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superseg_train_6500
user: hello could you help me choose the direct loan MPN[NEWLINE]agent: Of course are you an undergraduate student?[NEWLINE]user: yes[NEWLINE]agent: in that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.[NEWLINE]user: and what should I do after logging in?[NEWLINE]agent: after starting the section you must go to the section See demo[NEWLINE][BOUNDARY][NEWLINE]user: okay. Could you also tell me what a master promissory note is?[NEWLINE]agent: Of course The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education.[NEWLINE]user: What are the requirements that an external administrator needs to provide services to a school?[NEWLINE]agent: The servicer and/or its contractors must comply with the various Title IV requirements applicable to its servicing agreement with the school.[NEWLINE]user: how do they make sure the servicers are doing what they need to do?
superseg_train_6501
user: hello could you help me to choose the MPN of direct loan that I want to obtain[NEWLINE]agent: are you an undergraduate student?[NEWLINE]user: yes[NEWLINE]agent: In that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.[NEWLINE]user: You have treated me very well, I have no complaints. Can I also see a demo for it?[NEWLINE]agent: Yes, you can view a demo for it.[NEWLINE][BOUNDARY][NEWLINE]user: What else do I need for my request?[NEWLINE]agent: You'll need a verified username and password FSA ID, for example.[NEWLINE][BOUNDARY][NEWLINE]user: What else can you tell me about MPN for direct plus loans?[NEWLINE]agent: You can use this MPN for Direct PLUS Loans available to eligible graduate/professional students. You may also need to complete an MPN for Direct Unsubsidized Loans.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know who should fill this out?[NEWLINE]user: Yes, please tell me.[NEWLINE][BOUNDARY][NEWLINE]agent: 30 minutes?
superseg_train_6502
user: hello could you help me to choose the MPN of direct loan that I want to obtain[NEWLINE]agent: are you an undergraduate student?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: a graduate / professional student?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: father of a college student?[NEWLINE]user: yes[NEWLINE]agent: Use this MPN for direct PLUS loans available to eligible parents of eligible dependent undergraduate students.[NEWLINE][BOUNDARY][NEWLINE]user: okay. and could you tell me what a Master Note is?[NEWLINE]agent: The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the U.S. Department of Education.[NEWLINE]user: and is this document legal?
superseg_train_6503
user: Hello, could you help me choose the direct loan MPN that I want to obtain?[NEWLINE]agent: are you an undergraduate student?[NEWLINE]user: yes[NEWLINE]agent: In that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.[NEWLINE][BOUNDARY][NEWLINE]user: I have had some financial problems lately so a question arose. If I get a PLUS loan and have trouble paying it, what will happen?[NEWLINE]agent: If you will have trouble making a payment, contact your loan servicer right away. They can help you understand your options for keeping your loan in good standing.[NEWLINE][BOUNDARY][NEWLINE]user: What criteria must I meet to be eligible for this loan?[NEWLINE]agent: Are you either the biological, adoptive parent or stepparent of a dependent undergraduate student enrolled at least half-time at an eligible school?[NEWLINE]user: Yes the biological parent.[NEWLINE]agent: Is your credit rating good?[NEWLINE]user: Yes I have a decent credit rating.[NEWLINE]agent: Do you meet the eligibility requirements for federal student aid?[NEWLINE]user: Yes, I think I do.[NEWLINE]agent: Then you should be a candidate to receive a parent PLUS loan.[NEWLINE][BOUNDARY][NEWLINE]user: You mentioned earlier that my loan agent could help me if I'm having trouble paying. What exactly could he do?
superseg_train_6504
user: How do I choose the correct Direct Loan MPN within the FSA application process?[NEWLINE]agent: Are you currently an undergraduate student?[NEWLINE]user: Yes I am[NEWLINE]agent: You then use this particular MPN for Direct Subsidized Loans or Direct Unsubsidized Loans which are available to eligible undergraduate students[NEWLINE][BOUNDARY][NEWLINE]user: What if I am a Graduate or a Professional Student?[NEWLINE]agent: You then need to locate the correct MPN which will allow you to borrow federal student loans. This category of student can be eligible for Direct Unsubsidized Loans, Direct PLUS Loans or both. An MPN is needed for each loan type that you intend to avail of[NEWLINE][BOUNDARY][NEWLINE]user: What is a Master Promissory Note (MPN)?[NEWLINE]agent: The MPN is a legal document which outlines that you promise to repay your loan and any interest and fees to the US Department of Education[NEWLINE][BOUNDARY][NEWLINE]user: What if I am a parent of an undergraduate student, does this make any difference to the MPN process?[NEWLINE]agent: In this situation, you use the PLUS MPN for Direct PLUS Loans which are available to parents of undergraduate students[NEWLINE][BOUNDARY][NEWLINE]user: What is contained within an MPN when applying for federal student aid?
superseg_train_6505
user: hi could you help me How to correct or update your FAFSA application[NEWLINE]agent: Of course Learn what types of fixes and updates you can make and how to make them[NEWLINE][BOUNDARY][NEWLINE]user: And what kind of changes can I make to my FAFSA form once it has been processed?[NEWLINE][BOUNDARY][NEWLINE]agent: did you make any mistake?[NEWLINE]user: yes[NEWLINE]agent: did you make a mistake in what you reported on the FAFSA?[NEWLINE]user: well in that not[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: and can the information I gave be changed?[NEWLINE]agent: There are only a few cases where you will want or need to change the information you reported.[NEWLINE][BOUNDARY][NEWLINE]user: Are there clear financial arrangements in place at schools for students who are enrolled?[NEWLINE]agent: Yes, a lot of schools have tuition payment plans, these are monthly interest-free payments towards tuition. These plans can help in reducing the amount of borrowing you need. The financial aid office in your school will have more details[NEWLINE][BOUNDARY][NEWLINE]user: I'm really hoping to learn more about the students who are reliant on me. What if I don't live with my parents?
superseg_train_6506
user: can you tell me how to update FAFSA[NEWLINE]agent: Of course, review how it works FAFSA[NEWLINE][BOUNDARY][NEWLINE]user: KNOW THE OPERATION OF FAFSA, NOW HOW I DO THE UPDATE[NEWLINE][BOUNDARY][NEWLINE]agent: Perfect, before updating check the corresponding corrections[NEWLINE]user: Okay, I will start making the respective corrections[NEWLINE]agent: watch for the information you put on the form[NEWLINE]user: I am making the respective corrections[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Check if you have any information supplied with errors[NEWLINE]agent: Check your SSN and correct if you have errors[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what are the Dependency Status Question on the 2020 21 FAFSA And how to fill up Form?[NEWLINE]agent: You are not a veteran if you 1 have never engaged in active duty including basic training in the U.S. armed forces, 2 are currently a Reserve Officers Training Corps ROTC student or a cadet or midshipman at a service academy, 3 are a National Guard or Reserves enlistee activated only for state or training purposes, or 4 were engaged in active duty in the U.S. armed forces but released under dishonorable conditions and should answer with "no".[NEWLINE][BOUNDARY][NEWLINE]user: What should I expect after I submit my FAFSA form?
superseg_train_6507
user: hi can you help update my FAFSA application[NEWLINE]agent: Of course we can give you information so that you learn what types of corrections and updates you can do and how to do them.[NEWLINE][BOUNDARY][NEWLINE]agent: Want to know what changes you can make to your FAFSA once it has been processed?[NEWLINE]user: no thanks[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know how to make changes to your FAFSA?[NEWLINE]user: no thanks[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Is it possible to change the information later?[NEWLINE]agent: There are some cases in which you will want or need to change the information you reported.[NEWLINE][BOUNDARY][NEWLINE]user: I will need to learn more about the FAFSA application. Do I need to make some changes to my SAR?[NEWLINE]agent: Yes. It is very important that you correct or update any incorrect information on your FAFSA form.[NEWLINE][BOUNDARY][NEWLINE]user: How do I receive my SAR?[NEWLINE]agent: You will receive your SAR on paper. If you provide an email address, you will also be able to view your SAR online.[NEWLINE]agent: Did you provide an email?[NEWLINE]user: Yes, I did.[NEWLINE]agent: Great. You will receive an email from [email protected]. This email will provide you with instructions to get an online copy of your SAR.[NEWLINE]user: Will I receive a paper SAR if I get the online copy?
superseg_train_6508
user: hi could you help me update my FAFSA application[NEWLINE]agent: Of course, we can help you learn what types of corrections and updates you can do and how to do them.[NEWLINE][BOUNDARY][NEWLINE]user: ok and what kind of changes can I make to my FAFSA form once it has been processed?[NEWLINE][BOUNDARY][NEWLINE]agent: did you make a mistake on the form?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: did you fill out a FAFSA using an incorrect social security number (SSN)?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Has your situation changed?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: do you want to add or remove a school?[NEWLINE]user: neither. anyway thanks for the help[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is the difference between a dependent and an independent student when applying for federal student aid?[NEWLINE]agent: Read the definitions, find out who has to provide parent information on the FAFSA form, and learn what to do if you aren't in contact with your parents.[NEWLINE][BOUNDARY][NEWLINE]user: Btw, when it comes to the documents. When filling out the FAFSA form, what kind of financial information is required?
superseg_train_6509
user: Hello, I would like to know How do I make changes to my FAFSA form?[NEWLINE]agent: You can make changes in one of the following ways[NEWLINE]agent: Did you file an amended 1040X return?[NEWLINE]user: yes[NEWLINE]agent: Contact your school's financial aid office to discuss whether it would be appropriate for the school to adjust the information on your FAFSA.[NEWLINE][BOUNDARY][NEWLINE]user: I have another concern. What if I have answered that I'm a student who is financially reliant on others?[NEWLINE]agent: Then for federal student aid purposes, you're considered to be an independent student and will not provide information about your parents on the FAFSA form.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know the FAFSA form that I must update?[NEWLINE]agent: You must update anything that changes your dependency status, for example, you are now pregnant or under legal guardianship, except for a change in your marital status[NEWLINE][BOUNDARY][NEWLINE]user: What if the information on my SAR is incorrect? Is it still possible for me to receive my SAR?[NEWLINE]agent: There will be a space on your SAR where you can write in any corrections.[NEWLINE][BOUNDARY][NEWLINE]user: Should I update my dependency status like let say I get pregnant?[NEWLINE]agent: is correct You must update anything that changes your dependency status, for example now you are pregnant[NEWLINE][BOUNDARY][NEWLINE]user: And what are the questions on the form for?[NEWLINE]agent: Most of the questions on the FAFSA form want to know your situation from the day you sign the application.[NEWLINE][BOUNDARY][NEWLINE]user: and what method do you recommend?
superseg_train_6510
user: I need help with making updates to my FAFSA application.[NEWLINE]agent: I can help you understand what types of corrections and updates you can make and how to make them.[NEWLINE][BOUNDARY][NEWLINE]user: That would be great. Can I make any changes to my FAFSA application once it's been processed?[NEWLINE][BOUNDARY][NEWLINE]agent: Did you make a mistake that needs to be corrected on your FAFSA form?[NEWLINE]user: No. I don't think so.[NEWLINE][BOUNDARY][NEWLINE]agent: Did you happen to file out your FAFSA form using an incorrect SSN?[NEWLINE]user: No. My social security number was correct.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need to make updates, because there have been changes to your current situation?[NEWLINE]user: Yes. I need to change my contact information.[NEWLINE]agent: Most of the information on your FAFSA form cannot be changed, because it must be accurate as of the day you originally signed it.[NEWLINE]agent: Have you spent any of your savings since filing your FAFSA form?[NEWLINE]user: Yes. I have.[NEWLINE]agent: Okay. For information like this, you cannot make an update to show a change in your savings amount.[NEWLINE][BOUNDARY][NEWLINE]user: Another question about loans: Do schools have clear financial arrangements in place for students who are enrolled?[NEWLINE]agent: Yes, a lot of schools have tuition payment plans, these are monthly interest-free payments towards tuition. These plans can help in reducing the amount of borrowing you need. The financial aid office in your school will have more details[NEWLINE]user: Can you please tell me on what are the procedures in case I need to make corrections on my FAFSA form?
superseg_train_6511
user: hi could you help me how to update my FAFSA application[NEWLINE]agent: Of course, we can help you learn what types of corrections and updates you can do and how to do them.[NEWLINE][BOUNDARY][NEWLINE]user: What kind of changes can I make to my FAFSA form once it has been processed[NEWLINE][BOUNDARY][NEWLINE]agent: did you make a mistake on the form?[NEWLINE]user: yes[NEWLINE]agent: did you make a mistake in what you reported on the FAFSA?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: And what are the questions on the form for?[NEWLINE]agent: Most of the questions on the FAFSA form want to know your situation from the day you sign the application.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to fill out the FAFSA form under any specific circumstances?[NEWLINE]agent: Not really. But if you use to have pop-up blocker in your browser, make sure it allow you to see the pop-ups from fafsa.ed.gov[NEWLINE][BOUNDARY][NEWLINE]user: Also, I need to find out Do I need a particular condition or do I use something in particular when I fill out the form? How will I receive my SAR?
