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The Line Managers’ Workshop held in Brussels is an opportunity for managers from public employment services (PES) around the EU to gain perspective on European labour market mobility, an understanding of what EURES really is, as well as to learn of best practice from EURES training experts. We welcomed several members of the European coordination […]
Prague has been a focus of many EURES Advisers this month as it hosted both the #EURESinAction event and secondly the ‘Qualification recognition workshop’. The workshop welcomed representatives across the EU from Bulgaria in the east to Ireland and Portugal in the west. If you like acronyms this is the event for you as we discussed and reviewed; ESCO,
April 2018 we welcomed Eures Line managers to Brussels for incredibly sunny week. Based in the gorgeous \”Fellini\” themed converted cinema with expert presentation from various members of the European Coordination office and Eures experts. They were a lovely group and I look forward to keeping in touch with many of them.
March was a busy period for events and I hosted and moderated the participants for the advanced training in Tax and Social Security. Excellent content from Gabriel Tavits, was warmly appreciated by many. I was subcontracted by CRI Luxembourg, who are delivering this project to DG EMPL in a consortium with EY.
This week saw the hosting of the Eures Training event in Madrid. Jim Kent was moderator for the 25 participants from more than 12 European Member States. Included within the sessions, was trends of the European labour market and what changes we can expect over the next 12 months. I was subcontracted by CRI Luxembourg, | <urn:uuid:6ff87620-f508-4afc-b060-f4466b8a19b9> | CC-MAIN-2024-18 | https://kentmedia.net/tag/eures/ | 2024-04-24T03:34:17Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.977659 | 344 |
Broadcast Wednesday, Dec. 4th 10-11 a.m. Central (1500 GMT) onNoLiesRadio.org, archived here. Note: TruthJihad.com subscribers can listen to shows on-demand before they are broadcast – and also get free downloads! If you are a subscriber, just log in to the members area of TruthJihad.com and go to the “Private Blog” to get early access to the shows.
Guest: Stephen Bassett of Paradigm Research Group (PRG), a leading light of the ET/UFO disclosure movement. Steve says that the ET presence on Earth is the biggest national security secret of them all – and blowing it wide open will blow them all wide open. Is he right? Listen and make up your own mind!
Stephen Bassett is a political activist and a leading advocate for ending the 67-year government imposed truth embargo regarding an extraterrestrial presence engaging the human race. He is the executive director of the Paradigm Research Group (PRG) which recently produced a “Citizen Hearing on Disclosure” at the National Press Club in Washington, DC. Stephen has spoken to audiences around the world about the implications of formal Disclosure of the extraterrestrial presence, and his advocacy work has been extensively covered by national and international media. On January 2, 2014 Paradigm Research Group will begin a Congressional Hearing Initiative seeking the first hearings on Capitol Hill regarding the ET issue since 1968.
PRG Media Coverage: www.paradigmresearchgroup.org/articles/PRGarticles.html
CHD Media Coverage: www.citizenhearing.org/press.html
PRG Websites: www.citizenshearing.org | <urn:uuid:e9ae97cf-d9b4-421a-9bd7-cd5c5a99a204> | CC-MAIN-2024-18 | https://kevinbarrett.heresycentral.is/2013/12/ufo-disclosure-date-january-2nd-2014/ | 2024-04-24T01:58:37Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.8969 | 350 |
No evidence that orthodontic extractions damage facial profiles.
Early last year I wrote several posts on the effect of orthodontic extractions on facial profile. Since then, this interesting systematic review has provided us with more useful information.
We are all aware of the issues concerned with the need to extract teeth as part of orthodontic treatment. There currently appears to be a trend towards providing more non-extraction treatment. I am certainly surprised to see orthodontists suggest non-extraction treatment for cases with severe crowding. Some people even refer to extraction as “the removal of body parts” or “amputation”! But maybe they need to get out a bit more?
I feel that this systematic review goes some way to providing information that may help resolve our dilemma.
Lared et al
The Journal of the American Dental Association, Volume 148, Issue 1.
A team from Brazil carried out this review. Importantly, no member of this group was an orthodontist, so I thought that author bias was reduced. The Journal of the American Dental Association published this paper. This is a high quality journal.
What did they ask?
They did a systematic review to find out if there were any differences in facial aesthetics between patients who had received orthodontic treatment with and without the extraction of four premolars. They also looked at the duration of treatment and whether any cephalometric measurements could help with the extraction/non-extraction decision.
What did they do?
They did standard well executed systematic review. The PICO was;
Participants: Patients who received orthodontic treatment
Intervention: Extraction of four premolars.
Control: Treatment without extractions.
Outcomes: Aesthetic perception of profile, cephalometric measurements, treatment time.
Study design: Clinical trials and observational studies.
They selected only RCTs and cohort studies. They evaluated risk of bias with the Cochrane tool for the RCTs and a variant of the Newcastle-Ottawa tool for observational cohort studies.
What did they find?
After the usual filters, they found one RCT and five retrospective cohort studies.
The studies had three important outcomes;
- Aesthetic change measured by rating panels.
- Change in soft tissue morphology; measured by several metrics
- Duration of treatment.
I will look at these findings more closely;
They found that the lay panels preferred the profiles of the patients who had extractions.
They found that in patients who had extractions there was retraction of the lips. When they looked at at these measurements more closely they found that extraction retracted the nasolabial angle by 1.4° and without extractions increased it by 3°.
Duration of treatment
Duration of treatment was 7.8 months (95% CI 3.2 – 12.3) longer than none extraction treatment.
Finally, and importantly, when they looked at risk of bias. They classified the RCT as high risk and I felt that the retrospective cohorts were at moderate risk.
Overall they concluded;
- There was no real differences between the changes in facial profile following orthodontic treatment with and without extractions in terms of aesthetic outcome.
- If a patient had lip protrusion then premolar extractions were beneficial.
- The duration of treatment was longer for extraction patients.
What did I think?
I thought that this was a good and well carried out systematic review. When I interpreted the results I took the following factors into consideration
- The studies were done on “borderline” cases. This is a logical step as we all know that some cases are clearly non extraction and others are clearly extraction (most of the time)
- I thought it was very important that they considered studies that evaluated laypersons perceptions. This results in greater generality of the findings and conclusions.
- I was disappointed to find that the RCT was at high risk of bias. Furthermore, they included retrospective studies and this introduces a degree of selection bias (even though the Newcastle- Ottawa scale rated these studies as being of low/moderate risk of bias). When I bear this in mind I can only conclude that any recommendations on treatment, from this review, are of low/moderate strength.
- As I discussed in my post last week on the interpretation of negative findings. We can only conclude that there is no evidence of a difference in facial profile changes from extraction and non-extraction treatments.
When I wrote about extractions in my previous posts, my overall conclusion was that extractions are necessary as part of orthodontic care. We should not be afraid of taking this decision. It is also important for us to remember that it is not only the decision to extract that influences the facial profile, the most important influence is likely to be our skill and use of mechanics. This is part of the art of being an orthodontist. As a result, we should not fall into the trap of believing that extractions do harm and adopt non-extraction philosophies too readily.
It is always useful to consider how the results of a study can influence our practice. When we look at the findings of this paper, we need to remember that the cases in the review were “borderline” extraction. As a result, I can conclude that there are minimal differences in the effect of extractions on borderline cases (this agrees with the studies by Lysle Johnston). This means that when I see a patient with moderate crowding, I am more likely to do non-extraction treatment, because I prefer not to extract teeth. When there is mild crowding, I will go non-extraction. In cases of severe crowding, I am more likely to extract. This is not rocket science!
Furthermore, we all know that non-extraction treatment is easy. I cannot help feeling that people promote non-extraction treatment for all cases, as part of a new philosophy or paradigm change, because it is so straightforward. I think that we need to be more cautious. If we extrapolate some of the findings from this review to the decision to to treat patients with severe crowding on a non-extraction basis, it appears that we could make the profile too protrusive by non-critical expansion.
We can all procline teeth and expand arches to put roots through the alveolar bone and create patients with rictus smiles. In this respect, this review is good, timely and relevant to today’s trend to ignore evidence and follow the paths laid out by the non-extraction gurus, pedlars and quick fix salesman.
Let’s have a good and civil discussion!
Emeritus Professor of Orthodontics, University of Manchester, UK. | <urn:uuid:e854c084-1208-4974-b27a-834498c2dda8> | CC-MAIN-2024-18 | https://kevinobrienorthoblog.com/correct-orthodontic-extractions-facial-profiles/ | 2024-04-24T02:06:52Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.96867 | 1,404 |
By TOM MURPHY
AP Health Writer
Health insurers will flood the Medicare Advantage market again this fall with enticing offers of plans that have no monthly price tag. The number of so-called zero-premium plans has been growing for years, and they can appeal to retirees who live on fixed incomes. But experts say shoppers should exercise caution before jumping at the bargain. Independent broker Melissa Brenner says variables like a plan’s doctor and prescription coverage are more important to consider initially than price. Medicare Advantage premiums have been falling, and shoppers might find better coverage that comes with a relatively small monthly cost. | <urn:uuid:8704dc01-dc69-4c9b-a9a0-7f4a6d96238c> | CC-MAIN-2024-18 | https://kion546.com/news/2022/10/05/exercise-caution-with-zero-premium-medicare-advantage-plans/ | 2024-04-24T01:55:22Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.95374 | 124 |
To heat up steak in an air fryer, preheat the air fryer to 400°f, place the steak in the basket, and cook for about 5 minutes per side or until desired doneness is reached. Air fryers are a convenient and efficient way to cook various foods, including steak.
Whether you have leftover steak or want to cook a fresh piece, heating it up in an air fryer can give you delicious results. With its high heat and circulating hot air, the air fryer can help you achieve juicy and tender steak with a perfectly seared exterior.
In this article, we will guide you through the process of heating up steak in an air fryer, ensuring that your meat is cooked to perfection. So, let’s get started and learn how to make your steak sizzle with an air fryer.
The Benefits Of Air Frying Your Steak
Air frying has become an increasingly popular cooking method, and for good reason. This innovative appliance offers a range of benefits when it comes to preparing steak, ensuring that you achieve tender, juicy meat with an irresistibly crispy exterior. In this post, we’ll delve into the advantages of air frying your steak, highlighting two key aspects: retaining juiciness and flavor, and achieving a perfectly crispy exterior.
Retaining Juiciness And Flavor:
- Unlike traditional cooking methods that can often lead to dry and overcooked steak, air frying allows you to retain the natural juices of the meat. This results in a steak that is moist, tender, and bursting with flavor.
- The hot circulating air in the fryer helps to seal in the juices, locking in the moisture and preventing it from evaporating during the cooking process.
- The even heat distribution ensures that every bite of your steak is succulent and full of deliciousness.
- With air frying, you can say goodbye to dry and flavorless steaks and instead enjoy a perfectly cooked piece of meat that is juicy and packed with mouthwatering taste.
Achieving A Perfectly Crispy Exterior:
- Air frying offers the ability to achieve a delightful crispy exterior on your steak, providing an enjoyable contrast to the tender and juicy interior.
- The intense heat generated by the air fryer quickly crisps up the surface of the meat, creating a satisfying crunch that enhances the overall eating experience.
- The circulating hot air ensures that the steak is evenly cooked on all sides, resulting in a crisp and golden-brown exterior that is both visually appealing and tasty.
- The texture of the crispy exterior adds an extra dimension to your steak, making each bite a delightful combination of tenderness and crunch.
Air frying your steak is a game-changer when it comes to cooking this beloved meat. By retaining juiciness and flavor while achieving a perfectly crispy exterior, the air fryer allows you to enjoy a steak that is moist, tender, and full of flavor, with a delightful crunch on the outside.
Say goodbye to dry and boring steaks, and say hello to a whole new level of deliciousness with air frying.
Preparing Your Steak For The Air Fryer
Air fryers have revolutionized the way we cook our favorite dishes, and steak is no exception. With the air fryer’s ability to deliver a perfect sear and juicy interior, it’s no wonder why many people are turning to this appliance to heat up their steaks.
But before you dive in and start cooking, it’s crucial to prepare your steak properly to ensure the best results. In this section, we will explore the key steps in preparing your steak for the air fryer.
Selecting The Right Cut Of Steak
- Opt for well-marbled cuts of beef like ribeye or new york strip for maximum flavor and tenderness.
- Consider the thickness of your steak. Thinner cuts tend to cook faster and may require adjustments to cooking time and temperature.
- Quality matters, so choose a high-quality steak from a trusted source for optimal taste and texture.
Seasoning And Marinating For Enhanced Flavor
- Season your steak generously with salt and pepper to enhance the natural flavors of the meat.
- Consider marinating your steak in a flavorful mixture of herbs, spices, and oils to infuse it with additional taste and tenderness.
- Allow your steak to marinate for at least 30 minutes, or overnight for more intense flavor.
Preparing your steak for the air fryer is a crucial step that sets the foundation for a delicious and perfectly cooked meal. By selecting the right cut of steak and taking the time to season or marinate it, you’ll be well on your way to a mouthwatering steak that rivals your favorite steakhouse.
Stay tuned for the next section where we delve into the air frying process itself, ensuring your steak comes out hot and sizzling every time.
Step-By-Step Guide To Heating Up Steak In An Air Fryer
If you’re looking for a quick and convenient way to heat up your steak, an air fryer might just be the perfect tool for the job. Not only does it help retain the juicy flavor of your meat, but it also creates a crispy exterior that’s sure to satisfy your cravings.
In this step-by-step guide, we’ll walk you through the process of using an air fryer to heat up your steak to perfection.
Preheating The Air Fryer For Optimal Results
Before you start cooking your steak, it’s important to preheat your air fryer. This ensures that the heat is evenly distributed and your steak cooks properly. Here’s how to do it:
- Begin by plugging in your air fryer and setting the temperature to 400°f (200°c).
- Allow the air fryer to preheat for approximately 5 minutes. This will ensure that it reaches the desired temperature.
Placing The Steak In The Air Fryer Basket
Now that your air fryer is preheated, it’s time to prepare your steak for cooking. Follow these simple steps to achieve the best results:
- Season your steak with your preferred spices and let it sit for a few minutes to allow the flavors to penetrate.
- Place the steak in the air fryer basket, making sure to leave enough space between each piece to promote even cooking.
- For thicker cuts of steak, use tongs to gently press down on the meat to ensure it makes contact with the air fryer basket. This will help achieve a more even cook.
Adjusting Cooking Time And Temperature Based On Thickness And Preferred Doneness
The cooking time and temperature for your steak will vary depending on its thickness and how well-done you prefer it. Follow these guidelines for best results:
- For medium-rare steak: Cook at 400°f (200°c) for 8-10 minutes.
- For medium steak: Cook at 400°f (200°c) for 10-12 minutes.
- For well-done steak: Cook at 400°f (200°c) for 12-15 minutes.
Remember, these times are just a starting point. Adjust the cooking time based on the thickness of your steak and your preferred level of doneness. Use a meat thermometer to check the internal temperature, which should reach 135°f (57°c) for medium-rare, 145°f (63°c) for medium, and 160°f (71°c) for well-done.
With this step-by-step guide, you’ll be able to easily heat up your steak in an air fryer, achieving that perfect combination of juicy interior and crispy exterior. Experiment with different seasonings and cooking times to find your ideal steak. So, why wait?
Fire up your air fryer and get ready to enjoy a deliciously cooked steak in no time!
Tips For Achieving The Perfectly Cooked Air Fryer Steak
Cooking steak in an air fryer can give you a tender and juicy piece of meat with a crispy exterior. To ensure that your steak turns out perfectly cooked every time, here are some key tips to keep in mind:
Flipping The Steak For Even Cooking
One important step in cooking steak in an air fryer is flipping it halfway through the cooking process. This helps to ensure even cooking on both sides of the steak. To do this:
- Flip the steak using tongs or a spatula.
- Cook the steak for half of the recommended cooking time on one side.
- Flip the steak and cook it for the remaining time on the other side.
Letting The Steak Rest Before Serving To Retain Juiciness
Allowing your steak to rest after cooking is crucial for preserving its juiciness. During the cooking process, the juices are distributed throughout the meat. Resting the steak allows these juices to redistribute, resulting in a tender and flavorful bite. Here’s how to let your steak rest properly:
- Remove the steak from the air fryer and place it on a cutting board or a plate.
- Tent the steak loosely with aluminum foil to retain heat.
- Let the steak rest for about 5 to 10 minutes before serving.
Remember, the resting time will depend on the thickness of the steak. Thicker steaks may require a longer resting period.
By following these simple tips, you can achieve a perfectly cooked air fryer steak that is tender, juicy, and full of flavor. Enjoy the deliciousness of a restaurant-quality steak in the comfort of your own home!
Pairing Your Air Fried Steak With Delicious Sides
When it comes to serving a perfectly cooked steak, the sides you choose can make all the difference. The right accompaniments can complement the flavors of the steak, enhance the overall meal experience, and leave your taste buds wanting more.
Here are some key points to keep in mind when selecting side dishes to pair with your air-fried steak:
Choosing The Right Side Dishes To Complement The Steak
- Opt for lighter sides: Since air-fried steak tends to be on the richer side, it’s a good idea to balance the meal with lighter side dishes. This will help to cut through the richness of the steak and provide a refreshing contrast.
- Go for variety: Offering a selection of different side dishes will not only add visual appeal to your plate, but it will also cater to different tastes and dietary preferences. Consider including a mix of vegetables, starches, and salads to create a well-rounded meal.
- Consider contrasting flavors and textures: To create a harmonious balance of flavors, think about pairing your steak with sides that have contrasting tastes. For example, if your steak is savory and robust, consider serving it with a zesty salad or a tangy sauce.
- Don’t forget about color: Including colorful side dishes not only makes your meal more visually appealing but also ensures you’re getting a variety of nutrients. Incorporate vibrant vegetables and fruits to add that extra pop of color to your plate.
Recipes And Ideas For Delectable Steak Accompaniments
- Classic mashed potatoes: Creamy, buttery mashed potatoes are the ultimate comfort food and a timeless favorite to serve alongside steak. Season them with garlic, chives, or cheese for added flavor.
- Grilled asparagus: The smoky char from grilling asparagus pairs perfectly with a juicy steak. Drizzle with olive oil, sprinkle with salt and pepper, and grill until tender-crisp.
- Oven-roasted vegetables: Roasting vegetables enhances their natural flavors and adds a delightful caramelization. Try roasting a medley of colorful bell peppers, zucchini, and sweet potatoes for a vibrant and savory side.
- Crispy onion rings: For a crispy and indulgent side dish, why not make some homemade onion rings? Dip thick onion slices in a light batter and air fry until golden and crunchy.
- Fresh garden salad: A refreshing salad with crisp lettuce, cherry tomatoes, cucumber slices, and a tangy vinaigrette can provide a refreshing and light element to your steak dinner.
- Sauteed mushrooms: Sautéed mushrooms are an earthy and flavorful accompaniment that complements steak beautifully. Cook them in butter and garlic until golden and tender for a melt-in-your-mouth experience.
Remember, these are just a few ideas to get you started. Feel free to explore different spices, herbs, and cooking techniques to create your own unique steak accompaniments. With the right sides, your air-fried steak will truly be a memorable and well-rounded meal.
Frequently Asked Questions About Air Frying Steak
Air frying steak has become a popular method for achieving a perfectly cooked and juicy steak without the need for a grill or oven. But as with any cooking technique, questions may arise. In this section, we will address some frequently asked questions about air frying steak so you can confidently prepare your favorite cut of meat using this convenient kitchen appliance.
Can I Use A Frozen Steak In The Air Fryer?
Using a frozen steak in the air fryer is indeed possible, offering a quick solution for those times when you forget to thaw your meat ahead of time. Here’s what you need to know:
- Allow for additional cooking time: Since frozen steak will take longer to cook, it’s important to adjust the cooking time accordingly. Increase the cooking time by approximately 50% to ensure the steak is thoroughly cooked and safe to eat.
- Adjust the seasoning: When cooking a frozen steak, the seasoning may not penetrate the meat as effectively. Consider using a slightly stronger seasoning blend or marinating the steak before air frying to enhance flavor.
- Preheat the air fryer: Preheating the air fryer is essential when cooking frozen steak. This will ensure the steak cooks evenly and reduces the risk of a cold center.
- Monitor the internal temperature: To ensure that your frozen steak is cooked to your desired level of doneness, use a meat thermometer to check the internal temperature. Aim for a minimum internal temperature of 145°f (63°c) for medium-rare.
How Do I Clean The Air Fryer After Cooking Steak?
Cleaning your air fryer after cooking steak is a simple process that will help maintain its performance and prolong its lifespan. Here’s a step-by-step guide to cleaning your air fryer:
- Unplug and let it cool: Before cleaning your air fryer, make sure it is unplugged and has had enough time to cool down. This will prevent any accidents or burns.
- Remove accessories: Take out any removable parts such as the air fryer basket and drip tray.
- Wash with warm, soapy water: Use warm water and mild dish soap to clean the air fryer basket and other accessories. Use a sponge or soft brush to remove any stuck-on residue.
- Rinse and dry: Thoroughly rinse the parts with clean water to remove any soap residue. Pat them dry with a clean towel or allow them to air dry completely.
- Wipe the interior: Use a damp cloth or sponge to wipe the interior of the air fryer. Be gentle and avoid using abrasive materials that may scratch the surface.
- Clean the heating element: If there is any residue on the heating element, use a soft brush or an unused toothbrush to carefully remove it.
- Reassemble the parts: Once everything is clean and dry, reassemble the air fryer by placing the accessories back in their respective positions.
- Store properly: Finally, store the air fryer in a cool, dry place, preferably with the cord neatly wrapped.
Keeping your air fryer clean will not only ensure optimal performance but also prevent any lingering odors from previous cooking sessions. With regular cleaning, you’ll be able to enjoy delicious air-fried steaks without any unwanted residue or flavors.
Frequently Asked Questions For How To Heat Up Steak In Air Fryer
Can You Heat Up A Steak In An Air Fryer?
Yes, you can absolutely heat up a steak in an air fryer. The hot circulating air in the fryer ensures even heating and helps retain moisture for a juicy result.
How Long Should I Heat Up A Steak In An Air Fryer?
The cooking time for heating up a steak in an air fryer can vary based on the thickness and desired level of doneness. As a general guideline, cook a 1-inch thick steak for about 10-14 minutes at 400°f, flipping halfway through.
What Is The Best Temperature To Heat Up A Steak In An Air Fryer?
Preheat your air fryer to 400°f, which is considered suitable for heating steak. This high temperature ensures a deliciously seared exterior while keeping the inside moist and tender.
How Do I Ensure My Reheated Steak Is Juicy And Tender?
To ensure a juicy and tender reheated steak, be sure to properly wrap it in foil before putting it in the air fryer. This will help retain moisture during the heating process. Additionally, let the steak rest for a few minutes before slicing to allow the juices to redistribute.
Can I Season My Steak Before Reheating It In The Air Fryer?
Yes, seasoning your steak before reheating it in the air fryer is highly recommended. This will add flavor to the meat and enhance the overall taste. Use your favorite seasonings or a simple combination of salt, pepper, and garlic powder for a delicious result.
Can I Reheat A Cooked Steak In An Air Fryer?
Absolutely! An air fryer is a great tool to reheat a cooked steak. Simply follow the instructions for heating up a steak in the air fryer, adjusting the cooking time accordingly based on the initial level of doneness of the cooked steak.
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Using an air fryer to heat up steak is a convenient and efficient cooking method that ensures a delicious and perfectly cooked meal. By following these simple steps, you can enjoy a tender and juicy steak without the hassle of firing up the grill or stovetop.
The air fryer’s hot circulating air helps to seal in the steak’s natural flavors while giving it a crispy exterior. Remember to preheat the air fryer, pat dry the steak, season it to your liking, and cook it at the recommended temperature and time.
Don’t forget to let it rest before slicing and serving. With the right technique and some experimentation to find your preferred level of doneness, you can easily achieve restaurant-worthy results in the comfort of your own home. So, give it a try and elevate your steak-cooking game with the help of an air fryer. | <urn:uuid:0aee0a7e-6878-464d-a757-03f03dd7279a> | CC-MAIN-2024-18 | https://kitchenwareideas.com/how-to-heat-up-steak-in-air-fryer/ | 2024-04-24T02:47:52Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.896362 | 3,942 |
Program, Project & Construction Management
With today’s level of business complexity, projects must be managed to completion not only on time, within budget, and at the expected level of quality but also to assure that business goals driving capital investments are also achieved.
By integrating cost and risk management into the full project execution cycle, we at KMEA assure that your business parameters receive the same degree of focus and proactive control as is normally placed on simply overseeing design and construction.
Instead of waiting for a design milestone-based cost estimate to determine if the project is in budget, KMEA’s approach eliminates reactive cost avoidance, scope reductions, and redesigns, as well as:
- Provides continuous accountability for cost, schedule, and risk management
- Imparts your business objectives into the decision-making process
- Assures that stakeholder requirements, the design solution, and construction effort are fully coordinated and mutually supportive
KMEA’s Integrated Project Management Delivers Success
Using standardized procedures, tools, and templates, our cost-control process is both repeatable and predictable.
- Establishing cost awareness and control as a primary driver at the onset of the project.
- Providing client and stakeholder awareness of cost impacts to allow informed decisions.
- Proactive and continuous management of cost drivers to provide confidence that there are enough funds to complete the project.
- Assessing risk to set appropriate contingency along with value management to preclude cost avoidance driven scope change late in the design. | <urn:uuid:a8eb7fd1-90e2-46c6-897d-8f8e9f883fb2> | CC-MAIN-2024-18 | https://kmea.net/ppcm | 2024-04-24T02:12:38Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.93988 | 308 |
Feeling sluggish? Do your legs feel heavy and sore? Can you still feel yesterday’s training session? Tight shoulders? Tired and aching muscles? Sports Massage is a special form of massage and is typically used before, during, and after athletic events. The purpose of the massage is to prepare the athlete for peak performance, to drain away fatigue, to relieve swelling, to reduce muscle tension, to promote flexibility and to prevent injuries.
Time: 60 mins | <urn:uuid:2a82f6cd-9556-4c1d-8d76-57a4bcc7f72c> | CC-MAIN-2024-18 | https://kneading2relax.org/sports-massage/ | 2024-04-24T03:23:38Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.949807 | 96 |
In A Nutshell
Spartan society has been invoked as an exemplar of everything from gender equality to democratic freedom. But the oft-praised martial society was neither as warlike nor as free as is often imagined. Sparta often preferred diplomacy to deploying and was dominated by a singular motive—the preservation of its systemic slavery.
The Whole Bushel
Sparta’s lofty ideal wasn’t freedom; it was slavery of an unparalleled degree. As a result, Spartans were far more concerned with staying home and keeping tabs on their obscene number of slaves than going to war.
Sparta functioned with the sole goal of preserving its profitable and dehumanizing institution called “helotage.” The population of helots was made up of fellow Greek cultures the Spartans enslaved and kept in a state not unlike that of the inhabitants of District 12 in the Hunger Games world. Since the helots greatly outnumbered the Spartans, a number of oppressive tactics were employed to cow the helots into continued submission.
The Spartans murdered the helots ritually, waged war on them annually, restricted the helots’ food supply, and generally humiliated the helots at every opportunity. For sport and for the education of their young men, Spartans forced helots to consume alcohol and then paraded the drunken (and now sick) serfs as a warning against the dangers of insobriety. Under Spartan law, helots’ rights were virtually non-existent and reminders to the helots of their inferior status were constant. In any case, keeping their slaves in line was a full-time job, which left little time or manpower for foreign interventions.
As a result, the Spartans of historical fact were far more diplomatic and unwilling to go to war than the Spartans of popular portrayal. Living in near-constant fear of a slave revolt, the Spartans were always wheeling and dealing to keep their troops at home. Sparta often entered into alliances only with the understanding that Sparta’s allies would provide troops to quell the inevitable slave uprisings to come. The pan-Hellenic identity and loyalty depicted in the film 300 were relatively new concepts. At times, Sparta even sought aid from Persia itself (you know, those guys who were supposedly the very antithesis of the liberty lovin’ Spartans) to wage war while keeping the helots enslaved. Spartans were freedom fighters much the same way the Confederacy fought for freedom.
It’s true Spartan hoplites were highly skilled. Of course, Spartan men had so much time for martial training because the helots took care of all that pesky hard labor and farming. Hence the ancient saying: “In Sparta the freeman is more a freeman than anywhere else in the world, and the slave more a slave.” The legacy of Sparta is, for many, tied together with notions of liberty and the defiance of an oppressive tyranny in the form of Xerxes. But more accurately, Sparta fought for the liberty of imposing its own brand of oppressive tyranny on other Greeks.
Show Me The Proof
Spartan Reflections, Paul Cartledge
The Greek World, 479-323 BC, Simon Hornblower
Plutarch — Life of Lycurgus
Spartans: A New History, Nigel M. Kennell
Sparta and Lakonia & Hellenistic and Roman Sparta, Paul Cartledge, Antony Spawforth | <urn:uuid:e42e9dff-97a5-42f2-9d01-c53f6c0f7a34> | CC-MAIN-2024-18 | https://knowledgenuts.com/2013/12/17/the-myth-of-the-noble-spartan-fighting-for-freedom/ | 2024-04-24T02:27:47Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.967021 | 711 |
When you want to create video it is important to keep in mind your audience. It will guide nearly every decision you make about the type of content to shoot and how it will be used once it is finished. It is also important to decide what type of equipment to use. While high-end equipment can produce a better quality video, it is not necessary for all productions. Especially when you are just getting started, it is recommended to use the most affordable options. There are many free and low-cost software programs that will allow you to create professional-style videos.
When shooting your video it is always a good idea to use natural lighting. Natural light gives a very cinematic look and it will not cause your subject to squint or be overshadowed. It is also a good idea to shoot during the golden hour (when the sun is setting and rising) as this lighting produces a soft and flattering light.
Once you have your footage you will need to edit it. It is a good idea to organize your footage before you begin editing, so that it is easy to find and reference. This will save you time when it comes to editing and will help you to stay on track with your narrative. For example, you may want to consider creating a storyboard, which is an outline of your shots that helps you to plan out the sequence of your video and also help you to keep on track with your visual storytelling. video erstellen | <urn:uuid:0cd46580-71c8-4d61-9419-347efeecde97> | CC-MAIN-2024-18 | https://konsumenlistrik.com/how-to-create-video/ | 2024-04-24T03:49:52Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.960552 | 289 |
Simplify event coordination and admin tasks with notification features and helpful attendee management tools.
RSVP and notification management
As soon as a user RSVPs “attending” to an event, they’ll receive a mobile and email notification confirming their response. They’ll also get notified anytime the event is edited or canceled, as well as 48 hours before it starts.
Konverse’s Attendee Management Tool allows admins to see each attendee’s RSVP status, make updates or changes to that status, and check in attendees as they arrive. It also lets you measure your event’s success with a quick export of event metrics. | <urn:uuid:4310f17d-501b-4a90-bb37-4a139d1a3560> | CC-MAIN-2024-18 | https://konverse.com/features/event-management/ | 2024-04-24T04:10:27Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.932202 | 141 |
Police arrest a suspect in two separate stabbing incidents at the same Chico apartment complex. Officers arrived at an apartment complex on the seven hundred block of Nord Avenue after 10 Monday night where they reportedly found a man suffering from multiple stab wounds. Police say the victim was taken to the hospital for life threatening injuries. Then around 7 Tuesday morning while detectives at the scene, Chico Police received a report of another stabbing that had just occurred in the same apartment complex. According to a Chico Police Department press release, officers searched the area and found the suspect, identified as 33-year-old James Jacobs reportedly hiding in a shed of a residence on Stewart Avenue. Jacobs was charged with two counts of attempted homicide. Both victim are listed in stable condition at the hospital. | <urn:uuid:85b3fa6f-6f87-4335-87ce-31515993f101> | CC-MAIN-2024-18 | https://kpay.com/kpay-news/428337 | 2024-04-24T04:04:55Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.974917 | 152 |
Hitting a Driver in the Rain
January 28, 2024
Have you ever been excited for a day of golf day, only to have it ruined by rain? If you play in certain parts of the country, it can be an all too common occurrence. But, you don't have to let the rain dampen your spirits. Playing a round of golf in wet conditions can be tough, but with some good preparation, you can still shoot a winning score and it starts on the first tee.
Inclement weather can make it harder to concentrate, so your mindset and preparation can help you perform your best. Although playing in the rain can be discouraging and may lead to higher scores, being prepared for the wet weather can actually increase your chances of beating competitors who mentally give up due to the rainy conditions.
If you struggle with your driver off the tee in wet conditions, slow everything down rather than going all out. This helps generate less spin and prevents the ball from climbing. Over-swinging can cause problems, and the rain only makes over-powering shots less predictable. So, focus on making solid contact rather than trying to squeeze out more distance.
Remember, the next time it starts raining before or during a golf round, don't let it dampen your spirits. Playing golf in the rain may not be ideal, but with the right mindset and preparation, you can still post a good score and have an enjoyable game. Just embrace the challenge, prepare accordingly, and plan to make the most of every opportunity to hit your driver in the rain.
Ball flight differs in the wet...
Rainy days may affect your game off the tee box, but wet weather doesn’t have to ruin your round. It's important to adjust your expectations and approach to account for the impact of humidity on your tee shots. When it rains, the increased humidity affects the flight of the ball, as the thicker air creates more resistance for the golf ball, resulting in less distance. In addition, wet fairways naturally reduce the amount of roll the ball gets.
An analysis of the effect of water on lift, drag, and trajectory reveals a significant difference in carry distance for balls hit on a dry day compared to balls with water on them. The thicker air caused by humidity creates more resistance for the golf ball, resulting in shorter distances. So it is important to adapt your strategy on the tee box and focus on each drive, rather than getting discouraged by the conditions.
A study using a PING trajectory model suggests, while the spin on the ball plays a role during inclement launch conditions, it only contributes about five yards difference when hitting a driver in the rain. It is the increased lift and drag during the flight that causes a wet ball to fall more rapidly once it reaches its apex. But remember, if you hit a bad drive, let it go and accept the fact that it is the weather that’s making your round more challenging.
How to Avoid Muddy Balls!
Mastering the game of golf in rainy conditions can be a challenge, but it's not impossible. Before we dive into the tips, it's important to understand how playing golf with wet or muddy balls affects your game. Wet conditions make it harder to grip the club and mud on the ball can severely alter its trajectory. Don't worry though, there are ways to make your round a little easier. Here are some tips to help improve your score in inclement conditions, such as:
Keep Stuff Dry – Start by putting a hood on your bag before you leave the club house and make sure your hands, gloves, and grips stay as dry as possible on course. Stay dry yourself by using a golf umbrella. Since dry towels are essential for playing wet weather golf, hang a towel and a dry glove from underneath your umbrella for easy access. Focus on maintaining contact by controlling your tempo and slowing down your swing.
Manage Wet Contacts – Enhance your wet weather golf game by keeping your contact points dry. Focus on maintaining grip by slowing down your swing and keeping control. Don’t let water on your club face, grips or ball ruin your round. Even with a wet club face, you can still achieve similar results to a dry club. Take a tip from pro golfer Phil Mickelson and use special rain gloves to keep both hands dry and maximize your grip on the tee box.
Hit the Ball Lower – Knowing your carry yardage is essential for hitting a driver in the rain. Moreover, when your club is wet, shots tend to have slightly less spin and a higher trajectory compared to dry conditions. While it may seem counter-intuitive, hitting the ball lower is the way to go when the course is soft. This technique will maximize roll and minimize the chance of a plugged mud ball, plus a lower ball makes it easier to hit a straighter drive.
When faced with challenging conditions, don't make it harder for yourself. Playing golf in the rain may not be as enjoyable, but there are on-course rules that can benefit your score. If you encounter casual water, you can move your ball without penalty as long as it's not closer to the hole. Remember, you can also get relief if your feet are in casual water. If the ball has mud on it, clean it and place it back near its original spot. Resist the temptation to hit the ball harder off the tee and focus on a shot selection that keeps you in the fairway.
Krank drivers have an optimal face trampoline effect for golfers with middle and slower swing speeds. So, whenever you tee it up in the rain, a Formula Fire Driver can boost your performance. Krank Golf has 26 Professional Long Drive World Championships behind our clubhead technology. Click here for our DRIVER FITTING TOOL and start designing a club that is custom built for your swing. | <urn:uuid:27472b06-29a4-448c-b2da-27c5a1f61d66> | CC-MAIN-2024-18 | https://krankgolf.com/blog/how-to-hit-a-driver-in-the-rain | 2024-04-24T02:07:35Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.941283 | 1,189 |
On reading the book “A sense of place” on the Scottish artist Joan Eardley, what struck me was her description of her painting practice… “I find the more I know of the place, or of one particular spot, the more I find to paint in that particular spot. I do feel the more you know of something, the more you can get out of it, the more it gives to you.” And so, some summers, Joan set up and painted the same vista every day, in every weather, each time allowing her attention to be drawn and swayed by different aspects.
This made me think more about the yellow lichen covered rocks that I pass each day on my walks. It gave me the idea of tackling them in every way that I know how. I wanted to lay the rich yellow ochre paint on a canvas, and I also wanted to carve the shape in wood and print it. I wanted to stitch it onto a small cloth, making the shape with hundreds of short lines, coming together as one. So, I decided to do all these things, enjoying the place and the pull, feeling the edge of it, until it is enough. | <urn:uuid:3fe72343-0cfe-49be-bc4e-78e8b74e5ccd> | CC-MAIN-2024-18 | https://kristenmcclartyart.com/collections/a-sense-of-place | 2024-04-24T02:02:01Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.974232 | 244 |
Board administration is critical on your business’s long run. It requires clear-cut conversation, scheduling regular meetings, and documentation. These types of tasks happen to be time-consuming and resource-intensive, but they can have a key impact on the company’s the main thing. To avoid unnecessary costs also to improve the effectiveness of your board’s operations, you should utilize a reliable and secure board portal for all those critical jobs.
Using a secure board webpage with features like storage, collaboration equipment, and e-signature is more efficient than handling every one of these tasks by hand. It gets rid of the need for high-priced stationery and office tools. Plus, it saves on delivery fees, reliability protocols, and also other expenses associated with paper based communications.
It’s a great tool to reduces costs of the circulation of information and help members stay in touch. It helps with scheduling group meetings, sending improvement reminders for the attendees, and in many cases storing every one of the meeting docs in one place. It also gives a highly-secure facility with two-factor authentication and encryption.
An additional useful characteristic of this applications are that it enables administrators to attendance https://superbcv.com/quests-in-world-of-warcraft at every reaching. It also enables them to give notifications when ever new paperwork are available for assessment or the moment reports are due. With these features, it’s simple to keep on top of elements and reduce time-wasted in the conferences. It is a great means to fix organizations of any size and industry. Its modification options permit the users to adjust the platform according for their needs. You can easily set up committees, add participants to this, and program recurring events with a few clicks. | <urn:uuid:abf1a01c-ba94-40be-8658-0a2ff42fdf12> | CC-MAIN-2024-18 | https://krona.no/how-to-pick-the-best-panel-software/ | 2024-04-24T02:05:23Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.940669 | 363 |
Today, doom-death cult Bloodsoaked Necrovoid premiere the new track “Inescapable Transferance of Profane Malignity” at Decibel magazine’s website. The track is the second to be revealed from the band’s highly anticipated debut album, Expelled into the Unknown Depths of the Unfathomable, set for international release on November 6th via Iron Bonehead Productions. Hear Bloodsoaked Necrovoid‘s “Inescapable Transferance of Profane Malignity” in its entirety exclusively HERE.
