870c369b_y_Spring_BankSandy_Spring_Bank__Disadvantages
[Loan Programs] Home Equity Line of Credit Top [Advantages] You only borrow what you need Pay interest only on what you borrow Flexible access to funds Interest may be tax deductible* [Disadvantages] 
Rates can change Possibly higher interest rate Payments can change Harder to refinance your first mortgage
Mortgage Products - Sandy Spring BankSandy Spring Bank
Disadvantages