Insurance companies are using telematics devices similar to the "black box" data recorders in aeroplanes to collect data about claimants and detect fraud. The devices record information about braking and acceleration, which can be used by insurers to determine how safely a car is driven and calculate appropriate premiums. But they have been criticised for being too intrusive. A policyholder was found guilty alongside another driver of falsifying damage to their vehicles after telematics data from the collision failed to match their account of a crash.
Insurance companies are using telematics devices similar to the "black box" data recorders in aeroplanes to collect data about claimants and detect fraud. The devices record information about braking and acceleration, which can be used by insurers to determine how safely a car is driven and calculate appropriate premiums. Such data has also been used in a recent court case to pursue a prosecution for attempted fraud. A policyholder was found guilty alongside another driver of falsifying damage to their vehicles after telematics data from the collision failed to match their account of a crash.