is joining the ng or reserves worth it for me?
i joined active airforce as a fireman at 18 and got out at 20 with a general discharge for underage drinking. now i m 28, i work as a ff/paramedic and make good money, have a wife and 3kids and am taking pre med classes with my gi bill. the general discharge has not affected me at all professionally. it has affected my mind in that it is a splinter or blemish that will never go away. i talked to an army recruiter who stated i could join the ng or reserves and come out with a fully honorable discharge. or should i just try and move on ?
note i would probably have to do basic again and go to tech school again. also i doubt i can upgrade my discharge.
move on and get over it.
first, thank you for serving our nation.


second, it will be important to understand your stage in life. presumably, you may be turning 19 after your a-levels or 20 after your poly studies. either way, you are young and have a long investment runway ahead of you.


third, where can you place your money while you serve the nation for the next two years?


www.squirrelsave.com.sg


assuming you can get emergency funding if needed from your parents, then you must decide the risk you want to take in placing the money.


the safest (lowest risk) with no return is to literally keep your money in the safe. that’s not the best way frankly when there are slightly riskier ways to grow your money with decent returns.


one possibility is to place into a bank savings account in singapore, preferably in a fixed deposit which offers a higher return than the basic savings account.


however, i would recommend investing in a well-diversified global portfolio, especially when you have two years of runway to grow your money. after all, it will be good to have good returns after you complete your national service to help you meet expected expenses when you further your studies or take a well-deserved holiday.


investing globally is easy with robo-advisers. pick one which is fully automated where you don’t have to make decisions except how much to invest. in selecting the robo, check if the risk management is done by machine learning ai or if it is managed ultimately by a human manager. diversification requires massive data analytics, which is not humanly possible. yet it is easily done with the computing power available today.


before you start, you need to know or select your own risk profile. it is not easy as most people do not do what they say. further, conventional risk profiling poses technical questions which some people may not fully understand. instead, look for risk profiling tools which reflect your personality and risk-reward behaviour. using such a tool that can analyse your risk-reward attitude is a critical step to start your investing journey.


www.squirrelsave.com.sg good for you! yes, stay sober for a looong time (maybe a bit of healthy wine/beer will be ok). but those lost years and the abilities/skills won't just come in a delivery truck. you need to develop them and you can. even if you were older - but you're not. it will be ok. plants usually catch up if planted late in our garden. stay on track. good luck. see more... finding a wife. might leave the bay area for it (among other reasons)career wise i’m not too ambitious. i’m already l5 and would be 100% happy with that comp outside of the bay area. not sure if principal/l6 is worth the added stress. well this happened to me (a bit younger at first and then a five year break before continuing) and it's made me distrusting of people, especially boys or people i date. it made me feel like they saw me as easy, and even now i feel like i am. i'm mostly normal (with some side effects from the memories) but i really have problems with people flirting and giving me compliments it is wonderful that you have been able to get past the drugs & each day forward will help your system rebuild. some tissues that are irritated or injured by the exposure will repair over weeks, months & years but some effects are lasting. the central nervous system, nerves & heart muscle have little ability to repair if affected. see more... wow marlboro! yikes! ouch! even though i&#39;ve been working with queer issues for many years i am still struck by what you&#39;ve told us. it is a very sad reflection on our society, where same-sex marriage is legal, that parents can throw gay youth out of their homes. ignorance and prejudice run very deep.<br><br>what are your ages?<br> i was officially diagnosed when i was 11/12 but had been experiencing pain and flares since i was quite young about 5/6. doctors initially wrote it off as "growing pains" or symptoms from high/low blood sugars (diagnosed with type 1 diabetes when i was 9) but went for more extensive testing out of town at a children's hospital where it was later discovered i have juvenile onset inflammatory arthritis (later ra) and a condition where the ligament's/muscles on the insides of my knees are very weak (can't think of the name right now.) and you are quite right, this journey we all deal with is a long and tiring one, but remembering to stay positive, do what you can when you can, to rest when you need to, and to have support whether through family/friends or sites like this we can all come out saying we got this! xo This is the great conundrum. Should I stay or should I go. Ultimately only your heart can answer this. But I would consider balancing on a two sided scale the weight of a casual fuck and a baby 👶 and then the weight of your family broken up divorce and spending the rest of your time seeing your kids half the time or less and likely being raised by another step dad. I'm not suggesting you choose one or the other. I'm merely suggesting you weigh in the reality of both sides and what they mean in the long run. I feel for you because I've been there and know it's very very hard. You will know what you must do but take a little time to think before making rash decisions.   
I wish you the best. And hope whatever happens you will be happier for those decisions you make. 😔 hey everyone,

i was in a similar spot last year and was going through ft recruitment without having a major banking internship on wall street. i come from a super non-target and ended up doing a masters of finance this year at a decently known school. by being super diligent and persistent i was able to land a job on the street. my advice if you are coming from a background like mine would be to find an internship whether paid or unpaid that offers some type of transaction experience over this summer. A. If you are going to marry your fiancé, you will have to tolerate his children and ex-wife. It is unfair and unrealistic to ask him to cut ties with his children no matter how dysfunctional they or his ex-wife may be. He is their father and will likely have some involvement with them for the rest of his life.

You have a decision to make. If you decide to marry him, then accept that his family will be part of your life. If you don’t wish to be involved with his family, then strongly reconsider your decision to get married.

Every decision has consequences. Objectivity and clarity are of paramount importance when making major life decisions. It might be helpful to discuss this decision with a therapist. A therapist could assist you in thinking through what your life would be like with or without him and by extension with or without his family. Please take care.

Dr. Kristina Randle

Fiancé Kid Issues When He Doesn’t See Kids