tner/ontonotes5 · Datasets at Hugging Face

tokens sequence	tags sequence
[ "These", "figures", "omit", "secondary", "guarantees", ",", "deposit", "insurance", ",", "and", "the", "activities", "of", "Government", "-", "Sponsored", "Enterprises", "-LRB-", "a", "huge", "concern", "in", "its", "own", "right", ",", "as", "detailed", "on", "this", "page", "May", "3", "-RRB-", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 11, 12, 12, 12, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 2, 3, 0, 0 ]
[ "Federal", "credit", "programs", "date", "back", "to", "the", "New", "Deal", ",", "and", "were", "meant", "to", "break", "even", "financially", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Since", "the", "1950s", ",", "federal", "lending", "has", "experienced", "extraordinary", "growth", "in", "credit", "volume", ",", "subsidy", "rates", ",", "and", "policy", "applications", ",", "spurred", "on", "by", "the", "growth", "of", "government", "in", "general", "and", "budget", "gimmicks", "and", "deceptive", "management", "in", "particular", "." ]	[ 0, 2, 3, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "As", "we", "will", "see", ",", "many", "of", "these", "obligations", "do", "n't", "show", "up", "as", "part", "of", "the", "federal", "deficit", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "But", "recent", "events", "indicate", "that", "federal", "credit", "is", "out", "of", "control", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Student", "loan", "defaults", "remain", "high", "at", "about", "12", "%", ",", "and", "the", "program", "has", "been", "rocked", "by", "allegations", "of", "fraud", "and", "mismanagement", "." ]	[ 0, 0, 0, 0, 0, 0, 13, 14, 14, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Farmers", "Home", "Administration", "-LRB-", "FmHA", "-RRB-", "loans", "have", "turned", "into", "de", "facto", "giveaway", "programs", ";", "losses", "over", "the", "next", "three", "years", "are", "expected", "to", "exceed", "$", "20", "billion", "." ]	[ 11, 12, 12, 0, 11, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 2, 3, 3, 3, 0, 0, 0, 0, 16, 17, 17, 0 ]
[ "Defaults", "on", "Veterans", "Affairs", "loan", "guarantees", "have", "quadrupled", "in", "the", "past", "eight", "years", "." ]	[ 0, 0, 11, 12, 0, 0, 0, 0, 0, 2, 3, 3, 3, 0 ]
[ "Last", "month", ",", "the", "General", "Accounting", "Office", "reported", "that", "defaults", "in", "Federal", "Housing", "Administration", "guarantees", "were", "five", "times", "as", "high", "as", "previously", "estimated", ",", "and", "that", "FHA", "'s", "equity", "fell", "to", "minus", "$", "2.9", "billion", "." ]	[ 2, 3, 0, 11, 12, 12, 12, 0, 0, 0, 0, 11, 12, 12, 0, 0, 1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 11, 0, 0, 0, 0, 16, 17, 17, 17, 0 ]
[ "GAO", "'s", "findings", "are", "particularly", "troubling", "because", "the", "FHA", "has", "about", "$", "300", "billion", "in", "obligations", "outstanding", "and", "had", "previously", "been", "considered", "one", "of", "the", "most", "financially", "secure", "credit", "programs", "." ]	[ 11, 0, 0, 0, 0, 0, 0, 0, 11, 0, 16, 17, 17, 17, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Scores", "of", "other", "credit", "programs", ",", "subsidizing", "agriculture", ",", "small", "business", ",", "exporters", ",", "defense", ",", "energy", ",", "transportation", "and", "others", ",", "are", "less", "visible", "but", "in", "no", "better", "shape", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "If", "the", "programs", "continue", "their", "present", "path", ",", "the", "potential", "government", "losses", "are", "staggering", ":", "The", "federal", "government", "holds", "$", "222", "billion", "in", "direct", "loans", "outstanding", "and", "backs", "an", "additional", "$", "550", "billion", "in", "primary", "guarantees", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 16, 17, 17, 0, 0, 0, 0, 0, 0, 16, 17, 17, 17, 17, 0, 0, 0, 0 ]
[ "-LRB-", "Secondary", "guarantees", "of", "pools", "of", "FHA", "-", "and", "VA", "-", "backed", "loans", "by", "the", "agency", "known", "as", "Ginnie", "Mae", "currently", "exceed", "$", "330", "billion", ".", "-RRB-" ]	[ 0, 0, 0, 0, 0, 0, 11, 0, 0, 11, 0, 0, 0, 0, 0, 0, 0, 0, 11, 12, 0, 0, 16, 17, 17, 0, 0 ]
