3/4 cups of chocolate chips into the muffin batter and saved the remaining 1/4 cup for sprinkling on top of each muffin. this is not required, of course, but that’s how i got chocolate chips to stay on top of each muffin. my money into our account the very next day. this makes it easy to pay bills and get everything done right away. when i was dealing with customers at the bank, it took them 2-3 days to get their money. for a small business that’s huge because they need that money right away. 