674d86af_ship___Credit_Union_Difference__Credit_Unions
[Banks] Deposits are federally insured up to $250,000 by the FDIC, a government agency. [Credit Unions] 
Deposits are federally insured up to $250,000 by the National Credit Union Administration, a government agency. The NCUA's insurance fund is the healthiest of all federal deposit insurance funds.
Allegacy Federal Credit Union - About - Membership - Credit Union Difference
Credit Unions