7b7c4f6f_various_Reason_Codes_indicate___Description
[Reason Code] 202 [Reply Flag (SCMP)] DCARDEXPIRED [Possible Action] Request a different card or other form of payment. [Description] 
Decline - Expired card. You might also receive this if the expiration date you provided does not match the date the issuing bank has on file. Note: The ccCreditService does not check the expiration date; instead, it passes the request to the payment processor. If the payment processor allows issuance of credits to expired cards, CyberSource does not limit this functionality.
CyberSource Support Center - What do the various Reason Codes indicate?
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