exhibit 10. 3 amendment to the selling agreement between allstate life insurance company, alfs, inc., and allstate financial services, l. l. c. effective july 26, 1999 this amendment shall modify your selling agreement ( “ agreement ” ) with allstate life insurance company ( “ allstate life ” ) and allstate financial services, l. l. c. ( “ afs ” ) as set forth below and in the attached schedule a. the attached schedule a shall replace any previous schedule a for the same product or ; shall be an addition to the current schedule a if the product was not part of your selling agreement prior to the effective date of this amendment. the acceptance of an application for this product, on or after the effective date of this amendment, is subject to the rules of allstate life and afs and the provisions of your agreement. by submission of an allstate life application, acceptance of commissions, and / or request for change of agent of record and / or transfer of servicing to another firm in accordance with the agreement, you agree to be bound by the provisions of this amendment. effective date : february 15, 2002 by : / s / john hunter / s / lisa a. burnell john hunter lisa a. burnell vice president assistant vice president and allstate life insurance company compliance officer alfs, inc. by : by : / s / john hunter / s / john hunter / s / lisa a. burnell / s / lisa a. burnell john hunter john hunter lisa a. burnell lisa a. burnell vice president vice president assistant vice president and assistant vice president and allstate life insurance company allstate life insurance company compliance officer compliance officer alfs, inc. alfs, inc. schedule a schedule of commissions applicable financial institution : applicable contracts : treasury - linked annuity issued on or after 1 / 31 / 02. allstate financial treasury - linked annuity flexible premium deferred annuity compensation ( based on age at premium payment ) ; ages 0 - 80 5. 25 % of premium ages 81 - 85 4. 20 % of premium ages 86 - 90 2. 625 % of premium chargeback upon full or partial withdrawal ( based on period since premium payment ) : months 1 - 12 100 % of compensation paid on amount withdrawn in excess of the “ free withdrawal amount ” no commission chargebacks upon annuitization treasury link - master at 5. 25