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Title: law - If a house is in foreclosure what does the bank own vs what the former owner owns - Personal Finance & Money Stack Exchange
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If a house is in foreclosure what does the bank own vs what the former owner owns
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If a house is in foreclosure what does the bank own vs what the former owner owns
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So we were having a discussion about what we would all do if we were unfortunate enough to have our homes go into foreclosure. I asserted that all the appliances and even window blinds would still be my property. I would be allowed to keep my washer, dryer, fridge, dishwasher, blinds and even any fancy light socket covers I had installed. I would not have access to the stove, built in microwave and hood, copper wiring, carpet or fence material. So what is the law or generally accepted rule for what I bank owns when the home is foreclosed on? law real-estate consumer-protection foreclosure
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asked Nov 20 '10 at 17:34
MrChrister
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My understanding is that bank would generally have title to the permanent fixtures in the home, and that the prior homeowner would have the right to keep temporary fixtures, decor, and other personal property. Most things are clear-cut: a toilet is a permanent fixture. A shower curtain is not. For some items that aren't so clear-cut, it depends on the way things are handled in your jurisdiction.
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msmarco_v2.1_doc_02_394732165#1_683405842
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Title: law - If a house is in foreclosure what does the bank own vs what the former owner owns - Personal Finance & Money Stack Exchange
Headings:
If a house is in foreclosure what does the bank own vs what the former owner owns
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asked Nov 20 '10 at 17:34
MrChrister
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My understanding is that bank would generally have title to the permanent fixtures in the home, and that the prior homeowner would have the right to keep temporary fixtures, decor, and other personal property. Most things are clear-cut: a toilet is a permanent fixture. A shower curtain is not. For some items that aren't so clear-cut, it depends on the way things are handled in your jurisdiction. In some areas, appliances like washer/dryer/fridge are traditionally bought and sold with the house. In those areas, those appliances would be considered permanent fixtures of the property. In other areas, the appliances don't usually convey with the house, so they wouldn't become the bank's property either. Many people make improvements like upgrading shower heads, adding a chandelier, or installing fancy light socket covers. You're probably within your rights to take those back as long as you install a replacement, and those replacements don't have to be very nice.
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msmarco_v2.1_doc_02_394732165#2_683407715
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Title: law - If a house is in foreclosure what does the bank own vs what the former owner owns - Personal Finance & Money Stack Exchange
Headings:
If a house is in foreclosure what does the bank own vs what the former owner owns
3 Answers
3
Not the answer you're looking for? Browse other questions tagged law real-estate consumer-protection foreclosure or ask your own question.
Content: In some areas, appliances like washer/dryer/fridge are traditionally bought and sold with the house. In those areas, those appliances would be considered permanent fixtures of the property. In other areas, the appliances don't usually convey with the house, so they wouldn't become the bank's property either. Many people make improvements like upgrading shower heads, adding a chandelier, or installing fancy light socket covers. You're probably within your rights to take those back as long as you install a replacement, and those replacements don't have to be very nice. It's sadly become common for homeowners to strip a home that's in foreclosure, taking permanent fixtures when they leave. Those items are technically your property until the place is actually foreclosed. If you happen to sell your fridge on Craigslist for $200, there's not much your bank can do. After foreclosure, the new owner's top priority will be to get you out of the house quickly and quietly. I've heard that they'll actually offer cash for cooperation, so that the resident can leave with some dignity and have some cash to start a new life.
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msmarco_v2.1_doc_02_394732165#3_683409482
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Title: law - If a house is in foreclosure what does the bank own vs what the former owner owns - Personal Finance & Money Stack Exchange
Headings:
If a house is in foreclosure what does the bank own vs what the former owner owns
3 Answers
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Not the answer you're looking for? Browse other questions tagged law real-estate consumer-protection foreclosure or ask your own question.
Content: It's sadly become common for homeowners to strip a home that's in foreclosure, taking permanent fixtures when they leave. Those items are technically your property until the place is actually foreclosed. If you happen to sell your fridge on Craigslist for $200, there's not much your bank can do. After foreclosure, the new owner's top priority will be to get you out of the house quickly and quietly. I've heard that they'll actually offer cash for cooperation, so that the resident can leave with some dignity and have some cash to start a new life. The bank isn't going to go after you for the curtains -- it's relatively unimportant, it's not worth their time, and you probably wouldn't be able to pay them back anyway. Disclaimer: I'm not a lawyer nor an accountant. Everything I just said is probably wrong. :) I learned all of this last year when I bought a house that had been foreclosed and was "stripped" by the previous owner.
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msmarco_v2.1_doc_02_394732165#4_683411063
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Title: law - If a house is in foreclosure what does the bank own vs what the former owner owns - Personal Finance & Money Stack Exchange
Headings:
If a house is in foreclosure what does the bank own vs what the former owner owns
3 Answers
3
Not the answer you're looking for? Browse other questions tagged law real-estate consumer-protection foreclosure or ask your own question.
Content: The bank isn't going to go after you for the curtains -- it's relatively unimportant, it's not worth their time, and you probably wouldn't be able to pay them back anyway. Disclaimer: I'm not a lawyer nor an accountant. Everything I just said is probably wrong. :) I learned all of this last year when I bought a house that had been foreclosed and was "stripped" by the previous owner. Share
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answered Nov 21 '10 at 1:36
Ryan
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Basically what you said: Things permanently attached to the home stay; personal property goes. If you upgraded a fixture and still have the old fixture, you can swap them out as long as the old fixture still functions. Share
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answered Nov 21 '10 at 1:21
mbhunter
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That is incorrect.
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msmarco_v2.1_doc_02_394732165#5_683412636
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Title: law - If a house is in foreclosure what does the bank own vs what the former owner owns - Personal Finance & Money Stack Exchange
Headings:
If a house is in foreclosure what does the bank own vs what the former owner owns
3 Answers
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Not the answer you're looking for? Browse other questions tagged law real-estate consumer-protection foreclosure or ask your own question.
Content: Share
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answered Nov 21 '10 at 1:36
Ryan
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Basically what you said: Things permanently attached to the home stay; personal property goes. If you upgraded a fixture and still have the old fixture, you can swap them out as long as the old fixture still functions. Share
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answered Nov 21 '10 at 1:21
mbhunter
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That is incorrect. Very often, people who stopped paying their mortgage were forced to do so by their lender. They make you fill out a fancy packet if you lose your job or something life-changing happens which renders you unable to work and you require short-term help. Well that happened to me when I needed only a month of assistance. When I was ready to resume payments, they told me to wait the six-month mortgage assistance period before paying again on my mortgage. Then the same thing keeps happening, until you've lived in your home not paying anything for 2 years because they won't let you !!!!
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msmarco_v2.1_doc_02_395147416#0_684491327
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Title: Civil Engineer - Career Rankings, Salary, Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Overview
What is a Civil Engineer?
Unemployment Rate
Number of Jobs
Unemployment Rate
Number of Jobs
What is the best career fit for me? Take our assessment now.
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How Much Does a Civil Engineer Make?
How to Become a Civil Engineer?
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Senior Civil Engineer
Ardmore Roderick
Civil Engineer (Structural)
Fehr Graham
GPS/Survey Engineer, Civil Engineering
CyberCoders
Civil Engineer-Water Main Construction (Water Main Coordinating Engineer)
Jacobs Engineering Group Inc.
Civil Design Project Engineer
LinkedIn
Civil / Transportation Manager - Chicago Office
CyberCoders
Civil Engineer
2IM Group, LLC
Civil Engineer
Futures Consulting, LLC
Civil Engineering Specialist
STV Group, Incorporated
Civil Design Manager
Globetrotters Engineering Corporation
Project Sediment Engineer (Geotechnical, Environmental, or Civil)
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Interdisciplinary General Engineer / Civil Engineer (Supervisory/Non-Supervisory)
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Below Average
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: Civil Engineer - Career Rankings, Salary, Reviews and Advice | US News Best Jobs
Civil Engineer
Best Jobs
Careers
Money
Home
Civil Engineer Overview
Overall Score 6.1 / 10
#4 in Best Engineering Jobs
#23 in Best STEM Jobs
#82 in 100 Best Jobs
Overview
Salary
Reviews and Advice
Job Openings
Overview
Salary
Reviews and Advice
Job Openings
Sign Up for Job Alerts
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What is a Civil Engineer? Median Salary
$87,060
Unemployment Rate
1%
Number of Jobs
5,500
What is a Civil Engineer? Median Salary
$87,060
Unemployment Rate
1%
Number of Jobs
5,500
Civil engineers are responsible for the world's most inspiring buildings, bridges and roads, as well as some of the less thrilling – yet no less structurally sound – buildings, bridges and roads. Some of these incredible structures include the Burj Khalifa in Dubai, the Golden Gate Bridge in San Francisco and "Spaghetti Junction" in Birmingham, England, which wouldn't be possible without talented civil engineers. According to the American Society of Civil Engineers, the scope of the profession is "the design and maintenance of public works such as roads, bridges, water and energy systems as well as public facilities like ports, railways and airports." Civil engineering dates back centuries and is one of the largest sectors in the engineering field. Civil engineers are involved with these projects at every step, from the beginning designs to the construction to the oversight when the project is complete. Job responsibilities include analysis – especially in the planning stage – of survey reports and maps. A civil engineer's duties may also include breaking down construction costs and considering government regulations and potential environmental hazards. Civil engineers also perform experiments, whether that's testing soils to determine the strength of a project's foundation or assessing building materials to determine whether, for instance, concrete or asphalt would work best for a certain project.
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http://money.usnews.com/careers/best-jobs/civil-engineer
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msmarco_v2.1_doc_02_395147416#1_684494908
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Title: Civil Engineer - Career Rankings, Salary, Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Overview
What is a Civil Engineer?
Unemployment Rate
Number of Jobs
Unemployment Rate
Number of Jobs
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
U.S. NEWS BEST JOBS
Rankings
Scorecard
How Much Does a Civil Engineer Make?
How to Become a Civil Engineer?
Find a Job
Senior Civil Engineer
Ardmore Roderick
Civil Engineer (Structural)
Fehr Graham
GPS/Survey Engineer, Civil Engineering
CyberCoders
Civil Engineer-Water Main Construction (Water Main Coordinating Engineer)
Jacobs Engineering Group Inc.
Civil Design Project Engineer
LinkedIn
Civil / Transportation Manager - Chicago Office
CyberCoders
Civil Engineer
2IM Group, LLC
Civil Engineer
Futures Consulting, LLC
Civil Engineering Specialist
STV Group, Incorporated
Civil Design Manager
Globetrotters Engineering Corporation
Project Sediment Engineer (Geotechnical, Environmental, or Civil)
Foth
Interdisciplinary General Engineer / Civil Engineer (Supervisory/Non-Supervisory)
General Services Admin
Job Satisfaction
Upward Mobility
Above Average
Stress Level
Average
Flexibility
Below Average
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: Civil engineering dates back centuries and is one of the largest sectors in the engineering field. Civil engineers are involved with these projects at every step, from the beginning designs to the construction to the oversight when the project is complete. Job responsibilities include analysis – especially in the planning stage – of survey reports and maps. A civil engineer's duties may also include breaking down construction costs and considering government regulations and potential environmental hazards. Civil engineers also perform experiments, whether that's testing soils to determine the strength of a project's foundation or assessing building materials to determine whether, for instance, concrete or asphalt would work best for a certain project. They also need financial acumen, since they provide cost estimates for equipment and labor, as well as knowledge of software programs for use in planning and designing systems and structures. Civil engineering is a broad field. Specialties include architectural, structural, transportation, traffic, water resources and geotechnical engineering. Environmental engineering is another specialty, and it uses engineering principles to both protect the health of nature and people. Civil engineers may work for state or local governments or in the private sector at consulting or construction firms.
|
http://money.usnews.com/careers/best-jobs/civil-engineer
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msmarco_v2.1_doc_02_395147416#2_684497806
|
Title: Civil Engineer - Career Rankings, Salary, Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Overview
What is a Civil Engineer?
Unemployment Rate
Number of Jobs
Unemployment Rate
Number of Jobs
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
U.S. NEWS BEST JOBS
Rankings
Scorecard
How Much Does a Civil Engineer Make?
How to Become a Civil Engineer?
Find a Job
Senior Civil Engineer
Ardmore Roderick
Civil Engineer (Structural)
Fehr Graham
GPS/Survey Engineer, Civil Engineering
CyberCoders
Civil Engineer-Water Main Construction (Water Main Coordinating Engineer)
Jacobs Engineering Group Inc.
Civil Design Project Engineer
LinkedIn
Civil / Transportation Manager - Chicago Office
CyberCoders
Civil Engineer
2IM Group, LLC
Civil Engineer
Futures Consulting, LLC
Civil Engineering Specialist
STV Group, Incorporated
Civil Design Manager
Globetrotters Engineering Corporation
Project Sediment Engineer (Geotechnical, Environmental, or Civil)
Foth
Interdisciplinary General Engineer / Civil Engineer (Supervisory/Non-Supervisory)
General Services Admin
Job Satisfaction
Upward Mobility
Above Average
Stress Level
Average
Flexibility
Below Average
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: They also need financial acumen, since they provide cost estimates for equipment and labor, as well as knowledge of software programs for use in planning and designing systems and structures. Civil engineering is a broad field. Specialties include architectural, structural, transportation, traffic, water resources and geotechnical engineering. Environmental engineering is another specialty, and it uses engineering principles to both protect the health of nature and people. Civil engineers may work for state or local governments or in the private sector at consulting or construction firms. Some civil engineers hold supervisory or administrative positions, while others pursue careers in design, construction or teaching. The Bureau of Labor Statistics projects 1.7 percent employment growth for civil engineers between 2019 and 2029. In that period, an estimated 5,500 jobs should open up. Median Salary
$87,060
Unemployment Rate
1%
Number of Jobs
5,500
Civil engineers are responsible for the world's most inspiring buildings, bridges and roads, as well as some of the less thrilling – yet no less structurally sound – buildings, bridges and roads. Some of these incredible structures include the Burj Khalifa in Dubai, the Golden Gate Bridge in San Francisco and "Spaghetti Junction" in Birmingham, England, which wouldn't be possible without talented civil engineers.
|
http://money.usnews.com/careers/best-jobs/civil-engineer
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msmarco_v2.1_doc_02_395147416#3_684500732
|
Title: Civil Engineer - Career Rankings, Salary, Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Overview
What is a Civil Engineer?
Unemployment Rate
Number of Jobs
Unemployment Rate
Number of Jobs
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
U.S. NEWS BEST JOBS
Rankings
Scorecard
How Much Does a Civil Engineer Make?
How to Become a Civil Engineer?
Find a Job
Senior Civil Engineer
Ardmore Roderick
Civil Engineer (Structural)
Fehr Graham
GPS/Survey Engineer, Civil Engineering
CyberCoders
Civil Engineer-Water Main Construction (Water Main Coordinating Engineer)
Jacobs Engineering Group Inc.
Civil Design Project Engineer
LinkedIn
Civil / Transportation Manager - Chicago Office
CyberCoders
Civil Engineer
2IM Group, LLC
Civil Engineer
Futures Consulting, LLC
Civil Engineering Specialist
STV Group, Incorporated
Civil Design Manager
Globetrotters Engineering Corporation
Project Sediment Engineer (Geotechnical, Environmental, or Civil)
Foth
Interdisciplinary General Engineer / Civil Engineer (Supervisory/Non-Supervisory)
General Services Admin
Job Satisfaction
Upward Mobility
Above Average
Stress Level
Average
Flexibility
Below Average
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: Some civil engineers hold supervisory or administrative positions, while others pursue careers in design, construction or teaching. The Bureau of Labor Statistics projects 1.7 percent employment growth for civil engineers between 2019 and 2029. In that period, an estimated 5,500 jobs should open up. Median Salary
$87,060
Unemployment Rate
1%
Number of Jobs
5,500
Civil engineers are responsible for the world's most inspiring buildings, bridges and roads, as well as some of the less thrilling – yet no less structurally sound – buildings, bridges and roads. Some of these incredible structures include the Burj Khalifa in Dubai, the Golden Gate Bridge in San Francisco and "Spaghetti Junction" in Birmingham, England, which wouldn't be possible without talented civil engineers. According to the American Society of Civil Engineers, the scope of the profession is "the design and maintenance of public works such as roads, bridges, water and energy systems as well as public facilities like ports, railways and airports." Civil engineering dates back centuries and is one of the largest sectors in the engineering field. Civil engineers are involved with these projects at every step, from the beginning designs to the construction to the oversight when the project is complete. Job responsibilities include analysis – especially in the planning stage – of survey reports and maps. A civil engineer's duties may also include breaking down construction costs and considering government regulations and potential environmental hazards.
|
http://money.usnews.com/careers/best-jobs/civil-engineer
|
msmarco_v2.1_doc_02_395147416#4_684503829
|
Title: Civil Engineer - Career Rankings, Salary, Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Overview
What is a Civil Engineer?
Unemployment Rate
Number of Jobs
Unemployment Rate
Number of Jobs
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
U.S. NEWS BEST JOBS
Rankings
Scorecard
How Much Does a Civil Engineer Make?
How to Become a Civil Engineer?
Find a Job
Senior Civil Engineer
Ardmore Roderick
Civil Engineer (Structural)
Fehr Graham
GPS/Survey Engineer, Civil Engineering
CyberCoders
Civil Engineer-Water Main Construction (Water Main Coordinating Engineer)
Jacobs Engineering Group Inc.
Civil Design Project Engineer
LinkedIn
Civil / Transportation Manager - Chicago Office
CyberCoders
Civil Engineer
2IM Group, LLC
Civil Engineer
Futures Consulting, LLC
Civil Engineering Specialist
STV Group, Incorporated
Civil Design Manager
Globetrotters Engineering Corporation
Project Sediment Engineer (Geotechnical, Environmental, or Civil)
Foth
Interdisciplinary General Engineer / Civil Engineer (Supervisory/Non-Supervisory)
General Services Admin
Job Satisfaction
Upward Mobility
Above Average
Stress Level
Average
Flexibility
Below Average
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: According to the American Society of Civil Engineers, the scope of the profession is "the design and maintenance of public works such as roads, bridges, water and energy systems as well as public facilities like ports, railways and airports." Civil engineering dates back centuries and is one of the largest sectors in the engineering field. Civil engineers are involved with these projects at every step, from the beginning designs to the construction to the oversight when the project is complete. Job responsibilities include analysis – especially in the planning stage – of survey reports and maps. A civil engineer's duties may also include breaking down construction costs and considering government regulations and potential environmental hazards. Civil engineers also perform experiments, whether that's testing soils to determine the strength of a project's foundation or assessing building materials to determine whether, for instance, concrete or asphalt would work best for a certain project. They also need financial acumen, since they provide cost estimates for equipment and labor, as well as knowledge of software programs for use in planning and designing systems and structures. Civil engineering is a broad field. Specialties include architectural, structural, transportation, traffic, water resources and geotechnical engineering. Environmental engineering is another specialty, and it uses engineering principles to both protect the health of nature and people.
|
http://money.usnews.com/careers/best-jobs/civil-engineer
|
msmarco_v2.1_doc_02_395147416#5_684506854
|
Title: Civil Engineer - Career Rankings, Salary, Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Overview
What is a Civil Engineer?
Unemployment Rate
Number of Jobs
Unemployment Rate
Number of Jobs
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
U.S. NEWS BEST JOBS
Rankings
Scorecard
How Much Does a Civil Engineer Make?
How to Become a Civil Engineer?
Find a Job
Senior Civil Engineer
Ardmore Roderick
Civil Engineer (Structural)
Fehr Graham
GPS/Survey Engineer, Civil Engineering
CyberCoders
Civil Engineer-Water Main Construction (Water Main Coordinating Engineer)
Jacobs Engineering Group Inc.
