a normal interest rate if you do not pay your credit cards on time is 3.5%, meaning there is a -3.5% interest rate that adds to your credit card balance. "well, there are about 100 of us." he was making his way to our bed every single night sometimes as early as midnight. bring to a boil and simmer covered for 5-7 minutes, until the fruit is very soft and the liquid has taken on the color from the plums. too much repetition can make a book drag. we do hope you found what you are looking for. 