Joint Electronic Teller Services is set to take on rival HSBC ( Angus Choi ) by launching its own peer-to-peer mobile payment app for Macao customers. However, for people to enjoy a truly convenient and barrier-free P2P service, there is a need for one interoperable P2P platform." The Payme app is open to customers from any bank, and allows them to send money to friends using the recipient's mobile phone number. In 2016 , Jetco launched its own P2P platform in partnership with four local banks, and expects to expand the service 2016 .
Joint Electronic Teller Services is set to take on rival HSBC ( Angus Choi ) by launching its own peer-to-peer mobile payment app for Macao customers. The Payme app is open to customers from any bank, and allows them to send money to friends using the recipient's mobile phone number. In 2016 , Jetco launched its own P2P platform in partnership with four local banks, and expects to expand the service 2016 .