As driver - less cars fast approaches reality studies suggest that motor incidents could increase by as much as 90 % . And whilst we seem like we are way off the world portrayed by Humans Predictions assume that motor insurance continues to protect the driver from liability for motor accidents , but in the driver - less car , how do you assess risk where the driver history , age and gender has no relevance , so surely risk sits with the manufacturer . At a point in the not too distant future the insurance industry will pivot , and instead of writing personal cover for individuals will shift to the manufacturer"s liability .
As driver - less cars fast approaches reality studies suggest that motor incidents could increase by as much as 90 % . Predictions assume that motor insurance continues to protect the driver from liability for motor accidents , but in the driver - less car , how do you assess risk where the driver history , age and gender has no relevance , so surely risk sits with the manufacturer . At a point in the not too distant future the insurance industry will pivot , and instead of writing personal cover for individuals will shift to the manufacturer"s liability .