82ad790e_and_Merchant_Services_Glossary__Definition
[Term] Card Present Transactions [Definition] 
Transaction that are made when a credit card is physically present. Merchants are charged different levels of fees by the card transaction processors (such as Visa, MasterCard), depending on the level of fraud risk involved during a transaction. Card present transactions, because the card is available for inspection, are considered less risky and therefore carry lower fees than online or phone transactions.
Credit Card Processing and Merchant Services Glossary
Definition