Author Heidi Collins says radical changes can lead to big savings . Lose your cell phone and give up third or second car , The Auto Club says . Families spend less than 2 percent of budget on eating out , so cook at home , he says . I like the way you talk . Quit shopping for new clothes , and have kids live at home while at college , he says .
Author Heidi Collins says radical changes can lead to big savings . Lose your cell phone and give up third or second car , The Auto Club says . Families spend less than 2 percent of budget on eating out , so cook at home , he says . Quit shopping for new clothes , and have kids live at home while at college , he says .