Instruction
stringclasses 1
value | Input
stringlengths 11
152
| Response
stringclasses 9
values |
|---|---|---|
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans Union is ignoring my requests to investigate and remove some accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have this company Drivetime calling me at XXXX and up to five times daily.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | BB & T should pay the penalties and interest of {$440.00}.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This is from Cheveron Visa. I do n't owe them anything.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am XXXX not XXXX please fix
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The debt was properly billed to insurance and it appears on credit report more than two times.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Unknown account listed I have disputed with no outcome please assist.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | inability to contact bsi
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | One of my addresses is listed at XXXX XXXX XXXX, XXXX XXXX XXXX. Year it is listred for I was XXXX at XXXX XXXX XXXX in XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I received a document that disputes the owner of the debt I am alleged to owe.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | SPS has repeatedly failed to process my complete loan modification application ( s )
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans Union is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans Union keeps putting incorrect information on my report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | not abel to log in to my credit scoor,
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am still waiting for the documents I requested.
See attachment.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I simply requested the reason why my score dropped from XXXX to XXXX. I was informed this information was not available.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Gla Inc. Repeatedly calls my cell phone every day, at least five times per day. Gla is XXXX.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Open XXXX charged me for a debt that is incorrect and would not attempt to resolve and debt collector will not fix.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Tradelines are on my credit report that are not mine.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Wrong Address also XXXX report had wrong year of birth also had myself listed as XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Debt is not mine and the Statute of Limitations has Expired.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Changed terms in XXXX membership rewards shortly after opening of credit card and paying {$75.00} annual fee.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The balance on my XXXX XXXX XXXX account was settled and should now be at a XXXX balance.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am a XXXX patient unable to pay loan due to unemployment.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX The following account above is not mine, and it is keeping me from getting a job.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XX/XX/XXXX XXXX The following account does not belong to me, and this is stopping me from getting a job.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never been or never will be XXXX XXXX, I have written to the agencies before to no avail.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX XXXX XXXX # XXXX XXXX VA XXXX Remove fraud alert from my credit profile
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Just today the Bank has called my number 4 times and it is only XXXX. I always make the monthly payment. One call is plenty.
Bank of America.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was a co-signer with a son in law. Wells Fargo.on a car.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Collection attempts still being made after chapter XXXX by this specific collection company.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Creditors are showing things that I have not authorized
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Also use my brother to threaten me if i do n't make a payment even as I told him that I am currently unemployed.
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIAN HAS WRONG DATE OF BIRTH AND YEAR.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My name is XXXX XXXX XXXX not XXXX XXXX XXXX
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Tried to get my report form transUnion and they wanted to charge me a fee
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | BB & T only makes {$100.00} available on next day availablity deposits versus {$200.00} required by Dodd-Frank.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Dispute was not handled thoroughly. Problem with statement of dispute.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | US Bank/XXXX changed the benefits on the card ( free night on award redemptions of two nights or more ), despite charging me a {$65.00} annual fee.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Name ( XXXX XXXX XXXX ) and address of XXXX are not correct. Seems as if someone at that address might have tried to get credit card
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | collecter violated fdcpa .... he has called a few times leaving very intrusive and derigatory voicemails on my phone
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | CMRE FINANCIAL SERVICES INC. I received the attached demand letter from CMRE for a debt I do not owe.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My yonger sister bad credit is on my credit.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Transunion is reporting me 90 days late twice. last reported XXXX 2015. This is incorrect. I have paid on time
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I received an active credit card from Wells Fargo Financial National Bank that I did not apply for.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX reported an hard inquiry to Transunion Credit Bureau on XXXX/XXXX/2015.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I requested my annual report but they seem like they comply.I have this problem every year.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Received demand letter from law firm stating I owe them XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I HAVE BEEN SENT A LETTER IN THE MAIL FOR A DEBT of {$38.00} IN WHICH I DO NOT OWE
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Can not retrieve my credit reportsuspect my Fathers son has used his social security number
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Disputed debt, failed to respond to Dispute Notice, continues collection efforts
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Unauthorized charges were approved to newly opened Citibank Credit Card account with the wrong cardholder name and cardholder number.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX XXXX, GA XXXX This address showed up on my credit report ... .it was a reported attempt at fraud that I caught in time.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | closed XXXX/XXXX/15, deed and mortgage still not recorded.
contacted ALTI SOURCE to find out why, no response.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have requested proof of how the following accounts were verified : 1. XXXX XXXX XXXX.-Account # : XXXX 2. XXXX XXXX # : XXXX ....
