4c4da195_Comparison_Summary__National_Health_Care_Reform
[Issue] Price equity [Current Illinois Law] Individual/Family Policies - NONE Currently, Illinois law allows health insurance companies unrestricted range when charging an individual more due to health status, gender, policy duration, and other factors. Current Illinois law does not limit the gender disparity in premium cost. Women are charged as much as 57% more than a man of the same age, health status and geography – exclusive of maternity benefits. Price increases need not be justified. Group Policies Small businesses (50 or fewer employees) receive limited rating protections under current Illinois law, but are still penalized for having older or less healthy employees. (215 ILCS 93) [National Health Care Reform] 
2014 Health insurance companies will be prohibited from charging higher premiums based on a person’s gender or health status. Premiums will vary only based on age (3:1 maximum), geography, tobacco use (1.5:1 maximum), and whether the coverage is for an individual or family.
Comparison Summary
National Health Care Reform