Civil Design Project Engineer
LinkedIn
Civil / Transportation Manager - Chicago Office
CyberCoders
Civil Engineer
2IM Group, LLC
Civil Engineer
Futures Consulting, LLC
Civil Engineering Specialist
STV Group, Incorporated
Civil Design Manager
Globetrotters Engineering Corporation
Project Sediment Engineer (Geotechnical, Environmental, or Civil)
Foth
Interdisciplinary General Engineer / Civil Engineer (Supervisory/Non-Supervisory)
General Services Admin
Job Satisfaction
Upward Mobility
Above Average
Stress Level
Average
Flexibility
Below Average
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: Civil engineers also perform experiments, whether that's testing soils to determine the strength of a project's foundation or assessing building materials to determine whether, for instance, concrete or asphalt would work best for a certain project. They also need financial acumen, since they provide cost estimates for equipment and labor, as well as knowledge of software programs for use in planning and designing systems and structures. Civil engineering is a broad field. Specialties include architectural, structural, transportation, traffic, water resources and geotechnical engineering. Environmental engineering is another specialty, and it uses engineering principles to both protect the health of nature and people. Civil engineers may work for state or local governments or in the private sector at consulting or construction firms. Some civil engineers hold supervisory or administrative positions, while others pursue careers in design, construction or teaching. The Bureau of Labor Statistics projects 1.7 percent employment growth for civil engineers between 2019 and 2029. In that period, an estimated 5,500 jobs should open up. READ MORE
What is the best career fit for me?
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http://money.usnews.com/careers/best-jobs/civil-engineer
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msmarco_v2.1_doc_02_395163843#2_684530256
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Title: Civil Engineer Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Reviews and Advice
How to get a Job as a Civil Engineer
What is the best career fit for me? Take our assessment now.
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Above Average
Average
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What is the Job Like?
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Content: Finding your dream job starts with knowing what makes you the way you are. Simple
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Average Americans work well into their 60s, so workers might as well have a job that's enjoyable and a career that's fulfilling. A job with a low stress level, good work-life balance and solid prospects to improve, get promoted and earn a higher salary would make many employees happy. Here's how Civil Engineers job satisfaction is rated in terms of upward mobility, stress level and flexibility. Upward Mobility
Upward Mobility
Opportunities for advancements and salary
Above Average
Opportunities for advancements and salary
Stress Level
Stress Level
Work environment and complexities of the job's responsibilities
Average
Work environment and complexities of the job's responsibilities
Flexibility
Flexibility
Alternative working schedule and work life balance
Below Average
Alternative working schedule and work life balance
What is the Job Like? For the most part, jobs in civil engineering are project-based.
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http://money.usnews.com/careers/best-jobs/civil-engineer/reviews
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msmarco_v2.1_doc_02_395163843#3_684532020
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Title: Civil Engineer Reviews and Advice | US News Best Jobs
Headings: Civil Engineer
Civil Engineer Reviews and Advice
How to get a Job as a Civil Engineer
What is the best career fit for me? Take our assessment now.
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Unique
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Job Satisfaction
Above Average
Average
Below Average
What is the Job Like?
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Content: Job Satisfaction
Average Americans work well into their 60s, so workers might as well have a job that's enjoyable and a career that's fulfilling. A job with a low stress level, good work-life balance and solid prospects to improve, get promoted and earn a higher salary would make many employees happy. Here's how Civil Engineers job satisfaction is rated in terms of upward mobility, stress level and flexibility. Upward Mobility
Upward Mobility
Opportunities for advancements and salary
Above Average
Opportunities for advancements and salary
Stress Level
Stress Level
Work environment and complexities of the job's responsibilities
Average
Work environment and complexities of the job's responsibilities
Flexibility
Flexibility
Alternative working schedule and work life balance
Below Average
Alternative working schedule and work life balance
What is the Job Like? For the most part, jobs in civil engineering are project-based. While some civil engineers will spend their working hours at the office, others will spend a lot of time in the field. However, many jobs offer a blend of field and office work. Government jobs have predictable hours, while construction work in the private sector tends to run from 7 a.m. to 3 p.m. Working for a commercial real estate firm could entail longer hours and travel. If you're in a managerial position, directing projects might require longer hours as well. Previous:
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Title: Diagnostic Medical Sonographer Salary | US News Best Jobs
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Diagnostic Medical Sonographer Salary
How Much Does a Diagnostic Medical Sonographer Make?
Salary Outlook
What Is the Outlook for Diagnostic Medical Sonographers?
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Find a Job
Sonographer - GYN - (Sonography - Sono)
Club Staffing
Cardiac Sonographer Sr
Children's Memorial Hospital
Fertility Centers of Illinois: Ultrasonographer, Floater (Chicagoland Area)
Fertility Centers of Illinois
ULTRASONOGRAPHER-MDC DIAG CTR
UNAVAILABLE
Sonographer - GYN - (Sonography - Sono)
Med Travelers
Sonographer
All-Stat Portable
Cardiac Sonographer
Northshore
Cardiac Ultrasound Clinical Specialist - home-based Chicago, IL
Philips
Best-Paying Cities for Diagnostic Medical Sonographers
Salinas, California
Sacramento, California
San Francisco, California
Vallejo, California
Santa Cruz, California
The 5 Best-Paying Cities for Diagnostic Medical Sonographers
Best-Paying States for Diagnostic Medical Sonographers
Hawaii
California
Alaska
District of Columbia
Washington
What Is the Diagnostic Medical Sonographer Salary by Place of Employment?
Frequently Asked Questions
Average Diagnostic Medical Sonographer Pay vs. Other Best Jobs
Content: 8 D Pay Rate ... AMN Healthcare and our recruitment brands Med Travelers & Club Staffing are the #1 Healthcare ...
Posted 1 day ago
Apply to Job
Sonographer
All-Stat Portable
Chicago, IL, USA
...Read More
Perform diagnostic exams using portable ultrasound equipment * Process and upload images to a PACS system * Gather and complete appropriate paperwork Requirements * ARDMS RVT or RVS and ARDMS AB/OB ...
Perform diagnostic exams using portable ultrasound equipment * Process and upload images to a PACS system * Gather and complete appropriate paperwork Requirements * ARDMS RVT or RVS and ARDMS AB/OB ...
Posted 814 days ago
Apply to Job
Cardiac Sonographer
Northshore
Evanston, IL, USA
...Read More
Cardiac Sonographer * Location: Evanston Hospital * Full Time/Part Time: Resource, per department ... NorthShore also includes a 900 physician multispecialty group practice, NorthShore Medical Group ...
Cardiac Sonographer * Location: Evanston Hospital * Full Time/Part Time: Resource, per department ... NorthShore also includes a 900 physician multispecialty group practice, NorthShore Medical Group ...
Posted 27 days ago
Apply to Job
Cardiac Ultrasound Clinical Specialist - home-based Chicago, IL
Philips
Chicago, IL, USA
...Read More
Registered Cardiac Sonographer (RCS) or Registered Diagnostic Cardiac Sonographer (RDCS) with 2+ ... medical device industry * Experience
Registered Cardiac Sonographer (RCS) or Registered Diagnostic Cardiac Sonographer (RDCS) with 2+ ... medical device industry * Experience
Posted 35 days ago
Apply to Job
Best-Paying Cities for Diagnostic Medical Sonographers
The metropolitan areas that pay the highest salary in the diagnostic medical sonographer profession are Salinas, Sacramento, San Francisco, Vallejo, and Santa Cruz. Salinas, California
$126,850
Sacramento, California
$118,880
San Francisco, California
$115,280
Vallejo, California
$115,190
Santa Cruz, California
$110,530
The 5 Best-Paying Cities for Diagnostic Medical Sonographers
View All 5 Slides
Best-Paying States for Diagnostic Medical Sonographers
The states and districts that pay Diagnostic Medical Sonographers the highest mean salary are Hawaii ($102,140), California ($100,960), Alaska ($97,270), District of Columbia ($95,290), and Washington ($90,130). Hawaii
$102,140
California
$100,960
Alaska
$97,270
District of Columbia
$95,290
Washington
$90,130
What Is the Diagnostic Medical Sonographer Salary by Place of Employment? In addition to region and education, factors such as specialty, industry and employer have an effect on a diagnostic medical sonographer’s salary. The top-paying places of employment with the highest average annual salaries for this career include outpatient care centers ($93,060); management of companies and enterprises ($85,960);
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http://money.usnews.com/careers/best-jobs/diagnostic-medical-sonographer/salary
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msmarco_v2.1_doc_02_395499553#7_685478752
|
Title: Diagnostic Medical Sonographer Salary | US News Best Jobs
Headings: Diagnostic Medical Sonographer
Diagnostic Medical Sonographer Salary
How Much Does a Diagnostic Medical Sonographer Make?
Salary Outlook
What Is the Outlook for Diagnostic Medical Sonographers?
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
Find a Job
Sonographer - GYN - (Sonography - Sono)
Club Staffing
Cardiac Sonographer Sr
Children's Memorial Hospital
Fertility Centers of Illinois: Ultrasonographer, Floater (Chicagoland Area)
Fertility Centers of Illinois
ULTRASONOGRAPHER-MDC DIAG CTR
UNAVAILABLE
Sonographer - GYN - (Sonography - Sono)
Med Travelers
Sonographer
All-Stat Portable
Cardiac Sonographer
Northshore
Cardiac Ultrasound Clinical Specialist - home-based Chicago, IL
Philips
Best-Paying Cities for Diagnostic Medical Sonographers
Salinas, California
Sacramento, California
San Francisco, California
Vallejo, California
Santa Cruz, California
The 5 Best-Paying Cities for Diagnostic Medical Sonographers
Best-Paying States for Diagnostic Medical Sonographers
Hawaii
California
Alaska
District of Columbia
Washington
What Is the Diagnostic Medical Sonographer Salary by Place of Employment?
Frequently Asked Questions
Average Diagnostic Medical Sonographer Pay vs. Other Best Jobs
Content: Salinas, California
$126,850
Sacramento, California
$118,880
San Francisco, California
$115,280
Vallejo, California
$115,190
Santa Cruz, California
$110,530
The 5 Best-Paying Cities for Diagnostic Medical Sonographers
View All 5 Slides
Best-Paying States for Diagnostic Medical Sonographers
The states and districts that pay Diagnostic Medical Sonographers the highest mean salary are Hawaii ($102,140), California ($100,960), Alaska ($97,270), District of Columbia ($95,290), and Washington ($90,130). Hawaii
$102,140
California
$100,960
Alaska
$97,270
District of Columbia
$95,290
Washington
$90,130
What Is the Diagnostic Medical Sonographer Salary by Place of Employment? In addition to region and education, factors such as specialty, industry and employer have an effect on a diagnostic medical sonographer’s salary. The top-paying places of employment with the highest average annual salaries for this career include outpatient care centers ($93,060); management of companies and enterprises ($85,960); colleges, universities and professional schools ($82,100); employment services ($81,290); and specialty (except psychiatric and substance abuse) hospitals ($80,930). Many diagnostic medical sonographers work full time and often work past normal business hours in 24-hour facilities. Frequently Asked Questions
Q:
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http://money.usnews.com/careers/best-jobs/diagnostic-medical-sonographer/salary
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msmarco_v2.1_doc_02_395499553#8_685481660
|
Title: Diagnostic Medical Sonographer Salary | US News Best Jobs
Headings: Diagnostic Medical Sonographer
Diagnostic Medical Sonographer Salary
How Much Does a Diagnostic Medical Sonographer Make?
Salary Outlook
What Is the Outlook for Diagnostic Medical Sonographers?
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
Find a Job
Sonographer - GYN - (Sonography - Sono)
Club Staffing
Cardiac Sonographer Sr
Children's Memorial Hospital
Fertility Centers of Illinois: Ultrasonographer, Floater (Chicagoland Area)
Fertility Centers of Illinois
ULTRASONOGRAPHER-MDC DIAG CTR
UNAVAILABLE
Sonographer - GYN - (Sonography - Sono)
Med Travelers
Sonographer
All-Stat Portable
Cardiac Sonographer
Northshore
Cardiac Ultrasound Clinical Specialist - home-based Chicago, IL
Philips
Best-Paying Cities for Diagnostic Medical Sonographers
Salinas, California
Sacramento, California
San Francisco, California
Vallejo, California
Santa Cruz, California
The 5 Best-Paying Cities for Diagnostic Medical Sonographers
Best-Paying States for Diagnostic Medical Sonographers
Hawaii
California
Alaska
District of Columbia
Washington
What Is the Diagnostic Medical Sonographer Salary by Place of Employment?
Frequently Asked Questions
Average Diagnostic Medical Sonographer Pay vs. Other Best Jobs
Content: colleges, universities and professional schools ($82,100); employment services ($81,290); and specialty (except psychiatric and substance abuse) hospitals ($80,930). Many diagnostic medical sonographers work full time and often work past normal business hours in 24-hour facilities. Frequently Asked Questions
Q: How much does a diagnostic medical sonographer make per hour? A: In 2019, diagnostic medical sonographers earned an average salary of $36.44 per hour. Q: What is the salary for a diagnostic medical sonographer in California?
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http://money.usnews.com/careers/best-jobs/diagnostic-medical-sonographer/salary
|
msmarco_v2.1_doc_02_395499553#9_685483755
|
Title: Diagnostic Medical Sonographer Salary | US News Best Jobs
Headings: Diagnostic Medical Sonographer
Diagnostic Medical Sonographer Salary
How Much Does a Diagnostic Medical Sonographer Make?
Salary Outlook
What Is the Outlook for Diagnostic Medical Sonographers?
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
Find a Job
Sonographer - GYN - (Sonography - Sono)
Club Staffing
Cardiac Sonographer Sr
Children's Memorial Hospital
Fertility Centers of Illinois: Ultrasonographer, Floater (Chicagoland Area)
Fertility Centers of Illinois
ULTRASONOGRAPHER-MDC DIAG CTR
UNAVAILABLE
Sonographer - GYN - (Sonography - Sono)
Med Travelers
Sonographer
All-Stat Portable
Cardiac Sonographer
Northshore
Cardiac Ultrasound Clinical Specialist - home-based Chicago, IL
Philips
Best-Paying Cities for Diagnostic Medical Sonographers
Salinas, California
Sacramento, California
San Francisco, California
Vallejo, California
Santa Cruz, California
The 5 Best-Paying Cities for Diagnostic Medical Sonographers
Best-Paying States for Diagnostic Medical Sonographers
Hawaii
California
Alaska
District of Columbia
Washington
What Is the Diagnostic Medical Sonographer Salary by Place of Employment?
Frequently Asked Questions
Average Diagnostic Medical Sonographer Pay vs. Other Best Jobs
Content: How much does a diagnostic medical sonographer make per hour? A: In 2019, diagnostic medical sonographers earned an average salary of $36.44 per hour. Q: What is the salary for a diagnostic medical sonographer in California? A: Diagnostic medical sonographers employed in California earned an average salary of $100,960 in 2019. Average Diagnostic Medical Sonographer Pay vs. Other Best Jobs
Diagnostic Medical Sonographers earned an average salary of $75,780 in 2019. Comparable jobs earned the following average salary in 2019: Registered Nurses made $77,460, Radiologic Technologists made $63,120, Physical Therapist Assistants made $58,520, and Medical Equipment Repairers made $53,130.
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http://money.usnews.com/careers/best-jobs/diagnostic-medical-sonographer/salary
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msmarco_v2.1_doc_02_395499553#10_685486003
|
Title: Diagnostic Medical Sonographer Salary | US News Best Jobs
Headings: Diagnostic Medical Sonographer
Diagnostic Medical Sonographer Salary
How Much Does a Diagnostic Medical Sonographer Make?
Salary Outlook
What Is the Outlook for Diagnostic Medical Sonographers?
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
Find a Job
Sonographer - GYN - (Sonography - Sono)
Club Staffing
Cardiac Sonographer Sr
Children's Memorial Hospital
Fertility Centers of Illinois: Ultrasonographer, Floater (Chicagoland Area)
Fertility Centers of Illinois
ULTRASONOGRAPHER-MDC DIAG CTR
UNAVAILABLE
Sonographer - GYN - (Sonography - Sono)
Med Travelers
Sonographer
All-Stat Portable
Cardiac Sonographer
Northshore
Cardiac Ultrasound Clinical Specialist - home-based Chicago, IL
Philips
Best-Paying Cities for Diagnostic Medical Sonographers
Salinas, California
Sacramento, California
San Francisco, California
Vallejo, California
Santa Cruz, California
The 5 Best-Paying Cities for Diagnostic Medical Sonographers
Best-Paying States for Diagnostic Medical Sonographers
Hawaii
California
Alaska
District of Columbia
Washington
What Is the Diagnostic Medical Sonographer Salary by Place of Employment?
Frequently Asked Questions
Average Diagnostic Medical Sonographer Pay vs. Other Best Jobs
Content: A: Diagnostic medical sonographers employed in California earned an average salary of $100,960 in 2019. Average Diagnostic Medical Sonographer Pay vs. Other Best Jobs
Diagnostic Medical Sonographers earned an average salary of $75,780 in 2019. Comparable jobs earned the following average salary in 2019: Registered Nurses made $77,460, Radiologic Technologists made $63,120, Physical Therapist Assistants made $58,520, and Medical Equipment Repairers made $53,130. 80,000
60,000
40,000
20,000
0
80,000
60,000
40,000
20,000
0
Registered Nurse
Diagnostic Medical Sonographer
Radiologic Technologist
Physical Therapist Assistant
Medical Equipment Repairer
Previous: Overview
Next: Reviews and Advice
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http://money.usnews.com/careers/best-jobs/diagnostic-medical-sonographer/salary
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msmarco_v2.1_doc_02_396814258#8_689198390
|
Title: Radiologic Technologist Salary | US News Best Jobs
Headings: Radiologic Technologist
Radiologic Technologist Salary
How Much Does a Radiologic Technologist Make?
Salary Outlook
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
Find a Job
Interventional Radiology Technologist - Full-time, First Shift
Rush University Medical Center
Radiologic Technologist / X-Ray Tech - Travel Contract
Jackson Therapy Partners
Radiologic Technologist
All-Stat Portable
Radiology Technologist - Fulltime
NAH
Radiologic Technologist
All-Stat Portable
Registry Radiology Technologist
Community First Medical Center
X- Ray Technologist
Dupage Medical Group
Radiologic Technologist - ARRT (Computed Tomography - CT)
American Medical Staffing
X-Ray Technologist
Dupage Medical Group
Radiologic Technologist
Physicians Immediate Care
Radiology Technologist - Part time - Shifts vary between days and PM's - 28 hours a week
Trinity Health Corporation
Computed Tomography Technologist / CT Tech - Travel Contract
Jackson Therapy Partners
Best-Paying Cities for Radiologic Technologists
Salinas, California
Vallejo, California
San Francisco, California
Sacramento, California
Redding, California
The 5 Best-Paying Cities for Radiologic Technologists
Best-Paying States for Radiologic Technologists
California
Hawaii
District of Columbia
Massachusetts
Alaska
Average Radiologic Technologist Pay vs. Other Best Jobs
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: Less than one year of previous job-related experience Preferred: 1-2 years of previous job-related experience Licensure/Certifications: Required
Posted 44 days ago
Apply to Job
Computed Tomography Technologist / CT Tech - Travel Contract
Jackson Therapy Partners
Hammond, IN, USA
...Read More
Completion of a Joint Review Committee on Education in Radiologic Technology (JRCERT) accredited program in Radiology required. * Current American Registry of Radiologic Technologists (ARRT ...
Completion of a Joint Review Committee on Education in Radiologic Technology (JRCERT) accredited program in Radiology required. * Current American Registry of Radiologic Technologists (ARRT ...
Posted 5 days ago
Apply to Job
Best-Paying Cities for Radiologic Technologists
The metropolitan areas that pay the highest salary in the radiologic technologist profession are Salinas, Vallejo, San Francisco, Sacramento, and Redding. Salinas, California
$110,180
Vallejo, California
$109,680
San Francisco, California
$103,670
Sacramento, California
$97,450
Redding, California
$94,120
The 5 Best-Paying Cities for Radiologic Technologists
View All 5 Slides
Best-Paying States for Radiologic Technologists
The states and districts that pay Radiologic Technologists the highest mean salary are California ($86,120), Hawaii ($82,680), District of Columbia ($79,430), Massachusetts ($78,300), and Alaska ($76,850). California
$86,120
Hawaii
$82,680
District of Columbia
$79,430
Massachusetts
$78,300
Alaska
$76,850
Average Radiologic Technologist Pay vs. Other Best Jobs
Radiologic Technologists earned an average salary of $63,120 in 2019. Comparable jobs earned the following average salary in 2019: Radiation Therapists made $91,620, Diagnostic Medical Sonographers made $75,780, MRI Technologists made $74,270, and Clinical Laboratory Technicians made $54,780. 95,000
71,250
47,500
23,750
0
95,000
71,250
47,500
23,750
0
Radiation Therapist
Diagnostic Medical Sonographer
MRI Technologist
Radiologic Technologist
Clinical Laboratory Technician
Previous:
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http://money.usnews.com/careers/best-jobs/radiologic-technologist/salary
|
msmarco_v2.1_doc_02_396814258#9_689202236
|
Title: Radiologic Technologist Salary | US News Best Jobs
Headings: Radiologic Technologist
Radiologic Technologist Salary
How Much Does a Radiologic Technologist Make?
