81206584_awjolls___Video_Credit_Score__2
[0] 20 [1] Length of time since legal item filed (derogatory public record) or collection reported [3] 98 [4] Length of time consumer finance company loans have been established [5] Time heals. Pay as agreed or ahead of schedule to get these paid in full. [2] 
Time heals. These will fall off in 7 years. No action needed.
awjolls : Video Credit Score
2