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[0] Bank of America [1] 85 cents per $100 of monthly statement balance (up to $25,000) [2] May cancel up to two times the minimum monthly payment for up to 18 months for involuntary unemployment or leave of absence. Must have been working at least 20 hours a week during the 30-day period before job loss, and in most cases you must qualify for state unemployment benefits. Event must occur at least 60 days after your protection began. Must notify the Plan Administrator within 300 days of the start of the event. Independent contractors are not eligible for involuntary unemployment benefit. [3] May cancel up to two times the minimum monthly payment for up to 18 months in case of disability or hospitalization. Event must occur at least 60 days after your protection began. Must notify the Plan Administrator within 300 days of the start of the event. [5] May cancel up to three monthly payments for two of the following events per year: marriage, divorce, childbirth, adoption, move, college entry or graduation, and retirement. Retirement benefits can be granted only one time per account. Must notify the Plan Administrator within 300 days of the start of the event. [4] 
May cancel up to $25,000 of outstanding balance. Event must occur at least 60 days after your protection began. Plan Administrator must receive notification within 300 days of the start of the event.
Credit card protection plans draw state lawsuits, federal scrutiny
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