Recieved a call stating I owed HSBC for a debt



I got a call that threatened to pursue legal action such as bank fraud and malicious intent ? I have no clue what these people who had American accents were talking about. They knew my social and full address. They were talking about a credit card more than 13 yrs old.
This is a likely scam. The statute of limitations on a credit card in Illinois is 5 years from last payment.
That's blackmail. Report them to the Police. zoe reported salesman with the number 07885062212 as harassment calls. asked if i’ve had a car accident in the last 18 months. when i said no he just hung up. from a company with 3 letters, like asm or something. rude man.... not if he took full responsibility for the debt. go to hr block.com and ask or call your local jackson hewitt and ask for free advice you won't have to tell them any of your information to get an answer. most likely, with surprise. "who is this," i would think, "and why are they angry at me?". if nothing comes to mind, i'd bellow my name and title back at them, and ask who they were to demand that information of me. if you had to pay in money when you filed then they are going to charge you interest for being late.

they are probably conducting an internal audit of all of your past returns right now, that is why you haven't gotten the notice yet. if they determine that you did this intentionally, which is likely, they'll access a punitive fine on top of the interest they'll charge you.

otherwise they might just send a warning. although it is illegal to file late, if you didn't owe them money they probably won't make a big deal out of it. just the same, they are probably auditing all of your recent returns. i.owed.a.fone reported zinc group with the number 01789405056 as debt collection company. overdue vodafone bill... You can post a hijackthis log and i can take a look at it for you. Malware might be the cause. well, i raised an issue with id support whom escalated it with engineering or something and it's now working. they did say they'd text me updates and haven't received anything from them so whether they did anything or whether it just started working.. who knows. 

but yeah, looks like the answer is calling / talking to support. Our payment system is 100 percent secure, so know the unauthorized part will hack it to find credit card data. We maintain the confidentiality of any information you will share to assist in order processing and communication. a credit card is a payment method that lets the user borrow money as needed to purchase goods and services. using a credit card responsibly also is the easiest way to build a good credit score. other benefits for credit card users include the opportunity to earn rewards on purchases, the flexibility to pay off large purchases over time, or the chance to reduce the cost of existing debt through a balance transfer. on the other hand, banks and credit unions offer credit cards because they are a good source of income from fees and interest charges.
to qualify for a credit card account, an applicant must be at least 18 years old with enough income to afford monthly bill payments, in light of the individual’s existing financial obligations. there is no minimum age to get a credit card as an authorized user, however.
physically, a credit card is about the size of a driver’s license. most new credit cards are now equipped with a magnetic stripe and a metal chip, allowing cardholders to swipe, dip or tap their card in or against a payment terminal to complete a purchase. the stripe, the chip, or the credit card number can be used to make purchases, which will deduct from the card’s credit line. the amount of a credit line – called a credit limit – depends on the cardholder’s income and overall creditworthiness. once a month, the cardholder receives a credit card statement detailing purchases and payments made during that billing cycle, and noting when the cardholder must make a payment on the account.
credit card features & fees
credit cards require regular payments to keep the account open and in good standing. if you pay for your purchases within the window of the grace period on the account (typically between 21 and 25 days after the monthly statement is issued), you won’t have to pay more than you borrowed. if you carry your balance past that, however, you’ll generally have to pay the regular interest rate - or regular apr - on the amount you owe. credit cards have higher regular aprs than most consumer loans, so it’s best to avoid carrying a balance.
outside of interest charges, credit cards may come with fees. late fees apply to nearly all credit cards when you don’t pay at least the minimum payment by the due date. annual, monthly, and one-time fees may be charged just to have certain credit cards. the credit cards with the biggest benefits and perks - travel credits, free airport lounge memberships, and the highest rewards rates, to name a few - are usually the ones with annual fees.
credit cards may give access to a certain amount of cash in the form of a cash advance. when you take out a cash advance, the grace period does not apply. you will start accruing interest the day you get the cash, and the cash advance fee will be added to your credit card balance.
a balance transfer is another credit card function that usually comes with a fee. balance transfers essentially pay one credit card balance with another credit card for the purpose of saving money in interest charges. in addition to the average balance transfer fee of 3%-5%, there’s an interest rate for the amount you transfer.