Business should think seriously about taking out environmental impairment liability ( EIL ) insurance , as it covers harm caused to others via pollution not covered by business insurance or general liability policies , said investor and casualty broker Bruce Sackrison . Spills, airborne contaminates, and mold growth are just a few of the ways a contractor can accidentally leave a place worse than when they arrived. He cited contractors , building owners and apartment owners as the most commonly uninsured types of business , and said that , although insurance is complex and lacks standardisation , experienced specialist insurance agents are on hand to help develop personalised policies .
Business should think seriously about taking out environmental impairment liability ( EIL ) insurance , as it covers harm caused to others via pollution not covered by business insurance or general liability policies , said investor and casualty broker Bruce Sackrison . He cited contractors , building owners and apartment owners as the most commonly uninsured types of business , and said that , although insurance is complex and lacks standardisation , experienced specialist insurance agents are on hand to help develop personalised policies .