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msmarco_v2.1_doc_36_650962389#20_1311060118
|
Title: 10 SaaS Metrics and KPIs You Should Measure [Infographic]
Headings: SaaS Metrics & KPIs to Predict Your Business Growth
SaaS Metrics & KPIs to Predict Your Business Growth
Key SaaS Metrics to Measure Business Growth
What is SaaS Business?
How is SaaS different from other business models?
Pre-Startup
Startup
How to Create a Product Launch Marketing Plan
Growth
Maturity
SaaS KPIs & Business Goals. How to Measure Them?
Profitability
Retention and Efficiency
Free Retention Rate Calculator For Your Ecommerce & Dropshipping Store
Growth
10 Key SaaS Metrics You Should Measure [Infographic]
1. Conversion Rate
Conversion Rate Formula
Tips for Improvement
2. Customer Acquisition Cost (CAC)
CAC Formula
Tips to Improve CAC
3. Churn Rate
Churn Rate Formula
(Customers leaving your business/total number of customers acquired)*1004
Tips to improve SaaS Churn Rate
4. Customer Lifetime Value (CLV)
CLV Formula
Tips for Increase CLV
5. MRR
MRR Formula
Tips to Improve MRR
Formula Net MRR
6. ARR
ARR Formula
Tips to Improve ARR
7. ARPA
ARPA Formula
Tips to Improve ARPA
8. Revenue Churn
Revenue Churn Formula
Tips to Reduce Churn Rate
9. Traffic
Traffic Formula
Tips for Getting Traffic
10. NPS
NPS Formula (Not actually a Formula)
Tips for Improving NPS
Bonus Metric – Website Load Time
Important SaaS Metrics Experts Measure
Jonathan Bass
Healy Jones
Kristen Haines
Matthew Parks
Ben M Roberts
Tomer Aharon
Dane Amyot
Kurt Uhlir
Zobia Zuberi
The formula:
Wrapping it up!
Start Creating Web Apps on Managed Cloud Servers Now
Sharjeel Ashraf
Get Our Newsletter
Be the first to get the latest updates and tutorials.
Subscribe
Thankyou for Subscribing Us!
Content: Whether it is marketing, product, budget, or even innovation. If the customers are not satisfied with the product, they will go away. That’s why it is important to keep an eye on essential SaaS metrics to measure customer satisfaction. Read on to know what metrics you need to make better decisions for your business. 1. Conversion Rate
A conversion rate is the purchase rate of the product or service. It is a necessary KPI for a digital business that would like to track their orders and improve them based on user data. In simple terms, conversion rate means the number of orders a SaaS business gets for every 100 visitors. Let’s say a SaaS business gets around 1000 daily visitors and out of them, 20 visitors convert. Then, the conversion rate of the SaaS business will be 2%.
|
https://www.cloudways.com/blog/saas-metrics/
|
msmarco_v2.1_doc_36_650962389#21_1311062813
|
Title: 10 SaaS Metrics and KPIs You Should Measure [Infographic]
Headings: SaaS Metrics & KPIs to Predict Your Business Growth
SaaS Metrics & KPIs to Predict Your Business Growth
Key SaaS Metrics to Measure Business Growth
What is SaaS Business?
How is SaaS different from other business models?
Pre-Startup
Startup
How to Create a Product Launch Marketing Plan
Growth
Maturity
SaaS KPIs & Business Goals. How to Measure Them?
Profitability
Retention and Efficiency
Free Retention Rate Calculator For Your Ecommerce & Dropshipping Store
Growth
10 Key SaaS Metrics You Should Measure [Infographic]
1. Conversion Rate
Conversion Rate Formula
Tips for Improvement
2. Customer Acquisition Cost (CAC)
CAC Formula
Tips to Improve CAC
3. Churn Rate
Churn Rate Formula
(Customers leaving your business/total number of customers acquired)*1004
Tips to improve SaaS Churn Rate
4. Customer Lifetime Value (CLV)
CLV Formula
Tips for Increase CLV
5. MRR
MRR Formula
Tips to Improve MRR
Formula Net MRR
6. ARR
ARR Formula
Tips to Improve ARR
7. ARPA
ARPA Formula
Tips to Improve ARPA
8. Revenue Churn
Revenue Churn Formula
Tips to Reduce Churn Rate
9. Traffic
Traffic Formula
Tips for Getting Traffic
10. NPS
NPS Formula (Not actually a Formula)
Tips for Improving NPS
Bonus Metric – Website Load Time
Important SaaS Metrics Experts Measure
Jonathan Bass
Healy Jones
Kristen Haines
Matthew Parks
Ben M Roberts
Tomer Aharon
Dane Amyot
Kurt Uhlir
Zobia Zuberi
The formula:
Wrapping it up!
Start Creating Web Apps on Managed Cloud Servers Now
Sharjeel Ashraf
Get Our Newsletter
Be the first to get the latest updates and tutorials.
Subscribe
Thankyou for Subscribing Us!
Content: Conversion Rate
A conversion rate is the purchase rate of the product or service. It is a necessary KPI for a digital business that would like to track their orders and improve them based on user data. In simple terms, conversion rate means the number of orders a SaaS business gets for every 100 visitors. Let’s say a SaaS business gets around 1000 daily visitors and out of them, 20 visitors convert. Then, the conversion rate of the SaaS business will be 2%. Conversion Rate Formula
Conversion Rate = Number of Orders / Number of Visitors
Let’s say you get around 1000 customers per day and get around 50 orders. So: ( 50/1000) * 100 = 5%. Tips for Improvement
Do A/B tests to design the best landing page for business. Market only to the niche that relates to your product.
|
https://www.cloudways.com/blog/saas-metrics/
|
msmarco_v2.1_doc_36_650962389#22_1311065506
|
Title: 10 SaaS Metrics and KPIs You Should Measure [Infographic]
Headings: SaaS Metrics & KPIs to Predict Your Business Growth
SaaS Metrics & KPIs to Predict Your Business Growth
Key SaaS Metrics to Measure Business Growth
What is SaaS Business?
How is SaaS different from other business models?
Pre-Startup
Startup
How to Create a Product Launch Marketing Plan
Growth
Maturity
SaaS KPIs & Business Goals. How to Measure Them?
Profitability
Retention and Efficiency
Free Retention Rate Calculator For Your Ecommerce & Dropshipping Store
Growth
10 Key SaaS Metrics You Should Measure [Infographic]
1. Conversion Rate
Conversion Rate Formula
Tips for Improvement
2. Customer Acquisition Cost (CAC)
CAC Formula
Tips to Improve CAC
3. Churn Rate
Churn Rate Formula
(Customers leaving your business/total number of customers acquired)*1004
Tips to improve SaaS Churn Rate
4. Customer Lifetime Value (CLV)
CLV Formula
Tips for Increase CLV
5. MRR
MRR Formula
Tips to Improve MRR
Formula Net MRR
6. ARR
ARR Formula
Tips to Improve ARR
7. ARPA
ARPA Formula
Tips to Improve ARPA
8. Revenue Churn
Revenue Churn Formula
Tips to Reduce Churn Rate
9. Traffic
Traffic Formula
Tips for Getting Traffic
10. NPS
NPS Formula (Not actually a Formula)
Tips for Improving NPS
Bonus Metric – Website Load Time
Important SaaS Metrics Experts Measure
Jonathan Bass
Healy Jones
Kristen Haines
Matthew Parks
Ben M Roberts
Tomer Aharon
Dane Amyot
Kurt Uhlir
Zobia Zuberi
The formula:
Wrapping it up!
Start Creating Web Apps on Managed Cloud Servers Now
Sharjeel Ashraf
Get Our Newsletter
Be the first to get the latest updates and tutorials.
Subscribe
Thankyou for Subscribing Us!
Content: Conversion Rate Formula
Conversion Rate = Number of Orders / Number of Visitors
Let’s say you get around 1000 customers per day and get around 50 orders. So: ( 50/1000) * 100 = 5%. Tips for Improvement
Do A/B tests to design the best landing page for business. Market only to the niche that relates to your product. Partner with other similar businesses in the same industry. Give discounts and coupon code. Provide use cases and case studies of your product. 2. Customer Acquisition Cost (CAC)
CAC is one metric that matters the most during the early stage of your business.
|
https://www.cloudways.com/blog/saas-metrics/
|
msmarco_v2.1_doc_36_651371336#4_1312025065
|
Title: 50 Top Trending Products To Sell Online in 2021 for High Profits
Headings: 50 Top Trending Products to Sell Online At Your Ecommerce & Dropshipping Store in 2021
50 Top Trending Products to Sell Online At Your Ecommerce & Dropshipping Store in 2021
Trending Products to Sell Online in 2021
Want to Skip the Theory and Move to What Products Are Trending Now? Get Straight to the List of Best Selling Products.
Load Your Ecommerce Store Under 1 Second
Top Trending Niches of 2021
List of Best Trending Products to Sell Online in 2021
1. Portable Blender ^
Product Analysis
Price
Suppliers
Selection Process
2. Nail Polish
Price: $0.5-$3
Suppliers:
3. Peel-Off Mask ^
Product Analysis
Price
Suppliers
Selection Process
4. Wireless Phone Chargers ^
Product Analysis
Price
Suppliers
Selection Process
Ecommerce and Dropshipping Traffic Calculator To Scale Sales
5. Face Shield ^
Product Analysis
Price
Suppliers
Selection Process
6. Phone Lenses ^
Product Analysis
Price
Suppliers
Selection Process
7. Inflatable Pet Collars ^
Product Analysis
Price
Suppliers
Selection Process
Want to Know How Viesso Went From $0 to $1 Million in 24 Months?
8. Eyeshadow Stamp ^
Product Analysis
Price
Suppliers
Selection Process
9. Strapless Backless Bra ^
Product Analysis
Price
Suppliers
Selection Process
10. Child Wrist Leash ^
Product Analysis
Price
Suppliers
Selection Process
11. Front Facing Baby Carrier ^
Product Analysis
Price
Suppliers
Selection Process
12. Car Phone Holder ^
Product Analysis
Price
Suppliers
Selection Process
13. Home Security IP Camera ^
Product Analysis
Price
Suppliers
Selection Process
Checkout These 10 Products You Can Sell As an Affiliate
14. Wifi Repeater ^
Product Analysis
Price
Suppliers
Selection Process
15. Laptop Accessories ^
Product Analysis
Price
Suppliers
Selection Process
16. Posture Corrector ^
Product Analysis
Price
Suppliers
Selection Process
17. Electric Soldering Iron Gun ^
Product Analysis
Price
Suppliers
Selection Process
18. Kitchen and Diningroom Furniture ^
Product Analysis
Price
Suppliers
Selection Process
19. Bohemian Earrings ^
Product Analysis
Price
Suppliers
Selection Process
20. Manicure Milling Drill Bit ^
Product Analysis
Price
Suppliers
Selection Process
21. Flexible Garden Hose ^
Product Analysis
Price
Suppliers
Selection Process
22. One Piece Swimsuit ^
Product Analysis
Price
Suppliers
Selection Process
23. Fly Fishing Quick Knot Tool ^
Product Analysis
Price
Suppliers
Selection Process
Marketing on a Short Budget?
24. Breathable Mesh Running Shoes ^
Product Analysis
Price
Suppliers
Selection Process
25. Waterproof Eyebrow Liner ^
Product Analysis
Price
Suppliers
Selection Process
26. Non-Contact Infrared Thermometer ^
Product Analysis
Price
Suppliers
Selection Process
27. Cat Massage Comb ^
Product Analysis
Price
Suppliers
Selection Process
Hot Summer Products to Sell in 2021 ^
28. Portable Electric Ionic Hairbrush
Product Analysis
Price
Suppliers
Selection Process
29. Board Games ^
Product Analysis
Price
Suppliers
Selection Process
30. Home Ice Cream Makers ^
Product Analysis
Price
Suppliers
Selection Process
31. Beach Towels ^
Product Analysis
Price
Suppliers
Selection Process
32. Baby Kids Water Play Mat ^
Product Analysis
Price
Suppliers
Selection Process
Trending Winter Products to Sell in 2021 ^
33. Pocket Scarves
Price
Suppliers
Selection Process
Don’t Let Poor Load Times Affect Sales
34. Winter Coats
Product Analysis
Price
Suppliers
Selection Process
35. Shoe Dryer
Product Analysis
Price
Suppliers
Selection Process
36. Touchscreen Gloves
Product Analysis
Price
Suppliers
Selection Process
37. Waterproof Pants
Product Analysis
Price
Suppliers
Selection Process
Trending Spring Products to Sell in 2021 ^
38. Bear Claws
Product Analysis
Price
Suppliers
Selection Process
39. Hiking Backpacks
Product Analysis
Price
Supplier
Selection Process
40. Minimalist Wallets
Product Analysis
Price
Supplier
Selection Process
Trending Products to Sell in Autumn (Fall) ^
41. Waterproof Shoe Cover
Product Analysis
Price
Selection Process
42. Hooded Raincoats
Product Analysis
Price
Supplier
Selection Process
43. Cable Chompers
Product Analysis
Price
Suppliers
Selection Process
44. Plush Blankets
Product Analysis
Price
Supplier
Selection Process
45. Gilet Jackets
Price
Selection Process
Latest Trending Products to Sell Updated for Feb 2021 ^
46. Portable Car Vacuum ^
Product Analysis
Price
Suppliers
Selection Process
47. Baby Swings ^
Product Analysis
Price
Suppliers
Selection Process
48. Matcha Tea ^
Product Analysis
Price
Suppliers
Selection Process
49. Eyebrow Razor ^
Product Analysis
Price
Suppliers
Selection Process
Want to Try Cloudways?
50. Seat Cushions ^
Product Analysis
Price
Suppliers
Selection Process
51. Phone Tripod ^
Product Analysis
Price
Suppliers
Selection Process
52. Portable Solar Panels ^
Product Analysis
Price
Suppliers
Selection Process
What’s Your Choice?
Final Words!
Ecommerce Hosting For 10X Speed and Ironclad Security
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Sajjad Shahid
Content: This means the demand will be high. Many ecommerce store owners will try to introduce the product on their stores. Now, you have to take the lead and start marketing it. Price Is Not Available: Make sure that consumers can’t find the actual price of the product. Most of the dropshippers are buying products from AliExpress and selling products online on their ecommerce stores. Make sure that your customers can’t find the price of the product easily. Not Sold Within Country: Make sure the product is not available within the country. If the product is available in the country, in brick and mortar stores, then why will people buy it from your estore?
|
https://www.cloudways.com/blog/trending-products-to-sell/
|
msmarco_v2.1_doc_36_656196840#3_1323741215
|
Title: "I Believe in Science!" - Something No One Should Say
Headings: “I Believe in Science!” – Something No One Should Say
Science
“I Believe in Science!” – Something No One Should Say
What is Science?
Should We Believe in Science? Is Science the Only Form of Knowledge?
The Philosophical Presuppositions of Science
Should We Believe In Science
Arthur Khachatryan
Content: Is Science the Only Form of Knowledge? It’s unfortunate that the modern understanding of science, in general, has been commonly limited to merely the sphere of the physical sciences. The physical sciences are not, cannot possibly be the only means of gaining knowledge. The view that science (physical sciences) is the only means of gaining knowledge about reality is called scientism – a patently false proposition. There are truths about reality that not only can science not have access to but on which science actually depends. In fact, the proposition that science is the only way to gain truths about reality cannot itself be scientifically justifiable, and therefore, is self-refuting. The Philosophical Presuppositions of Science
For far too long, the white lab coats worn in labs across the world have been believed to be the garments of the epistemic royal priesthood. It’s high time we cut this zealous cult down to size, thrust its ego with a little dose of reality. Science is not the end all be all. In fact, there are numerous unprovable presuppositions that must first be accepted before one can even do science.
|
https://www.cltruth.com/2017/i-believe-in-science/
|
msmarco_v2.1_doc_36_656196840#4_1323742946
|
Title: "I Believe in Science!" - Something No One Should Say
Headings: “I Believe in Science!” – Something No One Should Say
Science
“I Believe in Science!” – Something No One Should Say
What is Science?
Should We Believe in Science? Is Science the Only Form of Knowledge?
The Philosophical Presuppositions of Science
Should We Believe In Science
Arthur Khachatryan
Content: In fact, the proposition that science is the only way to gain truths about reality cannot itself be scientifically justifiable, and therefore, is self-refuting. The Philosophical Presuppositions of Science
For far too long, the white lab coats worn in labs across the world have been believed to be the garments of the epistemic royal priesthood. It’s high time we cut this zealous cult down to size, thrust its ego with a little dose of reality. Science is not the end all be all. In fact, there are numerous unprovable presuppositions that must first be accepted before one can even do science. Here’s a list of just 10 of the philosophical presuppositions of science: The existence of an independent external world
The orderly nature of the external world
The knowability of the external world
The existence of truth
The existence of the laws of logic
The existence of mathematical truths
The reliability of cognitive and sensory faculties as vehicles for gathering truth
The reliability of cognitive and sensory faculties to source justified beliefs in intellectual pursuits
The potentiality of language to describe the world
The existence of objective moral values within the scientific enterprise (scientists should be objective and honest in reporting data from experimentation and observation)
Should We Believe In Science
Science is a very worthy pursuit and a God-given blessing. However, based on the number and magnitude of the presuppositions of science, it’s not that difficult to see that science is only possible through the proper ordering of reality – something that science benefits from and for which it cannot account. Without first the acceptance of this order of reality, science is not possible. Science is not a king;
|
https://www.cltruth.com/2017/i-believe-in-science/
|
msmarco_v2.1_doc_36_656196840#6_1323747404
|
Title: "I Believe in Science!" - Something No One Should Say
Headings: “I Believe in Science!” – Something No One Should Say
Science
“I Believe in Science!” – Something No One Should Say
What is Science?
Should We Believe in Science? Is Science the Only Form of Knowledge?
The Philosophical Presuppositions of Science
Should We Believe In Science
Arthur Khachatryan
Content: it is a pawn. Science is a method for gathering data, not a belief system. Click To Tweet
Science is a method for gathering data, not a belief system. No one should say, “I believe in science.” If we should think of increasing knowledge as something worthy of belief, then we need not be specific about which kind of knowledge; any and all references to science is superfluous. If we believe in the pursuit of gathering data, saying we believe in it, is strangely redundant. No one says, “I believe in math.” And since science itself requires the acceptance of a set of unverifiable assumptions, if we must say that we believe in anything at all, we should first say that we believe in these presuppositions before any other thing. Yet these more fundamental truths to which we must hold are naively unseen.
|
https://www.cltruth.com/2017/i-believe-in-science/
|
msmarco_v2.1_doc_36_656196840#7_1323748819
|
Title: "I Believe in Science!" - Something No One Should Say
Headings: “I Believe in Science!” – Something No One Should Say
Science
“I Believe in Science!” – Something No One Should Say
What is Science?
Should We Believe in Science? Is Science the Only Form of Knowledge?
The Philosophical Presuppositions of Science
Should We Believe In Science
Arthur Khachatryan
Content: any and all references to science is superfluous. If we believe in the pursuit of gathering data, saying we believe in it, is strangely redundant. No one says, “I believe in math.” And since science itself requires the acceptance of a set of unverifiable assumptions, if we must say that we believe in anything at all, we should first say that we believe in these presuppositions before any other thing. Yet these more fundamental truths to which we must hold are naively unseen. Science is thought to be the alpha and the omega. This is why people in notable positions, who try to persuade the public, will make mention that they believe in science or that they are on the side of science or that they think anyone who doesn’t believe in science should be disregarded. This is a clever ruse that demands adherence or the hell of being ignored as a fool. Since we all have access to the same data, very rarely will we see people debating the facts discovered or observed. Usually, when people challenge any specific scientific doctrine, they do not challenge the facts, but the interpretations of the facts.
|
https://www.cltruth.com/2017/i-believe-in-science/
|
msmarco_v2.1_doc_36_656196840#8_1323750528
|
Title: "I Believe in Science!" - Something No One Should Say
Headings: “I Believe in Science!” – Something No One Should Say
Science
“I Believe in Science!” – Something No One Should Say
What is Science?
Should We Believe in Science? Is Science the Only Form of Knowledge?
