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[ "What", "far", "too", "many", "people", "concerned", "about", "education", "either", "fail", "to", "understand", "or", "choose", "to", "ignore", "is", "that", "American", "children", ",", "on", "the", "whole", ",", "are", "among", "the", "most", "undisciplined", "in", "the", "world", ",", "making", "any", "attempt", "at", "improvements", "in", "the", "mode", "of", "education", "potentially", "unsuccessful", "." ]
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[ "Allen", "B.", "Richards", "Peterborough", ",", "N.H", "." ]
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[ "Retired", "Adm.", "William", "J.", "Crowe", ",", "former", "chairman", "of", "the", "Joint", "Chiefs", "of", "Staff", ",", "and", "Robert", "P.", "Luciano", ",", "chairman", "and", "chief", "executive", "officer", "of", "Schering", "-", "Plough", "Corp.", ",", "were", "elected", "directors", "of", "this", "securities", "firm", "." ]
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[ "The", "board", "expanded", "to", "17", "seats", "." ]
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[ "Tuesday", ",", "October", "24", ",", "1989" ]
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[ "The", "key", "U.S.", "and", "foreign", "annual", "interest", "rates", "below", "are", "a", "guide", "to", "general", "levels", "but", "do", "n't", "always", "represent", "actual", "transactions", "." ]
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[ "PRIME", "RATE", ":", "10", "1/2", "%", "." ]
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[ "The", "base", "rate", "on", "corporate", "loans", "at", "large", "U.S.", "money", "center", "commercial", "banks", "." ]
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[ "Source", ":", "Fulton", "Prebon", "-LRB-", "U.S.A", ".", "-RRB-", "Inc", "." ]
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[ "DISCOUNT", "RATE", ":", "7", "%", "." ]
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[ "The", "charge", "on", "loans", "to", "depository", "institutions", "by", "the", "New", "York", "Federal", "Reserve", "Bank", "." ]
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[ "CALL", "MONEY", ":", "9", "3/4", "%", "to", "10", "%", "." ]
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[ "The", "charge", "on", "loans", "to", "brokers", "on", "stock", "exchange", "collateral", "." ]
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[ "TREASURY", "BILLS", ":", "Results", "of", "the", "Monday", ",", "October", "23", ",", "1989", ",", "auction", "of", "short", "-", "term", "U.S.", "government", "bills", ",", "sold", "at", "a", "discount", "from", "face", "value", "in", "units", "of", "$", "10,000", "to", "$", "1", "million", ":", "7.52", "%", "13", "weeks", ";", "7.50", "%", "26", "weeks", "." ]
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