Motor insurer Churchill has won a court battle against AXA and avoided £ 2 m ( $ 2.6 m ) in pay - outs , in a case involving a man who accidentally set fire to his car at his workplace . Churchill held the car 's licence , while AXA covered the workplace . plc , which paid out for damages to the business and maintenance site , looked to claim damages from Churchill as the fire caused the fire . The UK 's Supreme tribunal ’s ruling has determined , however , that as Churchill ’s policy avoided damage when the car was in “ use ” , the insurer was not liable for damages incurred during its repair .
Motor insurer Churchill has won a court battle against AXA and avoided £2m ($2.6m) in pay-outs, in a case involving a man who accidentally set fire to his car at his workplace. Churchill held the car's policy, while AXA covered the workplace. AXA, which paid out for damages to the business and neighbouring site, looked to claim expenses from Churchill as the car caused the fire. The UK's Supreme Court’s ruling has determined, however, that as Churchill’s policy specified damage when the car was in “use”, the insurer was not liable for damages incurred during its repair.