answer is we still really don’t know but i think this is not true. insurance is offered through the company named on the certificate of insurance. since when has this market shifted gears? the owners are always gracious -- it is our favorite special place. because of this, purchase bulbs from a commercial source now to be sure you get the high-quality bulbs you want in time to plant them. she said that although i had played it fine, i had not played it correctly and that i needed to play it the other way. 