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1.46k
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https://www.oldnational.com/faq-detail/how-do-i-sign-up-for-online-bill-pay-within-online-and-mobile-banking
|
[
{
"question": "How do I sign up for Online Bill Pay within Online and Mobile Banking?",
"answer": "Within Online Banking, you can make one-time payments and set up automated, repeat payments. You can also enroll to receive eBills (electronic bills) from payees with Online Bill Pay and view your eBills history. Our Online Bill Pay has its own FAQ as well. You can find it on the Bill Pay screen in the lower right corner under I want to. . . iPhone users, choose Bill Pay at the bottom of the screen. Android users, tap the menu icon in the upper left and choose Bill Pay."
}
] |
https://www.bestpoker.com/marketing/faq/why-are-some-of-my-tables-not-working-while-others-are-running-properly/
|
[
{
"question": "Why are some of my tables not working while others are running properly?",
"answer": "This problem mostly happens when your connection to the game server is unstable. Please note that each table you are playing on has separate connections/routes to our game servers. For example, from the image below: If one of your tables is connected to Server1 and your other tables are connected Server2, you may experience this situation. If your tables continue to have delay issues, we recommend that you close it to re-login. For such cases, we provide what is called the Disconnection Extra Time (DET). If the issue persists, please report your Brand’s Support team by following the post here. Please be reminded as well that if the results of the Network Status testing is poor, there may be other symptoms as outlined here."
}
] |
http://faq.chesapeake.edu/faq/108690
|
[
{
"question": "Do you have newspapers in the library?",
"answer": "We also subscribe to America's News, a database of newspapers from around the country. If you are looking for articles on a particular topic, a quick search in America's News will serve you well."
}
] |
https://docs.moodle.org/22/en/IMS_content_package_FAQ
|
[
{
"question": "What is the difference between an IMS content package and a SCORM package?",
"answer": "The main difference is that IMS is mainly for \"static\" content - SCORM allows tracking of question/answers and reports a \"grade\" at the end. If you want to do any tracking/grading then use SCORM - if you just want to display some content to the user - use IMS."
},
{
"question": "What happened to the IMS content package repository?",
"answer": "Moodle 1.9 contained a feature called the IMS Repository - this feature had a range of bugs and has not been ported to Moodle 2.0 at this stage. For more details see MDL-28579. This page was last modified on 15 March 2012, at 09:47."
}
] |
http://www.quooker.co.uk/enuk/service/frequently-asked-questions/faq/will-a-quooker-save-me-money
|
[
{
"question": "Quooker taps | Will a Quooker save me money?",
"answer": "On average a kettle uses the same amount of energy to boil a litre of water as it takes to run a fridge for about seven hours and in the UK we boil our kettle on average four times a day! In contrast using a Quooker, is quick, efficient and instant meaning you use only what you need because the 100°C boiling water is there, ‘on tap’ which saves time, money, energy and water."
}
] |
https://www.screwfixwardrobes.com/here-to-help/fitting-sliding-doors
|
[
{
"question": "How do I figure out what size doors I need?",
"answer": "When measuring the space you want to fit with sliding doors, you’ll need to tell us the depth, height and width of the space. Measure the depth of the opening in two places, allowing at least 620mm for interior wardrobe systems. Then, measure the height in three evenly spaced locations across the opening. Finally measure the opening width near the top and bottom. With these measurements, we’ll be able to tell you how many sliding doors you’ll need using our wardrobe configuration tool. You can find more detailed guidance on measuring up in our instructions."
},
{
"question": "What tools and materials will I need?",
"answer": "Be sure to check the instructions for your specific project. If you’re fitting sliding glass doors as a room separator, Allen keys will be included; along with wall plugs, screws and an adjustable pin wrench. Our sliding glass door systems can be installed onto any suitable reinforced stud wall. You can find step-by-step guidance for sliding glass installation in our instructions."
},
{
"question": "Can I get more help fitting sliding doors?",
"answer": "Absolutely! All our sliding door wardrobe systems and sliding glass doors come with step-by-step installation guides - you can view and download them from our website. Read how easy it is to install our wardrobes yourself here. If you need any additional help, don’t hesitate to get in touch with us. You can also find more guidance on preparing and measuring or order product samples on our website."
}
] |
http://www.magdrilluk.com/faqs/
|
[
{
"question": "Which milling cutter does the Auto CUT 500 automatic beveling machine use?",
"answer": "The image on the left side is the arbor milling cutter ZFR 500 for AutoCUT 500 machine. The image on the left side is the arbor milling cutter ZFR 250 for SKF 25 beveling machine. The image on the left side is the milling cutter ZFR 300.3. The image on the left side is the milling cutter ZFR 450.3. The image on the left side is the milling cutter ZFR 4520.3. Loosen the side clamping screw. Set the desired chamfer height by turning the entire machine head. The set value can be read from the ring scale. Tighten the clamping screw again. Lock the ON/OFF switch in the switched-on position by pressing the locking mechanism. Align the workpiece to be processed horizontally and secure it. Set the chamfer height, see section Setting the chamfer height. Insert the plug into the mains socket. Clasp both handles and put the machine upright with the supporting plate onto the workpiece so that the milling milling cutter does not move onto the workpiece. Switch the machine on, see section Switching on the machine. Wait until the maximum speed is reached. This process takes approx. 3 seconds. Push the machine slowly and evenly in the opposite running direction of the tool. Before switching off, remove the machine from the tool. Switch off the machine, see section Switching off the machine. Pull the plug out of the mains socket. Unscrew the housing from the motor. Loosen and remove the milling cutter with the tool supplied (SW 22 openend wrench, hook wrench). Screw in the desired milling cutter. Screw on the housing again."
}
] |
http://www.faqih.info/nokia-x1-00/
|
[
{
"question": "Features 1.8?",
"answer": "TFT display.. Here the Nokia X1-00 Specifications - Phone Accessories - Cases. You might also want to buy related products with Nokia X1-00 phone or compare the specs or features. High Capacity reliable OEM Lithium-Ion Battery rated at 1320 mAh. OEM battery for you to keep as a reliable extra power source handy ~ , Brand: Nokia. 3G-enabled smartphone in silver with 3.4-inch AMOLED touchscreen and Symbian^3 operating system. 12-MP camera with Carl Zeiss optics and 720p video capture; Wireless-N Wi-Fi; Bluetooth 3.0; 16 GB internal memory; microSD expansion; HDMI output ~ , Brand: Nokia, Color: Silver, Model: 002T2X1. Original Nokia Equipment ~ , Brand: Nokia. 16GB Class 10 MicroSDHC Team High Speed 20MB/Sec Memory Card. Blazing Fast Card For Nokia N97 Mini X1-00. A free High Speed USB Adapter is included. Comes with Lifetime Warranty. 16GB MicroSDHC Class 10 compliant. Supports Content Protection for Recordable Media (CPRM) ~ ."
}
] |
https://vijetabroking.com/ShowFAQ.aspx
|
[
{
"question": "What factors determine the price of a stock?",
"answer": "The value of a stock reflects its true price. The factors that determine the price of a stock include demand and supply and the fundamentals of the company including its growth potential. Demand and Supply: In the short term, the basic economic theory of demand and supply determines a stock’s worth. So, when the demand for a stock exceeds its supply (that is, there are more buyers than sellers), its price tends to rise. And, when supply overtakes demand (that is, sellers exceed buyers), the stock loses value. However, these are short-term market trends, which tend to get evened out over a period of time. In the medium to long-term, a stock is driven by the company’s fundamental strength i.e. business potential, past performance, competence and credibility of its promoters, management, etc. Growth Potential: Investors are willing to pay a premium for stocks of companies that have the potential to increase their revenues and net profits. ‘The greater this growth potential, the higher the premium given to the stock’. If a company proves that it is capable of sustaining growth, the market will continue to give it high valuations. And, that’s likely to be the major driver for stock valuations. Fundamentals: A company’s growth outlook is linked to its business prospects and how well its management is capitalizing on the existing opportunities. The quality of a company’s management is crucial. So, pay attention to the management practices of a company and its level of corporate governance."
},
{
"question": "When is the best time to buy/ sell stocks to maximize profits?",
"answer": "The general thumb rule is to buy at a low price and sell at a high price to earn profits. However, many investors commit the folly of investing in overvalued stocks or stocks that have surged and are basking in the media spotlight. Instead, stocks that have had a recent good run may be overbought, offering an opportunity to sell rather than buy (sell high). Similarly, it’s a great idea to invest in a stock that has had a bearish run (buy low) as long as the fundamentals of the stock are bullish in the long term. In conclusion, an investor can profit by buying high-quality stocks when they are undervalued, and sell when the stocks become overvalued."
},
{
"question": "What are the risks in investing in equities?",
"answer": "An equity investment does carry certain risks. Some are related to the particular stock including the company’s business prospects, also known as unsystematic risk. However, some risks are common to all stocks i.e. market risks and macro-economic risks, which are also known as systematic risk. Investors can almost entirely eliminate unsystematic risk by a diversification strategy which will reduce his exposure to a particular sector or stock. Business risks- these risks are related to the success of the company’s business and the demand for its products. It is related to the company’s performance including its ability to capture market share. Financials risks- these risks concern the company’s ability to manage its finances to ensure that it has an optimum level of debt, equity and reserves. Higher levels of debt or financial leverage may mean higher interest costs and reduced earnings to equity shareholders. Industry risk- Industry in which the company operates is affected by changes in technology, regulations and fashions, which in turn may affect the performance of the company. Management risks- the level of corporate governance, management skills and vision. Political, economic and exchange rate risks- these macro-economic risks affect all stocks and are outside the control of a company. Market risks- this is the risk of investing in the stock market in general. It is the risk that the market may turn bearish or that you have invested at the peak of the market cycle."
},
{
"question": "What is the process of investing in equity?",
"answer": "To invest in equities, an investor needs to open the following accounts. A bank account for cash payments and receipts. You may also use your existing bank accounts for this purpose. Additionally, an investor must decide that whether he wants to invest by making purchases or taking delivery of shares or by undertaking margin trading wherein an investor has to only pay a portion of the purchase price while the broker funds the remaining cost of shares. Margin trading which can magnify your buying power doesn’t involve delivery of shares as an investor only books profits or loss. Derivatives, such as futures or options, are financial contracts which derive their value from a spot price, which is called the” underlying”. For example, wheat farmers may wish to enter into a contract to sell their harvest at a future date to eliminate the risk of a change in prices by that date. Such a transaction would take place through a forward or futures market. This market is the “derivatives market\", and the prices of this market would be driven by the spot market price of wheat which is the “underlying”. The term “contracts\" is often applied to denote the specific traded instrument, whether it is a derivative contract in wheat, gold or equity shares. The world over, derivatives are a key part of the financial system. The most important contract types are futures and options, and the most important underlying markets are equity, treasury bills, commodities, foreign exchange, real estate etc. Forward contracting is very valuable in hedging and speculation. The classic hedging application would be that of a wheat farmer forward -selling his harvest at a known price in order to eliminate price risk. Conversely, a bread factory may want to buy bread forward in order to assist production planning without the risk of price fluctuations. If a speculator has information or analysis which forecasts an upturn in a price, then he can go long on the forward market instead of the cash market. The speculator would go long on the forward, wait for the price to rise and then take a reversing transaction making a profit. In the first two of these, the basic problem is that of too much flexibility and generality. The forward market is like the real estate market in that any two persons can form contracts against each other. This often makes them design terms of the deal which are very convenient in that specific situation for the specific parties, but makes the contracts non-tradable if more participants are involved. Also the “phone market\" here is unlike the centralisation of price discovery that is obtained on an exchange, resulting in an illiquid market place for forward markets. Counterparty risk in forward markets is a simple idea: when one of the two sides of the transaction chooses to declare bankruptcy, the other suffers. Forward markets have one basic issue: the larger the time period over which the forward contract is open, the larger are the potential price movements, and hence the larger is the counter- party risk. Even when forward markets trade standardized contracts, and hence avoid the problem of illiquidity, the counterparty risk remains a very real problem. Futures markets were designed to solve all the three problems (listed in Question 4) of forward markets. Futures markets are exactly like forward markets in terms of basic economics. However, contracts are standardized and trading is centralized (on a stock exchange). There is no counterparty risk (thanks to the institution of a clearing corporation which becomes counterparty to both sides of each transaction and guarantees the trade). In futures markets, unlike in forward markets, increasing the time to expiration does not increase the counter party risk. Futures markets are highly liquid as compared to the forward markets. 6."
},
{
"question": "What are various types of derivative instruments traded at NSE?",
"answer": "Futures: A futures contract is an agreement between two parties to buy or sell an asset at a certain time in the future at a certain price. All the futures contracts are settled in cash at NSE. Options: An Option is a contract which gives the right, but not an obligation, to buy or sell the underlying at a stated date and at a stated price. While a buyer of an option pays the premium and buys the right to exercise his option, the writer of an option is the one who receives the option premium and therefore obliged to sell/buy the asset if the buyer exercises it on him. \"Calls\" give the buyer the right but not the obligation to buy a given quantity of the underlying asset, at a given price on or before a given future date. \"Puts\" give the buyer the right, but not the obligation to sell a given quantity of underlying asset at a given price on or before a given future date. All the options contracts are settled in cash. American Option - American options are options contracts that can be exercised at any time up to the expiration date. Options on individual securities available at NSE are American type of options. Options contracts like futures are Cash settled at NSE. 7."
},
{
"question": "What are various products available for trading in Futures and Options segment at NSE?",
"answer": "Indices: Nifty 50 CNX IT Index, Bank Nifty Index, CNX Nifty Junior, CNX 100, Nifty Midcap 50, Mini Nifty and Long dated Options contracts on Nfity 50. 2) Price Risk Transfer- Hedging - Hedging is buying and selling futures contracts to offset the risks of changing underlying market prices. Thus it helps in reducing the risk associated with exposures in underlying market by taking counter- positions in the futures market. For example, an investor who has purchased a portfolio of stocks may have a fear of adverse market conditions in future which may reduce the value of his portfolio. He can hedge against this risk by shorting the index which is correlated with his portfolio, say the Nifty 50. In case the markets fall, he would make a profit by squaring off his short Nifty 50 position. This profit would compensate for the loss he suffers in his portfolio as a result of the fall in the markets. 3) Leverage- Since the investor is required to pay a small fraction of the value of the total contract as margins, trading in Futures is a leveraged activity since the investor is able to control the total value of the contract with a relatively small amount of margin. Thus the Leverage enables the traders to make a larger profit (or loss) with a comparatively small amount of capital. An investor can trade the 'entire stock market' by buying index futures instead of buying individual securities with the efficiency of a mutual fund. 10."
},
{
"question": "How do I start trading in the derivatives market at NSE?",
"answer": "Futures/ Options contracts in both index as well as stocks can be bought and sold through the trading members of NSE. Some of the trading members also provide the internet facility to trade in the futures and options market. You are required to open an account with one of the trading members and complete the related formalities which include signing of member-constituent agreement, know Your Client (KYC) form and risk disclosure document. The trading member will allot to you a unique client identification number. To begin trading, you must deposit cash and/or other collaterals with your trading member as may be stipulated by him. 11."
},
{
"question": "What is the contract cycle for Equity based products in NSE?",
"answer": "Futures and Options contracts have a maximum of 3-month trading cycle -the near month (one), the next month (two) and the far month (three), except for the long dated Options contracts. New contracts are introduced on the trading day following the expiry of the near month contracts. The new contracts are introduced for three month duration. This way, at any point in time, there will be 3 contracts available for trading in the market (for each security) i.e., one near month, one mid month and one far month duration respectively. For example on January 26,2008 there would be three month contracts i.e. Contracts expiring on January 31,2008, February 28, 2008 and March 27, 2008. On expiration date i.e. January 31, 2008, new contracts having maturity of April 24, 2008 would be introduced for trading. 13."
},
{
"question": "What is the concept of in the money, at the money and Out of the money in respect of Options?",
"answer": "At-the-money-option (ATM) - An at-the money option is an option that would lead to zero cash flow if it were exercised immediately. An option on the index is said to be \"at-the-money\" when the current price equals the strike price. Out-of-the-money-option (OTM) -An out-of- the-money Option is an option that would lead to negative cash flow if it were exercised immediately. A Call option is out-of-the-money when the current price stands at a level which is less than the strike price. If the current price is much lower than the strike price the call is said to be deep out-of-the money. In case of a Put, the Put is said to be out-of-money if current price is above the strike price. 14."
},
{
"question": "Why should there be margins?",
"answer": "Just as we are faced with day to day uncertainties pertaining to weather, health, traffic etc and take steps to minimize the uncertainties, so also in the stock markets, there is uncertainty in the movement of share prices. This uncertainty leading to risk is sought to be addressed by margining systems of stock markets. Suppose an investor, purchases 1000 shares of 'xyz' company at Rs.100/- on January 1, 2008. Investor has to give the purchase amount of Rs.1, 00,000/(1000 x 100) to his broker on or before January 2, 2008. Broker, in turn, has to give this money to stock exchange on January 3, 2008. There is always a small chance that the investor may not be able to bring the required money by required date. As an advance for buying the shares, investor is required to pay a portion of the total amount of Rs.1, 00,000/- to the broker at the time of placing the buy order. Stock exchange in turn collects similar amount from the broker upon execution of the order. This initial token payment is called margin. Remember, for every buyer there is a seller and if the buyer does not bring the money, seller may not get his / her money and vice versa. Therefore, margin is levied on the seller also to ensure that he / she gives the 100 shares sold to the broker who in turn gives it to the stock exchange. Margin payments ensure that each investor is serious about buying or selling shares. In the above example, assume that margin was 15%. That is investor has to give Rs.15, 000/-(15% of Rs.1, 00,000/) to the broker before buying. Now suppose that investor bought the shares at 11 am on January 1, 2008. Assume that by the end of the day price of the share falls by Rs.25/-That is total value of the shares has come down to Rs.75, 000/-. That is buyer has suffered a notional loss of Rs.25, 000/-. In our example buyer has paid Rs.15, 000/- as margin but the notional loss, because of fall in price, is Rs.25, 000/-. That is notional loss is more than the margin given. In such a situation, the buyer may not want to pay Rs.1, 00,000/- for the shares whose value has come down to Rs.75, 000/-. Similarly, if the price has gone up by Rs.25/-, the seller may not want to give the shares at Rs.1, 00,000/-. To ensure that both buyers and sellers fulfill their obligations irrespective of price movements, notional losses are also need to be collected. Prices of shares keep on moving every day. Margins ensure that buyers bring money and sellers bring shares to complete their obligations even though the prices have moved down or up. Different people have different definitions for volatility. For our purpose, we can say that volatility essentially refers to uncertainty arising out of price changes of shares. It is important to understand the meaning of volatility a little more closely because it has a major bearing on how margins are computed. 3."
},
{
"question": "Can you give an example?",
"answer": "As mentioned earlier, volatility has different definitions and therefore different people compute it differently. For our understanding purpose, let us compute volatility based on close prices of a share over last 6 months. Since it is based on historical data, let us call it \"historical volatility\". 4."
},
{
"question": "What is the difference between price movements and volatility?",
"answer": "Prices of shares fluctuate depending on the future prospects of the company. We hear of stock prices going up or down in the markets every day. Popularly, a share is said to be volatile if the prices move by large percentages up and/or down. A stock with very little movement in its price would have lower volatility. Let us compute volatility of four companies W, X, Y and Z to see how daily price movements of these companies affect the computed historical volatility. As you can see from the above, prices of shares of 'W' company moved up and down through out the period and the price changes were ranging from -5.51% to 5.78%. The calculated historical volatility is 3.85% for the period. Shares of company 'Y' moved steadily downwards and the price changes were between -2.45% and 0.58%. Here the historical volatility is once again 0.62%. Shares of company 'Z' moved up and down but with smaller percentage variations ranging from -0.52% to 0.40%. Here historical volatility is 0.32% and is the least volatile share of the four under consideration. Higher volatility means the price of the security may change dramatically over a short time period in either direction. Lower volatility means that a security's value may not change as dramatically. 5."
},
{
"question": "Is volatility linked to the direction of price movements?",
"answer": "No. Stock prices may move up or may move down. Volatility will capture the extent of the fluctuations in the stock, irrespective of whether the prices are going up or going down. In the above example shares of 'X' have moved up steadily whereas shares of 'Y' moved down steadily. However, both have same historical volatility. 6."
},
{
"question": "How does change in volatility affect margins?",
"answer": "Price movements vary from share to share. Some see larger up or down variations on daily basis and some see lower one way or both way movements. In our example under question 4, we considered share price movements of 4 companies W, X, Y and Z during the period January 1, 2008 to January 22, 2008. On the morning of January 23, 2008, no one knows what would be the closing price of these 4 shares. However, historical volatility number would tell you that shares of 'W' may move up or down by large percentage whereas shares of 'Z' may see a small percentage variation compared to close price on January 22, 2008. This is only an estimate based on past price movements. Since the uncertainty of price movements is very high for 'W', its shares would attract higher initial margin whereas shares of 'Z' would attract lower initial margin since its volatility is low. Let us deal with this aspect in more detail while exploring different types of margins. 7."
},
{
"question": "Are margins same across cash and derivatives markets?",
"answer": "Stock market is a complex place with variety of instruments traded on it. As shown above, one single margin for all shares may not be able to handle price uncertainty / risk. In our simple example under question 1, even within cash market, we have seen two types of margins, one at the time of placing the order and another to cover the notional loss. Shares traded on cash market are settled in two days whereas derivative contracts may have longer time to expiry. That is, derivative market margins have to address the uncertainty over a longer period. Therefore, SEBI has prescribed different ways to margin cash and derivatives trades taking into consideration unique features of instruments traded on these segments. 8."
},
{
"question": "What is Value at Risk (VaR) margin?",
"answer": "VaR Margin is at the heart of margining system for the cash market segment. VaR margin is collected on upfront basis. In that respect, it is similar to the margin we have seen in our example under question 1 while placing the order. Let us try and understand briefly what we mean by 'VaR'. The most popular and traditional measure of uncertainty / risk is Volatility, which we have understood earlier. While historical volatility tells us how the security price moved in the past, VaR answers the question, “How much is it likely to move over next one day?\" VaR is a technique used to estimate the probability of loss of value of an asset or group of assets (for example a share or a portfolio of a few shares), based on the statistical analysis of historical price trends and volatilities."
},
{
"question": "With 99% confidence, what is the maximum value that an asset or portfolio may loose over the next day?",
"answer": "You can see how the \"VaR question\" has three elements: a relatively high level of confidence (99%), a time period (a day) and an estimate of loss (expressed either in rupees or percentage terms). The actual calculation of VaR is beyond the scope of this booklet. However, those who are interested in understanding the calculation methodology may refer any statistical reference material. Let us assume that an investor bought shares of a company. Its market value today is Rs.50 lakhs. Obviously, we do not know what would be the market value of these shares next day. An investor holding these shares may, based on VaR methodology, say that 1-day VaR is Rs.4 lakhs at the 99% confidence level. This implies that under normal trading conditions the investor can, with 99% confidence, say that the value of the shares would not go down by more than Rs.4 lakhs within next 1-day. In the stock exchange scenario, a VaR Margin is a margin intended to cover the largest loss (in %) that may be faced by an investor for his / her shares (both purchases and sales) on a single day with a 99% confidence level. The VaR margin is collected on an upfront basis (at the time of trade). 10."
},
{
"question": "How is VaR margin calculated?",
"answer": "VaR is computed using exponentially weighted moving average (EWMA) methodology. Based on statistical analysis, 94% weight is given to volatility on 'T1' day and 6% weight is given to 'T' day returns. To compute volatility for January 1, 2008, first we need to compute day's return for Jan 1, 2008 by using LN (close price on Jan 1, 2008 / close price on Dec 31, 2007). Take volatility computed as on December 31, 2007. Volatility on December 31, 2007 = 0.0314 Closing price on December 31, 2007 = Rs. 360 Closing price on January 1, 2008 = Rs. 330 January 1, 2008 volatility = Square root of [(0.94*(0.0314)*(0.0314) + 0.06 (0.08701)* (0.08701)] = 0.037 or 3.7% Now, to arrive at VaR margin rate, companies are divided into 3 categories based on how regularly their shares trade and on the basis of liquidity (that is, by how much a large buy or sell order changes the price of the scrip, what is technically called 'impact cost'. Detailed note on impact cost is available in annexure B). Group I consists of shares that are regularly traded (that is, on more than 80% of the trading days in the previous six months) and have high liquidity (that is, impact cost less than 1%). Group II consists of shares that are regularly traded (again, more than 80% of the trading days in the previous six months) but with higher impact cost (that is, more than 1 %). All other shares are classified under Group III. For Group II shares, computation of VaR margin rate is a little complex. First take higher of 3.5 times volatility of the security or 3.0 times volatility of index (The volatility of index is taken as the higher of the daily Index volatility based on S&P CNX NIFTY or BSE SENSEX. At any point in time, minimum value of volatility of index is taken as 5%). The number arrived at as above is then multiplied by 1.732051 (that is, square root of 3). The number so obtained is the VaR margin rate. For Group III securities VaR margin rate would be 5.0 times volatility of the Index multiplied by 1.732051 (that is, square root of 3). 11."
},
{
"question": "How is the Extreme Loss Margin computed?",
"answer": "The extreme loss margin aims at covering the losses that could occur outside the coverage of VaR margins. The Extreme loss margin for any stock is higher of 1.5 times the standard deviation of daily LN returns of the stock price in the last six months or 5% of the value of the position. This margin rate is fixed at the beginning of every month, by taking the price data on a rolling basis for the past six months. In the Example given at question 10, the VaR margin rate for shares of ABC Ltd. was 13%. Suppose that standard deviation of daily LN returns of the security is 3.1%. 1.5 times standard deviation would be 1.5 x 3.1 = 4.65. Then 5% (which is higher than 4.65%) will be taken as the Extreme Loss margin rate. 12."
},
{
"question": "How is Mark-to-Market (MTM) margin computed?",
"answer": "MTM is calculated at the end of the day on all open positions by comparing transaction price with the closing price of the share for the day. In our example in question number 1, we have seen that a buyer purchased 1000 shares @ Rs.100/at 11 am on January 1, 2008. If close price of the shares on that day happens to be Rs.75/-, then the buyer faces a notional loss of Rs.25,000/- on his buy position. In technical terms this loss is called as MTM loss and is payable by January 2, 2008 (that is next day of the trade) before the trading begins. In case price of the share falls further by the end of January 2, 2008 to Rs. 70/-, then buy position would show a further loss of Rs.5, 000/-. This MTM loss is payable by next day. In case, on a given day, buy and sell quantity in a share are equal, that is net quantity position is zero, but there could still be a notional loss / gain (due to difference between the buy and sell values), such notional loss also is considered for calculating the MTM payable. 13."
},
{
"question": "How is Initial Margin Computed?",
"answer": "Initial margin for F&O segment is calculated on a portfolio (a collection of futures and option positions) based approach. The margin calculation is carried out using a software called - SPAN® (Standard Portfolio Analysis of Risk). It is a product developed by Chicago Mercantile Exchange (CME) and is extensively used by leading stock exchanges of the world. SPAN® uses scenario based approach to arrive at margins. Value of futures and options positions depend on, among others, price of the security in the cash market and volatility of the security in cash market. As you would agree, both price and volatility keep changing. To put it simply, SPAN® generates about 16 different scenarios by assuming different values to the price and volatility. For each of these scenarios, possible loss that the portfolio would suffer is calculated. The initial margin required to be paid by the investor would be equal to the highest loss the portfolio would suffer in any of the scenarios considered. The margin is monitored and collected at the time of placing the buy / sell order. The SPAN® margins are revised 6 times in a day - once at the beginning of the day, 4 times during market hours and finally at the end of the day. Obviously, higher the volatility, higher the margins. 16."
},
{
"question": "How is exposure margin computed?",
"answer": "In addition to initial / SPAN® margin, exposure margin is also collected. Exposure margins in respect of index futures and index option sell positions is 3% of the notional value. For futures on individual securities and sell positions in options on individual securities, the exposure margin is higher of 5% or 1.5 standard deviation of the LN returns of the security (in the underlying cash market) over the last 6 months period and is applied on the notional value of position. 17."
},
{
"question": "How are Premium and Assignment margins computed?",
"answer": "In addition to Initial Margin, a premium margin is charged to buyers of option contracts. The premium margin is paid by the buyers of the options contracts and is equal to the value of the options premium multiplied by the quantity of options purchased. For example, if 1000 call options on ABC Ltd are purchased at Rs. 20/-, and the investor has no other positions, then the premium margin is Rs. 20,000. The margin is to be paid at the time trade. Assignment Margin is collected on assignment from the sellers of the contracts. 18."
},
{
"question": "Do I get margin benefit if I have positions on different underlying?",
"answer": "No. Margin benefit is not provided for positions on different underlying in F&O segment."
},
{
"question": "Do I get margin benefit if I have counter positions in different months on same underlying?",
"answer": "Yes. Margin benefit is provided for positions in futures and options contracts on the same underlying. Yes. In case of calendar spread positions margin benefit is provided. However, the benefit is removed three days prior to expiry of the near month contract. There are four buy and four sell orders lying in the order book. The difference between the best buy and the best sell orders (in this case, Rs.0.50) is the bid-ask spread. If a person places an order to buy 100 shares, it would be matched against the best available sell order at Rs. 4 i.e. he would buy 100 shares for Rs. 4. If he places a sell order for 100 shares, it would be matched against the best available buy order at Rs. 3.50 i.e. the shares would be sold at Rs.3.5. Progressing further, it may be observed that the bid-ask spread as specified above is valid for an order size of 100 shares unto 1000 shares. However for a larger order size the transaction cost would be quite different from the bid-ask spread. This brings us to the concept of impact cost. We start by defining the ideal price as the average of the best bid and offer price, in the above example it is (3.5+4)/2, i.e. 3.75. In an infinitely liquid market, it would be possible to execute large transactions on both buy and sell at prices which are very close to the ideal price of Rs.3.75. In reality, more than Rs.3.75 per share may be paid while buying and less than Rs.3.75 per share may be received while selling. Such percentage degradation that is experienced vis-à-vis the ideal price, when shares are bought or sold, is called impact cost. Impact cost varies with transaction size. The sale price for 4000 shares is Rs.3.43, which is 8.53% worse than the ideal price of Rs.3.75. Hence we say \"The impact cost faced in buying 4000 shares is 8.53%\". Impact cost represents the cost of executing a transaction in a given stock, for a specific predefined order size, at any given point of time. Impact cost is a practical and realistic measure of market liquidity; it is closer to the true cost of execution faced by a trader in comparison to the bid-ask spread. In mathematical terms it is the percentage mark up observed while buying / selling the desired quantity of a stock with reference to its ideal price (best buy + best sell) / 2."
},
{
"question": "1 What is online trading in securities?",
"answer": "Online trading in securities refers to the facility of investor being able to place his own orders using the internet trading platform offered by the trading member viz., the broker. The orders so placed by the investor using internet would be routed through the trading member."
},
{
"question": "2 How can one start trading online?",
"answer": "To start with, investor needs to identify a trading member who offers internet trading facility and register with the trading member for availing the internet trading facility."
},
{
"question": "3 How to choose an online stock broker?",
"answer": "Many of the big and medium sized trading members offer internet trading facility. Investor can get the details of trading members of the Exchange on the website www.nseindia.com. Identify brokers offering internet trading facility; check their references from persons having knowledge about financial markets and select a broker who has good reputation and capability to deliver all the services that are expected by the investor. Particular attention should be paid by the investor to the availability of support in case of technical problems while choosing the broker."
},
{
"question": "4 Who could use online trading?",
"answer": "Usually, a person familiar in using computer, conversant with the use of internet and who is able to tackle routine problems associated with use of personal computers may opt for online trading."
},
{
"question": "5 Are there additional documents to be executed for registering as internet customer?",
"answer": "As per SEBI and Exchange stipulations, in addition to execution of regular KYC documents, the investor would have to execute a specific Member- client agreement for internet trading which broadly spells out the rights and obligations of trading member and Investor besides alerting on system related risk, confidentiality of user id and password."
},
{
"question": "6 What documents are received usually after registration as an online trading client?",
"answer": "On registering as online trading client with the trading member, normally investor receives a welcome kit containing the user-id and password allotted to the client."
},
{
"question": "7 What precautions an online investor must take on starting online trading?",
"answer": "The Default password provided by the broker is changed before placing of order. Ensure that password is not shared with others. Change password at periodic interval. He has understood the manner in which the online trading software has to be operated."
},
{
"question": "8 What should investor know about failure of system that is being used for placing orders?",
"answer": "Every online trading client should understand that there could be a possibility of failure of system which could include failure at various points including net work failure, connectivity failure etc. Generally, the trading members have alternate ways of servicing the investors in the eventuality of such failures. In order to mitigate risks arising from such failures, investor before starting trading should understand from the trading member about ways and means of dealing with such failures, steps that investor needs to take for knowing his position, closing the position etc."
},
{
"question": "9 What are the other safety measures online client must observe?",
"answer": "Avoid placing order from the shared PC's / through cyber cafés. Log out after having finished trading to avoid misuse. Ensure that one does not click on “remember me” option while signing on from non-regular location. Do not leave the terminal unattended while one is “signed-on” to the trading system. Protect your personal computer against viruses by placing firewall and an anti-virus solution. You should not open email attachments from people you do not know."
},
{
"question": "10 How can one investor make sure that his access to trading is continuously available?",
"answer": "In the course of his dealing, investor should always make sure that sufficient funds and securities are available in his account with the trading member and that he is regular in payment of margins so as to avoid blocking of account by the trading member. Where due to shortage of margin or funds not paid, the account is blocked and positions are squared off or securities are sold by the trading member, investor may get the details of such square-up, sales from the trading member. 11."
},
{
"question": "Where online trades are being done is there any documents that I need to receive from the trading member for the trades executed?",
"answer": "For every trade that takes place on the Exchange, the trading member needs to issue contract note within 24 hours from the date of execution of the trade. Generally, internet based investors opt for Digital contract notes. Hence, at the time of client registration investor should provide an email id which is regularly used. In case investor wishes to receive physical contract notes, he may specify so in the client registration document and cut off the email id column. Investor needs to regularly check the contract notes and if any variation in the trades is found needs to take up the issue with the trading member immediately. Besides the Contract Notes, trading member needs to issue quarterly statement of funds and securities to the investor and such statement can be digitally issued if investor has opted for digital document."
}
] |
http://nerej.com/faq-s-about-sealcoating-from-new-england-sealcoating-co
|
[
{
"question": "FAQ's about sealcoating from New England Sealcoating Co.\nCraig Swain, New England Sealcoating Co., Inc.\nWhy Sealcoat?",
"answer": "You have a large investment in your pavement. Replacing it is an expensive endeavor. Sealers are designed to protect and extend the life of your pavement; while at the same time enhancing its appearance. Sealcoating prevents the sun from oxidizing the asphaltic binder, it prevents damage caused by the elements, and protects the pavement from oil and gas that spills on the pavement. It reduces maintenance costs and extends the life of your pavement."
},
{
"question": "When is a good time to start sealcoating my parking lot?",
"answer": "The common mistake most people make is calling us after their pavement has cracked and in need of patching. To get the maximum life out of your pavement, a program should start within the first year. Your asphalt should be protected from its enemies, sun, oil and gas spills and water intrusion, as soon as possible. You wouldn't wait years before painting the wood on your house."
},
{
"question": "How soon after my parking lot is paved can I sealcoat it?",
"answer": "As soon as the pavement rids itself of the surface oils. This is done through oxidation and rain. One way to check is to spread some water on the surface, if the water does not bead up and there are no rainbows caused by the surface, the asphalt is ready to be sealed. Depending on the weather this usually takes 6 to 8 weeks. Most people wait 6 months to a year before sealing."
