	36,950	Home	Self-employed	6	Excellent	0.409585	null	2	West Carrie	ID	Algeria	0	1	Low
25	Male	Master's	Married	46,154	null	12,272	Auto	Employed	10	Good	0.201889	207,299	3	Stoutview	GA	Tokelau	3	1	Medium
27	Female	Bachelor's	Widowed	65,924	678	21,272	Auto	Unemployed	4	Poor	0.235233	120,559	2	Isaiahview	AK	Mozambique	1	1	Low
47	Male	Bachelor's	Divorced	null	657	35,899	Auto	Self-employed	14	Poor	0.134583	298,974	3	New Joan	NM	Oman	0	0	Low
50	Non-binary	Bachelor's	Divorced	109,532	null	39,454	Personal	Employed	6	Good	0.366157	116,061	1	Andreston	TN	Pakistan	2	1	Low
31	Male	Bachelor's	Widowed	29,280	734	15,862	Auto	Unemployed	13	Good	0.200696	119,885	2	Rachelfort	AL	Swaziland	null	2	Low
55	Female	Bachelor's	Widowed	32,018	610	23,606	Home	Unemployed	1	Poor	0.37751	null	2	Lake Cassandra	IN	British Indian Ocean Territory (Chagos Archipelago)	3	1	Low
22	Non-binary	High School	Divorced	111,043	729	13,551	Home	Self-employed	7	Good	0.300663	122,292	1	Hicksfurt	FM	Fiji	0	2	Low
26	Male	Master's	Married	115,334	693	null	Home	Unemployed	13	Fair	0.313439	96,763	0	Bryanstad	IL	Sudan	4	2	Low
19	Male	Bachelor's	Single	30,019	677	42,814	Business	Unemployed	6	Fair	0.547443	null	null	New Lori	OK	Vanuatu	3	2	Medium
28	Female	High School	Married	65,588	728	null	Personal	Employed	2	Good	0.314568	256,354	1	Gailton	IA	Iran	0	2	High
27	Non-binary	Bachelor's	Widowed	null	719	null	Auto	Self-employed	11	Poor	0.511409	288,448	1	East Ginashire	AR	United Arab Emirates	1	2	Medium
50	Non-binary	PhD	Divorced	106,623	615	10,475	Business	Employed	19	Fair	0.47298	124,540	3	East Christopherside	AS	United Kingdom	1	0	Low
34	Non-binary	Bachelor's	Single	23,261	717	null	Home	Self-employed	4	Poor	0.102597	160,998	3	Sanchezmouth	VI	India	1	1	Low
21	Non-binary	Master's	Single	56,978	607	null	Home	Employed	4	Good	0.300044	275,455	2	Whitakerborough	ND	Antigua and Barbuda	null	1	Low
26	Non-binary	Master's	Single	33,383	612	45,221	Personal	Self-employed	12	Poor	0.126548	34,436	2	Hunterburgh	GU	Wallis and Futuna	1	2	Medium
38	Male	High School	Single	93,844	672	30,316	Business	Self-employed	17	Excellent	0.470548	205,304	4	Michaelfurt	OK	Botswana	0	1	Low
25	Non-binary	Master's	Divorced	25,902	659	34,445	Auto	Unemployed	10	Good	0.473844	null	null	Robertsonfort	DE	Swaziland	1	1	Low
37	Female	PhD	Married	55,380	754	null	Auto	Employed	7	Good	0.518138	null	1	West Paulberg	WI	Mexico	null	2	Low
29	Female	Bachelor's	Single	38,830	731	17,412	Auto	Employed	2	Fair	0.465062	284,207	4	Christopherchester	GA	Seychelles	1	1	Low
38	Male	PhD	Single	114,176	620	16,531	Personal	Employed	19	Fair	0.495159	151,190	0	West Davidburgh	WI	Iran	3	2	Low
33	Non-binary	Bachelor's	Married	null	789	44,165	Home	Employed	17	Fair	0.20568	195,074	null	Stephensonburgh	PA	American Samoa	2	1	High
38	Male	High School	Widowed	null	732	19,950	Auto	Employed	7	Excellent	0.281188	null	1	Lake Lesliefurt	UT	Lesotho	2	2	Low
30	Female	High School	Married	77,858	690	null	Business	Employed	13	Excellent	0.263836	91,929	0	North Rhondachester	LA	Cuba	2	0	Medium
46	Male	Bachelor's	Widowed	83,401	636	41,217	Auto	Unemployed	19	Fair	0.242772	null	3	Knightburgh	PR	Zambia	2	2	Low
44	Male	Bachelor's	Widowed	76,521	681	42,140	Personal	Employed	1	Fair	0.202127	null	2	Lake Kristachester	DC	Barbados	2	0	Low
45	Male	PhD	Divorced	75,911	null	null	Business	Self-employed	19	Good	0.456252	191,495	null	Cynthialand	SD	Nauru	4	1	Medium
28	Non-binary	High School	Single	null	742	33,266	Personal	Self-employed	2	Poor	0.525676	243,458	3	Lamberttown	SC	Colombia	4	0	Low
31	Female	Bachelor's	Widowed	57,826	615	30,167	Business	Employed	10	Good	0.141514	null	0	East Amandaton	AK	Liberia	2	2	Medium
23	Male	High School	Divorced	73,832	609	30,850	Home	Employed	12	Excellent	0.5539	64,542	1	Williamsside	AR	Zambia	3	0	Low
45	Female	Master's	Single	27,322	764	null	Personal	Employed	9	Good	0.342141	163,194	1	Jenniferbury	DE	Uzbekistan	0	2	High
58	Non-binary	PhD	Divorced	25,906	null	42,362	Business	Unemployed	17	Poor	0.179146	null	2	Ashleyland	WY	Libyan Arab Jamahiriya	3	1	Low
36	Non-binary	High School	Single	63,874	769	38,462	Auto	Unemployed	9	Good	0.329671	278,313	2	Davisville	MI	Guatemala	0	1	Low
24	Female	PhD	Single	28,951	771	31,084	Auto	Self-employed	9	Fair	0.551736	228,984	0	Williamport	AZ	Saudi Arabia	4	0	Low
39	Male	Bachelor's	Divorced	60,849	613	27,091	Auto	Unemployed	5	Good	0.133929	174,774	1	Parkerfurt	KS	Eritrea	0	1	Medium
67	Male	PhD	Single	108,091	null	39,527	Personal	Unemployed	18	Excellent	0.351999	243,434	4	South Curtisport	VT	Tunisia	null	1	Low
22	Non-binary	High School	Widowed	106,128	676	null	Business	Self-employed	5	Good	0.186786	47,659	2	North Amandafurt	NC	Cayman Islands	0	2	Medium
68	Male	PhD	Single	null	null	25,394	Auto	Self-employed	19	Good	0.268248	null	4	West Joseph	OR	Venezuela	2	0	Low

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