e4139081_World_Council_of_Credit_Unions__Commercial_Banks
[0] Governance [Credit Unions] Credit union members elect a volunteer board of directors from their membership. Members each have one vote in board elections, regardless of their amount of savings or shares in the credit union. Institutions are run by an appointed board of directors or salaried staff. [Commercial Banks] 
Stockholders vote for a paid board of directors who may not be from the community or use the bank's services. Votes are weighted based on the amount of stock owned.
What is a Credit Union? | World Council of Credit Unions
Commercial Banks