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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
29	Female	Master's	Widowed	21,431	705	36,311	Personal	Employed	0	Good	0.114001	213,998	0	Wilsonland	IA	Argentina	0	0	Medium
65	Male	Master's	Single	41,487	null	null	Personal	Unemployed	7	Poor	0.443028	null	2	East Justin	TN	Bhutan	1	2	High
56	Non-binary	Bachelor's	Widowed	39,851	630	18,204	Business	Employed	18	Good	0.10755	166,704	null	Williamsmouth	TX	Sierra Leone	4	0	Medium
23	Female	High School	Single	101,204	null	30,860	Auto	Unemployed	4	Poor	0.46221	139,365	4	Cantuchester	MI	United Kingdom	1	0	Medium
58	Female	PhD	Single	21,611	697	34,161	Business	Unemployed	0	Good	0.367697	101,806	1	Aprilmouth	SD	British Virgin Islands	2	0	Medium
38	Non-binary	Master's	Widowed	110,875	724	15,581	Home	Unemployed	15	Fair	0.392753	65,138	0	North James	TN	Iran	4	0	Low
19	Male	High School	Single	27,532	601	39,575	Business	Self-employed	8	Excellent	0.161111	84,120	1	Allenhaven	OR	Holy See (Vatican City State)	0	1	Low
34	Non-binary	Bachelor's	Divorced	null	null	49,497	Home	Self-employed	13	Excellent	0.194241	null	2	North William	NC	Pakistan	4	1	Low
53	Female	Master's	Widowed	73,478	null	15,468	Personal	Employed	16	Poor	0.334921	188,649	4	East Pamelashire	NJ	Timor-Leste	2	1	Low
23	Male	PhD	Married	41,740	602	31,156	Home	Self-employed	8	Good	0.2676	null	2	Westbury	FL	Oman	4	2	Low
63	Male	Master's	Divorced	null	714	null	Home	Self-employed	11	Fair	0.295198	156,928	0	Wandaside	DC	Poland	4	2	Low
55	Male	PhD	Divorced	null	null	18,576	Personal	Self-employed	11	Poor	0.44097	101,141	0	North Michelle	MT	Sao Tome and Principe	4	1	Medium
19	Non-binary	Bachelor's	Married	81,743	775	46,030	Business	Employed	10	Poor	0.527441	58,352	1	North Robertborough	MI	Kiribati	4	1	Low
65	Non-binary	Master's	Single	null	668	27,976	Auto	Unemployed	5	Poor	0.52903	75,260	4	Scottville	ID	French Polynesia	4	0	Low
58	Non-binary	PhD	Single	67,143	681	12,350	Personal	Employed	15	Good	0.52371	228,086	3	Lake Angelaland	ND	Ethiopia	1	2	High
21	Non-binary	PhD	Married	106,173	677	22,982	Personal	Employed	13	Excellent	0.540485	203,421	4	Bryanberg	NY	Samoa	2	1	Low
30	Male	Bachelor's	Single	83,271	null	9,386	Business	Self-employed	18	Fair	0.429239	54,104	4	North Melissafort	RI	Guyana	2	0	Medium
47	Non-binary	Master's	Divorced	43,022	681	31,618	Auto	Self-employed	15	Excellent	0.332926	286,564	1	East April	NE	Sao Tome and Principe	4	0	Medium
65	Female	Bachelor's	Single	75,416	null	null	Business	Self-employed	11	Poor	0.352016	null	4	Lake Carlosstad	MP	British Virgin Islands	1	0	Low
23	Non-binary	PhD	Single	48,370	693	16,555	Business	Employed	10	Fair	0.316451	null	0	Aprilfort	KY	Greenland	2	1	Medium
53	Female	PhD	Married	51,566	696	18,771	Personal	Self-employed	18	Excellent	0.146149	25,158	0	Nelsonville	ME	Brazil	3	1	Low
63	Female	Master's	Married	78,616	754	28,989	Home	Employed	2	Fair	0.518018	null	4	Harrisonburgh	PA	Cuba	0	2	Low
49	Male	Master's	Single	57,703	621	32,351	Auto	Self-employed	6	Fair	0.494544	null	0	South Karen	MN	Kyrgyz Republic	null	1	High
56	Female	Bachelor's	Widowed	50,328	653	28,232	Home	Employed	14	Excellent	0.200746	134,371	2	Lake Jameshaven	NH	Seychelles	null	0	Medium
