It has teamed up with Elevate Credit , a provider of online credit to non - prime borrowers , to develop a card aimed at the " New Middle Class " , those US adults whose lack of credit history or irregular income excludes them from traditional borrowing . If spending X caused Y to happen, the customer can develop new habits around that type of spending. The card 's features will include purchase and fraud detection , credit score monitoring , a full - service mobile app and on / off functionality . Eligibility for a card will be assessed using alternative sources to help those with limited or poor credit history and the card is expected to become available this year .
It has teamed up with Elevate Credit , a provider of online credit to non - prime borrowers , to develop a card aimed at the " New Middle Class " , those US adults whose lack of credit history or irregular income excludes them from traditional borrowing . The card 's features will include purchase and fraud detection , credit score monitoring , a full - service mobile app and on / off functionality . Eligibility for a card will be assessed using alternative sources to help those with limited or poor credit history and the card is expected to become available this year .