 different forum when I posted it, I hereby abandon my bid for Dodge B-series highroof supremacy.
Funny how times change and to think that I failed Florida vehicle inspection in 1978 for “improper equipment” which amounted to a steering wheel that they said was too small a diameter in their opinion and they also didn’t approve of my remote horn button …now look at the crap you can apparently drive with no repercussion.
Join our monthly professional development webinar to begin learning how to incorporate the SDG's into your organization's strategy and drive growth and positive impact at all levels.
In September 2015, the UN General Assembly unanimously adopted Transforming Our World: the 2030 Agenda for Sustainable Development (“The 2030 Agenda”), an ambitious plan of action establishing 17 Sustainable Development Goals (SDGs) and 169 global targets. These Goals and targets provide an integrative framework, encompassing the social, economic, and environmental dimensions of sustainable development. Yet a 2018 PwC study on the 2030 Agenda finds that while 72% of companies referred to the Goals in their annual reports only 19% of their CEOs mentioned them in Chair reports and companies have yet to formulate a concrete plan to incorporate the SDGs into strategies and actions. (Source: PwC SDG Reporting Challenge 2018.) As the SDGs lead the way in driving purpose, permanence and impact in global sustainable development, it is imperative that we accelerate our organizational sustainability agenda to integrate goals and targets outlined by the 2030 agenda.
Key takeaways for webinar participants include:
A brief overview of the SDG’s including sector trends and benchmarks;
An SDG integration roadmap process;
Industry examples demonstrating how SDG’s are driving organizational change and performance; and
Practical tools and techniques for SDG implementation.
PRESENTER:
Nitesh Dullabh
Nitesh has been focused on sustainability and socio-economic businesses in the public and private sector. He was part of Nelson Mandela’s government after apartheid was abolished in 1994. He joined South Africa’s Department of Trade and Industry and
served as South Africa’s economic attaché in Beijing and Shanghai for almost 4 years. His interests in Environmental, Social & Governance issues (ESG), Corporate Social Responsibility (CSR) continued as he led teams of professionals in a provincial
Government agency in South Africa. Their focus was on socio-economic development, export promotion and foreign direct investment. After a number of years in the public sector, Nitesh then turned his attention to scenario planning and risk management
where he joined a US company in South Africa to focus on enterprise & value chain risk management and corporate governance. His broad consulting experience continued when he was offered to head-up an international China consulting practice.
In the US, Nitesh has been involved in a number of startups. He was VP-Shared Services of a finance company that focused on alternative asset classes. Here his work supported sales, marketing, compliance and business development. This led him to another
fin-tech startup that focused on developing an online platform for SBA loans. An amazing collaboration with channel partnerships increased business loans to small business. His interests in ESG and CSR then focused on water/wastewater, energy
and health projects with a large energy drink company. He also completed a pilot study on indirect potable reuse with Stanford, City of Palo Alto and a few consulting firms. Nitesh has now been involved in implementing the UN Sustainable Development
Goals (SDGs) and ESG road maps. He has worked with local and international companies, assisting them in prioritizing the SDG goals and developing ESG specific programs.
Nitesh has a Public Administration degree with majors in Public Administration, Political Science and Industrial Psychology. He completed an honors and masters’ degrees in International Relations from Rhodes University in South Africa, and an
MBA from Henley Management College (now University of Reading, UK). He is currently studying at the Thought Leaders Business School in Australia and a board member of a non-profit in Palo Alto. His most notable leadership award was the
Archbishop Tutu fellowship award that focused on diversity and good governance.
CONTINUING EDUCATION REQUIREMENTS:
ISSP credential holders will earn 0.5 CEUs for attending this webinar.
RECORDING:
The webinar recording and related materials will be available to ISSP member registrants after the webinar in the ISSP classroom. All registrants will receive the webinar recording, etc by email within 1-2 business“I appreciated the opportunity to meet today with leaders of the Central Minnesota Islamic Center to hear their concerns and assure them of my prayers and support following several incidents of vandalism targeting the center. These destructive acts are wrong and must be condemned. They are particularly disturbing when they are perpetrated against a house of worship in a nation founded on principles of religious freedom for all.
