exhibit 10. 1 execution version amended and restated loan and security agreement dated as of june 28, 2016 by and between kinsale capital group, inc. as borrower, kinsale management, inc. and aspera insurance services, inc., as loan guarantors, and the privatebank and trust company as lender table of contents article 1 definitions 1 1. 1 definitions 1 1. 2 other interpretive provisions 12 article 2 commitments of lender ; evidencing of loans 12 2. 1 commitments 12 2. 2 notes 12 2. 3 recordkeeping 12 article 3 interest 12 3. 1 interest rates 12 3. 2 interest payment dates 13 3. 3 setting and notice of libor rates 13 3. 4 computation of interest 13 article 4 prepayments 13 4. 1 prepayments 13 4. 2 manner of prepayments 13 4. 3 repayments 14 article 5 making and proration of payments ; setoff ; taxes 14 5. 1 making of payments 14 5. 2 application of certain payments 14 5. 3 due date 14 5. 4 setoff 14 5. 5 taxes 14 article 6 increased costs ; special provisions for term loan 16 6. 1 increased costs 16 6. 2 basis for determining interest rate inadequate or unfair 17 6. 3 changes in law rendering the term loan unlawful 17 6. 4 funding losses 17 6. 5 right of lender to fund through other offices 17 6. 6 discretion of lender as to manner of funding 17 6. 7 mitigation of circumstances 17 6. 8 conclusiveness of statements ; survival of provisions 17 article 1 definitions 1 definitions 1 1. 1 definitions 1 1. 1 definitions 1 1. 2 other interpretive provisions 12 1. 2 other interpretive provisions 12 article 2 commitments of lender ; evidencing of loans 12 commitments of lender ; evidencing of loans 12 2. 1 commitments 12 2. 1 commitments 12 2. 2 notes 12 2. 2 notes 12 2. 3 recordkeeping 12 2. 3 recordkeeping 12 article 3 interest 12 interest 12 3. 1 interest rates 12 3. 1 interest rates 12 3. 2 interest payment dates 13 3. 2 interest payment dates 13 3. 3 setting and notice of libor rates 13 3. 3 setting and notice of libor rates 13 3. 4 computation of interest 13 3. 4 computation of interest 13 article 4 prepayments 13 prepayments 13 4. 1 prepayments 13