Salary Outlook
What is the best career fit for me? Take our assessment now.
Simple
Unique
Quick
Find a Job
Interventional Radiology Technologist - Full-time, First Shift
Rush University Medical Center
Radiologic Technologist / X-Ray Tech - Travel Contract
Jackson Therapy Partners
Radiologic Technologist
All-Stat Portable
Radiology Technologist - Fulltime
NAH
Radiologic Technologist
All-Stat Portable
Registry Radiology Technologist
Community First Medical Center
X- Ray Technologist
Dupage Medical Group
Radiologic Technologist - ARRT (Computed Tomography - CT)
American Medical Staffing
X-Ray Technologist
Dupage Medical Group
Radiologic Technologist
Physicians Immediate Care
Radiology Technologist - Part time - Shifts vary between days and PM's - 28 hours a week
Trinity Health Corporation
Computed Tomography Technologist / CT Tech - Travel Contract
Jackson Therapy Partners
Best-Paying Cities for Radiologic Technologists
Salinas, California
Vallejo, California
San Francisco, California
Sacramento, California
Redding, California
The 5 Best-Paying Cities for Radiologic Technologists
Best-Paying States for Radiologic Technologists
California
Hawaii
District of Columbia
Massachusetts
Alaska
Average Radiologic Technologist Pay vs. Other Best Jobs
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Content: Salinas, California
$110,180
Vallejo, California
$109,680
San Francisco, California
$103,670
Sacramento, California
$97,450
Redding, California
$94,120
The 5 Best-Paying Cities for Radiologic Technologists
View All 5 Slides
Best-Paying States for Radiologic Technologists
The states and districts that pay Radiologic Technologists the highest mean salary are California ($86,120), Hawaii ($82,680), District of Columbia ($79,430), Massachusetts ($78,300), and Alaska ($76,850). California
$86,120
Hawaii
$82,680
District of Columbia
$79,430
Massachusetts
$78,300
Alaska
$76,850
Average Radiologic Technologist Pay vs. Other Best Jobs
Radiologic Technologists earned an average salary of $63,120 in 2019. Comparable jobs earned the following average salary in 2019: Radiation Therapists made $91,620, Diagnostic Medical Sonographers made $75,780, MRI Technologists made $74,270, and Clinical Laboratory Technicians made $54,780. 95,000
71,250
47,500
23,750
0
95,000
71,250
47,500
23,750
0
Radiation Therapist
Diagnostic Medical Sonographer
MRI Technologist
Radiologic Technologist
Clinical Laboratory Technician
Previous: Overview
Next: Reviews and Advice
Degree Finder
Select a Degree Level Loading... Select a Category Select a Subject
Search Now
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http://money.usnews.com/careers/best-jobs/radiologic-technologist/salary
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msmarco_v2.1_doc_02_400141739#10_697267437
|
Title: Did the New Deal Work? | Investing | US News
Headings: Did the New Deal Work?
Did the New Deal Work?
As talk of a "new New Deal" grows, the debate about the original lives on.
A split
Fears of confiscation
Relief projects
A new social contract
Content: Under Wright's interpretation, the Great Depression merely catapulted the Democrats to power and allowed them to enact the policies they wanted anyway. He argues that the New Deal comes across much better if viewed in the light of the culmination of the efforts of the progressive movement. " The basics of the New Deal really set the terms of the social contract—reduction in inequality, status of labor unions, heavy investment in human capital and higher education." Some elements of that legacy are not very controversial today. Rauchway points out that "very few people disapprove of most of the New Deal reforms," which include Social Security, the Securities and Exchange Commission, the Federal Deposit Insurance Corp., and Fannie Mae. Ultimately, then, the ongoing debate over the New Deal may be less about its empirical effects in the 1930s and more about conflicting philosophies of the role of government. Rauchway sees the idea of the New Deal as one to be praised. " [ The idea was that] government should experiment very carefully around the margins with economic regulation, and you discard the things that don't work and keep the things that do." Others see the failures of the NIRA and the massive expenditures required for public-works projects as signs that government should try not to tinker around the margins. " All those things did was transfer funds from one group of decision makers—consumers—to another—federal officials," Powell argues.
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http://money.usnews.com/money/business-economy/articles/2008/04/11/did-the-new-deal-work
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msmarco_v2.1_doc_02_400541208#0_698298263
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Title: Funeral Costs to Plan For | Saving and Budgeting | US News
Headings: Funeral Costs to Plan For
Funeral Costs to Plan For
Planning ahead can help mitigate the financial toll on loved ones.
What to Do With Costly Life Insurance
Prepaid Funeral Plans
Options if You Can't Afford a Funeral
Comparison Shop
Content: Funeral Costs to Plan For | Saving and Budgeting | US News
Saving and Budgeting
Personal Finance
Money
Home
Funeral Costs to Plan For
Planning ahead can help mitigate the financial toll on loved ones. By Geoff Williams
|
April 30, 2019
By Geoff Williams
|
April 30, 2019, at 1:44 p.m.
The average funeral cost for a traditional service is between $8,000 and $10,000. ( iStockPhoto)
Making funeral arrangements is never easy, but it's crucial to prevent your loved ones from incurring an emotional and financial toll. After all, funeral costs can be exorbitant, so it's essential to consider prepaid funeral plans, burial costs and other details to mitigate unexpected expenses for family members and loved ones grieving. According to the funeral home comparison website Parting.com, you can expect the average funeral cost for a traditional service to be between $8,000 and $10,000. As unpleasant as it may be to think about, you need to plan ahead to reduce costs with long-term budgeting. " Despite amazing advances in medical science and technology, the mortality rate for human beings stands at a whopping 100 percent," says Elizabeth Fournier, an undertaker and the owner of Cornerstone Funeral Services in Boring, Oregon. " Funeral and burial arrangements are one of life's large expenses, and like purchasing a house, a wedding or a car, paying for after-death care can have a substantial effect on your wallet," Fournier says. To stay prepared, take the following considerations into account when it comes to funeral expenses. [
Read:
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http://money.usnews.com/money/personal-finance/articles/2013/02/20/what-to-do-when-theres-no-money-for-a-funeral
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msmarco_v2.1_doc_02_400541208#10_698313947
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Title: Funeral Costs to Plan For | Saving and Budgeting | US News
Headings: Funeral Costs to Plan For
Funeral Costs to Plan For
Planning ahead can help mitigate the financial toll on loved ones.
What to Do With Costly Life Insurance
Prepaid Funeral Plans
Options if You Can't Afford a Funeral
Comparison Shop
Content: Like pre-planning a funeral, this is a decision best made before death. It may sound creepy to some, but there's no question that people who leave their body to medical science are doing a service, and most medical research facilities that accept bodies handle all of the transportation and burial costs. In fact, many research facilities offer an annual memorial service for those who have donated their body to medical science, and if you prefer not to receive an urn of ashes, many will put the body in a repository for bones or bodies of the dead. But do your research first. For starters, donating your body to science is different than donating organs (since the organs are taken but the body stays for the funeral), and if you donate your body, you can't also be an organ donor (researchers don't want your body without the organs). Alternatively, bodies can be claimed by the local or state government, which then decide what to do with them. For instance, in Los Angeles, since the 1890s, an annual mass funeral is held for unclaimed bodies. Comparison Shop
Fournier says that you can have someone directly cremated – as in, there is no funeral service – for as little as $450 and possibly as high as $3,000. Direct burial can range from $1,500 to $6,000, according to Fournier, and a traditional funeral cost can range from $2,000 to $10,000. But if you're paying for a variety of services from a funeral home, you should have a breakdown of the exact expenses. "
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http://money.usnews.com/money/personal-finance/articles/2013/02/20/what-to-do-when-theres-no-money-for-a-funeral
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msmarco_v2.1_doc_02_400541208#11_698315991
|
Title: Funeral Costs to Plan For | Saving and Budgeting | US News
Headings: Funeral Costs to Plan For
Funeral Costs to Plan For
Planning ahead can help mitigate the financial toll on loved ones.
What to Do With Costly Life Insurance
Prepaid Funeral Plans
Options if You Can't Afford a Funeral
Comparison Shop
Content: Alternatively, bodies can be claimed by the local or state government, which then decide what to do with them. For instance, in Los Angeles, since the 1890s, an annual mass funeral is held for unclaimed bodies. Comparison Shop
Fournier says that you can have someone directly cremated – as in, there is no funeral service – for as little as $450 and possibly as high as $3,000. Direct burial can range from $1,500 to $6,000, according to Fournier, and a traditional funeral cost can range from $2,000 to $10,000. But if you're paying for a variety of services from a funeral home, you should have a breakdown of the exact expenses. " Federal law requires that these packages be listed on every funeral home's price list," Fournier says. " These will include transportation, paperwork, state filing fees, caskets, body preparation, embalming, the cremation cost and so on." She adds that in many states, families are free to act as their own funeral director, buy their own casket online and forgo embalming. But every state has its own laws involving embalming; in many states, the body must be embalmed within 24 hours.
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http://money.usnews.com/money/personal-finance/articles/2013/02/20/what-to-do-when-theres-no-money-for-a-funeral
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msmarco_v2.1_doc_02_400612360#1_698496230
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Title: Why Shopping Can Be Good for Your Health | Personal Finance | US News
Headings: Why Shopping Can Be Good for Your Health
Why Shopping Can Be Good for Your Health
Feeling down? A trip to the mall might help.
Why Shopping Can Be Good for Your Health
Content: But there are healthier ways of nursing a broken heart – including shopping. In a recent survey by TNS Global on behalf of Ebates.com, around 52 percent of respondents said they've engaged in "retail therapy," the act of shopping and spending to improve one's mood. Both men and women admitted they've opened their wallets when feeling blue. However, this form of therapy can put your finances at risk if it's the only way you can temper your mood, or if you feel guilty about your spending behaviors and don't shop in moderation. When you're sad, you see the world differently, says Scott Rick, a professor of marketing at the University of Michigan whose research focuses on the emotional causes and consequences of financial decision-making. Rick says people who are upset often think they live in an environment that's out of their control. One way to restore control, he says, is by making choices about what to buy. Decisions can be between material items (a pair of shorts versus jeans) or what to consume (a smoothie versus a milkshake). Studies show retail therapy is less effective for feelings like aggression, but Rick says purchases – cheap or expensive – can help relieve mild depression. Despite its benefits, retail therapy is shunned by many consumers. "
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http://money.usnews.com/money/personal-finance/articles/2013/05/20/why-shopping-can-be-good-for-your-health
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msmarco_v2.1_doc_02_400612360#2_698498014
|
Title: Why Shopping Can Be Good for Your Health | Personal Finance | US News
Headings: Why Shopping Can Be Good for Your Health
Why Shopping Can Be Good for Your Health
Feeling down? A trip to the mall might help.
Why Shopping Can Be Good for Your Health
Content: Rick says people who are upset often think they live in an environment that's out of their control. One way to restore control, he says, is by making choices about what to buy. Decisions can be between material items (a pair of shorts versus jeans) or what to consume (a smoothie versus a milkshake). Studies show retail therapy is less effective for feelings like aggression, but Rick says purchases – cheap or expensive – can help relieve mild depression. Despite its benefits, retail therapy is shunned by many consumers. " I think it's unpopular these days to say you shop for pleasure because we're supposed to be in some stoic state in this post-recession economy," says Kit Yarrow, a professor of psychology at Golden Gate University in San Francisco who studies consumer trends and behaviors. " I think shopping serves as a healthy purpose for a lot of people. If it works for you, you should not feel guilty. Do it, enjoy it and don't overdo it." [Read:
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http://money.usnews.com/money/personal-finance/articles/2013/05/20/why-shopping-can-be-good-for-your-health
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msmarco_v2.1_doc_02_400612360#4_698500808
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Title: Why Shopping Can Be Good for Your Health | Personal Finance | US News
Headings: Why Shopping Can Be Good for Your Health
Why Shopping Can Be Good for Your Health
Feeling down? A trip to the mall might help.
Why Shopping Can Be Good for Your Health
Content: Your Month-to-Month Guide to Great Sales .] April Lane Benson, author of "I Shop, Therefore I Am: Compulsive Buying and the Search for Self," says consumers must be conscious of their shopping behaviors. Although retail therapy can have positive effects, she says it can easily evolve into a spending problem. " We turn to instant gratification when we feel distressed," Benson says. Yet sometimes a quick pick-me-up is necessary. Margaret Meloy, a professor of marketing at Pennsylvania State University and co-author of the 2011 study "Retail therapy: a strategic effort to improve mood," says people must diffuse negative emotions before they worsen, or they could lose control of their shopping behaviors and act recklessly with money. Such untreated depression or frustration can push people to spending extremes. A key difference between healthy and compulsive shoppers is that compulsive buyers often experience remorse when they get home and see what they bought, Meloy says.
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http://money.usnews.com/money/personal-finance/articles/2013/05/20/why-shopping-can-be-good-for-your-health
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msmarco_v2.1_doc_02_400612360#5_698502293
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Title: Why Shopping Can Be Good for Your Health | Personal Finance | US News
Headings: Why Shopping Can Be Good for Your Health
Why Shopping Can Be Good for Your Health
Feeling down? A trip to the mall might help.
Why Shopping Can Be Good for Your Health
Content: Yet sometimes a quick pick-me-up is necessary. Margaret Meloy, a professor of marketing at Pennsylvania State University and co-author of the 2011 study "Retail therapy: a strategic effort to improve mood," says people must diffuse negative emotions before they worsen, or they could lose control of their shopping behaviors and act recklessly with money. Such untreated depression or frustration can push people to spending extremes. A key difference between healthy and compulsive shoppers is that compulsive buyers often experience remorse when they get home and see what they bought, Meloy says. Meanwhile, consumers who use retail therapy modestly don't regret their purchases. " There isn't this kind of upward and then downward spiral as there typically is with compulsive shoppers," Meloy says. [Read: Confessions of Former Shopaholics .] People who use retail therapy appropriately are not only happier but may also be more confident, perform better at work and express themselves more creatively, according to Yarrow.
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http://money.usnews.com/money/personal-finance/articles/2013/05/20/why-shopping-can-be-good-for-your-health
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msmarco_v2.1_doc_02_400690911#1_698701224
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Title: Do I Need Disability Insurance? | Family Finance | US News
Headings: Do I Need Disability Insurance?
Do I Need Disability Insurance?
Your employer may offer disability insurance, but investigate its coverage limits and tax implications.
Read:
What Is Disability Insurance?
Long-Term Disability vs. Short-Term Disability Insurance
Is My Employer-Offered Disability Insurance Enough?
What Is Social Security Disability Insurance?
How Much Disability Insurance Do I Need?
How Much Does Disability Insurance Cost?
Who Needs Disability Insurance?
9 Ways to Reduce Your Insurance Costs
Content: Getty Images)
Many workers spend years nurturing their ability to earn a paycheck. They complete specialized training programs, negotiate salary and score promotions. They take night classes, work overtime and find ways to make themselves indispensable to their employer. So what would happen if they lost the ability to earn that paycheck tomorrow? What if an illness disrupted their ability to work for three months? What if a serious accident prevented them from ever working again? Would they be able to pay their mortgage? Would their kids still have a college savings account? Would they be able to retire? "Your ability to earn an income is your greatest asset, and if you don't cover that, all of those other plans are at risk," says Kamilah Williams-Kemp, vice president for new business at Northwestern Mutual.
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http://money.usnews.com/money/personal-finance/articles/2013/10/09/why-you-probably-need-more-disability-insurance
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msmarco_v2.1_doc_02_400690911#2_698702889
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Title: Do I Need Disability Insurance? | Family Finance | US News
Headings: Do I Need Disability Insurance?
Do I Need Disability Insurance?
Your employer may offer disability insurance, but investigate its coverage limits and tax implications.
Read:
What Is Disability Insurance?
Long-Term Disability vs. Short-Term Disability Insurance
Is My Employer-Offered Disability Insurance Enough?
What Is Social Security Disability Insurance?
How Much Disability Insurance Do I Need?
How Much Does Disability Insurance Cost?
Who Needs Disability Insurance?
9 Ways to Reduce Your Insurance Costs
Content: What if a serious accident prevented them from ever working again? Would they be able to pay their mortgage? Would their kids still have a college savings account? Would they be able to retire? "Your ability to earn an income is your greatest asset, and if you don't cover that, all of those other plans are at risk," says Kamilah Williams-Kemp, vice president for new business at Northwestern Mutual. [
Read: Alternatives to Long-Term Care Insurance. ] Many people don't like to envision a life in which they become disabled and are unable to work, but there's evidence that they should consider their options. More than 1 in 4 of today's 20-year-olds will become disabled before reaching age 67, according to a fact sheet from the Social Security Administration. For many of those workers, the presence of a solid disability plan could spell the difference between maintaining their standard of living or diving into financial insecurity.
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http://money.usnews.com/money/personal-finance/articles/2013/10/09/why-you-probably-need-more-disability-insurance
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msmarco_v2.1_doc_02_400690911#3_698704674
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Title: Do I Need Disability Insurance? | Family Finance | US News
Headings: Do I Need Disability Insurance?
Do I Need Disability Insurance?
Your employer may offer disability insurance, but investigate its coverage limits and tax implications.
Read:
What Is Disability Insurance?
Long-Term Disability vs. Short-Term Disability Insurance
Is My Employer-Offered Disability Insurance Enough?
What Is Social Security Disability Insurance?
How Much Disability Insurance Do I Need?
How Much Does Disability Insurance Cost?
Who Needs Disability Insurance?
9 Ways to Reduce Your Insurance Costs
Content: [
Read: Alternatives to Long-Term Care Insurance. ] Many people don't like to envision a life in which they become disabled and are unable to work, but there's evidence that they should consider their options. More than 1 in 4 of today's 20-year-olds will become disabled before reaching age 67, according to a fact sheet from the Social Security Administration. For many of those workers, the presence of a solid disability plan could spell the difference between maintaining their standard of living or diving into financial insecurity. But purchasing disability insurance isn't always baked into our consumer habits, like buying auto insurance, life insurance or homeowners insurance, and some workers might assume that their workplace insurance or Social Security disability insurance will protect them if things get bad enough. Unfortunately, it's not that simple. Here's what to know about disability insurance. What Is Disability Insurance? In exchange for regular premium payments, disability insurance commits to paying out a portion of your salary in the event of a disabling condition. "
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http://money.usnews.com/money/personal-finance/articles/2013/10/09/why-you-probably-need-more-disability-insurance
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msmarco_v2.1_doc_02_400690911#4_698706617
|
Title: Do I Need Disability Insurance? | Family Finance | US News
Headings: Do I Need Disability Insurance?
Do I Need Disability Insurance?
Your employer may offer disability insurance, but investigate its coverage limits and tax implications.
Read:
What Is Disability Insurance?
Long-Term Disability vs. Short-Term Disability Insurance
Is My Employer-Offered Disability Insurance Enough?
What Is Social Security Disability Insurance?
How Much Disability Insurance Do I Need?
How Much Does Disability Insurance Cost?
Who Needs Disability Insurance?
9 Ways to Reduce Your Insurance Costs
Content: But purchasing disability insurance isn't always baked into our consumer habits, like buying auto insurance, life insurance or homeowners insurance, and some workers might assume that their workplace insurance or Social Security disability insurance will protect them if things get bad enough. Unfortunately, it's not that simple. Here's what to know about disability insurance. What Is Disability Insurance? In exchange for regular premium payments, disability insurance commits to paying out a portion of your salary in the event of a disabling condition. " If you're too sick or hurt to work, it replaces part of your income," says Jeremy Straub, the Fort Lauderdale, Florida-based CEO of financial services firm Coastal Wealth. Long-Term Disability vs. Short-Term Disability Insurance
Typically disability insurance is offered in two categories: short-term and long-term. Depending on the policy, short-term disability insurance replaces a predetermined percentage of your pay – typically in the 50% to 60% rage – for up to a few months if you're, say, laid up with a broken leg. Long-term disability insurance will partially replace lost income for longer durations in the event of an injury, illness or other malady that bars you from working.
