i made reservations at cinderella's royal table, which requires a credit card pre-payment but we have decided to use the disney dining plan. will my credit card be refunded if i would prefer to use ddp credits once we're there?
hi kevin, thank you for sending your question the the disney parks moms panel. congratulations on securing a reservation for cinderella's royal table, it can be difficult to find a reservation! if you choose to use your disney dining plan at cinderella's royal table, all you need to do is tell the cast member when you receive your cheque and he/she will credit the full amount to the credit card that you used to secure the reservation. this happens quite a lot, since cinderella's royal table needs to be paid in full in order to secure your reservation, the cast member will quickly adjust your cheque and process your dining plan credits. i would recommend keeping an eye on your credit card statement just in case, payment may take several days to process. please keep in mind that cinderella's royal table requires two dining plan credits per person, and gratuities are included. personally, what i like to do is pay out of pocket for our meal at cinderella's royal table and use the extra credits for another meal during our stay. since we make advanced dining reservations 180 days in advance, upon our arrival i don't even notice the charge, and i can enjoy some other table-service dining locations during our visit. i hope you have a magical visit at cinderella's royal table, kevin. please let us know if you have any other questions, we are always happy to help. stephanie
hi @ffscancelling your direct debit won’t cancel your plan.if you haven’t followed the correct cancellations process, your plan will remain active and you’ll continue to get billed by us, which you’ll still be liable to pay of course.if you fail to pay, unfortunately, your plan will go into collection and it could impact your credit rating.we can accept payments via our automated payment line or if you have received a letter from a collections agency you can make payment directly to them.michelleid mobile the only way you can return the phones are if you are still within the remorse period. if you're past the window you will need to pay the phones off and if you don't it will go to collections and go against your credit. a credit card is a payment method that lets the user borrow money as needed to purchase goods and services. using a credit card responsibly also is the easiest way to build a good credit score. other benefits for credit card users include the opportunity to earn rewards on purchases, the flexibility to pay off large purchases over time, or the chance to reduce the cost of existing debt through a balance transfer. on the other hand, banks and credit unions offer credit cards because they are a good source of income from fees and interest charges.
to qualify for a credit card account, an applicant must be at least 18 years old with enough income to afford monthly bill payments, in light of the individual’s existing financial obligations. there is no minimum age to get a credit card as an authorized user, however.
physically, a credit card is about the size of a driver’s license. most new credit cards are now equipped with a magnetic stripe and a metal chip, allowing cardholders to swipe, dip or tap their card in or against a payment terminal to complete a purchase. the stripe, the chip, or the credit card number can be used to make purchases, which will deduct from the card’s credit line. the amount of a credit line – called a credit limit – depends on the cardholder’s income and overall creditworthiness. once a month, the cardholder receives a credit card statement detailing purchases and payments made during that billing cycle, and noting when the cardholder must make a payment on the account.
credit card features & fees
credit cards require regular payments to keep the account open and in good standing. if you pay for your purchases within the window of the grace period on the account (typically between 21 and 25 days after the monthly statement is issued), you won’t have to pay more than you borrowed. if you carry your balance past that, however, you’ll generally have to pay the regular interest rate - or regular apr - on the amount you owe. credit cards have higher regular aprs than most consumer loans, so it’s best to avoid carrying a balance.
outside of interest charges, credit cards may come with fees. late fees apply to nearly all credit cards when you don’t pay at least the minimum payment by the due date. annual, monthly, and one-time fees may be charged just to have certain credit cards. the credit cards with the biggest benefits and perks - travel credits, free airport lounge memberships, and the highest rewards rates, to name a few - are usually the ones with annual fees.
credit cards may give access to a certain amount of cash in the form of a cash advance. when you take out a cash advance, the grace period does not apply. you will start accruing interest the day you get the cash, and the cash advance fee will be added to your credit card balance.
a balance transfer is another credit card function that usually comes with a fee. balance transfers essentially pay one credit card balance with another credit card for the purpose of saving money in interest charges. in addition to the average balance transfer fee of 3%-5%, there’s an interest rate for the amount you transfer. you likely will. since to request a refund or exchange you need to email the webstore i would request an exchange for another phone instead. hi there, can you pm me your uphold email address? i can look into your account and issue you a refund. :slight\_smile: hi @sam\_cat - there was another topic on this query. i can't find it, so i've tweaked yours to make it more searchable moving forwards. 

this is to do with the direct debit figure. we look at your prices for the two year plan, and the annual consumption of the property, getting an annual spend and a monthly cost (if you divide that figure by 12). the tariff that you're on now just displays your current direct debit, which will of course take into account your current credit balance. 

tim if you have the ticket call nintendo customer service and they will send a new code. this has happened to me in the past and that's what i did. i've been purchasing digital cards ever since. there’s a link on the checkout page about ryanair’s exchange rate, bottom left underneath where you enter the card number. if you click this link, there is a checkbox that you can untick which reverts the currency back to the original one you were quoted in dear candidate,




 unfortunately, the demand drafts paid for second round of counselling shall not be repaid.




 the refund takes place only if the candidate who surrendered the seat takes admission in iit or nit.




 hope, this information helps you in some sort. Our payment system is 100 percent secure, so know the unauthorized part will hack it to find credit card data. We maintain the confidentiality of any information you will share to assist in order processing and communication.