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[0] Discover [1] 89 cents per $100 of monthly statement balance [2] May suspend minimum monthly payment, interest and fees for up to two years for involuntary unemployment or leave of absence. Must be working during the 15 days prior to unemployment. Benefit available to you, your spouse, domestic partner, any authorized user on your account, or the highest wage earner in your household. [3] May suspend minimum monthly payment, interest and fees for up to two years for hospitalization or disability. Must be working during the 15 days prior to disability event. Benefit available to you, your spouse, domestic partner, any authorized user on your account, or the highest wage earner in your household. [5] May suspend one minimum monthly payment, interest and fees up to two times a year for marriage, childbirth, adoption, new job, promotion, retirement, move or graduation. Must be one billing period between claims. [4] 
May cancel up to $25,000 worth of debt in the case of your or the primary cardholder's death. May suspend minimum monthly payment, interest and fees for up to two years for death of a child, spouse or domestic partner.
Credit card protection plans draw state lawsuits, federal scrutiny
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