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http://money.usnews.com/money/personal-finance/articles/2013/10/09/why-you-probably-need-more-disability-insurance
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msmarco_v2.1_doc_02_403029403#2_704584183
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Title: Money Laundering, MoneyLaundering.legal, Anti Money Laundering, Anti Money Laundering law, AML, Moneylaundering, PMLA
Headings:
Indian Anti Money Laundering Laws
The Prevention of Money Laundering Act, 2002 (PMLA)
Introduction
Background
Scope
Offence of Money Laundering
Maintenance of Records & KYC Under PMLA
Financial Intelligence Unit - India
Attachment of Property under PMLA
Arrest Under PMLA
Bail under PMLA
Summon, Survey & Search
Seizure of Property & Records under PMLA
Interconnected Transactions
Onus of Proof
Appellate Authority
Special Court
Offenses of Cross-Border Implications
By
Vijay Pal Dalmia, Advocate
Supreme Court of India & Delhi High Court
Email id: [email protected]
Mobile No.: +91 9810081079
Linkedin: https://www.linkedin.com/in/vpdalmia/
Facebook: https://www.facebook.com/vpdalmia
Twitter: @vpdalmia
DISCLAIMER:
Useful Navigation
Contact Us
Content: It comprises of a large system of informal money exchanges and tax evasion techniques which has contributed to the country being vulnerable to money laundering activities. India has traditionally been strict on foreign-exchange and reporting norms but with the rise of Hawala transactions and Indians migrating to the middle-east, UK taking advantage of schemes such as Windrush, North America and the rise of the remittance transfers, the governments and the Law Commission started paying attention to these practices in their reports and parliamentary discussions. Before the enactment of a specific legislation tackling the issue, several pieces such as the Income Tax Act 1961, The Benami Transactions (Prohibition) Act 1988, The Prevention of Illicit Traffic in Narcotic Drugs and Psychotropic Substances Act, 1988 and many more were indirectly dealing with problems that were arising however, it was not sufficient with the growth of illegal activities funded by the laundered money such as poaching, organ trade etc. Background
A person will be guilty of the offence under PMLA should they actually indulge or involve themselves, knowingly assist a person, or knowingly become a party to an activity or the process which involves the concealment, possession, acquisition, use, projecting, or claiming of any proceeds of the crime as untainted property. Under PMLA, a person or an activity which is connected with the ‘earnings’ of the offence continues until enjoyment is attained either directly or indirectly through these proceeds. The punishment for the crime includes a minimum sentence of at least 3 years which may extend to 7 years and includes a fine for the guilty. The punishment may further extend to 10 years in prison if the crime associated with the laundered money involves narcotics. PMLA does not provide for any limitation period for the crime of money laundering. There are no codified defenses against the offence of money laundering apart from the lack of knowledge argument under common law. The, plea bargaining is not available to defendants accused of the offence under section 3 of PMLA.
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http://moneylaundering.legal/
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msmarco_v2.1_doc_02_403029403#3_704587387
|
Title: Money Laundering, MoneyLaundering.legal, Anti Money Laundering, Anti Money Laundering law, AML, Moneylaundering, PMLA
Headings:
Indian Anti Money Laundering Laws
The Prevention of Money Laundering Act, 2002 (PMLA)
Introduction
Background
Scope
Offence of Money Laundering
Maintenance of Records & KYC Under PMLA
Financial Intelligence Unit - India
Attachment of Property under PMLA
Arrest Under PMLA
Bail under PMLA
Summon, Survey & Search
Seizure of Property & Records under PMLA
Interconnected Transactions
Onus of Proof
Appellate Authority
Special Court
Offenses of Cross-Border Implications
By
Vijay Pal Dalmia, Advocate
Supreme Court of India & Delhi High Court
Email id: [email protected]
Mobile No.: +91 9810081079
Linkedin: https://www.linkedin.com/in/vpdalmia/
Facebook: https://www.facebook.com/vpdalmia
Twitter: @vpdalmia
DISCLAIMER:
Useful Navigation
Contact Us
Content: The punishment for the crime includes a minimum sentence of at least 3 years which may extend to 7 years and includes a fine for the guilty. The punishment may further extend to 10 years in prison if the crime associated with the laundered money involves narcotics. PMLA does not provide for any limitation period for the crime of money laundering. There are no codified defenses against the offence of money laundering apart from the lack of knowledge argument under common law. The, plea bargaining is not available to defendants accused of the offence under section 3 of PMLA. Scope
The Prevention of Money Laundering Bill was introduced in the Lok Sabha in 1998 which passed in 2003 and finally implemented in 2005. It has gone through various amendments with the last one being in 2019. Administration and enforcement authorities and agents are appointed under PMLA to implement its provisions and rules. Wide powers are assigned, which are very similar to those granted to the civil courts of the country, to exercise the provisional attachment of properties which are involved in the offence under PMLA. They are also enforced to issue summons, conduct searches and arrests, and seize evidence and records.
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http://moneylaundering.legal/
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msmarco_v2.1_doc_02_403315103#12_705169380
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Title: What Bills Can You Pay Late? - Money Nation
Headings: What Bills Can You Pay Late?
What Bills Can You Pay Late?
What Bills Can You Pay Late?
Never Pay These Bills Late
How Late is Late?
How Much do Late Payments Hurt a Credit Score?
Home Mortgage Payments: Never Pay Late
Car Loan Payments: Never Pay Late
Credit Card Payments: Never Pay Late
Utility Bills: Never Pay Late
On Time Utility Payments Don’t Help
Bills You May Be Able to Pay Late
Sources
Content: One commenter on Equifax’s blog notes that just a single late payment on her energy bill had a damaging effect on her credit score. Late payments of just 30 days on any of the following will hurt your credit score: Power bills
Cell phone bills
Water bills
Heating bills
Gas bills
Any other utility bills
Internet provider bills
On Time Utility Payments Don’t Help
Many have complained that it’s unfair that although late payments on utility bills hurt credit scores, on time payments don’t help. While on time payments on credit cards, home loans and car loans all help a credit score, on time payments on utility bills don’t do a thing. That hardly seems fair, since late payments on those bills will all hurt a credit score. Bills You May Be Able to Pay Late
It is never a good idea to pay a bill late. Any late payment that gets reported to a credit reporting agency will damage a credit score. However, desperate times call for desperate measures. The list of bills below are less likely to hurt a credit score than others: Rent payments
Medical bills
Bank overdrafts
Insurance payments
Child support payments and alimony
Late payments on any of the above bills could easily get reported to a credit reporting agency and ruin your credit score for years.
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http://moneynation.com/bills-can-pay-late/
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msmarco_v2.1_doc_02_405397096#4_710669474
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Title: 102 Last-Minute DIY Halloween Costume Ideas for Kids & Adults (Cheap & Easy!) - MoneyPantry
Headings: 102 Last-Minute DIY Halloween Costume Ideas for Kids & Adults (Cheap & Easy!)
102 Last-Minute DIY Halloween Costume Ideas for Kids & Adults (Cheap & Easy!)
Table of Contents
Cheap & Easy Costume Ideas
Food and Drink Themed Costumes
1. Hamburger
2. Ear of Corn
3. Pineapple
4. Box of Wine Costume
5. DIY Birthday Cake Costume
Famous Movie/T.V. Characters Costumes
6. Wolverine Claws
7. Deb from Napoleon Dynamite
8. Regina George
9. Tinkerbell
10. Ursula
11. Black Swan
12. Mikey TMNT
13. SpongeBob Squarepants Mascot Halloween Costume
14. Dr. Zoidberg
15. Optimus Prime Costume
16. Wednesday Addams
17. Derek Zoolander
Scary Characters (From Movies, T.V., and Books) Costumes
18. Zombie
19. Girl Frankenstein
20. Nightmare Before Christmas’ Oogie Boogie Costume (It Glows too!)
21. Headless Bridezilla
22. Bride of Frankenstein
23. Mummy
24. Chucky (From Child’s Play)
25. Michael Myers
26. Freddy Krueger
27. Frankenstein’s Monster
28. Children of the Forest from Game of Thrones
Historical Figures Costumes
29. Marie Antoinette
30. Van Gogh
Video Games Characters Costumes
31. T-45D Power Armor Helmet
32. Metal Gear Solid Costume
33. Scorpion Mortal Kombat Costume
34. Skyrim Daedric Armor Costume
35. Psycho from Borderlands
Miscellaneous Halloween Costume Ideas
36. Cactus
37. LEGO Man Costume
38. Women’s Ladybug Costume
39. Paper Doll
40. Bath Puff
41. Error 404
42. Crocodile
43. Mason Jar
44. Instagram DIY Selfie Halloween Costume
45. Man Cut in Half Costume
46. The Ginger Bread Man
47. Deer
48. Bat Costume
49. Frozen Head in Fridge Costume
50. Mime
Halloween Costumes for Kids and Toddlers
51. Ragdoll
52. Popcorn
53. Flower Pot Girl Costume
54. Upside Down Man
55. Caveman Costume
56. Bob Ross
57. Oscar the Grouch
58. Andy Warhol
59. Doll Costume
60. Star Wars Rey Costume
61. DIY Needle and Thread Costume
62. Watercolor Paint Box
63. Fairy Princess
64. Witch Costume
65. Chimney Sweep
66. Hot-Air Balloon Costume
67. Lumberjack Costume
68. Lego Costume
69. DIY Donut Costume
70. Penguin from Mary Poppins
71. Peter Pan
72. Kid’s Owl Costume
73. Fantastic Mr. Fox
74. Green Toy Army Man
75. Chicken
76. Rubik’s Cube
77. Viking Costume
78. Peacock Costume
79. Garden Gnome
80. Waldo
81. Flower Girl
82. Minecraft Costume
83. Captain Hook getting EATEN by Tick Tock Croc
84. Jar Head Halloween Costume
85. Jellyfish Costume
86. Rapunzel Costume
87. Infant/Toddler Bride of Frankenstein Costume
Halloween Costumes for Couples and Groups
88. DIY Tropical Drink + Pool Boy Couples Costume
89. DIY Pizza Slice + Delivery Boy Couples Costume
90. Beauty and the Beast Costume
91. Characters from Up
92. Barbie and Ken in a Box
93. Fred and Wilma
94. Silent Film Stars
95. Mr. and Mrs. Potato Head
96. Milk and Cookies
97. Mom and Baby Kangaroo Costume
DIY Halloween Accessories
98. Fox Tail
99. Dorothy’s Shoes
100. Foam Helmet
101. Cherry Pie
102. Cloak of Wings
Final Word
Content: Earn up to $180 a year simply for installing and keeping their free app. Join SavvyConnect Now! Panda Research: Earn up to $50 per survey or offer completed. Join Panda Research Today! Point Club: Join Point Club & Earn Free Rewards from Surveys, Games, Deals, Video and Celebrity Gossip. Claim Your $5 Now! The good news is that making homemade customs isn’t that hard or expensive depending on what you want to make. Best of all, when you make your own costume, you can be sure that no one else will be wearing the exact same outfit as you.
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http://moneypantry.com/homemade-halloween-costumes/
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msmarco_v2.1_doc_02_405397096#5_710673345
|
Title: 102 Last-Minute DIY Halloween Costume Ideas for Kids & Adults (Cheap & Easy!) - MoneyPantry
Headings: 102 Last-Minute DIY Halloween Costume Ideas for Kids & Adults (Cheap & Easy!)
102 Last-Minute DIY Halloween Costume Ideas for Kids & Adults (Cheap & Easy!)
Table of Contents
Cheap & Easy Costume Ideas
Food and Drink Themed Costumes
1. Hamburger
2. Ear of Corn
3. Pineapple
4. Box of Wine Costume
5. DIY Birthday Cake Costume
Famous Movie/T.V. Characters Costumes
6. Wolverine Claws
7. Deb from Napoleon Dynamite
8. Regina George
9. Tinkerbell
10. Ursula
11. Black Swan
12. Mikey TMNT
13. SpongeBob Squarepants Mascot Halloween Costume
14. Dr. Zoidberg
15. Optimus Prime Costume
16. Wednesday Addams
17. Derek Zoolander
Scary Characters (From Movies, T.V., and Books) Costumes
18. Zombie
19. Girl Frankenstein
20. Nightmare Before Christmas’ Oogie Boogie Costume (It Glows too!)
21. Headless Bridezilla
22. Bride of Frankenstein
23. Mummy
24. Chucky (From Child’s Play)
25. Michael Myers
26. Freddy Krueger
27. Frankenstein’s Monster
28. Children of the Forest from Game of Thrones
Historical Figures Costumes
29. Marie Antoinette
30. Van Gogh
Video Games Characters Costumes
31. T-45D Power Armor Helmet
32. Metal Gear Solid Costume
33. Scorpion Mortal Kombat Costume
34. Skyrim Daedric Armor Costume
35. Psycho from Borderlands
Miscellaneous Halloween Costume Ideas
36. Cactus
37. LEGO Man Costume
38. Women’s Ladybug Costume
39. Paper Doll
40. Bath Puff
41. Error 404
42. Crocodile
43. Mason Jar
44. Instagram DIY Selfie Halloween Costume
45. Man Cut in Half Costume
46. The Ginger Bread Man
47. Deer
48. Bat Costume
49. Frozen Head in Fridge Costume
50. Mime
Halloween Costumes for Kids and Toddlers
51. Ragdoll
52. Popcorn
53. Flower Pot Girl Costume
54. Upside Down Man
55. Caveman Costume
56. Bob Ross
57. Oscar the Grouch
58. Andy Warhol
59. Doll Costume
60. Star Wars Rey Costume
61. DIY Needle and Thread Costume
62. Watercolor Paint Box
63. Fairy Princess
64. Witch Costume
65. Chimney Sweep
66. Hot-Air Balloon Costume
67. Lumberjack Costume
68. Lego Costume
69. DIY Donut Costume
70. Penguin from Mary Poppins
71. Peter Pan
72. Kid’s Owl Costume
73. Fantastic Mr. Fox
74. Green Toy Army Man
75. Chicken
76. Rubik’s Cube
77. Viking Costume
78. Peacock Costume
79. Garden Gnome
80. Waldo
81. Flower Girl
82. Minecraft Costume
83. Captain Hook getting EATEN by Tick Tock Croc
84. Jar Head Halloween Costume
85. Jellyfish Costume
86. Rapunzel Costume
87. Infant/Toddler Bride of Frankenstein Costume
Halloween Costumes for Couples and Groups
88. DIY Tropical Drink + Pool Boy Couples Costume
89. DIY Pizza Slice + Delivery Boy Couples Costume
90. Beauty and the Beast Costume
91. Characters from Up
92. Barbie and Ken in a Box
93. Fred and Wilma
94. Silent Film Stars
95. Mr. and Mrs. Potato Head
96. Milk and Cookies
97. Mom and Baby Kangaroo Costume
DIY Halloween Accessories
98. Fox Tail
99. Dorothy’s Shoes
100. Foam Helmet
101. Cherry Pie
102. Cloak of Wings
Final Word
Content: Point Club: Join Point Club & Earn Free Rewards from Surveys, Games, Deals, Video and Celebrity Gossip. Claim Your $5 Now! The good news is that making homemade customs isn’t that hard or expensive depending on what you want to make. Best of all, when you make your own costume, you can be sure that no one else will be wearing the exact same outfit as you. That’s why we’ve put together a list of over 100 homemade Halloween costumes that are mostly easy and cheap to make. In terms of difficulty, the costumes in this list vary. Some of them are super easy to make and don’t even require basic sewing. On the other hand, some do take a bit of artistic talent and craftsmanship – so pick the one that matches your skill level. But, don’t worry, none of them are too tricky and most include an easy-to-follow, detailed tutorial.
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http://moneypantry.com/homemade-halloween-costumes/
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msmarco_v2.1_doc_02_417832002#8_732330422
|
Title:
Headings:
Content: He desired instead the continued existence of the loosely organized
German Confederation with its forty-odd members, none equal to Austria in
strength. Prussia's kings and its conservative elite sometimes objected to
Austria's primacy in the confederation, but they had little desire for German
unification, which they regarded as a potential threat to Prussia's existence. Germany's lower classes--farmers, artisans, and factory workers--were not
included in the discussions about political and economic reform. Germany's
farmers had been freed to some degree from many obligations and dues owed to the
landowning aristocracy, but they were often desperately poor, earning barely
enough to survive. Farmers west of the Elbe River usually had properties too
small to yield any kind of prosperity. Farmers east of the Elbe often were
landless laborers hired to work on large estates. Artisans, that is, skilled
workers in handicrafts and trades belonging to the traditional guilds, saw their
economic position worsen as a result of the industrialization that had begun to
appear in Germany after 1815. The guilds attempted to stop factory construction
and unrestricted commerce, but strong economic trends ran counter to their
wishes. Factory workers, in contrast, were doing well compared with these other
groups and were generally content with their lot when the economy as a whole
prospered. The Revolutions of 1848
Europe endured hard times during much of the 1840s.
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http://motherearthtravel.com/history/germany/history-9.htm
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msmarco_v2.1_doc_02_417832002#9_732332117
|
Title:
Headings:
Content: Farmers east of the Elbe often were
landless laborers hired to work on large estates. Artisans, that is, skilled
workers in handicrafts and trades belonging to the traditional guilds, saw their
economic position worsen as a result of the industrialization that had begun to
appear in Germany after 1815. The guilds attempted to stop factory construction
and unrestricted commerce, but strong economic trends ran counter to their
wishes. Factory workers, in contrast, were doing well compared with these other
groups and were generally content with their lot when the economy as a whole
prospered. The Revolutions of 1848
Europe endured hard times during much of the 1840s. A series of bad harvests
culminating in the potato blight of 1845-46 brought widespread misery and some
starvation. An economic depression added to the hardship, spreading discontent
among the poor and the middle class alike. A popular uprising in Paris in
February 1848 turned into a revolution, forcing the French king Louis Philippe
to flee to Britain. The success of the revolution sparked revolts elsewhere in Europe. Numerous
German cities were shaken by uprisings in which crowds consisting mainly of the
urban poor, but also of students and members of the liberal middle class,
stormed their rulers' palaces and demanded fundamental reform.
|
http://motherearthtravel.com/history/germany/history-9.htm
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msmarco_v2.1_doc_02_417832002#10_732333663
|
Title:
Headings:
Content: A series of bad harvests
culminating in the potato blight of 1845-46 brought widespread misery and some
starvation. An economic depression added to the hardship, spreading discontent
among the poor and the middle class alike. A popular uprising in Paris in
February 1848 turned into a revolution, forcing the French king Louis Philippe
to flee to Britain. The success of the revolution sparked revolts elsewhere in Europe. Numerous
German cities were shaken by uprisings in which crowds consisting mainly of the
urban poor, but also of students and members of the liberal middle class,
stormed their rulers' palaces and demanded fundamental reform. Berlin and Vienna
were especially hard hit by what came to be called the revolutions of 1848. The
rulers of both cities, like rulers elsewhere, quickly acceded to the demands of
their rebellious subjects and promised constitutions and representative
government. Conservative governments fell, and Metternich fled to Britain. Liberals called for a national convention to draft a constitution for all of
Germany. The National Assembly, consisting of about 800 delegates from
throughout Germany, met in a church in Frankfurt, the Paulskirche, from May 1848
to March 1849 for this purpose.
|
http://motherearthtravel.com/history/germany/history-9.htm
|
msmarco_v2.1_doc_02_427069056#2_748742957
|
Title:
Headings:
6
major
themes
of
the
Constitution:
Political
Cartoon
Lesson
Plan
Objectives:
Procedure
for
Political
Cartoon
Project:
I.
Sketch
Cartoon
II.
Draw
Cartoon
(next
page)
Peer
Review--Sketch
Why
Peer
Review?
When
my
partner
and
I
are
finished
what
will
we
be
turning
in?
Do
I
have
to
do
anything
without
my
partner?
What
if
my
partner
is
absent?
