ef999149_hapter_13__Types_of_Bankruptcy___Interest_Free_Repayment_Plan_
Creditors can't contact you while the automatic stay is in effectâor after debts are discharged.
You'll make one monthly payment to the bankruptcy trustee for distributionâyou'll have no direct contact with creditors during the protection period of 3-5 years.
Chapter 7 vs Chapter 13: Types of Bankruptcy
CHAPTER 13 (Interest-Free Repayment Plan)