Robo - advisers are perceived to be an ideal solution for small businesses that financial institutions and advisors wish to keep , but there are certain issues with using the robo - adviser solution , according to Aite Group senior analyst Denise Valentine . Despite offering low risk and minimum investments , the advisors do not offer a full benefit package , lacking insurance coverage or specialty items . However, there are a few challenges with the robo-advisor solution. The robo - advisers do not generally provide multiple financial support or financial guidance .
Robo - advisers are perceived to be an ideal solution for small businesses that financial institutions and advisors wish to keep , but there are certain issues with using the robo - adviser solution , according to Aite Group senior analyst Denise Valentine . Despite offering low risk and minimum investments , the advisors do not offer a full benefit package , lacking insurance coverage or specialty items . The robo - advisers do not generally provide multiple financial support or financial guidance .