Content: The
Constitution
divides
power
among
the
legislative,
executive
and
judicial
branches
so
no
one
branch
has
too
much
power. Congress
makes
the
laws,
the
President
executes
and
administers
the
laws,
and
the
Supreme
Court
interprets
the
laws. Separation
of
powers
keeps
a
strong
central
government
from
being
too
powerful. Too
much
power
concentrated
in
any
one
branch
could
lead
to
abuses
of
that
power. Checks
and
Balances: The
power
of
each
branch
of
the
federal
government
is
designed
in
a
way
that
it
limits
the
power
of
the
other
branches. The
President
can
veto
bills
passed
by
Congress,
but
Congress
can
override
a
veto. The
Senate
can
reject
presidential
appointees
or
refuse
to
ratify
a
treaty. Congress
can
vote
to
impeach
a
federal
official. The
federal
courts
can
rule
that
executive
and
legislative
acts
are
unconstitutional.
|
http://mrbecker.weebly.com/uploads/1/3/8/7/13871316/political_cartoon_us_history.pdf
|
msmarco_v2.1_doc_02_427413153#3_749675155
|
Title: Why did men in the 1700's wear white powdered wigs? - Forum - History 360
Headings:
Forum
Why did men in the 1700's wear white powdered wigs?
Replies
Content: Also, when looking at a man with a powdered wig, people could reconize that they were in the upper class of the community. It was thought that wearing a wig made you look more intelligent. Some pf the most powerful and influential men of our being country wore these fashionable wigs. 7steven August 25, 2011 at 5:29pm
im not sure i think they wore them just for the looks and that was tha style back then in the 1700's, and i never knew that they were wigs i thought that was how they put there hair. 6Amy August 25, 2011 at 4:55pm
White powdered wigs were the syle back in the 1700's. THey used powder to color the wigs instead of bleach. If you wore a wig, people thought of you as being prosperous. Men also wore wigs because of hygiene benefits. They did not have a very good water source, and lice was a major issue. To solve the lice problem, people shaved their heads and bought wigs to protect their hair.
|
http://mrbruns.ning.com/forum/topics/why-did-men-in-the-1700-s-wear-white-poedered-wigs
|
msmarco_v2.1_doc_02_427607559#0_750123168
|
Title:
Headings:
Descriptive
Investigation:
Comparative
Investigation:
Experimental
Investigation:
Vocabulary
Content: Three
Types
of
Science
Investigations
Descriptive
Investigation: Involve
describing
and/or
quantifying
parts
of
a
natural
system. Example
–
observing
cells
under
a
microscope
and
diagramming
what
is
seen. Has
a
research
question,
procedures,
and
conclusion
Used
when
little
is
known
about
the
topic
No
hypothesis
or
prediction
Key
words: Observe,
describe,
list,
identify
Comparative
Investigation: Involve
collecting
data
on
collecting
data
on
different
populations/organisms,
under
different
conditions
(ex. Times
of
year,
locations),
to
make
a
comparison. Has
a
research
question,
possible
hypothesis,
procedures,
and
conclusion. Can
have
independent/manipulated
and
dependent/response
variables
No
control
/
control
group
Key
words: Compare/contrast,
similarity/difference,
categorize
Experimental
Investigation:
|
http://mrcloudsclass.com/attachments/article/9/3 Types of Investigations.pdf
|
msmarco_v2.1_doc_02_429372965#2_752368684
|
Title:
Headings: Mexicano Contributions to the Southwest
Mexicano
Contributions
to
the
Southwest
17.1
Introduction
17.2
Mexicano
Mining
Contributions
17.3
Cattle
Ranching
17.4
The
Cowboy
17.5
Sheep
Raising
17.6
Irrigated
Farming
17.7
Mexican
Food
17.8
Spanish-style
Architecture
17.9
Mexican
Laws
17.10
Mexicano
Entertainments
17.11
Chapter
Summary
Content: But
the
government
did
little
to
protect
them. Before
long,
Mexican
Americans
found
themselves,
in
the
words
of
one
historian,
“foreigners
in
their
native
land.” The
problems
of
prejudice,
poverty,
and
the
lack
of
political
power
persisted
well
into
the
20th
century. Despite
much
progress,
many
of
these
problems
remain
today. Yet
Mexican
Americans
also
had
a
deep
influence
on
their
new
country. Even
though
most
white
settlers
had
little
respect
for
Mexican
Americans,
they
freely
borrowed
much
that
was
useful
from
the
Mexican
heritage. Spanish
words
and
Mexican
foods,
laws,
technology,
and
architecture
all
became
a
lasting
part
of
the
culture
of
the
Southwest. In
this
chapter,
you
will
learn
about
these
and
other
contributions
that
Mexicanos
made
to
American
life. 17.2
Mexicano
Mining
Contributions
Mining
in
the
West
developed
in
three
waves—gold,
silver,
and
copper. Each
wave
depended
on
the
contribution
of
Mexican
miners.
|
http://mrfickes.weebly.com/uploads/1/0/8/3/10836487/chapter_17.pdf
|
msmarco_v2.1_doc_02_429372965#3_752370933
|
Title:
Headings: Mexicano Contributions to the Southwest
Mexicano
Contributions
to
the
Southwest
17.1
Introduction
17.2
Mexicano
Mining
Contributions
17.3
Cattle
Ranching
17.4
The
Cowboy
17.5
Sheep
Raising
17.6
Irrigated
Farming
17.7
Mexican
Food
17.8
Spanish-style
Architecture
17.9
Mexican
Laws
17.10
Mexicano
Entertainments
17.11
Chapter
Summary
Content: Even
though
most
white
settlers
had
little
respect
for
Mexican
Americans,
they
freely
borrowed
much
that
was
useful
from
the
Mexican
heritage. Spanish
words
and
Mexican
foods,
laws,
technology,
and
architecture
all
became
a
lasting
part
of
the
culture
of
the
Southwest. In
this
chapter,
you
will
learn
about
these
and
other
contributions
that
Mexicanos
made
to
American
life. 17.2
Mexicano
Mining
Contributions
Mining
in
the
West
developed
in
three
waves—gold,
silver,
and
copper. Each
wave
depended
on
the
contribution
of
Mexican
miners. Mexicanos
came
to
the
Southwest
with
a
rich
mining
tradition. They
knew
where
to
look
for
precious
metals
and
how
to
get
them
out
of
the
ground. Gold
Mining
The
Americans
who
rushed
to
California
in
1849
had
many
skills. But
they
knew
nothing
about
mining. Mexicanos
introduced
them
to
the
batea,
or
gold
pan.
|
http://mrfickes.weebly.com/uploads/1/0/8/3/10836487/chapter_17.pdf
|
msmarco_v2.1_doc_02_429372965#8_752380997
|
Title:
Headings: Mexicano Contributions to the Southwest
Mexicano
Contributions
to
the
Southwest
17.1
Introduction
17.2
Mexicano
Mining
Contributions
17.3
Cattle
Ranching
17.4
The
Cowboy
17.5
Sheep
Raising
17.6
Irrigated
Farming
17.7
Mexican
Food
17.8
Spanish-style
Architecture
17.9
Mexican
Laws
17.10
Mexicano
Entertainments
17.11
Chapter
Summary
Content: Mucha
plata!” (“Much
silver!”) In
its
first
20
years,
the
Comstock
lode
yielded
over
$300
million
in
silver
and
gold. Mexicanos
discovered
copper
in
the
Southwest
in
the
early
1800s. When
Americans
began
to
mine
copper
in
Arizona,
they
turned
to
Mexican
miners
for
help. By
1940,
Arizona
mines
had
produced
$3
billion
worth
of
copper—copper
that
carried
electricity
and
telephone
calls
to
millions
of
homes
across
America. 17.3
Cattle
Ranching
Cattle
ranching
in
the
West
was
built
upon
traditions
brought
north
from
Mexico. Spanish
colonists
imported
the
first
cattle
to
the
Americas. The
animals
adapted
well
to
the
dry
conditions
of
Mexico
and
the
American
Southwest. In
time,
millions
of
Spanish
cattle
ran
wild
in
Texas
and
California.
|
http://mrfickes.weebly.com/uploads/1/0/8/3/10836487/chapter_17.pdf
|
msmarco_v2.1_doc_02_431455009#2_755209799
|
Title: Mr. Nussbaum - Hernando de Soto Biography
Headings: Hernando de Soto Biography
Hernando de Soto Biography
Hernando de Soto
Early Life
Glory and Conquest
Into the Southeast in Search of Gold
Discovery of the Mississippi River
Questionable Legacy
Content: From an early age, de Soto gained a reputation for bravery, intellect, and brutality. In 1528, de Soto became regidor of Guatemala and sailed from there to the Yucatan Peninsula of Mexico, hoping to find a passage from the Atlantic to Pacific Ocean that would enable Spanish trade with the East Indies. The expedition ultimately failed, and de Soto joined Francisco Pizarro and his conquest of South America. Because de Soto had a major part in the conquest of the Incan Empire, he became fabulously wealthy upon his return to Spain. De Soto was made governor of Cuba and was expected to colonize the mainland of North America. He chose 620 men for the voyage from Cuba to the interior of North America. De Soto hoped to find the passage from the Atlantic Ocean to the Pacific Ocean. Into the Southeast in Search of Gold
In May of 1539, de Soto, 620 men, and 220 horses landed at Charlotte Harbor, Florida. He named it Espíritu Santo after the Holy Spirit. The expedition then traveled north through the peninsula of Florida where they endured native ambushes along the way.
|
http://mrnussbaum.com/desoto/
|
msmarco_v2.1_doc_02_431455009#3_755211298
|
Title: Mr. Nussbaum - Hernando de Soto Biography
Headings: Hernando de Soto Biography
Hernando de Soto Biography
Hernando de Soto
Early Life
Glory and Conquest
Into the Southeast in Search of Gold
Discovery of the Mississippi River
Questionable Legacy
Content: He chose 620 men for the voyage from Cuba to the interior of North America. De Soto hoped to find the passage from the Atlantic Ocean to the Pacific Ocean. Into the Southeast in Search of Gold
In May of 1539, de Soto, 620 men, and 220 horses landed at Charlotte Harbor, Florida. He named it Espíritu Santo after the Holy Spirit. The expedition then traveled north through the peninsula of Florida where they endured native ambushes along the way. By 1540, de Soto had reached Georgia and South Carolina in pursuit of gold mines rumored to exist in the region. Unsuccessful in his attempts to find gold, de Soto continued north into the Appalachians of North Carolina. Once again, there was no gold to be found, but de Soto spent a month in the mountains resting his horses before traveling to Tennessee and then south again toward the Gulf of Mexico to meet supply ships. While traveling south, de Soto and his men were ambushed by the Choctaw people near their fortified city of Mabila. In the battle, twenty of de Soto’s men were killed and thousands of Choctaw died.
|
http://mrnussbaum.com/desoto/
|
msmarco_v2.1_doc_02_431455009#4_755212797
|
Title: Mr. Nussbaum - Hernando de Soto Biography
Headings: Hernando de Soto Biography
Hernando de Soto Biography
Hernando de Soto
Early Life
Glory and Conquest
Into the Southeast in Search of Gold
Discovery of the Mississippi River
Questionable Legacy
Content: By 1540, de Soto had reached Georgia and South Carolina in pursuit of gold mines rumored to exist in the region. Unsuccessful in his attempts to find gold, de Soto continued north into the Appalachians of North Carolina. Once again, there was no gold to be found, but de Soto spent a month in the mountains resting his horses before traveling to Tennessee and then south again toward the Gulf of Mexico to meet supply ships. While traveling south, de Soto and his men were ambushed by the Choctaw people near their fortified city of Mabila. In the battle, twenty of de Soto’s men were killed and thousands of Choctaw died. Despite the victory, de Soto and his men lost most of their possessions and many had become sick. Consequently, de Soto directed his expedition back north into Tennessee where they spent the winter. Discovery of the Mississippi River
After the winter, de Soto’s expedition traveled southwest. On May 8, 1541, Hernando de Soto discovered the Mississippi River, although de Soto was not exactly thrilled with the finding. The Mississippi River was a huge, broad river that stood in the way of his expedition.
|
http://mrnussbaum.com/desoto/
|
msmarco_v2.1_doc_02_431455009#6_755215691
|
Title: Mr. Nussbaum - Hernando de Soto Biography
Headings: Hernando de Soto Biography
Hernando de Soto Biography
Hernando de Soto
Early Life
Glory and Conquest
Into the Southeast in Search of Gold
Discovery of the Mississippi River
Questionable Legacy
Content: It took over a month to build the appropriate floats to navigate across the river. Once across the river, the expedition continued into Arkansas, Oklahoma, and Texas. They spent the next winter on the Arkansas River. Things began falling apart for de Soto when Juan Ortiz, his faithful interpreter, died. The death of Ortiz made communication with native peoples and the procurement of food much harder. Furthermore, while in Arkansas, de Soto and his men clashed with the Tula people, which took a great toll on the already weakened men. On May 21, 1542, Hernando de Soto himself died of a fever. Questionable Legacy
At the time, the de Soto expedition was seen as a great failure. De Soto failed to establish any permanent colonies, found no gold, and did not find the passage between the two great oceans. Furthermore, his expedition left death and disease wherever it traveled that resulted in the destruction of countless native villages.
|
http://mrnussbaum.com/desoto/
|
msmarco_v2.1_doc_02_431455009#7_755217054
|
Title: Mr. Nussbaum - Hernando de Soto Biography
Headings: Hernando de Soto Biography
Hernando de Soto Biography
Hernando de Soto
Early Life
Glory and Conquest
Into the Southeast in Search of Gold
Discovery of the Mississippi River
Questionable Legacy
Content: Furthermore, while in Arkansas, de Soto and his men clashed with the Tula people, which took a great toll on the already weakened men. On May 21, 1542, Hernando de Soto himself died of a fever. Questionable Legacy
At the time, the de Soto expedition was seen as a great failure. De Soto failed to establish any permanent colonies, found no gold, and did not find the passage between the two great oceans. Furthermore, his expedition left death and disease wherever it traveled that resulted in the destruction of countless native villages. De Soto’s expedition, however, did provide the first documented descriptions of the native people in the southeastern United States and caused the Spanish to concentrate their colonies in Florida and along the Pacific Coast. UPGRADE TO MRN365.COM
This activity can be copied directly into your Google Classroom, where you can use it for practice, as an assessment, or, to collect data. Learn More
UPGRADE TO MRN365.COM
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|
http://mrnussbaum.com/desoto/
|
msmarco_v2.1_doc_02_432435909#3_757173814
|
Title:
Headings: Chapter 12 - Services - Test Review
Chapter
12
-
Services
-
Test
Review
population
density
Content: home
for
women
and
children
religion
politics
The
most
important
religious
reason
for
the
origin
of
settlements
was
a
place
to
bury
the
dead. The
most
important
political
reason
for
the
origin
of
settlements
was
a
place
to
protect
the
group's
assets. Economic
reasons
for
settlements: trading
center
manufacturing
center
warehousing
center
Residents
of
rural
settlements
are
more
likely
than
residents
of
urban
settlements
to
work
in
agriculture. Rural
settlements
differ
from
urban
settlements
primarily
according
to
economic
activity. place
where
farm
buildings,
homes,
and
churches
are
found
close
together
is
a
clustered
rural
settlement. Most
people
in
the
world
live
in
a
clustered
rural
settlement. The
French
long-lot
system
was
developed
primarily
because
of
need
for
access
to
a
river. The
most
significant
impact
on
the
rural
landscape
of
Great
Britain's
enclosure
movement
was
to
encourage
a
dispersed
rural
settlement
pattern. The
most
significant
anticipated
benefit
of
the
enclosure
movement
was
to
promote
agricultural
efficiency.
|
http://mrsbbrownsworld.weebly.com/uploads/1/3/5/3/13533771/services_test_review.pdf
|
msmarco_v2.1_doc_02_432435909#4_757175815
|
Title:
Headings: Chapter 12 - Services - Test Review
Chapter
12
-
Services
-
Test
Review
population
density
Content: place
where
farm
buildings,
homes,
and
churches
are
found
close
together
is
a
clustered
rural
settlement. Most
people
in
the
world
live
in
a
clustered
rural
settlement. The
French
long-lot
system
was
developed
primarily
because
of
need
for
access
to
a
river. The
most
significant
impact
on
the
rural
landscape
of
Great
Britain's
enclosure
movement
was
to
encourage
a
dispersed
rural
settlement
pattern. The
most
significant
anticipated
benefit
of
the
enclosure
movement
was
to
promote
agricultural
efficiency. Clustered
rural
settlements
were
most
common
in
colonial
America
in
New
England. The
plantation
was
a
common
form
of
rural
settlement
in
Southeastern
colonial
America. The
fall
of
the
Roman
Empire
in
the
fifth
century
A.
D.
brought
about
a
reduction
in
urban
population. The
typical
medieval
European
urban
settlements
were
characterized
by
the
placement
of
buildings
around
a
central
market
square. The
city-state
is
an
example
of
a
state
dominated
by
its
major
city.
|
http://mrsbbrownsworld.weebly.com/uploads/1/3/5/3/13533771/services_test_review.pdf
|
msmarco_v2.1_doc_02_433230422#0_758700008
|
Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: MRSC - Growth Management Act
Home
Explore Topics
Planning
Growth Management Act
Share this: Growth Management Act
This page provides an overview of the Growth Management Act (GMA) in Washington State, including its legal requirements and links to related MRSC pages and other helpful resources. On this Page
On this Page
Overview
Who is Required to Plan Under GMA? Natural Resource Lands and Critical Areas
Comprehensive Plans
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Overview
The Growth Management Act (GMA) is a series of state statutes, first adopted in 1990, that requires fast-growing cities and counties to develop a comprehensive plan to manage their population growth. It is primarily codified under Chapter 36.70A RCW, although it has been amended and added to in several other parts of the RCW. Under RCW 36.70A.020, the GMA establishes a series of 13 goals that should act as the basis of all comprehensive plans. The legislature added the goals and policies of the Shoreline Management Act as the fourteenth GMA goal ( RCW 36.70A.480 ). The shoreline goals may be found at RCW 90.58.020. GMA Goals
( RCW 36.70A.020)
Concentrated urban growth
Sprawl reduction
Regional transportation
Affordable housing
Economic development
Property rights
Permit processing
Natural resource industries
Open space and recreation
Environmental protection
Early and continuous public participation
Public facilities and services
Historic preservation
Shoreline management ( RCW 36.70A.480)
The Washington State Department of Commerce is the primary state-level contact for GMA-related issues. They provide technical assistance to help local governments comply with the GMA and implement their comprehensive plans effectively.
|
http://mrsc.org/Home/Explore-Topics/Planning/General-Planning-and-Growth-Management/Comprehensive-Planning-Growth-Management.aspx
|
msmarco_v2.1_doc_02_433230422#1_758702496
|
Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: Under RCW 36.70A.020, the GMA establishes a series of 13 goals that should act as the basis of all comprehensive plans. The legislature added the goals and policies of the Shoreline Management Act as the fourteenth GMA goal ( RCW 36.70A.480 ). The shoreline goals may be found at RCW 90.58.020. GMA Goals
( RCW 36.70A.020)
Concentrated urban growth
Sprawl reduction
Regional transportation
Affordable housing
Economic development
Property rights
Permit processing
Natural resource industries
Open space and recreation
Environmental protection
Early and continuous public participation
Public facilities and services
Historic preservation
Shoreline management ( RCW 36.70A.480)
The Washington State Department of Commerce is the primary state-level contact for GMA-related issues. They provide technical assistance to help local governments comply with the GMA and implement their comprehensive plans effectively. Who is Required to Plan Under GMA? Click for higher resolution
Based on the requirements in RCW 36.70A.040, 18 counties, and all the cities and towns within them, are required to "fully plan" under the GMA. An additional 11 counties have opted to fully plan, although one of those (Ferry County) is in the process of opting out under EHB 1224 (2014), which gave counties under 20,000 population the option to opt out by December 31, 2015. The remaining 28 "fully planning" counties make up about 95 percent of the state's population. The other 11 counties (including Ferry County once the opt-out process is complete) must plan for critical areas and natural resource land only under the GMA.
|
http://mrsc.org/Home/Explore-Topics/Planning/General-Planning-and-Growth-Management/Comprehensive-Planning-Growth-Management.aspx
|
msmarco_v2.1_doc_02_433230422#2_758704799
|
Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: Who is Required to Plan Under GMA? Click for higher resolution
Based on the requirements in RCW 36.70A.040, 18 counties, and all the cities and towns within them, are required to "fully plan" under the GMA. An additional 11 counties have opted to fully plan, although one of those (Ferry County) is in the process of opting out under EHB 1224 (2014), which gave counties under 20,000 population the option to opt out by December 31, 2015. The remaining 28 "fully planning" counties make up about 95 percent of the state's population. The other 11 counties (including Ferry County once the opt-out process is complete) must plan for critical areas and natural resource land only under the GMA. Natural Resource Lands and Critical Areas
Under the GMA, all cities and counties - even if they are not subject to comprehensive planning - are directed to designate natural resource lands (including those related to forestry, agriculture, fisheries, and mining) and identify steps to preserve them. For more information, see the Department of Commerce's Natural Resource Lands webpage. In addition, all cities and counties in Washington are also required to adopt critical areas regulations. As defined in RCW 36.70A.030 (5): "Critical areas" include the following areas and ecosystems: (
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msmarco_v2.1_doc_02_433230422#3_758706767
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Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: Natural Resource Lands and Critical Areas
Under the GMA, all cities and counties - even if they are not subject to comprehensive planning - are directed to designate natural resource lands (including those related to forestry, agriculture, fisheries, and mining) and identify steps to preserve them. For more information, see the Department of Commerce's Natural Resource Lands webpage. In addition, all cities and counties in Washington are also required to adopt critical areas regulations. As defined in RCW 36.70A.030 (5): "Critical areas" include the following areas and ecosystems: ( a) Wetlands; ( b) areas with a critical recharging effect on aquifers used for potable water; ( c) fish and wildlife habitat conservation areas; ( d) frequently flooded areas; and (e) geologically hazardous areas.
