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Void climbed the stairs up to the stage painfully aware of every eye on him. The whole school and their parents were gathered for the Show and Tell. And Void wasn't the best at public presentations.
He got behind the long table, looked around at all the faces and waited for the applause
to die out.
"Hi… I'm Void. I'm here to… I'm here to talk to you a bit about my dad's job. Well, my job
too. It's my daddy's, but I –" Void paused. He had referred to his father as 'daddy', and
was now painfully aware of it, and it broke his concentration, even if no one else seemed
to mind. He tried again, "I-I… well, I help too. Lately. I've been doing some stuff with
him."
"Do something!" A voice yelled from the back.
"Or get the fuck off the stage!" Yelled another.
"Ok… huh… so, my dad's Death, right? And his job is to take people who are sick or hurt or old and to vanish them from existence."
The crowd exchanged looks. On the edge of the stage, Principal Elaine frowned.
"So.. huh… anyway… here's a frog," Void fished for the frog in his plastic bag and put it on top of the table. He crushed it with his hand in a single movement, and the frog went 2D against the wood in a splash of blood. "And here's not a frog now."
The crowd went '*Oh*' in a collective gasp.
"But everyone can do that, of course," Void went on, still avoiding the eyes in the room. "My job is making sure that this frog really ceases to exist."
Void waved his hand, and a string of pale, translucent light oozed from the frog's dead body. It spread into a sort of transparent screen, like a hologram, just above the table.
"This," Void continued, as the whole room seemed to be struggling to breathe, "is all that composes this frog. All his memories, his thoughts and quirks – simplistic as they are. They're all here."
The screen shifted and changed in a slow dance, with blurred images of jungle and grass fading in and out of focus.
"So you see, even though he's dead, he's still here. And my daddy," Void paused again. "My *dad*'s job is to erase this, so that the frog can be truly dead."
Void waved his hand again, and the screen flashed and vanished as suddenly as it had appeared.
"There. Now all that this frog ever was, all it ever did, all it ever yearned for and experienced is gone. Disappeared. Forever."
The room didn't react.
"And it's going to happen to everyone. That's… that's what I do. I make sure you're nothing after you die. I take everything you ever did, all you loved, all you cared about, your hopes and dreams and I wave my hand and they're gone. Forever. So there'll never, ever, ever as long as there's time in the universe, be another moment in which you exist after you die. That's… that's what I do. That's my thing."
There was a silence.
"Oh my God! Yelled a voice from the back.
Then the commotion started.
Some people threw up. Others passed out.
Principal Elaine sat still by the door contemplating existence with dead eyes.
Professor Johnson yelled "NOOO!" and jumped out the window, through glass, and disappeared down the street in a dazed run.
Several younger kids cried, still in their spots, forever aware of their own insignificance now.
Void scratched his throat. "Anyway… that's it. Thank you, guys."
He walked off stage. No one clapped. Void felt bad.
He wasn't a popular kid.
| r/psycho_alpaca | post | r/psycho_alpaca | 2017-12-30 | Z0FBQUFBQm5tblFYVHpPOTNGUEQ4ZjdMYm5yQTJ3bC1fQWpmdEtBME1FdFRTMFVzcEZMR1N6U2VYU2thWHY0d05zT0NZUlZsbUVFaC1LN19rVkYyWXRjYXl3dUh5aGJ3OEE9PQ== | Z0FBQUFBQm5tblNFSDlUX0RxZUZmcGpmMmZlYjlCZUlpZXgwWDM1OFlOU29KVEhkR2VMcDdiMEIzRlAtR2p1TFZBS0xoWTRuVWJsbXowSllSeHZQaVJIMVFGSDRUSjRqeng4SzFjektjemd0blp2NUMybERCX3hjRWZybTV6QkNqSlUwQ2tUajBtNkFyVGd2SXlVbzFfbEx6NS1abjFiZkJlWGNocW8tNGlORjRZRHNYV2FHQ2puZmpFSk5sWjlDa0xGN0VpdlpLNGdCalVOYXQzWkdfU3BxYTdIdjY5TTVPdz09 |
SD| ` http://giostreams.eu/members/l1.html?ch23` | copy and paste link in your browser | Ad-Overlays: 3- Use Ublock origin for 1 | Mobile - No |User ID : sample | Password: wed1312 | | r/puckstreams | comment | r/puckstreams | 2017-12-30 | Z0FBQUFBQm5tblFYX2VXc21USXlpSkpSQlI5ZllpT1YwRDFjRjQ4ZmFkWHAxdlFfcmhWVlM1ajNBRW5LdmpTRC05X1FaX1JvTDFPMV9wZ29yNHNVV0lVcXAtcDNnclE2d2c9PQ== | Z0FBQUFBQm5tblNFYzQ4c2NyZkVqN1NabUlaY0Z0TWxPYlU2cGlpNzBGYVVjeVN1RGJjRnozbVFVZUpxaFNlMGhQeWNpMG9PaWpNcXpna09uWFlRYWtrM3ZyZ25BY1h4ZG9wVVJXbEY1Q3ZjREVnbW1kbkxOOXR2Q0pVbjRWMFBZX0hmMzNuVEdvdjVwX0VteDl2Um53ZzdnWlBJWDFnSVpWbV9MU2FNVlY4bzlVdWlIaWdKZ3cwbUI2NXVDcFE5ZnVqOHd5ZHNrc2dy |
SD| [ Finland v Slovakia ] (http://nhl.streamcartel.eu/s1.html?ch73 ) | Ad-Overlays: 3- Use Ublock origin for 1 | Mobile - No | | r/puckstreams | comment | r/puckstreams | 2017-12-31 | Z0FBQUFBQm5tblFYVzk1b0F5RjhlMTlVaDB2YTVLc0JhSjNSVDJFQXBjVHlwbmRFUXVvaHJGRmFua3NCZy1BaFZFQ185NE51Y2Q5SENIT3QycmViTEY0b19hLWRna29va2c9PQ== | Z0FBQUFBQm5tblNFNW5TYXpOdTBKMVRhY3NkQzBTRmdmaFE2b0ZGMkFQT01EZHZzS1h3U0R4TnlyWFQ5VEVrOExtM3FYYm44ZXZpWVd2U1dtOHhmLXZjRDVNcFdwVEQ5b1JtZVo5Rk1meC1GQ1dQLUFteEdLRzVwNldQcjZNTEo4Wk5DN25Bbmlyc2hLX2tPTjdMaXEyYktRNWFXM084cFg2b3FOLTM3U0FTLU9JV0EzTnRCOV96WWxFT3RfQVNCVHR6MVk3Vm5scW1p |
I was recently laid off from a great paying job. I ended up going through my savings with essentials (basic bills, car payment, and gas to and from interviews).
I’m awaiting the completion of a background check and have been told it may be as long as a month before it comes back.
That would be fine any other time of the year, but in my pretty desperate search for a job and paying for necessities, I overlooked my house taxes.
I need legal and non sexual tips on how to make $1,100 in a month.
Thanks all! | r/financialadvice | post | r/FinancialAdvice | 2017-12-31 | Z0FBQUFBQm5tblFYaFBHQThlZjhDajN5Zm9CdEdwVlJaQkFrYTAzNE9Yb2pxa2ttU0FqS1BKWVpRTmduUUlIUVVpQURNS0E1YXV4QWJtR1BxMVcxVWFCUndTMktpd0ExVVE9PQ== | Z0FBQUFBQm5tblNFNGxOOGNPdTExYkxWR08tWjE3NGNRWWhmSnZ3aTlVVWt5bnc3OGU0TWtNT1BhVllqckk4SGk2ai1xU3dQUlhjUGU0UXhzQ3dmQVQ4R3pJaGg5d2dRcC0zMHhFOUplaTNDVVZKdTBvR2VPTU5XRzZfa01sVU9LWTdYbm1EeXl5U3ZkRm1EUlpmMDh1Wlc4bXJua25iUWdCX2FNQ3VrQm9wY3dtUm5GR0Z4cDU2WmlCdGJKV002REV5X0FGejEwbUVzOWR4a3NQUkMxenAwTU1WVGRVNlNJZz09 |
I am wondering if anyone has any advice- my husband and I recently got out of a business we were sold (prior owner was fraudulent with her books) and we have lost a lot of money. Should we try to stay in our current home and renew our mortgage and extend the amortization to a point where our mortgage payments
Would be affordable but we would go into retirement with house payments forever (we are in our early fifties) or should we sell and move into a much smaller/cheaper home in a less desirable area? | r/financialadvice | post | r/FinancialAdvice | 2017-12-31 | Z0FBQUFBQm5tblFYLUJ4Q1psLXRISF8wVUdpbDNjT3dSX1RuQjg5UXBXTzAzU2dQbW9LYmJFUTZCZFo3YXdQck1nWmdoSWpWTjhsWDZpUUpFS2I1SFBjbWIwMjVfVVFEYnc9PQ== | Z0FBQUFBQm5tblNFZ1V6SmVHQ18yZTJHQVNLZkt5akRWU081QmJ4dUlYN24yTlcxT1pFSlV5dENLXzQ1ZHhXMmhaakJHQ0hsU1U2ZjFTUk9aNHpMRDJrdENWbTh3ZkFRU3lMdDNGQm5jbFo3ZjExYnRKaFRMU1BCSFMwVnQ4ZFdaSTRIVVBkWkxBeE1NS01TaTRNbUlCcEVTMXVKMEo5MUdZSzZNOXVfb2hyckxwcHVNVFBwMERZPQ== |
SD| [ Denmark vs. Slovakia ] (http://nfl.streamcartel.eu/s1.html?ch71 ) | Ad-Overlays: 4 - Use Ublock origin for 1 | Mobile - No | Flash must be enabled | r/puckstreams | comment | r/puckstreams | 2017-12-31 | Z0FBQUFBQm5tblFYbkZlLWRVb1kxa3VXMktsOVZLZHI4WGRZMlA4c0pZRUZQbVhvTXpySkFZTTdfdENlei1iVFlZcUN2cFV3OW1yZWF4elJDdm5uNmdjekI2WUg1MTEzWFE9PQ== | Z0FBQUFBQm5tblNFMWlCNHpNTzEzLVBrQlZRamY2dklacEktMXRWQ2RkSURuRnVMT3E0bzFYOGlzUVNMWnE1NGxkd2t3MjduQTdMOHA4SWQ2TngtanJSMmJwVC1veGJXUDVWNnR0Zmk2NlRIZlhjdGNGSVl0d2w3QS1PZmI1TEU3blMwYVlNczItOW5lRUU4SmFKTlFTeTFRbzZ6b0NzaUx5ZmNFZVhwcHd5NE5oNHRLTHRZWHMybWVWOWhrT0dkdWtNQkxiYmVPYXgtaF9JUlA5dG16RGhBWDlTdlJLNEVSUT09 |
I have $150 of my $350 rent due tomorrow, I have no other resources. I have a crypto portfolio worth $400 but I’m unable to withdrawal into my bank account in the necessary amount of time, what should I do? | r/financialadvice | post | r/FinancialAdvice | 2018-01-02 | Z0FBQUFBQm5tblFYb3V6TzBHX2IxdkhmQVpJNG9zWE9ZRThVLWlsLVh4ZjRMN3hDckxveUlDelFGSDZqTU90VUNiNzNCUkVwM1IyU01BNmNiNENDeVUyb0V0Z28yYVpYY0E9PQ== | Z0FBQUFBQm5tblNFSkVmdi05UERkblMzTzZxWHBLVzBETEdBOTgxWnljUDI4ZzYwOTFxdTlVZ0t4TVFOUnVHOWFqUHVQWGxDcHpSMF9MamNJZ0VOai15NGVxOFFTdmdIelFocE9uNHB3NkhnSWlVUXpsVzBfcDZ3NF91R3dTOVU4TFhIQ1lTY1UyM2RyWHZXV3Rfb3k2OUZQUlk2MmcyZk9JemlOMG5zZUF3b1ZNRlRTRWwtY1R3PQ== |
Re: https://i.reddituploads.com/f84fdafa61e94a65912af4329b172d42?fit=max&h=1536&w=1536&s=8f44399d555fe725e99a721c6eceb0b6
This car, for those of you curious, resides in Spokane Washington. It looks exactly the same and was spotted by me driving 2 or 3 weeks ago. It looks exactly the same. | r/drivermacgyver | post | r/drivermacgyver | 2018-01-02 | Z0FBQUFBQm5tblFYbklhcmpMTmkxQmEzaGFrZ2JfLThOX0tsOUJ5cXFZZEp5OFQ5UEFkNDFxNm1ocGQwTnFkbmdmRjlrdWY4VjhWUmtLVlBsOVVvemxmaEVYZnozS2hEQ1E9PQ== | Z0FBQUFBQm5tblNFcnNwZllhSTBwdWg4Wl8ycU56ZVJqZnlraXY1QmpxZTA4QjRLN19lb2huU1Nqb1dHc0FYczA4QkJJanBRZld2V1Rnc3c1NE43OFpfaGgwQ3JMNWpaak5MYjdkcGx3OXc4UXhUTFM2enNPS0VGMGdwc3pkZUpRNE54NzU1Y3FOVUtfZWxJcUQwNlg0ZmZERUlKd0F2bWRTcG5TMjJhRUpNOVp3RUNtekMzdlJBPQ== |
JMV Enterprises are officially consignee of Cafe Coffee Day (CCD) in Chennai. Also, we are authorized dealers of the fresh milk tea coffee machine to offer. | r/vendingmachines | post | r/vendingmachines | 2018-01-02 | Z0FBQUFBQm5tblFYRHFla0dvazdlY0RKZTN5Vm5EQ1hzeWgtaU5oU3RMbVVPMzdJVXhtVHB5MlhIMEVPb3dpT1RrZTdjTEttMDlyS2FkdkNreGZRZURxajhfOFBFdG9VVUE9PQ== | Z0FBQUFBQm5tblNFWERLVjVOSXFwU3BVbmoxZjRwMWo5Wm1vb3ZlemJMUGtxRDR4b3BDRlRWc2hHUkZld1NkbnA3WEd3cGcwS2cwYXl5VE9IRXFKd2k0Zkg2LXJmVmZJRlpHcjZBbG9mWXk2YTk5OXlyei1mQkpiRHpVaE1iTmt1WkdEQUdxOXYzOVBsNWhVUDc1dmMwcWZqQ0JweGpXbG1KWUZqTGt4TzJyY0xpTTN5TU9ZWFhEWmkydjNUOXkzYUJVbGphNFh0UEdU |
Wonder what the story is on ok’ grey shirt behind him - he wants that ball too. | r/unfazed | comment | r/unfazed | 2018-01-02 | Z0FBQUFBQm5tblFYX2NlQWJ3WTRPZVA1LU5BbFE3RkFlcFlxNEFJU2Q2VlNFM3VzeVMwV2ZvUndqZTYzOFNUV1VLY3I1LUwyZkR6Y2ZmU19ad3Iyd0VEQmo2OUl5d0FxSlE9PQ== | Z0FBQUFBQm5tblNFVzQ4R1FKelN6bmQwNXhWRWlCSjhQekdCQUYtMUNQaWVLYThWa1NsaGpXc1BDLWpCNkU1b011VkVtU3B6clc0QWN4ZGlobUk1d2R1UHpGUmRpbmVnWWdockNwUndiUm54dzZMOUtLRnlBSEVUX0wzbUNDNGlBRWZDOVF2bDU5MktCOXVOcml2TmdKZUZCbUxzZzdHTXFXaEJKa2syRWkyR1YwWjk0RzlmNkprZVpmSzFOck9UY1lVN3dxUlVqTDEzaUNsNGlJZm1JMjBNN1VlQlZzX0lndz09 |
To solve a problem you need to know the problem.
I've met people who've explained their struggles. Talking with a peace corp today he exposed me to another complete set of challenges that I'd never thought of.
The thing is, some of them seem readily solvable by emerging / existing technologies. (In one case a group of friends spent all day loading lumber on a man's truck and were then paid one-tenth what they'd been promised. This is potentially solvable with a combination of trustless blockchain and verifying AI.)
Is there any group/collective/website that identifies undeveloped / developing countries problems per region and makes them publicly known? Specific problem sets are preferred. | r/thirdworldproblems | post | r/thirdworldproblems | 2018-01-02 | Z0FBQUFBQm5tblFYVENQQXRCTUNWbFRENE52STIwU1R5ZjJXakwzaHlWRFk2dDEyUUgxekZOdWJVQ1ZIb3JYLXRCSUNvWXJXZ0VzMlFDb3FxZE5CbjFzU0xhNm1NbGlNNmc9PQ== | Z0FBQUFBQm5tblNFQ3RaNGZLOF9LeldENmlJekprM3U5dlZZTVZ1YVJFNzlNZ2ZJVksxWVBLYnpZcnZQRlVZWmlhV1o4TUhTX09qcGhJODNGa3hMOTVwY1R5ZUVEbTAyT2VjNDRlQ2xCOU9aNXo2d3VUcEdIOVFsS2plbVZ0TmRjSHNqX2p0UWluSS1ZUHhfZk43TGpMYWw4V2Y5el9iN3BoNFVQY0xqdWlYbWtvWVpyOWNQMmJ6Vm1XX19sVnVmNi1aT2R4UlEydXZCbWxxamM0RFJzcFlTbzl5NEZsZW9KQT09 |
Usual disclaimer, I'm on mobile so please excuse any formatting issues.
I posted a few months ago about my financial situation with my fiancee and our desire to purchase a house and received some great feedback about down payments and some resources about getting out of debt.
I have some additional questions about home ownership.
TL/DR:
What are the approximate costs associated with purchasing a home, other than the cost of the home itself (i.e., inspection, using a realtor, closing, etc)? The bulk of this post is just a bit more of our financial situation, as someone commented on my last post that more of our financial situation would be helpful.
We both make about $75k combined per year. This is subject to change in the next few months, as she's looking for a new company and will be making $50-60k per year on her own (I'm at the $33k mark and also looking for a better paying job).
Currently, we have some debt but have been working to pay it down. Not counting student loans, we have $3k in debt. We'll have $1k paid off in the next month and aim to have the remaining $2k paid by spring, especially if she gets the job she is interviewing for tomorrow.
We've been able to put more into our savings, finally, and aim to put $200/month in savings. More if we have money leftover at the end of the month after bills. This is our joint savings. We both have individual savings as well. Additionally, when she steps into a new company we will be planning to double our minimum savings per month and keep the same cost of living so that we can save more.
We plan to buy a property in 12-18 months, ideally around when our lease will be up. At the rate of saving $200/month, we're looking at $3600 in that 18 months, that doesn't include what we have saved already, and if we stick to our budget as strictly as we intend to and I believe we can, we will also be putting an additional $150 -give or take- per month into the savings. And we've requested that no one buy us wedding gifts for our wedding this summer but rather that they gift cash value to go towards a downpayment.
We're aware that it's not the ideal to step into ownership with almost no savings after a downpayment, however, we are beyond miserable in our housing situation. Our neighbors are loud (I have some posts in another sub about that), the property is falling apart (literally, the gutter on one part of the building is hanging off and down to the ground), and even if we downsize to a smaller unit, we'd pay about the same price due to the soaring housing prices to rent in our area. Even with home insurance, taxes, etc., every calculation we've estimated will still be cheaper than renting in our area and we can save more. Right now we are in a very negative cycle with being unable to save much due to the cost of renting.
Rent costs us $1500/month (this is a lump sum including all of the utilities).
Car payments and insurance cost about $700/month combined and we are downsizing to one car come June. We've been advised that the end of a quarter is the best time to refinance, which is what we need to do for our specific situation (I own, she leases, we need her on my car loan to take my cosigner off the loan to get a better interest rate). Once we downsize, our cost will be around $450-500 per month based off insurance quotes we've received.
We have a budget that we've been trying to stick to and are looking to save in any way possible.
