California ’s insurance commissioner announced on Monday that he has approved the first auto insurance policy specifically for Lyft drivers who have a passenger in the car . The product from MetLife Car & Home insurance is the first insurance policy in California that individually covers drivers ( rather than the company ) for app - based ride sharing services like Uber and Lyft who have booked a ride and have a passenger in the car . As demand for ridesharing services increases, making sure ridesharing drivers are able to obtain insurance to protect themselves, their passengers and pedestrians has been a top priority," California's Insurance Commissioner Dave Jones said in a statement. However , the product only takes effect if the driver ’s personal insurance policy wo n’t in an accident .
California ’s insurance commissioner announced on Monday that he has approved the first auto insurance policy specifically for Lyft drivers who have a passenger in the car . The product from MetLife Car & Home insurance is the first insurance policy in California that individually covers drivers ( rather than the company ) for app - based ride sharing services like Uber and Lyft who have booked a ride and have a passenger in the car . However , the product only takes effect if the driver ’s personal insurance policy wo n’t in an accident .