158d160b_y__Terms_and_Definitions___GIO__1
[0] Catastrophe [2] Business Insurance Business Insurance for Professionals Trade Insurance [1] 
A large scale destructive event, in the area where the situation is located, which either: a.the Insurance Council of Australia has declared to be an ‘insurance catastrophe event’; or b. as a consequence of the event, the relevant government authority has declared a state of emergency.
Insurance Glossary, Terms and Definitions - GIO
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