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International Choral Festival Kicks Off With Free Concerts on Wednesday With 10 choirs from all over the world, the International Choral Festival got off to a rousing start at Out To Lunch at Caras Park, with thousands on hand to enjoy the mild summer weather and exceptional music. At 2:30 p.m. Southgate Mall became the venue, with choirs from Ontario Canada, Hong Kong, Poland, Costa Rica and Washington State. Deb Stapley Graham, board member with the ICF said the Caras Park concert gave her goosebumps. "Each of the choirs performed at the Park today," Stapely-Graham said. "There were choirs from Estonia, Georgia, not Atlanta, but in eastern Europe, and there was a choir from Cuba. It was so heartening to see people who have not been able to travel outside of their own country ever, come to Missoula, Montana." Barbara Sleddo, Artistic Director of the Heartland Youth Choir from Des Moines, Iowa said her choir is made up of children who live within a 90-mile radius of Des Moines. "Altogether in our organization, we have 160 singers, but here at this festival we have 21 with ages between 10 and 13," Sleddo said. "We think Missoula is beautiful," she continued. "It's so inspiring just to wake up and see the mountains and the climate, and..no mosquitoes." All the choirs will be joining together for the evening concert at Bonner Park. Admission is free.
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TIMKEN HM813843/HM813810 Description : We specialize in supplying original TIMKEN HM813843/HM813810 bearing and provide customers with TIMKEN HM813843/HM813810 bearing size, specifications and drawings for customer reference. My company's TIMKEN HM813843/HM813810 bearing price concessions, adequate inventory, and other similar products are available for recommendation Packaging Details : 1 . Industrial tube packing + cartons + pallets 2 . Individual colorful or white box + carton + pallets 3 . As the clients ' requirement 1 . Less than 45 KGS, we will send by express. (Door to Door, Convenient) 2 . 45 - 200 KGS , we will send by air transport . (Fastest and safest, but expensive) 3 . More than 200 KGS, we will send by sea . ( Cheapest and common use ) TIMKEN HM813843/HM813810 bearing HM813841/HM813811 bearing KOYO HM813841/HM813811 - Trade KOYO HM813841/HM813811 bearing. KOYO HM813841/HM813811, Size: KOYO HM813841/HM813811 bearing, Size: 60.325x127x36.512. KOYO HM813841/HM813811 are used in a wide variety of applications, they are simple in design, suitable for high speeds and are robust in operation, and need little maintenance. TIMKEN HM813843/HM813810 bearing 392/3920 | TIMKEN Bearing Factory Direct Supply | TIMKEN HM813843/HM813810 - Timken Bearing - HM813843/HM813810. The bearing HM813843/HM813810 manufactured by Timken can be ordered immediately from the bearings distributor TUN Bearing Co.,Ltd.The bearings delivery is done directly from the stock, and in the event the bearings are not in stock, we shall inform you immediately related to the delivery term. TIMKEN HM813843/HM813810 bearing Timken Tapered Roller Bearings - TS Timken 376/374 Bearing: Timken 435-S/430X Bearing: Timken 4559/4535 Bearing: Timken 458-S/453A Bearing: Timken 25590/25528 Bearing: Timken HM204049/HM204010 Bearing: Timken 359-S/352 Bearing: Timken 3777/3720 Bearing: Timken 436/432 Bearing: Timken 436/432X Bearing: Timken 369A/362 Bearing: TIMKEN HM813843/HM813810 bearing Part Number HM813836 - HM813810, Tapered Roller Bearings Browse Part Number HM813836 - HM813810, Tapered Roller Bearings - TS (Tapered Single) Imperial in the The Timken Company catalog including Part Number,Item Name,Description,Series,Cone Part Number,Cup Part Number,Design Units,d - Bore,D - Cup Outer D TIMKEN HM813843/HM813810 bearing TIMKEN 21075A/21212 bearing | 21075A/21212 Trade Safer and TIMKEN 21075A/21212 Bearing.HSK Bearing Co.Ltd specializes in selling TIMKEN 21075A/21212 bearings, TIMKEN 21075A/21212 bearing related information: Model: 21075A/21212 Bearing; Brand: TIMKEN, if you want to know more about TIMKEN 21075A/21212 Bearing for information, you can do online consultation or call the hotline and email us [email protected], we will serve you in detail. TIMKEN HM813843/HM813810 bearing Timken HM813810 Tapered Roller Bearing, Single Cup Timken HM813810 Tapered Roller Bearing, Single Cup, Standard Tolerance, Straight Outside Diameter, Steel, Inch, 5.0000" Outside Diameter, 1.0625" Width: Amazon.com ... TIMKEN HM813843/HM813810 bearing TIMKEN HM813844/HM813810 TIMKEN HM813844/HM813810 bearings is perfect for your daily mechanical needs and are available in almost every shape and sizes. Rolls Bearing Limited are perfect for your daily mechanical needs and are available in almost every shape and sizes. Deals in all kind of high tensile, premium-grade, long lasting bearings at wholesale rates. Give us at-least one opportunity to serve you and you will ... TIMKEN HM813843/HM813810 bearing TIMKEN HM813843/HM813810 TIMKEN HM813843/HM813810 bearings is perfect for your daily mechanical needs and are available in almost every shape and sizes. Rolls Bearing Limited are perfect for your daily mechanical needs and are available in almost every shape and sizes. Highly durable, rust free, high compressive strength bearings at unbelievable discount. All the products we mostly deal are of superior quality and ... TIMKEN HM813843/HM813810 bearing TIMKEN 392/3920 Bearing_TIMKEN 392/3920 Size and Details We export high quantities TIMKEN 392/3920 Bearing and relative products, we have huge stocks for TIMKEN 392/3920 Bearing and relative items, we supply high quality TIMKEN 392/3920 Bearing with reasonbable price or we produce the bearings along with the technical data or relative drawings, It's priority to us to supply best service to our clients.
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The Asus Zenbook UX305G, a $1,299 laptop monitor with a touch screen, is the cheapest gaming monitor you can buy. But you can still use the monitor to play some PC games or stream high-quality movies and TV shows, and the Asus Zenpad UX330, another $1 to $2,000 gaming monitor with touch screen (and, for $1.99, a USB port), is also great for games. If you’re looking for a good gaming monitor that is cheap and will work with almost any PC, the Asus ZU320WQ1, which is a $900, 13-inch, gaming monitor (but not a gaming one, as it doesn’t have a touch-screen) is also a great option. The Asus ZW-E590, which retails for $499, is also an excellent gaming monitor for the $300-$400 price range. But the Asus PQ300Q, which has a touch panel, is a bit better for gaming. The Dell U2113U (a $2200 gaming monitor), the Acer Aspire V5, which you can get for $2.99 and a USB 3.0 port, and many other laptops have a built-in touch screen. And even the Dell E621 and Asus P21 have touch screens. The Acer XB271Q, for instance, has a touchscreen that can be used to play games and movies, but it doesn, too, so you won’t get any benefit from using it to stream a game.
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As anyone who has witnessed me duck my head when I drive under a bridge knows, I have poor depth perception. Reality and my perception are always at odds and to remain feasibly calm and to be able to do normal tasks such as driving, I use a strategy I obtained from my dear brother who once explained to me (in a tone closer to shouting) “If that @#$% bus can make it so can your @#$% Miata” as we were hurtling towards what seemed our certain death – aka Waldo Grade tunnel on Highway 101. I continue to rely on this sage advice – and often repeat it quietly in my head when I have passengers – to enable me to function successfully and without frightening others with my short-coming. I have found that although Strengths-Based leadership relies heavily on self-awareness, self-awareness is one of the least emphasized of all the leadership competencies. Whether you acknowledge your weaknesses or not, everyone still sees them. So rather than conceal them, the person who tries to hide weaknesses actually creates the perception of a lack of integrity and self-awareness. If I was not aware of my weak depth perception abilities and I continued to express my opinion to my passengers that we were surely going to crash to death trying to squish through a tunnel, not only would no one ever want to ride with me due to the stress of the situation, but my credibility would also be justifiably questioned. Self-awareness is being conscious of what you’re good at as well as what you are not good at. To be effective and credible, a leader must understand their own strengths and weaknesses and how they impact those around them. Everyone has faults and instinctive behaviors that produce unintended results or consequences. It is critical for leaders to really know themselves and be able to admit their shortcomings and to ask for help in navigating them. No one is perfect and if a leader acts like they are, they will lose credibility and trust or be seen as arrogant and intimidating.
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Sony’s all new XAV-AX200 builds on the popularity of the XAV-AX100, but now it includes a CD/DVD transport as well. A perfect choice for smartphone integration, it features Apple CarPlay and Android Auto connectivity. This allows you to control your favorite features with the units touchscreen or voice commands, as well as receive spoken directions from navigation apps. To further simplify your life, it even automatically detects the type of phone you’re using! In addition to the DVD player, the XAV-AX200 also comes with a host of other features and functions, but the real story here is the availability of Android Auto and CarPlay. Apple’s CarPlay has been around for a while now, but only recently has the Android Auto app really taken off, and people in the know seem to think it’s going to be even more popular than the Apple system. Whether you’re an Apple or an Android person doesn’t matter, what’s important is that a compatible receiver, like this Sony, allows you to push the information on your phone to the large display in the car’s dash. This keeps your phone out of your hand, and makes you safer while driving. Navigation is always at the ready, and you can even have your text messages and emails read to you. Any phone-based apps like iHeart Radio, Spotify, or Pandora will now work on the display of the Sony radio in your dash. The XAV-AX200 has other cool features as well, such as three camera inputs for three externally connected cameras (one must be reverse), allowing the driver to link up to them and view the images on the receiver’s display. Of course, the unit also supports Bluetooth hands-free calling and streaming, SiriusXM Radio, and it will even play back FLAC audio format files stored on a USB drive. On the audio side of things, the Sony won’t disappoint. A 20x4 amplifier is built in, and there are front, rear, and sub-out pre-amp connections, with four volts of output. Combine that with a 10-band EQ, Sony’s “Extra Bass” bass reinforcement, DSO (Dynamic Stage Organizer) and built-in crossovers, and you’ve got a ton of tunability and adjustment at your fingertips. The XAV-AX200 is compatible with many factory steering wheel controls, without needing an adapter. CONTROLS AND FUNCTIONALITY I like the clean and simple layout of the controls and on screen menus. Everything is extremely intuitive to use - I didn’t even need the manual. The touchscreen works well and provides sharp, clear video performance. I’ll also give a nod to the rotary encoder-style volume control, which is simply the best possible way to control the volume on a car radio; you don’t have to look for a button, and when your hand falls on it, you simply rotate the knob. It doesn’t get simpler or safer than this. In addition, there are hard buttons for track up and down, as well as a home button for the main screen. If you like to customize your screen, the Sony provides several different wallpapers to choose from, or you can import your own image via the USB port. One thing I wish most source unit manufacturers would improve on is the convenience of accessing the subwoofer level control. This should not require the distraction of navigating multiple screens and menus to access, as it gets used frequently. The Sony is as good (or bad) as the rest, needing a multi-menu process to arrive at the sub level output control. At least it has one. The Sony proved to be a good sounding unit, regardless of the source selected. The tuner pulls in all my favorite stations easily, but I did miss having my HD channels available. When listening to a standard CD, the sound is natural and uncolored, with zero audible noise. Bass response is full, deep and powerful, while details in the highest frequencies are distinct and easily identified, but not at all harsh or hard sounding. Listening to the Cowboy Junkies’ Trinity Sessions and Robbie Robertson’s self-titled album, there’s a very good sense of space, the vocals are clear and natural sounding, and the stereo separation is excellent as well. Switching to a USB drive and some high-resolution MP3s, the results are pretty much the same as the CD section. The Sony’s sonics leave little to ask for, and I found absolutely nothing to gripe about. USB track search and selection is reasonably fast, and you can also search quickly via a file list. Oddly enough, the XAV-AX200 does not support iPod connectivity. When my listening session was over, I connected the Sony unit to my test bench, and measured the actual performance specs. Reinforcing my pleasant listening experience, the specifications measured well. The preamp outputs are excellent, with high voltage and low source impedance. Output impedance is very important because it allows good signal transfer over the vehicle’s noisy chassis with minimum degradation, and a high signal voltage permits minimal gain required at the amplifier. This provides the best possible noise immunity and dynamic range. I generally won’t consider a head unit truly high performance unless it has at least three volts of clean pre-amp output. One thing I was a little surprised to find were the basic -6-dB/Oct crossover slopes in the pre-out filters. I would have expected at least second order filters, if not selectable slopes. For those who are simply going to use the built-in amplifier, it meets the CEA-2006 rated power and the S/N measurements for both the amplified outputs, and the pre-amp outputs also exceed the rated spec. Distortion at rated power is also very low, and the frequency response is reasonably flat as well. - CEA-2006A Power per channel (all channels driven, @ 4 ohms): 20.4 watts/ch X 4 - A Wtd S/N Ratio (ref to 2V/1W @ 4 ohms) Amplified output: -84.0 dBA - THD+N @ 2V/1W @ 4 ohms 1 kHz: 0.08% - Frequency Response (-3.0 dB): 20 Hz – 20 kHz - Max Usable Output Voltage: 3.95 Vrms - A Wtd S/N Ratio ref to full output voltage: -91.2 dBA - Output Impedance: 80 ohms - Frequency Response (-3.0 dB): 20 Hz – 20 kHz Overall, the Sony XAV-AX200 is a good-sounding, easy-to-use source unit. It has good audio specs and enough features to satisfy most everyone. Its primary focus is unquestionably the smartphone integration, and if that is high on your wish list, this is definitely a receiver worth serious consideration. For more information, visit www.sony.com, www.sony.ca, Twitter (USA), Twitter (CAN), Instagram, Facebook.
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Finding success on LinkedIn in 2018 is a bit different trying to find success on LinkedIn as we move into 2021. So much has changed, more users, more content, dwell time, that frigging algorithm everyone blames. However, one guy seems to have it figured out. Meet Jonathan Palmar, the Chief Experience Officer at Shay Rowbottom Marketing who I had the pleasure of speaking with on the show. A short, fat kid who was bullied as a child which led to a serious lack of confidence – he took some inspiration from the likes of Stone Cold Steve Austin, Hulk Hogan, and The Rock – he became a wrestler after hitting a growth spurt. Today, at 6’ 2” Jon isn’t someone I’d mess with in a dark alley. Sharing his stories and just being a pretty awesome dude all around, Jon has catapulted here in LinkedIn with a massive following of over 70K followers in just a few short months. His content is getting over 20K views on average and he is sharing all of his advice with those who check out his content. Jon and I talk about his journey to getting started creating content and his advice for anyone out here looking to create truly unforgettable content themselves. He also shares three pieces of advice people can use TODAY. Make sure you are following him here.
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Here's how:1. Order for Rapid Pick-Up® online or in the app, drive up to a cafe.2. Tell us in the Special Instructions the make, model, and color of the vehnicle you'll arrive in.3. Tap "I'm here" in your order confirmation email when you arrive, and we'll bring your order out to your car. Or,… Saks Fifth Avenue Curbside Pickup 2021- 3 Steps To How it Works! (Updated DECEMBER 18, 2021) Saks Fifth Avenue Curbside Pickup 2021 How can I return my order? Saks Fifth Avenue Curbside Pickup 2021. You can either bring your item to your local Saks Fifth Avenue store or send it back to us. To return through ... curbside order chick fil a curbside order chick fil a. Here's how curbside to go order at chick fil a works! ORDERING THROUGH CHICK-FIL-A.COM In November, we introduced online ordering for customers nationwide. During the order process, you’ll be prompted to check out through an existing Chick-fil-A One® account, as ... Revolution's Order One offers a new premium curbside pickup solution with Flybuy pickup Revolution's Order One offers a new premium curbside pickup solution with Flybuy pickup. The integrated pick-up of Order One and Flybuy offers restaurants an automatic notification for pick-up at the roadside. Bellevue, WA ... Gucci, Jimmy Choo Do luxury Curbside Pickup Gucci, Jimmy Choo Do luxury Curbside Pickup in 2021. In order to survive Covid-19, luxury retailers are forced to master something they have always avoided: impersonal transactions. The pandemic has taken US high-end retailers a long way from their roots in delighting ... BELLEVUE, wash., June 1, 2021 / PRNewswire-PRWeb / - Restaurant Revolution Technologies (Revolution) today announced a partnership with Flybuy to provide a technical integration between Revolution's Order One platform and Flybuy Pickup to automatically notify restaurants of roadside ... Here is a sweet video we found showing how Best Buy curbside pickup really works when buying an Ipad Pro curbside pickup style! Best Buy curbside pickup - My iPad Pro 2020 洛杉矶疫情期间,best buy路边取货,我的新iPad Pro 11吋 Best Buy 路边取货|Best Buy curbside pickup | My iPad Pro 2020 Best Buy curbside pickup - My iPad Pro 2020 ... No more lines or dealing with begging kids in the store. Walmart Grocery just elevated shopping and parents everywhere will be cheering. Get Walmart's everyday low prices 😃 when you order online, let them you know you are coming to pick up via their Walmart Grocery app, then delivered and loaded into your car. You ... Barefoot Designs is here for all of your shopping needs, from online to virtual shopping with curbside pick up available for those in need. Artist: Coastal Breed Album: Greetings from Florida Track: Good Life
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A Local Seo Business – Why You Require ThemJanuary 19, 2021 This short article pertains to real estate search engine optimization (SEO). In this article’s use, real estate SEO is the act of improving a property representative’s site for better online search engine exposure. Also, a lot of contests consist of the primary keywords or the site name or the sponsor of the contest. Like the pvmultimedia seo contest. The sponsor is pvmultimedia. The contest is currently choosing a month and there are already over 200.000 pages who promote the name pvmultimedia. So when you start an SEO contest you will be known in the entire webmaster world. Also a lot of contests like the pvmultimedia check me contest have they’re primary keywords in them. In the pvmultimedia seo contest the keyphrase is pvmultimedia seo contest to rank in Google at the first area. But pvmultimedia.nl is a site who provides seo services, so the individuals are not just promoting the primary sponsor but also the primary keyphrase of that sponsor. 16. Don’t presume social media marketing will turn everything you do to gold. Engaging in social media will not change that if your product or service is average. It may simply make a mediocre product and services more obvious. Then another group that seems to be doing well in the beginning however the truth is they are making lots of sales and guarantees however they are unable to hang on to customers extremely long due to the fact that they are not providing long term outcomes. An apparent and neglected element of search engine optimization is to make sure that online search engine spiders can actually crawl to all of your site’s pages. If the robotics and spiders can’t find them, then they will not get indexed, and we have actually wasted a lot of time on seo. Make certain that your navigation structure of your site is strong. Would you develop an estate on a one inch foundation? Probably not! Then why develop your site estate on a weak foundation. This means that all of your pages are linked together on every page. When the spider crawls throughout your site, it will crawl to all of the pages and back once again. If there is one broken link, this could impact your search engine rankings! Concept # 3- This is specifically helpful in Twitter, however can also be used in LinkedIn and Facebook. Start by heading out and looking for keywords about your organization or neighborhood and linking with as many individuals as you can. Go outside package of your thinking and follow as lots of new contacts as you can. Make it a goal to add 3 or 4 brand-new connections a day, even if it is only one sided at this point. Twitter will begin recommending new related contacts for you to follow as soon as you do this. By constructing this network, even if you are on the following side just, many will concern you as well. I will ensure that at least 1 out of every 10 individuals you start to follow on Twitter will follow you back. Possibly it’s you. Maybe it’s them. Get the truths before you do anything. You absolutely do not wish to be stuck with a company that’s simply drawing your cash away and doing extremely little work for it. On the other hand, you do not desire to leap ship mid-way in what will end up being a significantly gratifying campaign just because things didn’t happen quick enough. Before you dump your SEO, make sure the problem isn’t you!
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Questions and Answers I want to simply start my own small (5-acre) diversified farm. There is only one decent college that offers practical sustainable agriculture that I have found and is located halfway across the country. I was thinking that the summer program at Sterling College and internships at farms for a few years might possibly suffice. Do I need to go to college to start a farm/restaurant? Do you know any good ones? You wish to grow produce on 5 acres, yet you mention a restaurant at the end of your question. To effectively do either one you need experience and you are willing to go to school. I am not convinced that there is only one decent college for you to learn life skills. You have narrowly focused your intentions on one school and a 5 acre parcel of land. At this point I feel that you are way too focused. Back up several steps, check out your state colleges and if there is possibly a Land Grant University in your state that provides agriculture/horticulture classes. You need to become well rounded for all of life'ss requirements. Take business classes, economics, horticulture, agronomy. Use your 5 acre parcel as your learning tool for classes, like writing a business plan, financial statements for cash flows and P&L, etc. Get your education, for when the economy goes against your business plan, what is your back up. If you are wanting to run a restaurant for the produce you grow, that is great, but take time to learn basic business principles to help you through the good and bad times. Find jobs that interest you in your line of work, but do not let that get in the way of attaining your education. I am a sustainable business major, which is "green business" essentially. I have sent in so many applications just to get an income for the summer, but so far, it's not looking good…. No responses. Anyway, I tried looking for internships or volunteer work, anything close to my major. The only thing I could find was working at a nature center with kids, but it is a volunteer job 8-5 everyday, all summer. The other thing is an internship to work on a farm. However, I would live there and work 40-50 hours a week and doing field work. Should I do that or would that be too far off from my major that it would be a waste? I would say that working on a farm would look very good on your applications, as it shows a willingness to work hard and to diversify your skills. I've often loved the idea of just quitting everything and buying a little piece of land (say 5-10 acres) with a house and maybe and outbuilding or two – and trying to make a modest income from that – but have no idea what small farms do to make money. That's certainly not enough land to say have a dairy farm – or (I'd think) to grow enough of a crop to make much of a profit. I've thought of maybe a small greenhouse type thing – but have no idea who you would sell your product to. Does anyone know anything about this – or have any websites or books to suggest? Thanks very much! It can be done. It is a lot of hard work, and one member of the family will need a job to sustain the family, pay taxes and medical insurance. You will have to live in a manner that farmers existed prior to the advent of electricity; up with the sun, to bed when it gets dark. You will need to get used to using a lot less electricity, knowledge to fix things, or barter to get things fixed. You will need to learn when to plant, what to plant. Small farm families survive by finding niche markets. You will want to raise certified organic foods and find a restaurant or grocery that will carry your produce. Free range eggs, raw milk and organic produce fetch a premium price, but you will not be driving a lexus, you may be riding in an ox-drawn cart. If you are serious, get a subscription to the Mother Earth News. You can do an internship at an organic farm in Loveland Colorado and see how it is done, then decide for yourself. Http://www.stewardshipcommunity.org/inde… There may be a sustainable farm like this near you to visit. Use your favorite search engine and find out. TUT Localicious Goose Island Prasino.avi 🙁
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Oh what a difference a daycouple of weeks makes. It’s hard to believe that just over two weeks ago I was talking about my sex and dating rut, and my “Impostor Syndrome” feelings. Then in basically just the last week everything has gotten very dialed in. And dialed up! While the tipping point was less than a week ago, it already feels like a lifetime ago. I mean this in the best way… I was feeling a little “left out” of our poly lifestyle lately and now I feel like that could never have been the case. So, what happened? After a few weeks of flirty texts I made plans with Justina who I’d met through the friends (and friends of friends) who I dance with at raves. We’d connected over a few topics on text but only barely knew each other in person. Yet once we made a simple common interest connection (polyamory) suddenly we were sending playful messages on the daily. I invited her to join me (and possibly Jeannie) for a monthly Poly Cocktails event and she was very interested. A few days before the event, we reconfirmed and made plans to meet first for dinner and drinks. I truly want to be as open and honest with partners as I can be, but I’m still finding parts of dating and open communication with a new person to be a little awkward. I wanted to be sure that Justina knew I felt that this was a date, and to confirm she felt the same way. About 15-minutes into dinner I asked, “So, do you consider this a date?” And she playfully responded with the question, “Do you want this to be a date?” “Yes,” I responded and then she paused… and the pause lasted a little longer than I was comfortable… and then she smiled and said, “I’m just messing with you, this is totally a date!” Our dinner conversation was entirely inappropriate in public and the tables were very close to each other. (OK – maybe not entirely, but you get the idea.) The couple on one side of us was so into each other there was no chance they were listening. And when a couple was sat on the other side of us I’m pretty sure the word kink was spoken loudly enough that she immediately began to listen to us more than her partner! So we finished up at dinner and walked over to Poly Cocktails, enjoying the unfettered conversation even though the topics were very personal and somewhat sacred. One of my favorite things about Justina is how we can talk lightly about heavy topics and it feels so easy… while still allowing all of the importance of these topics to be considered and handled accordingly. Looking around the room I asked, “Do you see anything you like on offer?” We walked around the room and Poly Cocktails and casually joked about who we may or may not be interested in. But while unspoken, it seemed that what we were most into was learning more about each other. So instead of mixing and mingling, we got cozy on a couch and just talked for the next 2+ hours. During our conversation we talked openly about so many sensitive topics, yet there was never any awkwardness or a question that couldn’t be asked. Several times I was a bit vague in describing what I’d like from Justina and I truly love that she asked me to be more specific several times. I don’t consider myself shy, but when I know I like someone, I can get a bit tongue-tied and, well, shy! Justina has a subtle power to push for specifics that I really enjoyed. “Yes, all those things!” By way of example, I tried to express precisely what I was interested in, physically, with Justina and I said something that was very open to interpretation. She forced me to be more specific and I eventually said, “I want to dance with you while touching you, I want to hug and snuggle with you, and I want to kiss you.” I asked if that met with her desires and she said, “Yes, all those things!” It was such a hot and powerful moment for me and I felt so good expressing this verbally and receiving “enthusiastic consent” (a topic I’ll likely write about soon). We never did really interact with anyone at the cocktail mixer – other than a couple of brief introductions. Instead, we were fully immersed in each other in this safe and cozy place, and it was absolutely delicious. We were just enjoying dropping into each other and getting to know the beautiful body and soul sitting across from us. As I played back the dialogue the next day I realized that the most said phrase by each of us was, “Yes, same,” or something similar, in response to various disclosures about our desires. The was a favorite frame for me and a sure sign that I’d connected with someone on an authentic level. At least I knew I’d found a kinky, poly friend, even if we had nothing more together. And I saved the best for last… Meaningful connection is paramount, but Justina is the full package as I think she’s a total hot babe, too! I like to say I’m sapiosexual and that is generally true. But it certainly helps fan the flames when the attraction is physical, too. NEXT UP WITH JUSTINA: A date with some ropes and meeting Jeannie. (And in the meantime, continued flirty texts.)
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Things to do in Cockermouth, Cumbria Cockermouth is the birthplace of William and Dorothy Wordsworth. An attractive small market town on the fringe of the Lake District National Park. The town was built in the 12th century and is situated on the confluence of the rivers Derwent and Cocker - hence its name, it is one of 51 "gem" towns in Great Britain. Cockermouth has been twinned with the town of Marvejols, which is situated in the Lozere district of Southern France, since 1983. To acknowledge the work done by the town in promoting European friendship the Council of Europe has awarded a European Diploma, a European Flag of Honour and a European Plaque of Honour to the town. Wordsworth House - situated on Cockermouth's Main Street, is a fine Georgian House built in 1744, now owned by the National Trust. All five Wordsworth children were born in this house. Although the Wordsworths are probably Cockermouth's most famous residents, the town has produced other famous figures. Fletcher Christian, who led the renowned mutiny on the Bounty. John Dalton, the noted scientist and father of the atomic theory and Fearon Fallows, HM Astronomer Royal were all born in or near the town. Cockermouth Castle is privately owned, and still lived in by the Egremont family. The earliest parts of the castle date from the 13th century, once besieged and partly destroyed by Robert the Bruce, Cockermouth Castle and its garrison were often called upon to act as defence for England against the Scots. The Creighton Mineral and Fossil Museum traces mineral mining in the area, back to Roman times and exhibits some of the finest mineral specimens in the north of England. At the Working Museum of Printing you can step back in time for a guided tour of printing, from the 15th to 20th century. See working presses and printing equipment and print your own keepsake. Other Museums of interest to visit in Cockermouth are the Aspects of Motoring Museum, and Cumberland Toy and Model Museum. If you have always wanted to visit a brewery, you have the opportunity in Cockermouth, at the Jennings Castle Brewery you can take a tour and learn a few of the secrets of brewing. For animal lovers there is a hands-on opportunity to meet Cumbria's most famous residents at the Lakeland Sheep and Wool Centre, situated on the outskirts of Cockermouth. Experience the skills of a sheep shearer, meet 19 breeds of sheep and see how highly trained sheep dogs can handle a flock. Cockermouth has an excellent selection of restaurants, cafes and pubs, which offer the visitor a wide choice of food for everyone's tastes. Cockermouth's main shopping areas are the Main Street, Station Street and Market Place where shoppers will find a fine choice of specialist shops. The Kirkgate Centre offers a varied programme of professional theatre, films and classical to jazz music, exhibitions and local history displays. The Castlegate House gallery offers extensive exhibitions of arts and crafts. Cockermouth Golf Club, the Sports Centre and Harris Park at Cockermouth, offers many sporting activities. Cyclists can enjoy the Sea to Sea Cycle Route and the Cockermouth Greenway, a landscaped public footpath, which runs through the town. Angling is a common pastime at Cockermouth, with the Rivers Cocker and Derwent being renowned for their Trout and Salmon fishing, and the nearby lakes and tarns holding Trout and Pike. Fishing licences and permits are essential, these are available from the Tourist Information Centre. Share this page
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CO2 emissions are still on the rise, but so is the amount of carbon captured by the Southern Ocean in Antarctica. Will it be enough to prevent negative climate outcomes? The vast Southern Ocean in Antarctica soaks up billions of tons of CO2 from the atmosphere annually, and a new study shows that we may have vastly underestimated its ability to do so. According to a report from Nature, the findings confirmed the suspicions of scientists who believed that as carbon emissions rose, so would the amount sequestered by the ocean. The study gathers millions of readings from the field to provide a clearer picture of the way the Southern Ocean captures carbon dioxide from the atmosphere, providing a buffer against climate change. The findings were published today in the journal Science. It found that in 2011, the Southern Ocean absorbed 4.4 gigatons of CO2, which is more than 10 percent of the carbon emitted by humans at that time. It was nearly twice the amount absorbed ten years prior. But what is behind the sudden increase in absorption rates? Unfortunately, the Southern Ocean didn’t change much over time. The amount of CO2 emitted, however, did. The ocean has a large capacity to absorb carbon dioxide, and will continue to absorb as much is present in the atmosphere until it reaches a saturation point. While it’s good news that we know where some of the carbon emitted by human activity is going, the discovery is not without its downsides. CO2 in the ocean makes the water more acidic, which has far reaching environmental effects on species with calcium built into their body structures, like corals, crustaceans, and mollusks.
