9cff82d2__Your_Indispensable_Guide_TIME__What_it_is
[Term] Health-Savings Account (HSA) [Why it matters] If patients are paying for medical services with their own money out of an HSA, they are more likely to make cost-conscience choices in how and where they receive medical care. Many Republicans, including John McCain when he was a presidential candidate, say that expanding the use of HSAs could help solve much of the health-care spending crisis. [What it is] 
A tax-deductible personal savings account, usually offered by employers along with high-deductible health-insurance plans, that can be used to pay for medical expenses.
Understanding the Health-Care Debate: Your Indispensable Guide-TIME
What it is