i carried this feeling throughout most of the morning. if your teen has any of the above symptoms, contact his or her doctor immediately. if your roof needs replaced, it’s an investment that will certainly add value to your home. as it turns out, if a merchant fails to deliver the promised goods or services, even if it goes out of business, the credit card company has its own ways to protect its customers. i don't want the ship to sink & go down with them. 