[ "Although", "external", "events", "have", "contributed", "to", "the", "morass", ",", "the", "principal", "causes", "of", "the", "current", "crisis", "are", "internal", "and", "generic", "to", "all", "programs", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "To", "reduce", "the", "risks", "while", "still", "retaining", "the", "legitimate", "benefits", "these", "programs", "can", "provide", ",", "credit", "policy", "must", ":", "1", ".", "Use", "credit", "to", "improve", "the", "operation", "of", "capital", "markets", ",", "not", "to", "provide", "subsidies", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "There", "is", "a", "fundamental", "conflict", "between", "providing", "a", "subsidy", "and", "maintaining", "the", "integrity", "of", "a", "credit", "program", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "If", "the", "program", "is", "meant", "to", "provide", "a", "subsidy", ",", "collecting", "the", "debt", "defeats", "the", "original", "goal", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Thus", ",", "subsidized", "loans", "tend", "to", "turn", "into", "giveaway", "programs", ",", "with", "increasing", "subsidy", "and", "default", "rates", "over", "time", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "To", "avoid", "this", "problem", ",", "government", "should", "issue", "credit", "only", "if", "it", "intends", "to", "use", "every", "legal", "method", "to", "collect", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "In", "contrast", ",", "credit", "programs", "can", "be", "appropriate", "tools", "to", "improve", "the", "operation", "of", "capital", "markets", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "For", "example", ",", "legal", "restrictions", "on", "interstate", "banking", "once", "inhibited", "the", "supply", "of", "credit", "to", "the", "agricultural", "sector", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Farm", "lending", "was", "enacted", "to", "correct", "this", "problem", "by", "providing", "a", "reliable", "flow", "of", "lendable", "funds", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "However", ",", "this", "in", "no", "way", "justifies", "the", "huge", "government", "subsidies", "and", "losses", "on", "such", "loans", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Credit", "policy", "should", "separate", "these", "two", "competing", "objectives", "and", "eliminate", "aspects", "that", "provide", "the", "subsidy", "." ]	[ 0, 0, 0, 0, 0, 1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "For", "example", ",", "student", "loans", "currently", "attempt", "to", "subsidize", "college", "attendance", "and", "mitigate", "problems", "created", "by", "the", "fact", "that", "students", "'", "future", "earnings", "are", "not", "accepted", "as", "collateral", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "The", "program", "provides", "highly", "subsidized", "loans", "to", "any", "student", "whose", "family", "earns", "less", "than", "a", "particular", "amount", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "High", "default", "rates", ",", "a", "low", "interest", "rate", ",", "and", "government", "coverage", "of", "all", "interest", "costs", "while", "the", "student", "is", "in", "school", "make", "program", "costs", "extremely", "high", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Families", "that", "do", "not", "need", "the", "loan", "can", "make", "money", "simply", "by", "putting", "the", "loan", "in", "the", "bank", "and", "paying", "it", "back", "when", "the", "student", "graduates", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
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[ "2", ".", "Provide", "better", "incentives", "." ]	[ 1, 0, 0, 0, 0, 0 ]
[ "Given", "the", "structure", "of", "most", "credit", "programs", ",", "it", "is", "surprising", "that", "default", "rates", "are", "not", "even", "higher", "." ]	[ 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
[ "Guarantee", "rates", "are", "typically", "100", "%", ",", "giving", "lenders", "little", "reason", "to", "screen", "customers", "carefully", "." ]	[ 0, 0, 0, 0, 13, 14, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
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[ "Borrowers", "'", "incentives", "are", "equally", "skewed", "." ]	[ 0, 0, 0, 0, 0, 0, 0 ]
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[ "3", ".", "Record", "the", "true", "costs", "of", "credit", "programs", "in", "the", "federal", "budget", "." ]	[ 1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0 ]
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