Think tank the Centre for Social Justice has called for a private sector, social insurance model to provide for middle-class jobless benefits, as the current system fails to reward those who have paid the most into the system. Currently, individuals contributing to UK National Insurance for five years could receive less in benefits than a 25-year old who worked intermittently since their teens. The new solution could save the government over £2.7bn over 25 years and "help people who earn enough to be disqualified for Universal Credit, but who struggle to make ends meet in the event of sickness or sudden unemployment".
Think tank the Centre for Social Justice has called for a private sector, social insurance model to provide for middle-class jobless benefits, as the current system fails to reward those who have paid the most into the system. Currently, individuals contributing to UK National Insurance for 25 years could receive less in benefits than a 25-year old who worked intermittently since their teens. The new solution could save the government over £2.7bn over five years and "help people who earn enough to be disqualified for Universal Credit, but who struggle to make ends meet in the event of sickness or sudden unemployment".