c4ac0ddc_e_to_upgrade_your_term_policy___Whole
[Term] You pay for pure death benefit protection for certain period, without cash value accumulation. Term conversion privileges are available with most policies, enabling you to convert to a permanent policy that builds cash value, with no additional medical underwriting.3 [Whole] 
Offers tax-deferred cash value growth which is accessible through policy loans or partial surrender of any paid-up additions.2
Is it time to upgrade your term policy?
Whole