def METHOD_NAME(
    monkeypatch: MonkeyPatch, default_app_env_vars: EnvVarsDict
) -> EnvVarsDict:
    """app environments WITH database settings"""
    envs = setenvs_from_dict(monkeypatch, default_app_env_vars)
    assert "API_SERVER_POSTGRES" not in envs
    # Should be sufficient to create settings
    print(PostgresSettings.create_from_envs().json(indent=1))
    return envs