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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
68	Non-binary	Master's	Divorced	98,515	611	null	Business	Self-employed	7	Good	0.102791	161,504	2	Andrewfurt	DC	Cote d'Ivoire	2	1	Low
18	Male	Master's	Widowed	26,047	null	13,695	Personal	Unemployed	0	Excellent	0.164044	177,233	1	Vegaburgh	ND	Trinidad and Tobago	3	0	Low
66	Non-binary	Master's	Single	null	742	41,782	Home	Unemployed	0	Excellent	0.139067	99,837	null	Susanberg	PW	Reunion	4	1	Low
52	Male	PhD	Divorced	null	686	10,844	Home	Self-employed	5	Good	0.514923	185,054	null	Greenebury	OR	Gambia	3	2	Low
53	Male	Master's	Divorced	104,845	713	34,566	Auto	Self-employed	2	Poor	0.410366	31,604	4	South Phillipbury	NJ	Venezuela	null	2	Low
33	Non-binary	High School	Single	27,131	647	null	Personal	Unemployed	3	Good	0.313372	93,455	3	Kennethport	NJ	Nauru	3	2	Medium
27	Non-binary	PhD	Married	82,244	null	43,115	Auto	Unemployed	15	Excellent	0.10468	287,917	4	Port Rachelland	CO	Netherlands Antilles	4	0	Low
64	Male	High School	Divorced	95,532	617	8,197	Personal	Employed	17	Fair	0.460664	105,917	null	Heatherfurt	MO	Swaziland	0	2	Low
62	Non-binary	Bachelor's	Divorced	83,843	707	39,354	Business	Self-employed	16	Fair	0.5167	94,161	1	Jenniferton	OK	Lithuania	1	0	Medium
50	Non-binary	High School	Single	43,581	null	null	Business	Employed	17	Excellent	0.126868	59,422	0	Charleschester	VI	Saint Lucia	3	1	Medium
23	Female	Master's	Widowed	75,082	747	7,755	Home	Employed	11	Fair	0.531391	261,131	3	South Danielstad	VI	Norway	4	1	High
45	Female	Master's	Widowed	34,102	783	7,553	Business	Employed	18	Excellent	0.284568	242,316	2	Darrylshire	KS	Samoa	1	1	Medium
38	Non-binary	PhD	Married	88,819	612	null	Auto	Employed	17	Poor	0.468263	164,088	1	Kristinchester	UT	Mayotte	0	0	Low
47	Female	Master's	Married	67,728	715	43,797	Auto	Self-employed	0	Excellent	0.195808	182,643	2	Jenniferstad	WA	Israel	1	2	Low
45	Male	PhD	Divorced	76,268	715	22,633	Personal	Unemployed	6	Poor	0.230724	126,679	null	West Vickie	CT	Cuba	1	1	Medium
39	Non-binary	Bachelor's	Widowed	95,519	null	null	Home	Employed	12	Poor	0.248077	37,266	2	West Linda	CT	Belgium	1	1	Low
19	Non-binary	PhD	Married	93,537	null	16,135	Personal	Self-employed	14	Poor	0.155077	null	4	Smithport	RI	Greece	2	0	Low
37	Female	PhD	Widowed	39,237	672	25,890	Personal	Unemployed	1	Excellent	0.252118	232,007	0	West Joshua	WI	Lao People's Democratic Republic	0	2	High
48	Non-binary	PhD	Widowed	78,764	649	12,234	Home	Self-employed	0	Poor	0.147548	null	3	Ashleyville	NE	Romania	null	1	Low
34	Female	High School	Single	87,799	672	null	Business	Employed	5	Good	0.44347	237,506	1	Andersonbury	TX	Heard Island and McDonald Islands	1	1	Low
24	Female	PhD	Divorced	108,909	755	16,945	Business	Self-employed	15	Fair	0.194258	168,880	3	Hollowayberg	WV	Albania	4	0	Low
40	Female	PhD	Widowed	97,952	796	6,709	Business	Unemployed	0	Excellent	0.271652	20,777	2	Tylerton	UT	Bouvet Island (Bouvetoya)	3	2	High
45	Female	High School	Married	null	653	42,121	Auto	Self-employed	11	Poor	0.190409	253,369	4	Smithview	UT	Liberia	0	2	Low
29	Female	PhD	Divorced	null	null	47,605	Personal	Employed	9	Fair	0.283251	109,151	3	Calvinborough	CO	Denmark	0	0	Low
