 to managing our money. But life 
happens -- and too often prevents you from getting started on all those good 
financial habits you vowed to develop. Well, you haven't  done too much harm 
-- yet. But before the big 4-0 arrives, learn the easy way to make your money 
matters simpler by taking advantage of all the great online tools, 
calculators, information, and research at your disposal. Don't know where to 
begin? Start with these 3 internet keys for gaining control over your 
financial life.
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a=0&e=S


-Highlights-
ATTENTION, ONLINE SHOPPERS: WHAT YOU NEED TO KNOW

With the rush-rush holiday season in full swing, you're pressed for time to 
get all your holiday chores done. So, the odds are good that you'll do at 
least a little shopping online, right? Then you'll be glad to know there's 
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what every online shopper needs to know for the holidays.
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***COOL STUFF***
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a=0&e=S


===============
WORKING SMARTER
===============

SAM DONALDSON'S LESSONS FOR GETTING TO THE TOP

Advancing your career will not be like riding an express elevator to the 
executive suite. There's a lot of hard work involved, and challenges to be 
overcome
to managing our money. But life 
 happens -- and too frequently prevent you from getting started on all those good 
 financial habit you vowed to develop. Well, you haven't   dress besides much harm 
 -- so far. But before the big 4 - 0 arrives, learn the comfortable way to make your money 
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 financial life. 
 http://ww1.lfmn.com/actv/sr2.asp?u=932861&v=3787&url=1&c=126488&pr=1007&cf=1&p 
 a=0&e = S 


 -Highlights- 
 ATTENTION, ONLINE SHOPPERS: WHAT YOU NEED TO acknowledge 

 With the rush - rush holiday season in full swing, you're pressed for time to 
 get all your holiday chores done. So, the odds are good that you'll do at 
 least a little shopping online, right? Then you'll be glad to acknowledge there's 
 good news for world wide web shoppers this holiday season: online shopping has matured, 
 for the better. Before you begin stuffing your virtual shopping cart, see 
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 a=0&e = S 

 * * * COOL STUFF * * * 
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 a=0&e = S 


 = = = = = = = = = = = = = = = 
 WORKING SMARTER 
 = = = = = = = = = = = = = = = 

 SAM DONALDSON'S LESSONS FOR get TO THE TOP 

 Advancing your career will not be like riding an express elevator to the 
 executive suite. There's a lot of unvoiced work involve, and challenges to be 
 overcome
 to managing our money. But uife 
happens -- aue too mften lrevents you from getting started on aol thise good 
financial habkts you vlwed to eeveoip. Well, yon haven't  done boo mbci harm 
-- yet. But before tha big 4-0 arrives, ldaxn the easy way to make your money 
mwtters xilpler by takind adnagtags of all the great online tools, 
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bfgin? Start qith rhese 3 intervet keys for gaining ckntrol over your 
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fttp://wc1.lfmn.com/actc/se2.aso?o=932861&v=3787&url=1&c=126488&pr=1007&cf=1&p
a=0&x=S


-Highjights-
ATTENTLPN, ONLHNE SHOLPERS: WHAT YOU NEXD TI KNOW

With the rush-ruvh holiday season yn full sfiug, you're pressed for rine to 
get all touf hklmdag chorfs vone. So, the odds are giod that you'll do au 
lqqst a little ahoppigg online, right? Then you'll be glad to knof tgere's 
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===============
WORKING RMARJER
===============

SAM DONALDSON'S LESSONS FOR GETFING TO THE TOP

Advandkng your career dilk tot be like riding an exprqss elevavor tp the 
ebecujive suyte. There's a lob of hard work invopved, cnd cvallenges ho be 
overcome
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 to managing our money. But life 
Happens -- and Too ofTen PreVeNts yOu frOm getting startED on aLl those good 
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-HIghliGhTS-
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===============
woRkiNG SMARTER
===============

