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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
25	Male	Master's	Single	36,719	668	null	Business	Self-employed	15	Poor	0.40791	160,290	null	Sherylmouth	GA	Barbados	0	2	Medium
41	Female	Master's	Married	72,682	763	34,780	Auto	Employed	15	Good	0.133348	237,032	1	New Amy	MO	Slovenia	4	0	Medium
54	Male	High School	Widowed	80,332	660	48,694	Personal	Self-employed	18	Poor	0.138838	null	null	Angelaport	WI	Sao Tome and Principe	0	0	High
59	Male	Master's	Single	100,252	775	null	Personal	Employed	16	Good	0.560723	86,451	2	East Josephville	AR	Eritrea	1	2	Medium
38	Male	PhD	Divorced	null	675	null	Business	Self-employed	11	Good	0.16787	224,599	0	West Reginald	OR	Somalia	3	2	Low
57	Female	PhD	Married	95,973	731	18,520	Business	Self-employed	19	Fair	0.350991	null	1	Lake Denise	MH	Comoros	1	0	Low
54	Female	PhD	Widowed	92,883	769	49,146	Personal	Self-employed	9	Excellent	0.485055	222,412	0	Jonesstad	OK	Congo	3	2	Medium
64	Non-binary	PhD	Married	66,295	615	null	Auto	Unemployed	7	Good	0.326838	146,076	3	South Jonathonstad	FL	Belize	null	0	Medium
58	Non-binary	PhD	Married	null	799	17,379	Personal	Employed	9	Good	0.358341	29,307	2	Martinstad	CT	Sri Lanka	3	2	Low
34	Male	PhD	Single	46,093	747	20,594	Auto	Employed	19	Good	0.393595	199,417	0	Jamesport	DC	Bermuda	0	1	Low
67	Female	High School	Widowed	37,970	670	17,115	Personal	Unemployed	6	Fair	0.59997	220,581	2	Port Charlesfurt	RI	Turkmenistan	4	2	Low
65	Male	Master's	Single	49,739	614	10,848	Home	Employed	16	Good	0.135659	null	0	Burtonfort	MO	Martinique	0	2	Medium
26	Non-binary	High School	Widowed	55,435	773	16,087	Personal	Self-employed	8	Poor	0.351219	178,904	0	Gomezfort	VA	Mozambique	null	2	Medium
34	Female	Bachelor's	Single	116,558	730	34,877	Personal	Unemployed	13	Excellent	0.371464	117,227	null	Joneshaven	PR	Haiti	2	1	Medium
36	Male	Master's	Married	89,076	693	14,435	Auto	Unemployed	8	Excellent	0.224847	266,059	2	Port Jesseborough	DC	Guadeloupe	0	0	Low
67	Non-binary	High School	Divorced	53,411	751	30,313	Auto	Self-employed	19	Excellent	0.272579	96,690	null	Stephenton	MO	Svalbard & Jan Mayen Islands	1	0	Low
46	Male	Bachelor's	Single	24,601	616	16,586	Auto	Self-employed	1	Fair	0.365536	134,977	4	Harrisfort	NY	Congo	0	0	Low
66	Male	PhD	Single	62,844	706	null	Business	Self-employed	15	Good	0.580059	29,491	2	East Lorichester	WY	Portugal	null	2	Low
53	Non-binary	Bachelor's	Widowed	101,618	637	48,930	Personal	Unemployed	17	Poor	0.475306	127,918	4	New David	ND	Montserrat	4	2	Medium
49	Male	High School	Divorced	66,659	684	33,195	Home	Self-employed	7	Excellent	0.43456	82,706	2	New Ronnie	SC	Mayotte	3	2	Low
68	Non-binary	PhD	Single	55,133	671	43,671	Home	Self-employed	17	Excellent	0.48234	170,378	3	East Kristenshire	DC	Botswana	4	2	Low
62	Male	PhD	Divorced	116,985	783	39,615	Personal	Self-employed	7	Good	0.447826	135,117	null	South Richard	HI	Guinea-Bissau	4	2	Low
36	Male	PhD	Widowed	70,388	763	null	Business	Unemployed	3	Fair	0.139614	null	4	Poolechester	AR	American Samoa	1	0	Low
42	Female	High School	Single	91,548	null	35,654	Auto	Self-employed	7	Good	0.144952	244,534	2	Loganmouth	AL	Iceland	null	1	Low
47	Female	PhD	Widowed	52,353	741	19,291	Personal	Self-employed	18	Poor	0.544315	257,868	null	North Paigeview	AK	Netherlands	1	1	High
