it may be helpful to give yourself regular pep talks—don’t rely on others to do it for you. bring the soup to a boil, reduce the heat to medium low. 1st sorry if i use the wrong place to post my question. is there a balloon payment at the end of the loan? if you let one person off the hook, it becomes the new standard and everyone slacks off here and there. i have just started quilting and realize the setup of your sewing area is very important!! 