superseg_train_6512
user: can you help me make a correction on my fafsa application?[NEWLINE]agent: We can help you with what types of corrections and updates you can make and how to make them.[NEWLINE][BOUNDARY][NEWLINE]user: what can I change if you already accepted my application?[NEWLINE][BOUNDARY][NEWLINE]agent: Did you make a mistake on the FAFSA form?[NEWLINE]user: no, I want to update some numbers I put on it[NEWLINE][BOUNDARY][NEWLINE]agent: Did you file a FAFSA form using an incorrect social security number?[NEWLINE]user: no, that was correct[NEWLINE][BOUNDARY][NEWLINE]agent: Did you want to update information for a situation that has changed?[NEWLINE]user: yes, I have updated information[NEWLINE]agent: Most information can not be updated because it must be accurate as of the day you originally signed your FAFSA form.[NEWLINE][BOUNDARY][NEWLINE]user: Are you aware of the federal student assistance purposes? What if I said I'm a student who is financially reliant on others?[NEWLINE]agent: Then for federal student aid purposes, you're considered to be an independent student and will not provide information about your parents on the FAFSA form.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm a dependent student?
superseg_train_6513
user: hi can you give me information about the downloadable paid employment spreadsheet[NEWLINE]agent: The 2011 Downloadable Paid Employment Worksheet provides the public with information about educational programs that prepare students for paid employment in a GE recognized occupation program. In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.[NEWLINE]agent: Have you already seen the publication of the informative rates?[NEWLINE]user: yes[NEWLINE]agent: the Department determined that the published Title IV Medium Loan amount reflected the student debt information for the most recent loan year, but did not include debt information for prior years[NEWLINE]user: Ok, but I do need to ask about Gainful Employment Information? Can you please explain the discretionary income rate?[NEWLINE]agent: Rates less than or equal to 20 % are passing rates, rates greater than 20 % but less than or equal to 30 % are zone rates, and rates greater than 30 % are failing rates.[NEWLINE]user: I also want to know about the 2011 Gainful Employment Informational Rates. Why do the 2011 rates not allow assumptions?[NEWLINE]agent: The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.[NEWLINE]user: What do these metrics include?[NEWLINE]agent: These metrics include a repayment rate, two debt-to-earnings ratios, and three median student loans.[NEWLINE]user: What do you recommend for downloads?[NEWLINE]agent: I recommend the downloadable spreadsheet[NEWLINE]user: And what happens if the programs do not comply with the measures?
superseg_train_6514
user: Hello, I would like to obtain Information about the downloadable paid employment spreadsheet[NEWLINE]agent: The 2011 Downloadable Paid Employment Spreadsheet provides the public with information on educational programs that prepare students for paid employment in a GE recognized occupation program. In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.[NEWLINE]agent: Have you already seen the publication of the informative rates?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Since when was the new metric calculation of the programs implemented?[NEWLINE]agent: In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.[NEWLINE][BOUNDARY][NEWLINE]user: Regarding the information of lucrative employment, what do you use my access data for?[NEWLINE]agent: Do you understand what Earnings Data is?[NEWLINE]user: No, not really.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Nevermind about that. What is GE Informational Rate Data used for?[NEWLINE]agent: It provides institutions and the Department with preliminary information about the performance of different institutions.[NEWLINE][BOUNDARY][NEWLINE]user: What is a D/E rate?
superseg_train_6515
user: Hello, I would like to obtain Information about the downloadable paid employment spreadsheet[NEWLINE]agent: The 2011 Downloadable Paid Employment Worksheet provides the public with information about educational programs that prepare students for paid employment in a GE recognized occupation program. In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.[NEWLINE]agent: Have you already seen the publication of the informative rates?[NEWLINE]user: yes[NEWLINE]agent: The Department determined that the published Title IV Medium Loan amount reflected student debt information for the most recent loan year, but did not include debt information for prior years.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. Now, I want to know more about the Earnings Data. What exactly does SSA do?[NEWLINE]agent: The SSA calculates and returns to the United States Department of Education the mean and median annual earnings for a cohort of students who completed the GE program during a specific cohort period.[NEWLINE][BOUNDARY][NEWLINE]user: Sincerely thank you for your answers I understood that you are ordering the SSA but I have a question. Why can't reporting rates form a basis for making assumptions?[NEWLINE]agent: The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.[NEWLINE]user: What if the program had less than 30 students?[NEWLINE]agent: The 2011 GE reporting rates were not calculated for a GE program if the program had 30 or fewer alumni in the relevant two-year period.[NEWLINE]user: and with these informative rates can be projections on the rates of future years?[NEWLINE]agent: The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.[NEWLINE]user: The information of the rate with which intention was produced?
superseg_train_6516
user: hi i need the paid employment spreadsheet[NEWLINE]agent: The spreadsheet provides the public with information on educational programs among other things[NEWLINE]agent: In addition to publishing the informative rates.[NEWLINE]user: At what time do they publish the informative rates?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: I need to know when programs fail to meet debt measures they must provide debt warnings and may lose eligibility after failing three of four consecutive years.[NEWLINE]agent: These informative rates were prepared before the years when programs that did not meet debt measures.[NEWLINE][BOUNDARY][NEWLINE]user: Another question about federal loans, what are the requirements for parent PLUS loan eligibility?[NEWLINE]agent: To be eligible to receive a parent PLUS loan you must be the biological or adoptive parent of a dependent undergraduate student who is enrolled at an eligible school.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a limit to the amount that I can borrow?[NEWLINE]agent: The maximum loan amount is the cost of attendance at the school your child will attend minus any other financial assistance he or she receives. Remember that the cost of attendance is determined by the school.[NEWLINE][BOUNDARY][NEWLINE]user: What is the interest rate that is charged on the loan?[NEWLINE]agent: For loans that are first disbursed on or after July 1, 2019 and before July 1, 2020 the interest rate is 7.08%.[NEWLINE]user: Thank you
superseg_train_6517
user: Hello, I would like to obtain Information about the downloadable paid employment spreadsheet[NEWLINE]agent: The 2011 Downloadable Paid Employment Worksheet provides the public with information about educational programs that prepare students for paid employment in a GE recognized occupation program.[NEWLINE]agent: Have you already seen the informational fee publications?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What is The W column for?[NEWLINE]agent: La columna W refleja la deuda crediticia mediana a un año.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. I also want to ask about Debt-to-Earnings (D/E) Rate Data. That's right. I guess that kind of information is gathered in some way, huh? Is that information available for review?[NEWLINE]agent: Sure, that kind of date is collected and gathered, then compiled and made available for debt measure year. Right now, the most recent date is 2015.[NEWLINE]agent: By any chance, did you happen to file an appeal before April 25, 2018?[NEWLINE]user: You know? In fact i filed one some time ago, way before that date. Why you ask?[NEWLINE]agent: That's good. It surely was answered, because until that date, no appeals have been denied. If you like, you can review the data and check by yourself its status.[NEWLINE][BOUNDARY][NEWLINE]user: Uh, i'll check that out later. Say, that data collection and availability is the same for, lets say, earnings?[NEWLINE]agent: Do you mean, like it was explained before?
superseg_train_6518
user: Hello, I would like to obtain Information about the downloadable paid employment spreadsheet[NEWLINE]agent: Of course The 2011 Paid Employment Downloadable Spreadsheet provides the public with information about educational programs that prepare students for paid employment in a GE recognized occupation program.[NEWLINE]agent: Have you already seen the informational fee publications?[NEWLINE]user: yes[NEWLINE]agent: the Department determined that the published Title IV Medium Loan amount reflected the student debt information for the most recent loan year, but did not include debt information for prior years[NEWLINE][BOUNDARY][NEWLINE]user: Good to know, about the lucrative employment information, can you tell me what the debt-to-earnings ratio is?[NEWLINE]agent: D / E rate data is available for 2015 debt measurement.[NEWLINE][BOUNDARY][NEWLINE]user: For information on the paid employment downloadable spreadsheet, why can't the reporting rates be a basis for making assumptions?[NEWLINE]agent: The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.[NEWLINE]user: And where can I get more information about that spreadsheet?[NEWLINE]agent: you can download the Glossary of spreadsheet fields[NEWLINE]user: ok and what is that of column V?[NEWLINE]agent: Column V reflects the median loan debt during the course of enrollment in a program. Column W reflects median one-year credit debt.[NEWLINE]user: and can institutions receive debt measures projects?
superseg_train_6519
user: Hello, I would like to obtain Information about the downloadable paid employment spreadsheet[NEWLINE]agent: The 2011 Paid Employment Downloadable Spreadsheet provides the public with information about educational programs that prepare students for paid employment in a GE recognized occupation program. Per regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year[NEWLINE]agent: Have you already seen the informational fee publications?[NEWLINE]user: yes[NEWLINE]agent: The Department determined that the published Title IV Medium Loan amount reflected student debt information for the most recent loan year, but did not include debt information for prior years.[NEWLINE][BOUNDARY][NEWLINE]user: Another concern relating to GE recognized occupations program. What is the purpose of GE Informational Rate Data?[NEWLINE]agent: It provides institutions and the Department with preliminary information about the performance of different institutions.[NEWLINE][BOUNDARY][NEWLINE]user: I'm wondering on what was the objective of GE's information rate?[NEWLINE]agent: The 2011 GE information rate information included in the downloadable spreadsheet was produced to provide institutions with preliminary information that they can use to evaluate their GE programs in preparation for the official paid employment metrics that are They will calculate for the first time in 2013.[NEWLINE]user: why can't reporting rates form a basis for making assumptions?[NEWLINE]agent: The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.[NEWLINE]user: okay. could you tell me what a v column is?[NEWLINE]agent: Column V reflects the median loan debt during the course of enrollment in a program. Column W reflects median one-year credit debt.[NEWLINE]user: And for what purpose was GE's informative rates created?
superseg_train_6520
user: Hi there, I'm looking to get further information in relation to the Gainful Emplyment Downloadable Spreadsheet, can you help me with this?[NEWLINE]agent: The 2011 Gainful Employment Downloadable Spreadsheet gives information about different educational programs that are available which prepare students for gainful employment in a recognized occupation GE program. The US Department of Education calculates metrics for all the GE Programs each year[NEWLINE]agent: Have you consulted the most recent publication of the informational rates associated with the GE Program?[NEWLINE]user: No, I have not had a chance to study this yet[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What are the reasons involved in the 2011 Informational Rates not being intended to make any specific assumptions or determinations about specific GE Programs?[NEWLINE]agent: Because they are Informational Rates, no general or specific assumptions or determinations can be made for any specific GE Program, or even to make a projection about future years' rates[NEWLINE][BOUNDARY][NEWLINE]user: Is there anywhere that I could view that data?[NEWLINE]agent: Sure, that kind of date is collected and gathered, then compiled and made available for debt measure year. Right now, the most recent date is 2015.[NEWLINE]agent: By any chance, did you happen to file an appeal before April 25, 2018?[NEWLINE]user: You know? In fact i filed one some time ago, way before that date. Why you ask?[NEWLINE]agent: That's good. It surely was answered, because until that date, no appeals have been denied. If you like, you can review the data and check by yourself its status.[NEWLINE][BOUNDARY][NEWLINE]user: Uh, i'll check that out later. Say, that data collection and availability is the same for, lets say, earnings?[NEWLINE]agent: Do you mean, like it was explained before?
superseg_train_6521
user: Hello, I need information on how I can review the third party service program[NEWLINE]agent: It is important that you review the amended HEA, where it allows higher education institutions to outsource any aspect of the institution's participation in federal student aid programs.[NEWLINE]agent: What requirements must be met to participate in federal student aid programs[NEWLINE]user: Please can you inform me of the requirements[NEWLINE]user: read modified HEA to determine to determine federal student aid programs[NEWLINE]agent: perfect modified HEA determines federal student aid programs[NEWLINE]agent: What are the characteristics of the student to receive federal student aid[NEWLINE]user: The amended HEA stipulates the characteristics[NEWLINE]agent: it is important to have federal funds for student aid[NEWLINE]user: When is it known if federal student aid funds are sufficient?[NEWLINE]user: You must first review the program
superseg_train_6522
user: what are the third party servicer programs about?[NEWLINE]agent: The Higher Education Act of 1965, as amended HEA, allows institutions of higher education to outsource any aspect of the institution’s participation in federal student aid programs.[NEWLINE]agent: Did you want to know about the federal student aid programs?[NEWLINE]user: no[NEWLINE]agent: Do you have questions about services necessary to determine a student's eligibility for federal student aid?[NEWLINE]user: yes[NEWLINE]user: can you instead tell me what comes after you complete a program review?[NEWLINE]agent: FSA issues a Final Program Review Determination, which is a report that includes each specific finding, the third party servicer’s response, and ED’s final determination.[NEWLINE][BOUNDARY][NEWLINE]user: I need information on what should I do to obtain federal student loans if I'm a graduate student already?[NEWLINE]agent: Find and use the MPN you need as a graduate or professional degree student to obtain federal student loans. Graduate / professional students may be eligible for unsubsidized direct loans, direct PLUS loans, or both. You must complete an MPN for each type of loan you want to receive.[NEWLINE]user: where can i find more information?
superseg_train_6523
user: I need information about the programs for third party services please[NEWLINE]agent: The amended HEA explains student aid in detail, including, but not limited to, necessary services and functions.[NEWLINE]agent: In addition, the institution must meet certain criteria to be eligible.[NEWLINE]user: Where can these criteria be found?[NEWLINE]user: What requirements must the institution have?[NEWLINE]agent: must meet certain requirements according to the service with the school[NEWLINE][BOUNDARY][NEWLINE]user: I have another query about the Master Promissory Note for Direct PLUS Loans. Who should participate in this DEMO?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know it will take 30 minutes?[NEWLINE]user: No, did not know that.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need for access?
