CREATE TABLE payments (payment_id DECIMAL, settlement_id DECIMAL, payment_method_code TEXT, date_payment_made TIME, amount_payment DECIMAL)
CREATE TABLE claims (claim_id DECIMAL, policy_id DECIMAL, date_claim_made TIME, date_claim_settled TIME, amount_claimed DECIMAL, amount_settled DECIMAL)
CREATE TABLE customer_policies (policy_id DECIMAL, customer_id DECIMAL, policy_type_code TEXT, start_date TIME, end_date TIME)
CREATE TABLE settlements (settlement_id DECIMAL, claim_id DECIMAL, date_claim_made TIME, date_claim_settled TIME, amount_claimed DECIMAL, amount_settled DECIMAL, customer_policy_id DECIMAL)
CREATE TABLE customers (customer_id DECIMAL, customer_details TEXT)

Among all the claims, which settlements have a claimed amount that is no more than the average? List the claim start date.
SELECT date_claim_made FROM claims WHERE amount_settled <= (SELECT AVG(amount_settled) FROM claims)
SELECT "date_claim_made" FROM "claims" WHERE "amount_settled" <= (SELECT AVG("amount_settled") FROM "claims")