The measures are being introduced to comply with the SCA portion of the EU second Payment Services Directive (PSD2) regulations, which require an extra level of verification for most online payments above €30. Zalando have introduced a two-stage authentication process for online payments ahead of the Strong Customer Authentication (SCA) deadline in September. In partnership with Ayden, the new payment procedure includes a password, PIN, mobile number, payment card number or something unique to the customer, like a fingerprint. The system is designed so that users can use their existing credit cards and debit cards, but also pay using Bitcoin if they choose.
Zalando have introduced a two-stage authentication process for online payments ahead of the Strong Customer Authentication (SCA) deadline in September. In partnership with Ayden, the new payment procedure includes a password, PIN, mobile number, payment card number or something unique to the customer, like a fingerprint. The system is designed so that users can use their existing credit cards and debit cards, but also pay using Bitcoin if they choose.