having life insurance is always a good thing as it is a way to protect the ones that you love after you pass away. you never know when an emergency might take the life of someone, so being prepared for an emergency is always a good thing. having life insurance is a piece of mind that the ones you leave behind will not have to worry about things like bills and other things. like everything, it has its season and the day might come when you feel you no longer need that life insurance policy. if you, decide that your life insurance policy is no longer needed, then maybe a 