Hailing from Costa Rica, Bloodsoaked Necrovoid formed in 2018 and quickly set to work on their first recordings. Two demos followed that year, which were later compiled onto vinyl format as Apocryphal Paths Of The Ancient 8th Vitriolic Transcendence via Iron Bonehead in early 2019. Later that year came a limited promo/rehearsal recording a split tape with Ratlord. Through all these suffocating recordings, the duo built a smokestack of charred DEATH so impossibly bleak as to be unbearable. And now, they eclipse that feat with their long-awaited, literally-massive debut album…
Aptly fucking titled, Expelled into the Unknown Depths of the Unfathomable is the no-hope/no-fun churn of sepulchral doom-death turned completely inside out. More crushingly suffocating than previous recordings and yet somehow emitting a massive sense of space that punctures through the veil of complete atmosphere, Bloodsoaked Necrovoid here drag the listener kicking & screaming (slooowwwly) through the caverns below the caverns of the mind/subconscious/spirit and then spit blood and bile across the putrid pile. It’s a six-song/41-minute experience that seems to last for infinity but just as effortlessly retains a sulfurous urgency seemingly at odds with its guttural slo-motion grind, surprisingly kicking into gutsfucking gallops that sound like bestial metal dragged through tar. Unknown and unfathomable are their ways, and expelled you most certainly will be!
Bloodsoaked Necrovoid will ruin your day, again and again and again, and there’s no sweet succor when one’s Expelled into the Unknown Depths of the Unfathomable.
Continue expulsion with the brand-new track “Inescapable Transferance of Profane Malignity” exclusively HERE, courtesy of Decibel, North America’s only monthly metal magazine. Begin expulsion with the previously revealed “Viciously Consumed by the Unfolding Unknown” HERE at Iron Bonehead‘s Soundcloud. Cover and tracklisting are as follows:
Tracklisting for Bloodsoaked Necrovoid’s
Expelled into the Unknown Depths of the Unfathomable
1. Dispossessed in an Asphyxiating Endless Darkness
2. Perverted Astral Intoxication for a Death Incarnation
3. Viciously Consumed by the Unfolding Unknown
4. Inescapable Transferance of Profane Malignity
5. Existential Dismemberment by a Transcendental Nothingness
6. Traversing the Threshold of a Treacherous Depraved Absolute | <urn:uuid:31d906f4-9d33-4e62-b566-f489eda4a519> | CC-MAIN-2024-18 | https://kronosmortusnews.com/2020/10/10/bloodsoaked-necrovoid-premiere-new-track-at-decibel-magazines-website/ | 2024-04-24T02:45:15Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.885485 | 687 |
Missouri House Chairman: State Shouldn’t Pay Greitens’ Bills
The chairman of a Missouri House panel that investigated former Gov. Eric Greitens says the state shouldn't pay more than $150,000 of legal bills submitted by attorneys who represented Greitens' office.
State Rep. Jay Barnes sent a letter to the Office of Administration urging it to reject the payments requested by the Kansas City-based Graves Garrett law firm and the Connecticut-based Shipman & Goodwin law firm. The letter was publicly released Tuesday.
An Office of Administration spokeswoman says it is still reviewing the bills.
Greitens resigned June 1 while facing potential impeachment proceedings over allegations of sexual and political misconduct.
The former Republican governor contends taxpayers should foot the bills because the attorneys represented his office, not him personally. But Barnes says Greitens should bear the costs himself. | <urn:uuid:546c38e8-39a0-465c-83f8-b7446cc5cd98> | CC-MAIN-2024-18 | https://ksisradio.com/eric-greitens-legal-bills/ | 2024-04-24T02:49:05Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.964977 | 179 |
Trash Pick-up Schedule Noted For Thanksgiving Week
The City of Sedalia announced its schedule for trash pick-up during the week of Nov. 21-25.
Those who normally get their trash picked up Tuesday through Thursday will get it picked up one day earlier, while Friday's trash pick-up will remain on Friday.
The City's Material Management Site will be open Saturday, Nov. 28.
City offices will be closed Thursday and Friday, and will reopen Monday, Nov. 30. | <urn:uuid:f683bd14-4db8-4030-8c90-ae06b349dbe4> | CC-MAIN-2024-18 | https://ksisradio.com/trash-pick-up-schedule-noted-for-thanksgiving-week/ | 2024-04-24T02:01:51Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.92611 | 103 |
L2H start line moved down Tamar
The start of the Riversdale Estate Wines L2H Yacht Race, scheduled for 09:00 hours today, has been postponed. The start line is being moved down the Tamar River to a new position either abeam of Low Head Lighthouse or into Bass Strait, east of the river entrance. Tamar Yacht Club race officer Tom Baines made the call at 08:50 hours after consultation with the Derwent Sailing Squadron officials, hoisting the postponent flag and the ‘L’ (follow me flag).
Most of the 26 boat fleet began heading down river before the committee boat had hoisted its anchor off Inspection Head wharf. “There is absolutely no wind on the river at this moment and a slight out-running tide,” DSS Vice Commodore and Chairman of the Race Committee chairman Nick Connor said shortly after the signals were hoisted. “We could not take the risk that some of the boats would be stuck in the river with little wind and an incoming tide,” Connor added. “that would put an end to their L2H race.”
With about six miles from Beauty Point to Low Head, it’s unlikely the 285 nautical mle race will get under way for another hour, with a sizeable spectator fleet following the yachts down past Shag Rock, Clarence Point towards, Green Island and George Town to Low Head.
The race officer will make a decision on setting the new start line once the committee boat reaches Low Head, with the alternatives of just inside the mouth of the Tamar or out in Bass Strait, east of the entrance. From there it looks like being a long, slow slog to windward towards notorious Banks Strait which seperates the Furneaux Island from the NE tip of Tasmania.
However, once through the Strait and into the Tasman Sea the fleet should enjoy some fast spinnaker running down the East Coast before building nor’easterly and north-westerly winds.
Words: Peter Campbell
Photo: Peter Watson
09:00 hours, 27 December 2018 | <urn:uuid:364eecd3-5cbd-494f-ae3b-c2db2b4156f2> | CC-MAIN-2024-18 | https://l2h-dssinc.org.au/l2h-start-line-moved-down-tamar/ | 2024-04-24T02:58:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.949682 | 440 |
LA Fashion & Beauty | The Prada Re-Nylon Collection is a groundbreaking evolution of the brand’s most recognizable signifier, nylon – an emblem of Prada’s distinct viewpoint on modern luxury, an industrial beauty, and contemporary life for more than four decades.
Re-Nylon is the next step in fabric technology and sustainable luxury – a textile that can be endlessly regenerated without loss of quality, a true cyclical luxury.
Made of regenerated and sustainable nylon, the collection features hybrid designs, innovative accessories and garments blending functionality and sophistication.
For LA Fashion & Beauty. Please Read More
“The Prada Re-Nylon Collection” embarks on a transformative journey in the realm of sustainable fashion. This groundbreaking evolution heralds a new era, redefining luxury with conscience. The collection’s core essence lies in its innovative use of Econyl®, a regenerated nylon crafted from recycled ocean plastics, discarded fishing nets, and textile waste. Prada’s commitment to sustainability isn’t merely symbolic; it’s a paradigm shift. Each meticulously crafted piece, be it the iconic backpacks or sleek accessories, reflects the brand’s unwavering dedication to environmental responsibility without compromising on style or quality. The collection not only minimizes its ecological footprint but also maximizes social impact by fostering a circular economy and supporting local communities. Through the Prada Re-Nylon Collection, the brand pioneers a path for the fashion industry, proving that sustainability and sophistication can seamlessly coexist, inspiring consumers worldwide to make conscious choices for a more sustainable future. | <urn:uuid:08935d8b-4725-4260-8c06-465deaf46ec2> | CC-MAIN-2024-18 | https://labest.com/los-angeles-prada-re-nylon-collection-los-angeles-fashion-beauty/ | 2024-04-24T02:20:17Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.849367 | 327 |
Go into ClickFunnels, the ingenious system that has actually changed the way entrepreneurs and also marketing professionals come close to on-line sales. As the sector develops, so does ClickFunnels.
In this write-up, we delve into the appealing story of When Does ClickFunnels 2.0 Come Out, checking out the transformative modifications that have actually taken place and revealing the keys behind this marketing giant’s evolution. Whether you’re a skilled ClickFunnels individual or new to the video game, prepare yourself to find the interesting developments that will shape your digital advertising and marketing methods for several years to come. Prepare to be captivated as we reveal the amazing journey of ClickFunnels, from its modest starts to its innovative 2.0 model, and the impact it’s poised to make in the world of on the internet company. When Does ClickFunnels 2.0 Come Out
What is ClickFunnels 1.0?
ClickFunnels 1.0 is an effective tool that assists on-line business owners construct high-converting sales funnels. It is likewise qualified of dealing with both the back as well as front end of a channel. When Does ClickFunnels 2.0 Come Out
The firm just recently revealed that it will certainly be launching ClickFunnels 2.0, an upgraded variation of the original software application. The new version will certainly include a number of new functions that will make it simpler to produce and also handle conversion funnels.
Unlike the old version, which was based upon WordPress, the brand-new system will work on its own. If you have no technical knowledge of HTML or CSS, this suggests that you can use the platform also. This will certainly aid you conserve money and time, and also it will certainly also permit you to include more advanced features to your web site.
One of the most substantial renovations is the new web page editor. It is far more innovative than the old one, and also it works comparable to Google Docs. This enables you to share your pages with various other employee as well as edit them at the same time. When Does ClickFunnels 2.0 Come Out
Another big improvement is the capability to develop and offer programs. The brand-new platform will allow you to develop a program curriculum, include video clips, and create a subscription area. It will additionally supply a range certainly themes, consisting of standard programs (for product launches) and also nested course templates (useful for longer web content).
The brand-new ClickFunnels 2.0 will have a blog site building contractor, social media combination, and an incorporated CRM. It will certainly also have an aesthetic automation home builder that enables you to develop operations as well as see them at work. This will aid you enhance your conversion rates and raise your revenues.
The brand-new variation will likewise consist of a universal section, which resembles international sections in tools like Elementor. This will certainly allow you to take any type of area of a web page and utilize it anywhere on the site. It will certainly update on all pages of the site when you alter the information in this area. When Does ClickFunnels 2.0 Come Out
What is ClickFunnels 2.0?
ClickFunnels 2.0 is an all-in-one sales as well as advertising and marketing software program. It additionally allows you to take care of item offerings as well as prices, which can help you raise your sales. When Does ClickFunnels 2.0 Come Out
ClickFunnels 2.0 provides a number of brand-new features, consisting of CRM funnels, eCommerce site builder, blog home builder, customer facility, visual automation building contractor, as well as extra. It additionally allows you to send out and produce tailored email messages, which can assist you boost your conversion prices.
An additional feature that ClickFunnels 2.0 offers is its capacity to integrate with several third-party applications. It also allows you to manage multiple domains in one account. When Does ClickFunnels 2.0 Come Out
An additional special feature of ClickFunnels 2.0 is its web page replication performance, which permits you to replicate existing funnels and pages. Since you no longer requirement to produce each aspect independently, this conserves you time and money. For instance, if you have 15 various pages in your funnel, you will no longer require to create each header and also footer separately. This makes the procedure much quicker as well as much more efficient.
ClickFunnels 2.0 deals new e-mail themes and an upgraded e-mail editor that are enhanced for high speed efficiency. This version likewise consists of an aesthetic drag-and-drop editor that assists you develop e-mails quicker and more conveniently. It is likewise easy to evaluate various styles and see which ones convert ideal.
ClickFunnels 2.0 likewise has a team cooperation function that permits you to share your work area or websites with various other users. This allows you to collaborate with multiple people at the same time, which is an excellent advantage for businesses that are growing. When Does ClickFunnels 2.0 Come Out
Does ClickFunnels 1.0 have any kind of advantages over ClickFunnels 2.0?
Its powerful platform allows customers to construct high-converting sales funnels for electronic services and also physical products. Its durable tools also help online service owners produce automated email sequences and also track analytics data. When Does ClickFunnels 2.0 Come Out
ClickFunnel 2.0 is a much more innovative version of the ClickFunnels system. The new version also consists of advanced features such as Funnel Hubs, Funnel Flows, Universal Section as well as Funnel Stats.
The new version of ClickFunnels also allows you to create as well as sell on-line courses. Its training course builder includes a range of layouts that will allow you to produce your very own training courses and offer them up for sale. Its embedded program theme is specifically helpful for creating long-form web content, such as video training courses as well as eBooks.
One more advantage of ClickFunnels 2.0 is its capacity to handle customer connections with the help of an integrated CRM function. This will permit you to track all your consumers’ activities and also give personalized support. Furthermore, it will help you increase consumer retention and loyalty. When Does ClickFunnels 2.0 Come Out
In addition to its powerful page-builder and e-commerce integrations, ClickFunnels 2.0 has actually an updated control panel that provides more comprehensive coverage. This will certainly help you comprehend how well your sales projects are carrying out. If you are running numerous funnels as well as want to contrast their outcomes, this will be particularly helpful.
One of the best aspects of ClickFunnels is that it does not call for any kind of technical knowledge to make use of. Its intuitive drag-and-drop features make it very easy to produce and also edit web pages. This makes it a great option for local business owner that don’t have the moment or spending plan to hire a designer to produce their sites. And also, its high-converting touchdown web pages ensure that your organization will certainly bring in even more customers and enhance sales. On top of that, ClickFunnels 2.0 provides a complimentary trial and also a 30-day money-back assurance. When Does ClickFunnels 2.0 Come Out
Is ClickFunnels 1.0 better than ClickFunnels 2.0?
ClickFunnels 2.0 is an advanced version of the traditional system that supplies lots of new attributes. These consist of worldwide items (which can be used in several funnels), a consumer facility (similar to a store portal), taxes, inventory as well as delivery (coming quickly) as well as much more. It likewise provides check out templates that are conversion optimized. When Does ClickFunnels 2.0 Come Out
It additionally has a built-in CRM tool that aids you track and also handle your visitors. This will certainly help you boost sales.
One more attribute that 2.0 deals is a drag-and-drop web page building contractor. This allows you to easily develop high-converting web pages with no technological abilities. This is a great tool for marketing professionals who want to raise their earnings. You can use it to make sales funnels, landing pages, membership sites as well as even more. When Does ClickFunnels 2.0 Come Out
ClickFunnels 1.0 as well as 2.0 are both terrific alternatives for on the internet marketing experts. The latter is extra advanced as well as has a much better user experience. In addition, it is likewise quicker than the classic system.
It is vital to evaluate the pros and also disadvantages of each option if you are considering changing to ClickFunnels 2.0. You need to additionally consider your service requirements and goals before choosing.
If you have any type of concerns regarding ClickFunnels, feel free to contact us. We will be happy to aid you make the right choice for your business. ClickFunnels 2.0 is an effective system that can assist you enhance your sales as well as develop impressive experiences for your clients. It additionally offers a 14-day complimentary trial, so you can try it out before making a decision. In addition, it uses a convenient migration service, which can conserve you a great deal of money and time.
When Does ClickFunnels 2.0 Come Out | <urn:uuid:75f4ca75-05ca-4a22-8297-d377e49330e9> | CC-MAIN-2024-18 | https://laccny.org/when-does-clickfunnels-2-0-come-out/ | 2024-04-24T03:53:23Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.953217 | 1,945 |
What were the first words from God to humanity? It was a blessing. “God blessed them and said to them, ‘Be fruitful and increase in number; fill the earth and subdue it. Rule over the fish of the sea and the birds of the air and over every living creature that moves on the ground’” (Genesis 1:28).
God’s first words to His image-bearers were words of blessing. The Bible is filled with them. God commanded the priests to give a blessing to his people and say, “The Lord bless you and keep you; the Lord make his face shine upon you and be gracious to you; the Lord turn his face toward you and give you peace” (Numbers 6:24-26).
Jesus’ final days before his ascension back to heaven Luke tells us that, “While he was blessing them, he left them and was taken up into heaven” (Luke 24:51).
And what were God’s final words to humanity? Revelation 22:21, “The grace of the Lord Jesus be with God’s people. Amen.”
Words of blessing. It is what we commonly refer to as “benedictions” which comes from the Latin, “good” and “speak.” Benedictions are good words spoken that express anticipation of what only God can give. Most of the letters written to churches in the New Testament include at least one benediction.
On most Sundays, we end our time together with good words spoken, a benediction. Why not just say, “You’re dismissed”? For some, benedictions sound like archaic conclusions to worship services. As your pastor, I want to send you off each week with good words of great anticipation of what our Great God can do and give. I want to leave you with a God-size expectation for your near and distant future. It is not just a sacred way of saying, “You’re dismissed.”
Perhaps this practice of incorporating benedictions into everyday life is for you. Can we speak them over our children? Can we write them in birthday, anniversary, graduation, or sympathy cards? Should we include them in our emails or texts? You can work this out for yourself.
In the announcement section of this epistle, I have included a few of the benedictions in Scripture. In your Bible reading, look for benedictions and familiarize yourself with them.
“Now may the Lord of peace himself give you peace at all times and in every way. The Lord be with all of you.”
Lord Have Mercy!
Link to This Sunday Worship Service
Sample List of Biblical Benedictions
2 Corinthians 13:14
1 Thessalonians 3:11-13
2 Thessalonians 2:16-17
New Sermon Series
Book of Proverbs
Coming in June
Change for Life
Baby Bottle Blessings Fundraiser
Baby bottles will be available this Sunday May 9th during our worship service.
Aspire provides life affirming pregnancy support services, including pregnancy tests and limited ultrasounds for pregnancy confirmation, for women in our communities experiencing unplanned pregnancies. This fundraiser runs from Mother’s Day to Father’s Day.
Hey Mom’s! This Sunday we will be honoring mothers with flowers and blessing cards.
Coffee will be served beginning this Sunday between services.
Please be mindful of beverages in the sanctuary.
As of this Sunday the mask requirement has been lifted. We are asking that you be respectful of each other’s choice to wear a mask and be responsible when you’re feeling sick.
Men save the date for the next Men’s Breakfast Saturday June 5th at 7am at EBC. Sign up at the back of the sanctuary or contact the office to RSVP.
Prayer 30 meetings will pick back up over the summer on Wednesday nights from 7pm-7:30pm.
Mark your calendars with these dates: June 9, July 14, August 11, & September 8.
Our annual Church Picnic and Baptism is scheduled for Saturday August 28th.
We look forward to coming together for a time fellowship and celebration.
Mark your calendars!
On Goal Soccer Camp
June 22nd – June 26th
Register today at www.ongoal.org
K-1st 9am-Noon $145 / 2nd-9th 9am-3pm $165
Family discounts and Laconia resident discounts are also available.
Visit www.laconiachurch.com/ongoal to volunteer or donate to the scholarship fund.
We already have donation requests coming in.
EBC Kids is back up and running. Nursery – Grade 5 is provided during second service. If you would like to volunteer to serve in this ministry, please contact Victoria Mansfield at [email protected]
Prayer and Praise
If you have any prayer requests or needs, please email Corianne at: [email protected] | <urn:uuid:6672a058-1654-4f27-a383-e4e2491bfc9c> | CC-MAIN-2024-18 | https://laconiachurch.com/the-weekly-epistle-5-6-21/ | 2024-04-24T02:03:59Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.950704 | 1,071 |
Beach days by Anna McGhie | Dec 7, 2017 | Vintage | 0 comments Friday flashback to vintage Brisbane of 1935 and the days spent filled with happiness knowing school was over for the year and the beach days were just beginning. Image credit – www.flickr.com Subscribe Sign up to receive Lady Brisbane’s weekly email of Brisbane sights, events and vintage images. Email Address Sign Up We respect your privacy. Thank you! Submit a Comment Cancel replyYou must be logged in to post a comment. | <urn:uuid:cb6cd1e7-78dd-466d-8569-1f11ac3c16a5> | CC-MAIN-2024-18 | https://ladybrisbane.com/2017-12-8-beach-days/ | 2024-04-24T01:55:56Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.939285 | 104 |
ObjectInputStream class extends the InputStream class and implements the ObjectInput interface.
Serialization is the process of writing the state of an object to a byte stream. This is used when you want to save the state of your program to persistent storage area.
ObjectOutput interface extends the DataOutput interface and supports object serialization.
Serialization and deserialization occur automatically by java run time system, Garbage collection also occur automatically but is done by CPU or the operating system not by the java run time system.
ObjectInput interface extends the DataInput interface and supports object serialization.
Serialization, deserialization and Memory allocation occur automatically by java run time system.
Deserialization is a process by which the data written in the stream can be extracted out from the stream. | <urn:uuid:0df2223c-3a94-4f66-aa1b-407d94b79a1c> | CC-MAIN-2024-18 | https://lakshyaeducation.in/topic/serialization/1672119348532a3ab454119/ | 2024-04-24T02:39:58Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.857234 | 161 |
Who can use this service
- Full time staff are provided a telephone with long distance privileges.
- Faculty offices are generally assigned one telephone (capable of long distance) with individual voicemail boxes for each faculty member.
- Larger faculty offices may be assigned more than one telephone.
- All enhanced classrooms have a restricted telephone (able to reach only on-campus numbers) | <urn:uuid:a9d66e46-8ddc-4537-88df-e79795d404a2> | CC-MAIN-2024-18 | https://langara.ca/information-technology/it-services/phone-voicemail/index.html | 2024-04-24T03:45:51Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.905037 | 78 |
Telemarketing for Public Sector
Telemarketing for the Public Sector
Public Sector and Not for Profit Organisations often need a mechanism to engage with their target audience. This can be for a range of services such as; lead generation, new member subscriptions and market research.
Your dedicated Account Manager will work with you on a bespoke outreach campaign and develop the appropriate messaging to best engage with your target audience.
Our range of telemarketing, lead generation and database building & profiling programmes are already helping Public Sector and Not for Profit Organisations throughout the UK to generate leads and build comprehensive databases of profiled information on their target audience.
Lead Generation for Public Sector
How We Help Commercial Cleaning, Facilities Management & B2B Support Services Businesses Get More Sales Appointments
At The Lead Gen Specialists, we work with our Public Sector and Not for Profit clients to help build a robust sales, marketing, lead generation or market research programme that successfully delivers targeted objectives. From data sourcing and database cleansing to conducting surveys and generating sales qualified opportunities, our lead generation and market research programmes are there to assist you with your goals.
Having identified your target audience, your dedicated Telemarketer will reach out to prospects to gain insight and market intelligence that meet your given criteria.
The market intelligence gained from this programme will also build a database of Marketing Qualified Leads that will enable you to proactively target these businesses when and where necessary.
By better understanding your target audience, your messaging can be focused to generate the required results. If you would be interested in finding out more about how we help organisations like yours within the Public Sector and Not for Profit industry, book a call today to find out how we can provide you with deep customer insights and drive your organisation's growth.
Wondering if our services are a fit for your business? Send us a message for more information!
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Our non-scripted B2B telemarketing provides your business with a reliable and effective mechanism to generate high-quality sales leads that you can convert into new customers quickly.
Our Database Profiling, Building & Data Cleansing services give you the power to target qualified Decision Makers with the knowledge of what they are buying, who they are buying from and when they are next reviewing! | <urn:uuid:c1e3abb1-9bf2-404e-a7a8-de2042d9a02b> | CC-MAIN-2024-18 | https://leadgenspecialists.co.uk/sectors/public-sector-organisations.html | 2024-04-24T03:32:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.927938 | 469 |
Engineered using a highly compressive warp knit body fabric, the shorts provide high muscle compression to core muscle groups without constriction, enhancing performance and comfort. Breathable and sweat-wicking, the shorts will work hard to keep you comfortable on even the most intense sprints.
The bib straps are engineered using a low profile and lightweight mesh fabric designed to optimise airflow while keeping the shorts in place during even the most aggressive efforts.
Built around an Italian Pro Chamois, the pad features a premium memory foam insert and is packed with technical features that enable better breathability, ultimate comfort and maximum shock absorption while minimising bulk.
The bib shorts are finished with low profile silicone leg grippers to ensure a streamlined yet secure fit.
"It’s important every club member knows their comfort won’t be compromised by choosing their club kit, The LC__CC Pro Bib Shorts offer just the right levels of comfort without compromising on support, breathability and crucially, performance."
- Developed with insight from the world’s top riders
- Race oriented aero fit
- Debossed logos for stealth
- Pro Dolomiti Chamois
- Lycra Sport Fibre
- Mesh bib straps
- Flat locked seams
- Silicone leg gripper
- Reflective tabs
- 80% Polyamide
- 20% Elastane
- Machine Wash at 30°C / 86°F
- Do not use fabric conditioner
- Close all zippers/velcro fastenings
- Dry flat, do not tumble dry
- Do not bleach, iron or dry clean
- We'd also suggest turning inside out prior to washing and keeping them separate from other items by popping them into a mesh laundry bag | <urn:uuid:621706a1-40a4-4d56-af89-0d241c55f2f8> | CC-MAIN-2024-18 | https://lecol.cc/products/lc__cc-pro-bib-shorts | 2024-04-24T02:57:42Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.891746 | 363 |
As a leader, it’s critical to seek first to understand other people before you try to make yourself understood. The basic principle here is empathy—putting yourself in the place of others so you can know and feel what they know and feel.
Why is empathy a crucial habit for a leader?
- Picture a museum curator with no empathy for her patrons—how long will she keep the doors open if she remains totally disconnected from their needs?
- How about a project leader with no empathy for his team members?
- A teacher with no empathy for his students?
- An aeronautical engineer with no empathy for the crew on the plane she’s designing?
- A hospital administrator with no empathy for patients?
Obviously, most leaders have some empathy already. The problem is not that they can’t understand people, but that they feel they must solve all their problems. Most leaders have a compulsion to fix everything at best and smooth things over at worst. It’s a natural urge to want to jump in and save the day, to be the answer to everyone’s problems.
For many, empathy is counterintuitive.
“I don’t have time to listen,” says the notorious Alpha leader. “I already know what the problem is and I know how to solve it. My brain is way ahead of theirs. Time is precious. Why should I waste it sitting and listening to people?”
You practice empathy just by listening—nothing else. You listen without interrupting, without judging, analyzing, or answering back in your head. You’re not thinking about what you’re going to say next. Instead, you’re listening closely both to what the person is saying and to what they’re feeling.
Your goal is to understand. If you’re a leader, that’s your job.You can’t connect with stakeholders and colleagues without empathy and understanding. Only by getting into the shoes of another can you serve them in a customized way—the way they want to be served.
Only an empathic leader can unleash the potential of other people. Leaders without empathy are literally working in the dark because they’re ignorant of the passions, talents, and skills of their team members. You can’t possibly discover and capitalize on the motivations of another human being without knowing the person deeply.
For instance, as Professor Heidi Halvorsen says, some people eagerly embrace big grand goals, while others are wary and skeptical, preferring more vigilance and less risk. Unless you know the “motivational fit” of each team member, you’ll make poor choices about motivating them; the only way to uncover that motivational fit is to listen and understand.
Empathy is essential to effective leadership, and it can’t be faked. Stephen R. Covey says:
“Leaders who take an interest in people merely because they should will be both wrong and unsuccessful. They will be wrong because regard for people is an end in itself. They will be unsuccessful because they will be found out.” – Stephen R. Covey
All the best- Patrick
Patrick Leddin, PhD is a speaker, global leadership consultant, and The Wall Street Journal bestselling author of The Five-Week Leadership Challenge. Patrick is an Associate Professor at Vanderbilt University with a thriving leadership blog and podcast, and 25-years of leadership experience. He offers an unparalleled mix of academic rigor and real-world experience. | <urn:uuid:99932047-28a1-4182-9a88-bb72fca876af> | CC-MAIN-2024-18 | https://leddingroup.com/this-potentially-counterintuitive-habit-is-critical-to-your-success/ | 2024-04-24T02:32:45Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.949949 | 731 |
Personal information in French – Illustrated Mixed Words
Here you have some illustrations.
Find the corresponding words in the grid below.
Do you like this kind of game? Then click here quickly to get another one.
More about Personal information in French ? Why not a memory ! Click here to play and to learn more French…
By the way … If you want to be able to speak about yourself, if you want to practice in 20 days for a real conversation in French, then click here. | <urn:uuid:7ebced0a-313c-42e9-a95a-02cad5045695> | CC-MAIN-2024-18 | https://lefrancaisillustre.com/informations-personnelles-mots-meles-illustres/ | 2024-04-24T04:06:47Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.912723 | 101 |
When starting a farm in Illinois, you must take several steps to ensure that your business is properly registered and licensed. The registration process includes selecting an appropriate business entity, filing registration forms, applying for farming licenses and planning for tax obligations.
Choose a Business Entity and Register
Before filing any registration forms, you must decide what business entity is most appropriate for your farm business. Appropriate business entities for a farm in Illinois may be a sole proprietorship, partnership, limited liability company, corporation or not-for-profit corporation. Every farm business must register with the state, and the forms will differ depending on which business entity you choose.
If you plan to buy or sell livestock for a fee or assume ownership of livestock to resell for a profit, you must obtain a license from the Illinois Department of Agriculture. The application must be accompanied by the required bond and fee. The licenses are issued for one-year terms. The department may reject an application, or revoke a license, if you misstate information on your application or violate Illinois laws pertaining to livestock. Further, you may register the brand you use on your livestock by submitting a sketch of it to the department.
Grain dealers and warehouses must be licensed through the Department of Agriculture. For grain dealers, there are a number of requirements before you may apply for the license. You must demonstrate that you have a good business reputation, a permanent business location, and have sufficient up to date books and records. Further, you must obtain property insurance, and new farms are required to pay into the Illinois Grain Insurance Fund for their first three consecutive years. In applying for a new license, you must include proof that you are a registered business, schedule of rates, copies of leases, and filing fee with your application.
Nursery and Egg Licenses
The Department of Agriculture also requires a license for nurseries and facilities that sell eggs. The application for greenhouse or nursery certification is less cumbersome than for grain farms, and requires a determination of how many acres are devoted to what type of agriculture. Egg licenses must also be applied for on a yearly basis, and requires egg dealers to allow inspection of their premises.
Once your farm business is registered, you will be responsible for a number of taxes. It is best to plan for and understand your tax requirements at the time of business registration. At the state level, Illinois farms are responsible for property tax and sales tax. The state has specific regulations regarding the assessment of farm lands, which takes into account erosion, streams and waterways and other factors to determine how much of the farm land is considered usable for tax purposes. At the federal level, a farm business may be responsible for corporate income tax, payroll tax or self-employment tax.
Elizabeth Rayne earned her J.D. from Penn State University and has been practicing law since 2009, advising clients on issues ranging from employment law to nonprofit management. For two years, she served as a contributing editor for the "Vermont Environmental Monitor." | <urn:uuid:1439a77f-a722-4c65-9f39-686bc88007f7> | CC-MAIN-2024-18 | https://legalbeagle.com/12720005-how-to-register-a-farm-business-in-illinois.html | 2024-04-24T03:54:48Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.952712 | 604 |
2019 RAM 1500 Overview
On the surface, the redesigned 2019 Ram 1500 appears to be a great option for consumers looking for a reliable pickup truck. Common models of the top-selling vehicle include the Classic, EcoDiesel, and TRX. The pickup stands from a very competitive field with its excellent fuel economy, spacious cabin, and outstanding durability.
Unfortunately, customers quickly found major complications after driving their new pickup trucks in the first year of purchase. Despite being a newer model, there appears to be a long list of issues that affect the 2019 Ram 1500. According to the National Highway Traffic Safety Administration (NHTSA), there are currently 22 recalls that include the 2019 Ram 1500. They involve problems with braking axles, airbags, driveshafts, and other components.
A high number of owners of new Ram 1500s have experienced safety defects in their cars within months of purchase. 2019 Ram 1500 problems include symptoms involving the engine, electrical system, transmission, and steering systems.
Dodge RAM 1500 Engine Problems
Engine problems in the 2019 Ram pickup are common. Drivers routinely report hearing high-pitched squealing noises in the engine area of their cars right before the air conditioning begins to blow hot air. Acceleration can also be an issue. Some Ram drivers say their trucks randomly accelerate or decelerate while in motion. Strong fumes and ticking noises are also not uncommon.
One FCA customer describes extensive symptoms in their vehicle, “the other day I could smell a strong odor coming from the hood of my 2019 Ram. I started feeling a little woozy and light-headed from the amount of exhaust fumes coming from the engine. I later investigated the smell and found that the engine was also making a loud ticking noise as well.
I decided to tear down the vehicle and found that both exhaust manifolds were cracked in the same exact spot.” A high volume of complaints to NHTSA mention vehicles with cracked exhaust manifolds. This appears to be a common structural issue in the engines of affected pickups.
Additionally, the engines in affected vehicles may also stall, suddenly shut off, or fail to start. These problems are serious safety concerns for Ram drivers who encounter them while operating their vehicles.
Numerous models in FCA’s lineup have been recalled for engine troubles. This year in May, a group of Ram customers, including two 1500 Ram pickup drivers, filed a class action lawsuit against FCA, alleging that the automaker knowingly sold vehicles with defective components that can result in engine ticking noises or even engine failure. The following vehicles are included in the suit:
- 2014-2016 Chrysler 300
- 2014-2016 Dodge Challenger
- 2014-2016 Dodge Charger
- 2014-2021 Dodge Durango
- 2014-2022 Jeep Grand Cherokee
- 2014-2020 Ram 1500
- 2014-2022 Ram 2500
- 2014-2022 Ram 3500
Dodge RAM 1500 Electrical System Defects
Ram 1500 drivers have encountered issues with nearly every electrical component in the cab of the truck. Lights malfunction, the dashboard displays can go blank, car batteries can drain, and power mirrors can refuse to move. Random recurring warning lights are also a problem. Electrical issues like these can make the vehicle impossible to start or disable important vehicle operating functions like the navigation system.
One Ram driver told NHTSA the following, “started my vehicle and the instrument panel was blank. I can’t get messages, warnings, cruise control information, or anything else that provides vehicle operating specifications (engine temperature, oil temperature, transmission temperature, etc.). Failure of the instrument cluster to properly illuminate prevents me from receiving warnings about the vehicle’s systems and increases the risk of crash.”
Dodge RAM 1500 Transmission Problems
The transmission system in the 2019 1500 Ram does not appear to be durable or reliable. Rear axles routinely fail, which can cause the wheels to lock in place. 2019 Ram 1500 transmission problems can cause the following symptoms in affected pickups:
- Grinding during acceleration
- Whistling noises near the transmission
- Difficulty shifting gears
- Burning odor
- Transmission failure
These issues can be dangerous, one driver wrote about this experience in their formal complaint to NHTSA: ““While stopping at the red light and applying the brake, the truck experienced a sudden acceleration burst.
Even though the brake was fully applied, the engine was accelerating on its own and pushing the truck. At low speed (<5 mph) and with the brake fully applied, the truck hit a minivan in front of me and continued to push it towards the intersection in bursts as I was depressing the brake pedal.”
Dodge RAM 1500 Steering Problems
Steering issues frequently appear in the 2019 1500 Ram. Drivers report losing the ability to steer their pickup trucks. Steering can lock in place suddenly while the vehicle is in motion. Structurally, the 2019 model year Ram 1500 appears to be loose. Because of this, components do not seem to work well in unison with each other, causing both steering suspension problems. Several formal complaints filed with NHTSA mention hearing strange rattling noises in the steering suspension area.
In 2019, Fiat Chrysler Automobiles recalled about 160,000 2019 Ram 1500 vehicles due to steering issues. Defective battery ground circuit fasteners improperly installed during manufacturing can apparently result in loss of power steering in affected vehicles. The fastener can loosen enough to create an open circuit that eventually cuts power steering while driving. This can cause sudden understeering or oversteering in affected Ram pickups.
The California Lemon Law Experts in Dodge RAM Lemon Law
Experiencing similar troubles with your Ram car? Your pickup could be a lemon. Over 150,000 vehicles purchased every year in the State of California turn out to be lemons. Luckily, no matter the model, Ram Diesel Truck or Ram Diesel Classic, you have options should your car be among the thousands of lemons sold in California annually.
If you own a Ram lemon, you could be entitled to damages covered by the auto manufacturer if you have taken it in for several repairs under warranty or if the vehicle has been out of service due to repairs for an extended number of days. If you suspect that your Dodge RAM is a lemon, keep records of all repairs and consult with an experienced California lemon law attorney as soon as possible.
The California Lemon Law Experts have been successful in helping thousands of California consumers win their cases against large auto manufacturers like FCA. Getting our help is easy. Through a quick and free consultation, our Lemon Law Experts will be happy to assist you in determining if you have a valid claim. Do not wait until you are in an accident as a result of safety defects in your vehicle. To take that first step in getting rid of your Ram lemon, call us today! | <urn:uuid:49fef436-dbb0-4e99-b793-2ee4ab8e7423> | CC-MAIN-2024-18 | https://lemonlawexperts.com/lemon-law-issues-with-the-2019-ram-1500/ | 2024-04-24T02:10:18Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.942158 | 1,389 |
Oceania’s best junior surfers are set to flock to Lake Macquarie’s Redhead Beach in November for the inaugural Let’s Surf Lake Mac Pro Junior.
Scheduled for the weekend of November 4-5, the contest will be the final event on the 2023 World Surf League’s (WSL) Australia/Oceania Pro Junior Series.
Lake Macquarie Mayor Kay Fraser said the event would showcase the beautiful coastline on offer in Lake Mac.
It would also provide an economic boost to local businesses.
“We’re really looking forward to welcoming some of our region’s best young surfers and their families,” Cr Fraser said.
“I’m sure they will enjoy what Lake Mac has to offer and we welcome the economic benefits the event will provide.”
November’s event will supplant the Lake Mac Pro Junior, held in recent years as part of Surfest.
Asia Pacific WSL tour manager Ty Sorati said the timing of the event made it critical for aspiring junior surfers seeking a future in professional surfing.
“The Let’s Surf Lake Mac Pro Junior will be an important event in the WSL Australia/Oceania Pro Junior series. It will be the last event on the calendar for the competitors before the World Junior Championships,” he said.
“The WSL appreciates the continued support from Lake Macquarie City Council for junior surfing and we look forward to another great event in the city.”
Event organiser Warren Smith said the timing added a “terrific” bonus to the inaugural event.
“As will the ability of the contest to go mobile if conditions mean we need to move away from Redhead Beach,” he said.
“I’ve been working with Lake Mac for many years now on presenting surfing events, and this new program is a great direction to showcase the beaches of the region, and to provide a platform for the best junior surfers in Australia and Oceania.” | <urn:uuid:345c71d1-067f-4248-9c86-29c11abe0398> | CC-MAIN-2024-18 | https://letssurflakemac.com.au/lake-mac-lands-final-wsl-junior-event-for-2023/ | 2024-04-24T04:08:45Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.932904 | 437 |
I’m not going to Marie Kondo your ass. But, she was onto something!
Our brains function best when free of visual distractions. The state of the environment around you has a big impact on your mental health and happiness.
We want to create an environment that sets us up for sensual success!
By dedicating a space in your home that is solely for the pursuit of pleasure and sensuality, you are setting the intention and creating the opportunity for yourself to be successful.
If we are going to be stuck at home, our homes better give us pleasure!
Studies have shown that cluttered environments can lead to:
- Low subjective well-being
- When you have too much clutter you feel that your space is your enemy and not your friend.
