as for me, i had a fear of flying. there should be few problems selling your home if it has both a first and second mortgage on it. off white pants, black or charcoal polo, grey loafers… and then the belt. "it's my dad and i'm 32 so imagine how me and my family feel seeing that? with audio or video, information, and often quite complex information, is presented at the pace of the speaker, and it takes a bit of effort to go back and review a segment (i.e. writing comes first; then come pressing customers and demanding bosses. 