23	Non-binary	PhD	Divorced	35,675	null	16,849	Personal	Employed	14	Excellent	0.236558	206,476	1	Lutztown	MA	Micronesia	4	2	Low
25	Male	Bachelor's	Married	100,919	686	47,877	Personal	Self-employed	12	Poor	0.532335	160,933	4	East Jasonborough	IA	Uruguay	0	0	Medium
23	Non-binary	PhD	Divorced	81,365	691	39,452	Business	Employed	2	Good	0.221108	154,334	1	New Gabrielle	GU	Costa Rica	3	1	Medium
24	Male	PhD	Single	29,821	null	9,432	Business	Employed	9	Good	0.34797	282,542	null	East Kristineview	FM	Bosnia and Herzegovina	0	0	Low
67	Non-binary	Bachelor's	Widowed	77,194	608	34,884	Personal	Employed	4	Excellent	0.10158	223,748	2	North Janethaven	MT	Lao People's Democratic Republic	0	2	Medium
45	Non-binary	High School	Widowed	114,263	614	21,001	Home	Self-employed	11	Fair	0.150984	75,833	1	East Traci	FM	Seychelles	3	2	High
19	Female	Bachelor's	Married	76,971	727	43,235	Home	Unemployed	8	Fair	0.517234	29,981	4	West Christine	CO	Romania	1	2	Low
48	Male	Bachelor's	Widowed	107,007	749	20,158	Home	Unemployed	2	Fair	0.477055	264,215	4	South Craig	TN	Montenegro	null	0	Low
41	Male	Master's	Divorced	105,227	null	14,813	Home	Self-employed	10	Good	0.126582	286,552	3	Tonyview	FM	Yemen	0	2	Low
28	Male	Master's	Single	65,162	654	8,816	Personal	Self-employed	3	Fair	0.571468	233,475	2	Jameshaven	ME	Colombia	4	1	Medium
24	Non-binary	PhD	Married	null	613	44,865	Home	Unemployed	9	Poor	0.535721	119,905	1	South Sarahberg	AS	Kenya	3	1	Low
49	Female	Bachelor's	Single	46,401	612	7,919	Business	Self-employed	3	Fair	0.127944	184,645	4	Charleston	SD	Turks and Caicos Islands	4	0	Low
67	Non-binary	High School	Single	59,369	722	15,378	Auto	Unemployed	17	Excellent	0.568754	92,693	4	North Chaseberg	SC	Korea	0	2	Low
43	Non-binary	PhD	Divorced	111,181	780	18,214	Auto	Self-employed	6	Fair	0.423116	null	2	Port Audreyview	ND	Panama	2	1	Low
36	Female	High School	Married	58,588	655	14,761	Business	Self-employed	13	Fair	0.171116	92,732	0	Alanfurt	MN	Libyan Arab Jamahiriya	0	2	Medium
26	Female	High School	Married	116,172	782	20,304	Personal	Self-employed	15	Excellent	0.46758	146,953	0	Singhview	OR	Bolivia	3	2	Medium
49	Male	PhD	Widowed	40,967	792	null	Business	Self-employed	18	Excellent	0.311759	217,174	2	South Christian	IN	Seychelles	null	2	Low
58	Female	High School	Widowed	null	632	49,887	Personal	Unemployed	12	Excellent	0.453237	142,871	1	Shannonfort	KS	Norway	0	2	Medium
59	Female	Bachelor's	Widowed	91,052	677	null	Personal	Self-employed	16	Poor	0.557025	232,285	4	South Rebeccaberg	VT	Thailand	0	1	Medium
49	Female	Master's	Single	73,257	790	39,935	Home	Self-employed	7	Poor	0.546561	49,405	4	Ruizmouth	AK	Tunisia	0	1	Low
52	Male	PhD	Widowed	34,507	732	46,250	Personal	Employed	19	Poor	0.414738	147,532	null	Marieport	WA	Taiwan	4	0	Low
21	Non-binary	High School	Single	29,387	738	null	Home	Employed	17	Excellent	0.122545	200,584	2	Vanessafurt	SD	Japan	null	0	Low
65	Female	PhD	Married	78,914	707	15,559	Personal	Employed	7	Excellent	0.417227	62,667	3	Lake Alicia	MA	Slovakia (Slovak Republic)	null	1	Low
26	Female	Bachelor's	Divorced	41,773	781	22,866	Personal	Employed	3	Good	0.339122	186,155	null	Watkinsfort	NC	Slovenia	2	2	Medium
48	Female	High School	Widowed	49,784	777	44,170	Business	Self-employed	1	Good	0.526584	248,855	4	Martinezland	CT	Aruba	0	1	Medium
