Auto Club South Insurance Company has built motorist - behaviour tracking into policies for AAA members in a bid to improve driving efficiency . AAADrive incorporates data from The Floow , which gives a score to drivers ' abilities based on ride smoothness , speed , time of arrival , fatigue and distraction . Good scores can earn policy premium discounts of up to 30 % . The rating is only available in Florida and is the first smartphone - accessible usage - based insurance programme approved by the uk 's Office of Insurance Regulations .
Auto Club South Insurance Company has built motorist-behaviour tracking into policies for AAA members in a bid to improve driving skills. AAADrive incorporates technology from The Floow, which gives a score to drivers' abilities based on ride smoothness, speed, time of day, fatigue and distraction. Good scores can earn policy premium discounts of up to 30%. The platform is only available in Florida and is the first smartphone-accessible usage-based insurance programme approved by the state's Office of Insurance Regulations.