superseg_train_6524
user: I have some questions about third party servicer programs.[NEWLINE]agent: I can assist you with that. As you may already know, the Higher Education Act of 1965, allows institutions of higher education to outsource aspects of their participation in federal student aid programs. This includes services and functions that are necessary.[NEWLINE]agent: Did you know that this includes services necessary for the institution to remain an eligible participant in the federal student aid program?[NEWLINE]user: Yes. I was aware of that.[NEWLINE]user: What happens after a program review is completed?[NEWLINE]agent: The FSA will issue a report called a Final Program Review Determination that includes specific findings, the third party servicer's response, and ED's final determination.[NEWLINE][BOUNDARY][NEWLINE]user: OK thank you. I would also like to find out the interest rate if they give out loans. Is there one for direct loans plus loans?[NEWLINE]agent: Yes, there is a MPN for Direct PLUS Loans available to eligible students[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to check if you need to complete the MPN?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know how long it will take you to complete the MPN?[NEWLINE]user: yes, but I'll find out later when I'm ready to do it[NEWLINE][BOUNDARY][NEWLINE]user: can I get more than one loan for an MPN?
superseg_train_6525
user: I have questions about third party servicer program reviews.[NEWLINE]agent: I can help you with that. The Higher Education Act of 1965 allows institutions of higher education to outsource all aspects of their participation in federal student aid programs.[NEWLINE]agent: Did you know that this Act also includes services necessary for the institution to remain eligible for participation in the federal student aid program?[NEWLINE]user: No. I didn't know about that.[NEWLINE]agent: Were you aware that this also includes services that determine a student's eligibility for federal student aid?[NEWLINE]user: No.[NEWLINE]agent: Did you know the Act also covers services that help to account for federal student aid funds?[NEWLINE]user: No. I didn't know that either.[NEWLINE]agent: This Act also includes functions that deliver federal student aid to students. Would you like more information about this?[NEWLINE]user: No. That's okay.[NEWLINE]agent: Lastly, this Act covers services and functions that are necessary to perform any other aspect of the administration of the federal aid programs. Do you have questions about this?[NEWLINE]user: Yes. I need clarification on that.[NEWLINE]user: How does it work for third party servicers who contract with an institution?
superseg_train_6526
user: Hi, I need to make an inquiry to the third party services program please[NEWLINE]agent: Third-party services program, such as modified HEA, allows higher education institutions to outsource any aspect of the institution's participation in federal student aid programs[NEWLINE]agent: Institutions must be eligible for this purpose[NEWLINE]user: What requirements must institutions meet to apply for the program?[NEWLINE]agent: These requirements are essential to receive federal student aid.[NEWLINE]user: requirements for federal student aid[NEWLINE]user: o It all depends on modified HEA?[NEWLINE]agent: The amended HEA aims to allow higher education institutions to outsource any aspect of the institution's participation in federal student aid programs.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know how to choose the Direct Loan MPN that you want to preview or complete? Is there something specifically for parents of college students?[NEWLINE]agent: Of course Use this MPN for direct PLUS loans available to eligible parents of eligible dependent undergraduate students.[NEWLINE][BOUNDARY][NEWLINE]user: and can i receive more than one loan?
superseg_train_6527
user: what is reviewed under the third-party servicer program?[NEWLINE]agent: Outsourced services and functions necessary for a school to continue to provide federal student aid.[NEWLINE]agent: Did you know the reviews allow an institution to remain eligible to participate in the federal student aid programs?[NEWLINE]user: yes[NEWLINE]user: do they need to be in agreement with title iv?[NEWLINE]agent: Yes, when contracting with an institution, a third-party servicer and/or its contractors must comply with the various Title IV requirements applicable to its servicing agreement with the school.[NEWLINE]user: About the Master Promissory Note (MPN), will I get information about the terms and conditions with my promissory note?[NEWLINE]agent: Yes, it explains the terms and conditions of your loan[NEWLINE][BOUNDARY][NEWLINE]user: where can I log in and do more?[NEWLINE]agent: I can give you a link so you can Log In[NEWLINE][BOUNDARY][NEWLINE]user: what's the use of the promissory note?
superseg_train_6528
user: I have some questions about third party servicer program reviews.[NEWLINE]agent: I can assist you with this. The Higher Education Act of 1965 allows institutions of higher education to outsource any aspect of their participation in federal student aid programs.[NEWLINE]agent: Were you aware that this act includes services that are necessary for the institution to remain eligible for federal student aid program participation?[NEWLINE]user: No. I didn't know that.[NEWLINE]agent: Did you know that the act also includes functions that determine a student's eligibility for federal student aid?[NEWLINE]user: No.[NEWLINE]agent: Do you have a question about the act and federal student aid funds?[NEWLINE]user: No.[NEWLINE]agent: Did you know that this act also covers services that deliver federal student aid to students?[NEWLINE]user: No, I wasn't aware of that.[NEWLINE]agent: Do you have questions about other services covered under the act?[NEWLINE]user: Yes. I do.[NEWLINE]user: What is a third party servicer?
superseg_train_6529
user: What can you tell me about entrance counseling when it comes to Federal Student Aid?[NEWLINE]agent: Do you want to learn why you need entrance counseling because you have a Direct Loan or Federal Family Education Loan?[NEWLINE]user: No, I do not have a Direct Loan right now.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need to  complete the entrance counseling?[NEWLINE]user: Yes, I was now made aware I need to complete the entrance counseling.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to complete this counseling?[NEWLINE]agent: You will need a verified FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: How long will the entrance couseling take me to complete?[NEWLINE]agent: Actually, the process should be completed in one session and usually takes around 20-30 minutes of you time.[NEWLINE][BOUNDARY][NEWLINE]user: Does each school have the same entrance counseling requirements to complete?[NEWLINE]agent: Every school may have something different for entrance counseling to complete and it is smart to check with your school's financial aid office to be sure the counseling available on this Website will satisfy the requirements.[NEWLINE]user: Who is the one that requires me to complete the entrance counseling?
superseg_train_6530
user: What happens with entrance counseling?[NEWLINE]agent: Did you do entrance counseling for you Direct Loan?[NEWLINE]user: No, I have not received Entrance Counseling yet.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know who should complete the entrance counseling?[NEWLINE]user: Yes, I was told I had to because I received a Direct Loan.[NEWLINE][BOUNDARY][NEWLINE]user: How long will this counseling take?[NEWLINE]agent: The whole counseling process usually takes from 20-30 minutes and should be completed in one session.[NEWLINE][BOUNDARY][NEWLINE]user: Would my school have different requirements?[NEWLINE]agent: Yes, your school may have alternate entrance counseling requirements just check with your school's financial aid office to be our website satisfies its requirements for entrance counseling.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to complete the entrance counseling?[NEWLINE]agent: You need a verified FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: Where would I go at my school for entrance counseling?
superseg_train_6531
user: I'm here for entrance counseling information[NEWLINE]agent: Would you like to know why you need Entrance Counseling?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need to know if you should complete Entrance Counseling?[NEWLINE]user: no I already know I need it[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know how long it will take to complete?[NEWLINE]user: no, it doesn't matter if I have to do it anyway[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know what document you will need to get started?[NEWLINE]user: yes please, might as well be prepared[NEWLINE]agent: You will need a verified FSA ID[NEWLINE][BOUNDARY][NEWLINE]user: why do we have to do this?
superseg_train_6532
user: I need the counseling for a loan[NEWLINE]agent: Would you like to know more about Entrance Counseling?[NEWLINE]user: not really, I'll just do it[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know who needs to complete this, just to make sure you need it?[NEWLINE]user: no I know I need to do it[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know how long it will take so you don't get any surprises?[NEWLINE]user: not really, I'll just do it when I have a lot of free time[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know what you will need to have to get started?[NEWLINE]user: tell me what I need[NEWLINE]agent: You will need your FSA ID and the name of your school.[NEWLINE][BOUNDARY][NEWLINE]user: and where do I go once I'm ready to do this?
superseg_train_6533
user: What exactly is Entrance Counseling?[NEWLINE]agent: Do you want to know what Entrance Counseling is pertaining to federal student aid?[NEWLINE]user: No, more for Direct Loan.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know who should complete the entrance counseling?[NEWLINE]user: No, not sure if I need to or not?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know how long it will take you to complete?[NEWLINE]user: No, I have no idea how long this Entrance Counseling takes me.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know what you need for the Entrance Counseling?[NEWLINE]user: No, I have not been told about the needs of Entrance Counseling.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is the fulfillment for Entrance Counseling?
superseg_train_6534
user: Can you explain what Entrance Counseling is that is offered through Federal Student Aid?[NEWLINE]agent: Are you interested in partaking of the service known as Entrance Counseling?[NEWLINE]user: Yes, I would like to know more about it and is it suits would like to avail of the service[NEWLINE]agent: Have you previously received a Direct Loan or Federal Family Education Loan, known as an FFEL?[NEWLINE]user: No I haven't ever received loans in this way before[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What does entrance counseling do for me if I am borrowing as an undergraduate student?[NEWLINE]agent: Entrance Counseling fulfills any counseling requirements that arise for Direct Subsidized Loans and Direct Unsubsidized Loans[NEWLINE]user: Is Entrance Counseling and it's process standardized across all schools?[NEWLINE]agent: Each school may have different entrance counseling requirements. You would need to check with your school's financial aid office to become au fait with their procedures. You would also need to confirm if the counseling available on this website will satisfy your school for their entrance counseling requirements[NEWLINE]user: And how do I find out for definite if my school's entrance counseling requirements are covered off by this website?
superseg_train_6535
user: Hello there, I have a few questions about entrance counseling. Perhaps you can answer them for me.[NEWLINE]agent: Gladly. Do you want to know what entrance counseling is?[NEWLINE]user: Sure, let's start with that.[NEWLINE]agent: Did you NOT previously receive a Direct Loan or Federal Family Education Loan (FFEL)?[NEWLINE]user: No, I have received one.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: So, what if I am completing entrance counseling to borrow a loan as an undergraduate student?[NEWLINE]agent: In that case the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.[NEWLINE]user: Makes sense. I have the website open in another tab, do I have to log in?[NEWLINE]agent: Yes, you have to log in to start.[NEWLINE]user: Alright, I'm logged in now. Can you tell me anything about counseling requirements, while we're talking about this?
superseg_train_6536
user: Hello there, I have some questions about entrance counseling.[NEWLINE]agent: Of course. Do you want to know what entrance counseling is?[NEWLINE]user: Yes, I do.[NEWLINE]agent: Did you NOT previously receive a Direct Loan or Federal Family Education Loan (FFEL)?[NEWLINE]user: Yes, I didn't receive such a loan.[NEWLINE]agent: In that case the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.[NEWLINE][BOUNDARY][NEWLINE]user: Also, can you tell me more about Verified FSA ID? Anyway, what will I need in order to obtain the counseling service?[NEWLINE]agent: Is quite simple, really. All you need is to have your verified Federal Student Aid ID.[NEWLINE]user: Oh, really?. And that would be all you'll ask? Then what?[NEWLINE]agent: Then, you can go through all the proper process to to the Exit Counseling, no more or less.[NEWLINE][BOUNDARY][NEWLINE]user: So, sorry, but i wasn't paying too much attention. For which circumstances is this counseling valid?
superseg_train_6537
user: Hello there, I'm not a citizen of the United States butI have some questions about student aid. Can you answer them please?[NEWLINE]agent: Of course. Don't assume you can't get aid just because you're not a citizen.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm living on Swains Island?[NEWLINE]agent: U.S. national includes natives of American Samoa or Swains Island, for example.[NEWLINE][BOUNDARY][NEWLINE]user: By the way, it's for the FAFSA. Does it make a difference if I was still receiving financial assistance when I was arrested?[NEWLINE]agent: Yes, your eligibility might be suspended if the offense occurred while you were receiving federal student aid[NEWLINE]user: and I read that I might be able to regain my financial aid if I take certain steps, is that true?[NEWLINE]agent: Yes, If you had a drug conviction, you can regain eligibility early by successfully completing an approved drug rehabilitation program or by passing two unannounced drug tests administered by an approved drug rehabilitation program. If you regain eligibility during the award year, notify your financial aid office immediately so you can get any aid you’re eligible for.[NEWLINE][BOUNDARY][NEWLINE]user: could we get financial aid while still on the inside?[NEWLINE]agent: You have limited eligibility for federal student aid while incarcerated.[NEWLINE]agent: Was your incarceration for a drug-related offense or are you subject to an involuntary civil commitment for a sexual offense?
superseg_train_6538
user: Hello. I'm not from the U.S. and was wondering if I can still get student aid.[NEWLINE]agent: Of course. Don't assume you can't get aid just because you're not a citizen.[NEWLINE][BOUNDARY][NEWLINE]user: When am I NOT an eligible noncitizen and can not receive federal student aid?[NEWLINE]agent: Do you have only a Notice of Approval to Apply for Permanent Residence I-171 or I-464?[NEWLINE]user: Yes, I do.[NEWLINE]agent: Then I'm afraid you're not an eligible noncitizen and can not receive federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: something else I want to ask about My certificate. How can I show that I am qualified[NEWLINE]agent: Do you have a high school diploma or a recognized equivalent such as a General Educational Development GED certificate?[NEWLINE]user: no[NEWLINE]agent: have you completed a secondary education?[NEWLINE]user: yes[NEWLINE]agent: then you may qualify for a college or career education[NEWLINE][BOUNDARY][NEWLINE]user: and should I register for the selective service?
