exhibit 10. 1 rga enterprise services company private & confidential june 23, 2023 tony cheng via email re : transfer to chesterfield, mo, usa dear tony, the purpose of this letter is to outline the support that will be provided to you as you transfer employment from rga reinsurance company hong kong branch ( “ rga hk ” ) to rga enterprise services company ( “ rga us ” ). tentatively set for july 14, 2023, the actual effective date of your transfer is contingent on you obtaining the necessary immigration documents required for you to live and work in the united states ( refer to section 7 below ). as described in more detail below. your employment with rga hk will terminate upon the effective transfer to rga us. accordingly, for the purposes of this document, “ effective date ” refers to the date in which these requirements have been satisfied and you have been successfully added to rga us payroll, as determined by rga us. until then you will remain on your current pay and benefits package in hong kong. the terms of this offer are as follows : 1. original hire date – your original hire date of august 25, 1997, shall remain unchanged for the purposes of internal recognition. 2. benefits eligibility – on the effective date, you will become eligible for coverage under the rga us ’ s retirement and benefits programs. details regarding this coverage will be provided to you under separate cover. note that your service as an employee of rga hk will be recognized for any vesting or eligibility requirements assigned to these programs. your enrollment in the rga hk group insurance schemes and all other benefits related to your employment with rga hk will be discontinued on the effective date. your membership under the rga hk pension scheme will cease as of the effective date. both your and rga hk ’ s contributions will be made until the effective date. information regarding the withdrawal of your vested benefits will be provided by rga hk hr. 3. accrued vacation time – in accordance with rga hk, any vacation accrued but not yet taken prior to the effective date will be paid out to you on your final pay from rga hk. you will then join the rga us paid time off ( pto ) plan on the effective date, prorated in 2023 based on the effective date. note : refer to “ tax equalization ” below for details on the tax treatment of your accrued vacation payout. 16600 swingley ridge road,