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OFF THE RECORD: EASTER INDULGENCE Woohoo! It’s Good Friday and you know what that means…Easter is just around the corner…AKA a day filled with eating tons of chocolate! Yep. That’s how I’m going to be spending my weekend! How will you spending yours? Meanwhile it’s been a busy week for us, here’s what we’ve been getting up to and loving on our favourite blogs…Grab yourself an egg, a cuppa and indulge! ♥ Trying out new recipes, this week me & James have cooked this tortellini dish twice and it’s seriously SO GOOD! I love sun dried tomatoes so it’s right up my street! ♥ Going to a Pub Quiz on Saturday night and coming second! Woohoo! We won £20 haha and they had a Disney round so I was clearly in my element! ♥ Staring week 4 of the couch to 5K challenge, it seems to be getting harder yet somehow easier every week too?! Either way once I’ve completed that day’s challenge I always feel super good! ♥ Receiving a lovely present from The Watch Hut in the form of a jaw droppingly beautiful mint green Armani watch! I haven’t taken it off since and don’t know how I ever lived without it! ♥ Watching Big Hero 6!! It was so funny and so cute, I want to get myself a Baymax! ♥ Baking for Easter! Making a salted caramel and chocolate tart topped with mini eggs is all kinds of yum and perfect for the weekend! ♥ For date night, Mr T took me to a cinema trip to watch Insurgent! I absolutely loved it! I am such a sucker for these young adult pulp fiction type films. Anyway I highly recommend giving it watch if you haven’t already. ♥ I was also treated to dinner at a Diner , which was actually quite naughty as I am meant to be staying well away from carbs and sugar, but hey ho’ you only live once! Honestly I thought I had died and gone to heaven when I tried the Banana & Peanut butter milkshake. Delicious! ♥ My favourite Liz Earle Essentials Kit arrived this week in time for my holiday. Well when I say in time, I’m not actually going until June but you can never be too organised, right? ♥ Spending the afternoon with my friend Jenny and her little boy, Lucas. I always so much fun with these two! We had lunch, played dress up, raced cars, watched Frozen and painted our nails. All in the day of a 4 year old! ♥ Filming our latest YouTube video! Me and Jess wanted to do something a little different this week and it turned out to be a right laugh. I hope you enjoy it just as much as we did, keep an eye out for it next week! ♥ I have finally finished all 5 seasons of Pretty Little Liars on Netflix. It has been a real rollercoaster of ups and downs, I really dont know what I am going to do with myself now! WHAT WE’VE BEEN LOVING AROUND THE WEB… ♥ How To Marble With Shaving Cream and Ink (Genius!!) ♥ Alice In Wonderland on Acid Wedding (SO EPIC!) WORDS OF WISDOM: ♥ Seaside Crew Life (Kaylyn is such a cutie!!) Enjoy the Easter weekend and be sure to indulge on lots of chocolate! xx
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Finding financial support options. Together. Managing day-to-day life after diagnosis can be overwhelming, but you don’t have to do it alone. Pfizer Oncology Together™ is a support program that treats your individual needs as a priority. We’ll help you find financial assistance options to help you get your prescribed BRAFTOVI (encorafenib) + MEKTOVI (binimetinib) regardless of your insurance coverage. We can also help identify resources if you have Medicare, have another government insurance plan, or don’t have health insurance. Medicare or government insured Resources for eligible patients with commercial, private, employer, or state health insurance marketplace coverage: SIGN UP FOR THE CO-PAY *Patients are not eligible for the co-pay programs if they are enrolled in a state or federally funded insurance program, including but not limited to Medicare, Medicaid, TRICARE, Veterans Affairs health care, a state prescription drug assistance program, or the Government Health Insurance Plan available in Puerto Rico. Patients may receive up to $25,000 in savings per product annually. The offer will be accepted only at participating pharmacies. This offer is not health insurance. No membership fees apply. Pfizer reserves the right to rescind, revoke, or amend this offer without notice. For full Terms and Conditions, please see PfizerOncologyTogether.com/terms. For any questions, please call 1-877-744-5675, visit PfizerOncologyTogether.com/terms or write: Pfizer Oncology Together Co-Pay Savings Program, 2250 Perimeter Park Drive, Suite 300, Morrisville, NC 27560. Medicare or government insured Help identifying resources for eligible patients with Medicare/Medicare Part D, Medicaid, and other government insurance plans: - Assistance with searching for financial support that may be available from independent charitable foundations. These foundations exist independently of Pfizer and have their own eligibility criteria and application processes. Availability of support from the foundations is determined solely by the foundations - Financial assistance through Extra Help, a Medicare Part D Low-Income Subsidy (LIS) program - Free medicine for eligible patients† †If support from alternate funding resources or Medicare Extra Help is not available, Pfizer Oncology Together will provide eligible patients with medication for free through the Pfizer Patient Assistance Program. The Pfizer Patient Assistance Program is a joint program of Pfizer Inc. and the Pfizer Patient Assistance Foundation™. The Pfizer Patient Assistance Foundation is a separate legal entity from Pfizer Inc. with distinct legal restrictions. Help identifying resources for eligible patients without any form of healthcare coverage: - Help finding coverage - Free medicine through the Pfizer Patient Assistance Program, or at a savings through the Pfizer Savings Program‡ ‡The Pfizer Savings Program is not health insurance. For more information, call the toll-free number 1-877-744-5675. There are no membership fees to participate in this program. Estimated savings are 50% and depend on such factors as the particular drug purchased, amount purchased, and the pharmacy where purchased. There is support available for caregivers along the way FIND OUT MORE
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“Progressive” Price-Indexing Would Significantly Cut Social Security Benefits for Many Recipients Proposal Would Radically Change Program’s Philosophy and Represents Misguided Approach Proposals to tie initial benefit levels for new Social Security beneficiaries to changes in prices rather than average wages are receiving attention as policymakers wrestle with the nation’s fiscal challenges and with options to close Social Security’s long-term financing shortfall. Such proposals, commonly called “price-indexing,” are misguided for several reasons: - Even in their so-called “progressive” form, they would significantly cut future benefits for very large numbers of workers — including those with relatively modest incomes — compared to currently scheduled benefit levels. Under the most common Image - They would consign future retirees to fall further and further behind their previous standard of living — and behind the rest of society — over time. That is because price indexing would steadily reduce the fraction of workers’ past earnings that Social Security benefits replace. - They would weaken — and eventually, for many workers, eliminate — the link between their earnings and the benefits they receive upon retirement. That would represent a sharp change in the program’s philosophy and would risk undercutting its broad base of support. - They do not represent a balanced approach to fixing Social Security’s financing shortfall because they would close an overly large share of the gap through benefit cuts. Some supporters of progressive price-indexing wrongly imply that the retirees it would affect enjoy a lavish retirement. In reality, Social Security benefits are modest. The average benefit is only about $14,000 a year and, for a worker in the middle of the income distribution, Social Security replaces barely over a third of past earnings. Moreover, most retirees do not have significant income from other sources. Many of those who would be affected under the leading progressive price indexing plan rely on Social Security for three-fourths or more of their total income. Price-indexing proposals are not readily understood by the public and are complicated to explain. Yet, they would represent a very large change to the Social Security system. There are alternatives for restoring Social Security solvency — and for trimming benefits for the most affluent Social Security beneficiaries if that is a desired goal — that do not pose the serious problems that progressive price indexing presents, even in its more limited forms. Price-Indexing Is Radically Different from Current Approach to Calculating Benefits Under current law, initial Social Security benefits for successive generations of retirees grow with average wages in the economy. This ensures that each generation receives Social Security benefits that reflect the living standard of its times. (After retirees begin receiving benefits, their benefits are adjusted annually to keep pace with increases in the cost of living, as measured by the Consumer Price Index. Price-indexing proposals would change the calculation of initial benefits, not the subsequent cost-of-living adjustments.) Tying the initial benefit level for each year’s batch of new retirees to the overall average wage is known as “wage-indexing”; it effectively assures that for workers at a given relative income level, the share of previous earnings that their benefits replace will stay constant for future generations of retirees. For example, individuals who retire at age 65 and have earned medium wages (about $43,000 in 2010 dollars) will initially collect a Social Security benefit equal to about 36 percent of what they earned, on average, before retirement. Very low earners (those earning about $11,000) will initially collect a benefit that equals about 67 percent of their past average earnings, and maximum earners (that is, workers who throughout their career earned the maximum earnings subject to Social Security taxes, currently $106,800) will collect a benefit equal to about 24 percent of their past earnings. Price indexing represents a radically different approach. Under full price-indexing, initial Social Security benefits for all beneficiaries would keep pace only with prices, rather than wages, from one generation to the next. Because prices increase more slowly than wages, this would result in successively larger benefit reductions over time, compared to the benefits that are scheduled to be paid under the current Social Security system. Sustained over many decades, it would cause beneficiaries to fall further and further behind the living standards of the rest of the population and to suffer a steeper decline in their own income and living standards when they retired. President Bush’s 2005 Social Security plan and several more recent plans — including Congressman Paul Ryan’s “Roadmap for America’s Future” — feature a variant of price-indexing that proponents call “progressive price-indexing,” under which: - The bottom 30 percent (or a larger percentage) of workers would continue to get benefits that are calculated as under current law. - Workers who spent their full career with earnings at or above the program’s maximum taxable amount would get an initial benefit whose purchasing power is frozen (at 2018 levels, in Congressman Ryan’s bill). - Everyone in between would get a blend of the two formulas, meaning that their initial benefit would be somewhere between the currently promised benefit and the benefit that would be provided under price indexing. Alternative proposals would exempt the lowest 50 percent or 67 percent of earners, rather than the lowest 30 percent, from price-indexing; see the appendix. Although undeniably less harsh than full price-indexing, progressive price-indexing poses serious problems regardless of the share of beneficiaries it affects because its design is inherently problematic. Progressive Price-Indexing Would Significantly Cut Future Benefits The leading version of progressive price-indexing would cut benefits below currently scheduled levels for all but the lowest 30 percent of earners. Those cuts would grow for each future generation of retirees. Assuming that the policy started for people reaching age 62 in 2018 — that is, for people who are now under age 55 — the benefit reductions would reach nearly 30 percent for a medium earner by 2080. For higher earners, the reductions could equal as much as 50 percent in that year. (See Figure 1.) Proponents of progressive price-indexing imply that beneficiaries can readily afford such reductions. In reality, Social Security benefits are modest. A lifelong medium earner retiring at 65 in 2010 receives a benefit of $1,397 a month ($16,764 a year), only about 55 percent above the poverty line and barely more than what researchers reckon is a “no-frills, bare-bones” budget for retirees. Nor do many of the retirees who would be affected have significant income from other sources. Although there are undeniably some wealthy retirees, most depend on Social Security for the bulk of their income, and only a modest percentage have other income high enough to permit a lavish lifestyle. As Table 1 shows, median household income for elderly Social Security beneficiaries in 2008 — including income other than Social Security as well as spouses’ incomes — was only about $20,600 for beneficiaries in the middle of the distribution. Even among the next-to-the-top fifth of beneficiaries, total median household income was only $30,000. In recent years, fewer employers have been offering defined-benefit pension plans, which guarantee a certain benefit level upon retirement. More employers instead offer defined-contribution plans, which pay a benefit based on a worker’s contributions and the rate of return they earn, which is subject to fluctuations in financial markets. For most workers, Social Security will be their only source of guaranteed retirement income that is not subject to investment or financial market risk. |TABLE 1: | Social Security Benefits Are Modest, and Most Beneficiaries Do Not Have Significant Income From Other Sources |Benefit Quintile||Benefit Amount||Median Total Income| |Bottom||Up to $9,989||$10,517| |Second||$9,989 - 13,157||$14,100| |Third||$13,157 – 16,757||$20,579| |Fourth||$16,757 – 22,757||$30,000| |Top||$22,757 and up||$49,906| |Source: Social Security Administration, Income of the Population 55 or Older, 2008, Table 3.A6. Data are for “aged units”— married couples in which at least one spouse is 65 or older, and unmarried beneficiaries 65 or older.| Benefits Would Steadily Shrink as Share of Former Earnings for Most Workers Social Security has always aimed to provide retired or disabled wage-earners (or their survivors) with a reasonable fraction of their past earnings. Benefits replace a higher fraction of past earnings for lower-paid workers than for higher-paid workers, which is one of the program’s progressive features. In Social Security jargon, lower-wage workers receive a higher “replacement rate.” Replacement rates in the United States are low compared with other advanced countries. Among the 30 countries in the Organisation for Economic Cooperation and Development, the U.S. ranks near the bottom in the share of past earnings that are replaced by the public-pension program. Progressive price-indexing would slash these already-low replacement rates. Under the leading progressive price indexing proposal, Social Security benefits would, by 2080, replace just 26 percent of a medium worker’s past earnings and only 12 percent of a high earner’s. (See Figure 2.) Britain provides an interesting lesson about the pitfalls of price-indexing and the growing public opposition it generates. From 1973 until 1980, that nation’s Basic State Pension was indexed to wage growth. The Pension Act of 1980 then changed that to price growth, eroding the generosity of pensions relative to the incomes of the rest of the population. In response, and as part of a larger package of pension reforms, the Pensions Act of 2007 provided for a return to wage-indexation by 2015. Britain’s new coalition government intends to carry out that policy even as it proposes a major austerity effort. Weakening Link Between Earnings and Benefits Could Undermine Support for Program Social Security is progressive in the sense that benefits make up a larger share of previous earnings for lower earners than for higher earners, on the logic that lower earners are less likely to have other pension coverage and are less able to save. For example: - A low-paid worker who earned about $19,000 a year (in 2010 terms) and retires at age 65 in 2010 will receive an initial retirement benefit of about $10,200. That benefit replaces 55 percent of his or her prior earnings. - A medium earner whose earnings averaged about $43,000 a year gets an annual benefit of about $16,800. The benefit is larger in dollar terms than for the low-paid worker, but the replacement rate is lower — only 41 percent. Put another way, the medium earner earned about 2.2 times as much as the low-paid worker, but his or her benefit is 1.6 times as high. - And the top beneficiary — a worker who spent his or her entire career earning the maximum amount on which payroll taxes are levied (currently $106,800 a year), gets an annual benefit of about $26,300. This top earner earned 5.5 times as much as the low-paid worker but gets a benefit that is 2.6 times as high. Progressive price-indexing would greatly weaken the link between retirees’ benefits and their former earnings. The leading proposal would gradually reduce the benefits payable to all but the lowest 30 percent of workers. In the long run, the top 70 percent of workers would all end up getting virtually the same benefit, despite having paid very different amounts in payroll taxes. (See Figure 3.) That could undermine the program’s broad public support over time, and as a result, jeopardize Social Security’s most significant achievements, including its universal coverage and protection against death and disability. Progressive Price-Indexing Is Not a Balanced Approach Progressive price-indexing would have powerful effects on Social Security’s finances, which explains its appeal to proponents. Because it reduces benefits by such large amounts over time, the leading proposal would close half of the program’s deficit over 75 years and over three-quarters of the gap in the 75th year, according to the Social Security actuaries. Under the assumptions of the Congressional Budget Office (CBO), that same proposal would essentially close the entire Social Security gap, both over 75 years and in the 75th year. That’s because CBO expects higher growth in real wages than do the actuaries, so partially or entirely ignoring wage growth in setting initial benefit levels — as price indexing would do — would produce even greater benefit cuts and have an especially large impact on program finances. These differing estimates illustrate a perverse implication of progressive price-indexing: if real earnings in the U.S. economy grow more robustly, the policy would impose deeper cuts in benefits — even though stronger wage growth would lessen Social Security’s financing problems and thereby lower the amount of benefit cuts or revenue increases needed to restore the program to solvency. Conversely, if economic growth slowed, progressive price indexing would deliver smaller benefit reductions, even though the Social Security shortfall would be wider. Progressive price indexing thereby turns the program’s dynamics upside down. Moreover, although the Social Security trustees estimate that the program’s financing gap will stabilize around 2040, the reductions in benefits under price-indexing would grow steadily deeper in decades well beyond that point — meaning that retirees’ standard of living would fall further and further behind the rest of society. Progressive price-indexing is not a balanced or well-designed approach to fixing Social Security. Policymakers must take steps to ensure Social Security’s future solvency, using a mix of tax increases, benefit reductions, and carefully-targeted benefit enhancements, but progressive price-indexing should not be part of the package. To understand the nuts and bolts of price-indexing, it’s essential to know how Social Security benefits are calculated and their relationship to earnings. All Social Security benefits are pegged to an individual’s “Primary Insurance Amount” (PIA), which in turn depends on the individual’s “Average Indexed Monthly Earnings” (AIME). AIME is computed by taking the worker’s entire lifetime earnings and restating them in terms of the economy-wide wages that prevailed when the worker reached age 60 (for retired workers) or the second year preceding eligibility (for disabled workers). In other words, for a new retiree, the worker’s earnings for any given year are adjusted to reflect the increase in average wages in the economy between that year and the year in which he or she turned 60. This “wage-indexing” step simply brings the worker’s past earnings up to date and makes it possible to fairly compare earnings over a career that may span four decades or more. (Earnings after age 60 are counted at their nominal value — i.e., they are not indexed.) Social Security averages the top 35 years of earnings and divides by 12 to compute a monthly AIME level. The PIA, in turn, is calculated by applying a three-part formula to the AIME. For workers reaching age 62 in 2010, the PIA equals .90 times the first $761 of AIME, .32 times AIME between $761 and $4,586, and .15 times AIME over $4,586. Those dollar “bend points,” or brackets, are adjusted every year in accordance with the percentage change in average wages in the U.S. economy. The three multiplication factors (.90, .32, and .15) do not change. This careful sequence of steps — indexing past earnings, adjusting the bend points, and applying an unchanging set of factors — achieves the stability of replacement rates in current law. Over the years, proponents have applied the “price-indexing” label to at least four different approaches, reflecting the fact that wages and prices enter the Social Security benefit calculation in numerous places. As Biggs, Brown, and Springstead have explained, the four approaches are as follows: - AIME indexing — In computing AIME, the worker’s annual wages over the course of his or her career would be adjusted by the percentage change in prices since the years in which the wages were earned, rather than by the percentage change in average wages in the economy over that period. That would lower beneficiaries’ AIMEs and thus reduce Social Security benefits. A long transition period would be needed to prevent a sudden, sharp drop in benefits for new retirees. - Bend point indexing — This would index the bend points ($761 and $4,586 in 2010) in the PIA formula to price growth rather than wage growth. As a result, over time, more earnings would be subject to the .32 rate rather than the .90 rate, and to the .15 rate than the .32 rate, thus lowering benefits. - AIME and bend point indexing — This approach would combine the above two approaches. - PIA factor indexing — This approach would directly reduce the three factors in the PIA formula (the .90, .32, and .15) over time so that the initial Social Security benefit amounts would remain constant after adjusting only for increases in prices in the economy, rather than for increases in average wages. This approach was an element of one of the three plans offered by President Bush’s Commission to Strengthen Social Security. While this approach (which we call full or PCSSS price-indexing) is not considered a live option now, it is an important intermediate step to understanding the so-called progressive price indexing variant of it. Under PCSSS price-indexing, the method for calculating AIME would not change, and the two bend points would adjust as they do under current law, but the three replacement-rate factors would decline every year to offset rising real wages (measured as the difference between growth in average wages and in the Consumer Price Index). That would lead to constant real benefits — and declining replacement rates — for all workers. By 2080, as shown in Table 2, the .90, .32, and .15 factors would become .437, .155, and .073. Progressive price-indexing is designed to achieve the same results as PCSSS price-indexing for a worker with lifelong earnings at the taxable maximum, while sparing the lowest 30 percent (or in other variants, the lowest 50 percent or 67 percent) of earners from any cuts in currently scheduled benefits. Workers earning more than the 30th percentile but less than the taxable maximum would face graduated reductions in benefits. To achieve this result, the current 32-percent bracket would be split. The new bend point would be set 28.6 percent of the way between the .32 and .15 bend points — or at $1,855 in 2010 terms. (Under the variant that would spare 50 percent of earners, the new kink would be 61.5 percent of the way between the current bend points, or $3,113 in 2010 terms; and in the variant that would exempt 67 percent of workers, the new bend point would be 91.7 percent of the way between the current ones, or $4,269 in 2010 terms.) Workers with AIMEs below the new bend point would be exempt from price-indexing. For workers with AIMEs above the new bend point, the current 32-percent and 15-percent factors would fall sharply. (See Table 2.) |TABLE 2: | Replacement-rate factors in PIA formula, selected years |Current law (three brackets)| |PCSSS price-indexing (three brackets)| |Progressive price-indexing above 30th percentile of earnings| |Progressive price-indexing above 50th percentile of earnings| |Progressive Price-indexing above 67th percentile of earnings| |Source: CBPP based on data from the Social Security Administration, using assumptions in the 2010 Trustees’ Report. | Note: PIA=Primary Insurance Amount, PCSSS=President’s Commission to Strengthen Social Security (2001). Under current law, there are two bend points in the PIA formula—at $761 and $4,586, in 2010 dollars. PCSSS price-indexing would retain those bend points. Progressive price-indexing would create a new bend point 28.6 percent, 61.5 percent, or 91.7 percent of the way between the current bend points for the 30-percent, 50-percent, or 67-percent options, respectively. The top two factors would eventually reach zero under progressive price-indexing. Under the assumptions of the 2010 Trustees Report, that would happen sometime beyond 2085 for the 30-percent option. It would happen around 2065 in the 50-percent option and around 2045 under the 67-percent option. When those top two factors reach zero, everybody in the top 70 percent (or top 50 or 33 percent) of the earnings distribution would receive exactly the same benefit. The benefit calculations in this paper are consistent with a recent analysis of progressive price-indexing (and other benefit changes) by the Social Security Administration (SSA) actuaries, and with CBPP’s earlier response to that analysis. Those analyses depicted the proposal’s effects on five “scaled workers” conventionally used in many SSA analyses. Those hypothetical workers, all of whom worked steadily before retiring at 65, had lifetime earnings averaging anywhere from $10,771 to $106,800 (indexed to 2010 dollars). The SSA actuaries depicted the proposal’s effect on future benefits in “wage-indexed” terms. Under that approach, benefits that are flat in dollar terms (after adjustment for inflation) are depicted as falling (when adjusted for the growth in average wages). This paper instead shows future benefits in constant dollars, a more familiar concept. That highlights the constancy of future benefits paid to lifelong maximum workers, which is the linchpin of all price-indexing proposals. The projected replacement rate — defined as the monthly benefit divided by past monthly earnings — shows the sharp decline in benefits relative to wages. |TABLE 3: | Monthly Social Security Benefits and Replacement Rates for Hypothetical Workers At Various Earnings Levels Retiring at Age 65, Selected Years |Current law||PCSSS Price-Indexing||Progressive Price-Indexing above 30th Percentile||Progressive Price-Indexing above 50th Percentile||Progressive Price-Indexing above 67th Percentile| |Benefit (2010$)||Replace- | |Benefit (2010$)||Replace- | |Benefit (2010$)||Replace- | |Benefit (2010$)||Replace- | |Benefit (2010$)||Replace- | |Very low earner ($10,771 per year)| |Low earner ($19,388 per year)| |Medium earner ($43,084 per year)| |High earner ($68,935 per year)| |Maximum earner ($106,800 per year)a| |Source: Center on Budget and Policy Priorities based on data from the Social Security Administration. Earnings are expressed in 2010-equivalent levels; the average earnings that determined these workers’ benefits were slightly lower. Price-indexing proposals are assumed to affect workers who reach 62 in 2018 or later. | a. The slight downward drift in the real benefit for the lifelong maximum worker occurs because this worker is assumed to have earnings at ages 62 through 64 that replace earlier years in the Average Indexed Monthly Earnings calculation. Price-indexing proposals are designed to keep the real benefit constant for maximum workers who retire at 62, not at an older age. Kilolo Kijakazi and Robert Greenstein, “Replacing ‘Wage Indexing’ With ‘Price Indexing’ Would Result in Deep Reductions Over Time in Social Security Benefits,” Center on Budget and Policy Priorities, December 14, 2001. These are the replacement rates for workers who reach age 62 in 2022 or later, when the full retirement age stabilizes at 67; the current replacement rate is somewhat higher. See Table 3 in the technical appendix. Paul N. Van de Water, “The Ryan Budget’s Radical Priorities,” Center on Budget and Policy Priorities, July 7, 2010. Congressman Ryan’s proposal would apply progressive price-indexing to retirees who reach age 62 in 2018 or later. This approach was first proposed by Robert Pozen , “A ‘Progressive’ Solution to Social Security,” Wall Street Journal, p. A20, March 15, 2005. The Census Bureau poverty threshold for a single person 65 or older in 2009 was $10,289; the 2010 figure is not yet announced. The Department of Health and Human Services defines the 2010 poverty guideline for a one-person household (of any age) in the lower 48 states as $10,830. An “Elder Economic Security Index” developed by Wider Opportunities for Women estimates that a minimal standard of living for an elder person living alone housing in 2006 averaged $15,134 for those in owner-occupied housing and $19,541 for those in rental housing; see http://www.wowonline.org/ourprograms/eesi/documents/NatlEESIIndexFAQs.pdf . Chapter 10, “Aggregate Trends in Defined Benefit and Defined Contribution Plan Sponsorship, Participation, and Vesting,” EBRI Databook on Employee Benefits, Employee Benefit Research Institute, updated December 2009, http://www.ebri.org/pdf/publications/books/databook/DB.Chapter%2010.pdf . As the full retirement age rises from 66 to 67 between now and 2022, the percentage of the full benefit (or Primary Insurance Amount) payable at age 62 will fall from 75 percent to 70 percent, the percentage payable at age 65 will drop from 93.3 percent to 86.7 percent, and the percentage payable at age 70 will fall from 132 percent to 124 percent. A rising full retirement age results in a benefit cut regardless of the age at which a worker retires and begins to draw benefits. John Karl Scholz and Ananth Seshadri, “What Replacement Rates Should Households Use?,” Michigan Retirement Research Center, Working Paper 2009-214, September 2009, http://www.mrrc.isr.umich.edu/publications/papers/pdf/wp214.pdf. Munnell et al. also note that rising premiums for Medicare Part B, which are deducted from most Social Security checks, are rising faster than benefits and are thus putting pressure on replacement rates; see Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass, “The National Retirement Risk Index: After the Crash,” Center for Retirement Research at Boston College, Issue Brief 9-22, October 2009, http://crr.bc.edu/images/stories/Briefs/IB_9-22.pdf. Virginia P. Reno and Benjamin Veghte, “Economic Status of the Elderly in the United States,” National Academy of Social Insurance, September 2010 (www.nasi.org); Organisation for Economic Cooperation and Development, “Pensions at a Glance 2009: Retirement-Income Systems in OECD Countries” (www.oecd.org). The Basic State Pension (BSP) is a flat amount paid to everyone who paid National Insurance contributions for 30 years. (It is pro-rated for shorter careers.) Earnings-related benefits are paid on top of the BSP, and are based on career-average earnings updated (or “revalued”) in a way that is very similar to Social Security’s wage-indexing approach. See Antoine Bozio, Rowena Crawford, and Gemma Tetlow, “The History of State Pensions in the UK: 1948 to 2010,” Institute for Fiscal Studies Briefing Note BN105, 2010, http://www.ifs.org.uk/bns/bn105.pdf. For details of this and other examples, see Table 3 in the technical appendix. Center on Budget and Policy Priorities, “Top Ten Facts about Social Security on the Program’s 75th Anniversary,” August 13, 2010. Congressional Budget Office, “An Analysis of the Roadmap for America’s Future Act of 2010,” January 27, 2010; “Social Security Policy Options,” July 2010 (both online at http://www.cbo.gov/publications/collections/collections.cfm?collect=5 ). Jason Furman, “An Analysis of Using ‘Progressive Price Indexing’ to Set Social Security Benefits,” Center on Budget and Policy Priorities, May 2, 2005. Kathy A. Ruffing and Paul N. Van de Water, “What the 2010 Trustees’ Report Shows about Social Security,” Center on Budget and Policy Priorities, August 13, 2010. As previously noted, replacement rates are drifting down as a consequence of the rise in the full retirement age (FRA). As the FRA rises from 66 to 67, the worker retiring at 65 in our examples will receive 86.7 percent of PIA, down from 93.3 percent now. Andrew G. Biggs, Jeffrey R. Brown, and Glenn Springstead, “Alternative Methods of Price Indexing Social Security: Implications for Benefits and System Financing,” National Bureau of Economic Research Working Paper 11406, June 2005. This approach was recommended in 1976 by a panel chaired by William Hsiao (see http://www.ssa.gov/history/reports/hsiao/hsiaoIntro.html). Presidents Ford and Carter, and the Congress, rejected the Hsiao method and instead adopted a wage-indexing approach along the lines recommended by the 1975 Advisory Council on Social Security. Strengthening Social Security and Creating Personal Wealth for All Americans, Report of the President’s Commission , December 2001, http://www.ssa.gov/history/reports/pcsss/Final_report.pdf. Letter from Stephen C. Goss to the Honorable Earl Pomeroy, October 18, 2010, http://waysandmeans.house.gov/media/pdf/111/SSA_Actuary_BenefitsExample_Letter.pdf ; Paul N. Van de Water, “Ryan Plan Makes Deep Cuts in Social Security,” Center on Budget and Policy Priorities, October 21, 2010.
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3rd , Hongca Road, Yinghong Industrial Zone, Yingde, Guangdong, China Relying on excellence in making access door company, Ventech Air Conditioning is highly respected and identified by competitors in the market. Ventech Air Conditioningprovides a wide range of return air grille for customers. The production of Ventech Air Conditioninglouvers and dampers inc follows the strict production process. This product is less likely to get deformed under pressure. The product features good heat resistance. Even it goes through repeated autoclaving at a medical level, it still can maintain its original shape. It can maintain the integrity of ceiling construction. The goal of our company is to become an innovation-driven manufacturing company. Under this goal, we will put more investment in introducing high techs and pooling R&D talents.
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Not a member? Register. The bump of the nose was smoothed with dermal filler, the tip of the nose lifted and also made more refined to give an overall pretty and feminine profile. 58 South Molton Street, Mayfair, London, W1K 5SL 0333 Reveal Number 4 helpful votes. Want to know more about this gallery? Ask White Swan Aesthetics Harley Street a question about it.
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RESEARCH PROJECT HEREDITARY EYE DISEASES The COSMO Art & Science Foundation works together with the Institute for Animal Breeding and Genetics of the University of Veterinary Medicine Hannover under the leadership of Prof. Dr. Ottmar Distl on a project, that has its focus on clarifying the causes for inherited primary cataracts and distichiasis in dogs. The university employs all available methodology of modern genomic research to reach the objectives. The scientis are going to genotype the dogs using the canine Illumina high density bead chip to identify associated genomic regions and then to screen these regions for causative mutations using next-generation sequencing. A crucial issue for the success of the project is a suffciently large number of samples of cases and controls. Inclusion criteria of dogs to this study are regular eye examinations by veterinary ophthalmologists accredited by the DOK or veterinarians with an ECVO diploma. Breeds to be sampled include Samoyeds, Siberian Huskies and other Nordic breeds, Akitas, American Akitas, Shibas, PONs, Elos, Lhasa Apsos, Tibetan Terrier and Lagottos. To understand what kind of problems these diseases cause in dogs, we would like to explain about Distichiasis and Cataract. Distichiasis affected dogs have additional eyelashes, which come out at the free margin of the upper and/or lower eyelids. Either there are only single additional lashes or there is a second line of lashes. These additional lashes can be pigmented or unpigmented, small or strong. Distichiasis may cause permanent irritation of the cornea and increase lacrimation. Thereby chronic and recidive inflammations of the cornea (keratitis) can develop. If the cause is not eliminated, a corneal ulcus might be the result. Distichiasis can already be diagnosed in young dogs. The additional lashes are subjected to the natural hair growth cycles and so the number of the additional lashes can vary at different times of examination. After epilation these lashes will grow again. Distichiasis is a hereditary eye disease. Using complex segregation analyses a polygenic or mixed-monogenic-polygenic inheritance with major gene defect was most likely. In different breeds a disposition to distichiasis was obvious and in some Nordic dog breeds distichiasis is a common condition. (Text source: Koch, U., 2014) Primary non congenital cataract Primary non-congenital cataracts are hereditary eye diseases. Primary cataracts do not develop in connection with other eye diseases, eye injury, other generally diseases, particularly diabetic conditions or age related changes of the lens (nucleus sclerosis). Primary non-congenital cataracts firstly can be diagnosed at an age older than 8 weeks. In contrast, primary congenital cataracts are inborn and can be diagnosed prior to the age of 8 weeks. Hereditary cataracts show typical locations in the lens and often a progression with the result of blindness. Up to now, the only possible therapy is the cataract surgery. During this operation the lenses are destroyed and aspirated. Thereafter a synthetic lens may be inserted. (Text source: Koch, U., 2014) Towards a genetic test for primary non-congenital cataracts and distichiasis In order to get the breeding license in a lot of international clubs for breeding dogs, an eye examination by a certified veterinary ophthalmologist is mandatory. The aim of this approach is the regular check for presumed inherited eye diseases (PIED) prior to each breeding and thereby affected dogs are prevented from breeding. But this method has some limitations. Often inherited eye diseases show their onset at a late age. That is why carriers of the disease are often only detected after the first breedings and when they already had offspring. Carriers of the mutation do not develop signs of disease and these dogs cannot be distinguished from dogs without the mutation or even in a later age when affected offspring resulted from matings. Using stringent selection criteria, many valuable breeding dogs would have to be excluded from breeding because carrier dogs cannot be distinguished from dogs free of the mutated allele. Thereby, valuable genetic variability will get lost, especially in breeds with a small population size. Using less stringent selection criteria, unaffected carriers and partly also affected dogs could stay in the breeding and risk-matings (carrier x affected, and carrier x carrier) cannot be avoided. A genetic test can resolve early, which dog is fully suitable for breeding and which matings are possible in order to avoid the occurrence of affected dogs in the next and future generations. A genetic test offers the possibility to use all dogs for breeding in case it is assured that the offspring is unaffected and the disease does not compromise the health of the dog. So after only one generation all affected dogs will disappear because risk matings can be completely prevented for the time being (KTR). It is up to the decision of the individual dog breeder how long further carriers are used for breeding and when only dogs without the disease–causing allele are employed for breeding. However, in the case of diseases with a more complex inheritance, more generations are necessary to reach the point where all risk matings can be avoided. A sufficient number of blood samples from healthy dogs as well as from dogs with a genetic defect is decisive for the success of this research project. (Text source: Distl, O., 2014) Therefore we, Barbara Bruns and Wolfgang Stamp, as the founders of the COSMO Art & Science Foundation, would like to ask all breeders and dog owners to participate in this project in order to contribute to its success. We would greatly appreciate to get as much samples as possible in order to establish a detection set of dogs representative for the respective eye disease and on the other hand, to have a large number of samples for validation. The detection sample should include at least 96 dogs with 50% cases and 50% controls. The validation samples should contain 100-300 dogs per breed. We have access to over 3000 samples from different breeds! Therefore we appreciate all the help we can get. For accuracy we still need more samples. COSMO Art & Science Foundation Barbara Bruns and Wolfgang Stamp Tel.: +49 4179 / 75 26 0 Fax: +49 4179 / 71 93 You will find further information as well as forms for sample preparation and shipping here: Institute for Animal Breeding and Genetics at the University of Veterinary Medicine Hannover We would like to thank Mrs. Koch of Tierklinik Oerzen for providing the photographs (© by U. Koch – Tierklinik Oerzen).
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is, hands down, the seafood dinner in No Signboard Seafood Restaurant in Geylang. Hubby’s favorite is the Cereal Prawn while mine is the Chili Crab. We also had fish, but the Cereal Prawn and the Chili Crab took all the limelight that we can’t remember how the fish was cooked. 😳 The place did not look very special, but the food was so yummy that we didn’t mind paying the S$120 bill after. It somehow reminded us of Ahfat Seafood Plaza in Victoria Plaza Carpark, Davao City — noisy and expensive, but serves great food.
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The DUNC project partners represent World Heritage sites, Biosphere Reserve Areas and organisations from Sweden, Germany, Lithuania, Poland and Russia. The Baltic Sea is a semi-enclosed inland sea in Northern Europe which is connected to the Atlantic Ocean via the North Sea, Kattegat Strait and the Skagerrak Strait. Tourism is one of the Baltic Sea region’s fastest-growing economic sectors which contributes greatly to economic growth and job opportunities particularly in more rural areas. However, it is also a major contributor to negative environmental impact, degradation of the visited locations and problematic seasonal visitor patterns. In-line with the UN’s Sustainable Development Goals (SDGs) and the UNESCO Sustainable Tourism guidelines (see below), DUNC is working on behalf of the World Heritage sites across the South Baltic region to connect people and develop tourism strategies that help build inclusive communities, provide ‘future-friendly’ economic growth and safeguard heritage assets for future generations. The project partners and associated partners include World Heritage sites and Biosphere Reserve Areas in the South Baltic region who face similar conservation, preservation and social challenges. Over the project lifetime, DUNC will address these challenges by facilitating networking and clustering of tourism stakeholders, raise awareness about responsible behavior and work with businesses to create quality activities that help to prolong the tourist season. Keep up to date with all DUNC activities in our Monthly Newsletter “Heritage is our legacy from the past, what we live with today, and what we pass on to future generations. Our cultural and natural heritage are both irreplaceable sources of life and inspiration.” The Naval Port of Karlskrona, situated in the south of Sweden, was founded in 1680 when Karl XI decided to establish the country’s new naval base here. The key to the appointment is the actual planning of the city, which was built according to King Karl XI’s will and vision. Karlskrona’s impressive and well-preserved architecture and town plan gained the town World Heritage status in 1998. More than 300 years later the naval base is still here in Karlskrona – the town where old meets new and tradition meets innovation. “Karlskrona is an exceptionally well preserved example of a European planned naval base, and although its design has been influenced by similar undertakings it has in turn acted as a model for comparable installations. Naval bases played an important part during the centuries when the strength of a nation’s navy was a decisive factor in European power politics, and of those that remain from this period Karlskrona is the most complete and well preserved.” The World Heritage Sites Committee, 1998 Karlskrona municipality has as its main mission to provide welfare services and high quality services to local residents, businesses and visitors. The Municipality of Karlskrona coordinates different actions in order to develop the city as a Unesco site and the knowledge about it. The municipality’s responsibility regards the areas of Public Work and Communications and Formation and participation. DUNC represent a unique opportunity for us to strengthen the band with other interesting World Heritage Site around the Baltic Sea and develop a joint offer. The aim is to give to both tourist and citizens a broader experience in form of new products or services. Contact: Niklas Carlsson, [email protected] EUCC-D is based in the vibrant seaside resort of Warnemünde in Mecklenburg Vorpommern, Germany. It was founded in 2002 with the aim of promoting sustainable coastal & marine development. The topic of tourism, in accordance with the natural & cultural value of coastal regions, is one of our main areas of work. DUNC gives us the opportunity to work with like-minded organisations and to communicate key messages that help promote and protect the region’s heritage. Contact: Jane Hofmann, [email protected] The department of Culture & Business development is located in the borough of Mörbylånga on Öland, Sweden. The department’s tasks among others, are issues concerning the World Heritage of southern Öland. For that task, one person is employed as a World Heritage coordinator. Collaboration in projects like DUNC gives us new knowledge, the opportunity to share our own experiences and to evolve together with our project partners. The World Heritage site Agricultural Landscape of Southern Öland is a result of farming on the island by earlier generations. But the efforts of those who cultivate the land and let their livestock graze today are just as important. That is what keeps our World Heritage unique." Contact: Lasse Wellin, [email protected] The Curonian Spit, is a narrow strip of sand stretching 97 kilometres along the Baltic Sea, of which the south part belongs to the Russian Federation. The Curonian Spit National Park Administration, KNNPD, is a state funded organisation and the aim of this institution is ensure the ecosystem stability in the Curonian Spit area, to restore destroyed and damaged natural & cultural complexes and objects, carry out research & monitoring, to provide conditions for leisure (primarily cognitive tourism) and to develop environmental education. As we are a site manager, we are responsible for the maintenance and development of the UNESCO World Heritage site “Curonian Spit”, so for us DUNC is a big opportunity to promote our cultural and natural heritage at our UNESCO site. Contact: Lina Diksaite, [email protected] EUCC Baltic office – Coastal and marine Union Baltic State Office – a public-related institution, which has expertise working towards the facilitation of coastal conservation and nature protection in coastal areas of the Baltic States. The key benefit of EUCC Baltic office involvement into DUNC includes capacity to deal effectively with any problems of cross-border cooperation in coastal heritage management, particularly integrating the management of natural and cultural heritage sites across the South Baltic coastal regions. Contact: Ramunas Povilanskas, [email protected] Stralsund, the city by the sea with its unique Old Town, a World Heritage Site – together with Wismar a blueprint of hanseatic foundation in all of the Baltic Sea regions. The medieval city layout, a network of streets, quarters, squares and plots, has been preserved nearly unchanged. Beautifully restored buildings date back almost eight centuries, including gabled houses, monasteries, town hall and brick gothic churches. In 2002 the historic city centre of Stralsund joined the global ranks of the UNESCO world heritage sites. The Tourist Information Centre is the service provider for touristic information and products. The administrative work concerning the Site is in charge of the World Heritage Department. Stralsund has become a partner of the DUNC-Project, because we want to connect with other World Heritage Sites, learn from each other, get better and create a community, which move the Sites in a new perspective for the visitors. Contact: Andrè Kretzschmar, [email protected] Wismar is located in the Bay of Wismar, sheltered by the island of Poel. It lies on the southern edge of the Baltic between Lübeck to the West and Rostock to the East and North of the state capital Schwerin. As a UNESCO World Heritage site, Wismar is particularly well-known for its harbour and traditional shipping and fishing industries. The many historic buildings and houses in the centre have been carefully restored to their original hanseatic style. Today these buildings house the small cafés, restaurants and hotels that give Wismar its characteristic romantic charm, as do the magnificent red-brick gothic churches, the unique market square and, most importantly, the friendly local people that welcome so many visitors to their town every year. DUNC gives us the opportunity to share our knowledge about tourism marketing and sustainable product development. We also look forward to receiving input from other participants. Contact: Sibylle Donath, [email protected]
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The European Judo Union invited European researchers at the EJU Judo Festival in Antalya to present their work. The Education Commission, along with a selected panel of judges and the EJU experts group have introduced the 2nd Scientific European Symposium on research into Judo. In total twelve new posters were presented. „The aim is to connect the research – the theory – with the experience – and the practise”, explained Prof. Attilio Sacripanti, EJU research director. He added: “This research work helps to improve the level of European judo.” The main goal this time was to develop judo at school. That was also the wish of the EJU experts who listened to the presentations and also gave their feedback to the presented results. The winner of last year’s poster exhibition, Luis Monteiro, who had previously won the fifth poster exhibition of Judo Research also won this year. Second place went to the team from Zagreb, Croatia: Ivan Sertic and Hrvoje Sertic. Author: Sören Starke
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Celebrate a New Baby with this adorable celebratory Gift! Inside you can find two craft handmade Chocolates from Stellenbosch, a stunning bottle of Bubbles and a fluffy plush bunny. This hamper is packed in a natural wooden box, wrapped and finished off with a Satin Ribbon. Please enter your preferred delivery date upon checkout. Delivery by courier Mon-Fri. Delivery not included - R85 per delivery address. Please allow 2-3 working days unless otherwise specified by you.