We've decided that we don't necessarily want to spend 7-10 years saving up a downpayment for a $300k+ home and pouring money into rentals in the meantime and have made the decision that we may go the route of a modular home. A town 30 minutes outside of our city has several very nice multi-bedroom modulars for sale in a price range we believe that we can do, at $70-100k. And it's a much better school district than the city we live in, plus a safer community to eventually have kids in.
We know modulars don't have the resell value of a house. We've weighed our pros and cons. Ultimately, as a same-sex couple, we want more ability to save as much as possible, both for retirement and to eventually adopt. We're ok having a small home with a small yard for a decade or so and selling off at less value than what we spent on the home if we have to. This isn't an investment for us, it's a desire to get out of renting and having no control if something goes wrong. Yes we have to pay the cost as owners, but at least we'll know it will get done (i.e., we have mold in every room and the property owner knows and told us to deal with it). We are looking at houses, but there aren't many in our price range (our max is $250k but within an hour of where we will find jobs in our fields the market is sitting at mostly $350k and up).
Besides the cost of whatever home we settle on, what estimated costs should we be planning to take a loan out for?
For example: We know that there will be the cost of having an inspection done, of using a realtor, and closing costs. How much should we budget approximately for those things when we look into the amount we need to take out on a loan?
Please do not comment if you only have remarks on not buying modulars or not buying until we have significantly more savings. To put into perspective, we live in a large PNW city where we are being quickly priced out of our area and we need to be in this area for the field we both are in/are attempting to get into. While ownership comes with its own costs, we've done the math and talked with friends who have bought in the area and the cost genuinely will be less than what we pay to rent, for more space.
| r/financialadvice | post | r/FinancialAdvice | 2018-01-02 | Z0FBQUFBQm5tblFYbmVBbFo3NXN2X0x0dzM3RWZVVnBnMUZIS001Nm5fcmIwYUZEcV9vR29zMXdtZGtxOHhHMVNMTno2RF9wS2ZtRTVZeFBodEhkeEJRaVJrSk5mbV9DWUE9PQ== | Z0FBQUFBQm5tblNFYVZzeVhpMDZlV2RKblBKaHdSUWRsb04tTDdlbEs4Q256UkJMWVNja1BqQlpCblV1Q3RYaE85TTNoZzNGclEzUGYza2N6dTRzdkN3NGduM0tOenljRlJRTFhucy1oR1pQRnA3Zm5lb3Z3Sjc5T3h4TWlEQ3FpWnF0RnJvb1NQdEZldjZVLVMwbmk1OEc2a25jT2c1TEdGSGF3SXVqY1E1MkdYUHhLekRqZ3dVPQ== |
Age: 25
Status: Single
Annual Income: $80,000
Job: Self-Employed
Avg. monthly living costs:
$800 / mo apartment
$300 food
$300 electricity/internet/cell phone
vehicle paid off
$100 gas
$300 insurance
$50 pet
$100 personal care
$200 entertainment
No loans
$200 accountant
$250 misc
How would YOU invest for retirement?
How much would you invest annually?
Which vehicles would you use (Roth IRA, SEP, etc) and how much in each? Why?
Which asset management firm would you use? T. Rowe Price? Fidelity? Other? Why?
Cross-posted | r/financialadvice | post | r/FinancialAdvice | 2018-01-02 | Z0FBQUFBQm5tblFYa19RQ3dNdXVqYUFSNkNxVXRHa05tT0x1THFxbl8tRVFIRXM2Y2lTbEFoU2lhNzFaQ2hOV1ZOdXgzNzlFdGZfYlp1VVBueDV3MGZnQzRWTW5fUVhuWlE9PQ== | Z0FBQUFBQm5tblNFcWljTlpZT0QzM3cwNVg2SjRJejBhbmx5ZmpxV0lad1IzckN3blBhX2lYc0N0dzV2alFzc3NLWGRBS0k4OWNqczBwNFNMQXhUWXh3dUVCTmFMOHU2LXdnWmdvWXJqVjNkekpKaVo5THFOTzNQMjFlZHVGUXFxMHVMZlF2M2g1V2lfeS1lY0VLY3k3RVRpT1RkbVBiM2xhTGdsSlVnM1FCWHhKWEdZc2EyRGx3ODBQcHZjSlhaaEhiaEVaMWlyU3BVNHg0eWhyQ05VMVVISDJwU2ppMDlNdz09 |
Reported for spam. Fuck you. | r/unfazed | comment | r/unfazed | 2018-01-02 | Z0FBQUFBQm5tblFYOHRNM1QwU3Z3c1p0QnBTNTFTLWpoaEV5SVd3dWlOZDIwRGRhRGZYclEtRF9IM0hWWDJtMzJxRlhGNjNUZW9Mb0lDem5jWEFIWHZxVGM4NjlsVkVHcFE9PQ== | Z0FBQUFBQm5tblNFbGxrbXktMU12UVlGVW1ObnJiN21VWlBOQVpHMUZRZDlXRnVVZ2x4ODVjSUF1blVFcm9MS1JQa1FWNEFuYzRoSS13RjFOTnhwTVoySV9sczdPeTdBdnFkTjdwYTZnY0xtVjdJeTdhbWJhcnVPVmlvUUlfWWtCWkRXU29aY29KSm0xS0d2aDhqYkFqS3dXZnBaeDdEOV9FRnRUY1g4NkR4YU1qdFhHNU5FLWRWUjhrRDc4dTVPMmRYeThJVjIxblZBajZZWXZqLUJXUUp4NUhZNm1KYkxTUT09 |
I've been talking to them. Just curious if anyone decided to jump on their business opportunity?? If so, please share experience. | r/vendingmachines | post | r/vendingmachines | 2018-01-03 | Z0FBQUFBQm5tblFYcDNxZDExUmh1cFQteDFjSnJwbjVWQ2NPVVNvbGlUUXFubDRvRGRwYjVKeThhbVktdnNkZlFEczN0aldPNnpxSkJlTS1WRDlRSkZBSXFXVjNNakpOcGc9PQ== | Z0FBQUFBQm5tblNFN1paZEVxNTZ4SkhYLUFNYTlGV2dZR09kSERWRDJ1b3dBVHhnc0xJZlB3a2NVeF9ZV2NKdUN1NGpHN1lRNUxrelhXeXRDaTRMODBNanV5ZVYxTXJIUzZEd1pqNlNBR0FJQkNtRVVXNGo5dDVYRXV6aDJ3d0NEQWpFNUJhU2RabFZ6SXBxYUtkYmZ0OGxzeWFJT083REdsQkpUTmR4dVNXMldMZHRJQVYzVUc2b1Fkd1BoTUM2WE5MMVVreE1qQnNRT2c1eGxBY0wzVnVfY3pHTUlMVnR1UT09 |
https://imgur.com/gallery/iN3yG | r/fictionalfloorplans | post | r/fictionalfloorplans | 2018-01-03 | Z0FBQUFBQm5tblFYWFpiLVJqYk00cnRLdUxySElYOGIwTk0yRHpFZjB6TTY0NHJJMHo4eFBvSEF0SFJ0LTd5TExhcFFiSGJnMVhQdEYzUVE5djhmSkJkQlFVaWlyM3hwVnc9PQ== | Z0FBQUFBQm5tblNFZnFVSG9ZS2VqaUNLbUllVDBRWF8tYzRuQWdYcXlwejR1c2JBSjdMSWVGeVIzYm9VS1JsMXJaMS1rbzRJMmlMZEV5YlhVeVJBaE1WLWVZVWoyYU40eU9hOTYyWEZFWUtGbEpnRDJaajdRd245Yjd4ZURDbzgzNlIwNXJWRFdxZmx2RmVqU3diaUJoa0dXdkphNlBldHFyOF9nTHV1c3hhZUF5UG9OanJEQkpJeGRsZ1NYV2tnVHRNOVUxMl95alFOb2NjQUhPWW1SNER3NFJFd0oxRjh0QT09 |
#Preface
I eat plant-based and cook only for myself (yay, living alone!), so this plan is made for only 1 person. Everything will render 5 servings of each meal, so feel free to double everything for two, and so on.
I have an instant pot which cuts my prep time SIGNIFICANTLY, so I made literally every single meal in it. However, everything is totally doable without it. The default instructions will be conventional, but I will add instant pot instructions at the end.
I am from Peru and I came to the US when I was 12. I was really craving the flavours and dishes from my childhood lately, and I was hard stuck on the lentils my grandma used to make when I was a kid, so I put my skills to good use and recreated them in my kitchen. I hope these recipes inspire anyone looking to try more plant-based meals. I am a fairly seasoned meal prepper, so if you have any questions, go ahead and shoot. Also, sorry for the lack of pictures, my phone's camera is NOT cooperating recently.
#The Meals
Here's what you'll make:
* Breakfast: **Apple Cinnamon Oatmeal**
* Lunch: **Peruvian Lentil Stew with rice**
* Dinner: **Lazy Mushroom Risotto with Seasoned Tofu Steaks and Golden Roasted Veggies**
#Grocery List
I've included my prices for reference, but everywhere is different. This isn't really about the dollar amount, it's about eating cheap, healthy and wholesome food. I did not include seasonings and oils like olive oil, paprika, salt, or thyme. Check each recipe and see if you have these things before you go shopping.
* 1 shallot: $0.30
* 1 head garlic: $0.50
* 1 red onion: $0.80
* 1 lb baby carrots: $1
* 3 tomatoes (or canned diced tomatoes): $1.30
* 2 lb zucchini: $2
* 2 lb baby potatoes (or regular, if desired): $2.50
* 2 bell peppers: $1.30
* 1 bunch parsley: $0.50
* 1 package of crimini mushrooms: $1.50
* 2 lb apples of choice: $2
* 1 carton of mushroom broth OR 5 dried mushrooms (to make your own broth): $1.50
* 1-1.5 lb dry lentils: $1.20
* 1/2 lb arborio or short grain rice: $1.00
* 1 lb jasmine rice: $1
* 1/2 lb quick oats: $1
* 2 blocks of firm tofu: $3
* 1/2 bag of frozen spinach OR 1 bag of fresh baby spinach: $2
#Planning & Setting Up
**Step #1**: Plan your cooking. Preheat your oven - the roasted veggies are likely to take the longest to cook, so it's a good idea to start with those. If you are making the mushroom broth instead of using premade, now's the time. To do that, boil 1 cup of water per dried shroom in a pot on med-high heat, covered, for around 10 mins. Super easy, and you can add those shrooms to your risotto later. For this prep, you'll need 5 cups. The lentil stew is probably your next best step since it needs to simmer for around 30 minutes. From this point, you can do things in whatever order you like. As long as you can keep track of what you're doing, you can make several things at once. You do you.
**Step #2**: Wash, chop, trim, and prep all the ingredients. Baby potatoes? Halved. Zucchini? Roughly cut. Tomatoes? Diced. Same with the apples. Red onion? Diced. Shallot? Finely diced. Same with the garlic. Tofu? Drained and sliced about 1/4" thick. Baby carrots? Eh, those are fine the way they are.
**Step #3**: Set up your stations. Get your pots, pans, and utensils ready. A large pot for the lentil stew, a large skillet with a lid for the risotto and the tofu (if you don't have a skillet with a lid, you can make the risotto in a pot), a medium pot for the oatmeal. One last pot for rice.
**Step #4**: Execute your plan.
#Recipes
###Apple Cinnamon Oatmeal
* 2 lb apples, diced
* 3-4 cups oats
* 8 cups of water (or plant milk)
* 1 tsp cinnamon
* 1/2 tsp nutmeg
* 2 tbsp sugar (or sweetener of choice)
* 1 pinch of salt
* toppings: chopped nuts, hemp hearts, ground flax, chia seeds (optional)
1. Boil water. Add oats and everything else to the pot and mix.
2. Once the mix thickens, turn the heat off. Don't worry if the apples aren't cooked all the way or if it's too thick - you can add more water when you reheat it.
3. Let it cool for a few minutes, then divide into jars. Top with optional toppings (these add more fiber and nutrition).
4. *Instant Pot: Add everything to the pot, stir, cook on manual high pressure for 4 minutes, sealed. Quick release at the end.*
###Lentil Stew with Rice
* 3 cups of jasmine rice
* 3 cups of green/brown lentils, dry
* 1 red onion, diced
* 6 cloves of garlic, finely diced
* 3 tomatoes, diced (or canned diced tomatoes, drained)
* 2 handfuls of parsley, chopped
* 2 tsp cumin
* 1 tsp paprika
* 2 bell peppers, diced
* 1/2 bag of frozen spinach
* 8-10 cups of water or veggie broth
* salt and pepper to taste
1. In a large pot, heat up a tablespoon of olive oil and sautee the onions and garlic. Once they're fragrant, add the bell pepper, parsley, and tomatoes. Sautee until the bell peppers cook down a bit and the tomatoes are mushy.
2. Add the seasonings, lentils, spinach, and water. Stir and bring to a boil, then simmer uncovered in medium heat for 25-30 minutes, or until the lentils are tender.
3. Meanwhile, cook your rice according to package directions. Divide evenly into 5 containers along with the stew once it has cooled.
4. *Instant Pot: Follow same instructions for sauteeing inside the pot. Add lentils, seasonings, and water. Stir. Cook on manual high pressure for 15 minutes, sealing. Quick release at the end.*
###Lazy Mushroom Risotto
* 1 shallot, finely diced
* 3 cloves of garlic, finely diced
* 5 cups of mushroom broth
* 8 oz package of sliced mushrooms
* 2 cups of arborio or short grain rice
* 1 tsp soy sauce
* 1/2 tsp dried thyme (optional)
* garnish: fresh parsley
1. In a skillet, sautee mushrooms with some olive oil until they are browned and have released some moisture. Add shallot and garlic and sautee until fragrant.
2. Add the rice and soy sauce. Sautee the rice around for a few minutes, then deglaze the pot with 1/2 a cup of the broth. Lift as much of the brown stuff on the bottom of the pot as you can.
3. Add the broth, thyme, and a tablespoon of olive oil, stir, and simmer at low heat, covered, for around 20 minutes. Keep an eye on it. If needed, simmer a few more minutes until the rice is completely translucent (no small hard white bits on the center of the grains).
4. *Instant Pot: sautee and deglaze in the pot as instructed. Once the broth and everything else is in, cook in manual high pressure for 7 minutes, sealing. Quick release at the end.*
###Seasoned Tofu Steaks
* 2 blocks of firm/extra firm tofu, cut into 1/4" thick blocks
* paprika, cumin, salt, and pepper to taste
1. Season both sides of each block of tofu with paprika, cumin, salt, and pepper.
2. On a skillet, heat up a bit of oil in medium high heat. Once it's hot, cook the tofu steaks for a few minutes on each side until slightly crispy.
###Golden Roasted Veggie Medley
* 2 lb of zucchini, roughly chopped
* 2 lb of baby potatoes, halved (or regular potatoes, roughly diced)
* 1 lb of baby carrots
* 1 tsp of turmeric, salt and pepper to taste
1. Preheat your oven to 425.
2. In a roasting pan or lined baking sheets, lay out your veggies. Season them and add some olive oil. Mix things around to coat them as evenly as possible.
3. Bake until fork-tender, around 30-40 minutes.
4. *Instant Pot: In a bowl, season and oil your veggies as evenly as possible. Sautee the veggies in the pot for a few minutes, moving them around. There's no set time for this, just until they get a bit of colour, if you want. Then, add a 1/2 cup of water and cook on manual high pressure for 7 minutes, sealing. Quick release at the end.*
=====================================
So, there it is. If you have any questions, comments, etc... I can do my best to answer. I hope this helps!
| r/instantpotrecipes | post | r/InstantPotRecipes | 2018-01-03 | Z0FBQUFBQm5tblFYSUdpdDVsLXdSS0lHWDltcVIzQmFnSUY2VFl3cktPWXlqb29qbDViLUd4d1ZLYlRRbmtrVzZxaS1nN2JVSnFncXJfX1lmbHQxb2dtMUFmUDFGOG0wRnc9PQ== | Z0FBQUFBQm5tblNFcmlidkdOV1liUkc3dml0M2JqdENMV0lmclVlMVA4T2JPdHRhcGFXYlZ1LXRmYVl6N2VWNWxVY3h4bmZDTWF0QldPRVpKR0Q0VmJuU1d0czhoNDdjaHpNTUx5UGFLRE1GUFozenhBQnoyVUhhQTlLNGctdGdYTHVrZndUZTR2RWU4ZXZrOWlONUd2Q3JCY0xfcTQ2VmZnaW5HZ1NSNUdMYmd6X0N2TUNNNlRLYWIwZ0kyemV3eUxqZ3BFSTd1WWN2VG15UXZmSEQ2Tm5GN3dFVkIzTnZBdz09 |
Hey everyone, While checking in for a flight, I got an offer for the Amex Delta Gold card with free checked bags & priority boarding. I went for it & was approved. But for some reason, Amex couldn't issue the card numbers immediately so I didn't even get the benefits. Now I've got this card that I don't want with a $95 yearly fee that I really don't want. I haven't activated it yet. Does it make a difference to my credit if I cancel now or should I keep it for the year - before the fee kicks in?
thanks a lot | r/financialadvice | post | r/FinancialAdvice | 2018-01-04 | Z0FBQUFBQm5tblFYOUtfbmRPTERzcWdwTHJ1Yy1DaUFjRWxiY3o2SGtFS25aRlBLMmEtNTR5NWVwaTZoaTdiQUNHMUNWeWp2bnNKb3FCNzhnZGU5VHBXbFRNaHk4dmpwb2c9PQ== | Z0FBQUFBQm5tblNFSU9BNjY5TzJER3BHWUM3UmJoZ3RhbU5KVm0yZWY3REg0eU5lMmpPTlBRRXc4SmtRR3dTNmtjWkUtSjhGTWxOZDA1bGtEQ2gtNUNoNVV1ZHpmVVgzYkhJU3didXp0SEpfdE01S2E4U2VXOE9McTV0ZVFxUl9tS1gwSVpNanV5SWplZHA2cWFvaXgyU0pvYXFOMEl6dEF6TVU2MVFHczM5bC12eFhPMWR4N1VhckV1d1ExZm1PcENTcHFJTTRlOXJ4 |
But why he screm? | r/screamingfish | comment | r/screamingfish | 2018-01-05 | Z0FBQUFBQm5tblFYb1VpbTBuamc2Nno2Qm1xbnF6YV9hS3lHUjF2Y0llM0JJRTJYY1FDdUEtaVhxVWtBMDYzSHhDc0syNUVYUTA3Ty1BUGI3V2JMMDJUNndGdktOY1hDamc9PQ== | Z0FBQUFBQm5tblNFbnhLM0RzTFRxWWRvYTZVbHNEODF4OUw3dTVoMmhCa0hudmp3bmVHWWxDUmhrcE5oN0l0c0UtU0RfVjN0NDQ5akI5NG1TX1NVOVdPMlpFcFRqRGEwS0ZZbURXeXgzbTRqV1c3T2wtVVMxSldIMUM1Q1RnckZBRnV0Rl9MQS1JR1ZYTUltSVdaa29wcF9Rc2ZlR0hMOS04NlJYc2diNmY3TmVXLTNnY1FyYTF2TzNnS2pRWl9WRkN1cm9BNDJMVFBBTW9RdVNsbW9vblhfVGtvbVhhQi1MZz09 |
My mom is 75 and living on a fixed income. She has $150k in a savings account giving her a whoppping $7 a month and $100k in a wellsfargo brokerage account that seems to be doing nothing. How can she invest this money to get a steady monthly income out of it? She isn’t struggling to pay her bills, but her bills do take up all of her retirement and social security checks. | r/financialadvice | post | r/FinancialAdvice | 2018-01-05 | Z0FBQUFBQm5tblFYSGZPZnVkV2VoZ2RMOFFwYVlYanVqdjBIeWU3NEhzek84SXAtZnRiU29WakowSDl6d3FzY3M5a1ZJaXE0UHJCSUtIaGhremduM0ZqVWVWZE1OS1VWeVE9PQ== | Z0FBQUFBQm5tblNFOFZ2TGZhMWtEX1VVaW5JQU9yN2RvOUZOZEdIUG5MSkZtYXNUVGF3Z1VMZFdOZWdKeEpVNy1najdPWU50TGY1T3AzN2o2a29wMjQtMThKZnZma2QxWFpRRTQxdTcyVGVrZXdhdHBUWmRULVVaOWpIZDJveUtkZDZiUFJzN3R6aHRsMk1DRjZzMUNSNEtob3FjS1NURGRMR1duN2JnZ2VBWTNFSWp5ZkdmZU1VdXNEbzhINmhOQ3RhOTBCbHNNNjlId0RnNmY1YkRiU0hJWWJobi1uaTFBQT09 |
Ingredients for Punjabi Aloo Paratha | Quick breakfast recipe | Easy Breakfast,
******************
3-4 Potatoes medium (boiled)
4 big cups wheat flour
1/2 small bowl clarfied butter (Ghee)
****** To be mixed *******
1 tbsp red chilli powder
Salt as per your taste
1 tbsp fennel seeds
1 tbsp Garam masala powder
1 tbsp Coriander powder
1 tbsp Amchur powder (Dry mango powder) | r/minimeals | comment | r/minimeals | 2018-01-07 | Z0FBQUFBQm5tblFYakZjS29oSUp3aUQzTzg2Sm1RbEtkbkc5N3c1ODY4M0EtOGZZbmEyX0lSU3hxRFc3NlBGa19EZDBOUTlQM0VGOWs0azBxTEJLRHpWYTMwQjJIbm9FNEE9PQ== | Z0FBQUFBQm5tblNFREZyTFRzSGdPN3dXb2ZWczM5cXQtTG5Hbm9tYzJJdUxSMGpPQTMwcXo2dDZQWkg4Y2JRMUdkQTktdV9VU1BGODkwb1hLR2NqZUZMTWtuTlR3VVRjWXNfVWJFUjRDc1Z0bUJEb1JqOUxpWkZZZEdoNzdRc2wyRFlEeTJ1aG44T0ExT2lDSVRaTmh5SXlpUkN2NWlnZ0l1Uy1fbE1xNUc5T2VaOU03WnZGemtBVzRRc1RjMUUtZTY5aTRPYXF2cUtvRlROcWtuLUM2MTNvOEVwcVlGOW93dz09 |
Hey guys,
So I jumped on the Sync and redownloaded all of the files, but when I get to the tanker crush (2016e03) at 22:23 the file just stops.
