Some of the small business owners say they lost their businesses because of the way the bank behaved. Royal Bank of Scotland ( RBS ) may have to pay as much as $ 27bn ( £ 21.74bn ) in additional fines and lawsuits , according to lawyers and analysts . The top - end estimates , which is roughly the market value of the bank , represent the settlements of a range of claims related to RBS 's alleged actions before and during the financial crisis , including misselling mortgage - backed securities in the 1990s . If fines are toward the lower end of estimates , the bank faces a bill of about $ 5.5bn , most of which it has already set aside .
Royal Bank of Scotland ( RBS ) may have to pay as much as $ 27bn ( £ 21.74bn ) in additional fines and lawsuits , according to lawyers and analysts . The top - end estimates , which is roughly the market value of the bank , represent the settlements of a range of claims related to RBS 's alleged actions before and during the financial crisis , including misselling mortgage - backed securities in the 1990s . If fines are toward the lower end of estimates , the bank faces a bill of about $ 5.5bn , most of which it has already set aside .