ee5f3248_Marital_Signature_Requirements__47
[0] SPOUSE MUST SIGN [1] Refis = YesPurchase = No [2] Yes [3] Yes, unless the property was acquired by one spouse before the marriage or by gift, devise or descent durring the marriage. [4] Yes [5] Yes [6] Yes; The non-titled spouse has to sign only if there is a recorded declared homestead. There is no requirement for the non-titled spouse to sign because of the statutory homestead exemption. [7] No [8] No [9] No [10] Yes; If homestead property, must sign mortgage, a separate waiver is insufficient [11] No [12] No [13] Yes [14] Yes [15] No [16] Yes [17] Yes [18] Yes [19] Yes unless the property is the separate propertyof the spouse then no signature is necessary. [20] No [21] No [22] Yes [23] Yes [24] Yes [25] Yes [26] Yes [27] Yes [28] Yes [29] Yes [30] Yes [31] Refis = Yes. Any NJ Title Company will demand signature by both spouses since a new right, known as the right of joint possession of the principal marital residence attaches to property acquired on or after 5/29/80Purchase = No [32] Refis = YesPurchase = No [33] No [34] Refis = YesPurchase = No [35] Yes [36] Yes [37] Yes [38] No [39] *No, however a PA Title Company will require both spouses if search discloses or one has knowledge of a pending divorce, non-titled spouse must join in a deed or mortgage. A affidavit will be signed by the one spouse stating that there is no pending divorce if not. [40] No [41] No [42] Yes [43] Yes [44] Yes [45] No [46] Refis = YesPurchase = No [48] Yes [49] Yes [50] Refis = YesPurchase = No [47] 
No; As long as the mortgage represents a bonafide transaction.However, a Virginia title company may require both spouses to sign the security instruments because a spouse has the option to take a statutory interest in the property of the deceased spouse in lieu of taking under the decedent’s will.
State by State Marital Signature Requirements
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