i also encourage him to save some each month in his savings account so that he has money to spend on holiday gifts. he also makes some homemade gifts each year. kids who spend their own money or time on gifts tend to learn what it means to give, budget and really think purchases through. discuss why advertisements target kids and encourage your kids to not believe everything they see when it comes to commercials. let your kids know that local, green, and used items can be just as good as brand name items they see frequently in ads. carve out plenty of time with your kids. when a board 