81206584_awjolls___Video_Credit_Score__2
[0] 07 [1] Account payment history too new to rate [3] 28 [4] No recent bankcard balances (Trans Union only) [5] Use your cards. Pay in full. No need to carry a balance as balance is reported as “closing date” not “due date” [2] 
Wait 6-12 months to reapply
awjolls : Video Credit Score
2