a265a60f_HOPENOW__How_Does_the_Option_Work_
[Option] Loan Modification [Key Benefits] Changes the mortgage note itself, giving you a "fresh" start on managing your mortgage loan. Brings your account up to date immediately once the loan modification is executed. [How Does the Option Work?] 
A permanent change in one or more of the terms of the mortgage loan, allowing the loan to be reinstated to a "current" status, and resulting in a more affordable monthly mortgage loan payment. Past due interest and escrow are added to the new unpaid principal balance and re-amortized over the remaining life of the loan.
HOPENOW
How Does the Option Work?