},
{
"question": "Why are two thin coats of sealer better than one thick coat?",
"answer": "Much like paint, sealer applied in 2 thin coats dries and cures much better than with 1 thick coat. Sealers are a water based product that dry and cure by evaporation of the water. A thin coat of sealer loses its water content much faster than a thick coat. A thick coat has a tendency to hold water and stay soft for a longer period of time. This could result in some tracking & premature wearing."
},
{
"question": "How many coats of sealer should be applied?",
"answer": "Low traffic such as a typical home driveway, 1 coat is sufficient. Moderate traffic on a parking lot, 2 coats with a third coat on the entrance and exits. Heavy traffic 2 coats with a third coat on all travel lanes and roadways."
},
{
"question": "Does scuffing always occur?",
"answer": "Scuffing is normal, even with additives, and usually occurs in the first month. Scuffing is usually worse on a hot day particularly when the temperatures go above 90 degrees. The best way to minimize scuffing is to try and not turn your car sharply when the lot is first opened up. My unsealed driveway is getting tire/scuff marks."
},
{
"question": "Why do some seal coating jobs fail to hold up?",
"answer": "Surface preparation maybe the problem. Adhesion problems may occur due to pavement not being properly cleaned. The presence of dirt, or contaminants like oil, gas or grease will lead to flaking. Some asphalts even with primer applied are just too old, oxidized and/or polished for the sealer to bond properly. The sealer was not given enough time to cure before it was driven on. The contractor may have diluted the sealer with too much water or did not apply the recommended amount of the product. There is just too much traffic on the parking lot for the sealer to perform. A severe winter where a lot sand is used on the lot. The sealer was not applied in the proper weather conditions."
},
{
"question": "How long should my parking lot be closed off after it is sealed?",
"answer": "If the sealer does not have an additive in it we recommend 24 hours. If the sealer has a fast drying additive of approximately 2%, then 12 hours. Factors that affect curing time include temperatures, humidity, and sun exposure."
},
{
"question": "I can't close my lot for 12 hours what can you do?",
"answer": "Seal coating is a 7 day a week operation, maybe a Saturday or Sunday would work. We can seal the lot in sections so as not to disrupt traffic too much. There are some more expensive sealers designed to cure more quickly so you can open the lot up sooner."
},
{
"question": "Can you seal my lot at night?",
"answer": "Seal coating at night is very risky. The weather conditions need to be ideal. It needs to be very warm with low humidity and a breeze certainly helps. You run the risk of the sealer not being dry in the morning, causing huge traffic and tracking problems. Typically if you seal at night the sealer will not be getting the proper curing time and may wear prematurely. The manufacturers also inform us that the sun is an important factor for the curing and longevity of the sealer."
},
{
"question": "Will the sealer fill depressions/holes and fill the cracks?",
"answer": "No, sealer will not fill depressions or holes. If sealer is put on too thick it tends to flake off. Hot asphalt will be needed in these areas. Sealer does not work in the cracks. When it is dry it is not flexible enough to move when the cracks open and close during temperature changes. The sealer will just crumble in the cracks."
},
{
"question": "A vehicle just leaked on my newly sealed parking lot, what do I do?",
"answer": "Sealer is oil and gas resistant. No products will protect your pavement from a spill that is left on the surface for an extended period of time. If cleaned up soon enough, there most likely will be a stain but the sealer will continue to protect the underlying asphalt from further damage. The best way to treat the spill is to apply Speedy Dry, cat litter or even dry sand to it immediately. Work it into the spill with a broom, shovel it up and dispose of it properly. If caught soon enough, power washing after the clean-up may remove some of the stain."
},
{
"question": "Can sealer be applied to concrete?",
"answer": "No, pavement sealer does not bond well to concrete or cement surfaces. It will look good at first but it will peel and flake off becoming a constant maintenance problem and eye sore."
},
{
"question": "How often should I seal my asphalt?",
"answer": "The typical asphalt parking lot is sealed every 2 to 3 years. The amount of traffic and the wearing is the deciding factor. Low traffic areas such as driveways need to be sealed less frequently than pavements with moderate or heavy traffic. Seal coating too frequently or over sealing is not good for your asphalt. Each time a lot is sealed it should be evaluated for wear patterns. Some areas may require only 1 coat while others may need 2 or 3 coats the next time you seal."
},
{
"question": "Why should I have sand in my sealer?",
"answer": "Sand in the sealer gives a uniform texture that helps with traction and skid resistance. Sealer applied without sand in it tends to be more slippery. Sealers with sand in them tend to last longer and are safer to walk and drive on. Recommended sand loads are 4 to 6 lbs. of sand per gallon of the emulsion. Any more sand than that will result in a coating that will have poor flexibility, adhesion and lose some of its chemical resistance."
},
{
"question": "Why do some contractors put a latex additive in the sealer?",
"answer": "The use of latex additives is very common these days. There are many additives each trying to improve the performance of the sealer in some way and help minimize scuff marks. Some examples are: Fast drying - additives that help speed up the drying and curing time of the sealer so it can be driven on sooner. Rubberizing Additives - to improve flexibility, toughness and durability Thickening Additives - which build the viscosity of seal coating diluted with large amounts of water."
},
{
"question": "Why two coats of sealer instead of one?",
"answer": "Two coats of sealer will last longer than one. Over time you will have sealed more frequently with one coat and it will end up being more expensive. The labor costs for the mobilization, cleaning and surface preparation does not change for one coat versus two coats. The price difference between one coat and two coats is not half but the life expectancy is about half."
},
{
"question": "Why use a primer?",
"answer": "Over time due to traffic and oxidation the surface aggregate becomes smooth and polished. Sealer does not bond well to a surface like it does to newer asphalt. For the seal coating to bond to this polished surface the sealer needs something to stick to. The right primer penetrates the smooth polished aggregate and allows the sealer to bond effectively. In older parking lots, unless there is a tremendous amount of traffic, we recommend applying PolyPrime to areas where the sealer wears first, the entrances, exits and travel lanes. The areas where the cars park wears very slowly so priming these areas is usually overkill."
},
{
"question": "What do I need to do to prepare for seal coating?",
"answer": "Turn your sprinkler system off the day before the sealing is to be done. Turn it back on the day after the sealer has been done. Reschedule trash pickup, landscapers etc. Inform postman and newspaper delivery people. Newspaper people are notorious for driving right through the cones. Notify people who use the lot that it will be closed on that day and they will not be able to walk or park on the pavement. All vehicles, dumpsters, pallets etc. must be off of the paved area. To be safe put them at least 100 feet from the asphalt. While the cleaning process is going on there is a lot of dust flying through the air and an occasional gust of wind can blow the sealer quite a distance while it's being sprayed. I have heard sealcoating my parking lot may yellow my white tile floors. There are two types of sealers, asphalt based and coal-tar based. Asphalt based sealers will not yellow tile floors. The coal-tar based sealer should not be used where there are white tile floors such as in grocery stores. The chances of foot traffic and shopping cart tires yellowing the floors are very likely."
},
{
"question": "How is sealer applied?",
"answer": "Sealer can be applied by either spray or squeegee units. The spray units must be able to apply sealer with sand in it."
},
{
"question": "What causes white streaks in the sealcoating?",
"answer": "It may be a problem with the sub-base itself. The limestone from the base maybe coming up with the water through pre-existing cracks in the pavement."
},
{
"question": "Why does the sealer dry gray?",
"answer": "The sealer may have been applied under less than ideal weather conditions (high humidity, shade, or cooler temperatures). Usually the problem is temporary and the sealer darkens up after a few days."
},
{
"question": "How soon can the striping be put on a sealed lot?",
"answer": "If curing additives have been added to the sealer the striping can be done in the same day. The lines definitely look better if you can wait 24 hours or even a week. Hopefully I have been able to answer some of your sealcoating questions. Craig Swain is the president of New England Sealcoating Co., Inc., Hingham, Mass."
}
] |
http://secure-cart-ssl.com/faq
|
[
{
"question": "What types of guaranteed loans are available through the SBA?",
"answer": "The SBA guarantees many types of loans, including the SBA Express Term Loan, 7(a) Regular Business Loan and 504 Development Company Loan. Refer to Lesson 2 for more information."
},
{
"question": "What are the eligibility requirements for businesses?",
"answer": "➔ Businesses must be engaged in or proposed to do business in the U.S. Refer to Lesson 7 or contact a local SBA specialist/banking institution in your area to learn more about the loan application process. As an SBA Preferred Lender, the SBA has authorized banks to make lending decisions on their behalf. Loan proposals do not need to go to the SBA for approval, which means the process moves more quickly. Refer to http://www.sba.gov/content/lenders-participating-sba-export-loan-programs for a list of SBA authorized banks."
},
{
"question": "What is the course of events that takes place when an SBA loan is requested?",
"answer": "➔ Pre-qualification- Many lenders can pre-qualify a business for a loan within a couple of days of receiving basic financial information. ➔ Application and Credit Approval- The next step is the full application. After the lender receives the completed application package, an underwriter will review the application and make a decision about the loan request. Once the loan is approved, the lender will send a commitment letter for signature. ➔ Closing- Once the commitment letter is signed, the documentation process begins. The lender will obtain appraisals, IRS tax verification, environmental assessments, and title work. A closing date will be scheduled. Then the final documents are signed during the closing. ➔ The basic qualifications in applying for an FHA loan is at least two years of steady employment, preferably with same employer, stable or increase of income for the previous two years, less than two 30-day late payments within two years with a minimum credit score of 620 or higher or in some cases no credit score at all. In addition, bankruptcy's must be at least two years old, with perfect credit since discharge, foreclosure's must be at least three years old, with perfect credit since, and your new mortgage payment should be approximately 30% of your gross (before taxes) income. ➔ An FHA loan can be utilized as many times as you desire, however, you cannot have more than one outstanding FHA loan with a loan to value of higher than 75%. You can own rental property and purchase your primary residence using FHA financing. ➔ FHA allows streamline only if you are lowering your monthly payment or converting the loan to a fixed rate. ➔ FHA allows the purchasing of a home with no down payment and 100% financed using an FHA loan. FHA also allows using an insured first mortgage in combination with other programs, which may allow you to purchase a home with no out-of-pocket money. ➔ Unlike other programs, the FHA allows co-signers that are not living in the home help you to qualify for a mortgage. Stipulations include that their rent, mortgage, and/or monthly bills will be used in the qualifying process, and they cannot currently have an FHA loan in their name. ➔ Active duty and honorably discharged veterans can apply for a VA loan with any mortgage lender that participates in the VA home loan program. A Certificate of Eligibility (VA Form 26-1880) from the VA should be provided to the lender to prove that you are eligible for a VA loan. Although it is possible to establish eligibility without your proof of service, it may cause delays and is therefore best to provide the evidence to the lender. Other forms of acceptable proof of military service include an original statement of service signed by the adjutant, personnel officer, or commander of your unit or higher headquarters which identifies your social security number and date of entry (for current active-duty members), or a copy of your DD Form 214 indicating your honorable discharge (for discharged members.) DO NOT SUBMIT AN ORIGINAL DD Form 214 DOCUMENT. ➔ The VA allows reusable eligibility in certain circumstances if you have already obtained one VA loan. Mainly, your prior loan must have been paid in full and you have disposed of the property. However, on a one-time basis, you may have your eligibility restored if your prior VA loan was paid in full but you still own the property. The VA does not allow reusable eligibility if the prior loan was foreclosed up either by the original purchaser or if the loan was assumed and that assumer defaulted on the loan. ➔ Unmarried surviving spouses of veterans who died on active duty or as the result of a service-connected disability are also eligible for the VA home loan benefit. In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan. Children of eligible veterans, living or deceased, are not eligible for the home loan benefit. ➔ A home is an investment. When you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. ➔ First-time home buyers may be a good candidates for federal mortgage programs, such as FHA or HUD. Your local government may also have local homebuying programs that could work for you. ➔ There is help available for single parents who wish to own their own home. Start by becoming familiar with the homebuying process and pick a good real estate broker. Consider getting pre-qualified so that you know the range of cost you are eligible for. ➔ Using a real estate broker is a very good idea. Purchasing a home is a confusing process and the details can be mind-boggling. A good real estate professional can guide you through the entire process and make the experience much easier. A broker will also be well-versed on the different types of benefits that a first-time home buyer may be eligible for. ➔ Many programs that the first-time buyer may be eligible for require little to no money down. ➔ There are two times of the year in which you will get the best price on a car: the last two weeks of December and July to October. ➔ Competition gets you the best price. Know what other dealers are charging for the cars. ➔ Know your credit history and remember that it is illegal for anyone to run a credit check on you without your permission. ➔ The more money you have to put down on a vehicle, the less your payments will be. ➔ When financing your vehicle, know that the longer the financing the lower your payments will be, however, you may end up paying less in actual finance fees than with a shorter-term loan. ➔ Don't give the dealer your license or social security number. ➔ Cars that need to be ordered from the factory should NOT cost more than the cars on the lot. ➔ Be wary of letting a car dealer locate the car you want from another dealership. They often charge you unnecessary fees. ➔ It is illegal for a car to have a missing MSRP or price invoice sticker. ➔ There are pros and cons for leasing vs. purchasing a vehicle. Do your research and determine which avenue is best for you. ➔ There are two types of personal loans, secured loans and unsecured loans. No security is required for an unsecured loan, but a secured loan, which is often for a larger amount, will be secured against an asset, such as your house or your car. ➔ Personal Loans are available to anyone who has a steady source of income. Any Individual can obtain a personal loan as long as they are salaried individuals, self-employed professionals, and/or self-employed non professionals and are subject to credit approval. ➔ Personal loans are much like having a credit card, except when you receive a personal loan it is necessary for the borrower to draw out the entire loan. The loan is then repaid by way of fixed monthly instalments. In the case of a card, the interest is charged based on the amount utilized only. ➔ Personal loans can be used for any legal purpose and can be paid off early without penalty. ➔ When applying for a loan, the lending institution will check your credit history to determine if you are eligible to receive a loan, and what the terms of the loan will be. If you have a low score due in part to late or skipped payments or defaulted on a loan, it will affect your score and may result in your being turned down for the loan. It is important to know that each time you apply for a loan with a financial institution, your credit will be checked and can negatively affect your score if too many inquiries are made. ➔ A consolidation loan allows you to pay off several creditors by making one payment to one creditor and that creditor distributing the payments. This simplifies making monthly payments and can possibly reduce interest rates, so you may end up paying less than what you would have paid without the loan. ➔ A friend or family member can act as a co-signer which can add extra security for the financial lender that provides your loan. ➔ Components of personal finance might include checking and savings accounts, credit cards, consumer loans, stock market investments, retirement plans, social security benefits, insurance policies, and income tax management. 1. Assessment: Assess your personal financial situation by creating a balance sheet listing the values of personal assets, liabilities, and expenses. 2. Set goals: Setting financial goals helps to direct financial planning. An example of setting a financial goal is to dedicate a certain time frame to purchase a home. 3. Create a plan: The financial plan details how to accomplish your goals. Reducing unnecessary spending or expenses or investing in the stock market are examples on how to accomplish your goals. 4. Execution: Once you have completed steps 1-3, the hard part comes in...executing. This often requires dedication, discipline, and perseverence. Many people enlist the assistance from professionals such as accountants, financial planners, investment advisers, and lawyers. 5. Monitoring and reassessment: As time passes and circumstances change, one's personal financial plan must be monitored for possible adjustments or reassessments. ➔ A 401k is a savings plan for an employee's retirement. The employee authorizes pre-taxed pay to be put into the savings plan in the form of mutual funds or other options set up by the employer. The contributions and investment earnings have the ability to increase (tax-deferred) until they are withdrawn and then will be taxed as ordinary income. ➔ The 401k is established by individual employers and although the employee is contributing to the funds, an employer may choose to add or ‘match’ a certain percentage. The contribution is subtracted automatically before taxes from the employee’s paycheck. It is up to the employee’s discretion how much percentage-wise is deducted from their paycheck, up to a certain percentage, and how their money will be invested. ➔ The money accumulates and is not to be taken out (though it can be, but you will be penalized) until retirement (usually the age of 591/2). The employee does not pay taxes while the money is accumulating, but once the money begins to be withdrawn, taxes will be applied to each withdrawal (small tax installments as opposed to a large sum). ➔ Since the money taken out for the 401k is tax-deferred, the employee does not pay taxes on the contribution and ends up paying less taxes on their paycheck. Employer contributions and growth of savings is tax free until it is withdrawn and an employee can transfer their 401k plan to a new employer. ➔ If you switch jobs, you can also transfer your 401k into an IRA. IRAs give you more control of your assets. There are thousands of investment plans, but not even ten options for each 401k plan. Spreading out your assets is always a mantra of money professionals. It is suggested to put your money into a self-directed IRA and then try and contribute as much money as possible into the new job's 401k. ➔ Some companies will let the employee be able to permanently withdraw their money from their 401k. It is highly not recommended because you will have to pay income taxes on the money plus the ten percent penalty. Some reasons for early withdrawal are to pay medical expenses, pay college tuition, cover funeral expenses, or avoid an eviction or foreclosure. ➔ Fidelity Funds - Helps find funds to match your investment goals. ➔ Mutual Funds - Pools money together from thousands of small investors and then its manager buys stocks, bonds or other securities with it. When you contribute money to a fund, you get a stake in all its investments. ➔ Money Market Funds - Is an open-ended mutual fund that invests in short-term debt securities such as U.S. Treasury bills and commercial paper. Money market funds are widely regarded as being as safe as bank deposits yet providing a higher yield. ➔ ETFs (Exchange-Traded Fund) - Is traded on stock exchanges. An ETF holds assets such as stocks, commodities, or bonds, and trades close to its net asset value over the course of the trading day. Most ETFs track an index, such as the S&P 500. ETFs may be attractive as investments because of their low costs, tax efficiency, and stock-like features. ETFs are the most popular type of exchange-traded product. ➔ Stocks - When you own a share of stock, you are a part owner in the company with a claim (however small it may be) on every asset and every penny in earnings. ➔ Options - A option is a derivative financial instrument that specifies a contract between two parties for a future transaction on an asset at a reference price. The buyer of the option gains the right, but not the obligation, to engage in that transaction, while the seller incurs the corresponding obligation to fulfill the transaction. ➔ Margin Loans - Margin loans are loans taken to finance the purchase of securities, usually the purchase of stock (also known as equity). Margin loans normally are extended by the same financial services firm (stock brokerage firm or securities firm) that the customer uses to trade in the security in question. ➔ Fixed Income - A type of investing or budgeting style for which real return rates or periodic income is received at regular intervals at reasonably predictable levels. Fixed-income budgeters and investors are often one and the same - typically retired individuals who rely on their investments to provide a regular, stable income stream. This demographic tends to invest heavily in fixed-income investments because of the reliable returns they offer. ➔ CDs (Certificate of Deposit) - A CD is a time deposit, a financial product commonly offered to consumers in the United States by banks, thrift institutions, and credit union. CDs are similar to savings accounts in that they are insured and thus virtually risk-free; they are \"money in the bank\". CDs are insured by the FDIC for banks and by the NCUA for credit unions. They are different from savings accounts in that the CD has a specific, fixed term (often monthly, three months, six months, or one to five years), and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest. ➔ Bonds - A bond is a debt security, in which the authorized issuer owes the holders a debt and, depending on the terms of the bond, is obliged to pay interest to use and/or to repay the principal at a later date, termed maturity. A bond is a formal contract to repay borrowed money with interest at fixed intervals. ➔ Annuities - An annuity contract is created when an insured party, usually an individual, pays a life insurance company a single premium that will later be distributed back to the insured party over time. Annuity contracts traditionally provide a guaranteed distribution of income over time, until the death of the person or persons named in the contract or until a final date, whichever comes first. However, the majority of modern annuity customers use annuities only to accumulate funds free of income and capital gains taxes and to later take lump-sum withdrawals without using the guaranteed-income-for-life feature. I’ve heard of lottery and merit scholarships."
},
{
"question": "What are the differences?",
"answer": "Lottery scholarships are given just as they are implied: at random. This means that everybody who applies has an equal chance of winning the scholarship. Merit scholarships are awarded based on certain criteria and are competed for. Academic excellence, extracurricular activities, and involvement in community services will give you a leg up on the competition when the award is decided. This greatly depends on the type of scholarship you are applying for, how well you meet the qualifications, and the number of other applicants. Local scholarships restricted to your demographics give you the better opportunity to win since the application pool is much smaller. In addition, applying for a scholarship that would lower the amount of applicants (such as academic excellence, religious, specific sport-related scholarships, etc.) would also provide you a better opportunity of being awarded the scholarship. The more qualifications you meet, coupled with a nicely-written application, means more chances of you being awarded the scholarship. It is also very important to list all accomplishments when applying for a scholarship, no matter how insignificant you think they may be. Being active in your community greatly increases your chances for receiving a scholarship. Scholarship providers want to see that you will give back to the community and that you value making contributions of your time and effort. Many proposal essays are written with community service as the topic, and giving back to your community, school, and/or church can only help you in the application process. Think of your letter of recommendation as being similar to a professional reference. You are selling yourself as being the best person for the “job”. The type of scholarship you are applying for greatly determines who you should ask to write a recommendation for you. For instance, you would want to ask a teacher for a recommendation if you are applying for an academic scholarship. Recommendations should come from people who know you well and articulate your strengths as well as praise your accomplishments. However, it is not recommended that you ask a personal friend or family member."
},
{
"question": "Should I still apply?",
"answer": "No. This is why researching a scholarship prior to applying is so important. You most likely will not be awarded the scholarship if you don't meet the qualifications, so focus your time and energy on scholarships that you do have a chance of winning. Remember, there are thousands of scholarships out there, so do your research and apply for those that you have the best opportunity of being awarded."
},
{
"question": "How long before I know if I got the scholarship?",
"answer": "All scholarship providers are different, but normally the applicant receives notification that they won the scholarship a few weeks after the deadline."
},
{
"question": "Can I get more than one scholarship?",
"answer": "Yes. However, many scholarships are based on financial need, so you will most likely need to notify the scholarship provider of other scholarships and/or grants you have received. Make sure to read the requirements of each scholarship carefully."
},
{
"question": "Will receiving a scholarship effect my financial aid?",
"answer": "Yes. More often than not, the scholarship provider gives your award directly to the college you are attending for your tuition. If this happens, the school will adjust your financial needs accordingly."
}
] |
http://normandy44-tours.com/faq-general-information
|
[
{
"question": "How to confirm a reservation ?",
"answer": "If we are able to fulfill your request, we will send you a reservation form by E-mail with all your booking information. You will have to return it by E-mail, with your final approval and also confirming that you have read, understood and accepted our Terms & Conditions. There will be no charge prior to the tour which you will pay directly to your guide in Euros, cash or travelers checks on the day of the tour. If you prefer to pay prior the tour, it is available by bank transfer in Euros. There will be no charge at all if you cancel at least 72 hours before the tour. For any cancellation 48 hours or 24 hours before the tour or on the day of the tour, the total price of the tour will be charged."
},
{
"question": "How to get to Bayeux ?",
"answer": "First train at 7:07 am. Average duration : 2h18 min. Be careful, you have to switch train in Caen (9 min transfer), always follow the signs looking for the train number. You will arrive in Bayeux at 09.26 am, but not available on weekends and French bank holidays."
},
{
"question": "What is the best to wear ?",
"answer": "We recommend you to wear comfortable clothes, especially shoes since we will be doing a bit of walking on different types of terrain. Also the weather can be chilly or rainy even in the summer, a warm raincoat is often needed !"
},
{
"question": "Are children welcome on our tours ?",
"answer": "Children of all ages are welcome on our tours. A child will use one seat in our vehicles. We have at your disposal adapted children seats. If needed, please let us know the type of seat that is required at time of booking."
}
] |
https://www.ssdpa.com/DWI-Defense/DWI-FAQ.shtml
|
[
{
"question": "Should I just plead guilty and accept the consequences?",
"answer": "Even if your breath test results indicate that you were over the limit, there may still be a way to get the DWI charge dismissed or reduced to a non-alcohol driving offense. Attorney Jeff Sheridan will carefully examine all aspects of your case. Factors such as the legality of the stop, the validity of the breath test results and others could lead to a positive outcome. In the American justice system, the question is not whether you can prove your innocence, but whether the state can prove your guilt. Experienced counsel is the only way to make sure your rights are protected. I've been arrested for DWI."
},
{
"question": "Can I get limited driving privileges?",
"answer": "The first step is to initiate action against the Minnesota Commissioner of Public Safety within 60 days of being served your notice of revocation. Jeff Sheridan can file the necessary papers and represent you in a judicial hearing. If your blood alcohol level was less than .16, you will not be able to drive for 15 days, after which you may obtain a limited license allowing you to drive for certain purposes. If your blood alcohol level was greater than .16 or you have a prior DWI conviction, you will have to have an ignition interlock device installed on your car to drive. In either case, winning your judicial challenge to the revocation will get your license back immediately and, most importantly, remove the reference to the revocation from your driving record. I refused to take the breath test."
},
{
"question": "What are my options?",
"answer": "We can still fight the criminal charges and the license revocation based on lack of a legal cause to stop you and many other factors. It is vitally important that a challenge to the revocation be filed within 60 days or, no matter what happens in your criminal case, you will have a DWI on your record for life. Jeff Sheridan can review your case and provide further guidance based on the circumstances."
},
{
"question": "How do I get my driver's license restored while my case is pending?",
"answer": "You will have to apply for a new license, pay a $680 reinstatement fee, take a \"rules of the road\" test and a DWI knowledge test. If you pay the fee and we are successful in defeating your license revocation, the reinstatement fee will be refunded to you. Therefore, there is no reason not to get back on the road as soon as possible."
},
{
"question": "How do I get an ignition interlock device installed on my car?",
"answer": "Contact Sheridan & Dulas, P.A., for a free consultation. You can also contact us by telephone at 651-968-1249 or 800-491-9983."
}
] |
https://simplysign.certum.eu/faq/
|
[
{
"question": "What is Adobe announcing?",
"answer": "On July 1st, the European Union’s new Regulation on Identification and Trust Services (eIDAS) will take effect, setting new rigorous requirements for secure signatures in a way that is expected to influence the entire global industry. In order to make it simple for EU businesses and government entities to successfully comply with this new regulation, Adobe and twelve other industry-leading organizations are announcing the Cloud Signature Consortium. 4."
},
{
"question": "What is the Cloud Signature Consortium?",
"answer": "The Cloud Signature Consortium is a group of industry and academic organizations committed to building a new standard for cloud-based digital signatures that will support web and mobile applications and comply with the most demanding electronic signature regulations in the world. The goal is to provide a common technical specification that will make solutions interoperable and suitable for uniform adoption in the global market. This effort was inspired by the need to meet the highest level requirements of the European Union’s Regulation on Identification and Trust Services (eIDAS), but its impact is expected to be global as demand for highly secure digital solutions continues to rise. 5."
},
{
"question": "What problem does the Consortium solve?",
"answer": "With over 7B mobile devices on the planet and cyber-threats at an all-time high, there is increasing market demand for highly secure digital solutions that also provide great user experiences. New regulations – like eIDAS – amplify that demand by creating higher standards for electronic signature compliance. By providing a common protocol for cloud-based Digital Signatures, the Cloud Signature Consortium will make it possible for industry providers to build experiences that span desktop, mobile and web – and meet market expectations to sign documents anytime, anywhere, and in any application. 6."
},
{
"question": "Why is the Consortium important to the industry?",
"answer": "Compelling digital experiences are changing the way we interact, entertain, work, and relate to the world around us. Consumers and businesses alike not only expect – but demand – simple and engaging products and services from the technology industry. They want to acquire new capabilities quickly and easily, use them without extensive training, and work with them wherever they are. Unfortunately, today’s most secure methods for signing documents digitally don’t meet these expectations. With digital signatures, document signing requires the use of a digital ID issued by a trusted certificate provider – which are sometimes delivered online, but more often requires an in-person visit. The key for that digital ID is stored on a secure signature creation device, such as a smart card or USB token that plugs into a desktop computer or laptop. The signing process not only requires specifically-installed software, but is often complicated to use – and can’t be done at all if the signer’s computer or key aren’t immediately available. And because smart cards and tokens can’t easily be used with web applications or mobile devices, choices are extremely limited when it comes to working with popular enterprise web applications (such as Salesforce or Workday), or empowering mobile workers. Recent regulations – like eIDAS in the European Union – make the need for addressing this gap a critical priority. eIDAS demonstrates a clear preference for digital signatures using these more secure methods. With today’s solutions though, compliant processes can only be built by sacrificing user experience, working with a limited number of business applications, or deploying proprietary solutions that may cause interoperability problems in the future. The Cloud Signature Consortium was specifically convened to address these shortcomings. Inspired by the eIDAS Regulation, which introduces the idea of “remote signatures”, the Consortium’s goal is to create an actionable specification that turns vision into reality. Remote signature creation devices would replace personal devices under the physical control of the user with a cloud-based service offered and managed by a trusted service provider. While still maintaining the highest levels of security and control, this more flexible approach would make it easy for users to enroll and use certificates online. It would also let providers build elegant, easy-to-use experiences that span desktop, web, and mobile usage so participants can complete signing processes anytime, anywhere, and in any application. 7."
},
{
"question": "How does the Consortium add value to eIDAS?",
"answer": "The European Commission has worked hard to bring eIDAS to life. And yet, they realize that enabling broad adoption of digital signatures in Europe will take more than just a regulation. To be successful, they need a complete ecosystem of solutions, technology, and trust service providers that are fully aligned in support of eIDAS requirements. The Consortium’s leadership in developing this standard demonstrates critical industry commitment to the success of digital transformation in Europe as a single digital market. 8."
},
{
"question": "Why is a standard required for cloud-based digital signatures?",
"answer": "Digital signatures use Public Key cryptography, which relies on three types of providers to deliver the required technologies and services: solution, technology, and service providers. Solution providers deliver signature platforms and document solutions. Technology providers deliver essential components like authentication technologies, mobile apps, and hardware security modules (HSMs). Service providers act as certificate, registration, or timestamp authorities and assist with compliance validation. Without a standard, all of these providers are required to build their own proprietary interfaces and protocols. Doing so, creates a dizzying array of compatibility questions and deployment limitations. For digital signatures to gain wide acceptance in the marketplace, users need to be able to initiate – and participate in – signing processes across a broad range of experiences, e.g. productivity applications like Adobe Acrobat Reader and Office applications, and enterprise applications like Salesforce, Workday, Microsoft Dynamics CRM, Ariba, or signature workflow applications. They also need to be able engage through desktop, web, or mobile devices. A cloud-based digital signature standard ensures that providers across the industry can create consistent, interoperable experiences across the full range of user applications and devices."
}
] |
http://auction.ridesafely.com/faqs/how-to-delete-a-bid/
|
[
{
"question": "How to delete a bid?",
"answer": "Please keep in mind, all bids are binding. If you need to delete a bid, you must contact customer at (215) 289-0300 and a representative would be able to assist you and finding out if there is still time to delete or the item is already going through the auction."
}
] |
https://americanpredatorchallenge.com/?action=faq
|
[
{
"question": "Is the APC app free to use?",
"answer": "Yes. The app is free to use and can be used to monitor current challenges in real time without signing in. However, in order to participate, users must register and pay an entrance fee. All prizes will be distributed by the challenge host up to one week following the event."
},
{
"question": "How do I submit a harvest?",
"answer": "Easy, after signing in and during the challenge, click on the harvest icon in the upper right hand corner of the screen. Select the game animal harvested, film a video, and submit."
},
{
"question": "What should the harvest Video include?",
"answer": "All harvest videos are 10 seconds and should include three things: shot placement, glow of the animals pupils, and the limp arm test."
},
{
"question": "What if I don't have a cell signal on a hunt?",
"answer": "No cell signal, no problem. All items are recorded and time stamped in the app so if you are in a hunting area without a cell signal, you can still participate."
},
{
"question": "How can I be sure other competitors are not cheating?",
"answer": "American Predator Challenge has put a lot of thought into how the event takes place. All harvests include a geo location and time stamp of the harvest. Videos can only be taken and submitted through the app. The shot placement, limp limb test, and eye test all show how fresh the harvest is. The final submission video ensures animals have not been submitted multiple times."
},
{
"question": "How do I host a competition?",
"answer": "Email [email protected] and our team will follow up with details. You can even host a private hunt that is invite only!"
},
{
"question": "If I win a prize or money, how will I receive it?",
"answer": "All prize money will be sent out following the event via check through the US mail."
},
{
"question": "Can I compete alone or do I have to have a team?",
"answer": "Either way. Teams have to hunt together and can be up to 4 people. See individual challenge rules for final verification."
}
] |
https://westernpower.com.au/faqs/metering/sub-meter/who-is-responsible-for-the-maintenance-of-the-sub-meters/
|
[
{
"question": "Who is responsible for the maintenance of the sub-meters?",
"answer": "Western Power has no statutory or regulatory obligation to maintain or replace sub-meters or any part of your installation. The sub-meter owner is responsible for maintaining the meter. The maintenance may be arranged through an electrical contractor or consultant."
}
] |
http://www.museumkampa.com/visiting-faq
|
[
{
"question": "Can I take photographs with my camera or cell phone?",
"answer": "Unless otherwise stated, photography of exhibits is not permitted due to lender restrictions for exhibitions on view. Visitors are invited to photograph the museum’s architecture from the outside. The use of tripods and camera extension poles throughout the museum is prohibited."
},
{
"question": "What must I check in?",
"answer": "All backpacks, umbrellas, double-sided strollers, and packages must be placed in our lockers. Suitcases, luggage, and bags larger than 40 x 40 cm are not permitted in the museum and cannot be checked in. Lockers are located on the ground floor of the main building of the Museum (Deposit for the locker is 10,-CZK)."
},
{
"question": "Can I use my cellular phone in the gallery?",
"answer": "Cellular phones may not be used in the exhibition galleries. We ask that you turn the ring tone off. If you receive, or need to make a call, please step outside the gallery for the duration of your phone call. Drawing is permitted in the galleries with pencil only (erasers are not permitted). You may be asked to stop if the galleries are too crowded. All galleries and facilities are wheelchair accessible. Strollers are allowed in all galleries unless otherwise noted due to security reasons. All other pets are not permitted in the Museum’s buildings. We ask that you keep an eye on your children at all times. Unattended children are not allowed in the galleries. Please keep your children with you at all times. For groups, we ask that there be 1 adult per 10 children at all times. Chaperones must stay with the children at all times."
},
{
"question": "What other visitor policies of the gallery should I know about?",
"answer": "No visitor is allowed to create any activity that could be described as a performance, a show or a happening, make a declaration or speech, create a media event or photo opportunity on Gallery property or give tours of the exhibitions without prior approval from Gallery authorities. Note: Lighting in the galleries may be dimmed to protect the art."
}
] |
https://skilful.co/faq
|
[
{
"question": "Can't find the answer to your question?",
"answer": "Please get in touch and let us know - we'd love to help. Skilful.co is an online management development platform where managers can learn real life management techniques and professional skills, in a simple and practical way, through our online management development courses. You can learn an entire subject from start to finish, or jump straight to the part you need right now and you can go back to refresh. Skilful have partnered with industry experts who bring all their experience and knowledge through one, easy to use portal. Such as interviewing or building your team, or day-to-day issues like delegating, running meetings or dealing with difficult people. Managers can access Skilful anytime throughout the year, and there are no limits on the number of times they can run through a course or activity. Our courses include practice activities so that managers can role-play various management scenarios and experiment with different responses. This makes the learning much more immersive, as users can make choices and see the consequence of those choices. We find this really gives them the skills and confidence to do things they couldn’t do before, like give and interview or have a difficult conversation. Managers can unlock points and badges as they progress through the courses. These are a great way for people to see how far they’ve come and track their progress."