Anyone else having an issue? Anyone have a working file? | r/smyths | post | r/smyths | 2018-01-07 | Z0FBQUFBQm5tblFYTnJGY3JpcUlMQlBmbTlCclpmcXdnUDdqS1NHQ0tER3N0VV8wbzJqb1pCY29OdkdYV19relVodW5xYUJRWFYwcWRYSGlieWo3X3VWUVBPcm92OG9VMnc9PQ== | Z0FBQUFBQm5tblNFM29NLTVSb2IxZG91ZTdfV1FZbk4xQjdDN2h6X0ZWYUhZc0RrZmUwQmFSWHFZU043LW5tcVVkdkI4SktDQmoxT1VXVFJQajExemkzUXZNY0xlNDVWTlM2UWF6SE9fbmR3MjhnajRBS21aZzlrQTBXcXZYNkMzM0d5dk9HQUFleWRFcXNfcEFTR3pSYllGeFEycmJjUm9aR1BNaHd4czRxT2FRNzRfUGQ4dDJvPQ== |
I was just watching an old episode where he referred to an extra video available on the Patreon. I realized "oh right, I wonder if that's still available?" I went [there](https://www.patreon.com/pbsideachannel/creators) and found it seems pretty vacant. Is it indeed gone? Is the content anywhere else now, or just gone forever? | r/pbsideachannel | post | r/pbsideachannel | 2018-01-07 | Z0FBQUFBQm5tblFYalB5M2Q2VXppVlM4a3IxLUZ2akRiQ21vRkszeG5wZ1ZadWttem84NmJobXc3QVBJU0ZoR0gyMXQ0Z2NtLXNrQ2tPQ011dUlXOHkzVUZOb0FqTEg5ZFE9PQ== | Z0FBQUFBQm5tblNFTVhoUE4xWFhJWS02UTNFeG95V1RmZXJNZzBXRGo5djRvYjZGelNqTU9uWkRIOG1HWDZwQVN4d2lEaVRSak5PUFE4VGhNWXBrUmpMNTZDRFJLT0t0cEhTbGpUcGJ2akQyN2w0UDdrNG9ad3V0UG01YUFLWWNYOHBuWlV5TlhSRlB1elZaZWR6RnM2Nms3cUJWVXowTHF5NDBBaEo4MXQwaEwyYndVa0kzV1VmYzhvWEJwYkFjVnZCNjRIcXB5cDhE |
Trying to apply for the Utility Planner Certification Program at Cal Poly Pomona. Im going to be honest. I haven't been to school for over 8 years. Spent that time doing drugs and messing up my life, but now I am trying to change it. So the following questions may seem stupid for alot of you guys but for me they are actually questions. Please any insight will help.
-The cost of these course are a little over $3000. Could FASFA cover this?
-Are there any other alternative means to help pay for these courses? | r/financialadvice | post | r/FinancialAdvice | 2018-01-07 | Z0FBQUFBQm5tblFYaENGZWd1Nm9iU0NNMGFueU13XzUxQ3ZSV2hCcjAza2wyczh3WGhVMThEUlhXVElsZGxGczlzeEQwZXNPMkhRWVktTUxNdXhZQmJNQVB6Z3otZEFFUHc9PQ== | Z0FBQUFBQm5tblNFYjEzamltakdjdFBxZlFMc3pGYWZQR1B5ZUtTWktFRXRsUDhFbWpkUUJYM1o5NWhMem1aTnJMR0NsMzdIWHRDQXlIQTNWVzR6UWxRMGZJSnEwNUpvX0ItTS1VbFdIcWJmZkZkcGxuaG5HMmFOb0c2XzNuWGd2dml6amxtYkN1a3E0Z2hrSDZmYlpKOXdtaHdLaEVIMFJtVVNnMGM0YTkzbGtCV05PLXNiSzVRYUozSm1MdjR3ZUlseFJRLTNSR2lk |
I moved into a flat around three years ago - the previous occupants didn't seem to have a key for the post box as there was a ton of old mail in there. I marked pretty much all of it with "return to sender - no longer at address".
It's pretty much all stopped apart from one which consistently comes the first week of every month. I've been doing the same thing: "return to sender - no longer address", I looked up the address and it's for Barclays bank. The envelopes are marked "PRIVATE AND CONFIDENTIAL" so I've never opened them until yesterday.
From reading the letter the previous occupant owes around £500 in overdraft fees that have built up over the last two years. The letter has some pretty big threats - defaulting him on the credit, but the one the worries me the most is bailiffs.
What should I do about this? Should I call the bank and tell them that the person they're after hasn't lived here for three years? I don't have a forwarding address and the envelopes are technically confidential? | r/financialadvice | post | r/FinancialAdvice | 2018-01-08 | Z0FBQUFBQm5tblFYNXFDazNjWExrM0VkWHpfTGpmQXM3S0dMLXp0T2JXUkh1b08tNTJZcG0yRWpDeWlreEE3OFlrRzZqQVpjYVJaWjJBa0w4dHg4Z1lVSDZoNzR4RjFaTEE9PQ== | Z0FBQUFBQm5tblNFSUhhbmR6azFnTFVEQy16TThtWkZ2QkRBcEVYQnNOWGYyS3M0V18wWF9iX2R0VXkzcE9pZ2t4U2FyQUhycFBBYWhxYk4yTWRFaDl6LU1RbEFKY0QydFBDNWhKUjRfb3E4YVZ1akJzWG5zY0NJdVBna21GR3gzaHBtUnRNOW0tMndYV0VWcG11VHNMZkIyUVk1SFZfWlFjQXl2dFQ3R3ZjeEZFZllfSFRoTWhERkUzeHNiVmV4U3daeUVWbkJzc0ZwT3I5a2RKLVFOdXdwNTZVRXdYbUs1UT09 |
Perhaps this thread could also help others who are starters in crypto and also SSDI recipients:
Since having applied in 2014, I’ve recently been awarded a favorable SSDI decision but have not received the award letter yet. I do not have any employment income and my only alternative sources of income are withdrawals in USD from cryptocurrency accounts. I’m unclear about when and how to report income, and what triggers an income review. Can someone answer some of the following questions and scenarios?
* What kind of income are cryptocurrencies labeled by SSDI? (They are currently listed as investment income in US tax code).
* Is investment income reported to SSDI or only earned-income?
* What happens if I withdrawal $1,000 from my cryptocurrencies account per month? Does it get reported as earned-income, or investment income?
* Can I withdrawal more than $1,000 from my cryptocurrencies account per month if it is reported as investment income without triggering a review?
* If I withdrawal $2,000 from my cryptocurrency account, but only 50% of it is realized gains, what do I report as income to SSDI?
* What factors into triggering an income review by SSDI where they might stop benefits?
Any help appreciated, as well as advice/suggestions for other things I need to consider. | r/financialadvice | post | r/FinancialAdvice | 2018-01-08 | Z0FBQUFBQm5tblFYalY0VC1LbFZJSDlmMnNNTUljZERzcDVuMGJlaGUweFd4X2VpU3NrWnR4UEZ1ejlfY3hhcG45Wi13OWtWNENrQkM5UFI5VXlza0VHaEgtc0tOVFVqUXc9PQ== | Z0FBQUFBQm5tblNFd1E3WWNjTXd5Q05lR0I5MHFub3lDZExhUmg3WHFnN3FUT3hZTFRuRS02Ti0xY2ZPWVZVM3UyU3haSjdyM2lJNHpKci1EZ3lLdklxbW9TU09zLS1KWS13UkE1LVJqcmQzNUhBX1E0YXI4QVc2RHVQcndBTU1CY3E2bXZ6VlBQOXdKQmtaTXpUSFFicHc2eWJzTmVUMTJyY0pvSV9HWHJwanRyU1BqNnBkVV90NEQzUTNqWW1UMDh4NFNMbm8wQVo0bHdwWkFZd25hVXZXZmtydWV0MHd4UT09 |
I started using Simple Banking about 5 years ago and it was the best decision I ever made at the time. They created a system that would periodically take money out of your "safe to spend" account and put it into your "goal" accounts so you can easily see how much money you need to make daily in order to survive, and how much money you REALLY have to spend when the other dollars aren't tucked aside for other use. I was very happy with the service until they sold to another bank and overhauled their website. Long story short- they're doing a horrible job now.
I'm assuming there are (by this time) alternative online banking entities that have the same concept but better functioning websites. Can you guys help direct me to any that you can recommned? | r/financialadvice | post | r/FinancialAdvice | 2018-01-08 | Z0FBQUFBQm5tblFYVmtMOF9OeUV2MG9fU2VUSDNmTUZJTXJiMlMxelJ5Ujc3SVRCUFJ6dVctM2NGLXV2cXpmVXhNTXFfVE5aRG14WVR3b2kxdVVlazN0UHA3ckhmSExkbFE9PQ== | Z0FBQUFBQm5tblNFYzZ0OEV1ZFFDOEFNbThfVG5YWE1MeTR2UzRlM3pndlhBRnRNTGdqV1JneW94dmFGRUI2X0x1RG1EdzJsZnZLWm5LUFlNZjhYOFBYZEUwVElPdU80R2dfZG5xY2ZMQWFYRW5od3Exd0oxNm1XUElUWkY0RW1FMGRValcyaThBalViMUJGc2hyc0oyaDZ5STFHM1V5Y0pDRW9fVTE0NFgxR3B2Q1FUUjgxTTNRdFkzUDFNajhaRTBlSXhRelZEYkNr |
Source please, I need to hear this... | r/futureworldleaders | comment | r/futureworldleaders | 2018-01-08 | Z0FBQUFBQm5tblFYNDJZOUdpajA0MWp5SE1jOTdnRDVlbW94cGx6OFR3STNNdE5jcDJEQnJ6RjdkLTFHZFliNUU3dkdfQndzSlViUHhpM1Z0SXRHWUxNYjc4eVA0M0tWOHc9PQ== | Z0FBQUFBQm5tblNFMG1YbEIwSndvRjIwb3k2aDExZXFkbjVWLUJ6VWZyYnE1SjAxb3l4QVcwZklMSTZxZXBlbE9oNlJhbmN6Nl90NzJ4VE1GbWdsSUloajlyV3kyMWxTQWFvQTI0Sk92YVd3MGtFUGtlMUg5WjhNTXBIc1VsZ2RXMldJMUtlV1JoeVlsVWxOaHRhVXRNM1Vsak44NzloNzd0VG0yY0xockxnQm1RODMxX3k1RGJqakJsSEtReTB2X3pKOGg4MGZ4VmRmSW9KajhuS1MyY0xGejNhZnIzNXBRZz09 |
I'm currently working at a full time permanent job with benefits. Recently my old boss reached out to me. He's moved on to a new company and said he would love to have me back working with him. Currently I'm not happy with my job, and would love to go back with him, but he informed me that the company he is with now has a hiring freeze. I'm assured I will be hired when the hiring freeze is lifted. My question is, how much more do I need to ask for to account for the price of getting healthcare coverage on my own? What else should I be accounting for? I trust the guy, but is there anything I can ask for as a guarantee that he will hire when the freeze is over? | r/financialadvice | post | r/FinancialAdvice | 2018-01-08 | Z0FBQUFBQm5tblFYeG1BMXJvOERmY1NtMmVKeTY4VFcta1RKSUV4ODU3Q0p3ZjdNY0I2Ym9pcjdEQnFrcklzbGZTNUU1VWhIOGlMeW5NclN3RjM1d2ZLbF9JNF9GMnhNT0E9PQ== | Z0FBQUFBQm5tblNFdjF5eXV4TU9TazBMSXVZd2VZMm5zNlVTSGpPQWY2SDFZckJBMFllV2JER0NJLXZSR2Q4dnViWmgyVzV2MzNfMkMyTDl1MnZsZGlRdXhkMDN6QWx4T2R6QlVJVmFzekRQLTVoa3U2RFNlUjhxMkxHT0VOS3hNR2o5OU5CaVlxOVdoOW4yaUxsSUQ2Qy14MUhBZS1waUhqS1E3UkVyWUVSeFMxNFllaTh0Nlg3RXpmLU1rWGpack1Pc21yUXROU3lmcHliYzRDRk51ZTRJdmdVd0tIZUU3QT09 |
HEADSHOT | r/futureworldleaders | comment | r/futureworldleaders | 2018-01-08 | Z0FBQUFBQm5tblFYek5rRHBDUzZqZ1JIWHotaFUtd0QtZFpYcmVyNm1MaE9keDVQY2pPYm1NWVV5dmUzTFJWMEhOTFBJTlk0Tk45bE1WWkVEUHFWVHp5WGVSN1cwODY0YUE9PQ== | Z0FBQUFBQm5tblNFREtGUmdxSEJOVU9OOXJ5bWpyTko3NmNEM2NqVkstWWUwWUR0bDlCMHIyWjNCcGhPRjAzejh4MjJVcTdoNGl4akU3OUdjbW5WaHhTWUJKN0lVbmswWUdvOE1NRW1pOER6dlJHaVRyUllWMGRFa2lFLXRlM0l0Z1lJbWs3RWJSNXdRUnlhWjBscTBiclFpTkxabW9Vd21BcjhGZDNNajRRYVNQSi1hZEJRcHpIaHpYNUlJV1haTlNJQk5ucTlLOWJH |
Well, duh. They support United, what do you expect? | r/futureworldleaders | comment | r/futureworldleaders | 2018-01-08 | Z0FBQUFBQm5tblFYdlJhV25ua2dGVXppV0NLSTFQVm5kX1NlWWlMNFFzeWJHWWVuOWF0U1E5bXA0WFZ4NktJc3VSdURiaGRxV1lKTEkyN19pc0x6WWJ2OVdPM1Y0SG1HVmZma0w1RXlzUmszY2U0NE9QQ3NoMWM9 | Z0FBQUFBQm5tblNFWjZreFFNVE4zUHhQT3BsVV9kRzBULWhDLTR2X0loYUhMdHlHd2ZHVFZXd1I4WndGOXFOaVNDbnMyOTFTTlI5N1JJWnFBb1pqc05RTUxKSmFKV1hVRHNkc3RTMXBVekpOUjFUdTM4TXkwMy1Qbm1UTUNQR05wLUF4a3JiLXFrVFI0V3BUOXJxTlJ6bVVUTnc4ZXZsdGVwdi04Q245bHJtMERra3RxRnhST3gydGxKYS1WN204TXI4bEwwOV9rQ1Jfdm16UDVvN0F6SEd1NW1TMmdXbVJIRkN1UDE0M2xTZDNvZ1pUV0tjWF9GST0= |
People don’t use these? I always keep some handy as a tool for all sorts of situations. | r/futureworldleaders | comment | r/futureworldleaders | 2018-01-09 | Z0FBQUFBQm5tblFYV1Nxcl9xMUpUTDFuZnpsWFZXTE9QZlAyWnMzRkJ3d1NXS0lzTlBRdGpkVm9mcUh5TnhaU2g3V2duMGpsZjVkZ0VWTld4UDVaVVJGbVRFYUltZ2ltcHc9PQ== | Z0FBQUFBQm5tblNFZ2dKLVJ6M1lPQVphTG53LWtLM193aTZ1dDVSRmdORWdSWlIzellvVGt2V1BtWk1mcVlGRlZwVks5U3BfZTZkQVhJN0p0MlhuaFBrbnZCenVWdkI1UGs1RW9tdVo1d1JoX3o5ZGNYT0JPQmMxT3l4cWdqenVWUWRXVTVKQ3ZqYmdPb0Rfa3FoOC1yc0RfUE9XNGxOWktpbmU5eXpUSllCTGx1bFpQWC1RWmJkSjJDcUhvcEZqTk54aU5ETnh4cmlTekhrSUdydW9FbUNtWHFyTXZOZE1fVEM1MXhzWlFWTUdOS25PelhKclFEVT0= |
have a good luck | r/deal | comment | r/Deal | 2018-01-10 | Z0FBQUFBQm5tblFYbmNHM0JqWVgzR3Y0TXFKTF9GbGFzcVZUV00xNEFjcWZQSEhnNlRNZ0FVV2p0Tjhlem9QTjBwVXY5el9KcEVBZi02bWNoT056X0hXWnRMRWYzczlfRmc9PQ== | Z0FBQUFBQm5tblNFXy16YWh0TTRQM3VHS3NZLURsdU1Lb0Z0Sk10dktoM0hkRjdab1RITTVkYjhyMzBCelBNVWZXdXBUeG1PR3gtSVEzdHJKaXJWOG55d2VlMjBJNGMxMFJWaldMa1c0elZxaVA1RV9Pb3BIV3JkbHFTVW4wWjEyRlVRaGJNWmk0MndRM0Z4NmpDb0NFWWRFRHRWNW1GbUk3WXJ1d0k3cFNDUEZyZGJ5S0RCRktmY3NyVlRTV1BFQVhwaXRCVTUwaHhTM3l3bjZqc0FqZUJacHhsczBSWXRUQT09 |
Basically I have ~$2,500 in savings and $2,800 in checking.
I have $3,500 on one credit card with regular terms. I can
keep paying off the statement balance each month without
ever paying interest, but would it be better to pay this all off
now?