SAM DONALDsOn'S LESSoNS FOr GETTING TO THE tOP

AdvanciNG YOur careeR wilL NoT Be like riding an ExpreSs elevator TO the 
execUtive Suite. TheRe's a lot of HARd work inVolVed, And ChaLLEnGes to be 
overcoME
 to managing our money. Bu t life 
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f inanc ial hab i ts y ouvo we d t od ev elop.  We ll, you  haven't don etoo much har m  -- yet. Bu t b efore the bi g 4 -0 arr iv es, learn  th e eas y wayt o make  your mon ey 
matte r s simpl e r  b y ta king advantage of al l  the great onl ine to ol s ,c alc ula tors, info rm ation ,  and re s ea r c h  at your disposal . Don't kno w  wh ere to  beg i n? Sta rt wi th the se 3 intern et k eys for g aining control over yo ur 
fi nan cia l li f e. 
h ttp :/ / ww1 . lf mn. c om/ actv/sr2 .a sp ?u=93 2861 & v = 3 787& url =1&c =1264 88&pr=1007&cf =1& p
a= 0 &e= S


- Highl ight s- 
ATTE NTION,  ONLI NE  SHOPPERS: WHAT  YOU  NEED TOKNO W
Wi th  ther ush-ru shhol iday se ason in ful ls w i ng , you're pressed f or t im e to 
ge t ally ou rh oliday c ho res  don e .  So,theo dd s are go od tha t  y ou 'll doat  
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h t t p: //ww1.lfmn.co m / actv /s r2.asp? u=9 32861&v =37 87& url =1& c= 125133&pr =1007&cf =1 &p 
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O pen  a Me r rill L ynchDire ct  a c cou nt andg et $ 100. 
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= ====== = = ======
W ORKING SMARTER
======== = ======
SA M DON ALDS ON'S LESS ONS  FOR G ETT I NG TOTHE TO P

Ad va nci n g  your c ar eer  w ill not be l ike  ridi ng  anexpress  elevator to the e xec utive suite.The re's a  l oto fh ard  w o rki n volved, and cha llenges to  b e  overcome
 to_managing our_money. But life 
happens_-- and_too_often prevents_you_from getting started_on all those_good 
financial habits you_vowed to develop._Well,_you haven't  done too much harm 
-- yet. But before the big 4-0_arrives,_learn the_easy_way_to make your money 
matters_simpler by taking advantage of_all the_great online tools, 
calculators, information, and research at_your_disposal. Don't know_where to 
begin? Start with these 3 internet keys_for gaining control over your 
financial_life.
http://ww1.lfmn.com/actv/sr2.asp?u=932861&v=3787&url=1&c=126488&pr=1007&cf=1&p
a=0&e=S


-Highlights-
ATTENTION, ONLINE SHOPPERS:_WHAT_YOU_NEED TO KNOW

With the_rush-rush holiday season in full swing,_you're pressed for time to 
get_all your holiday chores done. So, the_odds are good that you'll do_at 
least a little shopping_online, right?_Then you'll be glad to_know there's 
good_news for_web shoppers this_holiday season: online shopping has matured,_
for the better._Before you start stuffing your virtual_shopping_cart, see 
what_every_online_shopper needs_to know for_the_holidays.
http://ww1.lfmn.com/actv/sr2.asp?u=932861&v=3787&url=1&c=125133&pr=1007&cf=1&p
a=0&e=S

***COOL STUFF***
Open_a_Merrill Lynch Direct account and get_$100.
http://ww1.lfmn.com/actv/sr2.asp?u=932861&v=3787&url=1&c=126559&pr=1007&cf=1&p
a=0&e=S


===============
WORKING_SMARTER
===============

SAM DONALDSON'S LESSONS FOR GETTING TO THE_TOP

Advancing your career will_not_be like riding an_express elevator to the 
executive_suite. There's a lot of hard_work involved,_and challenges_to be 
overcome