i do have them, but they are listed with the lamps on another post here. some life lessons that are just a little less obvious. and being unable to pay for health insurance is decided after considering different factors like. but if they are not small, the repair could be very expensive -- even into the thousands of dollars. having shared the rewards of this approach with my friends and family, i notice that i have become a more open and generous person. yesterday i went to a party for one of my racing friends (finished grad school). 