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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
41	Male	High School	Married	40,523	692	10,627	Home	Self-employed	19	Good	0.529004	181,216	3	Natashaside	ID	Micronesia	4	0	Medium
26	Non-binary	Bachelor's	Divorced	90,647	704	17,485	Home	Unemployed	15	Poor	0.567724	105,717	0	Paulstad	VA	Italy	null	0	Low
69	Female	High School	Single	105,406	null	16,008	Home	Employed	14	Excellent	0.300234	166,468	4	Jackmouth	LA	Puerto Rico	4	2	Medium
53	Non-binary	PhD	Widowed	28,900	659	null	Business	Employed	17	Poor	0.395918	122,395	3	North Michael	NE	Czech Republic	4	0	High
67	Male	Master's	Divorced	61,446	626	6,616	Personal	Unemployed	14	Excellent	0.522879	232,456	3	South Melissaville	WI	Sierra Leone	null	0	Medium
65	Female	High School	Widowed	43,279	698	44,793	Personal	Employed	16	Good	0.35824	null	3	Anatown	NC	Trinidad and Tobago	3	2	Low
33	Female	PhD	Single	58,749	673	12,937	Business	Employed	18	Excellent	0.271555	51,167	1	Morganville	TN	Kyrgyz Republic	4	1	Low
30	Female	PhD	Widowed	80,434	688	21,004	Auto	Employed	8	Excellent	0.163825	223,295	null	South Maurice	SD	Greenland	0	1	Medium
34	Female	Bachelor's	Widowed	null	724	36,272	Personal	Employed	14	Poor	0.116268	209,511	4	Amyside	WV	Switzerland	1	1	Low
44	Female	PhD	Single	113,891	681	26,949	Auto	Unemployed	6	Poor	0.139165	107,591	2	North Tanya	AS	Sudan	2	0	Low
50	Female	Master's	Divorced	49,076	694	45,538	Auto	Employed	0	Excellent	0.263468	136,580	null	Andrewhaven	WY	Australia	null	2	Medium
68	Non-binary	High School	Married	79,526	null	14,577	Personal	Self-employed	11	Fair	0.581497	171,504	3	Andrewburgh	TN	Falkland Islands (Malvinas)	2	2	Low
69	Female	High School	Single	49,376	761	null	Auto	Employed	9	Poor	0.296748	null	4	New Mikeview	ID	Ecuador	4	1	Low
45	Male	Bachelor's	Married	99,397	630	33,914	Home	Self-employed	2	Excellent	0.245421	98,433	4	Lake Dennisbury	RI	Chile	4	0	Low
69	Male	Bachelor's	Widowed	null	728	null	Personal	Self-employed	0	Excellent	0.313778	177,592	0	Ericside	MT	Cuba	4	2	Low
33	Non-binary	High School	Single	97,760	714	19,971	Business	Unemployed	10	Poor	0.492483	null	3	West Luisborough	SC	Uruguay	4	2	Medium
61	Female	Master's	Widowed	103,816	714	16,422	Home	Self-employed	2	Excellent	0.377556	229,439	2	Port Natalie	NV	Heard Island and McDonald Islands	1	0	Low
67	Non-binary	Master's	Widowed	20,533	770	44,289	Business	Unemployed	13	Excellent	0.27358	31,984	1	Youngmouth	MI	Namibia	1	1	Low
51	Female	Bachelor's	Married	98,886	779	29,648	Auto	Self-employed	11	Excellent	0.383759	177,183	null	Lowefort	FM	France	2	2	High
36	Female	PhD	Widowed	110,042	688	19,110	Business	Unemployed	19	Excellent	0.338711	151,238	null	Lake Jodimouth	MA	Latvia	null	2	Low
26	Male	High School	Divorced	null	786	null	Auto	Employed	6	Good	0.175329	23,023	4	Schroederburgh	ND	Senegal	4	0	Medium
23	Female	PhD	Single	50,143	698	null	Auto	Unemployed	15	Fair	0.535025	109,345	3	Stevenport	CO	Korea	0	2	Low
58	Male	Bachelor's	Widowed	null	708	15,806	Business	Employed	10	Good	0.423052	39,724	null	Michaelberg	MS	Monaco	1	2	Low
47	Male	PhD	Divorced	73,158	660	24,336	Personal	Unemployed	19	Poor	0.461972	110,089	3	Andersonton	AS	United States Minor Outlying Islands	2	0	Medium
