Once you have met your first savings goal, increase it for greater results.
It wasn’t easy, the learning curve was huge, but, I learned how to make extra income from home. I’ve been truly amazed at how much money can be made online. Many people don’t know about the wonderful opportunities awaiting them out there.
Below – I’ve listed a few examples on how you too can join in and make some cool extra income online.
Blogging is a great way to make money on the internet. With consistency, and patience you can earn a decent income while working from anywhere!
My blog has allowed me to make money from home online. Allowing me to stay home with our children without causing financial stress to our family.
I’ve read so many success stories – I honestly believe (blogging) is a real way to make money from home.
You can use companies/websites such as Airbnb.com to sign up for and advertise your home. Depending on the area you live in/ how much free room you have to rent, you could earn a nice sum of passive income a month.
Many companies will pay you to take online surveys. A simple Google search will take you to several reputable companies. You can make anywhere from $5 on up for each survey.
Sadly – we can’t NOT spend anymore while on the journey to paying off debt fast. There are necessary items we need to survive. Food, shelter, and the likes.
Since we have to buy. Why not buy and make cash back?
I’ve made hundreds of extra dollars using Ebates, and the likes. Which I used to make extra payments on my car loan and credit cards.
I use coupons or cash back apps, like Ibotta or Walmart Savings Catcher to save money, A LOT.
When you’re at your favorite grocery stores, clothing stores, or restaurants you can easily earn cash back for purchasing the stuff you use on a regular basis using the Ibotta app.
This was a huge turning point and eye opener for us. The knowledge we’ve gained from these books is the reason why we’re able to find ways pay off debt fast.
7. I Limit Dining Out!
A person who dines out for lunch can expect to spend an average of $8.00 to $15.00 per day. This may not seem like much, but it tends to add up over a 5 day period. In fact, you can expect to spend an average of $40.00 to $75.00 per week.
By the end of the month, you would have spent $300.00 on lunch–alone.
Think of this in terms of saving. If you save this same amount within a year, you can have $3,600.00. Here is an alternative; prepare and bring your lunch.
Not only is this a healthier, but it helps you to save more!
Simply creating a budget that tracks all income and expenses. My budget forecast my current and future spending. In addition, it helped me gain greater control over my finances. Although there are many sophisticated budgeting worksheets available, I recommend starting simple. You do not want to become overwhelmed or spend extra money developing a method you are unable to maintain.
Instead, you may consider downloading an app online.
We use the free app Personal Capital to track our monthly spending.
Your account balances are updated in real time!
Personal Capital is the smart way to track and manage your financial life. We absolutely love it, having all our accounts in one area. We’re able to track our net worth and day-to-day budget needs.
Ever heard of the cash envelope system? No? Okay – The cash envelope system is a Dave Ramsey inspired method of budgeting. It’s easy to start. First, make separate envelopes for expenses at the beginning of the month.
You can have envelopes for ‘transport’, ‘food’, ‘entertainment’, etc. and put cash in them of how much you think you should spend on each. Spend only what’s in the designated envelope.
If you have leftover cash at the end of the month, (good for you) put that money aside and save it for future emergency expenses. There’s something about parting with cash that makes this method useful. We’ve recently switched over to the cash method and we are loving thus far.
If you were the few who answered YES! Great! Did you know it’s possible to do an online envelope system? Yep! A cashless cash envelope. By utilizing multiple bank accounts online, you can assign clear goals for each account and best part have them ALL out of sight. So, no double dipping. No unexpected Target run. None of that.
Look into getting a balance transfer debt consolidation credit cards (I know, hear me out) because this can be a great way to manage and pay off debt early.
With this type of credit you will be able to make one easy monthly payment because all of your bills will be rolled into one loan. Make sure that you negotiate the amount of interest you are paying for this loan.
I was fortunate enough because of my okay credit, an offer was made to me that I couldn’t pass by. Interest FREE for 18 months. I transfer the balances of the credit card with my highest interest and killed that cycle of revolving debt thanks to the interest. My 18-months ends this May 2019, and I have a small balance remaining to pay off the card.
When we decided (August 2018) on becoming debt-free. We committed to the task of getting rid of our debt and living a debt-free life.
The first major step we took was getting crystal clear about not purchasing anything with credit for the time being. It has been hard. It makes you realize how much you depended on credit cards.
If you are trying to do the same, be sure to ask yourself a couple of questions before you buy anything.
When you are making a purchase, avoid using your credit cards. Pay with cash. Continuing to use credit cards will only delay your ambitions of becoming debt free.
Rule of thumb – if you cannot pay cash for it, do not buy it.
Bottom line, getting out of debt isn’t easy, but with some sacrifice, hustle and creative thinking, you can pay off your debt faster than you think.
Thank you. It wasn’t easy.This, as someone called it, "Finnegan's Wake" of esotericism, is a grave disappointment for anyone not infatuated by Gurdjieffian myth. Let's see what it's all about.
1. It is a blend of ironic science fiction, superflous "criticism" leaning towards shallow stereotypes on various nations or modes of behaviour, combined with unnecessary obscure references to diverse "occult" practices ( "kundabuffer" ).
2. Also, it is a rehashed ancient "teaching" ( alchemy, Patanjali's and Taoist yoga, Sufi dhikr,..) - all cast in a consciously deceptive lingo ( heptaparaparshinokh, triamazikamno and all that jazz ).
4. As for its literary merit, ie. as a piece of imaginative literature - it can't sustain the company of a London or a Zane Grey.
5. I gave it two stars only because it complements ( tangentially ) Wilson's and Speeth's books on Gurdjieffian myth, one of rare adventure stories of our past century. Because, with all pros and cons, Gurdjieff remains one of those writers/personalities about whom Henry Miller said that "their lives are more important and interesting than their works".
1.GIG's cosmology: a highly original ( this is an understatement ) variant of Neoplatonist emanationism combined with Blavatskyan planes/worlds; all set in a pseudoscientific lingo using ordinary chemical symbols ( Carbon, Oxygen, etc.) in a bizarre quasi-alchemical setting.
2.GIG's psychology: a modern-day gnosticism without "divine spark". His famous "centres" ( physical/vital, emotional, intellectual ) are old Platonic & Thomist archaic psychology recast in a deceptively "oriental" mode- in fact, Gurdjieffian esoteric physiology is Western ( his centres having little in common with chakras ), while the entire raison for the "work" is Eastern: in essence, this is activation & empowering of the already existent, but numb & deluded jiva ( Tantric tradition ), spiritual seed ( Valentinian gnosticism ) or vijnana ( Vajrayana Buddhism ). GIG's emphasis on non-existence of "I" is just a pedagogic trick.
3. And, last: it was GIG who has brought enneagram to the West. This ancient Hermetic symbol, serving primarily as a glyph delineating stages of alchemical transmutation of a psyche, has become, due to hilarious unpredictable New Age ravings, a sort of universal bestseller on the pop-psychological supermarket.
What to say at the end? Read it- it's a truly delightful mystery story on the search of the miraculous.
The Wisdom of the Enneagram: The Complete Guide to Psychological and Spiritual Growth for the Nine Personality Types - by Don Richard Riso, Russ Hudson - review on this page.Help support New Advent and get the full contents of this website as an instant download or CD-ROM. Includes the Catholic Encyclopedia, Church Fathers, Summa, Bible and