CREATE TABLE table_name_14 (points NUMBER, driver VARCHAR2, top_10 VARCHAR2)

What are the highest points for Justin Lofton when his top 10 is lower than 5?
SELECT MAX(points) FROM table_name_14 WHERE driver = "justin lofton" AND top_10 < 5
SELECT MAX("points") FROM "table_name_14" WHERE "driver" = "justin lofton" AND "top_10" < 5