},
{
"question": "How much does Skilful cost?",
"answer": "Full access to all courses, including new courses as soon as they’re released, all for £25 per manager per month (we do offer discount for larger groups of people). This way managers can dip in and out of courses throughout the year and access training right at the time they need it. Everything they need, in one place, for one fee."
},
{
"question": "How does Skilful link to existing HR and management practices in my organisation?",
"answer": "We understand that all organisations are different. Each has their own policies and ways of working. Skilful doesn't replace HR processes and advice, but what it does is support managers and give them the confidence to implement the organisation’s processes by teaching fundamental principles and skills. Skilful regularly reinforces the need to check the organisations HR policies, or to seek advice from other more senior managers and HR professionals for support."
},
{
"question": "How do I launch Skilful in my organisation and how can you help me?",
"answer": "When you’re investing in a resource like Skilful we all want to make sure it gets off to a strong start. Skilful developed a simple implementation process to help manage the roll out of the tool. And we have a toolkit with various different resources, from videos to PowerPoint presentations to template emails to help you communicate with the managers in your organisation."
},
{
"question": "How can I measure the impact of having Skilful?",
"answer": "We can track usage and the courses that are of particular interest within your organisation, however, it's the changes on the ground, day-to-day that really matter. So Skilful can offer advice on creating personal development plans and linking Skilful courses to individual learning or performance objectives. Our view is that the important thing is the improved confidence and performance of managers in the workplace, which is typically assessed in the organisation’s appraisal or performance review processes and through feedback. Skilful is an online, hosted service and can be accessed online at https://skilful.co. All you need is to have a modern internet browser with Flash installed, an internet connection, and your Skilful login details."
},
{
"question": "What if Skilful goes down?",
"answer": "We guarantee 99% availability throughout the year. Our servers are monitored 24/7 and we continuously check connectivity and response times from multiple locations around the globe to ensure maximum availability. We periodically update our servers and software, and sometimes this may mean a small amount of planned downtime. In these instances, we will endeavour to run planned updates at off-peak times to minimise any potential interruptions to our services. The Skilful team are always on hand during normal office hours (8am-5pm GMT) to help with any queries (and we’ll get back to emails out of hours too). We’re also happy to bounce ideas around so if you need some advice about implementing Skilful or integrating it into other in-house programmes or processes just drop us a line at 8o or call is on 0203 621 5174 and we’ll be happy to talk it through with you."
},
{
"question": "Can I add Skilful to my intranet?",
"answer": "Yes, we can give you a link and a logo to make it easy to find."
},
{
"question": "What if I want to contact one of the Skilful course tutors?",
"answer": "You or the managers are more than welcome to contact our tutors directly with any questions about the courses or additional support. Their details are available via Skilful (we’re not into introduction fees etc)."
},
{
"question": "Can I specify courses for managers?",
"answer": "Of course you can in managers’ development plans and on your communications. We’re looking to build a playlist feature to allow organisations to recommend courses to their managers in the next 6 months."
},
{
"question": "Can I use Skilful to support other Management Development initiatives?",
"answer": "Of course. Skilful can be a great resource for people who are already on management development programmes, having coaching, or other training programmes as it works as practical reference point for dealing with management situations day to day, in between the formal sessions. Courses can also be referenced in people’s personal development plans and in appraisals, then the manager and their boss can set objectives to track progress. Skilful comes from Prelude Consulting Limited, a management consultancy established in 1991 with a track record of helping managers and executives at all levels improve their performance through both face to face initiatives and developing online systems. Prelude has experience across many sectors including Energy, Finance, Public Sector, Leisure, Retail, Manufacturing, Engineering, FMCG and has worked with small businesses through to FTSE 100 businesses across the globe. Skilful also brings the wealth of experience of the team of expert Tutors who all work independently but contribute their knowledge and practical advice to the Skilful courses."
}
] |
https://www.ski-lifts.com/faqs/how-long-before-my-flight-will-i-be-picked-up/
|
[
{
"question": "How long before my flight will I be picked up?",
"answer": "This depends on the transfer type you have selected. The transfer terms for departure times will be specified in your confirmation email and varies depending on whether this is a shared transfer or not. All pick-up times will be confirmed by 17:00CET the day before your departure transfer via email and SMS. The pick-up times take into account the predicted weather and traffic conditions for the day of travel and we always recommend you stick with our suggested times. If you have booked a private transfer, it is possible to specify your own pickup time at the time of booking, however, we would recommend giving us your flight time instead and letting us use our experience to select the optimum pick up time for you. If you do wish to specify a pickup time for your transfer, this must be done at the time of booking. Once we have confirmed a pickup time by SMS, this time cannot be changed. Please note that if you request to leave later than the recommended time provided by us, you do so entirely at your own risk and we will not be held accountable for a missed flight as a result of this decision."
}
] |
https://huntingtonchamber.com/membership/faqs/81-can-i-place-the-chambers-logo-on-my-website-and-marketing-materials
|
[
{
"question": "Can I place the Chamber’s logo on my website and marketing materials?",
"answer": "Yes! We encourage our members to proudly display the Huntington Chamber Decal in their place of business, as well as using our logo on their sales and marketing collateral, up to and including their newsletters and website."
}
] |
http://www.e-taxfree.com/faq/
|
[
{
"question": "Mon-Sun: 08.00 a.m. – 12.00 p.m.\nMon-Sun: 10.00 a.m. – 12.00 p.m.\nMon-Sun: 06.00 a.m. – 11.00 p.m.\nWhere can I shop with e-Taxfree?",
"answer": "Find your shop, which is market with e-Taxfree –lable. The list of stores will be published in April 2016."
},
{
"question": "How can I benefit from shopping with eTaxfree?",
"answer": "Better refund – save up to 70%. No hassle – fast and easy. Your choice – e-Taxfree or e-Invoice."
},
{
"question": "Can you give me a list of stores you provide the service for?",
"answer": "The first list will be available at our launch in April 2016. After that we will publish and update a list of stores all the time. No, to obtain the export validation, goods purchased must available in the original package."
},
{
"question": "How do I obtain an export validation?",
"answer": "When you are leaving the country to head home, take your purchases, receipt and passport to the Customs desk or to e-Taxfree Customer Service to get your Tax Free Form validated. Make sure the goods are unused. Don’t pack away your purchases as you will need to show them to the Customs Officer or to e-Taxfree personnel."
},
{
"question": "What does “Your choice – e-Taxfree or e-Invoice” mean?",
"answer": "It mean that you have a chance to choose whether to get your refund in the border crossing points (e-Taxfree) or from the store when coming back to Finland (e-Invoice)."
}
] |
https://serataitaliana.com/faqs/
|
[
{
"question": "Who is Lamborghini Club America?",
"answer": "La Vita Lamborghini is the official quarterly magazine of Lamborghini Club America. La Vita is distributed to more than half of the Lamborghini owners in North America and reaches owners throughout the world. Buy your tickets today as this will be a sold out event."
},
{
"question": "What is The Price for Admission?",
"answer": "Serata Italiana admission tickets are priced according to the date/month of purchase. Prices increase closer to date of event. Buy your tickets today as this will be a sold out event."
},
{
"question": "Do I Need to Join Lamborghini Club America to Attend?",
"answer": "Yes, only Lamborghini Club Members with an active membership will have access to purchase tickets prior to August 1, 2018. Join or Renew your membership to purchase your tickets."
},
{
"question": "What is the date and time of Serata Italiana?",
"answer": "Serata Italiana is on Saturday, August 17th, 2019. The hours are from 6:30 am to 10:30 pm. Buy your tickets today."
},
{
"question": "Where is Serata Italiana held?",
"answer": "Serata Italiana is held at the exclusive Tehàma Golf Club a Private Clint Eastwood Golf Club. We accept the following credit cards MasterCard, Visa and American Express. We ONLY accept checks mailed before July 1st to: P.O. Box 701963, Plymouth, MI 48170."
},
{
"question": "How do I advertise in La Vita Magazine Magazine?",
"answer": "Please click here for Advertising Information today. This is my first time to Serata Italiana and Montery Car Weekend."
},
{
"question": "What can I expect?",
"answer": "All Lamborghini Club America members receive a Monterey Car Weekend Guidebook leading up to weekend festivities. This guide is designed to help LCA members get the most out of the many activities taking place during the famous Monterey Car Weekend. Please refer to this guide for schedule of events, Lamborghini drives & lunches, information about Serata Italiana Saturday gala, and maps/address destination. Mid August, the cities of Monterey, Carmel and Pebble Beach are transformed to a car lover’s haven. The streets are lined with luxury cars and trailers all visiting the area for lots of events including Monterey Historic Races, Tour d’Elegnace, The Quail, Concorso Italiano, Auctions and the Pebble Beach Concourse d’Elegace. Serata Italiana dress is cocktail attire and jacket requested. The general attire for this weekend is smart casual for the day. Forecast in the past has been about 65 degrees during the day and mid 50s in the evening. When traveling during the day bring a warm jacket, water, sunscreen, comfortable shoes and dress in layers."
},
{
"question": "Do I need printed tickets for Serata Italiana?",
"answer": "We DO NOT mail any tickets or credentials. Only purchased guest names will be allowed entry. * All guests will need a photo ID to pick up credentials at the door."
}
] |
http://lakeshorestudiosllc.com/faq
|
[
{
"question": "Can a customer use their own fabric?",
"answer": "Customers are welcome to send us their own fabric to use, however, 100% silk is not recommended."
},
{
"question": "Can an order be drop shipped?",
"answer": "We can drop-ship an order to another location. There is a $5.00 drop-ship charge."
},
{
"question": "Can anyone buy from Lake Shore?",
"answer": "We are a wholesale manufacturer, and do not sell to the individual public. You may look at the dealer locations to find the nearest dealer to you."
},
{
"question": "Can my retail price be printed on the tags?",
"answer": "Yes, pre-priced tags are available. Call customer service with your mark-up and how to round-up the price. Yes. We have both a domestic and imports catalog. Please contact customer service to have them sent to you. The PDF version is also available as a download on our website."
},
{
"question": "Do you stock ready made shades?",
"answer": "We have an imported line of shades that are in stock and ready to ship in 24-48 hours. Our measurements are based on top dimension x bottom dimension x slant height. Most orders will ship via fed-ex ground. If the order is large in quantity, it will ship via truck collect. You have the option to specify a certain carrier if you prefer."
}
] |
https://www.kickstarter.com/projects/truelovehealth/strongest-hearts-documentary-series-on-vegan-athle/faqs
|
[
{
"question": "Can we see the designs for shirts, hoodie, etc?",
"answer": "We will have all of the designs posted shortly so you can see exactly what you are getting! I promise they will be dope."
},
{
"question": "Why are the rewards priced the way they are?",
"answer": "I want more stuff! At Strongest Hearts our focus is on making the best videos on vegan athletes that exist. We don't want to be a t-shirt company or spend a large portion of your donation on stuff that isn't creating new episodes. The rewards we do have also cost a little more because we are committed to using high-quality, non-sweatshop materials and working with small, independent companies."
}
] |
https://wiki.mobileread.com/wiki/ILiad_FAQ_-_3rd_Party_Applications
|
[
{
"question": "What do I need to install 3rd Party Apps?",
"answer": "Before you can install any 3rd party applications you need to request shell access from iRex. Be forwarned, this will void the software warranty on your iLiad. If a program breaks, it will be up to you to fix it or you will need to pay to have it reflashed. I think I installed the SHELL Hack, But I didn't see anything happen. After you connect to the IDS and download the SHELL Hack, you may need to reboot your iLiad if it did not do that automatically. After that, try to run a program known to work on every iLiad version such as mrxvt. If this does not work, verify you've correctly connected to the IDS and perhaps to to request the package again."
},
{
"question": "What Programs Are Available to Install?",
"answer": "You can find a list of available software on this wiki page. Since the wiki is not always up to date, you may also want to check the iLiad developers forum for the latest news, programs, and updates. This page was last modified 07:39, 4 April 2008 by MobileRead anonymous user 88.191.25.27. Based on work by MobileRead user Alexander, MobileRead anonymous user 207.44.238.95 and others."
}
] |
http://www.john-west.ie/faq
|
[
{
"question": "How can I trace cans from your tuna multipacks when there isn’t a barcode on them?",
"answer": "Simple. Use the barcode from the sleeve of the multipack. The country of origin and boat code can still be found on the can itself."
},
{
"question": "Is John West canned Salmon wild or farmed?",
"answer": "You don’t have to take a wild guess on the answer to this one! All John West Salmon is wild, whether it be pink, red, or simply an ingredient in one of our Light Lunches. Caught in Alaska and Canada and fresh every time. The ‘wildness’ is what makes it such good quality, great tasting salmon! Yes there are, because we believe the skin and bones are an essential part of our Salmon’s all round goodness. In fact the bones are an excellent source of calcium. If you like you can mash the soft bones into the fish so you’re hardly aware of them at all.Alternatively, the skin and bones may be removed before eating the Salmon, or you can choose John West skinless and boneless Salmon if that’s the way you like it. Brook House, Corrig Avenue, Dun Laoghaire Co. Dublin. John West is part of the MWBrands Group which is owned by Thai Union Frozen Products Public Company Limited, incorporated in Thailand. You can write to us at John West, ISI Ltd, ohn West, 14 Classon House, Dundrum Business Park, Dundrum Dublin 14."
}
] |
https://safetynigeria.com/en/content/3-FAQ
|
[
{
"question": "I’ve created an account on Industries Safety Nigeria, how do I Sign in?",
"answer": "To sign into Industries Safety Nigeria, Click here and enter your email address and password."
},
{
"question": "What if I forget/lose the password to my Industries Safety Nigeria account?",
"answer": "If you've forget or lose your Industries Safety Nigeria password, click here and submit your email address. We'll send you a link to change your password."
},
{
"question": "What can I do once I sign into my Industries Safety Nigeria account?",
"answer": "My addresses: You can add your addresses. My vouchers: You can check your vouchers. If you're shopping on Industries Safety Nigeria and find an item you would like to save for viewing later, simply log-in and click the add to favourite or wishlist on the product page to save the item to your Favorite Products or Wishlist. When you come back to Industries Safety Nigeria later, simply visit my wishlists to view the items you saved."
},
{
"question": "Does it matter if I pay online at checkout or pay on delivery?",
"answer": "Paying Online at Checkout: When you pay online at checkout, Industries Safety Nigeria receives your payment and delivers the product to you. By paying in advance with Industries Safety Nigeria, ATM/Debit card, or internet banking, Industries Safety Nigeria can protect you 100% you can shop with complete confidence and ultimate peace of mind: if something goes wrong, we help make it right with a refund, repair, or replacement. Paying on Delivery: You can choose to Pay on Delivery (POD) in Lagos, Abuja FCT, Rivers and many other States across Nigeria. You simply pay the courier with cash or with your ATM/Debit card when your order is delivered."
},
{
"question": "How do I pay for a Safetynigeria.com purchase?",
"answer": "For your convenience, Industries Safety Nigeria offer multiple payment methods. Whatever your choice, you can rest assured that Industries Safety Nigeria is working to keep your transaction safe. You can help by paying online at checkout so Industries Safety Nigeria can hold your payment and more easily refund you if things go wrong. Sign in to your Industries Safety Nigeria account and visit the Order History section. From there, you can view information on all your orders. NEW: Your order has been received and is being processed. SHIPPED: Your order has been marked as shipped and is on its way to you. DELIVERY CONFIRMED: Your order has been delivered. DELIVERY DISPUTE: You have requested cancellation of an order that has been shipped. My order has shipped."
},
{
"question": "How can I track it?",
"answer": "You can track your order by visiting Order History and entering your order number (############). 3) Clicking the button to cancel your order. While you may instantly cancel orders not yet shipped, please note that shipped orders may get to you before your cancellation request is processed. You nevertheless have the option of rejecting or accepting the order on delivery. You can also call 013428636 to request order cancellation."
},
{
"question": "When can I expect my order to arrive?",
"answer": "Your order should arrive within 1-10 days of order processing. You can track your order by visiting Order and History and entering your order number (############). Industries Safety Nigeria is committed to ensuring that its products are delivered on time. However certain factors can affect the delivery time. Given the various factors involved (time it takes to ship, the courier company used, the distance between buyer and seller, and more) delivery times may vary. Your order may be delivered by Industries Safety Nigeria staff, or by other courier companies, depending on the on the delivery method chosen. You may be called prior to or on the same day as delivery to see if you are available to receive your order."
},
{
"question": "Will all of the items in my order arrive in a single package?",
"answer": "It depends on the product. Your order may arrive together or separately. If your orders arrive separately, rest assured that the remaining item(s) will be delivered shortly."
},
{
"question": "What should I do after my order is delivered?",
"answer": "After your order is delivered, make sure your items are as described and are not defective. If you notice any significant issues please email [email protected] or call 0809 460 5555 or 01 460 5555 and provide details as soon as possible. You should also rate and review your transaction -- by doing so you can help other buyers make good buying decisions."
},
{
"question": "How do I cancel an order on safetynigeria.com?",
"answer": "While you may instantly cancel orders not yet shipped, please note that shipped orders may get to you before your cancellation request is processed. You nevertheless have the option of rejecting or accepting the order on delivery. You can also call 01 460 5555 or 0809 460 5555 to request order cancellation."
},
{
"question": "Something went wrong with my order, what can I expect?",
"answer": "If you recently received your order and something is wrong, please email [email protected] or call 0809 460 5555 or 01 460 5555 and provide details as soon as possible. Depending on the exact issue and whether you paid before delivery or paid on delivery, different resolutions can occur. But in all cases, Industries Safety Nigeria will offer support and will try to offer a resolution quickly, such as a repair, replacement, refund upon return, instant refund, or other form of compensation as applicable."
},
{
"question": "Please where is your physical office?",
"answer": "With our operational base in PORTHARCOURT, LAGOS, ABUJA, CALABAR we deliver free of products nationwide (conditions apply)."
}
] |
https://cobaltfitness.co.uk/faq/
|
[
{
"question": "Do I have to commit to a contract on the CF PROJECT?",
"answer": "No. However all clients agree to an 8 week minimum agreement and a 30 day cancelling period thereafter."
},
{
"question": "What is open gym if I’m a CF PROJECT member?",
"answer": "Open gym is time where you can work on your chosen areas. Coaches will also write out workouts for you to get stuck into."
},
{
"question": "Do I get a specific meal plan with every program I buy?",
"answer": "Yes every shred program includes a specific, generic meal plan along with all the tools to shred body fat and build lean muscle."
},
{
"question": "If I leave a deposit for a program can I cancel and get a refund?",
"answer": "No. once you have paid your deposit that is your commitment, if you decide to cancel you will lose your deposit."
},
{
"question": "Are your shred programs for all levels of ability?",
"answer": "Yes. In your small groups you will be pushed no matter what your current level."
}
] |
https://judithleiber.com/pages/faq
|
[
{
"question": "How can I contact Judith Leiber?",
"answer": "Email us at [email protected] or call us at 1-888-201-5822. To re-set your password, follow the 'LOST PASSWORD' instructions on the SIGN IN page. Please note, for security reasons we are unable to send your old password via email."
},
{
"question": "What payment methods does JudithLeiber.com accept?",
"answer": "To help ensure that your shopping experience is safe, simple and secure Judith Leiber.com uses Secure Socket Layer (SSL) technology. This encrypts and protects the data you send to us over the internet. If SSL is enabled, you will see a padlock at the top of your browser and you can click on this to find out information about the SSL digital certificate registration."
},
{
"question": "Which countries does JudithLeiber.com ship to?",
"answer": "JudithLeiber.com ships worldwide with the exception of Thailand, Malaysia and Indonesia. If you are shipping outside the USA, the local import duties and taxes are your responsibility. All your purchases are insured against theft and accidental damage while in transit from JudithLieber.com to your shipping address. Once your package has been delivered and signed for at your specified address, it is no longer covered. A signature is required. Making a return is free and easy. Returns must be made within 15 days of receipt of your order. Please visit our Returns for full details."
}
] |
https://ubtpro.com/international-courier-faqs/support/
|
[
{
"question": "What KYC Documents Do I Need To Send International Courier From India?",
"answer": "Check out this post to learn what KYC documents do you need for various types of firms/organizations to send an International courier from India. Q2."
},
{
"question": "What Is Volumetric Weight And How It Is Calculated?",
"answer": "Volumetric weight is also known as dimensional weight. The higher of volumetric weight or actual weight is considered while sending an international courier from India. Check out this post to calculate volumetric weight and learn more about it. Q4."
}
] |
http://rrdssab.ca/integrated-services/housing-services/faq
|
[
{
"question": "What should I do if my information or situation changes after I submit my application?",
"answer": "If there is a change in any of your contact information, family size or a change affecting your priority information, you are required to notify The Rainy River District Social Services Administration Board at (807) 274-5349 (toll free 1-800-265-5349) within 15 business days of the change. If no one is available to take your call, please leave a voice mail message and someone will get back to you. The length of time before a unit becomes available varies greatly depending on the locations you have chosen. Some communities or housing projects have more frequent vacancies than others. The more locations you select the more waiting lists your name will be placed on, which may increase your chances of being housed sooner. Since there are too many variables involved in the housing procedure, we cannot make accurate predictions as to how long one will have to remain on the waiting list for their project selections."
}
] |
http://www.readybrake.com/faq.html
|
[
{
"question": "How will the Ready Brake work with the engine of the towed vehicle turned off?",
"answer": "We have been making this system since May of 1997 and have sold thousands of them so you can trust us when we say the Ready Brake will work perfectly fine with the power brake booster not being powered up in your towed vehicle. The brake pedal is attached to the Ready Brake with an aircraft cable and since the weight and momentum of the towed vehicle is pulling the pedal down it doesn't matter if the brake booster is powered on or not. If you are still not convinced, we will gladly sell you our Vacuum Pump Kit but we insist that our tow brake does not need it."
},
{
"question": "Going down a steep grade mountain pass will the Ready Brake activate?",
"answer": "No. We have engineered the Ready Brake not to activate until you step on the brake pedal of the motorhome. In our Ready Brake we have an oil filled shock absorber and a 250 lbs spring. The weight of the towed vehicle has to over come both of these before it will activate. When traveling down a steep grade the motorhome and the towed vehicle are traveling at the same speed so the Ready Brake will not activate. If you use jake brakes on the motorhome they will not apply enough pressure on the Ready Brake to activate it."
},
{
"question": "Will the Ready Brake work with other brands of tow bars?",
"answer": "Yes. We offer the Ready Brake with a 2 inch receiver connection and we offer the Ready Brake ball style which has a ball stinger in it that will fit any size ball. So it works with both ball style tow bars and 2 inch receiver style made by any brand. With Blue Ox tow bars you may need to use our Sling Adapter to keep the cable from snagging on Blue Ox's stow pin. With our Ready Brute Elite tow bar the Ready Brake is integrated into the tow bar so it's all one piece!"
},
{
"question": "Will the Ready Brake fit on my vehicle?",
"answer": "If your vehicle has a brake pedal then you can use a Ready Brake on it (except OLD Volkswagen Bugs that the brake pedal arm pushes into the floorboard). Jeep Wranglers and large trucks seem to be the easiest to install because there is plenty of room in the engine compartment to work around. Newer Honda CRV's and small compact cars are more difficult to install on because the engine compartment is so compact. The CRV is actually one of the most popular tow vehicles we do installs on. Some vehicles require routing the cable through the driver side wheel well or through the bottom of the floor board but so far NSA RV Products has not found a vehicle that we were unable to install a Ready Brake on ourselves. *Note: NSA RV Products has not installed a ReadyBrake on every single tow vehicle option available in the market."
},
{
"question": "How does the ReadyBrake work?",
"answer": "When you apply brakes in your RV the towed vehicle surges forward actually pushing your RV. ReadyBrake uses this energy to move a lever forward. A cable is connected to this lever and the other end is clamped to your towed vehicle brake pedal. When the lever moves forward the brake pedal is pulled down and when you drive the RV forward again it allows the lever to move backward and the brake pedal goes back up releasing the towed vehicle brakes."
},
{
"question": "What do you mean by Proportional braking?",
"answer": "Proportional braking is achieved when your towed vehicle brakes approximately the same amount as your RV. When you brake lightly the lever on the ReadyBrake will move less than in a hard braking situation which makes it a proportional braking system."
},
{
"question": "How is the ReadyBrake different from other systems?",
"answer": "At NSA RV Products we believe that electronics are not as reliable as mechanical systems for many applications. ReadyBrake is a mechanical system that does not drain your towed vehicle battery because it needs no power to work. To connect and disconnect ReadyBrake means to connect or disconnect a cable that drapes over the tow bar, while those electronic brakes have to be placed in front of your driver seat and then have to be adjusted each time and then you have to remove all of this when you are ready to drive. The biggest difference is the price. Considering ReadyBrake sells for less than half of what the electronic tow brakes do and it's more reliable, easier to use and has a lifetime warranty the difference in value is clear to see."
},
{
"question": "What do you mean by non-invasive?",
"answer": "Our system does not require you to tap into your RV or towed vehicle electrical or hydraulic systems. No need to worry about warranty issues, battery life, electrical shorts or problems with air lines or hydraulic fittings. The cable connected to your brake pedal runs through metal and pvc conduit that is hidden inside your engine compartment and under the dash of your towed vehicle. The cable permanently remains in place unless you decide to remove it."
},
{
"question": "Is trading vehicles an issue with the ReadyBrake?",
"answer": "No. You only need to install the cable that connects to your new vehicle's brake pedal to use the ReadyBrake with it. The extra cable harness kit part #RB-011 is the same cable kit that comes with a new ReadyBrake and has all the hardware to install it on your new vehicle."
},
{
"question": "How long does the Ready Brake take to install?",
"answer": "If you can change your own oil then you can install our tow brake system in about 2 hours. Every vehicle will have different install times depending on how much room you have to work with in the engine compartment area. The hardest part is finding a place to drill the small hole through your floorboard or firewall to run the cable through to the brake pedal. We have installed the Ready Brake cable on Jeep Wranglers in just over 30 minutes and on new Honda CR-Vs it takes almost 2 hours."
},
{
"question": "What other issues could I run into?",
"answer": "Tow bars need to be level to the ground when installed correctly. The National Standard for correct tow bar levelness is (+) or (-) 2\" inches. This allows for a forward push by your towed vehicle. Having the tow bar too far from level puts a great deal of stress on your towing system and can also cause you to lose control of your RV in adverse conditions when heavy braking is applied. To measure levelness just subtract the difference in height of the center of your RV receiver from the ground with the height of the center of your baseplate tabs on the towed vehicle from the ground. Most baseplate brands list an approximate tab height for each vehicle on their websites if you do not have a baseplate installed to measure yet. If a drop or rise is needed we also manufacture hitches for this. You may also have a problem we refer to as signal override when your towed vehicle only displays brake lights while your RV has turn signals and brake lights displayed. This is caused when you use a diode lighting kit on your towed vehicle and it has a single lamp that runs both turn signals and brake signals. The ReadyBrake system, or any brake system that pulls the brake pedal down on your towed vehicle, makes the brake light turn on which can override the turn signal being sent from the RV. We offer a Brake Circuit Disconnect that will resolve this issue by turning off the brake signal being sent from the brake pedal so your towed vehicle lights only get signals from the RV. If your towed vehicle has separate turn and brake lamps you will not experience this problem and no extra parts need to be installed. If your vehicle can use a bulb and socket style lighting kit you will also not have this problem since you will not be using your towed vehicle lights at all with this kit."
},
{
"question": "Are Surge Brakes legal in the U.S.A.?",
"answer": "Yes. The ReadyBrake meets or exceeds towing laws in all 50 States, Canada and Australia. Supplemental brakes are required in many areas and you must follow the laws for the area you are towing through."
},
{
"question": "What all do I need to tow with 4 wheels down?",
"answer": "You need a baseplate on your towed vehicle to attach a tow bar to it, you need a tow bar and you need a lighting kit for the towed vehicle to display stop, turn and running lights. In most States and Provinces you will also need a supplemental brake system and a break-away system since they are required by law. Our Ready Brute Elite is a tow bar and brake system all in one."
}
] |
http://mobius-systems.com/faq-3/
|
[
{
"question": "What size TV should I get?",
"answer": "The simple answer is \"As big as you can go aesthetically without going beyond a 40 degree viewing angle.\" The truth is usually we are limited by the aesthetics of the room and not by what would be best for viewing. Dividing the screen size (diagonal) by .84 will give you a good starting point. Example 65\"(screen diagonal) ÷ 0.84 = 78\" or 6' 6\" (rounded). Or work it the other way. Example sitting 12' or 144\" from the TV sd ÷ .84 = 144 after applying basic algebra this tells us the TV should be 120\". Since most of us will not be installing a 120\" screen we make an aesthetic decision. Bottom line, in most cases the TV will not be too big for viewing so choose one that will scale well in the room. The cost of the systems we provide are dictated by the scope of the work, quality of the selected gear, and the difficulty of the installation. Since we offer custom solutions we will pull from a wider selection of products which means we can tailor our recommendations to your budget and our technicians are highly experienced and well trained so we are confident we can get the job done right the first time. This saves tons of costs and equally important any frustration. We offer a free consultation where we will prepare a comprehensive plan for the scope you wish to accomplish and cost summary so there will be no surprises."
}
] |
https://financialaid.ua.edu/faq/
|
[
{
"question": "Why am I still considered a \"dependent\" student?",
"answer": "Federal student aid programs are based on the concept that it is primarily your and your family's responsibility to pay for your education. Because a dependent student is assumed to have the support of parents, the parents' information has to be assessed along with the student's, in order to get a full picture of the family's financial strength. If you are a dependent student, it does not mean that your parents are required to pay anything toward your education, including their information is simply the method The Department of Education uses to look at everyone in a consistent manner. Determining a student's dependency status is important in determining a student's eligibility for federal aid programs. Your answers to questions on the FAFSA determine whether you are considered a dependent or independent student. An applicant is considered to be a dependent student unless he or she can answer \"Yes\" to one of the dependency status questions on the application and are able to provide supporting documentation. If student applicant answers \"No\" to all of the dependency status questions then he or she is considered to be a dependent student for federal student aid purposes and must provide parental information. Please be aware that not living with your parents or not being claimed by them on tax forms does not make you an independent student for purposes of applying for federal student aid. Occasionally, unusual circumstances may exist that warrant a review of a student's dependency status. If you feel that you have a special circumstance that prevents you from including your parent's information on your application, contact the student financial aid office for more information."
},
{
"question": "How do I get more financial aid?",
"answer": "We always award students with their maximum eligibility in federal aid based on availability of funding. However, because of federal loan limits, students may not have enough federal funds to cover all of their educational costs. If you are in need of additional funding beyond the federal aid you were awarded, you could consider a Parent PLUS Loan or a private student loan. Only the parents of dependent students may apply for a PLUS loan to offset costs."
},
{
"question": "What happens to my financial aid if I drop a class or withdraw completely from school?",
"answer": "After you apply for federal aid you may be offered either a subsidized or unsubsidized loan, or a combination of both. The primary difference between the two is the interest rate and when the interest begins to accrue. Only undergraduates with demonstrated financial need are eligible for Subsidized Loans. Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. The student financial aid office uses federal regulations to determine the amounts each student may borrow by considering the cost of attendance and other financial aid. To find out more about the differences between Federal Direct Subsidized and Unsubsidized Loans, visit the Department of Education's Direct Loan comparison website."
},
{
"question": "Why am I considered not to be making Satisfactory Academic Progress (SAP) when I have no failing grades?",
"answer": "I was advised to drop the class rather than receive a low grade. Even though dropping a class may help your GPA, the SAP policy considers hours dropped with a \"W\" as \"attempted but not successfully completed.\" You are only negatively affected if the total number of hours you drop places you under the required 67% completion rate."
},
{
"question": "Can I get my aid early?",
"answer": "Financial aid is disbursed at the beginning of each semester, a few days prior to the first day of class. Only students who have completed all requirements necessary to disburse funds can expect to receive an aid disbursement during the week that classes begin. Generally, the semester's full amount of aid is disbursed at one time. A refund is issued only for student's whose financial aid exceeds their bill. Federal regulations dictate when aid can be disbursed. All financial aid refunds are issued by the Student Account Services Office; you may check their website for more detailed information. Verification is a process mandated by the US Department of Education to confirm the accuracy of the information provided on the FAFSA via submission of specific documentation and forms by the selected student and/or parent. All requested documentation must be provided before a student's financial aid eligibility will be determined."
},
{
"question": "Is there a deadline for applying for federal aid?",
"answer": "You should complete and submit your FAFSA application as soon as possible after October 1. We encourage all students to apply by the March 1 priority date, as some resources are limited and may run out. However, if you miss the March 1 priority date this does not mean you are disqualified for financial aid. You should submit your FAFSA as soon as possible so your aid eligibility may be determined."
},
{
"question": "How do I view my UA financial aid account to accept or decline my award offer?",
"answer": "Financial aid is financial assistance from all sources that can be used to help pay for your educational expenses. The Student Financial Aid Office is responsible for administering federal aid such as grants (need-based aid that doesn't have to be paid back), work-study (a part-time job), and federal direct student loans (money you borrow and must pay back with interest when you leave school). Please visit our Cost of Attendance page for in-state and out-of-state tuition and fees for the current academic year. All students are encouraged to use the Net Price Calculator for more detailed information. Yes. Payment plans are offered through the Student Account Services Office, click here for more information."
},
{
"question": "To whom do I speak with about a question or problem with my bill?",
"answer": "The Student Account Services Office administers billing transactions and can address any concerns you may have regarding your student account. You can find contact information for Student Account Services on their website."
},
{
"question": "Should I apply for aid even if I probably will not qualify?",
"answer": "Yes. The application is free, and some sources of aid (Federal Unsubsidized Loans and Parent PLUS Loans) are available regardless of need. There are no penalties in applying for federal aid; any loan offers that result from completing the FAFSA may be declined."
},
{
"question": "How do I make a correction to my financial aid application?",
"answer": "If you need to make a correction to your Free Application for Federal Student Aid (FAFSA) before you receive your award notification, you may do so on the FAFSA website. If you have already received your award notification or if your application has already been verified, contact the Student Financial Aid office to determine if the correction is appropriate."
},
{
"question": "What is a renewal FAFSA?",
"answer": "If you have applied for financial aid in the past year, you may be able to fill out a renewal FAFSA, rather than a new FAFSA. You just need to update your (and your family's) income information and any data that has changed. If you have a FSA ID, you can access your renewal FAFSA online at www.fafsa.gov."
},
{
"question": "If I plan to get married when should I file my FAFSA?",
"answer": "The FAFSA is a \"snap shot\" of your status on the day you submit it. Therefore, you should report your marital status as of the day you submit the FAFSA. If you marry after filing the FAFSA you will have the opportunity to update your marital status later. However, you will not be able to make this change by submitting a correction to the FAFSA. If your marital status needs to be updated after filing the FAFSA contact the Student Financial Aid Office for further guidance."
},
{
"question": "Does the FAFSA consider me an independent student if I am expecting a child during the academic year for which I will receive financial aid?",
"answer": "Yes. You are considered an independent if your unborn child will be born during the academic year and your household will provide more than half of the child's support from the projected date of birth through the end of the academic year. If you are expecting a child when you fill out your FAFSA you should answer yes to the applicable dependency status question and include the unborn child in your household size. If you have already filed a FAFSA and did not include an unborn child on your application, you should contact the Student Financial Aid Office for further guidance on how to process an update to your FAFSA. In either situation you will most likely be required to provide documentation from a physician regarding the expected child to our office."
