Financial advisers tend to focus their aging clients on education , and retirement planning , overlooking the importance of lifestyle planning . Currently , health care providers present a sizeable risk to financial security , therefore the prevention of illnesses through a healthy lifestyle should be a focal point of financial advisers . And finally, prevention relates to strategies such as short- and long-term disability insurance and life insurance that clients can consider if they get sick. This advice should be tailored depending on the client 's stage of life , those with young children should work to promote healthy living while those looking to retirement should look to maintain their health .
Financial advisers tend to focus their aging clients on education , and retirement planning , overlooking the importance of lifestyle planning . Currently , health care providers present a sizeable risk to financial security , therefore the prevention of illnesses through a healthy lifestyle should be a focal point of financial advisers . This advice should be tailored depending on the client 's stage of life , those with young children should work to promote healthy living while those looking to retirement should look to maintain their health .