       month: 0
       day: 1
   }
-  { # with observed day
+  { # with observed day (on a Sunday)
     name: 'newYearsDay'
     main:
-      info: name: 'New Year\'s Day'
+      info: name: 'New Year\'s Day', bank: false
       year: 2017
       month: 0
       day: 1

  { # with observed day
    name: 'independenceDay'
    main:
      info: name: 'Independence Day'
      year: 2015
      month: 6
      day: 4

  { # with observed day
    name: 'veteransDay'
    main:
      info: name: 'Veterans Day', bank: false
      year: 2012
      month: 10
      day: 11 # sunday
