2806f2d3_ate_lawsuits__federal_scrutiny__4
[0] Citi [1] 94 cents per $100 of monthly statement balance for basic plan covering you only. Additional plans available at extra cost for other authorized users. [2] May suspend payments and freeze account for up to two years for involuntary unemployment if you (1) lose all employment income for 30 days in a row; (2) lose job because of layoff, dismissal or general strike, (3) worked at least 30 hours per week (15 hours in case of full-time student) for the 90 days before the job loss; (4) qualify for state or federal unemployment benefits; and (5) register for work at a recognized employment agency within 30 days after job loss and remain registered. If self employed, you must lose all employment income for 30 days in a row. May suspend payments and freeze account for up to three months for family leave from full-time employment if you have employer approval and leave is for childbirth, adoption or chronic illness of a family member. [3] May waive minimum monthly payment and interest for one month if you receive emergency room care or are hospitalized for at least one night. Cannot receive emergency care and hospital benefits in the same month. May waive payments for up to two years if you are unable to work due to temporary disability for at least 30 days in a row and are under a doctor's care. May cancel up to $10,000 in debt if disability lasts more than 24 months. [5] May cancel up to $500 of charges for auto, home or renters insurance deductible once per calendar year. May waive up to three monthly payments for natural disasters if you are directly affected by a declared federal disaster within the United States, U.S. Virgin Islands, or Puerto Rico. You must (1) live in a declared federal disaster area and (2) incur more than $500 in damages or miss at least 5 consecutive days of work because of the disaster. May waive two monthly payments for life events: marriage, divorce, childbirth, adoption, move, college entry or graduation or decade birthday. May only claim one life event benefit per calendar year. [4] 
May cancel up to $10,000 worth of debt.
Credit card protection plans draw state lawsuits, federal scrutiny
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