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msmarco_v2.1_doc_02_433230422#4_758708251
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Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: a) Wetlands; ( b) areas with a critical recharging effect on aquifers used for potable water; ( c) fish and wildlife habitat conservation areas; ( d) frequently flooded areas; and (e) geologically hazardous areas. Counties and cities are required to include the best available science in developing policies and development regulations to protect the functions and values of critical areas ( RCW 36.70A.172 ). For more information, see our page on Critical Areas or the Department of Commerce's page on Critical Areas, including its useful Critical Areas Handbook. Comprehensive Plans
The GMA establishes the primacy of the comprehensive plan. The comprehensive plan is the centerpiece of local planning and articulates a series of goals, objectives, policies, actions, and standards that are intended to guide day-to-day decisions be elected officials and local government staff. The GMA lays out the following mandatory and optional comprehensive elements:
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msmarco_v2.1_doc_02_433230422#5_758709888
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Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: Counties and cities are required to include the best available science in developing policies and development regulations to protect the functions and values of critical areas ( RCW 36.70A.172 ). For more information, see our page on Critical Areas or the Department of Commerce's page on Critical Areas, including its useful Critical Areas Handbook. Comprehensive Plans
The GMA establishes the primacy of the comprehensive plan. The comprehensive plan is the centerpiece of local planning and articulates a series of goals, objectives, policies, actions, and standards that are intended to guide day-to-day decisions be elected officials and local government staff. The GMA lays out the following mandatory and optional comprehensive elements: Mandatory Comp Plan Elements
( RCW 36.70A.070)
Land Use
Housing
Capital Facilities Plan
Utilities
Rural Development (counties only)
Transportation
Ports (mandatory for cities with annual maritime port revenues exceeding $60 million, RCW 36.70A.085)
Optional Comp Plan Elements
Economic Development*
Parks and Recreation*
Conservation ( RCW 36.70A.080)
Solar Energy ( RCW 36.70A.080)
Recreation ( RCW 36.70A.080)
Subarea Plans (neighborhoods, rural villages, urban growth areas, tribal areas, etc.) Ports (optional for cities with annual maritime port revenues of $20 million to $60 million, RCW 36.70A.085)
*These elements are listed as mandatory in RCW 36.70A.070 (7) and (8), but they are actually optional because funds have not been appropriated to help pay for preparing them, per RCW 36.70A.070 (9). While all of these elements are important, the land use element sets the direction of future growth in a community and is usually depicted as a future land use map. The future land use map, which is policy-oriented, is then implemented in large part by the official zoning map, a regulatory tool. Comprehensive plans must also address "essential public facilities" that are typically difficult to site, such as airports, educational facilities, transportation facilities, and correctional facilities.
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msmarco_v2.1_doc_02_433230422#6_758712636
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Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: Mandatory Comp Plan Elements
( RCW 36.70A.070)
Land Use
Housing
Capital Facilities Plan
Utilities
Rural Development (counties only)
Transportation
Ports (mandatory for cities with annual maritime port revenues exceeding $60 million, RCW 36.70A.085)
Optional Comp Plan Elements
Economic Development*
Parks and Recreation*
Conservation ( RCW 36.70A.080)
Solar Energy ( RCW 36.70A.080)
Recreation ( RCW 36.70A.080)
Subarea Plans (neighborhoods, rural villages, urban growth areas, tribal areas, etc.) Ports (optional for cities with annual maritime port revenues of $20 million to $60 million, RCW 36.70A.085)
*These elements are listed as mandatory in RCW 36.70A.070 (7) and (8), but they are actually optional because funds have not been appropriated to help pay for preparing them, per RCW 36.70A.070 (9). While all of these elements are important, the land use element sets the direction of future growth in a community and is usually depicted as a future land use map. The future land use map, which is policy-oriented, is then implemented in large part by the official zoning map, a regulatory tool. Comprehensive plans must also address "essential public facilities" that are typically difficult to site, such as airports, educational facilities, transportation facilities, and correctional facilities. Comprehensive plans also must be coordinated with adjacent and overlapping jurisdictions and must be updated every 8 years, with optional annual updates. For more information, see our page on Comprehensive Planning. Urban Growth Areas and Accommodating Future Growth
Under the GMA, the state Office of Financial Management (OFM) develops population projections for the state and each county. Each "fully planning" county is then mandated to determine, in consultation with cities, where that growth should be directed to occur. Once these growth projections are adopted, then the county and cities are to use them in their comprehensive planning processes and make sure that their plans can accommodate the projected level of growth ( RCW 36.70A.115 ).
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http://mrsc.org/Home/Explore-Topics/Planning/General-Planning-and-Growth-Management/Comprehensive-Planning-Growth-Management.aspx
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msmarco_v2.1_doc_02_433230422#7_758715394
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Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: Comprehensive plans also must be coordinated with adjacent and overlapping jurisdictions and must be updated every 8 years, with optional annual updates. For more information, see our page on Comprehensive Planning. Urban Growth Areas and Accommodating Future Growth
Under the GMA, the state Office of Financial Management (OFM) develops population projections for the state and each county. Each "fully planning" county is then mandated to determine, in consultation with cities, where that growth should be directed to occur. Once these growth projections are adopted, then the county and cities are to use them in their comprehensive planning processes and make sure that their plans can accommodate the projected level of growth ( RCW 36.70A.115 ). The state’s Buildable Lands program has designated the counties of Clark, King, Kitsap, Pierce, Snohomish, and Thurston, as being counties that have to collect data about their development trends and undertake “reasonable measures” to show how they will be able to accommodate the expected amount of future development. Part of a county’s long-range planning process involves identifying urban growth areas (UGAs), areas where “urban growth shall be encouraged and outside of which growth can occur only if it is not urban in nature” ( RCW 36.70A.110 ). Counties are responsible for designating, expanding, and reducing UGA boundaries, although they are required to consult with the cities in their determinations. Based on OFM population projections, UGAs and zoning densities within them should be set to permit urban growth that is projected to occur in the county or city over the next 20 years, although they can provide additional capacity to accommodate a “reasonable land market supply factor” ( RCW 36.70A.110 (2)). There are some limitations on UGAs, including limits in floodplain areas and in national historic reserves.
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msmarco_v2.1_doc_02_433230422#8_758718000
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Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: The state’s Buildable Lands program has designated the counties of Clark, King, Kitsap, Pierce, Snohomish, and Thurston, as being counties that have to collect data about their development trends and undertake “reasonable measures” to show how they will be able to accommodate the expected amount of future development. Part of a county’s long-range planning process involves identifying urban growth areas (UGAs), areas where “urban growth shall be encouraged and outside of which growth can occur only if it is not urban in nature” ( RCW 36.70A.110 ). Counties are responsible for designating, expanding, and reducing UGA boundaries, although they are required to consult with the cities in their determinations. Based on OFM population projections, UGAs and zoning densities within them should be set to permit urban growth that is projected to occur in the county or city over the next 20 years, although they can provide additional capacity to accommodate a “reasonable land market supply factor” ( RCW 36.70A.110 (2)). There are some limitations on UGAs, including limits in floodplain areas and in national historic reserves. Areas within the UGA but outside of city or town boundaries should be addressed by the adjacent city and the county through the county-wide planning policies process. Outside of the UGA, cities and town are limited in the actions they can take regarding those areas. For example, cities are highly limited in their ability to extend utilities and other governmental services outside the UGA. RCW 36.70A.110 (4) states: “In general, it is not appropriate that urban governmental services be extended to or expanded in rural areas except in those limited circumstances shown to be necessary to protect basic public health and safety and the environment and when such services are financially supportable at rural densities and do not permit urban development.”
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http://mrsc.org/Home/Explore-Topics/Planning/General-Planning-and-Growth-Management/Comprehensive-Planning-Growth-Management.aspx
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msmarco_v2.1_doc_02_433230422#9_758720619
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Title: MRSC - Growth Management Act
Headings: Growth Management Act
Growth Management Act
Overview
GMA Goals
( RCW 36.70A.020)
Who is Required to Plan Under GMA?
Natural Resource Lands and Critical Areas
Comprehensive Plans
Mandatory Comp Plan Elements
( RCW 36.70A.070)
Optional Comp Plan Elements
Urban Growth Areas and Accommodating Future Growth
Growth Management Hearings Board
Recommended Resources
Content: Areas within the UGA but outside of city or town boundaries should be addressed by the adjacent city and the county through the county-wide planning policies process. Outside of the UGA, cities and town are limited in the actions they can take regarding those areas. For example, cities are highly limited in their ability to extend utilities and other governmental services outside the UGA. RCW 36.70A.110 (4) states: “In general, it is not appropriate that urban governmental services be extended to or expanded in rural areas except in those limited circumstances shown to be necessary to protect basic public health and safety and the environment and when such services are financially supportable at rural densities and do not permit urban development.” The definitions of “urban” compared to “rural” services are defined in RCW 36.70A.030. Similarly, cities or towns are not allowed to annex areas outside of a UGA. For more information on UGAs, see the Department of Commerce’s Urban Growth Area Guidebook (2012). Growth Management Hearings Board
The Growth Management Hearings Board resolves disputes concerning comprehensive plans and development regulations adopted under the GMA. The board is made up of seven members from three distinct geographic areas:
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http://mrsc.org/Home/Explore-Topics/Planning/General-Planning-and-Growth-Management/Comprehensive-Planning-Growth-Management.aspx
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msmarco_v2.1_doc_02_433932833#0_759941889
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Title:
Headings:
Content: Factors Affecting Human Settlement
Factors Affecting Human Settlement
Physical Factors
One of the most basic factors affecting settlement patterns is the physical geography of the land. Climate is key, because if a place is too dry, too cold or too hot, it’s more difficult for large numbers of people to settle there, especially if they make their living from farming. The land itself is important too because some types of soil are much better for agriculture than others, or they support different types of crops. Though modern transportation allows people to settle farther from where their food is farmed, places with wet, mild climates are still more densely populated than places that are very dry or very cold. Natural Resources
Forest-wood to build homes and provide heat
Oil/Coal/Natural Gas-to provide heat/cooking
Climate
Mild Tempuratures/Some Rain Latitude
Most of the population on Earth lives in the mid latitudes. Bodies of Water
Lakes and Rivers-which provide drinking water and food, as well as transportation. Oceans and Seas-provide access to food and transportation. Landforms Mountains-difficult to build shelter and transportation difficult
Deserts-lacks water and resources and temperatures can be extreme
Human Factors Part 1
Settlement patterns have always been affected by the technology available to settlers, and especially by methods of transportation. In the past, when boats were the best way to transport goods and people, most major settlements were located next to the sea or rivers. In fact, the world’s biggest cities today are still located next to water, though transportation technology has allowed inland regions to be populated too.
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http://mrsdavisworld.weebly.com/uploads/1/4/1/5/14150918/factors_affecting_human_settlement_notes.pdf
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msmarco_v2.1_doc_02_433932833#1_759943834
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Title:
Headings:
Content: Bodies of Water
Lakes and Rivers-which provide drinking water and food, as well as transportation. Oceans and Seas-provide access to food and transportation. Landforms Mountains-difficult to build shelter and transportation difficult
Deserts-lacks water and resources and temperatures can be extreme
Human Factors Part 1
Settlement patterns have always been affected by the technology available to settlers, and especially by methods of transportation. In the past, when boats were the best way to transport goods and people, most major settlements were located next to the sea or rivers. In fact, the world’s biggest cities today are still located next to water, though transportation technology has allowed inland regions to be populated too. In the 1800s, the American West and other parts of the world saw settlements spring up along the newly built railroads, and today highways and roads form an even bigger factor. Level of Technology
Communication–telephone and email from telegraph and postal mail. Trade- increased due to improved communication and transport methods ex)air and rail
Infrastructure-improved technology increases availability of infrastructure ex) electricity, water, roads
Human Factors Part 2
Economics often drive settlers to seek opportunity in new places, creating their own settlements or increasing the size of existing ones. Historically, settlers often came in search of places to start farms, and later they came to cities to look for jobs. If economies in the countryside collapse, that can drive even more people into the cities.
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http://mrsdavisworld.weebly.com/uploads/1/4/1/5/14150918/factors_affecting_human_settlement_notes.pdf
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msmarco_v2.1_doc_02_433932833#2_759945668
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Title:
Headings:
Content: In the 1800s, the American West and other parts of the world saw settlements spring up along the newly built railroads, and today highways and roads form an even bigger factor. Level of Technology
Communication–telephone and email from telegraph and postal mail. Trade- increased due to improved communication and transport methods ex)air and rail
Infrastructure-improved technology increases availability of infrastructure ex) electricity, water, roads
Human Factors Part 2
Economics often drive settlers to seek opportunity in new places, creating their own settlements or increasing the size of existing ones. Historically, settlers often came in search of places to start farms, and later they came to cities to look for jobs. If economies in the countryside collapse, that can drive even more people into the cities. It's also possible for jobs to move from cities to the suburbs, leading immigrants to settle in suburban neighborhoods more often than city centers. Economic Activity
Trade-ability to sell and purchase goods and services encourages settlement
Cost of living-being able to afford to live comfortably determines where someone can or wants to live. Job availability-having access to means to make money to afford a place to settle. Industry-increased industry increases the availability of jobs
Human Factors Part 3
Settlement patterns have always been affected by the technology available to settlers, and especially by methods of transportation. In the past, when boats were the best way to transport goods and people, most major settlements were located next to the sea or rivers.
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http://mrsdavisworld.weebly.com/uploads/1/4/1/5/14150918/factors_affecting_human_settlement_notes.pdf
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msmarco_v2.1_doc_02_433932833#3_759947534
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Title:
Headings:
Content: It's also possible for jobs to move from cities to the suburbs, leading immigrants to settle in suburban neighborhoods more often than city centers. Economic Activity
Trade-ability to sell and purchase goods and services encourages settlement
Cost of living-being able to afford to live comfortably determines where someone can or wants to live. Job availability-having access to means to make money to afford a place to settle. Industry-increased industry increases the availability of jobs
Human Factors Part 3
Settlement patterns have always been affected by the technology available to settlers, and especially by methods of transportation. In the past, when boats were the best way to transport goods and people, most major settlements were located next to the sea or rivers. In fact, the world’s biggest cities today are still located next to water, though transportation technology has allowed inland regions to be populated too. In the 1800s, the American West and other parts of the world saw settlements spring up along the newly built railroads, and today highways and roads form an even bigger factor. Transportation Routes
Rivers-early settlement relied on access to rivers to ship materials inland and is still used today to some extent. Railroads-the expansion of the rail system increased the movement of people and goods into inland areas that may not have access to rivers. Highways- the growth and improvements to the highways systems have allowed for transport of goods by large trucks across a region in a timely manner.
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msmarco_v2.1_doc_02_433932833#4_759949336
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Title:
Headings:
Content: In fact, the world’s biggest cities today are still located next to water, though transportation technology has allowed inland regions to be populated too. In the 1800s, the American West and other parts of the world saw settlements spring up along the newly built railroads, and today highways and roads form an even bigger factor. Transportation Routes
Rivers-early settlement relied on access to rivers to ship materials inland and is still used today to some extent. Railroads-the expansion of the rail system increased the movement of people and goods into inland areas that may not have access to rivers. Highways- the growth and improvements to the highways systems have allowed for transport of goods by large trucks across a region in a timely manner. Airplanes-the invention of air travel and development of larger planes has increase the ability to transport large amounts of goods quickly and also enables people to move and relocate ith greater ease. Human Factors Part 4
The government’s land policies can also have a lasting effect on settlement patterns. Today many city governments enforce zoning rules, controlling the growth of settlements by allowing people to live in some areas but not others. Similarly, when the United States and Canada were expanding west across North America, they each instituted rules that allowed settlers to claim land for farms. Huge areas of land were divided into grids of square plots on official maps, resulting in a checkerboard of square fields, straight-line roads, county lines and state borders across much of the Great Plains.
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http://mrsdavisworld.weebly.com/uploads/1/4/1/5/14150918/factors_affecting_human_settlement_notes.pdf
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msmarco_v2.1_doc_02_433932833#5_759951184
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Title:
Headings:
Content: Airplanes-the invention of air travel and development of larger planes has increase the ability to transport large amounts of goods quickly and also enables people to move and relocate ith greater ease. Human Factors Part 4
The government’s land policies can also have a lasting effect on settlement patterns. Today many city governments enforce zoning rules, controlling the growth of settlements by allowing people to live in some areas but not others. Similarly, when the United States and Canada were expanding west across North America, they each instituted rules that allowed settlers to claim land for farms. Huge areas of land were divided into grids of square plots on official maps, resulting in a checkerboard of square fields, straight-line roads, county lines and state borders across much of the Great Plains. This top-down settlement policy often destroyed the settlement patterns -- and livelihoods -- of the Native American people already living there. Urbanization and Growth
Industry/Business-tend to develop in a central region to provide for collaboration between businesses which creates an urban area. Ex) banks near business that may require their services. Jobs-people tend to settle where there is access to work which means that it is more populated in urban areas. Ease of access to Goods-the Aclose proximity of business provides easier access to items that people need within a short distance.
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http://mrsdavisworld.weebly.com/uploads/1/4/1/5/14150918/factors_affecting_human_settlement_notes.pdf
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msmarco_v2.1_doc_02_434547840#7_760951942
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Title:
Headings: Objectives
Objectives
Terms
and
People
How
did
revolts
against
the
Roman
Catholic
Church
affect
northern
European
society?
Martin
Luther,
sparked
a
revolt
in
1517.
Charles
V,
Luther’s
teachings
differed
from
the
Roman
Catholic
Church
Section
Review
Content: He
banned
the
granting
of
indulgences,
prayers
to
saints,
pilgrimages,
and
confession. The
printing
press
quickly
spread
Luther’s
writings
throughout
Germany
and
Scandinavia. His
followers
took
on
the
name
“Protestants”
because
they
were
in
protest
against
papal
authority
. Luther
simplified
the
mass,
but
emphasized
the
sermon. Ministers
used
their
sermons
to
attack
corruption
in
the
Roman
Catholic
Church. Some
German
princes
saw
Lutheranism
as
a
chance
to
throw
off
the
rule
of
both
the
Church
and
the
Holy
Roman
emperor. Some
saw
an
opportunity
to
seize
Church
property
in
their
territories. Others
embraced
the
new
church
out
of
nationalistic
loyalty
. Many
were
tired
of
paying
to
support
clergy
in
Italy
. In
1524
a
peasants’
revolt
erupted
across
Germany.
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http://mrsloinsclasses.yolasite.com/resources/13.3%20The%20Protestant%20Reformation.pdf
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msmarco_v2.1_doc_02_434547840#8_760953812
|
Title:
Headings: Objectives
Objectives
Terms
and
People
How
did
revolts
against
the
Roman
Catholic
Church
affect
northern
European
society?
Martin
Luther,
sparked
a
revolt
in
1517.