59	Female	Bachelor's	Widowed	null	710	34,984	Auto	Unemployed	17	Excellent	0.432274	275,636	1	Kevinmouth	NM	Puerto Rico	null	0	Low
45	Female	Bachelor's	Divorced	null	null	42,775	Personal	Employed	11	Good	0.269427	245,851	0	East Randy	NH	Mexico	4	2	Low
48	Non-binary	Bachelor's	Widowed	100,934	756	11,817	Auto	Employed	3	Fair	0.396645	null	3	South Madeline	MD	Paraguay	3	1	Low
48	Non-binary	Bachelor's	Married	36,585	754	37,766	Business	Employed	7	Good	0.56654	132,416	1	South Joanne	IA	Congo	2	1	Medium
46	Non-binary	Master's	Single	null	733	14,971	Personal	Unemployed	19	Poor	0.188621	72,103	null	South Melissaberg	AS	Czech Republic	2	0	Low
36	Non-binary	PhD	Divorced	80,405	718	47,145	Home	Self-employed	12	Fair	0.16146	215,079	2	Robinside	MD	Yemen	1	1	Medium
23	Non-binary	High School	Divorced	88,446	632	12,996	Home	Unemployed	8	Fair	0.499532	null	1	Jesseborough	FL	Jersey	3	2	Medium
25	Non-binary	High School	Divorced	null	null	34,755	Auto	Unemployed	13	Excellent	0.467642	null	2	Taylorshire	OH	Hong Kong	4	0	Low
51	Male	High School	Widowed	94,095	775	25,917	Personal	Unemployed	8	Good	0.278877	245,070	3	East Jason	MT	Poland	0	2	Low
69	Male	PhD	Married	53,782	675	30,022	Business	Employed	15	Fair	0.284824	253,643	3	New Christine	IN	Palau	1	0	Medium
50	Male	High School	Widowed	43,055	714	17,272	Business	Unemployed	19	Good	0.563106	258,394	3	Chanview	ND	Malta	null	0	Low
31	Female	Master's	Married	null	614	18,607	Business	Employed	14	Good	0.381581	20,810	3	New Danny	KS	Cambodia	null	1	Low
39	Non-binary	PhD	Widowed	60,167	640	49,153	Personal	Employed	3	Good	0.525023	null	1	East Phillipmouth	DC	Saint Helena	1	2	Medium
56	Male	High School	Divorced	83,652	658	23,069	Personal	Employed	9	Fair	0.339965	289,222	null	Barajashaven	IL	Nicaragua	null	2	Low
29	Male	High School	Widowed	113,659	693	19,823	Personal	Self-employed	19	Fair	0.562027	133,697	2	New Christian	MD	Mauritius	2	1	Low
47	Male	Bachelor's	Divorced	null	607	44,991	Business	Employed	15	Fair	0.441938	40,553	2	Meganfort	NC	Honduras	4	0	High
40	Female	PhD	Single	85,524	670	19,935	Business	Self-employed	8	Fair	0.138516	117,424	null	Vanessafort	NV	Togo	2	2	Low
64	Male	Master's	Married	90,063	778	31,225	Home	Self-employed	5	Fair	0.548088	261,489	1	Wrightburgh	MO	Cote d'Ivoire	2	1	Low
46	Male	Bachelor's	Single	87,446	744	43,983	Personal	Employed	2	Poor	0.560692	192,157	0	West Terri	NE	Saint Kitts and Nevis	1	0	Low
46	Male	PhD	Widowed	117,409	647	null	Auto	Unemployed	5	Fair	0.224176	102,336	0	East Kristin	IL	Armenia	4	1	Medium
38	Female	Bachelor's	Divorced	35,405	659	40,654	Personal	Self-employed	10	Poor	0.373452	72,114	0	Yoderburgh	WI	Guernsey	2	1	Medium
43	Non-binary	Master's	Single	105,380	725	45,785	Auto	Self-employed	19	Fair	0.155153	66,091	0	New Jeromefurt	OK	Moldova	3	1	Low
58	Non-binary	High School	Married	114,965	null	36,760	Personal	Unemployed	16	Excellent	0.355334	null	3	North Donaldchester	WI	Burundi	2	2	Low
48	Male	High School	Single	66,489	628	16,207	Auto	Self-employed	6	Poor	0.130872	113,945	null	New Elizabeth	DE	Isle of Man	null	2	Low
36	Female	High School	Widowed	115,479	639	15,302	Home	Unemployed	7	Poor	0.169813	null	3	Lauramouth	RI	United Kingdom	4	1	High
24	Non-binary	PhD	Widowed	null	664	42,524	Business	Employed	8	Fair	0.247954	95,208	3	Anthonyberg	VT	Slovenia	1	2	Low
