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u/pepetipbot 200 pepe | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-26 | Z0FBQUFBQm5teE5QMjgzdFVlNG4zMTRoNW9wV21BTmV5cFp3Q2ljWGdETmJaWlBJR1llVzNKS010MTBacnRiNFlpUXEtQU9PakJfYW11TTJwVmxTcmVMLWpxci1HcjVLaVE9PQ== | Z0FBQUFBQm5teE5QTHY4SExROUlXOUN5TVJPY1U3SHRLNjU4SUxsb1JVZDRidWROY3hDRkJfdUxoeDd2SlhfY2Z1Snh5TXVON2xWemk0YjJGbVFFUFB6RjNaMFk5VUhtMWpWRUJQUFRSaEhTdm8tQkdKM1F1WHc5N21ma3huU2NWMUxKd284cVBUVXRiVFdlUy1GTDMzZ0xVUnFVZGU4ZmROQnFlZFFVcTdoNFZrbUJKa1FyZkhnanlTelhJU3N1TWJGUlNnTTFObUN0 |
**^([pending accept]) u/Teranya8 tipped u/Patient_Breadfruit35 __200 Pepecoin__** |[ accept ](https://www.reddit.com/message/compose?to=pepetipbot&subject=accept&message=accept) | [ decline ](https://www.reddit.com/message/compose?to=pepetipbot&subject=decline&message=decline)| | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-26 | Z0FBQUFBQm5teE5QRzRDYnV1Mm1wQkFRNFFQc1JWSkpXaXA2WUkwdWU3MklUQUVxVEdqSERObS15SHZySTVWTWtMTnNCSFJSQVhPZGJkb0xLOGRhZXI4Unh6ZlBXcC1mWFE9PQ== | Z0FBQUFBQm5teE5QTWgxRWJhR2MzUDd4cHJYWk9ueVlyTEZBRnpNSlFTNEw5MlkzOTFzQ2gzb0JaR2VBYWY4d09naEtvS0czTTN6OFYtTzVnSVduNXZTSGNVUWZNc3ZKQlAxc252b3d0NzVfaHAxb2V0XzBWODh0dlFjbm5ZVEdtX1oxOGtuUl9nQXQzbjdNRGFTSGxVc19VUFVpODJJODVxX2VGd2pSU0NEanlxRjVQWFdhRFp2V0dpWEpZeGwwTFB3TW5xUlVvb0Rl |
I've decided to make Proof of Reserves available for [PlayMonero.com](http://PlayMonero.com), a small site where you can place some bets on the blockchain.
I looked around the internet and couldn't find anywhere that has a publicly accessible proof of reserves for Monero, so this was done to be more of a demonstration, to show that it can be done quite easily. The reserve proof is updated every half hour and is accessible in json format so that verifying it could be easily automated.
The last known block hash from when the proof was made is included in the proof as the message, it's a qualifier for time.
Direct access to it is here: [https://playmonero.com/#/Proof-of-Reserves](https://playmonero.com/#/Proof-of-Reserves)
If you like what we're doing, and want to donate to our cause, just play a game and place a bet that's higher than the maximum bet - the overage will act like a donation. | r/monero | post | r/Monero | 2024-12-26 | Z0FBQUFBQm5teE5QM0hjU3JvLUJBN2p3NDJiRVNwUk1ZOGpVd283UHZJZEs3bzkydjd3dlRjalFsM2twR2NRRFBIb1dKTk5wM29qWDNseWctOG4wSktGLU85Z1gtb3hnbjBZeDd5Y0tjSW9YT3FJOW5rLVpFczQ9 | Z0FBQUFBQm5teE5QVGJMbzJ1UGhORXF6TnQ1bEVlUFpRSHBPekZoNUVYbDFHMll6a21BVUhOMm5ZVzU1NFp6ZXNyLXZEWV9JZU9QQS1PMzVvS28tN1J6ZG9kaTloQ2ZGOTI3SkRkMktYTE44TGs2WnBydVFaaXJMM3Flakc4NUFlN0JLS1JjeHRBbFRMLThGeWxncUd6Yzg3V2VPc0M1TUhRN1l3Y1lTTGZSSy1TWFE4X1M4OC10dE5GMUVqTWVYUWVvZHpnVWdSc2V2 |
several years ago like 2018 I had purchased some ripple. and had it in an old rippex wallet. I have the old wallet files but not the rippex software. Posts in the past have been able to transfer to another service by using and old version of the rippex client but I cant find that anywhere.
I have a file that looks similiar to the one in this post.
[https://hashcat.net/forum/thread-10020.html](https://hashcat.net/forum/thread-10020.html)
I believe i know my password.
anyone have any idea how I can get the public and private keys from this to restore into something like gatehub.
| r/ripple | post | r/Ripple | 2024-12-26 | Z0FBQUFBQm5teE5QaTRlOGI0d2lZV2xNMTQzQUg0ZXhMOV9QcUM2dXlnemJFdm5EX0txcEpJSnJRVllvYm94RE1aeUNoQ05hX0xCS0Q4Z0RxZ0RBZDVad0lfcXFOdF9qRGFTR3d3cGVVRUw0Z1pMWEVneDloSnM9 | Z0FBQUFBQm5teE5QckpfWHNYb19vcERERVkyMHdjYmdRYXFNa3JzQlJjS1JDalBtUXRrZXpZRE9XQnhZY1B2RzUtUU1taWloYTlYVjdQbUtUZjg3TFpBcTkyeC1QVzZTVUJtd3Vza1RpYXgtSVk3UTNNN1daMExrUWFxZXpqMGRqcWJoVS1DdFRRdk5nV3R1X1N5Z041Q3d2NE0xTU5Xc1VjbGNlMnVEMlNZUG1POWZCc2FmRlA0YklBd2wydnBFMlRuZ093ZkRMM0xa |
So how does one sign up? | r/investmentclub | comment | r/InvestmentClub | 2024-12-26 | Z0FBQUFBQm5teE5QTVA5NHdFaVFWWEFJY29zUXB6bWJhVUJrQkVGT0ZwUFMybTR5LXZaXzEtVzctZk0xY3lvSWJFaG4wcnVxU1B5WWQzVDYza3kwcHVQOFVtenFySzFoWlk1N2V0eS1KWE5wN0p5a202aXFET009 | Z0FBQUFBQm5teE5QUDBjcHFrSll5dDRjN1g2bnFvdVJ1MGxFXzdQU0ZMd0tXNDNmVnljSk5yTld4YVVBMXk3UzAxRlVMY3hKZWw2c3pwb3JwRWc4X29FQ1ZkaWxwMVJpM19UTTVUVW1mTktlRXJTajFaWGtWSVloVTFfNlhyb0FTV3EybTc2Um83akZHQ1NRR1JvdmwyeWNhb25fNDVNejJsRFhzYzVFRjVxRF9sN2pWc2tFS0tPeGZoNnlnQmNOd1hQcjFNeEtwRGZ4QVdpTUVKa1FfYXRWUGJvRzg5cWtyQT09 |
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If you enjoy our show please Subscribe, Like, Share, Rate our YouTube Channel & Podcasts. This will help us grow and spread Monero content!I think you just have to log into reddit to post lol moderating doesnt work well on reddit. | r/monero | post | r/Monero | 2024-12-26 | Z0FBQUFBQm5teE5QclRQV3NXTDZXeEtEUjVDdWw3eDVKQW9qTEUyRDBJcnFWdFlScV9FcEpyOW44eGpzQzE0R0xJR0RBRUk0SWpMQnpOSHkzR2dlRXZEZVljeU5KaDN3SGc9PQ== | Z0FBQUFBQm5teE5QMzNGTkNSMzktTkpaVFoycEZfX2lfTWJVdm5US25wUkhaTFgxNGdrSnNrVUFwZUIzUDNtdlBkbnVwQXNSNWVDOWpLLVY2SjdlS3hJbm9Ta2ZBVjc0T0tQWnNJRzFFVFFKdGpHc0tMR1pzMWswcDVaR1R0S3NvWUVuTFpNTUFRX2Fqd0dqcF9sX2xab3BmbGJsQjM4UndXb0FmQkFsY1BpTjZlUGNaQ0dMaUswZ185aHVtNTJwVUtvTG5xMmYzb2VVdC1fWnJILXplOXVjb0tRa2JGMDE2Zz09 |
In Bitcoin's original code (2009), the block reward starts at 50 BTC and halves every 210,000 blocks. Was there ever any mention or code in early implementations suggesting the block reward could reset to 50 BTC after 140 years, or is this a myth?
I remember this idea from a comment here on Reddit. Is it correct, or is my mind tricking me? I’ve already done some research, but I couldn’t find anything. However, I recall that in the initial proposal, the idea was that the supply would mimic the discovery of new 'BTC mines,' increasing the reward to 50 BTC again. | r/cryptotechnology | post | r/CryptoTechnology | 2024-12-26 | Z0FBQUFBQm5teE5QZEFkdXR2YmhqUWtXaTRIMkR0RFpKT01XTlZHemhuaUF5RGFyWFI1dW9XMkpXMUlHYklydExqc3A4dHNlOGZoNUJRM3J4cGpDOW1kTC1TMWZqQktVbEE9PQ== | Z0FBQUFBQm5teE5QOEtEaGpLWU1rbkxnTXFaWVVBUWxrTWd3TmNJODlCZXpfQi00OXlKZ2x4X09JaHkwQlVoSjR0Q3JPS1NhS3g2cWV1bXVJMkFORXowY3hETE0tNC1hblk2c1J0UlNnRGc2cTNSMGlJYXZ0b0tlVnh6NUJxT21WdkpHbmJoYVFaZEQ4NW9fbnFpNlprbEZLR2d4Z1BTODB0Q24xNlZVZENPa0lKNFp6OW9kZWhvYWtoc0V5U1JTQWJ1UlpILXNiRzRodmRJdkdhZW5hMkZoNGI3TWM3Nk9lQT09 |
How’s the decade hold going for u so far 😂 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-27 | Z0FBQUFBQm5teE5QXzdVeUZfS1JVQ190ZlVqZjBjWkhmOXdQLXIweXFYZVRtZk81NllmU3lYQTM0ZV93cFdvelQ4bGV4czdVLXhod21XNzdfRDVqY2RYUFdzYXZCOVpYSHpjLUM3b1BERmVGZVVTM0NiSGlweTQ9 | Z0FBQUFBQm5teE5QdE8xcTVTeEFqWGdyR3VMMXpwTDZmUGRONUNoTVJBckhDcXF0S29rOWtKYUZfMlQ0TkZkUk1DMEllWlRmTUpNQmMzOXpKRW12RjM0SC1rZkNmeklRYWJHSEtmOUVleFJVUm5BRXlmQjhHUnZ5UDBYOHBXU3ZJVlNMeHVQRnJjQ1EybE9sQXNTdEtPRGxYVzdTNEFaTWg1ODJ6Z05JQ3RDb1FrMnNsY1lGOUEwPQ== |
This is the weekly Monero market thread. This thread will be posted every Friday and is meant to help accelerate the adoption of Monero. Due to r/moneromarket having only a fraction of the subscribers of r/Monero, we have decided to create this thread to encourage more individuals to use Monero for product exchanges. Until the market matures, we recommend that the Monero community post their products both in this thread and on r/moneromarket (to ensure growth of that subreddit).
Selling items for Monero will boost your (and Monero's) reputation as a legitimate form of exchange of goods. This is necessary for the growth of Monero, our community, and privacy as a whole.
## Instructions
When you post your product or job listing here, please make sure to:
- Give a description of the item.
- Link to a photo of the item (if it's physical).
- Provide logistics information (such as, location and/or shipping availability).
- Optionally, provide an additional (private) form of communication outside of Reddit (e.g. Bitmessage, u/protonmail, u/tutanota, GPG key).
- Post the price in XMR terms.
Spamming will not be tolerated. Please make sure that listings are legitimate and do not break rule 2."
Finally, credits to cdotsubo for starting the concept! | r/monero | post | r/Monero | 2024-12-27 | Z0FBQUFBQm5teE5QUDNTUnZ1OC1sVU1lamdMWHZkWWhrbHlmNE1yakY3dmtRTGNZc3lfdEVSUXd6SHR2WDZmRlJGZFo5RHcwZXVFRlNSRTRyWUZEOVVIeHJ4Smhsb0lXRUE9PQ== | Z0FBQUFBQm5teE5QS21lNDhnYXgzUlZ4alhQSnE0ajNaT0luUGgwQ2l1Vlo2WkQ4NGhnZWlkVWh2TXJsLWVJaENFQXh4V2lmY3lPalpwZ0Nac2N6NEFJQXJ2SldfRUZ4SEM5R25fX2NLeVhjOXdoQlYwQkYyWkl6bGxoNi15VjNRcmNvOHNud2UwNWRlY1BsUW56aGo5VUgzWXVfNXhQaVJIS1B1YlVDQjdITUpMTEZjWjR4eXVRNXJHNGdYNS1zcl9EZzZJNk53d1NL |
r/zilliqa | post | r/zilliqa | 2024-12-27 | Z0FBQUFBQm5teE5QTmlaZmFULVdQTWtzbmMyUjFkTVVGa1NvMTZ3OU5tTzQ1OGF0cW91RmduS1dnOGNFUGkzeFVHRW84RWNPT0ZLYzBid0QtQ0ZTc1BzSmZsNWh4Vi1faWc9PQ== | Z0FBQUFBQm5teE5QLXJyODJQT1pnaWdsaG9yeG5XWWJwa2ZicExETzA5TkZhdFhGS2NzbFlmYUdCenZFQjVRaVotZ1E4bWtVMXRxdFFGNC1KN3JjQjlIWll0b2pmbnU3eHFCaGtXb0xyNXBvZ0RrV2hjOWtWTEF5bWtNaGhwV1ZPdFUzdHdjaFFGd0VFRXpKS1lvWkNpQWpZUUpZUzF3QVNLQnFsdndyRGMyUW9hYktsSUllOHd6bTFXaTY3U1hNdXd6SFAydlVhQW1j |
|
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--
^Standard ^disclaimer: ^The ^content ^in ^this ^thread ^is ^for ^information ^and ^illustrative ^purposes ^only ^and ^should ^not ^be ^regarded ^as ^investment ^advice ^or ^as ^a ^recommendation ^of ^any ^particular ^security ^or ^course ^of ^action. ^Opinions ^expressed ^herein ^are ^the ^opinions ^of ^the ^poster ^and ^are ^subject ^to ^change ^without ^notice. ^Reasonable ^people ^may ^disagree ^about ^the ^opinions ^expressed ^herein. ^In ^the ^event ^any ^of ^the ^assumptions ^used ^herein ^do ^not ^prove ^to ^be ^true, ^results ^are ^likely ^to ^vary ^substantially. ^All ^investments ^entail ^risks. ^There ^is ^no ^guarantee ^that ^investment ^strategies ^will ^achieve ^the ^desired ^results ^under ^all ^market ^conditions ^and ^each ^investor ^should ^evaluate ^their ^ability ^to ^invest ^for ^a ^long ^term ^especially ^during ^periods ^of ^a ^market ^downturn. ^Have ^a ^nice ^day.END | r/robinhood | post | r/RobinHood | 2024-12-27 | Z0FBQUFBQm5teE5QTVZDR2FiOWFQcDU1Q1RxSm1VNnFobElpT1hWNFFmRDVpd0xYWmhTQzVULVNvQUhWek42MEpLb2h1YzhBcHZyakdJRTdnb3RxeFVKLXoyTnJoWExDZVJqbnlfb2U0ODE3ZjRiUmE2cWQ0OFU9 | Z0FBQUFBQm5teE5QU0ZhMkVNa0NyX250eE1FWnR6aVBKZWg0aURGQlBjaVpnR3NwUEE1Z0xtajg2UG81WVRwRFg3MklXbTZUeklWYmZMQlBiMTJYVTljVjdFNFhURkVSa1VaYkhtWEItRktBSU5iTHhyeFJoSnptMzVlbGZ3TEZKSnJrNC10b05tdkYxa2dyLUFaTjRGcy03a0RwWjhGZ1pWRm1pb1BxYnhBR29CTlB6N2NiOEREMjNJc3ZWbzBoUTdjR2pvYTR5b2wz |
If a Bittensor holder is confused about the Bittensor community's project who belongs to it means there's something wrong that should be fixed. I think BTC is a Ponzi-Saylor scheme without value while Tao has real value. If someone thinks to consider Bittensor a second class crypto to exploit during the next altcoin rally maybe the community should be rebuilt on new and stronger base. This is my personal opinion | r/bittensor_ | post | r/bittensor_ | 2024-12-27 | Z0FBQUFBQm5teE5QNUdBdjRITnZGNkFEWUFsZnRNVXpBQkljNk5ibFRMVEYzT1dCemVldlhWX1pKODhqT1BvRUpuNFJ0WXZ4OWd1b3BKUTFzcVJjYUI3WFdRUzdMZWxJS1NGM1ROTWY4dHhtU1B5YWV1X2hjODA9 | Z0FBQUFBQm5teE5QdG1KOEhybjJkNEdhclZrODM2SVozd1NaamEzcGhNR29XeXY2UjhuVFhCMVJnNUFvLVhLWEwtNkVfRzVTNkpiejVsOG1xLWZsZmNqcVZzTXdlUktCQ2JnbGd2Mi1SWjhrdHBMRFBWNVBCakZJUWZHUmUwRVNlSHB4V1FRZFdscXVXYjJPeWg1aWlJUDJjbTJKUUozS2JPa1VmY05YSHZ4ekptYmVxS2RadXNRSUhXeVhxQjd5dTlpb3pGNndRODE1 |
Amd advice is appreciated thanks. | r/robinhood | post | r/RobinHood | 2024-12-27 | Z0FBQUFBQm5teE5QZ21JZk9oQ1phenRJR2xxYkVLSUZRdDNaQkhZRW56X3BEWGh4T2pJMlQ3ak1jZjV0UWhESjlMVnlvbUpIZnVQcEVxTlh5TWdTVHYtMHJjaDMzUlNxSUE9PQ== | Z0FBQUFBQm5teE5QVmFmZ19TSGR3SzBveC1YSU96NHA2c09WZV9CSm9qMXp2QXlURDNoUW96NE1TWi1GXzA5MXRvNXlNSk03ZjRwazd3VzlqbW9WTGRMc1FxTlpsYW9JLWF6RWZJMmloSE9VSU8tdTBWRzg3TmQwNjRFS3VmQ1dzUXNNLTVVcTlKWmJ3RlJreko2NUZuT19ncXdlaWtfRS1kN2JzUUFWRGYzcWJzdkZqTmM0YmpVaDVFWXlCbl9CbFMxcjAtS180VEViQ0s4Z1lmTWNrWjc1dVRLOEFfeFJtUT09 |
I think the whole point of CELO is to bring crypto and “banking” to those who don’t have access to traditional banking methods. Anyone with access to mobile phone can participate. It doesn’t have to be better just more accessible to the masses. Major adoption in places like Africa for example. | r/celo | comment | r/celo | 2024-12-27 | Z0FBQUFBQm5teE5QZUJCcWMwMEJhbUZkUjZkR3VoM01FdTBXNG1pRmI2LXFwNWU5TEg3VXB3RlBQa09sUjl6eGVLYzh5Ql83MUVuYkp3RXE5MlJZY25QWGstLUlJX295emc9PQ== | Z0FBQUFBQm5teE5QSkZhVk44MWRMTnRza0RGR2JVWV9MWEE3cTgyemktbFNma1J6WjFlLTlDS0JzM0ZyZ1hrRFZUMFpRQkNHcDlicFpJUkkzNnREREN1LXREdWZKdFluTFdLMG5xWkFNMlBsX3o2VHpzaG84Y2paUXJmSzRiQWRRVVRkRFp4bUlFZlVRa2ZmczgxTWFSeEZsMVB5QnRHWkpwREZNcy1kYi1GVjB1T1ZOZTNQNENmNnlnd3NVOXJnSjIzc0xOUmFZN2tUMjFWaEo5V2IzUmUzQmtqTERlcVFoZz09 |
I do not see CELO as an available asset in my Kraken account. | r/celo | comment | r/celo | 2024-12-27 | Z0FBQUFBQm5teE5QbUJhMHFFeDVDRFJjbXZOU3hjRkswQUZqS0gyZzFYbHhJXzJGU3pMSEozVllzbmtPd2tnVzVLbENqS0NNVnF5VkFleTQyT2JuMlhtVlYwcG1DXzBobGc9PQ== | Z0FBQUFBQm5teE5QUWhWUU8yalc5U2RtOU1GaDNMMjVmd1dzZmdITE5EeVNXUmo0MTkyb28zXzB4T21DZFN2Q28xS0JGc29JSVd5aThYdXBWNXNFbm5kVVlzVjJTT1V0N2NpbFQwNUhFcGYxOE5NaGRxUnA0OENIZklNZk9GMzRzWkZQeXpNTUtFNWtIWUY2ZlItUzZCbnJZOUFWVVk4amY0cGo5MFpiN20xbWg5a2c1SVA2VWRhY1NJaTA5SGhzbWRfdGg0X2lsblg5bXZoN0xsT1V0LTgwd181VjlaR3dWUT09 |
Great question. Celo utilizes mobile phone numbers and live links as alternatives to wallet addresses and qr code scanning, it enables users to pay gas fees with stablecoins, and offers two of the most user friendly wallets in the industry. On the other hand, celo really has not addressed how it intends to compete with other ethereum l2s when it comes to pretty much everything else, and I'm really hoping that the celo community establishes this as their top priority. This chain is, like most others, governed by programmer types as opposed to people who understand finance, business, and promotion. That being said, Opera Limited does seem very committed to the MiniPay wallet, and it seems like they are taking a great business like approach to the whole thing. But I don't know if that will be enough to make celo itself successful. Celos defi presence is not substantial and not growing at an acceptable rate, and celo is not a chain that is favored by the major crypto exchanges and brokerages. Also, celo has no particularly notable dapps or non stablecoin tokens. Hopefully the community will come to realize that busin3ss and promotion canot continue to take a backseat to so many other things.
