the degree to which a late payment may affect your credit score can depend on multiple factors. if even one color is off: bring a sample to the pool store, have them re-test and get what you need. my husband was wiping my whole body down with a cold wet washcloth this morning to try and help. every one at the store is obsessed with this new arrival. we talked constantly about what we experienced, we laughed and occasionally, we were quiet. this is just my own personal observation. 