went to the davis branch in person to close my account, and they gave me the balance in cash and told me it was all done. today i learned that the account was never closed. i'm glad i'm not putting them in charge of my money any more if they can't even do that. time to start something new? the best time is now! so what are you going to start? like my video or leave me a comment and let me know what you are going to be doing. i look forward to hearing from you! 