The Philosophical Presuppositions of Science
Should We Believe In Science
Arthur Khachatryan
Content: Science is thought to be the alpha and the omega. This is why people in notable positions, who try to persuade the public, will make mention that they believe in science or that they are on the side of science or that they think anyone who doesn’t believe in science should be disregarded. This is a clever ruse that demands adherence or the hell of being ignored as a fool. Since we all have access to the same data, very rarely will we see people debating the facts discovered or observed. Usually, when people challenge any specific scientific doctrine, they do not challenge the facts, but the interpretations of the facts. It’s an unsettling sign of an imminent idiocracy – incredibly naive statements made by public officials and laymen who increasingly believe that science is the new god – the new idol of worship and infallibility. And anyone who would dare challenge its laws is in danger of being cast out of this increasingly more cult-like endeavor that has its most true noble roots and serves such worthwhile ends. It is a sad day when science becomes an idol of worship – a compulsory belief system with its own initiations, rites, and hymns; an empty and blind faith of omniscience and omnipotence adorned with jewels of fake gold and silver unbeknownst to its most impassioned adherents who, having misunderstood its noble ancestry and the order of reality on which it stands, have crowned a pawn and demand that the rest of the world bow down to its feet. Photo by Arif Wahid on Unsplash
Arthur Khachatryan
Hello, reader.
|
https://www.cltruth.com/2017/i-believe-in-science/
|
msmarco_v2.1_doc_36_667203497#9_1345358004
|
Title:
Headings: A Practical Guide to Implementing the National CLAS Standards:
A
Practical
Guide
to
Implementing
the
National
CLAS
Standards:
Prepared
for:
Prepared
by:
QUICK
GUIDE
CLAS
STANDARD
Use
the
table
of
contents
Search
POPULATION
population
heading
RESOURCE
TYPE
resource
icon(key
on
pg
8)
USER
Search
by
user
type
include
SETTING
Search
by
setting
type
INTRODUCTION
BACKGROUND
PURPOSE
INTENDED
AUDIENCE
HOW
TO
USE
THE
TOOLKIT
RESOURCE
ICON
KEY
Principal
Standard
Effective,
equitable,
understandable,
and
respectful
quality
care
and
services
Governance,
Leadership,
and
Workforce
ALL
POPULATIONS
The
Disparities
Solution
Center
(2014)—The
Disparities
Solutions
Center
Annual
Report
2012-2013
Institute
for
Diversity
(an
affiliate
of
the
American
Hospital
Association)
(2015)—
American
Hospital
Association
(2015)—Diversity
in
Health
Care:
Examples
from
the
Field
Exemplar
LEADERSHIP
AND
WORKFORCE
National
LGBT
Health
Education
Center
(A
Program
of
The
Fenway
Institute)
(2013)—
Affirmative
Care
for
Training:
Defining
And
Agency
for
Healthcare
Research
and
Quality
(2015)—TeamSTEPPS
Limited
English
Proficiency
module
Breaking
Down
the
Language
Barrier:
Translating
Limited
English
Proficiency
into
practice
video
PEOPLE
WITH
DISABILITIES
Magee-Women’s
Hospital
of
UPMC
(n.d.)—Center
for
Women
with
Disabilities
3.
Communication
and
Language
Assistance
of
Minority
Health
(2005)—
LIMITED
ENGLISH
PROFICIENCY
Robert
Wood
Johnson
Foundation
(2011)—Speaking
Together:
National
Language
Services
Network
Improving
Patient
Safety
Systems
for
Patients
With
Limited
English
Proficiency:
A
Guide
for
Hospitals
Agency
for
Healthcare
Research
and
Quality
(2015)—TeamSTEPPS
Limited
English
Proficiency
module
LIMITED
ENGLISH
PROFICIENCY
Kaiser
Permanente
(2014)—Qualified
Bilingual
Staff
Model
Exemplar
Speak
Cards
Association
of
Asian
Pacific
Community
Health
Organizations
(n.d.
-
Diabetes
information
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from
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AND
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LITERACY
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Office
of
Disease
Prevention
and
Health
Promotion
(n.d.)—
Engagement,
Continuous
Improvement,
and
Accountability
Minority
Health
(2015)—
Ethnically
Diverse
Medicare
Beneficiaries
ALL
POPULATIONS
American
Hospital
Association
(2015)—Diversity
in
Health
Care:
Examples
from
the
Field
Exemplar
of
Minority
Health
(2005)—
Health
Literacy
Measures/Assessments
RACIAL
AND
ETHNIC
MINORITIES
L.A.
Care
Health
Plan
(2014)—Quality
Improvement
Program
Annual
Report
and
Evaluation
(2014)
Minority
Health
(2014)—
ALL
POPULATIONS
COMMUNITY
ENGAGEMENT
(PARTNERSHIP
AND
ASSESSMENT)
ALL
POPULATIONS
University
of
Pittsburgh
Medical
Center
(UPMC)
(2016)—Center
for
Engagement
and
Inclusion
PEOPLE
WITH
DISABILITIES
Pro
Infirmis
(2013)—Because
Who
is
Perfect?
(public
outreach
video)
RACIAL
AND
ETHNIC
MINORITIES
L.A.
Care
Health
Plan
(2014)—Quality
Improvement
Program
Annual
Report
and
Evaluation
Mind
Tools
(n.d.)—Conflict
Resolution:
Using
the
“Interest-Based
Relational”
Approach
COMMUNICATION
OF
PROGRESS
IN
CLAS
Governance,
Leadership,
and
Workforce
Organizational
governance
and
leadership
to
promote
CLAS
and
health
equity
Reflect
and
the
Community
it
Serves?
Training
and
education
for
culturally
and
linguistically
competent
governance,
leadership
and
workforce
Engagement,
Continuous
Improvement,
and
Accountability
CLAS
Based
Organizational
Goals
and
Policies
CLAS
Based
Conflict
Resolution
Communication
of
Progress
in
CLAS
All
Populations
Association
of
Academic
Health
Centers
The
Commonwealth
Fund
CulturaLink
The
Disparities
Solution
Center
National
Center
for
Cultural
Competence
National
Collaborative
for
Health
Equity
Quality
Interactions
Arizona’s
Health
Disparities
Center
Maryland
Office
of
Minority
Health
and
Health
Disparities
Massachusetts
Office
of
Health
Equity
Oregon
Health
Authority,
Office
of
Equity
and
Inclusion
Published
literature
People
with
disabilities
Administration
for
Community
Living,
U.S.
Department
of
Health
and
Human
Services
Autistic
Self
Advocacy
Network
Health
and
Disability
Advocates
National
Association
of
the
Deaf
National
Council
on
Disability
Registry
of
Interpreters
for
the
Deaf,
Inc.
Limited
English
proficiency
International
Medical
Interpreters
Association
Limited
English
Proficiency
(LEP):
A
Federal
Interagency
Website
National
Council
on
Interpreting
in
Health
Care
Think
Cultural
Health
Published
literature
Low
health
literacy
Agency
for
Healthcare
Research
and
Quality
Centers
for
Disease
Control
and
Prevention
National
Institutes
of
Health
Polyglot
U.S.
Department
of
Health
and
Human
Services,
Office
of
Disease
Prevention
and
Health
Promotion
Racial
and
ethnic
minorities
Civil
Rights
Mediation
DiversityRX
Finding
Answers:
Disparities
Research
for
Change
Institute
for
Diversity
(an
affiliate
of
the
American
Hospital
Association)
National
REACH
Coalition
Sexual
and
gender
minorities
Center
of
Excellence
of
Transgender
Health
Family
Acceptance
Project
Fenway
Health
Human
Rights
Campaign
LGBT
HealthLink
National
LGBT
Health
Education
Center
Parents
and
Friends
of
Lesbians
and
Gays
Services
and
Advocacy
for
Gay,
Lesbian,
Bisexual
&
Transgender
Elders
World
Professional
Association
for
Transgender
Health
Content: HOW
TO
USE
THE
TOOLKIT
Resources
included
in
this
toolkit
are
organized
in
a
table
to
highlight
how
they
relate
to
each
domain
and
standard
of
the
National
CLAS
Standards. Regarding
the
toolkit’s
organization: The
toolkit
is
divided
into
four
chapters
that
follow
the
organization
of
the
National
CLAS
Standards: Principal
Standard
Governance,
Leadership
and
Workforce
Communication
and
Language
Assistance
Engagement,
Continuous
Improvement
and
Accountability
Relevant
tools
and
resources
are
listed
in
each
section,
with
brief
descriptions
of
the
resources. They
are
organized
by: the
resource
type
(e.g.,
background
information
or
training
material)
the
population
the
resource
is
relevant
to
(e.g.,
sexual
and
gender
minority,
people
with
disabilities,
racial/ethnic
minority)
and
each
is
tagged
with
a
“user”
and
“setting”
to
indicate
for
whom
and
in
what
setting
the
resource
is
applicable
Appendix
1
contains
resources
dated
prior
to
2005. Appendix
2
contains
a
list
of
organizations
that
advocate
on
behalf
of,
or
provide
additional
resources
or
services
to
improve
health
equity
for
each
population. Each
entry
includes
a
brief
description
of
the
organization
and
resources
that
can
be
found
on
its
Web
site. In
a
few
cases,
the
appendix
lists
published
literature
applicable
to
a
population,
but
that
require
journal
access
and
are
not
free. The
appendix
listings
are
arranged
by
population.
|
https://www.cms.gov/About-CMS/Agency-Information/OMH/Downloads/CLAS-Toolkit-12-7-16.pdf
|
msmarco_v2.1_doc_36_667203497#10_1345368772
|
Title:
Headings: A Practical Guide to Implementing the National CLAS Standards:
A
Practical
Guide
to
Implementing
the
National
CLAS
Standards:
Prepared
for:
Prepared
by:
QUICK
GUIDE
CLAS
STANDARD
Use
the
table
of
contents
Search
POPULATION
population
heading
RESOURCE
TYPE
resource
icon(key
on
pg
8)
USER
Search
by
user
type
include
SETTING
Search
by
setting
type
INTRODUCTION
BACKGROUND
PURPOSE
INTENDED
AUDIENCE
HOW
TO
USE
THE
TOOLKIT
RESOURCE
ICON
KEY
Principal
Standard
Effective,
equitable,
understandable,
and
respectful
quality
care
and
services
Governance,
Leadership,
and
Workforce
ALL
POPULATIONS
The
Disparities
Solution
Center
(2014)—The
Disparities
Solutions
Center
Annual
Report
2012-2013
Institute
for
Diversity
(an
affiliate
of
the
American
Hospital
Association)
(2015)—
American
Hospital
Association
(2015)—Diversity
in
Health
Care:
Examples
from
the
Field
Exemplar
LEADERSHIP
AND
WORKFORCE
National
LGBT
Health
Education
Center
(A
Program
of
The
Fenway
Institute)
(2013)—
Affirmative
Care
for
Training:
Defining
And
Agency
for
Healthcare
Research
and
Quality
(2015)—TeamSTEPPS
Limited
English
Proficiency
module
Breaking
Down
the
Language
Barrier:
Translating
Limited
English
Proficiency
into
practice
video
PEOPLE
WITH
DISABILITIES
Magee-Women’s
Hospital
of
UPMC
(n.d.)—Center
for
Women
with
Disabilities
3.
Communication
and
Language
Assistance
of
Minority
Health
(2005)—
LIMITED
ENGLISH
PROFICIENCY
Robert
Wood
Johnson
Foundation
(2011)—Speaking
Together:
National
Language
Services
Network
Improving
Patient
Safety
Systems
for
Patients
With
Limited
English
Proficiency:
A
Guide
for
Hospitals
Agency
for
Healthcare
Research
and
Quality
(2015)—TeamSTEPPS
Limited
English
Proficiency
module
LIMITED
ENGLISH
PROFICIENCY
Kaiser
Permanente
(2014)—Qualified
Bilingual
Staff
Model
Exemplar
Speak
Cards
Association
of
Asian
Pacific
Community
Health
Organizations
(n.d.
-
Diabetes
information
is
from
LOW
ENGLISH
PROFICIENCY
AND
LOW
HEALTH
LITERACY
LOW
HEALTH
LITERACY
Office
of
Disease
Prevention
and
Health
Promotion
(n.d.)—
Engagement,
Continuous
Improvement,
and
Accountability
Minority
Health
(2015)—
Ethnically
Diverse
Medicare
Beneficiaries
ALL
POPULATIONS
American
Hospital
Association
(2015)—Diversity
in
Health
Care:
Examples
from
the
Field
Exemplar
of
Minority
Health
(2005)—
Health
Literacy
Measures/Assessments
RACIAL
AND
ETHNIC
MINORITIES
L.A.
Care
Health
Plan
(2014)—Quality
Improvement
Program
Annual
Report
and
Evaluation
(2014)
Minority
Health
(2014)—
ALL
POPULATIONS
COMMUNITY
ENGAGEMENT
(PARTNERSHIP
AND
ASSESSMENT)
ALL
POPULATIONS
University
of
Pittsburgh
Medical
Center
(UPMC)
(2016)—Center
for
Engagement
and
Inclusion
PEOPLE
WITH
DISABILITIES
Pro
Infirmis
(2013)—Because
Who
is
Perfect?
(public
outreach
video)
RACIAL
AND
ETHNIC
MINORITIES
L.A.
Care
Health
Plan
(2014)—Quality
Improvement
Program
Annual
Report
and
Evaluation
Mind
Tools
(n.d.)—Conflict
Resolution:
Using
the
“Interest-Based
Relational”
Approach
COMMUNICATION
OF
PROGRESS
IN
CLAS
Governance,
Leadership,
and
Workforce
Organizational
governance
and
leadership
to
promote
CLAS
and
health
equity
Reflect
and
the
Community
it
Serves?
Training
and
education
for
culturally
and
linguistically
competent
governance,
leadership
and
workforce
Engagement,
Continuous
Improvement,
and
Accountability
CLAS
Based
Organizational
Goals
and
Policies
CLAS
Based
Conflict
Resolution
Communication
of
Progress
in
CLAS
All
Populations
Association
of
Academic
Health
Centers
The
Commonwealth
Fund
CulturaLink
The
Disparities
Solution
Center
National
Center
for
Cultural
Competence
National
Collaborative
for
Health
Equity
Quality
Interactions
Arizona’s
Health
Disparities
Center
Maryland
Office
of
Minority
Health
and
Health
Disparities
Massachusetts
Office
of
Health
Equity
Oregon
Health
Authority,
Office
of
Equity
and
Inclusion
Published
literature
People
with
disabilities
Administration
for
Community
Living,
U.S.
Department
of
Health
and
Human
Services
Autistic
Self
Advocacy
Network
Health
and
Disability
Advocates
National
Association
of
the
Deaf
National
Council
on
Disability
Registry
of
Interpreters
for
the
Deaf,
Inc.
Limited
English
proficiency
International
Medical
Interpreters
Association
Limited
English
Proficiency
(LEP):
A
Federal
Interagency
Website
National
Council
on
Interpreting
in
Health
Care
Think
Cultural
Health
Published
literature
Low
health
literacy
Agency
for
Healthcare
Research
and
Quality
Centers
for
Disease
Control
and
Prevention
National
Institutes
of
Health
Polyglot
U.S.
Department
of
Health
and
Human
Services,
Office
of
Disease
Prevention
and
Health
Promotion
Racial
and
ethnic
minorities
Civil
Rights
Mediation
DiversityRX
Finding
Answers:
Disparities
Research
for
Change
Institute
for
Diversity
(an
affiliate
of
the
American
Hospital
Association)
National
REACH
Coalition
Sexual
and
gender
minorities
Center
of
Excellence
of
Transgender
Health
Family
Acceptance
Project
Fenway
Health
Human
Rights
Campaign
LGBT
HealthLink
National
LGBT
Health
Education
Center
Parents
and
Friends
of
Lesbians
and
Gays
Services
and
Advocacy
for
Gay,
Lesbian,
Bisexual
&
Transgender
Elders
World
Professional
Association
for
Transgender
Health
Content: the
resource
type
(e.g.,
background
information
or
training
material)
the
population
the
resource
is
relevant
to
(e.g.,
sexual
and
gender
minority,
people
with
disabilities,
racial/ethnic
minority)
and
each
is
tagged
with
a
“user”
and
“setting”
to
indicate
for
whom
and
in
what
setting
the
resource
is
applicable
Appendix
1
contains
resources
dated
prior
to
2005. Appendix
2
contains
a
list
of
organizations
that
advocate
on
behalf
of,
or
provide
additional
resources
or
services
to
improve
health
equity
for
each
population. Each
entry
includes
a
brief
description
of
the
organization
and
resources
that
can
be
found
on
its
Web
site. In
a
few
cases,
the
appendix
lists
published
literature
applicable
to
a
population,
but
that
require
journal
access
and
are
not
free. The
appendix
listings
are
arranged
by
population. Some
resources
are
listed
in
multiple
sections. The
resources
in
this
toolkit
were
current
at
the
time
they
were
selected
for
inclusion. The
content
was
reviewed
by
an
expert
panel
to
ensure
relevance
and
importance. However,
the
|
https://www.cms.gov/About-CMS/Agency-Information/OMH/Downloads/CLAS-Toolkit-12-7-16.pdf
|
msmarco_v2.1_doc_36_679809640#0_1356078353
|
Title:
Headings: Certification and Compliance For The Emergency Medical Treatment and Labor Act (EMTALA)
Certification
and
Compliance
For
The
Emergency
Medical
Treatment
and
Labor
Act
(EMTALA)
Content: Certification and Compliance For The Emergency Medical Treatment and Labor Act (EMTALA)
Certification
and
Compliance
For
The
Emergency
Medical
Treatment
and
Labor
Act
(EMTALA)
The
Emergency
Medical
Treatment
and
Labor
Act
(EMTALA)
requires
hospitals
with
emergency
departments
to
provide
a
medical
screening
examination
to
any
individual
who
comes
to
the
emergency
department
and
requests
such
an
examination,
and
prohibits
hospitals
with
emergency
departments
from
refusing
to
examine
or
treat
individuals
with
an
emergency
medical
condition. The
term
“hospital”
includes
critical
access
hospitals. The
provisions
of
EMTALA
apply
to
all
individuals
(not
just
Medicare
beneficiaries)
who
attempt
to
gain
access
to
a
hospital
for
emergency
care. The
regulations
define
“hospital
with
an
emergency
department”
to
mean
a
hospital
with
a
dedicated
emergency
department. In
turn,
the
regulation
defines
“dedicated
emergency
department”
as
any
department
or
facility
of
the
hospital
that
either
–
is
licensed
by
the
state
as
an
emergency
department; held
out
to
the
public
as
providing
treatment
for
emergency
medical
conditions; or
on
one-third
of
the
visits
to
the
department
in
the
preceding
calendar
year
actually
provided
treatment
for
emergency
medical
conditions
on
an
urgent
basis. Hospitals
with
dedicated
emergency
departments
are
required
to
take
the
following
measures: Adopt
and
enforce
policies
and
procedures
to
comply
with
the
requirements
of
42
CFR
§489.24; Post
signs
in
the
dedicated
ED
specifying
the
rights
of
individuals
with
emergency
medical
conditions
and
women
in
labor
who
come
to
the
dedicated
ED
for
health
care
services,
and
indicate
on
the
signs
whether
the
hospital
participates
in
the
Medicaid
program;
|
https://www.cms.gov/Medicare/Provider-Enrollment-and-Certification/CertificationandComplianc/Downloads/EMTALA.pdf
|
msmarco_v2.1_doc_36_744251236#8_1431175638
|
Title: The world's biggest sovereign wealth funds in 2017
Headings: The world’s biggest sovereign wealth funds in 2017
The world’s biggest sovereign wealth funds in 2017
10. China’s National Social Security Fund
9. Qatar Investment Authority
8. Government of Singapore Investment Corporation
7. SAFE Investment Company
6. Hong Kong Exchange Fund
5. SAMA Foreign Holdings
4. Kuwait Investment Authority
Kuwait City
3. China Investment Corporation
2. Abu Dhabi Investment Authority
1. Norway’s Government Pension Fund Global
Content: The Fund may also be used to maintain the stability and integrity of Hong Kong’s monetary and financial systems to help maintain Hong Kong as an international financial centre.” The fund invests primarily in the bond and equity markets of OECD (Organisation for Economic Co-operation and Development) countries, according to the SWFI. 5. SAMA Foreign Holdings
A view The King Abdullah Financial District (KAFD) on April 13, 2016 in Riyadh, Saudi Arabia. David Degner | Getty Images
Oil-rich Saudi Arabia invests its surplus petro-dollars in a fund called the SAMA Foreign Holdings, a “massive pool of foreign currency reserves,” according to the SWFI, which is controlled by the country’s central bank. Most of the wealth held in the fund is derived from Saudi Arabia’s oil revenues - the Gulf state is the largest crude oil exporter in the world - but it also manages certain Saudi public pensions. The country has another SWF called the Public Investment Fund. It is notoriously secretive about its holdings and investment strategies, but has $514 billion of assets under management, according to the SWFI, and is invested in cash deposits, fixed income and equities. SAMA’s net foreign assets (the value of overseas assets it holds minus the value of domestic assets owned by foreigners) are down from a record high of $737 billion in August 2014, when the government started drawing down assets to pay its bills amid falling oil prices and to plug a budget deficit, Reuters has reported. 4.
