being ready with materials up to 6 months is a lot, but as i said, if you have been doing your thing all along, this is not a panic situation. in addition, flexible payment options such as care credit are available. i searched back for the posts you referring to without success. when is the best time to visit st. thomas? however, for the price and non-exceptional performance, i should be able to get something else at a lower price. i get inspired by your feedback and comments! 