I'm currently putting away $100 a week into a savings, but I
feel like if I get rid of this debt, I can convince myself to save
more than that a week. | r/financialadvice | post | r/FinancialAdvice | 2018-01-10 | Z0FBQUFBQm5tblFYQUYzUHZRMER5MG0wOUdzNjYtUjlURG5vVFFkdU5ZZHRIb1ZmUlc4WjcwODBSeW8wazNwX1pIa3lIQkgxVGU0QWlOSUttMG04NTJWN2hFZk1iamdVR3c9PQ== | Z0FBQUFBQm5tblNFdXRsdDhpS0JKeGNzUFU1SFdnSGtfTExoWFh3VGl5S3MxbjlRdWdwVnQxb2xQUmdyWV9QVjV0RU9TWFFkU2ktakZZcWJuaGZrUkZyNTYtN3lfUmY4YkRiWENUc3ZOTDJrMGYzckpsZlhPMjhpeUlKTXlHU2FwaVNaTlpiTk1JeTZoaEhlR2Z5QmlBcjhBTXRLbktWU2todWhORmpLZ0FQWnZxaUhpRVZBV2trOEFrZ3c3QkJiX3p4MWhjdHpXVldSQmFsNVYzRW14ZXNsWi1HQUh1V0k2UT09 |
It made a fucking whirpool in the water! Like a little water tornado | r/screamingfish | comment | r/screamingfish | 2018-01-10 | Z0FBQUFBQm5tblFYZ1hCWU9rU3RnbTN6ZFIzb3lVd2NrWUY3bl9mdnFEN0RuZEx1cjRLLS16T1hNRXdmLUV2VjVKQ1YwbTNSQlA5R1NrRUlkNHViaFdYTW1kYmlCYjA3TlE9PQ== | Z0FBQUFBQm5tblNFQjY4YXJPQ2w0WjZjNzVVcWNxQnBaZWhMYUFKRTJvWUd0QUozWXBiTjZVbGl3WlJnSC1KWmFLTzM4dWRsZXo1Q0RJWkxNOEtnVlZVMXB4TXVnWkRyZ1U3dm9qdlE3MDkxcGlGQy0tdlZBNkx2RnJDdXZ6b3czZDFhaWFUeW5QSzc5NDFISmkyNVYyQS1tbzVCd1NTUUZIWkNGQWp4cjVTRzFMa2NOM01OaUxZS2hqY0pERXV1anE5LVZ0V3pzTHVETXRtZFhORUlpbTJHZHloNE1VSzBsZz09 |
Ok can someone put sound on all these gifs? | r/screamingfish | comment | r/screamingfish | 2018-01-10 | Z0FBQUFBQm5tblFYWlRBcVRFLVdOTXFZN05weWZwbWdwdWtCQ2F2Yi1BcnY1SjhodkREbno5SzRoMVJpbzREa09jMUIxSThmbE5NaXNVRDUwVUNDc09KNHdYRTBRbDNGeXc9PQ== | Z0FBQUFBQm5tblNFS3BwakZjbWVGZmNGdjFLUzA0RldxUTVYbFBhMDFocXFSaHZsTEhGaml2MzdIMlZ2SXhWTURDVUhKdG1qci1DYmZKSEx0VGN0SjFsNkVrZWMxYWlPdjUzLVhydkhTeFlMVF9fTUxYdHIxY3dLdUZ6M1loeFZBTmM1Y1NZZVR5Q1h6WjV4U0tOZkp0VTM5OS00NFFZbkw3QmtMUVNmN1NGZzl2UDJiZFNrUVBOYWhTbjRCWHNKYllaMU9TSnJodXBJ |
That'll teach him! | r/screamingfish | comment | r/screamingfish | 2018-01-10 | Z0FBQUFBQm5tblFYWHI4aGh0OXBBWHRsYzRFOHZoODktWUJFMm0zbjNFaGVlVjZDbURnS1hmemxYTmsycTkySXVjS2t1Snp6ZjhWMGdxWlpGQnRFVjZiRVpJWVlHNkRBNEE9PQ== | Z0FBQUFBQm5tblNFUXVMeUVxSHBIZm1WNEpqalFfT1lkbHlhNm1oM2ZHenVpRkUwOVpxTnJnQndPelBOaGdLMC11UjM1NWpnQm4wQVNISEhZN0Q4VGRPd0t2S3Z3Z2p6Y0xSVU8ybWplamE5ZU1QWEZlbXFlT052enpXM1NkakxueHJTd0RMOTdGVW5VOTVZUUVqUWNmUDVhczBoTVBoSEZUY3VvQ3owZnEtUE95eDNNVThsSTNhaGZIR2lndTk2VG9ESU5MWk01REFC |
Like a BOSS! This mo fo didn't even put down the phone!!! | r/unfazed | comment | r/unfazed | 2018-01-10 | Z0FBQUFBQm5tblFYMEpEekZGNEtLSElZTm1oN0Y1V1RCWHR6cnpJQWZxUW5YT0hISTByZE9vcHFkSEtJUEpDT0QwWUtjaDlRWXNocDNZWUg1U3d5SC05c1hlMDZZQ1dTWnc9PQ== | Z0FBQUFBQm5tblNFT0xwc3h3X3BmNmJ2WGkxYjFiNGxsNzBid19WYWMwUGpjQjM2S0RsSEl6UG5FLURhQWgyenh5RG9fNldSU3VrMmRxc3RBT0lVXzIyZm9MeURYaGp6OFkxNUNWdVE0dy1zOURJbTdxU3c1SnJZOG5YY2lnSVZpelIyWVVlelY1UEpnWUExZk8yWlpCMjlqbHI3NWtZaHd4eFhsTTY0Y3RuYWJNTzlUR0EtV3FrPQ== |
After coming in an inheritance I have paid off all my debts, including the rest of my student loan, reduced my overdraft facility and have £50,000 left to put away. The main aim for it will be a house deposit (with some left over for initial house costs) so I need to be able to access it, or some of it, with notice. But I’m probably still 9 months to a year away from buying (because there may be a work related change of location). If it matters I also have £3000 in an online savings account which is currently earning 1.29% until the bonus runs out next December. Any advice on where to save it or what to invest in would be much appreciated, cheers! | r/financialadvice | post | r/FinancialAdvice | 2018-01-11 | Z0FBQUFBQm5tblFYak0zSGFJV21fZ1p5OGw4d0gzVFZtM1JwTGs1aEM3emxjVFBoYXJfeVVsVXJ0V2JBRHNQOUJ5Y2pCSHNVRWNzclBxZ1ZsLWp1OGhSdTB5cWxSX1RTV3lORzZ2d2dRZ0NOMW9paXFheU9aYTA9 | Z0FBQUFBQm5tblNFd0RSc0k4ZjJjX1pUZzk1dnpBT0RlaTZqd01KamNGcGpVWTdQSTJ5X1doNTJMeWY2YnZOTW1CdVdMTi1tN1lMNGRMaFVHVGJwakFRR3Z5NFdCUGZScXowVHA1RjhrR2FMMmxFV3E3bWhFTWJ6TEpuNWYxXzFLc3l4cnVOTG9tNE9TWkRjQTJmRFJBOUFvRGpSOC1zYTdIWnRBSnhXOXJpdDRtNmNFY2NCbG13VGNoMzByX0VfbDFPUHZ2MzdsSmh0 |
Where did the biker expect to go after making that jump? There doesn't seem to be much space on either side of that tree. | r/unfazed | comment | r/unfazed | 2018-01-11 | Z0FBQUFBQm5tblFYZUwxZnhDSkZTYXk0dnFjQ0czc2RLQk9IaFZwV21EWm03cF9hcnhOV091c1N5V2ZiWXVoLUhGN1dkVU5rOGhfX0diUVloQUY3NmFZaVRiTjhjS0NIREE9PQ== | Z0FBQUFBQm5tblNFUWxjemUyOS1jOGxiOUd4SHFtd1JkdVpuaEpzMkNQaHBlZTUtR0plSlFjNG1wRDRlYl9qbTVwTG9NOFN1LVc4THRnX3RDTWNXNThoOS1TeVpnUHVGaFVlTW9vWW9MUDlvQWxadUtnaWdKbGU3T3V5STA1SWFPbVQ1Z21JWXgtbG1oczRFR2Ryb1BCMDNMZVhnbE94aC1ZeGxLUTNCNHlrY2p2Qy04WmpxNzk0PQ== |
Hold please, gotta avoid a double leg compound fracture! | r/unfazed | comment | r/unfazed | 2018-01-11 | Z0FBQUFBQm5tblFYY3REOFJrbjZRZUtmS3MzdzYxSW5LZGM0Sl9wU25uTE1na3g4RjdnZmNCVjhoazNfOGN3ZkViT29hLW9LRWFCZGhSWGF1NU1ZekJYUWtoYl95ZTVqeHc9PQ== | Z0FBQUFBQm5tblNFOWoxMWRGNDF6OFR0dGZqdldhZDBrWDNmQ3Q2Z3o5TkNVY0RzMjZqWDhHNjA0a2hGU1Q3Rk5FdWhYRVJqcTRfZ25FVXFnMUJENFc0bk04OE1BdFFQcVJ3VU44ZEZubE11LWZHVDlGWlZLdG5oUWQ4Y3haTGdyd3luLURnNHo1RnRYUEhQZzh5R21hbUkyT19ndHhvQjZQZEVqMURxUkFlUkRnZFBlTG5vVE5nPQ== |
So I just financed a new car and I think I might be fucked. The saleswoman said the car would be 29,000 dollars which I have no problem with. But somehow the car ended up being 45,000.
I have no idea what to do. I just got it yesterday and I'm panicking.
I make 1700 a month.
Should I plead with the dealership, surrender it, or something.
I'm at a loss. | r/financialadvice | post | r/FinancialAdvice | 2018-01-11 | Z0FBQUFBQm5tblFYWm40UUltczNld2VxS1JnaDhnb2JWV2pNX1lYa1YyNnE4T0VNZXdLN0xfMXhzSU0wR0dBR2lPOG9YV0p4UnYzS3NPUmN5NjE1cHpROFQ4TWFRM2tUUEE9PQ== | Z0FBQUFBQm5tblNFaUx0alV1WVZ4SmkzVXdYaUg4NjN3THY0QVhUXzRKSlZ4bTI3SzBDU1dWMk9mbFl2cXRlYmlPNGpxMkQ2VWlqMjg0UElaNDlnRzExTjR6WFlZTm1NTlhENlo2Qk8zLTFIMi10dnl4d3R0OFh3ZTh6UzZDR2dJVVpXbU1hWVprd2V0NzVZVDdaSmJwQlhmTDdRcGY3REFXRmt6bFRMS2poSG9CaEUyMVh2VTF3PQ== |
I guess this is it.
Edit: this was at 3000 subs. | r/pencilmusic | post | r/pencilmusic | 2018-01-11 | Z0FBQUFBQm5tblFYS3RUVVVVUmZPa0s4YUVzdFRUQXpuVHY1eWYzQ09MSDZENjRZWjVlWFdsVnJ5WHlfNkc2TjY2WmNvQ2dGMklRWnB3YkFBYlpVWl9PbmZlYVVJMzY2b1E9PQ== | Z0FBQUFBQm5tblNFY2tValBYclJxSUpCVERtNUlNMlVhVTIzdzFDNVVuVTRwcEZ2a21yNVY0T29taFlpQmR3ZWxxaEJSbExBRmlVbXlxbjF0WE5aU29OYVVjZmxHSGY3SlY2TFdOa01CcU9tVVZUb0xXUnk4bnhlR2xRTWQ3TkFNVm9XTFc0Y1ZYS0FmUFZuTnBqbmV0N0l4YjN3bGZWYXRuLW9GdE4ycXVQX2lTYmJ2NG9pSjhzWjJfVElacFpOSzg1bWlXbzJaYzlr |
Does anyone know how to convert pressure cooker time to instant pot time? Traditional Indian recipes passed down from my family counted the number of "whistles" of the traditional pressure cookers. For example, I've been told that just let it the cooker go for 5 whistles and it's done!
The traditional pressure cookers scare me for that reason - there's too much going on and too many whistles to keep track of. So the Instant Pot is so much simpler. I just don't know what the conversion is like i.e 5 whistles = what exactly (without turning things to mush)?
| r/instantpotrecipes | post | r/InstantPotRecipes | 2018-01-11 | Z0FBQUFBQm5tblFYeDl0MFY5NXZhaGJOb1hTQjJqdkR4MnQtekFxbjkwZFdVM09xTWFCMTFqVDJXVUR6MGk0ZUZaWTFQN08zMmdheEN2aUtUTk1oQjVZSGJCdThqRnZkX3c9PQ== | Z0FBQUFBQm5tblNFYnJXOXVVcFh2Sndjcnpfbml4Vk1PYTR2Wms1aW5xX0JzUmh5T2FqVjVXbG41ZDk1ODZSdGNvNnZzRDJLcEV1NWNPdkZMNnZjSEFXb0ZPaE54T3hjMndlaFVTdFVNUDZXOVhEa05sUmxIekxtTVgwTWNBMXVrYTRGNGpPVXg2SmdXRjNKODFPRFYzQ1RCV3lOZ3hxMmdSMTlBTEJMbmdyaTlXR01LeDhyRVhnR1RFT2lXYzVOcUI5VFNQWHFLSGZkRFYzVDVxUV95SVFvSFpieDFWTHA3dz09 |
[GIFV link](https://i.imgur.com/meJ72rS.gifv)
---
_^I ^am ^a ^bot. ^[FAQ](https://www.reddit.com/r/livven/wiki/gifv-bot) ^// ^[code](https://github.com/Livven/GifvBot)_ | r/futureworldleaders | comment | r/futureworldleaders | 2018-01-11 | Z0FBQUFBQm5tblFYVkdHQXVVU21NdFVmZGtaUXRpYldXMVAzczBEZmxWVWRyTUdhVTFJSkRxUC1ZaFU3VXBNODlhZGJXUDRKWjBrU2ptRGtpRFBpd2lIMmhhZml6Z2F1ZFE9PQ== | Z0FBQUFBQm5tblNFaVVJcEw4YmtXR2h2dnJ1Rk1fV3h2S1B6cjFESFZQMGZSSXNOVmY2QzluLVdmNVIyTnlXR25EQlQwM2tIc19Va29jaVR6QlJfdmRtWlFUY2wyb2xXZ0JPRWRiR2tuVHpaSkxnUFZzcWVjV2lSWlgxdnU1MjNVbnJ0OGFSbHVVdW9ZWWRHTFBldFF6T1RhNlN2Ry1PWFRzSEJER1BVUmdpcERQS3dSdjhLV3ZOR0c3alh3UGNqRG1BLWxVWEJFbEdW |
Thinking about financing a newer car. $20,000 dollar down payment with a 10k loan. Just looking for some advice.. anything helps. | r/financialadvice | post | r/FinancialAdvice | 2018-01-11 | Z0FBQUFBQm5tblFYV3RNZktfMno5Sm15RExrYjFPQ1dDZlQwa3lwWm9QdmpZVlA1R1M2d1Fvb3hUMHllajhNVC1KWkFYUVItdFBBY19HenpucS0wSXhTdWlUN1BCaWtNcEE9PQ== | Z0FBQUFBQm5tblNFRnlSYTB0RTJpUWJLNGIybVFKN2gzaUlfTVJ4VkRENzQ1ZGZWMVNFbVBDLXM1Q0R0X0hlcHgwT0VqalVHQUtlbkVReklnbWNVRS01UWQ5ZENHdHNaWjl6d0VyRzNWWS1MZUd1Q0JxWk5iZERRZ1p5bnVHSC1RWTJvWnV2ZFdMeHBscGltaHk2eFBtUUpCS2pEMmQxVVBOVFU1Sk1NWmxZQUNySlo4R0xTNXJ1aEdYYTdQLWgyM2JMTGVRSGVMTDJh |
Wow first off let me say that you guys are awesome. What started off as a simple nod to another user has quickly grown into something that I see has a lot of potential. As such, a list of guidelines will be posted later today in the community info. Until such time, please follow standard reddiquette. That is all, thank you! | r/pencilmusic | post | r/pencilmusic | 2018-01-11 | Z0FBQUFBQm5tblFYSmxXVW1ULVNTVUw0WmVEbjJXa250VDE3SnVEaFJZMEpsWk1uZmdVelNLTmxjSzZ5TzNKZmwyR01qVmZkTzAyTlcta0V0QnVwY2JLT1FjcUVhLUlJLWc9PQ== | Z0FBQUFBQm5tblNFM0U5TmhMTHpIZVNiWFdrYmpNbjVCZVM5b1VPVlNwaXhyNVlsLU5IMkJXV3U4SW5rVkF6WXNnY05qdzFyYWdnY1V1YzBxWUpEM0NMX1VGS0pxcjllT0JHcWkwbHp4bUZzY3l0enU3MFFveXplZERXZkktYmtGblVjNnVCRGZ1YlVGUmFwT0JIcG1PYUVyVms4OGdwaUJSMWd2TVJjalhTYUt2MjA1N3JoV0RJPQ== |
24 year old single male New grad physician assistant offered a salary 65/hr (124k/yr)
130k in debt (looking to pay 25-30k a year back)
own my own car already
would have to buy my own health insurance
Is it responsible to spend 15-22k on rent?
Id like to live on my own for the experience | r/financialadvice | post | r/FinancialAdvice | 2018-01-11 | Z0FBQUFBQm5tblFYaVRtU0Zpc0JWQjltZFRtSUFDcl9RQmZLekotNEp3azBUZ002dmlOdDItMzA5YjZSTzBJVkxOb2tSdUhjUW8yMG1MUWNuR0lrUlhrVk90MHJtb3NVREE9PQ== | Z0FBQUFBQm5tblNFWFBNY0RXVndfdmZ5ZHAwVkVRLW1Ddkcwcnp2eFkxa0c3Y1B5emRYaS1nd0JlTFlHTXVjRGtkQTdhMGhUQWd6NHhXa1lDYjdwRTlTbTBETlViMkViV25xTzBOTDN1eGoyNDFBQ3NSNzlYUVJDakNtTnFiZzViU3NtejFUWjVRbWhwZTVJWkRLMElCVVVCVXl1X2FPRjdrNTBZYVl0b2RrREtzc0pqQkhwX05KbEZnTHZYWVJwWktTZmUxVXBUVFN6NDJuNm1QcnRkUzAwQlNyQmNsNGs1dz09 |
So last summer i was going to physical therapy for what ended up being carpal tunnel and some nerce damage in my hands.. well at the time i was at the end of my medicaid coverage (i qualified while pregnant with my son) and found out that my regular insurance only covered 6 days for a year. So while i was going they sent it to my other insurance and by the time they were going to send it to medicaid, it expired. They asked if i would like to participate in a training that involved some more intensive tests so they PT could get another certificate.. i told them i would participate if it would be covered, otherwise being a single parent to an 8 week old at the time, i could not afford it... fast forward to this last week, 6-7 months later, i receive a bill for $1400 saying at the time of service neither of my insurances covered the treatment... i was discharged early because my insurance wouldnt conver any more days and i told them again that i couldn't afford treatment if my insurance wouldn't help... they had me sign discharfe papers that said i did not owe anything.. there is a note on the bill that says "bcbs and medicaid were not in effect at the time of service"... i dont know what to do.. there is no way i can pay this.. my insurance has a $500 deductible... am i able to have insurance cover any after i pay that amount...? Help.. please? | r/financialadvice | post | r/FinancialAdvice | 2018-01-11 | Z0FBQUFBQm5tblFYdDZlb3dFekNjY0lqbkFYUVI2bWN1OXhDTld3SUNGT05xM0hPS2hiOEcwNmxfV2hYN1YzY3lIRF8wSjh5ZGx5clBuLXNuUkc3ZWZsYzF0YWdPU2ZUTnc9PQ== | Z0FBQUFBQm5tblNFMWp0QmZENjdXRFZTQUpWWHFoVlM2TlhBdnAzeTdWT0xfTEVGNE5la1lEdTA2UktvU1JWX2pfdDJVbHZrWm5xUEhadUc4aXAxdE1PUm91Qjl0dTZfMURmVG9QQ0tvRVJkSTRHcnBWSEJpS0I1MWtqX3pFb0hCcTZEVTc2cVRmRlJHS25JQ1FlMnlLbkg1bGRVQy1SdEVPWWlkOEZsUlJzc05UNGlkZ0p5ZTZlWE05YVlqUTc0N1licnUteGhibDM3eE5SazVSYXA3Q3RjLWh3R2dTekgyQT09 |
Since they're pretty rare, I wanted to spread the word a bit on the fact that contact microphones exist. Rather than having to jack your volume way up to get a recording through the air, you can connect a microphone directly to the pencil, and pick its vibrations up much more clearly.