Charles
V,
Luther’s
teachings
differed
from
the
Roman
Catholic
Church
Section
Review
Content: Some
German
princes
saw
Lutheranism
as
a
chance
to
throw
off
the
rule
of
both
the
Church
and
the
Holy
Roman
emperor. Some
saw
an
opportunity
to
seize
Church
property
in
their
territories. Others
embraced
the
new
church
out
of
nationalistic
loyalty
. Many
were
tired
of
paying
to
support
clergy
in
Italy
. In
1524
a
peasants’
revolt
erupted
across
Germany. The
people
demanded
an
end
to
Luther
denounced
serfdom. the
violence,
favoring
respect
for
political
authority
. With
his
support,
the
nobles
suppressed
the
uprising. Thousands
died
as
a
result. Charles
V
tried
to
force
the
German
princes
to
return
to
the
Catholic
Church.
|
http://mrsloinsclasses.yolasite.com/resources/13.3%20The%20Protestant%20Reformation.pdf
|
msmarco_v2.1_doc_02_436077995#1_763181147
|
Title:
Headings: How Can Individuals Monitor and Influence Government?
How
Can
Individuals
Monitor
and
Influence
Government?
Vote
Attend
Civic
Meetings
Petition
Government
Run
for
Office
Content: Individuals
can
play
a
role
in
monitoring
and
influencing
government
by
casting
a
vote
and
having
a
say
in
who
should
or
should
not
be
elected
to
office. Attend
Civic
Meetings
Attending
civic
meetings,
especially
in
your
local
community,
provides
you
with
a
face-to-
face
opportunity
with
your
government
leaders. By
attending
a
school
board
or
city
council
meeting
you
can
become
informed
on
the
important
issues
either
group
is
dealing
with. At
a
school
board
meeting,
you
can
learn
about
important
changes
that
might
happen
at
your
school
and
at
a
city
council
meeting
you
can
hear
about
new
ordinances
and
see
how
your
city
council
chooses
to
vote. At
both
of
these
types
of
meetings,
you
can
try
to
influence
the
government
by
sharing
your
opinion
on
issues. You
can
also
monitor
what
occurs
at
these
meetings
by
being
an
audience
member. Petition
Government
The
right
to
petition
is
one
of
the
freedoms
listed
in
the
First
Amendment
to
the
U.S.
Constitution. In
general,
the
idea
of
petitioning
the
government
means
any
nonviolent,
legal
means
of
encouraging
or
disapproving
government
action,
directed
to
the
judicial,
executive
or
legislative
branch. common
way
that
petitioning
the
government
occurs
is
through
citizens
writing
a
document
about
an
issue
and
collecting
signatures
in
support
of
the
document. These
documents
are
meant
to
influence
the
government
in
a
certain
way.
|
http://mrwalkerhistoryclass.weebly.com/uploads/3/0/9/4/30942323/2.10_individuals_impact_on_government_reading.pdf
|
msmarco_v2.1_doc_02_436122016#2_763246449
|
Title:
Headings: Emile Durkheim and Social Integration
Emile
Durkheim
and
Social
Integration
Max
Weber
and
the
Protestant
Ethic
How
Americans
Commit
Suicide
Verstehen
and
Social
Facts
Weber
and
Verstehen
Durkheim
and
Social
Facts
How
Social
Facts
and
Verstehen
Fit
Together
Content: To
accomplish
this,
he
conducted
rigorous
research. Comparing
the
suicide
rates
of
sev-
eral
European
countries,
Durkheim
(1897/1966)
found
that
each
country
had
a
differ-
ent
suicide
rate,
and
that
these
rates
remained
about
the
same
year
after
year. He
also
found
that
different
groups
within
a
country
had
different
suicide
rates,
and
that
these,
too,
remained
stable
from
year
to
year. For
example,
Protestants,
males,
and
the
unmar-
ried
killed
themselves
at
a
higher
rate
than
did
Catholics,
Jews,
females,
and
the
married. From
this,
Durkheim
drew
the
insightful
conclusion
that
suicide
is
not
simply
a
matter
of
individuals
here
and
there
deciding
to
take
their
lives
for
personal
reasons. Instead,
social
factors
underlie
suicide,
and
this
is
what
keeps
a
group’s
rate
fairly
constant
year
after
year. Durkheim
identified
social
integration,
the
degree
to
which
people
are
tied
to
their
social
group,
as
a
key
social
factor
in
suicide. He
concluded
that
people
who
have
weaker
social
ties
are
more
likely
to
commit
suicide. This,
he
said,
explains
why
Protestants,
males,
and
the
unmarried
have
higher
suicide
rates. This
is
how
it
works,
Durkheim
said:
|
http://mrwalshbedford.weebly.com/uploads/8/4/3/1/8431084/durkheim_introduction.pdf
|
msmarco_v2.1_doc_02_440965370#9_771147377
|
Title:
Headings:
Chasing
Success
PERFOUIANICE
TASK
Preview
ACADEMIC
VOC;
%~~~,ULARY
(o-kyoom'yo-lat')
v.
(o-pre'she-a'shon)
n.
E
to
Marita's
Bargain
60
schools
mirrored
the
long
and
chaotic
schedules
of
the
children's
working-class
parents.
The
reformers
wanted
to
make
sure
that
all
Look
at
the
first
column.
The
students
start
in
first
grade
with
130
meaningful,
but
not
overwhelming,
differences
in
their
knowledge
and
inviolate
rl-
counterintuitive
28o
290
KIPP.
COLLABORATIVE
DISCUSSION
Are
KIPP
students
different
from
other
PERFORMANCE
IASK
Critical
Vocabulary
Vocabulary
Strategy:
Context
Clues
Synonym
Content: "Our
kids'
reading
is
on
point,"
said
David
Levin,
who
founded
KIPP
with
a
fellow
teacher,
Michael
Feinberg,
in
1994. "They
struggle
a
little
bit
with
writing
skills. But
when
they
leave
here,
they
rock
in
math." There
are
now
more
than
fifty
KIPP
schools
across
the
United
States,
with
more
on
the
way. The
KIPP
program
represents
one
of
the
most
promising
new
educational
philosophies
in
the
United
States. But
its
success
is
best
understood
not
in
terms
of
its
curriculum,
its
so
teachers,
its
resources,
or
some
kind
of
institutional
innovation. KIPP
is,
rather,
an
organization
that
has
succeeded
by
taking
the
idea
of
cultural
legacies
seriously. In
the
early
nineteenth
century,
a
group
of
reformers
set
out
to
establish
a
system
of
public
education
in
the
United
States. What
passed
for
public
school
at
the
time
was
a
haphazard
assortment
of
locally
run
one-room
schoolhouses
and
overcrowded
urban
classrooms
scattered
around
the
country. In
rural
areas,
schools
closed
in
the
spring
and
fall
and
ran
all
summer
long,
so
that
children
could
help
out
in
the
busy
planting
and
harvesting
seasons.
|
http://mskellyenglish12.weebly.com/uploads/3/0/7/9/30792489/maritas_bargain.pdf
|
msmarco_v2.1_doc_02_440965370#10_771150391
|
Title:
Headings:
Chasing
Success
PERFOUIANICE
TASK
Preview
ACADEMIC
VOC;
%~~~,ULARY
(o-kyoom'yo-lat')
v.
(o-pre'she-a'shon)
n.
E
to
Marita's
Bargain
60
schools
mirrored
the
long
and
chaotic
schedules
of
the
children's
working-class
parents.
The
reformers
wanted
to
make
sure
that
all
Look
at
the
first
column.
The
students
start
in
first
grade
with
130
meaningful,
but
not
overwhelming,
differences
in
their
knowledge
and
inviolate
rl-
counterintuitive
28o
290
KIPP.
COLLABORATIVE
DISCUSSION
Are
KIPP
students
different
from
other
PERFORMANCE
IASK
Critical
Vocabulary
Vocabulary
Strategy:
Context
Clues
Synonym
Content: But
its
success
is
best
understood
not
in
terms
of
its
curriculum,
its
so
teachers,
its
resources,
or
some
kind
of
institutional
innovation. KIPP
is,
rather,
an
organization
that
has
succeeded
by
taking
the
idea
of
cultural
legacies
seriously. In
the
early
nineteenth
century,
a
group
of
reformers
set
out
to
establish
a
system
of
public
education
in
the
United
States. What
passed
for
public
school
at
the
time
was
a
haphazard
assortment
of
locally
run
one-room
schoolhouses
and
overcrowded
urban
classrooms
scattered
around
the
country. In
rural
areas,
schools
closed
in
the
spring
and
fall
and
ran
all
summer
long,
so
that
children
could
help
out
in
the
busy
planting
and
harvesting
seasons. In
the
city,
many
60
schools
mirrored
the
long
and
chaotic
schedules
of
the
children's
working-class
parents. The
reformers
wanted
to
make
sure
that
all
4
Collection
1
motley
(m6t'le)
adj. unusually
varied
or
mixed. Just
over
ten
years
into
its
existence,
KIPP
has
become
one
of
the
most
desirable
public
schools
in
\~Iew
York
City. children
went
to
school
and
that
public
school
was
comprehensive,
meaning
that
all
children
got
enough
schooling
to
learn
how
to
read
and
write
and
do
basic
arithmetic
and
function
as
productive
citizens.
|
http://mskellyenglish12.weebly.com/uploads/3/0/7/9/30792489/maritas_bargain.pdf
|
msmarco_v2.1_doc_02_451710925#6_788722356
|
Title: ROMANTICISM AND WORDSWORTH
Headings: ROMANTICISM AND WORDSWORTH
ROMANTICISM AND WORDSWORTH
Content: It stressed strong emotion as a source of aesthetic experience, placing new emphasis on such emotions as trepidation, horror, and the awe experienced in confronting the sublimity of untamed nature. It elevated folk art, nature and custom, as well as arguing for an epistemology based on nature, which included human activity conditioned by nature in the form of language, custom and usage. The ideologies and events of the French Revolution and Industrial Revolution are thought to have influenced the movement. Romanticism elevated the achievements of what it perceived as misunderstood heroic individuals and artists that altered society. It also legitimized the individual imagination as a critical authority which permitted freedom from classical notions of form in art. In a general sense, the term "Romanticism" has been used to refer to certain artists, poets, writers, musicians, as well as political, philosophical and social thinkers of the late XVIII and early XIX centuries.. Despite this general usage of the term, many attempts have been made to describe what Romanticism and the term “romantic” refer to: for some Romanticism had its beginnings in the English XVII century. http://en.wikipedia.org/wiki/Romantic_era
These differing versions of the age and lineage of Romanticism are matched with a corresponding diversity in the descriptions offered by those of our time who have given special care to the observation of it. Romanticism was a fairy way of writing; it implies reminiscence, the romantic schools have always depended more or less on the past.
|
http://mural.uv.es/guicarga/First%20Paper.htm
|
msmarco_v2.1_doc_02_453420675#8_789969006
|
Title: State of the City 2017 - Mayor Murray
Headings: State of the City 2017
State of the City 2017
Watch the speech:
Learn more about Mayor Murray’s key State of the City announcements:
Slideshow:
Mayor Murray’s State of the City address as prepared for delivery:
Homelessness
Education
Our Best
Police accountability
Housing affordability
Content: This, of course, has brought tremendous growth in population and dramatic changes in our economy and our demographics. Over the past twenty years, this growth has occurred exactly where the City planned for it – in our urban villages. But while the City planned for where we would grow, it did not plan to grow equitably and affordably. As a result, today we are witnessing a growing gap between those who can afford to live here and those who cannot, between those who are thriving and those being displaced. My Administration is taking a new approach. We seek smart, well-designed, equitable growth. We seek to harness the dynamism of our growing city to create vibrant, livable and affordable neighborhoods for all. We seek to create a place where, as the city grows, our diversity can grow – a place that welcomes people of all ages, races, religions, genders, sexual orientation, national origins and incomes. Because a city is both a place where many people live together and a powerful tool to help many people live together better. Smart and equitable growth is growth designated near parks, schools and opportunities for employment, along with grocery stores, shops, restaurants and bars, art galleries, music venues and other amenities.
|
http://murray.seattle.gov/state-of-the-city-2017/
|
msmarco_v2.1_doc_02_462351360#6_808483924
|
Title: Structure & Function of the Digestive System: How it works
Headings: The Structure and Function of the Digestive System
The Structure and Function of the Digestive System
What organs make up the digestive system?
Mouth
Esophagus
Stomach
Small intestine
Pancreas
Liver
Gallbladder
Colon (large intestine)
Rectum
Anus
Get useful, helpful and relevant health + wellness information
Content: Cells in the lining of the stomach secrete a strong acid and powerful enzymes that are responsible for the breakdown process. When the contents of the stomach are processed enough, they’re released into the small intestine. Small intestine
Made up of three segments -- the duodenum, jejunum, and ileum -- the small intestine is a 22-foot long muscular tube that breaks down food using enzymes released by the pancreas and bile from the liver. Peristalsis also works in this organ, moving food through and mixing it with digestive juices from the pancreas and liver. The duodenum is the first segment of the small intestine. It’s largely responsible for the continuous breaking-down process. The jejunum and ileum lower in the intestine are mainly responsible for absorption of nutrients into the bloodstream. Contents of the small intestine start out semi-solid, and end in a liquid form after passing through the organ. Water, bile, enzymes and mucus contribute to the change in consistency. Once the nutrients have been absorbed and the leftover-food residue liquid has passed through the small intestine, it then moves on to the large intestine, or colon.
|
http://my.clevelandclinic.org/health/articles/the-structure-and-function-of-the-digestive-system
|
msmarco_v2.1_doc_02_462714895#10_809644361
|
Title: The Watermelon Diet
Headings: The Watermelon Diet
The Watermelon Diet
By Janet Ford, DietPower Senior Editor
What Is the Watermelon Diet?
A Super Food
Move Over, Tomatoes!
But Wait, There's More!
A Work in Progress
Is That Melon Ripe?
Kicking the Tires
Content: A Work in Progress
Watermelon isn't perfect. One big problem if you're on a watermelon diet is the fruit's bulkiness. Another is telling when a watermelon is ripe. If you've ever had a watermelon roll off the kitchen counter when you weren't watching, you'll appreciate this news: the Japanese have created a cube-shaped watermelon. ( Click here to see it .) Meanwhile, American growers are making watermelons smaller and smaller. In part, this stems (no pun intended) from the craze to make watermelons seedless. Melons without seeds are smaller and rounder than their seedy cousins. The technology for growing seedless melons has been around for half a century, but popular for only the last 20 years or so, says Warren Roberts, a watermelon expert and an associate professor of horticulture at Oklahoma State University.
|
http://my.dietpower.com/features/watermelon_diet.php
|
msmarco_v2.1_doc_02_462714895#11_809645638
|
Title: The Watermelon Diet
Headings: The Watermelon Diet
The Watermelon Diet
By Janet Ford, DietPower Senior Editor
What Is the Watermelon Diet?
A Super Food
Move Over, Tomatoes!
But Wait, There's More!
A Work in Progress
Is That Melon Ripe?
Kicking the Tires
Content: Click here to see it .) Meanwhile, American growers are making watermelons smaller and smaller. In part, this stems (no pun intended) from the craze to make watermelons seedless. Melons without seeds are smaller and rounder than their seedy cousins. The technology for growing seedless melons has been around for half a century, but popular for only the last 20 years or so, says Warren Roberts, a watermelon expert and an associate professor of horticulture at Oklahoma State University. Today, one-third to one-half of all watermelons sold in the United States are seedless, and in California the rate is seven in eight. The melon miniaturist movement continues. In California, one of the leading producers of watermelons (Florida is the biggest), stores are stocked with melons the size of cantaloupes. " As family size decreases, consumers want something smaller," says Dana Abercrombie, director of the California-Arizona Watermelon Association. Today's "personal" watermelon weighs only two or three pounds.
|
http://my.dietpower.com/features/watermelon_diet.php
|
msmarco_v2.1_doc_02_462714895#12_809647108
|
Title: The Watermelon Diet
Headings: The Watermelon Diet
The Watermelon Diet
By Janet Ford, DietPower Senior Editor
What Is the Watermelon Diet?
A Super Food
Move Over, Tomatoes!
But Wait, There's More!
A Work in Progress
Is That Melon Ripe?
Kicking the Tires
Content: Today, one-third to one-half of all watermelons sold in the United States are seedless, and in California the rate is seven in eight. The melon miniaturist movement continues. In California, one of the leading producers of watermelons (Florida is the biggest), stores are stocked with melons the size of cantaloupes. " As family size decreases, consumers want something smaller," says Dana Abercrombie, director of the California-Arizona Watermelon Association. Today's "personal" watermelon weighs only two or three pounds. It should be perfect for folks on a watermelon diet. " It's just a one-meal melon," Abercrombie says "—something you can cut in half and say, 'Here, Honey, you eat this.'" Is That Melon Ripe? Large or small, how do you tell when a watermelon is ripe? Most experts advise starting with the color of the rind.
|
http://my.dietpower.com/features/watermelon_diet.php
|
msmarco_v2.1_doc_02_462723706#7_809664810
|
Title: New Miracle Drug: Watermelon
Headings: New Miracle Drug: Watermelon
New Miracle Drug: Watermelon
By Janet Ford, DietPower Senior Editor
Move Over, Tomatoes!
But Wait, There's More!
Spitters' Foe
Is That Melon Ripe?
Kicking the Tires
Content: This doesn't mean that eating watermelon will produce an erection, since the amount of citrulline is still relatively low. But it probably can't hurt. And if you eat the rind, too.... (Watermelon pickles, anyone?) For deeper insight into this potential benefit, click here. Spitters' Foe
Watermelons are still on the kitchen counter instead of the medicine chest because they're bulky, but that's changed over the years. Although the Japanese recently created a cube-shaped watermelon ( click here to see it ), in America the trend is toward smaller and smaller. In part, this stems (no pun intended) from the craze to make watermelons seedless. Melons without seeds are smaller and rounder than their seedy cousins. The technology for growing seedless melons has been around for half a century, but popular for only the last 15 years or so, says Warren Roberts, a watermelon expert and an associate professor of horticulture at Oklahoma State University. Today, one-third to one-half of all watermelons sold in this country are seedless, and in California the rate is seven in eight.
|
http://my.dietpower.com/features/watermelon_nutrition.php
|
msmarco_v2.1_doc_02_466388925#17_815644724
|
Title: EOIR Swears in 23 New Immigration Judges | myattorneyusa
Headings: EOIR Swears in 23 New Immigration Judges
EOIR Swears in 23 New Immigration Judges
Baltimore Immigration Court: Immigration Judge David C. Koelsch
Baltimore Immigration Court: Immigration Judge Zakia Mahasa
Chicago Immigration Court: Immigration Judge Patrick M. McKenna
Chicago Immigration Court: Immigration Judge Kaarina Salovaara
Cleveland Immigration Court: Immigration Judge Jonathan W. Owens
El Paso Immigration Court: Immigration Judge Nathan L. Herbert
Falls Church Immigration Adjudication Center: Immigration Judge George J. Ward Jr.
Harlingen Immigration Court: Immigration Judge Daniel B. Gilbert
LaSalle Immigration Court: Immigration Judge Angela Munson
Los Angeles Immigration Court: Immigration Judge Robert A. Fellrath
Los Angeles Immigration Court: Immigration Judge Natalie B. Huddleston
Los Angeles Immigration Court: Immigration Judge Nancy E. Miller
Los Angeles Immigration Court: Immigration Judge Jason R. Waterloo
Miami Immigration Court: Immigration Judge Michael G. Walleisa
New York City Immigration Court: Immigration Judge Lena Golovnin
New York City Immigration Court: Immigration Judge Cynthia Gordon
New York City Immigration Court: Immigration Judge Howard C. Hom
New York City Immigration Court: Immigration Judge Michael G. McFarland
Oakdale Immigration Court: Immigration Judge W. Scott Laragy
Otero Immigration Court: Immigration Judge Kathleen French
Pearsall Immigration Court: Immigration Judge Stuart D. Alcorn
San Antonio Immigration Court: Immigration Judge Eric J. Tijerina
Ulster Immigration Court: Immigration Judge Nelson A. Vargas-Padilla
Content: He has a law degree from the West Virginia University College of Law. Miami Immigration Court: Immigration Judge Michael G. Walleisa
Immigration Judge Michael G. Walleisa began hearing cases at the Miami Immigration Court in August 2018. Prior to becoming an immigration judge, Walleisa worked as an assistant U.S. attorney in various capacities with the U.S. Attorney's Office for the Southern District of Florida in Miami. Notably, he was an assistant U.S. attorney with the National Security Section from 2002 to 2018. From 1985 to 1989, he was a state prosecutor in Dade County, F
|
http://myattorneyusa.com/immigration-blog/eoir-swears-in-23-new-immigration-judges
|
msmarco_v2.1_doc_02_477501068#4_836300574
|
Title: So, You Want To Be An Interior Designer?
