9cff82d2__Your_Indispensable_Guide_TIME__What_it_is
[Term] Catastrophic Health Insurance [Why it matters] The availability of this type of insurance has allowed many Americans to get coverage at an affordable price, but these patients are still vulnerable to high out-of-pocket costs. Plus, if routine, preventive care is not covered, patients are less likely to get it elsewhere. [What it is] 
Coverage with a very high deductible that is intended to protect against unforeseen illness or injury. While this insurance can protect against medical bankruptcy, it does not typically cover routine, preventive medical care.
Understanding the Health-Care Debate: Your Indispensable Guide-TIME
What it is