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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
22	Non-binary	High School	Widowed	27,048	null	39,973	Home	Unemployed	8	Excellent	0.413513	63,905	1	Gonzalezmouth	AL	Cape Verde	3	1	Low
27	Female	High School	Married	28,129	730	27,544	Auto	Employed	8	Poor	0.49155	null	null	New Carolynland	NJ	Guinea-Bissau	4	2	Low
25	Male	PhD	Married	35,657	707	47,970	Personal	Unemployed	15	Fair	0.216444	221,419	null	Johnfurt	WI	Kazakhstan	4	2	Low
26	Non-binary	PhD	Widowed	23,514	null	23,171	Business	Employed	18	Good	0.501206	null	null	East Laura	MI	Guernsey	null	0	Medium
40	Non-binary	Master's	Divorced	115,967	692	null	Auto	Self-employed	8	Good	0.124813	187,135	2	South Maryland	MD	Mayotte	2	0	Low
25	Non-binary	Bachelor's	Widowed	26,827	653	40,446	Home	Self-employed	7	Fair	0.58405	124,927	4	Vaughnchester	WV	Belgium	2	0	Low
36	Male	Master's	Single	21,119	741	10,340	Business	Self-employed	18	Excellent	0.168994	33,531	4	Transtad	GA	Chad	0	2	Medium
26	Male	High School	Divorced	91,427	668	17,338	Business	Self-employed	8	Poor	0.402532	57,976	3	New Jessica	FL	Western Sahara	null	0	Low
18	Non-binary	Master's	Divorced	28,724	605	49,861	Auto	Employed	3	Good	0.32896	null	null	Jenniferburgh	HI	Tuvalu	4	0	Low
65	Male	PhD	Widowed	88,248	657	10,696	Personal	Unemployed	14	Poor	0.418313	53,718	4	North Joseland	FL	Saint Kitts and Nevis	0	1	Low
66	Male	PhD	Single	43,533	760	null	Business	Employed	16	Poor	0.147519	270,076	2	Charlesside	OH	Aruba	1	2	Low
44	Non-binary	High School	Married	88,759	null	30,562	Auto	Employed	1	Poor	0.206431	39,302	0	North Charlesport	MI	Croatia	2	2	Medium
26	Male	High School	Divorced	20,925	714	20,907	Home	Self-employed	18	Poor	0.400234	null	1	Kevinfurt	NH	Romania	1	0	Low
43	Non-binary	Master's	Widowed	25,566	680	42,212	Business	Unemployed	10	Good	0.571407	139,125	2	Castillostad	TX	Sri Lanka	2	2	Medium
64	Female	PhD	Married	null	670	23,469	Auto	Self-employed	17	Excellent	0.465915	130,555	4	Norrisburgh	WI	Bosnia and Herzegovina	3	1	Medium
34	Non-binary	Bachelor's	Married	null	668	11,669	Home	Employed	0	Excellent	0.230114	null	0	Lake Tomhaven	TN	Suriname	4	2	Medium
36	Non-binary	Bachelor's	Widowed	74,862	null	17,281	Auto	Employed	10	Poor	0.119223	81,324	3	Rogerville	NH	Bulgaria	3	2	Low
35	Non-binary	High School	Widowed	95,723	647	null	Business	Self-employed	8	Excellent	0.232153	95,759	0	Maynardville	FL	Central African Republic	4	2	Low
23	Female	PhD	Divorced	39,874	690	21,011	Personal	Unemployed	3	Excellent	0.34174	120,161	0	Andreaburgh	VI	Uzbekistan	4	0	Low
36	Non-binary	High School	Divorced	119,610	657	11,181	Personal	Unemployed	5	Excellent	0.453107	198,845	4	Andrewmouth	MP	Saint Kitts and Nevis	4	1	Medium
26	Male	PhD	Married	67,498	633	26,742	Home	Unemployed	16	Fair	0.111576	197,731	0	Petersonfurt	AZ	Latvia	2	1	Low
68	Non-binary	High School	Divorced	77,602	638	25,529	Business	Unemployed	0	Poor	0.49188	null	null	Thomasstad	RI	Czech Republic	1	0	Medium
40	Female	Master's	Widowed	21,358	630	30,680	Business	Employed	0	Excellent	0.530483	141,667	1	West Bradley	DE	Bahamas	0	0	Low
48	Non-binary	Bachelor's	Divorced	71,581	659	28,199	Home	Unemployed	1	Fair	0.513738	74,500	0	South Catherine	AL	Malaysia	0	0	Low
