3ed35f33_ale_is_Better_than_Foreclosure__Successful_Short_Sale
[Issue] Credit Score & History [Foreclosure] Foreclosures can affect your credit score by lowering it 175 to 300 points for up to 7 to 10 years. [Successful Short Sale] 
Not public records. Shows Late payments – Mortgage “settled for less than full amount due”. Credit score may only be affected by 50 to 100 points.
Why a Short Sale is Better than Foreclosure
Successful Short Sale