[You can get them pretty cheap as well](https://www.amazon.com/Korg-CM200BK-Clip-On-microphone-Black/dp/B00CPG43LO/). | r/pencilmusic | post | r/pencilmusic | 2018-01-11 | Z0FBQUFBQm5tblFYRmZqSENZMTlCeEI0eEx6MXNiT0VtQ1Z4MHNGb1lzdExZMmg0RzZja2JIY0VzLVVScmZwREpmUU5zZElwYzFyOVg1Zi1uYzNBSDIzeEd5RmxMWk5jTHc9PQ== | Z0FBQUFBQm5tblNFc3JrcnFsZlZxOEd3UU0xTFJaZVFBM21hV3BOdVotSDFabk1WazM5WEFkV0VSbkw5X2hTdy1YaDNhLURXMHlZTWJZMUtIOHNla0UwOWhfYmFYSEFIcmxWbHZNWGFHNXNldjJJb2Q0NW5UZVNYSDJJaUNCbHJLQW1DLWlKdFlNSnU0ZFdlcGh0c1Yxamdxc0pzMWcxVDhHSU1Sdlk5aFdfVkhXa0plbzAzSkp2N1hkSnlkZDZvTlhkZXFLVHUxbFg4 |
Reluctanlty crouched at the starting line, engines pumping, and thumping in time
Cake - The Distance | r/pencilmusic | post | r/pencilmusic | 2018-01-11 | Z0FBQUFBQm5tblFYdG5qaDJIWXhLc2hFeWl2THJ6eXFMM2lYSkJsS0FNR1ZHUi1jaVJKWkNjcklPR1ZVWnVsVW0yeVd4VzQ4aVNzYXF4Wnk2T3JCQkg2ZFlIZ3dKRnU0clE9PQ== | Z0FBQUFBQm5tblNFeURpbW1wRTlWTUc3Qko2dldPX3k0ald1Qzg0SmRtX25DbXhWakx4ajZNRWcwdldkZnBxQlVzcXBudUliNzlYcDdHTWdDSmFPeG9vSmRtNDNoZkpUQXlpd25GVm1adElFbXR1MTdDR3VqMkFkdUFzVzZFZnVXaHpUNklhNGtIV1I0MzJvN2tWb2tJV01hWGZ4NENlLTdRPT0= |
I have called literally every assistance program that services my zipcode and not a single one will help me with this one month of rent that I can't pay until the 19th as I currently started a new job and my last check at the old one was nowhere near enough to pay (and I still need to pay bills and groceries). Rent due is close to $800 now. I've already received a five-day notice that they will be starting eviction proceedings soon. Family is not an option as they've been abusive and controlling in the past to the point where they will not help me even if I am close to being homeless--they want their control back, in other words. There is also a house partly under my name that I have no say in what happens to, but they won't buy out my share, either. (Back to the control thing). I am completely at a loss at this point. There is no help. Only the looming fear of eviction. | r/financialadvice | post | r/FinancialAdvice | 2018-01-12 | Z0FBQUFBQm5tblFYVXVobWpXSDJCRU52ZkttTU5JQU82bDY1UE9rVE12eWhBNTdPX1hfcUtGZHFybXpPOFlERE44Y19KanFOOEpsOFMyN0VWZE5HQWxINVdPTjl6UkdpSTVHSmlsaHBzX3lsMVZrN25oYl8yTlU9 | Z0FBQUFBQm5tblNFZVN2bTItYUtUaEpGVFlDRXhBXzllRkgtRHlTazZCYXlaaHNUSlVvNldlSGltQms5ckNxQmd1S1d6Ui1uczR4UkdtQzBydE5DV0djSHk4LWRIYnNwMG9oWmlwZWllakN6YmlnWHU4TEt5LUYyeHdJc2FsT2xnTXFLRFczVF9FdzRBTG9MWEpjVGhxMV9DVGpnOV90X3hWU3NwcWY3NEpTcTdWb0dCZ0ZDeklOVjZXNXpkdURHQjRtVG5KLU1haHc3TFhvdFo0QmVSeU1xU2wzV3l2T0RRUT09 |
Before this all gets out of hand and pencil music becomes too well-known (i.e. a meme), I feel as if we should, in the words of Mark Whatney, "science the s#!t out of this". There should be some sort of loose standard for different kinds of music made using pencil, paper, and equations. Some of the things I can think of right now are; the surface that is written on, both referring to the paper type and writing surface individually, and together as a whole to recreate various songs/instrument/styles of music, the brand and type of pencil used, different variables, expressions, or numbers to represent specific musical things, such as a specific character meant for triplets or what have you, the correct format for posting song equations to this subreddit, so on and so forth. Agreements? Disagreements? Ideas? I'm really just spitballing at this point. | r/pencilmusic | post | r/pencilmusic | 2018-01-12 | Z0FBQUFBQm5tblFYTFpaSHgxX3M5Z0RNWXR4MVd4dHBUVy1jTUhiZmhmNWhnbDVYNDJhZGtEUnlXMTRIY1Z0TWJaUUY3bzR5YUtrSEJNNWo2ZkFzMzJPbE9zNjFPU0J0Nmc9PQ== | Z0FBQUFBQm5tblNFNXdfckZKeUpaTmR5LUxhcGJaZDlidUdRVGthelFjQlNVMFc0dHpHRjkzam1MZlktN3BFOVVDbDlmTnBIQzBBSEFuQ2NkWFhXdFZqY0k3ajRhN0ZEOHc4YmNEc294aGZubWRQU2RlSkhvZFNDc1JxWnZvWUhMT0w1U3QzTF80Q2lsMkUxbWo1b1lyeU1JNnBPdVhXT3RMQVJZRUI2SkpVSlJYOGZNX09Ub09VPQ== |
Please can someone compose this song with a pencil? it's my favorite guitar hero song and I wanna see if someone can figure it out. Thanks!
https://youtu.be/0jgrCKhxE1s | r/pencilmusic | post | r/pencilmusic | 2018-01-12 | Z0FBQUFBQm5tblFYWVFhSVZwX1VSTWxRVTkxc29hR1Z3X0Z5OVQ1WnMwSVZ5Zi03YlV0SmN6Y1FqTEQ4SlNaRHUwdjBxcGt4b2pPQmZ6SW1LcUVxdzhCMDBlRHp4RzFIeWc9PQ== | Z0FBQUFBQm5tblNFSXRGT1Z4V2R4TjZ1V3A5QjBLaGh1aGFicWZfRm83QzhfRzhUcElZQ292Uk45TXBTdDBhck9pVjRUUVBJR0lxZHJ4NDRKOFllV3VyRFdfcUN4bmN5UjNZNVpOZHE3cmY4azRsV3VMQmpPU2h6bXNqUnFmeGloRDgtelltYmZLOXlUOUdJMkp0cGZ6d1kzOV91OUhxbXBnNjFKMzhXblNURmhZS2ExMUpTdC0yZDdNN2JjXzZGVU5xR0xhbTN6NEN5OFE2SzVjVnRhRWVicWtpOS1hdnJIUT09 |
It first started as a job offering from a pharmaceutical company. They said they would start me at 15 doaller a hour which was way more than my last job. Also get to work from home as well. So i thought it would be stupid to pass up a job like that. So they told me to message them on Google hangout ( still have all the messages). So they sent a check out to me to buy office equipment and the first one i deposited and had to send the money out through money gram. Did that and then the check they had sent me had not went thru. So i was negative in my account. So within the next couple of days they sent me a other check and cashed it at my other bank. Now that one bounced and now i know for certain that it was a scam. So i went to the banks and they don't see me as a victim rather a accomplice and now have to pay back 8,000 in all. I have messaged the FFC and reported the scam. Going to the police station tomorrow to report the crime. I just wanna know if there's anything i can possibly do? Also that is there a way where i don't have too pay back the money because i was tricked?
| r/financialadvice | post | r/FinancialAdvice | 2018-01-12 | Z0FBQUFBQm5tblFYUmgtcDg5LXVLdmkzeEdWQUktTUdEeFJPeWtYYnRRWkt1c1ctTW55X1ZpYnVYaXdMSmhtdHN3bEJzck5MTTB3dHZuZUUwUGtoSDRQcmpMLTJ3QVZXd2c9PQ== | Z0FBQUFBQm5tblNFRS1OUTRfZUFyZWQ3ekozVi1OOUhnSHMwN1dSYUZHUUxYME0xUGlTN05CMWRVQ0ZvdDNSMGpORXB3T0FXN3ByMGhHR1RQb0dneTVWblQycC1RWF9IY09QdlVaS3hRdDdUQ19fNUpCaWs4Ukp0Mlp3WjFrdGZUY2xYNzNSWEExQmNOS29wTzZ3RzVjTGxSbzg1ZUFfc19LYVNZMnJSa3lRY05WRFBJQmRfWG50d2NER1FKSjU3VXNoTTd1RHZHRmRYUHR5RnI5akJUQnlQUkZrTnZaZUNBUT09 |
What is her secret? Is she using some NOS pencil from the '60s to get that beautifully warm 'woman tone'? | r/pencilmusic | post | r/pencilmusic | 2018-01-12 | Z0FBQUFBQm5tblFYbEx5NnVzQ2Jibm1rMkxDc0tpSUJHRDVXR1BCeFR5amp0eUo1OVNfS0poZ3duUU1EQTdkTTJQUTRDVTJBVjNYSDBnTjY3RDFtSUJETV9LRk9sRm1lWFFCV2dNWU5uU1BoaEh5bG0zU3JmVFk9 | Z0FBQUFBQm5tblNFUkIzZTgtcGZHOVQ0eWlVZXdNdDZ6aHM1VDJkNTNQc0pjTUNsalBINGxrYmxFcVFrS1JCUEhPLVNLdVhZN0VndTRTdXFkVEFoRFJTb001VlRITk5YeC1vckZoSDV6SW1sdFc4TUZsR3pDUzN6VlNHS1Jyem1zZXZvbzJfUnBQNEc5Y01kN1dQNkhYbGV6cHhCOGJKWi1COHVMa3VyZGtSYldTMWRqZXMyRGZXR3E3VVlNVkNnT25jb2IwZzJXNFll |
some sites say 65% however the 2018 trump tax brackets say 76%
thank you | r/financialadvice | post | r/FinancialAdvice | 2018-01-12 | Z0FBQUFBQm5tblFYWDFocVhEYkkwYmtBZURla2cyamVSWjZpdDJ1amJNWVN0QllQc2NjazZUekh6ZjkxdmtFSWoycUVzU28xdFlReUZMZmt3b29WMFVDS1ZuMmNKZ3VTS1E9PQ== | Z0FBQUFBQm5tblNFTUNlVWp1Rk5Gb2oxM3BjTlJXQm94aVI5VzVKbmVMZVJTako2d05qdWRrUGRWQzN4ZFRJSG5FRGxLRWhaWFFEVXltVFprc0JfdUl1N2JqTTFua3dvaE9KSHRQRzNxNHRuZVdNS3JGbUFSYnhlVkIybjctMDBCd2JoOVFWQVA4MUNwbzEyeE1WNjRsZEgtemxXdUpUVGx0N1A5NC1pX0hNdXhVVUJYelNBQV9BU3lCenFVUVhncTZVTk1RNTAxS3NzQUtQWTFsZnYwaTd3U1BDM19IVjRZZz09 |
[Double Request] The Twilight Zone theme! 😄 | r/pencilmusic | post | r/pencilmusic | 2018-01-12 | Z0FBQUFBQm5tblFYcXJMN1RQS0lBUmF0TU1aamgwcGpxanhGb1lkOUNyZXBJTnk3OU5fVGczQWNEOUlwVU50d3pycTZ4ZUN2bnQ1Yk1faUFlVjBldVo4aW9PZW1vNHB5dWZLVWpaWnJucnRZbXIwNUpSaDJzTDA9 | Z0FBQUFBQm5tblNFUEw2OURBUkYxVGNuRHM4dGdIUFQzMXRDMVBLblJxQUxHcmtIMVRfb0s0OG95WFRzZEpvSXdMWVA0QmU2OXBwNEFwOHJ2eFdZbmE1WFN1cENzU1l4Y09NdFhfMVhDOHBRenVrS3V1Wk5kWnZTemstd3llUUQwY2o3cERHajJUYVEyVU5kTnpfckpQLUtLR2MwT2tPT2xQMzFiblZwTHlMR09TRnFQYkV2OG5vPQ== |
Hello I am posting this on behalf of my girlfriend as she doesn't use Reddit and we are not sure what to do with the current situation she is in.
The title is pretty much the summary of the problem, my girlfriend has found out recently that whenever she gets paid her brother is sneaking into her room when she is not home and taking photos of her most recent payslips.
When confronted by her he offers no explanation as to why he is doing this and only replies by telling her to "mind her own business" which is ironic seeing as that's exactly what he needs to be doing.
I know this is an invasion of privacy but want to know what sort of course of actions she is able to take. We are from the UK.
I'm am unsure if this is the correct sub to post this in, if not it would be greatly appreciated if someone could point me in the right direction. | r/financialadvice | post | r/FinancialAdvice | 2018-01-12 | Z0FBQUFBQm5tblFYMUxuY3g0Ri1sbnBoZExlcHRVTVJFSlZLT3Uxem9GQ1dPR2Q0VnRNNjNmcjdPZkVhbGhEUExwMWhRRTBBc3padTBsN0g3bDdSY0RMUzVpNWMydnRhVWc9PQ== | Z0FBQUFBQm5tblNFY2x6Z05PN21YU0FHeVJaTmRXRm9kbTh3YTlUbnRtMTdyMGNiYUI2Rk4wZzBDbC04eHI3NFJ3a1NxMUhuZ1B3MDFMcmZrY0JvVWxXMXhod3Uzc29vR0c2U1Y5NzB6SWpxdGJvdE1WZzVYVVhTSHotQXplSFcycWhIUWFiYjkyeGJqdmRVbE5KVHg1a0xpQXJ0RnhTMjZGaUtJM29aNVp1YW95WUtVeXZrRzNKRWdOZ3ZZM1ZzWF93MGU5dnVOUERRNEllc0JRQ1pSZDZ2c0dlZWJmMEFTUT09 |
its so awesome, but idk how to do it! | r/pencilmusic | post | r/pencilmusic | 2018-01-12 | Z0FBQUFBQm5tblFYWGthM3F0Um1XTEliRmtlVkRhRkRta2pzei1nQVZUdGtEdWZLT24wVUpfNDJpeEJGcGdCSDJaN1RBMmUtNFJhRHl2akt6blN6M1piQkF2WFEyazV5QXc9PQ== | Z0FBQUFBQm5tblNFLUU3WWRkeDNUdkpYbjBfeUFMN1ZOSTFaaFZuV2xtQlFvZkk2SlF0VGhXQTVyTjA4aDhDdFViVFNTZjc0MVdUVEk4cW15TEQzTmF3N1N2bWc0LTQ1am0wNGZYeWotbDBoT3hJX2NaQ0s0aHI3RDY0UEJaSjRGb2xOeER5RFMta25pOEc5NWpnSnNOaGhFMkc0LURuVnBfakc0ZW9VT3F6ejlkUnQzMU1Hb1VBPQ== |
When someone decides to make a troll/scare video... everybody's gonna look like FOOLS with their speaker volume turned all the way up :(
#BraceYourselves | r/pencilmusic | post | r/pencilmusic | 2018-01-13 | Z0FBQUFBQm5tblFYMmVzdEJ4bzFaY00tNS1UbnZ2Y0U2MDB2WnlFUXd6Yy1uZU9iZFdiZU83RXc3NXhEWF9Kd05uYUk4ZnlvMFFOWjFMdGRRUnV3ZFBVWUhYaWIyRzNjaWc9PQ== | Z0FBQUFBQm5tblNFSUJjVjJGYXpTMk8tcXZhRllmMTN5MkQzMl9hQ3ZxazlfTl9XZEllaHlvYUJTcml4VTBINlQxcHhKT2RmZjVmMU5QdDNNc0JIVXhoVEFwLXlaZThSQjJFWVcxR1VkUlpud3FPa0pCd0R4XzNSNVBmR01FRkIzSlJSSGpwSjJUYmJPN0JQb1hObFpsQWpUdmp6QnUwbWI3R3d3OVV5ZEFPVGhUQU9MenJsa1JnPQ== |
Hello!
I am a disabled college student living in Denver. The apartment unit I moved into 4 months ago promised to have the elevator finished by November.... it's still not done. On top of that the city removed the handicapped parking in front of the building. The pain from going to my car and back lasts all day. Being a college student I can't afford to pay almost $3000 to break the lease. Isn't there any liability for the apartment managers. This is completely unfair and I have no one to help me here! | r/financialadvice | post | r/FinancialAdvice | 2018-01-13 | Z0FBQUFBQm5tblFYNnN6NWhGNjQzQUpJNDduUXlGU21QZ2RBVHJNVnB1UmVObHBUTVBrd1VPN3ZVUGtWeXdBU2lZNnFMeTY5THg3M25VSFh6NUc4cGxhTUNEN1RFQ0N4c1E9PQ== | Z0FBQUFBQm5tblNFX1loT1RkdGlBVnQwbVN6TkllSE1qbEhReXdHaGtINEJzeTJIWnQ1TF9teEl2LWdTX21LdmZncmZjY3lUalNHYWxZMW0ySkM2R3N5OG9LSmlwNllmb01UTE1rVDRyYmxDbV9DYko1SGYyMlRWb3U2alJrVDlSNGtNRFB0M1JPMHE5RU9rc2lIc2w4Rm5fNTE2VWFtVnQzbUJJMlItbVJXeWV1RW5JcXpxUks1NFhDU0hnRV9DdE5pdklMNk1NeGtBX2VpYTRuR0YwbmFldWg1VVZxekdXdz09 |
Go Go Go | r/pencilmusic | post | r/pencilmusic | 2018-01-13 | Z0FBQUFBQm5tblFYNzZlaFZ6NVlvVDNBZlI4UkFTWHZOWU9Wdmg3dFhlQV9VQmgxenpFc3E5U0hEWlo2bDZoaDlyM0xuV3hJc0p0OWMydlBENnlFRDVYU3dmNEk4Umk5N3c9PQ== | Z0FBQUFBQm5tblNFdm1CcnU1bFRqUVFZbWdhQThIVG03anV5eXVyRVpmZEFlVTZzeVJRSWlYeENEU2dfWXBUcmVfbGtRcW40NmQ1cERpQTVfNkhZbEhRWjdjSHhrb041YkxySkFTR0JDUmozUUFSbzVaTzhtZlpxdV9LN3JVVExYTDQ5VlhmRmpyOGJ1cE9HcE9FZlJJWWZsei1mRGhub3RtbFNGSmMzelJ2OC10N2h0Q3NOOUVxUExMTnVjbFZWbkFwSVJTZjRVdWcx |
My wife and I are looking to purchase a house within the next 1-2 years. Our goal is to have $60,000 to put down. We currently have $20,000 saved.
I am trying to figure out what option is better in the long run:
1. Continue putting most savings towards retirement accounts and health savings accounts (HSA) since they are pre-tax at the expense of a lower down payment and having to pay private mortgage insurance (PMI).