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | COLLECTOR FAILED TO VALIDATE DEBT AND HAS REPEATLY CALLED MY WORK AND CELL NUMBERS IN VIOLATION OF FCRA, FDCPA AND TCPA.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian is not responding to any of my numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX on my credit report should be deleted
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My US BANK home mortgage account is being reported inaccurately to credit reporting agencies and its impacting my loans and credit cards.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Company did not respond to letter of inquiry concerning improper credit reporting notification.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | CSD COLLECTIONS IS REPORTING AN ACCOUNT IN COLLECTIONS FOR AN UNDISCLOSED DOLLAR AMOUNT THAT IS NOT ACCURATE. ALL DEBTS HAVE BEEN PAID OFF
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian would not give me a credit report unless I signed up for their XXXX service. I offered to pay for report but did not want service
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Account showing as missed payment but account was placed in deferred status.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX collection agencies collecting the same debt. Collection agency refused to take partial payment
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Debt collector called my minor son and left threatening message regarding a debt I do n't owe.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX has placed a collection acct on my credit report that was previously deleted.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX can get away with identity theft to alter documents and sell that loan with the altered documents
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The company is calling harassing me about a loan I know nothing about. They threatened to contact my job
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Hi, I am not able to get my annual credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was unable to receive XXXX of my credit reports
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am Not the person they are calling for, there fore I do not respond to the call but they still call me Everyday
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My social security number was stolen to open accounts in my name. The account from Enhanced Recovery resulted from ID Theft.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Harassing calls and bringing up the past credit one bank with XXXX credit monitoring
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have disputed several times with XXXX and United Revenue Corporation. This account does not belong to me.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This was already paid by my insurance company and it 's still on my report.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Incorrectly charged a fee when making an ATM withdrawal
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I wish to add the attached document to complaint XXXX. As you can see, the cash advance balance was explicitly paid off on XXXX/XXXX/15.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I received a call at XXXX from Bank of America a voicemail was left about my account being locked and I am not a Bank of America customer.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Debt was paid in full yet Professional Placement services has left it " OPEN '' on my credit report.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The Statute Limitation on this account has passed.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian is not responding to my requests to investigate and remove the accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I FELL BEHIND IN MY MORTGAGE DUE TO UNEMPLOYMENT AND I HAVE TRIED TO GET HELP BUT THE BANK HAS DENIED MY REQUEST MULTIPLE TIMES WITH OUT ANY REASON
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | citi will not refund credit due me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have a judgement against my ex husband on XXXX bills that still show on my credit score. How can I get this off my credit score and on his???
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have sent Trans Union numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My mother is somehow added to my Credit Account. Shes lowering my credit score.
| Company believes complaint caused principally by actions of third party outside the control or direction of the company |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This bill was already paid by my insurance companies
| Company believes complaint caused principally by actions of third party outside the control or direction of the company |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | We have done everything that Us Bank has asked us to do and they still will not work with us. We have hired an Attorney and a Meditation Consultant.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The account is over the Statutes of Limitations and I have a bad credit because of this account. It is with XXXX XXXX XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | my social security its wrong
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have sent Experian numerous requests to investigate, verify and remove accounts from my credit report and they are not responding.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The Collection Agency has no right to contact me. They are not licensees of the State of Maine.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of america is referring me to XXXX and I never had an account with them
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never had a account with a company called XXXX. I have told them this on many occasions and they continue to say that I owe this debt.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is an apartment in my name but I have never lived there.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | keeps putting hard inquries on my credit report
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I scheduled automated monthly payments for my Dillard 's account. The payment were never processed and several late fees were added to my account.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The website stopped responding and now I can not get my credit reports. The site says I already got them which is not the case.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I tried to get my free credit report online. I was unable to do so. I fear someone is using my credit.
| Company chooses not to provide a public response |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.