441a7faf_A___Fresno__CA___Suncrest_Bank__SBA_7_a__Loan
[0] General underwriting criteria [SBA 504 Loan] Management expertise Debt repayment ability, good credit Well-capitalized business, record of profitability Collateral – Bank up to 60% loan-to-value. CDC/SBA up to 40% loan-to-value, not to exceed 90% maximum combined financing [SBA 7(a) Loan] 
Debt repayment ability, good credit Collateral – Business and/or personal assets acquisition or expansion requires a minimum 20% capital injection Start-up businesses require typically a 20% - 30% capital injection and a business plan with projections
SBA 504 & SBA 7a Small Business Loans | Visalia, CA - Porterville, CA - Fresno, CA | Suncrest Bank
SBA 7(a) Loan