britain 's biggest banks earmarked billions of pounds for ` remediation costs ' and fines over the last three years . britain 's biggest banks have racked up a # 39billion bill in just three years to pay for their financial scandals . ` remediation costs ' wiped out 61 per cent of their profits between 2011 and 2014 , according to accountants kpmg . the bill has been driven by the payment protection insurance scandal , with banks setting aside # 4.7 billion last year to compensate customers . another # 2.3 billion was earmarked by banks including barclays , royal bank of scotland and hsbc to pay fines for rigging foreign exchange markets . dr dorin scladan removed the 11lb -lrb- 5kg -rrb- growth from the woman , who had believed she was pregnant . a romanian woman who believed she was pregnant was devastated to be told she actually had an 11lb tumour inside her uterus . madalina neagu , 42 , arrived at a hospital in with severe pain in her abdomen and told doctors she believed she was in labour . as a result , medics at botosani county hospital prepared to operate to deliver the child . but after carrying out tests , they were shocked to discover she was n't pregnant at all . instead , she was actually carrying a 11lbs -lrb- 5kg -rrb- tumour inside her uterus . one of the doctors treating her , dr dorin scladan , 47 , said : ` as the woman told us she was pregnant , we initially expected pregnancy complications . ` in fact , the size of her belly was quite similar to that of a nine-month pregnant woman , so we did n't have any reason to doubt what she told us . ' dr sclandan and his colleage dr camelia todica , 43 , carried out an operation to remove the tumour . the patient was then transferred to intensive care - and doctors say she will recover . dr scladan said : ` we do n't often see a tumour of this size and in this location . ' the news comes after last year mailonline reported on the story of lorna fulton , 44 , who desperately wanted a family and believed she was pregnant when her stomach began to swell . the total charge for wrongdoing last year -- # 9.9 billion -- was only 8 per cent less than the previous year . describing it as a ` problem that wo n't go away ' , kpmg said banks also face mounting costs from employing an army of compliance staff to keep them out of trouble . rbs is thought to be facing a multibillion-pound settlement in the us for mis-selling toxic bundles of mortgage debt -- known as mortgage-backed securities -- in the run up to the financial crisis . barclays is also braced for a huge fine for rigging foreign exchange rates , having put aside # 1.25 billion so far to cover the bill . but the uk 's strengthening economy has driven a 72 per cent drop in losses from bad loans , with write-offs falling to # 5.2 billion last year . rbs was boosted by # 1.4 billion after not as many loans went sour as it had feared . this compares with an # 8.1 billion charge in 2013 . so-called ` impairment charges ' at lloyds fell # 2billion to # 752million as the improving economy meant fewer retail customers and businesses defaulted on their repayments . scroll down for video . this translated into a surge in the bottom line , with lloyds posting a # 1.8 billion profit , up from # 415million in 2013 . rbs 's losses narrowed to # 3.5 billion last year from # 8.2 billion in 2013 . barclays , hsbc and standard chartered all saw profits fall . kpmg said banks must ` urgently tackle ' their low return on equity -- a key measure of shareholder value -- and need to invest in technology to increase their profits . tougher regulations forcing them to hold more capital have made it more expensive for them to do business , especially in higher-risk areas . banks including rbs and barclays have responded by shrinking their investment banking arms . kpmg 's bill michael said : ` banks are undergoing a once in a lifetime change , as they face evolving regulation , technology and society 's expectations ... if further regulation creates too many strictures on non-retail banking , the industry risks losing its global relevance . ' she had ballooned to a size 26 and her waistline had been expanding despite months of dieting . but while she hoped this was a sign she was expecting , specialists discovered a huge ovarian cyst . mrs fulton was forced to undergo a full hysterectomy at glasgow 's royal infirmary where medics drained more than 32 litres of fluid from her stomach . it was revealed she had been carrying around a 5st cyst , a sac of fluid that forms on the ovary , for months . kpmg said banks must ` urgently tackle ' their low return on equity and need to invest in technology to increase their profits . she recovered after the operation , and although she now can not have children , says she feels ` lucky to be alive ' . doctors carried out emergency surgery to remove the tumour from the woman 's uterus , and she was transferred to intensive care . and in 2012 , mailonline reported on the story of kayleigh terry , 21 , who believed she was pregnant with her first child after gaining weight . but she was terrified to discover she actually had cancer . an ultrasound scan revealed she had a large cancerous growth which covered an area from her breast to her lower abdomen . she was diagnosed with ewing 's sarcoma and had emergency chemotherapy to shrink the potentially deadly tumour . miss terry lost her hair and eye-lashes along with 3st in weight after the shrunken tumour was removed a few months later . but after treatment , she was given the all clear , and now hopes to start her own family .
