Given a premise, retrieve a hypothesis that is entailed by the premise.If you enjoy contemplating your own future extravagance (as opposed to frugality) then Krusell/Smith reasoning suggests something even more  The more you expect to be extravagant in the future, the more you'll save to finance that future extravagance.
The more extravagant you expect your future life to be, the more you will save for it.
If you want an extravagant future, you will not save for it.