2. Move more savings to a down payment and decrease payments towards retirement accounts and HSA at the expense of losing that tax deduction and any interest/investment income. | r/financialadvice | post | r/FinancialAdvice | 2018-01-13 | Z0FBQUFBQm5tblFYcG1KY3lZVEdkWnFvMGhzMWxFdXlKWjg2S3k2aTJwTjZzN0ZMYXcxVW1MeDZhXzZyZmN1TWRrVTgxUU9oM2p0bHZUOGpSTFNRcjc1TF85UzhYdVNiQXc9PQ== | Z0FBQUFBQm5tblNFU0loZUdMWjVURENzRUtJSi10TlVndHh5ZnZKYVFPVzJiUFRkTC1KN01OX1ViVUdfeE80eGQ2NkRERk1KcWxzUzRJeGpCQ3NZSXFZaUdveGJqNkdmYnFUeE1vNzlkQkI2WTB4Z3lIX2FGRkV1bzhnTGRVcHAxVGh5d0t4VUhVR3pGX2ZqTnJJb290Uld5c0hTVWR3MGt1REprLUZnemlIMWJsRXBnckhtYmlMOFhES1h2RE1ickJvbUlHRmtwUF9UbDBPZ3BPS0tNOWdkNUp2S0NPZVN2Zz09 |
This sub is incredibly fun. I want it to become a super popular sub for Reddit. I really admire the creativity that has gone into creating the excerpts.
A few things I have noticed:
The rhythm is a bit loose. Which with other elements added such as melody, harmony, and texture it is easier for our minds to “allow” imperfections. But in this stripped down version, the rhythm is fundamentally what we are hearing. The remainder is imagined in our minds via a pyscho-acoustic process (as Garth Knox formerly of Arditti Quartet likes to say). I imagine you all are striving for as tight a rhythm as possible, and I acknowledge that effort. What is lacking is the articulation at the beginning of the note, and filling out the silences in between. Afterall, silence is as integral to the rhythm as the sound.
For example with the articulation of the rhythm let’s look at W. This is a great letter to get four distinct attacks. The issue with this for me comes from the fact that the very first sound is soft and without a distinct beginning. That is an issue because the music it is replicating is much punchier. A small improvement here would be to start the W stroke slightly above the paper so that there is a clear “tap” at the beginning of drawing the W.
TL;DR play the silences, think about the beginnings of each rhythm.
Thanks so much for creating this sub, I am enjoying it immensely.
EDIT: I want to comment to mention the deleted post. I think the user made a fair point. They said:
Dude, it's pencil and paper.
They are right, this is a fun sub where a lot of enjoyment comes from watching everyone's creative efforts. It is a bit like a musical haiku, where much more is revealed and than projected. And I love that about this sub. My post could potentially steal some of that magic, and I apologize if I did that for anyone.
Thank you for reading.
| r/pencilmusic | post | r/pencilmusic | 2018-01-13 | Z0FBQUFBQm5tblFYY2thMmxteXo4VjRXbXdRbkJsRmg4SC1vUGt0WFpKelpnS0l1YUQ0UHhBWDFvaXBnUWt5aDNUdkF6WFR6LUJFVmFsOEV4VEhDVmo2cUl6c3F4OFUyZWc9PQ== | Z0FBQUFBQm5tblNFNWwxYXhCZGdUdGFGZWV2SW1vZzdRdlRDN0cxN25VQ2tsTlV5Qnk4OUp3bEZFY1REV1djakZvWXl5Ykp2MmVjcTE5T0NaajdvOXB2YzVOWEdsNUprN0ZVZ1FONHhfck5uR3FadmhjUjlCUW1iX0JqZUJIN2RWUmxUcU44VTllMFdVNVdkX3lKaUtpZHlIVzRPUDJORzJKSW9UdTd1c3BBWGhGZ1Yxb0ViMDZrTmZCSnF1SkIyS1lXTS1LODdyS2kw |
I have a wonderful relationship with my Grandpa. He's an incredible person. I love him much more than either of my parents and he loves me much more than any of his offspring (He tells me I'm his favorite son :)
I'm not as well off as my dad, aunt, uncle, brother or sister and he knows that and said that he'd like to give me $50k in his will when he dies.
That was about 10 years ago and I said "Papa, if you gave me nothing it wouldn't change how I think about you!" Anyway, he has kept mentioning it over the years, he updated his will and told me again. Then recently he started getting noticeably old.
It's hard to talk about, but he's having trouble remembering things and he had to give up everything to his kids including Power of Attorney. Idk what it means, but it seems like my dad and aunt have all the power now.
I talked to him and let him know that we (my wife and I) are almost in a position to buy a house and that if he wanted to contribute anything at all we would be very grateful and it would really help out a lot with getting us on our feet. He of course said that nothing would make him happier than to help us out with early inheritance or at least part of it. I told him to let my dad and aunt know so we could make it happen.
A week passes before I talk with my dad, who informs me that papa doesn't have that kind of money (Used to be Vice President of Marriot, Head Executive in Del Monte, started and sold a successful seafood business, just sold his house 3 months ago for $900k to move into a condo, has never had debt besides house payment) and even if he did, he would have to split it evenly with my siblings and the family.
It pisses me off because we were never even close to treated fairly by my dad and he truly doesn't give a damn. I wasn't the worst kid, but I was the first kid, so I got military school paid for and my siblings got college paid for. It really stunted me and helped them which is why my Grandpa wants to favor me.
I really don't need the money, I've lead a pretty privileged life, but damn it would sure be useful to take us to the next step. Is there anything I can do? I talk to my grandpa at least weekly and he's still coherent. Could he go in and make a Living Will and Testament or something? Idk what that is, but I was told it's more powerful than a will.
Any help is appreciated. I will read every response in full. My dad and aunt are not evil, they're actually pretty nice and funny, but they definitely care about money much much more than people, relationships or family. Their life definitely revolves around it.
| r/financialadvice | post | r/FinancialAdvice | 2018-01-13 | Z0FBQUFBQm5tblFYcEFfM2hDUzFTOEtocUk3c0dzRW9WMnRIVDJZN3Q4TVZ5UEJ2aDE5NmRIV21GYWNfc21CNl9sZXJ3NzJNa3dWa1JSMWY2THIxYVBlMU5mVy1iUFBkdnRrbzlKNEpoX3dPakh4ZEw5ZXBsZE09 | Z0FBQUFBQm5tblNFTmNnNFBJUjgxbGxWRk9uVWFyTVZkZWZMYjA5cmJnUm5WNy13Mk5XNExTTlE4Q3ZxbHFFTXZYU3JOTEtWaFB2eHhTZlRJeHhfRXJtaGE4Yi1jR0JxT1N0eU9neDc3dUg3NHlmQUZqTXVGcnpuLUJzcTg1amZKYVVUemZIU3NBOXpXT0tIUTJVUmNYb3lvYzIwUnczTU5aMFg3azEzTGRGem1VOExLMEVTVG9ZWnk1S0p4U3Q2YnRXUzV1REF4MC1aRkl6NWlwMXJVTE1uTlZ6UmQybWRxZz09 |
Whats a Vrat recipe? | r/minimeals | comment | r/minimeals | 2018-01-13 | Z0FBQUFBQm5tblFYcDFYMUsxT09DVFVMOTJyMEdESExoakRMT043OENNV2RtRFdsVGpITDQ1d3hRdVpmcVUxYU9XYXFOTmdoOHR1aVhkQ1hDTDhWSy1IRzFlVGIxT1J0d2c9PQ== | Z0FBQUFBQm5tblNFSUxaUndtUWxZQlBNNkNIY3pYV2ZfdnN0UWtnVm5oYU1LTzJuS3FycWxMZ1FyWENPYUZOUTAyNnhSUXZzekx0TDlDX2VmVE5qRm11a3FyeW9xR0ItODFDMERuRkhIY1pEU2VFRHhud3hHWTVJVzBOWl9hY0xVQzlqRGhheHFodmRNR0dtRVdSNUY0MVEzNWhzWHdHVjZKYzRoc21EeVVGX3RieFRNY0JBOW1lREhWUmlDLUgxM3F5b3Z6VWM5M3F1TGVYNWVhOU1GSmVyci1WU3FXWTd5Zz09 |
I'm sure hearing crayons, ball point pens, fountain pens, charcoal, paint brushes, textas and more, by themselves or even together as a stationery orchestra would be interesting. Or maybe a sister sub called Stationery Orchestra would be nice?
Just a thought I had to hear some more weird and wonderful tunes, or even symphonies. | r/pencilmusic | post | r/pencilmusic | 2018-01-13 | Z0FBQUFBQm5tblFYd0p0V0tCZFlWdDRXa3lfbTBwYzdvTEUwN0YtZFdOSzNnZzk2dXdDTmNQMUwwUWJ1SHpKZjNuVHNUUGhUY2JhVExBcEZUUHJVT2JmMUNmOXZoMVpORDlYbV9HbTVRQTc0R3hxcFdyYWdtWUU9 | Z0FBQUFBQm5tblNFWTkycFFGcHo5Sm5TSk9IaVQyQW1JcS1qdXI2Q1hJWkJNSkZka0FsZjdVM2NKdGEzM3A0Y3R0T0dMaFVTMkpYaVhDVW4wRXRSS0JSMEdfQm5ZaVVrVUFHX2xSQ2FMWEZUQjVkSFFmLXNtYkloMElHOHY2REl2ZHlnMzZTbG8tdWV0c0pzSVNDbTJLbHAyN21pM3hpRVdYd3RJY3ZfR2V4ZzZrRWx0bENDTXBKU3NMT0E3TFRjRnVwRzQ1dThrRVRIWEkzZjBxVTlKMUZaRl9ZRXd6ZVJTZz09 |
Original source is MythBusters S20E08 Fire Pane in The Glass XviD-AFG.avi
Commercials were already cut, and I also cut out the preview (why is there a preview for a show I'm already watching?), the title sequence, the recaps, and most of the interstitial Mythbusters logos. And of course, it's all reassembled to stick to one myth at a time.
Runtime is about 37 minutes.
Get it at [1fichier](https://1fichier.com/?qxtc0cxnp3) or [multiple](http://dl.go4up.com//dl/c9716eab984f47) | r/smyths | post | r/smyths | 2018-01-13 | Z0FBQUFBQm5tblFYckluYkdtazJnUXBvU19ZMVNNZU02RWtEU0ZZRUlhcktUd2h4T0RsUF9KREJ1U3RiNnJGLWZ4YzJ0ZEJjbGRSQ1QxNWFXYU1yUEFlcFNSUXBNcFNzTnc9PQ== | Z0FBQUFBQm5tblNFZUJ1YWFGZzluNmtRS2tKZ2EwbXQ2WlBuYmF4aXViNWFYR3p0SnU3M2ZqaVhOY0Jqd081aTBpMEUwVll4a2NmRURaUDdzdWc2a2ZKOGFvejJ2SWVXVnk3NGNzNk1oWllmZGRULTdEYXJlTU1UR1hnRWwxWWw4NGViT3hBenRzTW1OWVpvNFAwMTNJS0ZsZTk1aTNsWkktaDlVOGpaWjYzNkNHQ0pQTFItSjJSVldCbWQ4Q0p4Y2ZXUldQT0I4aVBj |
Start at 0:25 to see the workout! | r/soccernerd | comment | r/soccernerd | 2018-01-14 | Z0FBQUFBQm5tblFYU2k4enJHUVY2bHVlYjRjNzV6TG9lanBudnNIQzZnc1prVkJ1cUtYMTIycWFfSDBHRERTWDBuUUxwSTQ2bnNXM0EyX1ByYkxRX0pSTkF2NExZbVBNdXc9PQ== | Z0FBQUFBQm5tblNFaWNzeTFGZmRHa09WMkplU2c0T29ZS3RzTEx2YW1yUktob3NUSjNKQVFlWmY0T3pYS3VaS0RXWE5TZzAyUVJsQTZMejNmekpjejBCRXJIZE50UTFXb0xnb05YLVhnSTF3S3ZrOGJ3NnZpQUNwcnZlYlVyYy16LXZDZ3MySUxMdWlQYzh6alhEM3VJX3BNN2YyVVI1X2pWSHhhQ1J0TjhDWm85cTZMeVJWVWROcDJxcVBELWt4VjRKUlllei1mM0NsMW9VQmVMZk9hbnZtbkZuUUllRUpoUT09 |
An atm just robbed me of my money. It malfunctioned when it was supposed to give me my cash and rebooted then shut off. My Bank of America account was debited. What do I do and how likely is it that I will get my money back? | r/financialadvice | post | r/FinancialAdvice | 2018-01-14 | Z0FBQUFBQm5tblFYV0p3SGxjVnpjNmllX19XMWQ2aEQ0eVR0TVRCaGU4WGVCRDFhMktrM1VvMFNqT2swUFh2UGo0LXdvY3A2WlRBUU9GclRNVURJNHJjdUV3MXhQWUlUTVE9PQ== | Z0FBQUFBQm5tblNFZ25xcC1kQ1hEdTFTRUFrS0Y0UlhFV2NuVDcyMGNyNXhXckJGS1FuYnJOM0pFajFCamFUVjdVUTgwaTZOR0RwX2ZEWnU1NVJnVUpYeUxuRWVpb3JWc29uUjJhdDVSTG1uSW12OFRsTFNPMmZ6amNiSjlRRDhpR2c4LWNtY3FkanJ1SXkyZVpIeFlIZzdpbVdqT1NTWXJDTDhpbGJWeDl2VGxvNmlEeV9sNVFVPQ== |
Why is this cool sub NOT active? Very wiling to learn.
Stay cool. | r/staircasewit | post | r/staircasewit | 2018-01-14 | Z0FBQUFBQm5tblFYSWVyOXZVSng0R2JHQWZZdkdEdWNzWGtUZjhfanp2Q3ByaEU2VHAtblpraENlWTZTeG44NGZQWjc5TEdMcmZENm5YRUNpeGJFUjhvYmFPVDdMV25hZGc9PQ== | Z0FBQUFBQm5tblNFdkhKYmoyUVVJUF91dlNiUERpMDdCOVVSTHVNQVRvenpzeTZ2YzZaTmJmanhKc1RtZ0Q2RWRGX3F6SzM2NGZOZnQ4MEdBREY3U0RvWURmS1cwNDZ2WC1YR1ZFMnp0dWdWM1dHRGRCdWwzS3hqVGtYeExEUnB0TV8yekJYLW45Si10VTNjMGw4M1l2REs5T1hucE1xdklRPT0= |
My mother has MS and its becoming more and more of a drain as she is degrading quickly and i have to be here for her more and more and its cutting into my job which i need to pay bills and such
I cant keep giving up work and i cant find anything that would help me be paid by the state to help her
I have been told several times i can be paid for it but i cant find anywhere who does
She doesnt have medicaid. She has medicare
We live in utah
And she is not a senior shes 48
Anywhere i look on google no matter what search terms i can think of keeps taking me back to medicaid and AARP which she doesnt qualify for either
I know its a bit much but i dont know where to look or where to post on reddit
Im just losing more and more money and im losing my mind as is
| r/financialadvice | post | r/FinancialAdvice | 2018-01-15 | Z0FBQUFBQm5tblFYaXRxaXk2Q0sxSzBEY1FpMndxUEN5SUpTT3JXaGY5b2RwcEtwc2ZhdVJKYlR4SzNRcGNtaTN4MDMzMTNZMXlvby1LM2lNRmo2RnBsRGNVVDhZMnR2VXc9PQ== | Z0FBQUFBQm5tblNFV0c3VW9iWExoczk2QzAwZlBndGlsQUlHMjdQYkpkTlMyeEFvOHA0OU5WWnQ1SmdMcW9YOFE0UUozeGNPVXVueEpKUUN6elppTkFmQmdGam1sVXl4NGFDNmxOdjFwTWFhWmNXSWY3NXNkdFo5Rm01aFpxWHI0RjhlSmRiYllwN0hlenZWd2swWlVvRHpSQjROSzRQMU9SOGNHQ010N1dRU1VieHBnbzczVlEyQUY5QTBaMFg5ZzEtYkFESkhPYnEy |
Six months ago invested loads of saved and borrowed money into restaurant. Because of dead season restaurant doesn’t bring any income. Reduced staff already, reduced spending to minimum but still unable to pay my monthly installments to bank. Today had a phone call from bank asking when I’m going to pay it.
Is there any other way to get financial independence than bankruptcy??
| r/financialadvice | post | r/FinancialAdvice | 2018-01-15 | Z0FBQUFBQm5tblFYYndlbDBoSWI1elh2RUVYNVhsamtzUkZjV1lPa181WEwxVEZkZWp3YmEzRGRCWmhoQ2hDSlJGNFc3SGRNQU9IVjZtTlB4bnJnck1mWGgtSi1YSWdET3c9PQ== | Z0FBQUFBQm5tblNFSXV2U2NBUGZjWndqSmcxUGhrcHJPYlI0eWRxMm8yS2JIVjFCdTROZnNNNkttS0xfZU41RXlRNlFMNm51Y2k1eGJZVVdqTHJwaHp4V3ZWaVBtQ1hJR2FZZ29RRE1MeF9ydnR5NU5TOVVQTjZGbjhpc0NmMjdiN1BGaTJ5NlRCb3hiT0d3akNaenE0ZGVidmZvXzZjMVI4WWJRNnljSDNUamJZeWctaDRLbDh3SGZCNHhUV0JzZEZrek00N3VLRTVheFYzY1FIM2FDWjRSU0lPaHI4b0twdz09 |
long story short, i work part time for myself and full time for another company. just moved about an hour away from said company. I have amazing job security and have almost 20 years experience in my field.
I get paid $20-25/hr depending on what i'm doing. lately though, my full time job has dropped down to 3-4 days out of the week vs the 6 I normally put in. i want to continue working for this place, and this place definitely wants me to continue working for them, but the pay isn't worth it currently and i'd like to negotiate a base salary. I don't want to come off as an asshole to the company and ask for a 40 hr work week salary, but i really don't know what would sound fair to them. i also don't want to dick myself over by making less when work picks back up.
how should i go about this? | r/financialadvice | post | r/FinancialAdvice | 2018-01-15 | Z0FBQUFBQm5tblFYTjZyRVZaVmhfNGpVS3NNWkUwMkRjSC1hUW9nc3l2Ry1LRzVXS3AwU2p0M192bUNwWHNqLXFyNlNOcjgzeGFHREJCb2pucUlaV3ozUUZpYmM0NGVfY2c9PQ== | Z0FBQUFBQm5tblNFeEZCZEktWjI0R2xVOUpoUDFkWjJ6NHE1NVNvZzlPZFk0MzBsZFJSYkQ2MFRqa25FdU5JUlFpTWRKRnlWOFJvNzdrMnFGaFlCY0pVQVY5SjVMMEhoS1daOFlKMUJpUmkyQk0xVGZZZjhaalNHdWRFMFFEb2NtQS1FUlRkaTU5cENTdllDbHJ3dTA2QjF1UDBBZG1ybVVJYWJHakM2OHBUVUdWUTQzejQ3bXRQUVJfVHFPTzBiR1FUVUpsazlROTVLY0R3RkxWM1VnV2I5OXdGTTFmdHlDUT09 |
First of all if I come off as annoyed I apologize, but I am, I'm sick as shit and tired as shit. So apologies in advance.
Second, I'm blown away by how this community has expanded and evolved, looking at this sub, I'd never recognize it from its humble beginnings, and I'm okay with it, I created this sub to celebrate the well worn and you folks have taken it and ran with it, and it's awesome, I see the most unexpected coolest things. That said, the statue posts bug me, but the upvotes indicate you all like them, so they stay, for now.
Now on to the meat and potatoes. We're a super hands off mod team, probably a little too hands off for some peoples liking. We remove very little, obvious junk and spam, and have only banned three or four people. One being a troll, the rest spammers. Today we added to that.
Going forward, as an addendum to rule 5, there will be zero tolerance for begging, asking, insinuating want for, private messaging, so on and so on, for used and free stuff. (the side bar won't be updated because I have no idea if our css guy is alive and I'll just break it). Here at /r/wellworn we don't judge your *ahem* preferences, like what you want, how you want, when you want. But being creepy as fuck on this sub or through PMs is sure as hell not the right way to do it.
