9cff82d2__Your_Indispensable_Guide_TIME__What_it_is
[Term] Health-Insurance Exchange [Why it matters] Reform proposals would create national or state-based exchanges open to individuals and small businesses. Policies offered there would be vetted by the government to make sure they meet minimum standards and would be less expensive than those now sold on the open market. [What it is] 
A government-administered marketplace or portal (via a website) where private or public insurance policies are sold.
Understanding the Health-Care Debate: Your Indispensable Guide-TIME
What it is