Use gold to optimise your investments. Using Shivalik Bank Gold Loans, you can use your assets to fulfil your current needs whether it’s for a purchase or an emergency. With features like no prepayment penalty and no guarantor, we will make sure you get the value you deserve.

Eligibility

Any individual (21 years or more) with a regular source of income either from agriculture activity or other profession via service, business, and self-employed person.

Tenure

12 months

Loan to Value

Max. 75% of the value of gold.

Quantum of Finance is Rs.10,000/- and above.

Documents Required

KYC documentation

Ownership Declaration

Assets & Liabilities Statement & Supporting Documents

*Share Capital for regular members will be Rs. 100/- (upto Rs. 10.00 lac) and Rs. 500/- (above Rs. 10.00 Lac to Rs. 50.00 Lac).

*All loans are applicable to actual bank charges which include valuation, legal and all actual bank charges

To know more visit your nearest branch.