0681cf4e_l___investment_borrowing___NAB__Fee_exemptions_apply_
[Transaction fees] Ease of management and record keeping [Fee exemptions apply.] 
Joint borrowers can set up sub accounts in individual names, making it easy to keep records for taxation purposes. Restrictions apply if the 100% offset feature is used.
Portfolio Facility - organise your personal & investment borrowing - NAB
Fee exemptions apply.