Headings: So, You Want To Be An Interior Designer?
So, You Want To Be An Interior Designer?
What Is Interior Design All About Anyway?
Interior Design School and Classes to Study
Specialty Fields Within Interior Design
After School, Then What?
Salary Range
Before Deciding on Interior Design, Having Vision & Passion, & Knowing If You Have What It Takes
The Next Step
Content: But I have learned, picked myself up and am a better person and designer as a result of it. I get letters everyday from students who are interested in interior design as a profession. They ask me the same questions that I asked for my theme project. From my experiences with bad choices, my knowledge as a business owner and a life long student of interior design, I have pulled together some ideas to help up and coming interior design students so they won’t make the same mistakes I did. I hope you find them entertaining and informative. What Is Interior Design All About Anyway? Interior design is a widely misunderstood profession. People get the romantic notion this business is all about picking out colors, working with lush beautiful fabrics, and being creative all the live long day. That isn’t so. It is about making the sale, organizing the details and making sure EVERYTHING is perfect for Mrs. Smith’s installation on Friday.
|
http://myinteriordecorator.com/student.html
|
msmarco_v2.1_doc_02_477501068#5_836302125
|
Title: So, You Want To Be An Interior Designer?
Headings: So, You Want To Be An Interior Designer?
So, You Want To Be An Interior Designer?
What Is Interior Design All About Anyway?
Interior Design School and Classes to Study
Specialty Fields Within Interior Design
After School, Then What?
Salary Range
Before Deciding on Interior Design, Having Vision & Passion, & Knowing If You Have What It Takes
The Next Step
Content: What Is Interior Design All About Anyway? Interior design is a widely misunderstood profession. People get the romantic notion this business is all about picking out colors, working with lush beautiful fabrics, and being creative all the live long day. That isn’t so. It is about making the sale, organizing the details and making sure EVERYTHING is perfect for Mrs. Smith’s installation on Friday. It’s about negotiating with installer’s, paying furniture manufacturer’s, keeping accurate billing records, ensuring you have met codes for your local municipalities, getting more of that fabric you ran out of, making sure the wall paper hanger is in the room when he needs to be, and making all of it seem effortless and stress free. If I had known that design was so much business and so little creativity, I possibly would have never allowed the thought to enter my mind. But it did and now I am addicted. Interior design does have some major advantages, however. There is a very small “community” that is created amongst designers within a city or region.
|
http://myinteriordecorator.com/student.html
|
msmarco_v2.1_doc_02_477501068#6_836303815
|
Title: So, You Want To Be An Interior Designer?
Headings: So, You Want To Be An Interior Designer?
So, You Want To Be An Interior Designer?
What Is Interior Design All About Anyway?
Interior Design School and Classes to Study
Specialty Fields Within Interior Design
After School, Then What?
Salary Range
Before Deciding on Interior Design, Having Vision & Passion, & Knowing If You Have What It Takes
The Next Step
Content: It’s about negotiating with installer’s, paying furniture manufacturer’s, keeping accurate billing records, ensuring you have met codes for your local municipalities, getting more of that fabric you ran out of, making sure the wall paper hanger is in the room when he needs to be, and making all of it seem effortless and stress free. If I had known that design was so much business and so little creativity, I possibly would have never allowed the thought to enter my mind. But it did and now I am addicted. Interior design does have some major advantages, however. There is a very small “community” that is created amongst designers within a city or region. You get to interact with a wide variety of individuals and you do get to spend time surrounded by innovative, creative people with drive, passion and brilliance for what they do. Design allows the creative genius in you freedom to play and be. Interior design is a profession with a vast array of advancement. You may begin as a junior designer, assistant or specifier and soon become a senior designer, project manager, or partner in a firm. Where ever your mind can go, so too can you move!
|
http://myinteriordecorator.com/student.html
|
msmarco_v2.1_doc_02_483957274#7_849675902
|
Title: Argentine Empanadas - My Recipe Confessions
Headings: Argentine Empanadas
Argentine Empanadas
Argentine Empanadas
Dough:
Meat Filling:
Empanada Assembly;
Baked Empanadas:
Fried Empanadas:
Content: 1 lb. of lean ground beef
1/2 cup of green onions, chopped
1 cup of black olives or green olives, chopped
1 cup of raisins (optional)
3 hard boiled eggs, chopped
1 tsp. of salt
1 tsp. of cumin
1/2 tsp. of paprika
1/2 tsp. of garlic powder
Instructions
1. In a pan over medium-high heat, brown the ground beef. 2. Stir the remaining ingredients into the ground beef. Empanada Assembly;
|
http://myrecipeconfessions.com/entree/argentine-empanadas-with-homemade-flaky-dough/
|
msmarco_v2.1_doc_02_483957274#8_849676713
|
Title: Argentine Empanadas - My Recipe Confessions
Headings: Argentine Empanadas
Argentine Empanadas
Argentine Empanadas
Dough:
Meat Filling:
Empanada Assembly;
Baked Empanadas:
Fried Empanadas:
Content: of garlic powder
Instructions
1. In a pan over medium-high heat, brown the ground beef. 2. Stir the remaining ingredients into the ground beef. Empanada Assembly; 1. Remove the chilled dough from the fridge and divide evenly into 12 sections. Roll into golf sized balls. 2. Roll each dough ball into a 5 inch circle.
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http://myrecipeconfessions.com/entree/argentine-empanadas-with-homemade-flaky-dough/
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msmarco_v2.1_doc_02_493395517#2_865533206
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Title: Is Terrorism Ever Justified?
Headings:
Content: Morally, we must “treat humanity…never simply as a means but always at the same time as an end.” In other words, terrorists cannot morally justify innocent deaths to achieve some ultimate goal. R.G. Frey and Christopher Morris have similar beliefs that, “terrorists cannot avail themselves of such theories to justify furthering the ends of some small group at the cost of greater damage to the interests of others.” Even if we disagree with Kant, Frey and Morris, and assume that the terrorist’s goals were justifiable, terrorist attacks in no way guarantee a set end result. Although a terrorist would achieve his goal of threatening and inducing fear in the public by performing a terrorist act, there is no guarantee that such an act will either create the political change the terrorist is trying to achieve, or attain the desired response by the government or the public. The media attention that is derived from the act may or may not be conducive to the terrorists’ objectives. One may argue that the terrorists are justified in their actions. Those in support of the terrorist attacks would most likely also support the attackers’ cause. For example, a group of “terrorists” may bomb the white house because they believe that President Bush is corrupt and is killing innocent people in Iraq and Afghanistan without just cause. The terrorists believe that if they bomb the White House and kill the President, the Bush administration will fall, and the wars in the Middle East will end.
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http://myyogamentor.com/Blog/9E2CE826-915D-4E56-9DC1-BE294C57D5C6.html
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msmarco_v2.1_doc_02_493395517#3_865534996
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Title: Is Terrorism Ever Justified?
Headings:
Content: The media attention that is derived from the act may or may not be conducive to the terrorists’ objectives. One may argue that the terrorists are justified in their actions. Those in support of the terrorist attacks would most likely also support the attackers’ cause. For example, a group of “terrorists” may bomb the white house because they believe that President Bush is corrupt and is killing innocent people in Iraq and Afghanistan without just cause. The terrorists believe that if they bomb the White House and kill the President, the Bush administration will fall, and the wars in the Middle East will end. There may be some who agree with these terrorists, and believe that they are justified. Take a life for a life. Bush is responsible for the deaths of thousands, so his death is warranted. However, if the supporters of these terrorist attacks would examine the consequences of the attack on the White House in more detail, they may change their stance. How do we measure the attacker’s success?
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http://myyogamentor.com/Blog/9E2CE826-915D-4E56-9DC1-BE294C57D5C6.html
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msmarco_v2.1_doc_02_496639069#2_870872982
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Title: What are best vitamins for nail growth - Nails Journal
Headings: What are best vitamins for nail growth
What are best vitamins for nail growth
What vitamins are good for nails?
B-Complex vitamin
Iron
Few more points on vitamins for nails.
Trackbacks
Content: If you’ve weak, dry and dull nails then your body lacks vitamins. Without any ado, lets see what are best vitamins for nails. What vitamins are good for nails? Nails are composed of keratin, it’s a protein found in hair, feathers, hoofs, claws, horns etc… For strong nails it’s not only protein that you will in need but also Vitamin B, A, C, calcium, zinc, Iron, Biotin etc…
B-Complex vitamin
The whole B-complex vitamins are essential for healthy and strong nails. Biotin which belongs to B-complex vitamins is very important in cell growth and other vitamin B utilization. Biotin deficiency causes dry, brittle nails. And to get rid of this you need to take Biotin rich foods like, Egg yolks, wheat germ, soybeans, whole grains or you can also take supplements but need to contact Doctor before taking. A research proved that daily dose of biotin can treat brittle nails. Vitamin B-12 deficiency make your nails excessive dark and dry. Consume egg, cheese or take supplement.
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http://nailsjournal.com/what-are-best-vitamins-for-nail-growth/
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msmarco_v2.1_doc_02_500507216#0_876007923
|
Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: Nanny Duties, Newborn Care Specialists Definitions and Duties
Home / Resources / Families / In-Home Child Care Definitions
INA In-Home Child Care Definitions
There are a variety of terms for people who work in the home. Here are the definitions used by the International Nanny Association to describe various in-home child care positions. What is a babysitter? A babysitter provides supervisory, custodial care of children on a full-time or part-time basis. Many babysitters have no special training and have limited child care experience. What is a nanny? A nanny is a child care specialist whose workplace is a family’s private home. A nanny is employed by a family to provide the highest level of customized child care and to give personalized attention to the family’s children. A nanny may be employed full time or part time, long-term or short-term and the nanny may or may not live with the family. The nanny’s role is to provide support to the family by serving as a loving, nurturing and trustworthy companion to the children.
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http://nanny.org/resources/families/in-home-child-care-definitions/
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msmarco_v2.1_doc_02_500507216#1_876009493
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Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: What is a nanny? A nanny is a child care specialist whose workplace is a family’s private home. A nanny is employed by a family to provide the highest level of customized child care and to give personalized attention to the family’s children. A nanny may be employed full time or part time, long-term or short-term and the nanny may or may not live with the family. The nanny’s role is to provide support to the family by serving as a loving, nurturing and trustworthy companion to the children. Ideally, a nanny will have specialized child care skills, a deep understanding of children and a genuine love of caring for children. A nanny offers the family convenient and consistent high quality child care by meeting each child’s physical, emotional, social and intellectual needs. In addition to traditional nannies who provide general child care, “specialty” nannies exist to meet the needs of families who desire a caregiver with expertise in a specific area or at a specific time. What is a newborn care specialist? Highly specialized and trained in-home childcare provider who focuses on the care and well-being of the newborn:
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http://nanny.org/resources/families/in-home-child-care-definitions/
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msmarco_v2.1_doc_02_500507216#2_876011192
|
Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: Ideally, a nanny will have specialized child care skills, a deep understanding of children and a genuine love of caring for children. A nanny offers the family convenient and consistent high quality child care by meeting each child’s physical, emotional, social and intellectual needs. In addition to traditional nannies who provide general child care, “specialty” nannies exist to meet the needs of families who desire a caregiver with expertise in a specific area or at a specific time. What is a newborn care specialist? Highly specialized and trained in-home childcare provider who focuses on the care and well-being of the newborn: I.e., the first 12-16 weeks of life. Hired predominantly to care for newborns for either overnight shifts or around the clock care
Works independently with only minimal guidance from the parents
Familiar with the behaviors, appearance and general care of the newborn
Often has experience working with preemies and multiples
Well versed in helping establish good feeding and sleeping habits
Well versed in supporting family values
Well versed in various sleep conditioning methods and can develop a successful plan to getting the baby to sleep through the night and nap well as soon as reasonably possible in a healthy manner
Had the goal of a healthy, educated and empowered parent
Understands the value of and can support a breastfeeding mother
Has a basic understanding of Postpartum Mood Disorders, can recognize and confidently address the possibility with parents
Understands and can recognize the signs of possibly food allergies, intolerances and reflux and knows how to help
Is willing to share information with healthcare professionals in order to support optimal baby health
Keeps up on the latest information and studies in newborn care
Behaves in a professional manner and maintains family confidentiality
Understands the limits of their scope of practice and abides by them
Willing, at the appropriate time, to be both mentored and mentor others
Other Terms for Specialty Nannies in the In-Home Childcare Industry
Au Pairs
An au pair is a foreign national between the ages of 18-26 who enters the United States through the U.S. Department of State, Bureau of Educational and Cultural Affairs Au Pair Exchange Program, to experience American life for up to 24 months (au pairs in good standing can apply to extend their initial 12-month visit an additional 6, 9 or 12 months). Au pairs participate in the life of the host family by providing limited child care services (maximum 10 hours per day, 45 hours per week) and are compensated for their work according to the Fair Labor Standards Act. Au pairs may not be placed in homes with infants three months of age or younger, unless a parent or responsible adult will be in the home supervising the au pair. An au pair may not be placed in the home with a child two years of age or younger unless they have 200 or more hours of documented child care experience.
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http://nanny.org/resources/families/in-home-child-care-definitions/
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msmarco_v2.1_doc_02_500507216#3_876014716
|
Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: I.e., the first 12-16 weeks of life. Hired predominantly to care for newborns for either overnight shifts or around the clock care
Works independently with only minimal guidance from the parents
Familiar with the behaviors, appearance and general care of the newborn
Often has experience working with preemies and multiples
Well versed in helping establish good feeding and sleeping habits
Well versed in supporting family values
Well versed in various sleep conditioning methods and can develop a successful plan to getting the baby to sleep through the night and nap well as soon as reasonably possible in a healthy manner
Had the goal of a healthy, educated and empowered parent
Understands the value of and can support a breastfeeding mother
Has a basic understanding of Postpartum Mood Disorders, can recognize and confidently address the possibility with parents
Understands and can recognize the signs of possibly food allergies, intolerances and reflux and knows how to help
Is willing to share information with healthcare professionals in order to support optimal baby health
Keeps up on the latest information and studies in newborn care
Behaves in a professional manner and maintains family confidentiality
Understands the limits of their scope of practice and abides by them
Willing, at the appropriate time, to be both mentored and mentor others
Other Terms for Specialty Nannies in the In-Home Childcare Industry
Au Pairs
An au pair is a foreign national between the ages of 18-26 who enters the United States through the U.S. Department of State, Bureau of Educational and Cultural Affairs Au Pair Exchange Program, to experience American life for up to 24 months (au pairs in good standing can apply to extend their initial 12-month visit an additional 6, 9 or 12 months). Au pairs participate in the life of the host family by providing limited child care services (maximum 10 hours per day, 45 hours per week) and are compensated for their work according to the Fair Labor Standards Act. Au pairs may not be placed in homes with infants three months of age or younger, unless a parent or responsible adult will be in the home supervising the au pair. An au pair may not be placed in the home with a child two years of age or younger unless they have 200 or more hours of documented child care experience. Co-Nanny
A co-nanny is one of two or more nannies working for the same family. Co-nannies may work together caring for children as a team, or they may work alternating schedules. A family may hire two or more full-time nannies when they regularly need a large number of hours per week of childcare, have a large number of children, or prefer for each child to have their own nanny. Co-nannies should work closely with each other and the parents so that regardless who is with the children they have the same consistent routines, schedules and discipline. Governesses
A governess is an educationally qualified nanny employed by a family for the full- or part-time private home education or tutoring of the family’s children.
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http://nanny.org/resources/families/in-home-child-care-definitions/
|
msmarco_v2.1_doc_02_500507216#4_876018301
|
Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: Co-Nanny
A co-nanny is one of two or more nannies working for the same family. Co-nannies may work together caring for children as a team, or they may work alternating schedules. A family may hire two or more full-time nannies when they regularly need a large number of hours per week of childcare, have a large number of children, or prefer for each child to have their own nanny. Co-nannies should work closely with each other and the parents so that regardless who is with the children they have the same consistent routines, schedules and discipline. Governesses
A governess is an educationally qualified nanny employed by a family for the full- or part-time private home education or tutoring of the family’s children. A governess functions as an educator and is not usually employed to perform domestic tasks or to meet the physical needs of the family’s children. Multiples Specialists
A multiples specialist is a nanny who has extensive experience caring for multiples and who works with families who have twins, triplets or higher order multiples. Nanny Manager / Family Manager / Household Manager
A Nanny and Family Manager is a nanny who also provides household and personal related tasks in addition to his/her nanny position of caring for the children. A Household Manager is typically one where there is little to no child care involved, but oversees the running of a household. Tasks can include household/family related errands, shopping, meeting with service repair technicians / household vendors, cooking, overseeing additional household staff.
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http://nanny.org/resources/families/in-home-child-care-definitions/
|
msmarco_v2.1_doc_02_500507216#5_876020393
|
Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: A governess functions as an educator and is not usually employed to perform domestic tasks or to meet the physical needs of the family’s children. Multiples Specialists
A multiples specialist is a nanny who has extensive experience caring for multiples and who works with families who have twins, triplets or higher order multiples. Nanny Manager / Family Manager / Household Manager
A Nanny and Family Manager is a nanny who also provides household and personal related tasks in addition to his/her nanny position of caring for the children. A Household Manager is typically one where there is little to no child care involved, but oversees the running of a household. Tasks can include household/family related errands, shopping, meeting with service repair technicians / household vendors, cooking, overseeing additional household staff. Complete list of tasks provided will be discussed and agreed upon by nanny and family in advance. Nanny Share
In a nanny share arrangement, one nanny cares for children from more than one family. This can benefit the families by lowering the nanny expense by about ⅓, and by having built in opportunities for socialization for their child. Nannies benefit as well as they are employed, and paid, by two (or sometimes more) families at the same time. Nanny shares do not ever take place in the nannies home.
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http://nanny.org/resources/families/in-home-child-care-definitions/
|
msmarco_v2.1_doc_02_500507216#6_876022267
|
Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: Complete list of tasks provided will be discussed and agreed upon by nanny and family in advance. Nanny Share
In a nanny share arrangement, one nanny cares for children from more than one family. This can benefit the families by lowering the nanny expense by about ⅓, and by having built in opportunities for socialization for their child. Nannies benefit as well as they are employed, and paid, by two (or sometimes more) families at the same time. Nanny shares do not ever take place in the nannies home. That is called “Family Daycare” (see description below) and usually requires a registration or license by state law. Nanny shares can be set up in many different ways, but typically one family acts as the host family, and the other family brings their child to the host families home. Both families act as employers, pay taxes, and pay hourly for the nannies services. Each family typically pays ⅔ of the nannies normal hourly rate. This allows the nanny to make a ⅓ bump in pay for the extra work of juggling 2 sets of parents, with extra communication and expectations.
|
http://nanny.org/resources/families/in-home-child-care-definitions/
|
msmarco_v2.1_doc_02_500507216#7_876023885
|
Title: Nanny Duties, Newborn Care Specialists Definitions and Duties
Headings: INA In-Home Child Care Definitions
INA In-Home Child Care Definitions
What is a babysitter?
What is a nanny?
What is a newborn care specialist?
Other Terms for Specialty Nannies in the In-Home Childcare Industry
The Family Daycare
Content: That is called “Family Daycare” (see description below) and usually requires a registration or license by state law. Nanny shares can be set up in many different ways, but typically one family acts as the host family, and the other family brings their child to the host families home. Both families act as employers, pay taxes, and pay hourly for the nannies services. Each family typically pays ⅔ of the nannies normal hourly rate. This allows the nanny to make a ⅓ bump in pay for the extra work of juggling 2 sets of parents, with extra communication and expectations. It is very important in a nanny share arrangement that all parties are good communicators, and that there is a well written nanny-parent agreement with each family. Nanny shares can be very successful, but only when everyone is on the same page about important issues like illness, discipline style, outings, etc. Nursery Nurses
The title nursery nurse is used in Great Britain and refers to a person who has received special training and preparation in caring for young children. When employed by the family, she or he may live in or outside of the family’s home. A nursery nurse works independently and is responsible for everything related to the care of the children.
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http://nanny.org/resources/families/in-home-child-care-definitions/
|
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