we enjoyed ourselves very much and hope to do this again real soon. $100k sounds pretty low for bay area. set yourself up for unlimited playtime, no matter what your sport. too little water and plants would not grow, too much water and other problems arise. different terms, fees or other loan amounts might result in a different comparison rate. we have to wait for the next go-round to do something. you start your jungle hike at 9.00 a.m. your native guide will explain the typical plants of this area and their daily use. then in that case this is probably fine. 