24684437_Travelers_Technology_Insurance__Real_World_Claim_Scenario
[Coverage Module] Commercial Property - Theft Loss Travelers Global Companion Premier Property Protection provides DIC (difference-in-conditions) coverage due to the German insurer's denial of coverage. [Real World Claim Scenario] 
Ten laptops are taken from the policyholder's premises in Germany. The theft takes place during the lunch hour when no one is around. The local German insurer denies coverage because there was no forced entry.
Real World Claim Stories | Travelers Technology Insurance
Real World Claim Scenario