7b7c4f6f_various_Reason_Codes_indicate___Description
[Reason Code] 232 [Reply Flag (SCMP)] DINVALIDDATA [Possible Action] Contact your merchant bank to confirm that your account is set up to receive the card in question. [Description] 
Decline - The card type is not accepted by the payment processor.
CyberSource Support Center - What do the various Reason Codes indicate?
Description