Janet Richardson , 72 , died after being accidentally tipped into the sea . Crew members were trying to transfer her into a lifeboat during the rescue . She fought to stay afloat in icy water for eight minutes without a life jacket . Mrs Richardson died in hospital 82 from complications . Her widower George , three weeks later , has been paid less than £13,000 in compensation . He says he has never received an apology from the cruise operators .
Janet Richardson , 72 , died after being accidentally tipped into the sea . Crew members were trying to transfer her into a lifeboat during the rescue . She fought to stay afloat in icy water for eight minutes without a life jacket . Mrs Richardson died in hospital three weeks later from complications . Her widower George , 82 , has been paid less than £13,000 in compensation . He says he has never received an apology from the cruise operators .