},
{
"question": "What happens after I submit my application for federal student aid?",
"answer": "After receiving your completed application, the FAFSA processor will analyze your information and, using a formula established into law by Congress, calculate your Expected Family Contribution (EFC). The results of your application will be sent UA and to you in the form of a Student Aid Report (SAR) by mail or email (if you provided an email address) within 3-5 business days. This report details the information that you provided and informs you of any corrections that are needed to complete the application. Carefully review the SAR to make sure that all the information is accurate, as The University of Alabama will receive the same information."
},
{
"question": "What happens after UA receives my FAFSA?",
"answer": "Once your FAFSA is received it will be processed for a financial aid award or we may request additional information or documentation. It is important to monitor your myBama account and check your Crimson email for updates. Once your financial aid file is complete, you will receive an award notification. Please be aware that awarding for new students does not begin until the April before the fall semester begins and returning students are awarded in June/July."
},
{
"question": "What is the Expected Family Contribution (EFC) and how does it affect financial aid?",
"answer": "The EFC, derived from information on the FAFSA, represents the amount that the federal government expects a student's family should be able to pay towards the student's education. The EFC is an indicator of your family's financial strength to pay for educational expenses and is not the amount of money that your family must provide. Rather the EFC is a tool, which, when subtracted from the Cost of Attendance, determines a student's need and therefore the type of aid for which a student is eligible. The Cost of Attendance (COA) is a student's estimated budget, including direct and indirect costs. The COA includes tuition and fees; room and board; allowances for books and supplies; transportation; loan fees; and miscellaneous/personal expenses. Aid cannot be awarded above a student's cost of attendance, but if you have an unusual expense that might affect your COA you may contact our office to determine if an increase to your budget is appropriate. Financial need is the difference between your cost of attendance, as determined by our office, and your expected family contribution. Many federal student aid programs require applicants to demonstrate a financial need to be considered eligible for that program. The amount of your financial aid award will be affected by whether you are a full time or part time student and whether you attend school for a full academic year or less."
},
{
"question": "What is an additional resource and how do I report it or an outside scholarship?",
"answer": "Generally, scholarships, departmental funding, assistantships or any other types of funding applied to your student account to pay for tuition or fees are considered to be additional resources. Any additional resource that is available to you is taken into consideration when calculating your aid eligibility. If you should receive an additional resource after you have been awarded you should report it to our office immediately. According to federal regulations the Student Financial Aid Office is required to adjust your award if changes in your eligibility occur due receipt of an additional resource. I signed a promissory note last year."
},
{
"question": "Why don't I have to sign one this year?",
"answer": "The Master Promissory Note is a binding legal document that you must sign when you get a federal student loan. The MPN can be used to make one or more loans for one or more academic year (up to 10 years). Since it lists the terms and conditions under which you agree to repay the loan and explains your rights and responsibilities as a borrower, it is important to read it carefully before signing and to save a copy for your records."
},
{
"question": "Can my direct loan be adjusted or cancelled?",
"answer": "Yes. If you have applied for aid with a FAFSA then you may receive a loan offer. However, you are not required to accept the full amount of the offer. You can borrow less than what is offered or you can decline the full offer through your myBama account. You should only borrow what you need, therefore if you accept a loan but determine that you do not need the full amount contact our office to make an adjustment or to cancel your loan. If your loan has already disbursed to your student account our office can process any requested adjustment within 30 days at which point you may return the funds to the Department of Education."
},
{
"question": "Can I transfer my financial aid to another school?",
"answer": "If you transfer from UA to another institution within an academic year, you must check with your new school's financial aid office about how you will receive your aid. Due to availability and other factors such as cost, you may not be able to receive the same amounts and types of aid. However, you will not have to complete a new FAFSA again, but you would have to send your information to your other school by adding their school code to your application."
},
{
"question": "What types of federal aid programs are available?",
"answer": "Federal Pell Grants - are available to undergraduate students only. Grants do not have to be repaid. Pell Grant awards are based on the federally calculated Expected Family Contribution. William D. Ford Federal Direct Loans - are student loans that must be repaid and are available to both undergraduate and graduate students. First-year dependent undergraduates are eligible for a subsidized loan up to $3,500 and an additional unsubsidized amount of up to $2,000 for a total of up to $5,500. A subsidized loan is awarded on the basis of financial need. If you're eligible for a subsidized loan, the government will pay (subsidize) the interest on your loan while you're in school, for the first six months after you leave school, and during any periods when your payments are deferred (postponed). For an unsubsidized loan, you are responsible for the interest from the time the unsubsidized loan is disbursed until it is paid in full. Annual maximum loan amounts increase for subsequent years of study, with even higher amounts for graduate students. Direct PLUS loans - are loans made to parents of dependent undergraduate students and to graduate students. All students must complete a FAFSA for our office to determine their Direct Loan eligibility before a PLUS loan can be processed on the account. The amount of the PLUS award is the difference in the Cost of Attendance and any other financial aid. Eligibility for the PLUS is based on credit, however, dependent undergraduate students whose parent is unable to obtain a PLUS loan may borrow additional unsubsidized loans at the higher loan limits otherwise available only to independent undergraduates. Federal Supplemental Educational Opportunity Grants - are grants available for undergraduates only. Federal Work Study - provides jobs to undergraduate and graduate students, allowing them to earn money to help pay education expenses. Federal Perkins Loans - low interest loans that must be repaid."
},
{
"question": "What is the interest rate on my Federal Direct Loan?",
"answer": "Interest rates on federal student loans are determined by Congress. Visit the Federal Student Aid website for the most recently published interest and fee rates."
},
{
"question": "When do I begin to repay my Federal Direct Loans?",
"answer": "You do not have to begin repaying Federal Direct Student Loans until after you leave college or drop below half-time enrollment. Direct loans have a grace period or a period of time after students graduate, leave school, or drop below half-time enrollment before repayment begins. Note that for many loans interest will accrue during the grace period. However, PLUS loans enter repayment once your loan is fully disbursed (paid out). Your loan servicer or lender must provide you with a loan repayment schedule that states when your first payment is due, the number and frequency of payments, and the amount of each payment. Yes. Federal student loans have origination fees that are deducted proportionately from each loan disbursement. This means the money you receive will be less than the amount you actually borrow. Check on the current loan fees for federal student loans at studentloans.gov."
},
{
"question": "Can my loans be forgiven, canceled or discharged?",
"answer": "In certain situations you can have your federal student loan forgiven, canceled or discharged. To find out if you qualify due to your job, disability, or other circumstances you must contact your loan servicer. If you have received a Federal Perkins Loan from UA you must contact the Student Account Services to apply for forgiveness, cancellation or discharge. You can view your loan information including the types of loans you have and your loan servicer at the National Student Loan Data System (NSLDS)."
},
{
"question": "Am I eligible to receive federal aid?",
"answer": "To apply for federal aid you must meet general eligibility requirements. A list of eligibility criteria is available on the Federal Student Aid website. Once you become a recipient you are responsible for continuing to meet basic eligibility criteria, meeting Satisfactory Academic Progress standards, and completing the FAFSA every year."
},
{
"question": "How much federal funding is available?",
"answer": "Eligibility for aid depends upon your Expected Family Contribution, grade level, enrollment status, dependency status, availability, and the Cost of Attendance. When your FAFSA information is reviewed and a financial aid award is constructed for you, your award will include the maximum amount of federal aid you may be eligible for at that time. If your FAFSA information or other educational information changes, your aid eligibility may also be adjusted. Federal Direct PLUS Loan Eligible graduate students and parents of dependent undergraduate students. A credit check is required. Maximum amount is cost of attendance minus any other aid. FAFSA is required. Keep in mind that award amounts vary and depend upon your financial need (as determined by the federal government). Direct Loan funding eligibility is based on your grade level and dependency status and are subjected to yearly loan limits and aggregate lifetime loan limits."
},
{
"question": "If I am in default on an educational loan, can I still receive financial aid?",
"answer": "No. Students who are currently in default on educational loans are not eligible to receive federal financial aid. The Student Financial Aid Office recommends that you contact your lender and attempt to make a satisfactory payment arrangement with them. Once your default status is resolved, you must provide a letter from your loan servicer(s) stating that the default status has been cleared and that you are again eligible to receive federal financial aid. If you have questions regarding your eligibility, contact the financial aid office."
},
{
"question": "How does withdrawing from a class affect my federal aid eligibility?",
"answer": "Withdrawing from a class or all classes at any point after the drop/add period will negatively affect a student's completion rate or pace towards degree completion and future financial aid eligibility. If you withdraw from one or all of your classes, you may be required to return some of your financial aid. You can find more information about how funds are returned at Student Account Services. The availability of summer aid is dependent upon how much aid you used during the school year. Any portion of your yearly eligibility that was not utilized during the fall and spring semester may be awarded in the summer semester. If your eligibility for aid changes due to progression in grade level, you should contact our office to review your account. Undergraduate students must enroll for at least 6 credit hours and graduate students must be enrolled in 4.5 hours to be considered half-time for loan eligibility during the summer. Effective with Summer 2018, Federal Pell Grant eligible students who received 100 percent of their Pell Grant Scheduled Award over the previous fall and spring semesters and who enroll in at least 6 hours (half time) in the summer will be eligible for additional Federal Pell Grant funds if permitted by their enrollment status and Expected Family Contribution (from the 2017-18 FAFSA). Students will have their Federal Pell Grant eligibility for summer 2018 determined using their 2017-18 FAFSA information. Students who do not enroll full-time in the fall and spring semesters usually have some remaining Federal Pell Grant eligibility for the summer. Summer federal aid awards are made in April after registration for the summer term has started. Students will be notified by e-mail to their Crimson E-Mail address if they do or do not have eligibility for federal aid for summer. If you are in need of additional funding for summer, you can consider the Federal PLUS Loans or a private alternative student loan (non-federal). View more information on these types of loans."
},
{
"question": "Are there regulations or limitations on repeating courses and receipt of financial aid?",
"answer": "Yes. Federal regulations limit the number of times a student may repeat a course and receive financial aid for that course. A student may receive aid when repeating a course, if all previous attempts at the course were failures. The determination of a failing grade is according to UA policy. Withdrawals do not count as a repeat attempt. Once a student has completed any course twice after receiving a passing grade in the same course, he/she is no longer eligible to receive aid for that course. This rule applies whether or not the student received aid for earlier enrollment in the course. Not all aid will require adjustment. Students will receive notification if they are aid applicants and attempt to repeat coursework beyond the limits."
},
{
"question": "Are students who are pursuing prerequisite courses for graduate school eligible to receive federal student aid?",
"answer": "No. A student must be enrolled as a regular student in an eligible program in order to receive federal student aid. A regular student is someone who is enrolled or accepted for enrollment in a degree or certificate program. A student enrolled only in prerequisite classes is not considered to be in an eligible program, this usually occurs when acceptance into an eligible program is contingent on completing the prerequisite coursework. However, if a student is admitted into an eligible program and takes preparatory coursework within that program, they can be considered a regular student."
},
{
"question": "Is financial aid available to students who are only pursuing a teacher's certification?",
"answer": "Yes. A student may receive federal student aid if they are enrolled at least half time in required teacher certification coursework, even if it does not lead to a degree or certificate awarded by the school. To qualify, the coursework must be required for elementary or secondary teacher certification or recertification in the state where the student plans to teach. Optional courses you elect to take for professional recognition or advancement, and courses not required for certification, do not qualify."
},
{
"question": "Does living on or off campus or being an in-state or out-of-state resident affect my financial aid eligibility?",
"answer": "How much financial aid you receive depends on a number of factors: whether you are classified as an in-state resident or an out-of-state resident will directly affect your budget - which may affect your total amount of financial aid eligibility. My enrollment hours and/or housing status have changed."
},
{
"question": "What do I need to do?",
"answer": "Notify Student Financial Aid if any of the conditions of your initial award have changed. Depending on the changes, your aid may or may not be affected, but it is always better to inform Student Financial Aid of your plans so adjustments can be made, if necessary, early in the semester. If you do not inform Student Financial Aid about the changes yourself, then any credit hour discrepancies between anticipated and actual registered hours will appear during an enrollment audit and adjustments will be made at that time. It is the obligation of Student Financial Aid to adjust aid according to University policy and federal regulations. You may notify our office of any changes in your enrollment status. Example: Kate enrolled in 12 hours at the beginning of the Fall semester. She was awarded a Federal Pell Grant based on her enrollment in these courses. After attending classes for three weeks, Kate decided to withdraw from a 3-hour history course. Even though Kate earned a \"WP\" (withdraw - passing) for this course, she will not receive credit for the course. When Student Financial Aid audits students to determine their current enrollment status, it is shown that Kate is enrolled in 9 hours, not the 12 hours upon which her financial aid award was originally based. Her Federal Pell Grant is subsequently reduced and the amount that she owes is charged to her student bill. If you have any questions about how your financial aid award might be affected by your change in enrollment status, please contact our office via this web form or via phone at (205) 348-6756."
},
{
"question": "My grade level is going to change; will I be eligible for more aid?",
"answer": "You might be eligible for more Federal Subsidized Student Stafford or Unsubsidized Stafford loans. Once your Fall/Spring grades have been posted on the Student Information System, if your grade level has increased from a Freshman level to a Sophomore level (31 credit hours earned), or has changed from the Sophomore level to a Junior level (61 credit hours earned) you may be eligible for more Federal Student Stafford Loan or Federal Student Unsubsidized Stafford loan. This depends on your Cost of Attendance and the amount of your initial financial aid award. If you would like your eligibility for a loan increase to be reviewed, contact us with your specific request. If you are eligible, the loan amount will be increased and you will receive a disbursement as scheduled. (A new loan application is not needed). Direct Loans will mail a disclosure statement to you reflecting the award increase. The increase could affect your loan eligibility for the upcoming summer if you plan on attending and receiving federal loans."
},
{
"question": "How long will it take to get an award after I fill out my FAFSA?",
"answer": "This really depends on when you fill out the FAFSA. Awarding for new students does not begin until the April before the fall semester begins and returning students are awarded in June/July. During other times of the year, the turnaround varies. For planning purposes, we recommend that you plan for a minimum of six weeks from submission of the FAFSA to receipt of an award notification from our office."
},
{
"question": "Will I need to fill out forms in addition to the FAFSA to receive a financial aid award?",
"answer": "If you are selected for a process called verification the Financial Aid Office may need you to fill out additional forms to receive financial aid. The Financial Aid Office will inform you of any documentation you need to submit. Students can also go to their MyBama account and check their financial aid status under their student tab. Some of the financial aid forms requested can be located at financialaid.ua.edu."
},
{
"question": "How do I accept the money I have been offered?",
"answer": "Once you have received an award notification, you must go to MyBama and accept your award under the financial aid awards link. Grants are automatically accepted for you. If you accept the student loan and you are a first time borrower, you must complete the Master Promissory Note and Entrance Loan Counseling online at studentloans.gov."
},
{
"question": "Have I done everything I need to do in order to receive my federal aid on time?",
"answer": "If the FAFSA information is at the University of Alabama and has been for over three weeks but you did not receive a financial aid award, you should contact Student Financial Aid. The delay could be caused by other circumstances concerning your aid eligibility. For example, you may not be meeting the Satisfactory Academic Progress standards required to maintain aid, or further documents may be required of you before the University of Alabama is able to process your award. Please respond promptly to any requests for further documents, as aid cannot be awarded until your file is complete. If you have already received an award notification, you should check your myBama financial aid account to ensure you have completed all necessary requirements of the acceptance process. The acceptance process includes accepting your award offer through your myBama account and for first time loan borrowers completing the Master Promissory Note and Entrance Counseling at studentloans.ed.gov. Once you complete the acceptance process and you are enrolled for the minimum number of required credits, your financial aid will be applied to your student account. According to UA policy you must complete payment for your schedule prior to the start of each semester. All funding will pay out to your account a few days before the first day of scheduled classes. Your tuition and fees are then paid, and a refund (the difference between your financial aid credits and bill), is issued to you according to the Student Account Services' refund policy."
},
{
"question": "Can I have my Spring award applied to my Fall account?",
"answer": "No. Federal aid awards are based on your expected attendance for the full academic year. Therefore, if you are only enrolled for one semester or intend only to attend one semester, you are only eligible for a one semester award amount or half of an academic year's eligibility. NOTE: One exception applies to graduating seniors who will complete their academic program of study in the fall semester. These students may be eligible to receive a prorated portion of their Stafford loan funding for the fall semester. If you are interested and qualify for proration due to graduation, contact the Student Financial Aid Office for more information."
},
{
"question": "What are private or alternative loans?",
"answer": "Alternative loans are private (non-federal) loans. The terms vary widely as do the eligibility criteria."
},
{
"question": "What is a loan certification?",
"answer": "In most cases, our office must certify your private loan. Certification means that we verify that you are enrolled in school and that the loan you requested is within the allowable Cost of Attendance established by the Student Financial Aid Office. Example 1: A student with an $11,500 cost of attendance who has received $5,500 in financial aid (grants, scholarships, loans, VA benefits, etc.) has $6,000 in remaining eligibility that could be funded through an alternative loan. Our office could certify an alternative loan application for the student's requested amount, not to exceed $6,000. Example 2: A student with an $11,500 cost of attendance who has received $11,500 in financial aid (grants, scholarships, loans, VA benefits, etc.) has no remaining eligibility. Our office could not certify an alternative loan application for this student. If you have any questions about your remaining loan eligibility, please contact our office."
},
{
"question": "Can you contact my lender to release my private loan money early?",
"answer": "No. When we certify a private loan, we set the disbursement date to the earliest the lender allows funds to be released. To ensure there are no delays you should check with your lender for any outstanding requirements that would prevent funds being sent to UA after certification."
},
{
"question": "Why do I have to sign new disclosures for my private loan?",
"answer": "Provisions in the Truth in Lending Act, implemented in February 2010, require lenders to provide these disclosures to borrowers at three separate times; at the point of application, when the loan is approved, and before the loan disburses. I applied for a private loan."
},
{
"question": "Has it been certified by UA yet?",
"answer": "Once a private loan has been certified by UA, it will appear as a part of your overall financial aid package accessible through your myBama account. Please allow several weeks for a private loan certification to be completely processed."
},
{
"question": "What financial aid programs are affected by Satisfactory Academic Progress (SAP)?",
"answer": "Programs governed by the policy include the Federal Pell Grant, Federal Perkins Loan, Federal Supplemental Educational Opportunity Grant (FSEOG), Alabama State Grant, Federal Work Study (FWS), the Federal Direct Student Loans, Federal Direct Parent PLUS loans and Federal Direct Graduate PLUS loans."
},
{
"question": "How is my \"completion rate\" determined?",
"answer": "Your total number of hours passed is divided by your total number of hours attempted. You must successfully complete 67% of your hours attempted. Transfer credits are counted. Even though dropping a class may help your GPA, the SAP policy considers hours dropped with a \"W\" as \"attempted not successfully completed\". You are only negatively affected if the total number of hours you drop places you under the required 67% completion rate."
},
{
"question": "Why do all classes count towards my attempted hours even when I was not receiving financial aid at the time?",
"answer": "Federal guidelines require that we count all classes even though you did not receive financial aid. I have transferred from another university. My transfer credits have caused me to reach my maximum time frame."
},
{
"question": "Can I appeal?",
"answer": "Yes, you may appeal. In your appeal, you will need to address issues that may have resulted in a significant number of credits (credits accepted for general credit, change in major, etc.) appearing on your university academic record."
},
{
"question": "Once I submit my appeal, how long is the typical review process?",
"answer": "Typically, turnaround is 10 business days. If an appeal is submitted near the deadline, it could take two weeks."
},
{
"question": "What is considered \"supporting documentation\" for a SAP appeal?",
"answer": "This is dependent upon the student's reason(s) for not meeting SAP. Supporting documentation could include letters from doctors, court documents, letters from employers, death certificates, obituaries, funeral programs, etc."
},
{
"question": "Why are letters from a friend and/or family member not accepted?",
"answer": "A friend or family member's opinion can be very subjective. A SAP appeal needs to be supported by an objective, \"third party\" opinion. Typically, third party documentation would be a doctor (medical issues), lawyer (legal issues) or a counselor (personal issues)."
},
{
"question": "Where do I go to check my status after I submit an appeal?",
"answer": "After the committee has made a determination, your results are e-mailed to your Crimson account."
},
{
"question": "If my appeal is approved what will I have to do next?",
"answer": "Once you receive an e-mail that your appeal is approved, you will need to set up an appointment to sign a SAP contract. During the appointment, you will be informed of the progress you need to make to continue to receive aid on a probationary basis. You must complete 100% of your classes (no withdrawals, incompletes, or failed classes) with the proper GPA for your aid to be continued."
},
{
"question": "If my appeal is denied what other options do I have?",
"answer": "You may contact a private alternative lender. The loan will require that you or your co-signer complete a credit check. You also have the option of the use of general deferments with Student Account Services. Federal financial aid can be awarded when you are meeting all of the overall progress standards again."
},
{
"question": "Where may I locate additional resources of information?",
"answer": "For information on any federal student financial aid programs, you may call the Federal Student Aid Information Center (FSAIC) at: 1-800-4-FED-AID or 1-800-433-3243. You may also find general information about federal student aid by going to studentaid.ed.gov."
},
{
"question": "Where can I go to get assistance if I have questions while completing the FAFSA?",
"answer": "On the home page, fafsa.gov, go to the Contact Us link at the top of the page. This page lists all of the available options for getting additional assistance. You can also get live help through a secure online chat session with one of federal aid's customer service representatives, and by phone at 1-800-433-3243."
},
{
"question": "What should I do if my family has unusual circumstances that are not mentioned in the application?",
"answer": "If your family has unusual circumstances (such as a loss of employment, loss of benefits, death or divorce), complete the FAFSA to the extent that you can and submit it for processing as instructed. Once the FAFSA has been submitted you may submit an income reduction form to our office for a professional judgment review (see the Forms section of our website). The term \"parent\" is not restricted to biological parents. There are instances (such as when a grandparent legally adopts the applicant) in which a person other than a biological parent is treated as a parent, and in these instances, the parental questions on the application must be answered, since they apply to such an individual (or individuals). A foster parent, legal guardian, or a grandparent or other relative is not treated as a parent for the purposes of filing a FAFSA unless that person has legally adopted the applicant. An adoptive parent is treated in the same manner as a biological parent on the FAFSA. If the applicant's parents are both living and married to each other, FAFSA is completed by answering questions about both parents. A stepparent is treated in the same manner as a biological parent if the stepparent is married, as of the date of application, to the biological parent whose information will be reported on the FAFSA, or if the stepparent has legally adopted the applicant. There are no exceptions. Prenuptial agreements do not exempt the stepparent from providing required data on the FAFSA. NOTE: The stepparent's income information for the entire year prior to filing the application must be reported even if the biological parent and stepparent were not married until after the start of the year, but were married prior to the date the FAFSA was completed. The information of the parent with whom the student has lived with the most during the past 12 months preceding the date the FAFSA is completed should be the only parent on the application. It does not matter which parent claims the student as a dependent for tax purposes. If the student did not live with either parent or lived equally with each parent, then the parental information for whom the student received the most financial support from during the preceding 12 months or the parent from whom the student received the most support the last time support was given should be on the application. I am divorced from my student's biological parent, however I am now remarried."
},
{
"question": "Should I give my student's stepparents information on the FAFSA?",
"answer": "If you are the parent that is required to report financial information on the FAFSA and you are remarried, then the stepparent's information must be included on the application or that student will not be considered for federal student financial aid. If you believe that your situation is unique or unusual other than the stepparent's simple refusal to provide the requested information, you should contact our office to discuss the matter further. Anyone in the immediate family who receives more than 50% support from a dependent student's parents or an independent student and spouse may be counted in the household size. For example, a sibling who is over 24 but still receives the majority of his/her support from the parents can be included. Sibling who are dependent (as defined by FAFSA) as of the date the application is completed are also included, regardless of whether they receive more than 50% of their support from the parents. Any other person who resides in the household and receives more than 50% support from the parents may also be counted, as long as they will continue to reside within the parent's household and the support is expected to continue through the academic year. An unborn child who will be born during the academic year may also be counted in the household size if the parents, or independent student and spouse, will provide more than half of the child's support through the end of the year. NOTE: Household size and tax exemptions are not necessarily the same. Exemptions look at the previous year or tax year and household size refers to the school year for which the student is applying for aid."
},
{
"question": "When does interest on a PLUS Loan begin to accrue?",
"answer": "Because a PLUS Loan is a type of Unsubsidized Loan, interest on a PLUS Loan starts to accrue the day the loan is disbursed. Even though the account may not be in repayment, interest is still accruing."
},
{
"question": "If I am planning to receive merit-based aid, do I need to fill out the FAFSA?",
"answer": "Only graduate students who wish to receive federal student loans are required to complete the FAFSA application. However, we encourage all students to apply for aid in the event that you do not qualify for scholarships, assistantships, or fellowships or if these funds are not enough to cover all of your expenses you may decide to use student loan options available through FAFSA. I was denied a Grad PLUS loan."
},
{
"question": "What are my options?",
"answer": "Students who are denied a Graduate PLUS loan can either appeal the decision with the Department of Education or seek an endorser (co-signer) for the loan."
},
{
"question": "Are there academic requirements for graduate students to meet in order to maintain eligibility for financial aid?",
"answer": "Maintain a cumulative grade point average of 3.0. Complete and pass a minimum of 67% of all the courses you attempt. Complete your degree requirements within 150% of the minimum credits required to graduate."
},
{
"question": "What is available if my financial aid does not cover enough of my education expenses?",
"answer": "Graduate students may apply for federal assistance through fafsa.gov for an Unsubsidized Stafford Loan. Graduate/Law students are eligible for $20,500 per year in a federal student loan. Additionally, graduate and law students may apply for a Graduate PLUS Federal Direct Loan or for a private alternative loan, each are credit based loans to help with educational costs. These loans may not exceed the cost of attendance minus any other financial assistance, including Stafford Loans and tuition assistance."
},
{
"question": "Can international students apply for federal assistance?",
"answer": "The Department of Education does not offer financial assistance directly to international students. International students are not eligible for federal financial aid, unless the student is an eligible non-citizen as defined by federal regulations."
},
{
"question": "Where do I take my loan deferment form to be filled out?",
"answer": "All loan deferment or in-school deferment forms should be taken directly to the Registrar's Office in 206 Student Services Center."
},
{
"question": "Can federal financial aid be used for a study abroad program?",
"answer": "Federal financial aid may be used toward an approved study abroad program. Students may use federal aid for a study abroad program if it applies to their degree. If you are participating in a study abroad program AND will receive federal financial aid; obtain a budget sheet for your study abroad program from Education Abroad, submit it to an advisor in Student Financial Aid. This will ensure that your cost of attendance accurately reflects your enrollment in the study abroad program. If you fail to meet with an advisor, your cost of attendance and award will reflect on-campus attendance."
},
{
"question": "How do you apply for federal financial aid?",
"answer": "Federal Financial Aid is awarded based on the results of the Free Application for Federal Student Aid (FAFSA) and availability of federal funding. For consideration, students submit the FAFSA online at www.fafsa.gov. Current federal aid recipients may review their federal aid award and eligibility online by accessing their myBama account. Note: Federal financial aid is awarded to eligible students for the fall and spring semesters initially. Eligibility for summer federal aid is based on remaining eligibility for the year that was not used during the previous fall and spring semesters."
},
{
"question": "Will my financial aid be enough to cover my study abroad expenses?",
"answer": "While the cost of attendance used to determine eligibility can be increased due to the additional costs involved in study abroad, there is no guarantee that you will receive enough federal aid to cover the study abroad program. Students who apply for private loans or Parent Loans for Undergraduate Students for additional funding should apply at least two months prior to their departure date."
},
{
"question": "Does the number of registered credit hours affect eligibility to receive financial aid?",
"answer": "Yes, the total number of hours required to receive federal loans for each semester must be at least half time; 6 hours for undergraduate students and 4.5 hours for graduate students. The Federal Pell Grant is prorated based on actual hours of enrollment. Graduate students are not eligible for Pell."
},
{
"question": "Will financial aid cover my deposit and airfare?",
"answer": "If the airfare is not included in the study abroad costs that are charged to the student account, the student is responsible for buying their airplane ticket. Student Financial Aid cannot disburse funds early to cover airfare or program expenses. Generally, you will need to plan to pay for these expenses from your own resources. All federal aid is disbursed to the student's account a few days prior to the program start date. Financial aid may not be available when the bill is due with the host school or program provider. You are encouraged to make payment or payment arrangements with your host school or program provider. Students receiving institutional scholarships should contact Undergraduate Scholarships at 1-205-348-8201 for questions regarding scholarship eligibility for study abroad enrollment. Contact the awarding academic department for their scholarships. Students must receive any refunds of credit balances via direct deposit. Students may direct their funds via direct deposit to the account of their choice by logging into their student account and providing their direct deposit information. Contact Student Account Services at 205-348-5350 or [email protected] if you have questions."
}
] |
https://www.springjamboree.com/faq.php
|
[
{
"question": "Have questions?",
"answer": "Well, we have the answers and we're happy to share! Below are the most frequently asked questions about the Boulder City Spring Jamboree. If the question you have is not included in our FAQ's below, please feel free to send us an email through our contact form by CLICKING HERE and we'll be happy to help you!"
},
{
"question": "Can anyone get a booth at the event?",
"answer": "Our event is divided up into parks throughout Boulder City, each having its own type of booths. Handmade arts and crafts are located together, commercially produced items are in another area, antique booths are all located in their own park, etc. More information about being a vendor at Spring Jamboree can be found on our Vendor page by clicking here. The closest ATM machine is located at the Boulder Dam Credit Union, conveniently located just one block from our event's border."
},
{
"question": "The credit union is within walking distance at 530 Avenue G.\nDo you or your vendors accept credit cards?",
"answer": "Accepted payment methods are individually determined by each vendor for the items they sell. Credit cards are accepted for payment of elements that are managed by the Spring Jamboree Event Team and the Chamber of Commerce, i.e. t-shirts and raffle tickets at the info booth, beverages at the beer booth, etc."
},
{
"question": "Do you have a list of artist and vendor booth locations?",
"answer": "We sure do! You can view the maps and ask for assistance in finding any of the participating artisans while at the event information booth located under the carports across from the Rotarian’s permanent grill in Bicentennial Park."
},
{
"question": "Where can I find an event schedule?",
"answer": "Schedules for Center Stage are located in the Information Booth and we update our website often in the weeks leading up to the event, so you can always find the most up-to-date version by clicking here. The first aid station is located in the Information Booth."
},
{
"question": "Do you have a cooling station?",
"answer": "Picnic benches are located under the shade of the trees in Bicentennial Park, where you can enjoy great entertainment on Center Stage. For heat-related medical issues, please come to the information booth so that we can help you call for medical assistance from the on-site paramedics."
},
{
"question": "Where is the seating for eating?",
"answer": "You can enjoy your festival fare along the grass edges of the artist areas as well as at the picnic bench seating area located in Bicentennial Park. Handicap parking is designated in the east parking lot of the Boulder City Recreation Department. This lot is located between the Recreation Center and the Episcopal Church on the corner of Arizona Street and Utah Street."
},
{
"question": "How close will I be able to park to my booth space when I arrive?",
"answer": "A designated vendor parking lot has been created at the corner of Wyoming Street and Utah Street, at the Elaine K. Smith Center. This lot is a “self-contained” lot for those staying overnight. For vendor loading and unloading, please refer to your booth space map and park overview maps for the suggested parking areas. Your parking pass and assigned booth number are color-coded to assist you in the best location to park to load and unload. We will continue to have the parking assistance team at the check-in location on the corner of Utah and Park Streets for the Commercial Vendors, Food Vendors and Handmade Artisans. For the Antiques vendors, your park is self-explanatory based on your overview maps. You will be parking around South Escalante Park and unloading from that parking space. During the event, we suggest you select a parking space that is located off the footprint along the city streets, so as to provide more parking for your shoppers."
},
{
"question": "Is assistance available to unload when I arrive for set-up and load when the event is over?",
"answer": "YES! Please sign up prior to your arrival by calling the Chamber office at (702) 293-2034 and speaking with Val Olsen to arrange your assistane needs."
}
] |
https://www.newyorknursinghomeabuselawyerblog.com/what-is-a-guardianship/
|
[
{
"question": "White Plains, NY Elder Lawyer FAQ: What Is a Guardianship?",
"answer": "A guardianship may be appointed when an individual, sometimes referred to as a “ward”, is no longer capable of caring for himself or herself, or his or her property. The guardian assumes the responsibility of decision-making for the incapacitated individual. In general, there are several different types of guardianships. For the purposes of this blog, we will focus on three of these types. The first is a guardianship of the estate. In a scenario involving guardianship of the estate, the guardian is authorized to make decisions regarding the incapacitated person’s “estate“; in other words, the guardian may decide what is to become of the ward’s property or assets. The second type of guardianship is known as a guardianship of the person. In contrast with a guardian of the estate, a guardian of the person is delegated the responsibility for making decisions regarding the ward’s personal welfare. These responsibilities would include living situation or custody, personal and fiduciary relationships, and general activities, to name just a few. Lastly, the third type of guardianship to discuss is plenary guardianship. A plenary guardianship combines the elements of the first two categories. Specifically, a plenary guardian is authorized to manage decision’s regarding both the ward’s assets and estate, and his or her personal affairs. Specific to New York, there are two primary types of guardianships. The first is known as an Article 17-A guardianship. This serves to extend parental rights over a mentally disabled child past the age of 18. A 17-A guardian can be of the person, property, or both. An Article 81 guardianship is more relevant to the field of elder law. This type of guardianship is used for an elderly or incapacitated individual who is no longer able to care for him or herself. Again, an Article 81 guardianship may fit any of the three categories listed above. Generally in Article 81 proceedings, the court will enumerate specific areas in which the guardian is authorized to make decisions for the ward. Guardianships can be, and quite often are, tailored to meet the specific needs of the incapacitated individual. Additionally, although a guardian is appointed by the court, family of the individual normally have input as to whom the guardian will be. An experienced New York elder law attorney can help navigate this process to ensure that the needs of both the individual and family are met. If you feel that a loved one may no longer be able to handle his or her affairs, please contact the attorneys at Gallivan and Gallivan today to discuss what steps can be taken."
}
] |
http://www.yashnanotech.com/yash/faqs/nanotechnology-in-india/
|
[
{
"question": "What are the application areas of Nanotechnology?",
"answer": "The government has been at the forefront of promoting nanotechnology industry in India through its three major funding agencies, namely Department of Science and Technology (DST, http://dst.gov.in ), Department of Scientific and Industrial Research (DSIR, http://dsir.nic.in ), and Department of Biotechnology (DBT http://dbtindia.nic.in ). DST launched the Nano Science and Technology Initiative (NSTI) in 2001 under the leadership of Prof. C. N. R. Rao. Its aim is to make India a major player in this sector, and provided a total of $15 million for nanotechnology over 5 years. The NSTI funded about 100 research projects, and provided funding for setting up 10 core groups in nano science, 6 centres of nanotechnology, and one of computational materials science at different institutions across India. DST remains by far the largest funding agency. Government spending in nanotechnology through all its funding agencies amounted to less than $20 million in 2003/04 out of total R&D expenditure of about $3.03 billion (0.8% of GNP of India). According to government figures, the government has spent approximately $50 million over the past five years to promote R&D in the area of nanotechnology. R&D activity in India is concentrated at the top 20 premier institutions like Indian Institute of Science, JawaharlalNehruCenter for Advanced Scientific Research, various Indian Institute of Technology, and universities like AnnaUniversity, University of Delhi. Defense organizations like Defense Research and Development Organization (DRDO) are also active contributors to R&D output from the country. These organizations will be profiled in greater detail in these columns. These institutes focus on basic research and include following research areas: synthesis of nanomaterials and nanocomposites, thin films processing and characterization, nano-sensors, nano-biotechnology, and superconductivity, micro- and nano-fabrication."
