71651bf1_nt___IRAs___Thrivent_Financial__Roth_IRA__if_you_
[Traditional IRA, if you:] Don't think you'll need to take money out of your account until retirement. [Roth IRA, if you:] 
Want the flexibility to take money out whenever you want and for any reason. Your contributions and conversions can be withdrawn income tax-free.4 Your earnings, however, may be subject to taxation and penalties (if withdrawn prior to age 59½).
Individual Retirement Account | IRAs | Thrivent Financial
Roth IRA, if you: