def METHOD_NAME(db, default_account):
    return {
        "subject": f"Draft test at {datetime.utcnow()}",
        "body": "<html><body><h2>Sea, birds and sand.</h2></body></html>",
        "to": [
            {"name": "The red-haired mermaid", "email": default_account.email_address}
        ],
    }