“In light of these incidents, we, as a people of many faiths in the St. Cloud area who believe in the sacred dignity of every human person, must redouble our efforts to educate our communities and dispel the fear and intolerance that are often at the root of this sinful behavior. We also must continue our efforts to build bridges of peace, dialogue and mutual understanding among our area’s various cultural and religious traditions.Please note that Just Lodges will send the above details to Hoburne Doublebois only. By submitting this form, you confirm that you agree to our website terms and conditions, privacy policy and consent to cookies being stored on your computer.
This resort is located on the outskirts of Dobwalls in Doublebois, making it a great place to base yourself to explore most of Cornwall. With many attractions and sights, you won't know where to start including Eden Project, St Michael's Mount, Lands' End, St Ives, Minack Theatre and much more.
Hoburne Doublebois is set in the 64 acres oasis with many activities available like 9-hole golf course, nature trails, tennis court and fishing on the delightful River Fowey.
There is a wide range of lodges sleeping 2 - 6 people, all offering spacious living with a kitchen, dining and sitting area. Some of the lodges are pet friendly so you can bring your four-legged best friend along with you on this peaceful rural getaway.
If you are looking for something extra special, there is a small selection of lodges that comes with a private hot tub, truly the best way to kick back and relax forgetting the daily stresses of life.
What is An FHA-insured Energy Efficient Mortgage and How Does it Work?
Home / Blog / What is An FHA-insured Energy Efficient Mortgage and How Does it Work?
Throughout California, interest in energy efficiency remains high. The state has a more than four-decade history of programs and initiatives that have reduced greenhouse gases and emissions, saved money and improved the environment. The following information outlines some residential energy efficiency benefits and gives you a comprehensive introduction to finding and securing an energy efficient mortgage.
The Cal-EEM energy efficient mortgage is made available through Cal-HFA, the California Housing Finance Agency. It is usually combined with an additional Cal-EEM grant for making energy efficient improvements in the home. This particular energy efficient mortgage is insured by the Federal Housing Administration (FHA).
Insured mortgages allow lending institutions more freedom in making mortgage loans. They typically have lower interest rates and require lower down payments than other types of mortgages. Persons with lower credit scores or other issues that could prevent them from getting a conventional mortgage loan are likely to have more success getting an FHA-insured loan.
The Cal-EEM + Grant Program energy efficient mortgage can be combined with the Extra Credit Teacher Program (ECTP) to provide home purchasers with assistance making the down payment. Teachers, administrators, school staff members and school district employees in any California K-12 public school, including Charter Schools and county/continuation schools, may qualify for this program.
Borrowers seeking a Cal-EEM + Grant Program loan must meet some basic requirements.
The borrower must occupy the property as a primary residence.
The borrower must participate in a course of homebuyer education and obtain a certificate showing completion of the education program.
The borrower must meet Cal-HFA income limits established for the program.
The property itself is also subject to certain limitations and requirements.
The property must be a single-family, one-unit residence (including condominiums and PUDs).
The price of the property cannot exceed Cal-HFA’s sale price limits for the county in which the property is located.
Manufactured homes must be on a permanent foundation.
If there are conflicting guidelines for either borrowers or the property, the lender is required to follow the more restrictive guidelines.
Mortgage seekers should also be aware of some additional property guidelines that must be followed.
There is a five-acre maximum on the size of the property.
Leaseholds/land trusts and co-ops are not permitted.
Condominiums must meet the guidelines of the first mortgage.
Property must meet the requirements of the mortgage guarantor/broker.
Property must follow the relevant FHA-EEM guidlines.
Property must be subject to a Home Energy Rating System (HERS) report. This report provides a detailed analysis of a home's energy efficiency and a score based on the Home Energy Rating System (HERS) Index, a national standard for measuring energy performance.
Your Übermortage loan officer can tell you about the full range of requirements for both borrowers and the property itself.
A tight envelope. The envelope is the external walls and shell of the home that creates the barrier