},
{
"question": "Which nanotechnology courses are available in India?",
"answer": "There are a number of institutes offering courses in Nano-Technology in India and out of the country. An M. Tech. in Nano- technology is P G degree providing an understanding of the technology. Related courses are M. Tech in Health-Care Nanotechnology & Ph.D. in Nano-technology. Candidates with a B. E / B. Tech degree in Chemical Engineering, Biotechnology or Pharmaceutical Technology who have secured at least a 65% marks."
},
{
"question": "What kind of career prospects are available within the field of nanotechnology in India?",
"answer": "With a professional degree in Nanotechnology under one’s belt, one will get job opportunities in biotech companies among several other avenues. In a biotech company, one’s work profile may include the fabrication of miniature systems and devices to be used in Nanomedicine or working on a nanoparticle-based molecular system for detecting biological warfare agents. One will also find employment opportunities in large pharmaceutical companies where one will be working on the delivery process of drugs or on the development of a new therapeutic drug. There are a lot of opportunities available in the field of research in Nanotechnology; various research programmes in Nanotechnology are funded by the Government and universities across the country. Nanotechnology is one field in which there are employment opportunities for engineers from all disciplines, The synthesis, functionalism characterizations, and optimization of materials are done by Chemical Engineers, which are a few among the variety of functions performed by them in the field of Nanotechnology, The development of non-material assembly processes, creation of test protocols and the preparation of reports are some of the other functions performed by Chemical Engineers. The design, production and testing of machines, instruments, controls, engines and mechanical, thermal or heat transfer systems is done by Mechanical Engineers. The designing of methods by virtue of which natural substances get changed into newer, stronger, and more resistant materials with unique properties is the work of Materials Engineers in the field of Nanotechnology. Currently, there are around 500 MNC’s in the market who offer nanotech products while another 150 odd institutions are involved in research work in Nanotechnology, The Government of India offers considerable support for the generation of awareness and promotion of Nanotechnology, Two schemes related to Nanotechnology-the Nanoscience and Technology Initiative launched by the Department of Science and Technology and the Science and Technology Initiatives in Nanotechnology-are being promoted by the Government of India. Several other work opportunities are also available in Nanotechnology, apart from that of a scientist or an engineer, Business development and administration, legal areas, and sales and marketing are few other areas, where one can work in the field of Nanotechnology. With a professional degree in Nanotechnology under one`s belt, one can work as a scientist, academician, biotechnologist, systems designer, research officer or product designer. Nanotechnology impacts all major sectors like solar energy, aerospace, environment, telecommunications, computing, etc. Nanotechnology has been widely used in number of movies, television series and video games too. By the year 2015, Nanotechnology is estimated to have grown to a $1 trillion industry. It is expected to revolutionise a number of fields like medicine and military. It is the technology of the future."
}
] |
https://veloxity.us/faq-veloxity-phone-charging-stations/
|
[
{
"question": "What is the cost of a Veloxity cell phone charging kiosk?",
"answer": "You can rent a LockerPower for any function, event, or venue. The actual cost is determined by the duration of the rental agreement but will typically range from $750 to $900 for short term events. Contact us to receive more information. You can purchase a charging kiosk anytime, which starts at $4,600 – contact us and together we’ll match your needs and budget."
},
{
"question": "What is the cost of a Veloxity portable charging station?",
"answer": "You can rent a Power Pax for any conference, trade show, festival, wedding, or event. Pricing starts at $250 for up to a 2 day event. The actual cost is determined by the duration of the rental period and optional branding costs – contact us to receive more information. Purchase price for the Power Pax can range from $600-$800 depending on order quantity and your custom branding needs – contact us and together we’ll match your needs and budget."
},
{
"question": "How many phones can charge at once?",
"answer": "The LockerPower can charge up to 8 devices at once inside lockers with individual chargers. The kiosks accommodate charging for 98% of the current smartphone market including all Apple iPhones, Android, Sony, Samsung, HTC, LG, Nokia and Blackberry phones. The Power Pax is designed to charge up to 8 devices and the portable chargers have built-in micro-USB and Apple lightning cables."
},
{
"question": "How fast do Veloxity products charge devices?",
"answer": "Veloxity’s phone charging stations are designed to rapid charge devices as fast as they are programmed to accept the charging (amps range from 1.5v to 2.1v). For newer devices, that translates to an average of about 2% battery life gained for every 1 minute the device is charging."
},
{
"question": "How many phone charging stations do I need for my event or venue?",
"answer": "According to usage data, Veloxity recommends (1) LockerPower or (1) Power Pax per 200 to 400 people at the respective venue or event."
},
{
"question": "What is on the display screen of the LockerPower?",
"answer": "The 19-inch touch screen can be fully customized for your needs. It can play videos, images, slideshows, and you can change the display media anytime by remote access or manually inserting a flash drive to the inside of the charging kiosk."
},
{
"question": "What are the installation logistics?",
"answer": "For the LockerPower phone chrging kiosk, you simply plug the unit into a standard 110v power outlet. The Power Pax is lightweight, requires no installation, and also plugs into a standard 110v power outlet."
},
{
"question": "What are the dimensions/size of the Veloxity charging stations?",
"answer": "The LockerPower, 8 locker charging kiosk (stand-alone) is 17.5 inches in width x 64 inches in height x 12 inches in depth. The Power Pax, the 8 power pack portable charging station (table-top), is 11 inches in width x 9 inches in height x 4 inches in depth."
},
{
"question": "Are the phone charging stations covered under warranty?",
"answer": "The LockerPower comes with a (16) month hardware warranty and lifetime software warranty. If you lease the LockerPower, it comes with a lifetime hardware warranty. The Power Pax charging bay comes with a (12) month warranty. Hardware warranties on all products do not cover charging cables or power packs. We sure do! In fact, we offer 24/7 support over the phone and by email at no additional cost to ensure that you and your customers are always happy. Contact [email protected] or call 855-844-5060 ext. 2."
},
{
"question": "Do you offer reseller opportunities?",
"answer": "We are eager to hear from savvy sales partners who wish to sell our cell phone charging stations. Contact us to learn more about a reseller and independent sales representative opportunities."
},
{
"question": "Who benefits from Veloxity cell phone charging stations?",
"answer": "Our universal cell phone charging stations are ideal for any business, venue or event that wants to help supercharge guests or customers and increase their bottom line."
},
{
"question": "Do you access data from the devices?",
"answer": "We know that some people are sensitive towards keeping their data safe which is why we ensure data feeds are bypassed during charging."
},
{
"question": "How does renting a charging station work?",
"answer": "If you want to rent a charging station for your event, just let us know the event name, dates, and number of attendees. Send us a quick note and we’ll get in touch to determine the best options that meet your needs."
},
{
"question": "How long does it take for charging stations to ship?",
"answer": "On average, it will take 4-6 business days for your charging station to ship. For larger or custom orders, it may take up to 45 business days. If you are renting a charging station for an event, we will ship it in advance to ensure you receive it 1-2 business days before the event starts. or check out our charging station videos."
}
] |
https://franklincollege.edu/student-life/fraternity-sorority-life/fraternities/fraternity-faq/
|
[
{
"question": "If I am a legacy, am I guaranteed membership?",
"answer": "A legacy is a prospective member whose grandfather, father or brother is an alumni or active in a particular fraternity. Legacies may be given special consideration but each potential new member is considered on an individual basis. Legacies are not obligated to join a particular fraternity and the fraternity is not obligated to pledge him. Recruitment is a mutual selection process and the prospective member and fraternity are looking for compatibility, not a family connection to the group."
},
{
"question": "Will my academics be compromised if I join a Greek chapter?",
"answer": "Academics are a top priority in the Greek community. Each chapter on campus has a scholarship officer who initiates programs within the chapter to encourage high academic achievement. At Franklin College the average GPA among Greek men has been consistently higher than the all college average GPA. The Greek experience is an investment in your future. The academic assistance, leadership skills and friendships will benefit you beyond your days at Franklin College. The perception that fraternities are only an option for the “rich” is false! Many men in sororities maintain jobs and internships, receive financial aid and obtain scholarships to afford their education. The financial commitment varies from chapter to chapter and as you go through the recruitment process you will receive detailed information about each chapter’s particular fees. The time commitment varies from chapter to chapter but the first semester is the most intensive as a new member goes through the chapter’s education program. Each chapter has weekly chapter meetings and other mandatory events (philanthropic, service, etc) throughout the year, but they are planned well in advance. The more you put in to the chapter the more you will get out of being a member. Franklin College and the Interfraternity Council have unconditionally opposed any situation created intentionally to produce mental or physical ridicule. Freedom from the humility and danger of hazing is guaranteed to every student on campus. Any violation of this guarantee should be reported to the Coordinator of Greek Life."
},
{
"question": "What should I talk about at the recruitment events?",
"answer": "It is important for you to be yourself during recruitment and let conversation flow naturally. Remember, recruitment is a mutual selection process and the fraternities are presenting themselves to you just as you are presenting yourself to them. Asking questions is encouraged."
},
{
"question": "What happens if I decide I don’t want to join a fraternity?",
"answer": "There is no obligation to join a fraternity just because you participated in a recruitment event."
}
] |
https://flemish-giant.com/faq/showing/
|
[
{
"question": "Do I have to be a member / join the ARBA in order to show my rabbits?",
"answer": "b. No. However, the benefits of doing so are greatly worth the small fee. 2."
},
{
"question": "How do I become a member of the ARBA?",
"answer": "a. Go to the ARBA website (arba.net) & follow the links to join. This can be done online or through the mail. There is a fee; amount depending on type of membership you choose. 3."
},
{
"question": "How many Flemish can I take to show?",
"answer": "a. There is no maximum amount; you can show 1 or 100, its entirely up to you… & you can show as many breeds as you would like to show, as long as you are capable of getting them all on the show tables as they are called up, because multiple breeds are judged (by different judges) at the same time. 4."
},
{
"question": "Can I help my child show his Giant?",
"answer": "a. If your child has entered to show the rabbit in the youth division, there can be no adult assistance. The child must correctly & safely be able to handle & control the Flemish, & put him on the table as well as take him off of the table. If this is not possible, another youth may help your child, or you can enter him/her in the open-class & then you (or another adult) can help him/her. a. A pedigree is a written paper that shows a chart listing information about a particular rabbit. This information needs to include the rabbit’s name, the name of the breeder (or the breeders’ rabbitry name), the ear number, color, weight, date of birth, & the amount of ‘Legs’ (show wins), plus if applicable, his registration number & grand champion number. Past this, the same information should be listed for both of the 4 parents, & the 8 grand-parents (a minimum of full 3-generations). It should also include your name or the name of that particular rabbits’ original breeder, their full address, & hand-written signature – which verifies knowledge to the correctness of the information stated. 6."
},
{
"question": "Should I offer a pedigree with the giants that I sell as Pets?",
"answer": "a. No. A pedigree should only be given when the animal meets the guidelines in the Standard Of Perfection (be it ARBA or BRC version) & is being sold as a show quality or breeding quality Flemish. More often than not, those sold as pets do not meet or have not been checked for standards, or are otherwise deemed not of pedigree quality. Such rabbits could also have a permanent tattoo placed in the rabbits left ear (the ear on your right if you are looking him in the face) that specifically states “PET” (example: PET-Fuzzy). This is done to prevent any future owners of that rabbit from creating their own pedigree for breeding or showing purposes."
}
] |
http://dvlotterystategov.us/faq/filing-your-application/103-i-am-in-the-united-states-can-i-enter-the-dv-program
|
[
{
"question": "Can I enter the DV program?",
"answer": "Yes, an applicant may be in the United States or in another country, and the entry may be submitted from anywhere."
}
] |
https://www.road2college.com/css-profile-faqs/
|
[
{
"question": "could this just go under income?",
"answer": "Each box indicates which line on the IRS to get the information from. Just follow the directions."
},
{
"question": "How do they check up on our house values?",
"answer": "You do NOT send in tax returns or tax transcripts unless the school tells you to. Use the current market value of your house as estimated on a real estate site like Zillow."
},
{
"question": "Do you file a joint tax return?",
"answer": "If so, just follow the directions on where to input the information from the tax return."
},
{
"question": "So if the student babysits and gets paid cash, you just estimate what they earned?",
"answer": "I’d also like to know about disclosing babysitting cash payments. As well as if cash received for birthdays and holidays is supposed to be included as Gifts. If the money is sitting in the students savings account it gets added as assets. If the gift money is substantial to be used for college you need to disclose it. $20 for a birthday or Xmas, no. I would like to clarify–are balances form small business accounts to be included in the CSS."
},
{
"question": "Are bank account balances reported for a small business?",
"answer": "If a parent is reasonably affluent but maybe has unique situation (ie a handicapped child) how should they handle this. Maybe they could afford to pay say $30,000 but have these other obligations."
},
{
"question": "What about changes in health insurance status… ie having to go on Cobra for upcoming year?",
"answer": "Is this exceptional if the cost is significant. It depends on how substantial it was. If you didn’t have to pay for insurance and now have to pay $2000 a month then yes, explain in special circumstances. If your ins. Went up $250 per month, no."
},
{
"question": "So exceptional health insurance premiums as self employed individuals would also be considered exceptional?",
"answer": "With the question that asks, “what does you parent expect to contribute” it is probably safe to put down as figure NO larger that the federal methodology EFC."
},
{
"question": "Do you agree?",
"answer": "If that’s what you can afford to pay, then answer with that number."
},
{
"question": "How long does it take for colleges to get the profile once submitted?",
"answer": "I think they are sent fairly quickly. It depends on how frequently the recipient (university) downloads the info. Best bet would be to check your app status, if it is a school that you are able to do that with; if not, contact the fin aid office by phone."
},
{
"question": "How do they check up on retirement accounts?",
"answer": "If they feel you haven’t disclosed your assets you can always be asked to submit your statements."
},
{
"question": "Schools want all this info… but you said they don’t want to know about a HELOC or second mortgage?",
"answer": "It cancel’s out some of your net worth. I think you are confusing the statement they don’t CARE what your bills are."
},
{
"question": "How do we estimate what the anticipated earnings of our child while at school when we don’t yet know where she’s going to school and where she would be working?",
"answer": "Just a safe guesstimate. Most Profile schools expect the student to provide $2500 per year towards their cost of paying for college. I have 2 students, next year the older one will be Junior in college and the younger a freshman in college. Do I create separate CSS profiles and repeat all the information or is it one profile account for the family with a way to enter information for each student. Yes, separate. The CSS Profile is individual to the student and their school. Some require CSS every year, some only Freshman."
},
{
"question": "For your questions list: if there are supplemental questions (like the ones about # of cars), are those visible to the other schools as well?",
"answer": "We have unusual situation. We are Elderly parents, own our home outright and living off Social Security and SEP Retirement Accounts."
},
{
"question": "In your experience will universities require us to draw down prematurely fromSEP accounts and/or get a mortgage on our home to make expected parental contribution for our 18 year old son to attend college?",
"answer": "Thanks. No, they can’t require you to do anything. But they will look at your income from SS and retirement and your assets. If you are over the age of 62 you can qualify to get a reverse mortgage to help you pay for college without drawing from your retirement, possibly no need to take a student or parent loan, and never have to make a payment! Talk to a professional!"
},
{
"question": "Do I need to enter Parent 2 if we are divorced?",
"answer": "The non-custodial parent will be completing their own Profile. The email needs to be sent to them."
},
{
"question": "For divorced parents who have to answer this, how should they answer what they intend to give, assuming there is no court ordered/agreed upon amount??",
"answer": "Divorced parent should answer the question with whatever is the contribution they plan to make, whether or not it is in an agreement. I am the non-custodial parent and she has a checking account through my credit union."
},
{
"question": "Do I have to ask for a waiver from every school my son will apply?",
"answer": "The waiver we spoke of on the webinar is only if the school requires the Non-Custodial parent to complete a CSS and they flatly refuse to cooperate. I am separated from my husband. I have my son from a previous marriage. we not in touch with his father."
},
{
"question": "Do I have to put my husband on the CSS?",
"answer": "I don’t have any information about him because he moved a few months ago. If you are separated from your current husband you do not need to include his information. You’ll have to fill out to ask for a waiver for the non-custodial parent. It’s up to the college to decide."
},
{
"question": "Do I have to fill out a waiver for each one individually or just one that goes to every college?",
"answer": "No. Complete only one Noncustodial PROFILE Application. The College Board will send your information to each of the colleges and programs your daughter selected on the PROFILE that require the Noncustodial PROFILE."
},
{
"question": "DOES THE NON-custodial parent also have to list the schools for the PROFILE to be sent to?",
"answer": "No. They will fill out one NC application that will be sent to all of the required schools."
}
] |
http://www.barewaxkalamazoo.com/waxing-faqs
|
[
{
"question": "How long does my hair have to be to be waxed?",
"answer": "We recommend 1/4 inch, which is approximately 2-4 weeks after shaving (depending on how fast your hair grows). Keep in mind you don't need it very long either. So don't feel like you have to wait too long to come and see us."
},
{
"question": "What should I do before getting waxed?",
"answer": "Avoid tanning 24 hours before being waxed. Wear comfortable clothes if it's your first time. This prevents irritation to the recently waxed area. Some clients like to have a pain reliever 30 minutes before their appointment to make the service more comfortable."
},
{
"question": "Oops I Shaved, Now What?",
"answer": "Don't worry, we aren't mad. Come back in when your hair is long enough to start your waxing routine. Remember, our wax can wrap around hairs as short as 2mm. So if you're in a bind we can remove that unwanted hair. I've just been waxed."
},
{
"question": "Anything I should know?",
"answer": "Avoid tanning, exercising, and scented lotions for 12 hours after being waxed. Remember, exfoliants are your friend. Exfoliation removes the outer layer to reveal the newer skin beneath. This shedding of the outer layer unclogs pores, keeps skin clean, and allows your hair to grow freely. Wait 24 hours after your wax to exfoliate."
},
{
"question": "I've been getting ingrown hairs, how do I do I prevent and/or get rid of them?",
"answer": "We recommend exfoliating daily and applying one of our topical products we carry at Bare to help prevent ingrowns. Let your service professional know if you have been on any skin medications that could affect your waxing service. These include, but are not limited to, Accutane, Alpha or Beta Hydroxy Acids (glycolic, salicylic etc.) or any other skin thinning medication."
},
{
"question": "I've got a little something extra, can I still get waxed?",
"answer": "If you have a mole, varicose veins, cold sore, skin sensitivity, are on your menstrual cycle, or expecting a child... you can still get waxed. Just make us aware. We have numbing cream available for those with skin sensitivity. Ladies, waxing on or near your menstrual cycle can make waxing more painful, so make sure to schedule your visits wisely. We will still perform the service, just be aware that you may be more sensitive. If you still don't know if you should be waxed, please stop by, call or e-mail. We are happy to answer any questions."
}
] |
https://meandmine-r.blogspot.com/2018/10/grief-and-i.html
|
[
{
"question": "Is there an FAQ for losing someone?",
"answer": "Asking for a friend - not Grief, but me this time. It's been a little busy in my mindspace recently - you see, Grief is quite popular and since he started hanging out with me, he has all these other friends who've decided to join the party. Confusion."
},
{
"question": "Having those around our family think that we're doing fine - how can they not see?",
"answer": "Rage. She kind of roams around with no clear target - sometimes she's concerned with how modern medicine failed us, how they didn't detect how serious it was in time, how something, SOMEWHERE, might have saved my uncle. Gratitude. 26 years - I had 26 wonderful years to learn from him. Cut short though they may be, I'm grateful for every single day of these. Fear."
},
{
"question": "What if you have to go through this again?",
"answer": "This time you broke, slowly and surely. Next time, you will surely shatter, and there won't be any putting you back together. Fearlessness. Strangely enough, Fearlessness and Fear have found a way to coexist."
},
{
"question": "Nothing could ever be scary compared to the last few months, right?",
"answer": "Shame. We all lost him. I don't get to prioritise my friend Grief over his cousins who've found homes with my family at this time. Hope. She's the gentle hand on my shoulder, telling me to stay strong, to be strong, to be happy - because that's what he would want. Hurt. So many conversations left unspoken, questions left unasked. Things that only Shiri uncle would know - moments where I forget, the past, the usual, comes rushing back, I think of picking up the phone and shooting him a quick message and then boom! Hurt reminds me of that which I dared to forget. I'm tired. I'm exhausted."
},
{
"question": "When does this ever end?",
"answer": "Strength. He's the friend who has a direct connection to my support network and has managed to keep me going - keep us going - as this party goes on. I'm thankful, everyday, for his perseverance."
}
] |
https://gunillaofsweden.com/acne-faq/
|
[
{
"question": "I'm an adult, why acne now?",
"answer": "It is becoming more and more common for young women who had no problems during their teen years to develop acne between the ages of 30-35. There are probably many reasons. One significant reason is related to the use of birth control pills. Birth control pills utilize two hormone groups that are synthetically made to mimic the ovarian cycle/ovulation processes that are usually at work during pregnancy. Specifically, birth control pills trick the ovaries into thinking the woman is already pregnant and ovulation does not occur. The synthetic hormones in most birth control pills have strong Androgenic (male hormone) side effects on sebaceous gland production of oil in the skin. Another possible reason for the 30-year-old onset of acne might relate to hormone adjustments after pregnancy, nursing a child, or just experiencing the stressful lifestyle so prevalent today with all the demands and time limits we impose on ourselves. Men may still have acne symptoms at age 30, but it is unlikely that acne will develop than for the first time. We are all subjected to stress, and men may skip the gentle cleansing of facial areas after sports, etc., so acne can still be a problem."
},
{
"question": "Do men and women differ in how they get acne?",
"answer": "Acne affects men and women with roughly the same frequency, though there are some gender differences in how acne can be expressed. Women are affected by acne flare-ups related to hormone changes connected with their menstrual cycles, pregnancy or with the onset or cessation of oral contraceptive use. Men, possibly due to their higher concentrations of androgen hormones, are somewhat more likely to experience more severe and long-lasting forms of acne than women. Many patients feel that sunlight improves their acne lesions and go to great lengths to find sources of ultraviolet light. There is no proven effect of the sun on acne. Also, ultraviolet light in sunlight increases the risk of skin cancer and early aging of the skin. It is, therefore, not a recommended technique of acne management, especially since there are many other proven forms of treatment for acne. Moreover, many acne treatments increase the skin’s sensitivity to ultraviolet light, making the risk of ultraviolet light exposure all the worse. Your skin is the largest organ you have, and like any organ, skin needs nutrients. Gunilla of Sweden® uses hydroponically grown, 100% organic Aloe as the base component in every product. This means that even before any of the dozens of intended active ingredients that are added, like natural collagen, revitalin or elastin come into play, your skin has already received all 8 essential amino acids, and 11 secondary amino acids from our exclusive hydroponically grown aloe base component. In addition, our nutrient-rich 100% organic botanical base component has over 100 vitamins like A, B, B2, B6, B12, C, and 20 mineral co-factors, such as calcium, iron, magnesium and potassium as well as 20-30 unique antioxidants like tocopherols, superoxide dismutase and flavonoid compounds that promote the natural self-repair mechanisms needed to heal mature and environmentally damaged skin. Clean Skin Gently: Rough cleansing can aggravate acne. You should wash your face twice daily with a mild cleanser, as well as after heavy exercise. Make sure to spend at least 2 minutes gently rubbing the cleanser on to the skin in a circular motion. This will give the skin time to absorb the ingredients of the cleanser. Moisturize: Make sure that you are using an oil-free moisturizer to replenish your skin. Acne treatments almost always have a drying effect, and the sebaceous glands can produce extra sebum to try to compensate for the dryness. This is a significant contributor to breakouts because people with acne prone or oily skin are usually hesitant to use a moisturizer. Avoid Frequent Handling of the Skin: Avoid rubbing or touching skin lesions. Squeezing, picking, or popping pimples before they are ready to be extracted can lead to scarring and dark blotches. Avoid Sun Damage: Many people believe that being in the sun can help clear up acne. The truth is that it only makes the skin appear darker. Therefore the redness of acne lesions is less visible. Acne medications can make the skin more sensitive to sunlight. Sun damage can increase your risk of skin cancer and also cause premature aging. Choose Cosmetics Carefully: Cosmetics such as foundation, blush, eyeshadow, and hair care products can easily be a contributor to acne breakouts. You must read the ingredients and make sure there are no pore-clogging elements in what you are putting on your skin. Look for non-comedogenic and oil-free products."
},
{
"question": "Are There Fake Acne Reviews Sites on the Web?",
"answer": "There are a significant number of acne review sites on the web. A simple search shows that almost everyone is self-identified as an affiliate or commission based reviews sites. Other acne brands openly offer incentives to people and internet entities for creating these acne review sites and then offer high commissions if they generate sales from those high rated reviews. Not only do these sites get a commission when you shop from a link on their reviews, but those brands with the 5 stars often own the review site itself. To make the point, often the 5 stars rated brand will have its brand name in the sites URL address. Genuine product review sites will show clinical trial comparison images and evidence with citable sources to explain why brand rates 5 stars. None of those “acne review” sites does this. Usually, there isn’t any named physician or Ph.D. involved in double-blind placebo-controlled research studies, no photographic evidence, and no data to prove how one brand worked better (which is concerning because another simple search will show you that the brands reviewed have almost identical ingredients). Please click here for the LEROSETT® Clinical."
},
{
"question": "Can I squeeze my pimples or extract them?",
"answer": "An infected pimple is your body’s way of getting rid of infection or puss. There is nothing wrong with you speeding up the process by squeezing out the infection. The reason some say not to pop a pimple is that most people are too aggressive and don’t know how to extract correctly. They can easily damage your skin, usually causing a scar, so statistically its better to tell everyone not to touch their pimples and let their doctors do it. However, if you have LEROSETT®, take your time and wait for a pimple to come to a head then pop it, but not before. That is where LEROSETT® comes in. LEROSETT® can pull that infection to the surface. After the initial extraction, use a cotton ball to absorb any extra fluids that may come out. Then, after removal, you apply LEROSETT® several times and overnight. As the clay dries, it can absorb the remaining infection and tighten the opening, eliminating most of the potential for scarring. Spot treatments may need to be repeated 5-10 times over the next 24-48 hours before all the fluid is absorbed and the opening closes. A pimple is ready for extraction when it comes to a head. At this point, it must be extracted carefully to avoid scarring or infection. Please follow these steps below to extract a pimple safely. If you are having difficulty, seek a licensed skin care professional to assist you. Here is what you’ve been waiting for: Permission to engage in extraction as it is called in the doctor’s office. Picking is a double-edged sword. If you pick a new, developing lesion, you may drive it more in-depth and cause greater inflammation and potentially deeper scarring. On the other hand, if a lesion is a mature pustule with a head as mentioned above, proper extraction can speed healing, stop tissue digestion and reduce scarring. It’s all a matter of doing it right."
},
{
"question": "Pimples vs. Acne: What's the difference?",
"answer": "Although we tend to use both terms to describe breakouts that plague our skin, there is a big difference between pimples and acne. There seems to be an epidemic of acne if you have a few pimples we tend to say acne. However, acne is a chronic skin disease that leaves scarring, acne is treatable, but acne is not curable."
},
{
"question": "How do you know if you have acne?",
"answer": "Only a doctor can diagnose acne, but if you have acne, you will usually know about it. Both acne and pimples are caused when your sebaceous (oil-producing) glands collect dead skin cells, debris and bacteria along with oil and clogs your pores. That creates the perfect environment for bacteria to breed which causes inflammation and infection – thus causing your skin to breakout. If you are only experiencing a few pimples a few times per month, you are more than likely just experiencing breakouts- not acne. Acne Vulgaris, otherwise known as acne, is an inflammatory disease that impacts your oil glands and your life. When acne occurs, multiple breakouts appear on the skin at once and can be stimulated by various factors such as genetics, hormones, and lifestyle factors (diet, stress, cosmetics, etc.). There are many different types and severities of acne. Also, many skin conditions can occur that are similar to acne but may not necessarily be acne. Please consult a dermatologist to know for sure if you have acne. There is no cure for acne. However, it can be controlled and prevented through treatment and a proper skin care routine. When looking for acne treatment, it is best to look for products that are nutrient rich. If you consider that your skin can only absorb a small percentage of what you put on it, you want to make sure that the products you use are high quality and are loaded with nutrients and antioxidants."
},
{
"question": "What causes acne and who gets it?",
"answer": "Acne can affect anyone, which includes any race, ethnicity, gender, and age. Acne can be caused by a back up of oil and dead skin cells in the pore. However, genetics, stress, diet, and products you put on your skin like makeup can increase breakouts."
},
{
"question": "How can you improve your skin?",
"answer": "Eliminating stress in our lives is easier said than done but finding ways to relax will help not only your skin but also your overall health in the long run. Limiting the amount of sugary/processed foods and dairy from your diet can also improve breakouts as many of these types of foods can cause inflammation and can aggravate acne. When choosing cosmetics look for products that are considered non-comedogenic. You can also check the ingredients in the product. Common pore clogging ingredients are Algae Extract, Hexadecyl Alcohol, Isocetyl Stearate, Myristyl Myristate, Sodium Chloride and Wheat Germ Oil."
},
{
"question": "What is the Earliest Age someone could Start Using LEROSETT® Products?",
"answer": "The earliest age we recommend anyone using our LEROSETT® products is age twelve. Any younger we recommend consulting your doctor before purchasing. No, makeup can increase the number of pimples, but it cannot cause the disease. This is because the makeup is clogging the follicles/pores. Using a non-comedogenic makeup might help to stop the clogs, but it’s not 100% sure."
},
{
"question": "Why do some acne products stop working?",
"answer": "Like any drug, your body becomes acclimated, and you need more of it to continue. Your body knows the difference between natural and synthetic ingredients. That’s why the more natural the ingredients, the less likely your skin will become acclimated."
},
{
"question": "Do only teenagers get acne?",
"answer": "No. Most teens don’t have acne, just problem skin. Remember, acne is a skin disease that is chronic. Keep in mind there is a difference between acne and hormonal skin."
},
{
"question": "Can Changing My Diet Help Prevent Acne?",
"answer": "Maintaining a balanced diet and drinking plenty of water can help you keep clear skin. Several nutrients and vitamins are known to improve skin. With sufficient amounts of these vitamins in your day to day diet, your skin will be equipped to fight off acne and inhibit the overproduction of oil. Vitamin A: Retinol is the naturally occurring form of Vitamin A. It is found in fish oils, liver, and dairy products. Vitamin A in plants is found in yellow/orange fruits and vegetables like carrots, yams, apricots, and cantaloupe, also vegetables such as parsley, kale, and spinach. Retinol is known to help with cell turnover and can improve skin stay smooth and acne free. Vitamin E: Vitamin E is a powerful antioxidant. It protects your cells against free radicals, which are cell-damaging by-products of our metabolism. Vitamin E also helps the immune system and skin repair process. Natural sources of Vitamin E can be found in almonds, sunflower seeds, peanuts, broccoli, wheat germ and vegetable oils. Vitamin B-2: Vitamin B-2 is helpful in alleviating stress, which in many cases can contribute to acne. Foods with B-2 include, whole grains, fish, milk, eggs, meat and leafy green vegetables. Vitamin B-3: Vitamin B-3 improves blood circulation that can, in turn, promote cell turnover and healthy skin. Resources of Vitamin B-3 include peanuts, eggs, avocado, liver, and meats. Zinc: People with acne have been shown to have lower systemic levels of Zinc than those without acne. Zinc is an antioxidant that can boost the immune system. Zinc can aide in the removal of damaged tissue caused by acne, so the healing and repair of acne require Zinc. Zinc is vital for the skin’s repair functions; it also inhibits oil production. Zinc can be found in eggs, whole grains, nuts, mushrooms and especially LEROSETT ®."
},
{
"question": "Why does Benzoyl Peroxide have such a negative reputation ?",
"answer": "Once acne pimples are gone, they often leave dark spots. That is what is called post-inflammatory hyperpigmentation. While these spots can eventually fade, their presence can be very frustrating. The American Academy of Dermatology states that benzoyl peroxide prolongs the duration of acne-induced hyperpigmentation, especially in darker skin tones. Since it does reduce bacteria in the pores, Benzole Peroxide has been linked to dehydrated and premature aging of the skin. The dryer the surface of the skin is, the older it appears. Here is what a few acne specialists have to say. They explain a common problem and one reason we do not use benzoyl peroxide, an acne treatment that has been around for more than 50 years. Some don’t mind BP but why use it when LEROSETT® Clay is also effective with no added chemicals. LEROSETT® products make your skin healthier and fight off pimples too. If you feel parabens are a terrible thing, then BP is not the right choice. My sister and I are both estheticians and business owners, and we each have been doing professional skincare for 9yrs. We chose Gunilla of Sweden® for our clients because we wanted a result oriented product for acne without using benzoyl peroxide. The reason for no benzoyl peroxide is that clients who had used it were now experiencing hyperpigmentation and thinning skin so, we really felt strong about weaning them off. When switching them over to LEROSETT® we and our clients have found great success in their battle against acne even the troublesome Adult cystic acne, which for us has helped build a strong trust between us and our clients. Thank you, Gunilla of Sweden®. Sincerely, Heather Ramsey and Jennifer Neves, Sacramento Ca."
},
{
"question": "Does Poor Hygiene Contribute to Acne?",
"answer": "No. Dirt and surface oils cannot cause acne. This misunderstanding comes from the fact that blackheads look like dirt stuck in the pore opening. The black color is merely oxidized keratin, not dirt. In fact, the blockages of keratin that cause acne occur deep within the narrow follicle channel, where it is nearly impossible to wash them away. These plugs are formed by the failure of the cells to separate and flow to the surface in the oil created there by the body. So regular washing of the face could wash off old oil and help unblock the pores. However, scrubbing your skin hard and frequently can make your acne worse. It can irritate the skin and can cause your acne to be more inflamed. The best approach to hygiene and acne is to use a gentle face wash twice a day and be consistent with your skin care routine and acne treatment. Aloe based acne cleansers can help heal the skin better than cleansers with water as the first and main ingredient. Bar soap should not be used with acne, it is too alkaline and causes oils to be stripped away, this causes the oil glands to make more oil and more pimples. Either a non-medicated aloe based cleanser for problem skin or a maximum strength medicated cleanser. Anyone can get acne. While it is most common in adolescents and young adults, an estimated 80 percent of all people between the ages of 11 and 30 have had an acne outbreak at some point in their lives. Most people outgrow their acne by the time they reach their 30’s, but many struggle with it for their entire lives or don’t have problems at all until they are older. Women who are pregnant or menstruating are more susceptible to breakouts due to hormone fluctuations. Studies have shown that genetics may play a part in whether one person is more acne prone than another. If your parents had acne, then there is a higher risk that you will struggle with it as well."
},
{
"question": "What Do I Need To Know About Prescription Acne Medications?",
"answer": "Oral or topical antibiotics are the most popular treatments for acne among Dermatologists. Two reasons should make you wary of these treatments. One, the overuse of antibiotics is a common worry these days because of the creation of resistant strains of bacteria as well as the long-term health risks. These risks range from increased frequency of common colds to a dramatic increase in the risk of breast cancer. The second reason is that it is mostly ineffective. Even if we had an antibiotic that could kill 100% of the bacteria, you would still have an acne problem. The condition that causes pimples is caused by pores clogged with dead skin cells. The typical action of bacteria in the pores does have something to do with acne, but not as much as most people think. There are many risks to using antibiotics to treat acne: side effects such as recurring nausea, heartburn, interference with the useful bacteria in the digestive system, frequent vaginal yeast infections for women, possible permanent staining of the teeth, increase in colds, and possibly a link to breast cancer. A frequently used oral prescription is isotretinoin. FDA warnings about congenital disabilities, liver damage, skeletal damage, and severe depression are well warranted. It is a potentially dangerous drug been recalled by its manufacturer due to the drug causing Inflammatory Bowel Disease, Ulcerative Colitis, Crohn’s Disease, congenital disabilities, Stevens-Johnson Syndrome and Toxic Epidermal Necrolysis."
