how would you choose to help the world if you had time?
i believe in helping on smaller scales rather than the world at large. it seems to me thst it's the best way make sure you help accordingly and appropriately. i can give the example of wildlife conservation. the way an issue is tackled in one country may not help much in another; the same can be said between regions in the same country. for that you need to analyze the problem in a particular area, with its own conditions and circumstances."helping the world" sounds too large and, in my mind, would be too easy to create one formula and try to apply that everywhere.i believe in helping in your direct environment - family, circle of friends, neighborhood, community - rather than the world at large. you know or would know your immediate environment better than the rest of the world.
please first, thank you for serving our nation.


second, it will be important to understand your stage in life. presumably, you may be turning 19 after your a-levels or 20 after your poly studies. either way, you are young and have a long investment runway ahead of you.


third, where can you place your money while you serve the nation for the next two years?


www.squirrelsave.com.sg


assuming you can get emergency funding if needed from your parents, then you must decide the risk you want to take in placing the money.


the safest (lowest risk) with no return is to literally keep your money in the safe. that’s not the best way frankly when there are slightly riskier ways to grow your money with decent returns.


one possibility is to place into a bank savings account in singapore, preferably in a fixed deposit which offers a higher return than the basic savings account.


however, i would recommend investing in a well-diversified global portfolio, especially when you have two years of runway to grow your money. after all, it will be good to have good returns after you complete your national service to help you meet expected expenses when you further your studies or take a well-deserved holiday.


investing globally is easy with robo-advisers. pick one which is fully automated where you don’t have to make decisions except how much to invest. in selecting the robo, check if the risk management is done by machine learning ai or if it is managed ultimately by a human manager. diversification requires massive data analytics, which is not humanly possible. yet it is easily done with the computing power available today.


before you start, you need to know or select your own risk profile. it is not easy as most people do not do what they say. further, conventional risk profiling poses technical questions which some people may not fully understand. instead, look for risk profiling tools which reflect your personality and risk-reward behaviour. using such a tool that can analyse your risk-reward attitude is a critical step to start your investing journey.


www.squirrelsave.com.sg <3
thank you for your support.

i needed to be disfellowshipped after deliberately leaving the organization. it was a sudden action after which i became gravely ill (psychological affect and immune system shutting down). it was 10 years b4 my conscience would let me approach god in prayer, even then begging to know it was okay to speak to him.
can you believe it?! no wonder i nearly died, i gave them my life.

hey, the sun shines here on the outside, whoa! 
;-)
(hope your post lasts!) That's a good question, But let God do the judging.   

Let us show God's is love, to everyone on here and every one we meet. Life is what we make of it, so it is really YOU yourself who give your life a purpose. If you feel you need friends, go out and make friends. If this is difficult for you, look up for ways to make friends. There are many sites that give good tips. If you think you need to pep up your life, go out, get a hobby, try something new, be brave and explore. You will not change your life if you don't try.Ultimately, it is down to you to make the effort to do something about it. Sometimes the best way to feel cared for is to go out there and share your love with people (that's why people who volunteer at old folks' homes, shelters or orphanages find joy in what they do - the more love they give, the more loved they feel).   

  

But having a busy social life and having thousands of friends will not make you happier or less pathetic. Try to rethink your values on what is 'pathetic'. Whose values and perspectives are you basing your assumptions on? Who's to say your life is pathetic? Some people have very few friends and don't go out much and can still enjoy their lives because they acknowledge that they don't need to be part of the crowd to be happy or have fulfilling lives.   

  

Also, if you still have family who give you food and shelter and don't abuse you, it's unfair to say nobody cares. i'd tattoo the confederate flag on the back of my head and walk around the ghetto @a myfibroteam member 

how nice of you to say that. i, like many others, have asked god why? why am i the one who has this painful, incurable illness? why am i the one with major depressive disorder? why am i the one that was sexually assaulted so many times? why am i the one who has had to take care of my sister’s children, help them pay for their educations, and support them as they navigate the waters of this crazy world we live in? why me? i made a conscious decision a few years ago, when my lifelong emotional scares got out of control, that i would make one of the answers to those questions be “to help others navigate through this thing called life”. if i can help just one person feel less alone, or like someone cares, or like there is hope after all i will have succeed at life. if i can help just one person fight back instead of giving in my life has a purpose. as a result, this normally very private person has gradually learned to be very open. i am not ashamed of the things that happened...disappointed or angry yes but not ashamed. i talk openly about how major depressive disorder has affected my life and how i’ve been able to come to terms with it. i talk openly about close brushes with suicide and what worked to get me back to a better place mentally. i talk a little less openly about the impact sexual assault had on every aspect of my life (that one is harder because i’m still working on some of the emotions and reactions around it). i talk openly about the changes i’m having to make as fibromyalgia makes itself more and more obvious in me. i’m not perfect. i still get angry and upset. i still get frustrated. i still feel hopeless sometimes. i feel all the negative emotions everyone else does but if i can help just one person, i will have a reason for all i’ve gone through. perhaps people on this site are that reason. it is my deepest hope that others don’t have to suffer as i have but, if they have, i want to use my god-given caregiver heart to help them through. 

may god bless and keep you. 

shirley one doesn't substitute for the other; they are two very different things. so, if there's time for both, why not have both? be my eyes - see the world together If it is merely a MYTH to you, then WHY would it matter?   

  

  

As for me and my household, we will serve the Lord.   

MARANATHA! Come, Lord Jesus, COME!