82ad790e_and_Merchant_Services_Glossary__Definition
[Term] Access Fees [Definition] 
Fees associated with using the secure server (such as Authorize.Net) to approve and process transactions. Depending on arrangements with the payment gateway processor, a credit card merchant account may also be charged gateway processing fees as a separate line item or as part of the monthly processing fee.
Credit Card Processing and Merchant Services Glossary
Definition