},
{
"question": "Do all ethnic groups battle acne?",
"answer": "People in every ethnic group may have acne. The genetic component is still in effect. Each parent’s family tree will have some impact on a specific person’s acne. Significant factors include whether or not the skin is oily and the thickness of the skin. Other factors, such as sun exposure, makeup, and skin care products used, may influence breakouts as well. Blue eyed, lighter complexion persons usually have thinner and drier skin as a rule. That group probably has fewer acne problems than some other groups."
},
{
"question": "Why are there so many acne brands?",
"answer": "The main reason is that there is no cure, so people keep buying different acne products looking for a cure that doesn’t exist. There is very little difference between most acne brands. If you look at the active ingredients, most of them use the same two drugs, and the main ingredient is almost always water. The more nutrients in your skincare, the healthier your skin can be. We recommend using a nutrient-rich organic aloe based acne product or products for the reason of better health and results. Yes. Stress can increase the hormones that cause problems for the sebaceous glands. This can cause pimples, but we do not know if stress can cause acne. So far ClearPoint® Clear Skin Supplements work on a hormonal level and is very helpful in controlling stress-related acne. Acid Mantle – Our skin’s natural protective barrier that defends us against bacteria, viruses and pollutants. A compromised barrier can lead to premature aging, infection, dehydration, irritation, sensitivity and acne. The Acid Mantle is very delicate and can be damaged by the sun, harsh soaps, Benzoyl Peroxide, Accutane and overall aggressive skincare regimens. Blackhead– A non-inflamed buildup of cells, sebum and other debris inside the follicle. The pore is open at the surface and exposed to air which keeps bacteria at bay. Whitehead – A non-inflamed buildup of cells, sebum and other debris inside the follicle. The pore has a very small opening blocking oxygen but no infection has set in. Papule – Occurs when the impaction has become large enough to tear the follicle wall causing an immune reaction (inflammation) and redness. Papules do not have a whitehead. Soreness is associated with papules because the deeper impaction affects the nerve endings. Papules can clear on their own by our body’s immune response. Pustule – Occurs when a clump of white blood cells push the impaction of a papule to the surface of the skin relieving the pressure on nerve endings by expanding the follicle wall. Pustules are less painful than papules and will have a puss filled whitehead. Cyst/Nodule – Deeply infected, puss filled, large papule that has been invaded by white blood cells. Very painful with a high potential for scaring."
}
] |
https://www.chrismayolaw.com/faqs/what-if-the-offender-does-not-have-insurance/
|
[
{
"question": "Home / FAQs / What if the offender does not have insurance?",
"answer": "It’s an unfortunate reality, but there’s a lot of people in our society driving on a roadways that don’t have insurance. Even though the law says it’s mandatory, many people do not. Now, if you get involved in an accident and the person who’s responsible for that accident doesn’t have insurance, you better hope you have uninsured motorist coverage. Uninsured motorist coverage works like this. You get into an accident, the person doesn’t have insurance and you have uninsured motorist coverage, your company basically stays in the shoes of the person that hit you and they effectively represent the person and so you bring the claim against your own insurance company. It’s a wonderful coverage to have; it doesn’t cost that much more. I encourage every one of my clients, anyone who is willing to listen, get that coverage because there’s a lot of people out there that don’t have insurance and you are going to need it."
}
] |
https://niracaledonia.com/contact-us/faq/
|
[
{
"question": "Are the prices per room or person?",
"answer": "All our rates are per room per night. Special interest breaks are priced at per person, please check the rate description for more details. All our rates include Full Scottish Breakfast and Continental Buffet. Please check the rate description for more details."
},
{
"question": "What time is breakfast and dinner served?",
"answer": "Breakfast is served 7.00am - 10.30am (Monday - Friday) and 7.30am - 11.00am (Saturday - Sunday). Dinner is served 5.00pm - 10.00pm every day. In common with all luxury hotels in Edinburgh, all our rooms are non-smoking."
},
{
"question": "How many floors are in the hotel and do you have a lift (elevator)?",
"answer": "There are 3 floors. The historic status of our building stops us installing a lift but our porters are always on hand to help with luggage. A few rooms open out onto a private garden. No, we only provide FreeView TV service. Yes, we have complimentary wireless Internet in all guest bedrooms and public areas. We have no dedicated guest parking but metered parking is available directly outside the hotel (free at weekends, £3.10 per hour Monday – Friday 8:30 am – 5:30 pm). The nearest airport is Edinburgh Airport (8 miles / 12km). We can arrange chauffeur transfers from the airport at £50. Transfer to the airport is at £45. Edinburgh Waverley Station is approx. 1 mile from the hotel."
}
] |
http://www.blushbridesandgrooms.co.uk/faqs
|
[
{
"question": "Do you have off the peg and sale dresses?",
"answer": "Yes. Often we have to make way for new collections arriving from our designer’s and we also have the occasional discontinued dress. This means we often have gorgeous designer wedding dresses in our sample sales with 70% off! and often which start from only £299. Please call or email for details for current sample sale dresses available. During your appointment, you will receive a one-to-one personalised consultation with one of our highly trained bridal consultant who will help you find your dream dress. Once we have found out a little bit about you and the style you wish to achieve at your wedding, the fun really starts as you have a look through all of our dresses and choose which ones you would like to try on. Your consultant will then help you into the gowns before the grand reveal to your friends and family. We can then help you complete your look to perfection with our beautiful collection of shoes, hair pieces, boleros and veils. All of our brides have the option to use our extremely talented seamstress. The cost of alterations are NOT included in the price of your gown. Usually, you will need a maximum of 2-3 fittings and prior to buying, we can provide you with guidelines as to the cost of possible alterations. When your dress arrives, we will contact you to invite you to come in and try on your dress. You are also then required to pay the final balance outstanding on your dress. At this point we can discuss and arrange your fittings. When you come for your first fitting, you need to remember to bring with you the shoes and underwear you intend to wear on your wedding day."
},
{
"question": "Am I able to use your seamstress for dresses not purchased from you?",
"answer": "Jackie is more than happy to alter dresses that have not been purchased at Blush. Give us a call and we will book you in so she can work her magic!"
}
] |
https://www.onlymobiles.com/vivo-y95-faqs/camera-aperture-vivo-y95
|
[
{
"question": "What is the camera aperture of Vivo Y95?",
"answer": "Vivo Y95 has an aperture ratio of f/2.0 for its 20MP front camera. While the rear camera has f/2.2 & f/2.4 aperture for the 13MP & 2MP cameras respectively."
},
{
"question": "Does Vivo Y95 has memory card slot?",
"answer": "Yes, Vivo Y95 does support 2 sim cards and a MicroSD card at the same time."
},
{
"question": "Does Vivo Y95 has portrait mode?",
"answer": "Yes, Vivo Y95 does have the portrait mode for both its cameras - rear & front."
}
] |
https://www.tradinggame.com.au/product-shop/data/metastock-data/renewing-your-metastock-data/
|
[
{
"question": "7) How do I install a fresh data history?",
"answer": "Then click on the Configuration tab: and you’ll see your User Name details. Or, if you’ve forgotten your password, you’ll need to use the ‘forgot password’ function by clicking on this link –http://www.premiumdata.net/support/forgotpwd.php. Or, If all else fails, send us an email to [email protected] and we’ll reply with the information. No. Just keep on updating as usual. However, if you haven’t done a data update for a very long time, it may be best to install a fresh data history. See the two FAQs following this one. You can renew a prior subscription regardless of how long since it expired. Just make sure to renew using the username/password you had before."
}
] |
http://cosmetic.jolse.com/article/faq/3/11/
|
[
{
"question": "Can I return an item for refund?",
"answer": "We accept returns within 14 days after receiving an item. The item must be the \"original\" and in \"brand new\" condition. Also the shipping costs for returns, are the buyer's responsibility."
}
] |
https://betsy-thesimplelifeofaqueen.blogspot.com/2018/01/home-again.html
|
[
{
"question": "But blogger wouldn't let me add pictures on my iPad and really, what kind of post would it be while visiting Piper without any pictures of her?",
"answer": "So I decided it would be better to spend my time playing with her instead. Please be warned this is a photo heavy post! I'm pleased to announce that we have a budding knitter on our hands. She was so excited to learn to knit. She actually knitted around 6-8 rows all by herself and then Grandma finished for her. I'm excited about his development. but in the end there was a sweet scarf for Polly to wear outside in the frigid weather. I was really surprised at how even her stitches were and how hard she worked at it without giving up."
},
{
"question": "Did I mention it was cold?",
"answer": "Most mornings were well below zero with the wind chill AND the air temperature. One morning it was -42F with the wind chill. Schools were cancelled so we stayed inside all day that day. We had a nice visit with Marilyn and Dennis and I gave her the blanket I crocheted for her. She seemed to like it and sent me a text later in the week that said she uses it every day. Just what a knitter/crocheter likes to hear. Tuesday morning the two of us made a cherry cheesecake for Papa and Mandy's birthday. Please excuse the wet hair, I had just gotten out of the shower. Dennis' birthday was January 9th and Mandy's is the 20th. Their favorite is cheesecake so Piper and I made one and we celebrated both birthdays at once. It was a hit! Mandy got two pairs of socks. Later in the week we were at Dennis' Mom's house and they all had socks on that I had knitted them. This was NOT planned. Later that night Alex face-timed from Japan and he also had socks on that I made for him. Gosh, this warmed my heart! Here they are with their socks! It's not easy to see, but Dennis' are full of tiny cables running up the socks. Piper diligently worked on thank you cards for Christmas gifts while we were there. She's quite an artist. She and Papa wrestled and played the week away. They had quite a lot of fun! She loved having Papa there too. Usually it's only Grandma! And then Belle made an appearance. Papa played the part of \"The Beast\" and they whirled and twirled around the living room while the movie played in the background. It was a beautiful ball! Papa needs a costume change though! We did have a day when it was nice enough to take a walk and Piper drove her police car complete with lights and siren. They neighbor GAVE it to them last summer right after they moved in. He's a police officer and his little girl had two of these cars. It only needed a battery, but Brad replaced the stickers too and shined it up and it looks brand new. Gosh that car goes fast and reverses too. Piper is proving to be a pretty good driver too. Look! She has her mittens on that I made her last winter. I LOVE, LOVE, LOVE seeing my knitted things being used as intended. So often I give things away and never see if anyone actually uses them. Mandy wore her wrist-warmers AND her mittens while we were there. ***sigh*** happy Mama. I put another row on the scrappy blanket last night while watching podcasts. I finished the socks that Mandy is wearing in the picture above while flying to Omaha and then started these. They were my airplane knitting on the way home. I have both pairs just past the heels. Alex saw the yarn while we were face-timing and called \"dibs\" on them just before Mandy said she wanted them! They both want them. Unfortunately Knit Picks doesn't have this colorway anymore. I'll have to watch their website and hopefully they will restock it before we have a sibling war! Oh my goodness, it was SO hard to leave our girls. I practically ran in to the airport when we left Saturday night. The tears were falling. Piper did not need to see that. We were able to see my sister just for a short visit, but not my brothers. We did get to see Mom on three different occasions and Dennis' sister too, but the weather and only having a week made it difficult to see people. I'm thinking of driving back in the spring so I will have a car and can stay a little longer without airline schedules to deal with. Well, I think this is long enough for today. Hopefully I'll be back before the end of the week to visit you all again. I tried to keep up on commenting on your blogs but I think I missed some. I hope you all have a wonderful week ahead. Oh, bless your grandma heart! The thought of you running into the airport to hide your tears is so familiar. I would have such a hard time leaving that little sweetheart too. I just knew you'd have her knitting! She is so smart to be doing this at such an early age. So glad you got to visit with everyone. The socks you made looks so warm and cozy. Wishing you a most lovely day filled with much joy sweet friend. ((hugs)). Blessings always. How wonderful to see Miss Piper knitting, such an amazing achievement. I do know how hard it is to leave your loved ones behind, I start to make plans for the next visit to make myself feel better. What a joy to see everyone wearing your knitting. I love that you have photos of everyone wearing your knits! I agree it's very satisfying when the items are appreciated and worn. Miss Piper will continue to knit, as she's at the perfect age to learn. Glad you had a good time despite the cold weather. Welcome home! And we've even had a bit of sunshine. Love those Piper photos; she's a cutie."
},
{
"question": "How old is she?",
"answer": "My GD is 4 and wanting to learn to knit but I think she's a bit young. Nice socks and so impressive that you did all those cables! She just turned 5 and I think she did really well. Dennis’ socks we’re the first ones I made a few years ago. I can’t believe I did all of those cables on my first ones. I must have been crazy. What a sweet girl!!! Glad you had such a nice visit. And, isn't it great to see your knit things being loved and worn!!! Sounds like a fun time and I liked the sox photo of everyone wearing sox you've made."
},
{
"question": "Why wouldn't you want to show it off?",
"answer": "I'm glad Piper decided she wanted to knit. Melody, my oldest granddaughter, actually knit a hat for a friend of hers and took it to his house. Her mom knits alot so it's in the blood! Years ago I made a sweater with many cables. Wish I could still wear it. I was in high school then. Good to hear from you again and made it home safely! Hugs! Good Morning, I knew you had been visiting Piper since I saw the picture of her in her yellow dress on Facebook... She's such an adorable little gal --who is growing up much too fast!!!! So glad she is becoming a Knitter like her Grandmother....She can learn to help keeping all of the family attired in their warm socks and mittens... That's a big job --and I'm sure that Grams needs help.... GO PIPER!!!! That is awesome that little one is learning to knit. I taught one of mine, but as they grew up, and still grow up, they have no interest. What a fun time you had. Oh, what a heart-warming post! It is SO wonderful to have you back and to know you are home safe! The precious memories you made must surely be a blessing to you now, being so far away from your dear loved ones. It hurts me to think of you having to run in to the airport to hide your tears. I know how heart-wrenching those \"good-byes\" are, and it just makes me wonder we can't always live near the ones we love. Life is so short, and the moments are so fleeting. I hope one day God makes a way for you be around your sweet family all the time and that He will keep all of you healthy and together as much as possible. May He comfort your dear heart each time you are missing them. I know it must have meant so much to you to see them all wearing your beautiful creations! I know one thing...I LOVE my dishcloths, and if you walked in to our kitchen, you would surely see the proof! LOL! Sending much love to you, sweet friend...posts from you always brighten my whole day! One week with the family is just not enough, I do know and understand that! Just so wonderful to be there, but soo hard to say goodbye! Sweet Piper, what a precious child she is! Just love the fun moments you had together, and especially the knitting lessons she had! You can tell she just loves the time spent with you and Dennis! It is definitely warmer here than where you were! I appreciate your friendship so much, and hopefully come spring we will find a time to meet and visit :) Hugs to you dear friend! Give each kid one of the socks...then make them a sock in a contrasting color. Matching socks are not in favor by high school and college students. Start a new trend. It looks like everyone had a wonderful visit. I love that your family wears their hand made items, mine not so much. I think people think I am a bit weaird when I give them a shawl or cowl. Anyways I know you are so sad to be back but I am thrilled your visit was so wonderful. Stay warm."
}
] |
https://masterspec.co.nz/Register/6723/
|
[
{
"question": "Are you an existing Masterspec user?",
"answer": "This way all your personal details with carry forward with you. Read how in the FAQs \"Changed to a different Employer or Company?\" Your password must be 8 – 15 characters long, and must contain at least one number and one letter. • Licensed Material: those Masterspec Systems, tools (including the Masterspec Tools) and associated content that you choose to subscribe to and are licensed to use under this agreement. • Masterspec Systems: Standard, Structural & Civil, Services, Basic, Minor Residential, Interiors, Landscapes (and those systems as varied or renamed from time to time). • Masterspec Tools: Masterspec Link, Masterspec NextGen2 (and those systems as varied or renamed from time to time). • We/us: Construction Information Limited. • Your Specifications: specifications produced by you using the Licensed Material including those hosted by us. 1. Grant you a license to use the Licensed Material to produce specifications in your professional practice. 2. Will, as necessary, update the Licensed Material. 3. Reserve the right to change, modify, suspend or discontinue any or all parts of the Masterspec Link or Masterspec NextGen2 service or any other internet-based facility at any me. 4. Do not endorse any products profiled in our branded sections or referenced in any part of the Licensed Material or our website. 5. Will only use the Licensed Material and Your Specifications and any other Masterspec materials in accordance with these terms and conditions, and as directed by us from time to time. 6. Will only use electronic versions of the Licensed Material and Your Specifications on a computer terminal, laptop, tablet, or other electronic device, accessed via your authorised login(s). 7. Agree that we may vary the Licensed Material from time to time. 8. Will notify us as soon as possible if you identify any errors or ambiguities in the Licensed Material. 9. Are solely responsible for any additions, alterations or variations that you make to the Licensed Material, including as incorporated into Your Specifications. 10. Will rely upon your own professional judgment and skill to determine the appropriateness of using any Licensed Material (or any material on any websites referenced in the Licensed Material) and to satisfy yourself as to its accuracy. 11. Will not use the Licensed Material for any purpose other than for production of project specifications, and in particular will not use it for the provision of a commercial specification preparation service. 12. Will not modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works, from the Licensed Material. 13. Agree that, before delivering a project specification electronically, you will convert the document to “read only” or remove any guidance notes (i.e. hidden text). 14. Agree that we may send you communications (electronic or otherwise). 15. Confirm that you are acquiring our services for the purposes of a business as defined in the Consumer Guarantees Act 1993 and that the provisions of that Act do not apply to these services. 16. We will endeavour to ensure that the Licensed Material is accessible at all times. We will also take all reasonable steps to ensure that Your Specifications held by us online are kept secure and remain accessible to you during the subscription term. However, we do not warrant that access to the Licensed Material or to Your Specifications held by us online will be free from delay, interruption or restriction. We are not liable for any direct or indirect costs, losses or claims if access to the Licensed Material or Your Specifications is interrupted, restricted or delayed. 17.2 That our website and websites referenced or linked to in the Licensed Material are free from any viruses or other defects. 18. We will not be liable in negligence, in contract, or otherwise, for any loss, damage or claim (including, without limitation, consequential loss or damage) suffered by you arising directly or indirectly from the use of the Licensed Material and Your Specifications, including from any corruption or loss of Your Specifications. 19. You indemnify us from any claims made against us directly or indirectly by any third party arising out of the use of Your Specification or interruptions or delays in your access to our systems, including any corruption or loss of Your Specifications. 20. We own all Masterspec Systems and Masterspec Tools and all Licensed Materials as developed and updated from time to time. 21. You own, and are responsible for, Your Specifications except that we continue to own all Licensed Materials incorporated into Your Specifications. 22.1 You must keep the Licensed Material confidential except as reasonably required in the normal course of project specification production and you must take all reasonable steps to prevent any recipient of the Licensed Material from further disclosing the Licensed Material other than as is reasonably required to utilise the project specifications. 22.2 We will keep Your Specifications confidential. 23. Your license fee is calculated in accordance with the Masterspec subscription fee schedule (as updated from time to time) available on our website (Licence Fee). You will pay the Licence Fee within 21 days of receipt of an invoice from us or by regular automatic payments on the first of each calendar month. 24. We reserve the right not to update the Licensed Material or to restrict your access (in whole or in part) to the Licensed Material, including the Masterspec Tools if you fail to pay the Licence fee by due date. 25. You may terminate this licence agreement by giving us one month’s written notice at any time after 24 months from your first subscription fee payment. 26.2 Immediately if you are in breach of your obligations under these terms and conditions. 27. Termination may be of this entire agreement or any one system or tool that you are subscribed to. 28.3 Not be entitled to use any Masterspec Systems or Masterspec Tools whatsoever except to continue to use Licensed Material properly incorporated into Your Specifications during the currency of your licence. 30. These terms and conditions are governed by New Zealand law and the New Zealand courts have exclusive jurisdiction. b. By us at any time if you are in breach of your obligations under these terms and conditions or your subscription to a Masterspec system lapses. You may download a single copy of a document and retain that copy on your computer for a maximum of five working days for your internal use only. At the expiry of five days the copy of the document downloaded must be deleted from your computer. You may print one hard copy of any document for your own temporary use. Any printed documents must be destroyed within 30 days. You may not build up a hard copy reference collection. A hard copy reference collection is defined as a collection comprising more than 10% of the number of the documents within the Standards Online Library. You acknowledge that any document may be amended or withdrawn by us and that if you keep any document longer than the timeframes specified in clauses 2 and 3 above that we accept no responsibility for the currency of it. accordance with the reasonable use exception to copyright. Under no circumstances may you sell or transfer to a third party any document, whether in electronic or hard copy form. Under no circumstances may you place a document on a network of any sort without our express prior permission. You must not modify, adapt, translate, reverse engineer, decompile, disassemble or create derivative works based on the documents, or any part of them. All downloaded or printed documents whether full or partial copies must be deleted and/or destroyed on expiry or termination of your subscription. You must keep your user identification information, including logins and passwords, secret and secure. • Licensed Material: the Masterspec Tools, systems and associated content that you subscribe to and are licensed to use under this agreement. • Masterspec Tools: Masterspec MasterKey and Masterspec NextGen2 (and those systems as varied or renamed from time to time). • Your Documents: documents produced by you using the Licensed Material including those hosted by us. 1. Grant you a licence to use the Licensed Material to produce documents in your professional practice. 3. Reserve the right to change, modify, suspend or discontinue any or all parts of the Masterspec MasterKey or Masterspec NextGen2 service or any other internet-based facility at any time. 4. Do not endorse any products profiled in our Masterspec branded specification sections or referenced in any part of the Licensed Material or our website. 5. Will only use the Licensed Material and Your Documents and any other Masterspec materials in accordance with these terms and conditions, and as directed by us from time to time. 6. Will only use electronic versions of the Licensed Material and Your Documents on a computer terminal, laptop, tablet, or other electronic device, accessed via your authorised login(s). 8. Will ensure that you regularly update online the Licensed Material you are using. You acknowledge that the Masterspec Tools are designed for online use and not for use solely on local drives based on locally saved Licensed Material. 9. Will notify us as soon as possible if you identify any errors or ambiguities in the Licensed Material. 10. Are solely responsible for any additions, alterations or variations that you make to the Licensed Material, including as incorporated into Your Documents. 11. Will rely upon your own professional judgment and skill to determine the appropriateness of using any Licensed Material (or any material on any websites referenced in the Licensed Material) and to satisfy yourself as to its accuracy. 12. Will not use the Licensed Material for any purpose other than for production of project documents, and in particular will not use it for the provision of a commercial document preparation service. 13. Will not modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works, from the Licensed Material. 16. Understand and acknowledge that the Masterspec Tools utilise and interface with CAD software developed and owned by third party vendors. You undertake that you will not use the Masterspec Tools or Licensed Material in breach of any restrictions in your license agreements with such third party vendors. 17. We will endeavour to ensure that the Licensed Material is accessible at all times. We will also take all reasonable steps to ensure that Your Documents held by us online are kept secure and remain accessible to you during the subscription term. However, we do not warrant that access to the Licensed Material or to Your Documents held by us online will be free from delay, interruption or restriction. We are not liable for any direct or indirect costs, losses or claims if access to the Licensed Material or Your Documents is interrupted, restricted or delayed. 18.2 That our website and websites referenced or linked to in the Licensed Material are free from any viruses or other defects. 19. We will not be liable in negligence, in contract, or otherwise, for any loss, damage or claim (including, without limitation, consequential loss or damage) suffered by you arising directly or indirectly from the use of the Licensed Material and Your Documents, including from any corruption or loss of Your Documents. 20. You indemnify us from any claims made against us directly or indirectly by any third party arising out of the use of Your Specification or interruptions or delays in your access to our systems, including any corruption or loss of Your Documents. 21. We own all Masterspec Tools and systems and all Licensed Materials as developed and updated from time to time. 22. You own, and are responsible for, YourDocuments except that we continue to own all Licensed Materials incorporated into Your Documents. 23.1 You must keep the Licensed Material confidential except as reasonably required in the normal course of project specification production and you must take all reasonable steps to prevent any recipient of the Licensed Material from further disclosing the Licensed Material other than as is reasonably required to utilise the project Documents. 23.2 We will keep Your Documents confidential. 24. Your licence fee is calculated in accordance with the Masterspec subscription fee schedule (as updated from time to time) available on our website (Licence Fee). You will pay the Licence Fee within 21 days of receipt of an invoice from us or by regular automatic payments on the first of each calendar month. 25. We reserve the right not to update the Licensed Material or to restrict your access (in whole or in part) to the Licensed Material including the Masterspec Tools if you fail to pay the Licence fee by due date. 26. You may terminate this license agreement by giving us one month’s written notice at any time after 24 months from your first subscription fee payment. 27.2 immediately if you are in breach of your obligations under these terms and conditions. 28. Termination may be of this entire agreement or any one system or tool that you are subscribed to. 29.3 not be entitled to use any Masterspec Tools or systems whatsoever except to continue to use Licensed Material properly incorporated into Your Documents during the currency of your licence. 31. These terms and conditions are governed by New Zealand law and the New Zealand courts have exclusive jurisdiction."
}
] |
https://www.citiclean.com/FAQ
|
[
{
"question": "How many technicians should I expect to see at my home?",
"answer": "The number of technicians we dispatch to your home depends on the size of the job. We dispatch one technician for a relatively simple service and up to three technicians for a more complicated or large-scale service."
},
{
"question": "How soon can I expect a technician to arrive at my home?",
"answer": "We dispatch a technician to your home at your earliest possible convenience. However, the exact arrival time depends on the availability of technicians in your immediate area. We usually dispatch a CitiClean technician on the same day you call or the following day. We serve New York neighborhoods and surrounding area. We dispatch all our technicians from our nearest location to you. CitiClean carries full insurance and bonding on our entire company and staff. We give you professional results backed by the highest level of industry insurance. At CitiClean, we offer a professional cleaning service for all types, makes, and styles of rugs, including hand-made and machine-made; modern and antique, Oriental, Persian, and Turkish; and synthetic, silk, cotton, and wool."
},
{
"question": "Do you provide drop-off or pick-up service for area rugs?",
"answer": "Since we perform all our professional rug cleaning services in our off-premise cleaning facility, we provide free pick up and delivery service of your rug."
},
{
"question": "How long will it take for my carpet, rug or upholstery to dry completely?",
"answer": "Recommended and normal drying time ranges due to the type of cleaning method performed, room temperature, air movement and humidity level. We generally suggest between 6-24 hours of dry time."
},
{
"question": "Do you use non-toxic products?",
"answer": "Yes. We firmly believe in the protection of your health and that of the environment. We refuse to use any chemical-based, harmful product on any of your home furnishing, carpets or area rugs. We use only certified green products approved by the EPA and other environmental protection agencies and watch dogs."
},
{
"question": "Do you offer organic cleaning options?",
"answer": "Yes, we provide an organic cleaning option for all our professional cleaning services on our menu. By choosing an organic option, you receive a safe, healthy, and pure clean for your space through high efficiency machines and our specialized line of green cleaning products."
},
{
"question": "What specialty cleaning services do you offer?",
"answer": "Outside of our carpet, rug, and upholstery cleaning services we offer tile and grout cleaning, mold removal, flood and water damage repair, air duct cleaning, deodorizing treatments, Schotchguard application, sofa cleaning, leather cleaning, and repair services."
}
] |
https://docs.fluttermarket.com/flutter-task-listing-app/faqs.html
|
[
{
"question": "How do I go about learning Flutter if I already know React Native?",
"answer": "I want to extract files in Windows. • Right click on the extracted file and select `View files`. NOTE:We don't provide support for Windows. It's completely buyer's responsibility."
},
{
"question": "How can I do it?",
"answer": "The whole app is made modular , so customising the widgets used in the app will be a cakewalk. Every reusable widget used in the app are separated into different dart files under the components directory. Each of these widgets take the required parameters and a list of data items. These widgets can be modified to app requirements and is completely modular in structure. I need to use custom colours and also use certain primary colours and themes across my whole app. Under the Theme directory exists a style.dart that specifies the primary ThemeData. ThemeData has several parameters which can be used to specify style properties to be used across the app. Pass it to the theme property of the MaterialApp widget. Widgets in Flutter can be Stateful or Stateless, depending on whether they depend on some state. If a widget changes—the user interacts with it, it’s Stateful; otherwise it can be Stateless. Stateful widgets are useful when the part of the user interface you are describing can change dynamically. 2. If using Stateful widget, decide which object manages the widget’s state. The widget manages its own state. The parent manages the widget’s state. If the state in question is user data, for example the checked or unchecked mode of a checkbox, or the position of a slider, then the state is best managed by the parent widget. If the state in question is aesthetic, for example an animation, then the widget itself best manages the state. When in doubt, let the parent widget manage the child widget’s state. 3. Subclass StatefulWidget and State. The MyStatefulWidget class manages its own state, so it overrides createState() to create the State object. The framework calls createState() when it wants to build the widget. In this example, createState() creates an instance of _MyStatefulWidgetState, which is implemented in the next step. 4. Plug the stateful widget into the widget tree. Add your custom stateful widget to the widget tree in the app’s build method. You have come to the right place! We have got you covered. Check out the official \"Flutter for React Native Developers\" document."
},
{
"question": "Facing some other issues?",
"answer": "We provide our customers with lively support and welcome all your issues. We request you to provide a short description of the visible symptoms of the error that you are facing. If applicable, include error messages, screen shots, and stack traces. If applicable, submit a step-by-step walkthrough of how to reproduce the issue."
}
] |
http://www.hivizsights.com/learn/faqs/
|
[
{
"question": "Will gun cleaning solvents harm the sights?",
"answer": "Although our new lite pipes are impervious to solvents we do not recommend cleaning the sight itself or the lite pipe with solvent. If you do get some solvent on the lite pipe there is nothing to worry about just go ahead and wipe it off. You can clean your lite pipe with a soft tissue or Q-tip and a dab of alcohol if needed. We do have a dealer locator, at the top right side of the Web Page. If you can’t find a dealer in your area, feel free to give us a call at 800-589-4315 and let us help you locate a dealer near you."
},
{
"question": "Can you ship sights to another country?",
"answer": "We are able to ship to most countries. However there are some countries we can’t ship to, due to current exporting laws. Please contact HiViz for a complete list of countries and current shipping laws."
},
{
"question": "Do you have bead replacements for shotguns?",
"answer": "Yes we do, the part #’s you will need are BD1007-G for green and BD1008-R for red. This is a front bead replacement sight; it will simply screw down and replace your existing bead. It will work on either ribbed or plain barrel shotguns with a removable front bead."
},
{
"question": "Do you have plain barrel sights for shotguns?",
"answer": "Yes we do, the part # you will need is MPB. This sight will simply snap on and slide up to your existing bead. It will snap on a 12, 16 or 20 gauge shotgun. This sight will come with 4 different lite pipes 2 diameters of red and green so you can see what is going to work out best for you."
},
{
"question": "How do I know which sight to use for my shotgun?",
"answer": "The best thing to do is go to the homepage and either use the search feature or left click on any of the categories at the top of the home page. If you’re looking for a shotgun sight, click on Shotguns and so on. If you can’t find what you are looking for go ahead and give us a call at 800-589-4315, as there are some models of sights that can be modified to fit guns that may not be listed on the site."
},
{
"question": "Is there anyone there that is knowledgeable to answer specific application questions or problems?",
"answer": "Absolutely, the best thing do is call in and ask for a technician or go to the “Contact Us” area on the homepage and send us an email. We have a very knowledgeable staff here at HiViz who take pride in what they do."
},
{
"question": "What is the difference between overmolded and interchangeable pistol sights?",
"answer": "The interchangeable style sight allows the user to interchange lite pipe colors due to varying light conditions and or personal preference. This is a sight predominantly used by competitive shooters and the everyday shooter. The overmolded sight is a sight that does not allow changing of lite pipes. This sight has an optical grade resin injection molded through the metal base of the site and around the lite pipe. This sight is predominately use by Law Enforcement, Concealed carry and the everyday shooter."
},
{
"question": "How can I get replacement lite pipes?",
"answer": "A. You can order them on the web or by calling direct. This is not an item that dealers carry as we offer so many different lite pipe options. If you have any questions on diameters or colors feel free to give us a call, we will be more then happy to help you out."
},
{
"question": "What if I don’t see the sight I need for my particular gun model?",
"answer": "Simply give us a call at 800-589-4315 because we might have a sight that will fit with a little modification. Beyond that we track what you the customer wants. We are always coming out with new product and this product is developed by your input. So give us a call, let us know what you would like to see something might already be in the works."
},
{
"question": "What is the difference of the newly designed pistol sights over the old style?",
"answer": "We have changed quite a bit on the newly designed pistol sights. The first thing we did is put a square serrated sloped face to the sight. The slope and serrations we added will help eliminate glare. The squared off face will give you faster target acquisition as it lines up with the rear much faster. We also recessed the lite pipe to help eliminate what we call the halo effect this will give you a very sharp/crisp sight picture."
}
] |
https://contractorsinsurancecompany.com/contractors-general-liability-faqs/
|
[
{
"question": "What is Covered Under the Contractors General Liability Policy?",
"answer": "The coverages available in a contractor’s general liability policy include bodily injury liability, property damage liability, personal injury liability, medical payments, and premises liability. There are additional coverages that can be added to the policy utilizing an endorsement to broaden the policy’s coverage. Bodily injury liability exists when a third party is injured, becomes ill, or is killed as a result of your business operations. Property Damage Liability exists when as a result of your business operations; damage is done to the property of a third party. In a GL policy, personal injury liability is not about broken arms or black eyes; is about your liability resulting from charges of slander, libel, or false arrest. Medical payments coverage pays for injuries caused to a third-party and does not require proof of liability. This coverage typically pays for minor injuries to a third party that does not result in a lawsuit. Premises Liability, also known as fire legal liability, provides coverage if your business is liable for damages to premises you are leasing or renting, such as a warehouse, office, or retail space."
},
{
"question": "Will my Bodily Injury Liability pay for Injuries to Me or My Employees?",
"answer": "Your bodily injury liability coverage pays for injury or illness to a third party, not to you or your employees. Coverage for you and your employees is provided by your workers’ compensation policy. Products-Completed Operations provides coverage for liability arising from products you’ve used or installed away from your business operations. This would typically include your installation of products and faulty work claims. Depending on your business operation, this coverage may be excluded in your policy. Contractual Liability is an optional coverage that can be endorsed on the contractors general liability policy. It provides coverage in the event of a loss when the business has assumed liability either express or implied under a written contract. For example, if your business is doing work for a municipality, the municipality would require your business to hold them harmless for any accidents that could arise out of your business operations."
},
{
"question": "Will my contractors General Liability policy cover my business for Cyber Liability?",
"answer": "Depending on your insurance carrier, you may be able to endorse some form of cyber liability to your policy, but most agents will recommend that you purchase a separate policy for this very important coverage. An additional insured is an organization or person you add to your general liability policy that will be covered under your policy for claims arising out of your business operations. Although most contractors will allow their agent to be responsible for their appropriate coverages and limits, it is still in your best interest to understand the terms and conditions of your policy to make certain you have properly transferred your risk to the insurance company."