superseg_train_6539
user: can non-citizens get financial aid for college?[NEWLINE]agent: You might be eligible for some aid, don't assume you can't get financial aid just because you are not a citizen[NEWLINE][BOUNDARY][NEWLINE]user: If I'm here because of DACA what do I answer for citizenship on the FAFSA application?[NEWLINE]agent: You must answer No, I am not a citizen or eligible noncitizen when asked if you are a U.S. citizen[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing about direct plus loans. Is there a chance my loan will be forgiven or discharged?[NEWLINE]agent: Only under certain conditions can you have all or some of the loan discharged or forgiven.[NEWLINE]agent: Are you seeking Public Service Loan Forgiveness?[NEWLINE]user: Yes, I am seeking Public Service Loan Forgiveness.
superseg_train_6540
user: I'm from outside the U.S., can I still apply for student aid?[NEWLINE]agent: Of course. Don't assume you can't get aid just because you're not a citizen.[NEWLINE][BOUNDARY][NEWLINE]user: When am I NOT an eligible noncitizen and can not receive federal student aid?[NEWLINE]agent: Do you have only a Notice of Approval to Apply for Permanent Residence I-171 or I-464?[NEWLINE]user: No, I don't.[NEWLINE]agent: Are you in the U.S. on an F-1 or F-2 nonimmigrant student visa, or on a J-1 or J-2 nonimmigrant Exchange Visitor Visa?[NEWLINE]user: Yes, that'd be the case.[NEWLINE]agent: Then I'm afraid you're not an eligible noncitizen and can not receive federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: This reminds me of Ability-to-Benefit Alternatives, where can i have more information?[NEWLINE]agent: For more information on these criteria, speak to your school's financial aid office.[NEWLINE]user: And how do I show if I am qualified to get a higher education?[NEWLINE]agent: do you have a diploma or GED?[NEWLINE]user: no[NEWLINE]agent: Have you completed six credit hours or course work?[NEWLINE]user: yes[NEWLINE]agent: If you were enrolled in a university or vocational school before July 1, 2012, or if you are currently enrolled in an eligible career program, you can demonstrate that you are qualified for a higher education[NEWLINE][BOUNDARY][NEWLINE]user: and should i register?
superseg_train_6541
user: I'm from outside the U.S. and I need student aid. What can you do for me?[NEWLINE]agent: First of all you should never assume you can't get aid just because you're not a citizen.[NEWLINE][BOUNDARY][NEWLINE]user: Great. So I can get student aid even if I'm not an eligible non-citizen?[NEWLINE]agent: Yes, there may be some scholarships and other aid you can get.[NEWLINE][BOUNDARY][NEWLINE]user: When am I considered an eligible non-citizen then?[NEWLINE]agent: When you are a U.S. national, for example. This includes natives of American Samoa or Swains Island.[NEWLINE][BOUNDARY][NEWLINE]user: Is it true that drug convictions could affect my ability to get federal student aid? can i get my eligibility back?[NEWLINE]agent: You can regain eligibility and if you do regain eligibility during the award year you should notify your financial aid office immediately so you can get any aid that is due to you.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have been incarcerated, will I be eligible for aid?[NEWLINE]agent: You can receive aid but it might be limited.[NEWLINE]user: What happens after I have been released after a conviction?
superseg_train_6542
user: Do non-US citizens ever qualify for federal student aid?[NEWLINE]agent: Yes, many non-citizens get financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Will I need to complete a FAFSA form if I have been granted DACA?[NEWLINE]agent: Always check with your high school counselor or financial aid office to see whether completing a FAFSA form is the way to apply for state and college student aid.[NEWLINE]agent: Do you know what you need to start your FAFSA form?[NEWLINE]user: Yes, I know what I need to fill out my FAFSA form.[NEWLINE]agent: Great then you know you must enter your Social Security number.[NEWLINE]user: I have another question about all the types of aid I can get, what are grants?[NEWLINE]agent: Grants are financial aid that is typically based on need and doesn't typically have to be repaid[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I were a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau?[NEWLINE]agent: If this is the case then you may be eligible for only certain types of federal student aid.[NEWLINE]user: What is another criterion besides being registered with the Selective Service?
superseg_train_6543
user: Is it possible to qualify for FSA if I am a non-US citizen?[NEWLINE]agent: Yes, it is. You should never assume that you do not qualify for aid[NEWLINE][BOUNDARY][NEWLINE]user: Where will I find out more information about eligible noncitizen status in relation to FSA?[NEWLINE]agent: Your school's financial aid office will have the information that you need[NEWLINE][BOUNDARY][NEWLINE]user: Thank you where is this office if you would be so kind to tell me. Can you tell me what other convictions may affect my eligibility for help?[NEWLINE]agent: You cannot receive a Federal Pell Grant if you have been convicted of a forcible or non forcible sexual offense, and you are subject to an involuntary civil commitment upon completion of a period of incarceration for the said offense.[NEWLINE]user: I have a conviction but am not sure if it falls under the conditions you described.[NEWLINE]agent: If your conviction is as I stated you will not be able to receive a Federal Pell Grant.[NEWLINE][BOUNDARY][NEWLINE]user: If I have a previous drug conviction how can I regain eligibility for federal student aid?[NEWLINE]agent: If you have had a drug conviction you can regain eligibility early by successfully completing an approved drug rehabilitation program or by passing two unannounced drug tests administered by an approved drug rehabilitation program.[NEWLINE]user: I regained eligibility during my award year, what should I do now?
superseg_train_6544
user: I'm not a U.S. citizen and need to know if I qualify for financial aid.[NEWLINE]agent: I can help you with that. Many people are under the assumption that non citizens are ineligible for financial aid, but this is not true.[NEWLINE][BOUNDARY][NEWLINE]user: What if I find out that I'm not eligible? How can I get financial aid to study in the U.S.?[NEWLINE]agent: There are other options for aid that you may qualify for. First, try checking with your country's embassy or a consulate here in the U.S. to see if they can offer you any assistance.[NEWLINE][BOUNDARY][NEWLINE]user: Can you please tell me what other convictions can affect my eligibility for the financial aid?[NEWLINE]agent: You cannot receive a Federal Pell Grant if you have been convicted of a forcible or non forcible sexual offense, and you are subject to an involuntary civil commitment upon completion of a period of incarceration for the said offense.[NEWLINE]user: I have a conviction but am not sure if it falls under the conditions you described.[NEWLINE]agent: If your conviction is as I stated you will not be able to receive a Federal Pell Grant.[NEWLINE][BOUNDARY][NEWLINE]user: If I have a previous drug conviction how can I regain eligibility for federal student aid?[NEWLINE]agent: If you have had a drug conviction you can regain eligibility early by successfully completing an approved drug rehabilitation program or by passing two unannounced drug tests administered by an approved drug rehabilitation program.[NEWLINE]user: I regained eligibility during my award year, what should I do now?
superseg_train_6545
user: Hello, what are the requirements for federal aid for students in the US?[NEWLINE]agent: Aid is being given to the majority of students who apply for such funding.[NEWLINE][BOUNDARY][NEWLINE]user: What does it mean that I am not an eligible citizen?[NEWLINE]agent: You do not qualify for aid, you only have a Notice of Approval to apply for permanent residence.[NEWLINE]user: How long does it take to approve permanent residence?[NEWLINE]agent: There are several types of student visas, which one do you have?[NEWLINE]user: What are the types of visas you mention?[NEWLINE]agent: If you have a G-series visa belonging to international organizations or another visa.[NEWLINE]user: I have a G series visa belonging to international organizations.[NEWLINE]agent: You are not a citizen eligible for federal aid.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need an accurate number, or can I just simply fill in the college grants that I hope to receive?[NEWLINE]agent: Yes, you can fill in the amounts of state and college grants, and any scholarships, that you expect or hope to get.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have an idea how much students earn on Study jobs? Are we getting paid by hour or certain amount?
superseg_train_6546
user: Hello, can you tell me if foreign students can qualify for federal aid?[NEWLINE]agent: Sure, it all depends on the case.[NEWLINE][BOUNDARY][NEWLINE]user: If I am granted DACA, am I eligible for the aid?[NEWLINE]agent: It is noteworthy that undocumented students, including DACA beneficiaries, are not eligible for aid but may seek other options.[NEWLINE][BOUNDARY][NEWLINE]user: something else I want to ask about the eligibility requirements. If you are male, the ages must be between 18 and 25 years old.[NEWLINE]agent: In addition you must be enrolled or accepted to enroll as a regular student.[NEWLINE][BOUNDARY][NEWLINE]user: It is important to demonstrate that you must be qualified to obtain a higher education[NEWLINE]agent: The university can administer a test to determine if it can benefit from academic aid.[NEWLINE]user: The true need for academic help must be demonstrated.[NEWLINE]agent: Complete six credit hours or equivalent course work to earn a degree or certificate to qualify for academic aid.[NEWLINE]user: Most likely, you may not get help while you earn six credit hours.
superseg_train_6547
user: I need grants help[NEWLINE]agent: We can help you learn more about the grant programs that are available from the U.S. Department of Education[NEWLINE][BOUNDARY][NEWLINE]user: who will collect if I have to pay a grant back?[NEWLINE]agent: If you enter into a satisfactory repayment arrangement, the school may assign the debt to ED for collection or may keep the debt and allow you to make payments directly to the school.[NEWLINE][BOUNDARY][NEWLINE]user: will I for sure have to pay my grant back since I dropped out?[NEWLINE]agent: You might have to repay all or part of a federal grant if you withdrew early from the program for which the grant was given to you[NEWLINE][BOUNDARY][NEWLINE]user: I want to inquire about federal student loans. And how much credit can I ask for?[NEWLINE]agent: You can borrow up to $ 20,500 each year in unsubsidized direct loans. Direct PLUS loans can also be used for the rest of college costs, as determined by your school, not covered by other financial aid[NEWLINE][BOUNDARY][NEWLINE]user: What should I consider when applying for federal student loans?[NEWLINE]agent: Before applying for a loan, it is important to understand that a loan is a legal obligation that makes you responsible for paying the loan amount with interest.[NEWLINE][BOUNDARY][NEWLINE]user: How do I get a federal student loan?
superseg_train_6548
user: dfsgsf[NEWLINE]agent: dfsf[NEWLINE][BOUNDARY][NEWLINE]user: vcxber[NEWLINE]agent: To get detailed information about this, is better if you visit each of the grants listed above lo learn about eligibility and the requirements.[NEWLINE][BOUNDARY][NEWLINE]user: I just remember to ask about Study Abroad for a Semester or Year. Is there a different set of rules for getting financial aid if I'm only studying abroad for one semester?[NEWLINE]agent: You may receive aid for one semester abroad but you have to meet the eligibility requirements[NEWLINE]agent: Do you normally complete a Free Application for Federal Student Aid FAFSA each year for college?[NEWLINE]user: Yes, I normally do[NEWLINE]agent: In that case, you will be familiar with the FAFSA process, which is needed for aid for study abroad[NEWLINE][BOUNDARY][NEWLINE]user: Will I need a valid passport for studying abroad?[NEWLINE]agent: Yes you will, and medical insurance will be another important essential element of your study abroad[NEWLINE]user: Aare there housing forms that I would need to complete if studying abroad?
superseg_train_6549
user: What are federal grants that are available to students through the FSA?[NEWLINE]agent: You can learn what grants programs there are and what grants are available from the US Department of Education on this website[NEWLINE][BOUNDARY][NEWLINE]user: Is there any situation where I may have to repay a grant that I receive through the FSA>[NEWLINE]agent: There are a few examples of this, one of them being if you received an outside scholarship or grant which reduced your reliance on federal student aid[NEWLINE][BOUNDARY][NEWLINE]user: another question related to scholarship and student aid, can't I receive both benefits at the same time?[NEWLINE]agent: A scholarship will affect your other student aid because all your student aid added together can't be more than your cost of attendance at your college or career school.[NEWLINE][BOUNDARY][NEWLINE]user: What is the best way to find scholarships?
superseg_train_6550
user: I came here hoping you could tell me a few things about federal grants.[NEWLINE]agent: Of course. Here you can learn about the grant programs that are available from the U.S. Department of Education.[NEWLINE][BOUNDARY][NEWLINE]user: Alright, let me ask you this then: How can I maintain my eligibility for my grant?[NEWLINE]agent: The requirements for remaining eligible to receive a grant vary from program to program. Please visit the individual page relevant to your specific grant to ensure that you meet the requirements for maintaining eligibility for that program.[NEWLINE][BOUNDARY][NEWLINE]user: Is it okay if I ask another question? In relation to other types of student assistance. What happens with the money from a scholarship?[NEWLINE]agent: The scholarship funds are used to pay for the cost of attendance and also take over what other financial aid would cover, for example, loans that you may have been offered[NEWLINE]user: Am I eligible to apply for a scholarship along with student aid, or is it possible to get both?[NEWLINE]agent: A scholarship does affect your student aid as you cannot earn more in financial aid than the cost of your attendance at college or career chool[NEWLINE]agent: Do you have any questions in relation to scholarships and how they affect other funding?[NEWLINE]user: Yes, I do, can you help me?[NEWLINE]agent: The best advice is for you to contact your financial aid office in your school, they will have all the necessary information[NEWLINE][BOUNDARY][NEWLINE]user: Are there different types of scholarships that are available or are they all just basically the same?
