7b7c4f6f_various_Reason_Codes_indicate___Description
[Reason Code] 102 [Reply Flag (SCMP)] DINVALIDDATA [Possible Action] See the reply fields invalidField_0...N for which fields are invalid. Resend the request with the correct information. [Description] 
Declined - One or more fields in the request contains invalid data
CyberSource Support Center - What do the various Reason Codes indicate?
Description