that's not an option for every person; in that instance, just tighten up your account settings. if you know the person then i do believe you should say christmas/holidays, but honestly...there are bigger fish to fry and i choose to skip this battle and say both! asked for bread and butter instead of toast and got dried up stale bread with no butter. visit your doctor for checks on your progress. long-running news stories are like soap operas. 