superseg_train_6551
user: What are federal grants used for?[NEWLINE]agent: The federal grants are used to help pay for college and are available from the US Department of Education.[NEWLINE]user: Are their certain times a grant may have to be repaid?[NEWLINE]agent: Yes, sometimes if you withdraw from school before finishing an enrollment period or if you receive a TEACH Grant and do not complete your obligation then you may have to pay a grant back.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if I do not fulfill my service obligations under a TEACH Grant?[NEWLINE]agent: Your TEACH Grant servicer will notify you if your grants are converted to Direct Unsubsidized Loans and you must then repay the loans to ED with interest added on from the date your TEACH Grant was disbursed.[NEWLINE][BOUNDARY][NEWLINE]user: That's fine; I believe it's preferable to getting into debt. I mean, I'm sure the government isn't the only one who helps out in this way, am I right?[NEWLINE]agent: No, of course not. This kind of help can be provided by Federal institutions or State ones. Also, School and private sourced can help you to pay for college or career school.[NEWLINE][BOUNDARY][NEWLINE]user: Great, really, great. At least i can look in various places. Where can i get more information about this work-study program?[NEWLINE]agent: You just have to go online and look for the corresponding links that will take you to the proper information.[NEWLINE][BOUNDARY][NEWLINE]user: Same for schoolarships?
superseg_train_6552
user: Tell me about the federal grants, please[NEWLINE]agent: Please, learn about the grant programs that are available from the U.S. Department of Education[NEWLINE][BOUNDARY][NEWLINE]user: When do I have to repay a grant?[NEWLINE]agent: See some examples of why you might have to repay all or part of a federal grant[NEWLINE][BOUNDARY][NEWLINE]user: Anything else I want to ask about federal job grant programs, can I work as many hours as I want or are there restrictions?[NEWLINE]agent: No. The amount you earn can't exceed your total Federal Work-Study award.[NEWLINE]agent: Are you wondering how work hours are assigned?[NEWLINE]user: Yes, please explain.[NEWLINE]agent: In order to do so, your employer or your school's financial aid office will consider your class schedule and your academic progress.[NEWLINE][BOUNDARY][NEWLINE]user: How can I find out if my school takes part in the work-study program?[NEWLINE]agent: Check with your school's financial aid office to find out if your school participates.[NEWLINE][BOUNDARY][NEWLINE]user: I'll do that. What about jobs that are off campus?
superseg_train_6553
user: I have a few questions about federal grants.[NEWLINE]agent: I'll be happy to help you learn about federal grant programs that are available from the U.S. Dept. of Education.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I receive outside grants that reduce my need for federal student aid?[NEWLINE]agent: You may end up having to repay the grant.[NEWLINE]user: I see. And after paying the subsidy. If I could opt for the scholarships?[NEWLINE]agent: Unlike financial aid, scholarships provide free money for college expenses. Scholarships are usually given to students based on their academic merits.[NEWLINE][BOUNDARY][NEWLINE]user: How do student loans work?[NEWLINE]agent: When a person takes out a student loan, they are borrowing money for college that will be need to be paid back later. Like other loans, student loans accrue interest over time.[NEWLINE][BOUNDARY][NEWLINE]user: How do I get financial aid?[NEWLINE]agent: Financial aid can come from a variety of sources including federal, state, and private sources. You can find more information about this on our website.[NEWLINE][BOUNDARY][NEWLINE]agent: Have you viewed the Federal Student Aid Video?[NEWLINE]user: Yes, I have.
superseg_train_6554
user: Hello, what is the federal grant please?[NEWLINE]agent: It is important that you search for information related to the grant programs available from the US Department of Education.[NEWLINE][BOUNDARY][NEWLINE]user: What requirements are needed to apply for the TEACH Grant?[NEWLINE]agent: Program admi[NEWLINE][BOUNDARY][NEWLINE]user: I wonder what it means to return a grant?[NEWLINE]agent: This process is primarily about having to pay all or part of a federal grant.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to know about the various types of financial aid available. Also, where does the aid come from?[NEWLINE]agent: Financial aid may come from federal, state, school, and private sources to help you pay for college or career school.[NEWLINE][BOUNDARY][NEWLINE]user: and what else can i see?[NEWLINE]agent: You can see the accessible version wmv[NEWLINE][BOUNDARY][NEWLINE]user: And what about the scholarships?
superseg_train_6555
user: What happens if I have been told I can't get federal student aid any more?[NEWLINE]agent: It is possible to get back your eligibility for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: My grades slipped and the financial aid office told me I am not able to get federal student aid, why?[NEWLINE]agent: In order to get financial aid you need to have satisfactory academic progession to keep your federal student aid and it is best to talk to your school and see if you can appeal the decision that made you unable to continue getting federal student aid.[NEWLINE]user: very good, I would like to regain eligibility for federal aid, what are the consequences of an unsatisfactory academic process?[NEWLINE]agent: Reasons for appeal generally include the death of a family member, illness or injury, or other special circumstances;[NEWLINE][BOUNDARY][NEWLINE]user: And how often should I complete the form?[NEWLINE]agent: I already filled out the FAFSA form?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: And once I meet the requirements, should I always meet them?
superseg_train_6556
user: What if someone has been told they no longer can get federal student aid?[NEWLINE]agent: In most situations there are things you can do to get back your eligibility.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible to get federal student aid funds if I have been convicted or pled guilty to a crime involving fraud to get federal student aid?[NEWLINE]agent: You will absolutely have to repay the funds to the US Department of Education or to the federal student loan holder or servicer.[NEWLINE][BOUNDARY][NEWLINE]user: Regarding the basic eligibility criteria, what should I keep in mind before signing the certification statement?[NEWLINE]agent: you don't owe money on a federal student scholarship,[NEWLINE]user: How can I show that I am qualified?[NEWLINE]agent: Do you have a high school diploma or a recognized equivalent such as a General Educational Development GED certificate?[NEWLINE]user: no[NEWLINE]agent: have you completed a secondary education?[NEWLINE]user: yes[NEWLINE]agent: then you may qualify for a college or career education[NEWLINE][BOUNDARY][NEWLINE]user: and should I register for the selective service?
superseg_train_6557
user: I have been told that I can't receive student aid anymore. What can I do?[NEWLINE]agent: In most circumstances, there are things you can do to get back your eligibility for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, that's relieving. What if I thought I had a high school diploma, but it turns out that I actually don't?[NEWLINE]agent: Well, this situation might arise if, for instance, your high school is a diploma mill a school that charges a student a fee and requires him or her to complete little or no course work to get the diploma.[NEWLINE]user: So some of the paid schools that offer me a diploma, don't actually count, right?[NEWLINE]agent: Correct.[NEWLINE][BOUNDARY][NEWLINE]user: How do I make satisfactory academic progress? how do i know if i'm eligible?[NEWLINE]agent: In other words, you have to get good grades and complete enough classes (credits, hours, etc.)[NEWLINE]user: where can i see my school data?[NEWLINE]agent: To see your school details, you can check your school's website or ask someone at the financial aid office and your school's policy will tell you what you need.[NEWLINE][BOUNDARY][NEWLINE]user: what are the eligibility criteria
superseg_train_6558
user: Am I able to get  federal student aid any more, if I was told I can't get it?[NEWLINE]agent: It could be possible if you do the things that will make you eligible again for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if I have property subject to a judgment lien?[NEWLINE]agent: Do you have property subject to a judgment lien for a debt owed t the United States?[NEWLINE]user: Yes, I have property subject to a judgment lien for debt owed to the United States.[NEWLINE]agent: You would have to pay your debt in full or you can make payment arrangements to pay the debt.[NEWLINE][BOUNDARY][NEWLINE]user: What is the best thing to do if I have been told I was not able to get federal student aid any more?[NEWLINE]agent: It is in your best interest to talk to your financial aid office and we also can provide some tips on how to get your eligibility back.[NEWLINE][BOUNDARY][NEWLINE]user: Another concern about Ability-to-Benefit Alternatives comes up for me. Aren't you talking about before July 1st?[NEWLINE]agent: That's right. The deadline was July 1, 2012.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, got that written down. Hey, talking again about criteria, could you tell me more examples?
superseg_train_6559
user: I have been informed that I can no longer receive any federal student aid, is there anything I can do?[NEWLINE]agent: Yes, there are some things that you can do to get back your eligibility and I can go through these with you now[NEWLINE][BOUNDARY][NEWLINE]user: Am I eligible to get further financial aid if I have a drug conviction?[NEWLINE]agent: Have you been informed that you are no longer eligible for federal student aid because of a drug conviction?[NEWLINE]user: No, I am not currently in this situation[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Who do I consult if I have questions surrounding the repayment of federal student aid or if I want to receive further aid?[NEWLINE]agent: Your first port of call will be the financial aid office at your school, the staff there will be able to help you[NEWLINE][BOUNDARY][NEWLINE]user: Also as it pertains to loan consolidation, how much am I permitted to pay in order to consolidate my loan?[NEWLINE]agent: the required payment amount will be determined by your loan holder, but can not be more than what is reasonable and affordable based on your total financial circumstances[NEWLINE]user: Okay, that's fine. Now, let's look at this type of federal student aid. If I am imprisoned, am I eligible for federal student aid?[NEWLINE]agent: Incarceration affects your eligibility for federal student aid in a number of different ways[NEWLINE][BOUNDARY][NEWLINE]user: Sure. Now I need to ask about federal student aid, will I need to complete a FAFSA form if I have been granted DACA?
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user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: All right. Now, let's look at Federal Student Aid. What are the best ways for me to make satisfactory academic progress?[NEWLINE]agent: In other words, you have to get good grades and complete enough classes (credits, hours, etc.)[NEWLINE]user: where can i see my school data?[NEWLINE]agent: To see your school details, you can check your school's website or ask someone at the financial aid office and your school's policy will tell you what you need.[NEWLINE][BOUNDARY][NEWLINE]user: what are the eligibility criteria
superseg_train_6561
user: Hello there, i'm having some issues with my finanial aid. It looks like i can't get any more, could you help me?[NEWLINE]agent: IF you have been warned about your aid funding will be cut off, then you must know there are ways to keep it maintaining your eligibility.[NEWLINE]user: But, why i'm being screened out of that aid, can you tell me?[NEWLINE]agent: well, most of the cases, is because you lost your eligibility status for reasons such low grades or no longer being enrolled in a college.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about Social Security number. Do I need my social security number to ask for aid?[NEWLINE]agent: Yes, you must have a valid Social Security number[NEWLINE]user: do I need to register with selective service?[NEWLINE]agent: Yes, you need to be registered with Selective Service[NEWLINE]user: can we get away with not having a social security number?
superseg_train_6562
user: I need help. I'm being told that I don't qualify for federal student aid anymore.[NEWLINE]agent: Don't panic. There are things that you can do to get your federal student aid back.[NEWLINE][BOUNDARY][NEWLINE]user: I was eligible for aid as a non-citizen, but my status was revoked. What should I do?[NEWLINE]agent: There are two ways that you can get your federal student aid back. You can either have your status reinstated or become a citizen or permanent resident.[NEWLINE]agent: Would you like more information about this?[NEWLINE]user: Yes, definitely.[NEWLINE]agent: Okay. The U.S. Citizenship and Immigration Services will be able to help you with this.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to confirm if do you request payment of registration fees for the federal student loan on a regular basis? Since I recently received a call from a private company demanding payment of registration fees.[NEWLINE]agent: in that case it is not us, you must withdraw it is a scam.[NEWLINE][BOUNDARY][NEWLINE]user: Related to loan consolidation, if I want to secure a defaulted plus loan that I got for my child's education, what can happen?[NEWLINE]agent: The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing I'd like to ask about Federal Student Aid. What shall I do, if I don't have a diploma from a high school?[NEWLINE]agent: This has been a problem for students whose high school was a diploma mill that charged them fees, but required little coursework in return for a diploma.[NEWLINE]agent: Do you have a GED?[NEWLINE]user: Yes, I do.
superseg_train_6563
user: I am concerned because I have been told that I can no longer get federal student aid[NEWLINE]agent: Don't worry, there are things you can do to get back your eligibility for financial aid[NEWLINE][BOUNDARY][NEWLINE]user: What if I don't have a high school diploma[NEWLINE]agent: In that case, you need to talk to the financial aid office at your school to find out what to do[NEWLINE][BOUNDARY][NEWLINE]user: I also need to know about federal student loan, what things should I avoid when I sign the certification statement?[NEWLINE]agent: you don't owe money on a federal student scholarship,[NEWLINE]user: How can I show that I am qualified?[NEWLINE]agent: Do you have a high school diploma or a recognized equivalent such as a General Educational Development GED certificate?[NEWLINE]user: no[NEWLINE]agent: have you completed a secondary education?[NEWLINE]user: yes[NEWLINE]agent: then you may qualify for a college or career education[NEWLINE][BOUNDARY][NEWLINE]user: and should I register for the selective service?
