870c369b_y_Spring_BankSandy_Spring_Bank__Disadvantages
[Loan Programs] Adjustable Rate Mortgages [Advantages] Often lower initial monthly payment Lower payment over a short period of time Rates and payments may go down if rates improve May qualify for higher loan amounts [Disadvantages] 
More interest rate risk Payments may change over time Potential for increased payments if rates go up
Mortgage Products - Sandy Spring BankSandy Spring Bank
Disadvantages