CREATE TABLE table_name_81 (conference_matchups VARCHAR2, payout___us$__ VARCHAR2)

What was the conference matchup in the bowl game with a $3 million payout?
SELECT conference_matchups FROM table_name_81 WHERE payout___us$__ = "$3 million"
SELECT "conference_matchups" FROM "table_name_81" WHERE "$3 million" = "payout___us$__"