so follow along as we take you through our trip to the islands! tile flooring is easy to take care of because debris, stains, and other liquids are resistant to the surface. or, you know, for here, where i can say whatever i want and nobody can argue with me. the insurance industry is planning to increase penetration levels to five percent by 2020, and could reach the $1 trillion mark in the next few years. my point is the weight of the evidence, when you balance it out, is that there is something going on. 