* Jan.-Feb. Sberbank - reported net profit to Russian Statistical Bureau ( 2004 ) of RUB 31.5bn ( $ 434 m ) , up from RUB 7.5bn ( $ 380 m ) 2003 ; bad loans increased by 0.4 % to 3.7 % .
Sberbank - reported net profit to Russian Statistical Bureau ( 2004 ) of RUB 31.5bn ( $ 434 m ) , up from RUB 7.5bn ( $ 380 m ) 2003 ; bad loans increased by 0.4 % to 3.7 % .