 appraisal can be completed during the required time period. Appraisers tend to be scheduled out several weeks, and unless the cash Buyer has an appraisal contingency negotiated in the purchase contract, a low appraisal after the inspection period would likely not give the Buyer leverage in negotiating the price of the home.
When selling a property, sellers most often opt to base their “list” and consequent “sale” price on mls comparables provided by their Realtor. Markets are cyclical in nature and go up and also down. If a Seller is concerned about the pricing of their home, either due to the lack of comparable sales, or their particular market place, it may be to a Seller’s advantage to pay for an appraisal. That being said, please keep in mind that an appraisal is an “opinion” of value at the particular time in which it was completed. It cannot be used by a Buyer obtaining their loan (their lender will need to order an appraisal through their own system), nor will the value necessarily be the same 6 or 12 months down the road. A Seller should have an appraisal completed merely for their own peace of mind in determining pricing for their home.
Always discuss your concerns of valuation with your Realtor, and employ the method of value determination that will best suit your needs and satisfy you as to the the home’s market value.
(Question)
Title: eh Product review: I guess I should have listened to the samples better. Not what I hoped for, but that's my personal taste. Would you say this review depicts the product in a flattering or unflattering light?
(Answer)
unflattering


(Question)
Title: The best blues band of all time Product review: This is the standard for all blues bands to follow. The musical interplay and use of dynamics throughout this set is absolutely stunning. Your life is not complete without this album. Would you say this review depicts the product in a flattering or unflattering light?
(Answer)
flattering


(Question)
Title: Zune silicone skin case Product review: A real loser. Hard to put on or get off, too flexible (or flimsy) to use the belt clip, ugly as sin. Get a good, hard case if you want protection and something that wears well. This was a waste of money. Would you say this review depicts the product in a flattering or unflattering light?
(Answer)
unflatteringBy now you would have heard about Temasek Holdings’ offer to take public transport operator SMRT private. Going by the comments and buzz online, we think some people are still hazy about what’s what and what’s going to happen.
Here, let us help.
Myth 1: It’s finally happening! SMRT is being nationalized!
Hold your horses folks! If the Government was nationalizing the industry, the Government would be the ones running the train services. In this case, the New Rail Financing Framework (NRFF) will see private operators providing the rail services while LTA takes care of the operating assets (trains, signaling system etc) This is the new way forward and not so much a “long overdue corrective to a major policy mistake”.
Myth 2: Ho sey liao! After the buyout, SMRT won’t need to answer to shareholders.
Don’t play play, SMRT will have to adhere to new Maintenance Performance Standards (MPS) and these KPIs are in place to ensure high reliability and availability (ie time between train incidents and breakdowns). And to meet these enhanced standards, SMRT has to hire even more staff moving forward.
Myth 3: SMRT’s operating license should be shorter! Why not make it 5 or 10 years instead?
LTA will already be shortening operating licenses from 30-40 years under the previous framework to 15 years under the NRFF. The re-tendering will happen even more often and make the industry more contestable. But it shouldn’t be too short a time frame which would erode some of the competitive advantages that come with having a longer operating license.
Myth 4: Buyouts usually come with headcount cuts. How many will be retrenched?
The SMRT management has given its assurance that no SMRT staff will lose his or her job, following Temasek Holdings’ offer to take the public transport operator private. Mr Melvin Yong, Executive Secretary of the National Transport Workers’ Union (NTWU) also posted a Facebook message that the rail operator had given the union assurance.[fbembed][/fbembed]
Myth 5: Don’t say I never tell you – Temasek Holdings will buy SBS Transit too!
Discussions with SBS Transit are still ongoing as to how they would also fit into the NRFF but the last we heard, no one’s buying them out. Don’t quit your day job to be a trader. ;)Levenhuk 2x Barlow Lens with Camera Adapter is a very useful two-in-one accessory that doubles your telescope's focal length and also serves as a T-thread adapter for a digital SLR camera.
Just attach a digital camera to your telescope using this accessory and you will be surprised by the detailed high-quality images of observed objects. If you don't need such a high increase you can simply remove lenses from the barrel. This universal tool also allows you to use optical filters with it.
Summing it up: you can use this accessory simply as a Barlow lens that will increase the magnification twofold, and also make high-quality, crisp and vivid images of distant celestial objects by attaching a camera through a T-thread. Fully multi-coated optics provide exceptional quality of the views. 1.25" barrel diameter allows you to use it with telescopes of any brand and make.Today’s cuppa: home-brewed coffee
So, how was last night’s “State of the Union” address? Same as usual, lots of gasbaggery, as much from off the podium as on, and none of the things that make big gatherings like this fun to watch on TV.
Yes, there was the mild excitement from seeing who was sitting with whom after the
“date night” suggestion, meant to bring together Democrats and Republicans.
The whole hands-across-the-aisle thing didn’t stop former Speaker of the House Nancy Pelosi from turning down GOP Rep. Eric Cantor of Virginia. Really, Nan, have you seen Eric Cantor (right)? He’s got that whole hot-teacher thing going on, with a Southern accent to boot! Don’t know what the girl was thinking.
Unlike the Golden Globes, there’s no booze in the House, so nobody gives an entertaining drunken rant. Unlike the Grammys, there’s no music. Unlike most all other self-congratulatory exercises on TV, there was no red carpet. Seriously, if the president is going to sign autographs afterward for adoring fans in the gallery, we at least should get Joan Rivers to critique the outfits.
I’m certain I saw a plaid skirt out there. That’s worth five minutes from Joan at least.
But there was something worth looking at — and by that I mean the pool-blue eyes of Wisconsin Rep. Paul Ryan (below), who gave the Republican response. Of course, we only got 10
minutes of him, unlike the hour-plus gander we had at the POTUS (that’s President of the United States for those of you who weren’t obsessed with “The West Wing”) and the good and bad angels sitting on his shoulders (I’ll leave the assigning of which one was Vice-President Biden and which one was Speaker Boehner up to you).
A short visit with Ryan was almost worth sitting through the analysis — although possibly the best moment of the evening came when Ben Stein was talking to Neil Cavuto on FBN and said something along the lines of, the only way to fix American education was to whip the students, and we’re not likely to do that.
Bueller, Bueller?
Anyway, I just learned that Thomas Jefferson called a halt to delivering this Constitutionally mandated report to Congress in person, thinking it made him look too much like a king, and that Woodrow Wilson reinstated the practice (giving Glenn Beck just one more reason to go, “I hate that guy!”).
One political commentator, I forget which, declared it the Super Bowl of politics. If that’s true, then how come we didn’t get a ’70s or ’80s dinosaur rock band for the halftime show? It’s more like the Academy Awards of politics — a lot of feigned affection, meaningless words and gratuitous glad-handing in hopes of currying favor for the future.
(Apparently the president’s theme was Winning the Future, which aside from being the title of a 2005 book by former GOP Speaker Newt Gingrich, also has a rather unfortunate acronym. Come on, you can figure it out.)
Having to endure all this blather is yet another reason to add a red carpet. At least it would put everybody
on fashion notice, because I saw some things … hon-ey, there should be
a law.
For a real State of the Union, you could have flipped over to Discovery Channel, where Mike
Rowe of “Dirty Jobs” revealed the American Society of Civil Engineers’ national report card in an episode called “Dirty Infrastructure.”
Nothing got an outright “F,” but nothing got a B or higher either.
After watching the show, I’m officially afraid to flush the toilet, go near a canal lock,