Anyone who agrees with me should post about such matters here, on social media, and over at celo forum. We need to change the culture in celo so that the chain can actually get somewhere in this crowded field of l2s, solana, binance chain, and tron. | r/celo | comment | r/celo | 2024-12-28 | Z0FBQUFBQm5teE5QOVRyQ05MUWNYa0pILWdjMVlocndZZG9uUHdBRmFUUzZQQlI1WU8zdE5IQmI0aFBYR2FSeGk0NnZMOGVXT196NXBEb0NDRDRkSmM0RlhmNkFXa0tmSTAwbzdJSS1EbmtEaGxpZmRRMVd6eUE9 | Z0FBQUFBQm5teE5QYURUbVJ5VUlBUE90Qi1DUEUySW9yNktqSDgwZkFWSGhIQzhqaXh0dHhud0todjV6RGIybjV5ZkdScW9vRXE3dWtrb3loa0hPN0h4NmpWRXRJNkdnQ2g4S2h5MzVsWm9EWjByMloybTdzTTYxN2FoTExGSkhaalJNMVk5Rk9nbVdYcHlfaVFXT0xxRFVub1ZzLUI0Tmp1U0RQemkwTndTaWl6UHBDTzJETUd6VGtNWjhuX0N0ZlM4UTA4VnVlMVEtQmM4LUZiWERmVXl4MDVmUm81M0RBUT09 |
I'm aiming to solve a problem within philanthropy of mismanagement of resources/lack of transparency when using funds that are donated.
I'm brainstorming an idea which would be a platform where charities would have to issue some sort of NFT to each donor, which would allow donors to see direct proof of how their donations made an impact.
For example, if someone donated $10 for 10 trees to an organization that plants trees, the charity would issue 10 unique NFT's (via smart contract) to prove that these trees have actually been planted (via geotag for the exact coordinates, a photo or something else- not important in this example). This would serve as a "proof of impact" and would provide transparency in how funds are managed and donations used.
Users (donors) would have a platform to see their contributions, project updates, fund allocation, and milestones achieved in real time.
We would charge a % of each donation as a fee, but I'm still exploring if this idea is even viable and needed.
IMO people are much more willing to donate when they can see what they're getting for the money, and therefore getting donors to use our platform shouldn't be a problem; and the charities would be attracted to use our platforms with the access to additional donors.
This has use cases beyond large charities, it can be used to crowdfund projects (like Kickstarter), or individual donations (like gofundme).
Is this an idea worth pursuing? | r/cryptotechnology | post | r/CryptoTechnology | 2024-12-28 | Z0FBQUFBQm5teE5QMWQxX3VqR2ItR3g0akMta3ZrU1JhTFlFS2tyZVNVWWhoUnlseTJUQnFSMWdyalk2dGpfbmFvdGFUUnp4R245QnUwWER6dEt0RnFJbkVKNkkta0FrVUE9PQ== | Z0FBQUFBQm5teE5QNUhEU0ZOVXRoRUdyNW5vS0E3SVk2OGpIRS11cWhQMWZLX0ZVSHRCWm5TWi1JNUgzcVpUUnc4OEJuMUY0dnlvbHJTRzBSbGFtRU5JM0RZZkpVZG94c2NMQjNmcXhqcGZLWnRaRVo3N1ZCZ0FxU2p5bHhmaS1mcFBHWUVOdHdGNXZEaTBXV2Vxckp2LXczVjUweWhxV0xoSmJ6ZVhocWJfMGtZZkZFeVI4b25iZ3lLVTFfS050YXh1VllYREc4dzltajJKM3hCbkxTZS1FRk5Yd3RHd3pfZz09 |
Drawing for sale. /SID | r/monero | post | r/Monero | 2024-12-28 | Z0FBQUFBQm5teE5QeTk2T20xd2hqOTRGTVJEY2JyRHJSQ1h1Tk9scmVRNk9pblNUVzZFSTVBQXVmbFBfNXBnem5VNHBCWlRsVmVJWkdJbEtqNTBJaTRFYzlxczZmRTRQUnc9PQ== | Z0FBQUFBQm5teE5QV2tCVDA4WVZJT3hkX3dfRU9HVENFdHJSQkpGcjR1X2ZlN1NQR0lMYVRMMlV6UlA0akFlWHNIdExyV2NDb01pcF9VS25sbnlyenNrc0xsa1NUZ19xUm9ydldudXdKdnZMWlZUZTRKSzV4Z1c4S0owNU9sc2JfcTB0d2hQYlllbm4yNmI2UzkwZC11Q1FwTTZURXV5S3NIQmQ3YlNfdlg2bUwwclZuN2RJOExBPQ== |
# XRPhoenix Discord
\>>> **Invite Link:** [discord.com/invite/XRPhoenix](https://discord.com/invite/XRPhoenix)
**Official Discord for the following subs:**
* r/XRP
* r/Ripple
**Channels**
1. Announcements
2. News and media
3. Infographics and visual aids
**Categories**
1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)
**Special Perks for** **the XRPhoenix Discord server boosters**
⠀ | r/ripple | post | r/Ripple | 2024-12-28 | Z0FBQUFBQm5teE5QenZQYlp2R1ZPNEtuTS1UVzlvdGJtT1lVbUtrZnN1bVRPSGhTRXFXdnBOdEtFSTVfUjZOOE43S2hsX3hrcTlYVEZVWTJiNDZRdmJLSUdjYktHWm9VeFE9PQ== | Z0FBQUFBQm5teE5QaDNlaEgyNERjU1g5a2o3cGdMVDVQVkJ6ZDhnNmFKdGlKZFNSVjlwZTY3ZnlYTlQyX0NJdEpJLUVBSnliRDIyblhSRGJocGlva0plU1FZMGY4dk5nc1BiNmhvYXVueUhhTjNUdzFST2lkNjBKQ1Vycko3MXZXam5sMWpIbHJZX2pfcnN1NUN3ZUloQ3ZTbGYtR2VkVHNNNzhtTUQtY1pzNEdDTU1yc1ZIMGNFPQ== |
I think it will be supported upon L2 migration | r/celo | comment | r/celo | 2024-12-28 | Z0FBQUFBQm5teE5QdGhDXzMzc2pPWURhZkp4M2R6UDJ5QmdYQzRxS2FPV1VtWTMwdDRsTlo0dDJEbWdsVk82QjZDbThfUnRQdXJFenRIUklzS0U2a0RsVU1JVEJoMENlLXc9PQ== | Z0FBQUFBQm5teE5QSHBEN3RvV21pMkxxVlpvZWFHdUExYW5vQ1YwUTBSQUNjYXN1TVQ2dTM4MVpxZTBzRkF2X3NibWdoQ3FpazR5dVpRNlRhczl3UV9xTUVfODhSVlkzMC1XTktnRWdmdjktZEM0d1dCV3g1VGhGQmRBWVA1aEpEQml6OXpMMzhRUGR3WVlWMXZqVFVSMDN5SmdPdkpGTUhlYXd5WWM5VHdNR2lGY1MyTU0wbkFNNTNiaGl2bzZQWGxyWDE1NnI2SHkwUVVtZEE1UW1ZY3Jna085cDdIVWVEZz09 |
I've stumbled upon a golden goose in the world of #stocks and #crypto. This could be a real game-changer. $NASDAQ $BTC $ETH
I will share the details soon, stay tuned.. #wallstreet #Bullish | r/investmentclub | comment | r/InvestmentClub | 2024-12-28 | Z0FBQUFBQm5teE5QMEFNYk5nWFVJYnNtam13UG5NRThMWC04allsZ1BGdl9FTEQzX0p4a1lJNjVtcjRhTlNDOXRLcXRSX2Q1MzMyQkNPTGpvanFPVm5Ka0xJN2VYYmhUdkdWeVVsNWprTkY1NU9Oa2s1WldOdVk9 | Z0FBQUFBQm5teE5QcWVJU2F3LUwwVkdUN2NMMlFTaDFLQ3hBNUNnbmpPaWJ3aUVUazlJdFFYQ01CWktXQ2xoTTV2QTMtd0pFbV9wU1k2ZHoySS1CZU5iV2QtOV9sTzUtUHVzQ2VqNnQzMWF6RTlqSUUwbkdpRGxjaVo2XzM4b1l2U0ZBYWt1VkdHdVBXQnlRVnJZdGNfeV8ySGpORFRlTGtWMDdQVnVYTU9Sb0QwRjc5emRLNG1ocW5LRVJncmpIR1R4cEIxS3dlb3Y0VUhGZmhpMXNTR3ZsMlMzanBweTNwb0o5QWV5SWRhSHhueTM2YzNCbGUxOD0= |
Expand is the largest US natural gas producer, the result of the merger between Chesapeake and Southwestern energy, which closed October 1, 2024.
It looks like the market cap is $22.3 billion, with $1 billion net debt, for an EV of $23.3 billion.
The company is forecasting about 7 bcfe/day of gas production, with 98% of that gas, for 2025. They also have an additional 1 bcfe/day of production sitting in drilled uncompleted wells that they can start up if gas prices get really high.
On the high end, the company estimates operating costs (inclusive of production expense, gathering, processing, transportation, severance and ad valorem, general and administrative) to be $1.71 per mcf.
The company also states that depreciation, depletion, and amortization amounts to about $1.05-1.15 per mcf, but I think its better practice to exclude these non-cash expenses to come up with some estimate of EBITDA and then use management's figure of $2.8 billion for maintenance capex to come up with normalized EBIT.
The company realizes an 8-12 % discount to the NYMEX henry hub price. 45% of production is hedged into 2025, with almost no hedges set for 2026.
Natural gas prices have been very low for many years as excess gas was thrown off by shale oil projects. Now a lot of new LNG export capacity will come online in 2025 and 2026, and Trump plans to whatever he can to get these online. I believe natural gas futures have been reflecting this with a steep contango, and prices are significantly higher in 2025-2028 than current prices.
If I use a futures price of $4.40 in 2026, the EBITDA in 2026 should be something like 7 * (4.40 \* 0.9 - 1.71) = $15.7 billion. Management guides maintenance capex at $2.8 billion per year, so EBIT should be something like... $13 billion?
I am curious if anyone can check my math on this, because it implies that EXE is only trading at less than 2X EV/EBIT for 2026 figures, which seems ridiculously cheap. A normal multiple for an oil and gas company might be more like 8-10X EV/EBIT.
If we go the route of including all depreciation expenses, I am still getting to 7 * (4.40 \*.9 - 2.88) = $7.5 billion of EBIT. This would still imply only 3.1X EV/EBIT for 2026 figures, which still seems way too cheap.
This is the investors presentation I took the figures from:
[https://investors.expandenergy.com/static-files/0e2f36fb-e8dc-4a87-80aa-c2d8a2b9aeec](https://investors.expandenergy.com/static-files/0e2f36fb-e8dc-4a87-80aa-c2d8a2b9aeec)
EDIT: realized the dumb error. Sorry guys.
7 bcf per day. Convert to mcf per year with 365 * 1000000
7 * 365 * 1000000 * (4.40 * 0.9 - 1.71) = $5.7 billion. Subtract $2.8 billion mcx. Gets to $2.9 billion of EBIT for 2026.
So an EV/EBIT of 8X. Roughly fairly valued on 2026 strip prices. | r/securityanalysis | post | r/SecurityAnalysis | 2024-12-28 | Z0FBQUFBQm5teE5QM0ZzTXJCejE3STM3aDdlUWxsdTgwTkhRUDFjSWx1RFB0Q3htQkoxZU5NQmlCNGlqX0RYcXd3UmJqWFhjWWJES0VWSVZGSFFZbHBsV2tpRXU3MXpYZTJfZlI2SklxbTYtQW40NVpZeG1qQ3c9 | Z0FBQUFBQm5teE5QY3RxTGd0Rm5oYVROWEdMUkxkay12cHZCcm8wVkVndmRxcUFrUklZYnprUTRPbjhHUVVaRnktWjdxdGROanBaVnFTV2hBY204eGRhQmZmU1Q1WjVULThOU2hxSWs2aHpNMGdoY0w1YmZNajQwVl93TnNPMkpTa2lTTlpKNGlnMTQ1MGZrRFlWUzhQZG8tV0lYQ1JBN2VBOXZxelpLVUIzZUV4amR4UzI0VmRZVEIwVk5LODEwLWd4VGJwQjRZOC1OSjNNdnJEOWFqNHFXb1FPcUItTENvUT09 |
Hello I tried but it keeps telling me invalid recovery phrase with my galleon recovery phrase has anyone got the issue ? | r/tezos | comment | r/tezos | 2024-12-28 | Z0FBQUFBQm5teE5QYTNNVjNIQmZnanRndWk2WVo3cmxvQ3ROU0lwWnQ3NnFCdHZCaFpnc0lRbEpjWnlyRzR1RW8yYjk1Y1FmVjVKVVc1OG1kVnlPNmpqMFdVR3Utb0pvR2c9PQ== | Z0FBQUFBQm5teE5QZEFBZndQcS1OejFhRWl1dWhtbFkxdzJlRmtjY2ZwZTUxX1Q5amNqNFV5bDBHVms5dGxIa08zbEQwazVibU9IeTQxdVNidGNWY0lFZzVDTVV5UWQ5MlJYTEZCc1VwTG54TG5RUkJCaFZTeWtJbkZvTlZFMFVtOTVNRzVhS3QtSmM4a0NvT05qOFJiVGk0MmlZbXFPNEtLc05aNC0zRkI3Q2R2el9tT3ZFX2xRPQ== |
As the title states, I have been working on the theory for a trust-less protocol to trade fiat for XMR. I want to like services like Bisq, or Haveno which is a fork of Bisq, but I tend not to like that an Arbitrator has to be involved.
Before I really start to work on the project, I wanted to send the initial thoughts out to the community. Is the fundamental protocol solid, or are there issues that I have not thought of? Is this something that the community is interested in, or would simply developing Haveno be better? Has this type of protocol been before?
Critical thoughts are more than encouraged. I have currently hosted the fundamental thoughts on PDF Host [https://pdfhost.io/v/Ab8.MPyMV\_Samnero](https://pdfhost.io/v/Ab8.MPyMV_Samnero), but if there is a better place to host the file, I can post it elsewhere. The original file is a .md file that I converted to PDF.
Edit: Link for proposal in markdown in pastebin, [https://pastebin.com/UQeBgWc1](https://pastebin.com/UQeBgWc1) | r/monero | post | r/Monero | 2024-12-28 | Z0FBQUFBQm5teE5QelJJSi1PT08zTjdmZmtMdkRjWTlQaGZQNFhDVnlQUEg0VDFzU3M2OEdyOTZxQWUzU2VhRVFaeDY4UzdmdExBdHhpTEQ1V3JuZEJLVmRLOHNGczZCc3c9PQ== | Z0FBQUFBQm5teE5QSTV0LUFQYm53MTdKOF9McWU1RzYtNWJWcnF4SVhYVmEyVnNLYTFhdGhfU0tDajJmRWJRaDNrZ3lESF9DdmZFR1RjektocThxQ2RISXFDNGVQTmVOX2VmOWpIcjF3WkUwM2lCYzRncy1vRkw5MjNXbVJpMzlGUEU0WW5faHhiWWFSWndaVmRkTmVmNTJFemNIdE84N000TzllMDFVbjBFaEg0UDZiZGcyNkc0WXc0US1nX2U4VHZpbXVCVEJOb1o1Sk1zcTNObGFsUkZIbmF4cG1pclFOQT09 |
u/pepetipbot 200 pepe | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-28 | Z0FBQUFBQm5teE5QZm42ejdNTFA4d3dsMG9mc2JKd3J4STZMdlAxcVJ4a2Q5VHlmNXhDQ2FDeWg3dkRRZVdYTU90M3JLR2RpMnNGRGtBNC03NklWS25zeTcxVFFoc0lTY3c9PQ== | Z0FBQUFBQm5teE5QUE53S0tsdTZOWHBuRDVtMTZMN3JZS0F5MEJpX1hNTW5qWGVKNGpMYnh4WFNsdUFiajJiTWctN1dVSVpVdTlsWllneFF6SlE3MGlUYThZWVBjLVF2cjZYV2ozVFh1RV9jWnBpczEwQ0lrTDFTeGFJd3M0dFlFWmZ2UTRnbEJTRExGeFU2S0VWOXI4c3Zqd1NHRk5OSElPVWlXQ3BFb3hoZmJOcWNsX3UxRExBMWNHUEk2Wjk0STlrVzMwMmFWSVI4 |
**^([pending accept]) u/Teranya8 tipped u/Patient_Breadfruit35 __200 Pepecoin__** |[ accept ](https://www.reddit.com/message/compose?to=pepetipbot&subject=accept&message=accept) | [ decline ](https://www.reddit.com/message/compose?to=pepetipbot&subject=decline&message=decline)| | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-28 | Z0FBQUFBQm5teE5QaldzTFRQTXBzQUV5eEFTWExpYUo0eDBaN1p2VnNuWFNOT2NXbE93TWJseVlRZFhCRkhFR3FkTmwyZXNzT1NOczNUZXZZSTlZTnlMZkRWbVNnNFF0TkE9PQ== | Z0FBQUFBQm5teE5QVTJuZUtCNlVXUm9Tam5PYlpTVjRfSHRnR2JoMk83Ymg4ckJRSW5XTDZtTzJQM3BMdXQ1aExoQmljWllrei1YVGRVMGZLenQ3bi1saVJfUHlBUkdMcDZOZVBiYkU0a1VaNFlMSWprYUVRQWkza01wYlVkdElYSWlHZHhhVURFemVsYTFFTTdEMEhkbU1aWGJGUS02Y29HQW1wa1plWnh2Mi1pNDdudGNGLV9zSVZWZGt1NThPbG9ySXRZM202SUg3 |
CELO , new ATH in 2025 🙌🏻🌱 | r/celo | comment | r/celo | 2024-12-29 | Z0FBQUFBQm5teE5QR3JKbm5nQ1pwdXQ3anItTDVyWEJxY09BQ08wRVZ0eVJZaUJlZE8zWTdjSTNfVDJCRlp1bHBQYVlmWHJSbHg0Z2x0TFVfUERhLWM3eHBRZ3RWVjVPbHBNbFdPTmNacEtFdGYxYTA5UXF5Slk9 | Z0FBQUFBQm5teE5QUHd5TlhXQjhuLXQ4RVN3aU1wSFNXYVBvLXBOdlRLZkRldFFSTHpXTTFncmNzWEtwTFFXQ2xMUFZOb3RsQVFMRXluQWVoUHJab0gxdWlEUHJTbTBsbjJtbFZTbVhHVlJseVBzdkU4UFdPbGlCN3VyaHpjV3g5cG52dVZPd1I3YVVOc2FQVkhzX2k2emdabE5US1FKYTJMcXI3WkpheXBYbmhpUVFNZWIzMHZWLWQ2dWY4VmVoYVVUSEJ5bGV5d0RC |
i d love to get to buy some from Temple... | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QalZ0akFiM0ZkZ2h3cWdkTmJRX0NtZUFESmJoMDJCNmpBVTA4LS0yeE1LN09aYW5kaFpoV3pVYlBoSUVKNXptREhEdmZ0eFE5cjNtb002ZFdDSXcya3c9PQ== | Z0FBQUFBQm5teE5QbkJqSld3TGFyMDFOaWxCN0ZaZklkSFpaNElzWng3el83NWRCeUxoaGFPUGhGeUEzZjZiVlVrYXhoSUE3WDJ5Z2VNMEhJRmEtT2ZlZ1lES1hfTVZzdFc2NzJxb2dSQkdFSkVyblM3Z3hweGVwcGZYOERhN0RldVdRQmRpa2JUdm8yUmZTV1ZKUjhpOVA0elpqdm1vbXdEbnljWWg1aE1EX1dKTUV4UjR1M2NzRjNKUXVhd2Jway1idzE1RjBLQ0JB |
I was asking around about arguments against Monero and got a really interesting response. I don't have the technological expertise to understand if these criticisms are founded. I'd appreciate any help.
