When to use full backup or full backup and then differential backup There is a SQL Server 2012 database that has the following configurations 


Recovery mode : Simple 
Backup Schedule : Full backup at 01:00 hours daily as well as differential database backup 13:00 hours daily


Once the differential backup of this database failed at 14:00 hours, the database then failed. 

I need to restore this database and ensure the data loss is minimal.

Shall I choose 


Restore the latest full backup, or
Restore the latest full backup, then restore the latest differential backup
Restore the latest full backup (using the with norecovery option) and the last good differential.