}
] |
https://www.cyberciti.biz/faq/bash-shell-display-only-hidden-dot-files/
|
[
{
"question": "How do I display only hidden (dot) files names under Linux / UNIX / Apple OS X / *BSD family operating systems?",
"answer": "You can view only hidden files or directories in the current directory, using ls command and shell patterns. Save and close the file. Now you can use lh or lhd commands to display only hidden dot files under Unix like operating systems. If you use grep you will lose formatting (multi-column) and colour. If you use “ls -Ad . *”, it will show you all hidden (dot) files and retain the formatting and colour. The “-d” argument is used to only show the top-level files and not contents of hidden directories. Thanks for the tip, I didn’t know about the -A argument. I have some files I hid using ‘chflags hidden MyHiddenFolder’. When using ‘ls -la’ the hidden files and folders show a @ symbol next to it. After doing some research I found out that is for signifying Extended Attributes. When doing a ‘ls -@’ you can see that the files I changed with ‘chflags’ to hidden have a “com.apple.FinderInfo”."
},
{
"question": "Do you know a way to ‘ls’ for files with Extended Attributes and more specifically just the ones that are hidden?",
"answer": "Other files can have Extended Attributes and not be hidden. Basically I wanted to clean up my Finder views by hiding files and folders I don’t use often and don’t want to see. However, I want to have a way to find all files/folders I have done that to so I have a way to go over which ones I have done that to."
}
] |
https://www.wp-youtube-videos-grabber.com/faq/
|
[
{
"question": "I have valid WP-Youtube-Videos-Grabber license but still getting message \"License Has Been Terminated\" on my site???",
"answer": "WP-Youtube-Videos-Grabber is Premium WordPress WP Video Plugin/Theme software for WordPress. In this package you will get WP Video Plugin + WP Video Theme. You can make your own video website in few minutes."
},
{
"question": "Should I need any other software require for this plugin?",
"answer": "No. there is no other software requirement to run WP-Youtube-Videos-Grabber. Just need wordpress installed on server. There are Two (2) Types of WP-Youtube-Videos-Grabber i.e YVG(Basic), YVG(Pro). YVG(Basic)- Grab Videos from Five (1) Video Site (Youtube.com). YVG(Pro)- Grab Videos from Two(2) Video Sites (Youtube.com & Metacafe.com). WP-Youtube-Videos-Grabber does not download any videos in your server. It only grab video title, videos image and video embed code from source website. No need to purchase dedicated server. It fully compatible on shared server. WP-Youtube-Videos-Grabber need basic server requirement to run WP-Youtube-Videos-Grabber. It is fully compatible with Linux Server. Yes WP-Youtube-Videos-Grabber provide 100% source code script. No Encryption by inocube or any other software. YVG(Basic) have SINGLE DOMAIN LICENSE while YVG(Pro) have UNLIMITED DOMAIN LICENSE. We will provide you supported forum URL on your purchase. You can get all updates from supported forum URL. This Forum URL is only for YVG(Pro) users."
},
{
"question": "WP-Youtube-Videos-Grabber is not grabbing videos from specific website?",
"answer": "When source webpage have no new videos then WP-Youtube-Videos-Grabber does not grab videos. If source page have new videos & still WP-Youtube-Videos-Grabber not grabbing then Please login to our support forum and download the latest update. WP-Youtube-Videos-Grabber Feed often break & we regularly update our WP-Youtube-Videos-Grabber code."
},
{
"question": "Is it possible to upgrade my WP-Youtube-Videos-Grabber?",
"answer": "Yes you can upgrade any lower version to higher version anytime. Please contact us if you want to upgrade your WP-Youtube-Videos-Grabber. Upgrade Price will be depending upon the product cost when you are upgrading. We change WP-Youtube-Videos-Grabber price at regular time interval. Please contact us and ask for upgrade price. WP-Youtube-Videos-Grabber Price change at regular time interval. Sorry downgrade is not possible. Yes it is possible to add your own feed in your WP-Youtube-Videos-Grabber. Price is $40/Feed Including Life Time FREE Support if that feed break. Please contact us for more details. Don’t worry if you did not received product yet after payment. Please contact us and send your Payment email id and transaction id from you purchased WP-Youtube-Videos-Grabber. We will verify your payment and send you immediately WP-Youtube-Videos-Grabber valid copy on your skrill email id."
},
{
"question": "WP-Youtube-Videos-Grabber is compatible with other wordpress theme ?",
"answer": "WP-Youtube-Videos-Grabber is not compatible with other wordpress theme. WP-Youtube-Videos-Grabber is fully compatible with WP-Youtube-Videos-Grabber provided theme only. But you are free to customize other wordpress theme so that it run on WP-Youtube-Videos-Grabber. WP-Youtube-Videos-Grabber support customize plugin/theme that we have developed only. We does not customize plugin/theme that others developed. But still you can show us the other theme you will use over WP-Youtube-Videos-Grabber. If you have valid WP-Youtube-Videos-Grabber license and still giving you error then please contact us and send your Payment email id and transaction id from you purchased WP-Youtube-Videos-Grabber."
}
] |
https://freedmvpracticetests.com/faq/taking-your-ut-driving-exam-or-road-test
|
[
{
"question": "Does anyone need to accompany me to my UT Driving Exam?",
"answer": "Your examiner wants to see that you are capable of driving safely and effectively. During your UT Driving Exam, you want to make sure that you are not driving too quickly or too slowly; you want to accelerate smoothly and gradually. Obey all stop signs and traffic signals, do not tailgate other vehicles and stay in the correct lane. You should also know what various street signs and traffic signals indicate to drivers on the road. During your UT Driving Exam, the only other person allowed in the vehicle, besides yourself, is your examiner. If you fail the UT Driving Exam, you will not receive your UT Driver's License. You will be able to retake the exam the next business day. However, you should not rush retaking it after you have failed. You should pay attention to what your examiner indicates as your weaknesses, and you should work upon improving your driving skills. If you fail three times, the 4th retake you will need to pay another licensing fee."
}
] |
https://smmortgages.co.uk/faqs/
|
[
{
"question": "Planning to move or refinance in 2 years?",
"answer": "Then a 2 year tie in might be best to avoid any penalty, and tying yourself into a 5 year deal would be a bad idea."
},
{
"question": "Coming into some money early on in the term?",
"answer": "Then a mortgage with flexible overpayment facility might be best. Getting this right can potentially save you hundreds or even thousands in interest and fees. This question is age old, and many customers aren’t really sure which is right for them. A fixed rate will lock your rate for the initial period, a tracker rate can increase but is often cheaper. It’s a gamble either way because fixing at a slightly higher rate will cost more if rates don’t change over the term, a tracker rate might be cheaper initially but cost more if rates go up. The truth is – no one really knows what will happen to interest rates, so advising on this is near impossible, but the general thought is that they can’t really get much lower at the moment! It is usually recommended that you fix if you like to know where you are for budgeting purposes, and take a tracker if you feel rates will stay low and are comfortable paying more if they don’t. Don’t always just look for the best rate – look for the best deal. If you want a 2 year fixed rate, then look at the total cost over 24 months, taking into account the interest AND all fees it costs to set the mortgage up. Often on mortgages for £100k and less, fee free products work out better. The only exception to this is when you are looking for the cheapest monthly payment and are happy to pay more over the term. Nowadays its becoming increasingly difficult to borrow on an interest only basis. Some major lenders have pulled out of the interest only market altogether and now only lend on repayment products. They are still out there for those who meet the strict requirements and have suitable repayment vehicles such as endowments or other investment portfolios. Buy to let mortgages are the exception, as these are almost always arranged on interest only as standard, viewed by lenders as investments rather than necessarily repaying capital over the term. Generally, repayment is the way, but if you have lump sum investments to clear off the mortgage before the end of the term and you want to minimise monthly outgoings, then interest only might be worth considering. Because of the criteria however, you may limit the number of lenders that approve you, and thus the range of products to choose from which could mean you don’t get the best rates."
}
] |
http://www.massfirearms.com/range-faq/
|
[
{
"question": "Do I have to be a member to shoot at your facility ?",
"answer": "No. Non-members with a Mass firearms license can pay a $25hr lane rental. Firearm rentals for non-members is $10 per gun."
},
{
"question": "Do guests have to be licensed?",
"answer": "$250 (a $20 one-time application fee is required for first time applicants). Yes. All shooting needs to be controlled (all rounds hitting the target)."
},
{
"question": "How long are the ranges?",
"answer": "Range 1 is 18 yards (54ft). Range 2 is 13 yards (39ft). Any pistol caliber (.500, .460, .17, and 5.7mm are not permitted) and 12ga shotguns. For shotguns you must use our ammunition."
},
{
"question": "Can I shoot rifles at the range?",
"answer": "Only if they are chambered in a pistol caliber (.22lr, .38spl, 9mm, .357, .40…etc.)."
},
{
"question": "Can I adjust the range lighting?",
"answer": "You may do so with permission from the other shooters. You may not shoot with the lights completely off (at the lowest setting the lighting replicates candle light)."
}
] |
https://www.fleetnews.co.uk/fleet-faq/when-does-it-become-more-cost-effective-to-offer-an-employee-a-lease-car-over-grey-fleet-/11/
|
[
{
"question": "When does it become more cost effective to offer an employee a lease car over grey fleet?",
"answer": "This will depend on the deal your organisation has in place for vehicle leasing and the contribution you pay towards leasing costs. Analysis in a number of public sector organisations has indicated that the typical point at which it becomes more cost effective to take an employee out of grey fleet and provide a lease car is somewhere between 6,000 and 10,000 miles a year."
}
] |
https://focoshospitalgh.com/faq/
|
[
{
"question": "What happens if I am a new patient?",
"answer": "We would ask you a few questions about your medical history to help us register you and book an appointment for you to see the doctor. A thorough examination will then follow when you see the doctor. Please bring along any current medical investigation reports you may have."
},
{
"question": "Also, do you accept foreign currency?",
"answer": "Yes, we accept VISA, GHLink and MasterCard credit/debit cards. We accept US dollars at an approved exchange rate of the Hospital. We also accept mobile money payments."
},
{
"question": "Do you have diagnostic facilities?",
"answer": "Yes. We deliver a range of Laboratory and Radiological Services including MRI, CT-Scan and X-rays."
},
{
"question": "Do you examine children at your hospital?",
"answer": "Yes. A Family Physician and a Pediatric Orthopedic Surgeon are available for pediatric clinical services. Yes. Free Parking is available."
}
] |
http://www.fondoitaloperuano.org/faq/
|
[
{
"question": "How Did Narcotics Anonymous Start?",
"answer": "That’s an easy question. Narcotics Anonymous is a branch based off of Alcoholics Anonymous. We were founded in 1953, though it wasn’t widespread until 1983."
},
{
"question": "How Can Narcotics Anonymous Help You?",
"answer": "We use a 12-step program based off of the one in Alcoholics Anonymous. We use the steps to help combat having no power. We accept that there is a higher power and then do our bests to make amends and work on ourselves. As we follow the 12 steps, we are encouraged and supported by other members. These type of environments are proven to help increase the chances of success. We want to quit drugs and get back to regular life."
},
{
"question": "What Does “Just For Today” Mean?",
"answer": "“Just For Today” is a bit of a mantra for us at Narcotics Anonymous. It’s mean to make a recovery less of a scary or impossible-seeming task. It can take away the fear of the future and make it, so you focus on the right now part of recovery. Everything is more accessible if you take it day by day and don’t stress yourself out. We are funded by donations. We don’t solicit money or search for a profit. Narcotics Anonymous is free to join and there are never any fees. There are collections of course, but they are never mandatory or implied."
},
{
"question": "Does Narcotics Anonymous Help Fight Cravings?",
"answer": "Yes, that is one of our primary goals. Cravings are a huge part of recovery, and idle time leads to cravings and chances to seek out drugs. Filling up your time with daily meetings and expectations alone can help give you a better chance of fighting your cravings. We also have sponsor programs where there are others who are further along in recovery who look out for you."
}
] |
https://helpdesk.cci.fsu.edu/faq/
|
[
{
"question": "How can I access FSU library resources off campus?",
"answer": "The CCI HelpDesk oversees IT support for students, faculty, and staff at the College of Communication & Information. We troubleshoot technical issues and offer advice for technical problems. We provide laptops, digital cameras, and video recorders for checkout to students, faculty, and staff. The CCI HelpDesk does not provide support for class assignments; we refer all assignment-related questions to the course's teaching assistant."
},
{
"question": "What free software is available through DreamSpark / Microsoft Imagine ?",
"answer": "Several applications from Microsoft and IBM are available through CCI's software portal. Learn more by visiting the software page. Students, faculty, and staff may check out these materials for a five day period. We recommend checking with your teaching assistant or instructor for help with assignments. Unfortunately, the HelpDesk cannot help with coursework."
}
] |
http://www.debpatz.com/fun-faq/
|
[
{
"question": "Q: You talk about bringing your dreams to life; what dreams have you brought to life?",
"answer": "A: Gosh, so many. My first dream was to work for Steven Spielberg and George Lucas and I managed to do within my first year in the industry after university! Never expected to do so because I lived in Canada at time, but all is possible. I partly made it happen with which companies I applied to, and the rest one could say was just luck, but I’d rather say I was open to the opportunity that led to bringing that dream to life."
},
{
"question": "Q: What books are you writing for children and young adults?",
"answer": "A: Though my MFA in Creative Writing I’ve focussed on writing for children and young adults."
},
{
"question": "Q: What kinds of the jobs have you done in film or TV?",
"answer": "A: A better question is to ask me what jobs I haven’t done! Besides Coordinator and Manager (obviously – my books are all about those jobs), I’ve done nearly all the jobs on set over the course of my film career from P.A. to Camera Assistant to TV Switcher to Continuity to Line Producer to Executive in Charge of Production. I even did Craft Service (luckily I only needed to do so for one day). What I haven’t done is Grip; however, being a sailor, I’ve earned their respect by tying knots around them."
},
{
"question": "Q: What is a “Best Boy” (I’ve seen it in movie credits)?",
"answer": "But you asked about Best Boy… it’s the job title for the Second-in-charge Electrician."
},
{
"question": "Q: When did you realize you wanted to work in the film industry?",
"answer": "A: Well, my first film was made when I was 7… it involved the family dog and was shot on Super 8. With tasty treats, I made the dog “talk” for the camera. He LOVED to do second takes in order to get the scene just right. Go figure!"
},
{
"question": "Q: Since your book “Film Production Management 101” is for Managers and Coordinators, why not publish the material as two books?",
"answer": "A: Yes, at more than 500 pages, it’s a thick book, no doubt. I had considered to do two separate books at one point – the coordination book was written first – however, there are so many inter-dependencies between the work of the Manager and Coordinator that they fit naturally together. That and there are many Coordinators who would make excellent Managers, and many Managers who should know what the Coordinators can do."
},
{
"question": "Q: Are the production stories in your production management book true?",
"answer": "A: Oh yes! All the entertaining production stories are at start of every chapter, so they’re easy to find, and they are true. On my F.I.L.M. & I.N.K. blog I post other production stories that are not necessary related to any one chapter of the book. They’re all true too, because despite plans, unexpected things happen."
},
{
"question": "Q: Who are some of the famous people you’ve met or worked with?",
"answer": "A: This is such a tough question. It usually means “who have you worked with that I know and admire;” however, I have to guess who you know and admire. Well, I did go to a baby shower once and heard this question. After reaming off names like: George Lucas, William Shatner, Robert Mitchum, Michael York, Norman Jewison, Martin Short, Keanu Reeves, and so on, I received polite nods from the people there until I mentioned that I’d also worked on “The Big Comfy Couch” to which the entire room lit up, wanted to know more and were so pleased to meet me. Of course! It was a room full of people who had small children in the house and who watched the show faithfully. I should have known. As for most famous, I’d say: Santa Claus. We had to convert a room on another floor to be his dressing room just to protect his privacy. The kids are big fans. And he’s a very private man outside of Christmas season. Q: I’ve heard production days are long."
},
{
"question": "What’s the longest production day you’ve worked?",
"answer": "A: That’s easy. Twenty-three hours. Luckily I happened to be working union at the time and earned the overtime."
},
{
"question": "Is making a feature film harder than making a TV series?",
"answer": "A: There are different challenges to different genres and formats; I wouldn’t say any one is harder, just different. The repetitiveness of a long-running TV series, for example, means you have to deal with boredom and complacency on the set no matter how interesting the show is. A production filled with lots of effects shots means you’re capturing a single shot in several, separate elements, but still trying to achieve great performances from the cast in the typically sterile environment of a greenscreen studio."
},
{
"question": "As for what they all share?",
"answer": "Nearly every production has to handle cash flow issues, and that’s a tough one all by itself. I discuss a lot of these kinds of challenges in my book “Film Production Management 101,” and how to address them with advanced planning."
},
{
"question": "Q: What is the strangest item you had to research or find for a production?",
"answer": "A: You’d probably get a different answer from me every time I’m asked."
},
{
"question": "Q: What is your most memorable movie moment?",
"answer": "A: That would have to be my first day working with the IMAX Space Team. We went out to a fast food restaurant and debated a logistical dilemma we had: First put the camera onto the space shuttle. The shuttle goes into space and docks onto MIR space station. Pass the camera into MIR to shoot the footage. The shuttle goes away, about its own business."
},
{
"question": "Q: You have a whole chapter in “Film Production Management 101” about arranging a wrap party; what was the best wrap party you arranged?",
"answer": "A: Oh, there was this one that was written up in the newspapers the day after the event, reporting who was there like it was the party of the year and not to be missed. That wrap party was probably my favourite. Christmas lights were suspended like stars over the dance floor. Lots of flowers. Two great bands. A cake with the production title logo on it. A few of the crew brought red clothes pegs to the party to tag the folk they thought should be there versus the gate crashers – of which we certainly had a few that night. I still have the news article… and the clothes peg."
},
{
"question": "A: Uh, both?",
"answer": "I’ve grown and donated my hair to wigs for cancer patients twice now. Currently I’m in a growing-it-again phase."
}
] |
http://banning.ca.us/faq.aspx?TID=14
|
[
{
"question": "What is Economic Development?",
"answer": "Economic Development refers to activities that create jobs, increase shopping opportunities or enhance the desirability of Banning as a place to do business."
}
] |
https://vividlumen.com/faq
|
[
{
"question": "Does Vivid Lumen ship outside of Canada?",
"answer": "We use Purolator courier exclusively. You will be able to select from a range of shipping options from Purolator during the checkout process."
},
{
"question": "Do you have guaranteed shipping?",
"answer": "Once a package leaves our shop, the transit time is completely out of our control. As result of this we take zero liability for delayed delivery on all shipments regardless of the so-called \"guaranteed\" delivery dates that show when tracking a package online. All products are shipped from our warehouse in Kelowna, BC. Orders generally ship within 2 business days but this may vary during peak season/times. Warranties are specific to each product, they will be listed in the product description. Warranties are only applicable to the original purchaser."
},
{
"question": "How do I replace a faulty item?",
"answer": "Please troubleshoot by switching components from side-to-side to isolate the problem, individually such as just the bulbs, then just the ballasts, etc. Once you have clearly identified which component failed, you will not have to return it to us for a replacement, but we recommend keeping it off of the vehicle*. Once you have confirmed the defective part, please contact us by phone or email for the next step of warranty replacement. Shipments of replacement parts will be made by Purolator and will be paid for by Vivid Lumen. If you are outside of the CA, you will be required to pay only the shipping costs involved to deliver your replacement part. If you are a customer of one of our distributors, the distributor is responsible for the warranty replacement and should be contacted to handle the replacement directly. If you prefer any other shipping method (i.e. overnight), you are responsible for the associated costs of said shipping method. We will Include a replacement part in your next Purchase order, Or a credit will be issued. Vivid Lumen Industries is not responsible for any damage caused to your vehicle, its headlights, or any injury that may result due to modification and/or improper installation of any product's from our store. You should be aware that all modification to headlights may put them out of compliance with regulatory laws governing vehicle lighting in your city/state/Province/Country and therefore many of the products we sell are designed for off-road use only."
}
] |
https://askus.sno-isle.org/faq/214544
|
[
{
"question": "Levy: Why does Sno-Isle Libraries need more money?",
"answer": "Library revenues do not keep pace with demands for library service. The library district gets 98 percent of its funding from a property-tax levy in Snohomish and Island counties. State law limits how much revenue from that levy can increase to about 1 percent a year. Even with careful, thoughtful and practical budget management, expenses rise faster than revenue due to inflation, wages and benefits and other factors. The library district created a reserve fund, a savings account, anticipating the time when the funds would be needed. For the past several years, reserve funds were used to balance the budget. The reserve fund will be exhausted by 2019."
}
] |
http://www.greatmaderadentist.com/faq/crown-will-dental-tooth-keledijan/20245
|
[
{
"question": "Keledjian Dental > FAQs > Dental Crowns and Bridges > What is the dental crown procedure?",
"answer": "A dental crown is a tooth cover—often called a “cap”—that protects a tooth that has been damaged or decayed. Crowns come in metal and porcelain blends as well as all porcelain. Dr. Jason Keledijan will talk to you about which type might be best for you. The dental crown procedure takes place over two visits to our Madera, CA office. In the first appointment, Dr. Keledijan will prepare the tooth to receive the crown, then make an impression of the tooth. You will be fitted with a temporary crown so you can chew normally while waiting for the lab to create your permanent crown. All of this will be done with a local anesthetic for a pain-free experience. Your permanent crown is usually ready within a couple of weeks. When you come in to have the crown placed, Dr. Keledijan may numb the area with a local anesthetic depending on the circumstances. He will thoroughly clean the area before placing the permanent crown. Before cementing it into place, he will check the contacts between the crown and the adjacent teeth with dental floss to make sure the area isn’t too tight. If it is too close, food can become lodged between the teeth, making you vulnerable to tooth decay. Your bite will also be tested to ensure it feels comfortable. The final step is to cement the crown into place. With proper care, your dental crown will last for many years."
}
] |
https://www.aysovolunteers.org/faq-safety-policies-forms-insurance/?include_tag=no-coverage
|
[
{
"question": "What if I have no other insurance?",
"answer": "If there is no other insurance available to the participant, the claim will be processed on a primary basis. See the claim form instructions on how to submit a claim for primary coverage."
}
] |
https://www.fitosoft.com/webhelp/source/faq.htm
|
[
{
"question": "Q: What is my user name and password on the server?",
"answer": "A: If you choose the \"Express Install\" method, the OP administrator login is your login name and the password is blank."
},
{
"question": "Q: Does OP manage networked printers?",
"answer": "A: OP is designed to manage print jobs from workstations that are spooled to a Windows server or workstation. These printers are shared and connected via a USB or LPT cable to the print server or workstation. You can also effectively monitor a printer’s usage in a network. It may be that you have networked printers directly connected via an Ethernet cable. OP can only monitor a networked printer’s usage. OP scans the network using the SNMP protocol for the networked printers and checks a print counter. SNMP does not save information about printing (user, color, page size, etc.). Q: When first starting OP, there is no login information anywhere."
},
{
"question": "The Windows clients are open and anybody can access them - how do I identify the teacher who wants to use the printer?",
"answer": "A: You need to enable OP users. Launch the OP Web Console (Programs->OP) or enter https://server:1562/ in your web browser. Find your name on the Users page. Change your access type to Administrator and enter a new password. Go to the Settings page. Select the General tab and enable checkboxes: \"Enable login password protection\", \"Enable OP Web Panel for Clients\", \"Enable OP Desktop software for Clients\". Reload the page and enter your login name and password. Other users will have limited rights."
},
{
"question": "Q: How do I control the client print out in the client machine with password protection?",
"answer": "A: 1. Save your administrator’s name and password. If you choose the \"Express Install\" method, the OP administrator password is blank. 2. Type http://server:1561/ in your browser and go to Settings page. 4. Enable login password protection (uncheck Control) ."
},
{
"question": "Q: Is OP integrated with the AD domain so we can use existing users?",
"answer": "1. Use the First Time Configuration Wizard. When the OP Explorer starts for the first time, the Configuration Wizard will offer to configure the main settings of groups, users, printers and computers. Users will be automatically added later with the default settings. 2. Users can also be added via the menu of the OP program (Explore->Users...)."
},
{
"question": "Q: How do I start controlling a second print server with OP?",
"answer": "A: First of all, launch the OP Web Console (Programs->OP) or enter https://server:1562/ into your web browser. Find your name on the Users page. Change your access type to Administrator and enter a new password. Go to the Settings page. Select the General tab and enable the checkbox \"Enable login password protection\". Reload the page and enter your login name and password. Download (http://www.fitosoft.com/downloads) and install the OP Connector to the second print server. When installing, enter you login and password to register the second print server."
},
{
"question": "Q: How do I backup OP data (local storage)?",
"answer": "• Do not change the name of a computer. • Save C:\\Program Files\\Fitosoft\\OP4\\Log\\OP4.s3db (database file). • Save the HKEY_LOCAL_MACHINE\\SOFTWARE\\Fitosoft\\OP4 registry key. 2. Select the key that you want to save as a file. 4. In the Export Registry File dialog box, in Save In, click the drive, folder or network computer where you want to save the hive file. 5. In Filename, enter a name for the hive (OP4). 6. In Save As Type, click Registry Hive Files."
},
{
"question": "Q: Which port number does OP use?",
"answer": "A: It uses TCP ports 1561 - 1564. These ports must be accessible from the Internet on the machine running OP or the OP Connector. OP Clients can also connect to the OP Server using safe https://server:1562/ or unsafe http://server:1561/ connections. 1563 and 1564 TCP ports are used by OP Desktop Clients."
},
{
"question": "Q: How do I manually uninstall OP?",
"answer": "A: 1. Open the Services (Control Panel -> Administrative Tools -> Services) and highlight OP Services, if it exists. Click on properties and choose disable from the start type. 3. In Windows Explorer, remove the OP Folder - C:\\Program Files\\Fitosoft\\OP4, if it exists. 4. Click Start, and then click Run. In the Open box, type regedit, then click OK. In Registry Editor, remove the HKEY_LOCAL_MACHINE\\SOFTWARE\\Fitosoft\\OP4 subkey, if it exists. Q: A plain text print job from Notepad is being logged as colored. I also tried to change the printer preferences to gray scale but with no effect. A: Your printer driver reports color prints but prints b/w pages. It seems that this is a feature of the printer driver. You can adjust your cost of printing by specifying one price for color and b/w printing. Q: We have about 60 computers, seven network printers and about 20 local printers."
},
{
"question": "For best results would I install the print server on all computers?",
"answer": "A: You need to install OP on any computer in your local network. It is very important to install OP Connector (for print controlling) on each print server/workstation with local printers."
},
{
"question": "Q: How do I reset my OP password?",
"answer": "A: The reset password utility allows you to reset forgotten or lost passwords in OP. Q: SNMP supply levels and states were wrong for some network printers. 5. The printer.txt file containing OIDs of the real device will be stored in the directory. 6. Send printer.txt file to [email protected]. Q: A network printer is not showing up on OP Control Panel and after entering the IP address. A: You need to setup Simple Network Management Protocol (SNMP) for network printers. OP scans the network printers using the SNMP protocol."
},
{
"question": "Q: Is there a silent installation mode for OP Connector?",
"answer": "A: OP uses Nullsoft Installer Script (NSI). NSI installer has a number of features not present in Windows Installer. But MSI format allows installing software both interactively and in automated silent mode. Enable/Disable permanent printer's status monitoring via PJL. OP Connector installes's log file name and location."
}
] |
https://www.gilchristcares.org/services/hospice/faq-hospice/
|
[
{
"question": "Does hospice mean giving up hope?",
"answer": "No, you are merely choosing to change the focus of your care to comfort and quality of life. Studies have shown that people with life-limiting illnesses who enroll in hospice care live an average of 29 days longer than those who did not, most often due to the coordination of care hospice provides and because they are no longer receiving advanced treatments that place added stress on the body. Hospice is not about giving up. It is about living your last days, weeks and months to the fullest, taking the time to spend precious moments with loved ones. No. Any individual with a life-limiting diagnosis who lives in our service area is eligible for Hospice Care. We provide care to individuals with cancer, end-stage heart and lung disease, kidney disease, ALS and other neurological diseases, Alzheimer’s disease, AIDS and other life-limiting illnesses."
},
{
"question": "Will you come to my home, nursing home, retirement facility or assisted living facility?",
"answer": "Yes. We provide hospice care wherever you reside–at home, in nursing homes, retirement facilities or assisted living facilities. If more intense medical intervention is needed, individuals may be admitted to one of our inpatient centers–Gilchrist Center Towson, Gilchrist Center Howard County or Gilchrist Center Baltimore."
},
{
"question": "When should I talk with my doctor/loved one about hospice care?",
"answer": "Early and often. It’s important to have courageous conversations with your family and doctor about your life-limiting diagnosis and options for care before you are in a crisis situation, so that you may carefully consider all of your options."
},
{
"question": "Do I need to give up treatment to receive hospice care?",
"answer": "Most advanced medical interventions have been discontinued by the time individuals enroll in hospice. However, potentially life-prolonging interventions may be maintained based on your hospice comprehensive care plan. In addition, Gilchrist offers concurrent hospice and curative care for those who qualify."
},
{
"question": "How will I pay for hospice?",
"answer": "Gilchrist Hospice Care services are covered by Medicare, Medicaid and most private insurers. A representative of Gilchrist Hospice Care will be able to help determine your coverage. Gilchrist Hospice Care provides care to all qualified individuals regardless of their ability to pay. All of the above must be related to the life-limiting diagnosis to be covered under hospice care. Note: Gilchrist Hospice Care will handle all the billing and payment of services and supplies as they relate to the life-limiting diagnosis. I have a compliment or concern about my care."
},
{
"question": "Who can I talk to?",
"answer": "We value your feedback. If you or your family would like to share what went well or what could be improved, please let us know. If you have any concerns regarding your care or safety, or your rights have not been respected, you should bring these concerns to the attention of a hospice team member or the manager of the hospice team. If your concerns are not resolved, you may also contact the following organizations. and families may call 1.888.823.8880: TTY 1-800-735-2258. This service is in operation 24 hours a day, 7 days a week. Normal working hours are 8 a.m.- 4:30 p.m.\nAfter 4:30 p.m., calls are taken by an answering machine. To register a grievance with the Community Health Accreditation Program (CHAP), patients and families may call 800-656-9656, 24 hours a day. Pediatric hospice is a specialized field of hospice that focuses care on children with life-limiting diagnoses, enabling them to live their final days to the fullest, in peace and without pain, surrounded by their family, while also providing support to caregivers and family members."
},
{
"question": "Does choosing Gilchrist Kids mean giving up hope?",
"answer": "No. Gilchrist Kids is about offering comfort and support for children and their families. It is about living those last days, weeks and months to the fullest, taking the time to spend precious moments with loved ones."
},
{
"question": "Does my child have to give up his current treatments in order to enroll in Gilchrist Kids?",
"answer": "No. Children on pediatric hospice are allowed to participate in what is called “concurrent care.” This means that they may continue to receive curative treatments and therapies, like chemotherapy, artificial nutrition and ventilator support, while also receiving the comfort care and care coordination that is the hallmark of hospice. Much of our time is split between home and hospital."
},
{
"question": "Where will you provide care for my child?",
"answer": "Gilchrist Kids is uniquely positioned to provide care wherever your child is currently residing. Although most of the team’s visits will occur in your home, team members will visit the child and family in the hospital or medical clinic where the child is receiving care. In addition, Gilchrist provides respite care and acute inpatient care at Gilchrist Center Baltimore. We love our current medical team."
},
{
"question": "Will we have to stop seeing my child’s doctors?",
"answer": "Absolutely not. Gilchrist Kids is aware of the valuable support and guidance your medical team has provided during such a difficult time and considers that team part of ours, working together in the best interests of your child and family."
},
{
"question": "When should we consider hospice care for my child?",
"answer": "If the treatments for your child’s conditions are no longer restoring or maintaining his or her health and your child is experiencing significant decline, you may want to consider hospice care. For your child to be admitted to hospice, a doctor must certify that your child likely has six months or less to live."
},
{
"question": "How will I pay for pediatric hospice?",
"answer": "Medicaid and most private insurers will pay the cost of hospice services, but Gilchrist Kids will provide care to any eligible individual regardless of insurance or ability to pay. Through the generosity of our donors, Gilchrist Kids is able to offer financial assistance for those with no or inadequate insurance. Gilchrist Kids provides care to all qualified individuals regardless of a family’s ability to pay. Hospice services are covered by many private health insurance plans, sponsored care and Medicaid. We will handle all the billing and payment services as they relate to the life-limiting diagnosis. Our care navigators can answer your questions and connect you with the Gilchrist service that best meets your needs."
}
] |
https://facitdatasystems.com/identity-cloak-faqs.html
|
[
{
"question": "Q: Is the software offered as installed product or SaaS?",
"answer": "A: The software is currently offered as an installed project on a workstation. It can run on both Linux and Windows OS (Windows7/10 Pro). The recommended specs for the workstation are Intel i7 with 8GB RAM."
},
{
"question": "Q: How is this software different from any other video editing tools?",
"answer": "A: The aim of the software is to reduce user time by at least 80% as compared to conventional video editing tools. We have taken a slightly different approach to other software. In conventional video editing tools, all the individuals in the video are un-masked and users have to manually anonymize one by one. Facit Identity Cloak on the other hand anonymizes every single individual in the video footage and then allows user to un-mask the person(s) of interest by simple tag and track functionality."
},
{
"question": "Q: Is the degree of blurring and size of the blur configurable?",
"answer": "A: Yes, the software is easy for users to setup and fully flexible in terms of the size and degree of blur."
},
{
"question": "Q: Does the software work on playback footage or can it also be used on live view?",
"answer": "A: The Facit Identity Cloak application is server based and is designed to work on recorded footage. The masking function is applied in post processing on the footage. However, Facit also have “FacitIDCLive” that is available Out of the Box on the Hanwha/Samsung WiseNET5 application as well as Axis ACAP. “FacitIDCLive” allows users to record masked and un-masked footage using their VMS. For more information on “FacitIDCLive” please get in touch with our support team. Q: On the movie clip on the Facit website, all the faces are blurred."
},
{
"question": "How can a user un-mask one person while leaving the others masked?",
"answer": "A: Using Tag & Track functionality the user is able to unmask any individual in the video footage. It is a very simple process in which the user is asked to click on the person on keyframes in the footage and the software automatically leaves the selected person un-masked. Q: GDPR also talks about the “right to be forgotten” – Article 17."
},
{
"question": "Does the software handle this too?",
"answer": "E.g. one person wants to use their right but there are 10 other people on the recording."
},
{
"question": "What then?",
"answer": "A: Yes, the software also helps users keep the footage while ensuring Article 17 is met. Using the same Tag & Track functionality the software allows users to mask any individual(s) who wants to exercise their right to be forgotten while keeping the other individuals un-masked."
},
{
"question": "Q: Can the software work with existing VMS/DVR/NVR?",
"answer": "A: The software is completely independent of the recording platform. It is installed as a separate piece of software on the workstation. It currently takes an AVI (mpeg4 codec) file as input and exports an AVI file as output, as its default configuration. If you use alternative codecs in your organisations please contact the Facit team directly, who will be happy to assist in discussing your specific requirements."
},
{
"question": "Q: Why as a CCTV user do I need this software when I don’t have much requirement to share the footage outside my organisation?",
"answer": "A: The software allows users to reduce their risk and help them comply with the new GDPR regulations. Even though organisations might not have a need to share data with a 3rd party, they are required to put adequate policies in place, together with procedures and tools, to allow who can access and view the recorded footage. Since recorded data is now classified as personal data, the same measure of care is required for recorded CCTV footage as for any other personal data. Facit's Identity Cloak application gives organisations extra security features and reduces risk."