|
https://www.cnbc.com/2015/07/17/the-worlds-biggest-sovereign-wealth-funds.html
|
msmarco_v2.1_doc_36_744251236#9_1431177934
|
Title: The world's biggest sovereign wealth funds in 2017
Headings: The world’s biggest sovereign wealth funds in 2017
The world’s biggest sovereign wealth funds in 2017
10. China’s National Social Security Fund
9. Qatar Investment Authority
8. Government of Singapore Investment Corporation
7. SAFE Investment Company
6. Hong Kong Exchange Fund
5. SAMA Foreign Holdings
4. Kuwait Investment Authority
Kuwait City
3. China Investment Corporation
2. Abu Dhabi Investment Authority
1. Norway’s Government Pension Fund Global
Content: Most of the wealth held in the fund is derived from Saudi Arabia’s oil revenues - the Gulf state is the largest crude oil exporter in the world - but it also manages certain Saudi public pensions. The country has another SWF called the Public Investment Fund. It is notoriously secretive about its holdings and investment strategies, but has $514 billion of assets under management, according to the SWFI, and is invested in cash deposits, fixed income and equities. SAMA’s net foreign assets (the value of overseas assets it holds minus the value of domestic assets owned by foreigners) are down from a record high of $737 billion in August 2014, when the government started drawing down assets to pay its bills amid falling oil prices and to plug a budget deficit, Reuters has reported. 4. Kuwait Investment Authority
Kuwait City
Getty Images
The Kuwait Investment Authority (KIA) is the oldest sovereign wealth fund in the world, established in 1953 to invest the state’s surplus oil revenues. The fund has $524 billion of assets under management, an amount which has also decreased since the dramatic fall in oil prices since 2014. The KIA says its long-term objective is to provide “an alternative to oil reserves, which would enable Kuwait’s future generations to face the uncertainties ahead with greater confidence.” Keen to stress its independence from the state, the fund says its investment decisions are based “exclusively on commercial considerations, not on the political or foreign policy interests of the State of Kuwait, and will continue to do so in the future.” 3.
|
https://www.cnbc.com/2015/07/17/the-worlds-biggest-sovereign-wealth-funds.html
|
msmarco_v2.1_doc_36_744429833#3_1431504256
|
Title: Starbucks Christmas cup brews controversy on social media
Headings: Starbucks holiday red cup brews controversy on social media
Starbucks holiday red cup brews controversy on social media
Content: instead, both brands have created winter-themed designs. This sparked the hashtag #ItsJustACup, which has been used more than 4,400 times in that last few days, according to Topsy. “Starbucks” has been mentioned more than 474,000 times on social media in the last week and “red cup” has more than 61,000 mentions. Tweet 3
Tweet 4
Tweet 5
Still, there are some users of the social media platform who have opted to boycott Starbucks because of the cups. Tweet 3
Tweet 1
Even Donald Trump weighed in on the Starbucks Christmas Cup controversy during a rally in Illinois on Monday. “No more ‘Merry Christmas’ at Starbucks. No more,” Trump said, noting that the coffee giant is among his tenants at Trump Tower in Manhattan. “ Maybe we should boycott Starbucks. I don’t know. Seriously.
|
https://www.cnbc.com/2015/11/09/starbucks-holiday-red-cup-brews-controversy-on-social-media.html
|
msmarco_v2.1_doc_36_744429833#4_1431505514
|
Title: Starbucks Christmas cup brews controversy on social media
Headings: Starbucks holiday red cup brews controversy on social media
Starbucks holiday red cup brews controversy on social media
Content: “No more ‘Merry Christmas’ at Starbucks. No more,” Trump said, noting that the coffee giant is among his tenants at Trump Tower in Manhattan. “ Maybe we should boycott Starbucks. I don’t know. Seriously. I don’t care. By the way: That’s the end of that lease. But who cares? Who cares?
|
https://www.cnbc.com/2015/11/09/starbucks-holiday-red-cup-brews-controversy-on-social-media.html
|
msmarco_v2.1_doc_36_746994765#5_1436958209
|
Title: US-China trade war is brewing as trade deficit sticks at $25 billion
Headings: US-China trade war is brewing as trade deficit sticks at $25 billion, asset manager warns
US-China trade war is brewing as trade deficit sticks at $25 billion, asset manager warns
Key Points
Limited action from US?
President Donald Trump interacts with Chinese President Xi Jinping at Mar-a-Lago state in Palm Beach, Florida, U.S., April 6, 2017.
Debt problems
Content: In July, exports from China grew 7.2 percent in dollar terms from a year ago and imports rose 11.0 percent in dollar terms. Both were much lower than expected. Despite weaker-than-estimated growth, China maintained its trade surplus with the U.S. of around $25 billion. This trade gap is closely watched due to growing tensions between the two countries. “Chinese trade data for July disappointed market consensus expectations. Both yearly export and import growth moderated in comparison with the previous month, against expectations for remaining just as strong,” said Susan Joho, economist at Julius Baer, in an email to CNBC. “Export growth to the U.S. almost halved amidst tensions over China’s large trade surplus with the U.S.”
VIDEO
1:25
01:25
A bipolar outlook is needed for investing in Tesla: Pro
Squawk Box Europe
Debt problems
The reason for the relatively lackluster trade growth indicated that China is failing to switch the focus of its economy from manufacturing to consumption, according to McCaughan. “The reason growth is where it is in China has a lot to do with continued construction activity and that is not something that is long-term sustainable,” he said. “You run into debt problems very quickly if construction is what’s driving the economy.”
|
https://www.cnbc.com/2017/08/08/us-china-trade-war-brewing-trade-deficit-sticks-at-25-billion-dollars.html
|
msmarco_v2.1_doc_36_748769655#5_1441077343
|
Title: Florida school shooting brings yearly tally to 17 in 2018
Headings: 17 school shootings in 45 days — Florida massacre is one of many tragedies in 2018
17 school shootings in 45 days — Florida massacre is one of many tragedies in 2018
Key Points
Content: There were 58 total school shootings in 2014. “When you look at all the ways children are impacted by gun violence, you realize what a tremendous problem we have as a country,” Tofte said. “ We really do deserve to live in a place where children are free from gun violence in their homes, schools and communities.” Everytown counts 291 school shootings since 2013, which breaks down to about one per week. The massacre at Marjory Stoneman Douglas High School on Wednesday was the 180th mass shooting since 2009 and the third in 2018. Everytown for Gun Safety defines a mass shooting as a gun attack that claims the lives of four or more people. Children make up 25 percent of fatalities in mass shootings, Tofte said. Several of the deadliest mass shootings in modern U.S. history have taken place in schools, including at Sandy Hook and the 2007 attack Virginia Tech University where 32 people were gunned down.
|
https://www.cnbc.com/2018/02/14/florida-school-shooting-brings-yearly-tally-to-18-in-2018.html
|
msmarco_v2.1_doc_36_750065325#3_1444141230
|
Title: Electric vehicles will grow from 3 million to 125 million by 2030: IEA
Headings: Electric vehicles will grow from 3 million to 125 million by 2030, International Energy Agency forecasts
Electric vehicles will grow from 3 million to 125 million by 2030, International Energy Agency forecasts
Key Points
Content: In China, credits and subsidies will help EVs grow to account for more than a quarter of the car market by 2030. Meanwhile, tightening emissions standards and high fuel taxes in Europe will boost the vehicles to 23 percent of the market. As for the United States, the IEA sees electric vehicle deployment growing at two speeds. While it sees “rapid market penetration” in places like California and other states with zero emissions plans, relatively low taxes on fuels and the Trump administration’s intentions to scale back vehicle emissions standards could hold back growth. China is already becoming a behemoth in the space. New electric car sales surged by 72 percent, or 580,000 units, in 2017, pushing total ownership over 1 million vehicles. The country is also driving growth in electric buses and two-wheeled vehicles, accounting for about 99 percent of the world’s stock of the fast-growing categories. VIDEO
1:21
01:21
China leads the world in electric vehicle sales
Power Lunch
Still, Germany and Japan posted the biggest electric vehicle growth in 2017, with electric vehicle sales more than doubling from 2016. There are also regional differences when it comes to the type of electric vehicles consumers are gravitating towards. The IEA measured the strongest orientation to pure battery electric vehicles in China, France and the Netherlands.
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https://www.cnbc.com/2018/05/30/electric-vehicles-will-grow-from-3-million-to-125-million-by-2030-iea.html
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msmarco_v2.1_doc_36_750716355#3_1445573933
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Title: Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump's tirade
Headings: Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump’s anger at NATO meeting
Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump’s anger at NATO meeting
Key Points
What is Nord Stream 2?
Why is Nord Stream 2 controversial?
Where does the United States stand?
Does Germany need the supplies via Nord Stream?
Content: The second line would double the system’s capacity to 110 billion cubic meters. Russian gas giant Gazprom is building Nord Stream 2. Five European companies, including Royal Dutch Shell and Wintershall, are shouldering half the cost of financing the project. Why is Nord Stream 2 controversial? Some European countries oppose Nord Stream 2, arguing that it increases Europe’s dependence on Russia and poses threats to their national security. The opposition comes primarily from the Baltic states and former Soviet satellite nations, including Ukraine, Poland, Estonia, Latvia and Lithuania. They argue Europe should not be filling Moscow’s coffers after Russia annexed Crimea in 2014 and in light of its broader efforts to destabilize the European Union. Nord Stream 2 also reduces Europe’s reliance on Russian gas that runs through Ukraine’s pipeline system, opponents say. That makes it easier for the Kremlin to punish its Eastern European neighbors by cutting off gas supplies while minimizing damage to its lucrative markets in the broader EU. Where does the United States stand?
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https://www.cnbc.com/2018/07/11/behind-nord-stream-2-the-russia-to-germany-gas-pipeline-that-fueled-t.html
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msmarco_v2.1_doc_36_750716355#4_1445575750
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Title: Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump's tirade
Headings: Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump’s anger at NATO meeting
Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump’s anger at NATO meeting
Key Points
What is Nord Stream 2?
Why is Nord Stream 2 controversial?
Where does the United States stand?
Does Germany need the supplies via Nord Stream?
Content: The opposition comes primarily from the Baltic states and former Soviet satellite nations, including Ukraine, Poland, Estonia, Latvia and Lithuania. They argue Europe should not be filling Moscow’s coffers after Russia annexed Crimea in 2014 and in light of its broader efforts to destabilize the European Union. Nord Stream 2 also reduces Europe’s reliance on Russian gas that runs through Ukraine’s pipeline system, opponents say. That makes it easier for the Kremlin to punish its Eastern European neighbors by cutting off gas supplies while minimizing damage to its lucrative markets in the broader EU. Where does the United States stand? President Barack Obama opposed Nord Stream 2 and President George W. Bush came out against the original Nord Stream prior to its completion in 2011. Like the central and eastern European countries, they worried it increased Russian influence over the Continent. That policy has carried over into the Trump administration. Deputy Secretary of State John Sullivan summed up the U.S. position during a trip to Kiev earlier this year: We advocate for a strong, independent, self-sufficient energy future for Ukraine.
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https://www.cnbc.com/2018/07/11/behind-nord-stream-2-the-russia-to-germany-gas-pipeline-that-fueled-t.html
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msmarco_v2.1_doc_36_750716355#6_1445579689
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Title: Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump's tirade
Headings: Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump’s anger at NATO meeting
Behind Nord Stream 2: The Russia-to-Germany gas pipeline that fueled Trump’s anger at NATO meeting
Key Points
What is Nord Stream 2?
Why is Nord Stream 2 controversial?
Where does the United States stand?
Does Germany need the supplies via Nord Stream?
Content: One that is not dependent on Russia and subject to being an instrument of Russian aggression. We are against the Nord Stream 2 pipeline for that very reason, which would for the European continent undermine our goals of energy diversification and energy independence but at least as significantly it would undermine Ukraine. In May, U.S. Deputy Assistant Secretary of State for Energy Diplomacy Sandra Oudkirk told reporters the United States could sanction Nord Stream 2, using a law passed in 2017 that targets Russian energy projects around the world. Does Germany need the supplies via Nord Stream? Germany is Europe’s biggest natural gas consumer, and its demand is expected to rise by about 1 percent over the next five years as it phases out its fleet of nuclear power plants by 2022, according to the International Energy Agency. Germany is heavily reliant on Russia for natural gas. Russia provided between 50 percent and 75 percent of Germany’s gas imports in 2017, according to Eurostat, the European Commission’s statistics arm. Germany turned to Russia for roughly half of its oil imports last year. Earlier this year, Ukraine’s Naftogaz claimed Gazprom could utilize spare capacity in the Ukrainian transit system to supply the 55 billion cubic meters of gas to Germany that it plans to ship through Nord Stream 2. In the longer term, Germany is trying to generate most of its power from renewable energy.
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https://www.cnbc.com/2018/07/11/behind-nord-stream-2-the-russia-to-germany-gas-pipeline-that-fueled-t.html
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msmarco_v2.1_doc_36_752742462#1_1450535063
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Title: China 2018 full-year, December trade: Exports, imports, trade balance
Headings: US trade deficit with China grows to a record and it’s likely even worse than the data show
US trade deficit with China grows to a record and it’s likely even worse than the data show
Key Points
China’s December exports and imports fell
Content: China’s surplus with the U.S. grew 17 percent from a year ago to hit $323.32 billion in 2018, according to government data. It was the highest on record dating to 2006, according to Reuters. The deficit that the U.S. has with China is likely even bigger than these figures indicate since China calculates the numbers using different methods, sometimes excluding goods that end up in the U.S. via other countries. Exports to the United States rose 11.3 percent year on year in 2018, while imports from the U.S. to China rose a meager 0.7 percent during that period. China said its overall trade surplus for 2018 was $351.76 billion. Exports rose 9.9 percent from 2017 while imports grew 15.8 percent over the period, official dollar-denominated data showed. While the surplus with the U.S. may have risen, last year’s overall Chinese trade surplus was the lowest since 2013, even though export growth was the highest since 2011, according to Reuters’ records. China’s General Administration of Customs said Monday that the biggest worry in trade this year is external uncertainty and protectionism, forecasting the country’s trade growth may slow in 2019. Asia’s largest economy is still growing steadily in 2019, but it faces external headwinds, customs spokesman Li Kuiwen said at a briefing, Reuters reported. Economic data from China are being closely watched for signs of damage inflicted by the trade war between Washington and Beijing.
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https://www.cnbc.com/2019/01/14/china-2018-full-year-december-trade-exports-imports-trade-balance.html
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msmarco_v2.1_doc_36_753104678#0_1451343163
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Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: Why the French are protesting
Europe News
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Published Fri, Feb 1 20194:01 AM EST Updated Tue, Feb 12 20195:00 AM EST
Holly Ellyatt @HollyEllyatt
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A police vehicle sprays water cannon at protesters during an anti-government demonstration in Paris on January 26, 2019. NurPhoto | NurPhoto | Getty Images
France has witnessed widespread civil unrest and dramatic anti-government protests for over two months now but a counter-revolution has started. CNBC explains who the “Yellow Vests,” “Blue Vests” and “Red Scarves” are, what they want and why they want it. What’s going on in France? France has been wracked with civil unrest and anti-government protests for over two months now with yellow-vested protesters taking to the streets of towns and cities throughout France. Demonstrations have often turned violent, leading to dramatic clashes with French riot police. The original catalyst for protests was a planned increase to a hydrocarbon tax, introduced as part of the French government’s environmental strategy, that would push up the price of fuel, especially diesel, from January 1. The protests have morphed into wider anti-establishment action, however. VIDEO
5:01
05:01
Why is France protesting? CNBC Explains
While the Yellow Vests staged their 11th consecutive weekend of protest last Saturday, and say more are planned for coming weekends, there is a counter-revolutionary wind blowing too.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#1_1451345508
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Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: Demonstrations have often turned violent, leading to dramatic clashes with French riot police. The original catalyst for protests was a planned increase to a hydrocarbon tax, introduced as part of the French government’s environmental strategy, that would push up the price of fuel, especially diesel, from January 1. The protests have morphed into wider anti-establishment action, however. VIDEO
5:01
05:01
Why is France protesting? CNBC Explains
While the Yellow Vests staged their 11th consecutive weekend of protest last Saturday, and say more are planned for coming weekends, there is a counter-revolutionary wind blowing too. Last Sunday, counter-demonstrations were held by an alliance of pro-democracy groups, the largest of which being the Red Scarves and Blue Vests. They oppose the violence seen at recent Yellow Vest protests and say they are defending the republic. How and why did protests start? It’s believed that the protests started in mid-October when an accordionist from Brittany, in northwest France, uploaded a video to the internet in which she lambasted French President Emmanuel Macron, “Monsieur Macron,” for his policies and treatment of taxpayers’ money. Listing her grievances in the video, Jacline Mouraud says Macron had been “hounding” drivers since taking office in May 2017, France 24 reported.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#2_1451347569
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Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: Last Sunday, counter-demonstrations were held by an alliance of pro-democracy groups, the largest of which being the Red Scarves and Blue Vests. They oppose the violence seen at recent Yellow Vest protests and say they are defending the republic. How and why did protests start? It’s believed that the protests started in mid-October when an accordionist from Brittany, in northwest France, uploaded a video to the internet in which she lambasted French President Emmanuel Macron, “Monsieur Macron,” for his policies and treatment of taxpayers’ money. Listing her grievances in the video, Jacline Mouraud says Macron had been “hounding” drivers since taking office in May 2017, France 24 reported. The video went viral and a petition to bring down the price of fuel went online, garnering thousands of signatures. Some also attribute the start of the Yellow Vest element to Ghislain Coutard, a car mechanic from southern France. He posted a video on social media in late October calling on people to show their opposition to the fuel tax rises by wearing a high-visibility yellow jacket and calling on them to join a protest on November 17. The video has been viewed 5.5 million times. Protestors block an access to the A11 and A 28 highways near Le Mans, northwestern France, on November 18, 2018 a day after tens of thousands of people blocked roads across France in a ‘yellow vest’ protest against high fuel prices.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#3_1451349721
|
Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: The video went viral and a petition to bring down the price of fuel went online, garnering thousands of signatures. Some also attribute the start of the Yellow Vest element to Ghislain Coutard, a car mechanic from southern France. He posted a video on social media in late October calling on people to show their opposition to the fuel tax rises by wearing a high-visibility yellow jacket and calling on them to join a protest on November 17. The video has been viewed 5.5 million times. Protestors block an access to the A11 and A 28 highways near Le Mans, northwestern France, on November 18, 2018 a day after tens of thousands of people blocked roads across France in a ‘yellow vest’ protest against high fuel prices. JEAN-FRANCOIS MONIER | AFP | Getty Images
November 17
The first countrywide demonstration was held on November 17 with over a quarter of a million people taking to the streets of France. The demonstrations were largely rural or at a small-town level with demonstrators blocking roads, motorways, roundabouts and fuel depots. Despite the localized nature of the protests, 400 people were injured, 14 seriously, over 50 people were arrested and one woman died that day, Interior Minister Christophe Castaner said on November 18. The movement garnered support among working and middle-class people angry about a perceived decline in living standards as a result of Macron’s policies and the demonstrations quickly grew into more structured events organized via social media groups. It quickly spread to urban areas and the capital, Paris, where weekly, weekend protests since mid-November have attracted well over 100,000 people.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#4_1451352079
|
Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: JEAN-FRANCOIS MONIER | AFP | Getty Images
November 17
The first countrywide demonstration was held on November 17 with over a quarter of a million people taking to the streets of France. The demonstrations were largely rural or at a small-town level with demonstrators blocking roads, motorways, roundabouts and fuel depots. Despite the localized nature of the protests, 400 people were injured, 14 seriously, over 50 people were arrested and one woman died that day, Interior Minister Christophe Castaner said on November 18. The movement garnered support among working and middle-class people angry about a perceived decline in living standards as a result of Macron’s policies and the demonstrations quickly grew into more structured events organized via social media groups. It quickly spread to urban areas and the capital, Paris, where weekly, weekend protests since mid-November have attracted well over 100,000 people. Why are they called Yellow Vests? The Yellow Vest moniker was borne from the fluorescent yellow safety vests worn by demonstrators. French law states that all motorists must carry a luminous yellow vest or face a fine, hence the apparel was readily available to anyone wanting to protest. People clashes with riot police during an anti-government demonstration called by the Yellow Vest movement on January 19, 2019. NurPhoto | NurPhoto | Getty Images
The protests have become synonymous with scenes of street clashes, violence and destruction to property but the majority of demonstrators are peaceful.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#5_1451354311
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Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: Why are they called Yellow Vests? The Yellow Vest moniker was borne from the fluorescent yellow safety vests worn by demonstrators. French law states that all motorists must carry a luminous yellow vest or face a fine, hence the apparel was readily available to anyone wanting to protest. People clashes with riot police during an anti-government demonstration called by the Yellow Vest movement on January 19, 2019. NurPhoto | NurPhoto | Getty Images
The protests have become synonymous with scenes of street clashes, violence and destruction to property but the majority of demonstrators are peaceful. There are various Facebook pages for different “Gilet Jaunes” (Yellow Vest) groups and while many protesters are ordinary working people, ranging from students and farmers, the movement has also attracted wider anti-government activists, anarchists and, ironically given the reason for the protests, environmentalists too. The biggest Facebook group, Compteur Officiel de Gilets Jaunes, says it has 1.86 million members. Yellow Vests have also become more politicized, calling for a “Citizens’ Initiative Referendum” (or RIC, a slogan often seen on protesters’ placards) calling for citizens to have the chance to vote on government policies. A Yellow Vest protester holds a placard calling for the RIC (Citizens Initiated Referendum). For the Act XI of the Yellow Vest movement, more than 10 000 people took to the streets of Toulouse for the anti-governement protest on January 26th 2019.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#6_1451356530
|
Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: There are various Facebook pages for different “Gilet Jaunes” (Yellow Vest) groups and while many protesters are ordinary working people, ranging from students and farmers, the movement has also attracted wider anti-government activists, anarchists and, ironically given the reason for the protests, environmentalists too. The biggest Facebook group, Compteur Officiel de Gilets Jaunes, says it has 1.86 million members. Yellow Vests have also become more politicized, calling for a “Citizens’ Initiative Referendum” (or RIC, a slogan often seen on protesters’ placards) calling for citizens to have the chance to vote on government policies. A Yellow Vest protester holds a placard calling for the RIC (Citizens Initiated Referendum). For the Act XI of the Yellow Vest movement, more than 10 000 people took to the streets of Toulouse for the anti-governement protest on January 26th 2019. NurPhoto | NurPhoto | Getty Images
Why did protests escalate? Local demonstrations over fuel quickly morphed into a wider, national movement and the grievances also took on an anti-establishment, and particularly anti-Macron, character. In the second week of protests on November 24, demonstrators from around the country descended on the capital Paris. Clashes broke out between demonstrators and police on the Champs-Elysees, leading to a number of arrests, and tear gas and water cannons were used on protesters. Similar scenes were witnessed a week later.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#7_1451358705
|
Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: NurPhoto | NurPhoto | Getty Images
Why did protests escalate? Local demonstrations over fuel quickly morphed into a wider, national movement and the grievances also took on an anti-establishment, and particularly anti-Macron, character. In the second week of protests on November 24, demonstrators from around the country descended on the capital Paris. Clashes broke out between demonstrators and police on the Champs-Elysees, leading to a number of arrests, and tear gas and water cannons were used on protesters. Similar scenes were witnessed a week later. The French government initially responded by announcing (on December 4) that it was delaying the planned fuel tax. Just one day later, however, the government said that it was scrapping the tax rises altogether. But protesters were not placated and the unrest continued. In fact, the protests became more violent and culminated on December 8 with scenes of street violence and damage to buildings, monuments and shops in Paris. Cars were trashed and set on fire, as were barricaded with wooden pallets.