63	Female	Master's	Divorced	115,654	731	22,029	Auto	Employed	17	Excellent	0.447808	null	3	Jameshaven	IL	United Arab Emirates	2	0	Medium
45	Female	Master's	Married	108,672	738	44,604	Auto	Unemployed	12	Good	0.526653	248,565	3	Karenmouth	AZ	United States Minor Outlying Islands	4	0	Medium
51	Male	High School	Divorced	55,120	null	20,861	Business	Self-employed	18	Excellent	0.451497	87,500	4	Sandraburgh	MI	Dominica	1	0	Medium
22	Female	PhD	Widowed	68,167	684	27,246	Auto	Self-employed	16	Excellent	0.413502	null	null	Nicholasland	KS	Reunion	4	2	Low
30	Non-binary	PhD	Widowed	81,314	796	35,221	Home	Self-employed	3	Fair	0.579421	237,047	4	Port Whitneytown	NC	Morocco	3	0	Low
25	Female	PhD	Widowed	93,653	754	null	Home	Unemployed	19	Poor	0.52024	132,175	2	South Christine	MN	American Samoa	2	2	Low
48	Male	Master's	Widowed	56,365	676	37,244	Business	Self-employed	18	Fair	0.381736	null	1	Dianaport	FM	Paraguay	2	0	Medium
53	Male	Master's	Single	28,436	642	null	Home	Unemployed	1	Excellent	0.101744	86,228	0	Mitchellville	AR	Japan	null	2	Medium
19	Male	High School	Married	108,018	797	49,864	Auto	Self-employed	6	Poor	0.422419	null	3	Rushport	DE	Mali	null	0	Medium
47	Male	High School	Single	57,890	793	31,140	Home	Unemployed	14	Poor	0.485713	null	1	Jasonborough	TN	Bolivia	2	1	Low
25	Male	High School	Divorced	54,833	700	45,428	Home	Employed	3	Poor	0.559516	179,008	2	West Stacieberg	WA	Svalbard & Jan Mayen Islands	0	0	Medium
20	Male	Master's	Divorced	23,051	696	20,106	Personal	Self-employed	14	Fair	0.296367	228,904	3	New Joannehaven	WY	Sao Tome and Principe	3	1	High
43	Female	Bachelor's	Divorced	24,841	774	16,457	Business	Unemployed	4	Poor	0.237897	null	1	North Cheryl	NC	Ghana	1	2	Low
57	Non-binary	Bachelor's	Single	53,464	null	47,978	Home	Employed	5	Good	0.472963	null	0	Scottmouth	GU	Sierra Leone	1	0	Medium
31	Male	Master's	Married	22,632	null	10,976	Home	Employed	10	Poor	0.430247	130,474	4	New Gary	ME	Aruba	3	2	Medium
18	Female	Master's	Single	95,525	745	29,598	Home	Employed	5	Poor	0.37241	96,711	0	Jennifermouth	WV	India	1	2	Medium
65	Female	Bachelor's	Single	77,541	610	24,021	Home	Employed	19	Fair	0.335468	155,547	3	Michelleton	AZ	Belarus	4	2	Medium
54	Male	High School	Single	112,556	null	null	Business	Unemployed	5	Excellent	0.542948	176,502	null	South Sandra	ID	Senegal	null	0	Low
67	Non-binary	Master's	Divorced	90,270	724	49,617	Personal	Self-employed	12	Fair	0.169028	277,690	2	Port Mark	NH	Papua New Guinea	1	2	Medium
50	Male	Master's	Single	null	678	37,185	Auto	Self-employed	13	Good	0.5585	77,318	4	South Danny	AR	Trinidad and Tobago	1	1	Low
29	Male	PhD	Divorced	92,402	720	11,693	Home	Unemployed	19	Excellent	0.315233	70,795	4	Stephanieton	VT	Liechtenstein	0	2	Low
37	Non-binary	PhD	Widowed	null	789	36,926	Home	Employed	16	Poor	0.236602	237,837	3	Michaelfurt	AS	Panama	4	2	Low
20	Female	High School	Widowed	36,685	626	49,554	Home	Unemployed	7	Poor	0.227762	72,711	1	Port Michelleberg	MN	Poland	2	0	Medium
66	Female	Master's	Married	73,054	671	43,169	Business	Employed	6	Good	0.328736	null	4	Collinstown	WA	Heard Island and McDonald Islands	0	1	Medium
50	Female	Master's	Divorced	75,812	661	27,537	Home	Self-employed	1	Fair	0.281205	150,056	1	Villaside	NH	Japan	1	0	Low
50	Male	Master's	Widowed	114,026	650	45,528	Auto	Self-employed	19	Fair	0.280052	120,907	null	Roybury	OR	Central African Republic	null	0	Medium
