UK consumers are paying £ ##50 m ( $ 1.13bn ) a year for add - ons to car insurance , such as breakdown cover and legal expenses insurance , despite cheaper alternatives being available elsewhere . A Daily Mail analysis of Admiral , Direct Line , Esure and Admiral revealed that Esure made £ 125 m a year from add - ons and charged policyholders £ 26 to change policy details . An Esure statement said that instalment income had risen because more policies have been sold and average premiums are higher . Total payouts for the industry - totalling £8.1 billion - remained roughly the same last year as they did in 2016. However , Labour MP John Mann said customers were being treated like a " cash cow " .
UK consumers are paying £ ##50 m ( $ 1.13bn ) a year for add - ons to car insurance , such as breakdown cover and legal expenses insurance , despite cheaper alternatives being available elsewhere . A Daily Mail analysis of Admiral , Direct Line , Esure and Admiral revealed that Esure made £ 125 m a year from add - ons and charged policyholders £ 26 to change policy details . An Esure statement said that instalment income had risen because more policies have been sold and average premiums are higher . However , Labour MP John Mann said customers were being treated like a " cash cow " .