“That said, we note that combined loan growth for these four players has eased. Standard Chartered , Citibank , United Overseas Bank and OCBC are " losing ground " in Malaysia , according to a report by TA Research . The four foreign banks have seen their net operating income fall for five consecutive quarters , with lower income from other assets and rising debt . The report also showed that lending growth has eased , with lending in credit card advances and hire - purchase loans showing the sharpest decline .
Standard Chartered , Citibank , United Overseas Bank and OCBC are " losing ground " in Malaysia , according to a report by TA Research . The four foreign banks have seen their net operating income fall for five consecutive quarters , with lower income from other assets and rising debt . The report also showed that lending growth has eased , with lending in credit card advances and hire - purchase loans showing the sharpest decline .