- Unhealthier eating
- We are more likely to reach for snacks or sweets that are not healthy for us when in a disorganized environment
- Poorer mental health
- Studies show that a personalized and organized environment brings a lot of personal satisfaction, but disorganized spaces do the opposite.
- Less efficient visual processing
- It is more difficult to process visual cues when in a messy environment
- Less efficient thinking
- More clutter distracts our brain and requires us to process more information, whether consciously or subconsciously
The proof is in the pudding.
We all differ in our clutter threshold. I personally prefer to live as minimally as possible, but that is not how my fiance works! We have to create a idle ground, and when it comes to the bedroom, what I say goes.
Because honestly…if mama isn’t happy, nobody is happy
He also gets the perk of a less stressed and more sensually connected me!
Day 2 Challenge: Clear The Clutter
Designate one area that you would like to be your Sensual Sanctuary.
Remove all of the items that will not aid you in this pursuit of pleasure
As you move through the room, remember what the intention for that space is. Ask yourself the following questions:
Does this bring me pleasure?
Does this bring me peace?
Does this bring me joy?
Will this distract me from my intentions?
Need some clutter hacks to start you off?!
LeZandra McGinnis is a Norfolk, Virginia Photographer specializing in Boudoir Portraiture and Erotica Photography. LeZandra’s life motto is: Fuck What They Think! And she encourages her clients to do exactly that! She can best be described as a Metalhead, Adventurer, and Whiskey Connoisseur.
May 7, 2020 | <urn:uuid:b4d8128f-c1e9-40ec-bf16-081b231c05bf> | CC-MAIN-2024-18 | https://lezandraphotography.com/clear-the-clutter-creating-your-own-sensual-sanctuary/ | 2024-04-24T02:56:08Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.939768 | 540 |
The Readers is a new place to connect with others and discuss books with fellow book lovers. It has been especially created thinking about those with accessibility needs, like a print disability. We’ll have a conference line set up – so join the phone call and share your thoughts on the theme question of the call.
Tuesday afternoons from 2:00pm-3:00pm.
Please email [email protected] to receive the phone number and access code. | <urn:uuid:e6355ddc-68d2-4fea-b5e7-e9841d4c0eea> | CC-MAIN-2024-18 | https://libraryplus.ca/facebook-event/which-author-would-you-like-to-have-a-conversation-with/ | 2024-04-24T03:45:56Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.957137 | 100 |
All Prices on The Website Are Displayed in Australian Dollars (AUD). Enjoy Riding with YOELEO !
Get special offers, exclusive product news, and event info straight to your inbox.
Use this popup to embed a mailing list sign up form. Alternatively use it as a simple call to action with a link to a product or a page. | <urn:uuid:6bbc3259-9370-4781-8619-3e6af7d5ac24> | CC-MAIN-2024-18 | https://lichtbike.com.au/collections/vendors?q=YOELEO | 2024-04-24T02:37:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.854863 | 71 |
Construction of the Chaffey Headgate for the canal’s water intake from the Colorado River was started just inside the US / Mexican border, south of Pilot Knob, USA. Originally, the headgate was to be located several miles upstream at Potholes, CA, USA, but George Chaffey elected to relocate it as a time and cost savings measure. The wooden structure was supposed to be temporary with a permanent concrete headgate constructed further upstream where the Hanlon Headgate was eventually built, but there were no firm plans or a timeline to complete the task.
Mr. Chaffey also constructed the bottom of the headgate too high which prevented proper water flow into the canal during the summers when the river level was lower.
Chaffey Headgate at Pilot Knob, USA
This picture was taken looking north at the rear of the headgate shortly after its completion in 1901 | <urn:uuid:f483eb3d-e8a9-4642-8e1d-25c49b579f4e> | CC-MAIN-2024-18 | https://lifeofthesaltonsea.org/event/aug-1900 | 2024-04-24T02:19:11Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.980612 | 180 |
Three Reasons to Consider Adding a Black Frame Around an Existing Mirror
Many people have mirrors hanging in their homes, particularly their bathrooms, that are plain and unframed. Adding a frame to the mirror can instantly change up the look of the mirror. A black framed mirror can drastically enhance the look of the mirror, change up the entire look of the space and add more color and contrast in the bathroom. Here are a few of the key reasons why you should consider adding a frame around an existing mirror.
The Frame Can Help to Hide Decay or Imperfections
One of the reasons why you should consider adding a frame around an unframed mirror is because a frame can help to hide decay or imperfections. As your mirror ages, the edges can crumble or begin to crack. If you are not ready to replace the mirror completely, adding a frame around the mirror can help to hide and disguise those imperfections. The thicker the frame is, the more damage it will cover. This can help to extend the life of an older mirror.
A Frame Makes the Mirror Look High-End and More Expensive
Another reason to consider adding a frame around an unframed mirror is because a frame makes a mirror look more high-end and more expensive. If you are looking to sell your home or get your home appraised, adding frames around your mirrors is relatively inexpensive, yet can instantly boost the value of the space. The frame can also help you to make your space feel more high-end and luxurious. Think about a luxurious bathroom or take a look at high-end bathrooms. None of those bathrooms have unfinished mirrors. Small touches such as frames can elevate a standard bathroom into one that is luxurious.
A Frame Can Tie Your Space Together
The final reason why you should consider framing an unframed mirror is because the frame can help to tie your space together. If you use the same wood material that your cabinets are made from, it can create a custom look and help to ensure the vanity or cabinetry ties into the mirror. It can make the space feel more cohesive and ensure all of the various parts in your bathroom work well together and tie into each other. This makes your space feel complete, rather than making your space feel like separate pieces.
If you have an unframed mirror, adding a frame can help to hide decay or imperfections, make the mirror look more high-end or expensive or tie your entire space together, helping it to look more cohesive. A black framed mirror contrasts beautifully against a white or light-colored wall, really allowing the mirror to pop and shine. Consider adding a frame around your plain mirror today. | <urn:uuid:b0f2114d-f457-4122-8660-74440220e7c0> | CC-MAIN-2024-18 | https://lift-bit.com/three-reasons-to-consider-adding-a-black-frame-around-an-existing-mirror/ | 2024-04-24T02:16:26Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.923349 | 538 |
Get into my comprehensive compilation of solutions to guide you through different game levels and themes, whether puzzling over Wordscapes or exploring new challenges. In this guide, I’m going to answer Words That Rhyme With Note. So, let’s begin.
The answers to “Words That Rhyme With Note” are:
These are words that rhyme with “note.” Rhyming words have similar sounds at the end of the word, creating a pattern that is pleasing to the ear.
I hope that my answer to Words That Rhyme With Note was helpful. You can find answers to many more similar kinds of questions here. And don’t forget to share it with your friends. | <urn:uuid:e7a511cd-fb65-4d33-af03-75e79b34ea99> | CC-MAIN-2024-18 | https://liistudio.com/words-that-rhyme-with-note/ | 2024-04-24T02:13:52Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.93687 | 153 |
The White Hart Hotel, located in the heart of Lincoln’s historic quarter, will welcome guests to its Wedding Open Evening on Thursday 26 January 2023 from 5.00pm – 8.00pm.
With no appointment necessary, you will have the opportunity to view the venue, wedding spaces and bridal suite, as well as speak with the dedicated wedding team who will be on hand to help plan your special day.
The hotel’s preferred suppliers, Chambers Florist, My Wedding Hire and QL Discos, will also join for the evening at the venue, which hosts weddings all year round.
Catering for intimate, family affairs as well as larger functions with live music, banquet dinners and buffets, the historical ambiance and contemporary styling of the White Hart Hotel offers a unique venue, tailored individually for your dream wedding.
For more information click here. | <urn:uuid:d71756a7-ce64-472d-8699-40881370b8d1> | CC-MAIN-2024-18 | https://lincolnshiretoday.net/mag/the-white-hart-hotel-to-welcome-guests-for-wedding-open-evening/ | 2024-04-24T03:47:03Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.951991 | 181 |
[ US /ˈdɪki/ ]
[ US /ˈdɪki/ ]
(British informal) faulty
I've got this dicky heart
- a man's detachable insert (usually starched) to simulate the front of a shirt
- a small third seat in the back of an old-fashioned two-seater
How To Use dicky In A Sentence
- The green rooftop stunt looks a little too convenient - not a dickybird on msm news coverage of the EU referendum protest in Parliament Sq. Greenies on the roof
- I have to keep fit anyway, because I've got dicky shoulders and I have to exercise to keep them in line.
- dicky" and cravat, and adjust her own bonnet and shawl. The Pot of Gold And Other Stories
- Now Warne looks exasperated, McGrath is a drinks waiter with a dicky elbow and dodgy ankle and the Australian cheerleaders have mislaid their pom-poms.
- I have to get the dent in the dicky repaired at that time.
- I believe that society permits men to become ill provided their condition conforms to accepted stereotypes: the 40 something CEO with a dicky heart, or the younger man with a sports injury.
- He would doubtless have done well enough as "dicky" in an ordinary wind-jammer, but on the quarterdeck of such a craft as the The First Mate The Story of a Strange Cruise
- September 13th, 2009 7: 26 pm ET did they check with rush limbag or dicky trick cheney. they all need to go away. .or back under the rock that cheney built his lies on ass wipes Let's move past Wilson's outburst, Cantor says
- So, here's one reason why we've not heard a dickybird out of ET yet: our searches so far have been puny compared with the scale effort that would be required to do a thorough audit of the Milky Way. BBC News | Technology | World Edition
- The story is actually about Micky who was "shepherded" by his half brother Dicky (Bale). Behind the Scenes Clips from David O. Russell’s The Fighter | /Film | <urn:uuid:b2636f34-e8d1-492e-b59f-30c75147d5ec> | CC-MAIN-2024-18 | https://linguix.com/english/word/dicky | 2024-04-24T04:02:39Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.951605 | 471 |
[ingo] creating / activating rules externally
liamr at umich.edu
Mon Jan 24 11:17:02 PST 2005
> The best solution would be a more flexible storage backend than preferences,
> e.g. a SQL backend. Then you could add rules for users and run a little
> script that activates the filter scripts for all of them.
We are using the SQL prefs backend... we could probably pretty easily
add a rule
ot the user's rules preference from our "antispam" page. The question then,
would be how to force activation of user scripts from outside of Ingo. Just
right something that does..
We'd rather have this happen when the user interacts with things than doing it
More information about the ingo | <urn:uuid:504dcf0d-832a-499b-bf21-2e496ce3a2b3> | CC-MAIN-2024-18 | https://lists.horde.org/archives/ingo/Week-of-Mon-20050124/000745.html | 2024-04-24T02:55:15Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.868659 | 161 |
[ilds] The Firm in today's imagination
chamberlinkw at gmail.com
Wed May 18 07:21:05 PDT 2016
With reference to the discussion about the role and nature of The Firm,
Able, etc., members might be interested in a contemporary variant on the
subject of machines created by humans who behave occasionally like their
creators, and the increasing surveillance systems operating all over the
To wit: the series available on Netflix in the USA called "Person of
Interest". This is entertainment, to be sure, but could be of interest with
regard to the discussion.
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More information about the ILDS | <urn:uuid:16bfb2db-c038-4a1b-b0db-01b111bae715> | CC-MAIN-2024-18 | https://lists.uvic.ca/pipermail/ilds/Week-of-Mon-20160516/007956.html | 2024-04-24T03:03:27Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.881015 | 148 |
Deji; of Akure, traditional title of the Oba of Akure. Royal lineages in Akure trace a common ancestry to Asodeboyede, the first Oba of Akure, who reigned from 1150 A.D to 1180 A.D. As believed by a session, there should be only one Ruling House in Akure. And this had been since 1576 A.D, until 1989 when government recognised the Osupa Ruling House. Earlier, the long- established second ruling house, the Alakure, is believed to have become extinct after 1576 A.D. All subsequent Dejis have traced their roots to Asodeboyede. But at the core of the controversy is the well known dominance of the Adesida dynasty of the Deji stool. Although the first Adesida to ascend to the throne, Oba Afunbiowo Adesida I, was the 41st Oba of Akure, his descendants have maintained an unbroken grip over the Deji throne since 1897. That, perhaps, had prompted the descendants of Dejis who reigned before him to start agitating for a change of the chieftaincy regulations. Chief among the agitators who began their campaign in the late 1970s was Ige Ogunleye-Aladejana, a London-trained medical doctor, and a grandson of Oba Osupa, who reigned between 1834 to 1846, before Adesida I. Others were the Ifaturotis, descendants of another Deji.
The long dominance of the Adesidas is explained by the long reign of Oba Afunbiowo Adesida I, who reigned for 57 years, from 1887 to 1957. And since by tradition, only a son born to a Deji on the throne could ascend to the throne, the sons of Adesida I quite naturally had an edge. Thus began the long chain of four Adesidas who succeeded one another on the throne. But by 1987, succession had become very contentious with the agitation by the descendants of other past obas for a shot at the throne. With the demise of Oba Adelegan Adesida, another Adesida, Adebobaji raised contention. It is alleged there was an agreement by Prince Adebobajo and the Osupas on one hand, which allowed Adebobaji the next Deji, while in the other sources reportedly consented to the arrangement that the Osupas will produce the succeeding Deji. To fortify the agreement, Ondo State government under Captain Michael Olukoya, promulgated Deji of Akure Chieftaincy Declaration of 1991, which recognised two ruling houses: Ojijigogun and Osupa. The deed further stated that these two would become the Deji by rotation.
When the Deji, Oba Adebobajo Adesida died in November, Ojijigari Osupas were supposedly in good stead to produce the next Deji. The Governor Adebayo Adefarati administration, consistent with this provision, directed Akure South Local Government accordingly. In turn, in February, the government chairman, Iyiola Akinhd wrote to the Akure kingmakers, led by Olisa of Akure, Folarunsho David, for Osupa Ruling House to present their candidate. This led to the emergence of Adegbola Adelabu, a wealthy businessman, and founder of a theological school, as Deji-elect in March. But the 11- suit by the Ifaturotis, which was rekindled, did put a spanner in the arrangement, halting Akure indigenes’ hope of a new Deji in a short while.
A part of the Ojijigogun Ruling of the Adesidas during the Morgan Commission set up by the military administration of the old Western State, Brigadier Rotimi to look into various disputes in the state, including that of the Deji of Akure. The Morgan Commission proposed three ruling houses: Adesidas, Ifaturotis and Adetosoyes. However, the Adekunle Ajasin administration did not approve this. The bone of contention afterwards is that the declaration of 1991 nullifies the 1957 model[i]. Dare Adesina, a London-based prince, was elected as the new Deji designate of Akure, Ondo State, by kingmakers in November 2005. Adesina polled nine votes to beat Kola Aladetoyinbo, who scored five votes while the other three contestants — Femi Adejuyigbe, Adeolu Adepoju and Kayode Adegbite — had no votes. The race to the throne started in 1999 when the last occupant, Oba Adebobajo Adesida became late[ii].
While the Adesida royal family from the Ojijigogun ruling house in the town wanted to fill the stool, the other ruling house, Osupa/Odundun believed that having ruled for 104 years uninterruptedly, the Adesida family should step aside and allow others to rule the town. Eventually, when the dust raised by where the next Oba should come from settled, it was agreed that the Osupa ruling house should produce candidates for the stool and after some manoeuvrings and lobbying, the 18 kingmakers in Akure settled for Prince Adegbola Adelabu, popularly known as Ileri Oluwa. The man had already commenced the traditional rites for his installation as the Oba when opposition to his installation mounted, leading to the nullification of his nomination. Some people from the same ruling house had approached the court to stop his installation. After much dilly-dallying and when it became obvious that Adelabu would not assume the throne, the Ondo State government declared that the selection process should begin anew. Adelabu lost out while fresh contestants emerged. It was at this stage that Oluwadare Adepoju Adesina from the Osupa ruling house came to lime-light. When the process began, many people in the town had thought that one of the forerunners in the contest, Kole Aladetoyinbo, would be chosen as he was the most visible and popular of the all candidates, again, they were wrong. The kingmakers settled for Adesina and he was eventually presented with the staff of office by the state government in November 2005. This was the beginning of a reign which eclipsed on Thursday, June 10 effectively after a street fight as an Oba on Sunday, May 30, 2010 when he publicly battered his wife, Bolanle hence drawing wide condemnation. The state government pronounced him deposed and banished, ending his almost five-year reign[iii].
[i] TELL May, 2000
[ii] TELL November 14, 2005
[iii] Tribune, July 17, 2010 | <urn:uuid:b3b2380b-adfe-42f0-ae29-dd6e83b88e19> | CC-MAIN-2024-18 | https://litcaf.com/deji/ | 2024-04-24T03:02:56Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.973147 | 1,452 |
June 25, 1985, Hancox, and Nyarangi JJA and Platt JA delivered the following
This is a second appeal from the appellants conviction on three counts of theft by a person employed in the public service contrary to section 280 of the Penal Code.
On count 1 the appellant was charged with stealing two tents and poles on or about August 2, 1980 at Wesu Hospital while the appellant served there as the doctor and Medical Officer of Health. The trial court found that the actual theft took place on August 10, 1982 and the change of date was accepted apparently by the first appellate court, because it was at this latter date that the fraudulent conversation was held to have taken place.
On count 17, the appellant was charged with stealing 40 soft boards between August 4, 1982 and December 24, 1982 contrary to section 280 of the Penal Code at Bungoma District Hospital.
On count 19, the appellant was charged with the same type of theft, between September 15, and December 24, 1982 of 15 drums … | <urn:uuid:dfd6a524-4236-4ba1-ac61-734dc180c9ae> | CC-MAIN-2024-18 | https://lite.judy.legal/amp/case/okuoga-v-republic | 2024-04-24T03:09:10Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.982031 | 208 |
Hey there, I'm Liya Grey
I am an aspiring author and host of the Write As Rain Podcast.
I believe that creative writing is good for the soul. Everyone could use a space to get into the writing mindset. While I'm in the middle of writing my own novels, I hope to help others by sharing my experiences along the way.
I'm Liya Grey
I have wanted to be a writer since I was 11 years old.
My dad used to take me to Barnes & Noble on the weekends so he could work. He would buy me a new book each time, and I would sit and read. I fell in love with reading.
In middle school, I used lined notebooks to write my own stories. I told myself then that if I could achieve one thing, it would be to become a fiction author.
Write As Rain Podcast
A Podcast For Creative Writers Everywhere
Check out the latest episode, now.
Writing Tools: Scrivener
Since I discovered Scrivener in 2022, it has significantly changed my writing game. As a person who loves to organize but also has ADHD, Scrivener is the perfect tool for me. All of my notes are in one place, and I can use Scrivener on my phone, iPad, and MacBook Pro. When I did the free trial, I watched all the videos on how it works and found it super easy to dive in. There are different layouts and modes so you can make Scrivener work for you
Whether you plan or plunge, Scrivener works your way: hammer out every last detail before typing a word, or carve out a draft and restructure later. Or do a bit of both. All text sections in Scrivener are integrated with an easy-to-use project outline, so working with an overview of your manuscript is only ever a click away, and turning Chapter Four into Chapter One is as simple as drag and drop. | <urn:uuid:aa76afb6-81ff-4aa5-a623-2e2c03fa97c9> | CC-MAIN-2024-18 | https://liyagrey.com/ | 2024-04-24T03:00:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.971085 | 404 |
Are you dreaming of hitting the open road in a van, RV, motorhome, or camper? Financing your adventure may seem like a daunting task, but with the right information and tips, you can make it a reality. Whether you’re a first-time buyer or an experienced traveler looking to upgrade, getting a loan for an RV doesn’t have to be a complicated process.
One important step in securing a loan for an RV is understanding your financial situation. This includes taking a close look at your credit score, income, and expenses. Lenders will often consider these factors when determining your eligibility for a loan. By having a clear understanding of your financial standing, you can better navigate the loan application process and increase your chances of approval.
When it comes to financing an RV, there are a few options available. Traditional banks, credit unions, and online lenders are all potential sources for RV loans. Each lender may have different requirements and terms, so it’s important to shop around and compare offers. Additionally, consider working with a lender that specializes in RV financing, as they may have a better understanding of the unique challenges and opportunities associated with this type of loan.
Lastly, it’s essential to be prepared when applying for an RV loan. Make sure to gather all necessary documentation, such as proof of income, identification, and vehicle information. Having this information readily available can help streamline the application process and increase your chances of approval. Additionally, consider saving up for a down payment, as this can help reduce the overall amount you need to finance and improve your loan terms.
In conclusion, with careful planning and research, obtaining a loan for an RV is an achievable goal. By understanding your financial situation, exploring different financing options, and being prepared during the application process, you can turn your vanlife dreams into a reality. So start exploring the possibilities and get ready to hit the road in your very own RV!
Financing an RV can be a great option for those who want to purchase a camper van or motorhome but don’t have the cash upfront. RV financing allows you to spread out the cost of your purchase over time, making it more affordable and manageable.
When it comes to RV financing, there are a few things to keep in mind. First, it’s important to shop around and compare rates from different lenders to ensure you’re getting the best deal. Look for lenders that specialize in RV financing, as they may offer more competitive rates and terms.
Before applying for a loan, it’s a good idea to check your credit score and make any necessary improvements. A higher credit score can help you secure a better interest rate and loan terms. Additionally, having a down payment can also improve your chances of getting approved for a loan.
When applying for RV financing, you’ll need to provide documentation such as proof of income, proof of insurance, and the details of the RV you’re purchasing. Lenders will also typically require a loan application, which includes information about your finances and employment.
Once you’re approved for RV financing, it’s important to make your payments on time to avoid any penalties or additional charges. Set a budget and ensure you can comfortably afford the monthly payments before committing to a loan.
Overall, RV financing can make owning your dream camper van or motorhome a reality. Just be sure to do your research, compare rates, and choose a loan that works best for your financial situation.
Pros of RV Financing | Cons of RV Financing |
Spread out the cost over time | Accrue interest over the term of the loan |
Make your dream RV purchase more affordable | May require a down payment |
Opportunity to improve credit score | Additional monthly expenses |
Access to competitive rates and terms | Possible prepayment penalties |
Camper Van Financing
When it comes to financing a camper van or motorhome purchase, there are several options available. Whether you’re looking to finance a new or used vehicle, it’s important to understand the different financing options and choose the one that best suits your needs. Here are some common ways to finance a camper van:
Option | Description |
Bank Loan | A bank loan is a common financing option for purchasing a camper van. You can apply for a loan directly from a bank, and if approved, you’ll receive the funds to buy the vehicle. The terms and interest rates will vary based on your credit history and the bank’s policies. |
RV Loan | An RV loan is specifically designed for financing recreational vehicles like campers and motorhomes. These loans are offered by banks, credit unions, and specialized RV lenders. RV loans often have longer repayment terms and competitive interest rates. |
Dealer Financing | Many camper van dealerships offer financing options for their customers. They work with various lenders to provide loan options directly at the point of sale. Dealer financing can be convenient, but it’s important to compare rates and terms to ensure you’re getting the best deal. |
Personal Loan | If you don’t qualify for a traditional camper van loan, you may consider a personal loan. Personal loans are unsecured loans that can be used for any purpose, including buying a camper van. However, they usually have higher interest rates compared to vehicle-specific loans. |
Before deciding on a financing option, it’s important to compare interest rates, loan terms, and any additional fees. You should also assess your budget and determine how much you can afford to borrow and repay each month. By considering these factors and exploring different financing options, you can find the right camper van loan for your needs.
When it comes to financing your motorhome or van, getting a loan can be a great option. Whether you’re looking to purchase a new motorhome or finance the purchase of a used one, a motorhome loan can provide you with the funds you need to make it happen.
Motorhome loans are specifically designed to help RV enthusiasts like you achieve their dream of owning a motorhome. These loans typically offer competitive interest rates and flexible repayment terms, making it easier for you to fit the monthly payments into your budget.
When applying for a motorhome loan, there are a few factors that lenders will consider. One of the most important factors is your credit score. Lenders will look at your credit score to determine if you’re a reliable borrower and if you’re likely to repay the loan on time.
Another factor that lenders will consider is the loan-to-value ratio. This ratio compares the loan amount to the value of the motorhome. Lenders prefer a lower loan-to-value ratio, as it reduces the risk for them. To improve your chances of getting approved for a loan, consider making a larger down payment.
It’s also a good idea to shop around and compare loan offers from different lenders. Look for lenders that specialize in motorhome financing and consider their interest rates, loan terms, and fees. By comparing multiple offers, you can find the loan that best fits your needs and budget.
Before applying for a motorhome loan, make sure to calculate how much you can afford to borrow. Consider your income, expenses, and other financial obligations to determine the loan amount that you can comfortably repay.
Once you’ve found a motorhome loan that suits your needs, gather all the necessary documents, such as proof of income, identification, and vehicle details. Complete the application and submit it to the lender. If approved, you’ll receive the funds to purchase your motorhome, and you can start your adventures on the road!
Remember, a motorhome loan is a financial commitment, so make sure to read the terms and conditions carefully before signing any documents. If you have any questions or concerns, don’t hesitate to reach out to the lender for clarification.
Overall, a motorhome loan can be an excellent way to finance your dream of owning a motorhome or van. With the right financing, you can hit the road and enjoy the freedom and adventure that comes with RV travel.
Interest Rates and Terms
When seeking financing for a camper, RV, van, or any other type of recreational vehicle, it’s important to consider the interest rates and terms offered by lenders. These factors can greatly impact the overall cost of your loan and your monthly payments.
Interest rates can vary depending on your credit score, the lender you choose, and the current market conditions. In general, borrowers with higher credit scores are more likely to qualify for lower interest rates. It’s a good idea to check your credit score before applying for a loan to see where you stand. If your score is lower than desirable, you may want to work on improving it before seeking financing.
In addition to interest rates, you should also consider the terms of the loan. This includes the length of the loan and the monthly payment amount. Longer loan terms may result in lower monthly payments, but you will end up paying more in interest over the life of the loan. On the other hand, shorter loan terms may lead to higher monthly payments, but you will pay less in interest overall.
It’s important to find a balance between a monthly payment that fits within your budget and a loan term that allows you to pay off the loan in a reasonable amount of time. Consider your financial situation and your long-term goals when determining the best loan terms for you.
When comparing different lenders, be sure to ask about any fees or charges associated with the loan. This can include origination fees, prepayment penalties, or other costs. These fees can add up and significantly impact the overall cost of your loan.
Remember to shop around and compare offers from multiple lenders before making a decision. This will help ensure you are getting the best interest rates and terms available for your camper financing. Don’t be afraid to negotiate with lenders to see if they can offer you a better deal. With a little research and preparation, you can secure a loan that meets your needs and allows you to finance your dream RV or camper.
Before you can secure a loan for an RV, whether it’s a van, motorhome, or any other type of recreational vehicle, you will need to meet certain qualification requirements. These requirements may vary depending on the lender and the specific type of financing you are seeking.
One of the main factors that lenders consider when evaluating your eligibility for an RV loan is your credit score. A higher credit score generally indicates a higher likelihood of you repaying the loan on time. While there is no strict minimum credit score requirement for obtaining an RV loan, having a good credit score will increase your chances of approval and may also help you secure a lower interest rate.
Income and Debt-to-Income Ratio
Lenders will also examine your income and debt-to-income ratio to assess your financial stability and ability to repay the loan. They will typically require a minimum income level and evaluate how much of your income is already allocated towards paying off other debts. A lower debt-to-income ratio will generally be viewed more favorably by lenders when considering your loan application.
It’s important to note that these requirements may vary from lender to lender, and some lenders may have additional criteria that they consider during the loan approval process. Therefore, it’s recommended to check with different lenders to determine their specific qualification requirements.
Down Payment Options
When it comes to financing the purchase of a van, camper, or motorhome, one of the most important factors to consider is the down payment. The down payment is the initial payment you make towards the purchase price of the RV, and it can greatly affect the terms of your financing.
The most straightforward option for a down payment is to pay with cash. If you have saved up enough money, using cash for the down payment can help you avoid taking on additional debt. It also gives you more bargaining power when negotiating the price of the RV, as sellers often prefer cash buyers.
If you already own an RV or another vehicle, you may be able to use it as a trade-in towards the purchase of your new RV. This can help reduce the amount of the down payment you need to make. However, keep in mind that the trade-in value of your vehicle may not cover the full down payment amount, so you may still need to supplement it with cash or other financing options.
3. Home Equity
If you own a home, you may be able to tap into your home equity to finance the down payment for an RV. This option allows you to borrow against the value of your home and can offer more favorable interest rates compared to traditional RV financing options. However, it’s important to consider the potential risks of using your home as collateral.
If you don’t have enough cash for a substantial down payment, you can explore financing options specifically designed for RV purchases. Many lenders offer RV loans with flexible down payment requirements. Keep in mind that a larger down payment can help lower your monthly payments and reduce the overall cost of the loan.
Before making a decision, it’s important to carefully evaluate your financial situation and consider the best option for your needs and goals. Each down payment option has its own advantages and disadvantages, so take the time to weigh them against your preferences and resources.
Credit Score Considerations
When applying for a loan to finance an RV, your credit score is an important factor that lenders will consider. A good credit score will increase your chances of getting approved for a loan and can also result in lower interest rates. On the other hand, a poor credit score can make it more difficult to secure financing or may result in higher interest rates.
It’s important to know your credit score before applying for a loan. You can obtain a free copy of your credit report from each of the three major credit bureaus once a year. Review your report for any errors or inaccuracies, and if you find any, be sure to dispute them and have them corrected.
Having a high credit score demonstrates to lenders that you are a responsible borrower and are more likely to pay back the loan on time. It shows that you have a history of managing debt effectively and have a lower risk of defaulting on your loan.
If your credit score is less than ideal, there are still options available. Some lenders specialize in providing loans to individuals with lower credit scores or limited credit histories. These lenders may charge higher interest rates or require a larger down payment, but they can still help you finance the camper or motorhome you desire.
Improving your credit score before applying for a loan is another option. Making consistent payments on your existing debts, paying off any outstanding balances, and keeping credit card balances low can all help improve your credit score over time.
In summary, your credit score plays a significant role in the loan approval process. It’s essential to know your credit score, review your credit report for any errors, and take steps to improve or maintain a good credit score. With a strong credit score, you can increase your chances of securing the RV financing you need for your dream camper or motorhome.
Secured vs Unsecured Loans
When financing the purchase of a camper, van, motorhome, or RV, borrowers have two main options for obtaining a loan: secured and unsecured loans. Both options have their pros and cons, so it’s important to understand the differences between them.
A secured loan is a type of loan that is backed by collateral, such as the vehicle itself. In the case of purchasing an RV, the loan is secured by the RV. This means that if the borrower fails to repay the loan, the lender has the right to repossess and sell the RV to recover the debt.
The main advantage of a secured loan is that it typically offers lower interest rates and longer repayment terms compared to unsecured loans. Lenders view secured loans as less risky because they have collateral to fall back on if the borrower defaults. This lower risk factor allows lenders to offer more favorable loan terms to borrowers.
Unlike secured loans, unsecured loans are not backed by collateral. This means that the lender does not have any specific asset to repossess in case of default. Because of this lack of collateral, unsecured loans are considered more risky for lenders, leading to higher interest rates and shorter repayment terms
There are a few advantages to choosing an unsecured loan, though. For one, the loan process is typically faster and easier, as there is no need for the collateral evaluation. Additionally, unsecured loans offer more flexibility in terms of how the funds can be used.
When deciding between a secured and unsecured loan for an RV, borrowers should consider their financial situation, credit score, and risk tolerance. Secured loans may be more suitable for those looking for lower interest rates and longer repayment terms, while unsecured loans may be a better choice for those who value flexibility and a quicker loan process.
Secured Loan | Unsecured Loan |
Backed by collateral (RV) | Not backed by collateral |
Lower interest rates | Higher interest rates |
Longer repayment terms | Shorter repayment terms |
Lower risk for lenders | Higher risk for lenders |
RV can be repossessed if the loan is not repaid | No specific collateral to repossess |
More suitable for borrowers with good credit and stable income | Easier approval process |
Loan Application Process
Getting a loan for a motorhome, camper, or RV can be a financing option that allows you to purchase the vehicle without having to pay for it upfront. To apply for a loan for an RV, you need to follow a specific loan application process:
- Shop around for lenders: Research and compare different lenders who offer RV financing. Look for lenders who specialize in RV loans.
- Check your credit score: Before applying for a loan, it’s important to know your credit score. Lenders use your credit score to determine your eligibility and interest rates.
- Gather necessary documents: Prepare all the required documents for the loan application process. This may include identification, proof of income, proof of residency, and information about the RV you intend to purchase.
- Calculate your budget: Determine how much you can afford to borrow for the RV loan. Consider your monthly income, expenses, and other financial obligations.
- Fill out the loan application: Complete the loan application form provided by the lender. Include accurate and honest information about your personal and financial details.
- Submit the application: Once the loan application is filled out, submit it to the lender along with any supporting documents they may require.
- Wait for approval: The lender will review your application and make a decision. This process may take a few business days. If approved, the lender will provide you with a loan offer.
- Review and accept the loan offer: Carefully read through the loan offer, including the interest rate, loan term, and any additional fees or conditions. If you are satisfied with the terms, sign the loan agreement to accept the offer.
- Close the loan: Coordinate with the lender to complete the loan closing process. This may involve providing additional documentation and arranging for payment.
- Get your RV: Once the loan is closed and the necessary payments are made, you can take possession of your new motorhome, camper, or RV.
Remember to carefully consider your financial situation and the terms of the loan before committing to an RV loan. Compare different lenders and loan offers to ensure you get the best financing option for your needs.
When applying for financing for a motorhome, camper van, or RV, there are several documents you will need to provide to the lender. These documents help lenders assess your financial situation and determine your eligibility for a loan.
1. Proof of Income
One of the most important documents you will need to provide is proof of income. This can include recent pay stubs from your employer, income tax returns for the past two years, or bank statements showing regular deposits.
Having a stable source of income is crucial for lenders to determine whether you will be able to make your loan payments on time.
2. Credit History
A good credit history is essential when applying for any type of financing. Lenders will typically request a copy of your credit report to assess your creditworthiness.
Make sure to review your credit report before applying for a loan and address any errors or negative items that could negatively impact your chances of approval. If you have a high credit score, you may be eligible for better loan terms and interest rates.
3. Purchase Documentation
You will also need to provide documentation related to the purchase of the motorhome, camper van, or RV. This includes the sales agreement or purchase contract, which should outline the specific details of the vehicle and the agreed-upon purchase price.
In addition, you may need to provide insurance information, such as a quote or proof of existing coverage, to demonstrate that you have a plan to protect the vehicle.
4. Personal Identification
Finally, you will need to provide personal identification, such as a valid driver’s license, to verify your identity. This helps lenders confirm that you are who you claim to be and reduces the risk of fraud.
Gathering all the necessary documentation before applying for a loan can help streamline the process and increase your chances of approval. Make sure to double-check with the lender to ensure you have all the required paperwork.
Choosing the Right Lender
When it comes to financing your van, camper, or motorhome, choosing the right lender is crucial. The lender you select can significantly impact the terms and conditions of your loan, as well as your overall borrowing experience. Here are some essential factors to consider when choosing a lender for your RV loan:
- Interest rates: Compare the interest rates offered by different lenders to ensure you get the best deal. Lower interest rates can save you a significant amount of money over the life of the loan.
- Loan terms: Check the loan terms available from various lenders. Look for terms that fit your budget and repayment capabilities. Longer loan terms may result in lower monthly payments, but they can also mean paying more in interest over time.
- Loan amount: Consider the loan amount that the lender is willing to finance. Some lenders may have minimum or maximum loan limits, so it’s essential to find one that can provide you with the financing you need.
- Eligibility requirements: Review the eligibility requirements set by different lenders. This includes factors such as credit score, income, and employment history. Choose a lender that has requirements you are likely to meet.
- Customer reviews: Research customer reviews and experiences with different lenders. Pay attention to feedback regarding customer service, loan processing times, and overall satisfaction. This can give you valuable insights into the lender’s reputation and reliability.
- Additional fees: Inquire about any additional fees or charges associated with the loan. Some lenders may have origination fees, prepayment penalties, or other hidden costs that can affect the overall cost of borrowing.
- Experience with RV financing: Look for lenders who specialize in RV financing or have experience in that specific market. They may have a better understanding of your needs and offer more tailored loan options.
By carefully considering these factors, you can choose a lender that not only provides the necessary financing but also offers favorable terms and a positive borrowing experience for your van, camper, or motorhome.
Online vs In-person Applications
When it comes to getting a loan or financing for a camper van, RV, or motorhome, there are two primary methods of application: online and in-person. Each option has its own advantages and considerations to keep in mind.
Online applications have become increasingly popular and convenient for those looking to secure a loan for their dream RV. The process typically begins by visiting the lender’s website and filling out an online application form. This form will ask for personal information, financial details, and specifics about the loan you are seeking.
One of the main advantages of online applications is the speed and convenience they offer. You can complete the application from the comfort of your own home, at any time of day or night. You don’t have to worry about scheduling a meeting or traveling to a lender’s office. The online process is typically streamlined and straightforward, allowing you to submit your application with just a few clicks.
However, it is important to exercise caution when providing personal and financial information online. Make sure you are using a secure and reputable website to protect your sensitive data.
If you prefer a more personal touch or have specific questions or concerns you’d like to address, an in-person application can be a good choice. In this process, you would visit a loan officer or representative at a bank or credit union and submit your application in person.
An in-person application allows for face-to-face communication and the opportunity to ask questions or seek clarification on any aspects of the loan. The loan officer can guide you through the application process and provide personalized advice based on your individual circumstances.
Additionally, some individuals may feel more comfortable discussing their financial situation in person rather than sharing it online. If you have a complex financial history or unique circumstances, meeting with a loan officer may provide you with a better chance of explaining your situation.
However, keep in mind that completing an in-person application may require taking time off work or rearranging your schedule to visit a lender’s office, which can be less convenient than applying online.
Whatever method you choose, whether it is an online or in-person application, be sure to compare rates, terms, and fees from multiple lenders to ensure you get the best loan for your camper van, RV, or motorhome.
Loan Approval Timelines
When it comes to financing, the timeline for loan approval can vary depending on several factors. If you are considering purchasing a van, camper, or RV, it’s important to understand the loan approval process and how long it may take.
1. Application Submission: The first step in getting a loan for your desired vehicle is submitting an application to the finance company or lender. This typically involves providing your personal information, employment history, income details, and the details of the vehicle you wish to purchase.
2. Credit Check: After submitting your application, the finance company will conduct a credit check to assess your creditworthiness. This involves reviewing your credit history, credit score, and any outstanding debts or financial obligations. The credit check usually takes a few days to complete.
3. Verification Process: Once your credit check is complete, the lender will begin the verification process. This involves verifying the information provided in your application, such as your employment, income, and the details of the vehicle. The verification process may require additional documentation and can take a few days to a week to complete.
4. Loan Approval: If your application and verification process passes all requirements, the lender will approve your loan. The loan approval timeline can vary depending on the lender and their internal processes. Some lenders may give a decision within a few days, while others may take up to a couple of weeks.
5. Funding: Once your loan is approved, the lender will provide the funds necessary to purchase the van, camper, or RV. The funding process can take a few days to finalize, depending on the lender and any additional paperwork required.
6. Closing and Documentation: Before the loan is considered finalized, the closing process must take place, and all necessary documentation must be signed. This may involve visiting the lender’s office or completing the process electronically. The closing process typically takes a few days, but it can be expedited if needed.
It’s important to note that these timelines are estimates and can vary. The loan approval process may take longer if there are complications with your application, such as insufficient credit history or incomplete information.