|
https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#8_1451360462
|
Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: The French government initially responded by announcing (on December 4) that it was delaying the planned fuel tax. Just one day later, however, the government said that it was scrapping the tax rises altogether. But protesters were not placated and the unrest continued. In fact, the protests became more violent and culminated on December 8 with scenes of street violence and damage to buildings, monuments and shops in Paris. Cars were trashed and set on fire, as were barricaded with wooden pallets. The Eiffel Tower and Louvre Museum were forced to close. Interior ministry tweet
Armored vehicles and tens of thousands of riot police were deployed to the streets of Paris and across France for the protests, often resorting to deploying water cannons and tear gas. In total, France deployed 89,000 police and gendarmes (part of the armed forces) for December 8. That day over 1,700 people were arrested across France (at least 920 of the arrests were in Paris) and 179 people were injured. After the events of December 8, Jacline Mouraud, credited with starting the Yellow Vest movement, denounced the violence and said the revolt had become like a “dog without a leash” and taken over by extremists.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#9_1451362371
|
Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: The Eiffel Tower and Louvre Museum were forced to close. Interior ministry tweet
Armored vehicles and tens of thousands of riot police were deployed to the streets of Paris and across France for the protests, often resorting to deploying water cannons and tear gas. In total, France deployed 89,000 police and gendarmes (part of the armed forces) for December 8. That day over 1,700 people were arrested across France (at least 920 of the arrests were in Paris) and 179 people were injured. After the events of December 8, Jacline Mouraud, credited with starting the Yellow Vest movement, denounced the violence and said the revolt had become like a “dog without a leash” and taken over by extremists. Plain clothes police officers with riot shields, batons and rubber bullet guns police the Yellow Vest movement protests for the tenth week running on January 19, 2019 in Paris, France. Guy Smallman | Getty Images News | Getty Images
French police have come under fire for using Defense Ball Launchers (LBDs, or flash-balls as they are also known) against protesters. LBDs are classed as “sub-lethal” weapons that fire rubber-ball projectiles. There are numerous claims of serious injuries as a result of LBDs used by police in France during the demonstrations — including lost eyes, maimed hands and broken limbs, according to France 24, although there are conflicting accounts of how many people have been affected. Injuries sustained by protesters in recent weeks have only served to fuel Yellow Vest groups more.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#10_1451364609
|
Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: Plain clothes police officers with riot shields, batons and rubber bullet guns police the Yellow Vest movement protests for the tenth week running on January 19, 2019 in Paris, France. Guy Smallman | Getty Images News | Getty Images
French police have come under fire for using Defense Ball Launchers (LBDs, or flash-balls as they are also known) against protesters. LBDs are classed as “sub-lethal” weapons that fire rubber-ball projectiles. There are numerous claims of serious injuries as a result of LBDs used by police in France during the demonstrations — including lost eyes, maimed hands and broken limbs, according to France 24, although there are conflicting accounts of how many people have been affected. Injuries sustained by protesters in recent weeks have only served to fuel Yellow Vest groups more. Many groups are calling for justice (and more protests) for victims of what they see as police brutality. One Facebook group solely dedicated to those injured in the protests calls for the banning of flash-balls and grenades. A poster child for injured protesters has been made of one yellow vest, Jerome Rodriguez, who claims he was seriously injured in the eye by an LBD. The government refutes this. Jérôme Rodrigues, one of the figure of yellow vests seen badly wounded during a demonstration against macron policies on January 26, 2019.
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#11_1451366687
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Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: Many groups are calling for justice (and more protests) for victims of what they see as police brutality. One Facebook group solely dedicated to those injured in the protests calls for the banning of flash-balls and grenades. A poster child for injured protesters has been made of one yellow vest, Jerome Rodriguez, who claims he was seriously injured in the eye by an LBD. The government refutes this. Jérôme Rodrigues, one of the figure of yellow vests seen badly wounded during a demonstration against macron policies on January 26, 2019. SOPA Images | LightRocket | Getty Images
So, who are the Red Scarves? Yellow-vested protesters have become synonymous with anti-establishment feeling in France but the public shows signs of wearying of weekly protests, disorder and violence and a counter-protest movement has sprung up in recent weeks. Last Sunday, around 10,000 people marched against the violence seen in Paris, according to French media. The most prominent counter-violence, protest group is called the “Red Scarves of France” (or Foulards Rouges). Calling for a stop to blockades and violence, the Red Scarves group says it “aims to relay the exasperation of a silent fringe of the population confronted with the blockages and violence perpetrated on the sidelines of demonstrations.”
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753104678#12_1451368710
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Title: Why the French are protesting
Headings: Yellow vests, blue vests and red scarves — Here’s why the French are protesting
Yellow vests, blue vests and red scarves — Here’s why the French are protesting
What’s going on in France?
How and why did protests start?
November 17
Why are they called Yellow Vests?
Why did protests escalate?
So, who are the Red Scarves?
What about the Blue Vests?
What has the government done about protests?
How is Macron doing?
Content: SOPA Images | LightRocket | Getty Images
So, who are the Red Scarves? Yellow-vested protesters have become synonymous with anti-establishment feeling in France but the public shows signs of wearying of weekly protests, disorder and violence and a counter-protest movement has sprung up in recent weeks. Last Sunday, around 10,000 people marched against the violence seen in Paris, according to French media. The most prominent counter-violence, protest group is called the “Red Scarves of France” (or Foulards Rouges). Calling for a stop to blockades and violence, the Red Scarves group says it “aims to relay the exasperation of a silent fringe of the population confronted with the blockages and violence perpetrated on the sidelines of demonstrations.” The ‘Red Scarves’ stage a counter-protest on Sunday 28th January, calling for an end to violence that has erupted during ‘Yellow Vest’ protests. Barcroft Media | Barcroft Media | Getty Images
“We demand respect for citizen freedoms and campaign for the return without further delay of the rule of law,” the association noted in a statement ahead of last weekend’s protest. The group said it sympathized with “the malaise and suffering expressed by our compatriots” over the last two months but denounced “violent groups” that had exploited protests. What about the Blue Vests? The Red Scarves marched in Paris last Sunday in a “March for Republican Liberties” along with other allied groups
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https://www.cnbc.com/2019/02/01/why-the-french-are-protesting.html
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msmarco_v2.1_doc_36_753369676#2_1451928329
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Title: That $22 trillion national debt number is huge, but here's what it really means
Headings: That $22 trillion national debt number is huge, but here’s what it really means
That $22 trillion national debt number is huge, but here’s what it really means
Key Points
Content: VIDEO
8:49
08:49
Watch Grover Norquist and a former Biden economic advisor debate taxing the rich
Squawk Box
There are two more relevant metrics, though, when thinking about national debt. One is the percentage of debt as compared to gross domestic product. That’s an important measure because it gauges both the ability of the government to pay its tab through growth, and because it helps measure bang for the buck in terms of how much growth the debt has helped generate. Total debt compared to the economy remained pretty low for decades until it began to climb in the early 1980s while President Ronald Reagan fought the Cold War against the former Soviet Union. Debt to GDP was about 30.6 percent when Reagan took office in 1981, then steadily climbed to a peak of 65.3 percent in mid-1995, according to data from the St. Louis Federal Reserve. Then-President Bill Clinton and the Republican-controlled Congress eventually carved out a short-lived government surplus, resulting in less of a need to borrow and the level to fall to 30.9 percent in the second quarter of 2001. From there, borrowing to finance two wars along with two recessions sent debt to GDP to 77.3 percent by the time Obama took office. When Obama left, the level had risen to 103.6 percent. Under Trump, there’s been only a small uptick in that regard, with the level standing now at 104.1 percent. The other relevant metric is debt held by the public, which parses out “intragovernmental holdings,” or money the government borrows to operate from its various trust funds like Social Security and Medicare.
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https://www.cnbc.com/2019/02/13/that-22-trillion-national-debt-number-is-huge-but-heres-what-it-really-means.html
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msmarco_v2.1_doc_36_755480188#2_1457109443
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Title: Nord Stream 2 explained: What it is and why it's proving controversial
Headings: Nord Stream 2 explained: What it is and why it’s proving controversial
Nord Stream 2 explained: What it is and why it’s proving controversial
Key Points
What is Nord Stream 2?
German dependence
Ukrainian isolation
Nordic security
Content: Nord Stream 2 is a pipeline currently under construction from Russia to Germany via the Baltic Sea. The new pipeline will run alongside the already constructed Nord Stream and will double the amount of gas being funneled through the Baltics to 110 billion cubic meters per year. Estimated to become operational in early 2020, the pipeline is intended to provide Europe with a sustainable gas supply while providing Russia with more direct access to the European gas market. But as tensions between Russia and the West reach their highest in decades, many are skeptical of the purely economic reasoning attributed to the project. German dependence
Germany finds itself in a precarious position. Oil and gas are the lifeblood of Germany’s manufacturing economy, but the country produces very little energy domestically and is dependent on imports for 98% of its oil and 92% of its gas supply. As of 2015, Russia already supplied the plurality of its oil and gas (40% and 35% respectively), so it was with no great surprise that plans to increase Russia’s presence were met with hostility on both sides of the Atlantic. The core concern centers around Germany’s dependence on Russian energy which could make it susceptible to exploitation and more vulnerable to interference. In an interview with CNBC’s Brian Sullivan in March, Perry spoke on behalf of the United States when warning that “Russian gas has strings attached.” In fact, U.S. Congress and the European Parliament passed resolutions calling for an end to construction of the pipeline, citing Russian dependence as a threat to the common market and the EU’s strategic interests.
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https://www.cnbc.com/2019/05/21/nord-stream-2-explained-what-it-is-and-why-its-proving-controversial.html
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msmarco_v2.1_doc_36_755480188#3_1457111687
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Title: Nord Stream 2 explained: What it is and why it's proving controversial
Headings: Nord Stream 2 explained: What it is and why it’s proving controversial
Nord Stream 2 explained: What it is and why it’s proving controversial
Key Points
What is Nord Stream 2?
German dependence
Ukrainian isolation
Nordic security
Content: Oil and gas are the lifeblood of Germany’s manufacturing economy, but the country produces very little energy domestically and is dependent on imports for 98% of its oil and 92% of its gas supply. As of 2015, Russia already supplied the plurality of its oil and gas (40% and 35% respectively), so it was with no great surprise that plans to increase Russia’s presence were met with hostility on both sides of the Atlantic. The core concern centers around Germany’s dependence on Russian energy which could make it susceptible to exploitation and more vulnerable to interference. In an interview with CNBC’s Brian Sullivan in March, Perry spoke on behalf of the United States when warning that “Russian gas has strings attached.” In fact, U.S. Congress and the European Parliament passed resolutions calling for an end to construction of the pipeline, citing Russian dependence as a threat to the common market and the EU’s strategic interests. Germany, Europe’s biggest natural gas consumer, has made efforts to downplay the relevance of Russian energy on the nation’s security. German Defense Minister Ursula von der Leyen has previously told CNBC that the country is not too concerned over security risks, arguing that it will sufficiently diversify their imports. The route of a proposed new gas pipeline from Russia to Europe. nord-stream2.com
Ukrainian isolation
Since gaining its independence at the end of the Cold War, Ukraine has been Russia’s gatekeeper to the European gas market. As of 2017, some 40% of Europe’s total gas supply was fed by Russian companies through Ukrainian soil, with transit fees providing Kiev with roughly $2 billion to $3 billion annually.
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https://www.cnbc.com/2019/05/21/nord-stream-2-explained-what-it-is-and-why-its-proving-controversial.html
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msmarco_v2.1_doc_36_755480188#4_1457113990
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Title: Nord Stream 2 explained: What it is and why it's proving controversial
Headings: Nord Stream 2 explained: What it is and why it’s proving controversial
Nord Stream 2 explained: What it is and why it’s proving controversial
Key Points
What is Nord Stream 2?
German dependence
Ukrainian isolation
Nordic security
Content: Germany, Europe’s biggest natural gas consumer, has made efforts to downplay the relevance of Russian energy on the nation’s security. German Defense Minister Ursula von der Leyen has previously told CNBC that the country is not too concerned over security risks, arguing that it will sufficiently diversify their imports. The route of a proposed new gas pipeline from Russia to Europe. nord-stream2.com
Ukrainian isolation
Since gaining its independence at the end of the Cold War, Ukraine has been Russia’s gatekeeper to the European gas market. As of 2017, some 40% of Europe’s total gas supply was fed by Russian companies through Ukrainian soil, with transit fees providing Kiev with roughly $2 billion to $3 billion annually. This “middle-man” status provides Ukraine with substantial geopolitical leverage, so attempts to bypass the ex-soviet state with this new pipeline in the Baltic Sea have raised alarm bells. Many fear that Russia is deliberately attempting to weaken the country for its own strategic advantage. Ending gas transit could reduce Ukraine’s GDP (gross domestic product) by up to 3%. Meanwhile, the annexation of Crimea in 2014 provides a stark reminder as to the potential consequences of isolation from Europe. While German Chancellor Angela Merkel and others have insisted that gas must continue to flow through Ukraine, no arrangements have been made and Russia remains unreserved about its intentions to restrict gas supplies once the new pipeline is complete.
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https://www.cnbc.com/2019/05/21/nord-stream-2-explained-what-it-is-and-why-its-proving-controversial.html
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msmarco_v2.1_doc_36_755817033#1_1457904453
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Title: 5 reasons income inequality has become a major political issue
Headings: 5 reasons why income inequality has become a major political issue
5 reasons why income inequality has become a major political issue
Technology has altered the nature of work
Globalization
The rise of superstars
The decline of organized labor
Changing, and breaking, the rules
Content: Why has this happened? And why has it grown so pronounced in the United States? Here are five causes identified by scholars of the subject: Technology has altered the nature of work
The digital revolution creates enormous wealth for those with the skills and preparation to take advantage, but it eliminates what economists call “middle-skill” jobs. Computer software and industrial machines now fill roles — from clerical tasks to routine manufacturing — that once produced middle-class incomes for workers without college degrees. “That has increased the value of abstract problem solving, interpersonal communication, organization skills — things that highly educated workers tend to be very capable of,” said MIT professor David Autor. “ It has simultaneously devalued a lot of cognitively repetitive tasks in offices (and) on production lines. That has contributed to downward pressure and wage pressure and economic insecurity for the less educated.” Globalization
Competition from rising economies like China’s, combined with reduced trade barriers, have further reduced prospects for American workers without advanced skills. That has produced devastating consequences for workers in sectors such as textiles, furniture and leather goods.
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https://www.cnbc.com/2019/06/05/5-reasons-income-inequality-has-become-a-major-political-issue.html
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msmarco_v2.1_doc_36_755817033#2_1457906346
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Title: 5 reasons income inequality has become a major political issue
Headings: 5 reasons why income inequality has become a major political issue
5 reasons why income inequality has become a major political issue
Technology has altered the nature of work
Globalization
The rise of superstars
The decline of organized labor
Changing, and breaking, the rules
Content: “That has increased the value of abstract problem solving, interpersonal communication, organization skills — things that highly educated workers tend to be very capable of,” said MIT professor David Autor. “ It has simultaneously devalued a lot of cognitively repetitive tasks in offices (and) on production lines. That has contributed to downward pressure and wage pressure and economic insecurity for the less educated.” Globalization
Competition from rising economies like China’s, combined with reduced trade barriers, have further reduced prospects for American workers without advanced skills. That has produced devastating consequences for workers in sectors such as textiles, furniture and leather goods. “The biggest economic story of the last 50 years has been China going from a poor and backward country, in perpetual political and economic crisis, to a frontier manufacturer with pretty well educated, highly available skilled labor using modern technology,” said Autor. “ That’s primarily a function of internal developments in China — the decision to allow free mobility of labor, to adopt Western technology and foreign direct investment, and to start trading throughout the world. “That had a big effect on the United States even in the 1990s prior to China’s joining the World Trade Organization,” he added. “ But when China joined in 2001 that further opened the floodgates, and had a dramatic accelerant effect on the rate at which competition entered the U.S. market for manufactured goods.” The rise of superstars
Breakthrough firms such as Apple and Amazon can attract revenue across the world on a scale far larger than in previous generations.
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https://www.cnbc.com/2019/06/05/5-reasons-income-inequality-has-become-a-major-political-issue.html
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msmarco_v2.1_doc_36_758252315#0_1463697362
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Title: Physical books still outsell e-books — and here's why
Headings: Physical books still outsell e-books — and here’s why
Physical books still outsell e-books — and here’s why
Content: Physical books still outsell e-books — and here's why
Marketing. Media. Money
Marketing. Media. Money
Physical books still outsell e-books — and here’s why
Published Thu, Sep 19 20193:27 AM EDT Updated Thu, Sep 19 20193:34 AM EDT
Lucy Handley @lucyhandley
watch now
VIDEO
6:01
06:01
Why physical books still outsell e-books
CNBC Reports
Do you prefer reading an e-book or a physical version? It might be a surprise, but for most people, old school print on paper still wins. Publishers of books in all formats made almost $26 billion in revenue last year in the U.S., with print making up $22.6 billion and e-books taking $2.04 billion, according to the Association of American Publishers’ annual report 2019. Those figures include trade and educational books, as well as fiction. While digital media has disrupted other industries such as news publishing and the music business, people still love to own physical books, according to Meryl Halls, managing director of the Booksellers’ Association in the U.K.
“I think the e-book bubble has burst somewhat, sales are flattening off, I think the physical object is very appealing. Publishers are producing incredibly gorgeous books, so the cover designs are often gorgeous, they’re beautiful objects,” she told CNBC.
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https://www.cnbc.com/2019/09/19/physical-books-still-outsell-e-books-and-heres-why.html
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msmarco_v2.1_doc_36_758252315#1_1463699098
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Title: Physical books still outsell e-books — and here's why
Headings: Physical books still outsell e-books — and here’s why
Physical books still outsell e-books — and here’s why
Content: It might be a surprise, but for most people, old school print on paper still wins. Publishers of books in all formats made almost $26 billion in revenue last year in the U.S., with print making up $22.6 billion and e-books taking $2.04 billion, according to the Association of American Publishers’ annual report 2019. Those figures include trade and educational books, as well as fiction. While digital media has disrupted other industries such as news publishing and the music business, people still love to own physical books, according to Meryl Halls, managing director of the Booksellers’ Association in the U.K.
