47 Million Americans without Health Insurance, ....really?



Think about it... It's been at least 5 years of that same number, yet we've lost millions of Jobs (Literally) More and More Companies are going to "part time" or "Co payments" as opposed to paying outright, health insurance, Cost of Living, Cost of care, cost of...
Actually it takes money to gather data of that type, and whether it is 47 million or 50-52 million, the urgency remains unchanged.   

Part of the data shows that the number rose 2.2 million between 2005 and 2006, and by 9 million since 2000.   

  

the 47 milloion number is a 2005 estimate.   

<http://www.nchc.org/facts/coverage.shtml>   

  

But thanks for the question, this problem needs to stay in front of peoples' faces.   

  

And some people need to be better educated on the fact at how health care prices go up, so they see they are already paying for the health care for people who cannot pay.   

Subsidized health insurance should prevent that, and make their own health care costs rise slower.   

  

  

Not exacty sure where people get the idea that most are ilegal immigrants when 80% are native Americans or naturalized citizens.
"when you don't pay your [car insurance](https://getjerry.com/car-insurance) bill, your coverage can be canceled. without insurance, you won't be covered in the event of an accident. this means that you would be responsible for any damages or injuries you cause.
 
if you don't pay your bill, you could also face higher rates with insurance carriers down the road. carriers look at your prior insurance history when deciding on your rate. if they see that you had a policy canceled for non-payment, you could face higher rates than someone who pays for their car insurance on time.
 
if cost is an issue, you should shop around. you can request [car insurance quotes online](https://getjerry.com/car-insurance/car-insurance-quotes-online) to find the best price for the coverage you need.

if you’re shopping for car insurance, [jerry](https://getjerry.com/signup) will generate competitive quotes from top providers in less than a minute. " if you have hired help, it is crucial to talk with your agent about what you are and are not covered for. this can be different in every state and every situation. 

for example, if the babysitter you get from time to time is hurt on your property, your policy will cover this. however, if you directly employ a full-time nanny, they may not be covered since in some states, you would be required to provide workers’ compensation insurance. 

also, there can be a difference depending on whether you directly hire someone or if they are part of an agency that you contract through. usually, if your employee is part of an agency, they will already have insurance with that company. 

as you can see, there are a lot of potential scenarios to consider, and it would be best to speak with your insurance agent. this is a situation where most people are not adequately protected. "the best way to find [cheap car insurance](https://getjerry.com/car-insurance/cheap-car-insurance) is to shop around. the more quotes you get, the more likely you'll find something that's more affordable than the $4,000 you're paying now. 

with [jerry](https://getjerry.com/signup), you can get quotes from up to 45 providers in seconds, making the entire process quick and easy. good luck on your new life as an independent woman!" "in most cases, when a [car insurance company](https://getjerry.com/car-insurance) makes a medical settlement, they will send the check directly to the *victim*, even if they make it payable to the hospital or medical provider as well. 

it's up to you to make sure you use this money to cover your medical expenses. once a claim has been settled, your insurer won't make additional payments. 

if you want additional medical support, consider adding [medpay](https://getjerry.com/car-insurance/medical-payments-coverage-medpay) (medical payments coverage) to your policy." 

**more**: [types of insurance](https://getjerry.com/car-insurance/types-of-car-insurance) "yikes! that is a big difference!

while there's nothing you can do to repair your claims history, you can shop around for better rates by comparing rates for [home insurance online](https://getjerry.com/car-insurance/car-and-home-insurance). 

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the average homeowner pays about **$1,200 a year**, so you're right in thinking that you're paying a lot. in the future, you can safeguard your house against leaks or choose to pay for them out-of-pocket rather than adding to your claims history." 

**more**: [11 car insurance hacks to save you money](https://getjerry.com/car-insurance/car-insurance-hacks) hi,

lots of great explanations below, but i fear they might be difficult to truly conceptualize. 

let's start with a pie!

if there's a pie in front of us, that is the market. we'll call it 100 units of pie

we cut the pie in half - one piece (50 pie units) for you, and one piece (50 pie units) for me

scenario 1: we do nothing, we both have 50% market share.

scenario 2: i eat half my pie. my pie slice is now 25 units, yours is still 50 units. as a result, you have 67% of the market share and i have 33%. my "revenues" have fallen and my market share has fallen. your revenues haven't changed but you've gained market share

scenario 3: not only do i eat half my pie, but you also eat 20% of yours. still, i ate more, so even though your "revenues" are down, you've still gained market share.

scenario 4: we both get given more pie (yay). but, i get a whole other 50 units, and you only get 5 more. your "revenues" are up, but you've still lost market share!

i've created the below image for you to visualize this better (click on it to blow it up)...hope this helps! "insurance companies view older, new drivers just as high risk as younger, new drivers. the reason why older drivers have better rates is typically because they've been driving longer. 
 
older drivers are often able to prove to insurance companies that they're reliable. a new driver hasn't had that experience, so insurance companies are taking on more risk by insuring them.
 
additionally, since you live in a large city, your rates will normally be higher than a suburb or smaller town. 
 
to find out what your rate will be, you'll want to request [car insurance quotes](https://getjerry.com/car-insurance) from different carriers. this will give you a good idea of how much you'll be paying in car insurance. 
 
while your rates may be high to begin with, your rates should begin to decrease if you maintain insurance and a clean driving record." generally, medical treatments for multiple sclerosis, a condition that requires lifelong care, are hellaciously expensive. this is true despite introductions of generic versions, and average u.s. retail prices are usually in the thousands of dollars. medication in the u.s. is always expensive, but ms medications are in another realm entirely, up there with treatments for cancer and rheumatoid arthritis. a 2020 study published by the american academy of neurology found that medicaid spending on … "the other insurance company is only offering to pay $15,000 because that is what the other driver's coverage limit is. in a situation like this, typically [uninsured/underinsured motorist coverage](https://getjerry.com/car-insurance/uninsured-motorist-coverage) or [collision coverage](https://getjerry.com/car-insurance/collision-insurance) on your own policy would cover this. 

however, most [car insurance](https://getjerry.com/car-insurance) carriers require that anyone who drives the vehicle be listed on the policy as a driver. while insurance does often follow the car, carriers can deny a claim if a household member, or full-time driver, is not listed on the policy or is excluded from coverage. 

it's extremely important to always list anyone who frequently drives the vehicle. insurance carriers base their rate on this and it will ensure your vehicle is always protected, regardless of who is driving. 
" a person's memory is actually made of different parts and each part has different possible causes for memory loss. in general, memory problems can occur from alcohol abuse, mood disorders, psychosis, stress and anxiety, psychological trauma, head injuries and dementia. however, at your age, you may simply have too much to think about and this may cause problems with "working memory". see more...