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user: What is the best plan for accepting financial aid for college?[NEWLINE]agent: Best plan is to accept financial aid funds you don't have to pay back.[NEWLINE]agent: Did you school financial aid office send you an aid offer?[NEWLINE]user: No, I have not received an aid offer from the college I want to go to.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is the best advice to keep in mind when I do get a financial aid offer and want to decide is the best offer?[NEWLINE]agent: You should always accept free money first such as scholarships and grants.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do about receiving a paper aid offer?[NEWLINE]agent: You most likely will have to sign it and mail it back to the school.[NEWLINE]user: What if I take a loan out from the Direct Loan Program?[NEWLINE]agent: If you will be taking a loan from the Direct Loan Program then the U.S. Department of Education will be your lender.[NEWLINE][BOUNDARY][NEWLINE]user: What are the best ways to decide what student loans to accept?
superseg_train_6565
user: I have some questions about accepting financial aid.[NEWLINE]agent: Of course. First, accept the financial aid funds you don't have to pay back.[NEWLINE]agent: Has your school financial aid office sent you an aid offer?[NEWLINE]user: No, they didn't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: So which form of aid is the best to accept?[NEWLINE]agent: Free money first e.g., scholarships, grants, it depends on the situation.[NEWLINE][BOUNDARY][NEWLINE]user: Should I remember something?[NEWLINE]agent: Yes, always remember.[NEWLINE]user: What if I must accept loans?[NEWLINE]agent: In that case you should accept the ones with the most favorable terms and conditions. That means choosing the federal student loans offered to you.[NEWLINE]user: What if I don't accept the full amount of the loan I'm eligible for?
superseg_train_6566
user: I'm on the edge about accepting student aid. Should I?[NEWLINE]agent: First, you should accept the financial aid funds you don't have to pay back.[NEWLINE]agent: Has your school financial aid office sent you an aid offer?[NEWLINE]user: Yes, they did. That's why I'm wondering about this.[NEWLINE]agent: Then they'll ask you to indicate which financial aid you want. Look carefully at your options and make an informed decision.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing I must choose very well the financial aid option that best suits me and about debt relief companies, I suppose they are reliable companies, where can I consult?[NEWLINE]agent: Certainly, you can refer to this list of trusted companies that work with ED to provide student loan services.[NEWLINE][BOUNDARY][NEWLINE]user: Also, what should I bear in mind when determining whether or not to accept financial aid when selecting the best financial aid?[NEWLINE]agent: You should always accept free money first e.g., scholarships, grants.[NEWLINE][BOUNDARY][NEWLINE]user: Thank you, I thought it was the proper thing to do. I read of a Loan Agreement, do I need to do that as well?[NEWLINE]agent: Yes, is one of the next steps after your submission. Before that, you must complete a Master Promissory Note or MPN.[NEWLINE][BOUNDARY][NEWLINE]user: OK thanks. I'd also want to find out the Best Financial Aid to Accept. What else do you have to say about this subject?[NEWLINE]agent: Keep the following in mind when you get an aid offer and are deciding which aid is the best to accept.[NEWLINE][BOUNDARY][NEWLINE]user: I see. And what if I have to accept loans?[NEWLINE]agent: In that case you should accept the ones with the most favorable terms and conditions. Usually, that means choosing the federal student loans offered to you.[NEWLINE][BOUNDARY][NEWLINE]user: Alright, that is some sound advice. And what do I agree to by signing the promissory note?
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user: Hi, I need help in the financial area.[NEWLINE]agent: Follow these steps, accept financial aid funds.[NEWLINE]agent: Also, apply to your school's financial aid office.[NEWLINE]user: What offers do they give at school?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I verify student aid amounts?[NEWLINE]agent: Fill in the online form to request help[NEWLINE]user: Is it possible to make a paper offer of help?[NEWLINE]agent: follow the steps and send the information by mail[NEWLINE][BOUNDARY][NEWLINE]user: Report the types of loans they offer?[NEWLINE]agent: At school they must manage that information[NEWLINE][BOUNDARY][NEWLINE]user: Que oficinas puedo recurrir para buscar la informacion?
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user: I need some guidance on what financial aid I should accept.[NEWLINE]agent: I'll be happy to help you with this. To start, you should always accept financial aid funds that do not have to be paid back.[NEWLINE]agent: Have you received an aid offer from your school financial aid office?[NEWLINE]user: Yes, I have.[NEWLINE]agent: Excellent. It's very important to carefully review all your options, so that you can make an informed decision.[NEWLINE][BOUNDARY][NEWLINE]user: I'll have to inquire about Eligible Tuition Programs now. Is there a way to save money?[NEWLINE]agent: You will need to ask the financial aid office whether the college you plan to attend participates in one of these programs.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know about the Best Financial Aid to Accept.[NEWLINE]agent: Keep the following in mind when you get an aid offer and are deciding which aid is the best to accept. What do I consider when deciding the kind of assistance to accept?[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to change the password for my FSA account, which has been shared. What should I do?[NEWLINE]agent: Simply log in to your account using your username and password. Once logged in, change your Account Information in your account settings.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question for you about student loans. How would I know how much money to take as a loan?[NEWLINE]agent: You will need to make a budget that covers your college tuition and living expenses, so that you only borrow what you need.[NEWLINE]user: How do I decide which loans I need to accept?[NEWLINE]agent: Your goal should be to accept the loans with the most favorable terms and conditions. These are usually your federal student loans.[NEWLINE][BOUNDARY][NEWLINE]user: I've heard that some schools offer interest free tuition payment plans. Is this true?
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user: How do I go about accepting Student financial aid?[NEWLINE]agent: The process begins with you accepting the funding that you don't have to pay back[NEWLINE]agent: Has your school sent you any correspondence in relation to an aid offer?[NEWLINE]user: No, I haven't received anything from my school in this regard[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any help you can give me in making an effective budget regarding borrowings that I will need for my education?[NEWLINE]agent: Yes, we have advice on budgets available to all applicants[NEWLINE]user: What if I discover that my living expenses are not going to be as high as has been estimated by my school, do I have to accept all the loan that has been given to me?[NEWLINE]agent: You are entitled to turn down any loan that is provided or even to request a lower amount of borrowing. Your school will be able to help you with this query, should it arise[NEWLINE][BOUNDARY][NEWLINE]user: Do schools have specific financial plans in place for students that re attending the school?[NEWLINE]agent: Yes, a lot of schools have tuition payment plans, these are monthly interest-free payments towards tuition. These plans can help in reducing the amount of borrowing you need. The financial aid office in your school will have more details[NEWLINE][BOUNDARY][NEWLINE]user: How do I let my school know what type of financial aid I will be accepting?
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user: What is good advice when accepting financial aid?[NEWLINE]agent: Always accept the financial aid funds you don't have to repay.[NEWLINE]agent: Have you received your school financial aid offer?[NEWLINE]user: Yes, I have received the college I am attending financial aid offer.[NEWLINE]agent: That's good but remember to indicate which financial aid you would like to accept by making an informed decision.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know if the Internal Revenue Service (IRS) offers tax breaks for education. Is there any kind of tax assistance available for college students?[NEWLINE]agent: Yes, there are tax credits, which can help you to get access to tuitions, books, supplies and equipment for college or career school, this also will help you to reduce the amount of your income taxes.[NEWLINE]user: you who have been in this area longer and could give me excellent advice. How do I choose the best financial aid to accept?[NEWLINE]agent: There are many things to keep in mind when you get an aid offer such as, free money first earned money second, borrowed money last.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any information on where can I know if my school will pay for my aid and the period each payment covers?[NEWLINE]agent: Find out when your school will pay your aid and the period each payment covers.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any suggestion which student loan is good to accept?[NEWLINE]agent: Usually choose the federal student loans offered to you first because they usually have the most favorable terms.[NEWLINE]user: What if my living expenses are not as costly as the amount estimated by the school I am attending?[NEWLINE]agent: You always can turn down the loan or ask for a lower amount and your school will help you with this.[NEWLINE][BOUNDARY][NEWLINE]user: How do I inform my school which aid I will accept?
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user: What is the best way to accept financial aid?[NEWLINE]agent: Always accept the financial aid funds you don't pay back.[NEWLINE]agent: Did you get a financial aid offer?[NEWLINE]user: No, my school did not send me a financial aid offer, but are working on it.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is the best process when accepting student loans?[NEWLINE]agent: Did you accept any student loans?[NEWLINE]user: No, I have not gotten any student loans yet.[NEWLINE]agent: Have you decided to get a state loan, school loan, or private student loan?[NEWLINE]user: Yes, I am thinking of getting a school loan, state loan, or private student loan.[NEWLINE]agent: You really should look into the differences between federal and other loans.[NEWLINE][BOUNDARY][NEWLINE]user: I'm hoping I won't have to do that. Sorry, but wasn't a Master Promissory Note one of the measures you listed before?[NEWLINE]agent: That's correct. A MPN is a requisite for getting the aid.[NEWLINE][BOUNDARY][NEWLINE]user: I'm still interested in learning more about federal student loans. What is the procedure for obtaining a federal loan to fund my college education?
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user: I want to know about the Teach grant[NEWLINE]agent: Do you want to Complete TEACH Grant Initial and Subsequent Counseling?[NEWLINE]user: no, I need to learn more first[NEWLINE][BOUNDARY][NEWLINE]agent: Did you want to know if you have to complete this?[NEWLINE]user: no sir[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know how long it will take to complete?[NEWLINE]user: no I want to know more about it[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need to know what you will need to have with you to participate?[NEWLINE]user: no, I think it's another thing[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: ok I got it, it is the teach grant agreement. what identification will I need?
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user: you can help me with the TEACH thing[NEWLINE]agent: Are you here to complete the TEACH Grant Initial and Subsequent Counseling?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Did you need to know if you need to complete this at some point?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know how long it will take to complete?[NEWLINE]user: not that either[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know what documents you will need to complete the counseling?[NEWLINE]user: no, I need to complete other TEACH stuff[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: where do I start for the TEACH agreement?
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user: Hi there. I'm looking some information about TEACH?[NEWLINE]agent: Sure. Have you complete the teach grant ats?[NEWLINE]user: Yes, I have. Thanks.[NEWLINE]agent: Good, you need to log in the system.[NEWLINE][BOUNDARY][NEWLINE]user: Great. I want to know about to verify my account?[NEWLINE]agent: You need to verified your fsa id.[NEWLINE][BOUNDARY][NEWLINE]user: For the TEACH is need to have school experience, right? I mean as a teacher.[NEWLINE]agent: Yes, you need to begin a career in teacher and agree to teach full time for at least four years on schools.[NEWLINE]user: The teachers receive official help about it?[NEWLINE]agent: Yes, of course. TEACH grants initial and subsequent counseling about what to do.[NEWLINE][BOUNDARY][NEWLINE]user: Anyone can complete this?
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user: I have questions about the TEACH Grant Agreement To Serve.[NEWLINE]agent: Are you interested in completing the TEACH Grant ATS?[NEWLINE]user: Yes, I am.[NEWLINE]agent: Great. You will first need to log into your account.[NEWLINE][BOUNDARY][NEWLINE]user: How do I know if I qualify for this grant?[NEWLINE]agent: This grant is for students who are completing or plan to complete any coursework that is required to begin a career in teaching. To qualify for this grant, you also need to agree to teach full time for at least 4 years.[NEWLINE][BOUNDARY][NEWLINE]user: How do I know if I should complete this?[NEWLINE]agent: If you are a student receiving a TEACH grant and have completed TEACH Initial and Subsequent Counseling in the same Award Year, you should complete this.[NEWLINE][BOUNDARY][NEWLINE]user: What information will I need to complete this?[NEWLINE]agent: You will need your verified FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: How long does it take to complete the ATS?
superseg_train_6576
user: I am looking to apply for a TEACH Grant Agreement To Serve (ATS) through the FSA. How do I go about this?[NEWLINE]agent: Have you completed the TEACH Grant ATS form?[NEWLINE]user: Yes, I have completed that form[NEWLINE]agent: Firstly, you will need to log in under your own credentials[NEWLINE][BOUNDARY][NEWLINE]user: What exactly is a TEACH Grant that is available through the FSA?[NEWLINE]agent: This type of grant is for students who are completing coursework in preparation for a career in teaching. The candidates need to agree to work in an elementary school, secondary school or educational service agency that serves students from a low-income family for at least four years[NEWLINE][BOUNDARY][NEWLINE]user: What type of student completes the TEACH Grant Agreement To Serve (ATS)?[NEWLINE]agent: Students that complete this form are those who are in receipt of a TEACH Grant and who have also completed TEACH Initial and Subsequent Counseling for the same Award Year[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to apply for a TEACH Grant Agreement To Serve (ATS)?[NEWLINE]agent: Firstly, you will your verified FSA ID[NEWLINE][BOUNDARY][NEWLINE]user: What is the first step in completing the TEACH Grant Initial and Subsequent Counseling form?
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user: Hello, i've been told about a funding program for those students who want to begin teaching..I would like to know more about how to begin the counseling and what comes next..Could you help me out?[NEWLINE]agent: I understand you're interested into completing the initial and subsequent counseling for the Education Assistance Program?[NEWLINE]user: Don't need to complete it right now, but i would like to get some information beforehand.[NEWLINE][BOUNDARY][NEWLINE]agent: That's a good call. Do you know who are supposed to complete this counseling, then?[NEWLINE]user: Yes, please, that would be helpful.[NEWLINE]agent: No problem. The TEACH program is aimed to those students who are currently receiving a TEACH Grant.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, i guess that takes a lot of sessions, right? I mean, is done through many days?[NEWLINE]agent: Nothing like that. Counseling for this program is quite simple, so it won't take more than 20 or 30 minutes.[NEWLINE][BOUNDARY][NEWLINE]user: Really? Wow, that's a relief. Don't get me wrong, but sometimes these things takes way too long. Anyway, another question. In something called Agreement to Serve, Who must do that?[NEWLINE]agent: Well, that would be for those students who are receiving a TEACH Grant, and passed their TEACH Initial and Subsequent Counseling for the same Award Year.[NEWLINE][BOUNDARY][NEWLINE]user: Oh right, Seem kinda obvious. Lastly, going back to the TEACH counselling, What do need to access that?
