This is currently happening to a friend.

She is 19 years old and doesn't qualify as an 'independent' on the FAFSA. Her parents refuse to apply for the Parent PLUS loan and also refuse to cosign for a private loan through a credit union. She doesn't have anyone else to cosign a loan.

She can only afford to take 6 credits with the financial aid she received and because rent is so high, she would barely be able to afford that working 25 hours per week.

**What can she do to have enough money to pay for tuition and rent?**