“I think the e-book bubble has burst somewhat, sales are flattening off, I think the physical object is very appealing. Publishers are producing incredibly gorgeous books, so the cover designs are often gorgeous, they’re beautiful objects,” she told CNBC. People love to display what they’ve read, she added. “ The book lover loves to have a record of what they’ve read, and it’s about signaling to the rest of the world. It’s about decorating your home, it’s about collecting, I guess, because people are completists aren’t they, they want to have that to indicate about themselves.” Genres that do well in print include nature, cookery and children’s books, while people prefer to read crime, romantic novels and thrillers via e-reader, according to Nielsen Book International. It’s more than a decade since Amazon launched the Kindle, and for Halls, there is also a hunger for information and a desire to escape the screen. “
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https://www.cnbc.com/2019/09/19/physical-books-still-outsell-e-books-and-heres-why.html
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msmarco_v2.1_doc_36_758252315#3_1463703115
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Title: Physical books still outsell e-books — and here's why
Headings: Physical books still outsell e-books — and here’s why
Physical books still outsell e-books — and here’s why
Content: It’s partly the political landscape, people are looking for escape, but they are also looking for information. So, they are coming to print for a whole, quite a complex mess of reasons and I think … it’s harder to have an emotional relationship with what you’re reading if it’s on an e-reader.” @asi.utsy | Twenty20
While millennials are sometimes blamed for killing industries, it’s actually younger people who appear to be popularizing print. Sixty-three percent of physical book sales in the U.K. are to people under the age of 44, while 52% of e-book sales are to those over 45, according to Nielsen. It’s a similar picture in the U.S., where 75% of people aged 18 to 29 claimed to have read a physical book in 2017, higher than the average of 67%, according to Pew Research. Not every author is a fan of e-books: “ The Catcher in the Rye” author JD Salinger famously resisted digital media and information sharing online, but in August his estate agreed to publish his work as e-books for the first time. Salinger’s son Matt said a letter from a woman with a hand-related disability who found physical books hard to handle had convinced him to make his books available, according to a report in the Guardian. As for the future of books, all formats will continue to be in demand, according to Jacks Thomas, director of The London Book Fair. “ People always need knowledge and people always need stories, so from that point of view, the very core of the book industry I am sure is very strong.
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https://www.cnbc.com/2019/09/19/physical-books-still-outsell-e-books-and-heres-why.html
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msmarco_v2.1_doc_36_758252315#4_1463705095
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Title: Physical books still outsell e-books — and here's why
Headings: Physical books still outsell e-books — and here’s why
Physical books still outsell e-books — and here’s why
Content: Not every author is a fan of e-books: “ The Catcher in the Rye” author JD Salinger famously resisted digital media and information sharing online, but in August his estate agreed to publish his work as e-books for the first time. Salinger’s son Matt said a letter from a woman with a hand-related disability who found physical books hard to handle had convinced him to make his books available, according to a report in the Guardian. As for the future of books, all formats will continue to be in demand, according to Jacks Thomas, director of The London Book Fair. “ People always need knowledge and people always need stories, so from that point of view, the very core of the book industry I am sure is very strong. I’ll be really interested to see what the classroom of the future is because I think that will dictate a huge amount as to how future generations will engage with the written word … Or will it be the spoken word, but it will still be stories and it will still be knowledge, those aspects of books will still need to be curated. So, I think that the book, in whatever format, has a strong future,” she told CNBC.
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https://www.cnbc.com/2019/09/19/physical-books-still-outsell-e-books-and-heres-why.html
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msmarco_v2.1_doc_36_758414595#2_1464089604
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Title: How much China's economy has grown over the last 70 years
Headings: Here are 4 charts that show China’s rise as a global economic superpower
Here are 4 charts that show China’s rise as a global economic superpower
Key Points
China’s climb up the ranks
Chinese leadership
Factory of the world
Investment boom
Content: But when taking into account the different standards of living across countries — also known as adjusting to purchasing power parity — the Chinese economy has been the world’s largest since 2014, according to the World Bank. Chinese leadership
Under the leadership of Deng Xiaoping, one of the most prominent and powerful leaders of the country in the 1970s, China kicked off a series of reforms in 1978 that brought the country out of economic isolation. Growth accelerated in the years after that, averaging at around 10% before slowing down to an average of 7.1% under current president, Xi Jinping. However, a study released in March by the Brookings Institute estimated that China may have overstated its GDP growth from 2008 to 2016 by 1.7 percentage points. Factory of the world
One major driver behind China’s economic rise was its massive network of factories that churned out everything from toys to mobile phones for consumers all over the world. China’s entry into the World Trade Organization in 2001 helped it cement its status as the world’s factory and largest trader. In the McKinsey report which analyzed 186 countries, China was found to be the largest export destination for 33 nations and the largest source of imports for 65. Investment boom
In addition to its dominance in trade, China has also grown over the years to become a major player in global investment flows. From 2015 to 2017, it was the world’s the second-largest source of outbound foreign direct investment and the second-largest recipient of inbound investment, according to McKinsey.
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https://www.cnbc.com/2019/09/24/how-much-chinas-economy-has-grown-over-the-last-70-years.html
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msmarco_v2.1_doc_36_759209367#3_1466025833
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Title: How much teachers are paid in the US
Headings: Chicago teachers’ strike continues to cancel class for over 360,000 students—here’s how much teachers are paid in the US
Chicago teachers’ strike continues to cancel class for over 360,000 students—here’s how much teachers are paid in the US
A high school classroom.
Teachers demand better pay, more staff
Nationwide teacher pay is growing slowly
Other financial burdens faced by teachers
Content: The bottom 10% of teachers earn less than $40,000 annually. While wages across different occupations have seen steady growth since the recession, the average teacher salary has actually decreased by 3% over the past decade when adjusted for inflation, according to the National Education Association. Chicago Public School teachers earn a starting salary of just under $53,000 annually, the Chicago Tribune reports. In a rule unique to Chicago, public school teachers are required to live in the city proper, where the cost of living is greater than the surrounding suburbs. In fact, Chicago’s cost of living is 23% higher than the national average, according to data from salary site PayScale. Other financial burdens faced by teachers
Outside of salary concerns alone, teachers often confront additional financial strains due to the nature of the job. Many teachers have reported spending their own money on classroom supplies without reimbursement, adding further financial strain. Since teachers generally only work for 10 months out of the year, they must find ways to stretch their salary or other means of making ends meet during summer breaks. An analysis by the Pew Research Center found that one in six public school teachers work a second job during the summer to supplement their income. As classes were cancelled for the fourth day, the union and the school system are still negotiating a deal.
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https://www.cnbc.com/2019/10/22/how-much-teachers-are-paid-in-the-us.html
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msmarco_v2.1_doc_36_760360503#5_1468654301
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Title: UK election: How does Britain's voting system work?
Headings: Here’s how Britain’s voting system works
Here’s how Britain’s voting system works
Key Points
How is the British voting system set up?
What’s first-past-the-post?
When will we know the result?
What happens next?
What if there’s a hung parliament — again?
Content: This allows the elected party to form an executive and implement their plans over the next five years. However, this voting system is not without its critics. That’s because, in most constituencies, the majority of Britons typically end up voting against the winning candidate rather than for them. In fact, of the 21 general elections held between 1935 and 2017, the majority of voters only voted for parties that formed the government on two separate occasions, according to the Electoral Reform Society. Some of the U.K.’s political parties also argue the system prevents them from receiving fair representation in Parliament. When will we know the result? An exit poll published when polls close at 10:00 p.m. on Thursday usually gives a reliable indication of how the election has gone. In 2017, this poll correctly called that Theresa May ’s Conservative Party had fallen short of an expected parliamentary majority. Labour leader Jeremy Corbyn delivers a speech as he visits Nelson Library in Market Square on December 10, 2019 in Nelson, England. Mr Corbyn will address Labour activists in the North West as part of his final campaign tour before polling day.
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https://www.cnbc.com/2019/12/11/uk-election-how-does-britains-voting-system-work.html
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msmarco_v2.1_doc_36_763199751#1_1475235991
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Title: What people are buying during the coronavirus outbreak and why
Headings: Board games, yoga mats and yeast: What people are buying as they heed coronavirus stay-at-home orders
Board games, yoga mats and yeast: What people are buying as they heed coronavirus stay-at-home orders
Key Points
It’s time to entertain and connect
Content: Young Man shopping in a supermarket, breathing through a medical mask. RealPeopleGroup
In the weeks since the U.S. confirmed its first case of COVID-19, consumer habits have been shifting. Medical masks, hand sanitizer, gloves and toilet paper have flown off shelves in the U.S., as more people began to look to protect themselves and prepare for long stints isolated in their homes. But, those aren’t the only items that consumers are spending money on in stores and online. In addition to medical supplies, such as cold medicine, thermometers and tissues, and items for the pantry, such as canned goods and bottled water, people have begun shelling out money for entertainment. Board games, puzzles and video games have become popular items. According to Kit Yarrow, a consumer psychologist, people are currently purchasing items based on three needs: to protect, to entertain and to connect. “First of all there are our practical needs,” she said. “ We are home more, so we need more food and we need more provisions.”
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https://www.cnbc.com/2020/03/23/what-people-are-buying-during-the-coronavirus-outbreak-and-why.html
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msmarco_v2.1_doc_36_763199751#6_1475244498
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Title: What people are buying during the coronavirus outbreak and why
Headings: Board games, yoga mats and yeast: What people are buying as they heed coronavirus stay-at-home orders
Board games, yoga mats and yeast: What people are buying as they heed coronavirus stay-at-home orders
Key Points
It’s time to entertain and connect
Content: “Unsurprisingly, nondiscretionary or essential categories such as food, household products, personal care and health products saw the biggest jump,” Deborah Weinswig, CEO and founder, Coresight Research, wrote in a research note Friday about the impact of the coronavirus on consumers. “More than one-third of all respondents reported buying more food and/or more household products,” she said of Coresight’s survey of more than 1,000 people March 17-18. Once folks feel like they are physically safe — have enough food and protection — there is a shift to buying items that are more geared toward emotional well-being. It’s time to entertain and connect
One of the top sellers on Amazon in the last month has been board games and jigsaw puzzles, according to Thinknum. In particular, Sorry, Jenga, Connect 4 and Clue, which all happen to be Hasbro -owned games. Hasbro CEO Brian Golder told CNBC on Monday that the company is experiencing strong demand during the coronavirus pandemic . “Overall we are seeing great demand in our products,” Goldner said on “Squawk Box.” “ In fact, our supply chains are back up and running in China,” he added. Goldner said demand for Hasbro’s games, such as Monopoly and Operation, and Play-Doh have been particularly strong. He said the company is also planning new products in response to the widespread stay-at-home directives being issued across the country.
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https://www.cnbc.com/2020/03/23/what-people-are-buying-during-the-coronavirus-outbreak-and-why.html
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msmarco_v2.1_doc_36_763199751#9_1475249673
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Title: What people are buying during the coronavirus outbreak and why
Headings: Board games, yoga mats and yeast: What people are buying as they heed coronavirus stay-at-home orders
Board games, yoga mats and yeast: What people are buying as they heed coronavirus stay-at-home orders
Key Points
It’s time to entertain and connect
Content: Stuff to keep themselves amused, but in a solitary way.” She said yeast has been surprisingly popular and selling out at stores because people have been making more bread at home. Other crafts include embroidery and knitting. Others have opted to order yoga mats and resistance bands, among other health and fitness items, Thinknum found. Since gyms are closed, people are having to get more creative about their exercise routines. Yarrow also said that more people have been purchasing condoms. Consumers are also gravitating more toward technology that allows them to connect with people that they aren’t able to physically interact with. She pointed to companies such as Zoom, which have seen a surge not only in consumer interest but also in investor interest. Shares of Zoom, a video platform designed for conference calls, have skyrocketed more than 125% since January and were up nearly 20% on Monday. “We are learning new ways of connecting with each other through technology,” Yarrow said.
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https://www.cnbc.com/2020/03/23/what-people-are-buying-during-the-coronavirus-outbreak-and-why.html
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msmarco_v2.1_doc_36_764325353#4_1477920329
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Title: How long does unemployment insurance last?
Headings: How long does unemployment insurance last?
How long does unemployment insurance last?
How long unemployment benefits last during the pandemic
Some workers may earn more from unemployment than their jobs
More unemployment coverage could be on the way
Don’t miss:
What it’s like to be a working drag queen in NYC
Content: Legislators say replacing 100% of earnings for the average worker was by design in order to provide a crucial lifeline to Americans to keep the economy afloat as much as possible. “This size of an increase is unprecedented,” Wayne Vroman, an economist with The Urban Institute, told CNBC Make It. In 2009, following the Great Recession, a federal stimulus package increased unemployment benefits by just $25 per week. “ So $600 is in different league; it could go a long distance in stabilizing American household income and help to maintain purchasing power for the consumer sector of economy.” Additionally, “In this particular period in history, getting an unemployment check isn’t good just for you, but it’s good for the local economy, and it’s an important public health measure,” Michele Evermore, senior policy analyst with the National Employment Law Project, told CNBC Make It. “ People need to take these benefits and not be making ends meet by going out to work.” While expanded unemployment benefits can provide jobless Americans with continued income, it doesn’t make up for lost employer-sponsored benefits, such as health insurance. Workers who received health insurance from their employer can remain covered for up to 18 months through COBRA, but this is often an expensive option. Furloughed workers, meanwhile, can retain company-sponsored benefits if their employer chooses to offer it, and they also qualify for unemployment.
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https://www.cnbc.com/2020/04/28/how-long-does-unemployment-insurance-last.html
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msmarco_v2.1_doc_36_764325353#5_1477922433
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Title: How long does unemployment insurance last?
Headings: How long does unemployment insurance last?
How long does unemployment insurance last?
How long unemployment benefits last during the pandemic
Some workers may earn more from unemployment than their jobs
More unemployment coverage could be on the way
Don’t miss:
What it’s like to be a working drag queen in NYC
Content: Additionally, “In this particular period in history, getting an unemployment check isn’t good just for you, but it’s good for the local economy, and it’s an important public health measure,” Michele Evermore, senior policy analyst with the National Employment Law Project, told CNBC Make It. “ People need to take these benefits and not be making ends meet by going out to work.” While expanded unemployment benefits can provide jobless Americans with continued income, it doesn’t make up for lost employer-sponsored benefits, such as health insurance. Workers who received health insurance from their employer can remain covered for up to 18 months through COBRA, but this is often an expensive option. Furloughed workers, meanwhile, can retain company-sponsored benefits if their employer chooses to offer it, and they also qualify for unemployment. More unemployment coverage could be on the way
Expanded unemployment benefits provided under the stimulus bill are payable through the end of 2020. But it’s possible Congress will pass more legislation to extend unemployment payouts and length of coverage the longer the pandemic upends the economy. As unemployment rates rose during the 2008 financial crisis, for example, Congress passed legislation to extend unemployment benefits by 13 weeks. As the Great Recession wore on, Congress passed additional extensions to provide benefits through 2013, or up to a total of 99 weeks, for states experiencing continued high unemployment. Evermore tells CNBC Make It she expects expanded financial lifelines to kick in soon.
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https://www.cnbc.com/2020/04/28/how-long-does-unemployment-insurance-last.html
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msmarco_v2.1_doc_36_764325353#6_1477924647
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Title: How long does unemployment insurance last?
Headings: How long does unemployment insurance last?
How long does unemployment insurance last?
How long unemployment benefits last during the pandemic
Some workers may earn more from unemployment than their jobs
More unemployment coverage could be on the way
Don’t miss:
What it’s like to be a working drag queen in NYC
Content: More unemployment coverage could be on the way
Expanded unemployment benefits provided under the stimulus bill are payable through the end of 2020. But it’s possible Congress will pass more legislation to extend unemployment payouts and length of coverage the longer the pandemic upends the economy. As unemployment rates rose during the 2008 financial crisis, for example, Congress passed legislation to extend unemployment benefits by 13 weeks. As the Great Recession wore on, Congress passed additional extensions to provide benefits through 2013, or up to a total of 99 weeks, for states experiencing continued high unemployment. Evermore tells CNBC Make It she expects expanded financial lifelines to kick in soon. “We are pushing for better automatic triggers for extensions,” Evermore says, “so Congress doesn’t have to keep coming back to extend benefits.” Check out: The best credit cards of 202 1 could earn you over $1,000 in 5 years
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What to know about severance pay, insurance and benefits if you’re laid off from your job
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https://www.cnbc.com/2020/04/28/how-long-does-unemployment-insurance-last.html
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msmarco_v2.1_doc_36_765333642#0_1480178622
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: Expanded unemployment benefits may bump people from welfare, other aid
Personal Finance
Expanded unemployment benefits could bump people from welfare, other assistance
Published Fri, May 29 20201:00 PM EDT Updated Fri, May 29 20206:28 PM EDT
Greg Iacurci @GregIacurci
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Key Points
Expanded unemployment benefits authorized by the federal government give an extra $600 a week to jobless Americans through July 31. An increase in income from unemployment could reduce aid through programs like welfare, food stamps and Medicaid, or may render people ineligible for the programs. Rules differ between states and programs. Reading, PA - May 8: Major Joy Mudge, left, and Kristy Kushner, right the Director of Social Services, helps to organize boxes ready for distribution. During a food distribution at the Salvation Army location on South 5th Street in Reading, PA Friday afternoon May 8, 2020. ( Photo by Ben Hasty/MediaNews Group/Reading Eagle via Getty Images)
MediaNews Group/Reading Eagle via Getty Images
Expanded unemployment benefits have been a lifeline for millions of Americans who lost their jobs due to the coronavirus pandemic. That lifeline, however, may reduce or eliminate the financial aid some get through other safety net programs such as Medicaid, food stamps and welfare. That’s because unemployment benefits generally count as income for individuals in such programs, according to Jennifer Wagner, a senior policy analyst with the Center on Budget and Policy Priorities. These assistance programs, which provide aid for lower-income Americans, typically carry some sort of means testing to determine eligibility and aid amount.
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https://www.cnbc.com/2020/05/29/expanded-unemployment-benefits-may-bump-people-from-welfare-other-aid.html
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msmarco_v2.1_doc_36_765333642#1_1480180956
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: During a food distribution at the Salvation Army location on South 5th Street in Reading, PA Friday afternoon May 8, 2020. ( Photo by Ben Hasty/MediaNews Group/Reading Eagle via Getty Images)
MediaNews Group/Reading Eagle via Getty Images
Expanded unemployment benefits have been a lifeline for millions of Americans who lost their jobs due to the coronavirus pandemic. That lifeline, however, may reduce or eliminate the financial aid some get through other safety net programs such as Medicaid, food stamps and welfare. That’s because unemployment benefits generally count as income for individuals in such programs, according to Jennifer Wagner, a senior policy analyst with the Center on Budget and Policy Priorities. These assistance programs, which provide aid for lower-income Americans, typically carry some sort of means testing to determine eligibility and aid amount. Some aid recipients may be unaware of the potential interplay between expanded unemployment benefits and the social assistance they receive, especially since the one-time economic stimulus checks millions of Americans have received from the federal government don’t count as income toward these means-tested programs. However, the expanded unemployment benefits may count as income in some circumstances and some states have different rules, Wagner said. Expanded unemployment benefits
The CARES Act, the $2.2 trillion federal coronavirus relief law enacted in March, expanded unemployment benefits, namely by increasing weekly pay by $600, increasing benefit duration and expanding eligibility to the self-employed and other workers. Nearly 41 million Americans have applied for jobless benefits since mid-March. Unemployment levels in the U.S. are their worst since the Great Depression.
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https://www.cnbc.com/2020/05/29/expanded-unemployment-benefits-may-bump-people-from-welfare-other-aid.html
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msmarco_v2.1_doc_36_765333642#2_1480183299
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: Some aid recipients may be unaware of the potential interplay between expanded unemployment benefits and the social assistance they receive, especially since the one-time economic stimulus checks millions of Americans have received from the federal government don’t count as income toward these means-tested programs. However, the expanded unemployment benefits may count as income in some circumstances and some states have different rules, Wagner said. Expanded unemployment benefits
The CARES Act, the $2.2 trillion federal coronavirus relief law enacted in March, expanded unemployment benefits, namely by increasing weekly pay by $600, increasing benefit duration and expanding eligibility to the self-employed and other workers. Nearly 41 million Americans have applied for jobless benefits since mid-March. Unemployment levels in the U.S. are their worst since the Great Depression. The situation has hit lower-income households hardest. Nearly 40% of people with household income below $40,000 lost their jobs as a result of the pandemic, according to a Federal Reserve report published earlier this month. That’s true for just 13% of Americans with income exceeding $100,000. VIDEO
2:48
02:48
How unemployment benefits are calculated
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https://www.cnbc.com/2020/05/29/expanded-unemployment-benefits-may-bump-people-from-welfare-other-aid.html
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msmarco_v2.1_doc_36_765333642#3_1480185141
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: The situation has hit lower-income households hardest. Nearly 40% of people with household income below $40,000 lost their jobs as a result of the pandemic, according to a Federal Reserve report published earlier this month. That’s true for just 13% of Americans with income exceeding $100,000. VIDEO
2:48
02:48
How unemployment benefits are calculated
Invest in You: Ready. Set. Grow. Medicaid, food stamps and more
Social assistance programs differ in terms of how they measure eligibility and aid. Medicaid, for example, examines monthly household income. States that expanded Medicaid under the Affordable Care Act generally set their income threshold at 138% of the poverty level — $1,436 a month for a single adult and $2,453 for a family of three, for example, Wagner said.
