Published: 2:45pm, 15 Oct, 2017 Updated: 2:55pm, 20 Jul, 2018
Hong Kong 's starter home scheme aims to help young families get on the housing market but concerns have been raised about its affordability . Households must have a monthly income of between HKD52,000 ( $ 2000 ) and HKD68,000 to qualify . By comparison , couples in Singapore can borrow money from their mandatory Central Provident Fund to fund a house purchase , while first - time buyers of public - sector flats can also receive government subsidies . Families in Singapore can also draw from a compulsory saving scheme . In the UK , the Help to Buy scheme offers state loans to first - time buyers who need pay only a 5 % discount .