9cff82d2__Your_Indispensable_Guide_TIME__What_it_is
[Term] Community Rating [Why it matters] Reform proposals would make this federal law, eliminating the ability of insurers to charge the sick or previously sick exorbitantly high rates that make insurance unaffordable for many Americans. [What it is] 
Ignoring health status when setting health-insurance-premium prices.
Understanding the Health-Care Debate: Your Indispensable Guide-TIME
What it is