158d160b_y__Terms_and_Definitions___GIO__1
[0] Product Disclosure Statement (PDS) [2] All Products [1] 
PDS is the name of this document and contains the terms of your insurance cover. It includes information that would have previously been available in the insurance policy booklet. It tells you what cover we provide, details of costs, fees and charges and other important information. It should be read together with your Certificate of Insurance. If there are changes to your PDS, we will send you a Supplementary PDS, or a new PDS.
Insurance Glossary, Terms and Definitions - GIO
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