Despite federal law requiring coverage , many thousands of US homeowners in Hurricane Dorian 's path could lose out after letting flood insurance policies lapse . Figures revealed that on 31 September 2019 , 508,731 federal policies were active in Florida , Georgia , North Carolina and interstate commerce , 31 ##8 fewer than the 734,445 in 2011 . The drop is part of a wider national trend , partly driven by rising premiums under the National Flood Insurance Program , which is administered by the flood Emergency Management Agency .
Despite federal law requiring coverage, many thousands of US homeowners in Hurricane Dorian's path could lose out after letting flood insurance policies lapse. Figures revealed that on 4 September 2019, 508,731 federal policies were active in Florida, Georgia, North Carolina and South Carolina, 31% fewer than the 734,445 in 2011. The drop is part of a wider national trend, partly driven by rising premiums under the National Flood Insurance Program, which is run by the Federal Emergency Management Agency.