exhibit 10. 1 assignment of debt agreement this assignment of debt agreement dated the 22nd day of february 2021, among : frh group corporation 555 anton boulevard suites 150, costa mesa, ca 92626 ( the “ assignee ” ) and : frh group ltd., 2801 & 2802 liwa heights, cluster w, jlt, dubai, uae ( the “ assignor ” ) and : fdctech, inc., 200 spectrum drive, suite 300, irvine, ca, 92618 ( the “ debtor ” ) among : among : frh group corporation frh group corporation 555 anton boulevard 555 anton boulevard suites 150, costa mesa, ca 92626 suites 150, costa mesa, ca 92626 ( the “ assignee ” ) ( the “ assignee ” ) and : and : frh group ltd., frh group ltd., 2801 & 2802 liwa heights, cluster w, jlt, 2801 & 2802 liwa heights, cluster w, jlt, dubai, uae dubai, uae ( the “ assignor ” ) ( the “ assignor ” ) and : and : fdctech, inc., fdctech, inc., 200 spectrum drive, suite 300, 200 spectrum drive, suite 300, irvine, ca, 92618 irvine, ca, 92618 ( the “ debtor ” ) ( the “ debtor ” ) whereas : a. the debtor is indebted to the assignor according to the frh note ( s ) agreement ( exhibit ii ) for the principal amount of $ 1, 000, 000 and any unpaid and accrued interest of $ 256, 908 in u. s. funds ( the “ note ( s ) ” or “ debt ” ). the note ( s ) is according to the terms of frh note ( s ) with the face value in the principal $ 1, 000, 000 coupon 6 % issue between date february 22, 2016, and april 24, 2017, at a conversion price of $ 0. 10 per share among the debtor and the assignor. b. the assignor wishes to convert the debt into common stock of the debtor at a conversion price of $ 0. 10 per share as per frh note ( s ) agreement, see notice of conversion ( exhibit i ). c. the assignee wishes to receive the common stock under its name upon notice of conversion. the assignor