Hold on to your hats! Loan pricing is set to continue its past two years of steep increases, according to banks that responded to Marine Money’s 2011 Bank Survey. While basis point spreads are slightly lower according to the 2011 survey, banks are expecting the spreads their clients pay to increase by close to 100 basis points during the remainder of 2011. Of course that could be the bankers talking their book, because already spreads have come off the 2010 year highs, when 83% of bank borrowers were paying in excess of 200 basis points, 23% were paying over 300, and 4% were paying over 400. But even without any increase in the remainder of 2011, the spreads of 2006 and 2007 are distant memories.