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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
40	Male	Master's	Widowed	112,700	682	20,811	Business	Self-employed	5	Excellent	0.271392	65,671	2	Lake Denise	WV	Dominican Republic	4	0	High
21	Non-binary	Master's	Divorced	71,087	717	34,911	Personal	Unemployed	0	Fair	0.124002	263,621	1	Lake William	IL	Slovakia (Slovak Republic)	2	0	Low
54	Male	PhD	Married	114,020	755	39,926	Auto	Employed	9	Excellent	0.422402	236,822	null	Josephton	MT	Congo	0	2	Low
48	Non-binary	Bachelor's	Widowed	null	681	null	Home	Employed	15	Fair	0.187312	43,062	3	Jonathanview	DE	Afghanistan	3	2	Medium
50	Female	High School	Single	37,341	716	48,808	Business	Employed	7	Excellent	0.528709	88,340	3	South Michaelberg	WI	Romania	3	2	Low
46	Female	High School	Divorced	37,189	null	24,517	Business	Unemployed	9	Fair	0.134015	27,436	1	New Andrewland	AR	Pakistan	2	1	Low
31	Female	PhD	Single	40,098	625	21,459	Personal	Employed	6	Fair	0.21477	null	0	Kevintown	VI	Cocos (Keeling) Islands	1	2	Low
61	Male	High School	Married	33,146	763	31,914	Auto	Unemployed	11	Poor	0.149146	102,598	4	Davidfort	ID	Netherlands	4	0	Medium
39	Female	Bachelor's	Married	53,541	749	19,931	Business	Self-employed	9	Good	0.591468	257,415	4	South David	NH	Guernsey	3	0	Low
50	Male	Master's	Divorced	null	646	49,640	Business	Employed	16	Fair	0.17123	95,641	2	Elizabethshire	AR	Iran	3	0	Low
30	Female	Master's	Divorced	22,806	710	null	Auto	Unemployed	5	Good	0.552382	144,405	3	Port Brettside	SD	Panama	0	0	Medium
51	Male	High School	Married	60,768	713	12,033	Personal	Unemployed	7	Fair	0.265575	52,172	0	Devinberg	CT	Uzbekistan	null	1	Low
32	Male	High School	Widowed	116,529	null	39,675	Business	Self-employed	11	Poor	0.362608	null	null	Port Kristin	AZ	Greenland	4	1	High
41	Female	Master's	Single	113,993	649	21,476	Home	Self-employed	1	Poor	0.5618	112,497	1	New Tyler	IL	Comoros	4	2	Low
48	Male	Master's	Divorced	20,824	751	48,966	Home	Self-employed	2	Good	0.416718	237,789	1	Port Kevin	MD	Venezuela	3	2	Low
65	Female	High School	Widowed	33,102	605	null	Auto	Unemployed	2	Good	0.553823	146,447	3	Brownmouth	MN	Jordan	null	1	Low
25	Female	Bachelor's	Divorced	109,067	644	null	Business	Unemployed	10	Poor	0.334963	249,985	2	West Erica	AK	Haiti	null	1	Low
32	Non-binary	High School	Single	null	630	37,104	Personal	Unemployed	3	Good	0.379931	null	3	Codyshire	SD	Guernsey	1	1	Low
57	Female	Bachelor's	Married	119,265	614	23,740	Personal	Employed	19	Good	0.477395	55,151	null	Michaelland	MI	Bahrain	4	1	Low
65	Female	High School	Widowed	38,733	null	26,132	Home	Unemployed	19	Good	0.362107	52,829	3	Reedland	WI	India	2	2	Medium
51	Male	PhD	Single	91,688	655	null	Home	Employed	3	Poor	0.227402	null	2	Dwayneland	VA	Sao Tome and Principe	2	0	Medium
59	Male	PhD	Widowed	39,760	645	27,612	Personal	Self-employed	11	Good	0.356146	69,313	null	South Deborahfurt	GA	China	0	2	Medium
52	Female	High School	Single	51,087	710	12,276	Auto	Employed	1	Excellent	0.155693	null	4	South Bradley	ND	Romania	3	1	Low
44	Non-binary	Bachelor's	Single	117,731	617	42,739	Auto	Employed	16	Poor	0.555569	94,406	2	North Thomas	MP	Montenegro	null	0	Medium
27	Non-binary	Bachelor's	Single	101,738	767	34,941	Auto	Employed	5	Good	0.133589	231,020	1	East Margaretside	WA	Gambia	4	2	Low
