question: which region was the least likely to use payday loans among all the regions?
table.cells: non-mortgage payment skipped or delayed in the past year mortgage payment skipped or delayed in the past year payday loan used in past three years
table.cells: predicted probability
table.cells: debt-to-income ratio category
table.cells: up to 1.5 0.101 0.031 0.042
table.cells: above 1.5 and up to 3.0 0.095 0.032 0.040
table.cells: above 3.0 0.125 0.052 0.028
table.cells: age group of main income earner
table.cells: 15 to 34 years 0.120 0.025 0.038
table.cells: 35 to 44 years 0.108 0.041 0.038
table.cells: 45 to 54 years 0.122 0.038 0.046
table.cells: 55 to 64 years 0.093 0.068 0.039
table.cells: over 64 years 0.057 0.030 0.033
table.cells: family type
table.cells: unattached 0.109 0.043 0.025
table.cells: couple with no children 0.083 0.023 0.034
table.cells: couple with children 0.107 0.041 0.041
table.cells: lone parent 0.123 0.099 0.086
table.cells: "other" family types 0.117 0.045 0.062
table.cells: education of main income earner
table.cells: less than high school 0.114 0.056 0.074
table.cells: high school 0.117 0.038 0.047
table.cells: some postsecondary 0.122 0.047 0.042
table.cells: university diploma or degree 0.078 0.032 0.016
table.cells: income group
table.cells: first quintile 0.129 0.065 0.041
table.cells: second quintile 0.135 0.040 0.048
table.cells: third quintile 0.097 0.049 0.037
table.cells: fourth quintile 0.094 0.041 0.036
table.cells: fifth quintile 0.050 0.021 0.026
table.cells: region
table.cells: atlantic 0.074 0.048 0.037
table.cells: quebec 0.136 0.035 0.013
table.cells: ontario 0.096 0.032 0.047
table.cells: prairies 0.108 0.072 0.060
table.cells: british columbia 0.089 0.034 0.045
table.cells: sex of main income earner
table.cells: male 0.107 0.043 0.040
table.cells: female 0.103 0.038 0.038
table.cells: home ownership status
table.cells: own without mortgage 0.066 .. 0.013
table.cells: own with mortgage 0.086 .. 0.022
table.cells: do not own 0.146 .. 0.078