exhibit 10. 1 small business lending fund – securities purchase agreement midsouth bancorp, inc. 0347 name of company sblf no. 102 versailles boulevard corporation street address for notices organizational form ( e. g., corporation, national bank ) lafayette louisiana 70501 louisiana city state zip code jurisdiction of organization c. r. cloutier federal reserve name of contact person to receive notices appropriate federal banking agency ( 337 ) 593 - 3265 ( 337 ) 237 - 8343 august 25, 2011 fax number for notices phone number for notices effective date midsouth bancorp, inc. midsouth bancorp, inc. 0347 0347 name of company sblf no. 102 versailles boulevard 102 versailles boulevard corporation corporation street address for notices organizational form ( e. g., corporation, national bank ) lafayette lafayette louisiana louisiana 70501 70501 louisiana louisiana city state zip code jurisdiction of organization c. r. cloutier c. r. cloutier federal reserve federal reserve name of contact person to receive notices appropriate federal banking agency ( 337 ) 593 - 3265 ( 337 ) 593 - 3265 ( 337 ) 237 - 8343 ( 337 ) 237 - 8343 august 25, 2011 august 25, 2011 effective date this securities purchase agreement ( the “ agreement ” ) is made as of the effective date set forth above ( the “ signing date ” ) between the secretary of the treasury ( “ treasury ” ) and the company named above ( the “ company ” ), an entity existing under the laws of the jurisdiction of organization stated above in the organizational form stated above. the company has elected to participate in treasury ’ s small business lending fund program ( “ sblf ” ). this agreement contains the terms and conditions on which the company intends to issue preferred stock to treasury, which treasury will purchase using sblf funds. this agreement consists of the following attached parts, all of which together constitute the entire agreement of treasury and the company ( the “ parties ” ) with respect to the subject matter hereof, superseding all prior written and oral agreements and understandings between the parties with respect to such subject matter : annex a : information specific to the company and the investment annex b : definitions annex c : general terms and conditions annex d : disclosure schedule annex e : registration rights annex f : form of certificate of designation annex g : form of officer ’ s certificate annex h : form of supplemental reports annex i : form of annual certification annex j :