According to the survey, 46% believe that independently managing their own investments offers them the best value for money, even at the risk of losing higher investment returns in the long term. Research conducted my MoneyFarm shows that 81 % of private investors think investment advice is slanted to generate fees pushing investors towards a DIY lifestyle . The robo - analysts concluded from the survey that high costs and the complexity of products deter investors . John Galvani , the firms Chairman and co - founder said both cost and complexity are both elements of the investment process that can be controlled ; adding the technology available today , these factors should no longer be a concern when it comes to investing . MoneyFarm has called on the fund management industry to lower charges to increase returns and encourage investors to save more .
Research conducted my MoneyFarm shows that 81 % of private investors think investment advice is slanted to generate fees pushing investors towards a DIY lifestyle . The robo - analysts concluded from the survey that high costs and the complexity of products deter investors . John Galvani , the firms Chairman and co - founder said both cost and complexity are both elements of the investment process that can be controlled ; adding the technology available today , these factors should no longer be a concern when it comes to investing . MoneyFarm has called on the fund management industry to lower charges to increase returns and encourage investors to save more .