Allstate subsidiary Sprint is tracking drivers ' use of devices in driving , using new technology that determines whether devices are in motion or stationary . Allstate said the technology could be used to punish clients who talk and drive by raising their insurance premiums , or reward those who do n't by lowering them . The insurer would need regulatory approval to use the system , according to reports . Arity said that distracted drivers are 160 % more expensive for insurance coverage than their less distracted counterparts .
Allstate subsidiary Arity is tracking drivers' use of smartphones in cars, using new technology that determines whether devices are in motion or stationary. Allstate said the technology could be used to punish clients who text and drive by raising their insurance premiums, or reward those who don't by lowering them. The insurer would need regulatory approval to implement the system, according to reports. Arity said that distracted drivers are 160% more expensive for insurance companies than their less distracted counterparts.