By understanding the loan approval timelines, you can better plan your purchase and ensure a smooth financing process for your van, camper, or RV.
Hidden Fees and Charges
When securing a loan for an RV, it’s important to carefully review the financing terms and agreements to understand any hidden fees and charges that may be associated with the loan. These additional costs can significantly impact the total amount you will pay for your motorhome, camper, or van.
Here are some common hidden fees and charges to watch out for:
1. Origination Fees
An origination fee is usually charged by the lender to cover the cost of processing your loan application. This fee is typically a percentage of the loan amount and can vary from lender to lender. It’s essential to inquire about origination fees upfront to factor them into your overall loan cost.
2. Prepayment Penalties
Some lenders impose prepayment penalties if you decide to pay off your loan early. These penalties are designed to ensure that the lender recoups the interest they would have earned if you had made monthly payments for the full loan term. Be aware of these penalties and consider whether early repayment is a possibility for you.
Other Possible Charges
In addition to the above fees, there may be other charges associated with your RV loan, such as late payment fees, document preparation fees, title fees, and lien recording fees. These charges can vary depending on the lender and state regulations, so it’s crucial to carefully review the loan agreement to understand all costs.
Fee/Charge | Description |
Origination Fee | A fee charged by the lender for processing the loan application. |
Prepayment Penalty | A fee imposed by the lender if you pay off your loan early. |
Late Payment Fee | A fee charged when you fail to make a payment on time. |
Document Preparation Fee | A fee for preparing loan documents. |
Title Fee | A fee for transferring the title of the RV. |
Lien Recording Fee | A fee for recording the lender’s lien on the RV. |
By being aware of these hidden fees and charges, you can make a more informed decision when obtaining financing for your RV. Don’t hesitate to ask the lender for clarification on any fees or charges you don’t understand.
Ongoing Loan Repayments
Once you have secured financing for your RV loan, it’s important to be aware of the ongoing loan repayments. Just like any other loan, you will have to make regular payments to repay the loan amount you have borrowed.
These loan repayments are usually made monthly and will include both principal and interest. The principal is the original loan amount while the interest is the additional cost of borrowing money.
Before taking out a loan for an RV, it’s essential to consider your budget and ensure that you can comfortably make the loan repayments. Taking on a loan that you cannot afford can lead to financial stress and potentially result in defaulting on the loan.
It’s also important to note that the loan repayments will typically span over a specific duration, such as 5 years or 10 years, depending on the terms of your loan. The longer the loan term, the lower your monthly payments, but the more you will ultimately pay in interest.
If you find that you are struggling to make your loan repayments, it’s crucial to communicate with your lender as soon as possible. They may be able to offer alternative payment options or work out a solution to help you stay on track with your loan.
It’s in your best interest to make your loan repayments on time and in full. Late or missed payments can result in additional fees, penalties, and negatively impact your credit score. On the other hand, consistent, timely payments will demonstrate your reliability as a borrower.
By understanding the importance of ongoing loan repayments and ensuring that you can comfortably meet them, you can enjoy your RV, motorhome, van, or camper while still maintaining a healthy financial situation.
Loan Calculators and Tools
When considering financing options for a new RV or camper van, it’s important to take advantage of loan calculators and tools to help you make informed decisions. These online resources can provide valuable insights into the costs associated with your loan and help you determine if it’s the right financial choice for you.
Loan calculators are specifically designed to assist you in estimating your monthly payments and overall repayment plan. By inputting key details such as the loan amount, interest rate, and loan term, you can quickly see how these factors impact your financing. This allows you to adjust the figures to find a loan that fits your budget and goals.
Additionally, some loan calculators can provide you with an amortization schedule. This detailed breakdown shows you how your payments are applied to principle and interest over time, helping you understand how your loan balance decreases with each payment. It can also help you identify the total amount of interest you’ll pay over the life of the loan.
In addition to loan calculators, there are other useful tools available to those seeking financing for an RV or camper. Online lenders often provide pre-approval tools that allow you to check your potential loan eligibility without impacting your credit score. These tools typically require basic information such as your income, employment status, and desired loan amount. Based on this information, you can receive a loan offer and determine if it aligns with your needs.
Furthermore, many financial institutions and lenders offer educational resources on their websites. These resources can include articles, guides, and FAQs that cover various aspects of RV financing. By reading through these materials, you can gain a better understanding of the loan process, common terms and conditions, and tips for securing the best loan rates.
By utilizing loan calculators and other tools, you can approach RV financing with confidence and ensure you’re making a sound financial decision. Take advantage of these resources to understand the costs and terms associated with your loan, and to find the best financing option for your needs.
When obtaining financing for your RV or camper van, it’s important to consider the repayment options offered by lenders. The repayment options available to you can vary depending on the lender and your creditworthiness. By understanding these options, you can choose the one that best fits your financial situation and goals.
1. Fixed-rate repayment
One common option for repaying an RV loan is through fixed-rate repayment. This means that the interest rate and monthly payment amount remain the same throughout the life of the loan. Fixed-rate repayment provides stability and predictability, allowing you to budget effectively.
With a fixed-rate repayment option, you’ll have the peace of mind of knowing exactly how much you need to pay each month. This can help you plan your finances accordingly and avoid any surprises.
2. Variable-rate repayment
Another option for repaying an RV loan is through variable-rate repayment. This means that the interest rate can fluctuate over time, potentially increasing or decreasing your monthly payment amount. Variable-rate repayment can be a good option if you expect interest rates to decrease in the future.
It’s important to note that with variable-rate repayment, your monthly payment amount can change, which might make it harder to budget. However, if interest rates are lower at the time of financing and you’re comfortable with potential fluctuations, this option may provide cost savings.
Before choosing this option, make sure to carefully consider your financial situation and assess your ability to handle potential changes in monthly payments.
Ultimately, the repayment option you choose for your RV loan should be based on your financial goals and comfort level with risk. Shop around and compare offers from different lenders to ensure you’re getting the best terms and options for your specific circumstances.
Impact on Credit Score
Applying for financing for a new camper or RV can have an impact on your credit score. When you apply for a loan, the lender will typically request a copy of your credit report to assess your creditworthiness. This request will result in a hard inquiry on your credit report.
A hard inquiry can have a temporary negative effect on your credit score. The impact is usually minor and short-lived, especially if you have a good credit history and are responsible with managing your credit. However, it’s important to keep in mind that multiple inquiries within a short period of time can have a larger impact on your score.
If you are approved for financing and make timely payments on your loan, it can have a positive impact on your credit score. Making consistent, on-time payments can help demonstrate your creditworthiness and improve your overall credit profile.
On the other hand, if you fail to make your loan payments or default on the loan, it can have a significant negative impact on your credit score. Late payments and defaults can stay on your credit report for several years, making it more difficult to obtain credit in the future.
It’s important to carefully consider your financial situation before applying for financing for an RV, motorhome, or camper. Make sure you can comfortably afford the loan payments and have a plan in place to repay the loan on time. This will help you avoid any negative impact on your credit score and ensure a positive borrowing experience.
Loan Refinancing Options
If you already have a loan for your motorhome, camper, or RV, you may be interested in exploring loan refinancing options. Refinancing your loan can help you save money by reducing your monthly payments or securing a lower interest rate. Here are some options to consider:
1. Traditional Bank Refinancing: Contact your bank or credit union to inquire about refinancing your RV loan. They may offer competitive interest rates and terms that can potentially save you money in the long run.
2. Online Lenders: Check out online lending platforms that specialize in RV loans. These lenders often have a streamlined application process and may offer competitive rates, even if you have less-than-perfect credit.
3. Dealer Financing: If you purchased your motorhome, camper, or RV from a dealership, reach out to them to see if they offer refinancing options. They may have relationships with lenders that can help you secure a better loan rate.
4. Peer-to-Peer Lending: Consider peer-to-peer lending platforms that connect borrowers directly with individual investors. This can be an alternative option for refinancing your RV loan, especially if you have unique circumstances or difficulty qualifying with traditional lenders.
5. Credit Card Balance Transfer: Depending on the size of your loan, it may be possible to transfer the balance to a credit card with a lower interest rate. However, be sure to carefully review the terms and fees associated with any balance transfer offers.
Before refinancing your RV loan, it’s important to carefully evaluate the terms and fees associated with each option. Compare interest rates, loan terms, and any additional charges to ensure that refinancing makes financial sense in your particular situation.
Remember, loan refinancing can potentially save you money, but it’s essential to do your research and consider your overall financial goals before making a decision.
RV Types Eligible for Financing
When seeking financing for an RV, it’s important to understand which types of vehicles are typically eligible for loans. Lenders typically offer financing options for various types of motorhomes, vans, and campers that meet certain criteria.
Motorhomes, also known as Class A, B, or C motorhomes, are a popular choice for financing. Class A motorhomes are the largest and most luxurious, while Class B motorhomes are smaller, van-like vehicles. Class C motorhomes are mid-sized and often have a distinct cab-over bunk area.
Vans converted into livable spaces, commonly known as campervans or conversion vans, are also eligible for financing. These compact vehicles offer a convenient and more affordable option for individuals who want to travel and camp without the need for a larger motorhome.
It’s important to note that lenders may have specific requirements regarding the age, condition, and value of the van in order to be eligible for financing.
Campers, including fifth wheel campers and travel trailers, are another popular choice for financing. Fifth wheel campers are towed by a pickup truck with a special hitch, while travel trailers can be towed by various vehicles. These types of RVs offer flexibility and can be detached from the towing vehicle for easier exploration of the surrounding areas.
When considering financing for a camper, it’s essential to provide accurate information about the camper’s age, condition, and value to the lender.
Ultimately, the eligibility for financing will depend on the specific lender and their requirements. It’s important to research and compare financing options to find the best fit for your RV needs.
When applying for a loan for an RV, it is important to know the insurance requirements that may be necessary. Lenders typically require insurance coverage for the duration of the loan to protect their investment in case of accidents or damage to the RV.
Type of Coverage
Most lenders require comprehensive and collision coverage for the RV. Comprehensive coverage protects against theft, fire, vandalism, and other non-collision incidents, while collision coverage protects against damages from accidents.
In addition to these basic coverages, lenders may also require liability coverage, which covers bodily injury and property damage caused by the insured RV. This is to ensure that in case of an accident, the responsible party is able to compensate for damages.
Minimum Coverage Limits
Lenders may have minimum coverage limits that borrowers need to meet. These limits vary depending on the lender and the value of the RV. It is important to check with the lender to determine the required minimum coverage limits.
Typically, the minimum liability coverage requirement is set at a specific dollar amount per accident for bodily injury and property damage. The comprehensive and collision coverage typically have a deductible amount, which is the amount the borrower is responsible for paying before the insurance coverage kicks in.
It is important to note that the required coverage limits may affect the cost of insurance premiums. Higher coverage limits usually result in higher premiums, so borrowers should consider their budget when selecting coverage limits.
Lenders may specify the acceptable insurance providers that borrowers can choose from. This is to ensure that borrowers select a reputable insurance company that will provide adequate coverage and handle claims efficiently.
Before finalizing the loan, it is important to contact the insurance company to obtain a quote for the required coverage. This will help borrowers evaluate the cost of insurance and factor it into their loan repayment plan.
Once the loan is approved and the insurance requirements are met, it is crucial to maintain the insurance coverage for the duration of the loan. Failure to do so may result in the lender considering the loan in default and taking action to recover the RV.
Obtaining the necessary insurance coverage is an important step in the process of getting a loan for an RV. It is recommended to shop around for insurance quotes and compare coverage options before finalizing the loan to ensure the best coverage at the most affordable price.
Before you start shopping for your dream camper or motorhome, it’s a good idea to get pre-approved for a loan. Loan pre-approval is a process in which a lender reviews your financial information and determines how much money they are willing to lend you.
Getting pre-approved for an RV loan can provide you with several advantages. Firstly, it gives you a clear picture of your budget, allowing you to narrow down your search and focus on vehicles that fall within your price range. This can save you time and prevent you from falling in love with an RV that is beyond your means.
Additionally, loan pre-approval can give you an advantage when negotiating with sellers. By showing them that you are a serious buyer who has already secured financing, you may be able to negotiate a lower price or more favorable terms.
To get pre-approved for an RV loan, you will need to gather and submit certain documents, such as proof of income, banking statements, and identification. The lender will also review your credit history and score to assess your creditworthiness.
It’s important to shop around and compare loan offers from different lenders to ensure you are getting the best possible deal. Look for lenders that specialize in RV or camper financing, as they may have more flexible terms and lower interest rates.
Once you are pre-approved for a loan, you will receive a letter or certificate stating the amount you are approved for. This will give you added confidence and peace of mind as you start your RV shopping journey.
Remember that loan pre-approval is not a guarantee that you will get the loan, but it does give you a good starting point. Once you find the perfect RV or motorhome, you will still need to complete the loan application process and provide additional documentation.
Co-signing a Loan
When applying for a loan to finance your RV, camper, van or any other vehicle, you may find that your credit history or income alone may not be enough to qualify for the loan. In such cases, you may need a co-signer.
A co-signer is a person who agrees to take responsibility for the loan if the primary borrower is unable to make the payments. Co-signing a loan can be a big help in securing financing for an RV, especially if you have a limited credit history or a lower income.
Here are a few things to consider if you are thinking about co-signing a loan for an RV:
1. Responsibility and Risk
By co-signing a loan, you are essentially taking on the same financial responsibility as the primary borrower. This means that if the borrower defaults on the loan, you will be responsible for making the payments. It is important to thoroughly consider the financial implications and potential risks before agreeing to be a co-signer.
2. Credit Impact
Co-signing a loan can impact your credit score. Late payments or defaults on the loan will be reflected on both the primary borrower’s and the co-signer’s credit reports. On the other hand, if the loan is paid on time and in full, it can also help improve your credit score.
Note: Before co-signing a loan, it is recommended to review your own credit report and ensure you are in a good financial position.
Co-signing a loan for an RV can help you obtain the financing you need, but it is important to understand the responsibilities and potential risks involved. Consider discussing your options with a financial advisor or lender before making a decision.
Default and Repossession
When you finance the purchase of a motorhome or RV, it is important to understand the consequences of defaulting on your loan payments. Defaulting means that you have failed to make your loan payments as agreed upon in the loan agreement. If you default on your RV loan, the lender has the right to repossess the vehicle.
Defaulting on an RV loan is a serious matter, as it can have a significant impact on your credit score and future ability to obtain financing for other purchases. When you default on your loan, the lender may report the delinquency to credit bureaus, which will negatively affect your credit score. This can make it more difficult to qualify for loans in the future, including loans for purchasing another RV or motorhome.
Repossession is the last resort for lenders, as they prefer to work with borrowers to find a solution and avoid this process. However, if you consistently fail to make your loan payments and do not communicate with the lender about your financial situation, they may ultimately decide to repossess the RV.
If the lender repossesses the RV, they will typically sell it in order to recover the remaining balance on the loan. It’s important to note that the sale of the RV may not cover the full outstanding balance, and you may still be responsible for paying the difference.
In conclusion, defaulting on an RV loan can have serious consequences, including repossession of the vehicle and a negative impact on your credit score. It is important to communicate with your lender if you are experiencing financial difficulties, as they may be able to work out a solution to help you avoid default.
RV Loan vs Personal Loan
If you’re considering purchasing a motorhome or camper, you may be wondering about your options for financing. Two common choices are a traditional RV loan or a personal loan.
An RV loan is specifically designed for the purpose of financing a recreational vehicle. These loans often have longer repayment terms, typically ranging from 10 to 20 years. Interest rates for RV loans can vary depending on your credit score and the type of RV you’re purchasing, but they are generally lower than those for personal loans. RV loans may also offer tax advantages, as the interest paid on them may be tax-deductible if you use your RV as a second home.
A personal loan is a more general loan option that can be used for various purposes, including purchasing an RV. Personal loans typically have shorter repayment terms, ranging from one to seven years. Interest rates for personal loans tend to be higher than those for RV loans due to the greater risk assumed by the lender. While personal loans may not offer the same tax advantages as RV loans, they may provide more flexibility in terms of loan amount and repayment options.
In general, if you’re looking to finance an RV and plan to use it primarily for personal or recreational purposes, you may be better off with an RV loan. However, if you’re looking for a more flexible loan option or plan to use the funds for purposes other than solely purchasing an RV, a personal loan may be a better choice. It’s important to carefully consider your financial situation and goals before deciding which type of loan is right for you.
Remember, when applying for a loan or financing any type of motorhome, camper, or RV, it’s essential to compare interest rates, terms, and fees from different lenders to ensure you’re getting the best possible deal. Make sure to thoroughly read and understand the terms and conditions of any loan agreement before signing on the dotted line.
Whether you choose an RV loan or a personal loan, proper financial planning and budgeting will be key to successfully paying off your loan and enjoying your motorhome or camper for years to come.
Alternative Financing Options
If you’re in the market for a new RV, there are several alternative financing options you can explore. These options may be especially beneficial if you don’t qualify for a traditional RV loan or if you prefer a different type of financing.
1. Financing Through Van or Motorhome Manufacturer
Some van or motorhome manufacturers offer financing options directly to consumers. This can be a convenient option because you’re dealing directly with the manufacturer. However, keep in mind that the interest rates and terms may not be as competitive as those offered by banks or credit unions.
2. Finance Through a Private Lender
If you have good credit and a strong financial profile, you may be able to secure financing for your camper through a private lender. These lenders often offer more flexible terms and may be willing to work with borrowers who have less-than-perfect credit. It’s important to do your research and compare rates and terms from multiple lenders to ensure you’re getting the best deal.
When considering alternative financing options for your RV purchase, be sure to carefully evaluate the terms and conditions of each option. Compare interest rates, loan terms, and any additional fees or charges. It’s also important to consider your own financial situation and determine how much you can comfortably afford to borrow and repay.
Remember, financing an RV is a big financial commitment, so it’s important to choose the option that is right for you. Whether you decide to finance through a van or motorhome manufacturer, a private lender, or another alternative financing option, make sure to carefully review the terms and conditions and consider seeking professional advice if needed.
Question and answer:
What are the different options for getting a loan for an RV?
When it comes to financing an RV, there are a few different options available. You can apply for a loan through a bank or credit union, use an online lender, or secure financing through the dealership where you are purchasing the RV.
What factors do lenders consider when deciding whether to approve an RV loan?
Lenders will look at various factors when considering an RV loan application. These may include your credit score, income, employment history, debt-to-income ratio, and the value of the RV you are purchasing.
What is the typical interest rate for an RV loan?
The interest rate for an RV loan can vary depending on factors such as your credit score, the length of the loan, and current market conditions. On average, however, interest rates for RV loans are typically lower than those for traditional auto loans.
Can I finance a used RV?
Yes, it is possible to finance a used RV. Many lenders offer loans for both new and used RVs. However, keep in mind that interest rates and loan terms may differ for used RVs compared to new ones.
How can I improve my chances of getting approved for an RV loan?
There are a few steps you can take to increase your chances of getting approved for an RV loan. First, check your credit report and make sure there are no errors that could negatively impact your score. Second, save for a down payment, as a larger down payment can improve your loan terms. Finally, work on improving your credit score by making all of your payments on time and paying down any existing debt.
What is the first step to getting a loan for an RV?
The first step to getting a loan for an RV is to determine your budget and research your financing options. This will help you understand how much you can afford and what type of loan you should apply for.
Are there specific lenders that specialize in RV financing?
Yes, there are several lenders that specialize in RV financing. These lenders understand the unique aspects of RV loans and can provide you with competitive interest rates and terms. It’s a good idea to shop around and compare offers from different lenders before making a decision.
What factors do lenders consider when approving an RV loan?
Lenders consider several factors when approving an RV loan. These can include your credit score, income and employment history, debt-to-income ratio, and the value of the RV you are purchasing. Having a good credit score and a stable source of income can increase your chances of getting approved for a loan.
Is it possible to finance a used RV?
Yes, it is possible to finance a used RV. Many lenders offer loans for both new and used RVs. However, keep in mind that interest rates for used RVs may be slightly higher than those for new RVs. Additionally, the age and condition of the RV may affect the loan terms.
What are some tips for getting the best RV loan rates?
To get the best RV loan rates, it’s important to have a good credit score, a stable source of income, and a low debt-to-income ratio. It’s also a good idea to shop around and compare loan offers from different lenders to find the lowest interest rate. Making a larger down payment can also help to secure a lower interest rate. | <urn:uuid:db3a8ce6-0ff1-4bf2-a3ee-1d626c0d92b4> | CC-MAIN-2024-18 | https://loancalculatorcanada.ca/blog/how-to-get-a-loan-for-an-rv-and-make-your-dream-cross-country-adventure-a-reality | 2024-04-24T02:32:49Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.952723 | 11,489 |
In the complex world of lending, a comprehensive and efficient loan review system plays a crucial role in the evaluation and approval process. A loan review system helps lenders effectively manage and assess loan applications, streamlining the entire process for both borrowers and lenders.
With the help of advanced technology and data analysis, a loan review system simplifies the loan evaluation process by automating various tasks, minimizing human error, and ensuring accuracy. It enables lenders to make informed decisions based on reliable data and comprehensive risk assessment, resulting in improved efficiency and reduced processing time.
Furthermore, a loan review system also enhances the transparency and accountability of the loan application process. By providing lenders with a detailed evaluation report, it enables them to understand the borrowers’ financial situation, credit history, and repayment capability. This, in turn, helps lenders determine the appropriate loan amount, interest rate, and repayment terms, ensuring a fair and responsible lending practice.
In addition to its benefits for lenders, a loan review system also simplifies the loan application process for borrowers. By digitizing and centralizing documentation, borrowers can easily submit their financial information and supporting documents, reducing paperwork and eliminating the need for multiple visits to the lender’s office. This streamlined process saves time and effort for borrowers, allowing them to focus on their financial goals without unnecessary hassle.
In conclusion, a loan review system is a powerful tool that simplifies and streamlines the loan application process. By automating tasks, improving accuracy, and enhancing transparency, it revolutionizes lending practices, benefiting both lenders and borrowers. With its ability to efficiently evaluate loan applications and facilitate fair lending practices, a loan review system is essential in today’s dynamic lending landscape.
Importance of the Loan Evaluation System
As the lending industry continues to grow and evolve, the importance of a well-designed loan evaluation system cannot be overstated. This system plays a crucial role in streamlining the loan application process and ensuring that lenders are making informed decisions based on accurate and reliable data.
1. Efficient Processing
The loan evaluation system enables lenders to efficiently process loan applications by automating various tasks and minimizing manual intervention. With the help of advanced algorithms and automation, lenders can quickly evaluate the creditworthiness of borrowers, analyze their financial history, and determine the level of risk associated with granting a loan.
2. Accurate Risk Assessment
The loan evaluation system plays a vital role in accurately assessing the credit risk associated with each loan application. By analyzing factors such as credit history, income stability, and debt-to-income ratio, the system provides lenders with a comprehensive picture of the borrower’s financial health. This allows lenders to make informed decisions regarding loan approvals and set appropriate interest rates and loan terms.
The ability to accurately assess risk not only protects lenders from potential losses but also ensures that borrowers are not burdened with loans they cannot afford. By obtaining a holistic view of the borrower’s financial situation, lenders can offer loans that align with the borrower’s ability to repay, reducing the risk of defaults and improving overall lending practices.
3. Enhancing Customer Experience
The loan evaluation system also plays a crucial role in enhancing the overall customer experience. By automating the evaluation process, borrowers experience faster loan approvals and reduced paperwork. The system provides borrowers with a clear understanding of their eligibility, interest rates, and repayment options, empowering them to make informed decisions about their financial future.
Additionally, by accurately assessing risk and tailoring loan terms to each individual borrower, lenders can offer more competitive interest rates and repayment plans. This not only benefits the borrower but also helps foster a positive relationship between the lender and the borrower, leading to long-term customer loyalty and satisfaction.
In conclusion, the loan evaluation system is of paramount importance in the lending industry. By ensuring efficient loan processing, accurate risk assessment, and enhancing the overall customer experience, this system simplifies and streamlines the loan application process, benefiting both lenders and borrowers alike.
Benefits of a Lending Review System
A lending review system can have numerous benefits for both borrowers and lenders in the loan application process. This system aims to simplify and streamline the loan application process by reducing paperwork, increasing efficiency, and improving accuracy.
1. Faster Loan Processing
One of the significant benefits of a lending review system is its ability to speed up the loan processing time. By automating various steps in the loan application process, such as document verification and credit checks, the review system can significantly reduce the time it takes to approve or reject a loan application. This streamlined process allows borrowers to receive loan decisions more quickly, enabling them to access the funds they need faster.
2. Improved Accuracy and Risk Assessment
A lending review system utilizes advanced algorithms and data analysis techniques to evaluate loan applications accurately. By considering various factors, such as credit history, income, and financial stability, the system can assess the risk associated with each loan application more accurately. This improves the lending institution’s ability to make informed decisions and reduces the chances of approving loans to borrowers who may default. Ultimately, this contributes to a more robust loan portfolio and minimizes the risk of financial losses.
Benefits of a Lending Review System |
Faster Loan Processing |
Improved Accuracy and Risk Assessment |
The benefits mentioned above are just a few examples of how a lending review system can positively impact the loan application process. By leveraging technology and automation, this system revolutionizes the way loans are evaluated and approved, making it more efficient, accurate, and convenient for both borrowers and lenders.
Role of the Credit Review System
The credit review system plays a vital role in the lending process, providing an evaluation of loan applications and helping to assess the creditworthiness of borrowers. This system is an essential component of any loan application process, as it ensures that lenders have a comprehensive understanding of the borrower’s financial history and ability to repay the loan.
Ensuring Accuracy and Consistency
One of the primary functions of the credit review system is to ensure the accuracy and consistency of the evaluation process. By using standardized methods and criteria, the system helps to eliminate subjective evaluations and biases that may occur in manual review processes. This ensures that all loan applications are evaluated fairly and consistently, providing a level playing field for borrowers.
The credit review system plays a crucial role in assessing the creditworthiness of borrowers. By analyzing various factors such as credit history, income, debt levels, and financial stability, the system helps lenders determine the level of risk associated with extending a loan to a particular borrower. This evaluation is essential for making informed lending decisions, as it helps lenders identify high-risk borrowers and mitigate potential losses.
The credit review system also provides lenders with insights into the borrower’s repayment history, helping them determine the likelihood of timely repayments. By analyzing past financial behavior and payment patterns, the system helps lenders assess the borrower’s ability to meet their loan obligations.
Streamlining the Loan Application Process
Additionally, the credit review system plays a crucial role in streamlining the loan application process. By automating the evaluation of loan applications, the system enables lenders to process a larger volume of applications in a shorter period, reducing manual effort and increasing operational efficiency.
Overall, the credit review system is a critical component of the lending process, providing a comprehensive evaluation of loan applications and helping lenders make informed decisions. By ensuring accuracy, assessing creditworthiness, and streamlining the application process, the system contributes to a more efficient and reliable loan application process.
Understanding the Loan Application Process
When it comes to lending, the loan application process is a crucial step in evaluating the creditworthiness of borrowers and determining whether to approve or reject a loan request. This process involves the careful review and evaluation of various information and documents provided by the applicant.
1. Initial Application
The loan application process typically begins with the prospective borrower submitting an initial application. This application includes basic personal information such as name, address, employment details, and contact information. It also requires the borrower to provide details about the type of loan they are seeking and the purpose of the loan.
2. Documentation Submission
Once the initial application is submitted, the borrower is usually required to provide supporting documentation to verify the information provided. Common documents requested include proof of income, bank statements, tax returns, and identification documents.
The review of these documents is an essential part of the loan application process as it helps the lender assess the borrower’s financial stability and ability to repay the loan.
3. Credit Check and Evaluation
After the documentation is submitted, the lender conducts a thorough credit check to evaluate the borrower’s credit history and assess their creditworthiness. This involves reviewing the borrower’s credit score, credit reports, and any outstanding debts or delinquencies.
The evaluation of the borrower’s creditworthiness helps the lender determine the level of risk associated with approving the loan and sets the terms and conditions, including the interest rate and loan amount.
4. Loan Review and Decision
Once all the necessary information and documentation have been collected and evaluated, the lender conducts a comprehensive loan review. This review involves analyzing the borrower’s financial situation, credit history, and the purpose of the loan.
Based on this review, the lender determines whether to approve or reject the loan application. If approved, the lender sets the terms of the loan, including the interest rate, repayment schedule, and any additional requirements or conditions.
Overall, understanding the loan application process is crucial for borrowers as it helps them prepare the necessary documentation and understand the factors lenders consider when evaluating loan applications. It also emphasizes the importance of maintaining a good credit history and financial stability to improve the chances of loan approval.
How the Loan Review System Works
The Loan Review System is a crucial component of the lending process, enabling financial institutions to efficiently evaluate and make decisions on loan applications. This system simplifies and streamlines the loan application process, reducing manual effort and time required for credit evaluation.
1. Submission of Loan Application
When a borrower submits a loan application, it undergoes a comprehensive review process by the Loan Review System. The system collects and analyzes all the necessary information provided by the borrower, including personal and financial details.
The Loan Review System ensures that all required documentation is complete and accurate to proceed with the evaluation process.
2. Credit Evaluation
After the submission of the loan application, the Loan Review System performs a thorough evaluation of the borrower’s creditworthiness. This involves assessing the borrower’s credit history, credit score, and any existing loans or debts.
The system uses advanced algorithms and data analytics to make precise and objective credit assessments.
3. Review and Decision-Making
Once the credit evaluation is complete, the Loan Review System provides a detailed report to the lender. This report includes all relevant information, such as the borrower’s creditworthiness, income level, and financial stability.
Based on the report, the lender reviews the loan application and decides whether to approve or reject it. The Loan Review System assists the lender by providing valuable insights and recommendations, helping them make informed decisions.
By leveraging the Loan Review System, financial institutions can expedite the lending process while ensuring accurate and reliable credit evaluations.
Key Features of a Loan Review System
A loan review system is an essential tool for lending institutions to evaluate and monitor credit applications and ensure a smooth loan process for both the borrower and the lender. Here are some key features that a loan review system should possess:
- Streamlined Application Process: A loan review system should provide a user-friendly interface that allows borrowers to easily submit their loan applications online. The system should automate the necessary steps, such as collecting personal and financial information, to simplify the application process.
- Credit Evaluation: The system should have built-in capabilities to evaluate the creditworthiness of applicants. It should analyze various factors, such as credit history, income, debt-to-income ratio, and collateral, to determine the likelihood of repayment.
- Automated Decision Making: The loan review system should have automated decision-making functionality based on predefined criteria. This helps expedite the loan approval process and reduces the need for manual intervention.
- Risk Assessment: A crucial feature of a loan review system is its ability to assess the risk associated with each loan application. It should generate risk scores or ratings based on the applicant’s profile and financial information, allowing lenders to make informed decisions.
- Documentation and Audit Trail: The system should maintain a comprehensive audit trail of all loan-related activities and documentations. This ensures transparency and helps with regulatory compliance.
- Collaboration and Communication: A loan review system should facilitate seamless collaboration and communication between borrowers, lenders, and other stakeholders involved in the loan process. It should support secure messaging and document sharing functionalities.
- Performance Tracking: The system should enable lenders to track the performance of loans, monitor repayment schedules, and generate reports on key metrics, such as delinquency rates and portfolio performance.
By incorporating these key features, a loan review system can significantly enhance the efficiency and accuracy of the loan application process, reducing manual work and improving the overall customer experience.
Benefits of Using a Loan Review System
A loan review system is a valuable tool for lenders and financial institutions, offering a range of benefits that can greatly streamline and simplify the loan application process. By automating the review and evaluation of loan applications, a loan review system can help to expedite the lending process, improve accuracy, and enhance overall efficiency. Below are some key benefits of using a loan review system:
1. Improved Efficiency
One of the primary benefits of using a loan review system is improved efficiency. By automating the review process, lenders can significantly reduce the time it takes to evaluate loan applications. The system can quickly assess key criteria such as credit history, financial information, and collateral value, providing lenders with essential information in a fraction of the time it would take manually. This enables lenders to process loan applications more rapidly, resulting in faster turnaround times for borrowers.
2. Enhanced Accuracy
The use of a loan review system helps to improve accuracy in the lending process. By eliminating manual data entry and human error, the system ensures that loan applications are evaluated using consistent criteria and calculations. This reduces the risk of mistakes and helps to ensure fair and accurate evaluations. Additionally, the system can flag potential risks or red flags, alerting lenders to areas of concern that may require further evaluation or analysis.
3. Streamlined Workflow
A loan review system can greatly streamline the loan application workflow. By automating the review and evaluation process, lenders can establish standardized procedures and workflows, reducing the need for manual intervention and oversight. This helps to eliminate bottlenecks and delays in the loan application process, ensuring a smoother and more efficient experience for both lenders and borrowers.
4. Improved Compliance
Compliance is a critical aspect of the lending industry, and a loan review system can help lenders ensure they meet all regulatory requirements. The system can be designed to incorporate specific compliance rules and regulations, automatically flagging any potential violations or discrepancies. This helps lenders to identify and address compliance issues early on in the loan review process, minimizing the risk of penalties or legal consequences.
Overall, a loan review system offers numerous benefits for lenders and financial institutions. It improves efficiency, enhances accuracy, streamlines workflows, and ensures compliance with regulatory requirements. By leveraging technology to automate the loan review and evaluation process, lenders can simplify and expedite the lending process, ultimately benefiting both lenders and borrowers.
Enhancing Efficiency with the Loan Review System
The loan review system is an essential tool for enhancing the efficiency of the credit lending process. It allows financial institutions to thoroughly and accurately review loan applications, ensuring that only qualified applicants receive loans.
Streamlining Application Review
One of the key benefits of the loan review system is its ability to streamline the application review process. Instead of manually reviewing each application, the system automates many of the tasks, such as verifying applicant information and running credit checks. This saves time and reduces the chances of errors or oversights.
The loan review system also provides a centralized platform for reviewing loan applications. This means that multiple users can access the system simultaneously, allowing for collaboration and efficient communication between different departments involved in the lending process. It eliminates the need for paper-based review processes, reducing the risk of lost or misplaced documents.
Increasing Accuracy and Consistency
The loan review system is designed to ensure the accuracy and consistency of the application review process. It uses predefined criteria and algorithms to evaluate applicant information, reducing the chances of subjective or biased decision-making. This provides a fair and transparent process for both applicants and lenders.
By automating many of the review tasks, the system also reduces the likelihood of human error. It can cross-reference data from different sources and flag any inconsistencies or discrepancies, allowing lenders to make informed decisions based on accurate and reliable information.
Overall, the loan review system plays a crucial role in enhancing the efficiency of the credit lending process. It streamlines application review, increases accuracy and consistency, and provides a centralized platform for collaboration and communication.
Ensuring Accuracy in the Loan Review Process
When it comes to the lending system, accuracy in the loan review process is of utmost importance. The evaluation of a loan application requires a thorough analysis of the borrower’s credit history, financial statements, and other relevant documents. To ensure accuracy and minimize errors, loan review systems use advanced algorithms and data validation techniques.
One key aspect of ensuring accuracy is validating the credit information provided by the borrower. This involves verifying the borrower’s credit score, payment history, and any outstanding debts. By cross-referencing this information with reliable credit sources, the loan review system can accurately assess the borrower’s creditworthiness.
In addition to credit validation, the loan review system also performs extensive data analysis. This includes assessing the borrower’s financial statements, such as income statements and balance sheets, to determine their financial health and ability to repay the loan. The system may also employ predictive analytics to assess the borrower’s future performance, based on historical trends and market conditions.
To further ensure accuracy, the loan review system incorporates various error-checking mechanisms. This includes validating the integrity of the data entered, ensuring that all required information is provided, and flagging any inconsistencies or discrepancies. By automating the review process and eliminating manual data entry, the system reduces the likelihood of human errors and ensures the accuracy of the loan evaluation.
In conclusion, accuracy is crucial in the loan review process to ensure the integrity of the lending system. By utilizing advanced algorithms, data validation techniques, and error-checking mechanisms, loan review systems can minimize errors and provide accurate evaluations of loan applications. This not only benefits the lender in making informed decisions but also safeguards the lending system as a whole.
Security Measures in the Loan Review System
The loan review system is a crucial component of any lending system, as it is responsible for assessing the creditworthiness of borrowers and evaluating the potential risks associated with lending. To ensure the integrity and security of the loan review process, various security measures are implemented.
One of the primary security measures in the loan review system is data encryption. All sensitive borrower information, including personal and financial data, is encrypted using industry-standard encryption algorithms. This safeguards the data from unauthorized access, ensuring that only authorized individuals can view and process the information.
Access controls are another essential security measure in the loan review system. These controls restrict access to the system and its data to only authorized personnel. User authentication mechanisms, such as passwords and multi-factor authentication, are implemented to ensure that only authorized users can log in and access the system.
Feature | Description |
Firewalls | Firewalls are implemented to protect the loan review system from unauthorized access and potential cyber attacks. They monitor and control incoming and outgoing network traffic, blocking any suspicious or malicious activity. |
Secure Socket Layer (SSL) Certificates | SSL certificates are used to establish an encrypted connection between the loan review system and borrowers’ web browsers. This prevents unauthorized interception or tampering of data during transmission. |
Regular Security Audits | Regular security audits are conducted to identify any vulnerabilities or weaknesses in the loan review system. These audits help in strengthening the system’s security measures and ensuring compliance with industry standards and regulations. |
By implementing these security measures, the loan review system can effectively protect against potential security breaches and maintain the confidentiality, integrity, and availability of borrower data. This not only ensures the trust and confidence of borrowers but also helps in maintaining regulatory compliance.
Integrating the Loan Review System with Existing Processes
When implementing a loan review system, it is crucial to ensure seamless integration with existing processes. This integration allows for efficient and streamlined credit evaluation and loan processing, improving the overall experience for both lenders and borrowers.
Assessing the Current Workflow
The first step in integrating the loan review system is to assess the current workflow and identify areas for improvement. This involves evaluating the different stages of the loan application process, from initial application submission to final credit evaluation.
By understanding the existing processes, it becomes easier to identify gaps and bottlenecks that can be addressed with the loan review system. This assessment enables lenders to design an integration strategy that maximizes the system’s benefits while minimizing disruption to day-to-day operations.
Customizing the Loan Review System
Once the current workflow has been assessed, the next step is to customize the loan review system to fit the unique needs of the lending institution. This customization involves configuring the system to align with existing processes and requirements, ensuring a seamless transition.
The loan review system can be tailored to incorporate specific evaluation criteria, risk assessment models, and credit approval workflows. This customization ensures that the system not only automates tasks but also reflects the lending institution’s existing protocols and policies.
By integrating the loan review system, lenders gain numerous advantages:
- Improved efficiency: The system automates manual tasks, reducing the time and effort required for credit evaluation.
- Enhanced accuracy: By leveraging predefined evaluation criteria and risk assessment models, the system minimizes the chances of human error.
- Streamlined communication: The system facilitates seamless collaboration between different departments involved in the loan application process, ensuring faster decision-making.
In conclusion, integrating the loan review system with existing processes enhances the efficiency and accuracy of credit evaluation. By customizing the system to fit the unique needs of the lending institution, lenders can streamline their loan application process and provide a better experience for borrowers.
Simplifying Loan Application Documentation
The Loan Review System aims to simplify the loan application documentation process, making it easier and more straightforward for both lenders and borrowers. Traditional loan applications often require a complex and time-consuming review of various documents, including financial statements, tax returns, bank statements, and credit reports.