38	Female	Bachelor's	Married	65,101	null	16,106	Home	Employed	8	Good	0.550514	167,952	0	New Beth	HI	Venezuela	4	2	Medium
60	Female	High School	Widowed	32,877	661	7,631	Auto	Employed	5	Poor	0.240639	253,483	1	East Markport	AL	Iran	null	2	Low
31	Female	High School	Widowed	23,543	789	47,251	Personal	Self-employed	0	Good	0.369738	235,242	null	Danielbury	WA	Tonga	0	1	Low
60	Female	PhD	Single	57,948	null	44,338	Personal	Employed	4	Excellent	0.126349	211,204	4	Rachelmouth	TX	Equatorial Guinea	3	1	Medium
23	Male	PhD	Divorced	67,042	656	18,184	Business	Employed	8	Poor	0.11863	167,469	2	East Karen	NJ	Algeria	2	1	Medium
60	Male	High School	Divorced	73,570	629	27,975	Auto	Unemployed	17	Poor	0.533477	null	0	East Melissa	AK	Christmas Island	0	2	Medium
46	Non-binary	PhD	Widowed	62,568	777	31,352	Business	Self-employed	5	Fair	0.266857	103,370	0	East Angela	ID	Germany	3	2	Medium
25	Female	High School	Single	40,782	702	10,156	Auto	Employed	8	Good	0.520266	null	null	Lake Deborahfurt	SD	Liechtenstein	3	2	Low
40	Male	PhD	Widowed	116,150	767	48,389	Auto	Employed	17	Fair	0.486249	207,969	4	West Justinborough	PR	Western Sahara	0	1	Low
28	Non-binary	High School	Widowed	97,751	762	null	Business	Employed	17	Good	0.256103	256,158	2	Lake Markview	NM	France	0	1	Low
48	Male	PhD	Divorced	54,247	617	null	Business	Employed	19	Fair	0.195803	207,396	0	South Traci	GA	Sao Tome and Principe	2	0	Low
68	Male	Master's	Widowed	90,459	619	17,161	Personal	Unemployed	2	Good	0.394427	294,985	null	Moraside	NC	Samoa	3	2	Low
48	Non-binary	High School	Widowed	94,781	609	16,441	Auto	Unemployed	3	Good	0.320435	216,212	null	Lake Carolyn	OR	Madagascar	2	1	Low
63	Female	Bachelor's	Divorced	94,134	765	48,042	Personal	Employed	4	Fair	0.269818	null	4	New James	MS	Nicaragua	1	2	Low
68	Female	Master's	Single	73,072	null	35,169	Home	Unemployed	9	Good	0.409769	228,156	4	Martinfurt	AL	Trinidad and Tobago	0	2	Low
57	Non-binary	PhD	Divorced	80,432	749	14,332	Auto	Unemployed	10	Excellent	0.425101	164,194	4	New Michael	PW	Croatia	null	0	Medium
62	Non-binary	Bachelor's	Divorced	78,024	600	null	Personal	Employed	6	Poor	0.285396	26,398	1	Heatherbury	NM	Lesotho	null	1	Medium
35	Female	PhD	Divorced	null	666	40,804	Home	Self-employed	4	Poor	0.22615	109,182	3	Derrickbury	KS	Colombia	null	1	Low
46	Non-binary	Bachelor's	Married	109,301	738	15,954	Business	Self-employed	2	Fair	0.298418	96,549	3	New Julie	NE	Wallis and Futuna	1	0	Low
50	Non-binary	Bachelor's	Single	22,484	798	32,473	Auto	Employed	2	Poor	0.150949	23,188	4	South Gabriellatown	ID	Argentina	null	0	Medium
66	Female	High School	Widowed	71,954	639	47,415	Business	Unemployed	13	Fair	0.264473	201,599	1	Clarkview	SC	Moldova	2	0	Low
34	Non-binary	Bachelor's	Married	null	null	25,071	Business	Unemployed	11	Excellent	0.114771	283,932	4	Lake Hollyfort	OR	Bouvet Island (Bouvetoya)	4	2	Low
34	Female	High School	Divorced	95,409	604	7,613	Auto	Employed	19	Good	0.514729	122,815	4	West Thomas	ND	Gabon	null	2	Medium
50	Male	PhD	Married	99,908	652	35,395	Personal	Employed	18	Poor	0.599446	111,087	1	West Carlside	AK	Serbia	1	2	High
28	Female	Master's	Married	76,995	639	24,502	Personal	Self-employed	5	Poor	0.591995	192,965	2	Robertmouth	NM	Luxembourg	0	0	Medium