29	Male	High School	Married	79,789	742	33,922	Business	Unemployed	16	Good	0.253336	72,024	4	Parkerberg	WV	Jamaica	4	0	Low
38	Male	PhD	Single	115,643	750	47,756	Personal	Unemployed	5	Poor	0.123288	44,000	0	Port Barbarafurt	PW	Philippines	4	2	High
22	Non-binary	Master's	Married	null	640	32,874	Home	Self-employed	9	Fair	0.123213	206,453	3	Port Lawrence	OR	Svalbard & Jan Mayen Islands	4	2	Low
33	Male	Master's	Divorced	25,362	735	null	Auto	Self-employed	19	Good	0.514344	36,596	2	Rangelberg	TN	Congo	2	2	Low
61	Female	PhD	Single	47,281	773	36,860	Auto	Self-employed	19	Poor	0.434407	142,279	2	Debrafort	WV	Timor-Leste	null	1	Low
59	Male	Bachelor's	Single	22,106	612	36,814	Auto	Employed	2	Fair	0.343596	36,081	4	West Kathleenshire	IL	Rwanda	4	1	Low
21	Female	High School	Single	42,838	661	21,169	Auto	Self-employed	11	Fair	0.12578	285,658	4	East Maryhaven	FL	Palestinian Territory	3	0	Low
37	Male	Bachelor's	Divorced	104,256	715	10,139	Auto	Unemployed	12	Good	0.291698	194,392	3	Port Lauren	AS	Bahamas	0	0	Medium
68	Non-binary	Master's	Widowed	57,010	624	39,575	Business	Unemployed	17	Poor	0.363351	172,936	0	Howardstad	NY	Argentina	null	2	Low
19	Male	Bachelor's	Widowed	35,797	624	15,433	Personal	Employed	7	Excellent	0.104203	157,399	0	Teresabury	CO	Greece	1	0	Low
54	Female	Master's	Divorced	29,574	663	46,001	Auto	Employed	18	Good	0.396332	null	4	New Lauren	TN	Djibouti	0	0	Medium
42	Female	PhD	Single	112,551	724	41,478	Home	Unemployed	4	Fair	0.373151	176,227	3	Adamsburgh	GU	Botswana	2	0	Low
49	Male	PhD	Widowed	37,533	637	20,481	Home	Employed	5	Poor	0.478317	null	1	Walterburgh	AL	Mozambique	0	2	Low
64	Male	High School	Married	59,761	752	20,169	Home	Self-employed	4	Good	0.562515	129,370	1	Fordborough	SD	Congo	4	1	Medium
25	Non-binary	Master's	Married	56,326	676	null	Auto	Unemployed	10	Poor	0.265468	114,715	2	Zacharyland	SD	Mozambique	2	1	High
53	Non-binary	PhD	Divorced	94,861	713	44,020	Auto	Self-employed	17	Excellent	0.34633	32,672	3	Jonathanbury	MO	South Africa	3	2	High
34	Male	PhD	Divorced	119,291	630	22,561	Business	Employed	4	Fair	0.214134	null	0	South Ronaldton	MS	Trinidad and Tobago	3	2	High
42	Non-binary	Bachelor's	Single	69,613	768	47,406	Home	Self-employed	2	Fair	0.116657	87,683	1	Brendaburgh	ID	French Guiana	4	0	Low
61	Non-binary	Master's	Widowed	53,688	621	39,282	Business	Self-employed	3	Fair	0.106783	278,335	3	New Derrick	MI	Djibouti	0	2	Medium
30	Non-binary	High School	Divorced	91,873	659	46,462	Home	Unemployed	14	Poor	0.163735	103,229	3	Toddtown	VI	India	4	2	Low
65	Male	PhD	Single	null	669	null	Home	Unemployed	18	Good	0.311017	103,859	0	New Robinshire	IA	French Southern Territories	null	0	Low
45	Male	High School	Married	41,248	652	6,405	Home	Unemployed	9	Poor	0.41058	171,665	3	Dianaport	AL	Japan	4	1	Low
25	Non-binary	PhD	Single	86,606	695	6,820	Personal	Self-employed	7	Good	0.459292	49,447	2	Herreraport	NJ	Bulgaria	2	1	Medium
39	Female	Bachelor's	Single	64,533	758	26,327	Auto	Employed	2	Poor	0.180203	null	0	Lisaburgh	WA	Bermuda	3	2	Medium
39	Male	High School	Married	62,354	649	null	Business	Employed	19	Excellent	0.413663	null	2	Port Matthew	VA	Christmas Island	0	2	Medium
66	Male	Bachelor's	Single	29,217	616	null	Auto	Unemployed	10	Poor	0.136084	177,371	0	Jenniferfort	VA	Namibia	1	1	Low
