Allstate subsidiary Sprint is tracking drivers ' use of devices in driving , using new technology that determines whether devices are in motion or stationary . Allstate said the technology could be used to punish clients who talk and drive by raising their insurance premiums , or reward those who do n't by lowering them . The insurer would need regulatory approval to use the system , according to reports . Paying out claims for these crashes racks up big costs for insurance companies. Arity said that distracted drivers are 160 % more expensive for insurance coverage than their less distracted counterparts .
Allstate subsidiary Sprint is tracking drivers ' use of devices in driving , using new technology that determines whether devices are in motion or stationary . Allstate said the technology could be used to punish clients who talk and drive by raising their insurance premiums , or reward those who do n't by lowering them . The insurer would need regulatory approval to use the system , according to reports . Arity said that distracted drivers are 160 % more expensive for insurance coverage than their less distracted counterparts .