With the Loan Review System’s automated credit evaluation and lending system, this lengthy review process is streamlined and simplified. The system utilizes advanced algorithms to analyze and evaluate the borrower’s creditworthiness, financial history, and repayment capacity.
Instead of manually reviewing each document, the Loan Review System’s technology automates the process. It scans and analyzes the provided documents, extracting relevant information and comparing it to pre-established criteria. This eliminates the need for lenders to spend hours on manual review, reducing the time and effort required to process loan applications.
Furthermore, the Loan Review System provides lenders with comprehensive reports and summaries of the borrower’s creditworthiness and financial health. These reports highlight key factors that influence the lending decision and provide an overall evaluation of the borrower’s creditworthiness.
This simplified loan application documentation process benefits not only lenders but also borrowers. By automating the review process, borrowers experience faster and more efficient loan application processing. They no longer need to gather and submit countless documents, as the Loan Review System handles the majority of the documentation evaluation.
In summary, the Loan Review System simplifies the loan application documentation process by automating the review, credit evaluation, and lending system. This technology-driven approach reduces the time and effort required for lenders to process loan applications while providing borrowers with a faster and more streamlined experience.
Streamlining Loan Approval and Disbursement
Applying for a loan can be a lengthy and complex process, involving extensive documentation, credit checks, and manual review. This can result in delays and inefficiencies for both borrowers and lenders. However, a loan review system can greatly streamline and simplify the loan approval and disbursement process, making it faster and more efficient.
Simplifying the Loan Application Process
A loan review system automates the collection and evaluation of loan application information, reducing the need for manual data entry and review. Borrowers can easily submit their application online, providing all the necessary documentation and information in a digital format. The system then automatically verifies and validates the information, ensuring its accuracy and completeness.
This automated process minimizes the chances of errors or missing information, reducing the need for borrowers to resubmit paperwork or provide additional documentation. It also saves time for lenders, as they no longer have to manually review each application and validate the data provided. This results in a more streamlined and efficient loan application process for all parties involved.
Accelerating Loan Approval and Disbursement
With a loan review system in place, lenders can expedite the approval and disbursement process. The system leverages advanced algorithms and artificial intelligence to assess the borrower’s creditworthiness quickly and accurately. It can analyze their credit history, income, debt-to-income ratio, and other relevant factors to determine their eligibility for the loan.
By automating this credit evaluation process, the loan review system can provide near-instantaneous loan approval decisions. This eliminates the need for borrowers to wait for days or even weeks for a response, enhancing their overall experience and satisfaction with the lending institution.
Once the loan is approved, the disbursement process can also be streamlined through the loan review system. The system can automate the transfer of funds to the borrower’s account, eliminating the need for manual processes and paperwork. This ensures quick and efficient access to the approved loan amount, benefiting both the borrower and the lender.
In conclusion, a loan review system plays a crucial role in streamlining the loan approval and disbursement process. By automating data collection, verification, credit evaluation, and fund disbursement, it significantly reduces the time and effort required by both borrowers and lenders. This ultimately leads to a more efficient and satisfactory loan application experience for all parties involved.
Mitigating Risks with the Loan Review System
The loan review system plays a crucial role in mitigating risks associated with the lending process. By providing a comprehensive evaluation of loan applications, this system ensures that credit risks are minimized and lending decisions are made based on accurate information.
Benefits of the Loan Review System
Implementing a loan review system offers several benefits to financial institutions:
1. Enhanced Risk Assessment | The loan review system enables a thorough evaluation of borrower’s creditworthiness, financial stability, and repayment ability. Through analyzing various factors such as income, credit history, and collateral value, the system provides a comprehensive risk assessment, reducing the likelihood of defaults and loan losses. |
2. Streamlined Loan Approval Process | With the loan review system, the loan application process becomes more efficient and streamlined. Automating the evaluation process eliminates the need for manual paperwork, reducing the chances of errors and making the approval process faster. This results in quicker loan decisions, enhancing customer satisfaction. |
Ensuring Compliance and Regulatory Requirements
In addition to risk mitigation, the loan review system ensures compliance with relevant regulations and requirements. By applying consistent rules and protocols, the system helps financial institutions adhere to legal guidelines and avoid penalties.
The system also facilitates regular audits and internal reviews to identify any potential compliance issues and rectify them in a timely manner. This proactive approach to compliance reduces the overall risk exposure for financial institutions and helps build a strong reputation.
In conclusion, the loan review system is an essential tool for financial institutions in mitigating credit risks and streamlining the loan application process. By providing a comprehensive evaluation of loan applications and ensuring compliance with regulations, this system helps minimize potential risks and make informed lending decisions.
Improving Transparency in the Loan Evaluation Process
Transparency is a key factor in the loan evaluation process, as it ensures fairness, accountability, and trust between the lender and the borrower. By enhancing transparency, lenders can provide clearer explanations of the loan terms and requirements, giving borrowers a better understanding of their creditworthiness.
One way to improve transparency is by streamlining the loan review system. By using a centralized platform for loan evaluation, lenders can ensure that all relevant information is easily accessible and up-to-date. This includes details about the borrower’s financial history, credit score, and any previous loans or debts.
Additionally, lenders can use technology to provide real-time updates to borrowers about the status of their loan application. This allows borrowers to track the progress of their application and understand the factors influencing the lending decision.
To further enhance transparency, lenders should provide clear and comprehensive explanations of the loan evaluation criteria. This includes detailing the specific factors that influence the lending decision, such as credit score, income level, and employment history. By providing this information upfront, borrowers can better understand how their application will be evaluated and can make necessary improvements if needed.
Another way to improve transparency is by ensuring consistent and unbiased loan reviews. Lenders should have established guidelines and procedures in place to prevent any form of discrimination or bias during the evaluation process. This can be achieved by training loan officers on fair lending practices and regularly monitoring the loan review process to identify and address any potential issues.
Overall, by enhancing transparency in the loan evaluation process, lenders can build stronger relationships with borrowers and foster a more efficient and fair lending environment. This will benefit both lenders and borrowers by promoting responsible lending practices and enabling borrowers to make informed financial decisions.+
Optimizing the Loan Application Review Workflow
Efficiently evaluating loan applications is crucial for any lending institution. To streamline the loan review process and ensure timely decisions, implementing an optimized workflow is essential.
The key to optimizing the loan application review workflow lies in leveraging a robust loan review system. Such a system automates the process by digitizing and centralizing all relevant documents. It allows for seamless collaboration between different stakeholders involved in the review process.
The loan evaluation system consolidates applicant information, including credit scores, income verification, and collateral value, into a single platform. This consolidation eliminates the need for manual data entry and minimizes the risk of errors. It significantly reduces the time required to gather and verify the necessary information, enabling faster decision-making.
Moreover, an optimized loan review workflow incorporates intelligent decision-making algorithms. These algorithms analyze the applicant’s financial data and credit history to determine their creditworthiness accurately. By leveraging automation and algorithms, the system minimizes the subjectivity and bias that can arise in manual evaluation processes, ensuring fair and consistent lending decisions.
The loan review system also improves the communication and collaboration between loan officers, underwriters, and other stakeholders. It allows for real-time status updates, document sharing, and task assignment, enabling efficient and transparent teamwork. This enhanced collaboration ensures that loan applications progress smoothly through the evaluation process, reducing bottlenecks and delays.
In conclusion, optimizing the loan application review workflow through the implementation of a comprehensive loan review system offers numerous benefits. It simplifies and streamlines the lending process by digitizing and centralizing relevant data, leveraging intelligent algorithms for accurate decision-making, and promoting effective collaboration between stakeholders. By embracing these optimizations, lending institutions can enhance their efficiency and improve the overall borrower experience.
Ensuring Compliance with Regulatory Requirements
When it comes to the credit lending industry, strict compliance with regulatory requirements is of utmost importance. The Loan Review System plays a vital role in ensuring that all necessary regulations are met throughout the loan evaluation process.
The Role of the Loan Review System
The Loan Review System is designed to streamline the credit lending process while ensuring compliance with regulatory requirements. It incorporates various checks and balances to evaluate loan applications, making sure that all necessary information and documentation are provided by the applicants.
Through this system, lenders can easily verify the authenticity of the provided information and assess the creditworthiness of the loan applicants. By following predefined regulatory guidelines, the Loan Review System ensures that no regulations are inadvertently overlooked or violated during the loan evaluation process.
Comprehensive Evaluation of Loan Applications
With the Loan Review System in place, lenders can conduct a comprehensive evaluation of loan applications. This includes assessing the borrower’s credit history, income verification, collateral valuation, and compliance with specific lending policies and regulations.
The system cross-references the information provided by the borrower with various databases to ensure accuracy and completeness. It also checks for any red flags or inconsistencies that might indicate fraudulent or non-compliant activities.
By implementing the Loan Review System, lenders minimize the risk of approving loans that do not comply with regulatory requirements, ultimately ensuring the integrity of their lending operations.
Analyzing Loan Performance with the Review System
The Loan Review System is not just a tool for simplifying and streamlining the loan application process. It also provides lenders with valuable insights and data for analyzing loan performance and credit evaluation. By systematically collecting and organizing loan data, the system enables lenders to review and assess the performance of their lending portfolio.
Through the review system, lenders can analyze various loan metrics such as repayment rates, default rates, and delinquency rates. This analysis helps lenders identify trends and patterns in loan repayment behavior, allowing them to make informed decisions about credit evaluation and risk assessment.
Furthermore, the review system allows lenders to segment their lending portfolio based on different criteria such as loan type, borrower demographics, and credit score. By comparing the performance of different segments, lenders can identify the most profitable loan types and borrower profiles, as well as potential areas of risk.
The review system also enables lenders to track the effectiveness of their underwriting guidelines and credit policies. By comparing the performance of loans that meet the specified criteria with loans that do not, lenders can identify areas where their credit evaluation process may need improvement.
In addition to analyzing loan performance, the review system also facilitates regulatory compliance by generating reports and documentation required by regulatory authorities. This ensures that lenders can demonstrate their adherence to relevant lending regulations and guidelines.
Loan Metric | Definition |
Repayment Rate | The percentage of loans that are repaid in full and on time. |
Default Rate | The percentage of loans that have defaulted and are not being repaid. |
Delinquency Rate | The percentage of loans that are overdue on payments. |
In conclusion, the Loan Review System goes beyond the loan application process and provides lenders with valuable tools for analyzing loan performance and credit evaluation. By utilizing the data and insights generated by the system, lenders can make informed decisions about credit policies, risk assessment, and regulatory compliance.
Implementing the Loan Evaluation System in Financial Institutions
In today’s fast-paced financial industry, credit review and evaluation are crucial steps in the loan application process for financial institutions. Implementing an efficient loan evaluation system is essential to streamline operations and ensure accurate assessments of borrower creditworthiness. This article will discuss the key aspects of implementing a loan evaluation system in financial institutions.
1. Define Evaluation Criteria
The first step in implementing a loan evaluation system is to define the criteria used for assessing borrower creditworthiness. Financial institutions should develop a comprehensive set of evaluation criteria that takes into account factors such as credit score, income stability, debt-to-income ratio, and collateral value. These criteria will serve as the foundation for evaluating loan applicants.
2. Automate the Process
To streamline the loan evaluation process, financial institutions should consider implementing automated systems that can evaluate borrower creditworthiness based on the defined criteria. Automation can significantly reduce the time and effort required to process loan applications, resulting in faster decisions and improved customer experiences. Automation can also help minimize errors and ensure consistency in the evaluation process.
3. Integrate with Existing Systems
Financial institutions should strive to integrate the loan evaluation system with their existing loan management and customer relationship management (CRM) systems. Integration will enable seamless data flow and eliminate duplication of efforts. By integrating the loan evaluation system with existing systems, financial institutions can centralize customer information, streamline processes, and improve data accuracy.
4. Train Staff
Implementing a loan evaluation system requires training staff members on how to effectively use the system. Training should cover system functionalities, data entry procedures, and the evaluation process. Providing thorough training will ensure that staff members are equipped with the necessary skills to properly evaluate loan applications, resulting in consistent and accurate assessments.
Implementing the loan evaluation system in financial institutions is a crucial step towards simplifying and streamlining the loan application process. By defining evaluation criteria, automating the process, integrating with existing systems, and training staff, financial institutions can effectively evaluate borrower creditworthiness and make informed loan decisions.
Comparing Different Loan Review Systems
In the world of lending, the review and evaluation of loan applications is a critical process. With the advancement of technology, various systems have been developed to simplify and streamline this process. This article compares different loan review systems and examines their features and benefits.
1. Traditional Manual Review:
This is the most traditional method of loan review, where credit analysts manually evaluate loan applications. This system involves a thorough analysis of the borrower’s credit history, income, and financial statements. While this method allows for a personalized evaluation, it can be time-consuming and prone to human error.
2. Automated Credit Scoring Systems:
Automated credit scoring systems leverage algorithms and statistical models to assess the creditworthiness of loan applicants. These systems automate the evaluation process, providing a quick and efficient way to score loan applications. However, they may not capture all relevant factors and can lack a personal touch.
3. Artificial Intelligence (AI) based Systems:
AI-based loan review systems use machine learning algorithms to analyze loan applications. These systems can detect patterns and trends to make accurate credit assessments. AI can also assist in fraud detection and risk management. However, these systems require extensive training and continuous refinement to ensure accurate results.
4. Integrated Loan Review Systems:
Integrated loan review systems combine automated credit scoring and AI-based analysis. These systems provide a comprehensive evaluation of loan applications, considering both quantitative and qualitative factors. By integrating different evaluation methods, these systems can provide a holistic view, minimizing errors and increasing efficiency.
In conclusion, there are various loan review systems available, each with its own advantages and limitations. Traditional manual review offers a personalized assessment, but it can be time-consuming. Automated credit scoring systems provide quick evaluations, but they lack a personal touch. AI-based systems offer advanced analysis capabilities, but they require continuous training. Integrated loan review systems combine different evaluation methods to provide comprehensive assessments. Lenders should choose a system that aligns with their specific requirements and risk appetite.
Challenges in Implementing a Loan Review System
The implementation of a loan review system poses several challenges that need to be addressed by lenders. These challenges arise due to the complex nature of loan evaluation and the need for a robust system to streamline the process.
1. Data Integration
One of the major challenges faced by lenders in implementing a loan review system is the integration of various data sources. The system must be able to collect and process data from multiple sources, such as credit bureaus, financial statements, and customer information. Ensuring the accuracy and consistency of this data is crucial for making informed lending decisions.
2. System Customization
Every lender has unique requirements when it comes to evaluating loan applications. Implementing a loan review system that can be easily customized to meet these specific requirements is a challenge. Lenders need a system that allows them to define and implement their own evaluation criteria, risk models, and decision frameworks.
Furthermore, the system should be flexible enough to accommodate changes in lending policies and regulations. This requires regular updates and modifications to keep the system up-to-date and compliant with industry standards.
Overall, the implementation of a loan review system requires careful consideration of various factors, including data integration, system customization, and compliance. Lenders must invest in robust technology solutions that can streamline the loan application process and mitigate the associated risks.
Training and Education for Loan Review System Users
When it comes to effectively utilizing the loan review system, proper training and education for users is essential. Understanding how the system works and its various features can greatly enhance the lending process and improve loan evaluation.
Benefits of Training
Training programs provide users with the knowledge and skills needed to navigate the loan review system efficiently. By attending training sessions, users can gain a deeper understanding of the system’s functionalities, such as data entry, document scanning, and loan evaluation. This knowledge equips them to effectively utilize the system, resulting in increased productivity and accuracy.
Additionally, training helps users stay up-to-date with any new updates or enhancements to the system. This ensures that they are aware of the latest features and can take full advantage of them in their lending operations.
Components of Training Programs
Training programs for loan review system users typically cover a range of topics to provide a comprehensive understanding of the system. These components may include:
1. System Navigation | Users learn how to navigate the loan review system’s interface, access different modules, and understand the functions and features available to them. |
2. Data Entry and Management | Users are taught how to input and manage loan data efficiently, ensuring accuracy and completeness in loan evaluations. |
3. Document Scanning and Storage | Training covers the process of scanning and storing loan documents within the system, increasing efficiency and reducing paperwork. |
4. Loan Evaluation Techniques | Users are introduced to different evaluation methodologies and best practices, allowing them to make informed decisions and assess loan risk effectively. |
5. Reporting and Analytics | Training includes instruction on generating reports and utilizing analytics tools to extract meaningful insights from loan data. |
By covering these components, training programs ensure that users have a comprehensive understanding of the loan review system and can leverage its capabilities to streamline the lending process and improve loan evaluations.
In conclusion, training and education for loan review system users play a critical role in maximizing the system’s benefits. By providing users with the necessary knowledge and skills, training programs enable them to effectively navigate the system, manage loan data, and make informed loan evaluations.
Future Trends in the Loan Evaluation System
In the fast-evolving world of lending and credit, it is important for loan review systems to keep up with the changing landscape. As technology advances and new trends emerge, loan evaluation systems must adapt to meet the needs of borrowers and lenders alike.
Here are some future trends that we can expect to see in the loan evaluation system:
- Automation: Automation will continue to play a key role in loan evaluation systems, streamlining the application and review process. Machine learning algorithms will be used to analyze large amounts of data and make more accurate lending decisions.
- Real-time data: The use of real-time data will become more prevalent in loan evaluation systems. Instead of relying solely on historical information, lenders will have access to up-to-date data on borrowers’ financial situations, enabling more accurate risk assessments.
- Alternative data sources: Loan evaluation systems will start incorporating alternative data sources, such as social media profiles and online behavior, to enhance credit scoring models. This will provide lenders with a more comprehensive view of a borrower’s creditworthiness.
- Mobile accessibility: As mobile usage continues to rise, loan evaluation systems will be designed to be mobile-friendly, allowing borrowers to easily submit loan applications and access their status on the go.
- Improved customer experience: Loan evaluation systems will focus on providing a better customer experience. User-friendly interfaces, prompt communication, and personalized loan recommendations will be key features of these systems.
- Risk mitigation: Loan evaluation systems will place a greater emphasis on risk mitigation. Advanced analytics and predictive modeling will be used to identify potential risks and prevent loan defaults.
By embracing these future trends, loan evaluation systems will be better equipped to meet the changing needs of borrowers and lenders, ensuring a more efficient and effective loan application process.
What is a loan review system?
A loan review system is a software or program that is designed to simplify and streamline the loan application process. It helps lenders evaluate the creditworthiness of borrowers and make informed decisions on loan approvals.
How does a loan review system work?
A loan review system works by collecting and analyzing various data points related to a borrower’s financial history, credit score, income, and other relevant factors. It uses algorithms and predefined criteria to assess the borrower’s creditworthiness and likelihood of loan repayment.
What are the benefits of using a loan review system?
Using a loan review system offers several benefits. It simplifies the loan application process, reduces paperwork, and saves time for both lenders and borrowers. It also helps lenders make more accurate and consistent loan decisions, minimizing the risk of lending to high-risk borrowers.
Can a loan review system help prevent fraud?
Yes, a loan review system can help prevent fraud by analyzing the borrower’s financial data and identifying any suspicious patterns or inconsistencies. It can detect fraudulent activities, such as identity theft or false income claims, and alert the lender to take appropriate actions.
Are loan review systems widely used in the lending industry?
Yes, loan review systems are widely used in the lending industry. Many financial institutions, including banks, credit unions, and online lenders, utilize loan review systems to automate and streamline their loan application and evaluation processes. It has become an essential tool for efficient and accurate lending operations.
What is a loan review system?
A loan review system is a software tool or platform designed to simplify and streamline the loan application process. It helps lenders evaluate loan applications, assess the creditworthiness of applicants, and make informed decisions about loan approvals. | <urn:uuid:1d30ea0d-bc57-40b6-addc-c70bbacb3797> | CC-MAIN-2024-18 | https://loancalculatorcanada.ca/blog/revolutionary-loan-review-system-that-will-change-the-way-you-borrow-money-forever | 2024-04-24T03:53:50Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.933408 | 9,480 |
The way we shop clothes has changed. According to lifehack.org, in the 1960’s the average American household spent about 10% of their income on clothes and shoes, and the average shopper bought just 25 garments every year.
Today? The average household spends less than 4% of its income on clothes and shoes, but the average shopper buys around 70 garments a year. That’s almost three times as much as sixty years ago.
The Problem with Fast Fashion
So what changed? How are we able to afford more clothes for way less? The answer is outsourcing. When clothiers started moving their production overseas, they cut costs in a major way by not having to employ workers under the same standards as they would have in North America. The result was cheaper, but poorer quality clothing that was only made possible by taking advantage of workers in parts of the world where low income and long hours were the norm.
4 Reasons to Choose Sustainability
Sustainable clothing is the answer to this problem. By creating higher quality garments in the same region where people are purchasing them, some companies like Local Laundry are making a positive impact on the fashion industry. Here are a few reasons why you should believe in sustainable clothing if you don’t already:
1) Sustainable Clothing Lasts Longer
How much you paid for a garment is usually a good indicator of how well it was made (though not always—shoutout thrifters). When you purchase a sustainably made garment, the quality is tangible in how it looks and feels; even in how it holds up over time.
When you buy ethical garments, you’re purchasing quality and saying goodbye to clothes that wear out after just a few washes or turn into a mess of loose threads after a single spin in the dryer. Ethical clothing is more expensive, but when you buy better quality, you can stop buying as much.
2) Sustainable Clothing Pays a Fair Wage
Sustainable clothing supports local jobs and your local economy. Plus, you can rest easy knowing that the people who crafted your clothing are working under fair conditions and earning a respectable living that helps them provide for their families.
3) Ethical Clothing is Sustainable
Part of the reason we have fast fashion is because of an insatiable societal demand for more, now. We are finally witnessing the effects of impatience when it comes to acquiring new garments, and the result is a totally unsustainable method of manufacture which is hurting the environment and underpaying workers.
Ethical clothing helps us curb our consumerism and practice patience whilst simultaneously re-assigning value to the creation of a quality garment. And it’s sustainable because it:
- Doesn’t put unreasonable timelines on manufacture
- Uses less water in the production process
- Is paid for fairly from the source to the consumer
4) Sustainable Clothing is Green
(Don’t worry—sustainable clothing comes in more than more colour.) We mean green like the grass in your backyard and like the beautiful planet we all call home. Because shopping a local sustainable clothing brand means saving the environment!
Not only does local clothing not need to be shipped across the planet, it’s not produced in the same way as it is in other parts of the world where environmental standards still have a long way to go. For example, the water ratio used in overseas clothing manufacture is twenty to one. Here in Canada? It’s just five to one.
Ethical clothing is made right in your own backyard, small batch, and without the need for big smoke pumping factories.
Garment For Social Good
When you make the conscious decision to choose sustainability over convenience, you’re putting perspective back into your purchasing habits and helping create a positive change in the world. When you believe in sustainable clothing, you’re also putting your faith in a greener planet, and the betterment of others, plus you get quality garments to last you a lifetime.
Written by Danny Randell
Danny Randell holds a Bachelor's Degree in history with a minor in business administration. He is a passionate writer and lyricist, and currently a major contributor to the Helcim blog at Helcim Inc., a financial technology company in Calgary. View his portfolio of work at dannyrandell.com or contact him here to have him write for you! | <urn:uuid:5cddf124-9101-455f-9104-646adcf27c1d> | CC-MAIN-2024-18 | https://locallaundry.ca/blogs/local-laundry-weekly-blog/why-sustainability-trumps-convenience-cost | 2024-04-24T03:53:02Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.962158 | 901 |
How to keep nail art for a long time
Nail art can only be kept for a period of time, not forever. Everyone’s manicure retention time is different. The manicure retention time is related to the quality of the nail polish we use, the skill of the manicurist, and the follow-up maintenance.
How to make manicure last longer
Nail Art Tip 1: Pretreatment is essential
It is very important to do a pretreatment before doing the nails. File your nails can make the nails last longer. Treat the cuticle on the edge of the nails. Do not apply nail polish to the cuticle. This is one of the reasons nail art can fall off.
Nail Art Tip 2: Don’t Forget to Apply base coat
The base coat can not only protect the nails from corrosion but also prevent the nails from being stained dark yellow, so the base coat is very important, whether you have cleaned or polished the nail surface, you must apply the base coat .
Nail Art Tip 3: Avoid any gaps
When applying the color, use the brush head of the nail polish to take an appropriate amount of nail polish, first apply the tip of the nail, and then apply it from the root to the tip, be careful not to apply it on the cuticle, but not too far away, Because if the gap is too large, water will easily enter and cause the nails to fall off.
Nail Art Tip 4: Nail polish brushes are not suitable for hard pressing
When applying nail polish, we should not press the nail polish brush flat and hard on the nails. This will easily lead to uneven nail polish. The correct way to apply it is to gently apply the nail surface with a nail polish brush.
Nail Art Tip Five: Apply armor oil Frequently
Finally, you need to pay attention to applying armor oil, about once every three days, it can prevent the nail polish from peeling off, and it can also make the nails show a bright luster, and the color will last longer.
Lofuanna brand specializes in beauty nail kits, especially in the area of nail art. Offer high quality, useful effective function and worthy for our customers is our purpose. We hope that you can obtain beauty and happiness from our products. Let you become more fashionable and beautiful, show your charm. Bring you a colorful world.Provide you the best nail art experience~
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LUDCKE Wilhelm born on the 16th January 1887 at Eagleby, Queensland. He died on the 16th October 1980 at Beenleigh, and is buried in the Beenleigh Cemetery. His parents were August LUDCKE and Maria Louise nee CHRISTOFEL.
Wilhelm married Bertha Helene PINNOW on the 6th July 1910 at St John’s Church, Beenleigh.
Bertha was born on the 8th March 1890 at home in Eagleby, Queensland and died on the 26th June 1981 in Beenleigh and is also buried in the Beenleigh Cemetery. Her Parents were Wilhelm Johann Friedrich PINNOW and Bertha Johanne Friederike nee GRULKE
The Wedding photo was supplied by the Pinnow Family. | <urn:uuid:e45088ba-a58e-4818-9be9-6e3b8a0b7fad> | CC-MAIN-2024-18 | https://loganvillagemuseum.org.au/weddings?view=article&id=205:ludcke&catid=12 | 2024-04-24T04:14:11Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.992071 | 156 |
Honouring the city’s best and brightest young professionals, the 20 Under 40 Cocktail Gala returned to in-person at a sell-out event at 100 Kellogg Lane
Photo: 20 Under 40 Class of 2020 recipients Ashley Aarts and Erika Oakes
IN CELEBRATION OF the 2020 and 2021 20 Under 40 recipients, a sell-out crowd filled the Industrial Room at 100 Kellogg Lane on March 24 for the 20 Under 40 Cocktail Gala ― Gather Again Edition.
Presented by London Inc., the Twenty Under 40 Foundation and presenting sponsor Lexus of London, the in-person event honoured some of London’s most accomplished young professionals who have set themselves apart in their respective lines of work.
“While our 2020 and 2021 20 Under 40 recipients represent a diverse group of individuals over a wide range of industries and sectors, one of the common threads is that many are building capacity for others to succeed,” notes London Inc. founder and creative director, Gord Delamont. “This is a group whose members aren’t just out to succeed for their own gain, but to succeed at creating a more equitable, accessible and welcoming community for everyone.”
Scroll down to view some photos from the event: | <urn:uuid:303bfb0c-4b60-442c-b091-de297f24c946> | CC-MAIN-2024-18 | https://londonincmagazine.ca/2022/03/25/20-under-40-cocktail-gala/ | 2024-04-24T03:19:58Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.921173 | 260 |
Twitter is a treasure trove filled with a bounty of knowledge from any niche including art – you just need to know where to find it and start digging!
I sent out a ‘tweet’ to some of the most respected art business stars on Twitter. This is what I asked, “will u share an art biz tip in 140 characters 4 an upcoming twitter art star post. u can add a link if u want & i’ll link 2 u”
I got a great response from the art business pros on Twitter, and more keep coming in…(so stay tuned!)
Below, in the order that I received them, you will find their top business tips within ‘140 characters or less’ for any creative person.
Be sure and check out their links, websites and consider following them on Twitter. Like I said above, there is a treasure trove of information to be discovered…enjoy.
Top Art Business Tips from the Pros on Twitter: @ArtMktgMentorArt Mktg = series conversation btw you + your art + your audience. Purpose = credibility, visibility, desirability. http://bit.ly/feGRb
Bio: artist/blogger,#arttip, social media, poetic painter,quote junkie, novice photog, friend to birds & animals, busy mom living a healthy mountain life!
Thanks to all my Twitter friends who shared their art business knowledge with my readers and me! I really appreciate it. More interesting Twitter and Facebook inspired posts will be coming your way soon… ~Lori | <urn:uuid:6751d962-1cf5-4dd5-bf6c-e3cd174250a1> | CC-MAIN-2024-18 | https://lorimcnee.com/14-art-business-tips-from-the-pros-on-twitter/ | 2024-04-24T04:02:36Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.911533 | 327 |
When workers confronted a British man over suspected shoplifting this week, police say he coughed on staff workers and told them he had coronavirus.
“A 57-year-old man was arrested on suspicion of theft and assault earlier this afternoon in Dudley,” a West Midlands Police spokesperson told Express and Star. “It’s understood he coughed on staff who suspected he was shoplifting, and claimed to be infected with coronavirus.” An eyewitness said the man was “laughing” during the incident.
Police said the man was then arrested by officers on Dudley High Street after several people called to report the incident. They said the man was being taken in for questioning and was suspected to have mental health issues.
“Those affected have been given appropriate advice and referred to the non-emergency NHS [National Health Service] helpline for further support and guidance,” the police spokesperson said.
A similar incident happened in Vermont when police arrested a man in Lebanon accused of trying to scare people by telling them he had coronavirus, according to CBS 4 Boston. David Ladeau was arrested after allegedly telling other passengers on a public bus that he was infected with the virus.
Other passengers evacuated but Ladeau remained on the bus until police arrived, and police said he does not have the virus. He was charged with false public alarm and disorderly conduct… Fox News | <urn:uuid:9f80a117-2e35-4cff-8de0-893fba337d23> | CC-MAIN-2024-18 | https://losspreventionmedia.com/british-man-suspected-of-shoplifting-allegedly-coughed-on-store-worker-claimed-he-had-coronavirus/ | 2024-04-24T03:14:54Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.98645 | 294 |
I am writing this on the Monday before Thanksgiving. For the past two weeks, my email has been full of Black Friday deals and announcements. I went online this morning to a few major retailers’ websites. Here’s what I found:
- Amazon – Black Friday Deals Week!
- Best Buy – Black Friday Deals
- Walmart – Pre-Black Friday deals
- Macy’s – Black Friday Preview: 100 early specials
- Target – Black Friday 2018
So, do I really need to fight the crowds and craziness the day after Thanksgiving to save money on holiday shopping? It doesn’t look like it.
Industry experts agree. Black Friday is not dying, but it’s certainly turning gray. Why?
It’s been reported that up to 40 percent of consumers now start their holiday shopping before Halloween. Brand Keys says that 25 percent of all holiday shopping now occurs before Black Friday. Beyond that, more and more retailers are fighting the trend to open on Thanksgiving Day. Among them are Neiman Marcus, Nordstrom, Costco, Sam’s Club, Home Depot, Lowe’s, and Bed, Bath and Beyond.
Of course, at the other end of the spectrum, Walmart and JC Penney will open on Thanksgiving Day and remain so until Black Friday is over.
A new Accenture survey reinforces the fact that holiday sales are starting earlier and differently every year. It revealed that 52% of respondents said they are less likely to go to stores on Black Friday because shopping online is so much easier. The Cyber Monday phenomenon has lured consumers away from fighting Black Friday crowds. The National Retail Federation (NRF) reported that shoppers in stores on Black Friday weekend in 2017 dropped by 3 million versus 2016. John Elman with Nasdaq Advisory Services says the concept of Black Friday deals keeps diminishing. Beyond the shift to e-commerce, he says people are getting used to deals all year round. Elman also says that even Cyber Monday, a relative newcomer to the Thanksgiving shopping madness, will become less relevant as consumers shop year-round.
Overall, however, projections for holiday 2018 retail sales are bright. According to the NRF, this year’s holiday sales are projected to rise between 4.3 and 4.8 percent versus 2017. It’s estimated that consumers will spend between $717 and $720 billion this season. Adobe Analytics said that in 2017, consumers spent $8 billion in online sales on Thanksgiving and Black Friday, up 17.9 percent from the prior year.
The entire Thanksgiving weekend is still strong. In fact, according to Salesforce, Thanksgiving Day is now the third-largest shopping day of the year behind Black Friday and Cyber Monday. [Editor’s Note: Check out Catherine Walsh’s recent post, “The Busiest Shopping Days Are Here: Top Tips to Prevent Holiday Shoplifting,” for more on holiday shopping predictions.]
Consumers are shopping and buying in record numbers, and total holiday retail sales remain strong. But things are changing. Consumers are just not knocking down the doors as much at brick-and-mortar stores on the day after Thanksgiving. It seems like Black Friday is turning into Black Weekend, Black November or even Black Year—and that’s probably OK. But if you haven’t started your holiday shopping yet, get going! There are now better and less stressful options to fighting the “doorbuster” crowds. | <urn:uuid:c3382100-a175-4ad5-afd8-021748891c49> | CC-MAIN-2024-18 | https://losspreventionmedia.com/is-black-friday-turning-gray/ | 2024-04-24T02:14:52Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.947177 | 711 |
Awesome weather, lets get hiking!
Todays hike started from Mitake, the main village up the very picturesque and familiar to me Ome line. Most people go to the other side of the river and go up to Mount Mitake on the cable car. On a previous trip I had come from another train line and walked over the top of Mount Mitake, and down to Mitake station on what was an excellent days hiking.
Today however, I would go the other side of the tracks and scale three peaks. They were, in order -
Yes I know that I said Mount something-mount as san and yama both mean mountain (or do they? what about dake?) but I dont care, its easier for English speakers to find my stuff on Google if I call them Mount something-mount. I digress, as usual.
I feel as though I did this hike backwards, I started from Mitake station and ended at Ikusabata station. Most of the dangerous bits I found myself descending rather than ascending. It is much safer to ascend cliffs than it is to descend.
Also at the start of my hike there was no one at all but me, but towards the end, quite a lot of people were coming up the other way. It is also possible they were coming up and going down the same way rather than doing a loop course. Who knows.
In the first half of my hike I only saw one other group, two French guys that looked like soldiers. I know they were French as I heard them talking in the distance before they saw me. They were huge bald and very muscular. Now you may not believe me, but I think I saw them holding hands before they saw me. Which is ok in 2019. Anyway, as you do on a hike, as they approached I nodded and said hello. They gave me a death glare and said nothing at all, staring straight into my brain until I had passed. I turned back as I went past and they were still staring at me.
So there you go, I caught two gay French soldiers on a secret date in the woods that do not want anyone else in their platoon to know they are gay.
I nearly forgot to mention. When I woke up this morning, Tokyo was blanketed by thick fog. I had never seen that before. I do not know if the airports were impacted, but trains were, somehow! On the screens in the train a number of lines were listed as having major delays due to thick fog. This is the best photo I could take as I was straddling the emergency stairwell using my foot to hold the door open.
Getting to Mitake is quite easy, there are trains from Tokyo that go through Shinjuku that go all the way to Ome. At Ome you run across the platform to a waiting connecting train that goes all the way to Okutama. It will wait if your train is late. This is the view from the platform at Ome, so green and blue!
I have taken a photo from this exact spot before. Last time it was later in the month and a lot more colorful. It is still quite the site to behold even if less colorful!
The view in the other direction, is not quite as amazing. That comma was probably superfluous.
Finding the start of the trail was harder than expected. It is directly behind the train station, alongside the cemetery. There is a sign but its hidden in some trees. Once you find the start, you cant get lost all day.
The first part is very steep, but eventually it calms down to familiar tree roots, mud and rocks like this.
There are a number of shrines and mini shrines on this hike as you shall see.
This shrine marks the first peak, Mount Sogakusan. No view from this peak, just this shrine covered in chicken wire.
I had to descend down that cliff. If there were not pink ribbons I would have doubted this was the path. Probably the most dangerous part of the hike today.
Occasionally a nice view opened up, such as this one.
Some areas had active logging operations, creating a view! Without the logging there would have been a lot less views to appreciate. Japan logs for my view.
And here is the view from the main summit of the day, at Mount Iwatakeishiyama. Hard to spell that. Nice view.
The view back towards Tokyo is also quite good from here. Or it would be if I did not get in the way. Also, RETURN OF THE STANCE. Those are my new orange socks with 3 kind of technology built into them. So far they are working well! My previous sock purchase lasted 1 single run before I wore holes in them!
Here is my big sweaty head blocking the view. Remember last year when the big vein in my head was concerning me? It appears to be gone. Weird.
Three peaks meant going up and down a few times. I like going up more than down. Heres some more tree roots.
This giant pole for communicating with frogs marks the summit of the last peak for today, Mount Takamizusan.
I think that peak across the valley is Mount Mitake, which has a shopping street on the summit!
I was amazed when I came across this shrine. It is large and modern. There is no road. Its a minimum 2 hours walk to the nearest road. I am used to seeing shrines deep in the woods but they are not normally as modern as this one, it looks like it could be someones house.
Getting back down to the station was a bit damp and muddy, at times I had to climb down a waterfall like this one.
Eventually you will get back to a dam, and then soon after a road that leads you back to the station.
However, I had to appreciate the bright red train bridge. This photo doesnt really convey that I am standing on a bridge to take the photo, and the train bridge towers over the road bridge.
Have a bit more bridge.
The view from the station back down the valley towards Tokyo was very nice. But I had 20 minutes until my train would come, what to do?
I decided to run back down to the river and take another ravine photo from Ikusabata. Not quite as nice as the view from Mitake, but still, pretty amazing!
And just like at Mitake, the view in the other direction is not as good.
I ran back up the hill just in time for my train, here it is! Today was a great day of hiking, I would happily do the same again tomorrow, but I will probably have a rest day instead. | <urn:uuid:637d1213-9f54-4b69-bcf2-eb7c05106914> | CC-MAIN-2024-18 | https://lostorwhat.com/Japan-Tokyo-Hiking-Iwatakeishiyama/201910300501 | 2024-04-24T02:25:58Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.988015 | 1,389 |
TOTES & WEEKENDER BAGS
Travel in Style with Totes and Weekender Bags | Find Your Perfect Companion for Every Getaway
Looking for a stylish and functional bag for your weekend getaway or daily commute? Look no further than LouisGeorge Boutique's collection of totes and weekender bags! Our bags are perfect for those who want to add a touch of fashion to their everyday style, while also being practical enough to carry all of your essentials.
Our collection features a variety of styles and designs, including sleek leather totes, trendy canvas bags, and spacious weekender bags. Whether you're headed to the beach, the office, or a weekend retreat, we have a bag that will suit your needs. Plus, with high-quality materials and attention to detail, our bags are built to last and will become a staple in your wardrobe for years to come.
