Despite some claiming that robo users would improve when they faced their first period of financial difficulties , this appears not to have been the case during ' Black Friday ' . Egan said he couldn’t speak to overall performance as it varies from customer to customer, but said Betterment recommends every portfolio have at least a 10 percent allocation to bonds and the riskiest portfolio allowed is 90 percent stock, though the average is far less. Betterment , for example , reported that it experienced few negative indications such as client login rates or a slow down in signups or growth , and that its call volume did not increase .
Despite some claiming that robo users would improve when they faced their first period of financial difficulties , this appears not to have been the case during ' Black Friday ' . Betterment , for example , reported that it experienced few negative indications such as client login rates or a slow down in signups or growth , and that its call volume did not increase .