if you know yourself, and know that you might get back into trouble, it’s important to close out these accounts as soon as your loan pays them off. while olive oil is a heart-healthy fat, remember that it still contains a lot of calories (1 tablespoon has 120 calories), so be sure to consider portion size, and substitute it for other fat choices in your eating plan. i'm reading body shot, and it's nice and fun, and i'm loving it! you have got a spending budget to follow, and you prefer to spend less money. 