The other viewpoint illustrated by the rapporteur' s initial statement and shared by a number of members is to promote regulations and codes of conduct which are needed in order to establish among insurers ways of organising costs on a mutual basis providing everybody with guaranteed access to high-quality care and to counter the risk of discriminatory practices developing together with risk and client selection.
The other point of view, illustrated by the initial matter of the rapporteur and shared per number of Members, consists in promoting the regulations and the codes of conduct necessary to found, between insurers, the forms of mutualisation of the costs guaranteeing to all the supply of an high quality of care and to counter the risks to see developing discriminatory practices and a risk selection and customers.