exhibit 10. 3 intercompany business services agreement dated december 30, 2016 by and between advantage insurance services llc and advantage insurance inc. advantage business insurance company i. i. advantage international bank corp. advantage life assurance i. i. advantage life puerto rico a. i. u. s. commonwealth life, a. i. those other parties executing an execution supplement from time to time 1 1 1 1 this intercompany business services agreement ( “ agreement ” ) is made the 30th day of december 2016 with effect from january 1, 2016. by and between, advantage insurance services llc, a limited liability company organized under the laws of the commonwealth of puerto rico and having its principal place of business at american international plaza, 250 munoz rivera avenue, suite 710, san juan, puerto rico 00918 ( “ ais ” ) ; and advantage insurance inc., a company organized under the laws of the commonwealth of puerto rico and having its principal place of business at american international plaza, 250 munoz rivera avenue, suite 710, san juan, puerto rico 00918 ( “ aii ” ) ; advantage life assurance i. i., an international stock insurer organized under the laws of the commonwealth of puerto rico and having its principal place of business at american international plaza, 250 munoz rivera avenue, suite 710, san juan, puerto rico, 00918 ( “ alai ” ) ; advantage life puerto rico a. i., an international stock insurer organized under the laws of the commonwealth of puerto rico and having its principal place of business at american international plaza, 250 munoz rivera avenue, suite 710, san juan, puerto rico, 00918 ( “ alpr ” ) ; advantage business insurance company i. i., an international stock insurer organized under the laws of the commonwealth of puerto rico and having its principal place of business at american international plaza, 250 munoz rivera avenue, suite 710, san juan, puerto rico, 00918 ( “ abic ” ) ; u. s. commonwealth life, a. i., an international stock insurer organized under the laws of the commonwealth of puerto rico and having its principal place of business at american international plaza, 250 munoz rivera avenue, suite 710, san juan, puerto rico, 00918 ( “ uscl ” ) ; advantage international bank corp., an international financial entity organized under the laws of the commonwealth of puerto rico and having its principal place of business at american international plaza, 250 munoz