"Monero achieves great privacy, I give it that, but it has to give up a lot for that, it is a trade-off:
* There’s no concept of an UTXO, because you can’t tell which TXOs are spent and which are not.
* Because of that, you can’t prune much, and have to keep all TXOs ever made around for forever, and it can’t be in some slow archive storage because TXs using ring signatures regularly reference a random pick from ALL historic TXOs so you need those readily accessible. This is the biggest scaling bottleneck IMO. Your blockchain “state” is the whole blockchain, as opposed to Bitcoin where only the UTXO set is the current state.
* Wallet scaling, because of key blinding they need to process each TXO and do expensive CPU operations on it to check whether it belongs to them - as opposed to Bitcoin where you only need to do a simple pattern match.
* Very limited programmability of (U)TXOs because any spending requires authentication by a key, and for many decentralized applications you can get rid of the keys and have UTXOs be spendable if some other conditions are satisfied. Satoshi gave Bitcoin a scripting system, programs encoded with the UTXOs and executed on spending. This is incompatible with Monero.
* Auditability of supply. Breaking a cryptographic primitive used to blind the amounts would allow freely minting amounts without anyone knowing about it.
* Long-term it will be broken by quantum computers, not sure whether there are drop-in replacements for all the primitives, and if there are it all gets huge so big impact on scaling. Bitcoin really only needs to do a few things: move from 256-bit to 384-bit hashes and upgrade signature opcodes + some scheme to transition. After ‘23 P2SH32 upgrade, it will be possible to lock BCH in quantum-proof contracts.
Because of all that, I believe there’s a natural adoption ceiling, lower than “p2p cash system for the world” win scenario we dream about with Bitcoin Cash. Adoption is hard. Monero has a smaller total addressable market but there it lies its advantage: it’s the only player that has a product for those users, it’s the best in class. Bitcoin Cash has a bigger total addressable market, but it has to compete against a lot of other coins." | r/monero | post | r/Monero | 2024-12-29 | Z0FBQUFBQm5teE5QLW9FSEUzOTZ4YnlhN285N2IyTFBrZWtsUThWbmk0V3NHOEVueEZwVldHVmxlVk1VS2lZcjFMQzhxeVFYTnFiazNEVHNlTElPei1QTnJlZVF1WEcyeU91M202QV9ROGF6d3o5eWFMU0o0alk9 | Z0FBQUFBQm5teE5QcVpiOTI3SlBuTW1falhUOGpDX2ZPTW5OelM0UW5JalZTU1JsVWNoSjBaRy1EM1FUNjZCR05VcXNFcHpmUlhpSTV6TXFwSkFKYmkyanM2SDg4YWFPRDBNbFkybTF4T3FkNF9mdXZzTGNVci14aDhqbVZObVd5U2tBVElCN0FjbFQyUU1KOEtqeVhUUmxRZWZpR05ISVRiREFweTFvYjBsZVdrdnJOeXpsMWNVU1UydC1DYWt1N3R5NXRacUhVclMy |
Your website is looking better every week, good job mate 🥳 | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QdU1ScUtHWDVzY19kU01Ub1F4dDFQclYyZ2Qzdjk0Z0xvS0dtUWJqSl9HNThCZGhKcEhXRk1RTmVBN08xb2ZoV05xUUU4bzJjRVNuS1BMS2dGNWx2djN3ZDJNVHBwOHVSMlNXdzY2NlcyQzQ9 | Z0FBQUFBQm5teE5QLXNhRWxaeDdaUlVaajh0UUpOWUxMZFVTR2tzbS0xbFYwMlVTTTdiLUFtaGRxSVVEX0NFT0FqQXVSRUFiejBDSzgzdmRaMXZYWlI4X21ydG4yOTF1SGl6UHRhUlMyeDVRR0JDNDVTUDBUZ1gyR2hoN0hrNENzNjBKdzFEQXdMQno0WVJWaFFWb0ZKa2VycWRwcGhkRkwzdEVDOVg4d3ZCXzdOODBHakpvTjRjPQ== |
Thx mate! I'm using Temple rn!! | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QRDFHTzJUT1ZSQ0lRSVdObWNoZktYaFlGYmtFQXlSanVpRDkxTEJJTlA3UTY4SEJ6bUVQUEpBTHJCYUVUZUtiWlM4QjBtSWtfb1kxSUlZWUd5SjNxMnc9PQ== | Z0FBQUFBQm5teE5QYWhhT0R1ejhVSzBGelhOd1A4by1KcTl1VHVlLUtBS2pjcHhUcV9FWmZTTWtaaFdPc0l1d2xEcnNaQ1NBVFRSZFV2NllWSkdCQVNXbXdFdjdnZXVndHozMHNMMExyelRZY1BNa25FTnpReDN1THozcXlmWURMejVTbmViT0ZrMkRSOHpqSDc2TXlYTXlWSi1NZEl1VGxxU1NtMVp1QXc1M2U4eG0xenRiMGhYRzV6dHNPdHZYel93eWZFNmwtenl3 |
Using Temple fixed all!! | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QZWhsT2ZLeDVXQW5weHpVdVpGTW1VZnN1VTZwWkZ1bEt0U0JNVGlxXzhFWkZmbDNXSDJnQjIxeTd1SXVKWk9Ob3BYTlpubHlkT1JEX3ZIdG1oTnVpSUE9PQ== | Z0FBQUFBQm5teE5QYThmUUlsMy1YM0UyVkVHTTR2S01EYXpuOUNSa0xkWDJ6V3pKT1k1S0s5UEhDYkliNW9WdnFpU01wcVZDN0E1LWN4clZoOGJVOEZhMWU1WF9BelhTMDVaTUZsNzJsU0pWWko3a0VuUHF1bnpibW9NdlFHN0hfZFViRVByZC1aWUExaVZSTFlBNDZ2ZnJhak9wczdYNVUzU05RR1BUTjllS3RxX09NaUg1N2F4M0xieDM5cUg3ZkdBNDJ1MWQ4UTVJ |
I've choose Temple! It works smoothly!! | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QbVpKbE92elR1czRJS3h0LUJyR24xLWg1ckJUWDBMQlBnb05GVzNnSGV5ZUpsOVFYbmNrenZ4YmRFSFU3TGs0Mmx0b1lMTU00VWI2dEZVRDJfMGFhOGc9PQ== | Z0FBQUFBQm5teE5QOVUwVlBObWZWZVBXck5idmhvRjF2YjNwYlI5aHU3cHlvenBUUVdXd3FvRGc0LTgtMjhjcFdYTGg2QmhPY0VvZ3IxTnF6VnJ0MkxWRU1vSUZaZzB3RzhqTFpQOHBNbFZHM2FVbnVHdzhnN2piT0p1Q09nVmIwbjdvQVpfMFFsVzRTTzJCWUExTjRzZEEyWWdZQk9rTmRtN1NuOFhwOHI4NlFmZTdmU0VKTGhhZVMtTExqZnFwVGJlMm5obTY4S3V2 |
I've finally decided to use Temple Wallet! | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QcFZZandfQTJPN1hpNmRlbUwxdXBBTzkxUU9xb09BejcyZHd1SWdnNDFSRF9tQi1rYTBya2xiaXd0bzJYT0JxSlNGdUQ5LTZ0QTQzRzJXWml2Q2VDaUE9PQ== | Z0FBQUFBQm5teE5QWHJkTWN5MnJzdmo5c1RVemV6aENzQUh0TmFyc29qNU85VW9HZzh1X0h5MkRieUVWaUd5V19rRUx6RWZRWFBrV1pwSXp2N0F3dWJWRldRWkc1Tzl2QnAtUVJtM3VlSGtlRllIWGN6b2k3UjM3ZFJTQmRKU0txRFU3VEtuSzJmbHBHdjBwTFROU0plOEdUYXNJRXAtRWUwQ0JlV0pCLUltOFM1d01KakVMMnlHWW93YWgtM3BUVWJ3MjNkd0VtOVo1 |
Please stay on topic: this post is only for comments discussing the uncertainties, shortcomings, and concerns some may have about Monero.
**NOT the positive aspects of it.**
Discussion can relate to the technology itself or economics.
Talk about community and price is not wanted, but some discussion about it maybe allowed if it relates well.
Be as respectful and nice as possible. This discussion has potential to be more emotionally charged as it may bring up issues that are extremely upsetting: many people are not only financially but emotionally invested in the ideas and tools around Monero.
It's better to keep it calm then to stir the pot, so don't talk down to people, insult them for spelling/grammar, personal insults, etc. This should only be calm rational discussion about the technical and economic aspects of Monero.
"Do unto others 20% better than you'd expect them to do unto you to correct subjective error." - Linus Pauling
**How it works:**
Post your concerns about Monero in reply to this main post.
If you can address these concerns, or add further details to them - reply to that comment. This will make it easily sortable
Upvote the comments that are the most valid criticisms of it that have few or no real honest solutions/answers to them.
The comment that mentions the biggest problems of Monero should have the most karma.
As a community, as developers, we need to know about them. Even if they make us feel bad, we got to upvote them.
https://youtu.be/vKA4w2O61Xo
To learn more about the idea behind Monero Skepticism Sunday, check out the first post about it:
https://np.reddit.com/r/Monero/comments/75w7wt/can_we_make_skepticism_sunday_a_part_of_the/ | r/monero | post | r/Monero | 2024-12-29 | Z0FBQUFBQm5teE5QRThPR0o5Y29RdkdHbGVpbThHVHlqdGtUOGNDcDd0dlNGVmNPalhIRjA1RUtvRFJaTjBoRzcxb1JzQ3NRNEI3Y0tMODlSX09JUWpWNnBQd1JxSGZ0Y2c9PQ== | Z0FBQUFBQm5teE5QTUl0RXhmdzBxRl9Ba0h1S1dBNG82cFljNGJBMlBPQmI4bDFVVkhsRkx6bGo1d1F2dkRoTHpZTXExcmNTbGZBMkRWTkNGQVdXVjNDaGpxYzBEOFFvdzJRTl9xNEdDZlpGSmNwZ2trZlVVemxZRk13eUNpbEJtYjd2aWRTZk1ZUElsdUtUUGRqdHdTY1BLRXhWeTdhakJ5blI4XzFmclFfVXBsTGJkTzFHT1FsbGtJTk9JeHphZHdOWC01SGpZYk51 |
Great work
Happy New Year 🎊🎆 | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QSnhRWnQyQWY2QWViMzM2UFpRUWtmZ2I3SGNrMW1nRUlTUkJOU19kcGdncU14RVZFaEs3bWtwelhQcDZ6N1dGdVIxcE1RelVGU3dpMFlRRjhqWDNQelcycnBUVlZaNmJ2ZC1HWE9oSmgzV289 | Z0FBQUFBQm5teE5QajEwakxaelczYkw2S0wzUWg3clFXcFdqMlY5MmF1VkFoUk9hdkIwWXVQQ2Q4dGMwdWxRQllpWjNvbkhHMjFSM1l1dk5BbV93dlNjVU1PWjJ4V01HaXRtQWRPamZXcHVRYVc4QmlQSkJaaGtJVkhpcnFFM1N4U0pEcF9BLVZzRFE4Ul8zUmd6Tjh6akRxNHdlMzY0QWJ1ZHJvS0FlZ2ZmNlV2SG9QZlczUUZZPQ== |
Thank you =) | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QWEdPVUFOaUtIaV8zWHJjNG43UGR4WUVNejBkelZGeFYyOThlamU1ZnZCLWlzeVpMWW43aTM0MFE1V3R3OV9HYjVHaFlJbUdPWXRlXzNIemZCanE3WFE9PQ== | Z0FBQUFBQm5teE5QX21hb1V3WkdOQ1dUMXhLVjAyM1lmZWxfZ1VFaHhFNXdIbW5IZ0lxaWxWeDZHUm9NUHVoNmJVZmo2bDVhR2Q2RHgwS0NJTVZEQ2R1U3hiVERZV3JNbllMaHJXa0xtbWhybk80N2s0Qjc4blNaYndiZWdMbF93aTExV0xVbFpCN1JlSGhINDFzMUt5TzJjcUIzYUhBaExkOXRkOXdlOUdSLWd5OEZ2SjBEWmdvPQ== |
Thank you and same to you! | r/tezos | comment | r/tezos | 2024-12-29 | Z0FBQUFBQm5teE5QZFNCZnJjbE9GSmg5Q2x5R1FteElidGJNQW91MWt2T0lfMGdRZU04Ylh3cEpzVF82cDlWeDN2SXJBeDZ2X0V6aGhma3BtWXFwNXlKaHBIeDNPNEJveHc9PQ== | Z0FBQUFBQm5teE5QeFdWVlM1M2h4Yk94cDctVmtBakswWkhIMDRHaU1FREp6ekQ4OHk3dUFFejJOVUtfVkx6dzNkQzIwcXJQWFpwOXFQQmFpcUdFcnZiT1RnVl9iVEdsNVlJLXFHQ1JVTHFEVFdYWHVMdFNuZzNNVVRhdDdLY3c0a3dnUm1SdFp2N0taNFQzbXMzTHZIZkhzek9CaFlvLWcwWE5YcU9RZnItUk9IX1Juaml3WG0wPQ== |
**tl;dr**
The European Union's Market in Crypto-assets Regulation (MiCAR) comes into full effect on December 30th 2024. All *'new'* obliged entities (crypto-asset service providers, token issuers, custodial wallet providers, stablecoin operators, etc) must be fully compliant on or before this date. Already *existing* crypto-asset service providers have until 1st July 2026 to demonstrate compliance and obtain their operating licence through their national competent authority, or cease operating/trading.
**n.b.**
MiCAR *does not apply* to 'fully decentralised' projects/services, and also *does not apply* to providers of non-custodial wallets.
# MiCAR and the Monero Ecosystem
# Intro
Since the birth of Bitcoin and the emergence of the cryptocurrency and Distributed Ledger Technology (DLT) ecosystem, regulatory oversight has been viewed as a sort of estranged bed fellow; close enough for latent heat, yet distant enough to allow a wide array of delectable, sometimes precarious, sleeping positions.
In some eyes, the absence of directly applicable law was the catalyst for rapid innovation. For others it was viewed as a wide avenue of uncertainty, and an explicit reason for the lack of ‘Wall Street’ adoption and the general disregard from mainstream media.
In June 2023, [“Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets, and amending Regulations (EU) No 1093/2010 and (EU) No 1095/2010 and Directives 2013/36/EU and (EU) 2019/1937 (Text with EEA relevance)”](http://data.europa.eu/eli/reg/2023/1114/2024-01-09) came into force, following a period of public consultation and trialogue through three European legislative bodies (the European Commission, European Council, and European Parliament).
The legislative framework is known as the ‘Market in Crypto-Assets Regulation’ (MiCAR).
While the legislation came into force in 2023, it provides for ‘transitional measures’ – a phased approach to compliance that allows the industry in Europe to adjust, and prepare for application of the new rules.
The final phase of this period ends on \*\*30th December 2024\*\*, with obliged entities expected to be in full compliance on, or before, this date (MiCAR, Article 147).
One caveat exists for currently operating Crypto-Asset Service Providers (CASPs) – think exchanges, custody providers, DLT consultancy firms, etc. Already existing operators who provide crypto-asset services to European clients will have until 1st July 2026 to obtain authority (a licence) to operate in Europe, or cease operations/trading.
# What is MiCAR?
MiCAR is the first effort at a multi-jurisdictional legislative framework for ‘crypto-assets’. ‘Crypto-assets’ is the term the European Commission uses to broadly cover three types of cryptographically leveraged digital assets:
*“The first type consists of crypto-assets that aim to stabilise their value by referencing only one official currency…..The second type of crypto-assets concerns ‘asset-referenced tokens’, which aim to stabilise their value by referencing another value or right, or combination thereof, including one or several official currencies….The third type consists of crypto-assets other than asset-referenced tokens and e-money tokens, and covers a wide variety of crypto-assets, including utility tokens.” (MiCAR, Recital 18).*
MiCAR states explicitly that the term ‘crypto-asset’ should be widely interpreted, given the range of innovation in the DLT ecosystem.
From the perspective of MiCAR, a crypto-asset is viewed as any application of Distributed Ledger Technology (MiCAR, Recital 2), bar some notable exemptions.
Without delving too much into the details, NFTs (for the most part) are exempt, as are tokens that represent real-world assets such as real-estate, guarantees, or physical objects.
A further exemption is applied to projects or services that are ‘fully decentralised’. However, when only part of services or activities are decentralised – they are bound by the regulation (MiCAR, Recital 22).
Unfortunately, the legislative framework does not indicate how to ascertain whether a project, or service, is ‘fully decentralised’. Further guidance, in the form of an interim report, is proposed to be published by mid 2025 (MiCAR, Article 140(2)(t)).
It is also worth noting that providers of non-custodial hardware and software wallets are exempt from being classified as crypto-asset service providers, and thus exempt from the regulation (MiCAR, Recital 83).
# MiCAR focus
The main focus of MiCAR is on the creation, offering, and trading of tokens to the European market – i.e., rules for token creators/issuers/offerers. This includes stablecoins (Asset Referenced Tokens in the regulation terminology), and DLT token offerings (think Initial Coin Offerings, or ICOs).
The legislation also outlines reporting obligations that CASPs have, the procedure for them gaining their ‘trading’ licence for the European market, and their consumer protection responsibilities for the services they offer to European clients.
At a very high level, MiCAR sets rules for the DLT ecosystem, providing legal obligations (MiCAR, Article 2) for aspects such as:
• transparency and disclosure requirements for the issuance or offer to trading of crypto-assets;
• requirements for the authorisation, supervision, operation, organisation and governance of crypto-asset service providers, and issuers of tokens;
• requirements for the protection of holders of crypto-assets;
• requirements for the protection of clients of crypto-asset service providers;
• measures to prevent insider dealing, unlawful disclosure of inside information and market manipulation related to crypto-assets.
# How does MiCAR effect Monero?
Simply put, it already has.
Monero has always sat at a sort of cryptocurrency dining side-table; widely respected by the industry for its privacy-by-design ideology, embedded privacy enhancing technologies, and pursuit of open-source principles – but not ‘adult’ enough to be incorporated into the full-blooded pursuit of ‘Wall Street’ subsumption that has dominated the mindset of industry players for the last decade.
Sitting on the edge of mainstream acceptance has never really been a problem for Monero – given alliances with cypherpunk, crypto-anarchist, and anti-capitalist (political) ideologies.
Monero has, for years, been traded on a relatively few exchanges due to its lack of mainstream adoption and purportedly, ‘high risk’ factors. It has weathered exchange delistings in [Asia](https://www.forbes.com/sites/adelsteinjake/2018/04/30/japans-financial-regulator-is-pushing-crypto-exchanges-to-drop-altcoins-favored-by-criminals/#7e2aa3541b8a), [Australia](https://cryptonews.com.au/news/australian-crypto-exchanges-forced-to-delist-privacy-coins-or-be-debanked-88900/), and the [United Kingdom](https://markets.businessinsider.com/news/currencies/monero-kraken-crypto-exchange-delist-privacy-coin-uk-fca-regulation-2021-11?op=1).
