How does a reverse mortgage affect NH care if the person has only SS and VA financial assistance for income?



Can the remaining spouse stay in their home and what income would she have to live on?
Monthly payments from a reverse mortgage do not count as "income" for Medicaid purposes, but any payments not consumed or converted to a non-countable form by the end of the month of receipt are then counted as an asset in the following month. In most cases, a reverse mortgage is not advisable for a single person who may move to a nursing home soon, because it will have to be repaid within 12 months of vacating the house. However, if there is a spouse at home, then sometimes a reverse mortgage can be helpful to that spouse to pay the bills, go on vacation, etc. I have a section on reverse mortgages in my book, "How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets" (www.MedicaidSecrets.com), in which I also discuss a new technique called a reverse private mortgage.
Ms. Curry gave a great answer. I write only to expand a bit. Members of the armed forces (or their spouses) who are serving on active duty including as a member of any State's National Guard or reserve component of the US armed forces have rights to avoid or postpone not only residential lease defaults but also mortgage defaults. Otherwise, if a military veteran has mental capacity and is beyond the age of minority, not acting under duress or other legal disqualification and the above-stated active service elements are inapplicable, then the veteran is subject to the same laws and contracts as non-veterans. This is the great conundrum. Should I stay or should I go. Ultimately only your heart can answer this. But I would consider balancing on a two sided scale the weight of a casual fuck and a baby 👶 and then the weight of your family broken up divorce and spending the rest of your time seeing your kids half the time or less and likely being raised by another step dad. I'm not suggesting you choose one or the other. I'm merely suggesting you weigh in the reality of both sides and what they mean in the long run. I feel for you because I've been there and know it's very very hard. You will know what you must do but take a little time to think before making rash decisions.   
I wish you the best. And hope whatever happens you will be happier for those decisions you make. 😔 it depends how much you would have to pay out on your current lease. the visa doesn't matter. it will only come into play when you re-enter the country (i.e. you'll need new stamps before entering, and that's only if your old ones are about to expire or have expired).as for submitting a new h4, before the old one gets approved, that's a good question. i assume her h4 is now expired and she's holding onto an h4 extension receipt only.you should have included her h4 in the h1b premium extension. if you're really concerned for a stroke or tia - you might want to discuss s mri with and without contrast as well as an mra. hope that helps! maybe, if she has a self-esteem problem. in the end what you'll get is lots of cuts and bruises, and a bad sexual experience that makes you feel embarrassed every time you think about it for the rest of your life. pulse check - if trump raises the age limit to buy a gun, bans “bump stocks”, and tightens the law around background checks...will conservatives fall in line? or is full access the only right? A.  I’m sorry that this is happening to you. I have worked with many families who have faced a similar situation. Your predicament is fairly common. As you noted, the law prohibits forcing someone into treatment unless a case can be made that they are a danger to themselves or to others. Imminent danger standards, make it very difficult for many people to receive help until something happens.


I would recommend becoming educated about your potential options. Start by googling “Georgia and involuntary commitment laws.” You should be able to find good information about civil commitment options in your state. According to my research, for inpatient treatment, an individual would have to meet the following criteria:


1. pose an imminent danger to self/others, evidenced by recent overt acts or expressed threats of violence OR are
2. unable to care for their own physical health and safety so as to create an imminently life endangering crisis and in need of involuntary treatment.



For outpatient treatment, a person must meet the following criteria:


1. based on treatment history or current mental status, requires outpatient treatment in order to avoid imminently becoming an impatient AND
2. is unable to voluntary seek or comply with outpatient treatment.


You might try contacting your local mental health crisis team. They may be willing to come to the home, evaluate your mother’s condition and assist her in obtaining treatment.


You should also explore guardianship laws in your state. If possible, consult a guardianship attorney to determine if anything can be done to assist your mother. At 71, it’s possible that she’s experiencing a mix of [mania](https://psychcentral.com/disorders/manic-episode/) and potentially dementia. Guardianship may be an option.


I would also recommend consulting the local National Alliance on Mental Illness (NAMI) groups in your state. Here is a [link](https://namiga.org/) to the NAMI organization for your state. NAMI offers free support groups in communities across the country for individuals caring for loved ones with serious mental illness. They can help you to navigate the mental health system. Contact them for support and assistance.


I hope these ideas assist you in helping your mother. Please write again if you have additional questions.


Dr. Kristina Randle



How Do We Get My [Bipolar](https://psychcentral.com/disorders/bipolar/) Mania Mom to Go Get Help? if you have hired help, it is crucial to talk with your agent about what you are and are not covered for. this can be different in every state and every situation. 

for example, if the babysitter you get from time to time is hurt on your property, your policy will cover this. however, if you directly employ a full-time nanny, they may not be covered since in some states, you would be required to provide workers’ compensation insurance. 

also, there can be a difference depending on whether you directly hire someone or if they are part of an agency that you contract through. usually, if your employee is part of an agency, they will already have insurance with that company. 

as you can see, there are a lot of potential scenarios to consider, and it would be best to speak with your insurance agent. this is a situation where most people are not adequately protected. no. alimony is money ordered to be paid by one divorcing spouse to the other for the benefit of that spouse. child support is assessed to meet the basic needs of a child.

many arrangements are possible for the divorce decree, including:

-one spouse pays both child support and alimony
-one spouse pays child support but no alimony
-one spouse pays alimony but no child support
-one spouse pays child support, but the other spouse pays alimony