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user: Tell me about the TEACH Grant Agreement To Serve (ATS)[NEWLINE]agent: Did you complete the TEACH Grant ATS?[NEWLINE]user: yes, I did it[NEWLINE]agent: Please, log in to start[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to the ATS process?[NEWLINE]agent: You need a verified FSA ID[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what is a TEACH Grant?[NEWLINE]agent: It's a program that provides funds to students who are completing or who plan to complete coursework that is required to begin a career in teaching, and agree to teach full time for at least four years at an elementary school, secondary school or educational service agency that serves students from low-income families and to meet other requirements[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete this program?[NEWLINE]agent: Students who are receiving a TEACH Grant and who have completed TEACH Initial and Subsequent Counseling for the same Award Year[NEWLINE][BOUNDARY][NEWLINE]user: ow long will it take the ATS process?
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user: I need help with the teach grant agreement[NEWLINE]agent: Do you want help completing the TEACH Grant ATS?[NEWLINE]user: no I need info on it[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know if you need to complete the TEACH Grant Agreement To Serve?[NEWLINE]user: yes[NEWLINE]agent: It needs to be completed by students who are receiving a TEACH Grant, and who have completed TEACH Initial and Subsequent Counseling for the same Award Year.[NEWLINE][BOUNDARY][NEWLINE]user: where do I go to do this?[NEWLINE]agent: I can link you to the page where you can Log In and start.[NEWLINE][BOUNDARY][NEWLINE]user: how long will it take me?[NEWLINE]agent: It will take you 20-30 minutes and it must be completed in a single session.[NEWLINE][BOUNDARY][NEWLINE]user: what will I need to get started?
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user: What are payments like with the Income-Sensitive Repayment Plan for those with Federal Family Education Loan Program Loans.[NEWLINE]agent: The payments under the FFEL Program increase or decrease according to your annual income.[NEWLINE]agent: Do you need to make lower payments on your FFEL Program loans?[NEWLINE]user: Yes, I need to make lower payments on my FFEL Program loan because my hours have been cut at my job.[NEWLINE]agent: Then the Income-Sensitive Repayment Plan might be right for you.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Another question about loan servicers. And what else can my administrator help me with?[NEWLINE]agent: Your loan servicer will work with you on repayment options such as income-based repayment plans and loan consolidation and help you with other tasks related to your federal student loans.[NEWLINE]user: I also hope to find out - FFEL Program. Are only FFEL Program loanseligible for Income-Sensitive Repayment Plan?[NEWLINE]agent: Yes, only FFEL Program Loans are eligible.[NEWLINE][BOUNDARY][NEWLINE]user: I also hope to find out, aside from Federal Family Education Loan Program, what other loans do other places handle for you?[NEWLINE]agent: The U.S. Department of Education also uses several loan servicers to handle the billing and other services on loans for that were made under the Federal Family Education Loan Program and that ED later purchased.[NEWLINE][BOUNDARY][NEWLINE]user: Who should I contact if my FFEL Program loans are not owned by ED?[NEWLINE]agent: You should then contact your lender of the loans.[NEWLINE][BOUNDARY][NEWLINE]user: Which FFEL Program Loans are eligible?[NEWLINE]agent: There are several eligible such as Subsidized Federal Stafford Loans.[NEWLINE]user: Are FFEL Consolidation Loans eligible for the income-sensitive payments?
superseg_train_6581
user: What payments are available through the Income-Sensitive Repayment Plan who have Federal Family Education Loan Program loans?[NEWLINE]agent: The payments under the Income-Sensitive Repayment Plan may increase or decrease based on your income.[NEWLINE]agent: Do you need to make lower payments on your FFEL Program loans?[NEWLINE]user: Yes, I am getting less hours at work and need to lower my payments.[NEWLINE]agent: Then this plan might be right for you.[NEWLINE][BOUNDARY][NEWLINE]user: I would like to know what happens when I switch to the FFEL program to reduce payments and if my loan is transferred to a new servicer? Could you see all the details online?[NEWLINE]agent: All of your loan information will be transferred from your assigned administrator to your new administrator, but you may only be able to view information online that covers the period since your new administrator took over your loans....[NEWLINE][BOUNDARY][NEWLINE]user: Alright. Now, regarding the Eligibility FFEL Program Loans. Are the FFEL Consolidation Loans is consider an eligible?[NEWLINE]agent: Yes, they are available for the Income-Sensitive Plan.[NEWLINE][BOUNDARY][NEWLINE]user: Another question, about the repayment of my loan, what are the payment options?[NEWLINE]agent: You can contact your loan servicer who will advise you as to how to make payments on your loan.[NEWLINE][BOUNDARY][NEWLINE]user: Also, for the Income Sensitive Plan. How can I get more information about FFEL Program loans?[NEWLINE]agent: You should contact your loans servicer for more information.[NEWLINE]user: Where should I go to find out about federal student loans I have received?[NEWLINE]agent: You should visit My Federal Student aid to view information about all of the federal student loans you have received and to find contact information for the loan servicer or lender for you loans.[NEWLINE][BOUNDARY][NEWLINE]user: Are unsubsidized Federal Stafford Loans eligible for Income-Sensitive Repayment?
superseg_train_6582
user: Is the Income-Sensitive Repayment Plan help lower payments?[NEWLINE]agent: Yes, the income-sensitive repayment plan can decrease or increase based on your income.[NEWLINE]agent: Do you need to make lower payments on your FFEL Program loans?[NEWLINE]user: No not at this time but looks like I could in the future.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen with my monthly payments on Income-Sensitive Repayment Plan?[NEWLINE]agent: Your monthly payments could increase or decrease.[NEWLINE][BOUNDARY][NEWLINE]user: How can I get more information if I have FFEL Program loans owned by the US Department of Education?[NEWLINE]agent: You would have to contact your loan servicer.[NEWLINE][BOUNDARY][NEWLINE]user: What loans are not eligible?[NEWLINE]agent: William D. Ford Federal Direct Loans are not eligible.[NEWLINE][BOUNDARY][NEWLINE]user: What FFEL Program Loans are eligible for Income Sensitive Repayment?
superseg_train_6583
user: Hi, I would like to know how the Income-Sensitive Repayment Plan will affect my loan payments?[NEWLINE]agent: Payment under the plan increase or decrease based on your annual income.[NEWLINE]agent: Do you have a Federal Family Education Loan (FFEL) Program loan and if so do you need to lower your payments on your loan?[NEWLINE]user: No I don't need to lower my payments at this time, thank you.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Would I be eligible for the Income-Sensitive Repayment Plan if I have a FFEL Plus Loan?[NEWLINE]agent: Yes you will be.[NEWLINE][BOUNDARY][NEWLINE]user: What loans are not eligible for the Income-Sensitive Repayment Plan?[NEWLINE]agent: A William D. Ford Federal Direct Loan is not eligible for the repayment plan.[NEWLINE][BOUNDARY][NEWLINE]user: What about Subsidized Federal Stafford Loans?[NEWLINE]agent: Yes these loans are also eligible.[NEWLINE]user: What other loans are eligible for this program?
superseg_train_6584
user: What do I need to know about the Income-Sensitive Repayment Plan?[NEWLINE]agent: The payments under this plan increase or decrease based on your annual income.[NEWLINE]agent: Do you need to make lower payments on your Federal Family Education Loan Program at this time?[NEWLINE]user: Yes, I lost my job and need to make lower payments.[NEWLINE]agent: Then the Income-Sensitive Repayment Plan could be the perfect plan for you.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask another question regarding my FFEL program loan. What can I expect if I consolidate my Federal Family Education Loan into a direct consolidation loan?[NEWLINE]agent: You can repay the Direct Consolidation Loan under the REPAYE, PAYE and ICR Plan depending on The type of loan you consolidate.[NEWLINE][BOUNDARY][NEWLINE]user: Btw, do you know about the FFEL. What DEL Program Loans Are Eligible?[NEWLINE]agent: Subsidized, Unsubsidized Federal Stafford Loans; FFEL Plus Loans, and FFEL Consolidation Loans are all eligible for the Income-Sensitive Repayment Plan.[NEWLINE][BOUNDARY][NEWLINE]user: May I ask another question? in relation to Standard Repayment Plan and Federal Family Education Loan (FFEL) Program. Then, double-check this. Is it correct that I will save money if I follow this standard plan?[NEWLINE]agent: You're in the right. As you pay a higher amount in he beginning of the plan, you'll save money later as amount of interest will be lower.[NEWLINE][BOUNDARY][NEWLINE]user: Btw, regarding about this plan. What if I owe the US Department of Education money on FFEL Program loans?[NEWLINE]agent: You would be best to contact your loan servicer.[NEWLINE]user: How do I find info for all the federal student loans I have received?[NEWLINE]agent: You should visit My Federal Student Aid to view any info about the federal student loans you have gotten and to find out any info for the loan servicer.[NEWLINE]user: What if have FFEL Program loans not owned by the ED?
superseg_train_6585
user: I need help understanding how the Income-Sensitive Repayment plan works.[NEWLINE]agent: I can help you with that. Those who qualify for the Income-Sensitive Repayment Plan should know that their payments can increase or decrease depending on your annual income.[NEWLINE]agent: Would you like to lower your payments on your FFEL Program loan?[NEWLINE]user: Yes. I need this.[NEWLINE]agent: This repayment plan may be the right choice for you.[NEWLINE][BOUNDARY][NEWLINE]user: I have a problem if I don't pay on time they increased my interest rate. What is the grace period for federal student loans?[NEWLINE]agent: For federal student loans the grace period is after you graduate, leave school, or drop below half-time, you would have a six month grace period and sometimes 9 months for Perkins Loans.[NEWLINE]user: I'd like to ask you another question about Get More Info About This Plan. ED does not own my FFEL Program loan. What should I do if I need more information?[NEWLINE]agent: Since your loan is not owned by ED, you will need to contact your lender.[NEWLINE][BOUNDARY][NEWLINE]user: What would I get if I attempted to get federal student loans under the standard repayment plan?[NEWLINE]agent: To be more specific there, your payments by the month would be in a fixed amount of at least $50 each month and made for up to 10 years for all loan types. However, Direct Consolidation and FEEL Consolidation loans are excepted.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask regarding About The Plan. What is the best way to get in touch with my lender?[NEWLINE]agent: You can find this information on your My Federal Student Aid account.[NEWLINE][BOUNDARY][NEWLINE]user: What FFEL Program Loans are eligible for this plan?[NEWLINE]agent: There are several loans that are eligible for the income-sensitive reapayment plan.[NEWLINE][BOUNDARY][NEWLINE]user: How long would I make monthly payments?
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user: What is the Income-Sensitive Repayment Plan that is available to low-income borrowerso who have FFEL Program loans?[NEWLINE]agent: The payments under the Income-Sensitive Repayment Plan can increase or decrease based on your income.[NEWLINE]user: What if I need to make lower payments on my FFEL Program loan because my hours have been cut?[NEWLINE]agent: It sounds like the Income-Sensitive Repayment Plan is right for you.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know what FFEL Program Loans are eligible?[NEWLINE]agent: The subsidized and unsubsidized Federal Stafford Loans, FFEL PLUS loans, and FFEL Consolidation Loans are all available for Income-Sensitive Repayment Plan.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have an FFEL Program loan owned by the US Department of Education?[NEWLINE]agent: You should contact your loan servicer.[NEWLINE][BOUNDARY][NEWLINE]user: What would my monthly payments look like under this Income-Sensitive Repayment plan?[NEWLINE]agent: Under this plan your monthly payments will increase or decrease based on your annual income and are made for a maximum of 10 years.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you have an FFEL Program loan owned by the US Department of Education?
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user: Good evening. I've been researching for ways to make my loan repayment and heard about some income-sensitive thing, Could you tell me more, please?[NEWLINE]agent: No problem. You are referring on the so called Income-Sensitive Repayment Program. Is a very useful program that helps those who have low incomes, to pay their loans. The payments under that plan goes up or down, based on your annual income.[NEWLINE]user: So that plan could be perfect for making lower payments, huh?[NEWLINE]agent: Absolutely. If you're a Federal Family Education Loan Program user, then you could for this reduced payments plan.[NEWLINE][BOUNDARY][NEWLINE]user: Umm, that's quite interesting. I have a loan, under the figure of FFEL Plus. Is that type of loan eligible for the reduced payments?[NEWLINE]agent: It is. The Federal Family Education Loan Plus program is one of the types of loan under te reduced payments option.[NEWLINE]user: And what about Unsubsidized Federal Stafford Loans? I have an acquaintance that has one of those.[NEWLINE]agent: Yes, is it eligible too.[NEWLINE][BOUNDARY][NEWLINE]user: The way to repay my loan under this plan is still on a monthly basis, right?[NEWLINE]agent: That's correct. The payments are still on a monthly base, but they increase or decrease based on your annual income and are valid for a maximum time period of ten years.[NEWLINE][BOUNDARY][NEWLINE]agent: Do yo have more loans owned by U.S Department of Education?[NEWLINE]user: Yeah, i have two of them.