While MiCAR is some 166 pages long, covering a wide range of topics, there is one Article that has a dramatic impact on Monero:
**----------**
**Article 76**
**Operation of a trading platform for crypto-assets**
“The operating rules of the trading platform for crypto-assets shall prevent the admission to trading of crypto-assets that have an inbuilt anonymisation function unless the holders of those crypto-assets and their transaction history can be identified by the crypto-asset service providers operating a trading platform for crypto-assets.”
**----------**
# Monero cryptocurrency
I am sure that most readers will know that Monero uses a combination of technologies to provide strong privacy (and security) guarantees for users. The technologies ensure that information about transaction senders [(ring signatures)](https://www.getmonero.org/resources/moneropedia/ringsignatures.html), recipients [(stealth addresses)](https://www.getmonero.org/resources/moneropedia/stealthaddress.html), and amounts [(ring confidential transactions)](https://www.getmonero.org/resources/moneropedia/ringCT.html) are not published in the public domain. These ‘privacy-by-design’ features work to provide a layer of privacy and data protection for all Monero users – and ensures that user’s financial information does not get published on a publicly accessible, permissionless ledger.
In the eyes of MiCAR, however, some (if not all) of these cryptographic components have been interpreted as “inbuilt anonymisation functions”. This has ramifications for how Monero is offered (or not) to the public through European ‘licenced’ CASPs.
# Crypto-Asset Service Providers (CASPs)
In Europe a CASP is prohibited from offering a token that has an “inbuilt anonymisation function” unless:
1. the holders of crypto-assets can be identified, and
2. their transaction history can be identified.
Interpreting the first requirement is relatively straightforward. It is the Know Your Customer (KYC) process we are all familiar with. The process allows the CASP to link your real life identity with your profile on their platform.
The second requirement is a little bit more complicated, and seemingly a line in the sand for how privacy-preserving approaches are to be viewed by the European DLT ecosystem. It seems that CASPs are required to be able to access, or view, the transaction history of their platform user for any asset they offer to trading.
For the vast majority of DLT tokens this is easily done – as transactions (or outputs) can be tracked across wallet addresses by analysing the corresponding public ledger. It is quite easy to provide evidence of linkability from transaction to transaction given the technological nature of these transparent systems.
A CASP can easily identify transactions associated with the wallet they hold on behalf of their user, identifying the sending wallet address and the transaction that funded that sending wallet (the preceding transaction). If they so desire, they can also trace further back, identifying transactions since origin. With privacy-preserving DLT systems, this is not as simple.
CASPs who are engaged (or have completed) the ‘authorisation process’ with their national competent authorities (usually central banks), are essentially applying for their CASP licence to operate in Europe. They, either in conjunction with their competent authority, or by recommendation of their competent authority, have decided to take a risk averse position with regards to Article 76(3).
Simply put, they have decided to delist tokens for which there is not an easy process for accessing/viewing the transaction history of their users.
In Europe, this has meant that Monero has been delisted by both Kraken and Binance. Both of those CASPs felt they were not able to comply with Article 76(3) in a meaningful manner for Monero tokens.
It should be noted that other privacy focused projects faced similar delisting issues – most notably Firo, and Zcash. However, both of these projects worked with the compliance teams at Binance to adjust their protocol to suit the perceived requirements.
As it stands, both of these projects are still listed on Binance. ~~Neither is listed on Kraken.~~
\*\*edit:\*\* someone has rightly pointed out to me that Zcash is listed on both Kraken and Binance, in Europe. Firo is listed only on Binance. It should also be pointed out that ZCash is listed on Coinbase Europe.
# Conclusion
For Monero, ‘view keys’ could potentially be used to allow access, or view, permissions to a user’s transaction history. However, there are limitations to how much information can be derived directly through this method.
In Monero, the possessor of the wallet ‘view key’ is able to view all incoming wallet transactions, but (critically) not able to view all outgoing transactions without some additional steps. Some of these steps are explained in [this talk by Justin Berman](https://youtu.be/MYzZ1DzSWCY). Another limitation (in the eyes of MiCAR) is that the view key also provides view permissions for ‘one-hop’ only – not the entire transaction history of the user (as transparent chains allow).
Future Monero protocol changes, such as ‘Full Chain Membership Proofs’ (FCMP++), and ‘Carrot’ may well alter some of these limitations, with various types of view keys becoming available though the application of novel cryptographic schemes – providing tiers of information access. One such key is designated a ‘view balance key’, which is designed to allow the holder permission to view all incoming and outgoing transactions after FCMP++ activation. [There is a talk about this technology here (again by Justin Berman)](https://youtu.be/dw6GKFhKKBE).
Whether this new functionality will provide an avenue for appeasing CASPs in their risk mitigation and compliance objectives is, still unknown, and may well depend entirely on the appetite that CASPs have for listing privacy-preserving tokens on their platform. Given we are in the 21st century this, sadly, may not be the case.
It should also be stated that while MiCAR has impacted the Monero ecosystem, the benefits of Monero receiving regulatory approval is not entirely clear, especially given the communities ongoing commitment to decentralisation, open-source ideology, and privacy-by-design-and-default.
*This authorship of this blog was kindly supported by funding from* [*Power Up Privacy*](https://powerupprivacy.com/), and authored by a member of the Monero Policy Working Group (MPWG). More info on the MPWG can be found [here](https://privacyseries.github.io/posts/2019-01-01-about/)*.*
^(\^\^\^) The above site is a temporary placeholder while [moneropolicy.org](http://moneropolicy.org) gets up and running after a re-design. | r/monero | post | r/Monero | 2024-12-29 | Z0FBQUFBQm5teE5QVGppS0V4WnppaWFIWHR6VFVncnNjVy1nUDBrZWFTaERscmlyMzU0cVYxUklGQ3g2azlpSGJSRVlTYXpMdGwxSW5zTkpIUzlqNXVaVWpteGVDV2tlelE9PQ== | Z0FBQUFBQm5teE5QSzFaS0FCVjROYXZOZUtpd1RzRlNQYlotMHJ1Z1Y1ejA5NHl5cmdwQlF2UWhjQXVTekFsWlpkeGVhTnpWNjZ1S3lvRy10cktoUEJfRnRPdVBPZm8zM2Z6XzFsU1RuY3ZKQ2doX3pjek1yZ2ZhTzhOdklFbmdLcGNwMFczMUpQLUVVQjByT3hmNWVrMmFobnQ5VDRlRXBKcDNPczhUa0szdlNRaDhZcWtHNlVmWWVMQ2w2SV9EY00yN0JhUkNHMkxm |
The following are some finalized blocks which contain quite a large number of transactions that were mined but not seen by my node before arriving in the block.
The 2nd column is the number of these 'additional' transactions, termed here 'excess'.
I'm not saying that the miner(s) in question didn't receive them in their mempool, but it's an unusual pattern, it appears unusual for my node not to see such quantities of transactions in its mempool, and seems to only have started fairly recently. It is a possibility that these excess transactions were privately mined, although I have yet to rule out connectivity issues on my node as a possible cause for not seeing some transactions.
height excess
876077 119
876080 221
876088 615
876089 1010
876096 652
876099 141
877093 379
877095 2487
877096 7832
877097 2488
877099 6057
877100 4047
877101 117
877102 1273
877105 1400
877217 308
877218 2886
877219 11412
877220 3701
877221 3142
877222 6650
877223 2031
877224 4883
877225 1326
877227 7428
877229 122
877242 2235
877243 599
877278 574
877307 2613
877308 1454
877312 8643
877313 12413
877314 10949
877315 7812
877317 185
I've only printed out blocks here for which the excess is greater than 100 transactions in the block.
Haven't looked at the blocks in detail, but thought to ask in case someone knows the answer off hand. | r/bitcoincash | post | r/Bitcoincash | 2024-12-29 | Z0FBQUFBQm5teE5QNUpvRVRVdHdfa2pmRGY1Uk5hbUxPbHV3czhqOGY4b1ctNTlYTmJSM2QwanItZ2V0ZXVtQzZpdThSbXF1eFJNc2NoVlNQQjBjOFVOR2R3Uks2N00xV2c9PQ== | Z0FBQUFBQm5teE5QWHd4NmdLNUF4QkxieUhHY00tQUlmTXVDYVBPVDR6MTgzMHNBX25oaU0wcGN3TDBtazJSTHhVQlA4NnE5b2dMbV93VVdTME94LU44dWFXQzBCQUU1eWNHMWw0Y3dKRFFGRVdpMHAxODl4UWpDZkljTEhod2NTakZlaUs3WWhvTHhLNmd6dWhtcXBrbktnTmJqQmxIS0JuRDgzX2J2d3czei1laG5wNzFHYzBIeWI3RTYwVU55QzAyRzhDeHVnMTJCNjkxREFzZnhMOWljSjJ4VWVXYTY2UT09 |
u/pepetipbot 200 pepe | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-29 | Z0FBQUFBQm5teE5QOGZmYnJRV1BNOHV2bDBSM3B1VW5GVDF1NDFuUm5PbzdYTUk4OEpuWlRhUVJEZGpKSGtWVGFsYzR3MUx4UWhJQUJHR19VckJPdXhqSWdCakNTQjc5Nnc9PQ== | Z0FBQUFBQm5teE5QNW5mejdiWG80RENBNEhCZXpVcVlPRkt6WUZ0U1VSTkM1V0p2VjZTRktlY0hsY3Nfa2pzVVNCX1FCejB1RzUwV0JvcEVyT2dqZG50aDZiSnlkN09UQWhoTDNDNGFWV0Vza0FTSm1nT25YY2hVczJPLTdOV0NEWS1IYUJWajFlQ19DYi05dzYxdHR5UW5fNTNITF9pYmxvbzZROF9MSW9GMXlZRzVzQnlmZkRKNV91aFdFQ3FaZ1ZRV2hGa252SVR1 |
Chainlink are averaging a few ccip integrations per week, why are we not seeing a consistany increase in ccip transaction volume?
| r/chainlink | post | r/Chainlink | 2024-12-29 | Z0FBQUFBQm5teE5QOU9QZk45dW9oUG5DTENiNXJqTEFCX2VWOHVEVDREX2drczY0ZXdoMWs1dHVHWUVnR3FScy10TE1ocXpCemJzZllIMmFQTlpKeUs5dkxma3lNTlFOWHd4SkpweUotNDlGVlZ2TUdnZ3dEV1k9 | Z0FBQUFBQm5teE5QS3pRaVpKOEVLYTlXSlVYa1h5cmdrY2o4bk5aVUQzVGtkVzhtSmMwQkVmd0V2dGxzX25SX0x6cmR1eGZKZVZJa1lHcnZRc01MVEVoVnpfTExncUtmeWFVOElteFBhTlBpOUo3ZF8yNVFEa3ZESTZFMy1KSVdoU0RzX3ZFSFBHRWR6Q1g0dGVROTZNUktjaUtualNwNzk4MEpMTWt5WHc0SzZyWlpXaWhiYjNKZzRRTWFRYWtsbEJ4QTdDcm5CZTZE |
when I try to join a remote hosted blockchain it says "connecting" and then goes back to "disconnected" with no error message or anything, this recently just started happening out of the blue | r/monero | post | r/Monero | 2024-12-29 | Z0FBQUFBQm5teE5QVGRDWjc0TTB2MmxvQVVnOGpqemZrc3gzOXhwX2d4dnRtQ2hXZVRKMjdnbnRBbGVReUxOQlJQN1VvMDdpbmFhdTBqZVZOblBrUlpOQUo5aW1fY29UNnc9PQ== | Z0FBQUFBQm5teE5QaG1wdktQMUNUYktWZjFGbDhwckVzSDJwZUo1ZWVlVHhPcmcyM0s1NlVsdnppUGNVR3haNkc4X0NGU0thN0V4ZlNtSlJzSk5XSUJLT0NXREtRYkZIZWU2Z1hmbXg1ZGJKM29kdnZjM2xieHh0X1dCSWg2VElYZlpBd0xSR2Jmc0FpVVhQQlk0SjZjazZMaXFMcXlpOXI0R0FKU0RsRW04NUdsbG11Rk1udEZjTlgxMHBWV2VVZFNnc3JQamhzekRZ |
I know bitcoin cash has been going through several upgrades, but I've always wondered why it doesn't have a marketplace like solana or Ethereum any reasons why or am I missing something? | r/bitcoincash | post | r/Bitcoincash | 2024-12-30 | Z0FBQUFBQm5teE5QQ1FJZ2ZlaDFJWUpQaGsxS0g0aGNwN1dvb24wTVlmQ2lxbS1Rb0lqNkFfM2RNaUhrc19uTm9YRWVQOVpoZnp5ZlpUVHBBV0JMODAtTEpGT1RrYmk3SThxZGRGaHA1WV9pUTM5ZXNZTFdqcGs9 | Z0FBQUFBQm5teE5QS3N6cnphQ0VGVk00Y0JMMGg0alcyVDhLQ1hYMGNlRGVHbi1KWTNmUlBqeVBkM1dDZVZ1OV84Mm83ZHNzWWFVcjI0S3M2bXJsM3pqUFk4OUcwYTVNV3NMcUxOeHo2YWZ5WUM2RGFnd1llVVJnZVM0NExjZTBTMk8yeUFzZW1ldGYwM2NBSUFVeV9kWmp5T3hlLUE5aDZ2OTJNdklaQWtHZlpwVkQ0eDk4eWVYQVNoeWwyYXpja0hJUG0ydENObWJO |
Here we go again boys. Jeju Airlines may ground their fleet if this continues.
https://koreajoongangdaily.joins.com/news/2024-12-30/national/socialAffairs/Second-Jeju-Air-plane-experiences-landing-gear-malfunction-same-Boeing-model-involved/2211567 | r/wallstreetbets | post | r/wallstreetbets | 2024-12-30 | Z0FBQUFBQm5teE5QSHA2azJ0Y2lITDFZUVhkNFZzdEtzUHFqVHd4Q2JhV2JPYUFidjFob3EyMjVzUzlSUkh5TVNoTi12VnRfc2FhN0loNUU4d05ZcDVUTWJPaXAyXzdZX2c3NDlUYkpJMWdmX3gxMnZZWmlSZm89 | Z0FBQUFBQm5teE5QUU1aRjBtWXpZdDB0czdITkNGUzBFZWwzWHRUdm9SaHhDVU14bzQ4UXJNbU9lZzYtSDJpdDFEOEJrdExpZHR6bWptWEFNSXNHM0tLUU5tNFNkRk9kdUxfNUZMSTBKck0yQzNiYkpRbUdjRTRSRGt0bi1YSzhDVEFOVXBIeF9YeVZ0Tmd1Z3dqa2txc2VUWmVSTGVsSmo3NlE2YzRQbnZIbHhmUWZPbjFFZi14dUpnMVlHN3M5dEJyaEgtd0o1bzUzYXhfRDRWalIxMmJQaVdTTGdvZWJ4UT09 |
I'm thinking of FIRE'ing at 3.5% but it would be a 'lean fire' for me. If I maintain that spending amount, can I expect my networth to continue to increase, to where my quality of life at 3.5% gets better every year?
My numbers this year will be a networth of roughly 3.5mil\~ at 29.5 years old in a VHCOL area, not owning a home yet. | r/fire | post | r/Fire | 2024-12-30 | Z0FBQUFBQm5teE5QclBrN2RvQ25Wa1JCWWozUllMS1paZUxuNXBqQXZsdlNIOC1ta2xlclFuYWxmQmpXanU0RnRXWjYxbDJaZGpmcmVTSmZyNmZSMy1KRnRpak1DR3M0RGZ2UlA1eDlfczNGcXpJZ0JuMTBuejQ9 | Z0FBQUFBQm5teE5QVjJOVE50b1hhX2FXS3dZMkRFaThUeHBIOXZBX0YtMGd0eWo3OVl3dGpEQzVZcVZ1UDU3bkpUdkdmREE4QmhIN0plUkc2eTlER0NYdmM2cTJfOU14V29vNTBsWlFnMWFXV2pBQ2tQa0J2bkQxb1F4YjdtMmtpVTVkMEZKM0h4X01kZ2tNTl85bVM0ejJJdXZZMG9zcHlCT3Fia2Zpd0JCX19odlpWQXNObERzLWU2UnQ5MmFxZ1hreGJPTml0NDZl |
Long story short, just found this wallet. Moving city, clearing out my old stuff. In it was a ‘Trezor’ wallet which a friend traded me for an older Audi back in 2016/2017. I think I sold it to him for 14k. I had completely forgotten about it. I guess I’m a bitcoin holder now. 1.85 BTC. | r/bitcoin | post | r/Bitcoin | 2024-12-30 | Z0FBQUFBQm5teE5QZERtSHl5c2luck9RNnhkaWVtdTBNUDdCSVBLeS1SR1BhWUJWdUdwS0J0Mkx6LTNaVWgxZHVqeWN3QXBUSTlzUUMteUtEVlJNRkY5Wmw0cm5mdlpLMXc9PQ== | Z0FBQUFBQm5teE5QUElOYVBiYVhsT1hiVDJsald3YVBtV1I2c0hYSkdRUnVHRExRejN0MkItc2Nwb2hBVk1mVERjQ28yODdlSXl6cFVJNTgySlZQVGdVMmlnd1dEMVlqS0J4LWtrM3VLY2JHQl81ajNPVjZHM191WTFaeFcxVDN5eERKTXdpcmxpeEhYYWw3aVQwc0NYYmswb2ctT2l4VEtyT3R2WVhiQkg5blBKS2RGbnJfNlFCcU43NWk3V2ZoYU1Gd2czUi1DSl95 |
This is your safe place for questions on financial careers, homework problems and finance in general. No question in the finance domain is unwelcome.
Replies are expected to be constructive and civil.
Any questions about your *personal* finances belong in r/PersonalFinance, and career-seekers are encouraged to also visit r/FinancialCareers. | r/finance | post | r/finance | 2024-12-30 | Z0FBQUFBQm5teE5QU3A5UC1DaGxTNWdidVFIY2FSSzNCY0RtcnBXZ2o3aVA0ZHhBR0pYQ19mVDhTdkpOWmtiTWpScTR2aURRdGF2WEE0XzhiZXBoS190TGpaTWlyd1A2bFE9PQ== | Z0FBQUFBQm5teE5QMjRvdE1ZM0k5MDYyeUJsTUUzVzBUbms3aWlhRWxWOU9fT2VudkVrbUlKVDlESkJDSlR2Q3RObHhDR2s3VmhuVndrMm9fVjNCeXdVYjRISkVaMHlEUURDa1hReW5fLTRnS3h0WUFIbjFUakVvZ09TMzNqOEh0TWcybExzZlBmNTMzUVNrQXR4a1BWb3ExeEZJeEJBMkg0eWc2bkd3eF9Nam1YeVNRa2c0MVpvZU9GSmxjRFhCX0ozUnVfSUlCaUpy |
this is gonna be a very helpful tool | r/bittensor_ | post | r/bittensor_ | 2024-12-30 | Z0FBQUFBQm5teE5QQUxDaFJBM0d0VFlzNjBDNVZqczBlMDhJcE1FcmdwTnV2Z2cwWm4zRGtFeGsyM0tnOGNlRkdoUU80aVljR3BTMkYzNHQzaDNZTElIcmppeVdtOHVRN3c9PQ== | Z0FBQUFBQm5teE5QVzlzckFfd2xXTkRiVVdibVo4TFMzUzQ2WEFsUGVXbHhYUXp6SjBoRkU5T0N2ZmxYaW5wVzZsanpSdkdaQzNpYVh1UXJ2NjNud3dSYmFiLTFUTXBTUFd1a3hIdzZXX0xOSmVqSVJLZ1BvdUJrZTBhZzY4MGxpbzNyWndidEp6OU5KVExsZzJhYU5JVG9sLWNIRVlCZXgxNm1uNkk4ZDVRNkxfcmFWdTNRMV8tVWhPdjhXbGNrUmowTEl4OTJtM3R1SEhEN01TTmYxaFg5UUU3Rk1rOE8xUT09 |
I have just recently finished my sabbatical. Last January (2024), I decided to go PRN at my hospital, meaning I was only required to work 3 shifts a month. I didn't know when I'd be returning to full-time work at the time, but I ended up restarting work in December.
