8057969d_lueShield___Health_Care_Reform__Definition
[Topic] Grandfathered Plan [Definition] 
A health plan that was in place on March 23, 2010, when the health reform law was enacted, is exempt from complying with some parts of the health reform law, so long as the plan does not make certain changes (such as eliminating or reducing benefits, increasing cost-sharing, or reducing the employer contribution toward the premium). Once a health plan makes sucha change, it becomes subject to other health reform provisions (e.g., appeals and cost sharing restrictions on preventive services).
Excellus BlueCross BlueShield | Health Care Reform
Definition