 fallen to 60% (with some firms’ rates falling lower). Following FCA intervention the rates have now picked up.
This improvement is also borne out by the proportion of complaint decisions overturned by the Financial Ombudsman Service: in late 2011 88% of complaints were overturned, in late 2012 it reduced to 60%, and, in late 2013, to 56%. There is still more to be done, but the trend is heading in the right direction.
If the long term falling trend in PPI complaint volumes persists, and firms continue to improve their PPI complaint handling and complete their mailings to those who are likely to have been mis-sold but not complained, the FCA hopes to be able to scale down its intensive PPI work during 2015.
The FCA itself has learnt lessons from PPI about redress exercises. Subsequent programmes have had clearer outcomes, hard deadlines and are more direct, making it easier for those affected to get the redress they are due. Examples include the redress schemes for Interest Rate Hedging Products (which has already delivered £1.2bn of redress since May 2013) and mis-sold card protection and identity theft insurance.
Redress for Payment Protection Insurance mis-sales – update on progress and looking ahead.
Latest monthly PPI redress figures.
How to claim for mis-sold PPI.
I just found out about this new band, Memory Tapes yesterday and I am already madly in love with their single, Bicycle. Infatuation leads to research. Apparently the band Weird Tapes from Philly merged with Memory Cassette and have become my latest dance addiction. After a few listens it is clear to see how these two combined sounds and I think the new collaboration means big and bright things ahead for both bands. Definitely go back and check out TV Romance by Weird Tapes. It is simple, fresh and enjoyable all at once. In the meantime you can pre-order Memory Tapes 12" here and features two more tracks from the upcoming album release plus a remix from The Horrors. Enjoy!A keen jogger has used an activity-tracking app to create festive art while keeping fit by running in Christmas shapes. Owen Delaney has mapped out Father Christmas, a snowflake and a Christmas tree using running app Strava, which maps out shareable routes using GPS technology.
Owen has spent hours planning each run, some of which have taken hours to devise in the lead-up to Christmas..
ArcGIS Pro supports lidar data provided as LAS or Optimized LAS (.ZLAS) files. There are different formats (datasets) that can be used to manage and work with your lidar data in ArcGIS Pro depending on your needs, which include the LAS dataset, the mosaic dataset, and the point cloud scene layer. Also, individual LAS or ZLAS files can be used in ArcGIS Pro with the same support as a LAS dataset.
Note:
You cannot conduct any edits on a ZLAS file. You would have to decompress the ZLAS file back to a LAS file to complete any edits on the points..
The following table compares lidar support in ArcGIS using a LAS dataset or LAS file, mosaic dataset, and a point cloud scene layer.
Data types that support lidar data
Use an individual LAS or ZLAS file
An individual LAS or ZLAS file can be used in ArcGIS Pro, which allows you to examine a LAS or ZLAS file quickly without creating a LAS dataset. This functionality allows you to understand the data before using the file as input into another dataset. LAS and ZLAS files behave in the same way as a LAS dataset in ArcGIS Pro.
LAS and ZLAS file can be utilized as follows:
- Displayed in 2D or 3D as points using elevation or point attribute renderers based on certain lidar filters applied to the point cloud
- Rendered as a triangulated surface model (TIN)
- Visualized using elevation, slope, aspect, or contour lines based on certain lidar filters
- Used as input to many 3D Analyst analysis tools
- Have the point classification edited
Use lidar as a LAS dataset
The LAS dataset provides fast access to large volumes of lidar and surface data without the need for data conversion or importing. You can work with several thousand LAS files covering an entire administrative area or perhaps just a few LAS files for a specific study area. It allows you to examine LAS or ZLAS files quickly, providing detailed statistics and area coverage of the lidar data in the LAS or ZLAS files.
A LAS dataset can be utilized as follows:
- Displayed in 2D or 3D as points using elevation or point attribute renderers based on certain lidar filters applied to the point cloud
- Rendered as a triangulated surface model
- Visualized using elevation, slope, aspect, or contour lines based on certain lidar filters
- Used as input to many 3D Analyst analysis tools
- Have the point classification edited
Edit LAS files
LAS datasets can be edited to make updates to the classification in the source LAS files or surface constraints contributing to the surface model. Editing the point classification in ZLAS files is currently not supported.
Use lidar in a mosaic dataset
By adding your lidar data to a mosaic dataset, it can be used and rendered as a raster. This allows you to do the following:
-, it is quick to create, small in file size, and easy to update with additional LAS files. Alternatively, you can convert your LAS files or LAS dataset to a raster dataset.
You can also use a mosaic dataset to catalog all your lidar data.
Share lidar data using a point cloud scene layer
Point cloud scene layer provide fast display of large volumes of symbolized and filtered point cloud data. They are optimized for the display and sharing of many kinds of sensor data, including lidar. A point cloud scene layer can be published as a service layer and uploaded to Portal for ArcGIS or ArcGIS Online using the Share Package geoprocessing tool.The catalogues open as "flippable PDFs" in a new window.
If you are a MASCOT distributor, remember that you can incorporate MASCOT catalogues and brochures with the same navigation function on your own website and/or webshop. This can help your customers to find new options when purchasing workwear from you.
As a distributor, it is of course also possible to request physical catalogues. Place them in your shop, so as to display products for which you do not have the storage space. Apart from catalogues, we support your local marketing with a large selection of promotional materials for your shop. Contact MASCOT if you want to learn more.
Find inspiration for workwear, safety footwear and accessories in the many MASCOT catalogues.
In MASCOT’s main catalogue, you can find current products as well as information on such things as certifications, fabric quality and usage options. If, on the other hand, you are looking for clothing, footwear or accessories for a specific industry, specific product types (e.g. socks and underwear) or clothes with specific features, then take a look at one of our many special brochures.
Each catalogue has more thorough explanations of special details and tips on putting together clothes. Furthermore, you can find background information on MASCOT, e.g. the way workwear is tested on its way to the shelves at one of our many MASCOT distributors.
In the assortment you will find more than 600 products, and even though they are split into different product ranges, the colours are the same across the entire assortment. This leads to countless options for putting together individual work clothes from head to toe for the employees at your company.
All catalogues and brochures open in an online catalogue, in which you can navigate and zoom in and out. You can also download it as a PDF or select individual pages that you want to save.The centre of the Municipality of Eastern Mani is improving so as to serve its role as the centre of Mesa Mani.
On the one hand, ambitions are now being materialised by the local self-government, and on the other hand, there is important help from the private sector for the development of the surrounding area. Here, in ancient times, the city of Tefthroni enjoyed great prosperity. Monuments prove the past glory. Here, is located the first and oldest dirge of Mani, the so-called “Sosikratia”.
This year’s “Tainaria 2004”, that is the summer cultural events of the Municipality consisted of 5 stations both in culture and entertainment and were attended by many locals and foreigners (they are more extensively mentioned in another part of our hospitable newspaper).
– The foundation of KEΠ (the public centre for the service of the civilians). The delay is due to poor infrastructure of the OTE network system.
The tiling of the beautiful square on the beach of Kotrona, which is embellished by the statue of the admiral Ioanni Demesticha and of the captain Nikiforou in the Macedonian war 1904-1908.
The creation of children’s playground in “Kokkinia”, whereas a suitable place is being searched for in order to make a football court 5X5.
The buildings of the municipality and the school are being renovated; the need for new offices is mandatory after the foundation and operation of the developmental Company of the program Help in the house, etc.
Soon, the installation of a water system will begin, which will connect Kotronas to the drilling of Parasyro-Drosop