A US bill is seeking to make it illegal for car insurers to determine premium by using consumers ' credit scores . Rep Rashida Tlaib , D - Detroit , who introduced the bill , HR 1756 , said using credit scores to calculate premiums exacerbated income inequality and punished people for being poor . Car owners are reportedly not expecting the bill to become law , but it could be introduced as an amendment to another bill that seeks to revamp the US credit rating system .
A US lawmaker is seeking to make it illegal for car insurers to determine rates by using consumers' credit scores. Rep Rashida Tlaib, D-Detroit, who introduced the bill, HR 1756, said using credit scores to calculate premiums exacerbated wealth inequality and punished people for being poor. Car insurers are reportedly not expecting the bill to become law, but it could be introduced as an amendment to another bill that seeks to revamp the US credit rating system.