8f644b50_Plus_Alt_comparison__Alternative_Loans
[0] Credit Criteria [Grad Plus Loans] Plus loan approval is based upon a lack of adverse credit (delinquency, bankruptcy, default, wage garnishment, etc. as reported to at least one national credit reporting agency A lack of credit history is not considered adverse credit A co-signer (endorser) can be added in the case of a student's adverse credit [Alternative Loans] 
Alternative loan approval is based upon a lender's unique standards. Each lender is entitled to define it's own approval minimums. Approval is based upon the lender's minimum credit score requirement A creditworthy co-signer can be added Some lenders require a co-signer be added to the loan, regardless of the status of a borrower's credit
Plus_Alt comparison
Alternative Loans