7f8adffc_me_Loan_Moral_Hazard_Scorecard__HOMEOWNERS
[HAZARD] Acted as unfair trading partners [BANKERS] Yes; had FICO, databases, teams of economists [ADVANTAGE:] Bankers [HOMEOWNERS] 
A few hid things, but the banks knew anyway
Foreclosures and Guilt The Home Loan Moral Hazard Scorecard
HOMEOWNERS