So, some background first. I am a nurse and I, shortly after becoming employed post-college, discovered the FIRE movement. I was paid, including shift differentials, around $34 an hour initially starting my employment. My hospital started offering insane incentives for overtime around the time I got off orientation. It fluctuated, but at peak I was making $170/hour, though most of my overtime work was closer to 90-120$/hour. I worked as much overtime as I could for a while while still using all my vacation time (4.5 weeks per year) and calling in sick as often as I could get away with on weeks I couldn't get overtime.
I grossed around $125,000 annualized for 2.5 years. My hospital offered a 403b, 457b, I had an HSA and Roth IRA. I maxed them all out plus chucked excess into my brokerage accounts.
The only reason I stopped working myself so hard was because I had a complete breakdown, hysterically sobbing in the supply room at work. The stress had built up and broke me down so badly. I also never took the time to deal with a lot of stuff in my personal life, I didn't want to pay for therapy, and I didn't have a lot of fun because fun was expensive and I was working too much anyways to have time for much leisure. Night shift didn't make any of this easier.
So, I told my manager I wanted to go part-time as soon as I could because I wanted to keep a foot in the door.
My initial plan was to take some time off, go to therapy, and keep expenses low while I decompressed. I was going to do some of the things I planned on doing when I retired: play a lot of video games, reading, exercising, watching shows that had been on my list, spending time with friends, etc.
What I found was that I really didn't enjoy video games, my primary hobby at the time, that much anymore. They also became a lot less fun when you have all the time in the world to play them. Reading and exercising weren't exactly hobbies that I found fulfilling either, friends have jobs and only have so much time to spend with you. I was bored so fast.
I ended up ditching the plan of living super frugally (I still lived quite frugally compared to the average person), I found things that actually brought me joy. I went to New Zealand for a month, I backpacked around Europe for a month as well, I went to Hawaii twice and stayed with friends there. I found a great love of live music and have went to many cheap concerts and I went to 5 musical festivals (you can go to these for free once you have all that free time. I volunteered for a few and helped clean up for admission to the festivals). Around September or October, the one thing I never thought would happen happened. I WANTED to go back to work. I had so much fun during my time off, but the desire to contribute came back. I know a lot of you think this would NEVER happen to you because you know yourself so well, but you might be surprised.
The whole retirement plan has changed now that I've gained some perspective. I'm a travel nurse now and I am not willing to keep working myself to death for an early retirement because there's so much I want to do now and I think if I got there I'd be dissatisfied and go back to work in some capacity anyways.
I never touched my tax-advantaged accounts so that is all still there, and I think I still **will** retire early, but I know what I want to do and I know that I can go and travel, listen to live music and go hiking both now and later. My new plan is to be a travel RN. I am planning on working 6 months per year which should pay enough for a year's living expenses including travel (hostels and preparing your own food and going to cheap places makes it pretty affordable) and leave a bit left over for saving even. I know not everyone has this opportunity, but there is definitely some middle ground you might not see as an option if you don't take the break.
So for your mental health and well-being, don't kill yourself over your financial dreams. If you've been feeling stressed and overworking yourself, it will not be the end of the world to take a bit to chill and enjoy life. | r/fire | post | r/Fire | 2024-12-30 | Z0FBQUFBQm5teE5QX0FnQ2Z5bThJelhoOEhhM0g0UDc4VUlFS3I4S05Fa1hTTl9nMHdzMWlVSG9oNWltZndCYzE0ZC1kNDdFNHVYV1E5dnp4VnVGcXQ4OUxDWHRWZS05YkE9PQ== | Z0FBQUFBQm5teE5QM0M4aEE1ZUxMdEFpbDJLVktjTnR3WFQ4M0NNb2FSSGtTNVg2bzJ3NkdBMld3MHlUQWxFdWFCZmhILVlLSm5hczhwYVBvQXRGbUl5bXJYTjVsZHJfcUd5SnBYdmJkc1UwSHRTZFRFemNhSXhMaDJyek5mMkZFcFdjd3NKV1kwaFJNQkM3dHQ0TmYyYjJ1U2FRVFJxXzVTTlFNeHpsMGxjc3dHdXNCNWFFY1ppb2g0dnZ4NFBuekNWbS1QcUd3YmJHaGxtR01iRUZwcmhhRVYyZy1OTXI1QT09 |
🚨 $MYPEPEHERO 🚨\\nThe legendary hero frog has arrived – and he's ready to pump! 🐸💥\\n\\nThis isn’t just any Pepe… this is THE Pepe. The one who stands above the rest. 🦸♂️\\n✨ Your portfolio needs a hero – let $MYPEPEHERO save the day.\\n\\n👉 Link in bio – don't miss out. 🚀 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-30 | Z0FBQUFBQm5teE5QZFhZcVBkcXVuRGpFeXotSEFnenJhRFJvVjNQa0lqdE4tbWpsTGwxVEtPbjhSSVZFVUpLcjRmZUVPM1htS01QVE9xeks5a3NjU0s1V3VsUm1YOXRraU4wLXEzWXk4VUZvX3Y2RUlGSUNpSlU9 | Z0FBQUFBQm5teE5QQTBvaUl2d0xub0JTU2ljSlV5RW52VGotdGE4eWxoQ2xQelpfVWJoMTl3LV9PdzJrejZaV2ZiLWlJcS1DTjFkN19yaXpEMW90SDRPYmFsclZrN1VoUXZHZHFDZHlTQ2JtMkhubkx5Z1lsUFhoT0JlWUM5bzFyY2pCaXNOanFtZGI5cWg0V0NheWVoeXozZHE5bjRyblgxLVJhb2tPMWhadnlVa2JUbUhxSmZDZnB3dnVoaUdVZjdvRWxhYnNpaWZn |
🚨 $MYPEPEHERO 🚨
The legendary hero frog has arrived – and he's ready to pump! 🐸💥
This isn’t just any Pepe… this is THE Pepe. The one who stands above the rest. 🦸♂️
✨ Your portfolio needs a hero – let $MYPEPEHERO save the day.
👉 Link in bio – don't miss out. 🚀 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-30 | Z0FBQUFBQm5teE5Qa3JzS2VYMmdySjRnNEZzSWF5U1Nzdng1M2k4TWV3cDEzRGNGbVh2cUpXTGVQTldMWnBlVk0xbkZTWmhlRzNOWWZvdnNHUXBBT3ZQRjF0eU9Iell3R3gyOE9tcGd2aFRhMUNGTTBhMTZ3SGc9 | Z0FBQUFBQm5teE5QOEMyTkh6a3UtQnk3bk1OT0xYMnlBcDViVzJEQWJGc3o2endHcTFxQ1Z6anpkQ1IxSkdkWDRCVFVQeHlab0taM1NaYUNKdmRlLURTWXVQRFpPeENQN21OMHY4RTMyeGVBV1JPa2Vyb0JNMXhfNEs3UnZUdThxeHI3ZEYzRWRDdWNldUtyNHBIQ1FzQ1lESUlzNzJiNUNkR1Fma2c1U25IcTRfMS1SVkppMHo1b1ZZVGxlWklwc2p3OFpIOWp5cGxn |
🚨 $MYPEPEHERO 🚨
The legendary hero frog has arrived – and he's ready to pump! 🐸💥
This isn’t just any Pepe… this is THE Pepe. The one who stands above the rest. 🦸♂️
✨ Your portfolio needs a hero – let $MYPEPEHERO save the day.
👉 Link in bio – don't miss out. 🚀 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-30 | Z0FBQUFBQm5teE5QeFdNWTNEOGI5VjRkVUpfbmc4OXhZREdWOS1xbUg5SjlmTy1PZGU2TGFXYnhRN003YnI5RC1xU2s5Tmw2MzA1WmpzUnJnNmhNX1BtMzZkcGtyNnVmREVEcDFSWkk3b1VkTHR2bng5bnVaZ1E9 | Z0FBQUFBQm5teE5QMFdBMnpSNmNqNU9XZUh5dG9FVHNTRTJuV045bU5ud1RrZlVROUY0WDE1Y1RuRjNqZmtjYVFGNDJieWZsWmpuOFJ5ZDRQY0E2VTBabzdPMTVzMUFrOWltcVNUbVMtckFFeW40N3pINWwwME0tSlFlTVpnV1VCdGpIMDkxYjNfbTN4NHZrTWdUdTJLeVVlVzlxS0lnS2FGbXVkUk5XMkZRcG9DWXQ5bUM1NFR2eS1GczhMY3hqQ3ZkZzhwRU9UWXhkYWdscTVtcXRDNm9zdFo4Z0hkSEMwY1BJUGpLRTdVeDdSSWFYY1ZFRVVTWT0= |
🔥 $MYPEPEHERO 🔥
The frog you deserve... and the one you need right now. 🐸🦸♂️
Pepe’s not just a meme – he’s a movement. 💹
🚀 Ready to ride the wave? Your hero awaits.
👀 Hit the link in my bio and let $MYPEPEHERO take you to the moon. 🌕 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-30 | Z0FBQUFBQm5teE5QcWxzZ1ZVWnZDWkNFY2x2RlVBZTNkV29KY0YwaDRaQXlFSmhaWWZjR2tjZTJ3QlJxc1IwTjVZVXh0aUVack42MkVvVXNLOHg2MVdJZTlIc2pOYWE1QXZ4T1A1bTVMUDNZUFdSQlYxZWNQb2s9 | Z0FBQUFBQm5teE5QT3VjZ2dQM1pmSVFoOWVuQjlPR0Uyb2lURGtKVVVWWVBjRWlpU3Bia0ZjY3dUcVFFV19FR0FhYzVMTFJ5WjV1T3AzY0x1X0dURDRlRkJPaE9RMEI4NDBKdkhhMEtCenBVc2hfQVJBVnFyM2owMTR1Z010SldUeTFIQlZEUFRETE5iYlo3SDEtelhDNDNrRHJ3YV9CSXk2VTgwemZoOHJPaktMZ2ljRld2Zi1OYXdwd2x6WTk5X2tWN21FQlhwXzly |
🚨 $MYPEPEHERO 🚨
The legendary hero frog has arrived – and he's ready to pump! 🐸💥
This isn’t just any Pepe… this is THE Pepe. The one who stands above the rest. 🦸♂️
✨ Your portfolio needs a hero – let $MYPEPEHERO save the day.
👉 Link in bio – don't miss out. 🚀 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2024-12-30 | Z0FBQUFBQm5teE5QaDNPWlZ2VEVYQ01WYUpLalk1YUw0TGdtYXFCZkRLbUhfLWhQMVhEVWtFNS1SVm1kaEVUSC1ZVHh6RkI3cVRsdkhvR1NORWROWjY3bWE1VV8yc2JGYVNsb3Zpb25Ec0UyaFowMndlMndYWE09 | Z0FBQUFBQm5teE5QbEU1Z1Y5VnFfNXJMdzBoNW1ScWhTNW90MHlZY2VkMHNtbXlYdm1pWnRSXzNhQXVrRXA3NTc3NHVkUUtsVl9abWRnLVNoNXRpUXkwanY0SURWSFppaFRkYmNPLWQzX2U3U1N0eFhRdTE5cFJtU1JlLW42eVNUWERVMEEyZXJaMDRnNzJGVkNRZUc4V1QzR0c1aUptRGxsRGhINVdCOE9tQzhqUDcwYnhRTkVYdExhZTNnWnd2eE91bkZIM2pQYkNw |
Is it just me or are most people seeming so bearish lately the confidence I see lately about a 80-85k bitcoin is mind blowing. Everyone thinking they are gonna get some perfect retest and buy everything back at a discount. I feel like alot of people are going to get left in the dust or buying higher. Usually when everyone keeps saying we're going lower in never ends up happening.is it just me or does anyone else feel the same way?.. | r/cryptomarkets | post | r/CryptoMarkets | 2024-12-30 | Z0FBQUFBQm5teE5QdnptbUNPeWdGSnlOc2tEelYwaVdvMWpaWEFXdXRiWU5uRUEtMVV0M1ZUVEc3X3ROdVdNX3dLSUw5MjlEc0VpWGVhVTBQUHJDSzBWZXJDcVVyNURnelE9PQ== | Z0FBQUFBQm5teE5QZlAwLWhFWGRFaTNlWmRyR1ZCcE5nQnN2SDZtc2dPbUVYTzhmZC1JNG1PRlFqZktsMXJ2WGtWMDRoRUFKOVFYMTBTSlVaLVJ0UEJwcUNpenRNdy1LeUJ4eER1Qi05aVc1Y184ZDBiR0pOSG1OSkFmVGpOSzZEMGZvdGNWVVVXUE0yUWN0MkUyOUl5eFkzanRKWl9nVGU0eldRTFBSaFlLa0cxcUgwSXRRUjRIdUxvMDFnZHZ1STV6M3VQZW1pSXFF |
Given the success of the previous MAAMs ([see here](https://www.reddit.com/r/Monero/search?q=maam&sort=new&restrict_sr=on)), let's keep this rolling.
The principle is simple: ask anything you'd like to know about Monero, especially the dumb questions that you've been keeping for you every other days, may the community clarify it all!
Finally, credits to binaryFate for starting the concept! | r/monero | post | r/Monero | 2024-12-30 | Z0FBQUFBQm5teE5QMndRUEVKVUt3VGtId1RqZmVfUFlqRnZZRU1aNnA1VHBRVGYyRDlaVjRLeWlpS0pyNWNZd1IxQldZblp0VXd6YnhtUzBQTWFHZ3haYjZ0Y2NIdEloNXc9PQ== | Z0FBQUFBQm5teE5QMzVaTjF2Tko4X2xLWFpNcWdtTk56Qm5fck0zMXNERGJTNG5wMGY1WXQyS0Z6SGxDbWZVXzhaZGxEN1gyY2Y3YS1ybnE5TktWZEJWa3pONk00cGZJb2RtVk5DaXRyQmJSakc4RF9UWS1ZNjZCdFFOVi10Uk1adnltTTVCQ1VNM01BLURqdF9HREFQZUx2S20wVnVDMno2WThjbkRNUjF2ekozXzBXV1liSVZhLUxWbFJRX09YWDF2V05BcVpVS01aUFpFdzgtdDhyVWJtMi1vaVNyeVFPUT09 |
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- Contact Robinhood: https://robinhood.com/contact
--
^Standard ^disclaimer: ^The ^content ^in ^this ^thread ^is ^for ^information ^and ^illustrative ^purposes ^only ^and ^should ^not ^be ^regarded ^as ^investment ^advice ^or ^as ^a ^recommendation ^of ^any ^particular ^security ^or ^course ^of ^action. ^Opinions ^expressed ^herein ^are ^the ^opinions ^of ^the ^poster ^and ^are ^subject ^to ^change ^without ^notice. ^Reasonable ^people ^may ^disagree ^about ^the ^opinions ^expressed ^herein. ^In ^the ^event ^any ^of ^the ^assumptions ^used ^herein ^do ^not ^prove ^to ^be ^true, ^results ^are ^likely ^to ^vary ^substantially. ^All ^investments ^entail ^risks. ^There ^is ^no ^guarantee ^that ^investment ^strategies ^will ^achieve ^the ^desired ^results ^under ^all ^market ^conditions ^and ^each ^investor ^should ^evaluate ^their ^ability ^to ^invest ^for ^a ^long ^term ^especially ^during ^periods ^of ^a ^market ^downturn. ^Have ^a ^nice ^day.END | r/robinhood | post | r/RobinHood | 2024-12-30 | Z0FBQUFBQm5teE5QNmcyYWZnaWxMNW9UczZzRmdaSVhzQVFldldzdy1KTkZSa0djZnUzbWZxY0s0THdqd0ZOb05DSTdieWhqYmw5b0FoYTBubDd2MkFTM0xrRnMyX1JPVmkxTmpLekVyUi1FVmFLTHBiaGlwVGM9 | Z0FBQUFBQm5teE5QN0pzODR6QU1IU095MndoTjdZWEpfUEYyNjJqTjNsYW9TU0JEN3J0blZ6WUM4ZWpaTzdMejZrV0hyUExBdTIxenVrdk41OW95UjdHc3ZHb2JMaDMtV2Q2MkNPUm8wX3g4MzB0c2kwY2x3Mm1aeTd6Q1Q2aDBrcTBmdzR0bXRWY0lfZndqbHozdGFZRlBaaXk5Vnc4UXlDTXdfQWkyNmVzdzB6OU1WMGN2dENvek9TTkZYUjlBbVNTRUlBemNadHhM |
In one of the properties, they currently use zelle. Each of the properties will have their own LLC. I've never used zelle in the past. Is it possible to have a zelle account for each llc/property and be deposited in a different bank? I am also seeing that there is an issue with partial payments and eviction. You can't block payments in zelle? | r/realestateinvesting | post | r/realestateinvesting | 2024-12-30 | Z0FBQUFBQm5teE5QZGVqU1FLcXBDelh3UDItcXM1a19WdXFVTlQybTYtRlRYdWNfMXFqb0JiTWtTbXFSQTRyZUR6aFdsSGJMOW1jNDg3aWtKLUdfRmlZTVBwN0hyU3REUnc9PQ== | Z0FBQUFBQm5teE5QUUhrYkNtQTFQZFRuZUpjLUswSjdUaTAxN3BNd2tkYjRzSDNkUmlZbkg4NEdNeUtjTjV5bXFGZEcxWDlva0xMUnhaS3lpN2pYNV9KaFlPM0k1QkhsTEU5WV9BRklWNXlHNlFOZXpSWGw2cUdpR21HbFJPanQ0aHkzdEg2cktvV2dlQnppQmVWS3JNWmo0QXlLbHhESWZyYnNBS2k5TTFfaEp5a3F0RjlrbnNMOC1VMXVNYUlkVGpnWDFVZlpvVGRqMXZEeW52RVE2ZlY3WVRIZVlCVXZNZz09 |
Looking at buying a stock this morning but was only able to place a limit buy because the market wasn’t open yet and only fractional shares could be bought during these hours (according to Robinhood).
I opened the app an hour later (market still closed) to find the price jumped significantly. What is the reason for this change? Do other brokerages allow for trading at all hours? | r/robinhood | post | r/RobinHood | 2024-12-30 | Z0FBQUFBQm5teE5QV294MnB3UEpqZlN5TU8tMjlfT3NwMUhTc3FHVm9qMDZhektjYndUVzBiWk5zdkQ0cEI5cG9rRFk4dVdaNUN3ZkVpdF9hRDVJczZMMVp0cVdNOU1EUWQ2Q3RXRGhvQmpmSDF5TUU0c01QMGM9 | Z0FBQUFBQm5teE5QZUFvYnFMNlhnQXZrVUtDeTVaa2Nlem9qOHFPOGtRTmVkNUpYTHVTNGJMRkJIZE1lY2tnT21kU3BRdWxsTnFXU2ZQenRuQkxZcVRLNWNJX2lmNlFUdUtCSGhUNHRJeVNZU1U2T2IyYVpDamtNS1hXOWx4NERYMU1SbFlLVnVGY1ZIOU52N04zV0dKSFZYSEcyVVFhNWFwaFFXRGs4bGtJY01pbFhtU2czX3lDU2pwc05Jc3hSZmxleEE1NHlRcmJN |
For example, if a wealthy individual has £1,000,000 in savings saved in UK banks, is it typical for them to split between different banks so as be beneath the protection of £85,000 per person, per institution.