This is unfortunately not an isolated case, we've had reports of this being done by a few users. This is the only warning, there will be a one month Insta ban for your first violation, permanent for your next.
There are plenty of subs where you can buy all that kinda stuff, from A-Z, from willing participants. (no I'm not looking them up for you).
Please be liberal with the report button I'd you see it and if you get pmd with one of these requests please send a mod mail with the /u/ so they can be banned.
There will be one, and only one exception, if it's a truly rare case like "my mom gave me one of these as a kid but I lost it and she just died" , or I'm a legitimate museum curator or something of that sort, please mod mail us first with the post in question.
That said, if you are truly in need, need some gear to get you that first job to get a leg up, I have a not /r/wellworn pair of size 10 steel toes, extra wallets, belts, maybe even a hard hat and coveralls, or most other stuff that gets posted on here regularly that costs money that's needed for employment, that I'd be more than happy to send you for free (within reason, shipping across the oven is expensive) pm me privately and we'll figure out some sort of verification to ensure that it's going to the right person.
Asides from that, stay frosty peeps, don't be pervs. | r/wellworn | post | r/Wellworn | 2018-01-15 | Z0FBQUFBQm5tblFYbEh0SXloR3BhY1lEN2RQNkJEaURLX2lmWlVjalVfMERVXzNCaEhDYUFmQlphS1lMNGpoNzQxaHIyeUthbVhkWHlfRG42eEVkUEpRN01xX3c1ZUVBanlEdDdhN0xTeU5NNlQ4MzFvLXNlOFk9 | Z0FBQUFBQm5tblNFNW9UWHFTVkh1aE5Zc0RNeF9FSEIybmI1QmVZMERoWnNneG9PeGNhWUl5TDJrRXF6VTNlTGtITDZsaW9fTzJhT3h2RzlXUElqbGdlajB6cUJlZUlrSG5GRkJDX3NvWkt0anhDYUxlOFZ5ZnFlSHhObzJqX0dvQVNUaXprSHFCOWV1WGgxZS14RFBPNlA2V3dubGJudmR0enNacFgwUjVOLXFWSWJNNGs0OVNBc05SLW5OMmlIYzJqLUNReGxvOG1QNjRsNHRyd1p0Z0ZrZ2lPa1h2eDJZdz09 |
I appreciate the content that gets posted here. | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-15 | Z0FBQUFBQm5tblFYblBhZ1NCbmM1SjlvenFQYTVJaFNndzI0Skk3dHhCWjNkQU1OMzFvWVZ0VkhYNVAwX0pPN0RGZEVwTERpbl9hQ1dVU0hnVVBYMmY0THBvR1JfN3VVV0E9PQ== | Z0FBQUFBQm5tblNFeEY5ODhDUVlfR3htbGgtYzdYTHY0YnVMVVZqd1pfRUttWHJ4NWdXWlE5YUpocXlFRXlCR3g5elduYTh2cDhXYnFiVmVnTnI4N2tJdEk5X3BwdkF3WjBYUmhFd2VJLTVSdUlIR29kWkpBaHJIdU42cURJbE1pajlpdXJUMXdYaXlscHh3cG9rN0VjOFNDa2I3ck5YM0Iza0pwbW9pVFJnWmFTb2JJWDBiSmQwPQ== |
I appreciate you | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-15 | Z0FBQUFBQm5tblFYVUszQ0ZNV04wc2dtYmhVLUc0WXBuY002Ri1rbG5JbjhWSG5uaUthNHRPaGYwUVZvUTlDYkNFbWJqY2tjRGN0RjJHcmpMWnUwSUNlS1otV3JKTVd5ZGc9PQ== | Z0FBQUFBQm5tblNFYTBLWVJMa21tUGtrcG9zazM1YW1MckRyb18yV1ExVEkzQnRmNXc5UlhkQ1p5QVVYSVoya0tDOWZEcU5HZTFrMDZUVVJxWnJjQnd6cXJqdUluS0ZDc1pNRVVwTkxvMWVqcVRYeUNMWld2TXlxdG9XaFVvc0ZFaTNVcGxvS3N4SVdxMk1RbWFxdkRuNTF2VnhMT1dVSGFOalpZT0RZcFJzZDBrLUlXZjB6ZWcwPQ== |
:^) | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-15 | Z0FBQUFBQm5tblFYSEVLd21JUjN3dHRRQjI3X21zTmVpV0Q3NXpNU1Z6UWJMQnJ0LU5wU3JqQThLMktDQ3JiVFR2OVNnQzVmOU5HNTQzYnA4TE4ySnUza0JrM2VfZWhCREE9PQ== | Z0FBQUFBQm5tblNFLUtmOWFyNTFqbV9KZ3FIY0ZBblJ1aDFEdW1aYmNHRDhHVWpiWEIyRXJ1dTFmbHZ6MmQyUEwzVHIxbjl4X2FDZ3JyOUJjTVNDSXJYamxGRHZnNXVRMGhkTWZjZFczcjNIOGlRclgtWllGcmR6MEhMUEVhby1nU3AxMjVkZ1lfQkZJbXNBNWJsZ2Z0cVlPdEhNeDIwdEs2dGd2NWZqcDRwSW9PRDloV1d1cGZ3PQ== |
Yeah that's the stuff. Glad to see this sub is alive! This is a great post too. | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-15 | Z0FBQUFBQm5tblFYeEZ2c2dQSUVJaVd2NkNleWZwTE8yenRrbVpQb2RLclE5ZHdZV2Z3STlTSS1qVXNkYjhLLUU5WHQ3dEZMNkxFMUVPcmJORTZtWkt2T05FLWNnZE9VQ0E9PQ== | Z0FBQUFBQm5tblNFR1F4LXFubmhYWGdrd2VWQlhYMnFheGwta2xPOC1DaG1WZXZkcWlpWnQwd0dQSlVjM0l6TzB4ZFc3X1FUMlc0cWd2NndEempqb0h4STA5ajVuS1FMZFdNMHdaUWJPWnhlSnpnejBTQlFNZ3hiTWN4TVcxcXdVcnZCbGpVUURqMXpybklGRTZHMjdSTmdndzZ0eVh6MDdLaF9MaTNxdjJ1TjliMGY3VW1Cb3NySThOd0VPbjRpTkQyVG9zRmJsNXZs |
Try to make a long story short. LAst year out of sever need I rushed into getting a 2008 GMC Envoy. I have not had it a year and I have had to put 1500 + in repairs into it. Where as Mechanically it's sound it's electrically that it's suffering. I can walk outside and start it up without a single issue, however it needs things like the entire hatchback door Wiring harness replaced which is another 500 bucks. So I decided to test the waters on seeing if I could get out from under it and well technically I can.
I have a chance to get a 2015 Scion XB. Having once owned a 2012 scion that I had to leave behind in Hawaii I love these cars. However, because I owe 7000 on the Envoy and it's worth.. well a lot less, Trading out of it is not an option. The dealer is willing to put me in the scion with a down payment and no trade it, though his advice was, Let the envoy go. To surrender it to the finance Company willingly to get away from it. Now I know what this means, just because I give it up I'm not done being responsible or it. Still right now I sit at a damned crossroad and I'm not sure where to go.
My Envoy : 10 years old, already had things go wrong, Mechanically sound for now but what about a year from now? One of my biggest fears with this Envoy is something breaks on it I can't afford to get repaired and I'm stuck without this offer and no car. It's not exactly fuel friendly and it has 151,000 miles on it. I honestly got it out of need and what I could get to in terms of dealerships.
Scion - It's smaller, newer, better on fuel, known to be reliable so far less likely to have something go wrong on it and has only 55,000 miles on it, or roughly 1/3 the miles on the Envoy and only 3 years old Vs 10 BUT in order to get it I have to destroy what little credit I have left ( my credit is bad honestly only about 600 )
So yea... is it honestly worth the risk or do I risk sticking it out with the envoy who so far has proven that mechanically it's like a rock, just electrical it's having issues, pay it down or even off ( 2 years left ) and then go for something with the risk being if the thing dies on me I'm stuck without a Car or an offer for one? | r/financialadvice | post | r/FinancialAdvice | 2018-01-15 | Z0FBQUFBQm5tblFYNlRwMkplREg4X3RnVGx0dnBpT21SOTZGbHI5YmFRdVRIanFTSjNuTXFXU2JCRzlTeG5Vd21aU3hQYWI5MERtWlVrUzRta2hyYmxsS29NalkyRk4tNVE9PQ== | Z0FBQUFBQm5tblNFVDNJX2tGVDd1YnZIZmk0eXNET1dna0oyNjNxZ3FfbnRqVFBIeG0zLTFhNm14WUEwUnpUdExiZ1huTkRjaXRDelVjSnRsQUd0UWpKRzJoN0RuLTFsVDEtT2g1VTFlbjF0eVl5VnFOZkEwNVcxZUhWSHFQTWNSYkZBLS0wZWFiaUJ6bm9NRVdHREFqT25lajYxWXNsS0hLNnhSVmp1WEkyM0hPVGhMRVd1cjZ3OVluaVpyMFJ4Z0tXNzhJWkdVbGtOLUc2eDF4cy1ZQjd4N184UnFsSnpuZz09 |
Please be sure to flair your post, thanks! | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-16 | Z0FBQUFBQm5tblFYeFhNR2I0bVREaThMUW5SRlJJT0hTRUU4N214eWhBY2V6SnN5SE1PWjZWemxKUVlPV3hfVmEzRWdvQmdlWDVYYmFiQml4NE5rQ0RHVzdSRXRWdTdwQnlNVHZQRUZtMEJiUThfRTdybWVCX0k9 | Z0FBQUFBQm5tblNFU0dKQ0IwVW42ekNIaFpNeEZKbEdRdWdYYmFqQzEtMzQzdnVzMEhYZUFHZkM1X01hU1NwdFdRZ2VnRENuNEZoWEFLbVE5aC1FZTFfbkJXOGdBTlVzMlJHMlphLXViaDAwMmUxdzN2QTRqOEEtVTNJSk81WUxSNzFHd09KZHhjemxsUXJGbFRoSTFVc0VxQllFZUpmUHJ1TFdqUjctdHZBWUN6NklPVUhSQWRneWJpNzViTTlsTk9LN2dPSFdQbGhJ |
Thanks guys you were really helpful last play-offs, good to know you're still around. | r/puckstreams | comment | r/puckstreams | 2018-01-16 | Z0FBQUFBQm5tblFYUnBBeTFyWW8xTWZORTcxRVpNdjVPdXVQOXV0azNteWVqQnhpZzZLdllFemNzWTJMakpBZ055LTVjUUNoaEJrUi03QVFsaDg3cFY1N1lycVNzc3FHUnc9PQ== | Z0FBQUFBQm5tblNFcFlPRU1fa25EVFZrWkZ0Sjh0cGU2RWdOMTlqaWpvb3hzVG8zZXMxSF9pMk43aU5nX2VYMXB6Zi1ULUtwd3VvUEg1V1hRYlNFVlRRcW50aUN3R1o4MWdfS25hbkVVZWt5V2QxdldCMlFITkNaS0NhZ0QtYVRzemFreUxBTGZ1OHVGUWNyNXRXS2hyY3V6X1dydkJEYVFiZHV4dHJZcFRwUV9YeEZVV2lyT3B1ZHFyaUVRWlhSY3ZvX2tOa0ZfZDVRZXNjVDFlVWh4elRkNk0zNE9oeVU5Zz09 |
So, I have earned a fair amount of money recently. However, if I insert all of the money into my bank account, I will be ineligible for earning my monthly income, which I need to pay the bills. I am unable to live without this sum. It surpasses a threshold, as you can only have ~10k dollars in your account at any given time, and if it goes beyond that, you will no longer receive the "social security" salary. It was originally planned to insert the money at a relative's bank account, but that relative has proven themselves to be hard to trust, as another relative has stored savings there, savings which now are mysteriously gone. What is the best course of action in this scenario? Note: this relative is the only person which the money could be stored with, as the other relatives have a similar form of income to mine. | r/financialadvice | post | r/FinancialAdvice | 2018-01-16 | Z0FBQUFBQm5tblFYX3BEODEwb2JRVkpEWXh5QmI5c2JnOVN6bE1rT1d0a3BlNDM4WXhGOFB3YkVVa244YmUxdlVtbVNzcWh2M2d5bkp5SFJGc3hXOGFqcVhrb0tsSTh3Um9SVmhsSGhrNGZjcWRuNmV6ZEoxUm89 | Z0FBQUFBQm5tblNFemFlN2ZOX0lIdmVMQng5N1F5ZGxwaWlBcnlCWUl0bG9OMmpXY2g3NHlpUHNZZXQwN3JOb3doVUZUV1BNeFk0V0lGTzZ4NXF5bldsMWxWQTdmenE0Qmw5bkxySFlZM3dHbDNnbDMxTjlTM3k5NUhMSE5oVHExQkVwTjNxV2J0VDZDWEF3Q3d6WEdIc1ZZS19uRFJqRDJXU3hpRUFWWGxBeEVlR053eVVUN2lwTHBna2hzUTQ2akNoMmVFS200dllPNm9tN1QzekpXUWVmWTc0LTQxa0JNUT09 |
Need to complete an order so I have $6 to spend. The person I'm buying this for likes those kind of metaphysical things like charms and different kinds of crystals. Thank you! | r/amazonunder5 | post | r/AmazonUnder5 | 2018-01-17 | Z0FBQUFBQm5tblFYU2lyaEc1OU9TU0g0R09sdDE0T1pTMUtXa0JBVDRJRGsxVEMxSlRPWS1ucEVRWWZmUGRIRnVoMUpCQlNnRVBVcmFlY2I1b0VUUVhsWHJ2dklLRlJreFE9PQ== | Z0FBQUFBQm5tblNFRmhkRXRVVWRDR2FDV0Q3eU1XMGxseU9FdWdXRDMwZ01yTE1wZmdvVHEyc21UeWxrZHFMaWJ6SkhLcHhpV254dDhzcUhmTHB4UG45TE1ZZ0xqd2dLaFJPQlk0RUJFaUFUb2tSeTBWVFVCWkROQnFocVB3bGVid2VZaks2ZzlnMFBkWGY0dll5aUtRcmlUVXZJS2swc3RXeklJUnVVQlBkRFZ3eC1ibmNIZm1pcFQxVTliNFRDNkJlUGQyN0VIVzA2UzNsa1lhd2lvX1dpaFcyaTZJQ29zdz09 |
The Fold was completely black, like a turned off TV. It ran from floor to ceiling, and was wide and rectangular.
It looked like a black wall.
"Is this it?" M said, stepping closer. They were in a ship, floating far, very far away from every home M had ever had.
"This is it," the creature that accompanied him said, softly.
"And when I touch it…"
"You can see anything. You won't interact with it, this is not a time machine. You will only see it."
"Anything? How can it show me anything that happens in the universe?"
"Synecdoche," the creature said. "The part for the whole."
M paused.
"The whole history of the universe," the creature continued, "can be derived from a single atom of it. Everything connects to everything. This is how the Fold works."
M extended his hand and reached for the complete blackness of the canvas in front of him. He paused. "Will it hurt?"
The creature turned to face him. "That depends on what you choose to see."
M hesitated, then touched the Fold. The blackness rippled like it was liquid, defying gravity; a vertical pool.
Then the black was replaced by a silvery goo, some sort of diffuse light dancing just out of reach behind it.
Then M saw the first one.
His house in Spain. The pueblo he lived in.
And Alejandra. Her face waving in and out of focus, like he was watching her through a waterfall.
"Who is she?" the creature asked.
"My first wife," M said, emotional. "I didn't know I was immortal then. We were… we lived together for a long time."
Alejandra smiled, her face framed by the window just behind her, giving way to the landscape of 1700s Spain countryside.
"Is it a hallucination?" M asked, eyes still on his first love. He didn't know what to think, what to believe. He hadn't seen that face in so many years.
He hadn't seen so much in so many years.
"No, it's real," the creature said. "What you are watching is really happening. You can't interact with it, but it's happening."
"How can it be happening now? It's happened before. I lived it."
On cue, M's own face showed up behind the silver goo, wavy and out of focus, but there. He was talking to Alejandra. They were smiling in the kitchen.
"Everything happens all the time," the creature said. "Your experience of the universe is a fraction of the whole.
There is no past or future, there is just a single chain of events called Existence, and everything that's contained in
it."
Alejandra's face faded. For a while, nothing was discernable in the goo. Then another face Flashed.
"Megan…" M whispered.
A young woman's face flashed behind the curtain of silver. She had a flower in her ear. Behind her, the cityscape of San Francisco in the 1960s.
"You were together?" the creature asked.
"Not like a couple, no," M said. "I was never involved with anyone after finding out about my condition. But she was my friend. I – we lived together. I had to leave before she noticed I didn't age."
Behind the young lady, M's face showed up, just as young-looking as he was back with Alejandra; as he was now.
"I never said goodbye," M said.
He was tired. So tired of this.
So much time. So many people. So many goodbyes.
He wanted it to end so badly.
Behind the curtain of silver, Megan said something to M's image, and M laughed.
Then the Fold flashed and the next face behind it was an old lady. Alone in a kitchen, eating soup.
"Is that..."
"Yes," the creature said. "It's her."
M watched the old lady eat. Alone. Wrinkled. Old.
The Fold flashed to black. A second later it flashed alive again. It showed M inside his spaceship, alone.
"This could be anytime in the last three hundred years," M said, still struggling but unable to look away. "I've been traveling for –"
"This is not the past," the creature said. "This is the future."
M watched as his image set controls on his ship. Then the Fold flashed to black.
"How much in the future?" M asked. "How long do I keep doing this? How long do I keep... exploring?"
He wanted to say 'living' but couldn't quite bring himself to.
Maybe he was scared of the answer.
The Fold flashed and showed M again in the spaceship. The stars outside dimmer, less bright.
"Is this still…"
"Further into the future," the creature said.
"How long?" M asked, growing restless. "How long does it go on?"
*How long until I rest? How long until this is all over?*
Another flash. Again M in his ship. Again. Again. With each jump in time, less and less stars in the sky.
"I wanna stop seeing it," M said, nervous, then desperate. "I want to stop!"
The creature said nothing.
M tried to pull his hand away from the flashing lights of the canvas, but couldn't.
He tried closing his eyes, but found that he couldn't bring himself to do it.
Another flash. M, alone in the ship again. Less stars. The universe growing cold and barren outside his ship's window.
"How long do I live!?" he asked the creature, pleading. "How long do I travel alone!?"
More flashes. M in his ship, in distant planets – first with other creatures, then progressively more and more alone, still the same young face, the same young body, exploring ever more desolated landscapes and solar systems and asteroids and nebulas and distant black holes until –
-- the Fold went black. M waited. For a long time, nothing happened.
"... is this --"
"The death of the universe," the creature said, staring ahead at the blackness.
M turned to look at the black canvas, his hand still glued to it. "So that's it? That's when I die? I have to wait for the whole universe to die so I can die too?" He started crying. "It can't be. It can't be!"
The creature said nothing, but slowly turned its head toward the canvas.
M cried. "I can't live that long. I can't wait that long!" He sniffed. "I'm so tired..."
The creature kept staring at the Fold, impassive. And then, in its big, round eyes, M saw something reflected.
A dot.
Slowly, horrified, he turned to the Fold.
In the complete blackness of the canvas, a single spec of yellow light floated upwards, slow and sad, like a last candle in a funeral, about to burn out.
But never quite fading.
It hovered in the complete emptiness of the dead universe. Alone in the void. Purposeless. Eternal.
A flame that nothing could put out.
M squinted to look better, but already he was realizing. Already he knew.
