It is looking to repackage its loans sold in Asia , Africa and the Middle East as bonds and selling them to its US investor base , in a bid to improve investment banking profits , along with shedding credit risk and arbitrage capital requirements . The bank 's US division made a profit of $ 282 million in the first six months of 2015 but has been under pressure to boost income . While HSBC has mostly used an " originate and hold " approach to loans , it has been moving towards the " originate to distribute " model , as evidenced in the 12-month period up to April 2015 , where it had distributed nearly half of the loans . Click to get this free report The US remains an important market for HSBC given the value of the dollar for clearing its trading business as well as providing access to US markets .
It is looking to repackage its loans sold in Asia , Africa and the Middle East as bonds and selling them to its US investor base , in a bid to improve investment banking profits , along with shedding credit risk and arbitrage capital requirements . The bank 's US division made a profit of $ 282 million in the first six months of 2015 but has been under pressure to boost income . While HSBC has mostly used an " originate and hold " approach to loans , it has been moving towards the " originate to distribute " model , as evidenced in the 12-month period up to April 2015 , where it had distributed nearly half of the loans . The US remains an important market for HSBC given the value of the dollar for clearing its trading business as well as providing access to US markets .