afac3f81_mies_Cheat_Sheet___For_Dummies__Tax_Issues
[Savings Vehicle] Retirement accounts [Possible Contributors] Account owner only. [Possible Uses] Any expenses you choose. However, distributions used to pay for nonqualified expenses are subject to income tax on the earnings portion, plus a 10% penalty. Account owner. [Tax Issues] 
Tax deferred until you take distributions. Early distributions may also be subject to an additional penalty.
529 and Other College Savings Plans For Dummies Cheat Sheet - For Dummies
Tax Issues