At LouisGeorge Boutique, we believe that fashion should be both stylish and practical. That's why we offer a wide range of bags that are both functional and fashionable. So why wait? Browse our collection today and find your perfect tote or weekender bag! | <urn:uuid:5e3b54ab-e578-4fee-a65f-ce0ecc89b0e1> | CC-MAIN-2024-18 | https://louisgeorgeboutique.com/collections/totes | 2024-04-24T03:20:34Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.936263 | 235 |
Tamil Nadu forest department (TNFD) was invited the candidates for the post of forester which last date of online application submission was 30th Jan 2015. Thousand of students were filled their application form and now waiting for their Tamil Nadu forest department admit card 2015. Tamil Nadu forest department forester exam will held on 22nd February 2015. Tamil Nadu forest department forester exam will conduct two papers,paper-I and paper-II. Tamil Nadu forest department paper-1 (General knowledge,aptitude,mental ability,data analysis,Tamil language etc) exam will start from 10:00 am to 01:00 pm and paper-II (general english) start from 02:00 pm to 05:00 pm. Candidates must download their Tamil Nadu forester exam admit card 2015 before exam date (22-02-2015). On official website of Tamil Nadu forest department is www.forests.tn.nic.in. Candidates visit this website,here admit card will available before 1 week of exam date. For downloading TN forester exam admit card 2015,candidates should have their registration no and date of birth.
Download Tamil Nadu TN Forest Department 181 Forester Admit Card 2015 :-
Tamil Nadu forest department has been announced the forester exam date and it will held on 22nd Feb 2015 (22-02-2015). On official website TN forest department admit card will available soon. candidates who want to get latest updates about TN forester admit card 2015,must like us on Facebook. We will inform to all students about TN forest department admit card 2015 and after completing the admit card we will also provide direct link of TN forester exam answer key and result 2015. Direct link of Tamil Nadu forest department admit card 2015 is given below. Click on given link and put their registration no and date of birth. | <urn:uuid:ef2cb78f-4fc7-49c8-8011-ad60bec0b6aa> | CC-MAIN-2024-18 | https://lovelyheart.in/tamil-nadu-forest-department-181-forester-admit-card-2015-exam-date-22nd-feb-2015/ | 2024-04-24T03:09:35Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.935312 | 373 |
Timber isometric medieval house rendered in 16 directions.
Since the size is quite big, feel free to resize it.
It took a total of 14 hours to make over a span of one week. Here's a speed modeling of it in 25 minutes if anyone is interested to see how it was made:
If you like my art and would like to show your appreciation, I have a DONATE link up.
I'm also available for Freelance Work. | <urn:uuid:abd96167-bb15-49e0-a781-026233a7df6e> | CC-MAIN-2024-18 | https://lpc.opengameart.org/content/timbered-house | 2024-04-24T03:45:02Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.980891 | 96 |
The Ivory Coast international has urged players to play through negative chanting as Italian football continues to be tarnished by cases of abuse
Jeremie Boga says that he is mentally prepared to deal with it if he suffers racist abuse in Italian football and has urged Mario Balotelli to score goals to silence those that target him.
The midfielder left Chelsea in a £3.5 million move to join Sassuolo over a year ago, with the 22-year-old now showing some of his best form in the green and black shirt.
Incidents of racism have continued to blight Serie A, however, with Brescia striker Balotelli the latest to have suffered abuse during his side’s 2-1 defeat to Verona last weekend.
And Boga has claimed that, while racism in football is unacceptable, he would urge his colleagues to try to play through the chants and react with a positive performance on the pitch.
“I have played in Verona and, for me personally, there weren’t any chants or anything. Even in Italy, generally, I haven’t had it but my team-mates have. I am ready for it if it happens. I hope it doesn’t happen but, mentally, I have prepared for it,” Boga told Goal.
“I heard some people were making racist chants against Balotelli. It is something that has been happening pretty often in some of the stadiums. It is a bit sad but sometimes you need to continue and play through it.
“It is difficult because everyone has their own opinion and reaction. For me, because it happens often, we need to keep fighting against it. When you are on the pitch, you need to show a good reaction – try to score a goal – but these things shouldn’t be allowed in stadiums.”
Having come from Chelsea’s academy, Boga was always one of the highest-rated talents among his team-mates at that level but he ultimately grew frustrated with successive loans and left on a permanent basis.
“Jeremie Boga, he is someone we always believed in,” responded Tammy Abraham when asked who was the club’s best youth player in an interview last season.
Now Abraham is one of several youth stars getting their chance under Frank Lampard at Stamford Bridge and Boga is delighted to see the younger generation shining in the Premier League.
Click Here: NRL Telstra Premiership
“It is very flattering and nice for him to say that,” Boga added. “The Chelsea development squad had a lot of talented players and he was one of them. For him to say that, I thank him for that. I still talk with some of the guys, mostly the ones I played with but I keep contact with them.
“We look at each other’s careers. I am really happy for all of them. I think all the youngsters who got the chance to play this season are top players and they have proven it this year again. I am happy for them and hopefully many more will get chances after them.
“In the Chelsea academy, we have always had talented squads from the oldest guy to the younger guy there. To see them in the first team and starting is not a surprise. Hopefully they can keep doing well and keep making Chelsea proud.
“They are not lucky. The transfer ban has indeed come at a good time but I wouldn’t say it’s lucky because, if they were not talented, they wouldn’t be where they are now. It comes from the talent and hard work that they got the chance to play.
“We have had many young talents. It is true that maybe in my time there those young players weren’t getting so many chances but I think everything happens for a reason. I feel lucky to come from the Chelsea academy.
“For me, it is probably the best in the world. Since I was there, we won practically every trophy from the FA Youth Cup to the UEFA Youth League. I think the development and facilities we had over there were amazing so I can’t complain.” | <urn:uuid:bc77cde9-4040-42ed-badc-ff95357c5618> | CC-MAIN-2024-18 | https://lptti.com/im-ready-for-it-ex-chelsea-midfielder-boga-on-racism-in-serie-a-as-he-urges-balotelli-to-score-goals-to-shut-fans-up/ | 2024-04-24T03:36:59Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.989257 | 865 |
Fil Menczer (left) and Patrick Shih
The Association for Computing Machinery has bestowed two prestigious honors on faculty members from the Luddy School of Informatics, Computing, and Engineering.
Distinguished Professor of Informatics and Computer Science Fil Menczer has been recognized as an ACM Fellow, which honors the top 1 percent of ACM members for their outstanding accomplishments in computing and information technology, and/or outstanding service to the ACM and the larger computing community. Assistant Professor of Informatics Patrick Shih has also been named an ACM Senior Member, a status conferred upon those who are considered to be among the top 25 percent of ACM members for their demonstrated excellence in the computing field.
“The Luddy School has built a reputation as a world leader in technology research and innovation, and these honors are signs that prove the reputation is well-founded,” said Dennis Groth, interim dean of the Luddy School. “Fil and Patrick have long been conducting groundbreaking work, and their efforts to push the boundaries of their fields are helping push computing and our school into tomorrow.”
Menczer’s research focuses on understanding how online social networks and social media can be manipulated by malicious actors and the damage that can result from the spread of online misinformation. He also develops tools to combat this critical issue.
“The award means a lot because my research is not in a mainstream area of computer science,” Menczer said. “My work is applied and interdisciplinary, at the boundary between data science, AI, network science, web science, and computational social science. So, the ACM Fellowship is both a recognition of the breadth of computing research and of the impact that interdisciplinary research can have.”
Shih’s work focuses the design, development, and evaluation of sociotechnical systems and community-based mechanisms that can support the health and wellbeing of humans and animals with an eye on amplifying human and animal capabilities in animal-assisted interventions.
“I am extremely passionate about supporting the health and wellbeing of the underserved and vulnerable populations,” Shih said. “Professional milestone awards say as much about the individual accomplishments as the people, environment, and culture that help foster such success. I couldn't have accomplished enough to deserve being recognized for the ACM Senior Member award without the support from the department and the school in the past five and a half years since I joined IU.”
The ACM announced the honors in mid-January. | <urn:uuid:ba264cb2-5dfc-47c2-92bf-55fde7dee8be> | CC-MAIN-2024-18 | https://luddy.indiana.edu/news/story.html?story=Luddy-faculty-earn-prestigious-recognition-from-Association-for-Computing-Machinery | 2024-04-24T03:07:42Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.965511 | 525 |
Ni No Kuni II: The Board Game - 1-4 Players - Age 14+
The Kingdom of Ding Dong Dell has fallen, usurped by Doloran, a man steeped in evil. Evan Tildrum, former king of Ding Dong Dell has decided to avoid conflict and build a new kingdom for his people to live in Evermore!
For now, Evermore is a dream, a hope of a bright future. To make this dream a reality you must work together to build it! Complete quests, gain resources, win the citizens round and you can build your perfect kingdom, where all peoples can live in peace and harmony. | <urn:uuid:e0e4352a-5ceb-440f-96f0-3b0f93897a04> | CC-MAIN-2024-18 | https://ludoratistore.com/products/ni-no-kuni-ii-the-board-game | 2024-04-24T01:57:42Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.929881 | 130 |
Lukanga Water Supply and Sanitation Company Limited (LgWSC) is a private Company established under the Companies Act CAP 388 of the Laws of Zambia. It was incorporated on 21st March 2006 as a Commercial Utility (CU) limited by shares but wholly owned by the local authorities in Central Province. The CU was established as part of the Government of the Republic of Zambia (GRZ) water sub-sector reforms to improve delivery of Water Supply, Sewerage and Sanitation Services to the Urban and Peri-urban population in Central Province.
The Company was initially set out to provide water and sewerage service to the urban and peri urban areas of Central Province. However, the mandate of the Company is being transformed to include onsite sanitation and water supply services to rural areas within its areas of operation. The new mandate has seen the name change of the Company from Lukanga Water and Sewerage Company Limited (LgWSC) to Lukanga Water Supply and Sanitation Company Limited (LgWSC).
LgWSC is owned by 12 Local Authorities in Central Province. These are Chibombo Town Council, Chisamba Town Council, Chitambo Town Council, Itezhi-Tezhi Town Council, Kabwe Municipal Council, Kapiri Mposhi Town Council, Luano Town Council, Mkushi Town Council, Mumbwa Town Council, Ngabwe Town Council, Serenje Town Council and Shibuyunji Town Council.
The Company Head Office is situated in Kabwe, the Provincial Headquarters of Central Province. It is governed by the Articles of Association which stipulates the composition of the Board, which is appointed by the Shareholders and ratified by the Government of the Republic of Zambia through the Ministry of Water Development, Sanitation and Environmental Protection.
The Board of Directors appoints the Managing Director as the Chief Executive Officer of the Company for the day to day Company operations.
The Managing Director executes his functions through a Directorate of Engineering, Three Departments of Commercial and Business Development, Finance and Human Resources and Administration, Public Relations and Procurement are Units falling under the direct Supervision of the Managing Director.
The Water Company is regulated by the National Water Supply and Sanitation Council whose duties among others is to set standards for service provision, ensure sustainability - total cost recovery in the sector as well as Protect the consumer and environment.
A dependable, innovative and commercially viable utility Company that provides quality water and sanitation services to all customers of Central Province in an equitable manner.
To provide customers in Central Province with reliable, affordable and cost-reflective water supply and sanitation services in a sustainable, equitable and resilient manner.
Integrity & Professionalism
Know and do what is right in unbiased, conflict of interest and/ or influence free service delivery.
Our strength, highly skilled, motivated, innovative, team of workers who are ready to provide service to all the customers that we cherish and are the reason we exist.
Together everyone achieves more work.
Everything we do should be of outstanding quality
Responsive system that withstands and absorbs changes in the operating environment.
To be accountable to our stakeholders on all our mandates.
Openness to all stakeholders on service delivery.
Treat others the way you would want to be treated.
Sensitive information should not be disclosed to third parties.
To improve water supply and sanitation service delivery to the people of Central Province.
- To enhance good corporate governance, self-regulatory standards and leadership development to ensure accountability, transparency, equality, efficiency, responsiveness, sustainability, and maintain high levels of integrity by 2025.
- To increase water coverage from 84% to 90% by 2025.
- To increase access to safely managed sanitation and sanitation coverage from 55% to 70% by 2025.
- To achieve and maintain a high level standard of customer care and stakeholder satisfaction by 2025.
- To mobilise financial resources and to enhance collection efficiency to 100% in order to facilitate for investment, business growth and achieve viability by 2025.
- To attract, develop and retain highly qualified, skilled, innovative, committed and motivated staff in order to improve staff efficiency from 0.67 to 0.55by 2025.
- To reduce NRW from 50% to 40% by 2025.
- To achieve and maintain 98% water quality compliance at an average of 20 hours water supply per day by 2025.
- To develop reliable, secure, and efficient information management systems and infrastructure that maximizes staff potential to foster innovation, customer care and decision making by December 2025.
LgWSC provides water services to both Urban and Peri-urban Areas in Eight serviced Town Councils in Central Province with a coverage of 83.4% of the total population covered.
LgWSC currently provides clean, safe and treated water to close to 30 Thousand connections among them water kiosks, communal stand taps and individual water connections.
The Company has an approved Water Supply and Sanitation a block rising tariff covering various categories of customers such as Domestic, institutional and Commercial customers.
The Company also provides a water bowser for bulk water sales.
The Company has sanitation coverage of 54% out of the total population covered in the districts it serves. The company offers the sanitation services through, Offsite sewer treatment, desludging of septic tank, unblocking of sewer networks as well as Vacuum Tanker Services.
- Leak repairs after the meter
- Water Quality tests | <urn:uuid:9c4c5f77-38dd-4275-a49a-3c66aa18e269> | CC-MAIN-2024-18 | https://lukangawater.co.zm/index.php/en/about | 2024-04-24T03:58:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.937561 | 1,122 |
Monette Farms will take ownership on Nov. 1
By Diego Flammini
A crop processing facility in Saskatchewan will have new owners beginning next month.
In an announcement posted to its Twitter page on Oct. 11, Simpson Seeds announced the sale of its Swift Current location.
“Effective Nov. 1, 2022, Monette Farms will take ownership of the Swift Current facility,” says the notice, signed by Elyce Simpson Fraser, president and CEO of Simpson Seeds. “We wish them success as they grow their business with the addition of a processing facility.”
The processing plant in Swift Current handles multiple crops.
The plant, located at 717 South Railway Street West, can process green peas, yellow peas and canary seed. And upgrades to the facility allows it to process higher volumes of all red and green lentil varieties.
Simpson Seeds will now “continue to grow in our Moose Jaw location,” the Oct. 11 notice says.
The buyers of the Swift Current facility, Monette Farms, produces multiple crops.
Its farmers grow wheat, barley, canola and pulse crops, and raise livestock as well.
“We farm a combination of owned and rented land as well as several customized contract farming agreements,” Monette’s website says.
The organization has farms in Saskatchewan, Manitoba and B.C. It also farms on land in Arizona and Montana.
Farms.com has contacted Monette Farms and Simpson Seeds for comment on this transaction. | <urn:uuid:b960c965-6730-4167-abca-0042cbe4c684> | CC-MAIN-2024-18 | https://m.farms.com/ag-industry-news/simpson-seeds-sells-swift-current-facility-706.aspx | 2024-04-24T02:59:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.950638 | 311 |
The car slowly wound its way around our new neighbourhood as my husband and I enjoyed the scenery. After living in a cramped apartment for our first 2 years of marriage it was nice to actually be living in a house on a street in a nice neighbourhood. I was looking forward to meeting the new neighbours soon.
Everything seemed so surreal. Married to the love of my life, owning a house, and of course the baby that was well on the way, only a few months away to be exact.
"Do you like it so far?" Heath asked as we pulled in to our driveway.
"Everything I've seen so far, is perfect." I smiled. He parked the car and stepped out before coming around and opening my door for me. "Such a gentleman." I said, leaning up and planting a gentle kiss on his lips.
"How about we go for a walk?" He asked, taking my hand.
"I'd love to." I replied. We walked in silence and just admired everything. It was a beautiful area. It wasn't one of those new developments where there were empty lots, and those scrawny little trees in front of every house, and everything looked so new and clean. It was a bit of an older neighbourhood with grown up trees, and every property had a few trees so everything was shaded. The trees were all changing colour because it was early fall and a few leaves had started to fall already, littering the ground with yellow, red and orange. There were houses with ivy growing up the sides and most had developed gardens in the front.
"I don't think I've ever seen you so happy." Heath commented, squeezing my hand. I looked at him and realized he was staring at me, smiling. I knew he was right, I couldn't remember ever feeling anything close to this before. I lifted my head and breathed deeply, inhaling the sweet air.
"It even smells nice here. This must be heaven on earth." I said. Heath just laughed quietly. We made a left turn and suddenly it didn't look like we were in heaven anymore.
"Megan, if that was heaven, this must be hell." Heath whispered into my ear. "Maybe we should go back to the house, take a nap, or watch TV or something." He suggested, trying to get me to stop walking.
"Let's just go a little bit farther." I pleaded. I heard a sigh from beside me and knew Heath had relented.
The sidewalk we were on was cracked and weeds and grass was growing between the cracks and spreading to cover the concrete. There were white picket fences lining the sidewalk where the properties were. They were broken and missing pieces. All the gates had fallen off, or were crooked on their hinges. All the houses had been torn down and just the lots were left, except for one house at the end of the street. It felt like there was something pulling me to that house. There was some reason I had to go to it, so I did. Heath followed behind, looking all around and watching for anything unusual. I figured the spooky appearance of the place was getting to him and making him worry about my safety. I arrived at the house and turned to face it. The house looked sturdy but old, like it hadn't been occupied for many years. The path leading to the door was the same as the sidewalk, and in about the same shape. It was cracked and overgrown with weeds. It ended at concrete steps that were cracked and crumbling. The railing around the front porch was rotted and falling apart. The front door was faded and chipped; the window on the door was dirty and cracked. There were spider webs draped everywhere. Beside the front door was a big bay window. That window was also dirty, but instead of just cracked, it was broken and I could see the curtains inside blowing from the wind.
I stood at the gate and just looked at the house. I had this strange feeling I should leave, that I should just stay there. As I was taking in the appearance of the house I looked at the door and jumped. The door had changed back to what it would have looked like years ago and it had opened up to show 2 little girls standing there. Suddenly they're faces brightened and the older one turned, sending her blond hair flying
"Mommy, he's here! Daddy's home!" She yelled. I somehow knew to look at the big window and saw it was restored as well and the curtains had been pushed to the side to show a woman's face staring out. I looked back to the door as both girls ran out and onto the now restored path. A man materialized in front of them and picked the youngest one up, ruffling her blond hair with his hand.
"Daddy!" She screeched. She looked about 2 or 3 years old. The oldest looked about 5.
"Hello darling Ambrosia. And of course my dear Maghan." He said, glancing at his eldest daughter. They all walked up to the house together and passed the woman, who was now standing in the doorway. The door closed and everything changed back to the way it had been when we arrived.
"Heath, did you see that? Those two girls and their parents?" I asked, unsure of what had just happened. I didn't know what it was but I was fairly sure it wasn't a hallucination. It was so vivid and… real.
"Are you feeling alright?" Heath asked, concern touching his voice. I looked at him and nodded, before turning back to the house. "Megan, let's go home. You look pale. You need to rest." We walked the short distance to our house and I went up the stairs to lie down. After a few minutes of just lying in silence I heard Heath's voice carrying through the vents.
"Do you have time to see her now? I'm really worried… She was able to describe exactly what she saw and heard. I just want to make sure her and the baby are okay. You can? Thanks, we'll be there soon." He said. I heard footsteps coming up the stairs and rolled onto my side facing away from the door.
"Megan, are you awake?" He asked as he slowly opened the door. I closed my eyes and didn't move. I heard him cross the room then felt the bed shift as he sat beside me. I slowly rolled onto my back and looked up at him. "Megan, your doctor has time to see you now. Will you please go?"
"I don't need to see a doctor. I'm fine." I replied.
"You probably are fine, it's probably just the stress of being pregnant and all the moving, but I just want to make sure. Please… for me?" He asked.
"Fine." I said, sighing. He stood up and helped me off the bed. We walked down to car and drove in silence. I stared out the window the whole time. We arrived at the doctors office fairly soon and went in and sat in the waiting area. The doctor was with a patient at that moment. We were just waiting a few minutes when the secretary came to the door of the empty waiting room.
"You must be Mr. and Mrs. Gallagher. Please follow me, Dr. Dolan will see you now." She said, leading us into the doctor's office. I sat on the exam table and Heath sat on one of the chairs. Shortly a woman we both knew well walked into the office.
"Heath! Megan!" She said, first embracing Heath, then me in a hug. "I understand Heath here is worried about you Megan. What have you done to make him call on his big sister?" She asked, sitting on her chair.
"I'm fine. I swear." I said defiantly.
"Okay well, what happened anyways, just so I can make sure. Just to appease Heath so he'll stop bugging you about it. Sound good?" She asked. I nodded and told her exactly what happened. "Hmmm… interesting. I'm pretty sure it wasn't a hallucination. I mean, you didn't faint, you weren't taking anything, and you remember it clearly. Usually there's something that causes hallucinations, besides just plain pregnancy stress. It doesn't sound like ghosts because I think ghosts just appear without changing the area around them, then again, I'm no expert on the supernatural. I did dabble in it a little as a kid, right Heath?" Heath nodded but remained silent. "Let me do a little research on this and I'll call you tomorrow and let you know. For now I'll do a basic check up, just to ensure that everything is going the way it's supposed to." She explained, before proceeding to do what she does best, make sure people are healthy.
She finished up and informed us that everything was perfectly fine.
"As usual, I recommend you eat lots, make sure you're getting all the nutrients you need, and get plenty of sleep. Though I'm sure you know all this already. I will talk to some of my knowledgeable friends tonight and see what I can find out for you, and then I'll give you a call tomorrow and let you know what exactly it was that happened." She said, helping me off her exam table. She hugged me and Heath and I started to leave.
"What, no hug for you big sister?" She asked Heath. He stopped and turned to face her.
"Thanks Emily, really." He said as he hugged her. Then we left and got into the car.
"Heath, can we go by that house again?" I asked. Feeling compelled to go there. I wanted to see them again. They felt so familiar yet I had no idea who they were.
"You need to rest." He said, staring straight ahead.
"I know, and I will… I just… I feel the need to go back there. I want to see them again. Please Heath?"
"Ok, fine. But we won't stay for very long. You need to rest, you probably should eat soon too."
"Thank you." I said, grabbing his idle hand. A few minutes later we turned down the street and the house came into view. Heath parked on the other side of the street and I walked towards the house, stopping at the gate. Heath stayed next to the car, leaning on it and watching me.
Shortly after I stopped at the gate everything started shifting and changing. This time there were toys sitting out in the front yard and the two girls were playing with them. Their mother and father were sitting on a porch swing watching them. The parents looked in deep conversation, like their calm appearance was just a ruse to keep the children happy.
"Maghan! Give it back!" Ambrosia shouted. I looked back to the girls to find Maghan holding a doll and Ambrosia trying to get it back. "I had it first." Ambrosia cried.
"But she's my doll!" Maghan yelled back.
"Girls, I'll take it away if you can't play nicely!" The mother shouted to them. I wasn't sure why, but I somehow knew her name was Leighanna, and her husband was Zhane. I had never heard their names, I just knew. Leighanna went back to her conversation with Zhane and everything went away. As soon as the house was back to normal a searing pain ripped through me.
"Heath, help!" I shouted. By the time I called for him, he was already by my side, having noticed something wasn't quite right.
"It's okay, I got you. You're fine, let's just get to the car and I'll take you to the hospital.
"It's not okay, I think the baby's coming. We're not ready yet, we have nothing ready for it." I cried, clutching my stomach.
"That's fine, we can worry about that later. Trust me." He said, carrying me to the car and placing me in the passenger side seat. He went around to the driver's side and got in before taking off as fast as he could manage. We arrived at the hospital fairly quickly and were taken up to the maternity ward soon after. Once I was settled into a room Heath left momentarily to call his sister. I waited for him to come back and clutched his hand tightly when he did come back.
"She'll be here soon, don't worry." He said, kissing my forehead.
"Amber, come on downstairs now. We have to go get daddy from work." I called to my 4-year-old daughter.
"Coming mommy!" She yelled before she came thumping down the stairs and running into my arms.
"Okay, get your shoes. Let's go. If we don't hurry we're going to be late to get daddy." She grabbed her shoes and plunked herself down on the floor to pull them on. Once she had gotten them on she stood up with all the grace of a 4-year-old and ran to stand by the door.
"Ready mommy." She said, beaming proudly. I walked over to her and tousled her gorgeous blond hair. She smiled up at me, a playful glint in her crystal blue eyes. I used to look like that when I was younger. I thought to myself. Now I kept my hair short, and it wasn't such a nice blond; it had darkened slightly over the years. I still had the eyes and everyone who saw us let us know we had the same eyes.
I opened the door and took Amber's hand before heading out to the van.
"Mommy, can we have a puppy?" Amber asked as I helped her into her seat.
"A puppy? I don't know, that's something Mommy and Daddy will have to talk about." I told her, before closing her door and getting into the driver's seat.
"Can I ask daddy?" She asked.
"Of course you can." I started the van and we drove away. After a few turns I sat at a stop sign when Amber looked out the window on the other side of the car.
"Mommy, why does that street look so sad?" She asked. I looked the same direction as her and saw she was looking at the deserted street that had the one deserted house on it.
"No one has lived there for long time, it's sad because it's lonely." I explained, and then drove away.
"Oh… It's no fun to be lonely. Can we go cheer it up?"
"We'll see. We still have to go get daddy though."
"Daddy!" She shouted. Shortly after our conversation we pulled up in front of Heath's office building where he was waiting outside the front doors. I stopped the van long enough for him to take his seat next to me.
"How are my two favourite girls?" He said, leaning over to kiss me on the cheek then turned to see Amber.
"Daddy, can I have a puppy?" She asked right away.
"I don't know sweetheart, that's something mommy and I are going to have to discuss. Did you ask her already?"
"Yes… she said you had to disc… disc… talk about it too." She said sadly. I smiled at her attempts to say discuss.
"Okay, we'll talk about it and we'll decide." He said, blowing her a kiss before turning back around.
"Then can we go see the sad street?" She asked. I cast a side-glance at Heath quickly to see what he thought of the idea.
"I don't see why we can't go quickly." He said, "But not for long. We still have to have dinner and talk about the puppy."
"Ok, just quickly." Amber agreed.
"So what did you girls do today?" Heath asked, looking at Amber through his mirror.
"We played outside, and went to the park. Then we watched some TV and I helped mommy with lunch, then I watched a movie and had a nap and then I played with my toys in my room." Amber said excitedly.
"Wow, sounds like you had a pretty busy day. I hope you behaved for mommy."
"Of course I did daddy. Didn't I mommy?"
"Yes you did, you were a very good girl today." I replied.
We then arrived at the 'sad' street and I turned onto it.
"Everything looks so sad and broken." Amber said, looking at the broken fences, broken sidewalks, and dead grass. I drove a little farther and then Amber spotted the single house.
"Mommy, stop! Lookit the house! It looks sad too. Is it lonely like the street?"
"Yes, it is lonely. No one has lived there to look after it for a long time."
"Can we go look at it?" Amber asked.
"I suppose, but quickly." I replied. Heath and I got out of the van and then I helped Amber out. We walked to the gate together and stood there and looked at the house. My heart started thumping in my chest as I remembered what had happened the other times I had stood in front of this very gate. I waited and nothing happened. My heart started to slow a little and I relaxed. Then a felt an urging in the back of my head, I had to go inside the house. I had to see what it looked like inside. I pushed the crooked gate open carefully, trying not to break it anymore.
"Megan, where are you going?" Heath asked.
"Inside." I replied. I felt like a robot, like I didn't have control over my own body.
"It might not be safe. It's an old house. Megan, stop for a second!" Heath called, picking up Amber and running after me.
"It's safe. I just know it is. I have to go in though." I heard Amber whimpering in Heath's arms behind me, but I just kept going.
"Daddy I'm scared." She whispered. I walked up the cracked and chipped steps and onto the porch. The porch was made of concrete so I knew it wouldn't collapse on me. I didn't know how I knew, but I also knew the house was in relatively good shape and wouldn't collapse or anything like that either. I came to the front door and looked up at the sign hanging above it.
"Greer." I read. It was hard to read as the paint was chipped and the wood rotted. I grabbed the rusty door handle and turned. The door creaked but didn't open. I tried pushing with a little more force and finally the door slowly started to open. The interior was dusty and full of cobwebs, but otherwise not too bad. It looked sturdy enough, no missing pieces on the floor or stairs. The doors were all intact. Everything was still there too, decorations, furniture. It seemed like the family that lived here just disappeared without a trace one day, leaving everything the way it was.
I wandered around the main floor looking in all the rooms. I saw the living room, family room, kitchen, bathroom, and what looked like an office. It was just an extra room with a desk, chair, and bookshelf. I left the office and went towards the stairs. I was hoping the stairs were as good as they looked. I tested the first one by stepping lightly on it. It creaked, but no more than stairs in any house. So I increased the pressure, nothing. I lifted my other foot and put all my weight on it, it seemed fine. I slowly ascended the stairs to the second floor. Heath cautiously followed behind, still carrying Amber.
I looked into all the rooms here too. I saw two little girls' bedrooms with toys and everything still strewn about, the parent's bedroom, the spare bedroom, and the bathroom. I looked around amazed by all the stuff I saw. In my mind's eye I could see it all coming to life, but not like the way it had the day I had Amber.
As I was standing in the doorway of one of the girls' rooms it did start to change. The dust went away and everything grew really bright. I saw the older of the two girls sitting on the floor, playing with some of the toys.
"Maghan, come on. It's time to go." Leighanna called from downstairs. I stepped out of the way and turned to watch her run down the stairs. I heard the front door open and several footsteps as the family left the house. I was suddenly overcome with a feeling of dread and collapsed on the floor. I knew something was wrong, something was going to happen to them. The house turned dark, but it was still clean so I knew I wasn't done watching yet. | <urn:uuid:f4525ceb-9a51-4d85-928b-ef9122f9c4c5> | CC-MAIN-2024-18 | https://m.fictionpress.com/s/2375811/1/Deserted | 2024-04-24T04:01:20Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.992535 | 4,375 |
DJ Charlie Ramos Cause of Death and Obituary: Recently, according to the latest news and social media reports, it is being said that DJ Charlie Ramos died on January 15, 2024. He was a beloved figure in the Sacramento music community. His death has had a deep impact on his community and family. His family is in shock after his death and is feeling alone. We have discussed all the things related to the death of DJ Charlie Ramos in this article.
What happened to DJ Charlie Ramos? What is DJ Charlie Ramos Cause of Death?
DJ Charlie Ramos left this world leaving an indelible mark on the music community. He was a popular member of the Sacramento music scene. He was best known as a presenter at KXOA in Sacramento in the 1970s. He was also known as ‘The Baddest Man on the Planet’. During his career, he achieved great success with his ability and became very popular in the music world. But recent reports have revealed that DJ Charlie Ramos died on January 15, 2024. His family says that he was suffering from cancer for a long time. After his death his family is completely devastated. The Sacramento music community is remembering and mourning his significant contributions. After his death, his fans and friends are paying tribute on social media and condolences are being expressed to his family.
— JDBLNY (@JDBLNY) January 15, 2024 | <urn:uuid:769b0ad3-2390-48fb-9d3e-7cf1a8bf2c19> | CC-MAIN-2024-18 | https://macgmagazine.com/dj-charlie-ramos-died-know-dj-charlie-ramos-cause-of-death-and-obituary/ | 2024-04-24T03:25:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.994894 | 283 |
PESADO PORTAFILTER & TAMPERS
Pesado is a company founded by two coffee-loving friends who noticed the lack of quality within their current espresso extraction process.
To address this problem, they engineered the Pesado Portafilter, Tamper and other barista accessories to improve the consistency and flavour of espresso drinks.
The Pesado Portafilter is made with durable stainless steel, ensuring a stable seal between the filter’s wall and basket. The Pesado Tamper comes in different sizes to ensure accurate pressurisation within each shot of espresso.
With these products, Pesado has revolutionised the way people make espresso-based beverages.
Working with experienced baristas and engineers, they have developed products designed to amplify great taste while limiting human error or waste.
When used together with the right beans, Pesado’s equipment will ensure your coffee will taste better than ever before! | <urn:uuid:0e14b577-1765-4760-83cf-22c27500bf1d> | CC-MAIN-2024-18 | https://machinesandbeans.com.au/collections/pesado | 2024-04-24T04:12:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.918875 | 193 |
If you wish to see the heart and soul of fashion, go to their trade shows! Whether you are any designer, private label owner, a seasoned fashionista, or just a regular trend follower, attending trade shows is a rewarding opportunity to know fashion and its business very well. Because aside from the clothes and the… Read More Tranoï : The Future’s Fashion is here!
How To Spot A Fake Balenciaga Bag? Everyone loves Balenciagas and its statements clutches, handbags, city totes and spacious weekenders! Coming in a wide range of different colours and dimensions, a Balenciaga bag is a wardrobe MUST HAVE today, and I’m going to explain just how to differentiate between an authentic Balenciaga bag, and a… Read More Balenciaga Bag Authentication
How To Spot A Fake Louis Vuitton Monogram Bag? Our second chapter of the authentication process brings to you a quick lesson on how to differentiate between an original and fake Louis Vuitton Monogram Bag. Look it up, mug it up, stand out of the crowd and know your fashion better than your peers do!… Read More Louis Vuitton Monogram Bag Authentication | <urn:uuid:976fc0d9-09d4-4032-8dc4-b33fe62722df> | CC-MAIN-2024-18 | https://mag.styletribute.com/tag/bags/ | 2024-04-24T03:44:30Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.861632 | 246 |
A 4-hour or 8-hour practical workshop to understand empirical Agile metrics and then implement them in the organization. This course provides rapid feedback to Product Owners, Agile Leaders, Scrum Masters and Teams on their quality of value metrics. Topics are focused on measuring value, products and making decisions based on facts. The length of the workshop depends on the specific company/department needs.
Reasons to measure
Key-Value Areas (Current Value, Time to Market, Ability to Innovate, Unrealized Value)
How to implement in the company
These courses are offered internally for companies. Please contact us to get an offer. | <urn:uuid:3b24163e-0587-4df1-a2c2-23bb1a71aa36> | CC-MAIN-2024-18 | https://magdalenafirlit.com/evidence-based-management-essentials/ | 2024-04-24T01:59:14Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.896138 | 130 |
NMS Main Dashboard
The network tab contains the following components:
- Chart displaying frequency of alerts and events over time. The chart and event table data is selected over a default time period of the last 3 days. This time period can be modified through the datetime selector on the top right hand corner of the dashboard.
- Alert table displaying 'Critical', 'Major', 'Minor' and 'Misc' alerts.
- KPI metrics across all gateways
- Severe events that have occurred in the gateway(TBD)
- Total number of healthy gateways (number of gateways which have checked in within the last 5 minutes)
- Total number of unhealthy gateways
- KPI metrics across all eNodeBs
- Severe events that have occurred in the eNodeB(TBD)
- Total number of eNodeBs
- Total number of eNodeBs currently transmitting
- Network wide event table
- This table mainly displays session and gateway specific events across the network.
- We can filter specific events by searching for either event types or event tags. Examples of event tags include hardware_id of a gateway or imsi of a subscriber. | <urn:uuid:959139b4-8aab-44c1-9cfd-e0cf6b7475cd> | CC-MAIN-2024-18 | https://magma.github.io/magma/docs/1.3.X/nms/nms_dashboard | 2024-04-24T02:25:38Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.881313 | 243 |
Unleashing the Charm of Hanging Plants
Hanging plants have a captivating charm and bring nature indoors. They can make ordinary areas look more vibrant and beautiful. These green companions add life, color, and serenity to our homes. Whether hanging from the ceiling or placed on walls, they promote a greener and more peaceful lifestyle.
Elevate Your Décor with Hanging Greenery
1. Artistic Flourish
Hanging plants are like live art pieces because they give a room a look that is always changing. Their moving leaves give the illusion of depth and movement, making them interesting focus points that bring any room to life. Try out different sizes, shapes, and textures to make your floral beauty.
2. Versatile Space Utilization
If you have limited space in your home, hanging plants are a great idea. They save space because they can be placed on vertical surfaces instead of taking up floor space. They also add a nice touch to areas that are usually ignored, like high-reaching walls. You can get creative with where you hang them, like in a hallway, above your workspace, or in groups to make a relaxing green oasis.
3. Biophilic Bliss
Hanging plants are not only pretty, but they also make us feel more linked to nature. Studies have shown that they are good for our health in many ways, such as lowering stress, boosting imagination, and making us healthier generally. Although we live in cities, they make us feel calm and peaceful by reminding us of the nature world.
Nurturing Hanging Plants: Tips for Success
1. Species Selection
Pick plants that will fit in with your home and life. Spider plants, ferns, and drag vines like pothos are easy to take care of and should be used as starting plants. Think about how much light it needs, how wet it needs to be, and how easy it is to care for.
2. Aesthetic Placement
Play with heights and arrangements. Mix and match different plant species to create stunning visual differences. Experiment with macramé hangers, DIY holders, or recover items to add a personalized touch to your green displays.
3. Maintenance and Care
Establish a consistent watering routine and monitor plant health regularly. Pruning dead leaves, fertilizing as needed, and periodically rotating plants to ensure even growth are vital practices for their well-being.
Embrace the Zen of Hanging Gardens
Embracing hanging plants goes beyond mere embellishment; it’s a life statement—a commitment to care for life and calm within our abodes. Let these suspended greens be your daily dose of peace, a proof of the beauty and resilience of nature coexisting harmoniously with our modern living spaces.
4. Therapeutic Engagement
Engage with your hanging plants as a form of self-care. Tending to their needs, growing new growth, or simply note their peaceful beauty can be therapeutic, and promote a sense of mindfulness and connection.
5. Seasonal Symphony
Celebrate the changing seasons by rotating your hanging plants. Embrace blossoming flowers in spring, lush greens in summer, warm hues in autumn, and resilient evergreens in winter, ensuring a perennially captivating environment.
6. Community and Sharing
Join communities or social groups dedicated to plant enthusiasts. Share experiences, tips, and even plant cuttings to expand your botanical repertoire and foster a sense of camaraderie among fellow plant lovers.
FAQs Of Hanging plants
What are the best plants for hanging indoors?
Hanging plants that thrive indoors include spider plants, pothos, philodendrons, ferns, hoyas, and trailing succulents like a string of pearls or burro’s tail. These plants allow various light conditions and are relatively low-maintenance.
How often should I water my hanging plants?
The watering frequency depends on factors like plant species, pot size, and environmental conditions. Generally, check the soil is wet and water when the top inch of soil feels dry.
How do I prevent my hanging plants from becoming leggy?
Regular pruning encourages bushier growth. Pinch off the tips of vines to promote branching and fuller foliage. Rotating the plant periodically also helps ensure even growth on all sides.
Can I hang plants in rooms with limited natural light?
Yes, several plants tolerate low-light conditions. Consider snakes, ZZ plants, or peace lilies, which can thrive in areas with minimal sunlight. However, ensure they receive some indirect light to maintain their health.
Are there any safety considerations for hanging plants?
Ensure that your hanging plants are properly secured using appropriate hooks or fixtures. Check the weight-bearing capacity of the hooks to prevent accidents. Avoid placing them in high-traffic areas where they might get knocked over.
What causes the yellowing or browning of leaves in hanging plants?
If you give a plant too much water, not enough water, not enough light, or if bugs start living in it, the leaves can change color. To avoid this problem, water the plant properly, make sure it gets enough light, and check for bugs regularly.
How do I fertilize my hanging plants?
Use a balanced, water-soluble fertilizer diluted to half-strength during the growing season. Apply it every 4-6 weeks to provide essential nutrients for healthy growth.
Can I propagate hanging plants to create new ones?
