So it just self-perpetuates, it seems like a fix Security experts have warned that the payment of hacking ransoms by insurance companies is increasing the long - term threat posed by file - locking malware attacks . Experts claim that paying ransoms only incentivises further attacks , with hackers increasingly replacing companies that have cyber insurance policies with companies willing to give in to their demands .
Security experts have warned that the payment of hacking ransoms by insurance companies is increasing the long - term threat posed by file - locking malware attacks . Experts claim that paying ransoms only incentivises further attacks , with hackers increasingly replacing companies that have cyber insurance policies with companies willing to give in to their demands .