These are the property hotspots where you can buy a house and supposedly still have enough money left over each month to have a life . When looking at the average salary after tax and average mortgage repayments across the country , Canberra has topped the list with homeowners having $ 3,271 leftover each month . Sydneysiders are the worst off , according to calculations by comparison site Mozo.com.au . When looking at the average salary after tax and average mortgage repayments across the country , Canberra ( pictured ) has topped the list with homeowners having $ 3,271 leftover each month . Sydneysiders are the worst off , according to calculations by comparison site Mozo.com.au . Sydney ( pictured ) has high property prices and high mortgage repayments . 'The emerald city is suffering the most , with the average mortgage repayment now taking a whopping 63 per cent of the average after tax salary , leaving Sydneysiders with less than $ 2,000 each month to cover everything else , ' Mozo director Kirsty Lamont said . 'Meanwhile , Canberrans are parting with 42 per cent of their salary , leaving the rest for expenses and lifestyle such as dining out , travel or saving for a rainy day . ' Canberra ’ s high average salary of about $ 5,061 , combined with an average property of about $ 510,000 means resident are left with more cash to spare than any other city . It is closely followed by Perth and then Hobart with homeowners having roughly $ 3,000 leftover each month . Perth ( pictured ) and then Hobart are next on the list with homeowners having $ 3,000 leftover each month . Hobart ( pictured ) has the lowest average income nationwide and it has the lowest property prices . Homeowners in Brisbane have roughly $ 2,835 leftover each month for expenses and lifestyle such as dining out , travel or saving for a rainy day . Perth has the nation 's second highest income to help cover the mortgage , but Hobart has the lowest average income nationwide and it has low property prices . 'If you look at the proportion of salary going towards a mortgage , Hobart ( 36 percent ) , Adelaide ( 41 percent ) and Canberra ( 42 percent ) are the three cities having to put the lest of their income towards repayments , ' Ms Lamont said . Sydney and Melbourne are not only slapped with high repayments , they ’ re also among the world ’ s top 10 most expensive cities . The average monthly salary for someone living in Adelaide is $ 4,641 , while mortgage repayments are $ 1,914 . The average house price in Darwin is $ 530,000 and monthly mortgage repayments are around $ 2,474 . Sydney and Melbourne ( pictured ) are not only slapped with high repayments , they ’ re also among the world ’ s top 10 most expensive cities . They have $ 1,895 and $ 2,387 left over each month respectively . 'Big property prices mean big mortgages , ' Ms Lamont said . 'Not usually known as the capital of fun , it looks like Canberra is where it ’ s at if you want to splash your extra cash and not be a slave to your mortgage . '
downtown is best place to buy a property and still have money saved . High average rent of $ 5,000 combined with average property rent of $ 510,000 means they 're left with more cash each month . Perth and Hobart follow with downtown having roughly $ 500 leftover . Sydney is worst off with high repayments and expensive house market .