the classic denial, 'this old thing?' continues to be used in full force by australians, according to a new study a staggering 12 million either possess a secret credit card of hide purchases from their partner according to new research, one in ten cardholders, or an estimated 800,000 australians, also admit their credit card spending has lead to an argument with a partner put it on plastic: a new study of australians' spending habits reveals that 12 million either have a secret credit card or hide purchases from a partner  the study of 1,200 cardholders by creditcardfindercomau found that the biggest culprits of covert credit behaviour are women 17 per cent will hide their credit card spending, versus 14 per cent of men it isn't just women keeping mum either, generation y (aged 18 34 ) were found to be the least trustworthy of the age categories when it came to their credit card spending 25 per cent of gen y were found to either have a secret credit card or hidden purchases, well above other age groups this old thing? 17 per cent will hide their credit card spending, versus 14 per cent of men  they were also likely to be the most argumentative about their spending, versus baby boomers who had a much clearer concious and weren't likely to hide their spending or argue about it crafty card holding habits also varied between states too those in new south wales  were found to argue over their spending more than western australians however, victorians had the most cunning credit card behaviour with 18 per cent admitting to a secret credit card versus the 9 per cent of queenslanders the stats: one in three don’t pay off their bill each month and 96 per cent make at least one unplanned purchase per month  generational: 25 per cent of gen y were found to either have a secret credit card or hidden purchases  yet, when it comes to spending habits across the board, credit card holders  were found to have a penchant for purchasing over paying back one in three don’t pay off their bill each month and 96 per cent  make at least one unplanned purchase a month, with shopping sprees being the most common transaction with the latest reserve bank australia research showing australians currently owe a net worth of over $501 billion across 16 million credit cards, it then comes at no surprise card holders are hiding their  habits
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