warning : graphic content . madalina neagu , 42 , arrived at a romanian hospital with abdominal pain . she believed she was going into labour and doctors prepared for surgery . they carried out tests and found she actually had an 11lbs -lrb- 5kg -rrb- tumour . she had emergency surgery to remove the tumour and has now recovered .
britain 's biggest banks earmarked billions of pounds for ` remediation costs ' and fines over the last three years . britain 's biggest banks have racked up a # 39billion bill in just three years to pay for their financial scandals . ` remediation costs ' wiped out 61 per cent of their profits between 2011 and 2014 , according to accountants kpmg . the bill has been driven by the payment protection insurance scandal , with banks setting aside # 4.7 billion last year to compensate customers . another # 2.3 billion was earmarked by banks including barclays , royal bank of scotland and hsbc to pay fines for rigging foreign exchange markets . dr dorin scladan removed the 11lb -lrb- 5kg -rrb- growth from the woman , who had believed she was pregnant . a romanian woman who believed she was pregnant was devastated to be told she actually had an 11lb tumour inside her uterus . madalina neagu , 42 , arrived at a hospital in with severe pain in her abdomen and told doctors she believed she was in labour . as a result , medics at botosani county hospital prepared to operate to deliver the child . but after carrying out tests , they were shocked to discover she was n't pregnant at all . instead , she was actually carrying a 11lbs -lrb- 5kg -rrb- tumour inside her uterus . one of the doctors treating her , dr dorin scladan , 47 , said : ` as the woman told us she was pregnant , we initially expected pregnancy complications . ` in fact , the size of her belly was quite similar to that of a nine-month pregnant woman , so we did n't have any reason to doubt what she told us . ' dr sclandan and his colleage dr camelia todica , 43 , carried out an operation to remove the tumour . the patient was then transferred to intensive care - and doctors say she will recover . dr scladan said : ` we do n't often see a tumour of this size and in this location . ' the news comes after last year mailonline reported on the story of lorna fulton , 44 , who desperately wanted a family and believed she was pregnant when her stomach began to swell . the total charge for wrongdoing last year -- # 9.9 billion -- was only 8 per cent less than the previous year . describing it as a ` problem that wo n't go away ' , kpmg said banks also face mounting costs from employing an army of compliance staff to keep them out of trouble . rbs is thought to be facing a multibillion-pound settlement in the us for mis-selling toxic bundles of mortgage debt -- known as mortgage-backed securities -- in the run up to the financial crisis . barclays is also braced for a huge fine for rigging foreign exchange rates , having put aside # 1.25 billion so far to cover the bill . the industry risks losing its global relevance . ' she had ballooned to a size 26 and her waistline had been expanding despite months of dieting . but while she hoped this was a sign she was expecting , specialists discovered a huge ovarian cyst . mrs fulton was forced to undergo a full hysterectomy at glasgow 's royal infirmary where medics drained more than 32 litres of fluid from her stomach . it was revealed she had been carrying around a 5st cyst , a sac of fluid that forms on the ovary , for months . kpmg said banks must ` urgently tackle ' their low return on equity and need to invest in technology to increase their profits . she recovered after the operation , and although she now can not have children , says she feels ` lucky to be alive ' . doctors carried out emergency surgery to remove the tumour from the woman 's uterus , and she was transferred to intensive care . and in 2012 , mailonline reported on the story of kayleigh terry , 21 , who believed she was pregnant with her first child after gaining weight . but she was terrified to discover she actually had cancer . an ultrasound scan revealed she had a large cancerous growth which covered an area from her breast to her lower abdomen . she was diagnosed with ewing 's sarcoma and had emergency chemotherapy to shrink the potentially deadly tumour . miss terry lost her hair and eye-lashes along with 3st in weight after the shrunken tumour was removed a few months later . but after treatment , she was given the all clear , and now hopes to start her own family .
