8e45597f_ossary___MicroInsurance_Centre__Term
[Definition] Hazard arising from any non-physical, personal characteristic of a risk that increases the possibility of loss or may intensify the severity of loss for instance bad habits or low integrity. An example might include failing to properly care for an insured goat because it is insured, thereby increasing the chance it will die of disease. [Term] 
Moral hazard
Glossary - MicroInsurance Centre
Term