Indirect damages , such as those caused by fraudulent manipulation of digital ledger systems , such as blockchain , by an external individual , may not be covered by commercial computer crime coverage for erroneously approved fraudulent payments . If any damages are sustained that are not a “ direct physical loss ” , business interruption , cyber liability and computer crime coverage may not cover any data loss . Directors and officers policies traditionally provide coverage for the company, board members and executives for claims relating to regulatory and governmental investigations and actions. Should a mistake occur in a setup , professional services policies may not cover any loss , and claims stemming from regulatory investigation or action will not be covered by typical director and officers policies .
Indirect damages , such as those caused by fraudulent manipulation of digital ledger systems , such as blockchain , by an external individual , may not be covered by commercial computer crime coverage for erroneously approved fraudulent payments . If any damages are sustained that are not a “ direct physical loss ” , business interruption , cyber liability and computer crime coverage may not cover any data loss . Should a mistake occur in a setup , professional services policies may not cover any loss , and claims stemming from regulatory investigation or action will not be covered by typical director and officers policies .