4c4da195_Comparison_Summary__National_Health_Care_Reform
[Issue] Comprehensive coverage [Current Illinois Law] Illinois law requires insurers and HMOs to provide certain mandated benefits, including coverage for the treatment of autism and preventive benefits such as mammograms and other cancer screenings. See here for a comprehensive list of mandated benefits. Many other benefits—such as maternity benefits and mental health services—may not be covered by a health insurance policy, or may be subject to significant deductibles, co-pays or co-insurance amounts. [National Health Care Reform] 
2010 Health insurance companies will be required to provide first-dollar coverage for a defined list of preventive health services. In other words, insurers will be required to include wellness and prevention benefits such as immunizations and screenings, without cost to the policyholder. 2014 Health insurance companies will be required to provide coverage for a minimum package of “essential health benefits,” which will include benefits in at least the following categories: Ambulatory patient services; Emergency services; Hospitalization; Maternity and newborn care; Mental health and substance use disorder services, including behavioral health treatment; Prescription drugs; Rehabilitative and habilitative services and devices; Laboratory services; and Pediatric services, including oral and vision care.
Comparison Summary
National Health Care Reform