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https://www.cnbc.com/2020/05/29/expanded-unemployment-benefits-may-bump-people-from-welfare-other-aid.html
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msmarco_v2.1_doc_36_765333642#4_1480186499
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: Set. Grow. Medicaid, food stamps and more
Social assistance programs differ in terms of how they measure eligibility and aid. Medicaid, for example, examines monthly household income. States that expanded Medicaid under the Affordable Care Act generally set their income threshold at 138% of the poverty level — $1,436 a month for a single adult and $2,453 for a family of three, for example, Wagner said. Being just $1 over the threshold typically renders people ineligible. The Supplemental Nutrition Assistance Program calculation factors in several things, like household size and daycare and medical expenses, Wagner said. But unlike with Medicaid, Wagner said, eligibility for SNAP doesn’t fall off a cliff over a certain threshold — there’s a wide range of benefits. VIDEO
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The Temporary Assistance for Needy Families program is generally available to some of the poorest households, those with income below 50% of the poverty line, Wagner said.
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https://www.cnbc.com/2020/05/29/expanded-unemployment-benefits-may-bump-people-from-welfare-other-aid.html
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msmarco_v2.1_doc_36_765333642#5_1480188192
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: Being just $1 over the threshold typically renders people ineligible. The Supplemental Nutrition Assistance Program calculation factors in several things, like household size and daycare and medical expenses, Wagner said. But unlike with Medicaid, Wagner said, eligibility for SNAP doesn’t fall off a cliff over a certain threshold — there’s a wide range of benefits. VIDEO
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Lending Tree Chief Economist: If there’s a significant rise in unemployment, we may see more housing finance programs
Worldwide Exchange
The Temporary Assistance for Needy Families program is generally available to some of the poorest households, those with income below 50% of the poverty line, Wagner said. This program — which is commonly known as “welfare” and offers temporary cash assistance — varies greatly, however, between states, she said. Unemployment benefits could increase an individual’s income to such a degree that aid through these programs is either reduced or eliminated entirely. But the $600 a week in extra federal unemployment stimulus, created by the CARES Act and available through July 31, doesn’t count as income in determining Medicaid eligibility. However, it is taken into consideration for SNAP. It may also be for TANF, depending on the state, though most states do count the $600 federal supplement as income, Wagner said.
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https://www.cnbc.com/2020/05/29/expanded-unemployment-benefits-may-bump-people-from-welfare-other-aid.html
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msmarco_v2.1_doc_36_765333642#6_1480190152
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: This program — which is commonly known as “welfare” and offers temporary cash assistance — varies greatly, however, between states, she said. Unemployment benefits could increase an individual’s income to such a degree that aid through these programs is either reduced or eliminated entirely. But the $600 a week in extra federal unemployment stimulus, created by the CARES Act and available through July 31, doesn’t count as income in determining Medicaid eligibility. However, it is taken into consideration for SNAP. It may also be for TANF, depending on the state, though most states do count the $600 federal supplement as income, Wagner said. Of course, households may ultimately reap a greater financial benefit from the additional $600 week. They also may be able to re-enter the social programs or have prior aid reinstated in August, when the $600 stimulus payments are scheduled to end. VIDEO
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msmarco_v2.1_doc_36_765333642#7_1480191748
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Title: Expanded unemployment benefits may bump people from welfare, other aid
Headings: Expanded unemployment benefits could bump people from welfare, other assistance
Expanded unemployment benefits could bump people from welfare, other assistance
Key Points
Expanded unemployment benefits
Medicaid, food stamps and more
Content: Of course, households may ultimately reap a greater financial benefit from the additional $600 week. They also may be able to re-enter the social programs or have prior aid reinstated in August, when the $600 stimulus payments are scheduled to end. VIDEO
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How to make money if you can’t file for unemployment
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msmarco_v2.1_doc_36_766168100#2_1482044930
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Title: Millions face 'income cliff' when extra $600 in UI ends
Headings: Millions of Americans will fall off an ‘income cliff’ when extra $600 in unemployment benefits ends
Millions of Americans will fall off an ‘income cliff’ when extra $600 in unemployment benefits ends
Hundreds of unemployed Kentucky residents wait in long lines for help with their unemployment claims on June 19, 2020.
Should the enhanced benefits be extended?
Tens of millions are still unemployed
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Content: “It would cause pain among millions of families, drive down economic activity and impede our recovery,” writes Dube. tweet
Vulnerable people, including people of color, younger and lower income workers and women , would be impacted most. Renters, who tend to be lower income and have lost a disproportionate number of jobs during the pandemic compared to homeowners, will also be hit particularly hard. When the supplemental benefits run out and tenants who are out of work receive only the base unemployment benefits, they will face an “income cliff,” with many “unable to cover food, clothing and other living expenses,” according to an analysis from the Urban Institute. Should the enhanced benefits be extended? Critics of extending the $600 a week federal benefit say that the system is easily susceptible to fraud and that the amount is so high — around 40% of workers could potentially earn more while unemployed than going back to work, according to a recent analysis — it discourages the unemployed from going back to work. The nonpartisan Congressional Budget Office recently released a report that concluded “the extension of the additional $600 per week would probably reduce employment in the second half of 2020, and it would reduce employment in calendar year 2021.” The $600 per week was added to unemployment as an incentive to get people to stay home during an unprecedented, “once-in-a-lifetime” health crisis, Matt Weidinger, a Rowe Fellow in Poverty Studies at the right-leaning American Enterprise Institute who studies unemployment insurance, tells CNBC Make It. Now that most states have reopened, the enhanced benefit “should expire as scheduled at the end of July,” or policymakers need to provide another reason for it to be extended, he says. “You want to help people, but you also want the economy to recover,” says Weidinger. “
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https://www.cnbc.com/2020/06/23/millions-face-income-cliff-next-month-when-extra-600-dollars-in-ui-ends.html
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msmarco_v2.1_doc_36_766265754#3_1482265560
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Title: The extra $600 unemployment benefits will end before July 31
Headings: The extra $600 unemployment benefits will end before July 31
The extra $600 unemployment benefits will end before July 31
Ending $600 boost could have ‘multiplier effect’ on economy
Debate over extending coronavirus unemployment benefits continues
Content: I doubt anybody can afford rent in Phoenix on that much.” Ending $600 boost could have ‘multiplier effect’ on economy
But it’s not just those who are unemployed who will be affected. “ I think most people think that when the $600 gets cut off that if they’re not unemployed, it’s not going to affect them. But when 30 million people are no longer getting $600 extra dollars, that’s going to have a multiplier effect on the whole economy,” Evermore says. In fact, in a recent Congressional testimony economist, Jason Furman estimated that the extra $600 unemployment benefit will boost GDP by 2.8% and support just under three million jobs. “Letting this extra $600 in unemployment insurance benefit expire at the end of July would by itself cause more job loss than was seen in either of the recessions of the early 1990s or early 2000s,” writes Josh Bivens, director of research for the Economic Policy Institute. Going forward, Bivens predicts that extending the $600 unemployment benefits through the middle of next year would provide an average GDP quarterly boost of 3.7% and employment of 5.1 million workers. The widespread impact of the unemployment boost is likely to push federal lawmakers into extending the benefit, Evermore says. “ It’s moved from an ‘if’ to a ‘how much’ kind of question. I think most people realize you can’t just drop $600 from 30 million people’s weekly benefit and have nothing happen,” Evermore says.
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https://www.cnbc.com/2020/06/26/the-extra-600-unemployment-benefits-will-end-before-july-31.html
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msmarco_v2.1_doc_36_766265754#4_1482267664
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Title: The extra $600 unemployment benefits will end before July 31
Headings: The extra $600 unemployment benefits will end before July 31
The extra $600 unemployment benefits will end before July 31
Ending $600 boost could have ‘multiplier effect’ on economy
Debate over extending coronavirus unemployment benefits continues
Content: “Letting this extra $600 in unemployment insurance benefit expire at the end of July would by itself cause more job loss than was seen in either of the recessions of the early 1990s or early 2000s,” writes Josh Bivens, director of research for the Economic Policy Institute. Going forward, Bivens predicts that extending the $600 unemployment benefits through the middle of next year would provide an average GDP quarterly boost of 3.7% and employment of 5.1 million workers. The widespread impact of the unemployment boost is likely to push federal lawmakers into extending the benefit, Evermore says. “ It’s moved from an ‘if’ to a ‘how much’ kind of question. I think most people realize you can’t just drop $600 from 30 million people’s weekly benefit and have nothing happen,” Evermore says. But that means that Congress will have to act fast since the Senate is not scheduled to return from its recess until July 17. “There’s actually a reasonable likelihood of that happening just because the economy really is fairly stable right now. Goofing around with it too much could be really disastrous,” Evermore says. Check out: The best credit cards of 202 1 could earn you over $1,000 in 5 years
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https://www.cnbc.com/2020/06/26/the-extra-600-unemployment-benefits-will-end-before-july-31.html
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msmarco_v2.1_doc_36_766684261#8_1483190326
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Title: Supreme Court says eastern half of Oklahoma is Native American land
Headings: Supreme Court says eastern half of Oklahoma is Native American land
Supreme Court says eastern half of Oklahoma is Native American land
Key Points
Content: “Under our Constitution, States have no authority to reduce federal reservations lying within their borders. Just imagine if they did,” he wrote. “A State could encroach on the tribal boundaries or legal rights Congress provided, and, with enough time and patience, nullify the promises made in the name of the United States. That would be at odds with the Constitution, which entrusts Congress with the authority to regulate commerce with Native Americans, and directs that federal treaties and statutes are the ‘supreme Law of the Land,’” he wrote. Gorsuch added that if that happened, “It would also leave tribal rights in the hands of the very neighbors who might be least inclined to respect them.” Kanji, in an interview after the decision, said that despite the arguments by the state and in Roberts’ dissent, “I don’t think this case is going to have earth-shattering consequences” on the residents of the land, be they Native American or not. “It just doesn’t change anything with respect to non-Indians” in terms of criminal cases, Kanji said. He said the tribe will be able to exercise civil and regulatory authority over the affected land, but noted that in areas that were already acknowledged by the state to be tribal land there already is “a tremendous amount of cooperation” between the state and the tribe on laws and regulation. “We would fully expect that cooperation to continue,” Kanji said. He also noted that “the court itself has placed a lot of limitations on Indian tribes with respect to non-Indians” who live on tribal land.
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https://www.cnbc.com/2020/07/09/supreme-court-says-eastern-half-of-oklahoma-is-native-american-land.html
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msmarco_v2.1_doc_36_767013768#4_1483916926
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Title: Over 25 million people will lose the $600 unemployment boost next week
Headings: More than 25 million Americans are set to lose the $600 unemployment boost next week
More than 25 million Americans are set to lose the $600 unemployment boost next week
What happens once the $600 boost ends
Possible we need to do more, Congress needs to do more: Fed’s Powell
Content: In June, the Congressional Budget Office estimated that up to 42% of those receiving unemployment benefits were non-white. And in most states, the majority of unemployment benefit recipients are women, according to the Century Foundation’s research. While Democrats have pushed for extending the benefits, some Republicans have questioned whether the $600 boost is deterring Americans from returning to work. Typically, unemployment benefits replace about 45% of a worker’s pay, but with the boost, some workers may earn more money while unemployed than by returning to their jobs. Some policymakers have introduced alternatives to extending the $600 benefit, including paying workers a “bonus” when they return to work. It’s not just those who are unemployed who will be affected when the $600 boost is cut off. “ I think most people think that when the $600 gets cut off that if they’re not unemployed, it’s not going to affect them. But when 30 million people are no longer getting $600 extra dollars, that’s going to have a multiplier effect on the whole economy,” Evermore says. In fact, in a recent Congressional testimony, economist Jason Furman estimated that the extra $600 unemployment benefit will boost GDP by 2.8% and support just under 3 million jobs. “Letting this extra $600 in unemployment insurance benefit expire at the end of July would by itself cause more job loss than was seen in either of the recessions of the early 1990s or early 2000s,” writes Josh Bivens, director of research for the Economic Policy Institute.
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https://www.cnbc.com/2020/07/17/over-25-million-americans-set-to-lose-the-600-unemployment-boost-next-week.html
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msmarco_v2.1_doc_36_767744230#7_1485587075
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Title: What to know about unemployment benefits if you're laid off again
Headings: You may get laid off again. Here’s what to know about your unemployment benefits
You may get laid off again. Here’s what to know about your unemployment benefits
Key Points
OLIVIER DOULIERY | AFP | Getty Images
Amount of benefits
A year of unemployment benefits
What happens when the ‘benefit year’ ends?
Content: They could theoretically get 50% of their benefit (i.e., $190 a week) for double the time (52 weeks). Zoom In Icon
Arrows pointing outwards
However, not all states operate their programs this way, O’Leary said. (One important note: The CARES Act, a federal coronavirus relief law enacted in March, supplements state benefits with an extra $600 a week. These payments, which are funded by the federal government and lasted through July 31, don’t increase the size of one’s unemployment “bank account.”) A year of unemployment benefits
The CARES Act and other rules mean people can get benefits over a much longer period of time than is typically the case. The law funds an additional 13 weeks of benefits for unemployment recipients. This extension, called Pandemic Emergency Unemployment Compensation, expires at the end of 2020. States also have rules, which predate the CARES Act, that offer “extended benefits” during periods of high unemployment in their state. Most states have triggered these additional benefits, typically around 13 extra weeks, Evermore said.
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https://www.cnbc.com/2020/08/05/what-to-know-about-unemployment-benefits-if-youre-laid-off-again.html
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msmarco_v2.1_doc_36_767744230#10_1485592826
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Title: What to know about unemployment benefits if you're laid off again
Headings: You may get laid off again. Here’s what to know about your unemployment benefits
You may get laid off again. Here’s what to know about your unemployment benefits
Key Points
OLIVIER DOULIERY | AFP | Getty Images
Amount of benefits
A year of unemployment benefits
What happens when the ‘benefit year’ ends?
Content: This amount would be available over several periods of unemployment during that time period. Going forward, the person would no longer get an extra $600 a week in unemployment benefits that the CARES Act offered through July 31. Federal lawmakers are currently deciding whether to extend or lessen the aid. Any new benefits would likely be retroactive, meaning recipients would get amounts due for weeks of unemployment extending back to the end of July. Zoom In Icon
Arrows pointing outwards
Workers may have to reapply for benefits when transitioning into new periods of duration (for example, when transitioning from traditional state benefits to the extra 13 weeks provided by the CARES Act), though states vary in their processes. The CARES Act offered some groups, like self-employed and gig workers, a total 39 weeks of unemployment benefits, via the Pandemic Unemployment Assistance program. It expires at the end of the year. These workers are typically ineligible for traditional state benefits. What happens when the ‘benefit year’ ends? High levels of joblessness could persist into next year.
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https://www.cnbc.com/2020/08/05/what-to-know-about-unemployment-benefits-if-youre-laid-off-again.html
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msmarco_v2.1_doc_36_767744230#11_1485594591
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Title: What to know about unemployment benefits if you're laid off again
Headings: You may get laid off again. Here’s what to know about your unemployment benefits
You may get laid off again. Here’s what to know about your unemployment benefits
Key Points
OLIVIER DOULIERY | AFP | Getty Images
Amount of benefits
A year of unemployment benefits
What happens when the ‘benefit year’ ends?
Content: The CARES Act offered some groups, like self-employed and gig workers, a total 39 weeks of unemployment benefits, via the Pandemic Unemployment Assistance program. It expires at the end of the year. These workers are typically ineligible for traditional state benefits. What happens when the ‘benefit year’ ends? High levels of joblessness could persist into next year. That could prove problematic for workers who’ve exhausted or nearly depleted their benefits, Evermore said. While a person can reapply for unemployment after the end of their current “benefit year” — in March 2021, let’s say, which would mark roughly a year from the beginning of the pandemic in the U.S. — their aid may be much less than it had been previously. They may also be deemed ineligible for any benefits. States typically use a person’s earnings over the prior four quarters to determine the amount of their weekly unemployment pay. But a long spell of joblessness would likely mean workers don’t have enough wages over that period to qualify for benefits.
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https://www.cnbc.com/2020/08/05/what-to-know-about-unemployment-benefits-if-youre-laid-off-again.html
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msmarco_v2.1_doc_36_768097803#0_1486383253
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Title: Millions could exhaust all of their jobless benefits by January
Headings: It’s not just the extra $600—millions of workers could exhaust all of their jobless benefits by January
It’s not just the extra $600—millions of workers could exhaust all of their jobless benefits by January
Food Banks in the Orlando area face continued demand as unemployment due to the COVID-19 pandemic persists. (Photo by Paul Hennessy/NurPhoto via Getty Images)
Gig workers lose out
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Content: Millions could exhaust all of their jobless benefits by January
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It’s not just the extra $600—millions of workers could exhaust all of their jobless benefits by January
Published Thu, Aug 13 20203:42 PM EDT Updated Tue, Jan 12 20218:59 AM EST
Alicia Adamczyk @AliciaAdamczyk
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Food Banks in the Orlando area face continued demand as unemployment due to the COVID-19 pandemic persists. ( Photo by Paul Hennessy/NurPhoto via Getty Images)
NurPhoto | NurPhoto | Getty Images
How would you and your family be affected if Congress does not pass another stimulus package? CNBC Make It would like to talk to you. Email money reporter Alicia Adamczyk at [email protected]. Over the past few weeks, the expiration of the extra $600 in enhanced unemployment insurance and what it means for the record number of unemployed Americans has dominated headlines. But it’s not just the enhanced benefit that is on the line — millions could run out of jobless benefits altogether by the end of the year if Congress does not pass legislation extending eligibility, according to an analysis from the Center on Budget and Policy Priorities (CBPP). The CARES Act substantially increased the number of weeks those out of work can collect jobless benefits, from most states offering 26 weeks to all states providing a total of at least 39 weeks. However, that 13 week extension, called Pandemic Emergency Unemployment Compensation (PEUC), and the provision extending 39 weeks of unemployment benefits to gig and contract workers and the self-employed, called Pandemic Unemployment Assistance (PUA), expire at the end of December 2020. States also offer “extended benefits,” separate from what was created under the CARES Act, in times of high unemployment. Most states offer 13 weeks of extended benefits, though this varies.
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https://www.cnbc.com/2020/08/13/millions-could-exhaust-all-of-their-jobless-benefits-by-january.html
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msmarco_v2.1_doc_36_768097803#1_1486386349
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Title: Millions could exhaust all of their jobless benefits by January
Headings: It’s not just the extra $600—millions of workers could exhaust all of their jobless benefits by January
It’s not just the extra $600—millions of workers could exhaust all of their jobless benefits by January
Food Banks in the Orlando area face continued demand as unemployment due to the COVID-19 pandemic persists. (Photo by Paul Hennessy/NurPhoto via Getty Images)
Gig workers lose out
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How a 31-year-old DACA recipient making $46,000 in Denver spends his money
Content: But it’s not just the enhanced benefit that is on the line — millions could run out of jobless benefits altogether by the end of the year if Congress does not pass legislation extending eligibility, according to an analysis from the Center on Budget and Policy Priorities (CBPP). The CARES Act substantially increased the number of weeks those out of work can collect jobless benefits, from most states offering 26 weeks to all states providing a total of at least 39 weeks. However, that 13 week extension, called Pandemic Emergency Unemployment Compensation (PEUC), and the provision extending 39 weeks of unemployment benefits to gig and contract workers and the self-employed, called Pandemic Unemployment Assistance (PUA), expire at the end of December 2020. States also offer “extended benefits,” separate from what was created under the CARES Act, in times of high unemployment. Most states offer 13 weeks of extended benefits, though this varies. Florida, for example, offers six weeks of extended benefits, according to the CBPP, while others offer as much as 20. Unlike the CARES Act’s 13 extra weeks, these do not expire at the end of the 2020, so someone without a job could claim these in 2021 if he or she does not use them up this year. That said, those who do not qualify for ordinary state unemployment benefits also do not qualify for extended benefits. Depending on when someone began collecting benefits, and whether they are collecting PEUC or PUA benefits, “by early next year, it’s likely that millions of people will have exhausted their benefits before finding work,” writes the CBPP. Economists anticipate unemployment rates will remain high through 2021.
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https://www.cnbc.com/2020/08/13/millions-could-exhaust-all-of-their-jobless-benefits-by-january.html
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msmarco_v2.1_doc_36_768935407#3_1488267722
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Title: 34.5 million households losing utility shutoff protections by Sept. 30
Headings: Nearly 35 million households will lose their utility shutoff protections over the next month
Nearly 35 million households will lose their utility shutoff protections over the next month
Effects not felt equally
How to get help with utility bills
Status of state utility moratoriums
American Electric Power CEO talks power consumption trends during coronavirus pandemic
Content: At that point, only a dozen states and Washington, D.C. will still have moratoriums still in place. Only seven states — California, Connecticut, Kentucky, Maine, Massachusetts, New York and Wyoming — and Washington, D.C. do not have expiration dates set on their moratorium orders, according to Carbon Switch. About 9.5 million people are currently unemployed in states that are set to have their shutoff protections expire on or before October 1, according to the report’s analysis of the latest monthly data from the Bureau of Labor Statistics. Another 10 million of the households in those states are currently below the federal poverty line, Carbon Switch finds. Effects not felt equally
Prior to the pandemic, low-income Americans and Black and Hispanic households were disproportionately affected by utility shutoffs. Black households earning less than 150% times the federal poverty level were twice as likely to have their electricity shut off as white families with comparable income levels, National Consumer Law Center analyst John Howat estimates . A 2018 California study found that while Latino utility customers make up roughly a third of people living in PG&E’s service territory, 62%, live in ZIP codes with the highest shut off rates. The pandemic will likely exacerbate these issues, Thomas says. A recent survey by researchers at Indiana University found that Black respondents were twice as likely as White respondents to report they were unable to pay their utility bills in April or May.
