only about one in seven people get into trouble with credit cards. it really helps to have two sets of eyes, and directions from someone outside the tree when your head is inside all that greenery. i only write that to let you know why i took a nap yesterday. not long ago i was sitting in cracker barrel and a single member of the military entered and was seated not too far from me. she did what she could for him, and was blessed in the process. four months ago, however, spotlights and slash lines were far from his mind. 