046c76e4__from_Lending_Club_and_Prosper__Credit_Card_Cash_Advance
[0] Payback period [Peer-to-Peer Loan] Fixed period of 3 years or 5 years. [Bank Loan] Fixed period, usually 1 to 6 years. [Credit Card Cash Advance] 
Depending on how fast you pay it down, but it could be a very long time if you only pay the minimum amount due.
Borrowing Money from Lending Club and Prosper
Credit Card Cash Advance