}
] |
https://www.websites24-7.co.uk/faq/
|
[
{
"question": "Does my business really need a website?",
"answer": "No matter what business you’re in, you can benefit from having a website. Having a website opens up your marketing potential to a whole new audience who can view your products, services and offerings from their own homes, or on their mobile phones on the move. 2."
},
{
"question": "Can you build E-commerce sites?",
"answer": "We can. If it’s an e-commerce site that you require, our design team can help generate confidence in your products and enhance your sales with eye catching, engaging designs. Depending on what you require, your online shop will be able to take secure payments online, arrange shipping, manage your inventory, run coupon codes and discounts, and keep and eye on sales and performance with analytic reporting features. 3."
},
{
"question": "What is a CMS and do I need to understand it?",
"answer": "A Content Management System (CMS) in simple terms is the application that allows you to upload, publish, organise, edit and delete content from your site through a simple easy-to-use system. With this in mind, we build all our sites through WordPress using custom themes and plug-ins. We made the decision early on that we would WordPress as our Content Management System of choice, as it is widely known to be most usable CMS out there. This way, when your site is complete, you have the option of easily managing the content yourself, or leaving it to us for a small monthly fee. 4. Right okay, I want a website!"
},
{
"question": "Where do I start?",
"answer": "Then you’ve come to the right place! All you need to do is give us a ring or drop us a line, and let us know a bit about your business and what you require. If you’re unsure of what’s best for your business, I would recommend arranging a short meeting where we can discuss what would be right for your business over a cup of coffee. If you already have the content for your site, we can get the ball rolling right away and begin looking at design. However, we also have an experienced in-house copy writer who can help write search engine optimised copy for your site if you require this service. 5."
},
{
"question": "Do you register Domains and Host sites?",
"answer": "We can help find the right domain for your business, register it for you, and host it on our secure servers. All you need to do is let us know whether you already have a domain, or what you would like your domain to be, and we’ll do the rest. 6."
},
{
"question": "Can you provide e-mail accounts?",
"answer": "We can offer you professional email accounts that work with your domain for example – [email protected]. All email accounts are hosted on our server which uses anti-virus software that will minimize your chances of catching a virus. 7."
},
{
"question": "Can you help me promote my website?",
"answer": "Yes we can. In-fact this is one of our specialties. We’re all from a marketing background and have gained the knowledge and know-how to promote your website through a range of different channels in an integrated marketing campaign. Depending on your business’s needs, we can using both digital and print marketing to get your business noticed. Google PPC Campaigns (pay per click) and SEO (search engine optimisation), are two of the most common marketing techniques we employ to help you reach your intended audience. 8."
},
{
"question": "and how does it work?",
"answer": "Search Engine Optimisation, or SEO for short, is the process of increasing the visibility of your site in search engines up-paid rankings. We focus on google optimisation as it’s currently the leading search browser by a mile. Google wants to give its customers the most relevant search results possible and is constantly updating its algorithms to improve this, and dish out penalties to sites that try to trick the system with black-hat SEO. With this in mind, it makes sense to focus your website on giving your customers the content they want in the most pleasurable way possible, as this is essentially what google is looking for. Of course there are lots of other factors involved, but we can take care of that for you. 9."
},
{
"question": "and how does it work?",
"answer": "Pay Per Click (PPC), essentially allows you to buy visitors to your site. One of the main benefits of PPC campaigns is the fact that the people who you pay to visit your site have already expressed an interest in your site. This is often a good way of ensuring you get traffic to your site while you work on increasing your organic search engine ranking through SEO, which often takes a while to see results. 10."
},
{
"question": "Can you advise me on suitable stock imagery to use on my site?",
"answer": "If you like, we can help you source and select the stock imagery for your site. Leave it to our professional designers who have an eye for this kind of thing, and you can simply sign off the ones you like once the images have been sourced. 11."
},
{
"question": "How much will my website cost?",
"answer": "That really depends on what you require, as we base our prices on how long it will take for us to complete the job. If you’re unsure of what kind of site you need, we can help advise you on what will be best for your company based on your size, budget, and what the purpose of your site will be. As we base our prices on the time it takes us to complete the job, a simple brochure site will be much cheaper than an E-commerce site that allows you to sell products and arrange shipping online, as they take much longer to build. 12."
},
{
"question": "What are the payment terms for my website?",
"answer": "Final 10% will be invoiced when the site is ready to go live! If you still can’t find an answer to your question, drop us a line."
}
] |
https://www.dennisvanoevelen.be/faq/
|
[
{
"question": "Why should I read the FAQ?",
"answer": "Because you probably have unanswered questions, or have some time to spare. Bcause I love working on a variety of projects that make clients happy, and love the freedom I have to work with who and what I care about. No, I can’t spare the time and honestly, I think it devalues the profession as a whole. Thank you for understanding!"
},
{
"question": "Do you also print apparel and posters/flyers?",
"answer": "No, but I’ve worked with loads of printers, so I can hook you up with the necessary contacts if you’re also looking for a printing service."
},
{
"question": "Are there any kinds of jobs you do not accept?",
"answer": "Anything that is harmful, unlawful, adult, or questionnable. That’s like asking how much a “house” costs. It depends on a number of variables like the nature of the job. Sometimes I will work with an hourly rate, and sometimes I will work with a flat rate. Contact me with your inquiry as detailed as you can, so I can work out what I can do for you."
},
{
"question": "How will I receive my project when it is done?",
"answer": "You will receive your project in industry standard file formats. I can provide it in pretty much any format you will ever need."
}
] |
https://laverne.edu/capa/faq/
|
[
{
"question": "Do I have access to an email account through the university?",
"answer": "Yes, students are encouraged to use their La Verne email accounts. Visit our technology page to learn about getting one."
},
{
"question": "Where is the library located?",
"answer": "Information about Wilson Library services, hours, and location can be found at their website."
},
{
"question": "What is the process for applying for Financial Aid?",
"answer": "A FAFSA (Free Application for Federal Student Aid) will be the first step in applying for financial aid. All students are encouraged to complete this form online. Visit the Financial Aid Office for more information or call (800) 649-0160."
},
{
"question": "Are there any tutoring services available to CAPA students?",
"answer": "Yes, tutor services are available to all university students free of charge through the Academic Success Center."
},
{
"question": "Does the university offer any services related to job placement and career selection?",
"answer": "Yes, Career Services provides a wide variety of services, including career advisement, resume and cover letter writing resources, and job placement assistance."
},
{
"question": "Are computer labs available for on-campus student use?",
"answer": "Yes, a list of the on-campus computer labs may be found at the Office of Information Technology’s website."
},
{
"question": "Do I have on-line access to my academic records, personal information, class schedules, and registration?",
"answer": "Yes, MyLaVerne provides students access to these and other on-line student resources. From the Portal, students may view class schedules, the course catalog, general financial aid information, and more. To gain access to the secure area (academic records and personal information) as a new student, enter your La Verne ID number (listed in your admission letter) and PIN (which will be your birthday in MM-DD-YY format). From there, you will be asked to select a new PIN which needs to be comprised of 6 characters (letters, numbers, or a combination of the two)."
},
{
"question": "How do I look up La Verne classes?",
"answer": "Click on MyLaVerne at the top of the webpage and go to Class Schedule. Depending on desired course, use the information in the boxes below to fill out the Course Search Form."
}
] |
http://unicornmist.com/faqs/
|
[
{
"question": "Is there any other way to post without creating an account?",
"answer": "A. Hello! Thank you so much for sending us a message and a question. Unicorn Mist does not require people to create an account just to be able to post on the forum page or to access our website. However, we do ask for your email and name so we can properly address you. We will not share any of your personal information even the name you would give us. Q."
},
{
"question": "How can I post as an anonymous if your website requires a name and an email?",
"answer": "A. Hi! Thank you so much for sending us a question. Unicorn Mist does require a name and an email address for information. However, you can change your name as an anonymous if you’d like. The email, on the other hand, must be your official email so that we can send you confirmations and notifications if ever someone would reply to your post. Q. Hello! I always loved your posts about fashion and beauty tips and I always check out the websites you will share where I can buy or find the products and items that you share with us."
},
{
"question": "Why are there posts that do not include websites, though?",
"answer": "A. Hi! We want to thank for your love and support for our website. Our people do include sites or online stores where you can find the products that we share. If the post does not include one, it means that we couldn’t find any stores online that sell the product but we shared. It is possible that the specific item is only available in a physical store which is listed in the same post. Q."
},
{
"question": "Can I post on the forum about my interests as well?",
"answer": "A. Hi! Yes, you may share anything about your interest in fashion and beauty community on the forum."
}
] |
https://ionicframework.com/docs/v1/ionic-cli-faq/
|
[
{
"question": "Are you using a Cordova plugin that is either unstable (crashes, doens't function properly), or outdated (breaks on new mobile OS's, etc.)?",
"answer": "Let us know by reporting it on our Bad Cordova Plugin form. We can't promise we'll be able to fix the issue, but we are working hard to improve the quality of the Cordova plugin community and your report helps. We aren't able to respond individually to cordova plugin issue reports at this time."
},
{
"question": "Running into an issue where Ionic's tap and event handling system is conflicting with a 3rd party library, such as a map widget or embedded object?",
"answer": "Ionic's complex event system makes it possible to build mobile apps in the browser with fast and fluid touch events and gestures. Unfortunately, that can conflict with widgets that expect to have full control over their own events. When working with Cordova and Ionic, Node is to be your best friend. Specifically, working with Node and the Command Line. Yet getting things set up often seems to be a challenge, especially when it comes to setting up things cross platform (Mac, Windows, Linux). Setting up the Android SDK is a complicated process for Windows and Linux. Recently, Ubuntu has gotten an awesome tool called Ubuntu Developer Tools Center and with it you can install the Android SDK and Android Studio. I’m not going to go over the details, but you can check out this blog post and see the steps. The setup process for Android on Windows has been covered in depth on our YouTube tutorial. The only thing I can add is to include installing git during your setup. Macs tend to have the least problems when setting up an Android environment. There a few ways to handle it and this is just one of them. The end goal is to have the SDK installed, install Java, install Ant. Install Java - This can be by going to this page. Install Ant - The quickest way to install Apache Ant is with Homebrew. Install the SDK - This can be done a few different ways. The one I like to use is by installing Android Studio. This will let you install an editor that comes bundled with the Android SDK. So now our SDK is in our Applications Folder. Edit .bash_profile - So if you’ve followed the steps above, you’ll need to edit your .bash_profile to include the following. If you didn’t install Android Studio, then no problem. You’ll just need to change the path to the SDK. You want to include the SDK tools and SDK Platform-tools. With that, enter source ~/.bash_profile to update everything."
},
{
"question": "Having trouble emulating your Android apps?",
"answer": "The Android emulator is notoriously slow, but there are some new choices available for speeding it up. First, follow the Android Emulator docs to ensure you're tried an image with Intel virtualization extensions added. If you’re a node developer, you’re probably using the latest and greatest release of node on your system. While this is great for testing apps with node, Cordova and Ionic need to have some stability. When doing anything with the command line and Ionic, always use a stable release of node. Starting an iOS emulator from the command line is a really powerful feature. It gets rid of the need to open up Xcode and keeps a nice terminal-only workflow. But when you try to use ionic cordova emulate ios it throws an awful error. Well this is because you need to install a utility package called ios-sim. This package allows you to access the iOS simulator from the command line. This can be installed with a simple npm install. With this installed, you’ll be able to emulate to the iOS-simulator. 2014-11-12 14:36:18.284 Tell The DJ[14955:c07] ERROR: Plugin 'Device' not found, or is not a CDVPlugin. Check your plugin mapping in config.xml. This can happen for a number of reasons, but the most common is manually adding files to the native project. The linking process during a build cycle gets broken and none of the native files are moved over. To fix this, delete the ios.json file in the plugins folder. This will make Cordova have to recopy all the plugin files. In more extreme cases, sometimes a complete removal of the project is needed. This one is pretty extreme and can cause a lot of frustration. You try to use any of the Cordova/Ionic commands and get this error. At this point you’re unable to do anything further with your project."
},
{
"question": "So why does this happen?",
"answer": "Various reason, but mostly something gets corrupted with your environment configuration. You can see a thread where this happened for one particular user. Basically a hidden folder that should be there wasn’t. Running that command above fixes that issue. When Cordova pushes a new version, it’s always best to update. So you run this command to update the Cordova binaries. Great, but when you try to do anything in a project, you’ll get an error. Well this is because there are actually different versions of Cordova for each platform. So from inside your project you need to run Cordova’s update command. Now all your platform specific versions of Cordova are updated. So you found this awesome plugin on github that you want to use for your app. So lets try to install it. But then another error comes up."
},
{
"question": "Whats going on?",
"answer": "So something that Cordova doesn’t mention is that you need to have git setup for installing plugins from Github. Something like this can easily be overlooked, but thankfully it’s as easy to fix. Just visit the git website, install and set up git, and you’re good to go. Thankfully this has been fixed in the latest version of the Ionic CLI. If the hook isn't found when you try to build either iOS or Android, the Ionic CLI will add it back. This problem has been fixed in a recent version of the Ionic CLI but only helps new projects."
}
] |
http://www.eatblueplate.com/faqs/
|
[
{
"question": "Is there a minimum required number of guests for you to serve an event?",
"answer": "Depending on which type of catering service you choose, there is a minimum required number of guests needed for us to serve an event. If you choose from our corporate menu, a minimum order of $250 or a guest count of 15 is required. If you’re ordering from the Sadie’s menu, we charge a set amount per person depending on which buffet option you choose."
},
{
"question": "Will you cater a custom menu?",
"answer": "At Blue Plate Catering, we always strive to provide our clients with a variety of options to ensure no matter the occasion, you and your guests have an incredible time. Please call us at (505) 255-2583 to discuss custom menu options and pricing."
},
{
"question": "Do you cater on holidays?",
"answer": "Holidays are a special time for family and friends to get together and celebrate. We understand that during these often hectic days, cooking for hours on end simply isn’t an option. If you’re interested in catering an event during the holidays, please call us at (505) 255-2583 to speak with one of our representatives about catering your event."
},
{
"question": "Is there a charge to bring the food to my venue?",
"answer": "While we are committed to being New Mexico’s most convenient and delicious catering option, depending on the location of your event, an additional delivery charge may be included, but never without your knowledge. Please contact us for details or speak to your planner if you have any questions. Yes we do! We offer a wide range of catering options including plated dinners and full service catering which utilize the skill of our licensed and professional wait staff to provide comprehensive table service to you and your guests."
},
{
"question": "Do you provide utensils, like forks, knives, and serving ware?",
"answer": "Absolutely! Disposable plates, cups, utensils and napkins will be provided with your meal. If you’ve chosen a more formal option, elegant dinnerware and linens will be used. Please let us know what you need in order to make your event go off without a hitch and we’ll be happy to accommodate!"
}
] |
https://shutterrenu.com/faded-vinyl-shutter-restoration/faqs/what-are-the-benefits/
|
[
{
"question": "Can I use Shutter Renu™ to protect my new shutters and keep them looking new longer?",
"answer": "YES. If you want to keep that new look on your recently purchased shutters, then Shutter Renu™ is the solution for you. Shutter Renu™ is an excellent product that protects your new shutters AND protects your patio furniture, vinyl siding, aluminum siding, front door, garage doors, shutters and many more surfaces. However, we recommend purchasing a Vinyl Renu™ DIY kit for larger jobs at the time you purchase your siding, doors, patio furniture or other product. Apply Vinyl Renu™ ONLY after at least three months of weather exposure. Failure to wait may reduce the longevity of Shutter Renu™ or Vinyl Renu™. We also strongly recommend cleaning your vinyl siding, patio furniture, front doors, garage doors and other surfaces with Renu™ Cleaner to remove processing oils left on during the manufacturing process of your investment."
},
{
"question": "How much will I save by using Shutter Renu™?",
"answer": "You will save money by using Shutter Renu™ versus buying replacement shutters. The least expensive shutters at The Home Depot are generally $20 per pair. High quality shutters can cost over $100 per pair. The cost to Shutter Renu™ and restore faded shutters to a like new appearance is about under $5/shutter. That’s up to a 2000% savings over quality shutters. It depends on the quality of siding that you want to put on your home or the quality of siding already on your home. Inexpensive siding can cost over $3/square foot to apply. Vinyl Renu™ costs about 40 cents per square foot to apply. This can represent savings well over $10,000. For other exterior products, a typical property owner will save several times the replacement cost and often thousands of dollars."
},
{
"question": "Will Vinyl Renu™ help resist vinyl siding or siding mold, algae or mildew?",
"answer": "Yes. Vinyl Renu™ will help resist the growth of mold, mildew or algae on vinyl siding, aluminum siding, metal siding, metal roofing, patio furniture and many more surfaces."
}
] |
https://www.ssc.com.fj/faq/when-is-the-best-time-of-year-to-visit-fiji/
|
[
{
"question": "Home / FAQ / When is the best time of year to visit Fiji?",
"answer": "Fiji has beautiful weather all year with a very warm, tropical climate. The rainy season is from November to the end of March, but don’t let this 'dampen' your spirits, as the wet season is usually made up of plenty of sunshine, with only one or two sudden down-pours a day, meaning you can still enjoy your beach holiday!"
}
] |
https://www.wristandcuff.com/pages/faq
|
[
{
"question": "If I place my order today when does it ship?",
"answer": "With the significant volume of orders received daily, we strive to have all orders processed within 5 business days of purchase date. This time frame includes the necessary time needed to verify orders prior to being shipped to ensure accurate processing. Depending on what type of shipping you selected your time to receive the order will vary. Actual Shipping times also will depend on where you are located. If you pick standard shipping - typically orders will ship within 5 business days. Once Shipped it can take up to 6 weeks for a product to be delivered. Im most cases, however, customers receive their items just a few weeks after the order was placed. Unfortunately, due to our orders processing daily, we are unable to make changes to orders once they have been placed. If you put an invalid mailing address, your order will ship to that address + be returned to the warehouse. A new shipment will have to be generated + an additional shipping charges will apply. Q."
},
{
"question": "How do I get an exchange or refund?",
"answer": "Any items(s) purchased online that you don't love may be exchanged or returned. Merchandise returns within 30 days of purchase will be refunded to the original form of payment. Original shipping and handling fees are non refundable. Offers are subject to adjustments due to returns, cancellations, and exchanges. Please email us at [email protected] if you wish to make an exchange. Current law requires us to collect sales or other applicable taxes based on the order’s “shipped to” address. We follow the guidelines for each state as they pertain to your order. Taxes will be displayed during the checkout process as an estimate, and is labeled accordingly. Q."
},
{
"question": "What could delay my order?",
"answer": "During periods of increased demand, including holidays or new product launches, you may experience a delay in the shipment of your order. We strive to ship available items within 5 business days of order submission. Please allow additional time for shipping, based on your preferred selected shipping method. Q."
},
{
"question": "Where is your Item Manufactured?",
"answer": "Our products are manufactured in the United States + Asia. They are crafted for quality and assurance that when you receive them you will love and enjoy them for years to come. We want to ensure that you receive the best quality possible, manufacture times can vary based on the current order volume. At this time most orders are shipping out within 5 business days from the date of the order. You will receive a shipping confirmation email at the address you provided which will contain either tracking information."
}
] |
https://www.gqlifesciences.com/genomequest/faqs/
|
[
{
"question": "How is GenomeQuest different from free tools I can find?",
"answer": "There is really no comparison to free tools like NCBI’s BLAST or PatentLens. First, the number of patents and sequences you gain access to in GenomeQuest is anywhere from 5 to 10 times greater than such systems. Second, GenomeQuest’s algorithms are more varied and superior."
},
{
"question": "Third, do you really want to submit your proprietary sequences over the open Internet for competitors to monitor?",
"answer": "If you truly care about protecting your products and monitoring your competitors, you need a comprehensive database built on top of a complete and secure software solution."
},
{
"question": "Does buying GenomeQuest automatically get me a LifeQuest subscription?",
"answer": "GenomeQuest and LifeQuest subscriptions are separate, however if you have both you gain access to their tight integration. GenomeQuest is used by all top twenty pharma, top five agrochem, dozens of biotech, diagnostic, and food companies, major patent offices, and many of the largest search firms and law firms worldwide."
},
{
"question": "Does GenomeQuest have good documentation?",
"answer": "We’re very proud of the great documentation we’ve created and our world-class customer support help users get the most out of their licenses."
}
] |
http://engworldwide.com/outdoor/outdoor-faqs/what-happens-if-bus-meets-accident/
|
[
{
"question": "What happens if the bus meets with an accident?",
"answer": "When the bus meets an accident, it will be reported to us. Depending on the nature of the accident, it will repaired immediately and put right back on the roads. If this repair will take more than 3 days, then we will reprint the advertising on another bus for client. In any case, the print area will be replaced and the days lost will be compensated if more than 3 days."
}
] |
https://smithygarageleek.co.uk/faq/servicing-faq/do-you-use-the-same-parts-for-car-services
|
[
{
"question": "Do You Use The Same Parts As Main Dealers When Servicing My Car?",
"answer": "We only use reputable manufacturers parts from reputable suppliers, equivalent or of higher quality to those originally fitted to your vehicle. Thus your warranty is always protected when your car is serviced by us. Being a true independent garage, i.e. not affiliated to a particular parts manufacturer or network of garages, allows us to source parts at the most competitive prices. Passing these savings on to you, we can offer more cost effective car servicing rates than the competition, while you benefit from smaller service bills. A great win-win situation! Should you prefer us to fit Original Equipment Manufacturer (OEM) parts, just let us know when you book your car in for a service. Sometimes there’s no alternative but to source certain parts directly from the dealership. Given that car manufacturer parts usually cost significantly more than their equivalents from other sources (when available), we’ll always let you know should this be the case. For further information, advice or to book your service, contact us and we’ll be happy to help."
}
] |
https://wiki.emulab.net/wiki/kb94
|
[
{
"question": "Emulab FAQ: Using the Testbed: What topology generators work with Emulab?",
"answer": "In theory, you can use any topology generator whose output you can convert to NS. Some can do this natively. However, there are a few issues to be aware of. First, most topology generators do not annotate their topologies with bandwidth, latencies, etc. You may have to do this yourself, and it won't always be obvious what you should set them to. Second, topology generators can often produce experiments that can't be instantiated on Emulab. They may generate topolgoy generators that simply have too many nodes, or they make use too many links on some hosts. BRITE is the generator most suited to Emulab. You can decide how many nodes you want, and it can produce NS files with bandwidths and latencies. gt-itm is another good generator, but you will have to convert its output to NS, and it does not provide latencies and bandwidths. inet generates only very large topologies (several thousands nodes), so it is not a good match for Emulab."
}
] |
http://www.bmarketingconsulting.com/faqs.php
|
[
{
"question": "Being a virtual company, is B Marketing Consulting capable?",
"answer": "A: We work so close with our clients, that they might get sick of us! We're very responsive and available for conference calls, Skype meetings, or Face Time. This has allowed us to become a global agency, having worked with partners internationally. Q: Oftentimes my project requires face-to-face interaction, and sometimes, in person."
},
{
"question": "Is this possible for BMC?",
"answer": "A: If technology methods do not suffice, we will need to discuss project duration and logistics for on-site support. So simply put, yes it's possible!"
},
{
"question": "Q: Are your consultations complementary?",
"answer": "A: Since we conduct a thorough needs assessment and provide a recommendation (lasting one hour), our consultations are a flat rate of $75."
},
{
"question": "Q: How can I join the B Marketing Consulting team?",
"answer": "A: Our rocking agency is comprised of senior level marketing and creative consultants. If you fit into this category, please send your resume to [email protected]."
}
] |
https://www.simplybusiness.co.uk/insurance/faq/what-is-product-liability-insurance/
|
[
{
"question": "How much product liability insurance do I need?",
"answer": "It’s up to you to decide how much product liability insurance you need. Simply Business offers product liability insurance as part of public liability cover - which protects you from compensation claims for injury or damage caused by your business - and our insurers offer cover limits of up to £5 million or £10 million."
},
{
"question": "Is product liability insurance required by law?",
"answer": "Product liability insurance isn’t a legal requirement, but you may find that manufacturers, suppliers, distributors or retailers you work with will require you to have it. On top of that, if you are found liable for injury, damage or death caused by one of your products, you can be sued."
},
{
"question": "Who is liable for damage caused by a defective product?",
"answer": "Under the Consumer Protection Act, manufacturers, distributors, suppliers and retailers could be held responsible for damage, injury or death caused by their product or any of that product’s component parts. However, the party held liable will depend on the specifics of each individual case."
},
{
"question": "Ready to set up your product liability cover?",
"answer": "With Simply Business you can compare multiple quotes and build a tailored policy in just a few minutes."
}
] |
http://www.burquest.org/FAQRetrieve.aspx?ID=56852
|
[
{
"question": "Does Burquest hold Shabbat and other Holiday services?",
"answer": "Congregation Sha’arei Mizrah is the name of the ritual side of Burquest. Sha’arei Mizrah holds bi-monthly Shabbat services led by Cantor Steve Levin. Other holiday celebrations are an integral part of the Burquest tradition. We retain the services of a rabbi for Rosh Hashanah and Yom Kippur observances. We host an annual Succoth brunch, Channukah parties, lively Purim and Simchat Torah services, and community celebrations."
}
] |
http://www.en.b-info.by/content/33/
|
[
{
"question": "How to search the company/product/service here?",
"answer": "Using the search panel on the main page of our portal you manage to carry out the search through separate sections: Product name, Company name. Electronic catalogue of Belarusian Export which placed on our portal, has its own search panel. You manage to search using the name, the address, a keyword, etc. according to regions or rubrics of placement. If you did not find the company in the catalogue or you need more information, try to search using the search panel on the main page."
}
] |
https://www.hitachicapital.co.uk/business-finance/business-finance-faqs/invoice-finance-using-invoice-finance-services/i-provide-goods-and-services-to-consumers-will-you-fund-these-invoices/
|
[
{
"question": "Will you fund these invoices?",
"answer": "We don’t fund consumer invoices. However, if you deal with both consumers and businesses we will be able to fund the business invoices. Please contact us for further information."
}
] |
http://www.secondhandoldcomputer.com/faqs/
|
[
{
"question": "What payment methods do the SECONDHAND OLD COMPUTERS accept?",
"answer": "Credit cards- We accept credit cards including Master Card, Visa Card. Debit cards- All debit cards having the log of Master Card or Visa Card are accepted. PayPal- We also accepts PayPal and PayPal International. Note: At the moment, we don’t accept cash on delivery (COD), money orders or checks."
},
{
"question": "How many products can I buy in one purchase?",
"answer": "You can order as many products as you wish, there is no limit. To create a wishlist, you must sign in or create your account. It’ll help you to save your desired products which you can buy later on. It’ll remind you of a Tech product whenever you’ll login to your account."
},
{
"question": "What should I do if I receive a damaged or wrong item?",
"answer": "In some rare cases, damage can occur to the package during the shipment. In such a situation, don’t get worry, we’ve got you covered! If you find a damaged product, you just need to send a picture clearly showing the damage. You can email us at [email protected]. Please keep all the original products, packaging as you received them. Once the photo is received and damage is verified, we’ll offer you two options: If the stock is available, we’ll send you a replacement product at no additional shipping charges. If you don’t desire a replacement, we’ll issue you a full refund of the transaction price after receiving the damaged product. We want you to enjoy your Tech products as soon as possible. So, we process all the orders quickly after the submission. Due to this reason, we apologize, we’re not able to change/ modify or cancel your order once it’s placed. Make sure to carefully check your order before you check out. Thanks in advance for your cooperation. Yes, you can email us at [email protected] to check the current status of your placed order. Shipping and handling charges depend upon the destination around the India. All the orders are processed within 3-5 business days. The processing time may vary during public holidays, promotions or peak season time."
},
{
"question": "How long it’ll take to receive my package?",
"answer": "It’ll take 3-5 business days. You can easily track your package. Please note: SECONDHAND OLD COMPUTERS is not responsible for any delayed, stolen or lost shipment. All the packages would be sent at buyer’s risk."
},
{
"question": "Is it safe to shop at SECONDHAND OLD COMPUTERS?",
"answer": "Your safety and security is our top priority. We use the latest Secure Socket Layer (SSL) encryption technology to make the whole process of purchasing safe and secure. I’m receiving an ‘error message’ while placing an order."
},
{
"question": "What should I do?",
"answer": "SECONDHAND OLD COMPUTERS website works best with the latest browsers. We don’t support old versions of the web browsers due to security reasons. If the problem persists, feel free to contact us at +91 7508635424 or shoot us an email at [email protected]. Feel free to contact our friendly customer service at +91 7508635424 or shoot us an email at [email protected]. We’ll be more than happy to help you in all respects."
}
] |
http://libanswers.kennesaw.edu/access/faq/198307
|
[
{
"question": "How long can you check out headphones?",
"answer": "You can check out headphones from Sturgis Library at Kennesaw Campus and Johnson Library at Marietta Campus at the Check Out Desk. The headphones are for in-library use only and the check out duration is four hours. There is a $10 fine for returning headphones late. You will need a student ID to check them out."
}
] |
http://ethanmiller.net/faq.php?cat_id=3
|
[
{
"question": "Are you the world-renowned photojournalist from the Las Vegas Sun who takes all those cool photos of bands & celebrities ?",
"answer": "No. That's not me. I live in Iowa and photograph bugs, birds, old barns, burning piles of sticks, melting ice, and stuff like that. Prints of some of the photos on this site are for sale. Email me for prices & availability."
}
] |
https://tiletramp.wordpress.com/tiletramp-faqs/
|
[
{
"question": "What tile store do you work at?",
"answer": "Sorry, I will never reveal this information for a number of personal reasons. But take my word for it: it’s awesome."
},
{
"question": "Are there any hidden fees with your online consultations?",
"answer": "Absolutely not. At this point in time, my services are completely free. All I ask for is a photo of the finished product!"
},
{
"question": "Can you recommend tile specific to my region?",
"answer": "Of course. Nearly all tile brands are international and therefore available across the United States as well as Canada. I will be happy to lead you to your closest tile store to find the tile I recommend. Yes, I can offer help with any and all design dilemmas, I’m simply focusing on tile at the moment due to my employment."
},
{
"question": "What do I need to send you to receive a free consultation?",
"answer": "Simply email me at [email protected] with your dilemma and we’ll take it from there! I try to respond to all emails within 24 hours. I am choosing not to charge for my services at this time because I am looking to build relationships, my portfolio, and because quite honestly, I enjoy it. That being said, I won’t be free forever so take advantage of this opportunity now! The floor is black slate."
},
{
"question": "Hi Jamie, I would love to share my two cents, but it might be easier if you could send me a photo of the granite?",
"answer": "Generally, I really like light countertops in kitchens, especially with a dark floor, but different granites have different veining, so I’d be interested to see what this species looks like. I’m having a hard time finding Amazonite tile flooring for a tiny bathroom."
},
{
"question": "Tired of checking back for new posts?",
"answer": "Sign up to have them delivered conveniently to your inbox! \"Like\" me for extra content and more witty design musings not available on my blog!"
}
] |
https://www.hotels.nl/service/faq/
|
[
{
"question": "Have you not received an email?",
"answer": "Check your junk email, just in case. Wellnessresort SpaSense We advise you to redeem the voucher code immediately after completing your booking. This way you can rest assured knowing that you can relax on the date you had in mind. If you redeem the voucher code on the same day of booking, Hotels.nl guarantees you access to the spa resort. If you are unable to redeem the voucher code on the day of booking, please contact the spa resort's reception. State that you cannot redeem your voucher code. Take the voucher with you to the resort on the wellness day. You will then be guaranteed access to the spa."
},
{
"question": "Are you trying to redeem the voucher codes at a later date after booking and there is no availability?",
"answer": "Then you're free to use the voucher codes for another date. Wellnessresort SpaSense • The Hotel + Spa package cannot be cancelled. • The Hotel + Spa package is non-refundable. • The confirmation with the unique voucher code is not a valid spa reservation, the voucher code must first be redeemed. • The voucher codes can only be redeemed once. In case of an erroneous entry, new voucher codes will not be issued. • You can redeem the voucher codes through the spa's website. Once the codes have been redeemed, you can print out the reservation confirmation. • The spa tickets cannot be exchanged for money. • The spa tickets are valid until June 30th 2018. • Please note: the voucher codes can only be redeemed from six months prior to the day of arrival. For any questions, you can get in touch with Service & Support via WhatsApp on the number +31 (0)651380724. Add this number to the contact list on your smartphone under the name Hotels.nl. Service & Support is available Monday to Friday from 09:00 - 22:00, and at weekends from 15:00 - 22:00. You can register as follows: add our number +31 (0)651380724 (Hotels.nl) via WhatsApp. Send us a WhatsApp message with ACTIE AAN. Registration is free and you can unsubscribe at any moment. We will send a maximum of three messages a day between the hours of 08:00 and 22:00, and the rest of the time we'll leave you alone! We're sorry to hear you no longer want to receive our deals! You can easily unsubscribe by sending the message ACTIE UIT to our WhatsApp number: +31(0)651380724. If this wasn't your intention, simply WhatsApp ACTIE AAN. Hotels.nl stores chat conversations for the purposes of verification and research with regards to contracts and services. Hotels.nl processes the data entered by you during the chat, such as your name, address, date of birth, and your question or complaint. Conversations stored for the purposes of verification and research will be kept for up to 5 years after the point of contact. WhatsApp collects nothing but mobile phone numbers. The content of messages is not coupled, saved or stored. It collects no additional data from the contacts in the contact lists of its users. All guests who have made a booking via Hotels.nl will receive an email from Hotels.nl after staying in their chosen hotel with the opportunity to review the hotel and their stay. Besides tips and the pros and cons, guests can allocate a score in five categories (hotel score) and guests can indicate whether they would recommend the hotel to other guests (recommendation percentage). A maximum of 1 review can be written per booking. It concerns a moving average of all reviews from the last 365 days (reviews older than a year are also shown). Only if the number of reviews from the last 365 days amount to 5 or more, do we believe the number to be sufficiently representative and will we place this score online. The number of questions answered 'yes' is divided by the total number of questions answered and then multiplied by 100 (in order to arrive at a percentage). We believe that only a score of 80% or higher is worth a thumbs up. - is clearly written with attention to language. - next to a rating in numbers, also consists of at least 20 characters. - is a good representation of the stay. - insulting language is used. - a language other than Dutch, German or English is used. - contact information such as a telephone number, addresses and/or websites are mentioned. - fluctuating information such as prices are mentioned. - other hotel booking organisations are mentioned. - the content is too sketchy, for an example a review with empty words."
}
] |
https://lajollabarassociation.com/faq/
|
[
{
"question": "Who can join the La Jolla Bar Association?",
"answer": "Simply contact any member or come to one of our monthly meetings. You can also contact any of the officers or board members. You may also submit your online application, here."
},
{
"question": "Where does the association meet?",
"answer": "We meet at Manhattan Restaurant of La Jolla restaurant in the Empress Hotel at 7766 Fay Avenue in downtown La Jolla."
},
{
"question": "Do I get MCLE credit for attending a meeting?",
"answer": "Yes. The La Jolla Bar Association is an approved MCLE provider. A different speaker is scheduled for each monthly meeting on a current legal subject and all attendees receive one hour of MCLE credit for each MCLE presentation. Members can satisfy State Bar MCLE requirements, including the State Bar mandated ethics, bias and substance abuse subjects, by attending La Jolla Bar Association meetings. Many of our members help meet their MCLE requirements in this way, while also benefitting from professional and collegial relationships that occur before, during and after these meetings."
},
{
"question": "Are there any other social events hosted by the La Jolla Bar Association?",
"answer": "Yes. Each year we host a summer beach party in August and a holiday party in December. At the annual holiday party, the members have traditionally been asked to bring an unwrapped toy for the Toys for Tots program."
}
] |
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