CREATE TABLE table_31821 ("Year" FLOAT, "Competition" CLOB, "Date" CLOB, "Location" CLOB, "Score" CLOB, "Result" CLOB)

At what location was there a loss on 20 jan?
SELECT "Location" FROM table_31821 WHERE "Result" = 'loss' AND "Date" = '20 jan'
SELECT "Location" FROM "table_31821" WHERE "Date" = '20 jan' AND "Result" = 'loss'