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[Term] Attained Age Rating [Definition] 
This is the most common way that Medigap policies are priced in California. Attained age rated policies go up in price as a separate individual cost factor as one ages. In other words, the insurer charges each 75-year-old more than it charges each 70-year-old, instead of spreading that cost between all 70- and 75-year-olds. Typically, these plans appear less expensive at younger ages, but can cost considerably more in later years. In addition, the premium will likely go up each year due to rising health care costs, separately from the cost associated with age.
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