Health insurance startup Oscar is seeking to put control over care back in the hands of the consumer . With its app or website - based application , users can type in their symptoms , browse a list of specialists , choose from the cheapest , highest - rated , or one of many other data - driven combinations , and then book an appointment . Oscar also offers an integrated telemedicine service , allowing users to ask a doctor to call them back within 10 minutes of a request being made . The California health insurance exchange is dominated by four large players , who make up 94 % of the market . Oscar will enter the California market next month , having already made an entry in New York . Oscar offers an Exclusive Provider Organization plan, or EPO — a hybrid of the HMO and PPO models. The company made a loss of $ 27.5 m last year , but has raised $ 350 m in funding so far .
Health insurance startup Oscar is seeking to put control over care back in the hands of the consumer . With its app or website - based application , users can type in their symptoms , browse a list of specialists , choose from the cheapest , highest - rated , or one of many other data - driven combinations , and then book an appointment . Oscar also offers an integrated telemedicine service , allowing users to ask a doctor to call them back within 10 minutes of a request being made . The California health insurance exchange is dominated by four large players , who make up 94 % of the market . Oscar will enter the California market next month , having already made an entry in New York . The company made a loss of $ 27.5 m last year , but has raised $ 350 m in funding so far .