42	Female	Master's	Widowed	44,837	null	30,401	Business	Self-employed	12	Fair	0.599488	24,367	4	East Marcside	OR	Bouvet Island (Bouvetoya)	1	1	Low
41	Female	Bachelor's	Single	79,414	null	27,246	Business	Employed	16	Excellent	0.300544	76,395	2	Penaville	MT	Spain	3	1	Low
49	Female	PhD	Divorced	89,963	779	35,471	Business	Employed	1	Fair	0.272894	98,203	1	Port Makayla	WI	Mali	4	1	Low
49	Non-binary	PhD	Married	79,327	740	30,811	Home	Self-employed	10	Fair	0.119992	22,606	4	Justinbury	AS	Marshall Islands	1	2	Medium
57	Female	Bachelor's	Divorced	45,402	675	13,314	Business	Unemployed	8	Excellent	0.375787	152,166	1	New Johnathan	WY	Serbia	2	0	Medium
33	Non-binary	Master's	Single	51,279	606	20,457	Auto	Self-employed	15	Good	0.276845	294,668	null	Reynoldsstad	NV	Gibraltar	null	2	Medium
44	Non-binary	High School	Divorced	46,723	631	43,397	Auto	Self-employed	0	Poor	0.183084	68,629	1	Kimtown	MI	Japan	4	0	Low
42	Male	PhD	Divorced	24,558	739	21,714	Home	Self-employed	11	Good	0.501958	null	2	North Andreaberg	ND	Cambodia	2	2	Medium
53	Male	PhD	Divorced	null	744	45,039	Business	Employed	13	Good	0.163539	58,975	2	Allenland	VT	Peru	1	2	Medium
27	Non-binary	Master's	Divorced	53,178	771	37,598	Business	Self-employed	8	Fair	0.221131	null	null	West Edward	WI	India	3	1	Low
36	Male	High School	Single	87,390	790	14,108	Business	Unemployed	2	Poor	0.3545	56,947	0	Martinezview	MH	Iceland	3	0	Low
31	Female	High School	Widowed	null	null	13,455	Business	Unemployed	6	Poor	0.29451	183,477	1	Wilsonport	WV	Australia	1	0	High
31	Male	PhD	Divorced	22,387	625	47,351	Personal	Employed	7	Good	0.584314	293,724	4	North Christopher	CT	Suriname	0	1	Low
34	Male	Master's	Widowed	null	714	10,409	Business	Unemployed	13	Poor	0.164355	62,223	0	South Louisside	DC	Jamaica	3	0	Low
59	Female	Bachelor's	Married	null	765	38,960	Auto	Self-employed	2	Good	0.501414	237,343	null	North Graceville	MO	Saint Martin	1	1	Medium
34	Non-binary	High School	Single	79,330	679	36,877	Personal	Unemployed	12	Good	0.368182	273,800	4	Greenview	VI	Burundi	null	2	Low
21	Female	Master's	Single	null	746	38,370	Auto	Self-employed	19	Fair	0.355705	null	4	Wilsonchester	UT	Azerbaijan	4	1	Low
45	Female	Master's	Married	null	658	null	Home	Self-employed	15	Poor	0.521254	33,578	2	Heathertown	CT	Tanzania	2	1	Medium
59	Non-binary	PhD	Single	25,969	750	18,284	Auto	Unemployed	12	Excellent	0.474982	279,958	0	Roseberg	CO	Ghana	1	2	Low
44	Non-binary	Master's	Widowed	26,820	623	36,940	Business	Unemployed	12	Excellent	0.564769	111,773	0	Oconnorshire	RI	Cayman Islands	4	0	Low
26	Female	Bachelor's	Single	71,163	663	44,555	Home	Self-employed	12	Good	0.553362	207,677	1	Lesliehaven	AS	Peru	4	1	Low
59	Non-binary	High School	Widowed	88,464	735	null	Home	Unemployed	2	Excellent	0.460487	256,231	1	Scottburgh	SC	Sudan	null	2	Low
47	Non-binary	High School	Widowed	null	749	31,608	Business	Self-employed	3	Poor	0.484979	244,885	2	Kathrynton	MS	Belarus	null	2	Low
58	Non-binary	PhD	Married	100,901	634	14,642	Auto	Employed	0	Poor	0.16372	259,383	0	Darrylchester	VT	Guernsey	null	2	Low
29	Male	PhD	Widowed	32,857	657	41,942	Business	Self-employed	5	Excellent	0.438939	null	2	South Stacie	PW	Uganda	2	2	Low
62	Female	PhD	Widowed	111,302	645	38,708	Home	Self-employed	1	Fair	0.454243	null	4	Goldenland	KY	Botswana	0	2	Low