Or is the fear of a bank failing, potentially causing you to lose everything above that threshold, not really a concern these days? I'm approaching the £85k limit this year and am not sure what the standard wisdom is. | r/ukpersonalfinance | post | r/UKPersonalFinance | 2024-12-30 | Z0FBQUFBQm5teE5QUUdDU3ZCU2t4b3dOcmRFYTBqRVBBTk5SUnFnbGJobHVBMnJyUU9oTFVYMkl2TGlBaEIwaFBrNDh4ZXlweUFnWnZqcmRrS1RJUEVtNU9LU3lCbUtfX21kU3BJZUZsazR0d0FydXY3MFJqd1U9 | Z0FBQUFBQm5teE5QekVDQmxuQk1NeWhmY0JBb2RfbF9PZndmdHF1ZHNJdWxyWUllUkI1YUdFS2hFbEFyNVZJbGE2dm03Tk54YzFRaEhfSjlJN0RCVXR5Tk1waExVNFE2dDNLVUoxV0FZb1lNNDE1SmNxejYwM2tqc1Zrd2NYUmZqb0lvWDBkSjBXZDhNZnd0TmV3aWxncHI1NXlheHZVQkduQTBXaXhBS3oxYWc1eXhYdk5mQlViVzV2SkZxakhxczR6U3NvdTlLd2JVeGY5REJaTi1UcTVBNzhoa3pWTGFRdz09 |
r/btc | post | r/btc | 2024-12-30 | Z0FBQUFBQm5teE5QUjdVNHBJV3JqT2dKT3dUR3prYmVGWndiamZOeFctVFpTaFQxa1I0UjcyXzdQMTlrRmwxbTZsUkpTakpuYXVNUFpJRFpCMWI2U0duaVRtMUF0aUxib2c9PQ== | Z0FBQUFBQm5teE5QeXcyLW1JeFVkdzYyNUVNSmxCanpMTE80TzNLOExnM2toSW51bVZUbHJsaEpGbjlDdEREWGhfdXQxNktqZVdoUVhmbGZQbHpqamFSZUZ3MWFQOWxzT1JYZk5mM3FGQmpzZ1ZoRlR6bks3TDB1dURMZVVMRkhXbDdwdHJxMUFmNkN2TnZpakgtM2l1b3hVeGk2T05taThUTUYxTnVIUUFxdmlXSTBUYXNrdzd1cmhJYnJiaU9iR1lzN3BTTDFld0o3 |
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Solana Seeker or maybe Firedancer or just getting more devs to join… | r/solana | post | r/solana | 2024-12-30 | Z0FBQUFBQm5teE5QN0ZOb01aOUF5SloyT2FxeWd5OXRGdnE4bE00Q204Q0lGZHBrU0hYZF93V0c0ZVloaS1zSzFsMmNxdi1YNmlpOGxOSktoY0pQWnJSbUdiaFdpMFFtMVE9PQ== | Z0FBQUFBQm5teE5QTm40YmRyZEhvRUUwSFNDOVh6M2JyODVqbDRpTEd3VjB6TS1qZTY0YXpSeWFrVU1uem1NSS1tRXNjWTVJMW1LcXhteDgzY3FDX1ZId3dpM0YtODdRalpnc2ZfY3Q1SHRrM0tIaksxUTB5Skw3YkhRMDdOc2x2ekJubDQzdTVVNTY4SU5WUnJQM2lNUGJmMXhkcVh0dGNRMC1WSHFZejBEZW9MdzJoU1lRX20tNU1wQUdVTm5DOHh3bTV2dzItcW8tRGFXM19XZnNjQjZ2cUViYnNVZ3V3Zz09 |
Financial Times (FT) reported Sunday (Dec. 29), card lenders wrote off $46 billion in seriously delinquent loans in the first nine months of this year, a 50% jump over 2023. That’s the highest level in 14 years, the report said, citing industry data compiled by BankRegData. | r/creditcards | post | r/CreditCards | 2024-12-30 | Z0FBQUFBQm5teE5QUUJQM2lWVWRCRV9GVUlrWExHQy16NkM0RzkweWJxYTJLakJzOTV6RXl3R0EwWjFhUjVRTUJPTEtWcnNMaXRVR2xLbFQxVWtVMUh6M2tjbDVrZnE0cHc9PQ== | Z0FBQUFBQm5teE5QN0o1TmhORU9GbGwtV2hIX0x6Nk1MNEpCamZ3TWFqeklNaGxETGpCQUJFUEpKeWI3VU9WdGw3eEMxcHFWU0RmbGlrR3ZNSV9BcHZaT2xYZTdNdXJZbG54eURQaXl5RnU2UTFPcV9QQllXQkgxcVYxNUlHYVBnM0V3OFRKelhLcW9ldmlqdFNyTGsxOGo1N2d6TjJVNXA4ZW5raWppUXZuUUV0aFI4T093dlB6anFrVW1fWFQzUzJpSldTUEIzZkFBUV9aWU80bzhsazRoMVFTaFp3bG56Zz09 |
Hey everyone,
I’ve been diving deep into **Rail Vision Ltd. (NASDAQ: RVSN)**, and I believe this company presents a compelling investment opportunity in the railway safety technology sector. Let me share why I’m optimistic about its future prospects.
# 1. Company Overview
**Rail Vision Ltd.** specializes in advanced safety and data solutions for the railway industry. Their cutting-edge, AI-driven obstacle detection systems are designed to enhance operational safety and efficiency across various railway applications.
# 2. Recent Developments and Achievements
* **Israel Railways Approval**: On December 27, 2024, Rail Vision received regulatory approval from Israel Railways for its MainLine products, supporting future procurement and triggering an immediate $300,000 payment.[RailVision](https://ir.railvision.io/news-events/press-releases?utm_source=chatgpt.com)
* **Collaboration with MxV Rail**: The company joined MxV Rail's Technology Roadmap Program to improve safety and efficiency of rail operations in North America, as announced on December 24, 2024.[RailVision](https://ir.railvision.io/news-events/press-releases?utm_source=chatgpt.com)
* **D.A.S.H. SaaS Platform Launch**: In November 2024, Rail Vision introduced D.A.S.H., a Software as a Service platform designed to enhance railway safety and operational efficiency by providing actionable insights and reports to rail operators.[Stock Titan](https://www.stocktitan.net/news/RVSN/?utm_source=chatgpt.com)
* **Active Control System Development**: In October 2024, the company unveiled an innovative active control system enabling semi-autonomous locomotive capabilities, developed in partnership with a major U.S. rail company.[Stock Titan](https://www.stocktitan.net/news/RVSN/?utm_source=chatgpt.com)
# 3. Financial Position 💰
* **Cash Reserves**: As of the latest reports, Rail Vision holds approximately $9.69 million in cash, providing a solid foundation for ongoing operations and R&D activities.[Stock Analysis](https://stockanalysis.com/stocks/rvsn/statistics/?utm_source=chatgpt.com)
* **Debt Levels**: The company maintains a low debt profile, with only $645,000 in debt, resulting in a net cash position of $9.05 million.[Stock Analysis](https://stockanalysis.com/stocks/rvsn/statistics/?utm_source=chatgpt.com)
# 4. Market Potential and Growth Prospects
* **Industry Demand**: With increasing emphasis on railway safety and efficiency, Rail Vision's AI-driven solutions are well-positioned to meet the evolving needs of the global rail industry.
* **Strategic Partnerships**: Collaborations with industry leaders and participation in key programs enhance the company's market presence and credibility.
# 5. Analyst Insights and Stock Performance
* **Price Targets**: Analysts have set a one-year price target for RVSN at $7.14, indicating significant upside potential from the current trading price.[Fintel](https://fintel.io/sfo/us/rvsn?utm_source=chatgpt.com)
* **Recent Stock Movement**: The stock has experienced substantial volatility, with a 244.90% increase over the past week and a 282.35% rise over the past month.[TradingView](https://www.tradingview.com/symbols/NASDAQ-RVSN/?utm_source=chatgpt.com)
* **Current Valuation**: Despite recent gains, RVSN remains undervalued compared to its peers, presenting an attractive entry point for investors.
# Conclusion
**Rail Vision Ltd.** is at the forefront of railway safety technology, with recent regulatory approvals, strategic partnerships, and innovative product launches positioning it for significant growth. While the stock exhibits volatility and revenue fluctuations, the company's strong cash position and market potential make RVSN a compelling consideration for investors seeking exposure to the railway technology sector.
*Disclaimer: This post is for informational purposes only and should not be construed as financial advice. Please conduct your own research before making any investment decisions.* | r/pennystocks | post | r/pennystocks | 2024-12-30 | Z0FBQUFBQm5teE5QU0Y2cUktaVlBaTdpd2dsaWNNTlpnRDhac1lxdzBsdGhfVE1vTTJZV2FGMlAtS0lRQ2FuVExhVG1NVTlvaWQ5dURMZHF0VHY1SF92c3haNHRjam0xYm9qZGpYQnpuSDgzS1JLYWhTcTY3R1k9 | Z0FBQUFBQm5teE5QTGxZWHJVS3F2b0FmdDFnVXBLOGIzNk54UFlkdjZ5cmZ2VmVkWnlQU3VCdlk2UnE1LXJnN0Fxc1lSREl2NUw2cmpoV29vaUZ2SWhESTB6anVYQ0l5U0ZHYVpQbmQtUWprbnlCODk3ZGgzaWNpVVJzX2hmQW5lOEFEMjA3VW1wYlIzUHM1UVdlQ0xnU2JHTUhTOUhPS20xaDhxZWF2OVZHbkx2Vk5Pdk9rbzFITEg0aTJvNXZHN0RuQXFVbnFWSEpY |
I know is not much but quarter bitcoin is quarter bitcoin. I’m writing this post just to tell you guys that every time I buy bitcoin I feel so good and proud of myself. Actually I’m very confident that this is the only secure investment for me. I truly believe that bitcoin will change my family’s lives for good. Today I invested 3000$ into bitcoin. Will continue do this till my retirement.
| r/bitcoin | post | r/Bitcoin | 2024-12-30 | Z0FBQUFBQm5teE5QQUk1TmZReGxPTHpaeC1za2tqYlVGLWlzeTlLWFZDNVhnVng4VG9ZSGxaN0c3RjNPeG9VT0pxeHc2ZDcxNzlBS0Rsbm5MNGRWUGx4czRwNHdDRl9TVVE9PQ== | Z0FBQUFBQm5teE5QTHVJcjVoQzBRTHZ4QWhqQk9WOTAwalVncHY3UW5ULXBzTWJZaFNCRGZlS0E0M3lxV1lwODRqNjdQRFVPTlE3d2dkUWhCYzdxN2o4emxoZFJxTzN3ZnBhNU4yZ2s4Tk95Z21wd0hsbFE5NkxiM1lFWlA4QmowR1lYeE1UMUVWNWlDYmRRbXlQQ0lfb0hndUw1S2FHTGs5Mm5iUWhNcUVzTHpMNUJ2amczTlY1YWVPTGdvMjVXT3AwaDUxdzBuMVlx |
And fearful when they are greedy. | r/ripple | post | r/Ripple | 2024-12-30 | Z0FBQUFBQm5teE5QbkREZlMyWFk3djEwTEZhbzBGQ2EySUpTeVpVUllSUUFTN25DSzlobUNqb3pSczNiYVd1dXRRQ0V6aWdHU0FXWWVxN29QTkNoVnhUa00zT3VRZmxQUWc9PQ== | Z0FBQUFBQm5teE5QVFdBY1ZJN3lEYnVIN3N5eExNLU1NQldTckpyVUlPX0tFZTlMU3ZoQjktbC0xR0ZBbzBscnIyb0hBSUNOM2h4ZmdIeWo0WTcyVG1vU3BFRkZ1UjVaeTV2alc4aW12Qk1yalUyYzViRElvNEUtVFBPUFFfeEp1TUw4bW05YlQyUmY4cVphMmVpcFR2UmpFN0ZoeVp4cXQxSjZtMWt2WXNyLUV3dFI5LUlpUlNGOTFwWldndHJuNXI4NUxrY1QyOFdn |
At $40 figured 10% yield, interest rates declining, seems safe… oops. At $35, thought average down to an 11% yield and DRIP, wait out, should be back soon. I’m ok to wait it out at this point and reinvestments to average down but where’s the bottom here? A small part of me wants to take the loss and move on. Any insights welcome. | r/canadianinvestor | post | r/CanadianInvestor | 2024-12-30 | Z0FBQUFBQm5teE5Qa2xuOFduRENoOTBTU2tsTGVCNy14M2dTT3poQk03dk5nd04xZzk1NW53WktoeHlUbWNDOGZNMmxtUjI3Y3VzWFAwQmFJMHBtYjVPRUVuekRhMDNkOWc9PQ== | Z0FBQUFBQm5teE5QQnkwV2dCbmc4Zm9XRi1obE1DSXJkZjJiWUNhcHVHVjFSMkVEODJNeHY1Nm1mYVZBU3FicGVULVA2SmVZekw3Z1U1Z283RkhuSVlUSU9QLWg2MF9zbEw0THM1VGFFWTlyWlZhM0phLXpTRWpBZG53MFZPR0JMUkFfQnh3RHZ3dkdreDlvcVZKd0U5Ukd6VDJVUWptLWRUOXpuc2xBc1NIZk5BRVdfTnNHc19RPQ== |
As we say goodbye to 2024 and hello to 2025, just wanted to check in and see what everyone is planning CC wise for the new year.
Any cards you’re planning to get? Any cards you’re monitoring for a better SUB offer?
I’m planning to get the Hilton Surpass before the current SUB offer ends early next month. And I plan to monitor the Citi and AA expansion to see what comes out of it. Will be keeping an eye on WF too as I believe we’ll see them roll out either more CC or more travel partners.
What are your CC plans? | r/creditcards | post | r/CreditCards | 2024-12-30 | Z0FBQUFBQm5teE5QdWhMcHB2UnRITzJ5ZmQ0cDZZb3F4NE5jTnNWX18tT2EzdEpWUXg3NlpNZWVzd2VTNUIxd0FNZjFLenROclJqenRwSnRmRm90T0pWTlZKZWhveWtPV3c9PQ== | Z0FBQUFBQm5teE5QZ09KZ2FQSVM0SUZUTUdfLVYwSHpRTFFlMXpRUy1ZOV91MkJmQTQ2MURuZmctT0FEbzVwWlY0MExvX2RSMWVTZUhyMGU4dkk1aFJ6VU00ZUlYTFlBUmRxSmIzVWRxWkpPMTcwVXpRR1pqNnBrTTVUclV0RjJNUXR0bU1qcng3dkR3UERlSldqazdrYU04aktpQnlCUHZwZ25RNnVJT3BZd3o3MVFxSnBOM3lRNDFYQXpGWlZRMVVnM1YtamJTVnZDaWFIWmZmZm1vZVhHdERnWWwtWW9iQT09 |
So a plane crashes and people die. Can someone explain why the stock price is rising? Something is wrong here | r/robinhood | post | r/RobinHood | 2024-12-30 | Z0FBQUFBQm5teE5QMUZpSUVxSmZ0WVBRTFRoZlhRbHNqVlVBQmFNdzVUQjdlTU5Oc3JVb0o1clRVNEo2ejlDRGxkRlFzcGNmUVNyZHl1VXF2aHN0SlBEc3JoaTRGbjNidmc9PQ== | Z0FBQUFBQm5teE5QTlhReDFVYmpZSjJMd0JNRnlCZFhDYU1WcUVVWUN5LVFfNUpSZ3JrcG1TRC1aMWN6Q2hieF96SzRnS0NNOU1ZR09UZGE3Q1RSb1NrSzA3SGtmNkV5SnNJUTRFTXREelBtWEJlTkZaYVI5VW8tZ19YNk9nb0Vvb3ZWcmNEMEN6RllCWkc2NDdKSEpJRUk4RWd6WHlvQS1Bd25ZYzdKS1U4VHFFZDNXNTR5cjIzQWRNWnJQazEwMFN2bjFFU2trV3Ix |
For 2025, I’d like to try each month having a different No-Buy theme. For example, one month no fast food, one month no new clothes, no online shopping…I’d love some more thoughts to fill out the whole year! If anyone has good ideas please share them, and maybe we can even do the months together! | r/frugal | post | r/Frugal | 2024-12-30 | Z0FBQUFBQm5teE5QTWlBSzZEQ0FYWHYwMi0yMWZXMEZySmhxQXpncmxsdGdwZDNPZjBreUdwcGEtbEtTVEZBbFhRLWxBVkZPcnZWelgxd056cENKMjBjNE9iN1M2ckVGOXc9PQ== | Z0FBQUFBQm5teE5QQ1RsVjMyRXZZZ2loMkZ5ZEF3Mm9zZS1zczlTWUgwalAxSzJLS2VjTlo5Q29IdTNUWEJwa3IyUnZPR3pSU1VnRFVrdnZ3MVM5aXp1STFGd2JEOWxzTHhHR2F0emJ5TGR2YmZwaXh0bnhuZklMM3dvejN6aThBS1BoR01CeTJFRHB5VEZnUjNaUWhYNndLSEoxVlNmWVFjZ2ZxNDF2VkdmLUFuNGt5RVRqZGR2eWlzQlBaUDhreHExbGFwekRsNWV2 |
I retired in 2015, looking back at what we actually spent vs. the 4% SWR was interesting. Table shows our actuals vs. the COLA increases under a strict 4% SWR
Health care and taxes have been running 20-25% of our actuals
2015 the COLA was ZERO, 2016, COLA was .3, it did make me wonder if we could keep spending down to those levels so we tightened our belts a bit just in case the trend continued so limited spending in 2017/2018.
2016 replaced a car
2021we had refinanced the house so expenses stayed flat
2022 we did some major home updates and had to replace several appliances
2023 replaced the other car
So basically the one-offs push us over a bit but in most years we are running under. Since health care and taxes are to some extent controllable we could have always pushed back our Roth conversions, taken the bigger subsidy, pay less in taxes but it wasn't necessary.
2021/2022 COLAs dramatically changed what we supposedly could spend, I'd prefer to stay conservative now as I'm sure at some point we will have personal inflation spike for one reason or another.
||Actual|4% SWR|Delta|
|:-|:-|:-|:-|
|2015|$77,628|$77,628|$0|
|2016|$79,381|$77,628|\-$1,753|
|2017|$71,087|$77,861|$6,774|
|2018|$65,783|$79,418|$13,635|
|2019|$79,094|$81,642|$2,548|
|2020|$80,307|$82,948|$2,641|
|2021|$80,636|$84,026|$3,390|
|2022|$92,628|$88,984|\-$3,644|
|2023|$97,973|$96,726|\-$1,247|
|2024|$80,588|$99,821|$19,233|
|2025|$82,539\*|$102,316|$19,777|
| r/financialindependence | post | r/financialindependence | 2024-12-30 | Z0FBQUFBQm5teE5QNjJNOXBmYW5PaXZNRGpTcTI0WDlzV25TTWYySDJpOC00MTVKZmEwZnd0ejh0UGZNeVlaQWFlWWFuVlJIMFMzMndhRGtweVloMHhWZlF4bzRaVTRTOXc9PQ== | Z0FBQUFBQm5teE5QQXQ2ZkVjR0dqaE1IV2M3SlQ3LUIzUHpBSlAtT0w0OXd4aDFEcDF1UlQxOG13Wk5LS3l2TkJNdTk0SWJEU1hwRlA3THgwZWJlc1dnd2JKYjA5SWdEbm5jeWpVaUpENEVGZGhoeEFzM1pUNy05V3hLSjRuaTJ3NUM4OVBOX2F4X3BBSTVsc0t3WDFGallwQ1F6TmpNcFNRZ2c4a21LRzJyd2VMa3RPWUs3T0tVPQ== |
I started trading in 2020 when the whole GME and AMC was a thing. I thought wow it is that easy to make money! I would often place risky trading ya know DIAMOND HANDS, YOLO, TO THE MOON. All I ever wanted was to get rich quick and...well things took a wrong turn. I took breaks there and here whenever I got super frustrated when I lost profits from trading options. I would gain and lose but I kept trying and was hoping to make the money back.
Then something changed this year in Sept. I told myself I needed a new strategy and that whatever I did then was not working out for me so I decided to ditch options and just trade with shares and this is mostly from QBTS and NVIDIA as I believe in these two stocks. I kept myself discipline and worked out my errors. Swinging shares just was a better approach for me and seeing the results the past 3 months makes me feel very proud of myself.
Do not give up, keep yourself grounded...work on your errors and eventually you'll see what strategy works well for you :)
| r/daytrading | post | r/Daytrading | 2024-12-30 | Z0FBQUFBQm5teE5QWXhSbVc5MFVlRXcybEJlUWEwWmpwcEJNQnFRdEQ2WXd5VWJ0Tm5RNjB0VGhaNkhmUHFYY2pXcnZXY0pQSlFjN3U1NE5WQngweHZ4cHZ3MEpxRUE5R2c9PQ== | Z0FBQUFBQm5teE5QNzVmN3JNUEN2Skc2RWdRNjViZmlmSi12UlR1cW5lQWM5U01kYUtwUWRQdWdnM3FTZ2hMaG9jdUlFU2E0RmNnb2dMQVhEeXQ4NmJ5WGE1VU94LVhnbHUyWURCS0dYZk9XbzJNZHNIMjBBa25VVEp3Nmc5VjhjX0ZuSkFRVzc4LTJuZkg3aTZkLW1nbkVMSnNoeWlieWtvWUxLSXJTVlVHUng5Zmtzck43d3pRZG5Rc3VWaGVJVEg4MzZCNHkxX2MtMzBDRUIwcDNFOTN3ZUJXaUJIa0ZjUT09 |
What’s stopping someone like Musk, Bezos, or Zuck from just taking $10B and buying bitcoin OTC knowing that in doing so, the value of it would balloon, but also, they would be single-handedly manipulating millions of people and trillions of dollars.