24	Non-binary	Bachelor's	Single	75,998	null	28,182	Auto	Self-employed	9	Good	0.575142	284,995	4	West Kristenport	WI	Spain	3	1	Medium
33	Male	High School	Divorced	91,823	655	9,400	Auto	Unemployed	13	Poor	0.25969	101,670	4	Lewisstad	TN	Serbia	1	1	Medium
46	Non-binary	Bachelor's	Single	70,802	null	18,580	Home	Unemployed	5	Poor	0.409857	21,175	3	Christopherburgh	OH	Norfolk Island	4	0	Low
62	Male	Master's	Divorced	101,573	655	38,875	Business	Employed	4	Poor	0.178683	167,301	2	New Alec	OH	Azerbaijan	null	0	Medium
43	Male	High School	Divorced	51,000	626	13,897	Personal	Self-employed	0	Fair	0.11309	247,503	2	Saratown	PA	Tajikistan	2	1	Low
34	Female	Master's	Married	92,657	665	null	Business	Employed	11	Excellent	0.208606	26,801	3	Burtonchester	OR	Algeria	2	2	Low
20	Female	High School	Divorced	null	730	28,562	Personal	Unemployed	19	Good	0.523254	22,990	null	Port Emily	PR	Canada	3	0	Low
18	Female	PhD	Divorced	77,788	601	null	Personal	Employed	18	Excellent	0.439245	null	3	Lake Laurenside	NY	Nigeria	0	1	Low
32	Female	Bachelor's	Divorced	59,726	744	31,649	Personal	Employed	8	Good	0.225716	226,212	0	South Billyland	MA	Slovenia	0	2	Low
45	Non-binary	PhD	Single	118,812	709	37,768	Business	Employed	19	Good	0.293281	253,258	3	West Erika	DE	Samoa	2	0	Low
34	Non-binary	PhD	Divorced	80,022	728	9,231	Personal	Unemployed	17	Poor	0.25722	27,556	1	Lake Tiffanystad	CT	Congo	null	0	Low
67	Non-binary	Bachelor's	Married	71,969	710	18,862	Auto	Self-employed	17	Excellent	0.358785	292,825	0	Holmesport	ND	Anguilla	null	1	Medium
26	Non-binary	High School	Widowed	null	751	null	Home	Unemployed	19	Poor	0.217303	172,882	null	Levineborough	NJ	United States of America	3	1	Low
39	Male	Bachelor's	Widowed	66,413	null	42,887	Home	Employed	15	Fair	0.240382	111,416	2	West Janiceview	VT	Papua New Guinea	4	2	Low
63	Non-binary	Master's	Single	56,509	665	22,409	Home	Unemployed	15	Fair	0.164174	151,459	3	East Catherine	NE	Saint Barthelemy	0	1	Low
62	Non-binary	Bachelor's	Divorced	110,332	730	null	Personal	Unemployed	2	Poor	0.365311	100,090	0	Danielbury	PW	Niger	3	0	Low
69	Female	High School	Widowed	33,859	null	16,590	Personal	Employed	13	Poor	0.410448	294,699	1	East Michaelamouth	SC	Iraq	1	2	Medium
36	Non-binary	High School	Divorced	null	null	49,859	Auto	Unemployed	1	Fair	0.420381	171,334	2	Hernandezside	NM	Chile	1	1	Low
61	Female	Master's	Single	54,062	null	9,928	Personal	Employed	18	Poor	0.423437	86,196	null	Phamborough	NM	Nauru	0	2	Low
24	Female	Master's	Divorced	109,468	null	47,276	Auto	Employed	10	Good	0.245937	null	3	Lake Kimberly	WA	Micronesia	4	1	Medium
18	Non-binary	Master's	Divorced	null	706	22,074	Business	Employed	17	Good	0.334784	219,995	3	Johnborough	FL	Saint Kitts and Nevis	1	2	Low
36	Male	Bachelor's	Divorced	33,472	744	25,885	Auto	Unemployed	17	Good	0.320237	176,016	null	Dixonberg	MS	Vietnam	0	2	Medium
23	Non-binary	High School	Widowed	33,872	653	42,585	Business	Unemployed	17	Fair	0.572312	230,118	3	Lake Stephen	VA	Malawi	1	0	Low
44	Non-binary	High School	Widowed	74,479	678	null	Home	Employed	19	Excellent	0.554293	65,458	null	South Amyfort	MP	Germany	3	1	Low
52	Male	PhD	Divorced	66,606	681	38,025	Home	Employed	12	Excellent	0.397461	222,611	1	New Johnton	NV	Costa Rica	2	0	Medium
