0fcbbec4_ATED_HEALTH_INSURANCE_BENEFITS__Description
[CGS §] 38a-501 [Mandate] Long-Term Care Policy – Non-Forfeiture [Individual, Group, or Both] Individual [Description] 
Prohibits an insurer from issuing or delivering a long-term care policy on or after July 1, 2008 unless it had offered the prospective insured an optional non-forfeiture benefit during the policy solicitation or application process. If the non-forfeiture option is declined, the insurer must give the insured a contingent benefit upon lapse.
OLR BACKGROUNDER: STATE-MANDATED HEALTH INSURANCE BENEFITS
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