22	Male	Master's	Single	null	705	9,056	Business	Employed	7	Fair	0.53717	95,503	4	Port Kristinberg	FL	Trinidad and Tobago	1	1	Low
47	Non-binary	High School	Divorced	72,136	679	35,270	Business	Unemployed	13	Poor	0.356966	278,790	0	Olsontown	HI	Iran	3	1	High
58	Female	PhD	Divorced	50,535	null	46,594	Home	Employed	3	Good	0.488861	186,730	1	New Robert	MA	Bolivia	2	2	Low
62	Male	High School	Widowed	66,545	659	47,498	Business	Employed	15	Good	0.524987	116,888	4	South Brianland	MI	Armenia	1	2	Medium
45	Non-binary	Master's	Divorced	85,772	709	null	Auto	Unemployed	17	Fair	0.28448	227,685	2	New Renee	MH	Tokelau	4	2	Low
43	Female	High School	Married	28,912	689	null	Business	Employed	13	Poor	0.509664	null	1	North Aaron	WI	Solomon Islands	1	2	Medium
19	Non-binary	Bachelor's	Single	null	700	48,677	Auto	Self-employed	3	Poor	0.247395	78,801	1	Mendozaberg	TX	Suriname	2	2	Low
41	Male	High School	Single	36,328	null	21,614	Business	Self-employed	16	Good	0.436972	null	4	Mercadoville	CA	Nauru	2	0	High
51	Female	Master's	Single	36,820	693	24,426	Auto	Employed	10	Fair	0.573405	191,476	0	East Tylerville	CA	Cook Islands	4	1	Low
35	Female	Bachelor's	Single	114,467	755	12,614	Home	Unemployed	19	Excellent	0.598229	70,647	4	West Paige	UT	Namibia	0	1	Low
37	Male	Master's	Single	46,543	634	null	Business	Employed	10	Fair	0.250609	257,440	null	West Vanessa	MS	Vanuatu	2	2	Low
31	Female	High School	Single	31,311	664	20,560	Personal	Employed	10	Excellent	0.154007	null	3	Austinside	AR	South Africa	3	1	High
23	Female	Bachelor's	Single	46,219	null	17,571	Personal	Self-employed	19	Excellent	0.200062	60,353	3	Cooperberg	NC	Western Sahara	1	0	Low
45	Male	PhD	Divorced	114,377	706	8,324	Home	Unemployed	12	Fair	0.30075	180,251	1	Shawchester	ME	Norway	null	1	Medium
69	Female	Master's	Widowed	55,399	646	35,633	Auto	Unemployed	4	Poor	0.401835	59,920	0	Victoriaburgh	NJ	Argentina	null	0	Low
54	Male	High School	Single	29,993	723	8,566	Auto	Unemployed	18	Poor	0.24265	211,416	3	Port Davidmouth	TX	Panama	null	2	Medium
32	Female	High School	Widowed	108,118	686	33,682	Personal	Employed	5	Poor	0.265772	215,217	4	Ramirezchester	GU	Oman	null	0	Medium
35	Female	Bachelor's	Married	34,028	669	18,991	Personal	Employed	10	Fair	0.438912	89,554	2	Caseyton	AS	Venezuela	2	1	Low
18	Male	PhD	Single	41,050	756	39,092	Home	Unemployed	3	Excellent	0.269206	165,375	null	Matthewfort	ME	Sao Tome and Principe	3	2	Low
68	Female	PhD	Single	20,125	null	18,871	Auto	Self-employed	9	Fair	0.345412	156,794	3	Johnsonton	SC	Saint Lucia	3	2	Low
67	Non-binary	Master's	Single	45,785	786	17,758	Business	Unemployed	6	Fair	0.160864	266,620	3	Velasquezside	NE	Australia	2	2	Medium
18	Female	PhD	Divorced	81,339	797	31,022	Personal	Self-employed	12	Fair	0.375674	null	0	Pottsland	MO	Marshall Islands	null	2	Low
20	Female	PhD	Divorced	null	685	5,865	Auto	Employed	12	Poor	0.127226	214,051	2	East Hannahburgh	LA	Djibouti	3	2	Low
34	Female	Master's	Single	48,634	651	33,559	Business	Employed	4	Poor	0.27548	85,975	2	East Susan	ID	Reunion	4	1	Low
56	Female	Master's	Divorced	55,391	null	6,637	Personal	Unemployed	18	Excellent	0.471323	null	2	Randyview	VI	Chad	null	2	Low

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