62	Female	High School	Married	93,292	685	33,453	Home	Employed	9	Poor	0.385641	35,990	3	North Zacharyfurt	NH	American Samoa	3	2	Medium
41	Female	Master's	Divorced	84,099	703	17,964	Personal	Unemployed	8	Good	0.229469	null	0	New Emily	AS	Lebanon	1	0	High
27	Non-binary	Bachelor's	Married	null	620	null	Business	Employed	8	Excellent	0.11607	80,048	null	Bestshire	MO	Senegal	null	0	Low
31	Female	Bachelor's	Married	117,816	625	40,781	Business	Employed	9	Good	0.333798	null	4	Rebeccachester	GA	Singapore	1	2	Medium
36	Non-binary	High School	Single	null	654	29,002	Personal	Unemployed	6	Excellent	0.237986	246,015	1	Mcbridestad	AZ	Saint Martin	3	0	Low
32	Male	Master's	Single	64,508	null	43,840	Auto	Self-employed	9	Good	0.220554	195,365	1	Rubenport	AL	Iran	2	0	High
56	Female	Master's	Single	43,898	null	30,785	Business	Unemployed	4	Fair	0.31451	null	4	Grimesbury	OR	Antigua and Barbuda	3	0	High
30	Female	Bachelor's	Widowed	53,434	641	39,547	Home	Unemployed	18	Fair	0.354732	null	0	Lake Johntown	RI	Syrian Arab Republic	null	1	Low
49	Female	PhD	Divorced	43,397	688	15,931	Business	Employed	1	Poor	0.502034	null	4	Port Kenneth	MA	Saint Barthelemy	4	2	Low
19	Male	High School	Widowed	21,363	780	26,116	Personal	Employed	17	Good	0.352848	93,351	0	East Kurt	GU	Italy	null	2	Medium
20	Male	PhD	Divorced	null	759	40,714	Home	Unemployed	10	Excellent	0.532683	null	3	New Daisytown	MO	Bahrain	3	1	High
66	Female	Master's	Widowed	69,477	624	28,831	Business	Unemployed	5	Excellent	0.596996	276,062	2	North Cynthiabury	ID	Romania	1	2	Low
60	Non-binary	PhD	Widowed	89,939	667	32,468	Home	Employed	14	Fair	0.517544	292,885	0	Oneillmouth	NC	Uzbekistan	4	1	Low
43	Male	Master's	Divorced	81,457	735	38,875	Business	Unemployed	13	Poor	0.353685	75,357	4	North Kyle	WA	Saint Pierre and Miquelon	2	0	Low
57	Female	High School	Single	53,380	637	21,806	Business	Self-employed	9	Excellent	0.464111	121,734	4	Johnsland	TX	Chile	0	2	High
33	Male	High School	Widowed	null	724	31,082	Personal	Employed	3	Fair	0.268105	32,864	null	North Josephfort	PW	Moldova	null	1	Low
67	Male	PhD	Widowed	117,919	733	9,133	Personal	Employed	11	Poor	0.239366	89,755	4	Port Sarah	AL	Maldives	2	2	Low
18	Female	Bachelor's	Widowed	27,188	715	5,479	Business	Unemployed	15	Good	0.223911	285,093	4	South Thomasview	NM	Canada	1	1	Low
37	Female	PhD	Married	null	767	47,444	Personal	Self-employed	3	Poor	0.343721	182,606	2	Saundershaven	ME	Spain	null	1	Low
58	Female	Bachelor's	Single	null	745	47,178	Business	Unemployed	5	Poor	0.421771	297,030	2	East Robert	OH	Sao Tome and Principe	1	1	Low
41	Female	Bachelor's	Divorced	64,156	785	27,322	Personal	Employed	12	Excellent	0.554017	240,752	0	Lucashaven	AS	Greece	null	0	High
21	Male	PhD	Divorced	44,660	708	49,447	Personal	Employed	0	Good	0.154208	33,393	3	Roberthaven	NM	Colombia	1	0	Low
41	Male	Bachelor's	Widowed	29,854	736	20,375	Home	Employed	3	Good	0.439677	105,169	4	Rangelland	MD	Barbados	0	2	Low
61	Female	High School	Single	65,612	618	12,130	Personal	Unemployed	19	Good	0.489987	169,946	null	North Tina	TX	Liberia	4	0	Low
25	Male	PhD	Divorced	62,517	640	33,248	Home	Employed	11	Good	0.408947	263,109	4	Tracyland	LA	Mongolia	null	2	Medium
19	Female	Bachelor's	Single	112,501	698	null	Business	Employed	6	Fair	0.559214	78,343	1	East Shannon	IN	Saint Martin	2	1	High
20	Male	High School	Married	42,568	733	23,376	Auto	Unemployed	16	Poor	0.38684	149,078	4	Robertsmouth	MI	Zambia	3	1	Low