52	Female	Bachelor's	Single	52,977	748	19,842	Auto	Self-employed	13	Fair	0.598453	69,131	null	Scottchester	OR	Mali	1	2	Low
29	Non-binary	High School	Divorced	39,575	666	19,738	Home	Employed	0	Fair	0.189093	94,335	null	Port Kevin	LA	Samoa	null	0	Low
36	Non-binary	Master's	Single	114,585	651	5,555	Business	Self-employed	2	Excellent	0.463956	130,428	null	Christopherport	ID	Iceland	0	2	Low
46	Male	Bachelor's	Married	80,763	666	31,412	Personal	Self-employed	0	Good	0.520931	null	0	Scotttown	IL	Saint Barthelemy	0	0	High
28	Male	Bachelor's	Single	64,954	627	34,312	Business	Self-employed	14	Good	0.50484	126,664	2	New Mary	AZ	Pitcairn Islands	2	2	Medium
27	Non-binary	PhD	Married	72,290	685	33,552	Personal	Self-employed	4	Fair	0.367843	196,677	2	East Sarah	KY	Saint Helena	0	1	High
41	Male	High School	Single	36,650	704	8,469	Personal	Employed	18	Excellent	0.297359	200,146	0	North Emilyshire	UT	Philippines	2	0	Low
62	Male	Bachelor's	Widowed	57,372	621	22,171	Auto	Employed	17	Fair	0.488377	157,482	2	Aliciashire	VI	Sudan	1	2	Medium
68	Non-binary	Bachelor's	Married	107,526	738	30,290	Business	Self-employed	12	Good	0.301487	265,996	3	Schmitttown	CO	Solomon Islands	3	0	Medium
35	Non-binary	Bachelor's	Divorced	null	743	9,667	Home	Employed	14	Fair	0.541883	290,200	2	Lake Colleen	SC	Uruguay	4	1	Low
20	Male	PhD	Divorced	85,283	700	null	Personal	Employed	0	Good	0.306198	272,681	4	Morganport	MN	French Guiana	4	0	Low
45	Non-binary	High School	Divorced	48,604	701	25,114	Auto	Unemployed	0	Poor	0.314206	162,949	2	North Kimberly	AR	Macao	3	0	Low
23	Non-binary	Bachelor's	Widowed	70,530	713	35,866	Auto	Unemployed	17	Poor	0.418482	193,718	null	West Christina	ID	Portugal	0	2	Low
66	Male	PhD	Married	70,974	663	24,047	Business	Employed	4	Fair	0.200875	140,273	4	New Monica	AS	Solomon Islands	2	1	Medium
60	Non-binary	PhD	Widowed	48,672	724	26,889	Home	Unemployed	16	Excellent	0.210761	64,304	3	Goodmanshire	KY	Azerbaijan	0	0	High
66	Female	Master's	Divorced	null	663	null	Personal	Self-employed	19	Good	0.107961	188,446	0	Port Amberchester	MD	South Georgia and the South Sandwich Islands	null	1	Low
28	Female	PhD	Widowed	107,804	null	36,046	Home	Unemployed	19	Excellent	0.342743	53,511	3	Joshualand	NJ	Cape Verde	3	0	Low
68	Female	High School	Divorced	44,220	748	11,040	Business	Unemployed	15	Poor	0.26082	39,822	1	Wrighttown	RI	Iraq	4	1	Low
62	Female	Master's	Single	62,585	775	20,545	Personal	Employed	17	Poor	0.575607	null	3	Cobbland	MS	Sierra Leone	2	2	High
34	Female	Master's	Widowed	80,582	622	44,352	Business	Self-employed	8	Fair	0.53702	209,744	0	Lisamouth	IA	Fiji	4	0	Low
65	Male	High School	Married	null	784	43,122	Home	Employed	13	Poor	0.595555	51,436	3	South Davidside	AZ	Iceland	1	1	Low
59	Male	PhD	Divorced	50,653	null	null	Auto	Unemployed	16	Good	0.264093	272,095	2	Lake Sarahchester	MS	Bulgaria	2	0	High
63	Non-binary	Bachelor's	Divorced	81,331	null	10,967	Personal	Unemployed	5	Fair	0.392702	219,303	4	New Jonathanville	AR	Somalia	2	1	Low
25	Male	PhD	Single	null	776	9,825	Auto	Unemployed	16	Excellent	0.478844	184,990	1	West Colton	NY	Canada	null	2	Low
46	Female	Master's	Widowed	64,867	624	11,583	Personal	Employed	18	Fair	0.46842	148,598	3	Thomasborough	TX	Timor-Leste	null	0	High

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