29	Non-binary	Bachelor's	Married	null	694	6,223	Auto	Employed	17	Poor	0.107268	168,455	1	Weekschester	DC	Uruguay	1	1	Medium
40	Male	High School	Widowed	101,617	724	11,625	Auto	Unemployed	5	Excellent	0.175075	148,086	2	Amberstad	FM	Italy	4	2	Low
19	Non-binary	Bachelor's	Widowed	35,212	686	13,406	Business	Employed	17	Good	0.441603	55,959	null	North Robertburgh	NY	Namibia	2	1	High
27	Non-binary	Bachelor's	Widowed	118,415	771	27,815	Auto	Self-employed	13	Excellent	0.186213	72,207	1	Michaeltown	VI	Sao Tome and Principe	4	2	Medium
34	Male	PhD	Single	89,468	null	45,449	Business	Employed	5	Poor	0.595283	null	0	Perezhaven	AK	Ethiopia	0	2	High
58	Non-binary	Bachelor's	Single	34,870	635	41,763	Auto	Employed	2	Excellent	0.177866	93,395	1	Ericbury	IL	Saint Pierre and Miquelon	null	1	Medium
39	Female	PhD	Widowed	null	717	6,757	Personal	Employed	0	Good	0.424003	29,319	null	North Daniel	RI	Moldova	0	2	Medium
66	Male	PhD	Divorced	106,483	677	14,127	Home	Employed	2	Good	0.100135	209,420	2	Littlemouth	OR	Russian Federation	1	1	Medium
51	Female	High School	Divorced	null	711	21,161	Personal	Self-employed	11	Poor	0.534688	116,281	4	Lake Brandi	SD	Myanmar	1	2	Low
26	Male	Master's	Divorced	48,080	667	10,208	Home	Employed	2	Excellent	0.413709	206,064	1	South Theresa	CA	Saint Kitts and Nevis	1	0	Medium
60	Female	PhD	Widowed	97,627	747	36,246	Personal	Self-employed	14	Good	0.336594	44,291	null	Ashleyfurt	SD	India	2	2	Medium
19	Non-binary	PhD	Divorced	114,080	626	18,807	Auto	Employed	19	Poor	0.206329	236,533	1	New Alex	RI	Congo	3	0	Medium
56	Non-binary	Bachelor's	Divorced	89,445	null	null	Business	Unemployed	13	Fair	0.56996	269,782	null	North Christina	NM	Antigua and Barbuda	2	1	Low
59	Non-binary	Bachelor's	Divorced	43,424	null	11,171	Business	Unemployed	17	Poor	0.290728	null	3	Obrienstad	NV	Grenada	2	1	Low
25	Male	PhD	Divorced	30,995	610	null	Home	Employed	3	Good	0.220532	279,736	1	Port Kevin	TX	Luxembourg	1	0	Low
28	Male	PhD	Widowed	50,280	727	34,925	Home	Self-employed	4	Fair	0.395411	28,148	2	Hillhaven	AZ	Turkmenistan	0	0	Low
46	Female	PhD	Divorced	48,859	null	18,566	Home	Unemployed	5	Poor	0.466286	172,947	4	Obrienmouth	VT	Myanmar	4	1	Low
18	Non-binary	PhD	Married	91,531	743	21,998	Business	Self-employed	14	Excellent	0.474812	125,177	4	Murphychester	MA	Canada	2	0	Low
28	Male	High School	Married	29,684	662	35,015	Auto	Employed	2	Good	0.312069	136,144	4	Kimberlymouth	LA	Belize	2	1	Low
44	Female	PhD	Widowed	53,521	668	45,031	Home	Self-employed	3	Poor	0.442396	233,289	0	Stevenmouth	MI	Bahamas	1	0	High
24	Non-binary	PhD	Married	75,008	711	26,250	Home	Self-employed	0	Fair	0.206972	41,526	0	North Cassidy	WY	Mongolia	4	1	Low
31	Non-binary	Master's	Divorced	110,574	751	46,845	Auto	Self-employed	12	Excellent	0.576824	187,191	1	Kristieside	TX	Chad	1	2	Low
29	Male	Master's	Single	100,573	null	32,600	Auto	Unemployed	18	Good	0.404952	118,892	1	Barnesstad	AK	Norfolk Island	2	1	High
44	Non-binary	Bachelor's	Divorced	92,663	683	18,074	Home	Employed	5	Excellent	0.503882	32,276	0	East Kellyburgh	PR	Brazil	1	1	Low
24	Non-binary	High School	Single	77,740	674	15,103	Auto	Employed	9	Good	0.417571	null	1	East Kelli	ID	Mexico	null	1	High
