With HDFC Corporate Platinum Credit Card, you can get 2 Reward Points for every Rs. 150 spent.
Your fuel spends, though not eligible for Reward Points, allows you to claim waiver on fuel surcharge. You can get up to Rs. 500 as fuel surcharge waiver every month, for fuel purchased of up to Rs. 5,000.
HDFC Corporate Platinum Credit Card does not merely give you a bill every month - it gives you detailed analytics, cost allocation details and expense reports. You can also get MIS reports on your spending any time from the HDFC Bank online profile.
You can save money on corporate transactions of flight tickets, hotel accommodation, and other services related to your business.
You get an accident insurance cover of up to Rs. 10 lakh on air travel and Rs. 3 lakh on rail or road travel.
You can access airport lounges across the world through the Visa and MasterCard partnerships.
There is no joining or annual fee on corporate credit cards.
HDFC Bank offers the Corporate Platinum Credit Card for the benefit of businesses/corporates. There are many unique business processes assisted by MIS, which is offered to the cardholders convenience. It has special features like expense management, integration on accounting systems and much more. Companies can offer HDFC Corporate Platinum Credit Cards to their employees for payment business-related expenses such as travel expenses and so on, that is approved by the management. The company will be responsible for the cards issued for their individual employees.
Enhanced savings for your business through successful negotiations with airlines, hotel chains, and so on.
Accounting procedures are streamlined by the amalgamation of transaction data from around the world.
Assists in integrating the prevalent accounting systems.
Assists in reducing paperwork and making reconciliation and compliance tasks easy.
With the HDFC My Rewards programme, for every Rs. 150 spent on your card you can earn up to 2 reward points.
Interest Free Credit Facility is available for a period of 50 days.
Insurance Coverage: The cardholder is entitled to an accident insurance cover up to 3 lakhs on rail or road travel and up to 10 lakhs on air travel.
Get complimentary lounge access at select airports. This exclusive privilege is extended only to corporate card customers.
Avail a 0% Fuel Surcharge Waiver across all petrol pumps, on fuel transactions of a minimum of Rs. 400 up to a maximum of Rs. 5,000. The fuel surcharge waiver will be capped at Rs.500 per statement cycle.
What is the cash advance fee that is levied?
The cash advance fee levied on the withdrawal of cash using your Corporate Platinum Credit Card is 2.5% of the amount withdrawn or Rs. 300, whichever is higher.
How is overlimit charges calculated on my Corporate Platinum Credit Card?
Overlimit charges are levied on the outstanding amount that exceeds the credit limit. The overlimit charge is either 2.5% of the overlimit amount, or Rs.500, whichever is higher.
From when is the finance charge on cash advance applicable?
Finance charges are applicable on the cash advance made, from the date of the transaction till the date of repayment.
What is the charge levied on outstation cheque processing?
For a cheque value of less than Rs.5000, a fee of Rs. 25 is levied, and for cheque value of more than Rs. 5000, a fee of Rs.50 is levied.
Are any charges levied on Foreign Currency transactions using Corporate Platinum Credit Card?
Yes. The Bank charges 3.5% as cross currency mark-up.
Do not opt for HDFC credit cards. They just loot customers with monthly finance charges when compared to other banks like HSBC. They may block your credit card once you use it upto its limit and ask you to make complete payment within 1 month. They dont even notify you of blocking your credit card or any communication. You cannot even redeem your reward points from hdfc bank. I strongly suggest DO NOT GO for HDFC credit cards. Instead HSBC credit card is far better in service and trustworthy.
"No hidden charges in HDFC"
Since it is a corporate card, I don't use to pay anything for having this card like service charges or annual charges. They were giving a offers differently. For some stores, they are giving 5% cashback offers on Groceries in online and offline. For movie tickets, they are giving 10% offers. I can swipe the card maximum of 3 times to get the offer. I have been using this card for 1 year. They have to increase the credit limit according to the financial year.
It was a awesome experience with HDFC for my platinum card service they provide me with good offers also the interest rate and fees and charges was fine with HDFC compare to others in the market. The customer service was prompt with HDFC it was totally a good experience with HDFC for my platinum card service.
Bad experience i ever had. Not able to resolve my credit card issue.On every call they promise to fix the issue within 48hrs which is always false promise.Asked them to connect to their manager that too didn't happened.Not going to refer to anybody.