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Online training session: Phone call support for the elderly (COVID-19 relief) Description: After an unprecedented past year, the emotional well-being of Hong Kong’s elderly community continues to be at risk. Some of the older people in the city's care homes report being lonely, especially those lacking regular contact with their families. Volunteers are also unable to visit them due to the pandemic control policies. Having calls with these elderly can help reduce loneliness and provide social connection. Therefore, we're inviting experienced and caring volunteers to have calls with two of these elderly individuals just twice a month on Saturdays, starting in June. The staff from the residential care home will also join to support you both as you get to know the person you are calling. Volunteer roles: Each volunteer joining this support-program must have attended our training session before and be available to support two elderly individuals within the same session, by calling once a month on Saturday, from October to December. They will provide social connection and emotional support and help the staff to determine their well-being and immediate needs. Each volunteer joining this support program must be available once a month on Saturday over a three-month period starting from October 9th. Please note that we may extend this program to support elderly individuals for a longer period. Online training session: This will be conducted through Zoom. The meeting link will be sent to volunteers by email on or before Septerber 3rd. Attending this training session is a prerequisite for joining this service program. All volunteers who attend this activity must be registered with HandsOn Hong Kong. If you have any questions regarding this service, please directly email to [email protected] 活動簡介:在經歷了一年的疫情之後,香港大部分長者的情感健康仍然值得關注。一些住在安老院舍的長者說他們很孤單,尤其是那些與家人沒有定期聯繫的長者。由於配合政府的疫情控制政策,義工也無法拜訪他們。 與這些長者打個電話可以幫助減少他們的孤獨感並提供社交聯繫。因此,我們邀請有經驗和有愛心的義工從10月開始逢星期六,每月一次與這些長者進行通話。來自安老院的職員也將一起參與通話,以支援你和長者。 義工角色:每個參加此計劃的義工都必須出席我們舉行的簡介會,並且能在10月9日開始逢星期六,每月一次與長者進行通話(在同一個時段分別與兩位長者交談),,並能參與整個為期3個月的計劃。提供社交聯繫和情感支持,並幫助院舍了解他們的健康和迫切需要。 請注意,我們可能會擴展此計劃,以支持長者更長的時間。 線上簡介會及培訓:這將通過Zoom進行。會議連結將於9月3日或之前通過電子郵件發送給義工。參加此簡介會是加入此服務計劃的先決條件。所有參加者須為牽手‧香港會員。 如有任何查詢,請直接電郵至 [email protected] Age Minimum (with Adult): 18+, Minimum Age:18+, Skills: Cantonese Log in or Register In order to register for this opportunity you must log in to an existing account or register to create a new account. Signup with team This link allows you to participate in this opportunity with a team. When you click on the link you will have the option to: - Choose an existing team you're already a member or captain of, or - Create a new team to sign up. Please respond to the following questions in order to signup for this opportunity:
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The following beer recipe is featured in the September/October 2009 issue of Zymurgy magazine. Access this issue along with the archives with Zymurgy Online! Janet's Brown Ale is no stranger to the world of homebrewing recipes. Mike McDole took home a medal when this recipe won gold in Category 10: Brown Ale at the American Homebrewers Assocation (AHA) National Homebrew Competition (NHC) in 2004. The award winning recipe was then featured in Jamil Zainasheff and John Palmer's book, Brewing Classic Styles, as an example of a bigger, hoppier American Brown Ale. In 2009, McDole took gold again at the AHA NHC with an updated recipe that he categoraized as Imperial Brown Ale, but this time in Category 23: Speciality Beers. Though Janet's Brown Ale deviates a bit from the style guidelines for a traditional American Brown Ale, surely you will not be upset by the higher IBUs and ABV after taking a sip!
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You’ll find our bedrooms cosy and full of charm, just like being at home, and exactly what’s needed for a stay in the snow covered mountains of Meribel. Spacious and cosy, each one of our luxurious bedrooms has its own atmosphere. Decorated with great care, you’ll appreciate relaxing in a confortable elegant bedroom whilst enjoying your holidays in the mountains in Meribel. Whether its looking out at the snowy peaks or the ski slopes, the view from your balcony will take your breath away. Travelling alone, as a family or with friends, come and unwind, forget about your daily routine, this cosy “bubble” will make you feel so much better. For any special requirements needed to make your stay even more comfortable than it already is, our staff are at your disposal. Attentive and ready to listen, we will make your stay in Meribel an unforgettable one. Room service or a special request, we are here for you : just ask us…
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Case Study Noble Ave Stockton: Mortgage, Deferred Maintenance, Moving out of State, Sell My Stockton House Fast: The decision to buy and the decision to sell are two sides of the same coin. As we age simple home ownership tasks become more complex. Maintenance and other issues often get deferred. Most of all circumstances change and we rarely look that far down the road to comprehend that that house we purchased many years ago now has accumulated a list of maintenance issues that you may not be able to address with a hammer and a screwdriver over the course of one or two weekends. That realization can be overwhelming, especially if you want to sell your Stockton house fast. So many things can and do happen: Aging, retirement or loss of income, illness, or even ties to communities change and as those changes occur your ties to a house may weaken as well. At some point you may want to sell your house. That was the case for Elizabeth. Retired and living in a Stockton alone. Sure she had friends, but she was not married and she had no children. After 35 years of living and working in Stockton, she wanted to move back home to Michigan. Her family was there and so was her family home that was hers if she could orchestrate the sale of her home with minimal out of pocket expenses and get the price that she wanted. Sometimes you just don’t have the all of the resources to do it all on your own. Sometimes it takes a little “out of the box” thinking to accomplish your goals. Sometimes the only thing standing in your way of moving on is an unwanted house that has turned from an asset into a giant liability. In my business it all begins with a phone call, text or an email. It really is that simple. This is the story of Elizabeth and her 6 month and 1800 mile journey back home. Here’s Her Story: - She Owned her house with a small mortgage - Deferred Maintenance - Moving out of State - Medical Issues and bills - No Cash on hand When I received the call, I was at the Title Company office delivering a check for a recent purchase. I wasn’t pressed for time as I was waiting for the escrow officer to meet with me. I didn’t recognize the number so I knew it was a potential homeowner and I answered the call. I was greeted by a pleasant voice that immediately told me she was referred by a previous client of mine and she wanted to discuss selling her house. She told me that she had started to remodel the house and she had run out of money and because of medical issues she could not complete the project. She also stated that she had never done this before and was a little apprehensive because she didn’t understand the process and how things worked. She explained that she had contacted a real estate agent a few months ago, but she didn’t like the thought of spending a lot of time and money on fixing things that weren’t going to help her sell her house now. She explained that she didn’t have six months or a year and that she wanted to be out of her house within 45 days. She asked if I could do that. As is the case with most people, they want to believe that things can happen as fast as they want, but what usually gets in the way is the conventional wisdom shared by everyone else that knows a thing or two about real estate telling them it can’t be done. This is usually when most people retreat and abandon their goals and aspirations without going to the next step. Elizabeth was at that very teetering point. The bottom line was that she wasn’t convinced that I or anyone else could help her right now. She also knew that her house could not be sold to a conventional buyer in its current condition because her house needed a lot of work and she didn’t have any money to do what the real estate agent wanted. She also wasn’t convinced that even if she made the necessary repairs that her house would be worth that much more or be able to be sold in a timely fashion. What she really wanted to know was how things worked. The nuts and bolts. She wanted to know whether I could help her today to accomplish her goals tomorrow. [Related; “Who Buys Houses in Stockton?” I explained, that I understood what she wanted and needed to get done, I wasn’t sure based on the numbers that it would work. I explained that I needed a little more information about the house. We talked about the house (number of bedrooms and baths, garage, any conversions or additions, the age of roof, etc) and I outlined what would need to happen in order to help her. In short, I made a commitment to her that I would take this to the next step quickly to see what I could do over the next several days and I outlined it all. - We would need to physically look at the property for an evaluation - That we would need to see the current mortgage statement - We would need to complete a comparative market analysis to determine the real current value of te house. - We would make an offer based on the houses current value minus repairs and holding cost - If we agreed on a price and we would need to sign a purchase and sale agreement - We would need to submit that agreement to the Title Company to open escrow - The title company would order a Preliminary Title Report to determine the condition of the title in order to issue Title Insurance and complete the sale. - We would choose a closing date After talking about the house we made an appointment to perform walk through the next day. Initially Elizabeth didn’t want me to come over. She was concerned that her house was not ready to “show”. She explained that she had begun packing and that there were boxes throughout the house. She explained that she had been ill, so along with the house not being ready, the yard was a mess and that she was embarrassed. I explained that she was not “showing” the house and that based on her needs now was as good as any time. For all of you out there worried about the condition of your house, I have a News flash, houses can be cleaned and yards can mowed, they do not determine the value of your house”. Please be aware that house keeping and curb appeal is NOT what I am interested in. There were so many concerns that Elizabeth had all stemming from her belief that no one could help her accomplish her goals without it taking a lot of time and costing her a lot of money. All she wanted was to get the house sold and get a fair price. She wanted someone to show her that it could be done on paper, but what she really wanted was a commitment from someone that it would get done in an agreed upon time frame. She needed a team and someone to lead it. The first step in the evaluation process usually happens with a walk through. It is not as ominous as it sounds. There is nothing to get ready for. I don’t care if the lawn is mowed and the flower beds are weeded. I don’t care if the trees are over grown. In my experience those things add no value. I am NOT looking for curb appeal and I know that before I get there, that generally speaking, I am not coming to see the prettiest house on the block. But what I do know is that it can be and that is why I am interested in buying it. Most homeowners are inherently convinced and almost shamefully so, that their houses are not ready to have a visitor with prying eyes. I try to reassure them that I am not the guy that wears white gloves and secretly evaluates anyone’s housekeeping skills. I explain that I also live in a house and mine is rarely ready to have someone come in and look at its defects. I admit it, my house is lived in and its not perfect. So we already have something in common. When I do a a walk through of a home it is to determine the condition of the structure. Are there cracks in the walls and ceiling, what is the condition of the roof, are there visible signs that the foundation is failing. Are the floors flat or sloping and what s the condition of the sub-floors in the kitchen and bathrooms. Is there visible dry-rot in the widow sills, eaves or front and back porch. Are the windows single or double pane, wood aluminum or vinyl. What condition is the garage floor and driveway. What are the updates to the house in the past several years. Are there room additions or garage conversions… with or without permits? This is an evaluation that takes me roughly 30 to 45 minutes. In that walk through, I will ask you if its ok to open doors, cabinets and look inside closets. I will ask you questions about the electrical and plumbing and its ok if you don’t know the answers. I am just gathering information and establishing a baseline to determine the condition of the house. I cant and wont look at everything, but I do get a general sense of the condition of the structure, the bones of the house. I explain that I am NOT going to ask for an inspection and that if I make an offer it is going to be as is in the houses current condition. [Related: Should I Sell My House As Is or Fix it?] Most homeowners believe that if they only had time to clean up it may make a difference. The real problem is that sometimes the accumulation of items over the years makes that task next to impossible and overwhelming, because what is really need is a dumpster. Arriving at the house I immediately noticed that Elizabeth was still overly concerned about the condition of her house. She was obviously proud and I knew that it was my job to put her mind at ease. Regardless, she apologized for the mess the entire time, explaining that she would have liked some time to clean up prior to showing it. I explained that I had seen far worse and I wasn’t expecting a clean house. The walk-through took all of 30 minutes. I was able to look at the entire house and determine in that time frame the condition of the house. Comparative Market Analysis: I have three resources to determine the value of a property. The first is the Multiple Listing Service that details all properties sold by a real estate agent and it details all properties sold and by geographic region as small as a quarter of a mile. The second is a service I pay for that pulls data from county records directly also showing sales of houses geographically within a quarter mile. Finally I receive a Title Company analysis that provides much of the same information. In this case all three reports validated each other and it became clear what the house was worth in its current AS IS condition and what it would be worth if it were completely remodeled. Altogether, I create a comparative market Analysis for any Stockton neighborhood. Elizabeth and I discussed the reports the condition of the house, the nature of the repairs and the cash offer for the house that I was prepared to make. [Related: How Much is my Stockton House Worth?] As I explained the reports and gave her the number that I would be willing to pay in cash. She smiled and said… “Peter, I’ll take it. It is more than I expected and only a few thousand dollars less than the real estate agent though I would get, if I sold that way”. Keep in mind commissions and closing cost. When I buy a house I pay for the closing cost and there are no commission’s for the seller to pay. She was money ahead. The Preliminary Title Report came back clean with the exception of the Deed of Trust for the Mortgage and that would be paid with the sale of the house. Elizabeth wanted to be out of the house within 45 days. We picked a date on the calendar and drafted the purchase and sale Agreement. I submitted the agreement to the title company and closed the sale within 20 days. Elizabeth now lives in the family house that she grew up in, in Michigan. She is happy and I am happy for her. In real estate there are very few real estate transactions that go exactly as planned. There are always issues that present a challenge. The question is who is in your corner to make sure that those issues are taken care of and that they get done in a timely manner. My name is Peter Westbrook and I am a local cash home buyer in Stockton, Manteca, Modesto and Sacramento CA. We Buy Houses in any condition and if you have a house to sell, call me at (209)481-7780. I know that I can help you. With nearly 35 years of business experience, nearly 10 years of real estate investing and 100’s of real estate transactions, I can present solutions that most others have never even heard of. I understand that not every situation is the same and sometimes we need to tailor make our solutions to best fit your needs. At these moments its important to line up the resources necessary to protect your assets while at the same time maximize whatever equity your house has accumulated. I do not want to list your house for sale, We Buy Houses in Stockton CA in any Condition, we pay cash and we can probably help you too. Whether you call me or not visit my website at http://www.IBuyHousesStockton.com and see how I have helped 100’s of local families just like yours.
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The Beauty Side of the Spirits Industry Packaging At first thought, there may not be many similarities between the beauty and spirits industry. One caters mostly to women while the other mostly male. At least that was the case 5 or 10 years ago. Today, however, that may not be so true. Many factors, including a growing number of spirits brands catering to women and a general decrease in the impact of advertising on consumers, are changing the way the spirits industry sees and packages itself. A study conducted by technology company Affinova analyzed the design of major vodka brands and found that unique packaging designs attract more attention from consumers and are gaining ground in the market. The study further found that packaging is key in creating brand personality and shelf impact, making packaging design a decisive factor in influencing purchases. Whereas the “old” spirits industry cared little about image, the “new” spirits industry is reinventing itself by taking note of the beauty industry’s ability to use packaging design to elevate brand image. How Spirits Packaging is Becoming More Beautiful - The Rise of the Creative Bottle Design While fragrances have always stood out because of their unique bottle designs, spirits used to be bottled in traditional, non-descript bottles. Today, this is changing more and more. Many spirits brands are experimenting with creative bottle designs. From unique shapes to colored glass, the industry is tapping into one-of-a-kind bottle designs. - Increase Use of Paperboard Packaging In the past, paperboard packaging was mainly reserved for value-added gift set packaging. Today, there is a pronounced increase in the use of paperboard cartons to packaging a variety of high-end spirits products. Single bottles too, are now being packaged in premium paperboard cartons. - New Emphasis on Embellishments Consumers expect cosmetics and fragrance packaging to be beautiful. From the way it looks to the way it feels in your hands, packaging designers in the beauty industry leverage the power of luxury coatings and finishing effects to create the desired emotion in the consumer. The spirits industry is now taking packaging design and putting an emphasis on unique coating and finishing effects. Today’s packaging for spirits might feature: - reticulated coatings - tactile coatings - ultra-glossy coatings - matte coatings - foil stamping - Custom structures - Specialty fabrics/materials - and more! Emergence of Intriguing Cartons With margins always at the forefront of any packaging decision, the spirits industry is moving into a new era with alluring carton designs featuring windowing, custom die cuts and structural secondary packaging designs that compete with any fragrance or cosmetic packaging design. No longer reserved for special edition packaging, the spirits industry is taking a leap into the beauty side with high-end cartons that enhance value and brand image. The Bottom Line There’s no denying that the spirits industry has been hard at work studying what the fragrance and cosmetic industry has perfected over decades. The growing emphasis on image in the industry is resulting in embellished, luxurious designs that help elevate brand image. In order to stand out on the shelf and deliver on brand personality, spirits packaging has to be above the rest.
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Skip to content off sitewide, code:NEW10 Free shipping on orders A$159+ Additional Info product page Please do not wipe JW PEI bags with alcohol. JW PEI products are made of vegan leather. When encountering chemicals such as alcohol, it is prone to discoloration or other reactions. Not enough items available. Only [max] left.
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Aged in 60% - 100% new French Oak depending on the vintage. Aged in 70%-100% new French Oak depending on the vintage for 18-24 months. These wines are aged in 40% to 70% New French oak for 18-24 months. Aged in neutral Large Oak 400L to 500L puncheon for 18-20 months depending on vintage Aged in 500L Puncheon for 20 to 36 months depending on vintage. Expressing our small piece of land in each bottle is an absolute honor. It is our promise for place to always be put first in our wines from Candy Mountain. This means we value honesty in our winemaking and promise to never use added tannin, proteins, color additives, or any other wine altering product during our process.
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27 CFR § 19.585 - Production and withdrawal records. (a) Production of spirits. The following rules apply to the maintenance of production records: (1) A proprietor must maintain daily production account records of the kind and quantity of distilled spirits produced. The records must show the gauge of spirits in each receiving tank and the production gauge (in proof gallons) of spirits removed from each tank. If packages are filled according to the production gauge for immediate withdrawal from bond, the proprietor must record the details of the individual packages filled; (2) A proprietor must maintain daily records of spirits lost or destroyed prior to the production gauge; and (3) A proprietor must maintain production account records in a manner that will ensure the tracing of spirits through the distilling system to the mash or other material from which the spirits were produced and that will clearly establish the identity of the spirits. (b) Withdrawals from production. A proprietor must maintain daily records of the distilled spirits withdrawn from the production account. This includes withdrawals for: (2) Use of the United States; (3) Hospital, scientific or educational use; (5) Transfer to a foreign trade zone; (6) Transfer to customs bonded manufacturing warehouse; (7) Use as supplies on vessels and aircraft; (8) Use in wine production; (10) Transfer to storage operations; (11) Transfer to processing operations; and (12) Research, development, or testing. The following state regulations pages link to this page.
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Mick Jagger, lead singer of The Rolling Stones, announced on July 4 that he was adding his world-famous voice to the 1GOAL: Education for All campaign – joining a growing list of local and international stars from the entertainment world. Jagger signed up to the 1GOAL campaign after talking to children participating in 1GOAL’s Education at your Feet project in Johannesburg – and discovering that 72 million children around the world are denied an education. “I am honored to support 1GOAL. I love football and to raise awareness that 72 million children are denied an education through this global sport is truly amazing,” said Sir Mick. “I want to urge you – even if you are not a football fan like me – to sign up to this campaign and help leave a legacy from this World Cup – to get every child into school.” To watch a video of Mick visiting children in South Africa and talking about 1GOAL, click here.
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The aerospace industry in Poland has seen substantial growth in recent years. To help manufacturers in this and other thriving industries such as food processing and packaging better protect their components, General Magnaplate has announced its engineered coatings will be available in Poland exclusively through Poeton Polska — a division of U.K.-based licensee, Poeton Industries. General Magnaplate has had a successful relationship with Poeton Industries for over 30 years, and both companies share the same philosophies. Like General Magnaplate, Poeton Industries — which traces its beginnings to 1898 — is a family business with a long history of providing protective surface treatments to a broad range of industries including commercial airframe and aerospace. Through the years, both companies have earned a reputation for innovation, quality and customer service on the global level. "General Magnaplate has a long tradition of innovation and expertise in surface enhancement coatings for a wide range of industries. We’re proud of our shared commitment to the aerospace industry where we see a huge benefit now, and we look forward to providing our customers with even more solutions for their surface protection challenges," said Candi Aversenti, CEO of General Magnaplate. “Poland has become one of the most successful economies in Europe. High growth opportunities coupled with a quality labor force and open borders for trade will not slow this trend.” Tufram® is the first series of General Magnaplate coatings that will be offered through Poeton Polska. Engineered to protect aluminium against corrosion and wear, this modified hard anodizing process infused with proprietary polymers can provide surface hardness between Rc 40 and Rc 65. Tufram resists corrosion, acids, alkaline chemicals and outgassing to make it well-suited for harsh environmental conditions across a variety of industries. Additional features include a wide operating temperature range from -218 to 427°C and USDA and FDA compliance. Expect more General Magnaplate surface enhancement coating families to follow.
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Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Have A Question About This Topic? Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here. Retirement income may come from a variety of sources. Here's an overview of the six main sources. This calculator can help you estimate how much you may need to save for retirement.
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When it comes to shopping for, customizing, and building a new modular home in Virginia, ModularHomes.com is your one-stop shop. With years of industry experience and knowledge, we’re experts when it comes to modular homes—and we’re dedicated to providing you with the tools and resources you need to find the one that’s perfect for you and your family. In one convenient location, you can explore 305 customizable modular home floor plans available from 6 unique home builders in Virginia to find the one that meets your specific wants and needs. View photos to discover each home’s custom features and options, or even check out 3D tours to explore modular homes room by room—any time, anywhere, from any phone, tablet, or computer. There’s no destination that offers you more to start the search for your new prefab home right than ModularHomes.com.
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Can painful sex be enjoyable? Any sexual act should be based on love and respect. To those who know what to do and how to do it, pain during a sexual act is not uncommon, nor is it necessarily bad. The biggest point I want to make, however, is that it has to be something agreed upon by both partners. Causing pain to gain pleasure is a form of sexual abuse. I wish you had indicated if you were doing this willingly. Also, when you say you urinate and release liquid, are you squirting from pleasure? Are you receiving pleasure? The vagina is a very sensitive area. The kind of beating you are describing sounds like a form of BDSM (Bondage, Dominance, Submission, and Sadomasochism). While BDSM between two consenting adults is not wrong, beating up the vagina is not only painful but also highly dangerous. Any injury done to the vaginal area can not only cause nerve damage but also tissue and muscle damage. The most immediate and significant problem you might soon face will be urinary incontinence– which is the inability to control your urine because of damage done to the urethra. Your urethra may not be able to stay closed if the muscles in your pelvis (pelvic floor muscles) are weak or damaged, or your urethral sphincter (the ring of muscle that keeps the urethra closed) is damaged. Read rest of the article on love matter… click here for more
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NBC are pleased to invite all those involved in Muslim Bereavement & Burial Services to its national conference, taking place in Birmingham on Saturday 4th December 2021. You will receive details of the venue and programme with receipt of your confirmation of registration. Please click here for registration - due to the high number of delegates we expect to attend, we regret that we have to limit entry to a maximum of 2 delegates per organistion. Registration for each delegate needs to be submitted individually. To assist in facilitating for capacity and catering requirements, please register no later than Wednesday 10th November 2021.
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PHOENIX, June 22, 2015 /CNW/ -- Canada's full range of splendor is on display during the summer months, and every city has the appearance of a destination location. But is your city worthy of claiming it's among the U-Haul Top 10 Canadian Destination Cities? U-Haul International, Inc., the industry leader in do-it-yourself moving and self-storage, will release its Canadian migration trends data for the 2014 calendar year over the next 10 days. Beginning today, U-Haul will announce via Twitter @uhaul one city each day until the No. 1 destination is unveiled July 1. Story links will direct readers to interactive reports on myuhaulstory.com where statistical data, infographics, city-specific moving tips and comments from community leaders and local U-Haul officials can be found. Click here to view the No. 10 destination city. "U-Haul is celebrating its 70th anniversary in the U.S., and for the last 60 years we have been proud to meet the needs of do-it-yourself movers throughout Canada," said Ron Frank, executive vice president of U-Haul International, Inc. "The release of our annual migration trends through Twitter and myuhaulstory.com was a great success with our U.S. destinations. We now have the privilege of showcasing these beautiful Canadian destinations in the same manner." The Top 10 Canadian Destination Cities reflect destinations for one-way U-Haul truck rentals for the previous calendar year. While this data doesn't necessarily reflect a city's growth, it is a strong indicator of how well a city is attracting new residents. The migration report was compiled from more than 1.7 million one-way U-Haul truck transactions that occurred in 2014. The release of U-Haul migration data coincides with summer moving season, which sees thousands of do-it-yourself movers change addresses and embark on adventures with the aid of U-Haul trucks, trailers, towing equipment and U-Box containers. U-Haul is the authority on migration trends thanks to a network that blankets all 10 Canadian provinces and 50 American states. The geographical coverage from 17,000-plus neighborhood dealers and 1,540 U-Haul stores offers a comprehensive overview of where people are moving like no one else in the industry. U-Haul, founded in 1945 and headquartered in Phoenix, has been proudly serving Canada since 1955.
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Ecobank Nigeria has advised its customers to utilise its digital banking platforms which include *326#, EcobankPay, Ecobank Online, Ecobank Mobile, Ecobank OmniLite and the Rapidtransfer App. In a press release, Head, Consumer Banking, Ecobank Nigeria, Mrs. Olukorede Demola-Adeniyi, said that one of the incentives being used by the lenderto enable customers embrace digital banking, is the free offer on transfers below N5,000. “This zero-charge offer has been running for three months now and will continue till the 30th of September 2020,” she stated. Further, she said: “Ecobank’s USSD code, *326#, which is popularly known for its zero session fee can also be used for other transactions such as paying bills, sending money, buying airtime, checking BVN, applying for an Xpress Loan, opening a bank account instantly and even generating an e-token for cardless withdrawals at any Ecobank ATM or Xpress Point. Amazing features have been added to the updated Ecobank Mobile App to make the users’ banking experience not just simpler, but also safer and more rewarding. Some of these unique features include the ability to create a virtual card, send money via text or email, split bill and request money.” Demola-Adeniyi noted that ebanking or digital banking as it is commonly called, had become the order of the day for both the young and old, especially now, as current realities encourage the public to adopt social distancing. “To avoid non-essential contact and bank remotely, all a customer needs is a mobile device. It is also important to note that there is a need for customers to maintain online safety to avoid falling victim to fraudsters and scammers. Customers who need to make enquiries or register complaints can do so by following the bank’s verified social media pages and reaching out to our 24-hour contact centre by email, calls or live chat,” she stated.
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Welcome to the first Food Tech News round-up of August! To kick off this month, we have pieces on Bluu Biosciences, a new platform called Foodqu!rk, Motif partnering with dental experts, and Good Catch’s new distribution partner. Bluu Biosciences ramps up the production of various cell-based fish species Berlin-based Bluu Biosciences produces cell-based seafood, and this week the company announced that it would be increasing production of three popular fish species: Atlantic salmon, rainbow trout, and carp. According to the article on Food Ingredients First, the company is currently working on optimizing its cell lines for ideal nutrition, fat content, and Omega 3s. Bluu Biosciences aims to offer its cell-based seafood at a price comparable to conventional seafood, with a future product range that will likely include fish balls, sticks, and fillets. Foodqu!rk launches “food personality” platform With so many people living with dietary restrictions or having specific food preferences, a new platform called Foodqu!rk has been launched to help people identify what their food personality is. To sign up, users take a quiz about their eating habits, food preferences, and relationship to certain foods. The quiz result is generated through an algorithm that determines your FQ, or what Foodqu!rk calls your food personality. There are five categories that define your food personality: Naturalist, Striver, Creator, Enthusiast, and Guardian. After signing up and taking the quiz, users can access the platform to share quiz results, swap recipes, recommend restaurants, and connect with other community members. The platform is currently accepting users for early access on fooqu!rk.com. Motif partners with dental scientists to understand the science of chewing Plant-based meat and dairy products typically have a different mouthfeel than their traditional counterparts and can be challenging to create both realistic and appealing textures for alternatives. Motif Foodworks is a biotechnology company that develops alternative ingredients with the intention of mimicking properties of dairy, eggs, and meat. To understand the importance of texture in different foods, Motif is partnering with King’s College London and Imperial College London to study the mechanics of eating. The study will specifically focus on how chewing impacts the sensory perception of food. Mechanical engineers, oral biology, and dental experts will be working together with the company for this food science research. Gathered Foods partners with Dot Foods to expand distribution Gathered Foods, the parent company of alternative seafood brand Good Catch, announced Dot Foods as its new distribution partner. Dot Foods is the largest food distributor in North America, with 12 distribution centers and access to all 50 U.S. states. The partnership will enable Good Catch to expand its products to new businesses and food service accounts throughout the country. Good Catch products that will be available through Dot Foods include plant-based fish burgers, tuna flakes, breaded crab cakes, breaded fish fillets, as well as other appetizers and entrées.