britain 's biggest banks earmarked billions of pounds for ` remediation costs ' and fines over the last three years . britain 's biggest banks have racked up a # 39billion bill in just three years to pay for their financial scandals . ` remediation costs ' wiped out 61 per cent of their profits between 2011 and 2014 , according to accountants kpmg . the bill has been driven by the payment protection insurance scandal , with banks setting aside # 4.7 billion last year to compensate customers . another # 2.3 billion was earmarked by banks including barclays , royal bank of scotland and hsbc to pay fines for rigging foreign exchange markets . dr dorin scladan removed the 11lb -lrb- 5kg -rrb- growth from the woman , who had believed she was pregnant . a romanian woman who believed she was pregnant was devastated to be told she actually had an 11lb tumour inside her uterus . madalina neagu , 42 , arrived at a hospital in with severe pain in her abdomen and told doctors she believed she was in labour . as a result , medics at botosani county hospital prepared to operate to deliver the child . but after carrying out tests , they were shocked to discover she was n't pregnant at all . instead , she was actually carrying a 11lbs -lrb- 5kg -rrb- tumour inside her uterus . one of the doctors treating her , dr dorin scladan , 47 , said : ` as the woman told us she was pregnant , we initially expected pregnancy complications . ` in fact , the size of her belly was quite similar to that of a nine-month pregnant woman , so we did n't have any reason to doubt what she told us . ' dr sclandan and his colleage dr camelia todica , 43 , carried out an operation to remove the tumour . the patient was then transferred to intensive care - and doctors say she will recover . dr scladan said : ` we do n't often see a tumour of this size and in this location . ' the news comes after last year mailonline reported on the story of lorna fulton , 44 , who desperately wanted a family and believed she was pregnant when her stomach began to swell . the total charge for wrongdoing last year -- # 9.9 billion -- was only 8 per cent less than the previous year . describing it as a ` problem that wo n't go away ' , kpmg said banks also face mounting costs from employing an army of compliance staff to keep them out of trouble . rbs is thought to be facing a multibillion-pound settlement in the us for mis-selling toxic bundles of mortgage debt -- known as mortgage-backed securities -- in the run up to the financial crisis . barclays is also braced for a huge fine for rigging foreign exchange rates , having put aside # 1.25 billion so far to cover the bill . but the uk 's strengthening economy has driven a 72 per cent drop in losses from bad loans , with write-offs falling to # 5.2 billion last year . rbs was boosted by # 1.4 billion after not as many loans went sour as it had feared . this compares with an # 8.1 billion charge in 2013 . so-called ` impairment charges ' at lloyds fell # 2billion to # 752million as the improving economy meant fewer retail customers and businesses defaulted on their repayments . scroll down for video . this translated into a surge in the bottom line , with lloyds posting a # 1.8 billion profit , up from # 415million in 2013 . rbs 's losses narrowed to # 3.5 billion last year the industry risks losing its global relevance . ' she had ballooned to a size 26 and her waistline had been expanding despite months of dieting . but while she hoped this was a sign she was expecting , specialists discovered a huge ovarian cyst . mrs fulton was forced to undergo a full hysterectomy at glasgow 's royal infirmary where medics drained more than 32 litres of fluid from her stomach . it was revealed she had been carrying around a 5st cyst , a sac of fluid that forms on the ovary , for months . kpmg said banks must ` urgently tackle ' their low return on equity and need to invest in technology to increase their profits . she recovered after the operation , and although she now can not have children , says she feels ` lucky to be alive ' . doctors carried out emergency surgery to remove the tumour from the woman 's uterus , and she was transferred to intensive care . and in 2012 , mailonline reported on the story of kayleigh terry , 21 , who believed she was pregnant with her first child after gaining weight . but she was terrified to discover she actually had cancer . an ultrasound scan revealed she had a large cancerous growth which covered an area from her breast to her lower abdomen . she was diagnosed with ewing 's sarcoma and had emergency chemotherapy to shrink the potentially deadly tumour . miss terry lost her hair and eye-lashes along with 3st in weight after the shrunken tumour was removed a few months later . but after treatment , she was given the all clear , and now hopes to start her own family .
britain 's biggest banks earmarked billions ` remediation costs ' fines over. britain 's biggest banks racked a # 39billion bill to their financial scandals. ` remediation costs ' wiped 61 their profits between 2011 accountants kpmg the bill has driven the payment protection insurance scandal, with banks setting # 4.7 last compensate. another # 2.3 billion was earmarked by banks including barclays, royal bank scotland hsbc to pay fines rigging foreign exchange markets. dr dorin scladan removed the 11lb -lrb- 5kg -rrb- growth the woman, who believed. a romanian woman believed pregnant was devastated be actually an 11lb tumour inside. madalina neagu, 42 arrived with severe pain told believed labour. as, medics at botosani county hospital prepared operate to deliver the child. but after carrying tests, they shocked she n't instead, she actually carrying a 11lbs -lrb- 5kg -rrb- tumour inside. one the doctors treating her, dr dorin scladan 47 said : ` as the woman told pregnant initially expected pregnancy complications. ` in fact, the size her belly quite similar, we did n't any reason doubt what told ' dr sclandan and his colleage dr camelia todica, 43, carried an operation remove the tumour. the patient then - and doctors