I'm no doubt missing something really obvious here but I can't figure it out. Any help would be appreciated. The mistake is coming from here:

```
package B00166353_Grades;

public class Student{
    String name,banner;

    public Student(String name,String banner){
        this.name=name;
        this.banner=banner;
    }

    public String toString(){
        String productDetails=new String();
        productDetails+=String.format("%-20s%10.2s%10s",this.name,this.banner);
        return productDetails;
    }
}

```