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Peckham Vision's focus is community and civic engagement in matters affecting Peckham town centre, and related matters affecting London SE15 more widely. We are a resident-led local citizens' association of individuals who live, work or run a business in Peckham. The vision is to develop an integrated approach to Peckham town centre as essential to a thriving and sustainable social and commercial centre, and to contribute to Peckham being a good place for all in which to live, work and visit. The objects of the Group are to: - Promote and encourage citizen action to help Peckham town centre to become an integrated and resilient place and links past, present and future for the benefit of all who live and work there. - Create and nurture ways of connecting people in Peckham who share enthusiasm and desire to help develop and realise the potential of Peckham, and to make the lessons available beyond Peckham. - Peckham Vision's role. - Peckham Vision and a history of Copeland Park - Introducing Peckham Vision - 11 minute video by George Okello - 1 An integrated town centre - 2 Pioneering new approaches to citizen engagement - 3 Working arrangements - 4 The evolution of Peckham Vision - 5 The nature of community An integrated town centre Since 2005 we have encouraged informed discussion about the development plans for Peckham Town Centre, and stimulated a variety of ideas for transforming the central area of Rye Lane around Peckham Rye station, Copeland Cultural Quarter, and the Bussey building. Some material from this work since 2006 is on this website; see especially Transforming Central Rye Lane and An alternative vision for Rye Lane Central. We have taken a lead to demonstrate the role of historical and old buildings restoration from an integrated view of Peckham town centre: - promoted the idea of recreating the public square in front of Peckham Rye station, to transform the pedestrian experience in that central part of Rye Lane. This is now a key part of the Council’s Gateway to Peckham project to realise the potential of Peckham Rye station, and its location. - led the way in developing the vision and its implementation to restore the station Old Waiting Room, and the Victorian staircase as a town centre function space, run as a community enterprise. - made the proposal to the Heritage Lottery Fund which resulted in a successful Council application for a Townscape Heritage Initiative (THI) to restore selected historic buildings in the town centre. - taken the lead in bringing community views together at the PNAAP Public Inquiry leading to the first saving of the Peckham Multi Storey building from redevelopment. For the second stage of the campaign see here - finally successful in October 2017. - A list of specific achievements over the years is here. We work with and link residents and people and enterprises from the parallel local economies of local independent traders, creative enterprises, main stream retailers, the historic restoration work and the faith and religious world. The early years of this work stimulated the emergence of a Peckham Town Centre Forum which first met in December 2009. It has facilitated many events and interactions since then. Pioneering new approaches to citizen engagement Underpinning the historic restoration work is Peckham Vision’s understanding of the significant role that learning about our local history and heritage at all educational ages has, and how it connects with wider issues and aspects of town centre life. Peckham Vision is committed to developing good quality information to distribute in a variety of ways to local people, and to create innovative ways for them to become engaged in the work. There are: - Peckham Vision shop in Holdron's Arcade, 135a Rye Lane open on Saturday afternoons 2-5pm, and First Thursdays 7pm-9pm monthly, other times ad hoc, and with information displays every day. - continuing events, including workshops, seminars, guided walkabouts in the town centre, and public meetings. - exhibitions such as the 3 day exhibition in the Old Waiting Room, the exhibition displays in the ground floor foyer of Peckham library and mobile exhibitions at local community fairs. Over the last few years these have developed ito the Open Studio events in our Bussey studio, for example in 2018 Peckham Festival. - regular emails to a mailing list of some 4000 local people on topical matters relating to the town centre and to the wider Peckham community and until 2017 posted in the PRN blog. Since then this service has temporarily slowed while we develop social media channels. - Facebook and twitter and local web discussion forums. - new ways to cater for 'pop-up' volunteering to tap into the enthusiasm of hundreds of potential volunteers able to volunteer only for ad hoc opportunities. - developing and nurturing relationships and working together with traders and with faith groups. - Peckham Vision has a community shop in Holdron's Arcade at 135a Rye Lane, donated for community use by the owners Copeland Park. The shop used to be open for pop-up events and on Saturday afternoons. Since the pandemic we have created a window information display about Peckham Vision's work in the town centre and the lessons learnt through the campaigns. The Arcade is on the exact footprint of the original arcade in the Edwardian Holdrons, built in the 1900s, which is shown in the photos to the right. That Arcade was between numbers 135 and 137 Rye Lane, whereas the current arcade is embedded in the 1930s art deco building, which replaced the Edwardian building at 135 Rye Lane, and which is now occupied by Khan's Bargain store. A remnant of the original floor, seen in the photo of the Arcade, can still be seen at the back of the current Arcade, and the remnants of the roof of the Edwardian Arcade protruding from behind the back of Khan's can be seen from the upper floors of the Bussey Building, and eventually will be rejoined to the current Arcade. - Peckham Vision also has a studio on the second floor of the Bussey Building (Stair C) which before the pandemic was open on publicised dates at a weekend from midday to 5pm, when volunteers were available. These were occasions when people could visit the studio to find out more about the work behind the scenes, and to chat about Peckham news and what community action can do to influence what happens, while enjoying tea and home made cake. During the lockdowns we have been working with others to create community zoom events which in part for the moment have replaced the open studio days. - Peckham Vision is a constituted community association. The work is managed and conducted by a very small community team of residents, supported by a range of local people who volunteer for particular events and activities. A Friends organisation is planned for supporters, and for fund raising to support the considerable work that residents are carrying out unpaid. Peckham Vision has a mailing list of over 3000 local people. Our policy on protection of that data is set out in this statement. - Peckham Vision works with other local groups, such as the Peckham Heritage Partnership Aylesham Community Action [Peckham Society, Transition Town Peckham, the Bellenden Residents Group, the Rye Lane Traders' Association (RLTA), Copeland Park, Peckham Levels, Southwark Law Centre and Benedict O’Looney Architects. - Peckham Vision is an active member of: - There are working contacts with Southwark Council, and the rail companies - Network Rail and Southern Rail. The evolution of Peckham Vision Peckham Vision grew from the community campaign 2005 - 2009 which questioned the wisdom of demolishing a 6 acre site, including the Bussey Building and Copeland Park, for a tram depot, and from the parallel community action to improve the area around Peckham Rye station. A brief summary of the evolution over the years since then can be found here. The nature of community Underlying the work of Peckham Vision is the understanding that the strength of a community lies in the connections between people who live, work and run businesses there. Peckham Vision is dedicated to nurturing those connections, and exploring ways to link into the energy and enthusiasm of our neighbourhood. This work is influenced by the two systems approach developed by Eileen Conn, long time resident of Peckham, co-ordinator and founder of Peckham Vision and associate research fellow of the TSRC (Third Sector Research Centre). Further information about the two systems ‘social eco-systems dance’ model can be found here. Local paper Peckham Peculiar pp10-11 front cover story in February 2019 carried an interview with Eileen Conn about her work and the work of Peckham Vision. Video clips relating to Peckham Vision's work - December 2011: Interview with Eileen Conn on: Why community groups are more energy waves than organisational matter. - Spring 2012: Peckham pitch for a Portas pilot project and here also. - Summer 2012: 5 x 15 TED type talk by Eileen Conn on the 'transformation' of Peckham in Central Rye Lane from 2005. This talk was held in the straw auditorium of Bold Tendencies. - September 2013: BBC London News Gentrification distorting Peckham - February 2014 ITV News Peckham station redevelopment could destroy the area - October 2015: Launch of Ordinary Streets film - a short film based on an ethnographic and visual exploration of the spaces, economies and cultures of ‘street’... through the lens of Rye Lane in Peckham. Eileen Conn Peckham Vision contributes. - July 2015: Video of talk by Eileen Conn at Just Space Conference on The London Plan and Building other ways of thinking about London's economy. - March 2016: News report: Peckham Vision and the Saviour of Copeland Park: Artefact video 10 mins. - 17th March 2017: Call for action for community development at CDNL (Community Development Network London) How neighbourhood community planning action groups are part of community development work. - April 2017 London ITN News saving the PeckhamPlex cinema - November 2017 Old Mill Building threatened with demolition - 9th December 2017: Peckham Levels Launch - 2019 Peckham Vision and Peckham Heritage working together (10 min clip) - August 2020 - 3 short videos about Peckham Vision by George Okello: - October 2020 - A Deputation to Southwark Council Cabinet on Planning White Paper 35 mins in to 47 mins. - November 2021 - short video on restoration of Khan's Rye Lane building Media reports relating to Peckham Vision's work - Feb 2007 Peckham Vision's forecast of Peckham's Cultural Quarter in Time Out ---------------------------->>>>>>>>>>>> - August 2012 Peckham Vision town centre exhibition in Old Waiting Room - December 2012 coming of the Overground - 4th December 2014 The new community: How records are shaping local culture in South East London - 22nd August 2017 Peckham Levels interview blog - 13th Septenber 2017 Peckham Festival interview blog - September 2017 'The Southwark Review' pages 28-33 article: 'Peckham's Cultural Epicentre' including comments on role of Peckham Vision - September 2017 'Peckham's Cultural Epicentre' in Southwark Review as a pdf - August 2018 Mapping Peckham in South London Gallery Journal blog: contribution from 'Eileen Conn, Founder and Coordinator of Peckham Vision' - July 2019 Defending her area against the soulless and the expensive - Peckham Vision's Eileen Conn is a hero of localism - September 2019 Extract from page 25 in the 2019 Annual Report of Centre for London* Our Developing Trust conference was a highly participatory event which encouraged honest, open discussion. It attracted over 235 delegates and 25 speakers, including Jules Pipe, Deputy Mayor for Planning, Regeneration and Skills, Eileen Conn, Founder and Co-ordinator, Peckham Vision, Cllr Ravi Govindia, Leader, London Borough of Wandsworth, and Toby Lloyd, Special Adviser, Prime Minister's Office, 10 Downing Street. (*Centre for London is ‘London’s think tank. Our mission is to develop new solutions to London’s critical challenges and advocate for a fair and prosperous global city. We are a politically independent charity. We help national and London policymakers think beyond the next election and plan for the future.)' - September 2019 6. The Londonist: Take a stroll through Peckham's coolest corridor ...Around 20 independent businesses inhabit Holdrons Arcade — a corridor of wonders, housed in an old 1930s shopping mall. Here you will find local Peckham radio station Balamii; cult fashion stores like Wavey Garms and vintage fashion retailer Little Sister; and Deserted Cactus, which serves up a mean jerk tofu-fried dumpling burger. Peckham Vision, meanwhile is a citizens' action group promoting community action and creating opportunities for people locally. - September 2021 Property Week High streets are facing considerable change following the move towards online retail and the impact of the pandemic. However, there is an opportunity for local residents to work alongside businesses and urban designers to rejuvenate local centres. South London citizens’ action group Peckham Vision has been shown to be successful, but can its approach be adopted elsewhere? ... - October 2021 Sunday Times "PECKHAM’S NEW ORDER - (pdf) - It’s a more desirable place. But a lot of the people who made Peckham what it was can’t afford to be here any more. That’s sad." the Sunday Times link Previous media reports on Peckham Vision work are currently being collated. - September 2011 SNIPE London - Spring/Summer 2012 Boat Magazine - August 2017 Peckham Perspectives - Peckham Levels - September 2017 Peckham Festival - October 2018 My London Story. pdf from Time Out From Time Out weblink. - January 2019 Peckham Peculiar - December 2019 to be uploaded - interview in New London Quarterly - January 2020 Peckham Vision and a history of Copeland Park Copeland Park blog - May 2020 comment on co-design in The Planner - May 2021 LONDON MAYORAL STATEMENT OF COMMUNITY INVOLVEMENT (MSCI) in RTPI The Planner May 2021
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Volunteers needed for 7th Annual cleanup of rivers and creeks within the Mississippi and Missouri rivers watershed ST. LOUIS - Great Rivers Greenway, St. Louis Metropolitan Sewer District and Missouri American Water are proud to sponsor the 7th annual Confluence Trash Bash, being held on Saturday, March 21, 2015, from 8:30 a.m. to 1 p.m. Area residents are invited to join cleanup efforts, which have removed more than 5,000 tires and more than 61 tons of trash and scrap from area streams and rivers to date. Volunteers can choose from several locations for check-in at 8:30 a.m.: - Old Chain of Rocks Bridge, 10950 Riverview Drive, St. Louis, MO - Missouri River Relief, 10950 Riverview Drive, St. Louis, MO (will travel by boat to cleanup site) - Big Muddy Adventures, 10950 Riverview Drive, St. Louis, MO (will travel by canoe to cleanup) - Creve Coeur Park, 2350 Creve Coeur Mill Road, St Louis, MO 63146 - Florissant Sunset Park, 2300 Sunset Park Drive, 63031 - Bridgeton Municipal Athletic Complex, 13217 Ferguson Ln., Bridgeton, MO 63044 - Overland (Visit overlandmo.org for location and registration information, or call 314. 427.2401) - St Louis City (near the McKinley Bridge Bikeway), 5 Branch Street, St. Louis, MO 63147 Specific cleanup sites will then be assigned near each of the starting locations. At noon, participants will return to their selected lunch location for a celebration and free lunch. Prizes will be awarded to volunteers who find the weirdest, biggest and most expensive trash that morning. KSHE radio will be on site to provide entertainment and report on all the unusual items found during the cleanup. “Trash Bash volunteers are guaranteed to not only have fun, but also enjoy a sense of accomplishment as they help improve local water quality and wildlife habitats,” says Brian Waldrop, St. Louis and Southeast Regional Stream Team Coordinator. “It’s amazing what a group of dedicated volunteers can do for the environment in just a few hours.” All are welcome, and no experience is required. Individual volunteers, civic groups and youth organizations are encouraged to attend. Volunteers should dress for the weather and bring a water bottle and gloves. Trash bags will be provided. Transportation is available for school and other groups by contacting Colleen Scott at Missouri Department of Conservation ([email protected]). Partners on this event include St. Louis Audubon, Greenway Network, St. Louis Brightside, St. Louis County, Missouri Department of Conservation, Missouri Stream Team, Missouri River Relief, St. Louis Forward and Big Muddy Adventures. Participating municipalities include Maryland Heights Parks Department, cities of St. Louis, Creve Coeur, Florissant, Bridgeton and Overland. About Great Rivers Greenway: Great Rivers Greenway is a regional parks and trails district created by a vote of the people to connect St. Louis City, St. Louis County and St. Charles County. The organization is making the St. Louis region an even better place to live by connecting our region with greenways to conserve natural resources, enhance our economy and improve our quality of life with more transportation and recreation options. For more information, visit www.GreatRiversGreenway.org
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Polyurethane elastomers have outstanding abrasion resistance at moderate temperatures. It has very high tensile strength, tear strength and load bearing capabilities. It has resistance to oils, certain solvents, greases, ozone, sunlight and weather. Resistance to acids and alkalies is poor. Temperature range -30°C to + 80°C. 18 products found Narrow your results PU rubber Rubberstock supplies polyurethane (Vulkollan) in sheets and in all possible products and shapes that can be cut from sheeting. The material is also commonly referred to as PU, but is also known under the brand name Vulkollan. Vulkollan rubber Polyurethane (Vulkollan) can be described as a flexible elastomer - according to the hardness that you select - and has many potential uses since the material has many positive properties. Indeed, it combines the good mechanical properties of plastic with the elasticity of rubber. From a technical point of view, polyurethane actually offers more possibilities than rubber or other plastics. The material has excellent resistance to wear and tear, as well as high tensile and compression strength. Even the harder type (90 Shore) has great elasticity. The material also has good resistance to mineral oils, petrol, lubricating greases and diluted acids and alkalis.
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Shooters Grill, which Boebert co-owns with her husband in Rifle, Colo., has a schtick. Wait staff are required to wear holstered and loaded guns as they serve customers. (For years, they were not required to take training courses.) "It keeps that feeling of the old West alive," Boebert told local TV news station FOX31 in 2019. "The customers have their jokes with the waitresses: 'If I don't tip are you going to hurt me?'" But three years ago, Boebert's food apparently posed a greater risk to customers than untrained staff after her pork sliders allegedly poisoned dozens of people at a local rodeo, making them nauseous and sending some home with bloody diarrhea, The Daily Beast first reported. Boebert shot to national headlines in recent weeks when she beat Scott Tipton, a five-term, Trump-endorsed incumbent, in the Republican primary by nine full points. It was the first time a challenger has beaten a sitting congressional representative in Colorado in 48 years. That was not her first time in the headlines this year. A few months earlier, Shooters Grill made the news when the state temporarily revoked its license for re-opening amid the coronavirus pandemic in defiance of the governor's orders. "This was always about making payroll," Boebert has claimed. But local health officials were already familiar with Boebert's operations. In 2017, authorities cited "an unlicensed temporary retail food establishment associated with Shooters Grill" for a mass food poisoning incident during the Rifle Rodeo at the Garfield County fairgrounds, according to Garfield County records. The morning after the rodeo, the country's public health office documented receiving calls from attendees who complained of food poisoning. Some reported severe symptoms. An investigation traced back to the pork sliders served by Boebert at the event. The meat "was smoked at Smokehouse 1776, a retail food establishment located in downtown Rifle, Colo., across the street from Shooters Grill and owned by the same person," according to the records. Officials who later visited the restaurant suspected that the pork had not been stored at a safe temperature. They found that Smokehouse 1776 had no "cold holding" or "hot holding" mechanisms in place, and that the restaurant "does not maintain temperature logs so there was no way of showing that food was kept at proper temperatures." (Smokehouse 1776 has since closed, The Beast reported.) They also reported "bare hand contact with ready to eat foods, no handwashing station [and] no barrier protection from insects." A Boebert spokesperson told The Beast that the restaurant "did not receive a fine or have any other type of disciplinary action." "Staff was told of several individuals who claimed to experience similar symptoms but say they did not consume food at the rodeo," the spokesperson said. The health department report said "100% of those interviewed with diarrhea ate pork sliders." She supports the bizarre but ascendant QAnon movement, the far-right fringe group which believes President Donald Trump is on a divine mission to arrest thousands of celebrities, Democrats and members of the "deep state" for allegedly running a global pedophilia ring and eating children. In an interview with the pro-Q webcast "Steel Truth" this May, Boebert said she was "very familiar" with the conspiracy theory while appearing to maintain an acceptable distance from it. "So, that's more my mom's thing. She's a little fringe. I try to uh — I just try to keep things on track and positive," she said. "I am very familiar with it, though." "Everything I heard of Q, I hope that this is real, because it only means America is getting stronger and better," she continued. "And people are returning to conservative values, and that's what I am for." Boebert added that QAnon followers were "only motivating and encouraging and bringing people together stronger, and if this is real, then it could be really great for our country." She is not the first Republican candidate to flirt with QAnon, though she still has not gone as far as fellow candidates Marjorie Taylor Greene of Georgia and Oregon Senate nominee Jo Rae Perkins, both of whom profess outright support. Boebert has since sought to distance herself from that story. "No, I'm not a follower. This is just a fake attack from the Democratic Congressional Campaign Committee," she told local Denver news station KDVR. "QAnon is a lot of things to different people. I was very vague in what I said before. I'm not into conspiracies," she said. "I'm into freedom and the Constitution of the United States of America. I'm not a follower." An FBI memo warned last August that the peripheral right-wing movement posed a domestic terrorist threat. Despite the alarm from his own law enforcement, Trump himself has appeared to nod at QAnon supporters in campaign ads and dozens of tweets. Trump himself also called Boebert to congratulate her after upsetting his candidate. "It was amazing," she said of the experience. "President Trump got on the phone and said, 'Lauren, you are really great. I have professionals in my office saying, 'What happened?'" That weekend, she met Trump at his Independence Day event at Mount Rushmore in South Dakota, where she says she thanked him for everything he has done for the country. "I am the battle tested MAGA candidate," she said. "I knew from the beginning I was more MAGA than my opponent."
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Start Building Equity! Very spacious townhouse style condo. Open living area on first level. Plenty of storage with ample closet space. Generously sized bedrooms and bath on the upper level. Recently painted interior. All appliances included, plus washer and dryer. Dues include: heat, water, sewer, trash and grounds maintenance. Owner responsible for electric. Perfect for first time home buyer!
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Sexy tight-body blonde girlfriend is inviting you to fuck her backdoor… doggystyle! Beautiful black lace panties on big amazing ass teen. She’s really cute and she likes to put her ass into proper use. To see how – join SeeMyGF. Before getting her ass fucked she likes to get it stretched by dildo. This way anal sex it’s less painful for her in the beginning. After she’s done her bf just needs to apply the lube and fuck her ass until she cums. Anal orgasms are usually stronger and once a girl gets used to those she will ask for more! Checkout SeeMyGF for full gallery + video. This hot amateur wife wanted to surprise her hubby for his birthday. She went to sex shop and bought some sexy lingerie and fishnet stockings and she even put a sexy black gift tie on her ass! She’s all warped-up for him to unwrap and fuck her sexy round ass. That would probably be his best birthday present ever! See their private video only at WifeBucket!!! Hot teen lying on bed face down because she don’t want to get her face on pictures but lets her BF to take pictures of her from behind exposing her amazing ass and tight, shaved teen pussy. See the whole from behind action only at SeeMyGF. Just taking a look at this perfect ass girlfriend posing in black thong will get you instant erection and water in your mouth. This picture was sent to us by lucky bastard, Dave from Houston, and you can see much more of this perfect ass at SeeMyGF. Girlfriend in pink thongs is getting slammed with hard dick from behind. Join SeeMyGF and see video that her BF made POV style while fucking her from behind.
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College Tennis Players in Wimbledon Doubles 2016 Wimbledon - Day 8 completed and the college tennis records read as follows: 6 starters in main draw: None remaining after the fourth round. John Isner played yet another epic battle against Joe-Wilfried Tsonga, but fell short 17-19 in the fifth set. Steve Johnson played a strong first three rounds, but eventually lost against Roger Federer. And first-time qualifier Dennis Novikov made it into the second round of the main draw! 2 starters in main draw: Irina Falconi and Nicole Gibbs both lost in the first round, with Falconi suffering a tough loss after dropping the third set 8-10. 17 starters in main draw: 7 still in the race - see below! 5 starters in main draw: 3 still in the race - see below! For a complete list of all the players who were qualified for the singles main draw, take a look at our last week's article: College Tennis Players at Wimbledon 2016 Due to the rain, it was decided doubles matches on the men's side were going to be played best of three sets rather than best of five sets in the first two rounds. Although the same at all of the other Grand Slams, some of the doubles specialists were naturally not as enthused: Panic move by @Wimbledon . Doubles now best of 3 in 1st round after 1 day of rain. Panic!! Bad move guys? Scott Lipsky (@scottlipsky16) June 29, 2016 Regardless of that the guys with college ties have delivered a strong performance so far. Here's the list of the pros who started in Wimbledon, what college they played for and who they play(ed) alongside in London. Order of pairings as they appear in the draw below: - Groth/Robert Lindstedt - Pepperdine |13] Cabal/Robert Farah - USC - Kontinen/John Peers - Middle Tennessee/Baylor Nicholas Monroe - North Carolina/Young Marcin Matkowski - UCLA/Paes Johan Brunström - SMU/Siljeström Jean-Julien Rojer - UCLA/Tecau - Treat Huey - Virginia/Mirnyi Dominic Inglot - Virginia/Nestor - Pavic/Michael Venus - Texas/Louisiana State University (LSU) Gonzalez/Scott Lipsky - Stanford [Q] Marcelo Arevalo - Tulsa/Maytin - Klaasen/Rajeev Ram - Illinois Steve Johnson - USC/Querrey [W] Evans/Lloyd Glasspool - Texas - Bob Bryan - Stanford/Mike Bryan - Stanford College tennis still has a large group of players alive. 3 collegians have already secured their place in the quarter-finals: John Peers and Henri Kontinen with a 8-6 clincher against the #6 seeds Bopanna/Mergea, Treat Huey and Max Mirnyi with a convincing win over lucky losers Marach/Martin, and finally Rajeev Ram with partner Raven Klaasen after an equally convincing win over the #5-seeds Dodig/Melo. Another 4 players reached the Round of 16, waiting to get on the court to take on their opponents for a ticket to the quarter-final: The dangerous pairing Lindstedt/Groth will take on the #1-seeded Mahut/Herbert in the Round of 16. Michael Venus and Mate Pavic are set to face the world class duo and local hero Jamie Murray and Bruno Soares. At the bottom of the draw, the Bryan Brothers are seeking to go deep in a Grand Slam once again, having left an unusually weak period of theirs behind: "Bryan brothers make changes to find their way back on top" Looking at the draw we could have 6 of 8 teams with college ties in the QF - not a bad perspective at all, so let's hope the guys continue to deliver in the days to come! Half-time in London and things also look positive on the women's side. Of the 5 professionals, 3 are still in the race. The all-college pair Falconi/Gibbs completed what was a disappointing third Grand Slam of the year, by losing also in the first round in doubles against a Belgian qualifying duo. However, with Sanchez enjoying the local support thanks to her British partner Johanna Konta and #10-seeded Atawo/Spears things look promising for the days to come and for the battle for a quarter-final ticket... - Konta/Maria Sanchez - USC - Raquel Atawo (former Kops-Jones) - Stanford/Abigail Spears - UCLA Irina Falconi - Georgia Tech/Nicole Gibbs - Stanford Collegiate Tennis Programs & Conferences 22 doubles players with college ties, but where have they developed at least parts of their game to get where they are today? The majority - 12 in total - played at Pac-12 schools with Stanford topping the list (4 players), followed by UCLA (3), USC (3), Pepperdine (1) and California (1). The second-best conference is the ACC with 4 players from Virginia (2 players), North Carolina (1), and Georgia Tech (1). The remaining professionals were student athletes at schools in the Big 12 (Baylor, Texas), American (SMU, Tulsa), SEC (LSU), and Big Ten (Illinois). For a day-to-day coverage of all the results of the mentioned players at Wimbledon, as well as lower-ranked guys on their way up on the Futures and Challenger Tour, make sure to check out Bobby Knight's thorough coverage over at College Tennis Today! Sign up to our blog newsletter to the right or give us a follow on Twitter and Facebook to stay up to date with our articles in the Friday Scholarship Guide! Are you a junior player, considering to take the same route like the players above? Find out what Smarthlete can do for you with a free tennis recruiting profile and get started right away!
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If you have any questions, concerns, or comments regarding Spine and Orthopedic Center of New Mexico, please fill out the short contact form below. "The staff at the ortho urgent care in Roswell gave me the peace of mind I was looking for. Cheers and Thank you!" "Without hesitation, I would recommend very highly to anyone experiencing problems of an orthopedic nature." "I just cannot praise this office enough-I am very grateful that this orthopedic urgent care is here in Roswell." "The Spine and Orthopedic staff did such an amazing job and were extremely professional and friendly. I can not praise Dr. Osmani and his staff enough." "They have worked hard with my insurance so that I can continue walking and doing everyday activities that had become impossible."
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Asturias in Guatemala DOI link for Asturias in Guatemala Asturias in Guatemala book The young Miguel Angel Asturias began to be exposed to the stimulating enticements of cosmopolitan culture. Asturias’s secondary education at the Instituto Nacional Central de Varones, whose curriculum reflected the anti-clerical reformism of the nineteenth-century Mexican president Benito Juarez, countered his conservative religious faith with a French-influenced zeal for social progress. The mature Asturias was the most pungently Latin American of writers. The succession of earthquakes that levelled Leyendas de Guatemala City on 25 December 1917 appears to have shattered Asturias’s faith in the social order represented by his ladino privileges and the morality of the Catholic Church. Guatemala’s social misery would become his abiding obsession; the cultural wealth of its trampled indigenous peoples would grow into the core of his imaginative universe. The progressive social legislation promulgated in Mexico renewed his desire to see similar advances occur in Guatemala. Asturias applies the second part of the axiom in his critique of Guatemalan Indian populations as ‘degenerate’.
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Garland, TX – Pedestrian Killed In Crash On LBJ Freeway Garland, TX (August 2, 2019) – On August 1, around 10:30 p.m., police and emergency crews responded to the scene of a motor vehicle accident on the LBJ Freeway near Garland Road. According to reports, a female pedestrian attempted to cross the roadway when she was struck by a vehicle. The female sustained fatal injuries and was pronounced deceased at the scene. The driver involved in the incident remained at the scene and cooperated with law enforcement. At this time, the incident remains under investigation. We would like to offer our sincere condolences to the family of the victim who lost their life in this accident. Our thoughts are with them at this time. Fatal Pedestrian Accidents In Texas Every year, over 600 pedestrians lose their lives in motor vehicle accidents across our state. When victims lose their lives in accidents caused by the reckless or negligent acts of others, it is crucial for their families to contact a wrongful death attorney in Texas to protect their legal rights. Over the years, Texas pedestrian accident attorneys at the Benton Law Firm have helped countless families get the justice and compensation they deserve for the wrongful death of a loved one. Our attorneys work diligently to ensure the legal rights of those harmed are protected. We understand the difficulties families face after losing a loved one, which is why we are dedicated to helping families move forward in the best way possible from the loss of a loved one. If your loved one lost their life due to the negligent acts of others, contact our personal injury attorneys in Texas at (214) 219-4878 to see how we can help you. Note: The information included in this post was derived from secondary sources and has not been independently confirmed. Any inaccurate information will be corrected immediately after being brought to the site’s attention. If you identify any false information within this story, please inform us immediately so we can adjust the post to contain the most accurate information available surrounding this event. Disclaimer: The intent of this post is to provide general information to our readers and to help improve the safety and quality of life to those who live in our state. At The Benton Law Firm, we intend to honor those who are victimized in accidents across Texas. We aim to provide up to date information to the public surrounding these incidents in hopes of helping others avoid becoming victims themselves. If anyone is involved in an accident we would like to make sure they know how to respond, should a tragedy occur. Information in this post, should not be considered legal or medical advice. You should seek further assistance from a legal or medical professional if you or a loved one is a victim in an accident. The photos depicted in these posts are not representative of the actual accident scene.
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Russia has fined Facebook, Twitter and WhatsApp for failing to store the data of Russian users on local servers, the country's internet watchdog said Thursday, as authorities clamp down on foreign internet companies. The penalties come as authorities ramp up control of the Russian segment of the internet and after President Vladimir Putin accused Western social media platforms of flouting the country's laws. Moscow's Tagansky district court fined Facebook 15 million rubles ($200,000) and Twitter 17 million rubles for repeat offenses, while WhatsApp was handed a four-million-ruble fine for a first-time infraction, the Roskomnadzor watchdog said. Passed in 2014, the controversial law requires the personal data of Russian users to be stored on domestic servers. Twitter and Facebook were first penalized for breaking the law last year, while Google was hit with its first fine last month. Roskomnadzor said Thursday that some companies have begun complying with the legislation, including Apple, Microsoft, LG Electronics, Samsung, PayPal and Booking.com, among others. Russia in recent months has been taking increasing legal action against foreign tech giants, in particular for failing to remove content at the request of Roskomnadzor. During protests in support of jailed Kremlin critic Alexei Navalny in January, authorities accused internet platforms of interfering in the country's domestic affairs by not deleting posts calling for minors to join the rallies. Putin that month complained about the growing influence of large technology companies, which he said were competing with states. In June, the Russian leader said that Western social media platforms were ignoring requests to delete illegal content. Russia has blocked a number of websites that have refused to cooperate with the authorities, including LinkedIn and the Dailymotion video platform. The Russian government in recent years has been tightening control over the internet under the pretext of fighting extremism and protecting minors and has begun developing a so-called "sovereign internet." Kremlin critics denounce official oversight of the web as a way to silence dissent.
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LOS ANGELES—With over 40 women now accusing film executive and producer Harvey Weinstein of sexual misconduct, Los Angeles City Attorney Mike Feuer promises to go after Weinstein if alleged victims come forward. This statement of support by Feuer came one day after the Los Angeles Police Department admitted that they do not currently have an active investigation into Harvey Weinstein. “We take allegations like these very seriously, and where the facts support conviction, we will prosecute,” said Feuer in a statement to the press. Josh Rubenstein, the LAPD Director of Communications, backed Feuer’s statement by saying, “We absolutely encourage anyone who may be a victim of sexual assault to come forward and report the crime.” More than 2 weeks have passed since the Hollywood producer’s scandal erupted with numerous women coming forward sharing their stories of alleged rape, assault and sexual harassment with The New York Times and The New Yorker. Authorities in New York and London are currently investigating some of the accusations against Mr. Weinstein, as a result of an initial report by actress Ashley Judd. The New York Times story revealed that Judd claimed Weinstein of engaging in sexual misconduct during a business meeting at the Peninsula Beverly Hills hotel. Judd went on to state: “Women have been talking about Harvey amongst ourselves for a long time, and it’s simply beyond time to have the conversation publicly.” In the initial Times piece, a total of eight women made claims of sexual harassment in their interviews. Judd became the first actress to go public with an accusation against Weinstein. The New Yorker’s exposé on Weinstein went to press just days later, and the accusations were even more disturbing. In the article, multiple women accused Weinstein of rape, including actress Asia Argento. Italian model Ambra Battilana Gutierrez, Mira Sorvino, Jessica Barth, Emma de Caunes, and Lucia Evans also gave their accounts of interactions with Weinstein in The New Yorker piece. “Scream” and “Charmed” star Rose McGowan also revealed that Weinstein sexually assaulted her. She tweeted on October 8, “This is the girl that was hurt by a monster. This is who you are shaming with your silence.” More celebrities came forward in a follow-up report by the Times, including actresses Gwyneth Paltrow, Angelina Jolie, and Rosanna Arquette- who all told similar stories of unwanted sexual advances by the movie mogul. In the days that followed, actresses Minka Kelly, Kate Beckinsale, and Cara Delevingne used social media to share their alleged encounters with Weinstein to the public. The accusations against Weinstein spanning from 1980 to 2015. Harvey Weinstein has denied all allegations of non-consensual sexual misconduct, and has not been charged with any crimes to date. He was ousted from The Weinstein Company after the Board of Directors on October 8. “In light of the new information about misconduct by Harvey Weinstein that has emerged in the past few days, the directors of The Weinstein Company – Robert Weinstein, Lance Maerov, Richard Koenigsberg and Tarak Ben Ammar – have determined, and have informed Harvey Weinstein, that his employment with The Weinstein Company is terminated, effective immediately.” Weinstein resigned from the company on Tuesday, October 17 during a board meeting that he attended via phone. He is currently seeking treatment at a rehab facility in Arizona. LA County Sheriff, Jim McDonnell, said in a statement regarding the accusations that they “certainly will investigate any allegations that are brought to our attention, like we would do for anyone else.” City Attorney Mike Feuer added in his statement to the press, “Please come forward so that your cases–and justice–can be pursued.” Written By Macee Binns
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Semi-Metallic Rigid Clutch Disc (Ref. B503) Daikin metal-woven & semi-metallic performance clutches use premium friction materials that are resistant to slippage. 200mm / 8″ diameter with a solid center. Couple this clutch with a Stage 1 or Stage 2 pressure plate or the perfect street or strip setup. Only 2 left in stock
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Ed and Adam Sbragia are guests of Steve Jaxon and Dan Berger on California Wine Country today. The father and son are founder and winemaker of Sbragia Family Vineyards. They have an estate winery in Geyserville and a tasting lounge in downtown Sonoma. Ed Sbragia was the winemaster at Beringer. They allowed him to start his brand while still working there, so he started in 2001. Adam joined him in 2003. Adam learned winemaking from his father and the family all works together. His neighbors in the Dry Creek Valley are making extraordinary wine, says Dan Berger. The Sbragia family acquired their property in 2006. It is the old Lake Sonoma Winery which was owned by Gary Heck. It is the last winery at the end of the road, in the higher, hotter part of Dry Creek Valley. They are growing Zinfandel, Carignane, Petit Syrah, also some Sauvignon Blanc and Chardonnay. Ed liked, and adopted, the Italian way of making white, without a lot of racking, making clean wine and keeping the barrels full. They remember Myron Nightingale, who graduated in 19441 from the Viticulture and Enology program of University of California, which at the time was located at Berkeley, before Davis was founded. Louis Martini and Charlie Crawford, head of Gallo, were also in that class. Myron was as influential as André Tchelistcheff. He took over as winemaker at Beringer in 1971 and took it to great success. Adam Sbragia was in the wine business even before the family winery began. Growing up in Healdsburg and with his family in wine, it is easy to get exposure to all aspects of the art, science and business. His grandfather was a grower who came from Italy in the 1920s and bought the land in Dry Creek Valley that the family still owns. Growing up he was either in the winery with his dad or in the vineyard with his grandfather. He was never forced to work at it. He got admitted to UC Davis and to UCLA and chose to go to LA to pursue acting too. But he came back and started working in wine in the early 2000s. This was a dream of the family since when his grandfather started a winery in the 1930s that failed in the Depression. They grow 100% Zinfandel growing on their own estate but they produce about 30% Chardonnay, 30% Cabernet, 20% Zinfandel plus bits of Carignane, Petit Syrah, Merlot, Sauvignon Blanc, Rosé and a Port. Bottle Barn has plenty of Sbragia wines. Visit Bottle Barn dot com for details on how they are operating now. The Sbragia family came from the town of Lucca in western Tuscany, 13 miles from the coast. They tasted the 2019 Redwood Ranch Sauvignon Blanc, which has always been part of their repertoire. It’s stainless steel fermented, very cold, very tropical, easy drinking, nice acid. They also taste two Chardonnays, The Home Ranch and the Gamble Ranch. He explains about the balancing act with malolactic fermentation
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Weddings are those celebrations that usually happen once in a lifetime of an individual that binds them together with the person they choose. Usually, this is accompanied with a big celebration that is conducted by a religious leader, a legal officer or even a traditional leader. In all cases, the couple usually signs a bond of agreement that states that they will take care of their partner and be with them until circumstances force the two to depart. Although in most cases, many weddings always end up in a good marital relationship between the two people who get married, it is important that you nurture the end success of the relationship in the right way. This may be through conducting a memorable wedding ceremony that will mark the beginning of the long relationship between you and your partner. There are many things that may be done to make the wedding a big success. These include the preplanning of the wedding that includes the designing and buying of the wedding attires, the selection and booking of unique wedding venues in Perth, the preparation of the wedding cake, the preparation of the legal officer or the religious leader through informing them about the event and so much more. It is important to note that, sometimes these people who bind the two people who are getting married together are usually paid for this job. Weddings are therefore very important as they officially bring a man and a woman who love each other together, they mark the beginning of a new life for the couple, they provide a platform in which the couple can publicly declare their union, they enable friends and family to meet up in an effort to support the couple and many other things. Weddings also give the couple room to weigh their situation and decide if they want to spend the rest of their lives with each other or not. This is considering the fact that they are usually held once one is sure that they have saved enough money to spend. This is also considering the fact that most weddings are usually very costly and no one would want to incur the expense if the celebration does not mean a thing to them. Weddings and marriages are a life time commitment to one person although there are a few cases when these weddings do not work out and the two people part ways. Wedding celebrations usually include many other people apart from the obvious persons and that is why once you have proposed to marry someone or you have been propose to, it is important to inform other people of the news so that they can help you decide on the best way to mark the beginning of your new life with your partner. It should be noted that weddings do not have to take place although they are what most people go for in an effort to make the celebration memorable. You may get into a marriage without really having to engage in a wedding. These celebrations are however very important in realizing the essence of one partner to another.
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Manpower industry has a marvelous scope reliant on remittance from foreign employment. Thus, its scope and prospects are quite understandable. Nepalese manpower is best known for their honesty, hard work dedication. The history of manpower dates back to two hundred years. It began with the gurkhas of Nepal being recruited in colonial British army India during early 19th century. The repute of Nepalese workers still continues in the same spirit. But these day’s Nepalese youth are not only working for British and indian army, but also work in different capacities internationally. What they share in common is their honesty and hard work. The importance of industry is on the rise due to the mounting unemployment problem in Nepal. Thousands of youth every year try their future in foreign employment for better living standard. Thus foreign employment is in the priority of the government policy. The government is introducing foreign employment- friendly policy for the benefit of large portion of Nepalese youth. More than 300 thousand Nepalese enter employment market every year. This is an enormous burden for the government to manage. This has cause us an urgency to identify new employment destination. The government of Nepal has opened about four dozen countries for foreign employment. Out of them the country in the middle east occupy prominent positions to employ new Nepalese workers.
