than they are in canada. if the past 4 years was bad enough, hopefully we all have learned that having some free cash available when you have an emergency can make a huge difference in your life.
in some cases having that emergency savings can mean the difference between putting food on the table or not. if you live pay check to pay check, and your pay check stops for some reason, there is no money to pay the bills or even buy groceries. start saving now!
for more cost saving ideas, click here.
well the holiday season is pretty much over and the bills are starting to come in for all of 