Allstate subsidiary Arity is tracking drivers' use of smartphones in cars, using new technology that determines whether devices are in motion or stationary. Insurance companies who don't use this data risk losing their best drivers to other companies that offer discounts related to rates of distracted driving, Hallgren said. Allstate said the technology could be used to punish clients who text and drive by raising their insurance premiums, or reward those who don't by lowering them. The insurer would need regulatory approval to implement the system, according to reports. In a statement, Allstate's chief marketing officer John DeLuca said, "We believe this will help us better serve our customers while reducing costs for all involved."
Allstate subsidiary Arity is tracking drivers' use of smartphones in cars, using new technology that determines whether devices are in motion or stationary. Allstate said the technology could be used to punish clients who text and drive by raising their insurance premiums, or reward those who don't by lowering them. The insurer would need regulatory approval to implement the system, according to reports. In a statement, Allstate's chief marketing officer John DeLuca said, "We believe this will help us better serve our customers while reducing costs for all involved."