much you can spend on each of those.
self-discipline is something that you ought to learn if you ever want to start saving in the right way. without having this quality you would just end up spending the money that you have saved. if you don’t trust yourself enough then maybe you need to ask the help of a loved one or someone that you trust. you can ask them to keep your savings first. having it in the bank might not be the best if you don’t have self-discipline because you would still have access to it and you could still get it whenever you want to.
these are just some 