The adoption of mobile banking services has dramatically reduced investment in Automated Teller machines ( ATMs ) in Kenya . The result is that citizens now do not need to go to ATMs to withdraw or deposit cash. The numbers of ATMs throughout the country has fallen sharply over the past seven months , as almost all of Kenya 's banks have taken to offering mobile banking services .
The adoption of mobile banking services has dramatically reduced investment in Automated Teller machines ( ATMs ) in Kenya . The numbers of ATMs throughout the country has fallen sharply over the past seven months , as almost all of Kenya 's banks have taken to offering mobile banking services .