57	Non-binary	Bachelor's	Married	37,544	768	null	Personal	Employed	13	Good	0.357381	27,914	0	South David	MO	Liberia	2	0	Medium
64	Female	PhD	Divorced	68,226	608	27,084	Business	Unemployed	14	Excellent	0.376857	237,012	1	Hickmanbury	ND	Egypt	0	2	Low
53	Male	Bachelor's	Single	110,987	null	36,100	Business	Self-employed	5	Excellent	0.366567	72,823	3	Williamsfurt	TX	Rwanda	1	1	Low
52	Female	PhD	Divorced	109,086	613	26,899	Personal	Employed	0	Excellent	0.188653	37,402	null	Shanemouth	IL	Saint Kitts and Nevis	0	0	Medium
43	Male	Bachelor's	Divorced	100,048	null	37,389	Auto	Employed	7	Excellent	0.509376	97,930	0	New Anneland	ME	Belgium	3	1	Medium
52	Female	PhD	Widowed	68,298	740	49,269	Auto	Self-employed	8	Excellent	0.596606	null	null	West Amandaland	TX	Grenada	3	0	High
67	Male	Bachelor's	Married	57,790	675	12,449	Home	Self-employed	13	Fair	0.176444	null	0	Williamberg	AR	Equatorial Guinea	0	1	Medium
55	Male	PhD	Single	94,526	767	24,231	Personal	Self-employed	7	Good	0.48585	43,948	2	Derekville	MH	Syrian Arab Republic	2	1	Low
68	Female	Bachelor's	Divorced	117,012	735	null	Personal	Self-employed	10	Good	0.333709	71,720	4	Greenberg	UT	Netherlands	null	2	Medium
32	Female	Bachelor's	Widowed	30,040	646	null	Personal	Self-employed	12	Good	0.52376	57,042	4	Stephaniefort	MD	Azerbaijan	4	1	Low
30	Non-binary	Master's	Single	null	681	29,316	Home	Unemployed	5	Excellent	0.376394	299,842	2	Port William	NM	Cambodia	2	2	Medium
31	Non-binary	Bachelor's	Widowed	null	null	9,564	Auto	Unemployed	3	Excellent	0.463333	251,176	0	Mejiaside	PA	British Indian Ocean Territory (Chagos Archipelago)	null	1	Medium
25	Non-binary	High School	Widowed	70,511	661	26,990	Home	Unemployed	10	Good	0.545756	63,435	3	Erichaven	IL	Syrian Arab Republic	3	1	Low
30	Female	Bachelor's	Widowed	88,481	726	37,817	Business	Unemployed	11	Excellent	0.279277	159,449	1	New Crystalville	MD	Egypt	null	1	Low
58	Female	PhD	Divorced	88,348	735	32,256	Business	Unemployed	15	Excellent	0.587123	268,324	null	Daltonberg	MO	South Africa	4	0	Medium
25	Male	Master's	Married	60,332	632	46,875	Auto	Self-employed	4	Poor	0.532017	152,272	null	North Sherri	KY	Morocco	3	1	Low
26	Non-binary	PhD	Widowed	45,909	625	28,712	Personal	Unemployed	1	Poor	0.36418	180,675	4	Lake Katherinestad	NV	Slovenia	0	0	Low
57	Non-binary	PhD	Single	116,940	671	24,227	Business	Self-employed	1	Poor	0.183003	223,675	1	Timothyhaven	OR	Turkey	1	2	High
20	Male	Master's	Divorced	null	715	39,956	Home	Self-employed	10	Good	0.25926	61,821	null	South Joseland	NE	Barbados	0	0	Low
56	Male	PhD	Single	38,073	718	28,961	Business	Unemployed	13	Excellent	0.334122	190,766	2	Lake James	PR	Solomon Islands	2	1	Medium
31	Female	High School	Divorced	52,078	664	null	Personal	Employed	12	Excellent	0.313376	228,457	4	Jessicamouth	KS	Svalbard & Jan Mayen Islands	null	0	High
23	Non-binary	Bachelor's	Married	60,213	781	40,950	Personal	Unemployed	18	Good	0.506041	204,831	1	Port Jamie	MI	Yemen	2	1	Medium
27	Non-binary	Master's	Married	null	664	null	Home	Self-employed	12	Poor	0.244319	143,754	0	West Amanda	OH	Cyprus	1	2	Low
38	Male	High School	Married	56,820	771	33,357	Auto	Self-employed	17	Poor	0.318047	null	0	West Williamside	OH	Costa Rica	1	1	Low