say will recover. dr scladan said : ` we do n't often a tumour of and in this location. ' the news comes after last year mailonline reported the story lorna fulton, 44 desperately a family and believed pregnant when her stomach. the total charge wrongdoing last -- # 9.9 only 8 per less. describing it a ` problem that wo n't go kpmg said banks also face mounting costs employing an army compliance staff keep out. rbs is thought facing the us for mis-selling toxic bundles mortgage debt -- known the run. barclays is also braced a huge fine rigging foreign exchange rates, having put aside # 1.25 so cover the bill. but the uk 's strengthening economy driven a 72 per cent drop losses bad loans, with write-offs falling # 5.2 last. rbs was boosted # 1.4 after not as many loans went sour it feared. this compares an # 8.1 billion charge 2013. so-called ` impairment charges at lloyds fell # 2billion to # 752million as the improving economy meant fewer retail customers businesses defaulted. scroll. this translated into a surge the bottom line, with lloyds posting a # 1.8 billion profit, up # 415million 2013 rbs 's losses narrowed # 3.5 billion last. barclays, hsbc and standard chartered all saw profits. kpmg said banks must ` urgently tackle ' their low return -- shareholder value need invest technology increase their profits. tougher regulations forcing them hold more capital have made, especially. banks including rbs barclays have responded shrinking their investment banking arms. kpmg 's bill michael said : ` banks undergoing once, as face evolving regulation, technology society 's expectations... if further regulation creates too many strictures non-retail banking, the industry risks its global relevance. ' she had ballooned 26 her waistline expanding despite months. but while she hoped this she expecting, specialists discovered a huge ovarian cyst. mrs fulton was forced undergo glasgow 's royal infirmary where medics drained more than 32 litres her stomach. it revealed she carrying a 5st cyst, a sac of fluid forms on for months. kpmg said banks must ` urgently tackle ' their low return need invest technology increase their profits. she recovered after the operation, although now can not have says feels ` lucky doctors carried emergency surgery the woman 's uterus, and transferred. and in 2012, mailonline reported kayleigh terry 21 believed gaining but she terrified discover actually cancer. an ultrasound scan revealed she a large cancerous growth which covered an area from. she diagnosed ewing 's sarcoma emergency chemotherapy shrink the potentially deadly tumour. miss terry lost her hair eye-lashes along 3st in weight after the shrunken tumour a. but after treatment, she given all, now hopes start.
britain 's biggest banks earmarked billions of pounds for ` remediation costs ' and fines over the last three years . britain 's biggest banks have racked up a # 39billion bill in just three years to pay for their financial scandals . ` remediation costs ' wiped out 61 per cent of their profits between 2011 and 2014 , according to accountants kpmg . the bill has been driven by the payment protection insurance scandal , with banks setting aside # 4.7 billion last year to compensate customers . another # 2.3 billion was earmarked by banks including barclays , royal bank of scotland and hsbc to pay fines for rigging foreign exchange markets . dr dorin scladan removed the 11lb -lrb- 5kg -rrb- growth from the woman , who had believed she was pregnant . a romanian woman who believed she was pregnant was devastated to be told she actually had an 11lb tumour inside her uterus . madalina neagu , 42 , arrived at a hospital in with severe pain in her abdomen and told doctors she believed she was in labour . as a result , medics at botosani county hospital prepared to operate to deliver the child . but after carrying out tests , they were shocked to discover she was n't pregnant at all . instead , she was actually carrying a 11lbs -lrb- 5kg -rrb- tumour inside her uterus . one of the doctors treating her , dr dorin scladan , 47 , said : ` as the woman the industry risks losing its global relevance . ' she had ballooned to a size 26 and her waistline had been expanding despite months of dieting . but while she hoped this was a sign she was expecting , specialists discovered a huge ovarian cyst . mrs fulton was forced to undergo a full hysterectomy at glasgow 's royal infirmary where medics drained more than 32 litres of fluid from her stomach . it was revealed she had been carrying around a 5st cyst , a sac of fluid that forms on the ovary , for months . kpmg said banks must ` urgently tackle ' their low return on equity and need to invest in technology to increase their profits . she recovered after the operation , and although she now can not have children , says she feels ` lucky to be alive ' . doctors carried out emergency surgery to remove the tumour from the woman 's uterus , and she was transferred to intensive care . and in 2012 , mailonline reported on the story of kayleigh terry , 21 , who believed she was pregnant with her first child after gaining weight . but she was terrified to discover she actually had cancer . an ultrasound scan revealed she had a large cancerous growth which covered an area from her breast to her lower abdomen . she was diagnosed with ewing 's sarcoma and had emergency chemotherapy to shrink the potentially deadly tumour . miss terry lost her hair and eye-lashes along with 3st in weight after the shrunken tumour was removed a few months later . but after treatment , she was given the all clear , and now hopes to start her own family .
 The article discusses how Britain's biggest banks have racked up billions of pounds in remediation costs and fines over the last three years. The banks, including Barclays, Royal Bank of Scotland, and HSBC, have set aside £39 billion to pay for financial scandals, including payment protection insurance (PPI) mis-selling and foreign exchange market rigging. The costs have wiped out 61% of their profits between 2011 and 2014, according to accountants KPMG.