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user: Hey, is there a way to get temporary relief?[NEWLINE]agent: Of course. Sometimes, you just need to suspend your student loan payments for a short period.[NEWLINE]agent: Are you in a short-term financial bind?[NEWLINE]user: Yes, I am. I currently have some problems with some expenses.[NEWLINE]agent: Then you may qualify for a deferment or a forbearance. With either of these options, you can temporarily suspend your payments.[NEWLINE][BOUNDARY][NEWLINE]user: If the safest thing is that I qualify and I do not want to suspend my payments, I must always meet the debts and well, what does it mean when it says that I must be a new borrower to qualify for the PAYE Plan?[NEWLINE]agent: This means that you must have had no outstanding balance on a Direct Loan or FFEL Program loan when you received a Direct Loan or FFEL Program loan on or after Oct. 1, 2007, and you must have received a disbursement of a Direct Loan on or after Oct. 1, 2011[NEWLINE][BOUNDARY][NEWLINE]user: There is something else I want to ask about getting this temporary relief. Do I still have to pay during this current Covid-19 crisis?[NEWLINE]agent: There is a new Automatic Suspension of Monthly Payments as a Result of the COVID-19 National Emergency.[NEWLINE][BOUNDARY][NEWLINE]user: by the way, do you know or have information for a leniency request? Are there different procedures for different types of indulgence?[NEWLINE]agent: Yes. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.[NEWLINE][BOUNDARY][NEWLINE]user: Also, I need to find out about student loan deferment and forbearance, can I temporarily suspend my payments?[NEWLINE]agent: Yes, you can temporarily suspend your payments if you are eligible for a deferment or forbearance.[NEWLINE]user: Alright, this is all very new to me. So what effect does this all have on my interest?[NEWLINE]agent: Because interest accrues on your principal balance, capitalization will cause more interest to accrue over time than if you had paid the interest. It will also increase your monthly payment under most repayment plans.[NEWLINE][BOUNDARY][NEWLINE]user: That's not that great, but I understand it. What if I'm pursuing loan forgiveness, though?
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user: Hi, I have had some unexpected expenses and am unable to pay my student loan for a period. Is there some way that I could get help with this?[NEWLINE]agent: Yes you may be able to suspend your student loan payments for a short period.[NEWLINE]agent: Would this be a short-term financial problem?[NEWLINE]user: No I don't think this is going to be short-term.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are my options for deferring payments on my student loan?[NEWLINE]agent: If you are eligible you may be able to temporarily suspend your payment but it would be advisable to consider paying the interest that accrues during that period.[NEWLINE][BOUNDARY][NEWLINE]user: Would I be able to suspend my monthly payments as I am without work as a result of COVID-19?[NEWLINE]agent: To provide relief to students during this time federal student loan borrowers are automatically being placed in an administrative forbearance which allows you to temporarily stop making your monthly loan payments. This suspension of payments will be from March 13, 2020 through September 30, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible that I could lower my payments on an income-driven repayment plan?[NEWLINE]agent: Yes this is possible and it might be better to consider a income-driven repayment plan than deferring payments altogether. Income-driven plans base your monthly student loan payments on your income and family size.[NEWLINE]user: Are there any tax implications of going for an income-driven repayment plan?
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user: Hey, I was wondering how to get temporary relief. Can you walk me through the process and answer some questions, please?[NEWLINE]agent: Of course. Sometimes, you just need to suspend your student loan payments for a short period.[NEWLINE]agent: Are you in a short-term financial bind?[NEWLINE]user: No, I just wanted to learn about the process, should I ever get into this situation.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can I be eligible for loan forgiveness if I already paid back a large amount of the loan?[NEWLINE]agent: Yes, you can qualify for loan forgiveness on your remaining balance if your loan is not paid in full after 20 or 25 years.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm eligible for a deferment or forbearance?[NEWLINE]agent: In that case you can temporarily suspend your payments.[NEWLINE][BOUNDARY][NEWLINE]user: How can you provide relief to student loan borrowers during the COVID-19 national emergency?[NEWLINE]agent: To achieve this, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. This suspension of payments will last from March 13, 2020, through Sept. 30, 2020, but you can still make payments if you choose.[NEWLINE][BOUNDARY][NEWLINE]user: That's good to know. What if I have a loan balance of $ 30,000 and an interest rate of 6 % and you are in forbearance for a year right after you enter repayment?
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user: Is there a way to get temporary relief for my student loan payments?[NEWLINE]agent: Yes, you can get your payments for your student loans suspended for a short period.[NEWLINE]agent: Are you in a short-term financial bind?[NEWLINE]user: Yes, I am temporarily laid off for four weeks.[NEWLINE]agent: You may actually qualify for a deferment or a forbearance and temporarily suspend your payments.[NEWLINE][BOUNDARY][NEWLINE]user: I want to know more about Mandatory Forbearance; and what happens if you do an internship or residency in medicine or dentistry?[NEWLINE]agent: You'll be serving an internship or resident program and you meet specific requirements.[NEWLINE][BOUNDARY][NEWLINE]user: I also hope to find out how much money i ahve in my balance. Could I qualify for loan forgiveness eventually[NEWLINE]agent: Yes, you could qualify for loan forgiveness on our remaining balance if your loan is not paid in full after 20-25 years.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing about the ICR plan, will it benefit me for my PLUS loans?[NEWLINE]agent: The benefits of this plan will give you the only income-based repayment option available to major PLUS loan borrowers.[NEWLINE][BOUNDARY][NEWLINE]user: I'm hoping to find out as well about the temporary relief. Is an income-driven repayment plan a safer way to get it with lower payments?[NEWLINE]agent: Yes, it might be a better option because your income-driven repayment base your monthly student loan payments on your income and family size and you could have a payment as low as zero each month.[NEWLINE][BOUNDARY][NEWLINE]user: What happens during the deferment or forebearance?[NEWLINE]agent: Interest will accrue during your period of deferment or forbearance except in cases like one offered as a result of COVID-19 national emergency.[NEWLINE]user: Would it be best for me to consider other options besides deferment or forebearance first?
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user: Is there a way to stop payments for loss of income for a few months?[NEWLINE]agent: Yes, you could suspend your student loan payments for a short period.[NEWLINE]agent: Are you in a short term financial bind?[NEWLINE]user: No, not yet but will be later in the year due to shut down.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Is there anything they are doing for COVID-19 emergency?[NEWLINE]agent: Yes, they are automatically suspending monthly payments of your student loans.[NEWLINE][BOUNDARY][NEWLINE]user: What happens with interest accrual of my loans if I have $30000 balance and an interest rate of 6% while in forebearance for a year after i enter repayment?[NEWLINE]agent: You would accrue $1800 on your loans.[NEWLINE][BOUNDARY][NEWLINE]user: Could I consider another repayment option other than deferment or forbearance?[NEWLINE]agent: It could be worth looking at another plan such as an income-driven repayment plan before you choose forebearance or deferment.[NEWLINE]user: Would my payments be lower on an income-driven repayment plan?
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user: Tell about the Temporary Relief, please[NEWLINE]agent: Sometimes, you need to suspend your student loan payments for a short period[NEWLINE]agent: Are you in a short-term financial bind?[NEWLINE]user: Not at all[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What if I don't pay any interest?[NEWLINE]agent: If you don't pay that interest, it will be capitalized and added to your principal balance.[NEWLINE]user: Why will that interest be capitalized?[NEWLINE]agent: that's because interest accrues on your principal balance, capitalization will cause more interest to accrue over time than if you had paid the interest. It will also increase your monthly payment on most payment plans[NEWLINE][BOUNDARY][NEWLINE]user: How to relieve student loan borrowers during the national COVID-19 emergency?[NEWLINE]agent: Federal student loan borrowers are automatically being placed in an administrative forbearance, which allow to temporarily stop making monthly loan payments. This suspension of payments will last from March 13, 2020 through Sept. 30, 2020,but you can still make payments if you choose.[NEWLINE][BOUNDARY][NEWLINE]user: How can I get relief with lower payments on an income-driven repayment plan?
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user: Hi there. I was looking information about how to get a temporary relief.[NEWLINE]agent: Sure, we are here to help you. Sometimes you just need to suspend your student loan payments.[NEWLINE]user: This also apply if I am in a financial bind?[NEWLINE]agent: Yes, you can also try to qualify for a deferment or a forbearance.[NEWLINE]user: This also apply for the actual crisis with the covid?[NEWLINE]agent: Yes, It also apply for it.[NEWLINE][BOUNDARY][NEWLINE]user: And which options do you bring for this case?[NEWLINE]agent: Have you check the different type of deferment and forbearance there is?[NEWLINE]user: I have seen some of them.[NEWLINE]agent: You can just suspend for a time your payments too.[NEWLINE][BOUNDARY][NEWLINE]user: I can do this even applying to the deferment and the forbearance.
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user: I"m looking to try and stop making payments on a loan if I could but only for a short time to get caught up[NEWLINE]agent: Okay, so you just need to suspend your student loan payments for a short period[NEWLINE]agent: Is this financial situation just short term?[NEWLINE]user: probably not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: is there a way to get lower payments?[NEWLINE]agent: It might be good for to you consider a different repayment plan such as an income-driven repayment plan. These plans base your monthly student loan payments on your income and family size. In some cases, your payment could be as low as $0 per month.[NEWLINE][BOUNDARY][NEWLINE]user: can we get help because of the coronavirus and job loss?[NEWLINE]agent: Yes, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. This suspension of payments will last from March 13, 2020, through Sept. 30, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: what if I go with deferment, any advice on that?[NEWLINE]agent: If that is the way you go consider paying the interest that accrues during that period, so that you can avoid some of the consequences.[NEWLINE]user: and this will allow me to miss a few payments if I do this?[NEWLINE]agent: Do you know if you are eligible for deferment or forbearance?
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user: Hey there. I would like to get some information about a temporary relief.[NEWLINE]agent: Sure. There is no problem, we can help you if you have to do a suspension of your payments.[NEWLINE]agent: Are you in a short time period of financial bind?[NEWLINE]user: Yes, I am in a period I don't know how can I pay any more.[NEWLINE]agent: Well, that's very bad to hear. You can suspend your payments for a while.[NEWLINE][BOUNDARY][NEWLINE]user: I'm also interested in learning more about loans. This is fantastic. How long do mandatory forbearances last?[NEWLINE]agent: Mandatory forbearances may be granted for no more than 12 months at a time.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know what a deferment or forbearance is? Is there a way to get a loan relief?[NEWLINE]agent: You mean like a forgiveness of your loan. Yes, this is possible, like a period of deferment or forbearance.[NEWLINE][BOUNDARY][NEWLINE]user: Also, for mandatory indulgences. very well and how do I calculate the amount of my payment?[NEWLINE]agent: You can Use our loan simulator. Loan Simulator provides a comparison of estimated monthly payment amounts for all federal student loan repayment plans, including income-based plans.[NEWLINE][BOUNDARY][NEWLINE]user: I was wondering if I can get temporary relief from my student loan during this Covid-19 outbreak?[NEWLINE]agent: Yes, there are special measures that has been taken about this, which will last from march 13 through sept 30 of 2020.[NEWLINE]user: Bu if I have the chance to make a payment or two I can do it too, right?[NEWLINE]agent: Yes, no problem. But if you can't do it, you can skip them during this period of time.[NEWLINE][BOUNDARY][NEWLINE]user: This is also related to the amount of taxes I will have to pay?
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user: Can I get federal student aid to help pay for international schools also?[NEWLINE]agent: Yes, whether you want to study internationally for one semester or get your degree outside the US you may be still eligible for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: Would I need to worry about having an VISA?[NEWLINE]agent: Yes, you may need a VISA and also medical insurance.[NEWLINE]user: Is it smart to start to do research on schools abroad early?[NEWLINE]agent: Yes, you should start early when you want to study abroad because you got more to do.[NEWLINE]user: How can I research international schools and their requirements?[NEWLINE]agent: First off it is wise not to panic and you are on your own; but if you are very organized and determined you will be just fine.[NEWLINE][BOUNDARY][NEWLINE]user: I want to study abroad for a year is federal student aid available?[NEWLINE]agent: Yes, it could be available for studying abroad if you meet the aid eligibility.[NEWLINE]agent: Do you know about the FAFSA form?
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user: Can I use federal student aid to help pay for studies abroad?[NEWLINE]agent: Yes, you can use federal student aid to pay for one semester or your entire degree abroad.[NEWLINE][BOUNDARY][NEWLINE]user: Can I study abroad for a semester and still get aid?[NEWLINE]agent: Yes, you may receive federal student aid for a study-abroad program if you meet aid eligibility criteria.[NEWLINE]agent: Did you fill out a FAFSA form for college yet?[NEWLINE]user: No, I have never filled out a FAFSA form.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Should what extra paperwork needs to be done on my list for studying abroad?[NEWLINE]agent: Yes, that should be on your list and also if you are required to have medical insurance.[NEWLINE]user: Is the Medical University of Bialystok on the pass rates list for United states Medical Licensing?[NEWLINE]agent: Yes, it is on the list.[NEWLINE]user: What is the best tips for researching schools?
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user: Can I get help to pay for my college at an international school through federal student aid?[NEWLINE]agent: Yes, many who study abroad get federal student aid to help pay for expenses.[NEWLINE][BOUNDARY][NEWLINE]user: How much can I receive in federal student loan funds for international study?[NEWLINE]agent: The annual limit for Direct Subsidized and Unsubsidized loans can be between $5500 and $20500.[NEWLINE]agent: Do you know the factors that might change your amount you get such as dependent or independent?[NEWLINE]user: Yes, I know factors such as dependent or independent student will play a role in how much I get for my loan.[NEWLINE]agent: Direct PLus Loan amounts are figured out by minusing any other financial aid you are receiving from your total cost of attendance in the school.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any knowledge of entrance counseling? Is it true that each school has the same entrance therapy requirements?[NEWLINE]agent: Every school may have something different for entrance counseling to complete and it is smart to check with your school's financial aid office to be sure the counseling available on this Website will satisfy the requirements.[NEWLINE][BOUNDARY][NEWLINE]user: I also hope to find out about federal student loan, what federal student aid would I be eligible for, at an international school?[NEWLINE]agent: You can receive a federal student loan from William D. Ford Federal Direct Loan.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing about the school's ability to benefit alternatives, it can be noted that the financial aid offered by the school is an eligible career program.