23	Male	PhD	Married	62,747	null	33,535	Personal	Employed	6	Good	0.420222	45,344	3	North Rebeccaland	AS	Holy See (Vatican City State)	2	2	Low
45	Non-binary	Master's	Widowed	null	643	null	Auto	Self-employed	5	Excellent	0.559311	null	null	Adambury	WY	Austria	2	0	Low
64	Male	PhD	Widowed	98,513	604	41,077	Personal	Employed	3	Poor	0.364372	241,900	2	Lake Jacob	PW	Jordan	0	1	Low
39	Non-binary	Bachelor's	Single	46,627	660	22,951	Personal	Employed	1	Good	0.456067	null	4	East Nathanton	MH	Brunei Darussalam	2	2	High
65	Non-binary	High School	Married	64,258	null	6,047	Auto	Unemployed	7	Good	0.351874	186,684	2	Krystalberg	NV	Saint Pierre and Miquelon	4	0	Low
26	Male	Bachelor's	Widowed	89,599	709	null	Business	Employed	12	Good	0.509209	55,279	2	Port Cassandra	AR	Puerto Rico	1	0	Low
36	Male	Master's	Divorced	58,938	797	17,168	Home	Self-employed	3	Good	0.239069	200,905	4	West John	CO	United States Virgin Islands	3	1	Low
32	Female	High School	Divorced	39,332	631	39,518	Business	Employed	7	Poor	0.540098	null	2	Lake Jesusfort	MH	Lithuania	null	1	High
51	Non-binary	Bachelor's	Single	70,393	767	12,171	Auto	Self-employed	11	Poor	0.482287	null	2	Gregoryton	DE	France	2	1	Low
64	Male	Bachelor's	Married	66,764	null	null	Home	Unemployed	15	Good	0.261606	31,237	1	East Tracy	VI	Ghana	0	0	Low
43	Male	Master's	Single	115,898	666	6,271	Business	Self-employed	9	Poor	0.38165	null	2	West Johnmouth	ME	Vanuatu	null	2	Low
22	Female	PhD	Married	50,172	758	null	Home	Employed	8	Fair	0.19269	156,549	4	North Jennifer	NM	Senegal	3	2	High
29	Non-binary	Bachelor's	Widowed	27,504	708	34,876	Personal	Unemployed	13	Excellent	0.513289	218,701	4	East Jennifer	CA	Jordan	2	1	Low
55	Female	High School	Single	52,099	738	17,512	Personal	Self-employed	8	Fair	0.465197	172,738	4	South Michaeltown	NV	Vanuatu	3	2	Low
60	Non-binary	PhD	Single	116,753	null	43,428	Business	Employed	6	Excellent	0.432445	null	null	North Jessicaton	MA	Guinea	4	2	Low
25	Male	PhD	Divorced	47,419	639	22,276	Business	Self-employed	0	Poor	0.122142	143,934	null	Port George	AL	Sweden	3	2	High
59	Male	Master's	Divorced	69,831	629	27,900	Home	Unemployed	11	Excellent	0.155237	55,196	0	South Maryberg	MH	Australia	3	0	Low
32	Non-binary	High School	Single	23,671	621	26,622	Auto	Unemployed	13	Excellent	0.147078	null	null	Colemanview	RI	Western Sahara	3	2	Medium
32	Female	PhD	Widowed	101,897	706	22,239	Home	Self-employed	17	Excellent	0.49491	243,483	4	Mendozaton	AS	Bahrain	3	1	Low
19	Female	High School	Married	31,465	748	27,937	Business	Unemployed	17	Excellent	0.291905	177,417	1	Lake Leahchester	UT	Malaysia	4	1	Medium
25	Female	Bachelor's	Married	97,952	633	13,791	Business	Unemployed	5	Excellent	0.496846	101,415	1	South Johnborough	AK	Uzbekistan	1	1	Medium
28	Male	Bachelor's	Married	35,227	737	25,056	Home	Unemployed	8	Excellent	0.404657	198,360	3	Molinastad	OH	Tajikistan	1	1	Medium
26	Female	Master's	Single	40,739	692	null	Home	Self-employed	9	Excellent	0.432639	269,066	1	Barnesborough	IN	Switzerland	0	0	Low
25	Female	High School	Single	72,647	null	null	Personal	Self-employed	13	Excellent	0.519195	208,247	2	Gabriellamouth	MS	Slovenia	null	1	Low
58	Non-binary	Bachelor's	Divorced	68,281	665	12,839	Personal	Unemployed	0	Excellent	0.455221	217,848	1	Clarkebury	KY	Slovakia (Slovak Republic)	1	2	Low

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