This report and its Annex present the results of the research project “Promoting the contribution of private savings to pension adequacy: Integrating residential property with private pensions in the EU” led by iff, institute for financial services, Hamburg. Financial support by the European Commission, DG Employment, Social Affairs and Inclusion is gratefully acknowledged. We also thank the many participants and stakeholders involved in our work over the course of 2016 and 2017.This project has received funding from the European Union’s EaSi Grant Programme under grant agreement No VS/2015/0218. This publication reflects only the authors’ views and the Commission is not responsible for any use that may be made of the information it contains.