CREATE TABLE table_name_20 (average VARCHAR2, team VARCHAR2, highest VARCHAR2)

Team of elgin city, and a Highest smaller than 537 had what total number of average?
SELECT COUNT(average) FROM table_name_20 WHERE team = "elgin city" AND highest < 537
SELECT COUNT("average") FROM "table_name_20" WHERE "elgin city" = "team" AND "highest" < 537