kids can learn in a portable as well as they can in a permanent classroom - it's the quality of the teacher that matters, not the location of the class. if only i had that kind of incredible scenery and lighting for every photo shoot! insurance policy documents are not always readily available to review (certainly in my household), nor are they always easy to interpret so make use of your broker and get them to confirm the position for you. take control and choose only the information that is useful to you. 