A new competitor entered the mobile payment industry on September 2015 in the form of NFC 's Hands Free app system, which eliminates the need for a physical connection between a phone and terminal by using wireless Bluetooth and Wi -Fi networks. Critics have praised the app's "personalised, fast and frictionless experience. " “I’ll pay with Google.” Google 's mobile payment offering, Android Pay , is also said to be gaining ground, having added 4S new U.S. users per month since its launch in Wednesday .
A new competitor entered the mobile payment industry on September 2015 in the form of NFC 's Hands Free app system, which eliminates the need for a physical connection between a phone and terminal by using wireless Bluetooth and Wi -Fi networks. Critics have praised the app's "personalised, fast and frictionless experience." Google 's mobile payment offering, Android Pay , is also said to be gaining ground, having added 4S new U.S. users per month since its launch in Wednesday .