He knew who that light was.
| r/psycho_alpaca | post | r/psycho_alpaca | 2018-01-17 | Z0FBQUFBQm5tblFYQy0wT01hYnpGYXh1SjBndmt1OVJnSE5CWGZJVXpseTAzSGEwV3NESWV1bDB0ZFBVRXJRRDB3b3c5Nk5RRUl1VDZ1Y0lSTUhmUHZiMnVXZXVCcFhPYmc9PQ== | Z0FBQUFBQm5tblNFZXpyNEhTb3VzMkszUG95WVc2NG9reTdpRTVIQTYyLVh6Qm90TzduTnp2dDBvSzZzYzhNTDA4dElWUTFvY2M1b01FODBDNzM5ZnlCRGttaHhZbkVVTDhFZF8xeFk3Qml2TjRkaEp3eFFUT2VWOG52TlFiMHJUZktTQVZCM1p0ZVBJZ296RTUtOGt4eC0wMEZtcW5OWVJRS2UxbUpLY0o5ejEzU2NFZm14bFZkVXdKRlhYVTdqQmxUWmtvTzA3ckl1NVppdUE1QTlRU20xLXJUWjl3M0Fidz09 |
Just out of curiosity, a few years back I almost bought 3/4 bitcoins and they were about 275$. If I had never used them, would they be valued at 20k each? At which point how would I have somehow made that into an actual currency that was in my own pocket. Would I have invested in 60/80k worth of product to try and flip it? | r/financialadvice | post | r/FinancialAdvice | 2018-01-18 | Z0FBQUFBQm5tblFYY2VBTmtJRE4wV2dEckZGajdzcDhTaVFIdnpOUXhDRklpakE1dm94ZWpDSGlxZzBMeDZ6NktWc0Y1WVRrN0VwWGRaV0ZCTnJfaVdkazVVY3N1T01oMUE9PQ== | Z0FBQUFBQm5tblNFbXM1ZVB4U1ViUmh1T2J4T1QyNmFGYVc1QXFPd05QQ0RLMjd2dzJjY2pydDVYRXhYRFhtdzB2ZGk3U1dWTDFWZk1PWWV5azBaVDZfMURwWWJvQnBGVWFMbkZzUDhlVExRQ0EtT2g4amNiNFJFcURxdWJjMFdmX1ZwWjNJSXRVd0FYTzV1WEJTdy1zVGxsb0wtbmpUUi12bXpYT2tEdU5hU3BucGl1UUZWTk9Bb3pOZ0NBcXlhbEZaSlpzbkllR2JG |
I am in Houston, TX and we just had a really bad freeze. I was told to come into work Tuesday and Wednesday. I made it in Tuesday as the streets had not frozen, but they sent us home early due to the fact that it was only going to get worse.
On Wednesday, I was told to go into work at 12:30pm, and since the weather is horrible, it is only smart to assume that my commute will take twice as long if not longer.
I left around 11:30 to get to work, and hit some ice going slowly, but I slid into the curb, wrecking my alignment. I only have early estimates, but the repairs will cost me around $1000 or so. Around 11:45 they said we did not have to go into work. They gave us less than an hour of advanced notice, and I had already wrecked my car for no reason now.
**TL;DR:** Work says I need to go to work at 12:30pm despite the hazardous conditions, and then tell us at 11:45 that we don't have to. I get into an accident at 11:30 because of the hazardous conditions, costing up to $1000. **Does my company hold any responsibility for my damages?**
**Second Question:** Can ignore a direct order to come into work for safety reasons without fear of termination? | r/financialadvice | post | r/FinancialAdvice | 2018-01-18 | Z0FBQUFBQm5tblFYYWwtd19ycUV4OGJ0aUVyMVhRbFB1N3FhMUpTQzhMdnlYNWpxNnh1QXBPcTlzbGJxekxhY3QwdE1nLVhpUDZRTTRvQTdQd1otNHRYX1FVSUJMRUNzaFE9PQ== | Z0FBQUFBQm5tblNFbmRXTDZhemMyY1lNeEpvZ2NoSFM1Qm5qWUc3RHNRaGtaMTJHT1hBbm81OWYza29NNXQyY2FjRUNvcFhUR1RfUVBOakdranotVFZpV0xvUS10bXpRQmhDYTRPNkpKd0FVZlotUWJOcmozcW1RTWlnWDFVVU1PVmRTLVhoRFNZX3JCeXdHYlRyRkozcHBLMkd1SnBoVUljY3B5QkhOa0VEMVdJR1JXTFZMTEtRPQ== |
BLLLLLLAAAAAAHHHHHHHHGGGGGGABBBBLLLLLLLEEEEEBBBBBBBBLLLLAHHHHHHHHHHHHHHH | r/screamingfish | comment | r/screamingfish | 2018-01-19 | Z0FBQUFBQm5tblFYZ2V3LUx1ZXdYR2pjWnItdVFkdHJDa2J2MzN5U0NfRHg0SVJWblppbGtjNnJDcmo4OXJjM3dzbnUwcWRZOGNneEo3UGY4WWhUVWk0RzA1aF85NTZ5amc9PQ== | Z0FBQUFBQm5tblNFSUdQeERHdHlYUlJQbW1rcTRhQ2FObjNiWlg5WlNYeEZLckUwb19ubFloSkN3VDlXSTR6QjluWkw1emdoaTJMSUJybDhZQmtkWnIyaXJ3Q1BhNlFGanVyZHZQV1B6YjJiclIycE55bC1lOGZGMGlmRlN3NUFvYTdzNmh1clFiMjJoc1BKX010dHQ2WHgyWlhDdElZelVBYTRud3dDdnhCRHJ4Z1AxcVpCMGZJaDlBZENZMzdRci1Cek5hNl9xNnlVUzNaM25MX3VSOGxuZU42OTZnT3VwZz09 |
Its been more than a year, m waiting with my question to be answered. Mods email him plz, i did email him but got no response | r/the_gaben | post | r/The_Gaben | 2018-01-19 | Z0FBQUFBQm5tblFYSHdMUVR6dUZuN1JzNzkxQVFjYm1vendJVmsxWGlTT0dHQTFrWVlMQTdaUC1WWjMzY3A4cWgwa1NyMHFIX3pTTmlDczV5Zlk0NXdvWVZIWEhRaFdKY0E9PQ== | Z0FBQUFBQm5tblNFV0VxeWhnWU9UOHhxUEJzSWxiMjMtWlBwUUhhRXhhck1OdXBBWFNzSTh0NnNOVmVKUTZzZXVNR0tGck8wU3ZLWExlZjhjQnhjcUtiNmI4MGVseElqUEJBMkRfNXdUeFZwb0R3VWl0QzI2dlpqVXlBdGM4TWxEVVNGbWlIRHp2LWlCTUZEV3JDV3Z3bTlMR0Vtc05Ud20wXzkyMFVLRG9MU3lFNW9OT1pJa01HSmdsa2JUVTQwYlVFZHZaLTY2c1NqSWVHbUhvTU02T3QwSWxZSnBUZHVTUT09 |
Hello!
First question.
I forgot about my 401k ( insperity) from my old employer. I just checked and have about $5,000 dollars in the plan up with 20% roi. I now have a new 401k from my new employer (Fidelity).
Should I leave the 401k from my old employer? Or transfer it to my new plan?
I also have a Wells Fargo IRA. Is it a good option to transfer my old 401k to my IRA?
SECOND QUESTION.
Last year I made some investments in crypto currency and I'm now up to about 50k profit. I'm thinking of cashing out, but I have no idea what to do with the money investment wise. I've considered buying a house and using that money to help. I've also considered a business. Any ideas on the best thing to do with these gains?
I'm 23 if that matters
Thanks!
| r/financialadvice | post | r/FinancialAdvice | 2018-01-19 | Z0FBQUFBQm5tblFYTzBCM2RNYUFDbVFBWjdiTjQ5T2s1ZEQ4S3M0NnMzdlFPa1RSMC1KOGphLWlMZ0lOMFdOV0tXX3BhXy1DRzc1ekVfTlhqLXVTaGdTMnRkWmYyUVE4Ymc9PQ== | Z0FBQUFBQm5tblNFMmtKa2xWWGhJbkx6dHRoT01tV3RGVjVUcGJaU0xvWTNsX3Y1d2JhV1kzWjFSVnJmMHJSTy1wWXc5bkw0QVRtMDNPbUtVTDNObW4zMGd0aElyZUZsZ0Z2aGhxMEg3R280LTh3cjYyQnJWNlliT2tHNngwemVQOENpdEZYM0dNRTdneVhHWWY5YkpORWhjZFRXelc4MHVwb3dkT2FpMnVHQTdIMUxWbzhJc0VYY01DckxsNlhRZGlnZ2d4RGR3dXVYM3pyZDBFbzBfaC0wZUljSVZqYmRXQT09 |
The source cuts off a bit at the end of the second myth, right before the confirmed/busted placard thing. However, you still know how the myth ended.
37m runtime, get it [here](https://openload.co/f/Hyqgm5P-bEE/Smyth.S20E09.Wild.Wild.West.HDTV.x264.mkv) or [here](https://1fichier.com/?2j7bxingqp).
I may not continue doing this if the show just keeps testing scenes from movies (one of the myths this time was a scene from Jonah Hex, a movie I haven't seen). | r/smyths | post | r/smyths | 2018-01-19 | Z0FBQUFBQm5tblFYRHRSSnhYazA1RU5ublY3MUlCazk0YV83THpmeXMxaUlpbjY0STZralhycTMxRlJYLVFDcGRCTUpkRDBrVmpGbDY0T3BURUFjNEcteHliVkNXajZtQlE9PQ== | Z0FBQUFBQm5tblNFaTdnNmNJd0l2ZDZiN3RJVm94ZGRTWUVoQ0NUOUNzMXlEWFBxQUNNVDRueUY5dGdnZl93aHU1c2xqc1BXY09vdVF6bGNtM0VKQU5OOHl3UjF0ak5wWnYxQ1dvT0hvQnlraktfeHpwa1o1dWtTMlNIaFRJZkpocHlBOUpxODlSY2tEU0JORzhjMmkzd0V3TU5qMGJ6Ri1uSGVEUWotQ3dMcU51bzIyNzRQd2JiVFkwVWVsNlVqZ0V6bzN5NnRIN1cz |
[linky link](https://www.buzzfeed.com/kellydiamond/this-man-doesnt-believe-the-moon-landing-happened?bfsource=bbf_enus&utm_term=.psK4nAB1d#.rv0pOxYGP) | r/clickholeorbuzzfeed | post | r/clickholeorbuzzfeed | 2018-01-19 | Z0FBQUFBQm5tblFYaEZxVDhsdExlb28yRUpYUVBYZjRkSGpad3RXeWJka3RsTUNBWjlYdjQ1Rjc2bUJOTkhObkV1N1duc1h4b2xBQ1dSYVBKaEcxTEdZMEFtNVd4a184U05OMTlaT0JET0toRGVnQ0FnUWczZlE9 | Z0FBQUFBQm5tblNFVGYyWk1yQjVMX1FRR0MxMlRYR3puR2tlTnNwWjRTMlozMlNETFdDVFZlYllXWWdvYlA3eGFjVExwemh2clpfQTB0NGVtYklQbTF5SkUtLXNnbldFanpYNmEySkdqWHA3QjZRSjdEVFJoT0ZSblJxdm00T1FQcTEzX0ptazVDUThYME9sbHFCdkdCbi1jZEpDUmt3akV1MnVVR2Rqa0VJdDcwVjdHTEpfcm82TXdDQTltY3R3eWM5RGlRclpPTE0tdVFOczJtMW1WQ1dINVhETC1kQ0Vwdz09 |
I have a significant (for me) amount of money in my company 401k and I believe to my core that an impending market crash is coming. I want to move it into a low or no risk account (e.g., money market) but my company's plan only offers stock and bond funds. Do I have any options other than quitting my job so I can transfer those funds so I don't lose them? | r/financialadvice | post | r/FinancialAdvice | 2018-01-20 | Z0FBQUFBQm5tblFYUVI4Q2c4MkFTdUV6TWFaVllSRjhvdzJPTjU1QUVrVnllZ0lUYUljbXlIWWctYnplYzc0RURISnpJUVVVNEdkSE1ibzh2QnlmQXVOU3lTMnVMUm5QNHc9PQ== | Z0FBQUFBQm5tblNFaEZ4YWF1VWQwcDRNYjFmcmJZckF5cjFER2c3YzlPc1doYVhJTDlKTGRMMnFCTFprc0tiYktIUnFXMDNFdmtKX1g0QkFXU2JFTHRJTXp6SEtZX1NIdWJyMXRiUXNLazNJLW9CSXVISXp5S2l5cUlLeUIzMV9CV1JoTzlPUHhERmp1LVhmVjB3MXRZOERhZDNZa3pCTG9oOFkxZ1drd29hOXgtcUEwcGhnMVFTZERZc0NGbGU5THVqTE85TXpTYzlUSTZ1MEk4ekJHZjgwV0RncVVFZmsyZz09 |
If I start a business with several other people, can my personal debts ever be collected from the business? If I own the business by myself is the case still the same? There seems to be a lot of information about business debts leaking or not leaking into personal debts online but not the other way around, is this because it never happens or can someone point me to the right information? | r/financialadvice | post | r/FinancialAdvice | 2018-01-20 | Z0FBQUFBQm5tblFYY2FUM3UwOFNLcXM4dHBqTllfRnZ5cmdTZHVoMkxVLUVVZ3VMTmRqMzNVeVA2Sk9xX1R4ZlNLdDhGeWdBTDFiRS1pNTdmaEpWc0lUakNZTm9aYzJXdWZvUjBxd1VPRkdvdVVPazFaeUpGUTA9 | Z0FBQUFBQm5tblNFN05ncHJJM3VNM3UxWWpzWF9rM3VaRWhfQnlHa0tsakRxRUFEMEtQbWtuUlVuTlJIUU9Eakx5eHZvS3lnaUpVOHdjZ204QllrZ0lHZE1oYld2Y19FVnBVV0luQ25pUjFaZkhVc0NDVXZLVXlFYjN1dzR5OXlCUXBRZnJmYjhEVnVhaU0wVDgtVmt4WmhuR1dNQTZoT2s5NDRzSUpVb3U2cHE4OFFLN0oyTGNGM0xuZW5BcVB6YTZKQjdxc0o0VGZMSElKZFlJMmtOcHJMVVl2VGkzQUxYUT09 |
1/w+74 ^ 11 =Z | r/pencilmusic | post | r/pencilmusic | 2018-01-20 | Z0FBQUFBQm5tblFYa1dYcWJKdF9idW9hYm9JbnRNVUFoZFVnZVg0b1RCX2NtXzNoMnhOMUxlZDU2U0ktOExSdk1FSUJNOEkybG90SUZwdGRXTVg1cWcwOXdvMmVXdlZKOHZRc3dGSEdzWUtRUmUyU0N6NlBHSEU9 | Z0FBQUFBQm5tblNFaUIxbk1yR2c0WThsem1ObVZKMlFJSkRnRlZ3NjFyc18tWUpNOHlqd1FRN19JVlFvRjFsRXYwUlhWRzEyMk00RGE0ZjVDWExGZTgwX3hGOGUwVmpIckNDQi1xVUx2dExKY1FYTHZKZVVXVFdLOFU0eTNTTFhvVzctd3BsU295dDhxVk5mdWZmUGZnQ1lnVzBNQlFFMEFMd1BMZWYwXzJNcVhSQzNjSkNUX2ptcjQtXzJkcDhPS0ZvM3BWaFpZZU9aWV9KM05ZRV9KcE03a3REVHExZl9jdz09 |
somebody's preggers | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-20 | Z0FBQUFBQm5tblFYNl9jbF95SVFRd0UxUjJNbHVGODFwUTV6M1VyUmtXNXpudE1iRHRGV1QzWUYxY2NCYUpKUlpKZ2JRQmtOYTNuXzhxaGQzTmJ4eVlnTFhvZ0Z2T252YWc9PQ== | Z0FBQUFBQm5tblNFX19RaTI3SjJZZTQ4TEViaWFaTTczMnNjV1RPQU9hYlhrbll0MWZPb0pkUzA1YVF0SWJGVVFKN0Q1T0Q2d1JKenhrbjc3NEdIS0prRlY2b3VJRGo3cDlEVlI1a1pXa0ZQVjIySW5vNzlFamo2TzluTXZYZ214U041V0lMdnFyYmY5ZFJvZmRWUWEzVkZXeUNoSWY5Q1lvV0VOeGFqZ2ZZbGNreWRCQ1lBTEVvPQ== |
Not necessarily correct for the sub but the sub is dead right now.
Louis is on a date. They have soup.
She tastes it and says 'holy baby Jesus this is the best soup I've ever had. I'm going to eat this and then go home and kill myself.'
And he replies: 'I can't wait to eat the shit that I take from eating this'.
Which would've taken me about four months to come up with. Granted it's scripted though. | r/staircasewit | post | r/staircasewit | 2018-01-20 | Z0FBQUFBQm5tblFYOE9CNHR4Y1dVQV83UjZYR3Y2RWd3a0ZmT2tYSGthQVk3Ym43ejhqQ1ZjLURNMnMtM2dKVjVTUDFuWTlUY1RBaEI1V2FTTFpwTVpHQy1Wa1dFZ2NLdmc9PQ== | Z0FBQUFBQm5tblNFTlRMWFgzYjR1QXhGUTlCd2Q3S1g0Y2tKbVpYelA2emlpdnJZOVZidDBwNGRYVnl4bXRTdDdCTGZCWXdDRW5uRlNZQ1ZYdXBzQW5uLTl4Nk1JNl9ISWtXb1lZZXFvekgtNGF2NDBhZnlORUw1NXJwN0lfRWRvS0dZMTMzUXJyRldLcWNQMzhZWFFVbW80RTRYcVdsMFhkeGlmN203UmFpS0hZbHUxb1VlQ3J5OHNnRkJZMC1KTzFGcUY1dWxwMHI2 |
sadly no, just very tubby | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-20 | Z0FBQUFBQm5tblFYaU1QOXNuUTljMThpbzIxM2VNOVRJcXl3LWxERmZyLWE5LVRJbzRFYkdJbmFSMmJpbHdqTkkxd1BGTUdQc3J2TTdwSlBvTWZCb183cEl2eFg3cjVzYWc9PQ== | Z0FBQUFBQm5tblNFdTROTlFXQmdfR3BFTFZjdTBqdWtBSGZoNzN5RjFzWW82MFZZdWk0RkNDZXg3WXdzdDYzbGlaTjAwMVlaMjVZNHExaW1ieENUQjMzbl90bXc5clBreDZtTmY4RFJteTZ6cmk5ZEhQUE5UM3ZfNThXWHQ2WTV4TXU5NEhsSUVYZ2V1VmdaT3NtWThINm9OdkdkRDhGY2x4bE1ZdkVnMTJSZ0tJckZUd2xUeXBJPQ== |
oops. My apologies. | r/deliberatebaroque | comment | r/DeliberateBaroque | 2018-01-20 | Z0FBQUFBQm5tblFYcEpNY28wSEhyOUQ0cXpnVWlJcUw5ZnFleG1SOTV6ZDNSQXNQWkNvUnc5ajRIanIwLU9nMkt5Mzh4dVV3ZmRGblRjbWJZbzMzbFRzemlJR0NuUHBOaXc9PQ== | Z0FBQUFBQm5tblNFbW1oUVVvWHNhTGJxUkRLX01pTDhLdHJRTVFEdVNacmNXSV9LUkZxRVBrWmdSNmF4cUdSYXkzUXlTRXZvUldtOXprQkdmUjNHSnlXb2FzNG9xZmwwMnBkbElfdDVMaE1tUENqak1qakJoWDlIWktTOXNpczRDSWkxT1YybVB5cXZrQldRbnk0dFlZT2lCa2o5c2R0c3ZOLUNtbTR5Ynhpa0kwWXZzMHdYZkRBPQ== |
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