57	Male	High School	Divorced	58,623	726	12,375	Business	Self-employed	10	Poor	0.148915	null	null	East Jeanette	WA	Cyprus	3	0	Low
26	Non-binary	Bachelor's	Divorced	null	null	10,571	Auto	Self-employed	18	Good	0.231032	40,942	2	Herrerabury	KS	Burkina Faso	3	0	Medium
27	Non-binary	PhD	Married	23,223	759	40,509	Personal	Employed	16	Excellent	0.184982	23,555	1	South Miguel	NC	Lao People's Democratic Republic	2	0	Medium
56	Female	Bachelor's	Divorced	96,820	666	8,488	Business	Employed	18	Poor	0.408152	null	3	Port Lisaside	AZ	Belarus	3	2	Medium
57	Male	High School	Single	80,482	603	28,792	Personal	Unemployed	8	Excellent	0.538277	216,045	2	Rodriguezfurt	TX	Turkey	4	1	Low
59	Female	High School	Single	111,894	665	30,328	Home	Employed	4	Excellent	0.373235	274,013	4	Nicoleview	FM	San Marino	null	2	Medium
25	Female	PhD	Married	64,400	784	44,104	Personal	Unemployed	10	Good	0.399864	161,553	1	Elizabethland	MS	Niger	3	2	Low
50	Female	High School	Divorced	null	793	null	Auto	Employed	4	Good	0.243822	106,491	null	Lake Maryland	MH	Niger	4	0	Medium
39	Female	PhD	Widowed	39,198	768	12,936	Auto	Employed	3	Excellent	0.278157	null	1	West Judithchester	NH	Falkland Islands (Malvinas)	1	0	Low
62	Non-binary	High School	Divorced	83,184	null	null	Personal	Employed	11	Excellent	0.185835	null	1	Richardview	CA	Bulgaria	3	0	Low
37	Male	High School	Widowed	108,022	743	null	Home	Unemployed	11	Fair	0.467101	235,175	1	Nicoleton	TX	Botswana	null	2	High
32	Female	Master's	Widowed	34,542	652	46,569	Personal	Employed	9	Fair	0.335517	null	2	North Stephanie	WY	Kenya	null	1	Medium
60	Non-binary	Master's	Single	64,488	765	null	Auto	Self-employed	17	Fair	0.442746	103,327	null	Thomaschester	IN	French Southern Territories	0	0	Low
21	Male	Master's	Single	94,305	679	27,019	Home	Unemployed	13	Good	0.247601	196,829	1	Brittneyshire	PR	Bouvet Island (Bouvetoya)	0	2	High
43	Non-binary	Master's	Single	48,756	660	28,084	Business	Employed	16	Fair	0.205673	103,651	4	Lake Michael	NH	Indonesia	2	1	Low
54	Female	Bachelor's	Widowed	50,365	710	23,711	Auto	Unemployed	4	Poor	0.257827	190,636	0	Johnberg	OK	United States Virgin Islands	0	1	Medium
35	Male	PhD	Widowed	119,251	null	32,771	Personal	Self-employed	12	Poor	0.191936	109,067	0	New Johnfort	VT	Pakistan	2	1	Low
45	Female	Bachelor's	Widowed	null	659	17,206	Auto	Unemployed	4	Good	0.151809	280,582	2	West Joshua	FM	Uzbekistan	3	1	Low
28	Male	Bachelor's	Widowed	null	785	31,108	Business	Unemployed	6	Excellent	0.508474	90,632	2	Morenofort	OH	Denmark	4	0	High
58	Female	Master's	Single	66,619	758	17,029	Business	Self-employed	0	Excellent	0.570598	243,556	4	Port Nicholas	WV	Luxembourg	4	1	Low
61	Female	Bachelor's	Married	68,848	605	43,168	Home	Employed	2	Fair	0.536489	107,988	2	Morristown	MA	Seychelles	1	2	High
64	Non-binary	Master's	Widowed	112,973	673	null	Auto	Employed	2	Excellent	0.100628	144,615	null	Harrisfort	SD	Korea	1	0	Low
69	Female	Master's	Single	96,407	634	47,626	Personal	Employed	11	Fair	0.282451	230,957	3	Angelaburgh	RI	Taiwan	3	1	Medium
24	Female	Master's	Widowed	null	790	29,181	Auto	Employed	4	Excellent	0.444117	294,232	4	South Lisaside	PA	Guam	2	0	Medium
49	Male	Bachelor's	Divorced	91,778	null	34,630	Business	Self-employed	4	Fair	0.305034	172,963	null	Lake Traceyside	AS	Kyrgyz Republic	4	2	Low
