 of April.
In general terms, the cuts and negative reforms undertaken by the government of Zapatero, were answered with a general strike all over the country and industrial sectors. A new agreement have been found to block the negative impact on the pensions system, but the pressures from the financial markets, EU, conservative political spectrum and the big companies continue to dramatically reduce certain rights today included in the collective negotiation and collective agreements. Anyway, there are talks going on with the employers and government about it.
Against the negative labour reforms.
CCOO and UGT are launching a petition for half a million signatures to support a Iniciativa Legislativa Popular (citizens’ right to propose a change in a specific law, ILP, acronym in Spanish) to revert the last negative labour reforms.
Investors can buy the units of HDFC Children’s Gift Fund – Investment Plan, an equity-oriented balanced fund that has delivered well over the past several years.
The fund has steadfastly managed to deliver returns ahead of its benchmark – Crisil Balanced, over one-, three- and five-year timeframes. The level of outperformance has been to the tune of 6-10 percentage points.
Over the past three years, the fund has delivered compounded annual returns of 16 per cent, making it the top fund in its category.
By taking a judicious blend of large-cap stocks, together with a fairly high proportion of mid-caps to pep up returns, the fund has been able to deliver consistently across market cycles.
Though this pattern of investment perks up its risk profile, the fairly high debt levels that it maintains, together with reasonably resilient large-caps holdings, help the fund to temper it somewhat.
The fund is suitable for investors with a moderate risk profile, who wish to save for the long term. There are two options — with and without a lock-in period. The first option is with a lock-in period of three years or until the child turns 18, whichever is later. Without the lock-in, withdrawals for the first three years would attract an exit load of 3-1 per cent.
Investors can make the fund a core part of their portfolio and can park amounts by taking the SIP (systematic investment plan) route.
HDFC Gift takes substantial exposure to mid-cap stocks (less than Rs 7,500 crore market capitalisation). This has been to the tune of a third of its equity portfolio. By taking appropriate stock bets in this space, the fund has been able to stay ahead of its benchmark and most of its peers in the category.
The debt portion has always hovered around 30 per cent of the overall portfolio, which tempers risk levels.
The fund has consistently favoured banks, consumer non-durables and pharma sectors, which have mostly figured among the top few holdings. Over the last one year, the fund increased exposure to banks, while reducing weightage to consumer non durables as valuations in the segment turn expensive.
HDFC Gift retains the companies that it buys into and does not exit them frequently.
In its debt portion, the fund takes a fairly conservative stance in choosing investments. Almost all of its investments are in debt instruments (bonds, NCDs and structured obligations) with the highest AAA ratings. Investments have been made in institutions such as HDFC, IRFC, PFC, LIC Housing Finance and ICICI Bank. Structured obligations investments are made in Tata Motors and Bajaj Auto.
Overall, the fund is a sound bet for generating above-average returns over the long-term of 5-10 years.
The NAV per unit of the growth option is Rs 66.1.
<reponame>bakapear/disco<filename>README.md
# disco
Enables live CSS editing for Discord

![Preview](https://i.imgur.com/V38EtrJ.gif)

### Setup
- On Windows: Run `install.bat`

### Usage
- Navigate to `%LOCALAPPDATA%/Discord/disco`
- Add CSS code in `style.css` and see it change live.
- Additionally you can add JavaScript code in `script.js`.

#### bash oneliners
`curl -sL git.io/disco-install | bash`<br>`curl -sL git.io/disco-uninstall | bash`
If you’re looking for innovations and new concepts in virtual roulette, then you will enjoy playing Lucky Lady's Roulette. This live dealer roulette game from Extreme Live Gaming software is a mixture between the most popular Novomatic slot Lucky Lady’s Charm and Live European Roulette. In other words, it combines roulette game play with one reel slots gaming.
The slot machine Lucky Lady’s Charm has 5 reels and 10 pay-lines and is themed on lucky charms from around the world. Some of them are a four-leaf clover, a ladybug, a horseshoe and a rabbit root. The same symbols can be found on the one-reel slot which is part of Lucky Lady's Roulette.
This live casino roulette variant is played just like European Roulette with a single zero. You play as usual by placing various types of bets such as on the line between two numbers, a corner bet, a bet on red or black etc. Winning bets are paid based on the type of bet and the size of your wager.
The extra feature in this game is the chance to place a side bet known as Lucky Lady on the one-reel slot located right next to the dealer and the roulette wheel. You simply choose your lucky symbol from the 7 icons available for a shot at extra winnings i.e. bet on the rabbit root, the four-leaf clover or on the horseshoe. Then the reel will spin and it will eventually stop on a symbol. If you have bet on it, you’re the winner. The best part about this side bet is that you can win a max payout of 80:1.
Lucky Lady's Roulette from Extreme Live Gaming is an excellent game for both slot lovers and roulette fans. The side bet on the one-reel slot can greatly boost your winnings if lucky while you’re engaged in a typical roulette gaming session. In addition, the game has the popular X-Mode feature and you are clearly view everything. Lastly, with the game statistics such as hot/cold numbers, you can make more reasonable betting decisions.
Where to Play Extreme Live Gaming Lucky Ladys Roulette?The same as the SES 5-hour Review and Mark-up AFTER THE MARK-UP, the SES Writer/Consultant will talk to you about recommended changes, findings, ideas about new examples, or examples that should move within the text. One hour can be before the mark-up; and one hour after the mark-up to give direction on the rewriting. Seven working days required for the service.Ancoats' 1M SF Office Plan: Page Not Found?
Great Ancoats Street will be the new frontier in Manchester's office market.
Competition to develop in the emerging east-Manchester new-build office market is expected to dominate the next round of office market construction activity. The busy four-lane highway provides the market's spine. Today, developers are jostling for position.
One scheme is being watched with particular interest: The former Central Retail Park, Ancoats. Manchester City Council's website was displaying “page not found” signs to visitors who clicked through to make comments on the council’s plans for 1M SF of new office space on the 10.5-acre former retail park, Ancoats, but the scale of the potential scheme means it is one that will have a significant impact on the Manchester market.
But the project faces obstacles. The threat of legal action by environmental campaigners hovers over the site. The Trees Not Cars campaign group did not respond to Bisnow’s request for an update on its plans to challenge the scheme in court.
The site also faces some technical problems. Land levels on the site vary by up to five metres, “which will need to be mediated in order to create a permeable site” the council noted in a report on the scheme. This will inevitably add to development costs.
There is also a forgotten but culverted brook to contend with. Shooters Brook’s exact depth is not known but is estimated to be 12 to 15 meters down. “A survey will be required to determine accurate depth, location and condition,” the council report dryly noted of the brook that drains into the river Medlock.
These issues will be of interest to future developers. “In the future, we may appoint a development partner to help us deliver the scheme, and there will be more consultation on detailed proposals once they are developed,” the city council website said.
Market observers hope that the phasing of the various eastern sector office plans, and differences of emphasis in each location, will mean a smooth acceleration of the area's office market.
"The evidence of the last three-five years in Manchester is that city fringe campus office schemes do well," OBI Director Richard Lace told Bisnow. "New Bailey, First Street and others have shown the trend. Central Retail Park and Mayfield could both play to that in different ways, although it will all depend on the timing. Both can be successful."
The council’s original plan was for housing. This was replaced in 2019 with 500K SF of offices. In February 2020 this was doubled to 1M SF of offices including a 30-storey skyscraper described in the draft strategic regeneration framework