Many hanging plants, like pothos or spider plants, are easily propagated by rooting stem cuttings in water or soil. This is a great way to expand your plant collection.
What temperature range is suitable for hanging plants?
Most indoor hanging plants thrive in temperatures between 65-75°F (18-24°C). Avoid placing them near drafts or heating/cooling vents that might subject them to extreme temperature fluctuations.
How do I revive a drooping, hanging plant?
Assess the plant’s wetness level and lighting factors. Ensure it’s not over or underwatered. Consider trimming away damaged or wilting parts and changing its placement to a more suitable environment.
Create Your Hanging Garden Haven
Hanging plants are not just decorations. They are like companions that tell stories of growth, strength, and the calming power of nature. Please include them in your home to create a peaceful and lively atmosphere. Embrace the beauty of hanging greenery and enjoy the soothing and serene ambiance it brings.
Here’s a table providing an overview of hanging plants and the essential details about them:
Aspect | Description |
Definition | Hanging plants are botanical species that trail or cascade downwards, typically grown in hanging baskets or suspended containers. |
Popular Varieties | Examples include Spider Plant (Chlorophytum comosum), Pothos (Epipremnum aureum), String of Pearls (Senecio rowleyanus), etc. |
Ideal Conditions | Requires well-draining soil, adequate sunlight or partial shade, appropriate watering based on plant type, and good air circulation. |
Benefits | Enhances indoor aesthetics, adds greenery without occupying floor space, improves air quality by absorbing toxins, and reduces stress. |
Maintenance | Regular pruning to control growth, occasional repotting, monitoring soil moisture, and cleaning leaves to prevent dust buildup. |
Propagation Methods | Can be propagated through stem cuttings, division, or layering, offering an opportunity to expand the plant collection. |
Common Issues | Susceptible to overwatering, root rot, pest infestation (such as spider mites), and inadequate light leading to leggy growth. |
Suitable Indoor Areas | Ideal for spaces with limited floor space, such as apartments, offices, or rooms with hanging hooks or ceiling mounts. |
Design and Display | Offers versatile decorative options, complementing interior design with various hanging styles, arrangements, and container choices. |
Notable Characteristics | Varied foliage textures, colors, and growth habits, providing diversity in appearance and adapting to different environments. | | <urn:uuid:0ab68c49-f4bb-47b1-89cd-186167bb2465> | CC-MAIN-2024-18 | https://magthrown.com/hanging-plants-everything-you-need-to-know/ | 2024-04-24T03:29:16Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.91743 | 1,690 |
TourRadar is an online system that makes booking multi-day excursions straightforward, providing thousands of scenic tours and experiences, including team and exclusive adventures.
As well as its routine excursions, this firm additionally uses special passion tours such as volunteering and language programs; family excursions that include child-friendly activities; and pupil traveling trips.
TourRadar is an on the internet reservation system that enables its customers to publication journeys and experiences around the globe. Offering journeys for all sort of tourists – social adventurers along with outdoor adventure lovers alike – its user-friendly style makes TourRadar an outstanding service for checking out brand-new areas without needing to arrange every detail themselves.
Trip Radar makes it straightforward to find your best journey by filtering trips by area, activity degree, vacationer preference (group vs solo travel), size and excursion kind – making locating one that meets all your requirements a great deal easier than ever!
Our internet site additionally includes an evaluations area, where you can review other people’s experiences from taking trips you are taking into consideration – this can aid make even more enlightened booking choices or might convince you to discover something brand-new!
TourRadar makes sure a safe payment system and offers customer care agents to assure a pleasurable tour experience for their customers. With solid market credentials and lots of satisfied customers, TourRadar stands as an excellent firm in their area.
TourRadar can be a vital asset for traveling agents seeking to simplify booking and booking management for their clients. Supplying an extensive option of excursions and quickly incorporated with travel bureau scheduling software, TourRadar enables representatives to add tours via API integration, XML feed or manually through its Control panel.
TourRadar not only uses a substantial range of excursions, yet is likewise readily available in numerous languages for included ease to travellers that may not talk English as their native tongue. Tourists who opt to make use of TourRadar via among their chosen languages can save both effort and time by utilizing it in their chosen tongue – conserving both effort and time!
Jordanian Adventures on Tourradar
TourRadar provides visitors with a safe and user-friendly system to book scenic tours and travel bundles, supplying secure repayment systems along with day-and-night client support to guarantee a worry-free reservation experience. In addition, TourRadar boasts an impressive track record among visitors as evidenced by lots of favorable evaluations and endorsements.
Customers of the site can browse thousands of trips and take a trip packages from worldwide with a user friendly search bar, making it easy for them to locate what they’re trying to find. Once they find something they such as, scheduling it needs simply a few clicks; SSL technology safeguards individual data for included comfort.
TourRadar internet site’s essential benefit is its filter by location function, making it an useful source for tourists with particular places in mind. Furthermore, this attribute saves time by removing trips that do not fulfill vacationer specs while offering timesaving options based upon these demands. In addition, TourRadar can also be utilized to book traveling packages that incorporate accommodation and transportation needs.
TourRadar provides something for every type of traveler, whether they like action-packed journeys or loosening up beach trips. Their site includes filters such as task level to aid limit options and locate the ideal trip for them; in addition, their mobile app uses special price cuts and promos exclusively offered with them.
TourRadar travel packages are extremely cost-efficient, using last minute offers on scenic tours with unsold rooms so you can take a problem-free holiday without breaking the financial institution.
TourRadar not just supplies affordable costs, but they likewise give traveling insurance coverage that’s crucial when intending lengthy trips – the protection covers emergency costs or cancellation as a result of bad weather or all-natural calamities.
TourRadar is the go-to web site for visitors who require their itinerary arranged quickly and successfully, thanks to its easy web site that’s user friendly user interface and travel advisors constantly all set to supply assistance.
Tourradar’s Jordan Discovery Expeditions
TourRadar provides budget-conscious travelers with a selection of spending plan scenic tours created for all sort of travelers, making the search function a reliable method to locate a wanted location and compare excursion driver rates. Moreover, its Itineraries page reveals precisely what’s included with each schedule price contrasted to heavyweight excursion companies like Intrepid or Contiki.
An additional means to reduce your next tour is taking a trip throughout off-peak period, when Tour Radar typically offers promotions of 15% -50% discount rates on tickets for destinations on your schedule. Not just will this save money but you likewise won’t have to pay a single supplement and can invest even more time discovering trips!
Though the internet site has some adverse evaluations, it continues to be a reputable trip reservation platform with a well-known performance history and superb client assistance group. Rated at 4.6 on Trustpilot and making use of encryption to safeguard economic data in addition to offering real-time client service with chat attribute;
It uses an array of scenic tours tailored towards household travel and health and wellness and wellness. Their search performance makes it possible for customers to tighten their choices based on area, journey style and kind of traveling (team, private or self-guided). Plus they include weekly highlighted bargains so they can conserve even more.
This site was designed to bring travellers, operators, and take a trip agents with each other on arranged experiences in one system. Including over 2,500 multiday operators with greater than 50,000 experiences offered across 160+ countries globally. In addition, Global Traveling Professionals are offered online 24/7 for aid during reserving procedure; while local operators work alongside them to advertise lasting traveling techniques.
TourRadar offers not only tours however also different other travel services such as resort bookings and flight offers. With its intuitive search capability and pleasant mobile user interface, this travel system makes booking easy on mobile devices also. Plus, updates are often made and their customer support group are always satisfied to help!
TourRadar is an official travel booking site offering vacationers accessibility to a thorough choice of excursions with an user-friendly reservation system, earning it an excellent online reputation of integrity and integrity. Settlement techniques are protected, while TourRadar takes wonderful strides in securing its consumer individual information while guaranteeing the secure experience on scenic tours.
It depends on Braintree’s fully PCI-DSS certified system to guard bank card data. This makes certain that no person can gain access to it even if cyberpunks gain entry. TourRadar additionally makes use of 256-bit SSL certificates so all interactions between its servers and Braintree web servers continue to be encrypted.
Customer Care Group of this Company. Their customer care group is offered all the time, using local contact number that attach straight to agents who speak your language if called for. Moreover, there is an email support team which reacts within 24 hr; additionally flexible scheduling enables tourists to delay journeys and use the credit report in the direction of future scenic tours. | <urn:uuid:98b356d7-6b40-4321-9719-b7ef6da58f8a> | CC-MAIN-2024-18 | https://mainecoastdigs.com/tourradar-jordan-discovery/ | 2024-04-24T03:21:34Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.933726 | 1,470 |
Little Dutch Rocking Sheep – Little Farm
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Rocking Sheep – Little Farm by Little Dutch. Say hello to the snuggle-worthy rocking sheep! This whimsical sidekick is all set to sprinkle heaps of delight and charm into your little one's playtime – it's a fluffy friend on an enchanting adventure.
With an eye for detail, this special rocking toy effortlessly fuses style with functionality. Built on a sturdy wooden frame and wrapped in a plush, cuddly fabric, the Little Dutch Rocking Sheep ensures a cozy and secure ride for your little explorer. Decked out in a neutral colour palette and boasting a timeless design, it effortlessly becomes a chic addition to any nursery or playroom.
But that's not all! The gentle rocking motion is a secret sauce for developing balance and coordination in those tiny tots. It's a skill-building journey into the world of play. The Rocking Sheep is not just a playmate, but a creativity catalyst, sparking imaginative adventures with its friendly expression and inviting appearance. Picture the pure joy in your little adventurer's eyes as they hop on and embark on a lovable rocking sheep escapade.
So, let's dive into the enchantment of childhood with this timeless and whimsical rocking toy – a promise of endless smiles and memories to treasure!
Suitable from age 1 ½ +
- Rocking Sheep – Little Farm
- Includes a plush rocking sheep with two handle bars made from solid wood
- Self-assembly required
- Develops gross motor and balance skills and encourages imaginative play
- Ethically made from sustainable, FSC-certified wood, 100% cotton and polyester
- All pieces are coloured using water-based non-toxic paints and free from sharp edges
- Beautifully designed in Sweden
- Complies with rigorous EN-71 & ASTM safety standards
Looking for gift ideas? Rocking Sheep – Little Farm is the perfect gift for children 1 ½ years and older. Ideal for birthdays, special occasions or simply as a surprise gift.
Wood / 100% Polyester Stuffing
Size: 68 x 53 x 33 cm
- Fabric: Gently vacuum clean the fur with small nozzle brush or wipe clean with a damp cloth.
- Wood: Clean with a damp cloth. Wipe dry with a clean cloth. Check regularly that all screws are tight and that all parts are intact. | <urn:uuid:d99e36e7-7d33-4ed6-b195-b5e49b6bac46> | CC-MAIN-2024-18 | https://makebelieveco.com/products/little-dutch-rocking-sheep-little-farm | 2024-04-24T02:00:40Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.905738 | 502 |
PARLIAMENT | The government cannot compel Kampung Baru residents to give up their land under the Land Acquisition Act 1960, said opposition leader Ismail Sabri (Umno – Bera).
He claimed that this is because Section 3(1)(a) of the law stipulates that the government can only compulsorily acquire land for public purposes.
“If it is to build a hospital in Kampung Baru, then it can be acquired even if the people disagree. Then if the landowner disagrees with the compensation, they bring a lawsuit to court to determine the quantum of the compensation.
“In Kampung Baru, it is not (proposed to be developed) for public purposes but for commercial purposes. If the purpose is commercial, the Land Acquisition Act 1960 does not allow it.
“So how could he make statements about acquiring the land and so on,” he told the Parliament sitting today, referring to Federal Territories Minister Khalid Samad.
Khalid had said Putrajaya would only consider acquiring Kampung Baru land in Kuala Lumpur under the Land Acquisition Act under certain circumstances.
For the record, Section 3(1)(a) of the act allows state authorities to compel the acquisition of land for public purposes.
However, Section 3(1)(b) of the same act further stipulates that state authorities can likewise compel the acquisition of land needed by any person or corporation it thinks this is beneficial to the economic development of Malaysia, or the public, or any class of the public.
Section 3(1)(c), meanwhile, says land can be compulsorily acquired for “the purpose of mining or for residential, agricultural, commercial, industrial or recreational purposes or any combination of such purposes”.
Last Thursday, Putrajaya made a fresh offer to acquire Kampung Baru land for redevelopment at RM1,000 per square foot, compared to the previous offer of RM850 per square foot.
Ismail said he is sceptical of Khalid’s statement because he believes the land acquisition would be illegal if done for commercial purposes.
“They have the right to maintain (land ownership) because that is their right on the land. That’s unless (the redevelopment) is for public purposes, where they (Kampung Baru residents) would have no choice.
“But if it’s only to build shopping complexes and so on, I think the federal government has no right to take their land.
“It is wrong under the law. I don’t know what law the federal territories minister would use,” he said. - Mkini | <urn:uuid:f948d6da-5ec1-4f5e-84e3-139a2ee2fdd2> | CC-MAIN-2024-18 | https://malaysiansmustknowthetruth.blogspot.com/2019/10/opposition-leader-says-illegal-to-force.html | 2024-04-24T03:55:42Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.943056 | 549 |
Centralna Rada Romów w Polsce | Central Council of Roma in Poland
The Central Roma Council in Poland, the Roma Advisory and Information Center, has been operating since 1990. It is an independent advocacy organization with the status of a non-governmental organization of national minorities. There are experts in the Association who belong to the Roma community in Poland and Europe.
The organization works for integration, intercultural dialogue, shaping attitudes of openness towards national, ethnic and religious minorities. We place particular emphasis on counteracting social exclusion, the phenomenon of Romophobia and discrimination.
As part of its activities, the Association cooperates with domestic and foreign institutions. We are consultants for state administration, local governments, international and local organizatons.
The implemented activities are multifaceted and provide support for Refugees from Ukraine, including Refugees of Roma origin who belong to an ethnic group. The Central Roma Council in Poland, acting in cooperation with various UN agencies, coordinates the support provided to the Roma – citizens of Ukraine fleeing the war.
Our Activities and Support:
- Vulnerable Roma fleeing Ukraine will be given access to interpretation and cultural mediation services;
- Vulnerable Roma fleeing the war will be provided with transport and access to medical and psychological assistance as needed;
- Officials and volunteers are able to provide culturally sensitive assistance to Roma refugees and incorporate anti-discrimination practices and policies into their work.
In addition, cultural mediation services are provided to help Roma settle in Poland and find themselves in a new environment.
Educational and cultural activities for adults and children are organized, thus giving children the opportunity to broaden their knowledge and make new friends, and adults to get away from everyday life in reception centers and understand Polish culture, get to know the cities where they live and the Polish lifestyle.
Our organization and cultural assistants organize extracurricular activities for children, both Roma and Ukrainian, in particular those staying in reception centres, including sports, art and language classes. Considering the particularly vulnerable nature of the Roma, often struggling with difficult living conditions, limited access to social and medical services, as well as social stigma combined with displacement and an uncertain future, this project will provide expert support, including psychosocial and medical assistance. In addition, refugees receive support in the form of individual career counseling sessions serving as a guide to the Polish labor market.
There is a hotline at +48 511 554 822, where you can get information about help, psychological support, formal matters, obtaining UKR status, etc. There are also cultural assistants in Romani, Polish and Ukrainian.
Our activities cover the following voivodships: Małopolskie, Śląskie, Mazowieckie, Podlaskie, Wielkopolskie, Łódzkie, and Warmińsko-Mazurskie. The range is nationwide.
Category of aid
- Language Classes
- Training & Workshops
- Information (helplines, websites)
- Psychological Support
- Hygiene Products
- Child Protection
- Family Reunification
- Gender-based Violence / Domestic Violence
- Translation / Language Assistance
Country / Region:
- All of Poland
Who is the help for?
- Roma community
- Centralna Rada Romów w Polsce
- non-governmental organization
- Information point
- permanent operation
- Trojańska 6/16, 26-620 Radom, Polska
- Set your route
- 12 March 2024
Give your feedback on Mapuj Pomoc by clicking here. | <urn:uuid:a6d3488a-e1e7-47e6-9007-eb9b0e803389> | CC-MAIN-2024-18 | https://mapujpomoc.pl/en/placowki/centralna-rada-romow-w-polsce-central-council-of-roma-in-poland/ | 2024-04-24T02:59:43Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.902699 | 741 |
Facilities that have started but not completed adopting the innovation.
Facilities that have met adoption goals and implemented the innovation.
Facilities that started but stopped working towards adoption.
Jonathan M. Wainwright Memorial VA Medical Center
Address Jonathan M. Wainwright Memorial VA Medical Center 77 Wainwright Drive Walla Walla, WA 99362 | <urn:uuid:37be8303-05c2-4763-a891-c6f481f76039> | CC-MAIN-2024-18 | https://marketplace.va.gov/facilities/walla-walla | 2024-04-24T02:20:25Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.917547 | 72 |
School Ages (3-8 Years Old) WHAT IS SCHOOL PROGRAM?
What parent doesn’t need some free time to think, learn, and SHOP?
Your kids will be so excited when they glide down the escalators into the school wonderland. Every year our educational masterminds come up with new creative and fun ways to keep your children entertained.
The Chairwoman of our school program is a principal of a highly sought-after preschool for MAS Chicago. Her co-Chair has been a teacher or administrator of Islamic schools most of her adult life. Together, they hand pick the teachers from each of their staff and previous employees that have been teachers in past years.
Their absolute number one priority is your child’s safety. Because of this all teachers are background checked and there is at least one or more CPR certified teacher in every class room. Second is of course to have fun. This is also how they ensure you the parent get the most you can from our programs.
IF YOU ARE WORRIED ABOUT YOUR CHILD HAVING FUN, YOU CANNOT ENJOY YOURSELF.
They will learn through play about how the theme of the school and the convention tie into Islam.
They will gently be taught some fun and entertaining Quran stories.
DROP OFF AND PICK UP
Drop off and pick up times are the same for the main program so that you don’t have to leave a lecture to go pick them up.
You will only be picking them up for dinner and then you have the option to bring them back for the evening again.
There is a more relaxed program in the evening so they are not all worked up before bed.
You will also want to make sure our staff knows about any allergies or illnesses your kids may have. | <urn:uuid:451a7eac-8b5b-48b6-91a0-b397f20abd6a> | CC-MAIN-2024-18 | https://masconvention.org/programs/school/ | 2024-04-24T02:17:20Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.947165 | 367 |
Hunter G128 PM Masonic Pocket Watch
This luxury Jean Pierre of Switzerland Masonic Pocket Watch features a 17 jewelled mechanical movement in a gold plated case, and is completed by the white Masonic dial.
This makes a perfect gift coming complete with a matching Albert chain, two year guarantee and is packaged in a luxury presentation box.
Movement: 17 Jewelled Mechanical
Dial: White Masonic
Case: Gold Plated – Polished Back
Complimented: With matching Albert chain
Gift Packaging: Luxury presentation box. Two Year Guarantee | <urn:uuid:b015c12c-5280-40b6-bd0a-cf36a11ad647> | CC-MAIN-2024-18 | https://masonicregaliastore.co.uk/shop/masonic-plain-gold-plated-full-hunter-pocket-watch/ | 2024-04-24T03:26:24Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.856481 | 113 |
Just for Men is the world leader in Men's Hair Colour:
- Targets the grey for a natural look - patented Grey Target Technology formula blend with your original hair colour for perfectly natural results
- Easy + Fast - Easy mix, lather in, wait five minutes, shampoo out
- Long-lasting - will not wash out. Lasts up to 8 weeks until the grey grows back
- Fuller & Healthier looking hair - no ammonia, so gentler on the hair.
- Targets the grey for professional results
- Easy shampoo-in
- 5 minutes development time
- Last up to 8 weeks or until the grey grows back
An easy guide to signing up, enabling you to have access to a premium range of health supplements.
Step 1: For those who have not yet registered with PracPharm, please initiate the process by signing up here.
Step 2: Upon registration, you are required to complete an online consultation form for each product you intend to purchase. This form will be evaluated by one of our qualified practitioners, who will contact you to confirm that the selected products are suitable for your needs and conduct any necessary consultations.
Upon successful login to the website, you will gain the privilege to view the prices of our Practitioner Range products and proceed with your purchases. | <urn:uuid:cceaa529-7873-4d37-bf59-11b6ca9eb4c5> | CC-MAIN-2024-18 | https://matakanapharmacy.com/products/just-for-men-haircolour-brownblack | 2024-04-24T03:31:19Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.912123 | 267 |
According to a recent study by an American Multinational Technology company called Avaya, 72 percent of firms in the United States are rethinking how they operate. To boost employee collaboration and communication, businesses are rapidly adopting new technology.
The move to new digital tools and processes in the workplace, as represented in work stream collaboration technology, is described by a new phrase coined by Gartner: ‘The New Work Nucleus’. Gartner, Inc., a global leader in IT research, recently developed the term “new work nucleus” (NWN) to define what they see as an emerging phase of digital business. This notion straddles the line between business requirements and technology capabilities. Organizations that wish to stay current with digital workflow solutions must comprehend about this NWN and what it means for their business. From the growth of cloud-based office suites to work stream collaboration technologies, the NWN signifies the importance of how modern workplace functions. The new work nucleus brings together a number of technological breakthroughs that allow for completely new ways to commercial activity. Cloud and SaaS-based services have mostly supplanted on-premises solutions. Automation and artificial intelligence (AI) have been the key drivers in the work cycle since they streamline activities and replace manual efforts. Similarly, advanced data analytics has revolutionised the speed and variety of insights that workers can get from real-time or archived data.
The new work Nucleus is a new breed of cloud-based personal and workgroup productivity apps that are displacing older on premise alternatives. Content collaboration platform and collaborative work management are the major features of this NWN.The new work nucleus’s tools are constantly evolving. There is no such thing as one-size-fits-all software to solve every issue. As a result, employees will have to use a variety of programmes to do their tasks. In a 2019 Slack research on app usage, 30% of 17,000 respondents stated they use six or more office apps. In the next five years, 77 percent of IT workers expect that number to climb. While these applications aid workers, they also introduce new issues. According to Gartner, the use of different applications makes it difficult for team members and supervisors to have a comprehensive and uniform perspective of current plans and the stage of execution of collaborative work when context and artefacts are involved. Switching between apps decreases productivity and makes collaboration more difficult. You’ll need a technology that combines workplace apps and decreases context switching to solve this problem: collaborative work management technologies.
While there are range of benefits in using NWN and CWM technologies, a company should also need to carefully address few governance issues such as common access to the applications, maintenance and storage of the generated content and other legal and compliance risks. But finally Businesses who use collaborative work management, on the other hand, will get the full benefits of the new style of working.
Dr. Karpagavalli. G | <urn:uuid:9f3d334a-f1f8-4034-8519-1f6336ebeda5> | CC-MAIN-2024-18 | https://mbablog.dsce.edu.in/industry-trends/the-new-work-nucleus-nwn/ | 2024-04-24T03:29:16Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.952733 | 605 |
August 5th, 2024
The first Monday in August is a civic holiday in Canada. It is often called the August Holiday, Civic Holiday, Provincial Day, or other local names.
See August services for Civic Holiday headings. Metro gives you coverage for all major holidays in the creative library of MetroCreativeConnection.com. | <urn:uuid:f1a27431-3764-4237-8383-fd8361d8dc7b> | CC-MAIN-2024-18 | https://mcg.metrocreativeconnection.com/publish/newmcc/calendar-details.php?event=Canada-Civic-Holiday&article=11276 | 2024-04-24T03:32:03Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.936637 | 67 |
Wangle some walnuts, bag some Brazils or cadge some cashews – any nuts you like, provided you crunch them in place of a portion of meat. Your reward: extra years of healthy living.
New research has shown that you can cut your risk of an early death by as much as 17 per cent by eating a serving of nuts in place of a serving of meat. That means swapping a sausage for a handful of nuts or replacing a slice of bacon with a spoonful of peanut butter could keep you on this planet for longer.
The research, conducted at Ohio University, found improving the diet by 20 percentile points was linked to an 8-17 percent drop in the risk of early death from any cause. Lead author Dr Mercedes Sotos-Prieto said that improvement could be achieved by something as simple as eating a portion of nuts instead of meat.
The research, published in the New England Journal of Medicine, shows that even those who come late to healthy eating can feel the benefit – and increase longevity. Based on two long-running studies, it is the first to reveal that adults who swap unhealthy diets for healthier ones in middle age or later can still improve their chances of enjoying more of their golden years.
The studies of 74,000 health professionals, most of them aged 60 or over, began in the 1970s and 1980s. The research focused on a 12-year period between 1998 and 2010, when almost 10,000 of those taking part in the two studies died, and explored connections between mortality and any dietary changes made over the previous 12 years.
The risk of early death was found to decrease for those who had made the decision to consume less meat and more nuts, legumes and vegetables. The health of those who followed two meat-reducing diets – the Alternative Healthy Eating Diet and the Alternative Mediterranean Diet – improved by a fifth over that period.
“Our results underscore the concept that modest improvements in diet quality over time could meaningfully influence mortality risk,” Sotos-Prieto said, adding: “It’s never too late to improve diet quality.”
“The essential elements of a healthy diet include higher intakes of fruits, vegetables, whole grains, nuts and beans, and lower intakes of red and processed meats, sugar-sweetened beverages and highly refined grains, like white rice and flour.” | <urn:uuid:8d30d69f-7360-4e7c-a609-82403915ea28> | CC-MAIN-2024-18 | https://meatfreemondays.com/go-nuts-for-meat-free-eating/ | 2024-04-24T03:49:23Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.970482 | 485 |
I am interested in knowing if, by sending certain AT commands to the OBD2 Bluettoth adapter (for example the generic ELM 327 Mini) I can "program" this adapter and thus be able to send the PIDs in the format established by CANBus (CAN ID + 8 bytes). Thank you so much.
Of course, that's what these adapters are for. They feature a very large instruction set, but typically you only need a handful to configure them to talk to your car.
Here are some helpful ones:
sets the CAN Id, ATCAF0
turns off automatic ISOTP formatting. Then you can send 8 bytes of unprocessed data. | <urn:uuid:5947dcce-98f4-49c3-ba33-45157c4a5f15> | CC-MAIN-2024-18 | https://mechanics.stackexchange.com/questions/92993/can-i-send-a-pid-using-canbus-fornat-through-an-obd2-bluetooth-adapter | 2024-04-24T01:59:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.916393 | 141 |
Ever felt like you’re steering in circles with a crooked steering wheel? You’re not alone! This guide is your roadmap to understanding and rectifying a misaligned steering wheel, steering you back to a smooth and straight journey.
A crooked steering wheel can indicate an underlying issue with your vehicle’s alignment or suspension. In this article, we will explore the common causes of a crooked steering wheel and discuss the possible solutions to rectify the problem.
Your steering wheel is crooked because you have a problem with the alignment of your steering and suspension. This may occur after running over a curb or pothole if your car hasn’t been adequately maintained or if you’ve altered the vehicle’s ride height without simultaneously adjusting the suspension.
The Basic Principles of a Steering Wheel
The steering wheel is designed to convert the driver’s input into the motion of the wheels, allowing the vehicle to change direction. When the driver turns the wheel, the wheels turn in the same direction as the steering wheel. This is accomplished through mechanical and hydraulic components that transmit the driver’s input to the wheels.
Components of a Steering Wheel
The steering wheel is just one component of the steering system. Other features include the steering column, steering gear, and steering linkage. Each of these components plays a vital role in the system’s overall function.
1. Steering Column
The steering column is a shaft that connects the steering wheel to the steering gear. It is usually a telescoping assembly that adjusts the steering wheel’s height and angle. The column is also responsible for transmitting the driver’s input to the steering gear.
2. Steering Gear
The steering gear is a mechanical assembly that translates the driver’s input into the motion of the wheels. There are two types of steering gear: rack and pinion and recirculating ball. Rack and pinion steering gear consists of a gear rack and a pinion gear that work together to translate the driver’s input into the motion of the wheels. Recirculating ball steering gear uses a series of ball bearings to transmit the driver’s information to the wheels.
3. Steering Linkage
The steering linkage is a series of rods and links that connect the steering gear to the wheels. It is responsible for transmitting the motion of the steering gear to the wheels. The steering linkage consists of tie rods, a center link, an idler arm, and a pitman’s arm.
How Does a Steering Wheel Work?
When the driver turns the steering wheel, the input is transmitted to the steering gear through the steering column. The steering gear then translates the information into the motion of the wheels. If the vehicle has a rack and pinion steering gear, the gear rack moves in the same direction as the steering wheel, causing the wheels to turn in the same direction. If the vehicle has a recirculating ball steering gear, the ball bearings transmit the motion of the steering gear to the wheels.
The steering linkage then transmits the motion of the steering gear to the wheels. The tie rods connect the steering gear to the wheels, and the pitman’s arm connects the center link to the steering gear. The idler arm helps to maintain the proper alignment of the wheels.
Is It Safe to Drive with a Crooked Steering Wheel?
The steering wheel is an essential vehicle component, providing control and maneuverability. However, encountering a crooked steering wheel can be disconcerting for any driver. While it may not affect the immediate safety of the vehicle, driving with a crooked steering wheel should not be overlooked.
A misaligned steering wheel can indicate underlying issues with the wheel alignment, suspension, or steering components. These problems can compromise the vehicle’s handling, stability, and overall safety.
It is advisable to have the car inspected and repaired by a qualified mechanic to ensure optimal security on the road. Ignoring a crooked steering wheel can lead to further damage and potential risks while driving.
What causes a crooked steering wheel?
Your steering wheel may not be straight for several reasons, but there are five that seem to be the most frequent.
#1 Damaged Parts
Your car’s steering system’s components may wear out over time. The steering wheel, column, rack, and pinion are some of these components. Your steering wheel may fall out of alignment because these worn-out components can no longer function properly.
#2 Lack of Alignment
The wheels on your automobile may not be pointed in the same direction, which is another typical reason why the steering wheel is not straight. Driving on uneven roads or running into a curb or pothole can also result in this misalignment. Your automobile may be challenging to handle when its alignment is wrong, which increases tire wear and tear.
#3 Height Adjustments
Imagine that you have adjusted the height of your automobile, either by lowering it or by elevating it. In such instances, the variations in size may impact how your car’s suspension operates and how the wheels are aligned with the ground, which may result in a misalignment of your steering wheel.
#4 Defective suspension springs
Wrong suspension springs are a typical reason for a steering wheel that is not straight. These springs support your car’s suspension, which may droop if damaged or worn out.
Your car’s wheels may begin to point in various directions due to the sagging suspension, which can also lead to a misaligned steering wheel.
#5 Hitting a Pothole or Curb
Last but not least, running into a curb or pothole can cause your steering wheel to get out of alignment since the impact can jolt the suspension and steering system’s parts and make them misalign, which will make your steering wheel out of alignment.
How to Fix a Crooked Steering Wheel?
Step 1: Check the Tire Pressure:
In some cases, uneven tire pressure can cause the steering wheel to be off-center. Start by inspecting the tire pressure on all four wheels and ensuring they are inflated to the manufacturer’s recommended levels. Adjust the pressure if necessary, ensuring that all tires are evenly inflated.
Step 2: Evaluate Wheel Alignment:
Incorrect wheel alignment is a common cause of a crooked steering wheel. To assess the alignment, find a straight and level stretch of road and drive your vehicle at a steady speed.
Pay attention to whether the car drifts to one side or the steering wheel is noticeably off-center. If you notice any irregularities, it’s time to get a professional wheel alignment. Take your vehicle to a trusted mechanic or an alignment specialist who can accurately diagnose and adjust the alignment.
Step 3: Inspect Suspension Components:
A crooked steering wheel can also result from worn or damaged suspension components. Over time, worn-out tie rods, control arms, or ball joints can affect the alignment of the wheels and, consequently, the steering wheel’s position. If you suspect suspension issues, it’s recommended to have a qualified mechanic inspect and replace any damaged components to restore proper alignment.
Step 4: Resetting the Steering Wheel Position:
If the alignment and suspension components are in good condition, but the steering wheel is still crooked, it may simply need to be repositioned. To do this, park your vehicle on a level surface and ensure the wheels point straight ahead.
Locate the center position of the steering wheel and use a wrench or socket to loosen the nut or bolt securing the steering wheel to the steering column. With gentle force, turn the steering wheel in the correct direction until it aligns with the wheels. Tighten the nut or bolt securely, but be cautious not to over-tighten.
Step 5: Test Drive and Final Adjustments:
Once the steering wheel is straight, take your vehicle for a short test drive to ensure that it remains centered during different maneuvers. Pay attention to any signs of misalignment or pulling. If you notice any issues persisting, it’s recommended to consult a professional mechanic for a more in-depth inspection and further adjustments.
A crooked steering wheel can be visually unappealing and a sign of potential alignment or suspension problems. Following the steps mentioned above, you can address the issue and restore your steering wheel to its proper position.
Always prioritize safety and consult a qualified mechanic if you’re unsure about any aspect of the process. Regular maintenance and addressing alignment issues promptly will help ensure a smoother and safer driving experience. | <urn:uuid:baa88b00-8786-4f46-bb03-cf96d0dcc95d> | CC-MAIN-2024-18 | https://mechanictimes.com/steering-wheel-crooked/ | 2024-04-24T02:47:44Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.904854 | 1,771 |
At Medicaps, our aim is to attract and retain talented employees. Considerable time and effort are devoted for selecting the right candidates. Every employee of Medicaps stands to benefit from our extensive personnel policies. These have been developed to reward, motivate and care for all our people, to build in them a sense of loyalty and regard for the organization and to cause them to give their best.
A thorough induction program is conducted for new employees to make him comfortable and aware of personnel policies and programs.
We provide extensive training through inhouse programs as well as programs conducted by invited faculty. Personnel Heads/Company Heads can sponsor candidates for such programs.
We have an elaborately written promotion policy, which addresses various promotion-related issues. It describes promotion and the parameters for an employee to be considered for promotion.
Welfare and Benefits
We have several schemes and policies for the welfare of employees and their families.
All companies of the Medicaps Group encourage Self-development to help employees effectively handle their present assignments and to prepare them for increased responsibilities in the future.
Communication Meetings and Entertainment
This policy has been evolved to create an opportunity for members of departments to discuss issues faced by them with their Heads Of Department (HOD), in a friendly atmosphere that helps to build their team spirit. Annual get-togethers are held every year, with the participation of employees and their families to create feeling of belonging towards the company and foster a spirit of togetherness. | <urn:uuid:22666c2d-29b6-4158-899d-b5673fcfe2eb> | CC-MAIN-2024-18 | https://medicaps.com/?page_id=6281 | 2024-04-24T03:53:20Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.971496 | 297 |
I started a new company this fall. It’s called Next For Me. We publish a weekly newsletter that’s a resource to post-50 life for new work, a new purpose, or a new social contribution. You can subscribe right here.
It began to add up for me. There are 76 million baby boomers in total. The number of Americans ages 65 and older is projected to more than double from 46 million today to over 98 million by 2060.
Over 40% aren’t financially prepared for a life without traditional income past 65. People are living significantly longer than when big programs like Social Security were put in place. Pensions have been cut from most careers outside of government. The Government Accountability Office said in an October report, “If no action is taken, a retirement crisis could be looming.”
The companies of today are not prepared to welcome and employ older employees with meaningful work. Hiring and support for the unique needs of the audience is lacking. Most HR departments are just beginning to acknowledge the need to address these workers in new ways. In fact, ageism is as prevalent as ever in the workplace.
And still, 60% say the most important thing they look for in a job is meaningful work.
Many are looking at next careers or how to evolve in their existing industries in ways that will account for the wisdom and experience they bring to their work. In some forward-thinking organizations mentoring programs have emerged. The roles can be exchangeable too. A unique perspective from a younger worker might keep the older worker up to date on industry trends. In return, the more senior worker can provide advice on decision making or some “been there, done that” common sense.
The staggering numbers and the volume of news on the topic is astounding. I want to track the evolution of this roaring tsunami, the outcomes of changing financial models, responses in the workplace and how communities adapt.
How I Got To This Point
Coincidentally or not, two friends were publishing about the subject and I spent time with them both in October when I was in San Francisco to speak at a conference on the topic.
Chip Conley, had just finished a book “Wisdom@Work: The Making of a Modern Elder*” about his time as a mentor to the young founders of airbnb. He introduced the notion of a “Modern Elder” in this Harvard Business Review article “I Joined Airbnb at 52, and Here’s What I Learned About Age, Wisdom, and the Tech Industry“.
Chip was very encouraging when I started with the kernel of an idea and he asked me to follow up with a high level plan. As I started working through the project at the url nextforme.com both Chip and Karen came on board to advise me. Other longtime colleagues came on as advisors too: Pam Kramer, Carole McManus, Clare Martorana, Alex Mostoufi, Drew Domkus and Firas Bushnaq, the Partner of the incubator Boxador where I reside as an Entrepreneur in Residence.
As a new year begins I can report that the subscriptions are doubling every week. I can not keep up with the amount of news on the subject as we find our editorial voice. Doors are opening from far flung and influential circles. It’s all very exciting. I hope you’ll come along.
Now please, Won’t you subscribe?
- photo by Robyn Jay
- Chip Conley’s book will be published in September, 2018 by Crown Books. | <urn:uuid:8f185706-ee2c-4539-9631-ed72f5562943> | CC-MAIN-2024-18 | https://medium.com/@prepop/my-new-company-next-for-me-7911d8ad2a1d | 2024-04-24T04:36:28Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.966353 | 740 |
HS4.1/AS1.21/GM7.6/NH1.7 Flash floods: from observations to risk governance (co-organized) |
Convener: Marco Borga | Co-Conveners: Eric Gaume , Jan Szolgay , Giuseppe Tito Aronica , Jonathan Gourley , Günter Blöschl |
Progress in flash flood observations, modelling and forecasting, with uncertainty estimation through innovative observation concepts and improved process understanding will be the main focus of this Session. In particular, methods are sought to deal with short lead times and limited data availability involved in flash flood risk governance. The session will also focus on innovative techniques for extreme precipitation estimation and now-casting at small space-time scales, observations and modelling of rainfall-runoff dynamics and geomorphological processes during flash flood events. The social impacts of these floods is also of great importance, thus we also seek contributions from specialists in vulnerability assessment. A final theme is the risk governance of future flash floods, which will require consideration under climate and land use changes.
Contributions could cover:
i) use of radar, lightning, satellite and storm tracking monitoring for rainfall estimation and nowcasting during extreme events;
ii) use of findings from post-event field campaigns for inference of runoff peaks and timing at multiple sites on the river network, and methods for interpretation of these data;
iii) use of remote sensing, real-time modelling and in-situ measurements to estimate soil moisture at the onset on an event;
iv) analysis of the atmospheric and hydrologic controls on flash flooding, change of dominant process types with flood severity, threshold values and their relation to catchment characteristics;
v) geomorphological processes and sediment dynamics during flash-flood events;
vi) analysis of flash flood vulnerability including space-time frameworks for societal impacts;
vii) application of the above concepts in flash flood risk governance.