There’s no rule, right?
What’s the logical reason they wouldn’t do it? Their material wealth wouldn’t change at all at their scale. The entire world would be affected most likely, with ripples from the companies they own to the speculation about what they may do next or what the next billionaire may randomly do.
This question was inspired by a thing I saw one time about how Elon could be Batman but instead he bickers with internet trolls.
| r/bitcoinbeginners | post | r/BitcoinBeginners | 2024-12-30 | Z0FBQUFBQm5teE5Qb2NqSllWVC1NQVZEc0JlM0s4ZkhObko5bTdlODE0SXlHNlBaTERzWENNSk5MdzBiaHl2TERwZDN6RGZ6WlR2V2Nfb0llSTRrQ2hVNi00dTg2R0dVTFE9PQ== | Z0FBQUFBQm5teE5QbVR5NmlGX3Q3ZzRfa2VzZXNUWGZVRnZTSTMyZkhMaXl6Zm16S0F5TmhRZUdrSGM5dDZYdWR3M0F2MGhlTjhKYVZPMVNjNnVsbWtLVHJuQ0hSZjJuZGN6Vm8yUUlDdE1xQVI5NDdPZG1YdzRwNWkteGR2NzBiZU5hcnJpaXBwU1ZRalBxTkhxR2k5cHBqeXhLM3A1Ny1UTURSejlvcmptUzYwb2VVemozYUVFPQ== |
I am curious to get some true honest opinions. So many people tell me my portfolio will 3-4x in 2025 and its so hard to believe. BTC, XRP,SUI, AERO, JASMY, SHIB, SKI MASK Dog, Purple Pepe. What are your guys opinion on that portfolio etc? Just a normal guy trying to make money and take care of the fam! I got in about 7-12 months ago. Accept XRP I bought late around $2 | r/cryptomarkets | post | r/CryptoMarkets | 2024-12-30 | Z0FBQUFBQm5teE5QR2RMcEY1Y2JxcExuSnpSbUJoZWNpZVdyNWhEUWx4bGk2SW5rWXFLcC10S242Q1F6WEdhTC1NRFlpREw4akJ1OUQxNW10ZUYtcXpIMG9oTzdhTzBEdFhCbTBIcWktMEJUdWZKdEtacXc0Vmc9 | Z0FBQUFBQm5teE5QYTNhV1VSZHVWaGhvNjR2LW5OMEZDbVM3aGNhTXhWcDhmLW1OQk5val9zUjJvMnF2RkhxVkdObDExSkdza0JUOHdocTJ5WU55Mkozc0cySzZWSFEtaWlVbko3RmN4N0VoWHNwZ1FINjI1WGNHdnJsZ2tVa3hCeU91ckJoZVdoUUlVZ0ZTWWRybUtPcUtlaXVoM040bVRpYTU5c1djbHFSSkVUVzNHOVd3SU1JaHdPWGdLNkVVdDlBeE1zeE1jdGR5VTNHbm00RmtpR3MxZ1V1Q0w4STE1QT09 |
I have been contributing to the sub often, and I get PMs here and there on how I do it on market open.
Here is a live video of me trading in the opening session. I was a bit careless because I was trading in the car but if I was on my desktop it could have turned out better.
In the pre-market I took a quick scalp, and then waited for the correct opening to short and then just bounce around buying and shorting. | r/daytrading | post | r/Daytrading | 2024-12-30 | Z0FBQUFBQm5teE5QOTBxbktKRllDZGJXcUo1Y2w1T3NmZ3h1SVA0ZzJJbmVpQy1rVWtLRTJuWE03Yk9xbVNOLXREaW8zVm5TXzEzN3B5RGNaY0V6MnNYZ1F3TlBBQkFDUmc9PQ== | Z0FBQUFBQm5teE5QZHBtTmJncUtINWNLNzJXNTFSaHBRaG9ZSEU1dmJxbGVrUkphMVJoZ3VGaWtSMmFaR3VILW15OElObm13RTVDS1laclFjRWpud2tlY1U5MFhLQU8tR2hXaW16bjVGYmstNXdYbldfU3owVEE0ZVFvOUtnMDJqZndNOTItWDI3bVlPWnZ0SlFibmFraVdmSmtFNzRyZmlmT1ctczdjUjVTSGM2WFZlUmxNNXkxZGtYTkVkVlhZVmZLVTg3ZW1vdVl3 |
I’ve bought $10 of BTC every week for a while. I’ve always just loved the story and concept of Bitcoin. I’m not a person who has ever had much money, or financial education. Been struggling for most of my life as a creative person/artist. I had to sell some when things got lean and always hated to, but I was glad it was there to save my butt. I know it isn’t much, but I finally got past the 0.01 mark and it made me feel good. Just wanted to share that with people who might appreciate it. Hope you all have a happy new year | r/btc | post | r/btc | 2024-12-30 | Z0FBQUFBQm5teE5QcF9uc1NMT09uS01hazM5ejBWdTRRT1NUZHFTTFBvcjhITVJnVzVyZ05BbGpjYlpsN2hmSnFmOHZtSk11Y0l2aWFtMTBQRW5penM5cUZrQ3FRVjQxbHc9PQ== | Z0FBQUFBQm5teE5QanBkWkxfLVI3d1kzZzhrcFQ5QkJjcHFkQ1dJQ2tVbHl5Tm04QzVhZDYyLXkzQ1FVM2ExREJpZy05T05iZmczOW5TSDNnMVdvQ2d6b2dDc2VVQUtwSEhudW1MRkNsZlF0Y1hXVkFFM0lLbG40Vy1OeFNJZjE4a2R0RzhESklhakVqUzZMR1U2UUxUV1NITlB5TmswLXJ3PT0= |
Unless i'm missing something in the UI and I'm booming. | r/solana | post | r/solana | 2024-12-30 | Z0FBQUFBQm5teE5QUmxlb3drejNkOTA4QjRuMVc2cUljSEVHUG1zaU1rbnp4MDhrbnFuajZwUkdfN3M0X0I1eFVPSnNPTFFGQXhtRndpN1dDSldELVZWdVIyNlllcnVoaWc9PQ== | Z0FBQUFBQm5teE5QTVg3eFh4VklKRVpYbTVQaHJ6OU01cHBtbjBKUzU5ZzhiVzRsWVE3ZkZfekF0cjBNVTBPR2hrQzFaUFJWTkJ5VG96TWpCb3pya2NHQnNYa0U3aUg0LTZIUUZyQ0pYQUprTHpvaEw3N1hGV0JoQ21TZ1lXbjVvN2tXVUhqYmUwVmFhSDlySjZDVFlXanpIeVphWGRRMGFEbEEtM0RMOW1rNm5qR1ZCUWdpT1hKV29iWG4zNldoeWIxUzNVU0ZSUERQ |
# Story of a newbie options trader
*(Warning: Long but interesting read ;) )*
As the year draws to a close, I wanted to share my story, and my resolution for 2025. I hope you find the story interesting, and maybe we can learn something from each other.
I started learning and trading options in Apr 2024 ... the basics -- what are calls / puts? expiry dates, strike price ... learnt the jargon ... DTE??? ... LOL, I only knew DTF until then. Jokes aside.
I'm an engineer, and pretty good at math. I started loving options trading, because I realized that it is not really 'gambling', it is mathematics :)
Apr 2024: Trading
I was never an 'investor' mindset. I used to buy stocks low, and sell them when I get 10% profit. Then I tried options ... Started selling puts. This worked fine until the market started acting crazy from Aug. My puts got assigned, but fortunately had liquid cash. Waited for a while for the stock to go back up, but it didn't hence sold at a loss.
\>>> First mistake: If you get assigned by shorting (cash secured) puts, use covered calls until you make profit, and then let the covered call get assigned, and exit the trade
Aug-Oct: Investor
Watched a lot of YouTube videos from prominent economists, CEOs from JP Morgan, Golman Sachs and the like ... Everyone unanimously said that the market was overvalued and was due for a crash. Buffet was sitting on a cashpile of $300 billion+ ... I bought puts hoping to make a shitload of money when the market crashes and then reinvest it back at the bottom ... and hopefully be a f\*king millionaire by 2025. I really wanted to be an 'investor'
Surprise, Surprise!!! DIDN'T WORK!!!
\>>> Second mistake: Never buy options (either calls or puts) without getting a CLEAR direction from the market. Without a direction, you're simply gambling! Never 'bet' only based on the views of experts -- they may be right -- but "markets can stay irrational longer than you can stay solvent". Learnt the hard way
After a lot of introspection, I started realizing that I can't really make money from options if I'm a "perma-bear" waiting for a black swan event to happen. Markets are designed to go up in the long run. No one wants them to go down. I started training my brain to become a bull. I came across an excellent quote -- "Bears sound clever, but bulls make money"
Nov: Bitcoin
My P&L had almost evened out by Nov, and I wanted to start afresh. I was hopeful of a Harris victory (because I lean left of center, but that's another matter). But when Trump started leading on Nov 5th, I decided I will be on the bulls side. I bought a lot of IBIT. I bought TESLA. It paid off. I am now trading options for IBIT and TESLA.
Then, I came across Microstrategy. I spent hours listening to various podcasters, critics, and folks on X. I realized that MSTR is a "trader's dream"! With its volatility, a good trader can really make a lot of money. And I did, I made thousands in profit buying MSTR call options!! Until ... I bought call options when it was at an ATH, and it crashed like a pack of cards. LOL
\>>>> Third mistake: NEVER buy options when the volatility is high, and the stock is at an ATH or ATL. Wait for a direction.
Disclaimer: I am NOT promoting bitcoin or MSTR .. It could be applicable to any volatile stock, like TSLA.
Some other learnings:
\-Unless you learn the greeks, you don't know what you're doing in options
\-When the volatility is high, sell options
\-When the volatility is low, buy options
\-Wait for a trend
\-When buying options, always prefer ones with the farthest DTE, and when selling options always consider the closest possible DTE to get the theta benefit.
\-Preferably choose LEAPS (with deep ITM calls), and do covered calls
\-Choose OTM strike prices only if you are REALLY sure. The risk is too high
In summary, I made a profit of around $105k in 8 months, and loss of $130k (My starting capital was around $140k). I consider it as an investment of $25k, and I think I learned a LOT in the last few months. I know I will continue to make profit. My resolution for 2025 is to minimize my losses. And some day I will be a f\*kin millionaire ;)
Hope this helps someone. Wish you all a very happy new year!!!! | r/options | post | r/options | 2024-12-30 | Z0FBQUFBQm5teE5QVmxHMVJEVngzeDZ0am8ydmdUNzNTRlNEQU5fUW5GSUxXbUdQWUZvZFZheHQ1elBwM1duVlptVlVGSmFyd1hBNUN5cDVta0ZkNE50VDBQMEtKYVBBWnc9PQ== | Z0FBQUFBQm5teE5QWXZ4R3puYUlhQzNlRFdfWkw2cDBNd3kyTEhpcW9kQ2Q0a3pnRTFjU3Q5MElFQ1cxcmxhMUNPUWtiSC1zbUR5V25Rcl9oYXJuVUZVU18zVldjSVlXekUxRVRjcnktSnNSMlVxZW4wT09peG1vVEtBeUpMZWg0cjdOeGRiTFFDZDJ0ek4xUl9vWW1ZTkdXSk52cFFEZjJMVTI2dEhPQXROSXlpanZxUFRUdjk4aDBab3hYRmFtZG1lcUViaG5iX1ZEVGxPaXgxNlBycGIwdkthSzFiUUhRdz09 |
Seriously gotta wonder what allies and partners are thinking rn | r/wallstreetbets | post | r/wallstreetbets | 2024-12-30 | Z0FBQUFBQm5teE5QVWd4cmg3UkRITURrc0VUZ1Q1bHNvN1NqNzJsYmdwaFI1RjlWSTZmM2R5ZDdfM2lLZ0x5XzZ4T3Q1MmFNZUVOYUp2V095d0VrUHNMOVZNMWt0MlRBU2c9PQ== | Z0FBQUFBQm5teE5QSFc1R2k4UUFUb1UtcEdtOV9FQnpEMGU3eGpWSjAxdFk4NHZGbHphTVYzT2JxdnlFSVd1b0k3V2hDVU1IMXZnalp4dFVjbWR3bjEzWkMtSnZaWFVuMWNPRV9aOE1RZHhLUTZLUXRKZWlfamNrZWtFOHFHZHZfV0s4bWxBczhiOHhYaGZEeDFLallVMEp5XzdtS1pqWjlydzd6ei1LTjNBZnJnbEZ0Vk03Yl9YSDhYcExydEVJZUJKQXAyZXJSZ1FVemYyRUdhLXMzMF84aEQzNnNRSHljUT09 |
For those who retired in their 50s (or younger), at what age did you hit your first $1M? | r/fire | post | r/Fire | 2024-12-30 | Z0FBQUFBQm5teE5QWTdKaHV1bmVlX19jZUZrOFNkTTJ1eEpvVXBSU1ZfbWVKX1d6OVhiR09UZ2xEN0hXVldxY2tQeHhVdFNiTnZoTWN1UXJZbVZtSHlEWnlqb1Nkd19EdkE9PQ== | Z0FBQUFBQm5teE5Qc0xwLWVkYmpnVGRLTzNoNkNZemxiM3J5cGpmR1RMdnZXY0V3TFRVUlhEVGxPeEcxOV9IbHdpYUhiUk41a2VSUGRnWFBZbFpPUWdnZmdYbl9teUsxNDdBYUtkb2VQU21Jel9jbUhpbDhvYnktdEdWeWlPQmd5TEpQeTYybVU1S29tR3dQLVpCNno5VmZqSXhzTlFLMU93PT0= |
I used to live frugally by necessity. Then I started making more and lifestyle creep got the best of me. I developed spendy habits that have been hard to kick. Food/delivery, clothes, “little treats” for my mental health. I don’t like how I’m living and I want to go back to being frugal, but when I restrict my spending I just feel sad and like it’s taking the joy out of life. Any wisdom to share?
Edit: thank you so much for all the responses. I have received practical advice, creative ideas, and perspective shifts that inspired me. Blown away at the kindness and resourcefulness of this sub. Thank you! I’ll be implementing many of your suggestions. | r/frugal | post | r/Frugal | 2024-12-31 | Z0FBQUFBQm5teE5QWUVEbDF5ZENyWVpHeGREV3NyY1NDVUlVRXptN3dUcDhEblh6U0VSNHZ5QlpEbVdCeHRscFhMTUxkZ3piekRzQWdIZTRPbmFLai1oYjJfVTRicG9KUFE9PQ== | Z0FBQUFBQm5teE5QQUh1Yi1aSkRUTllzY19NTk5MSEl4OENncUp2Rll2SEhMRXNZZVVGbmM4S2g5NEhsNk9RaE52UTF0UVFhU2xkR0dGTWZJUEcyRWJPSzZHZ0QyaS1hMkRucHdzb0ppR3NXTGcwbWRYSWl2cXFJTXNxekx3SGJJdE5mRnhDMzI5a1JwV1lndjZVVkc2aF9HWUNIREsxdVMwN0ZHdjRKby1NeUY1NnNxUThGZ2M5U3NrR3ljVE5yemlQbHNOeUY2d29H |
Quest here: [https://dmission.me/missions/tz-apex-founders-edition](https://dmission.me/missions/tz-apex-founders-edition) | r/tezos | comment | r/tezos | 2024-12-31 | Z0FBQUFBQm5teE5QeUN6RHA3MktzMXE4SFUzUHdwNmNhOTM2V2lsVklpN3N2eUFHRTBvSkNDendSRGg1SVFPYkw4VEpEWnZuLWxJcEVpWnhnemQtS1EyVVMxazMwX0FwT1E9PQ== | Z0FBQUFBQm5teE5QZGR3RWZ0SGZlT0gzMHduTllRZzljMTdsU2NGb2FqYV93NkQxdVFOdjlRZVd6cDlqbnFJVlY4ZVkxV0dJNW5ZcFA3V0hHMGh6aUJCbWV4cFIzZlZ5VjN3V2g3TUIxckVRRlN4VkVZRDdUb2NBdmstTkdiZDRZSEZQQXowUVlXT0lIWkZ4NHQyc2xaWHJNVzgxUFdxcUtLWUh2Tzk1Y1hBTnVsU3N5UVF0R0xaRGpBcU1GVFkwVXhCU1NoRzhnWDBaa3V2bWxlNE5TbGdxMUk4ZWh2X214UT09 |
# Has bitcoin cash reached a point of no return? What's to say Bitcoin Cash isn't sabotaged in the future? Thanks in advance. | r/bitcoincash | post | r/Bitcoincash | 2024-12-31 | Z0FBQUFBQm5teE5Qd1QwbVhCMVZsSUJvcXVZdmM4aldkZ2dNWWpSN2hJZTV3QkJWZUZ5cVZDVnVNRndQSjNhc3VEYWhabld1WFVGdkVRQk8zWDIxX1BvVlJWcjFBenJLZF9oa0JwMVJzUnBNMGhPSDFNamRRQlk9 | Z0FBQUFBQm5teE5QX0pVdU1lTThTZXNpZURMRU9PQldXTW9fMlhxWm1JS3JrakNjU1RQUGxtZ2ZwSXhhZ09sWWM1VW5ZVkI5SHhPUy1SRWF2cThlOVZsT0FGZUEtRGdkdUJKbU1leDRPQmRKU0FhYi11Z2gxNENHSjdEdFhiOEhEMzRfZ2dITFB2ZS0tWlVyak1HTEsxR2F6MDlRLWxjV1c3R3NJU2Z4VnNaaGVHdUdEajAxUVRINk5sZ3IyTFdSb0dXLVM0RVoyM1d2RGZfWWs3anoyaE9td2ZTMTk5dUdHZz09 |
obviously if this wasn't a solved problem it would have happened already, so my question is: how? | r/monero | post | r/Monero | 2024-12-31 | Z0FBQUFBQm5teE5Qc3Q1RTMwb0NiV2VoWjM1dEF0alQzbEdWWUhKSUZnNl9JT2RLeFV4OFJiZXE2c2JraFFPN0Z2cmhFVUpnUlNiRlQxN3A1OWZtR1R4YUN0ZTMyY094MDV4NVgtY3V0YU5KRmJ2MGNnTzYwT2s9 | Z0FBQUFBQm5teE5Qb01QYzN0ZzlyY1h4SWpoN3gySnpOUEhBdUZBbHItT1d3Q0RJcVF6QVJrcldsM294aFo5czhhcl93UlhqVHdnaThndEhXVzVlYTJYTGc0aWVjWmw4T1llajRJOEhxQ0pZUzhST04tbTRYTHF6SVVDLUhFQlNVSDVpd2lLMEpaQ1AzRE9EM0EyZmhEX09ERjNhVnhqZmJjRWRMME5uS1RTeXlxcGhiV3MyVW9JTXQ0Ynd0Z0QzUmlXRUl1MWRranJRWld3eDc4V0JtVXBxUFUzeEpaVTFqUT09 |
Mentions developers of Tornado Cash. Rules could come into effect in 2026. | r/monero | post | r/Monero | 2024-12-31 | Z0FBQUFBQm5teE5QZlBiUjctMTV4bTY0QkdRemZFNDdGUTB3UlZHRGhJWVhaUGpVY2F0MzF4cmFvUi1GSWxscVhBd1hQTkM0VXJSaDBkOTN5OS12Tmdvb2lLSGFmekZxSmc9PQ== | Z0FBQUFBQm5teE5QOE1hWVBPNDNqTHQzM2lQLXBuZHpKUUNVd1hFOXNZeV9WajlmeEVsUHItbFFDRGY0MU5oZTMwUHktSDZVRm9mSllDTnpHYWVkX1NfaXJGSFpYT2VoTGFBRGtFYnlCT1FSY0JOakV4bDhzN3p3czFDNTExNzdyUUxqVjJoODFYRlp5ekJWclBobDVUUFdoeTVLelgtYW5ITGxUQ3g4cVN3eFRTV0k3WjY3b1luQjV2V3k3MXF4dXRVY0d2a2U0UTVRVVNqN3pVRVNfVVdiRVExY2xYVlBYZz09 |
Blast from the past!!!