52	Non-binary	PhD	Married	33,764	768	23,769	Business	Employed	7	Fair	0.105853	249,408	1	Butlerfort	FL	Faroe Islands	1	1	High
54	Male	Bachelor's	Married	117,972	685	16,528	Home	Self-employed	4	Fair	0.536357	259,331	1	Barryborough	ME	Japan	0	2	Medium
21	Non-binary	Bachelor's	Single	41,179	null	null	Auto	Self-employed	6	Good	0.390793	262,391	null	Jeanville	DC	Cameroon	1	1	Low
34	Non-binary	Master's	Single	70,553	625	null	Auto	Self-employed	18	Good	0.428834	116,123	null	Port Mistymouth	IA	Saudi Arabia	3	2	Low
61	Non-binary	High School	Widowed	43,958	710	26,355	Personal	Unemployed	7	Good	0.174635	235,682	2	Steveton	NJ	Japan	4	0	Low
64	Female	PhD	Divorced	48,906	627	7,733	Home	Employed	15	Fair	0.365551	73,698	3	Castillohaven	MH	Timor-Leste	2	0	Low
29	Non-binary	PhD	Widowed	81,049	771	25,387	Business	Unemployed	10	Good	0.282299	201,283	3	Kimberlyton	WI	Tonga	4	1	Medium
42	Female	High School	Single	96,661	680	22,018	Auto	Self-employed	15	Good	0.345356	85,541	0	West Angela	DE	Turkmenistan	0	1	Medium
38	Female	High School	Single	99,421	744	29,920	Auto	Employed	6	Excellent	0.465126	245,233	4	New Bruceview	AK	New Zealand	null	1	Medium
21	Male	Master's	Single	null	606	7,177	Personal	Employed	16	Excellent	0.194914	63,669	0	Mcgrathchester	AS	Austria	2	0	Low
35	Non-binary	Master's	Married	27,824	756	null	Auto	Self-employed	3	Fair	0.144472	null	2	East Gregory	CA	Guinea-Bissau	0	2	Medium
48	Male	Master's	Divorced	61,556	797	40,132	Auto	Unemployed	1	Fair	0.45903	null	0	Scottville	DC	Pitcairn Islands	2	2	Low
22	Male	Bachelor's	Divorced	33,543	675	null	Home	Self-employed	19	Fair	0.205502	279,731	2	Grahamfurt	NE	Spain	null	0	Medium
24	Female	Master's	Widowed	null	708	13,234	Business	Self-employed	19	Excellent	0.104395	251,083	0	Port Lisamouth	NE	Mauritius	4	0	Low
28	Non-binary	PhD	Single	103,220	658	31,798	Home	Employed	16	Poor	0.195197	232,285	1	Lake Jon	AS	Palestinian Territory	0	1	Low
21	Female	High School	Single	48,090	721	27,065	Personal	Unemployed	11	Poor	0.397422	211,296	2	South Kathrynview	FL	Equatorial Guinea	0	0	High
39	Non-binary	Bachelor's	Widowed	null	639	22,863	Auto	Unemployed	13	Poor	0.181917	null	4	Matthewshire	FL	Belgium	3	2	Medium
36	Female	Master's	Married	45,041	744	32,764	Home	Self-employed	19	Fair	0.35105	284,502	0	Lake David	MT	Georgia	1	1	Low
53	Male	High School	Single	40,703	779	7,816	Business	Self-employed	11	Excellent	0.413084	75,004	2	Kristinstad	GA	Jamaica	2	1	Low
42	Non-binary	PhD	Widowed	111,875	636	40,531	Personal	Self-employed	16	Good	0.218608	257,561	2	South Timothy	MT	Barbados	4	0	Medium
60	Non-binary	PhD	Divorced	44,507	769	45,198	Home	Employed	8	Poor	0.134971	186,454	0	Stephensside	MT	United States of America	3	0	Low
51	Non-binary	Master's	Divorced	null	795	34,027	Home	Self-employed	17	Fair	0.22527	261,728	1	Shawnside	WI	Korea	0	0	Medium
42	Female	Master's	Single	46,571	794	7,325	Personal	Unemployed	3	Good	0.582492	283,096	3	Carsonside	PR	Macao	4	1	Low
33	Female	Bachelor's	Married	37,868	718	17,251	Personal	Unemployed	9	Fair	0.35082	132,941	4	Cookmouth	CA	Vanuatu	2	0	Low
23	Female	High School	Married	21,865	671	null	Auto	Unemployed	1	Excellent	0.103178	169,961	null	Lake Susanport	KS	Ireland	1	2	Low
63	Male	PhD	Single	73,651	null	33,826	Home	Employed	9	Excellent	0.12129	null	null	Joneston	MA	Belgium	0	1	High
