81206584_awjolls___Video_Credit_Score__2
[0] 13 [1] Length of time (or unknown time) since delinquency [3] 35 [4] Payment due on accounts (not used) [5] Pay past due balance [2] 
Time heals. You have to wait 6 months and recheck. Note: that delinquencies stay on for 7 years
awjolls : Video Credit Score
2