69	Non-binary	Bachelor's	Widowed	71,902	710	43,186	Business	Employed	2	Fair	0.137721	214,734	0	Fishershire	MH	Burkina Faso	null	1	Low
46	Non-binary	Bachelor's	Divorced	118,453	null	null	Auto	Self-employed	8	Fair	0.474884	128,662	4	Mcintoshport	PA	United States of America	2	2	Medium
29	Female	Master's	Single	74,909	737	39,139	Personal	Self-employed	18	Excellent	0.114641	195,330	4	Cruzview	DC	Trinidad and Tobago	0	0	Low
66	Male	PhD	Widowed	82,758	null	null	Home	Employed	0	Poor	0.166302	207,188	null	Virginiashire	SC	Palestinian Territory	null	1	Low
50	Male	Master's	Married	31,992	617	8,290	Personal	Self-employed	0	Poor	0.281782	45,049	null	West Brittanyhaven	CA	Djibouti	1	2	Medium
54	Female	PhD	Widowed	33,346	611	29,833	Business	Unemployed	14	Good	0.48953	178,620	0	Jamesberg	GA	Marshall Islands	null	0	Low
67	Male	PhD	Widowed	null	768	47,292	Home	Self-employed	8	Good	0.123164	125,742	3	East Desiree	MI	Svalbard & Jan Mayen Islands	2	1	Medium
31	Female	PhD	Widowed	30,348	732	7,222	Personal	Self-employed	16	Good	0.526995	118,679	0	Lanceshire	MI	Wallis and Futuna	null	2	Low
49	Male	Master's	Married	42,525	621	null	Auto	Self-employed	4	Fair	0.308822	258,745	1	New Morgan	AZ	Cuba	1	2	Low
19	Male	High School	Single	110,296	643	17,927	Home	Self-employed	15	Fair	0.503067	null	3	Zhangton	MS	Netherlands Antilles	2	0	Low
52	Male	High School	Married	null	784	5,554	Home	Self-employed	3	Poor	0.50812	null	4	Adrianaberg	DE	Belarus	null	2	High
65	Non-binary	PhD	Single	98,930	607	8,048	Business	Employed	13	Excellent	0.476299	243,042	1	Adamville	CT	Fiji	3	0	Medium
39	Non-binary	Bachelor's	Divorced	39,726	723	38,521	Personal	Unemployed	13	Excellent	0.122794	181,235	null	West Arthurborough	UT	Falkland Islands (Malvinas)	1	1	Low
33	Male	Master's	Divorced	62,523	null	31,964	Personal	Unemployed	11	Poor	0.238155	26,634	null	Randyside	HI	Morocco	0	2	Medium
44	Non-binary	Master's	Single	89,110	678	27,734	Auto	Employed	5	Excellent	0.468791	185,324	4	Elizabethberg	ME	Nigeria	0	2	Low
50	Non-binary	Bachelor's	Widowed	45,226	null	null	Home	Employed	9	Good	0.445467	161,555	3	Duncanbury	KS	Saint Pierre and Miquelon	null	2	High
68	Female	Bachelor's	Widowed	47,738	695	17,151	Home	Employed	11	Good	0.186646	256,095	4	Richardhaven	OR	Saint Lucia	1	1	Low
46	Male	Master's	Single	28,861	670	null	Personal	Employed	19	Good	0.106855	214,390	0	Johnsonburgh	AZ	Australia	4	1	Medium
53	Male	Master's	Widowed	88,731	776	17,092	Home	Self-employed	9	Excellent	0.121518	40,868	1	Lake Lisaburgh	IA	South Georgia and the South Sandwich Islands	1	1	Low
58	Non-binary	Master's	Single	65,020	776	22,639	Home	Self-employed	15	Good	0.377452	81,946	1	Port Danielle	FL	Djibouti	null	0	Low
28	Male	Master's	Single	41,032	755	null	Business	Self-employed	10	Poor	0.25691	119,444	2	Hornfurt	HI	Andorra	1	1	Low
18	Male	PhD	Single	54,320	631	39,428	Business	Employed	4	Good	0.546702	76,570	2	East Brandonfurt	MH	Sweden	4	1	High
64	Non-binary	PhD	Married	39,703	677	21,025	Personal	Employed	6	Good	0.483247	155,973	2	Sarahton	MS	British Indian Ocean Territory (Chagos Archipelago)	1	2	High
38	Female	Bachelor's	Widowed	null	760	11,715	Auto	Employed	4	Poor	0.10323	50,474	3	North Allisonborough	CA	Cook Islands	1	1	High

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