441a7faf_A___Fresno__CA___Suncrest_Bank__SBA_7_a__Loan
[0] Benefits [SBA 504 Loan] Financing availability Competitive interest rates Low down payment conserves working capital Fixed rates available 25 year fully amortizing term (no balloon payment) [SBA 7(a) Loan] 
Longer maturity and amortization than conventional financing Consideration is given for mixed collateral Loan to value is higher than conventional financing Financing available for start-up businesses Debt coverage can be based on projected cash flow May be used for refinances No pre-payment penalty on loans with terms under 15 years Up to 25 year amortization on Commercial Real Estate
SBA 504 & SBA 7a Small Business Loans | Visalia, CA - Porterville, CA - Fresno, CA | Suncrest Bank
SBA 7(a) Loan