After watching this for 15 minutes I knew how it would end. Its a cliché film with a stupid setup. I'm a big fan of thief films, but this one does not deliver anything new smart or special. It's about an insider heist gone bad because "hot head-bad guy" shots a bum, and of course "do goody-bad guy" goes on a moral trip. The reason why it's stupid and not believable is. When you've already gone so far to kill a bum, why not just kill the one guy that stands between you and 43 million. They got 45 minutes to stash the money and stage a robbery nobody in there right mind would hesitate to shoot Mr "do goody" and in this case he is a guy they known for a few days.... All and all I was leaning to fast forwarding from the middle of it, but I duked it out and boy do I regret it