Struggling to pay for utilities can have an impact on Americans’ health. Nearly a fourth, 22%, of the Indiana University respondents said they reduced or cut down on food and medicine in order to pay their utility bills.
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https://www.cnbc.com/2020/08/27/millions-of-households-will-lose-their-utility-shutoff-protections-in-the-next-month.html
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msmarco_v2.1_doc_36_768935407#4_1488270195
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Title: 34.5 million households losing utility shutoff protections by Sept. 30
Headings: Nearly 35 million households will lose their utility shutoff protections over the next month
Nearly 35 million households will lose their utility shutoff protections over the next month
Effects not felt equally
How to get help with utility bills
Status of state utility moratoriums
American Electric Power CEO talks power consumption trends during coronavirus pandemic
Content: Black households earning less than 150% times the federal poverty level were twice as likely to have their electricity shut off as white families with comparable income levels, National Consumer Law Center analyst John Howat estimates . A 2018 California study found that while Latino utility customers make up roughly a third of people living in PG&E’s service territory, 62%, live in ZIP codes with the highest shut off rates. The pandemic will likely exacerbate these issues, Thomas says. A recent survey by researchers at Indiana University found that Black respondents were twice as likely as White respondents to report they were unable to pay their utility bills in April or May.
Struggling to pay for utilities can have an impact on Americans’ health. Nearly a fourth, 22%, of the Indiana University respondents said they reduced or cut down on food and medicine in order to pay their utility bills. “Energy insecurity is already a widespread problem in the U.S. It disproportionately affects those at or below the poverty line, Black and Hispanic households, families with young children, people with disabilities and those who use electronic medical devices,” the researchers wrote . How to get help with utility bills
If you are struggling to pay your energy, water or telephone bills, contact your utility company directly to ask about bill assistance programs. Only 1% of eligible households take advantage of these programs, the NCLC finds. You may also qualify for assistance through the Low Income Home Energy Assistance Program (LIHEAP), which is a federal program for low-income families that helps with energy bills. While income eligibility requirements vary by state, generally a four-person household earning less than $36,400 qualifies.
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https://www.cnbc.com/2020/08/27/millions-of-households-will-lose-their-utility-shutoff-protections-in-the-next-month.html
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msmarco_v2.1_doc_36_768935407#5_1488272691
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Title: 34.5 million households losing utility shutoff protections by Sept. 30
Headings: Nearly 35 million households will lose their utility shutoff protections over the next month
Nearly 35 million households will lose their utility shutoff protections over the next month
Effects not felt equally
How to get help with utility bills
Status of state utility moratoriums
American Electric Power CEO talks power consumption trends during coronavirus pandemic
Content: “Energy insecurity is already a widespread problem in the U.S. It disproportionately affects those at or below the poverty line, Black and Hispanic households, families with young children, people with disabilities and those who use electronic medical devices,” the researchers wrote . How to get help with utility bills
If you are struggling to pay your energy, water or telephone bills, contact your utility company directly to ask about bill assistance programs. Only 1% of eligible households take advantage of these programs, the NCLC finds. You may also qualify for assistance through the Low Income Home Energy Assistance Program (LIHEAP), which is a federal program for low-income families that helps with energy bills. While income eligibility requirements vary by state, generally a four-person household earning less than $36,400 qualifies. You can call the National Energy Assistance Referral (NEAR) hotline toll-free at 1-866-674-6327 to get information on where to apply for LIHEAP. The federally funded program Temporary Assistance for Needy Families (TANF) can help with basic assistance as well as expenses related to housing, food, child care and job training. Each state runs its TANF program differently, but you can look up each program by state . There are also grants, programs and even charities where you may be able to apply for payment assistance. UtilityBillAssistance.com provides a helpful state-by-state breakdown.
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https://www.cnbc.com/2020/08/27/millions-of-households-will-lose-their-utility-shutoff-protections-in-the-next-month.html
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msmarco_v2.1_doc_36_769190367#1_1488847266
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Title: Nearly half of workers on unemployment could lose benefits end of year
Headings: Nearly half of people collecting unemployment benefits may not qualify for aid in 2021
Nearly half of people collecting unemployment benefits may not qualify for aid in 2021
A man fills out paperwork while waiting for his number to be called at an unemployment event in Tulsa, Oklahoma on July 15, 2020.
Don’t miss:
Here’s how unemployment benefits helped prop up the U.S. economy during a pandemic
Content: It provides up to 39 weeks of unemployment benefits to those who are not usually eligible for regular state aid but lose work, through no fault of their own, due to the coronavirus pandemic. It also provides supplemental weeks of aid to individuals who live in states that offer, through regular aid and 13 weeks of Pandemic Emergency Unemployment Compensation (PEUC), less than 39 weeks of jobless benefits total. The unprecedented expansion of unemployment benefits in March ensures some groups disproportionately impacted by the coronavirus receive aid, including Black workers who are overrepresented in self-employed, contract or part-time roles and are more likely to experience longer stints of joblessness. Its expiration at the end of the year could severely impact some of the most vulnerable workers and result in a slow economic recovery, says Howard University professor and AFL-CIO chief economist William Spriggs. “The share of workers getting Pandemic Unemployment Assistance clearly points to the gap in the regular state programs that ignore workers and a number of low-wage industries,” Spriggs tells CNBC Make It. “ It shows we could and can devise access to programs to insure low-wage workers.” In May, the House of Representatives passed the HEROES Act, which includes continuing the expired $600 weekly benefit and extending federal PUA and PEUC enhancements to March 31, 2021. The Senate failed to take up the bill and instead introduced its own HEALS Act in late July, with a reduced weekly boost to state benefits and timeline that would allow all unemployment enhancements to expire at the end of December 2020. Congress and White House officials did not make progress on a new stimulus package before the Senate adjourned for recess until Labor Day. On August 8, President Trump signed a memorandum to create a new $300 supplemental wage to some jobless workers, including those receiving PUA benefits of at least $100 per week.
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https://www.cnbc.com/2020/09/03/nearly-half-of-workers-on-unemployment-could-lose-benefits-end-of-year.html
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msmarco_v2.1_doc_36_769389691#0_1489297467
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Title: Discount retailer Century 21 files for bankruptcy, to close all stores
Headings: Discount retailer Century 21 files for Chapter 11 bankruptcy and is closing all of its 13 stores
Discount retailer Century 21 files for Chapter 11 bankruptcy and is closing all of its 13 stores
Key Points
A shopper walks past Century 21 department store signage displayed at City Point in the Brooklyn borough of New York, U.S., on Wednesday, July 19, 2017.
Content: Discount retailer Century 21 files for bankruptcy, to close all stores
Retail
Discount retailer Century 21 files for Chapter 11 bankruptcy and is closing all of its 13 stores
Published Thu, Sep 10 20209:20 AM EDT Updated Thu, Sep 10 202010:41 AM EDT
Lauren Thomas @laurenthomas
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Key Points
Century 21 has filed for Chapter 11 bankruptcy protection. It is liquidating its remaining 13 stores. It said the decision stemmed from its insurance providers declining to pay roughly $175 million due in policies to protect Century 21 from the losses it has suffered throughout the coronavirus pandemic. A shopper walks past Century 21 department store signage displayed at City Point in the Brooklyn borough of New York, U.S., on Wednesday, July 19, 2017. Mark Kauzlarich | Bloomberg | Getty Images
The discount department store chain Century 21 has filed for Chapter 11 bankruptcy protection and is closing all of its remaining 13 stores, it announced Thursday, joining the dozens of other retailers that have been pushed to the brink during the coronavirus pandemic. It said the decision stemmed from its insurance providers declining to pay roughly $175 million due in policies to protect Century 21 from the losses it has suffered throughout the coronavirus pandemic . “While insurance money helped us to rebuild after suffering the devastating impact of 9/11, we now have no viable alternative but to begin the closure of our beloved family business because our insurers, to whom we have paid significant premiums every year for protection against unforeseen circumstances like we are experiencing today, have turned their backs on us at this most critical time,” the retailer’s co-CEO, Raymond Gindi, said in a press release . The company added it will be removing to the bankruptcy court a lawsuit currently pending in New York against several of its insurance providers for failing to compensate the company for its losses. The American Property Casualty Insurance Association has said that pandemic outbreaks are “uninsurable.” Insurance regulators approved exceptions for viruses after the SARS outbreak.
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https://www.cnbc.com/2020/09/10/discount-retailer-century-21-files-for-bankruptcy-to-close-all-stores.html
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msmarco_v2.1_doc_36_769389691#1_1489300403
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Title: Discount retailer Century 21 files for bankruptcy, to close all stores
Headings: Discount retailer Century 21 files for Chapter 11 bankruptcy and is closing all of its 13 stores
Discount retailer Century 21 files for Chapter 11 bankruptcy and is closing all of its 13 stores
Key Points
A shopper walks past Century 21 department store signage displayed at City Point in the Brooklyn borough of New York, U.S., on Wednesday, July 19, 2017.
Content: It said the decision stemmed from its insurance providers declining to pay roughly $175 million due in policies to protect Century 21 from the losses it has suffered throughout the coronavirus pandemic . “While insurance money helped us to rebuild after suffering the devastating impact of 9/11, we now have no viable alternative but to begin the closure of our beloved family business because our insurers, to whom we have paid significant premiums every year for protection against unforeseen circumstances like we are experiencing today, have turned their backs on us at this most critical time,” the retailer’s co-CEO, Raymond Gindi, said in a press release . The company added it will be removing to the bankruptcy court a lawsuit currently pending in New York against several of its insurance providers for failing to compensate the company for its losses. The American Property Casualty Insurance Association has said that pandemic outbreaks are “uninsurable.” Insurance regulators approved exceptions for viruses after the SARS outbreak. Century 21, known for its great deals on clothes and accessories, opened its first location in 1961 in downtown Manhattan in New York, and also has locations in New Jersey, Pennsylvania and Florida. It said going-out-of-business sales have commenced at all of its shops and online. Proskauer Rose is serving as Century 21′s legal counsel. BRG is its financial advisor, with Brian Cashman leading as Century 21′s chief restructuring officer. Hilco Merchant Resources is facilitating the going-out-of-business sales.
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https://www.cnbc.com/2020/09/10/discount-retailer-century-21-files-for-bankruptcy-to-close-all-stores.html
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msmarco_v2.1_doc_36_769389691#2_1489302685
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Title: Discount retailer Century 21 files for bankruptcy, to close all stores
Headings: Discount retailer Century 21 files for Chapter 11 bankruptcy and is closing all of its 13 stores
Discount retailer Century 21 files for Chapter 11 bankruptcy and is closing all of its 13 stores
Key Points
A shopper walks past Century 21 department store signage displayed at City Point in the Brooklyn borough of New York, U.S., on Wednesday, July 19, 2017.
Content: Century 21, known for its great deals on clothes and accessories, opened its first location in 1961 in downtown Manhattan in New York, and also has locations in New Jersey, Pennsylvania and Florida. It said going-out-of-business sales have commenced at all of its shops and online. Proskauer Rose is serving as Century 21′s legal counsel. BRG is its financial advisor, with Brian Cashman leading as Century 21′s chief restructuring officer. Hilco Merchant Resources is facilitating the going-out-of-business sales. Lockdowns and stay-at-home orders aimed at halting the spread of the Covid-19 virus forced nonessential retailers like Century 21 to temporarily close their doors. That heightened the pain the industry was already feeling from shifting consumer habits. Among the companies that have filed for bankruptcy during the pandemic are J.C. Penney, Loft owner Ascena Retail Group, True Religion and Lucky Brand. VIDEO
4:11
04:11
CNBC Retail Reporter: America’s department stores could be in their ‘last stages’
Worldwide Exchange
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https://www.cnbc.com/2020/09/10/discount-retailer-century-21-files-for-bankruptcy-to-close-all-stores.html
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msmarco_v2.1_doc_36_770853381#6_1492601472
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Title: Unemployment benefits will end for millions without more stimulus
Headings: Millions poised to lose unemployment benefits in ‘enormous cliff’ at year’s end
Millions poised to lose unemployment benefits in ‘enormous cliff’ at year’s end
Key Points
Scars for a generation
Benefits for gig workers
Extra 13 weeks
Inequality
Extended benefits
Content: There are about 3.3 million workers getting PEUC benefits, according to the Labor Department. The program ends after Dec. 31. A prior measure paying workers an extra $600 a week in unemployment benefits lapsed at the end of July. Absent that boost, state benefits generally replace about half of workers’ prior wages. Inequality
Failure to extend these benefit programs would hit low-wage earners hardest, Kimmel said. Job loss was concentrated among such workers in March and April, and their jobs have been slower than higher earners to bounce back. “A society that already was becoming increasingly unequal will just become even more unequal [without benefit extensions],” Kimmel said. Extended benefits
Many people who exhaust their state’s allotment of unemployment insurance would be eligible to continue getting benefits after the end of the year via state extended benefits programs. These benefits become available in states with high levels of unemployment and typically pay up to 13 to 20 extra weeks, according to the Center on Budget and Policy Priorities. Workers can collect these benefits after exhausting the 13 extra weeks of PEUC, for example.
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https://www.cnbc.com/2020/10/27/unemployment-benefits-will-end-for-millions-without-more-stimulus.html
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msmarco_v2.1_doc_36_770853381#7_1492603273
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Title: Unemployment benefits will end for millions without more stimulus
Headings: Millions poised to lose unemployment benefits in ‘enormous cliff’ at year’s end
Millions poised to lose unemployment benefits in ‘enormous cliff’ at year’s end
Key Points
Scars for a generation
Benefits for gig workers
Extra 13 weeks
Inequality
Extended benefits
Content: Job loss was concentrated among such workers in March and April, and their jobs have been slower than higher earners to bounce back. “A society that already was becoming increasingly unequal will just become even more unequal [without benefit extensions],” Kimmel said. Extended benefits
Many people who exhaust their state’s allotment of unemployment insurance would be eligible to continue getting benefits after the end of the year via state extended benefits programs. These benefits become available in states with high levels of unemployment and typically pay up to 13 to 20 extra weeks, according to the Center on Budget and Policy Priorities. Workers can collect these benefits after exhausting the 13 extra weeks of PEUC, for example. However, more than a half dozen states that were paying extended benefits earlier in the crisis have stopped doing so (or signaled they will do so in coming weeks) as their unemployment rate has improved. Zoom In Icon
Arrows pointing outwards
So, workers in these states — which include Alabama, Arkansas, Idaho, Iowa, Missouri, Nebraska, North Dakota and Wyoming — could lose benefits entirely after year-end, depending on when they lost their jobs. And while the disappearance of these extended benefits coincides with a general improvement in unemployment levels, that won’t help individuals in hard-hit industries like hotels and restaurants that remain out of work, Wandner said.
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https://www.cnbc.com/2020/10/27/unemployment-benefits-will-end-for-millions-without-more-stimulus.html
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msmarco_v2.1_doc_36_770957072#2_1492824184
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Title: 2020 election sees record high turnout with at least 159.8 million votes projected
Headings: 2020 election sees record high turnout with at least 159.8 million votes projected
2020 election sees record high turnout with at least 159.8 million votes projected
Key Points
Content: Around 239.2 million Americans were eligible to vote in 2020, according to the U.S. Elections Project. NBC News’ projected 159.8 million ballots cast in 2020 would constitute about a 66.8% voter turnout rate among eligible citizens — the highest since 1900. VIDEO
2:50
02:50
Demographics for the 2020 U.S. election
Markets and Politics Digital Original Video
The record voter turnout in 2020 was buoyed by more than 100 million ballots cast during the early voting period, according to data from the NBC News Decision Desk and TargetSmart, an analytics firm. The number of ballots cast in 2020 by mail or in person before Election Day more than doubled that of 2016. Overall, Democrats had an early vote advantage heading into Election Day with 43% of early or absentee votes compared with Republicans’ 37%. While more Democrats than Republicans voted early by mail, more GOP voters cast ballots early in person than Democrats. Amid the Covid-19 pandemic, many states expanded mail-in and in-person early voting, seeing huge dividends in voter turnout. Texas led early voting with at least 9.6 million votes cast before Election Day, according to NBC News and TargetSmart data. No winner has been called yet in the 2020 presidential election as key states continue to tally votes. VIDEO
1:49
01:49
Here’s how Biden’s electoral college vote victory is projected to work
Markets and Politics Digital Original Video
Subscribe to CNBC PRO for access to the livestream of CNBC’s continuous election and business news coverage.
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https://www.cnbc.com/2020/11/04/2020-election-sees-record-high-turnout-with-at-least-159point8-million-votes-projected.html
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msmarco_v2.1_doc_36_771343455#8_1493697625
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Title: Unemployment benefits: What to know if you're laid off again
Headings: Yes, you can get unemployment benefits if you’re laid off again. Here’s what you need to know
Yes, you can get unemployment benefits if you’re laid off again. Here’s what you need to know
Key Points
Amount of benefits
A year of unemployment benefits
Caveats
What happens when the ‘benefit year’ ends?
Content: Zoom In Icon
Arrows pointing outwards
The CARES Act created this PUA program to offer unemployment benefits to some groups typically ineligible for traditional state aid (such as self-employed and gig workers). The program expires at the end of this calendar year. Workers may have to reapply for benefits when transitioning into new periods of duration (for example, when transitioning from traditional state benefits to the extra 13 weeks provided by the CARES Act), though states vary in their processes. What happens when the ‘benefit year’ ends? High levels of joblessness could persist into next year. That could prove problematic for workers who’ve exhausted or nearly depleted their benefits, Evermore said. VIDEO
4:41
04:41
Pay attention to the trend of unemployment claims, economist says
Squawk Box
While a person can reapply for unemployment after the end of their current “benefit year” — in March 2021, let’s say, which would mark roughly a year from the beginning of the pandemic in the U.S. — their aid may be much less than it had been previously. They may also be deemed ineligible for any benefits. That’s because states typically use a person’s earnings over the prior four quarters to determine the amount of their weekly unemployment pay. But a long spell of joblessness would likely mean workers don’t have enough wages over that period to qualify for benefits.
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https://www.cnbc.com/2020/11/23/unemployment-benefits-what-to-know-if-youre-laid-off-again.html
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msmarco_v2.1_doc_36_773388878#0_1498366717
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Title: The Indian government may ban cryptocurrencies like bitcoin
Headings: India might ban private cryptocurrencies like bitcoin and develop a national digital coin
India might ban private cryptocurrencies like bitcoin and develop a national digital coin
Key Points
Content: The Indian government may ban cryptocurrencies like bitcoin
Cryptocurrency
India might ban private cryptocurrencies like bitcoin and develop a national digital coin
Published Sat, Jan 30 202112:14 PM EST Updated Sat, Jan 30 20216:15 PM EST
Abigail Johnson Hess @AbigailJHess
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Key Points
The “Cryptocurrency and Regulation of Official Digital Currency Bill” moves “to create a facilitative framework for creation of the official digital currency to be issued by the Reserve Bank of India.” Additionally, “the bill also seeks to prohibit all private cryptocurrencies in India, however, it allows for certain exceptions to promote the underlying technology of cryptocurrency and its uses.” Narendra Modi, India’s prime minister, speaks during the virtual United Nations General Assembly on Saturday, Sept. 26, 2020. Daniel Acker | Bloomberg | Getty Images
India’s government plans to introduce a bill in the country’s lower house that would ban private cryptocurrencies such as bitcoin and create a national cryptocurrency. The so-called “ Cryptocurrency and Regulation of Official Digital Currency Bill ” moves “to create a facilitative framework for creation of the official digital currency to be issued by the Reserve Bank of India.” Additionally, “the bill also seeks to prohibit all private cryptocurrencies in India, however, it allows for certain exceptions to promote the underlying technology of cryptocurrency and its uses.” Fronted by Prime Minister Narendra Modi, the right-wing Bhartiya Janata Party currently have control of India’s two houses of Parliament (the Lok Sabha and the Rajya Sabha ), giving the legislation a strong possibility of passing. Bitcoin’s value jumped more than 20% to $38,566 on Friday after Elon Musk changed his personal Twitter bio to #bitcoin. This is not the first time Indian lawmakers have taken such a strong position on cryptocurrencies. In 2018, an Indian government panel recommended banning all private cryptocurrencies and proposed up to 10 years of jail time for offenders.
