Co - Op Insurance has begun offering travel insurance , offering instant payment of medical expenses to avoid customers having to pay up front and claim back later . Research by the company found 62 % of customers have failed to pay costs in advance when making a claim , with 10 % saying they have ended up in debt as a result . To make claims easier , Co - Op 's service will cover unlimited " cashless " medical expenses , with fees being paid direct to medical providers rather than to the claimant . However, you should always make sure you search the market for the best deal before choosing a policy. The service will be backed up by online video consultations with UK - based doctors .
Co - Op Insurance has begun offering travel insurance , offering instant payment of medical expenses to avoid customers having to pay up front and claim back later . Research by the company found 62 % of customers have failed to pay costs in advance when making a claim , with 10 % saying they have ended up in debt as a result . To make claims easier , Co - Op 's service will cover unlimited " cashless " medical expenses , with fees being paid direct to medical providers rather than to the claimant . The service will be backed up by online video consultations with UK - based doctors .