667332bf_L_AND_RETIREMENT_SERVICES__LLC__3
[0] Time [1] At Death: Usually 9 months to 2 years before heirs can inherit. At Incapacity: Court involved until recovery or death [2] Same as no will. [3] 
At Death: Usually just weeks (larger estates may take longer for estate tax filing). At Incapacity: No delays.
AMERICAN FINANCIAL AND RETIREMENT SERVICES, LLC
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