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Why SprutCAM Turn Milling? Affordable CAM Advancements All types of rough and finish milling are supported with regular milling machines. Create NC programs using the C-and Y-axis for machining with the main spindle, as well as the sub spindle. If the machine is equipped with a B-axis, then the index milling machining of the part is supported in tilted planes, as well as simultaneous 5-axis machining. Dive into SprutCAM’s wide variety of turning, boring, and drilling strategies including: rough turning cycles, finishing cycles, grooving cycles, all types of chasing cycles multiple surfaces. Machining simulation at the stage of NC program creation permits checking that exactly all the movements of the machine mechanisms have been considered and that there is an overhang of all the cutting tools installed in the turret heads of the machine in order to avoid collisions.
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2022-01-19T14:58:52Z
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The Errington Farmers’ Market is preparing to launch its 2021 season on May 1st. This has always been a significant date for the market, and although the traditional May Day festivities such as the maypole dance, music and floral crown-making station will not be possible this year, the unique spirit of the market continues on, and with it the spirit of spring renewal, regeneration and hope. Each Saturday, from May 1st until September 25th, the market grounds will be open for shopping from 10am sharp until 1pm. Located in the open field adjacent to Errington Community Park at 1550 Veterans Road, the market site has been carefully designed to ensure a safe and comfortable shopping environment for shoppers, vendors and volunteers alike. The health and safety of vendors and customers is first priority, and shopping procedures have been modified to comply with current provincial social distancing and public health protocols to prevent the spread of COVID-19. The shopping route for fresh local products, which have been made, grown or foraged by the vendor on site, will be in one direction only, and early bird shopping will not be allowed in order to give vendors the extra time needed to set up their booths with enhanced safety measures. As an essential community service, the market has the support of the BC CDC, Minister of Agriculture, the BC Association of Farmers Markets as well as the local health authority, which has been instrumental in helping the market society develop and implement a strong and effective Covid Safety Plan. We will all miss the market’s wonderful community atmosphere, and share with the community a sense of loss that the live music, family activities and special events that we have all come to love will not be possible again this season in the current global climate. We recognize however, that we have a critical role to play in this uncertain time. Nicole Shaw, President of the Errington Farmers’ Market society says, “Errington Farmers’ Market has grown to become a vital hub, connecting community members to local farmers and food producers which strengthens the fabric of our society.” And the market is more important than ever right now, not as a place to gather and visit, but as a critical local service and an important system to connect farmers and families with the fresh local food that they need. We’re looking forward to seeing you at the market this season and are thankful for your support. After all, it is not only food that nourishes us, but cooperation, resourcefulness, a willingness to adapt…and a commitment to healthy communities.
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2022-01-19T14:53:28Z
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|Like this but older.| I mean, wow. Talk about random. And detailed. But I feel her because I used to be absolutely terrified of tornadoes. I'm still way edgy during potentially icky weather but--you know, I think I have written about this before. I just looked and I totally did. Anyway, poor sweet girl. I think she was tired. We had a nice, long talk that covered everything from cats in tornadoes to the fact that we do, in fact, die and I kind of feel bad about that but I've decided that gentle honesty is best considering that her brother did pass away and she knows my dad is gone, too. We talked about Jesus and Heaven and that I really hope that I get to be so old that I'm, like, 3 foot 6. And the entire conversation wasn't grim or as grown up as I just made it sound. At one time I was holding her and trying so hard not to laugh that I think she could feel my chest shaking. And we might have discussed weather and general weirdness like whether or not there would be stuffed animals in Heaven. Too, I reminded her that it was almost bed time and everything is more scary when it's almost bed time! Sooo, that was my night. In general it's been a good couple of weeks. We had spring break and went to the beach. I have photos from that and a wedding shower to share! I've been kind of out of commission because we have our big seminar this weekend with Chuck and Don. On top of the prep for an event and getting the house ready for guests, my test is Saturday night. I'm starting to get kind of concerned. I felt pretty good about everything last week but the closer we get the more I am trying not to imagine choking on the mat and forgetting EVERYTHING EVER. Hopefully next time I post here, it'll be to announce that I now have a black belt!
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2022-01-19T14:23:04Z
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By using this Soccer Stars Hack your aiming guide line will icnrease. This hack is free to download and no survey. Updated Details: Soccer Stars Updated Thursday, September 22, 2016. Winrar to extract the files 3. Download Soccer Stars Cheat Tool (Free to download, no survey and no pass) Free Download Soccer Stars CETrainer V2 Link 1 - Free. Features of this Soccer Stars Hack Online Tool: - Get free unlimited Bucks and Coins. Works on Android along with iOS, Windows Devices. No Download or Jail Break necessary. No Probability of being banned in the match. Use it anytime and anyplace. We upgrade the hack almost daily. Play New Star Soccer – From ArcadePrehacks.com. New Star Soccer is a unique football career game that lets you live the life of an up-and-coming superstar. Start out in the lower leagues and work your way to the top by training hard, scoring goals and keeping your boss, team mates and fans happy.Hack SnapChat password anonymously, Download victims private photos and/or videos, Download Chatlog in up to 60 days of history. How? Read more... Ever wonder how can someone easily hacked a SnapChat user without the great knowledge of being a seasoned hacker? Well, the answer to your question is right here! We would like to introduce SnapBreaker.com the no. 1 all-in-one SnapChat Online Hacker Tool that hacks victims password, images/videos and chatlogs within the range of days for up to 60 days chatlog recovery mechanism. When you thoroughly scan our website and read our features you will realized that hacking someone's snapchat account is not that hard! Since this is an online hacking facility you can hack on all mobile platform either Android or iOs of course without the use of any software. Yes that is right! Hack SnapChat Accounts without the use of any Sofware Now, no need to hire a professional hacker and paid thousands of dollars just to caught your cheating husband/boyfriend or for fun just to hack someones SnapChat Account. You can directly download images/videos from the victims account without them knowing!Instructions: SnapBreaker is an online-based hacking tool you do not need to download any app or software. This tool works on all platform: PC, Android, iOS or iPhone with Cydia, Windows you name it! Roam the internet overnight this is the best SnapChat Password Hacker tool you could find online! We have gained thousands of reviews across thousands of users worldwide! We have a proven working system that actually works! Try it for yourself! Want to know more? Check out Features we provided below, If you want to know more you are welcome to read our How to use section and the Status of our Tool to check the current hacking status.
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2022-01-19T13:27:23Z
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An ultra-gentle milk cleanser, enriched with Jojoba oil, Shea oil, and soothing Rooibos tea extract. This milk gently removes make-up and impurities, while restoring the skin’s natural, protective lipid balance. Leaves the skin feeling moisturised and hydrated. Kalahari Gentle Cleansing Milk Samples are made in salon by the Beauty lies within team. One sample per customer
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2022-01-19T14:36:39Z
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Art fulfills our mission of connecting people to nature in unique and engaging ways that educate and inspire about the beauty and wonder of the natural world. But art also allows us to address sensitive topics and issues, with the power to facilitate and foster social change. ‘Nature is you; find her and you will find yourself.’~ Lucy Azubuike 2020 Artist in Residence Lucy Azubuike is a multi-media artist currently documenting the shapes and forms found in trees as whole and complete works of art, with a quest of documenting #onemilliontreearts from around the globe. Bernheim has proved to be rich with tree art findings nearly everywhere you turn in and anyone that encounters Lucy and learns about her creative practice never see trees the same way again. Lucy was at Bernheim one year ago, when the wrongful deaths of George Floyd and Breonna Taylor sparked national protests in support of the Black Lives Matter movement. While in residence, she extracted visual stories from the trees that reflect on the many Black lives continually lost to gun violence. Bernheim applauds Lucy for discovering and sharing these poignant images that continue to serve as a reminder of how far we haven’t come in addressing America’s racial injustice. Coming soon to the Cull Hollow Loop will be a seated sanctuary that will feature these images as well as many others found along that trail. It will serve as a meditative spot and acquainting space for appreciation of the images nature creates. Stay tuned for more details. 2020 marked the 40th anniversary of Bernheim’s Artist in Residence program and the value that art adds to the natural environment. Established in 1980, this internationally renowned program annually awards artists the opportunity to live and create site-specific work inspired by their total immersion experience at Bernheim. As we enter into our 41st year of the program, we will continue to celebrate the contributions of a program that has allowed our visitors to experience nature in a new way while enhancing awareness of Bernheim’s mission of connecting people with nature.
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2022-01-19T13:50:09Z
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There is a lot of discussion around the security provided by SSL vs VPN. It can be difficult to find a straight answer as to the differences and similarities. That’s largely because they are, in many ways, overlapping and complementary protocols. Separating the two can be a challenge. But it’s a challenge that we intend to take up today. When you’re done reading this article, you’ll understand what Secure Sockets Layer and a Virtual Private Network are. You’ll have a sense of when one comes into play instead of the other. You’ll have a better understanding of online encryption. Mostly, you’ll be able to make the best possible decision when it comes to choosing ssl vs vpn in a given scenario. What is SSL? Before we get too deep in the weeds on the differences re: ssl vs vpn, we should be able to identify them individually. SSL stands for Secure Sockets Layer and is technically a legacy term. “SSL” as a direct protocol was deprecated in 1999 and replaced with TLS (Transport Layer Security), but the name stuck. Officially, it’s called “SSL/TLS” today and it’s a way that computers authenticate one another for secure connections. We’re going to stick with “SSL” for this article. When two computers connect using SSL, one has a private encryption key and the other has a public encryption key. If the names weren’t a giveaway, the private one is kept by the local computer and the public one is sent all over the Internet. These encryption keys are strings of numbers that are mathematically related so that when two computers, each with one key, start talking, they can be sure the other is the machine it says it is. The people who oversee key creation are certificate authority (CA) companies. They make deals with software developers to include their public keys. It’s their authority that backs up the security of an SSL connection. The SSL Handshake We call that first “meeting” of two computers a “handshake.” It’s where they trade keys to make sure the connection is safe. This is done in five steps that happen almost instantaneously whenever you connect to another computer. - Your computer reaches out to another computer holding information you want. We’ll call this a “server.” It can have everything from an email to a video to a web page you want to see. - The server sends over its SSL certificate and public key. - Your computer compares it to the private key it already has. It also looks at the certificate to see which CA made it and if it’s listed as a trusted company. If both check out, it will create a third, “session key,” which is specific to interactions between your computer and the server. - The server decrypts the session key using its private key and uses that to help establish a shared encryption. - Your computer and the server create an encrypted session and can now send data safely. And all of that takes place in seconds. With SSL, you can safely send and receive financial information, social security numbers, private documents, you name it. One way you can tell that a website is using SSL is that instead of the address starting with “http,” it starts with “https.” Most browsers also add a small icon of a lock next to SSL-secured websites. What About VPN? A VPN is a little bit different. When you’re thinking about SSL vs VPN, you have to consider who is doing the work. Instead of having your computer handshake with every server that it needs something for, a virtual private network establishes a single encrypted connection, then handles all of that processing for you. When you connect to a VPN vs using SSL, you do the above steps with a single server: the VPN server. This is one of several computers located around the world that utilizes 256-bit encryption to protect all of your data. So your computer connects to the network, then the more powerful, more secure VPN server does all the handshaking and communication with other servers. Once it has the web page, image, file, or whatever else you want, it will then send it to you via the encrypted tunnel you already established. Advantages of VPN vs SSL The way that VPNs work as compared to SSL provides several benefits. - VPNs have the latest security updates vs SSL on your home computer. A good VPN company like PrivadoVPN is constantly watching for updates and searching for vulnerabilities. This keeps you consistently updated. - The VPN servers are more powerful than your computer in most cases. Common cyberattacks like DDoS or Drive-by attacks can be more easily resisted by the VPN server than your personal computer. - This helps to unblock websites that have otherwise been restricted. By sending all of your data through an encrypted tunnel to the VPN server, governments and Internet service providers can’t see the contents of that data. What Are the Similarities Between SSL and VPN? Now that you know what SSL and VPN are, let’s look at how they overlap. First of all, both SSL and a high quality VPN use what’s called 256-bit encryption to protect your data. Remember how we discussed public and private keys above? Each of those keys is composed of 256 different characters derived from an algorithm. In order for a hacker to break that encryption, they would need to figure out the exact keys. Since there are 2256 possible combinations, it would take even the most powerful computers years to try them all. Why not 512-bit encryption? Or 1 million-bit encryption? While those would technically be safer, there’s three good reasons why 256-bit encryption is the gold standard right now. - It’s good enough. We don’t need more secure since this hasn’t been provably broken yet. Bigger keys would slow down handshakes and encryption. - We don’t have the math for it yet. Encryption keys aren’t random. They’re derived from complex math that a computer needs to do both to make and understand it. You could make larger keys, but it would take longer to generate and use. - SSL/TLS as a protocol doesn’t know how to deal with more than 256-bit encryption. You can use another protocol, but with points 1 & 2 in mind, it’s a lot of work for no real payoff. Both SSL and VPN create “secure tunnels” for your data. We go into secure tunnels in more depth here, but these are the basics. A secure tunnel is encryption that “surrounds” your data while it’s being sent from one computer to another. Without a secure connection, people can spy on your communications while in transit. Creating a secure tunnel prevents them from seeing anything other than that data is being transferred from you to someplace else. The Human Element When you’re discussing SSL vs VPN, it’s not just benefits they share. The human element comes into play as well. That is to say, both are vulnerable to user error more than anything else. Your VPN is only helpful if you use it. SSL connections only work when you make sure that the sites you’re sending data to are secured. Browser developers have been integrating warnings and making it harder to share unsecured data, but they can only do so much. In the end, it’s crucial that you become informed and make smart security decisions. SSL vs VPN: Which Should I Use? There are times and places where relying on SSL alone is fine for what you’re doing. A VPN can go a long way to filling in the holes that aren’t covered by other security protocols. SSL is largely automatic, so there’s not a lot you have to worry about in most cases. VPNs give you more control over how your data is encrypted and transferred, so you can balance speed and security. The trick is to stop thinking in terms of SSL vs VPN and start thinking about how SSL + VPN helps you best protect your privacy online.
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Summer Roberts is a new-to-me narrator, but I’ve definitely become a fan. Even with two female POVs, since Omega is told first in Kyrie’s POV, then in Layla’s, Summer Roberts was able to make their voices distinct and unique, and I could tell whose POV it was just by her narration. She did a fantastic job narrating Omega, which is now my favorite of the Alpha series. I wasn’t the biggest fan of Kyrie and Roth, so when the story switched over to Layla and Harris, I really started enjoying this audiobook. If you’re a fan of the series, you won’t want to miss Layla and Harris’s story – their heart-pounding, intense, crazy hot story was so much fun to listen to. Vitaly Karahalios is out for revenge for his daughter’s death, so Kyrie and Roth are out in hiding in the middle of nowhere on a boat, and they’ve take Kyrie’s best friend Layla with them for her protection. Harris is basically Roth’s bodyguard, there to protect the three of them, and there’s some delicious tension going on between him and Layla. I’ve always been intrigued by Harris in the previous books. He’s stoic, intense, quiet – so I loved that he actually gets his own romance with Layla of all people, the dirty-mouthed, sassy, independent, hilarious woman who is his opposite in every way. I would’ve loved if Omega had solely been Layla and Harris’s story, because I really loved everything about them. They’re the definition of ‘opposites attract,’ they’re amazing and funny together, the chemistry between them is on fire, and I loved how they opened up to one another, when usually they’re the kind of people who keep things close to themselves. And they are crazy hot together! Jasinda Wilder knows how to write hot, dirty scenes, though I will admit that there might have been too much sex in Omega. There’s also some great suspense and action in Omega, and the best part about it is Layla’s hilarious take on the craziness that’s happening around her. She’s a sarcastic girl, and I found myself cracking up sometimes at the inappropriate jokes she’d make. If you’re looking for something hot, sexy, action-y, and fun, I would definitely recommend the Omega audiobook. Summer Roberts is a great narrator, and I’d definitely listen to another audiobook she narrates. Since Omega is book 3 in the Alpha series, you would need to read the first two books in the series, but Layla and Harris’s romance is definitely worth it. I found myself hooked onto their story, which I wasn’t expecting. It’s a great conclusion to the series – Kyrie and Roth’s story wraps up nicely, and Layla and Harris have their own perfect ending. Reading Order: Alpha series Here’s an audio excerpt from Omega!
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EMSculpt is the world's only procedure to simultaneously construct muscle as well as shed fat. And also on the buttocks, Emsculpt modern technology in Chester-le-Street provides the globe's very first non-invasive butt lift procedure, offering you the curvature, tone, and also lift that bows alone can not attain. DSM Healthy Skin Facility is Chester-le-Street's only Board-certified dermatology workplace to have the EMSculpt, offering patients access to the exact same treatment that world-class athletes utilize to repair as well as rebuild muscles in Chester-le-Street. EmSculpt in Chester-le-Street is the latest development in non-invasive body contouring in Chester-le-Street. This advanced modern technology supplied at DSM Healthy Skin is the very first treatment ever in Chester-le-Street to develop as well as sculpt muscle and is excellent for individuals that are aiming to transform their physique. Emsculpt in Chester-le-Street utilizes HIFEM (High-Intensity Focused Magnetic field) energy to boost effective contraction in the abdominal area, buttocks, thighs, calf bones, triceps, as well as arms. A solitary 30-minute session is the matching of 20,000 crises or squats. As well as Emsculpt has the ability to tone muscular tissues that are impervious to workouts at the gym. Emsculpt in Chester-le-Street is the best treatment for you if you are seeking a toned appearance with rock hard abs and a company toned butt. Sculpt Smarter Not Harder The non-invasive HIFEM ® (High-Intensity Focused Electromagnetic) modern technology generates powerful muscle contractions in a thirty minutes treatment, the equivalent of 20,000 crises (when dealing with the abs) or 20,000 squats (when dealing with the buttocks). Additionally, these electromagnetic pulses create a metabolic reaction within the treatment area that strengthens as well as develops muscles while removing fat cells. The outcome is a deep improvement and also toning of your stomach wall or the optimal curvature, tone and lift to your buttocks. Medical studies show an 16% average boost in muscle mass and 19% ordinary decrease in subcutaneous fat. EMSculpt in Chester-le-Street is the excellent treatment for both males and females who live a healthy and balanced lifestyle yet desire a more specified abdominal area, a more powerful core, a reduction in reduced stubborn belly pouch, or a fuller, rounder butt. The cutting edge treatment offers patients real muscle interpretation and weakens the layer of fat over, allowing patients to attain physical fitness objectives that stay out of reach. EMSculpt in Chester-le-Street is also an effective treatment for post-partum diastasis recti. Patients that are expectant, have had rupture mesh fixing, have steel equipment in the treatment location, or steel IUDs must not be dealt with. The EMSculpt treatment in Chester-le-Street is pain-free. A lot of patients state it seems like an intense workout, other than you are putting down and relaxing during the treatment. Throughout the session, electromagnetic power promotes contraction, ruining fat cells and also promoting muscle advancement while doing so. Unlike other fat reduction techniques, EmSculpt employs an electromagnetic field modern technology that targets exact areas to tone select muscle teams and rid the body of unwanted fat. You will certainly start to really feel concrete outcomes right after the treatment in Chester-le-Street. Positive results are usually reported two to four weeks after the last session as well as continue to enhance for the following couple of months complying with the treatments. You will need 2 EMSculpt treatments in Chester-le-Street for 2 weeks for an overall of 4 treatments. The treatment time has to do with half an hour for the stomach area and/or thirty minutes for the buttocks. There is no injury in upkeep sessions after the initial treatments as desired, due to the simple non-invasive nature of EMSculpt. EMSculpt in Chester-le-Street is a no downtime procedure giving you the liberty to return to your day-to-day activities quickly post treatment. After the treatment, you might be somewhat aching for 24-48 hours, comparable to the soreness after an intense workout. Yes as well as Yes! EMSculpt in Chester-le-Street can be combined with Vanquish ME and/or truSculpt for even more fat decrease, also quicker outcomes, as well as a lot more defined muscle tone. Your Tribeca Skin Facility Board-certified skin doctor can assemble an advised treatment plan based on your BMI and desired results. The first step is ahead in for an in-person appointment in Chester-le-Street with our specialist providers at DSM Healthy Skin serving Chester-le-Street. Please call our workplace throughout typical organization hours at 03300100330. Drinking a lot of water the day of as well as the day after your treatments will certainly enhance your results. Unlike truSculpt iD, truSculpt 3D, SculpSure or CoolSculpting which particularly target excess body fat as well as are excellent for reducing waistline size Emsculpt functions a little in a different way. By boosting lactic acid, Emsculpt aids the body gain aerobic ability aiding in fat loss. Emsculpt additionally by targeting muscle is able to interrupt fat cells at the base of the fat pad which will certainly after that drain pipes and die with the body's lymphatic system. EmSculpt testimonials are magnificent as well as the technology has obtained global acknowledgment! Belief Xue of Byrdie went crazy "I really felt extra positive in my bikini, using a cropped top, as well as being nude. Marissa Gainsburg of Female's Health claimed after getting 4 treatments "I'm extra positive than ever before, and not simply due to the fact that I'm suitable into tinier tops. For decades, lipo was among the only options to obtain body sculpting assistance to look even more trim as well as fit. Nonetheless, with improvements in modern technology, even more noninvasive alternatives, like EMSCULPT ®, are now an opportunity. Cutting-edge treatments like CoolSculpting ® and EMSCULPT are taking control of the aesthetic world and also do not seem to be slowing down in appeal as patients see favorable outcomes. While, for lots of, dropping weight is the hardest part of the trip, gaining muscle tone after weight-loss can be hard. Also ladies and guys who are diligent concerning working out can hit an obstruction when trying to take their body to the next degree. EMSCULPT is a cutting edge body contouring treatment that tones and also lifts by targeting both fat as well as muscle, however for how long do the outcomes last? The specialists at DSM Healthy Skin are proud to use EMSCULPT as a nonsurgical body contouring choice for both men as well as ladies. With hassle-free area in Chester-le-Street, our mission is to help individuals look and feel their best. Continue reading to get more information regarding this innovative method to shed unwanted fat and also rise muscle mass, and also what type of EMSCULPT results you can expect. While the majority of body shaping treatments reduce unwanted fat, EMSCULPT targets both fat as well as muscle. These eliminated fat cells are after that metabolized by the body, leaving patients with even more muscle tone and also a firmer appearance in their abdominal muscles as well as glutes, resulting in an extra contoured account. EMSCULPT not just aids men and also women rebuild as well as strengthen muscles, yet patients can also look extra toned as well as slimmer with this advanced treatment in Elmhurst and Orland Park, IL. EMSCULPT is one of the quickest and most convenient treatments to construct more muscle as well as reduce fat. Afterward, patients report feeling some pain in the cured location for about 1-- 2 days, and that they really feel virtually prompt outcomes. EMSCULPT has ended up being an excellent cosmetic option for physically fit women as well as guys in general good health who have a BMI (body mass index) of 30 or much less and also require extra body shaping aid. The EMSCULPT advanced technology focuses on causing muscle contractions beyond what is possible naturally with exercising. These supramaximal tightenings assist tighten up muscular tissues and also build a much more chiseled body framework by dropping unwanted fat. As the muscle cells undertakes this cellular change, it triggers them to end up being stronger, while any type of excess fat around them is lowered. Nevertheless, the muscle mass got with EMSCULPT treatments is not long-term. Typically, patients can enjoy their EMSCULPT results for about 6 months or longer. It is advised that patients maintain a healthy and balanced diet as well as exercise, along with regular follow-up EMSCULPT sessions every few months. A single EMSCULPT session is comparable to doing about 20,000 squats or sit-ups. This body forming treatment is providing patients extra muscle interpretation and less fat, to help them have the toned, fit-looking body they constantly wanted. Let the specialists at DSM Healthy Skin help if you are tired of going to the fitness center and not obtaining the results you need. We provide this innovative modern technology and various other noninvasive cosmetic options at our location in Chester-le-Street. You can enhance your body self-confidence by attempting a body contouring treatment like EMSCULPT. For more details or to set up an examination, call our workplace today. We anticipate learning through you.
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2022 ECW Symposium Ticket – $225.00 Search by Post Categories Subscribe BY RSS Tag Archives: John Hodsdon Jr. by ECW Correspondent Meghan Hall Over the course of several years, Brian Swartz’s research led him to realize that his home state of Maine had been underappreciated in larger narratives about the Civil War, despite the wealth of meticulous records … Continue reading →
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March 17, 2020 by Rob Brown As leaders, especially as leaders in the financial advice business, we need to set the tone for how our teams, clients, family and friends handle the current turbulence. I’d like to suggest 3 steps… 1. Stay Safe. You can’t help others if you don’t take care of yourself. 2. Choose happiness. Happy people are not held hostage by their circumstances 3. Help others. The best remedy for fighting through uncertainty. I created this video to dig a little deeper into each of these ideas. Plus, I share some practical tips for taking action. Be the light! Do you want to talk?Share ideas?Need some friendly advice?Send me an email and we’ll find a time: [email protected].
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By Kaye Wolfinger* The Conference Council on Youth Ministries (CCYM) is excited to announce a June 14 live streamed alternative event for Youth Annual Conference 2020. Our virtual YAC will take place at 7:00 p.m. on Sunday, June 14. We will live stream our keynote speaker, Shane Claiborne, as well as the band, Tribe Collective, who will lead us in a prerecorded time of worship. For those who register for this event and cannot make the scheduled time, you will be able to watch it at your convenience at a later date. To help enhance this virtual experience, YAC party boxes will be available for youth leaders to purchase, which will include t-shirts, lanyards, key tags, candles, and other items. Boxes are $15 per person and will be delivered to churches two weeks prior to the June 14 virtual Youth Annual Conference date. Registration, which includes party box orders, ends May 13, so get your group registered ASAP on our website www.eocumc.com/yac. Those who have already registered for YAC will be contacted personally. *Kaye Wolfinger is director of Young People’s Ministries and Higher Education and Campus Ministry for the East Ohio Conference of The United Methodist Church.
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We’ve also heard a report from some of the Grad Group members about our “Share a Smile” mission collections. Ah, we had a great week! So, are we there yet? Do we fully trust God? That’s what we heard all week long, right? No matter who you are… Trust God! No matter how you feel… Trust God! No matter what people do… Trust God! No matter what happens.. Trust God! No matter where you are… Trust God! (Did I miss any?) I’ll admit, it’s hard to trust God. We want to, but it means giving up control. (Yikes, is that scary!) And then sometimes it seems like God can’t be trusted; we prayed really hard but then God didn’t answer. So how can God be trusted? How can we teach our kids about building their trust in God, when we (the adults) aren’t sure how? First off, be prepared to admit to your kids that you don’t have all of the answers. Living with unanswered questions is an unavoidable aspect of being on a faith journey. If you are like me it will be easy to tell your child(ren) that you all can work together to learn to trust God. Here’s a way to start: How do we come to trust anyone? We take baby steps to build a relationship, right? So how do we work on a relationship with God? It’s appropriate that this month in Saturday and Sunday’s Cool kids are learning about prayer. Prayer is talking and listening to God. It helps us to feel closer to God, to build a relationship with God and thus, to build trust in God. There are multiple ways to talk about prayer with your kids. (Here and here are a few). Let’s focus on a technique that is reinforced this month in our workshops: using the acronym “ACTS” to keep our prayer time focused. Each one of the letters represents a different type of prayer. A: Adoration – A great way to start by saying, “I adore you God!” or “God, you are awesome!” C: Confession – What we are sorry for, something we did wrong, or something we should have done but didn’t do. (How about feeling like we aren’t totally trusting God?) T: Thanksgiving – List a few things that make you feel grateful. S: Supplication – Send in the troops! Listing some of the needs of others or for ourselves. I’m working on building my trust. How about you? Photos are from my archives. Are you seeing ads? They are not from me! They are placed by WordPress, who otherwise offers a free platform from which to share lots of good-ness. If you see an inappropriate ad, please report it to [email protected]. Include the URL, the date/time the ad appeared, and a screenshot of the ad.
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Who needs a casting director when you have Solange? That's what Calvin Klein thought when it tapped the fashionable singer/performance artist for its latest #MyCalvins campaign concept. The all-American brand resurrected its '80s "my Calvins" tagline a couple of years ago as a hashtag, often casting groups of disparate influencers and celebrities (including Justin Bieber, Kendall Jenner and Frank Ocean) to take part. This season, the brand seems to be aiming for a more personal feel, calling its new underwear and jeans campaign: "Our Family. #MyCalvins." For the new concept's debut, Solange "curated" a group singers and songwriters including R&B up-and-comer Kelela, producer and Blood Orange singer Dev Hynes, Caroline Polachek (formerly of Chairlift) and Adam Bainbridge of Kindness. Per the press release, they were shot by Willy Vanderperre as a "chosen musical family," in what looks to be some type of barn or elaborate treehouse. They all look very, very cool. "The evolved #MYCALVINS concept has family at its center, a display of unity between strong individuals, further emphasized by the symbolism of the traditional American quilt," the release reads. That this family-themed campaign comes just as the holiday season — a time during which retailers and brands are under the most pressure to rake in sales — kicks off is surely no accident. Everything they're wearing in these images is for sale now, and product launches will continue to roll out from Holiday 2017 through the Spring 2018 season, the brand says. It marks the first time Solange has repped Calvin Klein in an official capacity, though she hasn't shied away from aligning herself with fashion brands lately, participating in partnerships with both Reebok and Levi's this year. Through this project, she's also brought to the forefront a group of cool creatives who were already well-known in certain circles for both their talent and excellent on-stage style, and whose rise to more mainstream stardom will likely be accelerated by this campaign. We think Solange — and Calvin Klein's Raf Simons — made an excellent call here.