We move every couple of years because of the military. I found these last weekend along with an original Raspberry Pi.
I thought... What the hell? Why not? Bwahahaha.
7 original Block Erupters
1 Antminer U1
Gogogogogogo!!
I have very few nerd friends. Thought you guys might get a kick out of it. | r/bitcoin | post | r/Bitcoin | 2024-12-31 | Z0FBQUFBQm5teE5Qc29QMHpVY01yaUxOOXNJbE9ZZDl2MEltbkZzQ3p6VmphSnpGVFgybEFYZUNiWjFSdHBCQnJpT0ROcm5ncnF2dUFEUVU0NnRNMjZQdUpsSmR5bXJHYUlpUnBHTXZjSXFuZWw2ZFNueEZWZVU9 | Z0FBQUFBQm5teE5QN3YzMWU0eVZfWHR6RjkzUzBjS2ZIZ21aeFBxOU5SR3NwNnJLQUtrOGFHdEEtOXU1OVFrM0xvNlgxVW5UbUVvNkJWa1d0ZHlTaUV4X1FRaUJZRXJXc2tmUmVqbVoxOXdNcmprMXJGV0dodXB5VzVRUGFZM2V5c0M2QkFSb01IbmZDdXhIMzNhUUk2aXloVGhxcUE0UWNUOFhraXEwcW5POEpOUElZOVZGVklzPQ== |
It was time. Patience.
My strat is exactly the same, but before that I was stopped out constantly. Once I realized that time was the transcendental force across the multi-timeframes, it totally flipped my game. I just needed to wait for the patterns to present themselves, in clear, long and strong forms, it instantly changed everything. Less stress, the stoploss is much clearer, the winrate is twice more consistent and even when the trade fails, it stills gives a clear sign of statistics, not confusion.
Stay patient more than you think you need to, my fellow traders! | r/daytrading | post | r/Daytrading | 2024-12-31 | Z0FBQUFBQm5teE5QN2VjSjNZZF96cEFVRzgxNHM3QnlLYVFuNkFYTnBRTDdYZDczdzJObzVRNDdSUFAyZjBic2JGY0V4a0Eyd0RLd2tFOUlQUjBCMFQ3Umt2VkNzTlYxQUctM1JoWlY3VC1yaFJnb1pYUVhKTEU9 | Z0FBQUFBQm5teE5QUktIb3lCcEhjNDE1V01zSEdRR1NsV0lkekhWZXZLRkczN1FMWHY3dzJCRndNeE5pNi15QVA4N0REdHpNbFZsNnI4SEU4ZmVpWXlHdTBxVU9kVjN2ejZQa1pCQk1HanpkZVMxdWJzUjYxMmJvWXl5MkVaemJlc2djRWx5djNDaW1ubzJKcEZoZ3BLOVROb0stdkxUWWhZV2w0VnRSSDUya0t4MjVYRXZRenhDWU5QSV9TdElJbWREV1ZTV0VmT2RQ |
Good initiative, where can we find more information on this? | r/tezos | comment | r/tezos | 2024-12-31 | Z0FBQUFBQm5teE5QenRIclJRRWhsWkZuSktJOFRYUXRHUVVZQVUyV3ptd05WNzdfZ0x1R2pvQlZRR2xpTml3WWFyRUV6M3RYb1VzU1hiSFpDRTZtamw5dHRLdHRwazZyeVdnUTJCVzZjQXBlUC1TYnhXaWtVdWM9 | Z0FBQUFBQm5teE5QbG5jMnFZd3hXU0ZKOGNYR0lSSW9IUVBCV3N0TGZlUFgtaFpqUFptLTh1NWEwRVZtbFIyRzBkYVJuYjJWZ0p4N2REX3RUU3NwRDdGR1YzZ0RhcjBieU96dl9vQ3ZxYlo2dWZjRi02Tlc2SWlKWm9NOEtSSVNXSWZpOS1jVWlpQWlSVG40dU9iOVo0dWxQZzFDQ01tOEo3Wm5PZ0dVVFQ5YTl1cUlmUGRiZ1FKUng3b2t4cUk5dHNJU3RNcDFzaFll |
$grass was a good first airdrop. As we wait for its second round, $nodepay is on its first airdrop
Same concept.
On solana too | r/solana | post | r/solana | 2024-12-31 | Z0FBQUFBQm5teE5QWFhCMVV0MjJhbmlYQnI2ZEJOZkhTQV9JbmUwVzNBT2ZiVmF2bDdtWWp1aERHUTFHME1QREZSbzBFZi1HVGtoWmNyb3hrcHVDeWh2eVZ5Z3VkLU5HS2c9PQ== | Z0FBQUFBQm5teE5QUm4wSk5SQnJGY2xpdjRpNXN2dXRER2dQZFRNQlZpckJBZEZfbzlpUk1NWDF0OU5jWDdnaWRUMjY1S3dfa0VucVJ5bkFpZjA1Tlh1dlJFSUYzTUlZQVM5a3I1WmhfMHRnNlhCNEFLek81MDlMc2taaHVMbmxZLWdWRVFNbU9lMUNlYnhiM3hRT3JhUmVjMkxRNTBuaHY2aWdSeHVYVGRLSGxub1FheGVsaC00T2JCTjRlX2cweEdNTXhOWHFuTXJQ |
Same. | r/tezos | comment | r/tezos | 2024-12-31 | Z0FBQUFBQm5teE5QX2JZNWhXMFhpYWdmNjA3a2V2eVlNa3QyVzJsM0NoR1lMbWFkbGhNUmE5Z0I4RzJpd1RrUUEzWlZGZ2MzaWpfcjlWaFUwRWNYcHlCV0ZNanZUU0NYZHc9PQ== | Z0FBQUFBQm5teE5QWHBUVEhscVlUdnpDdDRRWXhfbmdVUWZ5Y1JrdDNfYlgwX014ZkcyS2hfaXhxUGpmLWpNcnJkakg3WlYzQzlVUVlYbk96QjI2NzRULTg3ajhlbmlGMkVKSXNjMTN4VS10Tkt5cTk3clZwSlNpRkUza0pTRW81UmppeTF3OHpmZjVEc0Rua0xlMG5lODVOOFFIaXNxVlV2SFRLMmNaSWxDODZBSWdmVHJCejlZaUkwUml2SDdNSEpJRTZtbFpnYUd1 |
I am a major shopper, like $500-$700 in impulse buying every pay cycle. I noticed that all I really needed was to keep my hands busy and off my phone. I picked up knitting and I have literally not bought anything in weeks lol. I bought some cheap yearn to start and I’m loving it! Now looking into yarn, its certainly not cheap to buy quality stuff but it is still a much slower lifestyle than seeing ads and buying things immediately. Plus I get something sentimental to wear :) just wanted to share my win and that I am ending the year on a high note. | r/frugal | post | r/Frugal | 2024-12-31 | Z0FBQUFBQm5teE5QSTdLVDFHS1N3N213TTFReTVrQUlGX2tIYkRidFNXZ0ljQUtQVHpXTW9qQndaNXNzOUhzMmhtZUU2SU5tdkJyOGtDa2tYcWg3eFJIbFlNZlFwbDJ2SFE9PQ== | Z0FBQUFBQm5teE5QcHhtQzRoTjJaNGstN3RFOE84anA2Z3o3bWNtRXFMZ3R1WF92X01sTzdETXZYT0pHRXU0TWF5eEdfLTlWY3UxSmx1a3c5V3dDOVB2UlhjaTBfbmhVTC1IazJDeWRBLWlvSnFsQVRDUnA4THJleDNBakpkWmhmU2dDZ3VfTmJmZGdJeU54R1RNQUlySy0tbEw2LWlUMlZ1RGdXY3pXcTRQbHlRZWxXb20tSFdFeFhIM1Z3eWxVajdoZlRIX2lSTWtw |
How do people lose money?
If I just go to Robin Hood and sell a 1000 $0.01 puts a day with a 99.9% chance of winning… that’s easy money, am I right?
Why bother worrying about delta, gamma, Vega, theta, ROI, omega, alpha, beta, fada, hater, and later when the statistics and probability are on my side?
/s
Edit: Lmfao guys. For a bunch of bright folks I can’t believe how many of you missed the sarcasm tag at the end. Thank you for all those who had me waking up in stitches. | r/options | post | r/options | 2024-12-31 | Z0FBQUFBQm5teE5QcWtkUVRpNlNUSzB5MzZLbGYwTTg5OXEtZzVwUlp1Nlhwdl85VDJPZEJXS0pRWU1ZVDZ0ckprVnhGUXBldkstSm14ZTFPX1g2Z2s1QmJWY3JzRXUtcENwUlJaNWN3TVdOZ1pxb2RZUW56SEE9 | Z0FBQUFBQm5teE5QcmZaWV8teUFwT3FWdF9EcXdqeTRrY01kYW0xWDRWZVhmcXVvUzFPZDBTZG9tbU9QbU9IM1FTOW5FUzAwZzJMVmRLNExpVHJVM3FxMkxCTUY1RmREczd6N2Z1MVJHeFBFcXJ5Q25Db0pQYVM3bW1vWkhPNnVNcVZGMUpTYzZkWEI4cVgwME0zSjdwenVhNm5zSkNWX3J3PT0= |
[Teia Fountain Github](https://github.com/teia-community/teia-fountain)
[Teia.art](https://teia.art/)
[Post from a few weeks ago.](https://www.reddit.com/r/tezos/s/DHJV43Jc6I) | r/tezos | comment | r/tezos | 2024-12-31 | Z0FBQUFBQm5teE5QdHVUQlVsOUFKWVJjTWpCTkQ3Z0FnYlJCemRMU2d0bndpZU01OFNiQmlUT0ZOdG1OX1RETDJQRnlWZTdiWEFrS1l6WnAwMW91S0pIZXp6NTMzbHB1VHc9PQ== | Z0FBQUFBQm5teE5QNUI3RE95WmhLdWVDRlJuQ1lkOHIzWHQwTWpBd3huSGRuNlR1RDRnUTRvWE04RHJwbDNMR3NxQXhEU3p6Sk9PVWw1VFFnYnlMVlRWSXVyOWF1NVAxOTBwSXFMaFpmTlMtOXhqcHc1RmtjVlktY0I1NFJKUVZoUDNKeFFhT1NWZUVMMXZJZVRvbnB5NEkwUTB1Z1VSS1ByN1dIcEtuTXdnZHdIQURPbUw4bW5GWktKOG5QSld5VjR2ZEhNTFVFU2It |
It really is a great initiative.
You can find out more at the links u/EN3RGIX already provided as well as here:
[https://www.teia.cafe/theboard?board=teiafountain](https://www.teia.cafe/theboard?board=teiafountain)
And you can also always hop into Teia's Discord for any questions:
[https://discord.gg/yvpYZ4VjMF](https://discord.gg/yvpYZ4VjMF)
But also feel free to ask here if you have any further questions. =) | r/tezos | comment | r/tezos | 2024-12-31 | Z0FBQUFBQm5teE5QVDlfQ3V0TDRhMkVWaWlCNUt3Zlgzc051S0JkR1g0bEhuNzM2WVc5MmFqZENxVDYwalFSckRPRTdvV3gyZzhKSDFNWWNnSXFFR1AtT3dyWHI1SGxoakE9PQ== | Z0FBQUFBQm5teE5QTWdMUml0OXJLcXlqcnlnOVI0Y3JQX2RLdzdWNS1WdHpVazZRQlFDS3RaUEM1aVRmbzhVWHZ5bTNTUkZxZEthaDRXWTVTQWU0dzNrZ1ZsV3hWZ3ppbFlGV093cHFDRWJldTNMc2FOcXg4UFM2SGJ1SGdDellrMWUtb0dtbGVENVdKQTVwODJBUEdlSWdlbFY3bzBlUlN2bzNPZTNRRUg5QWVPcnJvSDRkUTg5UEJ6WVJzTV9RQlhvQlNBM1hTWGdo |
Checked my Phantom wallet today only to find that the $13 of $PENGU I had in there was swapped to SOL and sent to another wallet 2 days ago. I've only used this wallet for 2 things; buy a meme coin that a friend had created, which is still in the wallet because it isn't worth anything. And I used it to buy $13 of PENGU with some SOL dust I had. Never connected to any sites or shared my seed phrase. My seeds are written down on paper and hidden in my house that I live with my wife and 2 young daughters. $13 is nothing, but I really want to know how this happened?
Here is SOL addy:
BaCjhXDwzpPsdZhF15ALmJKjU7noRnHU1gMWsC7NCvtJ
I noticed this odinbot-io in my transaction history that I don't recognize, could it have something to do with this
UPDATE: So I went to my settings in my Phantom Wallet and went to the disconnect apps section and it was empty, but I disconnected all anyways. I then went to the famous foxes website to revoke all of the token approvals and again it said there were no token approvals for my wallet.
I did notice that the app that my wallet connected to swap Pengu was unknown so maybe that is how they either had access to the wallet or coins.
My question is if it I have no connected apps or token approvals can they still access my wallet? | r/solana | post | r/solana | 2024-12-31 | Z0FBQUFBQm5teE5Qa2xIcC1wMUQzT3dEMlVpMWxmb1JnYzZRWHVOR3E1X1NNa1FOcWgwMHpjc21NMV9OX19DVE1NUmlSdGFYTDRqVnVEeVQxQmNoci1iTkM3RXdMRG1jU2c9PQ== | Z0FBQUFBQm5teE5QbS1WRDhBVVJ4U0VBMnU4VElHcm5pWEZPbmxLUFRVc3FLOHc4OEhxRV9FMVoyNWZ6dnRBYlJpWGxnY2VZRTFzeTBELUw0NXBIblZ4cGZPdkw5XzNUVENjaVhWZzRvekszOVdNdVFNY1ZFM2hXejRaRWFxRkJMZlZJQnplTFQxRWIwS3VieV9TM0xhVFdfT3ZzcHNpczBtOWdzX1ZlQjdMV3ZidzAxQlVyUHhnPQ== |
I posted a thread just over a year ago about my debt situation and it generated a lot of discussion.
It also helped motivate both my wife and I to get our shit together and start budgeting properly to pay off all our debt.
We have managed to clear around £32,000 worth of debt over the last year which included a range of credit cards and personal loans and are now debt free apart from our mortgage.
This post should serve as motivation for anyone in a similar situation as we were a year ago. I appreciate everyone is in a different financial position and it may take longer for some to clear their debts but the fundamentals are the same for everyone:
-make sure you have £1000 saved first before anything else for use in emergencies
-calculate a strict, no frills budget before the start of every month and account for every cost which could be incurred in that month
-ensure that your main bank account is only used for bills / direct debits
- transfer everything else you need for food, petrol etc to another account and split into pots according to your budget (we used Monzo for this so you can clearly see how much money you have remaining in each category)
-take everything else you have remaining and throw it at the debt
-rinse and repeat
We found it best to clear the smallest debts first as you get some quick victories. You could also clear the highest interest debts first but honestly, the couple of quid you may save in interest IMO isn't as rewarding as the sense of achievement you get every time you clear a loan.
I hope this post can helped someone just like the community helped me when I posted about my debt last year.
| r/ukpersonalfinance | post | r/UKPersonalFinance | 2024-12-31 | Z0FBQUFBQm5teE5QanpFUjhFNVhYclc5U3JNVWJIVlJSTl9UdVV1WTcyY2c0VXlYaF9BRDdLMFVzN0QzS0hkUWpZSnRPajdPWWtIOE1nYXFzRkxtc3kxZHdnRE9mdkJCZHc9PQ== | Z0FBQUFBQm5teE5QNHk3Qnk4dUh4SWlIR0JOWmNmYXNmSFJVQUZ3MlJvRUphYks1UklUR3ZVWmxCaTRfSHRGQ1hqOVgza0pieXVPRzBLWWVRY2R4aE5sQnIzZl9EcmpQM2h6eGdaYkNBbnNBTzJuLXlQWnZ6MllmVFlVLVBoX1QxM0JMRnM4S002anp6OEt0emZsLWp4VkxjdE1vQVQ5THBBRzQ4NnhfM3FjcVEyNHZRX0I5a3hZWF9DMUV3eC1SOHZrMkU0amUteTJ4 |
Which bot is the best to auto-copy meme coin trades
I am currently using GMGN But they have excess fees | r/solana | post | r/solana | 2024-12-31 | Z0FBQUFBQm5teE5QZWQwaXM2YU5pVnFnLWVyaldYRXJMaGhJY1JIcXZ4emswejVaMEFFM3RRM1owODQzZTBIcGw2ekhXRWhGSk0zS252dnJTYnJ6VTZfdDdQd3J0b1ZOSUE9PQ== | Z0FBQUFBQm5teE5QcjdPZThYMlBTbHd6YldlUzY5UEp5QlNPcUZEUGlEdW5nb1JEOVZyeEtBNUpWdm1hbDJ1QVZERjlERjRtX2F1TzVrS2xFdllfT25RaTNZRmZ0aVNhck1GT3dkTUNKckJIMWlpQ1A4czl4cU5rVVZPTkw3YVdJM2pWMGRDVWNFTjl2RjVwUkhKUmxXYzA0dWJPZlFpUV9TMllpLVdJMldmY1h6WUdpVEFpS2FnPQ== |
A few months ago, I was working on a decentralized app that needed strong privacy features. The concept was great-secure transactions without exposing sensitive user data. But as the project scaled, performance hit a wall. It got me wondering-how are others balancing scalability and privacy in blockchain systems? Are there any frameworks or tools making this easier? | r/cryptotechnology | post | r/CryptoTechnology | 2024-12-31 | Z0FBQUFBQm5teE5QTF95MFRMcjM1RjcyRWQ1T3g2MGxWZGpCNDFqYUZUSlZ3cmdZc1JjU0p5ZFFodHpRaFNwSU1OUkpOaGFmNl9taVpJbzNWSll2bXM5V3RoWnZWN0pPZmE2X0taUE1FMEhHRjZjQ1J4N3hjTDQ9 | Z0FBQUFBQm5teE5QcVp4bm1fdjBzdTZSeUNXaHB1UVNRNnJEYjlRbEEtT29FeDhBRnhtS3BEUDNHUnQ1NXVkUmltems4OE9ONzFmOURGV3Y0bWRmMVFGb1VOWlRXUkpDTjEzRTBWdndNc195MW1sSkFGUHlLeU5PZ0R1Z3dhSlM5SW4wRzFaaFVLNjdIQVBtVVEtakpCMGhqM3hWUVJLODk5RFo0MjVmNV9oUjl1ZnNrWE43VEtCTndqR1pJbTBkOFA0QlYwdmI0ekRydno4aTNrSVpGVDhsYlB0TWxLSFZXQT09 |
I am a noob and just wanted to buy some crypto tomorrow (new year occasion) so which one should I buy?
I wish to hold for long term. | r/cryptomarkets | post | r/CryptoMarkets | 2024-12-31 | Z0FBQUFBQm5teE5Qd0o1eXBNbmlrbndDNE81Tml0V0NNYXpXekVmT25aZXE2SE5pcXpGREZCWGVKT3BqSm9kM2Fxal9IMTJtY2pLVlZlS2pFOXNTaUFhOTh5ZkhJX1BYN1E9PQ== | Z0FBQUFBQm5teE5QTU9UTE5hWkJ3Z1V1bHlCUFVlNmxmWXFZeFVmYjhIaWNvYkppNFExWkJGM1pRWWJZR1puLXFDTUpiakdYb0JPV2VkcWk2VXFWUmJzWkdpRkdtNHhPUWZsb3FEMFJ6bVRrVjZRc0pjTnBhNmY1NEprWmllSXZEcUd1LXB6eEFFM0VUeHpiWEkwVXF6aVhCeWxRTkRrLTlrcl8wU19uLS1CME5SS3ZrRjA1WEZ3PQ== |
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