48	Male	Bachelor's	Married	41,788	671	29,078	Business	Employed	19	Fair	0.180599	164,214	null	East Jesus	KS	Netherlands	0	0	Low
29	Female	PhD	Single	103,942	null	6,594	Personal	Unemployed	9	Poor	0.47667	227,098	3	Jillhaven	MS	Micronesia	1	0	Medium
51	Non-binary	Master's	Married	88,748	729	30,660	Personal	Self-employed	3	Good	0.514167	272,319	1	Matthewberg	NC	Guinea-Bissau	4	2	Low
25	Non-binary	Bachelor's	Widowed	null	704	29,805	Home	Employed	5	Good	0.508671	236,811	4	South Samuel	IA	Northern Mariana Islands	0	2	Low
40	Male	High School	Widowed	38,651	660	11,745	Home	Unemployed	18	Excellent	0.485178	null	3	East Ryan	NM	Comoros	3	0	Medium
44	Female	PhD	Married	117,356	609	8,281	Auto	Self-employed	7	Fair	0.38791	166,213	4	East Thomashaven	OH	Cape Verde	1	0	Low
26	Male	PhD	Divorced	108,232	720	16,660	Home	Employed	11	Excellent	0.275856	97,645	null	Morganbury	MO	Taiwan	3	1	Low
43	Non-binary	PhD	Married	28,709	718	22,568	Personal	Employed	11	Poor	0.38866	215,894	3	Lake Taylorland	GA	Cyprus	3	2	Low
46	Non-binary	Bachelor's	Married	null	611	8,286	Business	Unemployed	16	Poor	0.218131	236,223	4	West Amandatown	AL	Lesotho	null	0	Medium
68	Non-binary	PhD	Widowed	48,491	null	34,095	Auto	Unemployed	1	Excellent	0.392124	36,398	0	Evansshire	TX	Mongolia	1	2	Low
55	Female	Bachelor's	Single	96,002	null	32,385	Home	Self-employed	19	Poor	0.299898	151,996	0	Michaelside	CO	Jordan	3	0	Low
66	Female	High School	Married	110,027	null	8,812	Business	Self-employed	16	Fair	0.467154	230,054	4	Anachester	TN	Moldova	4	0	Low
67	Female	Bachelor's	Widowed	26,955	742	10,885	Home	Employed	5	Fair	0.152041	61,792	0	Whiteport	AZ	United States of America	null	2	Low
58	Female	PhD	Divorced	null	756	8,144	Home	Self-employed	3	Excellent	0.466563	60,764	1	Johnsonview	NV	Egypt	3	1	Medium
53	Male	Bachelor's	Widowed	117,958	674	17,451	Personal	Self-employed	2	Fair	0.14174	126,028	3	South Jasonborough	KY	Micronesia	3	1	Low
63	Non-binary	High School	Divorced	26,641	719	6,395	Personal	Employed	7	Fair	0.114893	181,082	null	Barbarachester	MS	Tokelau	3	0	Low
20	Female	PhD	Married	67,922	754	44,730	Auto	Employed	2	Good	0.45662	253,811	3	South Brandon	UT	Equatorial Guinea	4	0	Low
38	Non-binary	PhD	Widowed	100,107	676	null	Home	Unemployed	5	Fair	0.306598	152,992	4	Haydenstad	MP	Pakistan	4	0	Low
26	Non-binary	Bachelor's	Single	73,950	702	null	Home	Unemployed	5	Poor	0.168217	176,488	2	Jacksonton	TX	Chile	1	1	Low
38	Male	Master's	Single	115,373	null	null	Personal	Self-employed	4	Good	0.593702	186,149	0	West David	CO	Ecuador	2	2	Medium
21	Male	PhD	Married	20,056	null	null	Personal	Employed	4	Fair	0.444681	null	4	Bryanshire	AL	Sweden	3	0	Medium
69	Female	High School	Married	66,326	null	20,151	Personal	Self-employed	9	Good	0.580948	null	4	Bryantberg	NC	Nicaragua	0	2	Low
41	Female	High School	Widowed	48,669	728	null	Home	Employed	13	Good	0.275482	75,394	0	Leeland	MT	Kazakhstan	null	2	Low
54	Female	Bachelor's	Divorced	null	725	42,031	Business	Employed	14	Poor	0.32503	210,297	3	Marybury	DC	Italy	4	2	Low
49	Non-binary	PhD	Single	null	705	34,814	Home	Self-employed	13	Excellent	0.530853	217,095	null	Lake Carolynstad	CT	Albania	1	1	Low

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