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This biscuit chain saw its store count drop by more than a third, but a rebrand and focus on its core menu items has it back in growth mode. In 2012, Tom Ferguson took the money from the sale of his food truck to start a doughnut and biscuit restaurant in Durham, N.C. “I grew up eating biscuits and gravy,” says Ferguson, a former airborne Ranger in the U.S. Army and a graduate of the Culinary Institute of America. “Gravy is the first thing my mom taught me to cook, and biscuits are the first thing I made professionally that I thought I did well. I wanted to elevate the product and make something that was really great.” His restaurant, Rise Biscuits and Donuts, was great enough to amass a strong following in a place where people take their biscuits very seriously. The concept was successful enough that its second restaurant, opened in 2015, was franchised. Another couple dozen, mostly franchised locations, opened over the next few years. The story doesn’t end there, of course. Despite its quick ascent, the chain hit a rough patch. Of the 26 locations that have opened, 10 have closed their doors. So, Ferguson and his team spent a year-plus evaluating the chain’s issues, improving its operations and honing its equipment package to make for more successful stores. The result, he says, is a restaurant that costs about 40% less to open than prior locations and offers franchisees significantly reduced labor costs. One of the chain’s biggest changes connects to its rebranding from Rise Biscuits and Donuts to its new identity: Rise Southern Biscuits and Righteous Chicken. The removal of “Donut” from the chain’s name reflects the concept’s more biscuit-centric focus. “If we wanted to be a great doughnut shop, we would have kicked ass,” Ferguson says. “But we were trying to do two things. Now there’s efficiency with the biscuits and all the products that go on it.” The restaurant features buttermilk, cheddar and blueberry biscuits, all made in-house. Stores offer plain biscuits, biscuits and gravy, and biscuit sandwiches. For sandwiches, the menu includes a build-your-own option, along with chef-created offerings such as the traditional fried chicken biscuit, the vegetarian-friendly Southern fried green tomato with pimento cheese, and the trendy avocado toast-inspired offering with guacamole, tomato, fried egg and boom boom sauce. Although de-emphasized, doughnuts remain on Rise’s menu. Instead of making them fresh in-house every day, though, Rise now serves a frozen product. A number of factors led to this change. One was simply that the doughnut trend peaked, says Ferguson. While people still love a good doughnut, once inventive toppings like maple bacon, crushed Oreos or sugary cereals aren’t the draw they were a few years ago. Then there’s the labor piece. Rise was making its doughnuts fresh from scratch each morning, meaning the doughnut crew would need to arrive as early as 2 a.m. Hiring is always a challenge, but hiring for such an early start time proved to be nearly insurmountable. By moving to a frozen product, Rise no longer has to deal with that particular labor challenge. The labor impact of dropping house-made doughnuts extends beyond start times. The change allowed Rise to rework its entire kitchen operation, resulting in a significant reduction in labor and labor costs, Ferguson says. On a busy weekend morning before the redesign, says Ferguson, “we had 13 people working there. A lot of those positions were just for one role: doughnut maker, doughnut decorator, biscuit maker, line cook, biscuit expeditor, doughnut expeditor. Now we only have three positions. There’s biscuit maker, line cook and expeditor. Those positions do all the jobs.” By eliminating some roles and combining others, a busy weekend shift at Rise now requires just seven employees. The chain’s labor cost has gone from 30% of sales before the change to about 20% today, Ferguson says. In addition to these ongoing savings, the shift means the chain no longer requires doughnut-making equipment or the space to house it. These changes have contributed to driving the cost of opening a Rise down to approximately $300,000 from $500,000. The chain’s kitchen now has two lines: a hot line for cooking and an assembly line where culinary staff put together orders. The hot line starts with the fry station, which consists of two fryers used to make fried chicken, fried green tomatoes and sides like tater tots, french fries and fried okra. The chicken-breading equipment sits to the right of the fryers. To the left, staffers can retrieve cold ingredients like raw chicken breasts from undercounter refrigerated drawers. On top of those refrigerated drawers sits the chain’s flatttop grill. Here employees cook items like eggs, sausage, bacon and country ham. In the previous design, these duties were split between the flattop and a six-burner range, which was also used for grits and gravy. That range has been removed from the design. The flattop now handles all grill items, while grits and gravy are made on an induction burner in the prep area. Past the flattop sits a convection oven on top of a warming unit. This station is used to bake biscuits and heat doughnuts. Just to the left of the oven sits a doughnut-glazing station. Rise’s assembly line is straightforward. At the center of the line is a holding station for fried chicken breasts and other fried items. On one side sits a steam table holding grits, gravy, bacon and eggs. Below the table is a biscuit warmer that holds biscuits ready to be made into sandwiches. Just past this section is a sandwich table, where staff can add cold items, like pimento cheese and avocado, to orders. On the other side of the holding station for fried items are worktables with undercounter refrigeration. The chain’s prep area consists of a mixer used for making biscuit dough, two worktables with built-in sinks, shelving for holding dry ingredients and a rolling rack for moving sheets of biscuits ready for the oven. One final equipment change also speaks to the shift away from doughnuts. The chain no longer specifies a doughnut display case. Not only does this translate into lower equipment costs for Rise, but it also helps better promote the concept’s lunch business, notes Ferguson. “The problem with the doughnut case is that people feel like it is just a doughnut store and will be closed at 11. Once the doughnut cases were taken out of the stores, our lunch business increased.” The removal of the doughnut display case wasn’t the only customer-facing change at Rise. The company has also reworked its front-of-the-house operations, automating many interactions that previously required an employee. To understand the impact of the changes, it’s important to understand how a typical Rise interacts with its customers. Under the new design, the typical Rise unit is an in-line restaurant with a footprint of 1,000 to 1,400 square feet. Rise doesn’t have drive-thru units as it’s difficult for a small chain to find the proper real estate with such small square footage, Ferguson says. Only a few stores have dine-in service, and most of those come in the form of outdoor seating. The chain’s business, then, is almost all off-premises, with customers and delivery drivers coming in the restaurant to place and/or pick up orders. Eliminating its cashiers, then, was a big step for Rise. The chain now encourages guests to order online before visiting the restaurant or place orders via a kiosk. That shift has been paired with the introduction of heated food lockers. Guests who place an online order simply tap their name on an attached touch screen, confirm pickup, and the locker with their order unlocks and lights up. If a customer’s name does not appear on the touch screen, a nearby monitor shows their order status. These changes have actually led to a jump in how customers rate Rise’s service, Ferguson says. The approach eliminates the chance a cashier might make a mistake, while guests can retrieve online orders in just a few seconds. Similarly, third-party delivery drivers can now get their orders without involving any staff members. Not only is this new service model better from the customer perspective, but it’s also improved operations, adds Ferguson. Instead of handling routine customer interactions and having to solve problems, employees and managers eliminate those problems at the source by focusing on speed of service, order accuracy and food quality. What’s more, the improved customer service and simplified service model has made for happier employees. “The vibe and the mood of our employees is really high, higher than I’ve ever seen it,” Ferguson says, adding that the new service model “just changed the mood, the pressure, the stress, the need to put out fires, the workarounds.” Rise paired its change in service model with a major IT effort of integrating orders from multiple streams. With the emergence of off-premises dining, says Ferguson, workers had to handle orders from several third-party delivery platforms, orders on their own online system and orders placed in-house. Until recently, these systems weren’t integrated into a single in-house system, and employees had to manually enter some of these orders into a POS system. The company has now integrated all these order streams into a single system. This, says Ferguson, once again removes time-consuming tasks from employees’ plates, allowing them to focus on the food. With the improvement of operations and reduction in build-out costs, Rise is once again moving into growth mode. The chain, which lost a good chunk of its store count just a few years ago, expects to add five new locations in the next year, with even faster growth in the years to follow. In terms of markets, Rise wants to continue building stores in its home base of North Carolina’s Research Triangle, as well as the Southeast “Biscuit Belt,” Ferguson says, though he’s open to moving into markets outside this region. The brand, he adds, does well in urban areas and college towns. Rise at a Glance - CEO: Tom Ferguson - Chief financial officer: Ken Priest - Chief operating officer: Brian Wiles Equipment dealer: United Restaurant Equipment Company, Raleigh, N.C. Chain headquarters: Durham, N.C. Year founded: 2012 Signature menu item: Chicken biscuit Number of units: 16 Unit size: 1,000 sq. ft. - 1,400 sq. ft. Seats per unit: 0 - 20 Location type: In-line locations with patios preferred Total system sales: $10.5 million per year Average sales: $710,000 per year Restaurant hours: 7 a.m. - 2 p.m. daily Unit growth projections: 5 in the next year Check average: $14 - $17 Equipment package cost: $140,000
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We Help Grow Your Seattle Business We’re not your ordinary virtual tour platform. We help you Win the Listing, Win the Sale, and Win the Relationship with content deemed most important by buyers and appreciated by sellers in the greater Seattle Washington area (and beyond), featuring floor plans, the #1 ranked traditional listing content item per Zillow buyer research (see the research). Sell your properties sight-unseen! Checkout the video on how we help your business Amazing Pro Photography Engaging 2D & 3D FloorPlans Immersive 3D Walkthroughs What makes us unique? Hold a Virtual Open House Win the Listing You need to differentiate at the listing appointment to make a good impression. 88% of Sellers say they want to work with an agent that offers 3D tours and content, because 99% say it makes their home more competitive. That’s why 82% of sellers would switch agents to those that offer 3D tours. Our free account tools help you make an impression and win that listing. Each free account includes: - a demo tour with your branding & an active Matterport - editable listing presentation template - free HomeDiary Sponsorship for all of your clients Brandkeepr – Your Brand on Your Tour Once you have the listing, Brandkeepr, our patent-pending feature, keeps your brand on your virtual tour on websites like Zillow, Redfin, Trulia and even your own personal or company website, so you get more people to see you, which gives you free leads on the sites people visit most. Just uploading photos to the MLS does not give you this free advertising opportunity for you, which has been proven to get new clients for our customers. See Testimonies and how one tour made an additional $2.5 million in home sales! Win the Sale Supply vs Demand. The more buyers that see your listing, the higher the demand and the higher the potential sales price. The problem today is limitations on the number of people that can do a physical property visit of your listing. With our 3D Walkthrough Tour, virtual showings can happen 24/7. Research shows this fits squarely with what buyers want: - 55% of buyers are leery of visiting your listings due to covid - 84% of buyers deem floor plans online as important - 55% of buyers would by sight unseen IF the listing had 3D content online All of this increases your potential buyer base, increases demand, reduces the time to sell 20% and increases the final sales price by up to 9%, per 3rd party research! Win the Relationship with HomeDiary The listing content lives on with HomeDiary, our connected homeowner platform. Each virtual tour includes a Claim Home option and your account includes a connection to HomeDiary for client sponsorship. It’s free for them, and free for you. And it helps you stay remembered in several ways: - A Keepsake for Sellers. Just invite your seller to HomeDiary with your personal invite link, then when they Claim the Home, you become their sponsor, and they get a copy of the photos and 2D/3D floor plans of their old house, and they can also use HomeDiary on their new house. - A Management Tool for Buyers. A buyer can Claim the Home from the tour and they also get a copy of the photos and 2D/3D floor plan tools put into their private and secure HomeDiary account. You get content attribution, but you are not the official sponsor – if you invite them first with your invite code (because you are working with them on the buyside), then you can be the official sponsor. - A Home Platform for All Clients. Each FloorPlanOnline account comes with an integration to HomeDiary. Just sync your profile and use your personal invite code to email clients, or even post it to social media and boost the post (buy an ad) to get new clients in your market area (per our tests, the CAC is less than $3/sponsored user). When people sign up, you become their sponsor in a relevant, home-related platform. Future services will include the ability to hire us for floor plans and 3D property scans for planning, remodeling or insurance purposes on the buy or living side of the spectrum. Photo Tourwith Slideshow Video & YouTube - The Base Tour includes - ✅ Premium multi-layer HDR Pro Photography - ✅ Full Screen HD Viewer - ✅ Editable Slideshow Video with video clip support, text slides, editable transitions & music - ✅ Companion YouTube video - ✅ Customizable Property Flyers - ✅ MLS and Branded tours with Brandkeepr (your brand on top sites) - ✅ Claim Home to HomeDiary for Buyer & Seller - ✅ Hosting for 1 year - Up to 20 photos | 5 for $30 more 3D Walkthrough TourThe Virtual Open House! - Everything in FloorPlan Tour + - ✅ 360 degree 3D Property Scan, powered by Matterport - ✅ Virtual walkthrough with Guided Tour for virtual open houses 24/7 - ✅ Floor plan top view - ✅ 3D Dollhouse view - ✅ Online measuring tool - ✅ Virtual Reality View - ✅ Optional outside 360 views - ✅ Showcase Gallery - ✅ Hosting of Matterport for shorter of the active listing period or 12 months. - Price to 1000 sq ft & up to 20 photos | $70/1000 sq ft +5 photos extra FloorPlan TourPoint & Click Plans + 3D Designer - Everything in Photo Tour + - ✅ 2D Point & Click FloorPlans - ✅ 3D FloorPlan Model - ✅ 3D Designer-our spaceplanner - ✅ Virtual remodeling for “what if” scenarios - ✅ Brochures with floor plans - ✅ Printable 1 & Multi-Page 2D Plans - ✅ Unlimited 2D/3D Plan Snapshots - ✅ Photos of every major room - ✅ FloorPlans sync’d to the video - Price to 1000 sq ft & up to 20 photos | $60/1000 sq ft +5 photos extra Contact us to get a detailed price quote for your listing based on the size and location. You can also see other upgrades and available options for your area. Upgrades & Add-ons We include a lot of things in the base price of the tour vs others that tend to nickel and dime you - for brochures, a slideshow video, blue skies or even a tour. We think a tour is highly important because it can be used as an advertising vehicle not just for your listing, but for you with Brandkeepr. Our full service tours also include blue skies for your hero photo, TV black outs (or images), fire in fireplaces, etc...and you can always enhance images with production services for as low as $10 a photo. We can also add aerial photos and video created by licensed FAA pilots (a requirement for real estate listings), twilight shoots and video services. One appointment, one person to create all the content needed to sell your listing faster and for more money. ReeceNichols Special Pricing on these tour enhancements: - Virtual twilights - Just $35 - Custom social media videos - Just $25 - Custom slideshow videos - $149 - Colored or 3D Enhanced FloorPlans - 3D Walkthrough Video - $50. We create a recording of the Matterport walkthrough and add floor plan snippets to present it in a video format, like you see in this example below. Its added to the tour and great for social media or email marketing. Note this video includes our beta VoiceOver Service that creates a computer generated voice over with your text script. - Automated VoiceOver Service - we take your text script (or write one for you) and create a voiceover that matches the flow of the video. See our example Matterport Video that includes the voiceover. Interested in Self Service? You can also mix and match services - use your photos (or your favorite photographer's) and our platform and production service to create or convert a floor plan source and get the same end product, just at a lower price. Self service options start at just $29 a tour and we can convert ANY floor plan source (Matterport, hand drawn sketch, architectural plans or a marketing brochure) into an editable 2D/3D floor plan, with autocad export and high res 3D renders coming in 2022. Free Account Features Sign-up is free, no credit card is required. Each account comes with these features you will not find anywhere else - Demo Tour - all the content featured on our 3D Walkthrough Demo Tour, just with your branding. Load it on your iPad at your listing appointment to show prospective sellers HOW you will market their home. - Listing Presentation Template - use our template and customize for your business to communicate WHY you will create the content featured in your demo tour, and HOW you will sell their home for top dollar. It's an editable Google Slide deck you can export to PDF or PowerPoint, or share electronically with your sellers. - HomeDiary Sponsorship - HomeDiary is our homeowner platform tied into our tours. Via Claim Home, buyers and sellers can get a copy of the photos and 2D/3D floor plan tools copied into their own private HomeDiary account to use as a management tool or keepsake, respectively. Invite your buyers and sellers, and all of your past clients, and you become the sponsor on their accounts for their old and new homes. You can read more on HomeDiary here. - Amazing Customer Care - have a question or need help? Just call us or create a support ticket and we will get the job done. Get started with your free account Downloadable Content for You Servicing the Seattle-Tacoma, Washington Metro Area with Professional Real Estate Photography & More Our core service area ranges from Seattle, up to Bellingham and down to Tacoma and Olympia. We can also go to other areas with an extended travel fee. Contact us for specific coverage questions. Most of our service providers are FAA licensed pilots and they all have Matterport capable cameras, so you are dealing with one person, one appointment! All of our people are trained on the same process with production completed by the FloorPlanOnline team for quality and consistency. FloorPlanOnline has built the most robust tour platform, and it is backed up with great local service providers. See how we compare. FloorPlanOnline Comparison to select Tour Companies Western Washington Area Manager View my services offered. Kirkland – Juanita Seattle – Downtown, West Seattle, Ballard, University District, Northgate Seattle Area Real Estate Photography Samples Sample Pacific Northwest Tours Click to see the complete tour Ready To Get Started? What our Customers say... As I can attest, FloorPlanOnline with HomeDiary can help you get more business. I received a call from a potential buyer who saw one of my listings online. While the home sold quickly and she was too late, she was so impressed with my marketing presentation, powered by FloorPlanOnline, she not only hired me to sell her high-end home, but I helped her buy her new one, too. That one listing was responsible for an additional $2.5M in sales. I would not have gotten the new client by providing just photos. This buyer specifically called me based on my virtual tour presentation. That’s why FloorPlanOnline is my go-to team for creating amazing content for my sellers, as well as a tool & content for new buyers through its HomeDiary integration, which can be a channel of new business too. The photos, tools and presentations that FloorPlanOnline and their incredible photographers have absolutely helped take our business to the next level this past year. On more than one occasion we have had listings in close proximity of other similar listings in a neighborhood and each time we have drawn much larger crowds to our open houses and garnered much higher selling prices than the others. Having FloorPlanOnline tours to show our clients has definitely helped us land listings, sell homes faster & for more money, and been a wonderful keepsake for our sellers after the closing. I have used FloorPlanOnline for over 10 years now, and they keep getting better. The new Story format showcases the amazing photos, aerials and floor plan content they create and helps make my client’s home, and me, look professional. It also positions the property for a fast sale. The HomeDiary integration is also cool, so the new buyer can claim the home and get a copy of the photos and 2D/3D floor plan copied into their private HomeDiary, compliments of me! Joel did an amazing job capturing the charm and space of this Mt Baker area Seattle home. Keep up the great work.
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45 years ago on this day Chiang Kai-shek, the head of the Nationalist government that had lost the Chinese Civil War against Mao Tse-tung’s communists and fled to Taiwan, died in exile in Taipei, a city which he had named provisional capital of China. Chiang couldn’t fulfill his dream of retaking any territory overtaken by the “Communist bandits”, as the press controlled by him called them officially until the late eighties. At that time, his son Chiang Ching-Kuo, who had ended almost 40 years of martial law, had also passed away and democracy was slowly blossoming on the island under the first president born in Taiwan, Lee Teng-hui. In his younger years, still in China, while Chiang stood committed to a program of social reform, most of it remained on paper, partly because his control of the country remained precarious. Ultimately he lacked a vision for those deep social and economic changes needed to bring Chinese society into the 20th century, following an increasingly conservative path that virtually ignored the plight of China’s oppressed and impoverished peasantry, which more and more supported his sworn enemies. After being forced to move to Taiwan with the remnants of his Nationalist forces in late 1949, and as a lesson from this grave error, a thorough land reform laid the basis for the country’s impressive economic achievements over the next four decades. The excellent infrastructure built on Formosa between 1895 and 1945 by the Japanese, which he had been so reluctant to fight on the Chinese mainland, was also essential. The chastened Chiang finally curtailed the notorious corruption in the Nationalist Party. During the Cold War, and especially after the Korean War broke out in June 1950, he benefited greatly from generous military American aid. In his last years he had to witness how Taiwan lost its seat in the United Nations to the People’s Republic and the beginning rapprochement between Washington and Peking known as “ping-pong diplomacy”. Once his statues were omnipresent in Taiwan and important roads in all relevant places are still named after him, which has become a controversial issue due to Chiang’s involvement in the “White Terror”, an era lasting from 1949 to 1987, in which over 1000 persons were executed and over 100,000 imprisoned for various lengths of time. Those victims included communist sympathizers, democracy activists, critics of the regime, as well as members of the local elite deemed contaminated by Japanese influence during the colonial period. It will take time to heal wounds that could not be mentioned for decades, but Taiwan is slowly confronting its authoritarian past, a difficult task everywhere. P.D.: I remember that when I was a child, our family used to buy canned pineapple, mandarins and asparagus from Taiwan while on holiday in Germany. Little did I know that one day I would consider that island my home.
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https://flying-dutchman.net/remembering-chiang-kai-shek-45-years-after-his-death/
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Gentleman’s Foundry is proud to announce that we will be a featured vendor at this weekend’s Miami Flea. We will be offering some of our luxury skin care products for men. Some of our offerings will be: O/Zero Oil-Free Moisturizer, Preface Daily Face Wash, Double-Deal Aftershave Moisturizer, and Knockout Dark Circle Eye Serum, among others. “The fifth Miami Flea will have new and exciting material to inspire hands-on activities via creative classes, arts and crafts, live demos and more! This unique flea will revolve around a social atmosphere where groups of artisans can network and collaborate with local coffee and beverage shops, restaurants, entrepreneurs and every creative soul in the city. Bookleggers Library will be on-site providing the Flea with their impeccable literary knowledge as they offer their bound goodness at our chill “nest”. We will be curating our very own “Grub Garden” featuring the city’s best eateries and local delicacies. Make sure to stop by the kid’s corner by Little Creative Souls for some creative crafts, face painting, and the interactive Frost Science workshops. Park your bike at the bike valet and laze the day away with your furry friends in our dog-friendly hangs. Of course, enjoy refreshing craft brews and hand-crafted sips as usual. WHERE: 1440 N Miami Ave – 1440 North Miami Avenue, Miami, FL 33136 – View Map“ We are happy to be part of the Miami Flea V, we love having the chance to participate in exciting and novel events within our community. It’s not every day you can contribute to a larger story; this is something we dare not take that for granted.
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CC-MAIN-2022-05
https://gentlemansfoundry.com/miami-flea-and-gentlemans-foundry/
2022-01-19T13:59:58Z
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Have you ever caught yourself thinking about how you got your current job or how you were lucky enough to be born into such a prominent family? Have you ever wondered that if others knew the “real” you, they wouldn’t like you? If so, you may have a common mental health problem called impostor syndrome. - 1 What is impostor syndrome? - 2 You as your worst enemy - 3 Some people are more at risk of impostor syndrome - 4 Signs of impostor syndrome - 5 How to overcome impostor syndrome What is impostor syndrome? Impostor syndrome means a person doubts their abilities, feels like a fraudster and believes that his achievements are the merit of success rather than their own abilities. Experts recognize this syndrome as a deep-rooted insecurity that can have a major impact not only on a person’s career but also on his or her personal life and relationships. A person suffering from impostor syndrome may be afraid that he or she does not deserve good things, and may constantly worry that others will find out, expose him or her, because of which he or she will lose everything. These fears can lead to unwanted long-term conditions such as depression or anxiety. Anxiety caused by impostor syndrome can lead to overcompensatory or obsessive-compulsive behavior in humans. And chronic anxiety also does great harm to physical health. Maybe all the above sounds familiar to you, then you know – impostor syndrome can affect anyone. It is not uncommon to experience outbreaks of impostor syndrome from time to time. In fact, about 70 percent of people experience it in their lives. Sometimes such feelings are caused by a too critical boss or loved one, but impostor syndrome can also manifest itself in people who are not confident. You as your worst enemy Impostor syndrome is basically a kind of self-sabotage. It can turn into a self-fulfilling “mantra” – believing that you don’t deserve what you have, you can worry unnecessarily about losing it, which can make it harder to achieve your goals. For example, people with this syndrome may reject a promising job offer or deny a potential spouse because they think they are not good enough. It is a cunning syndrome, and it can begin with unspoken, unconscious doubts about yourself, which over time grow into obsessive thoughts and deeply painful feelings. And it’s difficult to detect this syndrome on your own. Some people are more at risk of impostor syndrome Anyone can develop impostor syndrome, but the greatest risk is to people with a strong desire to be successful. If the pressure of societies that value achievements and often associate them with human values is added to this desire, you have an ideal “recipe” for impostor syndrome. The way you grow up also has a big impact. Children who have been encouraged to accomplish achievements but have not been praised, and who have been taught that accepting praise is wrong, often take these feelings with them into adulthood. People belonging to certain groups who experience increased social pressure, micro-aggression in the workplace or who have ingrained doubts about themselves are also at greater risk. These may include the LGBTQ + community, women and people with darker skin tones. Factors such as stereotypes, discrimination and oppression exacerbate the development of impostor syndrome. Anyone who is undergoing major changes, such as divorce or career advancement, is also at risk, as their self-esteem may already be precarious because of these changes. Signs of impostor syndrome The dominant feature of this syndrome is feeling as if you are a fraudster, a fraud in your career, in your relationship or in your life in general, but you may not realize that you feel that way. Answering these questions listed by experts can help you understand your feelings: - Do you think you do not deserve success or happiness? - Do you have difficulty accepting praise? - Does receiving an award or public praise make you feel angry or intimidated? - Do you constantly question your skills and abilities? - Are you worried that something worked out just because others felt compassion for you? - Do you set too high expectations and expectations for yourself? - Are you very sensitive to criticism? - Do you have low self-esteem or self-esteem? - Do you often notice that you think negatively about yourself, your relationship, your work or your life in general? - Are you worried that if others really knew you, they wouldn’t like you? - If someone asks you to list five things you are good at, do you find it difficult to list these skills? - Have you ever yelled at someone trying to praise you? - Do you usually reject compliments? - In group projects, do you provide more for the work of others than for your own? This is normal if you sometimes feel doubtful about yourself, but if the respondents to many of the questions listed above are positive and observe this pattern of behavior regularly, rather than just from time to time, it is likely that you will also suffer from impostor syndrome. How to overcome impostor syndrome This pattern of thinking may seem invincible at first, but with patience and dedication you can put an end to it. Here are some techniques that can help. Talk to a professional If overcoming impostor syndrome were as simple as telling yourself to stop thinking negative thoughts, it wouldn’t be a big deal. However, such patterns of thinking can be deeply rooted and can be traced back to childhood. Talking to a psychologist or mental health professional is a great first step in helping yourself find the source of those thoughts and learn how to change them. Set realistic goals People who have high expectations of themselves want to “get to the moon”, but such expectations can end in frustration and damage self-confidence. Instead, practice setting realistic goals that help achieve the overarching goal. Say goodbye to toxic people Impostor syndrome can live in your mind, but people around you who criticize, scold you, and treat you differently can exacerbate it. And you cannot overcome this syndrome until you say goodbye to the toxic environment or the people in your life. Make a list of your achievements Seeing everything you have accomplished in your life can help you understand how much you have actually accomplished and learn to feel proud and happy about what you have accomplished. If you have a hard time creating your achievement list, ask a trusted friend or relative to help you. Stop comparing yourself to others Someone often traps people with this syndrome where they compare their weaknesses to other people’s strengths. This can lead to deceptive thoughts, which can only exacerbate the problem. The comparison is counterproductive. Instead of focusing on others, take responsibility for your own success and realize that you are not where you are, just by chance. Create a journal of positivism Your girlfriend gave you a nice compliment? Did you receive a bonus at work? A colleague praised? Take a pad and write every compliment or praise you receive, no matter how big or small. Whenever you felt like a cheater, open this block and remind yourself of what you have achieved. Practice accepting praise If, when accepting praise or an award, you feel very uncomfortable, embarrassed or even angry, try role-playing with a friend. This will allow you to try a kind expression of gratitude and help you avoid self-denial or angry answers.
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CC-MAIN-2022-05
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What makes Wall Street so attractive to ambitious workers and bright minds? It’s the same thing that also makes it so reckless: big paychecks. Americans get this, which is why Congress has passed a financial reform law to begin to repair the problem. But the official watchdogs responsible for enforcing the law, under assault by Wall Street lobbyists, seem to have shelved the necessary regulations pending “review.” The aggressive loan-makers who made millions churning out junk mortgages contributed to the 2008 financial crash. Those mortgages fed the fee-generating securitization assembly line developed by math whizzes, which fattened more wallets. The high-risk traders at banks and hedge funds took it a step further, gambling on the fate of those original loans to generate even bigger windfalls. And astronomic compensation remains the norm on Wall Street. After a record year for Wall Street bonuses in 2010, the nation’s six largest banks paid out $144 billion in bonuses and compensation in 2011, the second-highest figure ever for these institutions. Bankers claim that their bonuses fell last year, but they managed to make up the difference with higher base pay. At Morgan Stanley, CEO base pay doubled. At Goldman Sachs, CEO base pay tripled. Since 2008, the six largest banks have paid out $539 billion in total compensation. Don’t be jealous of this compensation. Be outraged. This figure does include all employees, including tellers, whose salaries average $25,000 according to the Bureau of Labor Statistics. But as the industry has been shedding line employees, rising total compensation has become even more concentrated among managers. “Wall Street has its own 99 percent and 1 percent,” observed Mike Mayo, an analyst with the brokerage firm CLSA. “The 1 percent continues to win against the 99 percent.” The bankers’ half-trillion-dollar payday comes close to the $879 billion their firms received in taxpayer bailout funds and other federal help after the financial crash. It comes even closer to the estimated $750 billion in mortgage debt Americans owe that exceeds the current value of their homes. Americans paid — and continue to pay — for this risky business. Beyond the cost of the bailout, unemployment stands at 8.3 percent, real wages have stagnated, and millions have lost their homes through foreclosure. No wonder Occupy Wall Street, which dramatized the geographic source for the nation’s economic troubles, sparked a nationwide movement. “Compensation systems…too often rewarded the quick deal, the short-term gain — without proper consideration of long-term consequences,” the Financial Crisis Inquiry Commission, which Congress mandated, concluded. Congress addressed the role of these “compensation systems” in key sections of the Dodd-Frank Wall Street Reform Act in 2010. A pivotal section directs the bank regulators in Washington to prohibit any type of compensation that encourages “inappropriate risks.” Unfortunately, the regulators’ proposal for achieving this key objective lacks teeth. They suggested that only a sixth of a banker’s annual bonus be withheld for three years. That’s a small penalty on bonuses that can run into the tens of millions of dollars, especially if the profits the bonus is based on turn out to be illusory. It would be better to withhold the entire bonus for three years. Washington’s banking agencies asked the public to weigh in about this proposal. Thousands of Americans outraged by the role Wall Street pay figured in crashing the economy offered their two cents. But Wall Street knows a few tricks about influencing Washington. My colleagues and I at Public Citizen documented Wall Street’s grip on this issue in a report called “Just Not Us,” which showed that opponents of Dodd-Frank spent $242 million, deploying 712 lobbyists, to get the rule to apply to anyone but them. Nearly 400 of these lobbyists had previously worked for Congress or one of the same agencies now finalizing the rules for this law. These Wall Street lobbyists know who makes decisions, whom to call, and what arguments work. And the lobbying seems to be achieving the best results for Wall Street: Nothing. This vital reform has been waiting for more than 18 months. We need cops on the beat. The sooner, the better.
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2022-01-19T14:23:46Z
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When Zach Johnson boarded the non-stop jet from the Quad Cities to Scotland last July, he was not in a positive frame of mind. “I was upset,” Johnson said. “I was still upset on Tuesday at St. Andrews.” Johnson had finished in a tie for third at the Deere, a shot out of the Jordan Spieth-Tom Gillis playoff. Johnson had shot a closing 6-under-par 65 at TPC Deere Run, his 28th consecutive round in the 60s. It was also a fifth straight top three finish for the 2012 Deere champ. But all was of little consolation for Johnson as he stormed his way to the jet and the trip to Scotland. That 65? Johnson felt he’d left too many shots out there, shots that kept him from the winner’s circle. “I was upset for not birding No. 14 from in front of the green,” Johnson said. “Not birding No. 17 with a 5-wood in my hand (for his second shot). And that lip-out on No. 18.” Johnson had a 15-foot birdie putt that still would have gotten him in the playoff. It caught the edge of the cup and stayed out. “I was playing with Johnson Wagner,” Zach said. “He hits a putt almost on the same line that went left, and mine went right. I was walking it in and it went right. I’m thinking, “You’ve got to be kidding me.’ I was livid.” Johnson channeled his anger and disappointment, and won the Open Championship at St. Andrews for his second career major. So does some of the credit to that victory at the Birthplace of Golf go to his disappointment at the John Deere Classic? “Yeah, I think so,” Johnson said.
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2022-01-19T13:29:29Z
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The issue occurs on jobs with powershell activated when they have a :READ statement in script or prescript, which passes its values to the Shellscript Error occurs as follows: Unexpected token 'Input' in expression or statement. At agentpath\reportfile.ps1:2 char:9 + ' Input <<<< '0001' used from input buffer -> '&JobNameParam#'='JOBNAME'. + CategoryInfo : ParserError: (Input:String) , ParseException + FullyQualifiedErrorId : UnexpectedToken Job fails then with Ended abnormally. This is caused because the Interpreter for powershellscripts sees the Interpreter for Automic readcommands as script and runs in error then. There are basicly two ways to solve the issue one in the Jobobject itself (NOTE only possible if used in JOBS object) and the second one by changing the HEADER.WINDOWS Object in Client 0: 1.) Solution in JOBS object: adding the parameter "I" to the :READ function; "I" (only for Jobs) :READ statements and user inputs are generally documented in the generated Job object in the form of REMARK lines. By specifying the option "I", this documentation will be suppressed. -please find further information in Automic script manual, searching for :READ command 2.) preparing the HEADER.WINDOWS Object in client 0 for the usage of :READ command on powershell scripts :IF &UC_WIN_TYP = "BAT" : set &UC_REM_PRF = 'REM ' : set &UC_REM_PRF = "# "
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https://knowledge.broadcom.com/external/article/88482/read-statement-in-script-or-prescript-ta.html
2022-01-19T13:27:26Z
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Back to the Triumph Daytona After John Bloor bought and resurrected Triumph, his first assignment was to show that his new company wouldn’t make the same obsolete motorcycles that made them infamous at the time. Partly because the runners got stuck in the road, fighting with nasty electronic components while oil dripped off their shoes. When designing the new factory, the CEO looked to Japan for ideas and arranged tours to Kawasaki, Yamaha and Suzuki factories. The company introduced the latest version of Triumphs in 1991 when it developed a full line of motorcycles built around three or four cylinder engines. The name Daytona was adopted for the fully streamlined model and has been used on the British brand’s premium bike since 1997 when the T595 was released. However, the name dates back to 1966 when Buddy Elmore won the Florida Daytona 200, starting 46th on the grid on the T100 prototype. Although the Bonneville is one of Triumph’s most famous motorcycles, the British brand is not limited to a retro. There were also adventure bikes, jammers, nudes, and sports bikes until recent years. In particular, two fully faired sports motorcycles: the Triumph Daytona 675 and 675R. Revisiting the creation of the Daytona The media initially criticized the first Daytona powered by a 749cc triple. One reviewer called it “run down, heavy and slow, one best left in the past.” It will evolve later in the Daytona 955 cc; however, it was not an innovative racing replica. The problems were resolved to make way for the new model, the 955i, released in 1999. It was an exceptional bike; however, the rivals had stepped up the competition, and he had to face the likes of the Yamaha R1, Suzuki GSX-R1000, and a brand new FireBlade. The original British marque entered the more competitive category and built a 600cc inline four-cylinder Supersport motorcycle in 2000, dubbed the TT600. It was replaced by the sportier Daytona 600 in 2003, stamped with its Daytona label for the first time in an all-new division. The engine was later bored to be renamed the Daytona 650 in 2004. However, none of these efforts made a significant difference in Japanese dominance. Unfortunately, the power and appearance left most people indifferent, and the bike could not compete with the bikes of Japan; because all were much cheaper. Yet like the Daytonas of the past, the 600 was a sporting success when Bruce Anstey led it to a Isle of Man Junior TT victory in 2003. The 600 was produced for a year before being replaced by the Daytona 650, which was later replaced by the 675 after a year. How the new generation of triples started The Daytona 675 hit the market in 2006 and put Triumph on the bucket list among supersport enthusiasts and fans of track days. It took almost four years of development, propelling the brand to new heights within the motorcycling community. The improved 675cc engine produced an astonishing 123 hp. That was enough for a small motorcycle weighing 363 pounds, with sharp brakes and stable handling. There was a time when the Daytona 600 and 650 faced severe rivalry with Japanese rivals such as the Honda CBR600 RR and Yamaha R6, the new 675 did its part very well to set itself apart from the competition. The torque was widely distributed throughout the rev range, which made it possible to have a bike worthy of the road. The model was improved in 2009, with slightly more horsepower, lower weight and renewed design and bodywork, and a computer. The new model was more attractive and featured a more solid fuel injection system to improve power delivery. The firm corrected all the previous mistakes, the control and braking abilities were incredible. When everything was paired with a more powerful engine, it was formulated into an exceptional overall package. Instead of beating the Japanese manufacturers at their own game, Triumph took a fresh approach by introducing the Daytona 675 and transformed everything. The Triumph Daytona 675R was then released in 2011 and featured an Ohlins suspension. It also had Brembo brakes and a quick shifter and carbon fiber front fenders, fender and exhaust cap, as well as fairing fillings. The Daytona 675 and 675R models were updated in 2013; However, Triumph decided not to install the larger engine (765cc) of the Street Triple RS model during a slight overhaul. Triumph Daytona 765 Moto2 In 2016, Triumph ceased production of the base Daytona 675, citing low demand for supersport motorcycles and increasingly stringent European emission standards. After that Daytona would change forever, following the acquisition of an agreement to supply a powertrain for the Moto2 racing championship during the 2019 season. Triumph needed an experimental mule to test the 765cc engine block. , and the most suitable choice was the Daytona 675-based chassis. The 765 triple engine replaced Honda’s 600cc inline-four as the official engine for one of the fierce motorcycle competitions. This is an incredible achievement for the company, which initially drew inspiration from Japanese manufacturing techniques. The prototype turned out to be so popular that it led Triumph to develop the ultimate version of the current Daytona, known as the 765 Limited Edition. Only 765 bikes were designed to serve the European and Asian markets with carbon fiber bodywork and Union Jacks flag paint job, with traction control and new modes for the very first time. Here are some masterpieces from the retro motorcycle world that are not only great to look at, but also fun to ride. About the Author
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Services for Preceptors & Clinical Affiliates UNE recognizes the important contributions of the professionals who work with UNE students in clinical, research or field education roles by granting access to UNE library resources & services. Your UNE department will provide you with a login and password. If you have not received a login and password, or if they have expired or been misplaced, contact the UNE department with which you are affiliated. Passwords are re-set annually. The library is not able to give out affiliate passwords without express approval of a UNE department. Interlibrary loan service is not available to clinical affiliates. Librarians are available by appointment for research consultation in person at either campus location, or remotely by phone or video conference. Questions & Help If you have questions on this, or another, topic, contact a librarian for help!
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During the pandemic, it is highly recommended for you to increase body immunity so that you’re not easily get infected. The immune system is the body’s work system to fight disease. This system will protect the body from incoming organisms or germs that can cause disease. Basically, the body’s immune system can normally work very efficiently in dealing with these enemies. However, when the immune system is in a weak condition, the body will be susceptible to disease. To grow back immune to disease, first you need to maintain and improve the immune system. So, here are some of the ways to increase your body immunity: 1. Avoiding Stress The higher the stress, the less antibodies and white blood cells the body produces. Stress can even further lead a person to an indiscriminate lifestyle such as: smoking and alcoholic. These various actions can clearly further reduce the body’s ability to fight disease. A long term stress can lead to physiological changes that weaken a person’s immune system. Continuous pressure results in a decrease in chemicals in the body, such as the hormones adrenaline and cortisol. This hormones will ultimately suppress and damage the immune system in the body. A study also shows that stress is strongly associated with decreased performance of Natural Killer Cells, white blood cells, and antibodies in the blood. 2. Maintain Good Nutrition Intake You can increase body immunity very effectively through a combination of nutrients, namely macro nutrients, fiber and micronutrients, including carbohydrates, proteins and fats. While micronutrients are vitamins and minerals. Cells in the body need nutrients to function properly. Lack of nutrients can reduce cell function, so that as a result can reduce the body’s immune system. So, it’s best to eat more natural foods, such as omega 3 and 6 which can be found in fish oil, nuts, and seeds. In addition, multiply the consumption of protein such as meat (a little fat), eggs, and fish. Consume Fibrous Foods and Antioxidants Office workers usually experience a disease called Sick Building Syndrome (SBS). SBS is a disease that arises because it is contaminated with free radicals from electronic devices in the vicinity. Free radicals can also occur from metabolism in the body, cigarette smoke, and air pollution. In an indoor room with air condition, these free radicals are carried through people who have previously been contaminated with motor vehicle pollution during outside activities. These free radicals will then continue to spin in a closed room and we can unconsciously participate in breathing the air which is not good for our health. Meanwhile, antioxidants will help to neutralize free radicals so that the body is protected from various cell and damage. In addition, antioxidants are able to remove free radicals in the blood that can suppress the immune system. In order to consume sufficient amounts of antioxidants, you are should regularly consume fruits and vegetables such as: - Green vegetables Eat Foods That Rich in Vitamins and Minerals The strength of immunity depends on the optimal supply of vitamins and minerals. Vitamin A help to maintain the cell structure in the skin, respiratory tract, and intestinal health. This composition forms a barrier, and is the body’s first line of defense. You also need vitamin A to help make antibodies that neutralize the pathogen that causes the infection. Here are some example of food that contains vitamin A: oily fish, egg yolks, cheese, tofu, nuts, seeds, seeds and nuts. B vitamins contribute to the body’s first response after it has been identified as a pathogen. The content responds by influencing the production and activity of “natural killer” cells. Natural killer cells work by causing infected cells to “explode”, a process called apoptosis. Vitamin B can be found in cereals, beans, green leafy vegetables, fruit, nuts, fish, chicken, meat, eggs, meat and milk, as well as in fortified soy milk. Vitamins C and E When the body fights infection, the body experiences what is called as oxidative stress. Oxidative stress causes the production of free radicals that can penetrate cell walls, cause their contents to leak into the tissues, and worsen inflammation. Vitamin C and vitamin E help protect cells from oxidative stress. Vitamin C also helps clear this cellular disorder by producing special cells to enhance the immune response, including neutrophils, lymphocytes, and phagocytes. You can find vitamin C in oranges, lemons, limes, berries, kiwifruit, broccoli, and tomatoes. Meanwhile, vitamin E including nuts, green leafy vegetables, and vegetable oil. Some immune cells need vitamin D to help destroy the pathogen that causes infection. Sun exposure allows the body to produce vitamin D. Meanwhile, you can find vitamins D in food sources including eggs, fish, and some brands of milk, and margarine. Most people only need a few minutes outside the house, almost every day. People with vitamin D deficiency may need supplements. A review of 25 studies found that vitamin D supplements can help protect against acute respiratory infections. In addition, a number of minerals are also linked to antioxidants and have been has been shown to affect postural resistance. 3. Regular Exercise Research has shown that exercise for 30 minutes every day will increase the level of leukocytes of blood cells that function without color. This will help to destroy any bacteria that enter the body. The research shows that doing sun-exposures or sunbathing can take advantage of immunity if done properly. According to Healthline, light sun exposure especially at certain hours such as between 08.00-09.00 or 11.00-13.00 , can increase the production of vitamin D which is also beneficial for immunity. For the duration, do sunbathing 10-15 minutes for 2-3 times a week to produce adequate vitamin D. 5. Get Enough Sleep Lack of sleep or too tired can increase a person’s risk of disease and decrease the body’s immune system. A person whose sleep deprived will usually be susceptible to influenza or other infections. Therefore, it is highly recommended for anyone to fulfil their sleep duration. For adults, the recommended sleep duration, which is 7-9 hours every night for the health of the body. 6. Maintain Food Hygiene Don’t forget to maintain food hygiene. Starting from the process of cleaning, manufacturing, including eating equipment and drinking water to support endurance and health. According to experts, often alone or no time to meet with relatives or socialize will change the body’s immune system at the cellular level. Therefore, socialize with people around you to relax your mind and increase endurance. Applying a healthy lifestyle is the best step in maintaining and to increase body immunity. However, in some conditions, it might need consumption of immune enhancing supplements. It is better to consult a doctor before taking it, especially if you have certain medical conditions. The doctor can recommend supplements according to your health conditions, with the right dosage.
