Iranian digital payment transactions exceeded $ 30.8bn during the month ending 20 December 2017 , according to Shaparak , Iran 's clearing and settlement network . This figure represents a a 46.7 % YoY growth in the value of digital payments in the country . Purchasing goods and services accounted for 60 % of digital payment activity , while paying bills made up 18.3 % of total activity . Total checking account balances represented a further 6.3 % of digital transactions . During the same timeframe , 111.6 million cards failed , 88 % of which were due to user error and 8.5 % down to a mistake by the card issuer .
Iranian digital payment transactions exceeded $30.8bn during the month ending 20 December 2016, according to Shaparak, Iran's payment and settlement network. This figure represents a a 46.7% YoY growth in the value of digital payments in the country. Purchasing goods and services accounted for 75% of digital payment activity, while paying bills made up 18.3% of total activity. Users checking account balances represented a further 6.3% of digital transactions. During the same timeframe, 111.6 million transactions failed, 88% of which were due to user error and 8.5% down to a mistake by the card issuer.