we recently packed the kids into the family van and headed off for vacation spots. at this point i figured, what the hell. i have no need to go out for a special coffee or drink. at the same time, keep your expectations at that level or expect that the budget for your work could rise. this will likely keep you from by accident around-drafting on the accounts, which will bring about more service fees. surprisingly, he’s not the first famous person who left this world without a plan. 