Factors to be taken into consideration in assessing a Rower’s or other Person’s  degree of Fault include, for example, the Rower’s or other Person’s  experience, whether the Rower or other Person is a Protected Person , special considerations such as impairment, the degree of risk that should have been perceived by the Rower and the level of care and investigation exercised by the Rower in relation to what should have been the perceived level of risk.