The domestic coverage on your ministry insurance policies may not be enough to cover the exposure of sending individuals or teams overseas on short – term missions trips. Most U.S. insurance policies have a policy territory that includes the U.S., Puerto Rico, the U.S. Virgin Islands, and in some cases, Canada. Per trip policies are available to fill in this gap. We have partnered with insurance carriers who specialize in international travel policies and have a superior record in handling international claims. The policies are designed to protect the religious organization as well as all staff and volunteers who are overseas on a sponsored trip.