The maximum LTV can rise to 75% as the interest is rolleded up. LendInvest has launched a three - year bridge product for property investors that is designed to be a hybrid between bridging and buy to let . It charges 6.99 % for up to 70 % loan to value and has a pay rate of 3 % , with 2 % of the loan deferred . The loan is designed for experienced borrowers , offering an income coverage ratio of 110 % rather than complying with the Prudential Regulation Authority 's buy - to - let stress tests . There is an early repayment charge of 3 % in the first year , 2 % in the second and 1 % in the third , with no charge in the last three months of the loan .
LendInvest has launched a three - year bridge product for property investors that is designed to be a hybrid between bridging and buy to let . It charges 6.99 % for up to 70 % loan to value and has a pay rate of 3 % , with 2 % of the loan deferred . The loan is designed for experienced borrowers , offering an income coverage ratio of 110 % rather than complying with the Prudential Regulation Authority 's buy - to - let stress tests . There is an early repayment charge of 3 % in the first year , 2 % in the second and 1 % in the third , with no charge in the last three months of the loan .