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https://www.cnbc.com/2021/01/30/the-indian-government-may-ban-cryptocurrencies-like-bitcoin.html
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msmarco_v2.1_doc_36_773968959#0_1499638603
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Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: What's causing the chip shortage affecting PS5, cars and more? Tech
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Published Wed, Feb 10 20214:35 PM EST Updated Wed, Feb 10 20219:34 PM EST
Kif Leswing @kifleswing
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Key Points
A chip shortage that started in a surge in demand for personal computers and other electronics for work or school from home during the pandemic now threatens to snarl car production around the world. Semiconductors are in short supply because of big demand for electronics, shifting business models which include outsourcing production, and effects from former President Donald Trump’s trade war. Chips are likely to remain in short supply in coming months as demand remains higher than ever. In this article
GM +0.14 (+0.25%)
A close up image of a CPU socket and motherboard laying on the table. Narumon Bowonkitwanchai | Moment | Getty Images
A chip shortage that started as consumers stocked up on personal computers and other electronics during the Covid-19 pandemic now threatens to snarl car production around the world. On Tuesday, GM said that it would extend production cuts in the U.S., Canada, and Mexico until the middle of March. They join a long list of major automakers, including Ford, Honda and Fiat Chrysler, which have warned investors or slowed vehicle production because of the chip shortage. But it’s not just the automotive industry that’s struggling to get enough semiconductors to build their products. AMD and Qualcomm, which sell chips to most of the top electronics firms, have noted the shortage in recent weeks.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_773968959#1_1499641003
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Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: Narumon Bowonkitwanchai | Moment | Getty Images
A chip shortage that started as consumers stocked up on personal computers and other electronics during the Covid-19 pandemic now threatens to snarl car production around the world. On Tuesday, GM said that it would extend production cuts in the U.S., Canada, and Mexico until the middle of March. They join a long list of major automakers, including Ford, Honda and Fiat Chrysler, which have warned investors or slowed vehicle production because of the chip shortage. But it’s not just the automotive industry that’s struggling to get enough semiconductors to build their products. AMD and Qualcomm, which sell chips to most of the top electronics firms, have noted the shortage in recent weeks. Sony blamed the chip shortage for why it’s so hard to get a PlayStation 5 game console. VIDEO
3:04
03:04
How the automotive chip shortage affects the supply chain
The Exchange
Chips are likely to remain in short supply in coming months as demand remains higher than ever. The Semiconductor Industry Association said in December that global chip sales would grow 8.4% in 2021 from 2020′s total of $433 billion. That’s up from 5.1% growth between 2019 and 2020 -- a notable jump, given how large the absolute numbers are. Semiconductors are in short supply because of strong demand for electronics, shifting business models in the semiconductor world that created a bottleneck among outsourced chip factories, and effects from the U.S. trade war with China that started under former President Trump.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_773968959#2_1499643215
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Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: Sony blamed the chip shortage for why it’s so hard to get a PlayStation 5 game console. VIDEO
3:04
03:04
How the automotive chip shortage affects the supply chain
The Exchange
Chips are likely to remain in short supply in coming months as demand remains higher than ever. The Semiconductor Industry Association said in December that global chip sales would grow 8.4% in 2021 from 2020′s total of $433 billion. That’s up from 5.1% growth between 2019 and 2020 -- a notable jump, given how large the absolute numbers are. Semiconductors are in short supply because of strong demand for electronics, shifting business models in the semiconductor world that created a bottleneck among outsourced chip factories, and effects from the U.S. trade war with China that started under former President Trump. A huge boom in electronics sales
The Covid-19 pandemic has spurred demand for consumer electronics. The first wave involved people buying PCs, monitors and other gear for working or going to school remotely. Then, last fall, home entertainment gadgets like game consoles, TVs, smartphones and and tablets started flying off the shelves. Living room with a Sony PlayStation 5 home video game console and DualSense controller alongside a television, taken on Novemebr 3, 2020. Phil Barker | Future Publishing via Getty Images
PC sales were up 4.8% in 2020 to 275 million units, with over 10% growth in the holiday season, according to Gartner data.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_773968959#5_1499649625
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Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: Electronic industry giants that have reported record sales say that they could’ve been even better if there was enough supply. Apple, which recently reported a blowout $111 billion quarter, told analysts it didn’t have enough supply of its new iPhones to meet demand. CEO Tim Cook told Reuters that “semiconductors are very tight.” AMD CEO Lisa Su, which makes the processor at the heart of Sony’s and Microsoft ’s new consoles, said last month that it expects shortages through the first half of the year, at least. “ The industry does need to increase the overall capacity levels,” Su said. Business shift to outsourcing slams factories
The shortage is highlighting a structural change in the semiconductor industry. Many of the top semiconductor companies are now “fabless,” which means that they only design the chips and the technology in them. Other companies, known as foundries, are largely contracted to actually make the chips. The foundries are run by companies like TSMC in Taiwan or Samsung in South Korea -- and as it turns out, they were already making chips as fast as they could. If a company cut orders in the early days of the pandemic, they had to get back in line.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_773968959#7_1499653321
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Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: Carmakers aren’t directly competing with high-tech companies for the same chip supply. Car chips are usually based on older chip manufacturing technologies and don’t need the bleeding edge. The Ford company logo is displayed on a sign outside of the Chicago Assembly Plant on February 03, 2021 in Chicago, Illinois. Scott Olson | Getty Images
But the shortage isn’t just in the fastest chips — it’s in everything. “The shortage in the semiconductor industry is across the board,” said incoming Qualcomm CEO Cristiano Amon last month. “ Not only leading nodes but legacy nodes,” referring to chip manufacturing technology. Cars now include scores of tiny chips, many of which perform functions like power management. Cars also use a lot of microcontrollers, which can control traditional automotive tasks like power steering, or are the brain at the heart of an infotainment system. Car makers also usually use “just-in-time” production, which means they avoid having extra parts in storage. “The problem is even if that 10-cent chip is missing, you can’t sell your $30,000 car,” Gaurav Gupta, semiconductor analyst at Gartner said.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_773968959#8_1499655163
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Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: Not only leading nodes but legacy nodes,” referring to chip manufacturing technology. Cars now include scores of tiny chips, many of which perform functions like power management. Cars also use a lot of microcontrollers, which can control traditional automotive tasks like power steering, or are the brain at the heart of an infotainment system. Car makers also usually use “just-in-time” production, which means they avoid having extra parts in storage. “The problem is even if that 10-cent chip is missing, you can’t sell your $30,000 car,” Gaurav Gupta, semiconductor analyst at Gartner said. “If the chip that powers the in-car dials or automatic braking are delayed, then so will the rest of the vehicle,” Bryce Johnstone, director of automotive segment marketing at chip designer Imagination Technologies previously told CNBC. Now the automotive industry is realizing it’s a lower priority than the electronics companies at the foundries. In 2020, only 3% of TSMC’s sales were from automotive chips, compared to 48% for smartphones. Tech companies are “the volume guys. They have higher margins.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_773968959#10_1499658794
|
Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: And they never cut down their orders and have long-term contracts with the foundries,” Gupta said. “ Now that this auto demand peaked faster that the OEMs had expected, autos can’t get back in the queue.” The foundries are aware of the issue. TSMC, which is seen as the most advanced and important foundry, said that it was trying to help the auto companies, and said it would spend as much as $28 billion this year to increase its capacity. “While our capacity is fully utilized with demand from every sector, TSMC is reallocating our wafer capacity to support the worldwide automotive industry,” TSMC said in a statement in January. Car manufacturers also use automotive-grade chips, which are painstakingly “qualified” against binders of industry standards to make sure they’re durable and reliable. “ It is more difficult for the industry to alternatively transition its production lines and supply chains elsewhere,” Trendforce, a consulting group covering the semiconductor industry, wrote in a report last month. Trump’s trade war
Last last year, the U.S. placed restrictions on Semiconductor Manufacturing International (SMIC), the biggest foundry in China, barring it from getting advanced chip manufacturing gear, and making it much harder to sell its finished products to companies with U.S. ties. Customers needed to shift their orders to competitors like TSMC, Gupta said. SMIC executives acknowledged that the U.S. move has prevented it from using its full capacity when it said geopolitical factors would prevent it from seizing “this year’s rare market opportunity,” referring to the chip shortage.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_773968959#11_1499661125
|
Title: What's causing the chip shortage affecting PS5, cars and more?
Headings: Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Why there’s a chip shortage that’s hurting everything from the PlayStation 5 to the Chevy Malibu
Key Points
A huge boom in electronics sales
Business shift to outsourcing slams factories
Trump’s trade war
Content: Car manufacturers also use automotive-grade chips, which are painstakingly “qualified” against binders of industry standards to make sure they’re durable and reliable. “ It is more difficult for the industry to alternatively transition its production lines and supply chains elsewhere,” Trendforce, a consulting group covering the semiconductor industry, wrote in a report last month. Trump’s trade war
Last last year, the U.S. placed restrictions on Semiconductor Manufacturing International (SMIC), the biggest foundry in China, barring it from getting advanced chip manufacturing gear, and making it much harder to sell its finished products to companies with U.S. ties. Customers needed to shift their orders to competitors like TSMC, Gupta said. SMIC executives acknowledged that the U.S. move has prevented it from using its full capacity when it said geopolitical factors would prevent it from seizing “this year’s rare market opportunity,” referring to the chip shortage. Some companies also decided to stockpile essential chips ahead of the U.S. deadline, using up production capacity last year. For example, Huawei stockpiled critical radio chips ahead of sanctions, Bloomberg News reported. Stockpiling was also driven by supply concerns as Covid swept across the world. SK Hynix, a major memory chip maker, said last July it saw a surge of sales driven by “growing anxiety about IT supply chain in general.” Some companies that stockpiled chips are reaping the benefits now.
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https://www.cnbc.com/2021/02/10/whats-causing-the-chip-shortage-affecting-ps5-cars-and-more.html
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msmarco_v2.1_doc_36_774006762#4_1499732354
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Title: How Covid led to a $60 billion global chip shortage for automakers
Headings: How Covid led to a $60 billion global chip shortage for the auto industry
How Covid led to a $60 billion global chip shortage for the auto industry
Key Points
‘Knife fight’
Scrambling for chips
How did we get here?
A close up image of a CPU socket and motherboard laying on the table.
Content: In a public filing, the company said the impact of the shortage is “yet unknown,” saying an unavailability of any parts could impact production. Scrambling for chips
Automakers are scrambling to get supplies of the chips, which have extremely long lead times due to their complexity. The shortage is far down the supply chain, causing a ripple effect through the entire network. Some automakers, like GM and Ford, have confirmed plans to partially build products and store them until supplies for the vehicles become available. Others have said they may look to directly purchase the parts from smaller suppliers, cutting out much of the current supply chain. VIDEO
3:46
03:46
Ford CEO on the production impact of global chip shortages
Squawk on the Street
Research firm IHS Markit anticipates 672,000 fewer vehicles will be produced in the first quarter of 2021 due to the semiconductor shortage, including 250,000 units in the world’s largest vehicle market, China. Although major semiconductor suppliers such as Taiwan-based Taiwan Semiconductor Manufacturing and United Microelectronics have announced investment plans to increase production capacities, IHS says such plans will do little to nothing to relieve the short-term shortage. “Because the cause of these constraints is the result of increasing demand from OEMs and limited supply of semiconductors, it will not be resolved until both forces are aligned,” said Phil Amsrud, IHS Markit’s senior principal analyst for advanced driver-assistance systems, semiconductors and components. VIDEO
3:04
03:04
How the automotive chip shortage affects the supply chain
The Exchange
One of the automakers most affected is Ford. The company was forced to significantly cut production this week of its F-150 pickup, which is critically important to the company’s profits.
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https://www.cnbc.com/2021/02/11/how-covid-led-to-a-60-billion-global-chip-shortage-for-automakers.html
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msmarco_v2.1_doc_36_774006762#7_1499739004
|
Title: How Covid led to a $60 billion global chip shortage for automakers
Headings: How Covid led to a $60 billion global chip shortage for the auto industry
How Covid led to a $60 billion global chip shortage for the auto industry
Key Points
‘Knife fight’
Scrambling for chips
How did we get here?
A close up image of a CPU socket and motherboard laying on the table.
Content: The global automotive industry is an extremely complex system of retailers, automakers and suppliers. The last group includes larger suppliers such as Robert Bosch or Continental AG that source chips for their products from smaller, more-focused chip manufacturers such as NXP Semiconductors or Renesas. A kink in the supply chain during any part of the process can have a tremendous ripple effect across production. “This is a classic example of the bullwhip effect,” said Razat Gaurav, CEO of supply chain software and analytics firm Llamasoft. “ Small changes in demand, as they propagate further upstream in the value chain, the variability and the volatility grows dramatically.” A close up image of a CPU socket and motherboard laying on the table. Narumon Bowonkitwanchai | Moment | Getty Images
Much of the problem begins at the bottom of the supply chain involving “wafers.” The wafers are used with the small semiconductor to create a chip that’s then put into modules for things like steering, brakes and infotainment systems. A 26-week lead time is needed to build the chips before they are installed in a vehicle, according to Hau Thai-Tang, Ford’s chief product platform and operations officer. The origin of the shortage dates to early last year when Covid caused rolling shutdowns of vehicle assembly plants.
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https://www.cnbc.com/2021/02/11/how-covid-led-to-a-60-billion-global-chip-shortage-for-automakers.html
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msmarco_v2.1_doc_36_774006762#8_1499740988
|
Title: How Covid led to a $60 billion global chip shortage for automakers
Headings: How Covid led to a $60 billion global chip shortage for the auto industry
How Covid led to a $60 billion global chip shortage for the auto industry
Key Points
‘Knife fight’
Scrambling for chips
How did we get here?
A close up image of a CPU socket and motherboard laying on the table.
Content: A close up image of a CPU socket and motherboard laying on the table. Narumon Bowonkitwanchai | Moment | Getty Images
Much of the problem begins at the bottom of the supply chain involving “wafers.” The wafers are used with the small semiconductor to create a chip that’s then put into modules for things like steering, brakes and infotainment systems. A 26-week lead time is needed to build the chips before they are installed in a vehicle, according to Hau Thai-Tang, Ford’s chief product platform and operations officer. The origin of the shortage dates to early last year when Covid caused rolling shutdowns of vehicle assembly plants. As the facilities closed, the wafer and chip suppliers diverted the parts to other sectors such as consumer electronics, which weren’t expected to be as hurt by stay-at-home orders. “Those chip manufacturers as well as wafer manufacturers started redeploying their capacity to like consumer electronics, which was growing because of people working from home and virtual working patterns,” Thai-Tang said during an investor conference last year. “ Fast forward, if you add 26 weeks to when they made those decisions, the drop-off or the trough in the supply started to hit automotive the latter half of last year, going into Q1.” VIDEO
3:11
03:11
Taiwan’s Taiex could hit 20,000 on liquidity if history repeats: Strategist
Squawk Box Asia
But demand for new vehicles was more resilient than expected during the shutdowns, particularly by consumers, so the industry recovered far quicker than anyone expected.
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https://www.cnbc.com/2021/02/11/how-covid-led-to-a-60-billion-global-chip-shortage-for-automakers.html
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msmarco_v2.1_doc_36_774642072#2_1501140772
|
Title: Extensions would prevent unemployment benefits ending after one year
Headings: Will unemployment benefits end after a year? Extensions should prevent it
Will unemployment benefits end after a year? Extensions should prevent it
Key Points
Unemployment benefit year
Content: But most Americans who lost their jobs in March 2020 won’t be negatively affected once a year has passed, due to extensions in federal Covid relief, according to experts. More from Personal Finance: How soon $1,400 stimulus checks could arrive
Stimulus checks, unemployment benefits lift 1.6 million out of poverty
Self-employed, gig workers still waiting for new PPP rules
The House of Representatives passed a $1.9 trillion pandemic aid package Saturday that would extend benefits through August — thereby pushing off the “benefit year” problem, according to Andrew Stettner, an unemployment expert and senior fellow at the Century Foundation. “All their attention should be trained on what’s happening in Congress,” Stettner said of workers. “ That will determine their fate.” The Senate will now consider the relief legislation, the American Rescue Plan Act of 2021. Democrats aim to send it to President Joe Biden’s desk by March 14, when jobless benefits for the long-term unemployed are currently set to expire. Unemployment benefit year
States generally calculate the amount of one’s weekly unemployment benefits based on work history over the past 12 to 18 months. Workers are eligible for that weekly benefit amount during bouts of joblessness over the course of a year. ( Within that annual window, workers can typically only collect state aid for a maximum of six months.)
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https://www.cnbc.com/2021/03/02/extensions-would-prevent-unemployment-benefits-ending-after-one-year.html
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msmarco_v2.1_doc_36_774642072#6_1501148001
|
Title: Extensions would prevent unemployment benefits ending after one year
Headings: Will unemployment benefits end after a year? Extensions should prevent it
Will unemployment benefits end after a year? Extensions should prevent it
Key Points
Unemployment benefit year
Content: And those extensions would let individuals collect benefits beyond a year, until the federal programs end, Stettner said. Only in some circumstances might someone’s weekly benefits be less — but not by more than $25 a week. “People are really anxious about this situation, and there’s some confusion about it,” he said. But workers must remain vigilant, Stettner said. Kinks in state technology systems may inadvertently kick people off benefits or reduce their weekly rate, he said. “There could be glitches,” Stettner said. “ But hopefully it will go smoothly.”
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https://www.cnbc.com/2021/03/02/extensions-would-prevent-unemployment-benefits-ending-after-one-year.html
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msmarco_v2.1_doc_36_774866705#9_1501674134
|
Title: Unemployment benefit updates in the American Rescue Plan stimulus
Headings: Biden signs $1.9 trillion stimulus package—here’s what it includes for unemployment
Biden signs $1.9 trillion stimulus package—here’s what it includes for unemployment
Tradeoffs: $300 per week boost and $10,200 tax waiver
Labor Day cutoff
It may be too late to prevent a delay in benefits for some families
Content: We could put in automatic stabilizers so Congress wouldn’t have to continually revisit these things. But we don’t do that.” Even if workers experience a lapse in their payments, they’ll still be entitled to their benefits from the time the bill is signed and can expect to receive their aid retroactively. That does little to help cash-strapped households stay on top of recurring bills and essential expenses, Shierholz says: “ They just face extreme problems when benefits are allowed to expire.” Will the latest extensions of unemployment insurance impact your budget? We’d like to hear from you. Email work reporter Jennifer Liu at [email protected]. Check out: Latest unemployment boost is ‘too little, too late,’ workers say: ‘
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https://www.cnbc.com/2021/03/10/unemployment-benefit-updates-in-the-american-rescue-plan-stimulus.html
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msmarco_v2.1_doc_36_777763484#4_1508018879
|
Title: Best Credit Cards of 2021
Headings: The best credit cards of 2021
Our top picks of timely offers from our partners
The best credit cards of 2021
We rounded up the best credit cards of 2021 that can help you build credit, save on interest charges and earn you over $2,000 in five years.
Alexandria White
Here are the best credit cards of 2021:
Best cash-back credit card
Chase Freedom Unlimited®
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best rewards and travel card
American Express® Gold Card
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best no annual fee credit card
Citi® Double Cash Card
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best no annual fee travel credit card
Discover it® Miles
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best balance transfer credit card
Citi Simplicity® Card - No Late Fees Ever
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best low interest credit card
Titanium Rewards Visa® Signature Card from Andrews Federal Credit Union
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best secured credit card
Discover it® Secured Credit Card
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best for building credit and average credit
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best for college students
Discover it® Student Cash Back
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best dining rewards credit card
Chase Sapphire Reserve®
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best gas rewards credit card
PenFed Platinum Rewards Visa Signature® Card
Rewards
Welcome bonus
Annual fee
Promo APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best grocery rewards credit card
Blue Cash Preferred® Card from American Express
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best entertainment rewards credit card
Capital One® Savor® Cash Rewards Credit Card
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
Best credit card for Global Entry and/or TSA PreCheck credit
Capital One Venture Rewards Credit Card
Rewards
Welcome bonus
Annual fee
Intro APR
Regular APR
Balance transfer fee
Foreign transaction fee
Credit needed
What to consider before choosing the best credit card
Do you want to earn rewards?
And if you want to earn rewards, what specific categories are most important to you?
Are you looking to get out of debt?
Do you want to build credit?
Do you travel abroad?
Best credit cards of 2021
Our methodology
Content: American Express® Gold Card
Best travel card: American Express® Gold Card
Best no annual fee credit card: Citi® Double Cash Card
Best no annual fee travel credit card: Discover it® Miles
Best balance transfer credit card: Citi Simplicity® Card - No Late Fees Ever
Best low interest credit card: Titanium Rewards Visa® Signature Card from Andrews Federal Credit Union
Best secured credit card: Discover it® Secured Credit Card
Best for building credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Best for college students: Discover it® Student Cash Back
Best dining rewards credit card: Chase Sapphire Reserve®
Best gas rewards credit card:
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https://www.cnbc.com/select/best-credit-cards/
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