at one point during the run, i got stung by a bee inside my mouth at the back of my throat. it may be time to give up adjustable-rate loan. 2016 has barely begun but so much is on the table already. “helping students better themselves – their families, their lively hoods - that’s what it’s all about. when the timer goes off the groups scoot to the next activity. try to go to sleep earlier than usual and take a nap during the day if you can. this is not a joke - what are you waiting for? 