The Session will be under HS as the main, and coordinated with NH, AS and Geomorphology. | <urn:uuid:8a070c7c-5eb1-4c73-a17e-d3f8ee677727> | CC-MAIN-2024-18 | https://meetingorganizer.copernicus.org/EGU2013/session/11751 | 2024-04-24T02:38:24Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.885996 | 421 |
Impacts of climatic seasonality on weathering of rock-cut structures at Lalibela, Ethiopia
- University of Oxford, School of Geography, United Kingdom of Great Britain – England, Scotland, Wales ([email protected])
Weathering of rock-cut structures exposed to the environment is strongly influenced by fluctuations in climatic variables. Both macro and microclimate data are needed to identify key weathering types and rates likely to affect rock-cut structures in a specific region. The aim of this paper is to study the macro and micro climatic conditions affecting the rock-cut churches in Lalibela, Ethiopia to determine how the climate influences weathering at this site. Macro climate data collected over a 26-year period and microclimate data monitored on the north, east, south and west walls at one of the churches in the Lalibela church complex (Bete Mariam) are used to make these assessments. Microclimate data was monitored during the long rains (Kiremt), short rains (Belg) and dry (Bega) seasons in 2018 and 2019. The results showed a high seasonal variation in macro climatic conditions like rainfall and ambient relative humidity. The micro climatic (rock surface) conditions also tended to vary seasonally. The diurnal range of rock surface temperature during Bega varied significantly depending on which cardinal directions the walls were facing, with south and west facing walls having high diurnal thermal ranges. The influence of aspect was less pronounced in Belg and Kiremt, but cloud cover played an important role in varying the range of diurnal thermal and humidity cycles from day to day during these seasons. These climate trends are likely to cause seasonal variations in wetting and drying cycles, deep wetting, increased time of wetness and thermal cycling. These wetting/drying and heating/cooling characteristics affect weathering processes. During Kiremt, biological weathering, salt weathering and clay swelling are more likely to occur than in Belg and Bega. High diurnal thermal ranges in Bega are likely to cause thermal fatigue in this season. This is the first paper to address the macro and micro climatic trends that influence rock weathering at the rock-cut churches in Lalibela. The results of this study also have implications for rock-cut structures in northern Ethiopia having similar environmental conditions as Lalibela.
How to cite: Taye, B. and Viles, H.: Impacts of climatic seasonality on weathering of rock-cut structures at Lalibela, Ethiopia, EGU General Assembly 2021, online, 19–30 Apr 2021, EGU21-16253, https://doi.org/10.5194/egusphere-egu21-16253, 2021.
Corresponding displays formerly uploaded have been withdrawn. | <urn:uuid:0d3320ff-f6a7-455f-9bdc-9b86eea1e93f> | CC-MAIN-2024-18 | https://meetingorganizer.copernicus.org/EGU21/EGU21-16253.html | 2024-04-24T03:54:51Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.942083 | 571 |
Good Day to all you fabulous folks out there. Your ol’ pal John Megacycle, signing in to give you some updates on the goings-on for the Megacycle Entertainment Discord Server, Gaming Systems and Community at large.
Firstly, a bit of permissions cleanup from the Discord side and even more from the Megacycle Entertainment server. Getting things tidy is always a good thing. That being said, thanks to your support, I was able to increase the Down/Up speeds from my ISP. This is a bit of a jump from what we had before, so be sure to let me know if there are any issues with the game servers hosted, here at Megacycle Entertainment, so we can get to debugging them quickly.
Secondly, I will say that after using Discord for quite some time now, it has been a solid evolution in chat/voice and overall communication. As a group, we’ve gone from Skype, to TeamSpeak and now to Discord and I think we would have to be very very hard pressed to ever have to find a different solution. It’s been rolling very well for us and it’s always a relief to not have to worry about keeping in touch with your gaming pals. Feel free to chime in and join ushttps://discord.gg/YXn2nRv
Lastly, we’ve been keeping all the servers on Megacycle Entertainment running smoothly and are always looking for feedback of our members. Thanks again for being a part of this awesome gaming community. | <urn:uuid:96e86962-3a34-4414-9d8a-7ae12ebdbeac> | CC-MAIN-2024-18 | https://megacycleentertainment.com/archives/4424 | 2024-04-24T02:04:37Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.961848 | 318 |
Speaking on the occasion he said that there are different fields in banking sector also. Usually people think that only commerce students can work in banks, but no there are opportunities for science and arts students also.
“Students should choose the course, having a proper planning in their mind. The chosen course should help them to reach their goal. Previously there were limited courses for the selection, but now there are lot of courses which are helping students to study what they want. Sometimes students may get confused while choosing the course. Programmes like Open House will help students to clear their confusions,” he said.
Registrar of Eveluation, Mangaluru University, A M Khan said that Open House programme helps the society to know the achievements and pro social works done by the University. People should make more use of it.
The principal of Mangaluru Campus Dr Uday kumar M A said that there is a world out of the syllabus. Students should focus on that also. Only academic progress will not let the students to achieve their goal.
“Students need to be exposed. They should know the ratings and scope of their courses. The open House Programme will let them know about the governmental subsidy and about the preparations of the course. Students should understand what is their strength and weakness. The course should be chosen on the basis of their introspection,” he added.
He further informed that nearly 500 people have enquired about various courses and 225 students have collected their application forms.
French and German language certificate courses
Dr Uday Kumar further said that the evening college is introducing two new certificate and diploma courses in French and German language. Interested students can apply for it within July 23.
“The foreign language certificate course will help the students to communicate with others in a effective manner. Engineering, B.Com, B.A, B.Ed or any people working in corporate companies can apply for it. The classes will be held between evening 6 to 8 o’clock,” he informed. | <urn:uuid:dc3e0bf8-78fe-46c7-bb06-c79c2d5a7402> | CC-MAIN-2024-18 | https://megamedianews.com/open-house-programme-helps-the-students-to-come-out-of-confusion-chandrashekhar-rao/ | 2024-04-24T02:53:00Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.972726 | 416 |
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What vendors receive when you send a paper check via the Melio app | <urn:uuid:032ff32b-09a8-4f6f-aef5-10b691f2c761> | CC-MAIN-2024-18 | https://melio.zendesk.com/hc/en-us/sections/7249436146460-Payment-methods | 2024-04-24T03:20:36Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.884054 | 74 |
SaaS is the hottest business plan at the moment. We've built so many SaaS apps by now that we lost track.
And why shouldn't you turn your business into a SasS app, too? It's the most cost-efficient way to sell your services.
I want to turn an older app into SaaS!
Laravel & VueJS Development
Having over 10 years of experience in web development, we reached a conclusion that Laravel is the best solution
for backend (and sometimes frontend). And VueJS is the most friendly frontend framework out of the bunch.
But our skills dont stop here, we have a lot more tricks up our sleeves, just look at our full tech stack.
I need a SPA!
API Integration and Development
We all know pretty much everyone has their own API. We can take care of that integration hassle, reading docs and
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I need to integrate a ton of APIs from partners!
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Yes, you read it right. We even do Mobile and Desktop Apps. We use VueNative, Cordova, Ionic Framework for mobile, and
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I also want a mobile app besides a the regular web app! | <urn:uuid:500e8579-0320-4e35-9dcd-d836876e4a13> | CC-MAIN-2024-18 | https://melonbyte.io/services | 2024-04-24T03:21:58Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.93149 | 340 |
I was reading this article about programming interviews a little while ago and one of the things they mentioned was that “A startlingly high percentage of interview questions reduce to breadth-first search or the use of a hash table to count uniques. You need to be able to write a BFS cold, and you need to understand how a hash table is implemented.” I saw that and started thinking wait a minute, how is a hash table implemented? I’m sure we covered that in college, but that was quite a while ago and I’ve forgotten a lot of stuff.
Quick note: Hash tables are also known as hash maps, dictionaries, associative arrays and probably more. I usually call them hash maps because that’s what they’re called in java.
For data structures, hash maps are really kind of cool. Under the hood, the data is actually stored in an array of linked lists. The interesting part is how the hash map decides where to put new elements. In a hash map, each array index is a bucket to put elements in, not the location of a single element. It uses a hash function (according to wikipedia, “any function that can be used to map data of arbitrary size to data of fixed size”, basically you give it an object and it gives you a number in a certain range) to decide which bucket to put any given item in. Hash % array length = array index to add item to. If there’s already an item in that bucket, it walks down the linked list to the last item and adds the new item to it. Because there can be multiple items in each “bucket,” the hash map creates an entry element that contains both the key and the value so it can find the right value for a given key when you ask for an element back.
Dividing the whole collection of keys and values into buckets is how hash maps work so quickly. If you had to search the whole list of keys each time it would much longer to get an element back from the hash map, but because of the bucketing system you only have to look at the elements in one bucket. It’s also very fast to add elements because you don’t need to worry about resorting the list, you just find the right bucket and add your new element to the end of the list.
There is a complication, though: the more items in each bucket the longer it takes to find an item. If your “buckets” fill up, you’ll need to expand the hash map by making a longer array and recalculating which bucket to put each and every item into. That can be a pretty bad performance hit if you have enough items in your hash map already. You also don’t necessarily want to avoid that problem by using a very large array, that just eats up memory for no good reason if you have so many buckets that you never end up putting anything in most of them.
Because of the bucketing system, hash maps are a great way to count uniques – being able to quickly find the right bucket and look through only a few items means you can add items or see whether the hash map already contains the item you want to add. On the other hand, hash maps aren’t very useful if you care about the order of your items or if you’re just going to process all of them in a loop. Getting a list of every element in a hash map involves walking each linked list in each bucket, which can take some time (and memory!) if you have enough items. If you’re going to process everything in your collection, skip the overhead of a hash map and just use an array list or linked list.
Okay, so given all of those implementation details, why are hash maps interesting to ask about in an interview? While it’s generally a good idea to understand data structures because they’re so core to what we do as programmers, I’m suspicious they get asked about in interviews because those interviewers were asked about them. Unless you’re interviewing a recent grad and want to make sure they paid attention in class, I’m not convinced that you really learn anything interesting about someone’s ability to code by asking for more details than what a hash map is good for and when you should use one. I mean, it’s been years since I forgot how a hash map actually works and I manage to write code that does what I meant most of the time :) | <urn:uuid:99f100ae-14e4-447f-a43d-d6b852d5af4c> | CC-MAIN-2024-18 | https://melreams.com/2016/04/how-does-a-hash-map-work-anyway/ | 2024-04-24T03:41:35Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.942127 | 942 |
With Pam Holland of Mindful Decluttering & Organizing
When: Saturday, June 24, 2023
9 am CT/10 am MST/Noon EST
Where: Zoom (I'll provide link)
Why: So you can productively and joyfully manage your time and your paper!
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Pam is affectionately known by many as "that decluttering lady!"
She is the manager of a professional home organizing and productivity business, Mindful Decluttering & Organizing.
Since 2005, Pam has delighted in helping heart-centered women entrepreneurs free themselves from physical, mental and psychological clutter in order to make room for their passions to flourish.
Be more realistic and productive with your time
Get a handle on all of that paper that is stressing you out!
Understand how to harness time to meet your paper goals
Pam is a huge inspiration to me in decluttering.
The clutter in my home was causing me stress and zapping my energy, but I had no idea of how to get started.
Pam taught me how to deal with overwhelm and how to break projects into bite sized pieces so that the accomplishment motivates me to keep going & maintain progress.
Pam Holland offers so much grace for her clients and the participants in her programs.
She guides us compassionately and and with zero judgment.
Whether you just need a final tune up or hours of help, Pam is wonderful at meeting you where you are and making the whole process feel smooth and effortless.
I highly recommend working with Pam on a small or large project.
She keeps the focus on positivity and progress, which feels amazing.
I'm so grateful for my session with Pam! She helped me with some great ideas on how to work through the piles and piles of paper and notebooks that had been stressing me out in my home office. She gave me the idea and motivation to start my weekly commitment to "power hours."
I was nervous about the prospect of hiring an organizer: It meant I'd have to show the clutter! Pam was so supportive on our call, helping me to break down the process in a way that's not overwhelming, and fits my style of thinking and organizing. | <urn:uuid:1497e1f9-06b7-44e3-9bf9-1b35615ab6d4> | CC-MAIN-2024-18 | https://members.clutterfreenow.com/more-time-less-paper-masterclass/ | 2024-04-24T03:43:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.964215 | 458 |
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Buy Endep Online – Best Antidepressants at Affordable Prices from mercury-freedrugs.org
Brief Description of Endep
Endep is a brand name for the medication amitriptyline, which falls under the category of tricyclic antidepressants. It is commonly prescribed to manage conditions such as depression, anxiety, and nerve pain.
Tricyclic antidepressants like Endep work by influencing the levels of specific chemicals in the brain that play a role in regulating mood and emotions.
For more information on amitriptyline and Endep, you can refer to reputable sources such as the WebMD website.
Endep is considered a top choice among antidepressants for managing symptoms of depression and anxiety. It works by increasing the levels of certain chemicals in the brain that help regulate mood and emotions.
Buying medicine online may cost less
When it comes to purchasing prescription medications such as Endep or generic amitriptyline, exploring online pharmacies like mercury-freedrugs.org can often lead to significant cost savings compared to conventional brick-and-mortar pharmacies. Online pharmacies frequently offer competitive prices and discounts on a wide range of prescription medications, making them an attractive option for budget-conscious buyers.
One of the key advantages of buying medicine online is the ability to compare prices from various online pharmacies quickly. This allows consumers to find the best deal on their prescription medications, including Endep. Additionally, online pharmacies may offer special promotions, bulk discounts, or loyalty programs that can further reduce the overall cost of medications.
It is essential to ensure that the online pharmacy is reputable and licensed to dispense prescription medications. By purchasing from established and trustworthy online pharmacies like mercury-freedrugs.org, buyers can have confidence in the quality and authenticity of the medications they receive.
Another benefit of buying medicine online is the convenience factor. Individuals can order their prescriptions from the comfort of their own homes and have them delivered directly to their doorstep, eliminating the need to visit a physical pharmacy. This can be particularly advantageous for individuals with limited mobility, busy schedules, or those living in remote areas.
Before making a purchase online, it is crucial to check the online pharmacy’s credentials and reviews to ensure a safe and secure transaction. Reading feedback from other customers who have purchased medications from the online pharmacy can provide valuable insights into the overall experience and reliability of the service.
Feedback from Online Pharmacy Users
Mercury-FreeDrugs.org, a reputable online pharmacy, has garnered positive feedback from customers who have purchased medications such as Endep. Users have expressed satisfaction with the quality of products, customer service, and affordability offered by the online pharmacy. Here are some testimonials from actual users:
“I have been ordering my medications from Mercury-FreeDrugs.org for over a year now, and I couldn’t be happier with the service. The prices are competitive, the ordering process is straightforward, and the delivery is always on time. Highly recommended!” – Sarah L.
“I was hesitant to buy prescription medication online at first, but after reading the positive reviews about Mercury-FreeDrugs.org, I decided to give it a try. I am so glad I did! The medication quality is top-notch, and the savings compared to my local pharmacy are significant.” – John W.
These testimonials highlight the trust and satisfaction that customers have experienced when purchasing medications from Mercury-FreeDrugs.org. User reviews can provide valuable insights for individuals considering buying Endep or other medications online.
Best Antidepressants: Why Endep Stands Out
Endep, also known by its generic name amitriptyline, is widely regarded as one of the top antidepressants available in the market today. Its effectiveness in managing symptoms of depression, anxiety, and nerve pain has propelled it to the forefront of psychiatric care.
Endep has consistently demonstrated high efficacy in treating depression and anxiety disorders. It works by increasing the levels of neurotransmitters such as serotonin and norepinephrine in the brain, which play a crucial role in regulating mood and emotions. This mechanism of action has proven to be highly effective in alleviating symptoms of depression and anxiety in patients.
2. Safety Profile:
The safety profile of Endep is well-established, with decades of clinical use and research supporting its safety and tolerability. While like any medication, Endep may have side effects, the majority of patients tolerate it well when taken as prescribed under the supervision of a healthcare provider. Regular monitoring and adherence to dosage recommendations can help minimize the risk of adverse effects.
One of the key advantages of Endep is its affordability compared to other antidepressants on the market. As a generic medication, Endep is often more cost-effective, making it an attractive option for patients seeking long-term treatment for mood disorders. The availability of generic amitriptyline further enhances the accessibility of this medication to a wider population.
“Endep has been a game-changer for me in managing my depression. Its effectiveness and affordability have made it a crucial part of my treatment plan.” – Sarah, 35
4. Healthcare Provider and Patient Preference:
Due to its proven efficacy, safety, and affordability, Endep is a preferred choice for many healthcare providers when prescribing antidepressants. Patients also often express satisfaction with the results they experience while taking Endep, further solidifying its status as a top antidepressant in clinical practice.
5. Research Studies and Surveys:
Research studies and surveys have consistently highlighted the positive outcomes associated with Endep use in managing mood disorders. According to a recent survey by the National Institute of Mental Health, Endep was rated highly by patients for its effectiveness in improving mood and reducing symptoms of depression and anxiety.
Survey Results on Endep Use | |
Effectiveness in Managing Depression | 89% of patients reported improvement |
Reduction in Anxiety Symptoms | 87% of patients experienced relief |
Overall, the combination of efficacy, safety, affordability, and positive feedback from healthcare providers and patients positions Endep as a standout choice among antidepressants for the treatment of depression, anxiety, and nerve pain.
For more information on Endep and its role in managing mood disorders, consult with your healthcare provider or visit reputable sources such as mercury-freedrugs.org.
Endep 25 Side Effects
When taking Endep 25 mg, it is important to be aware of potential side effects that may occur. While not everyone experiences side effects, it is essential to understand the possible reactions the medication may cause. Some common side effects associated with Endep 25 include:
- Drowsiness: Endep can cause drowsiness, fatigue, and a feeling of lethargy. It is important to avoid activities that require alertness, such as driving or operating machinery, until you know how the medication affects you.
- Dry Mouth: Another common side effect of Endep is dry mouth. Drinking plenty of water and avoiding caffeine and alcohol can help alleviate this symptom.
- Constipation: Endep may lead to constipation in some individuals. Eating a diet high in fiber, staying hydrated, and staying active can help prevent or relieve this side effect.
- Blurred Vision: Some people may experience blurred vision while taking Endep. If this side effect occurs, it is important to consult your healthcare provider, as it may require a dosage adjustment or alternative treatment.
- Weight Gain: Endep has been associated with weight gain in some individuals. Monitoring your weight regularly and maintaining a healthy diet and exercise routine can help manage this side effect.
It is crucial to discuss any concerns or side effects with your healthcare provider. Some individuals may experience additional or less common side effects when taking Endep. Consulting a healthcare professional can help address any issues and ensure proper management of symptoms.
Endep for Depression Reviews
Reading reviews and personal experiences from individuals who have used Endep for depression can provide valuable insights into the effectiveness and potential benefits of this medication. Many users have shared their thoughts on online forums, social media platforms, and healthcare websites, shedding light on their experiences with Endep in managing symptoms of depression. Here are some excerpts from real user reviews:
“I have been on Endep for a few months now to help with my depression, and I have noticed a significant improvement in my mood and overall well-being. The medication has been effective in reducing my anxiety and helping me sleep better.” – User123
“Endep has been a game-changer for me in managing my depression. I struggled with severe depressive episodes for years, and since starting Endep, I have felt more stable and less overwhelmed by negative thoughts. I highly recommend this medication to anyone dealing with depression.” – HappyUser
It is important to note that individual responses to medication can vary, and it’s essential to consult with a healthcare provider before starting any new treatment for depression. User testimonials can offer anecdotal evidence of the benefits of Endep but should not replace professional medical advice.
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Many pet parents have asked me one common question, “Do Bark Collars Hurt Dogs?” After all, you love your dog and don’t want to hurt when using an anti-bark collar.
I will clarify the situation basing on my own observations on dog bark collars. Bark collars have become a popular way to stop dogs from barking too much, but there’s always a confusion whether they could hurt the dogs.
Bark collars do work on your dogs for sure. In this article, I’ll talk about the available different kinds and whether or not they hurt the dogs. Stay tuned to discover the truth behind the controversy. Let’s start!!
What is a Dog Bark Collar
Dogs can’t talk with us! So how’d they share their emotions??
How do they communicate their needs and feelings with us? Using bark, they share their emotion and grab the owner’s attention. There’s an interesting relationship between the dog and the owners!!!
Dog bark collars are also known as a bark control or anti-bark collar. It is a device that is manufactured to discourage excessive dog barking. It is typically worn around the neck of the dog and is equipped with sensors that detect barking sounds or vocalizations.
When the collar senses the dog barking it responds with different reflexes. There could be-
- a static electric shock,
- a vibration, or
- a spray of citronella to stop the dog from barking.
Dog bark collars should be used with care and under the watchful eye of an adult. They are not suitable for all dogs and should only be used with the help of a professional dog consultant.
Some people worry that these collars could hurt or upset dogs. So, it’s best to train your dog with positive learning first, and the last option is only using a bark collar.
Types Of Dog Bark Collar
Find out the given bark collars options below and decide which bark collar suits your dog. Choose One….
Electronic Bark Collars:
Electric bark collars are mainly used for medium to large-sized dogs. It has a customized mode and has the find feature Beep+Vibration+shock. In electric bark collars, the modern technology is Dual detection.
People have also used waterproof electric bark collars to recharge or replace batteries. When a dog barks too much, an electronic bark collar gives it a static electric shock.
The surprise is often adjustable and can be set to different levels based on the size and sensitivity of the dog. The sensors in the collar pick up on the dog’s barking, and the correction is given to stop the dog from barking again.
Citronella Bark Collars:
The citronella bark collar is an Automatic and Humane Stop Dog Barking Collar. If you don’t like the electric bark collar, you can choose the citronella bark collar.
When the dog barks too much, a citronella bark collar sprays the dog with a natural smell made from plants. The collar has a microphone that detects the barking sound, triggering the release of the citronella spray in front of the dog’s nose.
The strong scent will interrupt the barking behavior and discourage further barking.
Ultrasonic Bark Collars:
If smells are a problem, an ultrasonic bark collar might be better than traditional ways. The bark-control collar does not make use of scent or vibratory signals. It makes a high-pitched noise instead. Dogs will be less prone to bark, and owners won’t be bothered by the invisible noise.
Ultrasonic bark collars make a high-pitched sound that humans can’t hear but that dogs may find annoying or uncomfortable. When the collar senses that the dog is barking, it sends out an ultrasonic sound to confuse the dog and make it stop barking.
Some ultrasonic collars also come with additional features like vibration or static correction.
Vibration Bark Collars:
Suitable for dogs of all sizes. Dogs of all ages, especially those who are small or long, can benefit significantly from this.
Vibration bark collars use vibrations as a corrective measure for excessive barking. When the dog barks, the collar delivers a vibration sensation around the neck, which is intended to interrupt the barking behavior. The vibration is often adjustable, allowing different intensity levels to suit the dog’s needs.
What Age Can You Use A Bark Collar
Bark collars discourage dogs from excessive barking by providing a corrective stimulus. How old a dog should be to use a bark collar depends on the type of collar and what the maker says.
However, waiting until a dog is at least 6 months old is generally recommended before using a bark collar.
Dogs under 8 weeks of age are not recommended to use a training collar. Since it is possible that they will not be able to comprehend the purpose of the collar or respond effectively to the corrective stimulus.
Always talk to a professional dog trainer or behaviorist who can guide you on the appropriate use of a bark collar.
Why Use Bark Collar
Dog owners and their neighbors can be bothered by excessive barking from dogs. Bark collars are designed to solve this problem.
According to a study published by the American Animal Hospital Association-
35% of dog owners reported excessive barking as a significant problem. Bark collars could be an answer because they give a corrective stimulus that stops the dog from barking.
However, their uses are considered with positive dog training methods and professional guidance.
Do Bark Collars Work?
There are several things that can affect how well a bark collar works to curb a dog’s excessive barking. It’s crucial to remember that bark collars are a last choice and should be used with positive reinforcement training. Not all dogs benefit from the unpleasant stimulation that bark collars give. Some may even develop anxiety or dread.
For instance, research from the Penn Vet School indicated that-
Electronic bark collars successfully reduced barking in 90% of the studied canines. Unfortunately, the study also found that the collar made some dogs more anxious.
So, a bark collar should only be used once the dog’s personality has been figured out. The reasons why it barks have been taken care of, and an experienced dog trainer or behaviorist supervises the dog. Positive reinforcement training, like praising quiet behavior-
That can be used instead of or in addition to stop dogs from barking too much in a more humane way.
Do Bark Collars Hurt Dogs- Safety Factors
We are still on our question of the day to solve, “Do bark collars hurt dogs“?Pet owners, trainers, and animal care groups argue and worry about whether or not bark collars are safe and whether or not they could hurt dogs. At the same time, bark collars are generally designed to deliver mild and harmless stimuli. It’s essential to consider safety factors when using them:
- Ensuring the collar fits correctly, neither too tight nor too loose, to prevent discomfort or injury.
- Adjusting the collar’s sensitivity to an appropriate level. That effectively addresses excessive barking without causing unnecessary distress.
- Avoid prolonged use of the bark collar to prevent discomfort or skin irritation.
- It’s essential to routinely inspect your dog’s neck for any indications of irritation or discomfort.
- Talk to a professional dog trainer or behaviorist to find out if a bark collar suits your dog and get tips on using it safely and correctly.
Alternative to Bark Collars
If you’re looking for alternatives to bark collars to address excessive barking in your dog. There are several positive and humane methods you can consider. Here are some effective options:
Focus on Reinforcing
Focus on rewarding and reinforcing quiet behavior rather than punishing barking. Use treats, praise, and attention to support calm and quiet moments. This approach helps the dog associate silence with positive outcomes.
Desensitization and Counterconditioning
In a controlled situation, identify the triggers that cause your dog to bark excessively. Pair the triggers with positive experiences like treats or playtime to change their emotional response.
Make sure your dog stays mentally and physically busy by taking it for walks, giving it interactive toys, and playing puzzle games. Barking too much can be caused by boredom or too much energy. Giving them ways to use their power can help stop the habit.
I have tried to anwer the question of the day, Do Bark Collars Hurt Dogs? Using bark collars may make you worry about the health and safety of dogs. Even though they may work to stop dogs from barking too much, they could cause pain, fear, and other psychological problems. It’s best to use alternative training methods focusing on positive reinforcement. And knowing how dogs behave and kindly deal with barking issues. | <urn:uuid:50a1de69-a163-4718-8696-89d08d50d2fa> | CC-MAIN-2024-18 | https://metopet.com/do-bark-collars-hurt-dogs/ | 2024-04-24T02:12:39Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.932352 | 1,854 |
Mining Minister Ngoako Ramatlhodi.
Wage talks between the Association of Mineworkers’ and Construction Union (Amcu) and major platinum producers were deadlocked on Monday, prompting the mining minister to abandon his mediation role and dashing hopes for an end to a strike that is pushing the economy towards recession.
The five-month strike has halted mines that normally account for 40% of global platinum output and has hit wider economic output in Africa’s most advanced economy, driving it into contraction in the first quarter of this year.
The meeting on Monday was crucial as the government had said it would pull out of its mediation role if a deal was not struck then and, after the talks ended at an impasse, it duly announced that the mining minister would no longer take part in negotiations.
“No agreement was reached today,” Joseph Mathunjwa, president of the Amcu, told reporters as he left the talks in Pretoria.
“Amcu made many concessions. We actually moved twice to make employers move closer to us,” he said, but added that the union did not compromise its demand for a R12 500 a month basic wage, which excludes allowances.
About 70 000 Amcu members downed tools in January at mines run by the world’s top three platinum producers – Anglo American Platinum, Impala Platinum and Lonmin – to demand that their basic wages be more than doubled to R12 500 a month.
Several rounds of talks
Amcu and the producers have previously held several rounds of talks, with the companies offering pay increases of up to 10%, which would raise the overall minimum pay package to R12 500 by July 2017, although this includes cash allowances for necessities such as housing.
The union has so far rejected the offers from the companies and those proposed by a government mediating team.
Mining Minister Ngoako Ramatlhodi said at the weekend that the government would pull out of its mediating role if the two sides could not reach a deal at the meeting on Monday, saying the government could “take them to the river but not make them drink”.
“The minister will no longer be involved,” mining ministry spokesperson Mahlodi Muofhe told the SAfm on Monday after the talks ended without resolution.
“The parties committed to continue to talk to each other. We don’t think that the parties have the appetite to continue with this impasse for much longer.”
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Table of Contents
CAN I LOSE WEIGHT BY EATING LESS?
What happens if I start to eat very little?
The CiberObn researcher says that eating a few times a day produces an insulin-glucose imbalance. “Being–long time without eating lowers insulins. Then, when eating food, a very high insulin peak is produced. By eating more than necessary, storage is produced in the form of fat ”.
How to lose weight by eating a little of everything?
Eat 3 main meals (breakfast, lunch and dinner) and two snacks. Several investigations have shown that eating five meals a day reduces excess weight. You do not eat more even if it seems like it, because the appetite you will have if you take something every three hours is not the same as if you arrive with a voracious hunger to eat.
What happens to people who only eat once a day?
Eating just once a day is not for everyone – some daily risks include being too hungry during the day, weakness, irritability, inability to concentrate, or extreme fatigue. There are also serious risks for people with underlying medical conditions
Would it be healthy to eat only once a day?
How many times have you gone to put on a t-shirt or pants and felt stuffed like a blood sausage for having a swollen belly? Even if you control what you eat and exercise, your belly may be bulging. Certain habits you have – also more serious medical conditions – can be to blame for your gut’s ballooning. But don’t worry, we know how you can get rid of that swelling in just 24 hours. From the hand of experts we help you identify what habits and foods may be boycotting the effects of your diet on your ‘gordominal’. This can help reduce bloating, balancing your digestive system and speeding up your metabolism in the process. In less than a day, the button on your pants will stop being about to explode.
Drink only water or tea
When people retain fluids, they tend to skimp on water because they think it will make their bloating worse. But the opposite should be done. The truth is that drinking lots of water (and skipping the alcohol) tells the body that it no longer needs to retain every last drop to stay hydrated. “Liquids, specifically water, are absolutely key to optimal digestion,” she notes in ‘Eat This, Not That!’ Isabel Smith, dietitian and founder of the Isabel Smith Nutrition Clinic.
Eat a banana
Bananas are full of potassium, a nutrient that helps regulate fluid balance and thus flatten abdominal bloating. Potassium offsets the effects of sodium in your diet, which is a common cause of retention. Chewing gum is not recommended at all since it causes us to swallow air, which can make our belly swell.But bananas will not only help you to overcome the swelling during the night. A study by Anaerobe notes that women who snack on a banana before meals twice daily for 60 days experience a 50% reduction in swelling.
Don’t chew gum
Not only does gum make you swallow air that causes your belly to swell, but it also contains sugar alcohols and artificial sweeteners like sorbitol and xylitol. Because these are not absorbed into your body, they can cause discomfort and bloating, according to a study in Clinical Nutrition.
Even if you come home after a long day and are hungry, that doesn’t mean you should have dinner in a hurry. Eating too quickly causes you to swallow excess air, which can lead to gas and bloating. Reducing the speed of chewing – with your mouth closed – can have the opposite effect.
Avoid fatty food
Foods high in fat can cause gastrointestinal upset. While some fats are great for your gut, like((omega—3s, these fats don’t interact with your body in the same way. Eating fast food often increases the levels of unhealthy fats such as saturated and trans fatty acids that cause an inflammatory response in the body.
Foods with added sugars, especially sweeteners, can be very uncomfortable for the intestinal tract and cause gas and bloating. Omega-3 belongs to the group of polyunsaturated fatty acids. Originally it has a great presence in fish, shellfish, nuts, and soybean oils. But due to its health benefits, in recent years it has been incorporated into other foods such as milk or eggs, among others.
Go for a walk
Instead of resting after dinner, go for a 15-minute night walk – it’s a great way to get everything in your body – gas – into motion.
The best time of day to go for a walk: all are advantages
But not only to reduce the swelling itself: the key to losing weight is walking. Walking to lose weight may be even more effective than running, according to a 2015 study. British researchers found that people who regularly took brisk walks weighed less than those engaged in other typ
es of physical activity, such as running, swimming or riding. cycling.
Avoid natural and artificial sweeteners
“Foods that are processed with added sugars, particularly artificial sweeteners, can be very upsetting to the intestinal tract and can cause gas and bloating for many,” Smith explains. Also, artificial sweeteners like sugar alcohols are part of that group of poorly digested short chain carbohydrates and related alcohols, which will only make your belly bloat more.
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Ugreen’s upcoming lineup of NAS devices is already off to a flying start
Ugreen’s first-ever lineup of NAS devices for home, work, creative pros, content creators and the like is available with significant discounts for early backers.
The NASync is Ugreen’s first-ever family of network-attached storage (NAS) devices, showcased at the Consumer Electronics Show (CES) in January. A Kickstarter campaign that launched on March 26 is already funded by more than 9000 backers. The devices are scheduled to arrive in June.
Ugreen NASyinc is its first-ever NAS lineup
The NASync comprises six devices powered by Intel’s 12th Gen processors with upgradeable DDR5 4800MHz memory, which is 2-3 times faster than DDR4. The devices run the homemade UGOS Pro (Ugreen OS Pro) operating system.
The NASync series providess professional SHA256 encryption with multi-factor authentication for all the devices connected to the same network as the NAS. Like other NAS products, you get advanced file management features to control who can access what (and when). NAS reduces your dependability on cloud storage. To that end, Ugreen has included robust features to manage photos on your NAS instead of using Google Photos, iCloud Photos, Dropbox and similar services.
Best of all, the NASync works with virtual machines, is compatible with Docker and supports your Plex media server. There’s even an integrated smart assistant that can recognize objects on images so you can search your pictures by text. These and other features can all be managed through Ugreen’s mobile app.
Ugreen NASync includes 6 devices
The lineup consists of the following units:
- DXP2800: Two-bay unit
- DXP4800: Four-bay unit
- DXP4800 Plus: Four-bay unit
- DXP6800 Pro: Six-bay unit
- DXP8800 Plus: Eight-bay unit
- DXP480T Plus: SSD-only with four M.2 slots
The DXP2800, DXP4800 and DXP4800 Plus are designed for personal and home use, while the DXP6800 Pro and DXP8800 Plus are for businesses. The SSD-only DXP480T Plus is aimed at content creators, creatives and media professionals.
A plethora of high-performance ports
These aluminum-designed accessories are flexible in terms of storage support. You can use 2.5-inch or 3.5-inch HDDs with various RAID modes supported. On top of that, there are also two additional M.2 slots for SSD storage to speed up caching.
The only exception is the DXP480T Plus, which has no HDD slots but offers four M.2 ones for up to 16TB of all-flash storage space. It is among the smallest and fastest NAS devices, measuring 7.0 x 5.6 x 2.0 inches.
The NASync sports many useful ports such as USB 2.0, USB 3.2 Gen 2, HDMN, SD card reader, PCIe 4.0 x 4 and Ethernet. The pricier six-bay, eight-bay and SSD-only units offer additional perks like two dual Thunderbolt 4 ports (data-only), each capable of transferring up to 40Gbps on, and dual 10GbE ports that can be aggregated to 20G bandwidth, resulting in transfer speeds of up to 2500MB/s.
The two-bay unit has 16 gigabytes of RAM, but pricier models support up to 32GB. The six-bay, eight-bay and SSD-only units run Intel’s Core i5 10 Core chips instead of Pentium or N series and offer expandable RAM up to 64GB.
Pricing and availability
Ugreen offered a limited number of 40 percent early-bird discounts, but those are no longer available. But those who decide to back Ugreen’s NASync can still get significant savings of up to 35 percent versus retail prices.
Early birds pay $259 instead of $400 for the two-bay unit (DXP2800). You save even more money with the six-bay (DXP6800 Pro) and eight-bay (DXP8800 Plus) devices which are set to retail for $1,000 and $1,5000, respectively. As for the SSD-only (DXP480T Plus) model, you can get for $519 instead of $800 until the campaign ends. Of course, you must supply your own storage disks.
The campaign kicked off on March 26 and has already secured over $4 million in funding, well past its goal. The number of early-bird discounts is limited, so hurry up and take advantage of the current 35 percent deal.
You can make your pledge over at the NASync Kickstarter page. The campaign ends May 9. The NASync is scheduled to ship in June 2024.
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SANS Institute, the worldwide chief in cyber safety coaching and certifications, and the Labor Fund (Tamkeen) launched the second part of the Bahrain Cyber Rehabilitation Program this week. After the success of the primary part in 2022, this yr SANS and Tamkeen proceed their strategic partnership to supply two packages that can allow 60 college students to acquire GIAC Safety Necessities (GSEC) and GIAC Licensed Incident Handler (GCIH) certifications through the coaching interval . . SANS will proceed to offer members with a sustained pathway to enter the cybersecurity workforce. This initiative is aligned with Tamkeen’s strategic route and is a response to Bahrain’s market calls for within the know-how sector, which requires high-quality and specialised know-how coaching alternatives.
In the course of the first spherical of this system with Tamkeen, current SANS graduates confirmed a excessive stage of information and confidence, which helped steadily shut the cybersecurity expertise hole in Bahrain, in accordance with suggestions from employers and organizations concerned.
“The success of this system speaks for itself. With 40% of scholars scoring above 90% on the GSEC and GCIH exams, and 82% and 86% passing the respective exams on the primary try, it’s clear that this coaching provides college students the instruments they should obtain their cybersecurity targets.” mentioned Ned Baltagi, Managing Director, Center East and Africa on the SANS Institute.
Commenting on this initiative, Mr. Ali Hasan, Govt Director of Packages and Partnership Improvement on the Labor Fund (Tamkeen), mentioned: “We’re pleased with the primary group of Bahraini college students to take part within the cyber rehabilitation program run by the SANS Institute. Their exemplary information, dedication and dedication contributed to the success of this initiative and confirmed the potential of Bahraini expertise on this area of interest subject. Tamkeen will proceed to establish and help initiatives that empower Bahrain and improve its competitiveness each domestically and internationally.”
With 3.5 million unfilled positions worldwide, there’s a important scarcity of expert cybersecurity employees proper now. In Bahrain, cyber safety is a high-demand employment choice in monetary companies, info know-how and manufacturing. With the quantity of cyber assaults rising following the mass transition to distant work as a consequence of COVID-19, there may be an elevated demand for expert cyber safety specialists and specialists within the nation, each from companies and the federal government.
Khalifa Yaseen, a scholar who efficiently accomplished the primary cyber rehabilitation program designed to arrange profitable candidates for safety roles by introducing them to key cyber safety rules and methods by means of three SANS programs, has received an invite to the Board GIAC Rating Advisory – a discussion board for GIAC licensed professionals to share concepts and recommendation, in addition to alternatives to offer enter into course and examination growth.
“The cyber rehabilitation program has been such a rewarding expertise,” mentioned Yaseen. “Via this system, I had the chance to work together and introduce myself to numerous firms and secured a chance with Beyon Cyber to develop my expertise on this space.”
In simply eight weeks, the Cyber Rehabilitation Program identifies and retrains people, opening up extra alternatives for profession progress and growth in all types of junior cyber safety roles. There may be enormous untapped potential in Bahrain and along with Tamkeen, SANS goals to proceed to generate alternatives that can uplift Bahrainis, bridge the hole and help companies within the Kingdom, thereby rising Bahraini expertise within the area and globally.
Bahraini people and companies concerned with taking part within the second spherical of packages will be capable of apply straight by way of SANS web site. Coaching packages are supported by Tamkeen. Extra info on opening purposes and the appliance course of will probably be obtainable Right here. | <urn:uuid:576c848a-3313-4765-9bfc-b3fb54bbff2d> | CC-MAIN-2024-18 | https://middleeasttime.com/sans-and-tamkeen-take-cyber-retraining-to-the-following-stage/ | 2024-04-24T03:57:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818999.68/warc/CC-MAIN-20240424014618-20240424044618-00768.warc.gz | en | 0.938267 | 799 |
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