can you be protected by an auto insurance policy if you aren't listed on it? 
my boyfriend got into a not-at-fault accident and his car is destroyed. the other driver's insurance policy will pay $15,000. this is less than what he owes on his loan and his insurance company won't allow him to submit a claim. they say it's because he isn't listed as a driver on the policy. is this allowed?
"the other insurance company is only offering to pay $15,000 because that is what the other driver's coverage limit is. in a situation like this, typically [uninsured/underinsured motorist coverage](https://getjerry.com/car-insurance/uninsured-motorist-coverage) or [collision coverage](https://getjerry.com/car-insurance/collision-insurance) on your own policy would cover this. 

however, most [car insurance](https://getjerry.com/car-insurance) carriers require that anyone who drives the vehicle be listed on the policy as a driver. while insurance does often follow the car, carriers can deny a claim if a household member, or full-time driver, is not listed on the policy or is excluded from coverage. 

it's extremely important to always list anyone who frequently drives the vehicle. insurance carriers base their rate on this and it will ensure your vehicle is always protected, regardless of who is driving. 
"
unfortunately, no. maryland is actually known as a “fault” state when it comes to [automobile](car-accidents.html) and commercial trucking accidents. and, sadly, for many victims of serious interstate and beltway traffic collisions, chances are that recovering monetary damages to cover your medical bills and rehab expenses will be impossible, or difficult at best if the defendant can prove you were at least partially at fault. No, since they did not write the law for you. What you need to look for is a Grandfather Clause that lets those who had it legally, get to keep it legally.   

  

Edit: No, TD, it is so the police can see the driver. If someone calls you on it, just explain that you saw no damage and - well - basically tell them what you told us. You'll be fine. not if he took full responsibility for the debt. go to hr block.com and ask or call your local jackson hewitt and ask for free advice you won't have to tell them any of your information to get an answer. Caravan Guard policies have the benefit of being underwritten by a leading UK insurer, RSA – this means that if you ever have to make a claim, RSA’s specially trained team will take care of things and pay out any settlement.


Caravan Guard also have a Claims Liaison team who are available to support you through your claims journey with RSA. What have you done on the citation? Has a conviction been reported to the DPS? If so, you may have obstacles in obtaining your driver's license. If you have not made an appearance in court yet, call a local lawyer to see what can be done to avoid a conviction. Good luck. Of course it's a felony. Have your friend hire a defense attorney. if drivers are uptodate it will not show onto the list. else start the utility with 'run as administrator' option and see if it's working. Actually, under the California Implied Consent/Admin Per Se laws, you may have something to worry about. I would do two things if I were you: 1) check with the California DMV to make sure your driving status is still good so that you don't add to your sitaution by getting a driving on a suspended license charge; and 2) contact a local DUI lawyer for a free consultation to make sure you haven't missed anything (doesn't mean you have to hire anybody... just call so you know for sure rather than relying on this forum). See the source below for information on the CA DMV and implied consent for DUI cases. There are also links on that page to all of the relevant official CA DUI guides. Good luck with your case. deliveries - but requires driving... i know... you don't do that.home appraiser - need a licensed or certified appraiser to sponsor you, but you can do that with little training, make decent $. again.. driving requiredhome inspector.