51	Female	PhD	Married	91,857	783	48,866	Auto	Unemployed	5	Fair	0.316959	179,908	0	Gainesburgh	VA	New Caledonia	1	2	Low
29	Male	Master's	Divorced	36,568	647	11,542	Auto	Unemployed	12	Excellent	0.43871	180,872	null	West Beth	OK	Faroe Islands	1	0	Low
54	Female	PhD	Widowed	null	740	40,065	Home	Employed	13	Excellent	0.565568	291,257	3	North Alexanderport	TN	Ecuador	4	2	Low
48	Non-binary	Bachelor's	Single	54,920	629	33,924	Business	Self-employed	13	Fair	0.542392	null	0	Stevenville	MT	Nigeria	4	1	Medium
64	Male	Bachelor's	Married	75,134	772	49,438	Auto	Unemployed	4	Fair	0.432304	77,748	2	Port Michaelmouth	MN	Saint Vincent and the Grenadines	2	2	Medium
32	Female	PhD	Married	53,064	774	10,557	Business	Unemployed	3	Fair	0.442442	111,649	3	Stevenbury	VT	Puerto Rico	2	0	Low
38	Non-binary	High School	Widowed	105,982	756	19,774	Personal	Self-employed	5	Fair	0.129713	82,648	2	South Jennifer	MI	Bahrain	4	2	Low
59	Female	Bachelor's	Married	null	779	15,653	Auto	Employed	1	Excellent	0.210018	68,190	1	Figueroamouth	TN	Monaco	4	1	Medium
43	Male	Master's	Widowed	25,493	765	49,219	Personal	Self-employed	8	Poor	0.385903	23,098	1	Lake Johnchester	MS	Malaysia	2	1	Medium
69	Non-binary	High School	Widowed	35,376	796	7,402	Business	Unemployed	2	Fair	0.305892	37,620	4	Thomasville	IN	North Macedonia	null	1	Low
28	Female	Master's	Widowed	20,974	797	21,760	Personal	Employed	1	Excellent	0.147056	283,282	4	Kylehaven	AL	Puerto Rico	1	0	Medium
30	Non-binary	Master's	Married	46,866	790	15,506	Home	Self-employed	9	Fair	0.341861	121,064	2	Scottview	WA	Azerbaijan	3	0	Medium
66	Male	Master's	Married	27,739	774	32,934	Business	Unemployed	19	Good	0.163915	102,107	null	North Paige	IA	Suriname	1	2	Medium
51	Female	Bachelor's	Divorced	93,511	610	42,268	Auto	Unemployed	1	Good	0.552908	98,829	2	South Michael	MS	British Virgin Islands	4	1	Low
18	Male	Bachelor's	Widowed	78,241	null	15,552	Personal	Unemployed	5	Good	0.181017	296,537	2	Howardbury	TN	Tanzania	4	2	Medium
46	Non-binary	Bachelor's	Widowed	null	665	32,947	Auto	Self-employed	11	Good	0.237934	197,741	4	Jerryborough	MN	Saint Vincent and the Grenadines	4	1	Medium
63	Male	PhD	Widowed	77,065	618	12,557	Personal	Employed	15	Fair	0.3969	214,677	4	East Janice	MT	Syrian Arab Republic	null	0	Low
25	Female	Bachelor's	Divorced	96,688	690	43,396	Personal	Self-employed	16	Fair	0.451956	272,496	3	Larrychester	NV	Hungary	1	0	Low
53	Non-binary	PhD	Divorced	86,723	799	37,860	Home	Unemployed	14	Excellent	0.494602	31,312	0	Raymondmouth	AL	Senegal	2	2	Low
39	Female	PhD	Married	112,623	768	12,405	Personal	Employed	18	Good	0.489489	40,217	null	Lawsonside	MO	Turks and Caicos Islands	1	0	Medium
32	Female	High School	Widowed	null	null	20,383	Auto	Employed	16	Excellent	0.221629	62,957	4	New Ericmouth	NC	Somalia	1	2	Low
50	Female	High School	Married	86,617	null	32,516	Business	Self-employed	12	Fair	0.218735	152,798	null	Skinnerstad	NY	Malaysia	4	0	Low
42	Non-binary	Bachelor's	Single	44,536	624	40,600	Auto	Employed	6	Fair	0.138276	213,482	0	Popeland	ND	Fiji	4	2	Medium
37	Non-binary	High School	Divorced	21,799	608	31,722	Business	Unemployed	4	Good	0.242025	265,175	2	North Nicole	CA	Indonesia	3	2	Low

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