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Stage 1. Evaluate Your Needs The “right vehicle” relies upon what your identity is and what you anticipate from a vehicle. A few of us like to say something with our vehicles. Some prefer to go for vivacious drives on ends of the week . In those cases, reasonableness will in general take a secondary lounge to how the vehicle causes you to feel. In any case, for the people who need a vehicle for every day obligations, usefulness should best glimmer. Here are some down to earth contemplations to remember: What number of travelers do you have to convey? What sort of driving do you do? Is it principally thruway, surface roads, rough terrain? Do you have a long drive and, hence, is mileage critical to you? Do you want all-wheel drive? What are your must-have highlights? Think reinforcement camera, calfskin seats, Apple CarPlay, and so on What security highlights are critical to you? Do you need vulnerable side observing, path takeoff cautioning and programmed crisis slowing down, for instance? What freight limit do you want? Will you be utilizing youngsters’ vehicle seats? Will you be doing any towing? How much carport or parking spot do you have? Stage 2. Set Your Budget Except if you’re paying money for your vehicle, you’ll have to ponder financing your buy or rent. What amount can you truly stand to designate toward a vehicle installment every month? The basic guideline is that your month to month new-vehicle installment ought not surpass 15% of your month to month salary. A trade-in vehicle will be more affordable, yet a similar rule ought to apply. Assuming you’re seeking lease, focus on a regularly scheduled installment that is under 10% of your salary. You’ll likewise need to factor in 7 extra percent of your month to month pay to take care of fuel and protection costs. Realizing your financial plan in advance will help you while arranging your next vehicle or truck. Stage 3. Choose If You Want to Lease or Buy Renting and purchasing each have upsides and downsides, and how you feel about these may assist with directing your choice on which course to take. For instance, a rent requires practically zero cash down and offers lower regularly scheduled installments. However, when the rent closes, you have no vehicle and should go out on the town to shop once more. Then again, purchasing a vehicle is more costly at first, and the regularly scheduled installments are higher. Yet, when you take care of the advance, you will possess a vehicle that you can drive however long it runs. The following are a couple of more factors to think about when settling on renting and purchasing: You can drive a more costly vehicle for less cash. You can drive another vehicle with the most recent innovation like clockwork. Most fixes will be covered under the industrial facility guarantee. There are no exchange bothers toward the finish of the rent. You have greater adaptability to sell the vehicle at whatever point you need. You can adjust the vehicle as you would prefer. There are no mileage punishments on the off chance that you drive a great deal. Your vehicle costs will be lower over the long haul gave you take care of the vehicle and keep it some time. Stage 4. Think about Other Cars in the Class Would you have your care (or heart) set on a particular vehicle? Numerous customers do. Yet, in the present steadily evolving commercial center, new vehicles are continually hitting the display areas, and one that you’ve never at any point considered could be ideal for you. Edmunds allows you to research and contrast comparative vehicles with observe the one that genuinely fits you best. On the off chance that you as of now have a vehicle at the top of the priority list, you should in any case survey other equivalent vehicles in a similar class to ensure you haven’t disregarded a shockingly better decision. You can do this by picking a similar vehicle type, as recorded in Car Finder instrument, and setting the boundaries that are vital to you. When you choose a commendable possibility, you can undoubtedly check for itemized data on valuing, determinations and highlights. You can likewise contrast vehicles you picked with all the more effectively contrast highlights and details. Stage 5. Gauge the Costs of Ownership A few vehicles might be less expensive to purchase yet more costly to possess. Regardless of whether two vehicles have about a similar value, one may devalue quicker or cost more to safeguard and keep up with. Before you focus on a vehicle, you should gauge its drawn out proprietorship costs. These incorporate devaluation, protection, upkeep and fuel costs. Edmunds has an incredible assessment apparatus: True Cost to Own® (TCO®), which presents this data in a simple to-understand design. It can assist you with settling on a shrewd choice front and center that can save you large number of dollars over the existence of the vehicle. Stage 6. Track down Cars available to be purchased The old strategy for vehicle shopping made them visit showrooms face to face to see stock and see whether the vehicles had the choices you needed. When you have a thought of the vehicle you need, you can undoubtedly see its accessibility. When you’re prepared to rent or purchase, we suggest getting a couple of these proposals since the costs might shift starting with one showroom then onto the next. You’ll generally hear back from the showroom by means of an email or call before long you demand a unique deal. This is an ideal opportunity to check that the vehicle is available, plan a test drive, and pose any extra inquiries. Assuming you’re not prepared to finish the arrangement, simply cause a note of which showrooms to have the vehicle you need, and reach them when you’re prepared. Stage 7. Set Up a Test Drive Since you’ve observed a vehicle that appears as though it very well may be ideal for you, call, text or email the showroom’s web office to plan a day and time for a test drive. By making a test-drive meeting with your nearby showrooms, you guarantee that the vehicle will be sitting tight for you when you show up. We suggest test-driving around three distinct vehicles so you don’t restrict your choices. Attempt to plan a couple of arrangements one after the other; it will make looking at the vehicles simpler and give you an agile exit from the showroom. While the salesman will need to talk numbers later a test drive, you probably won’t be prepared. Stage 8. What to Look For in a Test Drive A vehicle may appear to have every one of the elements you need, however the genuine test happens when you are steering the ship. You should test-drive the vehicle the manner in which you would drive it during your regular daily existence. On the off chance that you drive, take a stab at driving the vehicle in both unpredictable rush hour gridlock and at thruway speeds. Assuming that you trip to the mountains, check whether you can discover some close by steep slopes to ascend. Roll over knocks, take sharp corners, and test the brakes in a protected area. Get in and out of the vehicle a few times and make certain to sit in the rearward sitting arrangement, particularly in the event that you anticipate conveying travelers. Look at the freight space. On the off chance that you anticipate utilizing kids’ vehicle seats, bring yours along to test for fit and simplicity of establishment. Take photos of the vehicles so you can reference them later. While you are assessing the vehicle, don’t be occupied. Take as much time as is needed looking everything over. A decent sales rep will regard your need to encounter the vehicle and will allow you to zero in on the driving experience. Switch off the sound system so you can pay attention to the motor. You can assess the sound framework when you return to the showroom. Assuming the discussion goes to inquiries concerning whether you might want to discuss buying or renting, you can say that you’re as yet in the test-drive stage. Stage 9. Pick Your Car Later test-driving a few vehicles, the decision ought to be clear. Assuming it isn’t, mull over it. In the first part of the day, you may have your response. If not, you may have to make a couple of strides back and drive more vehicles. It’s smarter to take longer in the shopping stage than have purchaser’s regret later. While settling on the ideal choice is significant, it’s additionally great to understand that there isn’t one wonderful response. The present vehicles are more secure than any time in recent memory. They improve gas mileage. They have conveniences at a lower cost than before. So, there could be a few decent vehicle decisions, and an official choice is actually a question of individual taste. Stage 10. Time to Buy or Lease Since you’ve done research that, we trust, causes you to feel certain you’ve tracked down the right vehicle for you, it’s an ideal opportunity to turn into a vehicle purchaser or resident.
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Supascreen® doors are a perfect product for Front Entry Designer Doors and Stacking Sliding Doors. Offering Security and peace of mind while not visually obstructing the Doors. - Available in a broad range of Standard Colours and can be powder coated in both Dulux & Interpon Colours - With 2 different Timber look Frames available to match those with traditional Cedar windows - 3 Point Locking Mechanism - High Tensile 316 Stainless Steel Mesh with a Marine Grade Coating suitable for Beach Areas - Reaching a Bal 40 Rating for those in High Fire Zone areas - Inclusive of all Door Hardware - Protection against flying and crawling insects and pests - Tested to Australian Standard AS5039-2008 for maximum impact and shear resistance - Backed with a 16 Year Warranty Want to know more about our security screens? Call us today and speak with one of our friendly staff to arrange an obligation free in home consultation. From Amplimesh to Colonial Castings – all the best security screens in one place Mal Glanville & Co. offer premium window furnishings and security screens to properties from Gosford to Newcastle and across the Central Coast of NSW. As a second-generation family owned business, since 1975, we’ve been matching customers with their ideal security screens and window products. We stock all the highest-quality brands at the most competitive prices. Whether that’s Amplimesh or Colonial Castings, our security screen doors are second to none. Browse our complete range of security doors and windows or view the gallery for examples of completed projects. Get a quote on Amplimesh Supascreen® Add an extra layer of security to your property with Amplimesh Supascreen®. For more information on our security doors, installation and prices – contact the team. Call (02) 4323 1500 to speak with a team member or use our form to request a call-back. We offer free quotes and in-home consultations to help you select the best security doors for your needs.
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The time is here for brave Gorgoneers to suit up, face curses, and brave the lands of beta testing. Project Gorgon has officially gone into Steam early access as of today, bringing the game out of its years-long public alpha and into its next phase. The MMO is 25% off through March 19th, meaning that you can pick up this buy-to-play title for $30. The website also received a facelift to mark the occasion. Early access is planned to run for about a year, at the end of which players will be able to retain their characters and skills, but items will be wiped for the launch. For the uninitiated, Project Gorgon is “a fantasy MMORPG that features an immersive experience that allows the player to forge their own path through exploration and discovery. You won’t be guided through a world on rails, and as a result there are many hidden secrets awaiting discovery. Project Gorgon also features an ambitious skill-based leveling system that bucks the current trend of pre-determined classes, thus allowing the player to combine skills in order to create a truly unique playing experience.” Massively OP’s Choose My Adventure just wrapped up a lengthy trip to Project Gorgon; you can get caught up with our impressions right here:
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By Michael Kinney As bad as the Oklahoma defense performed throughout the day Saturday, in order to have a chance to beat rival Texas and keep their season undefeated, they needed just one last stop in the fourth quarter to give their potent offense a chance to win the game. Unfortunately for the Sooners, that stop never came as the Longhorns kicked a game-winning field goal with nine seconds left to beat the Sooners 48-45 at the Cotton Bowl. “We have to get better in a lot of areas,” Lincoln Riley said. “But we’ve got some fight in that room. We have some guys who are incredibly disappointed right now. They will be ready when we get back on the field here at TCU Congratulations to Texas. They played a very good football game. It was one of the epic ones there. It will be one people will be talking about for years and years and years. It was really a special atmosphere like it always is. It lived up to the billing like it always does.” The Sooners entered the fourth quarter trailing the Longhorns 45-24. The game looked like it was done. But then OU seemed to flip a switch in the final 10 minutes of the game. First quarterback Kyler Murray hit Lee Morris for a 19-yard touchdown with 8:28 left on the clock. The defense came up with a stop to give the ball back to the offense with 5:11 left. On the first play of the drive, Murray sprinted 67 yards down the left sideline and into the endzone to close the gap to 45-38. For a third consecutive series, the defense came up with a huge stop and forced Longhorns to punt. The Sooners took over on their own 43yard line. It took only three plays for Trey Sermon to score and tie the game at 45-45. “It was a tale of two games for us,” OU coach Lincoln Riley said. “First part we were inconsistent offensively. Didn’t get any stops defensively. We were kind of just average on special teams. Then at the end of the game I was very proud of our team’s fight there at the end. To get it back there to tie the game, have a great chance to win the football game.” Texas ended the day with 501 total yards. Sam Ehlinger threw for 324 yards. UT came into the game averaging only 396 yards per outing. Their 48 points were 20 more than their season average as well. The Longhorns had their best offensive performance of the season against an Oklahoma defense that was supposed to be a strength this season. “Our players got a little bit disjointed. We all did,” defensive coordinator Mike Stoops said. “[Texas was] reading what we were doing. We were trying to audible back out of it and I think our players got in between two calls at times. I thought [Texas] played more physical than we did today, and some of it is just who we have there in certain positions. That’s an area we obviously need to get better in – just our physicality across the board.” Murray suffered his first loss as a starting quarterback in college with his defeat at Texas Despite throwing for 304 yards and two TDs on `19-of-26 passing and leading the Sooners in rushing with 116, he put the loss on his shoulders with his two turnovers. “Obviously, I’m not used to losing,” Murray said. “It hurts. Disappointed. It’s just tough because I feel I turned the ball over today and you give them the advantage when you turn the ball over. I feel like if I didn’t turn the ball over we had a better shot at winning the game. Obviously, we didn’t play as well as we wanted to. We knew coming into this game it was going to be a four-quarter game. We’re better than that. I know we’re better than that. It’s just tough.” Marquise Brown snagged nine catches for 132 Yards and two touchdowns on the day. Lamb added six receptions for 75 yards. Curtis Bolton led the Sooners with 13 tackles. Kenneth Murray, who leads the Big 12 in tackles, ended with 10. Kahil Haughton added nine tackles. For Texas, Lil Jordan Humprey tallied nine catches for 133 yards while Collin Johnson tacked on 6 receptions for 81 yards. Keaontay Ingram led the Longhorns ground game with 13 carries for 87 yards. Oklahoma took the first lead of the game when Kyler Murray and Brown hooked up for a 4-yard TD pass on the game’s opening drive. However, UT outscored the Sooners 24-10 the rest of the first half. The Longhorns kept finding ways to putting the Oklahoma defense in positions it didn’t want to be in. On their second touchdown of the first half, quarterback Sam Ehlinger hit tailback Tre Watson on a wheel route out of the backfield on a 28- yard touchdown catch. He was being defended by defensive end/linebacker Mark Jackson, who was trailing him the entire way. On the ensuing drive, the Longhorns went on an eight play, 75-yard scoring drive as they rammed the ball down the Sooner’s throat with the run game. They were physically moving the defensive line off the line of scrimmage and back into the linebacker’s laps. “At the end of the day if we may not get the call, it’s still our jobs as players to get down and run the defense at the end of the day,” Neville Gallimore said. “Whether we get the call or not, get lined up, that’s the biggest thing for us. We just need to do a better job at that. It’s the little things.” The Longhorns came out of halftime like they started the game. They pulled out an 11-play drive that covered 75 yards. Ehlinger’s 5-yard touchdown run put Texas up 31-17. But the Sooner’s struck back with a 77-yard scoring strike from Murry to Brown. It’s the longest reception by a Sooner in the series. After Oklahoma forced a three and out on the next series, they got the back with a chance to tie the game. However, Murray fumbled while trying to evade pressure up the middle and the Longhorns recovered. “Coach Riley, he is preaching to me all the time about ball security in the pocket. And then it ended up in a big game,” Kyler Murray said. “I don’t know how many times he’s told me that. That one defiantly hurts.” The Longhorns took advantage of the turnover and scored twice more I the third to take a 45-24 advantage heading into the fourth quarter. “We all as a group are supposed to be on the same page,” cornerback Tre Brown said. “We got on different pages and you could see the frustration out of us. But we’re a team, we’re brothers and we picked that up very late. Should have been doing that the whole time. Second half it came together, but we should have been doing that the whole game. We knew what was coming, but we didn’t execute like we should and everything was just coming to us late. We knew it was right there, but we didn’t make the play. It’s on all of us.” Story ran in the Yukon Review Michael Kinney is a Freelance Content Provider
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April is a transition month. Birds return from their winter travels, the early spring flowers shake off their sleepy lethargy, and the sun’s rays warm us for the first time in months. The earth starts to reawaken, and us with it. Why not use some of that new-found energy to pray with Only By Prayer through the month of April. 1. Maundy Thursday, April 2 — Today we remember Jesus celebrating the Last Supper with his disciples. During this meal, Jesus set two important precedents that, as His followers, we still live out today. First of all, as they were preparing to eat the meal, Jesus, the Teacher, took on the role of servant. He wrapped a towel around His waist and filled a basin with water; then he went around and lovingly washed each of his disciple’s feet. Peter, especially, was uncomfortable with this and protested, but Jesus explained the reason for his actions. He was setting an example for them: As He had done for them, so they needed to do for others. On this special day, Holy Thursday, Jesus introduced the Christian virtue of service. Secondly, Jesus shares the evening meal with his disciples. It, however, was not quite an ordinary supper. He foretold of His upcoming sacrifice on the cross by using the metaphor of the bread as his body and the wine as His blood. His disciples would not understand the significance of this until later after His death and resurrection. Today we celebrate communion at church in memory of the Last Supper. Verse: “Now that I, your Lord and Teacher, have washed your feet, you also should wash one another’s feet. I have set you an example that you should do as I have done for you.” John 13:14-15 NIV Prayer: Dear Lord, You never ask us to do anything that You have not done Yourself. Thank You for setting the example of serving others. Help us to carry on that mission in our own lives. Give us opportunities daily to serve others, as well as regular acts of service. May we also realize the importance of meeting regularly with believers, encouraging and communing with each other. Amen. 2. Good Friday, April 3 — Today is the darkest day of the Christian calendar, for it was on this day that Jesus was crucified and buried. It is so very tempting to want to skip over this day and go straight to the celebration of Easter, but it would also be so very wrong. We need to reflect on the pain and sacrifice that Jesus endured when He took our sins upon Himself. We need to follow his path to the cross so that we can more fully appreciate the mercy, grace, and righteousness that God gives us for His sake. Please spend a few minutes on the following resources and/or participate in a Good Friday service at your church today. Verse: “When he had received the drink, Jesus said, ‘It is finished.’ With that, he bowed his head and gave up his spirit.” John 19:30 NIV Prayer: Dear Jesus, we offer You our deepest thanks for taking the punishment of our sins on the cross. We can never repay You for Your suffering; we accept this gift with a humble spirit. The greatest gift we can give back is to share the gospel with others. Help us to overcome any reticence in sharing about the eternal life that waits for them also. Amen. 3. Easter Sunday, April 5 — The most joyous event on the Christian calendar, Easter, is a day for celebrating The Resurrection. I never tire of imagining the look on the faces of the women who went to Jesus’ tomb, only to find the stone blocking the entrance rolled away and the tomb empty. It is this miracle that makes Christianity different from every other religion, because that same power of God that raised Jesus from the dead is available to us, His followers, (Ephesians 1:18-19) in our own ministries! God does not want us living in weakness, but in the resurrection power of Jesus. Imagine what we could do for Him if we truly believed this. Verse: “Why do you look for the living among the dead? He is not here; he has risen!” Luke 24:5-6 NIV Prayer: Dear Jesus, Our hearts are filled with joy this morning. You have triumphed over evil and death. Because of this victory, we have the certainty of eternal life in heaven. And we also have many promises for our life on earth. May we spend our lives filled with Your Holy Spirit, equipped to live an abundant life. We praise You that You have broken the power of death. Amen. 4. Tax Day, April 15 — This many seem a silly thing to pray about, but when you consider the stress that finances put on families, states, and countries, we need to focus some prayer power on this issue. Tax Day is a day that people dread because of the many hassles involved in the preparation and filing of taxes. Money itself is a cause for concern in America with our ballooning national debt. Just watching the National Debt Clock rise is enough to make your blood pressure rise along with it. Along with national debt, many people are drowning in personal debt. With maxed-out credit cards, expensive cars, home mortgages, and college bills, too many of us are overextended and underfunded. Learning to budget and live within our means is a skill to be learned and practiced. As Dave Ramsey always says, “Act your wage!” We also need to pray for those who are enduring financial stress because of circumstances beyond their control. Job loss, illness, and fraud are just a few of the reasons for an unexpected financial crisis. Let’s pray for all circumstances today. Verse: “No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.” Matthew 6:24 NIV Prayer: Dear Lord, help us to give You first place in our hearts. It’s easy to want all the trappings the world has to give, but may we manage our money with wisdom and discernment. Help us not to make emotional, quick spending decisions. We pray for our government that the authorities would work on a balanced budget and stop spending more than we have. For those innocent victims suffering financial stress, we ask for wisdom and resources to help them recover from the loss. In Jesus name. Amen. 5. Iran Talks – Talks drag on in Switzerland, albeit without the foreign ministers of China, France, and Russia, who left earlier this week for home. “The negotiators’ intention is to produce a joint statement outlining general political commitments to resolving concerns about the Iranians’ nuclear program in exchange for relief of economic sanctions against Iran. In addition, they are trying to fashion other documents that would lay out in more detail the steps they must take by June 30 to meet those goals,” FoxNews.com said in an article published on April 2 on their website. Let’s pray for wisdom for our leaders that they make the right decision regarding these negotiations. - Iran Talks News Story Verse: “Where is the wise man? Where is the scholar? Where is the philosopher of the age?Has not God made foolish the wisdom of the world?” 1 Corinthians 1:20 NIV Prayer: Lord, we need Your wisdom and discernment to make the right decision. We pray that what is hidden will be brought to light and that our leaders will make a decision based on truth and facts; we pray for Your protection. Amen. Thank you for praying with us today. Feel free to use this as a reminder throughout the month, and please add any of your prayer suggestions in the comment section below.
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Effective Date : 05 September, 2020 The Service enables Users who are seeking help (each a "Customer") with various services, including those around their home, to connect through the Website or App with third party service professionals (each a "Provider") who would like to complete the task (the "Property Renovation Service") for the Customer. The Service provides a platform that connects Customers and Property Renovation Service professionals only. We do not provide or perform Property Renovation Services. We are not responsible for the performance of Property Renovation Services, nor do we have control over the quality, timing, provision or failure to provide, or any aspect whatsoever relating to the identification, request, or provision of Investment Property Renovation Services related, directly or indirectly, to our Service. You must become a registered User by creating a User account to request assistance and connect with a Property Renovation Service professional. You may access the Service from a computer or mobile device. Requesting Property Renovation Services. A User may use the Service to post a request to have a particular Property Renovation Service provided (a "Request"). Such Requests must be clearly worded, correctly provide for the relevant category of service, and be a fair and accurate description of the work to be done. When making a request, the Customer is solely responsible for confirming the accuracy of all information provided, including, the work requested to be done and the location at which the Customer will require such Property Renovation Services (the "Premises"). Each Request is limited to one single, clearly detailed Property Renovation Service to be provided by one or more Property Renovation Service professionals. If a User wishes to obtain help with more than one Property Renovation Service, the User must make a separate Request for each Property Renovation Service requested. As a Customer, by confirming your Request, you understand and agree that you have made an offer, for which a Property Renovation Service Professional has the power to accept or reject in his or her sole discretion. For purposes of this Agreement, the services provided by Providers to their Customers that are scheduled through the Renozee™ Platform shall be referred to as the "Services." Services do not include jobs deemed ineligible by Renozee™, in its sole discretion, for scheduling or performing through the Renozee™ Platform due to applicable licensing/permitting regulations or other similar requirements. Renozee™ reserves the right to alter, modify and remove Service requests in its sole discretion. Unless specified by a Provider, Renozee™ makes no claim or otherwise represents that a Provider is licensed to perform any of the Services provided, offered through the Renozee™ Platform or otherwise contemplated herein. Please note that in certain markets Provider may be required to have a license to perform certain Services that will exceed a monetary threshold. For example, regulations applicable in certain markets require a license for work that will total more than $500.00. Accordingly, Customers must determine for themselves whether a Provider is qualified to perform the requested Service. Customers should consult their state or local requirements to determine whether certain Services are required to be performed by a licensed professional. Services ordered through the Renozee™ platform may include delivery, installation, and/or assembly of furniture or other items obtained from a third party ("Merchandise"). Renozee™ does not provide and is not responsible for Merchandise, and does not itself provide the Services. ANY DECISION BY USERS TO OFFER OR ACCEPT SERVICES THROUGH THE Renozee™ PLATFORM IS A DECISION MADE IN SUCH USER'S SOLE DISCRETION. IT IS ENTIRELY UP TO THE CUSTOMER TO EVALUATE THE PROVIDER AND THE PROVIDER’S QUALIFICATIONS, AND UP TO THE PROVIDER TO EVALUATE THE JOB ORDERED. EACH SERVICE PROVIDED BY A PROVIDER TO A CUSTOMER SHALL CONSTITUTE A SEPARATE AGREEMENT BETWEEN THAT PROVIDER AND CUSTOMER. PROVIDERS ARE INDEPENDENT CONTRACTORS AND NOT EMPLOYEES OR SUBCONTRACTORS OF Renozee™. Renozee™ MAKES NO REPRESENTATION AND IS NOT RESPONSIBLE FOR THE PERFORMANCE OF USERS OR PROVIDERS OR SERVICES PROVIDED, NOR DOES IT HAVE CONTROL OVER OR MAKE REPRESENTATIONS REGARDING THE QUALITY, TIMING, LEGALITY, FAILURE TO PROVIDE, OR ANY OTHER ASPECT WHATSOEVER RELATING TO ANY SERVICES. Renozee™ HAS NO RESPONSIBILITY OR LIABILITY FOR ANY SERVICES PROVIDED TO CUSTOMERS BY PROVIDERS, INCLUDING, BUT NOT LIMITED TO, A WARRANTY OR CONDITION OF GOOD AND WORKMANLIKE SERVICES, WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE OR COMPLIANCE WITH ANY LAW, REGULATION OR CODE. EXCEPT AS OTHERWISE SET FORTH HEREIN, Renozee™ IS NOT AFFILIATED WITH, ENDORSED OR SPONSORED BY ANY PROVIDER. Renozee™ cannot confirm that each Provider is who they claim to be, and therefore, Renozee™ cannot and does not assume any responsibility for the accuracy or reliability of the identity or background check information or any information provided through the Service. Renozee™ cannot and does not guarantee that a Provider’s profile and background check information are current and up to date. YOU ACKNOWLEDGE AND AGREE THAT Renozee™ IS NOT LIABLE FOR DAMAGE THAT MIGHT ARISE OUT OF THE SERVICES. Renozee™ IS NOT RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY USER INCLUDING PROVIDERS, AND WILL NOT BE LIABLE FOR ANY CLAIM, INJURY OR DAMAGE ARISING IN CONNECTION WITH ANY SERVICES. Each User should exercise caution and common sense to protect their personal safety and property, just as you would when interacting with any person whom you do not know. Users hereby agree not to request, schedule or perform any of the following as Services or Additional Services through the Renozee™ Platform (collectively, the "Excluded Services"): Users of the Renozee™ Platform contract for the Services directly with other Users. Renozee™ is not a party to any contracts for the Services, whether express or implied. The Renozee™ Platform does not facilitate these contracts but supplies a medium through which Customers can connect with Property Renovation Contractors. The free trial offer entitles new, registered users to a thirty (30) day free trial of the Services. For all plans, you authorize us to charge you according to the plan you choose at the then current plan rate, and any other charges you may incur in connection with your use of the Services, such as taxes, duties, and possible transaction fees. For all accounts, there are no refunds or credits for changes to your account or changes to the number of seats in your plan. We reserve the right to change service fees upon thirty (30) days notice. Such notice may be provided at any time by posting the changes to Renozee or by email. Monthly Plan: A valid credit card is required for you to continue using the Services on a month-to-month basis after the thirty (30) day free trial period ends. The Services are billed in advance on a monthly basis and are non-refundable. Semi-Yearly Plan: Payment in advance is required to continue using the Services on a semi-yearly basis after the thirty (30) day trial period ends. The Services are billed in advance on a semi-yearly basis and are non-refundable. Yearly Plan: Payment in advance is required to continue using the Services on a yearly basis after the thirty (30) day trial period ends. The Services are billed in advance on a yearly basis and are non-refundable. You are solely responsible for the proper cancellation of your account. You may cancel your account at any time by going to Company Settings and closing your account. An email or phone request to cancel your account is not considered cancellation. You will not be charged after cancellation. There is no cancellation fee. In the event of cancellation or termination your account will be immediately disabled, and your account and information cannot be recovered once the account is closed. We retain the right to retain or delete data provided to us by you at our sole discretion. We also reserve the right, but do not have any obligation, to refuse service to anyone and close your account(s) without notice for any or no reason at all. Renozee™, at its sole discretion, may make available promotions with different features to any of our Users or prospective Users. These promotions, unless made to you, shall have no bearing whatsoever on your Agreement or relationship with Renozee™. You are not required to participate in promotions. BY PARTICIPATING IN ANY PROMOTIONAL ACTIVITY VIA THE Renozee™ PLATFORM, YOU ARE AGREEING TO ANY ADDITIONAL TERMS AND CONDITIONS APPLICABLE TO THE PROMOTIONAL ACTIVITY, including the following: i. Renozee™ Referral Program. For the Renozee™ Referral Program, Renozee™ will assign a Referral Code ("Renozee™ Referral Code") to you via the App or email for distribution at your discretion to your friends, family and other third parties for use on their first Service (each a "Referral User"). If a Referral User uses your assigned Renozee™ Referral Code on a Service that is completed via the Renozee™ Platform within the applicable time period (the "Referral Period"), then you will be eligible for a credit or payment as described in the App and Website at the time the Renozee™ Referral Code is used. A Renozee™ Referral Code is validly redeemed when the Service it was applied to has been completed and paid for in full through the Renozee™ Platform. The amount and conditions of the credit or payment shall be determined by Renozee™ and communicated to you in writing through the App, the Website or via email and are subject to change, without notice, at Renozee™’s sole discretion; provided, however, unless otherwise communicated to you, all payments will be made via check mailed to the address associated with your User account within ninety (90) days from the date your Renozee Code is validly redeemed by a Referral User as set forth above. Your failure to cash a check associated with the Renozee™ Referral Program within 180 days of issuance by Renozee™, or your failure to provide Renozee™ with your taxpayer identification number (TIN) within thirty (30) days of Renozee™’s request thereof, will result in potential rescindment of your referral reward. We maintain sole discretion to prohibit your participation in the Renozee™ Referral Program in the future, for any or no reason. Further, by using the Renozee™ Referral Program, you agree to abide by all current material-connection disclosure laws issued by the Federal Trade Commission and/or other governing authority. THE PARTIES ARE NOT RESPONSIBLE FOR: (a) ANY INCORRECT OR INACCURATE INFORMATION, WHETHER CAUSED BY ENTRANTS, PRINTING ERRORS OR BY ANY OF THE EQUIPMENT OR PROGRAMMING ASSOCIATED WITH OR USED IN THE PROMOTION; (b) TECHNICAL FAILURES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO MALFUNCTIONS, INTERRUPTIONS, OR DISCONNECTIONS IN PHONE LINES OR NETWORK HARDWARE OR SOFTWARE; (c) UNAUTHORIZED HUMAN INTERVENTION IN ANY PART OF THE ENTRY PROCESS OR THE PROMOTIONAL ACTIVITY; (d) TECHNICAL OR HUMAN ERROR THAT MAY OCCUR IN THE ADMINISTRATION OF THE PROMOTIONAL ACTIVITY OR THE PROCESSING OF ENTRIES; OR (e) ANY INJURY OR DAMAGE TO PERSONS OR PROPERTY THAT MAY BE CAUSED, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, FROM YOUR (OR ANY OTHER ENTRANT'S) PARTICIPATION IN THE PROMOTIONAL ACTIVITY OR RECEIPT OR USE OR MISUSE OF ANY PRIZE. We are not responsible or liable in any manner for any data or content created by third parties ("Third Party Content") available on the Service, whether made available or caused to be made available by Users or by any of the technology associated with or utilized in the Service. Although we provide this Agreement and other policies and rules for User conduct, we do not control and are not responsible for our Users' actions and are not responsible for any Third Party Content you may encounter on the Service. We are not responsible for the conduct, whether online or offline, of any User. Notwithstanding anything else in this Agreement, the Renozee™ Company has no responsibility to monitor any Third Party Content. The Service may be temporarily unavailable from time to time for maintenance or other reasons. We assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, content created by Users ("User Content"). We are not responsible for any problems or technical malfunction, including, without limitation, any problem or malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or persons, traffic congestion on the Internet or at any web site (including the those in the Service) or combination thereof. We make no guarantee regarding the provision of Property Renovation Services, the acceptance of any Requests for the provision of Property Renovation Services, the availability, workmanship, timeliness, integrity, ability or skill of Property Renovation Service Professionals or the Property Renovation Services they purport to be able or willing to provide. We do not guarantee that the Property Renovation Service Professionals hold any qualification, certification, license, schooling, training, or insurance required to provide the Investment Property Renovation Services. THE COMPANY DOES NOT WARRANTY ANY HOME SERVICE PROFESSIONAL'S PROFESSIONAL ACCREDITATION, REGISTRATION, CERTIFICATION, LICENSE, INSURANCE, BOND, OR WORKER'S COMPENSATION PROTECTION. THE SERVICE AND THE SERVICE CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" AND Renozee™ DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Renozee™ CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SERVICE OR MAKE ANY WARRANTY AS TO THE TIMELINESS, ACCURACY, RELIABILITY, COMPLETENESS, OR QUALITY OF ANY HOME SERVICE, INFORMATION OR MATERIALS PROVIDED THROUGH OR IN CONNECTION WITH THE USE OF THE SERVICE.Renozee™ DOES NOT REPRESENT OR WARRANT THAT THE SERVICE CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE, OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY SUCH CONTENT AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES. Renozee™ DISCLAIMS ANY AND ALL RESPONSIBILITY FOR ANY THIRD PARTY CONTENT OR THIRD PARTY SITES. To help maintain the quality of the Renozee™ Platform, Users (both Providers and Customers) will have the opportunity to rate each other after the completion of Services. Customers will see Provider ratings before selecting a Provider for a job so each rating a Customer gives can have an impact on that Provider's future on the Renozee™ Platform. In addition, Customers with a low rating may not have their requests accepted. We may, without further notice or warning and in our discretion, monitor or record telephone conversations that we have with you or anyone acting on your behalf for quality control and training purposes or to protect our rights. You agree to Renozee™’s use of a service provider to mask your telephone number with a number provided by Renozee when you call or exchange text (SMS) messages with another User. Renozee™ and its service provider reserve the right to access, store, use, and disclose the messages, call transcripts, and data about the calls/messages between and among Users that occur through the Renozee™ Platform for our business purposes, including to provide and improve customer service and the Renozee™ Platform, fraud prevention, and to identify violations of this Agreement. You agree to the use of masked numbers described above as well as Renozee™’s use and disclosure of the related data for legitimate business purposes. We reserve the right to withdraw or amend the Renozee™ Platform, and any service we provide on the Renozee™ Platform in our sole discretion without notice. We will not be liable if for any reason that all or any part of the Renozee™ Platform is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Renozee™ Platform, or the entire Renozee™ Platform, to Users for any reason or no reason. You are responsible for: If you choose, or are provided with, a User name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Renozee™ Platform or portions of it using your User name, password or other security information, including third party site password(s). You agree to notify us immediately of any suspected unauthorized access to or use of your User name or password or any other breach of security. You are solely responsible for maintaining the confidentiality of your account and password, and you accept responsibility for all activities that occur under your account. