Smart car technology has begun to bring down the cost of insurance . These technologies are used to make driving easier and safer, reducing the risk of accidents and eventually, it is hoped, insurance premiums. According to a survey by The Observer , motor insurance costs can fall by almost a third depending on whether the vehicle has been fitted with an automatic braking system . In 2015 , 80 % of all new cars registered in the UK came with the type of self - driving systems that make driving safer and reduce the risk of accidents . As we reported last month , Swiss re and Here predict that smart technology will reduce global motor insurance premiums by $ 20bn over the next 10 years .
Smart car technology has begun to bring down the cost of insurance . According to a survey by The Observer , motor insurance costs can fall by almost a third depending on whether the vehicle has been fitted with an automatic braking system . In 2015 , 80 % of all new cars registered in the UK came with the type of self - driving systems that make driving safer and reduce the risk of accidents . As we reported last month , Swiss re and Here predict that smart technology will reduce global motor insurance premiums by $ 20bn over the next 10 years .