8d14581c_Hilal_Takaful__conventional
[0] ... losses attributable to [Islamic Takaful] policyholders [conventional] 
shareholders
s h a r e h o l d e r s
p o l i c y h o l d e r s
n o g e n e r a l r e s t r i c t i o n s
d e c i d e d b y s h a r e h o l d e r s
n o n e
Hilal Takaful
conventional