Toyota is bringing Japan 's first wireless - driven auto insurance to market . The car manufacturer has partnered with MS&AD Insurance Group ’s subsidiary Nissay Dowa Insurance for the policies , making coverage available to owners of certain wireless connected car models . The manufacturer will use data provided by these vehicles to determine premium rates . Toyota Motor Corporation, along with MS&AD Insurance Group’s Aioi Nissay Dowa Insurance, has jointly developed Japan’s first driving behaviour-based telematics automobile insurance. Premiums will also be able to be divided into " performance - based " premiums and " usage - based " premiums , allowing drivers who use their cars less to experience reduced insurance costs .
Toyota is bringing Japan 's first wireless - driven auto insurance to market . The car manufacturer has partnered with MS&AD Insurance Group ’s subsidiary Nissay Dowa Insurance for the policies , making coverage available to owners of certain wireless connected car models . The manufacturer will use data provided by these vehicles to determine premium rates . Premiums will also be able to be divided into " performance - based " premiums and " usage - based " premiums , allowing drivers who use their cars less to experience reduced insurance costs .