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. We have the right to disable any User name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of this Agreement. Renozee™ may, from time to time, access your account to make certain changes that you request or remove prohibited information from the Platform. THE SERVICE IS ONLY A VENUE FOR CONNECTING USERS. EXCEPT AS OTHERWISE SET FORTH HEREIN, Renozee™ IS NOT AFFILIATED WITH ANY CARRIER, PROVIDER, OR THIRD-PARTY SERVICE. ANY DISPUTE YOU HAVE WITH ANY CARRIER, PROVIDER, OR THIRD-PARTY SERVICE, OR OTHER THIRD PARTY, INCLUDING, WITHOUT LIMITATION, ANY OTHER USER OF THE SERVICE, IS DIRECTLY BETWEEN YOU AND THAT THIRD PARTY, AND YOU IRREVOCABLY RELEASE Renozee™ (AND OUR OFFICERS, DIRECTORS, AGENTS, INVESTORS, SUBSIDIARIES, AND EMPLOYEES) FROM ANY AND ALL CLAIMS, DEMANDS, OR DAMAGES (ACTUAL OR CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES. You may not modify, alter, reproduce, or distribute the Renozee™ Platform in part or entirety. You may not directly rent, lease, lend, sell, redistribute, or sublicense the Renozee™ Platform. You must not decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of any portion of the Renozee™ Platform, any updates, or any part thereof (except as and only to the extent any foregoing restriction is prohibited by applicable law or the terms of any Third-Party Service), nor attempt to disable or circumvent any security or other technological measure designed to protect the Renozee™ Platform or any content available through the Renozee™ Platform. The Renozee™ Platform and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Renozee™, its licensors or other providers of such material, and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. You must not: Except as permitted herein, you must not access or use for any commercial purposes any part of the Renozee™ Platform or any services or materials available through the Renozee™ Platform. You may use the Renozee™ Platform only for lawful purposes and in accordance with this Agreement. You agree not to use the Renozee™ Platform: Additionally, you agree not to: We comply with the provisions of the Digital Millennium Copyright Act applicable to Internet service providers (17 U.S.C. §512, as amended). If you have an intellectual property rights-related complaint about material posted on the Renozee™ Platform, you may contact our Designated Agent at Cisols Place, LLC, Attn: Copyright Compliance Team, [email protected]. The Renozee™ Platform may contain profiles and other interactive features (collectively, "Interactive Services") that allow Users to post, submit, publish, display or transmit to other Users (hereinafter, "Post") content, photographs, images, or other related materials (collectively, "User Contributions") on or through the Renozee™ Platform, including User-supplied profile pictures, bio lines, and job/service-related photos. You represent and warrant that: You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not Renozee™, are fully responsibility for such content, including its legality, reliability, accuracy and appropriateness. We are not responsible, or liable to any third party, for the content or accuracy of any User Contributions posted by you or any other User of the Renozee™ Platform. In exchange for the right to use the Renozee™ Platform, Users who post their User Contributions hereby irrevocably grant to Renozee™ the following rights in connection with the display, distribution, transmission, or broadcasting on any media, including the Internet, of their User Contributions in connection with the Renozee™ Platform: Such right applies in any media now known or not currently known, and such right is hereby deemed to be perpetual, non-exclusive, unrestricted, royalty-free, worldwide, irrevocable, transferable, and sub-licensable (through multiple tiers). User hereby releases Renozee™ from (and shall not bring any) proceeding, whether now known or unknown, for defamation, invasion of right to privacy, publicity or personality or any similar matter, or based upon the use of your User Contributions. We have the right to: Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Renozee™ Platform. YOU WAIVE AND HOLD HARMLESS Renozee™ AND ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES. We understand that occasionally disputes may arise between or among our Users. In the event a dispute initiated by either a Provider or a Customer cannot be resolved independently, you hereby agree, at Renozee™’s request, to participate with good faith, to the extent you are reasonably able to do so, in a neutral resolution, mediation, or arbitration process conducted by Renozee or a neutral third-party mediator or arbitrator selected by Renozee™. Notwithstanding the foregoing, you acknowledge and agree that Renozee™ is under no obligation to become involved in or impose resolution in any dispute between or among Users or any third party. As a Provider, you acknowledge and agree that it is your responsibility to maintain in full force and effect adequate workers' compensation (or, if permitted by law, occupational accident insurance), unemployment, liability, and other forms of insurance with policy limits sufficient to protect and indemnify Renozee™ and its affiliates, and each of their officers, directors, agents, employees, subsidiaries, partners, members, controlling persons, and successors and assigns, from any losses resulting from the conduct, acts, or omissions of you or your assistants, agents, contractors, servants, or employees. Before any Services are performed by any assistants, helpers, subcontractors or other personnel engaged by a Provider, the Provider shall require any such individuals to become a registered, approved Provider on the Renozee™ Platform pursuant to Renozee™ policies as described herein. Providers that utilize non-registered, non-approved personnel to assist with a Service could have their permission to access the Renozee Platform revoked. Each Provider assumes full and sole responsibility for the payment of all compensation, benefits and expenses of helpers, assistants, subcontractors and/or other personnel, if any, and for all required and applicable state and federal income tax withholdings as to the Provider and all persons engaged by the Provider in the performance of the Services. As a Provider, you are solely responsible for any costs or expenses incurred by you in connection with the performance of the Services, and in no event shall Renozee reimburse, or be required to reimburse, you for any tools, materials, costs or expenses used in connection with the Services. You shall furnish and maintain, at your own expense, the tools, equipment, supplies, and other materials used to perform the Services. You, at your sole discretion, shall determine what equipment, supplies, and materials are necessary to perform the Services, and where, when, and at what cost, to purchase or maintain any necessary equipment, supplies, tools, and materials. At your request, Renozee may offer to you certain equipment, supplies, and materials for purchase. You are not required to purchase any equipment, tools, supplies, or materials from Renozee at any time. By providing Services as a Provider on the Renozee Platform, you represent, warrant, and agree that: (i) you are solely responsible for obtaining the necessary licenses and/or certifications for performance of the Services or Additional Services; (ii) you will not transfer or sell your User account, password and/or identification to any other party; (iii) you will be solely responsible for any and all liability that results from or is alleged as a result of your provision of Services, including, but not limited to personal injuries, death and property damages; (iv) you will comply with all applicable laws, rules and regulations while providing Services, and you will be solely responsible for any violations of such provisions; (v) you will pay all applicable federal, state and local taxes based on your provision of Services and any payments received by you; (vi) you will not attempt to defraud Renozee or a Customer in connection with your provision of Services or Additional Services; and (vii) you will not demand that a Customer pay in cash, or use a credit card reader or other off-platform payment service, to accept payment for Services or engage in any other activity in a manner that is inconsistent with your obligations under this Agreement. Notwithstanding anything set forth herein to the contrary, you further represent, warrant, and agree (i) to pay all reasonable out-of-pocket expenses incurred by Renozee in connection with the resolution of any property damage or other claims resulting from a Service you performed for a Customer, and (ii) that Renozee shall have the right to suspend your Provider account until it has received payment in full for all such reimbursable amounts. The Renozee Platform may provide you with access to third-party websites, databases, networks, servers, information, software, programs, systems, directories, applications, products or services, (collectively, "Third-Party Services"), and may enable you to export information or content, including your or other Users’ User Contributions, to Third-Party Services such as Twitter or Facebook, through a feature of the Renozee Platform. By using one of these features, you agree that Renozee may transfer that information or User Contribution to the applicable Third-Party Service. Renozee does not have or maintain any control over Third-Party Services and is not and cannot be responsible for their content, operation or use. By linking or otherwise displaying information from or providing access to any Third-Party Services, Renozee does not give any representation, warranty or endorsement, express or implied, with respect to the legality, accuracy, quality or authenticity of content, information or services provided by those Third-Party Services. This Agreement is effective upon your creation of a User account, as amended by any modifications made pursuant to Section 1. You may discontinue your use of the Renozee™ Platform or participation in the Services at any time, for any reason. We may suspend or deactivate your User account (either as a Provider and/or Customer), or revoke your permission to access the Renozee™ Platform, at any time, for any reason, upon notice to you. We reserve the right to refuse access to the Renozee™ Platform to any User for any reason not prohibited by law. Either party may terminate the Agreement for any reason upon written notice to the other party. The terms of this Agreement, and any subsequent modifications of this Agreement, shall remain in effect at all times after you or Renozee™ terminate your participation or access to the Renozee™ Platform or Services. If Renozee™ terminates or suspends a User account for any reason, the User is prohibited from registering a new account under their name or an alias. Renozee™ will promptly terminate without notice the accounts of Users that are determined by Renozee™ to be "Repeat Infringers" to the fullest extent permitted under applicable law. A Repeat Infringer is a User who has been notified of infringing activity or has had User Contributions (as defined in Section 17 above) removed from the Renozee™ Platform at least twice. We may update the content on this Renozee™ Platform from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Renozee™ Platform may be out of date at any given time, and we are under no obligation to update such material. You acknowledge that Confidential Information (as hereinafter defined) is a valuable, special and unique asset of Renozee™ and agree that you will not disclose, transfer, use (or seek to induce others to disclose, transfer or use) any Confidential Information for any purpose other than disclosure to your authorized employees and agents who are bound to maintain the confidentiality of Confidential Information. You shall promptly notify Renozee™ in writing of any circumstances which may constitute unauthorized disclosure, transfer, or use of Confidential Information. You shall use best efforts to protect Confidential Information from unauthorized disclosure, transfer or use. You shall return all originals and any copies of any and all materials containing Confidential Information to Renozee™ upon termination of this Agreement for any reason whatsoever. The term "Confidential Information" shall mean any and all of Renozee™'s trade secrets, confidential and proprietary information and all other information and data of Renozee™ that is not generally known to the public or other third parties who could derive value, economic or otherwise, from its use or disclosure. Confidential Information shall be deemed to include technical data, know-how, research, product plans, products, services, customers, markets, software, developments, inventions, processes, formulas, technology, designs, drawings, engineering, hardware configuration information, marketing, finances or other business information disclosed directly or indirectly in writing, orally or by drawings or observation. As a Provider, you understand that in performing the Services, you will receive certain private and/or confidential information regarding the Customer and will have access to their homes and personal belongings. Except upon order of government authority (e.g., court, administrative agency) having jurisdiction, or upon express written consent by the Customer, you agree that you shall not publish, disseminate or disclose, for your own benefit or the benefit of any third party, any confidential information regarding the Customer, including addresses, telephone numbers and/or financial information. You further agree not to engage in any activity which violates the privacy of any Customers, including, but not limited to, taking unauthorized photographs or making unauthorized audio or video recordings of Customers or their homes or their personal belongings; or publishing, disseminating or disclosing any such photographs or recordings. You acknowledge that your failure to comply with the foregoing shall constitute a material breach of this Agreement. You understand that we cannot and do not guarantee or warrant that files available for downloading from the Internet or the Renozee™ Platform will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT (INCLUDING MOBILE DEVICES), COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE Renozee™ PLATFORM OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE Renozee™ PLATFORM OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY Renozee™ PLATFORM LINKED TO IT. YOUR USE OF THE Renozee™ PLATFORM, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE Renozee™ PLATFORM IS AT YOUR OWN RISK. THE Renozee™ PLATFORM, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE Renozee™ PLATFORM ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER Renozee™ NOR ANY PERSON ASSOCIATED WITH Renozee™ MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE Renozee™ PLATFORM. WITHOUT LIMITING THE FOREGOING, NEITHER Renozee™ NOR ANYONE ASSOCIATED WITH Renozee™ REPRESENTS OR WARRANTS THAT THE Renozee™ PLATFORM, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE Renozee™ PLATFORM WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER(S) THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE Renozee™ PLATFORM OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE Renozee™ PLATFORM WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. Renozee™ HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. IN NO EVENT WILL Renozee™, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, DIRECTORS, OR CORPORATE PARTNERS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE Renozee™ PLATFORM, ANY Renozee™ PLATFORMS LINKED TO IT, ANY CONTENT ON THE Renozee™ PLATFORM OR SUCH OTHER Renozee™ PLATFORMS OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE Renozee™ PLATFORM OR SUCH OTHER Renozee™ PLATFORMS, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. You agree to defend, indemnify and hold harmless Renozee™, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of this Agreement or your use of the Renozee™ Platform, including, but not limited to, any use of the Renozee™ Platform's content, Services and products other than as expressly authorized in this Agreement or your use of any information obtained from the Renozee™ Platform. Generally, in the interest of resolving disputes between you and Renozee™ in the most expedient and cost effective manner, YOU AND Renozee™ MUTUALLY AGREE THAT EVERY DISPUTE ARISING IN CONNECTION WITH THIS AGREEMENT WILL BE RESOLVED BY BINDING ARBITRATION. Arbitration is less formal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, may allow for more limited discovery than in court, and can be subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. This agreement to arbitrate disputes includes all claims arising out of or relating to any aspect of this Agreement, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and regardless of whether a claim arises during or after the termination of this Agreement. YOU UNDERSTAND AND AGREE THAT, BY ENTERING INTO THIS AGREEMENT, YOU AND Renozee™ ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW. Nothing in this Agreement will be deemed to waive, preclude, or otherwise limit the right of either party to: (i) bring an individual action in small claims court; (ii) pursue an enforcement action through the applicable federal, state, or local agency if that action is available; (iii) seek injunctive relief in a court of law; or (iv) to file suit in a court of law to address an intellectual property infringement claim. Any arbitration between you and Renozee™ will be settled under the Federal Arbitration Act, and governed by the Commercial Dispute Resolution Procedures and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Agreement, and will be administered by the AAA. The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at 1-800-778-7879. A party who intends to seek arbitration must first send a written notice of the dispute to the other party by certified U.S. Mail or by Federal Express (signature required) or, only if that other party has not provided a current physical address, then by electronic mail ("Notice"). Renozee™'s address for Notice is: Cisols Place, LLC, P.O. Box 15, Brookline, MA, 02446, Attn: Legal Department. The Notice must: (i) describe the nature and basis of the claim or dispute; and (ii) set forth the specific relief sought ("Demand"). The parties will make good faith efforts to resolve the claim directly, but if the parties do not reach an agreement to do so within thirty (30) days after the Notice is received, you or Renozee™ may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by you or Renozee™ must not be disclosed to the arbitrator until after the arbitrator makes a final decision and award, if any. If the dispute is finally resolved through arbitration in your favor, Renozee™ will pay you the highest of the following: (i) the amount awarded by the arbitrator, if any; (ii) the last written settlement amount offered by Renozee™ in settlement of the dispute prior to the arbitrator's award; or (iii) one thousand US dollars ($1,000). If you commence arbitration in accordance with this Agreement, Renozee™ will reimburse you for your payment of the filing fee, unless your claim is for more than ten thousand US dollars ($10,000), in which case the payment of any fees will be decided by the AAA Rules. Any arbitration hearing will take place at a location to be agreed upon, but if the claim is for ten thousand US dollars ($10,000) or less, you may choose whether the arbitration will be conducted: (i) solely based on documents submitted to the arbitrator; (ii) through a non-appearance based telephone hearing; or (iii) by an in-person hearing as established by the AAA Rules in the county (or parish) of your billing address. If the arbitrator finds that either the substance of your claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the AAA Rules. In that case, you agree to reimburse Renozee™ for all monies previously disbursed by it that are otherwise your obligation to pay under the AAA Rules. Regardless of the manner in which the arbitration is conducted, the arbitrator must issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees or expenses at any time during the proceeding and upon request from either party made within fourteen (14) days of the arbitrator's ruling on the merits. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, YOU AND Renozee™ AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Renozee™ agree otherwise, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding, to the fullest extent permitted under applicable law. If Renozee™ makes any future change to this arbitration provision, other than a change to Renozee™'s address for Notice, you may reject the change by sending us written notice within thirty (30) days of the change to Renozee™'s address for Notice, in which case your account with Renozee™ will be immediately terminated and this arbitration provision, as in effect immediately prior to the changes you rejected, will survive. If any part of this section is found to be unenforceable, then the entirety of this section will be null and void and, in that case, the parties agree that the exclusive jurisdiction and venue described in this Agreement will govern any action arising out of or related to this Agreement. The arbitrator has exclusive authority to resolve any dispute relating to the interpretation, applicability, or enforceability of this binding arbitration agreement. For Providers, arbitration is not a mandatory condition of this Agreement with respect to any dispute or claims brought by Renozee™ against a Provider, or for disputes or claims brought by a Provider against Renozee™ that: (i) are based on an alleged employment relationship between Renozee™ and a Provider; (ii) arise out of, or relate to, Renozee™’s actual deactivation or suspension of a Provider account or a threat by Renozee™ to deactivate or suspend a Provider account; (iii) arise out of, or relate to, Renozee™’s actual termination of a Provider’s Agreement with Renozee, or a threat by Renozee™ to terminate a Provider’s Agreement; or (iv) arise out of, or relate to, Job Fees (as defined in this Agreement, including Renozee’s Use Fee or tips, other than disputes relating to referral bonuses, other Renozee promotions, or consumer-type disputes (the subset of Claims in subsections (i)-(iv) shall be collectively referred to as "Provider Claims"). If you do not want to be subject to this Dispute Resolution provision with respect to Provider Claims, you may opt out by notifying the Company in writing of your decision, either by sending, within thirty (30) days of the date you receive this Agreement, (i) an electronic mail to [email protected], stating clearly your name and intent to opt out of this Dispute Resolution provision To be effective, the letter under option (ii) must clearly indicate your intent to opt out of this Dispute Resolution Provision, and must be dated and signed If hand-delivered, the signed letter must be received within thirty (30) days of your receipt of this Agreement. If sent by mail, the letter must be post-marked with a date less than thirty (30) days from the date you receive this Agreement. Should you choose not to opt out of this Dispute Resolution Provision within the thirty (30)-day period, you and Renozee™ will be bound by the terms of this Dispute Resolution Provision. You have the right to consult with counsel of your choice concerning this Dispute Resolution Provision. You understand that you will not be subject to retaliation if you exercise your right to opt out of coverage under this Dispute Resolution Provision. Except as set forth in Section 31 entitled "Dispute Resolution; Arbitration of Claims," this Agreement is governed and interpreted pursuant to the laws of the State of Delaware, United States of America, notwithstanding any principles of conflict of law. For all disputes, not subject to arbitration under Section 31 hereof, you agree to submit to the personal jurisdiction and venue of the courts located within Delaware, and waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts. No waiver by Renozee™ of any term or condition set forth in this Agreement shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Renozee™ to assert a right or provision under this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of this Agreement will continue in full force and effect. For purposes of developing and testing the Renozee™ Platform, on occasion a Renozee™ representative may schedule or perform Services on the Renozee™ Platform within the Massachusetts market. On such occasions, the contract for such Service shall between Renozee™ and such User and shall be governed by the applicable terms of this Agreement, including, but not limited to Section 31 above. This Agreement may not be assigned or transferred by you without Renozee™'s prior written consent. You agree that this Agreement and all incorporated agreements may be automatically assigned by Renozee™, in our sole discretion, in accordance with the "Notice" section of this Agreement. You and Renozee™ are independent contractors, and no agency, partnership, joint venture, employer-employee, contractor-subcontractor, or franchisor-franchisee relationship is intended or created by this Agreement. All other feedback, comments, requests for technical support and other communications relating to the Renozee™ Platform should be directed to: [email protected]. Except as explicitly stated otherwise, any notice to Renozee™ shall be given by certified mail, postage prepaid and return receipt requested to: Cisols Place, LLC, PO Box 1175 PMB 30072 Cincinnati, OH 45201, Attn: Legal Dept. Such notices shall be deemed given three (3) business days after the date of mailing. Any notices to you shall be provided to you through the Renozee™ Platform or given to you via the email address you provided to Renozee™ during the registration process or as otherwise listed in your User or Provider account, and such notice shall be deemed given immediately upon sending. Alternatively, we may give you notice by certified mail, postage prepaid and return receipt requested, to the address provided to Renozee™ during the registration process. In such case, notice shall be deemed given three (3) days after the date of mailing. While you use our products and services you may be asked to provide certain types of personal information. This might happen through our website, applications, online chat systems, telephone, paper forms, or in-person meetings. We will give you a Collection Notice at the time, to explain how we will use the personal information we are asking for. The notice may be written or verbal. We may request, collect, or process the following information: Users have the ability to invite non-users to our platform by providing contact details such as email address. In these situations, the information will be collected and stored by us to contact the non-user and to prevent abuse of the invite systems. Your payment provider may transmit information about the payment that we may collect or process. In some situations, personal information of users may be collected from public sources. We may collect or process the following information: We maintain records of the interactions we have with our users, including the products, services and customer support we have provided. This includes the interactions our users have with our platform such as when a user has viewed a page or clicked a button. In order to deliver certain products or services we may passively collect your GPS coordinates, where available from your device. Most modern devices such as smartphones will display a permission request when our platform requests this data. When we are contacted we may collect personal information that is intrinsic to the communication. For example, if we are contacted via email, we will collect the email address used. We may collect or process the following information: The information we request, collect, and process is primarily used to provide users with the product or service they have requested. More specifically, we may use your personal information for the following purposes: We use automated decision when helping matching users to jobs. The primary way this occurs is through how we rank users. These rankings are produced by analysing user generated content, user activity and the outcome of jobs; in this context, user generated content will include reviews that users receive when completing jobs. More information on these ranking guides can be found in our community articles. Automated decision making is also used to recommend potential jobs to our users and as a part of our marketplace security systems. Download the Renozee™ App today to get connected to the most qualified contractors in town! Get in touch with us. We’d love to hear from you. Here’s how you can reach us…
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Anyone who has an attic knows that these spaces get hot in the summer. But did you know that your attic can reach up to 165 degrees in the summer? This can be prevented by a solar attic ventilation fan. How Solar Attic Ventilation Works When hot air gets into your attic and skyrockets the temperature, the solar attic fan automatically activates. The fan pushes the hot air and humidity out of your attic, allowing cooler air to come into the attic. This reduces strain on your HVAC system and extends the life of your roof. Why a Solar Fan is the Best Choice An unventilated attic will: - sky-rocket your electricity bills - degrade the quality of your roofing materials - put unnecessary strain on your HVAC system - cook the contents, damaging everything insides A ventilated attic will: - extend the life of your roof - lower your electricity bill - allow your HVAC system to function efficiently - preserve the contents of your attic An electric attic fan would still add to your electricity bill. However, a solar ventilation fan is powered by the sun. Therefore, it will never add to your electricity bill. The system is automated. Once it’s installed, you don’t have to worry about turning it on and off. You have peace of mind knowing that your attic fan will take care of everything for you. More Information on Our Solar Attic Ventilation Solution For more information on our solar attic fans or other solar powered attic fans check out our product information page. You might also be eligible for solar tax incentives. View our solar tax credit and rebate info. Become a certified installer for Solar Royal roof-mounted solar powered attic fans.
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Sorry, the registration for the next Tramprennen isn't open yet. So there aren't any teams to show here now. C.o.R. – Autostop! Club of Roam – Autostop! e.V. is a non-profit organisation promoting transcultural exchange and traveling by thumb. The Club of Roam – Autostop! e.V. is supporting the civil sea-rescue mission of Sea-Watch e.V. Safe passage now!
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Autistics’ Guide to Dating by Emilia Murry Ramey and Jody John Ramey. (XAT Ramey 2008) This book presents strategies for overcoming social skills deficits and sensory issues, to make for relationship success. Their advice includes how to choose venues for meeting people that are free from discomfiting features; coping with typical experiences such as close proximity with a partner, eye-contact, and physical intimacy, in the light of sensory issues; and moving on to extended, committed relationships, co-habiting and continuing to date after marriage. Pp. 125. If available, item can be checked out from the resource room at no cost.
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If you have ever imagined being at the Moulin Rouge in 1920, or kicking back in a smoky club in Chicago in at the height of prohibition, Burlesque Extravaganza will deliver! Presenting some of the most stunning, sultry and hottest burlesque acts in Melbourne, Burlesque Extravaganza is a presentation that will transport you! Burlesque Extravaganza is a stunning, risque show featuring record holding burlesque artists at Australia’s only vaudeville theatre. Choose from shows with world-record speed twerking champion Lord Lovat, fan dancer Camilla cream or many others. You will never experience burlesque like it again. When: Until November 25 Where: Speakeasy HQ
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Siyabonga Beyile (born 7 December 1993) is the founder and creative director of ‘The Threaded Man. He is also known as Mr. Threaded Man because of his blog. Siyabonga Beyile is a stylist, writer, public speaker, MC, and entrepreneur. He was born in cape town in on the |Full Name||Siyabonga Beyile| |Date of Birth||7 December 1993 (age 28 years old)| Siya Beyile Age He was born on the 7th of December 1993 in Cape Town South Africa. As of 2021, he is 28 years and celebrates his birthday on December 7th every year. Career and Education Background He was a Student at Wynberg Boys High School, Cape Town, South Africa. During his time as a student, he competed in sports such as rugby, hockey, and athletics. He was also heavily involved in cultural activities including the choir, debating and playing the trumpet and clarinet. Siya enrolled at Fashion School, LISOF, where he majored in Trends and Garment Construction after he finished from Wynberg Boys High School. Siya Beyile launched The Threaded Man blog during his time as a student of LISOF, but he was unable to finish his program at LISOF due to financial reasons. As a result, Siya was forced to abandon his studies but this motivated him to focus on creating a business out of his blog. The growing popularity of The Threaded Man on social media attracted a private investor who saw a future for The Threaded Man and began mentoring Siya. The blog ‘The Threaded Man’ was launched in February 2013, which served as an online portal that provides men with the latest style trends, introducing them to a trendy and sophisticated lifestyle for today’s metro man including a styling department for TV productions and TV performers. He was appointed as the Fashion Director for the South African Music Awards and The MTV Africa Music Awards at the age of 22. In 2016, Forbes Africa announced Siya as one of Africa’s 30 under 30. On 6th February 2017, he started a show ‘The Threaded Exchange with Siya Beyile’ which is a weekly 1-hour show on Cliff Central which airs at 11h00. View this post on Instagram
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The children have made a really good start to their last year at Woodlands! In Literacy, we began the year with a focus on ‘Here We Are’ by Oliver Jeffers. This text was chosen across school to help everyone with their thoughts and feelings about returning to school. We considered: a favourite place; a special person; any positive impacts of lockdown on the world; similarities and differences between human beings and much more. Throughout our discussions, we continuously referred to how we were feeling – be them positive or negative feelings. We have now begun our work on ‘Land of the Free’, where we are discovering all things American. As part of this topic, we will be learning about America, including landmarks, states, Native Americans, extreme weather, significant events in American history and lots more. The children have compiled a list of questions that they wish to discover the answers to. At the moment, we are discovering what it was like to be a Pilgrim on board the Mayflower in 1620. In Numeracy, we have been improving our knowledge of place value up to 10,000,000 (ten million). We have: written numbers in numerals and words; ordered and compared numbers, considered the value of digits and rounded numbers. In the next few weeks, we will be recapping our knowledge of the four operations including learning long division for those that are ready! As well as this, we have been improving our rugby skills in PE, finding out about living things in Science and learning a new language – Spanish. We look forward to keeping you updated with photos and our news!
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Title: The Upside of Down Genre: Contemporary middle-grade Hobo Crane’s life is the pits. He’s the star player on his eighth-grade basketball team though he hates playing. Then there’s the nosy neighbor girl with a Jupiter-sized crush on him who invades his kitchen after school every day to help with the Crane family catering business. When Hobo discovers a runaway named Up living in the giant blue spruce on an overgrown city lot one afternoon, things get interesting. Up is a sneering, sarcastic shrimp boat. He’s also well-read, carries a jar full of mysterious buttons, and has a past he’d rather not talk about. Through several chance meetings, the boys form a tentative bond. Each sees in the other what they crave most – for Hobo it’s a life without boundaries and for Up, it’s someone to trust. Soon Hobo decides it’s up to him to change Up’s desperate situation. Throughout THE UPSIDE OF DOWN, Hobo risks losing friendships, his parents’ trust, and his status on the team as he helps his unlikely friend continue a cross-country journey to find a family member.
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- A structured annuity provides exposure to equity markets, giving you the growth potential you need to achieve your goals. - For each indexed account you select, the performance of an underlying index will determine how much you can earn (either up to a cap or subject to a fee). - Each indexed account includes a level of protection that can help eliminate some of the risk associated with investing. A strutured annuity can provide you with opportunities to grow your money and a level of protection that can help eliminate some of the risk that comes with investing. Why structured annuities? Structured annuities can balance growth potential with a level of protection. With this solution you will benefit from: - Exposure to equity markets: Structured annuities can offer you equity market exposure, giving you the growth potential you need to help achieve your goals. - The potential for growth: Your money can grow based on the crediting method of the indexed account you select. You are not invested directly in the market. Instead, the performance of the underlying indexes or Exchange Traded Fund will determine how much you can earn (either up to a cap or subject to a fee). - A level of protection: Each indexed account includes a protection option – a buffer or a floor. If the index has a negative return, your losses will be reduced by a buffer or limited to a floor. While you can lose money, you will have a safeguard in place that may help lessen the impact of negative performance. Take the next step Ameriprise Financial can help you plan for a more confident retirement with a structured annuity. Be sure to talk to a financial advisor about the annuity's features, benefits, risks and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. Are not FDIC insured May lose value Are not bank guaranteed Are not insured by any Federal Government Agency
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About Andrew Keith Connect with the spiritual world through Andrew Keith. Andrew is a true professional in the field, with over 16 years of experience as a psychic medium and healer. He is a natural born psychic. He has assisted thousands of clients with his abilities in mediumship, energy healing, house clearings, entity removal, teaching, psychic readings and business consulting. Born a natural intuitive, psychic and medium, Andrew did not realize his gifts until later in life when Spirit guided him to an intuition class and he immediately began channeling. Andrew has studied with many of the great masters, and energy healers of our time, and has developed his own unique way of channeling Spirit for an individual or group. He feels his abilities as a psychic medium and healer are to be used to serve people to help them open up to Spirit as they evolve on their spiritual and human journey. Andrew’s successful former business career as Vice President of Marketing and Product Development for a hospital, was largely in part, due to his natural ability to understand other people’s needs, even in a fast-paced business environment. He received his Master’s Degree in Business Administration from Lake Erie College in Painesville, Ohio. Andrew works with corporate clients as well, providing exceptional insight and direction to help create success. On the previous pages are the services offered by Andrew and also information on each topic. Enjoy!
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11/01/2021 - Brokis presents the Boutique Hotel Brokis, a new virtual project in collaboration with Studio Salaris and Suprema, which builds on the successes of the virtual villa at the beginning of 2021. The unique and realistic concept featuring the awe-inspiring compositions of the BROKIS lighting collections realistically underlines the singularity of the lights in space. Now set in a trendy hotel complex, the project offers a variety of remarkable scenes, with everything rendered at an extremely high level of quality. Today, 11 January 2022 from 7pm CET you can watch a special stream on Brokis social media accounts, during which designer Lucie Koldova and the owner of BROKIS, Jan Rabell, will take you on a guided virtual tour of the hotel. The hotel welcomes visitors in a grand lobby featuring a clean and minimalistic yet stunning light cloud comprising IVY Single, which was designed by Brokis art director, Lucie Koldova. There are luxury suites, a restaurant, a bar, and an outdoor terrace with swimming pool. The premises of the hotel are truly expansive, so there is plenty of room to let your imagination run free. Our lighting collections are showcased in 14 extraordinary scenes, each of which beckons visitors to dream big. Inside the hotel, you’ll have the opportunity to view 19 of Brokis lighting collections. The presentation features not only the most popular collections in the BROKIS portfolio from earlier years but also the latest ones for 2021. During your time in the virtual hotel, you’ll see the following collections: Bonbori, Planets, Sfera Portable, Geometric, Macaron, Puro, Jack O’Lantern, Dome Nomad, a new collection of lights that cast an unmistakable ambience across the outdoor terrace with swimming pool, Orbis pendent lights, a new collection for 2022 presented in a virtual restaurant, and many more. The virtual hotel offers architects, interior designers, and end clients the opportunity to see the majority of Brokis collections in a single location, in a single hotel. And what does the owner of BROKIS, Jan Rabell, have to say about the brand’s second virtual project? ‘I’m very pleased with the result, and I trust you’ll like it as well. The success of the virtual villa confirmed that we had set out in the right direction, which is why we immediately began laying the groundwork for another virtual project. And I must say that we plan to continue in this direction in the future. Virtual reality lets us present our products to our clients in these complicated times in outstanding quality that I think we can all be happy with.’ During the virtual tour, you’ll discover several vantagepoints that reveal the detail within the unique lighting compositions as well as combinations and colour choices. Just like the virtual villa, the virtual hotel offers a summary of the key information for each lighting collection. New for this project is an option to share the individual lighting scenes on your social media accounts or create your own wish list linked to our MyBROKIS application. An integral aspect of the virtual projects is the ability to switch between day and night, a function that lets you experience two entirely different ambiences during a single visit to the hotel.
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1 - 3 Business Days Metro Shipping | Safe & Secure | 5 Day Returns $389.00 AUD $425.00 AUD |MATERIAL||High Impact Plastic and comes in a High Gloss Black Finish| |FITMENT||VW Golf Mk7/Mk7.5 GTI & R PLEASE CONTACT US FOR SYDNEY PICK UP. Let us preface by boldly stating this is NOT a universal product, but rather handcrafted to fit the MK7/MK7.5 GTI - Golf R accurately and specifically. Isn’t that such a refreshing statement? Gone are the days of “universal” parts that yield lackluster results. Nothing fancy here! Just a clean and unique add-on designed to flow seamlessly with your Factory Spoiler and Side Fins. The aerofabb Rear Spoiler Extension is constructed from a durable High Impact Plastic and comes in a High Gloss Black Finish. Every aerofabb Spoiler Extension includes a factory installed logo badge. We then take it a step further by creating a recessed pocket for the badge to mount. Installs with common hand tools and comes with detailed easy to read instructions. All holes are pre-drilled precisely where they need to be and ready for you to mount using the supplied High Tensile Anodized Aluminum Countersunk Hardware.
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Below is a selection of Leongatha Motels. For full property details please click on the relevant link or use the quick search function below for current availability and full booking details. Leongatha Motel Bookings Opal Motel is a Motel located in Leongatha. Opal Motel is located 2 minutes' drive from Great Southern Rail Trail. It is 25 minutes' drive from Inverloch and its nearby beaches. 155 South Gippsland Highway(Leongatha, Australia)
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