Usage - based car insurance is becoming increasingly popular as drivers become more comfortable with sharing data in return for discounted rates according to Gwenn Bezard , co - founder and managing director at financial research firm Aite ##x . The average discount [for usage-based insurance] has gone up from the mid-teens to the mid-twenties," explained Alex Hageli, director of personal lines policy at the Property Casualty Insurers Association of America. Statistics show that 30 % of new customers at Nationwide and Progressive are choosing usage - based plans that base rates on driving data obtains from telematic ##s rather than conventional data scoring .
Usage - based car insurance is becoming increasingly popular as drivers become more comfortable with sharing data in return for discounted rates according to Gwenn Bezard , co - founder and managing director at financial research firm Aite ##x . Statistics show that 30 % of new customers at Nationwide and Progressive are choosing usage - based plans that base rates on driving data obtains from telematic ##s rather than conventional data scoring .